Lifestyles After 50 Suncoast, Pinellas, West Pasco Edition, April 2017

Lifestyl Apr es E v e n t il 1 2 h t at e Kap th ok in lw C

Suncoast ~ April 2017 Pinellas, West Pasco

Olivia Newton-John

BY TERRI BRYCE REEVES

Ahead of the Florida part of her tour, we caught up with the iconic Australian singer and asked her about her life now, nearly four decades after Grease hit the movie theaters and launched her to stardom. Since then, the four-time Grammy winner, singer, actress, activist and breast cancer “thriver,” has sold more than 100 million albums. Recently, she scored another #1 hit on Billboard’s Dance Club Songs chart with a song performed with her daughter, Chloe Lattanzi. She’s 68 and happier than ever.

Q. Can you tell me a little bit about your tour?

A. This tour gets me and my band across the USA again, so it’s a lot of fun and very exciting. This year we have about 30 shows from Florida to the West Coast. As for my show, it’s basically a journey through my life with my music -everything from my early country hits to my pop and rock songs including numbers Grease and Xanadu. I will also be doing something from my latest CD, Liv On.

Q. Are you still a resident of Florida?

A. Yes! We have a home on the beach in Florida. In fact, I’m here right now for some R&R between tour cities.

husband, John Easterling, “Amazon John,” (ACEER.org). You co-founded National Tree Day in Australia and One Tree, One Child, an international school initiative. With Earth Day coming up in April, can you advise our over-50 readers how they can best help their grandchildren become good stewards of the Earth?

A. I think the best thing anyone over 50 can teach their grandchildren is to have respect for and cherish the planet -- it’s the only one we have. We must educate our children about the consequences we face if we don’t protect the trees, water and wildlife. Plant a tree together and teach them to turn the water off when they brush their teeth.

Q. At a time in life when many may be content to rest on their laurels, you are touring, acting, singing and championing favorite causes like breast cancer awareness, cancer research and the environment. Can you speak to the importance of remaining active and engaged as it relates to successful aging?

A. I’m very lucky because as someone in the public eye, I can use my celebrity to bring awareness to causes that are very important to me. Being engaged in life keeps you young.

And taking care of yourself and remaining active helps keep you balanced in body, mind and spirit. I am the happiest I’ve ever been!

Q. In May 2013, you lost your sister Rona to brain cancer.

Has music helped you deal with your pain?

A. Losing my sister was a terrible shock – she was a very healthy, fit person who exercised every day and ate well. She died very quickly and it put me in a spin for about a year. Amy Sky, a wonderful singer and songwriter from Canada, and I realized that there really isn’t any music out there specifically made for people going through loss or grief, so we created Liv On with our friend Beth Nielsen Chapman.

All of us have lost loved ones to cancer. We sat down with our notepads and cups of tea and started sharing experiences. We laughed, we cried -- it was therapeutic. Ultimately we created songs with a message of compassion and hope for those grieving a loss or on the journey to health and recovery. We encourage people to share their own stories at ONJCancerCentre.org, the website for my Cancer Wellness & Research Centre in my hometown of Melbourne, Australia.

Q. We enjoyed your 2015 stint as a judge on Dancing with the Stars. Any plans to become a contestant?

A. That was a lot of fun and I have so much respect for those dancers but, no, I wouldn’t consider doing the show as a contestant. I’m very flattered that they have asked me, but, it’s such hard work. Besides, I have danced with Gene Kelly (Xanadu) and with John Travolta (Grease) -- that was “my” Dancing with the Stars! (Laughing.)

Q. Any exciting plans and projects for the future?

A. Well, in addition to touring solo this year, I will be doing more “Liv On” concerts with Amy Sky and Beth Nielsen Chapman. Later this month I am making a movie with my daughter Chloe, a talented actress and singer/songwriter!

Q. We remember you in spandex in your 1982 video for Let’s Get Physical. What do you do these days to stay healthy?

A. Today I love to go on long hikes with my husband and my dog, play tennis and work out as well. I use meditation and yoga as ways to stay grounded and balanced. I also try to eat organic foods as often as I can. I love veggies, drink lots of water and limit alcohol to an occasional glass of wine now and then. I also laugh as often as I can -- and often at myself (Laughing).

An Evening with Olivia Newton-John

Q. You are big into the environmental movement, spreading the word about rainforest preservation along with your

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Lifestyles After 50 • Suncoast • April 2017 • page 2

April 20, 8 p.m.

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•

April 22, 8 p.m.

Photo by Denise Truscello

April:

Earth Day, Olivia, Aging in Place and more…

A

s I compose this page, I am thinking about the old rhyme, “April showers bring May Flowers.” While April is typically one of our dryer months, we do have our share of showers – pollen showers that is. Right now we are experiencing an obscene snowstorm of yellow dust outside, the sunshine highlighting the little grains of pollen as the wind blows them all over homes and trees.

And into our nostrils (sneezing).

Okay. Let me grab a tissue and just deal with it. After all, pollen is what makes new trees and plants and flowers possible. And it’s sure better than snow.

Speaking of Mother Nature, Earth Day is April 22 and in this issue of Lifestyles After 50 magazine, we pay tribute to our collective mom with some poems and a short story by our readers, news about an Earth Day rally in Washington, D.C. and things you can do to reduce your carbon footprint, protect the environment, and save money too.

One of the most gorgeous places on the planet is the U.S. Virgin Islands.

This is the time of year when nice temperatures prevail and there is very little rainfall – plus it’s Carnival season(!) Plan your getaway with our guide to the three main islands, St. John, St. Thomas and St. Croix. And learn how to receive $300 in spending credits for tours and activities.

April also brings an Olivia Newton-John tour to the Capitol Theatre in Clearwater and to the Seminole Casino Hotel Immokalee. In this issue, Olivia gives us the lowdown on her tour, successful aging, healthy lifestyle habits and the causes she’s hopelessly devoted to.

We’ve included some delicious recipes and everything you ever wanted to know about that spring icon: the egg.

Wi t h m o r e a n d m o r e p e o p l e making healthy lifestyle choices, and breakthroughs in medicine, people are living longer these days. Most of them want to live independently for as long as possible, so we’ve put together plenty of stories on the topic of “aging in place.”

You’ll find tips to keep your body and brain fit and information on how new technologies, delivery services, and home modifications are making the concept of aging in place easier. We’ve included some info on the new reverse mortgages and introduce you to the first Margaritaville community – yes, it’s Jimmy Buffett’s own damn fault.

Next month we’ll be exploring the question of when to retire. Send us your thoughts; we may publish them.

“

”

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News Connection U.S.A., Inc Volume 28, Issue 4

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Richard Reeves Richard@lifestylesafter50.com

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You cannot look up at the night sky on the planet Earth and not wonder what it’s like to be up there amongst the stars. And I always look up at the moon and see it as the single most romantic place within the cosmos. ~Tom Hanks

Suncoast Edition

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Lifestyles After 50 • Suncoast • April 2017 • page 3

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Lifestyles After 50 • Suncoast • April 2017 • page 4

For 50th season, Florida Orchestra will launch matinee series

by Kelly Smith

where TFO’s attendance has grown 42 percent since 2011. A premier performing arts venue in Tampa Bay, ove The Florida Orchestra but hate the late nights? the Mahaffey is installing a new stage shell over the You won’t even have to think about the kids’ bed- summer that will better direct sound into the hall, maktime with two new weekend matinee series at the Ma- ing the acoustics better than ever. The new engineered shell will be in place for the start of the orcheshaffey Theater in downtown Michael Francis tra’s 50th anniversary season in October.

St. Petersburg, just announced as part of TFO’s 2017-18 50th The Masterworks Matinee series concerts are anniversary season.

Tchaikovsky’s 1812 Overture (Oct. 29), Rachmaninoff’s Symphony No. 2 (Dec. 3), JahA five-concert Raymond ja Ling Conducts Beethoven (Jan. 7, 2018), James Pops Matinee subscripDvorak’s Cello Concerto (Jan. 21, 2018) and tion series will debut on SatMozart’s Piano Concerto No. 26 (April 15, urday afternoons, featuring 2018). The Pops Matinee series concerts are family-friendly concerts such Marvin Hamlisch & More (Nov. 11), Holiday as Holiday Pops and the MuPops (Dec. 16), Rodgers & Hammerstein (Jan. sic of Star Trek & Star Wars, 13, 2018), Music of Star Trek & Star Wars which will be conducted by (Feb. 10, 2018) and R&B Legends with MiTFO Music Director Michael Photo by matt Dine chael Lynche (April 7, 2018).

Francis. A five-concert Tampa Bay Times Masterworks Matinee subscription series, with free tickets for kids and teens, will be performed Subscribe now online: Full Masterworks, Pops, Coffee and Matinee series subscriptions on Sunday afternoons. are available now with all the perks, including “One of The Florida Orchestra’s strengths is our abil- priority seating, single ticket discounts and free ity to understand our patrons’ changing needs and flexible ticket exchanges. Subscribers to the adapt,” said Thomas H. Farquhar, TFO’s board chair- Coffee series also receive 20% off the regular man. “These new matinee series offer more flexibil- ticket price. For a look at the full 2017-18 ity for all patrons. We’re thrilled to present them at season, go to floridaorchestra.org, where you the beautiful Mahaffey Theater in downtown St. Pe- can purchase subscriptions online, a new feature available this season. Or call the TFO Ticket tersburg, which has become a great arts destination.”

Center at 727.892.3337 or 800.662.7286. Single Both series will be at 2 pm at the Mahaffey Theater, tickets will go on sale in August.

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Florida’s Most Read 50+ Publication

y mom was aler, searching the interways afraid I net, composing poems would get dissipatthat have been pubed when I slept over lished and designing my girlfriend’s houscards and invitations es. This was kind of a to events like her Cojoke since in 5th grade lumbia grade school I weighed 110 pounds reunion. She has and and was 5 foot tall. uses her iPhone - not I was more like an to just stay in touch, overgrown lummox but to text and to snap than a wilting, deliphotos. cate flower. She also At age 89, despite made sure my brothher hearing impairer and sister and I ate ment, my mom starred Bev Levine, 90 well-balanced, home in a commercial for cooked meals with Cincinnati’s Art Deco three glasses of homogenized milk train station, Union Terminal. The a day. ad was in support of a much-needShe was not perfect – she was ed levy to update the aging train staalways late to drop me off or pick tion’s structure. The levy passed reme up from dance lessons, Sun- soundingly. day school, birthday parties, BrownMy mom writes letters-to-the-edies. itor, congressmen and senators voWhich infuriated me. ciferously defending her political beBut when my friends in 5th grade liefs. She is a rabid Cincinnati Reds turned against me and started a group fan -- win or lose -- and even knows called RAILS - Revolution Against the names and positions of the playIris Levine - she surprised me with ers. her steely logic. She firmly put me She sends gifts, cards and flower arrangements always and on time for Hanukkah, the Jewish New Year, She is a rabid birthdays, anniversaries and every Cincinnati Reds fan -- win Hallmark occasion.

My mom wields her brush quite or lose -- and even knows often to paint miniature floral stillthe names and positions life pictures. She still accomplishes a of the players. feat I have never been able to master: balancing her checkbook to the penny on the yellow school bus each morn- every month. ing with the reminder that whatever I Daily, without fail, she plays was feeling had been felt before and the word game “Jumble.” And daily, I could get through it. She was right. without fail, she figures it out.

As my mother got older and the The greatest lessons my mom losses started piling up, she never has taught me: Be patriotic. Be philstopped participating in life enthusi- anthropic. Always hope. And always astically. She is great on the comput- cope.

“

”

Iris Ruth Pastor is a slice-of-life author, blogger and motivational speaker.

Reach her at irisruthpastor@gmail.com

Poetry Corner Congratulations to Michelle Irene of New Port Richey, our first place winner in the Earth Day Poetry Contest.

“Gratitude”

An Ode to Mother Earth Dear Mother Earth, I thank you for endlessly providing me with air for breath, Water for sustenance, soil for food, And endless beauty from sunrise to sunset.

I am eternally grateful for the abundance of gifts you provide; You selflessly share your life with me.

Please know I hold you in very high esteem, With your best interest in my heart and soul.

May you always be treated with the honor, respect, And reverence you deserve.

May you always flourish green!

P.S. Perhaps someday you will be a garden again!

• Next month we will be giving away Rays tickets. • Next month, we’ll be on the lookout for some cool remembrances about dear ol’ Mom for our Mother’s Day edition. We’re looking for poems, anecdotes, and artwork that portray why you love her and what makes (or made) her so exceptional.

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Written submissions should be 350 words or less. Please include a photo of Mom, along with her name, as well as your name, address and phone number.

Email submissions to Terri@lifestylesafter50.com no later than April 13.

We reserve the right to edit for length, clarity, etc.

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Congratulations to Alan Fisher, runner-up in the Earth Day Poetry Contest.

The youth at the beach With their selfies and phones Attached to a world Of Facebook and phones The beach will be here Fifty years more And the sea will still wave As it touches the shore

New kids will come To play in the sand Swim in the water Walk hand in hand And the beach will be here Fifty years more The sea will still wave As it touches the shore • Next month we will be giving away Rays tickets. • Next month, we’ll be on the lookout for some cool remembrances about dear ol’ Mom for our Mother’s Day edition. We’re looking for poems, anecdotes, and artwork that portray why you love her and what makes (or made) her so exceptional. Written submissions should be 350 words or less. Please include a photo of Mom, along with her name, as well as your name, address and phone number. Email submissions to Terri@lifestylesafter50.com no later than April 13. We reserve the right to edit for length, clarity, etc.

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Lifestyles After 50 • Suncoast • April 2017 • page 7

Recipe Corner • by Lauren HiLton Want to turn that leftover Easter ham into something that will have them hopping back for more? Here is a recipe that is quick, easy, and delicious.

This is a simple, delicious, and nutrient-rich recipe that is loaded with antioxidants. It makes 6 servings so you can always half the recipe.

Ham and Cheese Breakfast Quiche

Strawberry, Spinach and Walnut Salad

Ingredients: 2, 12 oz. packages frozen hash brown potatoes 1/3 c. butter, melted 1 c. cooked diced ham 1 c. shredded Monterey Jack cheese 3 eggs 1/2 c. heavy whipping cream Directions: • Preheat oven to 425 degrees.

• Combine the hash browns and melted butter or margarine in a small bowl.

Press this mixture into the bottom and sides of an ungreased 10-inch pie pan.

• Bake at 425 degrees for 25 minutes.

• Remove pan from oven and arrange the ham and cheese evenly over the potatoes.

• In a separate small bowl, beat together the eggs and the cream. Pour this over the ham and cheese.

• Return pan to oven and bake for 425 degrees for 30 minutes, or until the custard has completely set.

Ingredients: 7 -10 c. fresh baby spinach 5 c. sliced fresh strawberries 1⁄4 c. walnuts 1⁄2 c. crumbled feta cheese Dressing 1⁄2 c. vegetable oil 1⁄4 c. balsamic vinegar (or use raspberry wine vinegar or white wine vinegar) 1⁄4-1⁄3 c. white sugar 1 pinch paprika 1-2 tbsp. poppy seeds Directions: • In a large bowl, toss the spinach with the strawberries and walnuts.

• In another small bowl, whisk together all dressing ingredients, starting with 1/4 cup sugar and adding in more to taste, then pour over the spinach; toss to combine.

• Sprinkle the feta over the top of salad. Serve immediately.

Creative Corner

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James’ daughter, Julie Christman, who submitted the photo of this paint-bynumber piece writes: As our parents age, we tend to think outside the box for things they can do to occupy their time. My father, James Andrews, picked up paint-by-numbers almost a decade ago and has painted over 125 paintings.

• Next month we will be giving away Rays tickets. • Please send your Mother’s Day-themed photography or photos of your artwork (from paintings to sculpture) with your name and address to: Terri@lifestylesafter50.com. Entry deadline is April 13.

10 Ways to L T

hese few small changes can make a big impact on Mother Earth (and save you money in the long run!)

1. Change your lights -- Replace frequently used lights with LEDsw. You’ll save big on energy bills and replacement costs with lights that last 10 to 15 times longer.

2. Look for ENERGY STAR products -- When buying new products for your home, look for EPA’s ENERGY STAR label on more than 60 kinds of products, including appliances, lighting, heating and cooling equipment, electronics, and office equipment. Over their lifetimes, these ENERGY STAR products can reduce greenhouse gas emissions by about 130,000 pounds and save you $11,000 on energy bills.

3. Heat and cool smartly -- Heating and cooling accounts for almost half

your energy bill—about $1,000 a year! Simple steps like changing air filters regularly, properly using a programmable thermostat, and having your heating and cooling equipment maintained annually by a licensed contractor can save energy and money, while increasing comfort and helping to protect the environment.

VE the Earth 8. Go Green -- Look for environmentally-friendly products that are free of ingredients that harm the soil, water and air.

to help conserve energy and reduce pollution and greenhouse gas emissions from extraction, manufacturing, and disposal. Also, composting your food and yard waste reduces the amount of garbage that you send to landfills.

4. Seal and insulate your home -Reduce air leaks and stop drafts by using caulk, weather stripping, and insulation to seal your home’s envelope.

Add more insulation to your attic to block out heat and cold. These measures can save up to 20% on heating and cooling costs and significantly enhance home comfort.

6. Use water efficiently -- Did you know a leaky toilet can waste 200 gallons of water per day? Repair it quickly. Three percent of the nation’s energy is used to pump and treat water, so conserving water reduces greenhouse gas pollution. Don’t let the water run while shaving or brushing teeth. Use products with the WaterSense label. Run your dishwasher only with a full load. Only water your lawn when needed, and do it during the coolest part of the day; early morning is best.

5. Reduce, reuse, recycle -- If there is a recycling program in your community, recycle your newspapers, beverage containers, paper, and other goods

7. Go Solar -- Buying solar panels makes a lot of sense in the Sunshine State. It’s expensive initially but will pay off in the long run.

9. Calculate your household’s carbon footprint -- Use EPA’s Household Carbon Footprint Calculator (www3. epa.gov/carbon-footprint-calculator) to estimate your household greenhouse gas emissions.

10. Get federal tax credits. -- You can get federal tax credits under the Energy Policy Act for reducing your home’s energy use associated with lighting, windows, heating and cooling, thermostats, drafts, insulation, attics, and roofs. For more information go to www.energystar.gov/about/federal_ tax_credits .

Source: Environmental Protection Agency (www.epa.gov)

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Lifestyles After 50 • Suncoast • April 2017 • page 9

A New Frontier:

The Impossible Wright Brothers & The Discovery of Stem Cells for COPD

I

magine for a moment that someone asked you to make a flying car. You can have all the time you want, and you can use whatever resources you have available. Do you think you could do it? “No, of course not,” you say.

“That’s impossible.”

But is it?

The Wright Brothers were from a small town in Dayton, Ohio. On a curiosity and a whim, they decided to throw their hats into the ring in the pursuit of aviation.

They weren’t particularly experienced, formally educated or born with a silver spoon. Yet, they defied the established order and pioneered a breakthrough that would put them in the book of human history for all time.

In similarity to the impossible Wright Brothers, today we’ve found our society at the center of a challenge.

Chronic obstructive pulmonary disease (COPD) has devastated the lives of over 15 million Americans and risen to the third leading cause of death in the U.S. This is a problem, but courtesy of American clinics like the Lung Institute (lunginstitute.com), a solution may be here.

With a history stretching as far as the 1950s when stem cell transplants were used to successfully treat

leukemia, the crowning advancement of stem cell therapy came with the discovery that stem cells could be extracted from a patient’s blood or bone marrow and reintroduced into their body to promote healing from within.

As the field of regenerative medicine continues to see rapid breakthroughs in disease application, the treatment of lung diseases such as COPD, emphysema and pulmonary fibrosis have been turned upside down. For patients facing the unchanging rigidity of traditional medication, where only the relief of symptoms can be promised, stem cell therapy has shown the potential to address symptom relief as well as the potential to address the disease’s Like the Wright Brother’s first flight, stem cell therapy may just be the world’s progression. This dynamic change has created next big innovation. a shift in the way those with lung disease view their life’s outlook. The possibility of having more time and able to be accomplished through sheer willpower. and better health with their family and loved ones has Although COPD has no cure, a better life isn’t outside restored hope. the range of possibility with the aid of stem cell therapy.

Innovation is courage and self-determination. The Sometimes a favorable wind is all the strength you Wright Brothers believed the impossible was tangible need to push forward and do the impossible.

The Lung Institute -If you or a loved one suffer from a chronic lung disease, the specialists at the Lung Institute may be able to help. You can contact the Lung Institute at (855) 313-1150 or visit lunginstitute.com/lifestyles to find out if you qualify for these new treatments.

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Aging In Place:

By TERRI BRyCE REEVES

T

he U.S. Centers for Disease Control and Prevention defines aging in place as “the ability to live in one’s own home and community safely, independently, and comfortably, regardless of age, income, or ability level.”

In other words, it’s the ability to avoid or delay living out one’s last days or years in an institutional and/or medical environment.

Aging in place is a goal most of us aspire to. In fact, according to research by the American Association of Retired Persons, (aarp.org), nearly 90 percent of people over age 65 want to stay in their home for as long as possible, and 80 percent believe their current residence is where they will always live.

But the reality is that as people age, their health, eyesight and mobility may decline, and their environment may need to be adapted to ensure their continued safety. They will likely need some degree of assistance, whether that is physical help or just good advice.

Fortunately there are a variety of home modifications, new technologies, and home health services that make aging in place more viable than ever. It’s never too early to plan now for the future and best done when one is still in good health and of sound mind.

One of the biggest challenges of aging is the heightened risk of falling.

According to the Center for Disease Control and Prevention (cdc.gov), 2.8 million older people are treated in emergency departments for fall injuries each year. One out of five falls will cause a serious injury such as a broken bone or a head injury. These injuries can make it hard for a person to get around, do everyday activities, or live on their own.

Some safety adaptations to consider: installing non-slip flooring, grab handles

It’s Getting Easier in the bath or shower, a curb-less walkin shower, a walk-in bath tub, a comfort height toilet, an elevator or stair-lift, and lever-style doorknobs. These modifications can be expensive so financial situations must be considered.

Currently, many home modifications may be tax deductible as medical expenses.

If it becomes necessary to use a wheelchair, doorways may need to be widened to between 34 and 36 inches.

Swing-free hinges can also trim about 2 inches of clearance from a doorway.

Consider removing cabinets from under sinks to allow access. Entry steps will need to be replaced with ramps.

I t ’s i m p o r t a n t t o g e t r i d o f unnecessary clutter, furniture and possessions while you still have the energy and ability to do so. And toss out the throw rugs that could cause a fall. A neat and uncluttered home is easier to take care of, clean, and provides better safety and maneuverability.

Be sure to empty the attic while still physically fit (or have someone else do it for you) and make a point of keeping it

Lifestyles After 50 • Suncoast • April 2017 • page 12

empty. You’ll want to avoid risking a fall from a ladder when you are older.

Have your vision checked regularly.

Make sure to install night lights in each room of the house and throughout hallways. Switch to LED lighting which doesn’t need to be changed as often as regular bulbs.

Eat healthy, get recommended amounts of calcium and Vitamin D for bone health, and have an exercise regimen that improves leg strength and balance, such as Tai Chi. Technology is also improving our ability to stay in our homes. Devices available now include noise-canceling hearing aids, smart canes and walkers, medical help alarms and a variety of home sensors that monitor systems and people. Home robots can provide help and communications to family members and caregivers.

While older people often lose their ability or desire to drive as they age, computers offer the ability to order nearly everything we need online. More and more groceries and pharmacies

are getting into the home-delivery service.

And self-driving cars appear to be set to carry us wherever we want in the not too distant future.

Of course nothing takes the place of good, old-fashioned companionship.

Home health care services abound and caregivers can provide that social interaction and camaraderie that is so vital to elders. They can help with bathing, shopping, medicines, light housekeeping and more.

Make sure to consult your local Area Agency on Aging to find out about resources and support services that are available to older Americans. Their goal is to keep seniors living independently in their own homes while enjoying quality of life.

Ultimately a person’s health and mental status will determine whether or not aging in place is an option. But it can be a more desirable, affordable, and satisfying choice as long as safety, medical, transportation and social needs are met.

Aging in Place: Reverse Mortgages Latitude Margaritaville Welcome Center

A chance to waste away in Margaritaville

By TERRI BRyCE REEVES

H

ey Parrotheads, if you’ve been Prices are expected to fantasizing about spending your start in the low $200,000s. retirement years in a tropical paradise, Square-footage likely will living on sponge cake and searching range from about 1,500 for a lost shaker of salt, there’s a new to 2,500 square feet with community in the blender. two- and three-car garage Margaritaville Holdings, Jimmy options.

Buffett’s company named after his Amenities that will help 1977 hit, and Minto Communities have keep the “55 and better” partnered up to develop a series of new crowd fit and ready to “age “active adult” communities in popular in place” include walkable destinations. neighborhoods, a fitness T h e f i r s t l o c a t i o n , L a t i t u d e center with aerobics studio, Margaritaville, will be in Daytona Beach an indoor lap pool and spa, off I-95; the sales center and resort pool is slated to open this fall. area with a beach entry.

The planned community Putting residents in will feature about 7,000 a vacation state of mind homes, a Town Center and will be a priority with the laid-back vibe that tropindoor/outdoor restaurants rocker Jimmy Buffett has offering Margaritavillepopularized, especially s tyle s elections (think among the Baby Boomer cheeseburgers and frozen generation. concoctions). A private Jimmy Buffett According to Minto beachfront club with S e n i o r Vi c e P r e s i d e n t amenities will be set on the William Bullock, “The community Atlantic Ocean, accessible to residents is b eing designed to reflect the via a continuous loop shuttle. Music will Margaritaville lifestyle. The look and play an important part in the community feel of the homes will be Coastal Key with a band shell for live entertainment.

West architectural style, and a wide In addition, Latitude Margaritaville is range of home designs and floor plans located across from the LPGA International will be offered.” with two signature golf courses.

Lattitude Margaritaville Pool D ayto n a B each I ntern atio n al Airport, the Daytona International Speedway, hospitals and a shopping mall are all located just minutes away via I-95.

Minto, a family owned business for over 60 years, has built more than 25,000 homes in 44 Florida communities.

Minto has earned multiple national awards and was awarded “Best Floor Plans for 50+” from Ideal-Living, a lifestyle and destination magazine.

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A report from a study by Merrill Ly n c h / A g e Wa v e “ F i n a n c e s i n Retirement: New Challenges, New Solutions,” (mlaem.fs.ml.com) suggests that retirement could be the most expensive time of life. With the average cost of retirement at over $700,000 the report says, most Americans are not adequately funded.

One option worth considering is reverse mortgages. It can be a great financial tool for those that own their home.

Reverse Mortgage benefits have improved dramatically over the last few years, after President Obama signed into law the Reverse Mortgage Stabilization Act in 2013. This law started the wheels in motion for HUD to improve the Government HECM Reverse Mortgage; the new guidelines were implemented in 2015.

Who are the ideal candidates?

According to Brian Marquette, a senior banker and reverse mortgage officer for the Bank of England, they can be used by anyone who wishes to improve their golden years.

“Some of our clients live in very small homes and they have exhausted their reserves, while others just want to make their retirement better. I just signed documents with a client who has a net worth of over a million dollars and their home is valued at $500,000.

We are establishing a $225,000 line of credit which they plan on accessing in 7 years. The best part of the new Reverse Mortgage is that the Line of Credit grows each year based on the current interest rate, which is a perfect supplement to an existing financial plan. ” For more information on the new Reverse Mortgages, email Marquette at bmarquette@boemortgage.com

Lifestyles After 50 • Suncoast • April 2017 • page 13

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by DaviD Novak

I

t never ceases to amaze me how many articles I continue to read about investors being fleeced by unscrupulous financial advisers. In an age where information is so readily accessible, why does this continue to happen?

The good news is that investors can do their homework on any prospective adviser. The first place to look is Broker Check (brokercheck.finra.org). This site contains information on every adviser who either currently holds or has held a securities license. The summary page for advisers lists their firm, years of experience, and if there have been any disclosures against them. The more detailed report also includes further information such as securities licenses held, specific states where the adviser is registered, and general employment history.

It also includes more detail on any disclosures, if applicable. This is important, since all disclosures are not created equal. A disclosure can contain anything from a personal bankruptcy to a client complaint about an unsuitable investment. A brief description accompanies each disclosure, which can often be useful for context of the particular situation.

The cousin to Broker Check is Adviser Check (adviserinfo.sec. gov), which details all the same basic information for investment advisers and investment advisory firms. In a very general sense, regulators consider a broker to be a financial adviser who charges commissions, and an investment adviser

to be one who operates on a fee basis instead of commissions. Advisers who are compensated by both commissions and fees will appear on both sites.

The other important document found on Adviser Check is the Form ADV, which is the document that each advisory firm must file annually to outline all aspects of its business. This will have information on everything from client fee schedules to business and educational background of the firm’s principals.

The ADV will also state whether the advisory firm has custody of client assets, or whether it uses an independent third party to hold these assets. In our opinion, it is imperative for an investor to make sure that the firm with which they do business uses an independent custodian, as this creates a system of checks of balances that ultimately protects the investor.

And finally, maybe the most revealing question—how does the adviser get paid? Those advisers compensated on a transparent, level-fee basis have much less incentive and ability to defraud than those who get paid a commission from each client transaction.

David Novak, CFP® is a Certified Financial Planner™ at Novak & Powell Financial Services in Pinellas County. Please note: he is not an attorney and this article should not be construed as one offering legal advice.

For information about investment decisions and financial planning, email him at david@novakpowell.com.

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ccompanied only by his acoustic gui- aunt Mimi sometimes complained about his tar, John Lennon auditioned Strawber- trespassing. Lennon would retort, “What ry Fields Forever—conceived as a slow- are they going to do, hang me?” From that talking blues song—for Beatles producer would later come his often-misconstrued George Martin, who sat entranced in a dim- lyric line “Nothing to get hung about.” ly lit Abbey Road studio room while LenHe called his work “psychoanalysis set non sang his complex and sophisticated to music,” according to The Beatles: The Bitune. In the Beatles’ ography. It featured Anthology, Martin resurreal images that Let me take you down called, “It was maghelped him bring his ic. It was absolutely ‘Cause I’m going to Strawberry Fields emotional world alive, lovely. I love John’s some lyrics revealing Nothing is real voice anyway, and it long-suppressed inseAnd nothing to get hung about was a great privilege curities and feelings Strawberry Fields forever listening to it.” Such of being misunderpoignancy and intistood as a child. macy were rare from Experimentation the normally guarded became the keyword Beatle, who had beas Fields developed. come lyrically more Lennon playfully addintrospective after ed the sound of a Melfalling under the inlotron, a synthesizerfluence of American type machine, as well icon Bob Dylan. as a little-noticed seStrawberry Field ries of Morse Code (no “s”) was a Livbeeps that spell out the erpool orphanage letters J and L. George young Lennon could Harrison contributed see from his upstairs the sound of a zitherwindow. The old reslike Indian instrument idence was a sprawlThe gatepost to Strawberry Field, an old called a swarmandal. ing 1870 Victorian The song was acorphanage and now a popular tourist home set in wooded tually recorded twice, attraction in Liverpool. Credit: Wikipedia grounds and convertin different keys, temed by the Salvation pos, and moods, and Army in 1936. The name had come from the with differing instrumentation, sound loops rows of strawberries that grew in the lush and reversed tape sections. This way, Margardens there. tin managed to create an aural montage by Lennon’s song, Strawberry Fields For- speeding up one tape and slowing down the ever, (he added the “s” as a stylistic choice), other, blending both onto a single tape with took him back to his childhood and carefree a distinctive “faraway” sound. summer mornings with his friends, who ofReleased as the “B” side to the more ten scaled the orphanage walls to play in the commercial Penny Lane, Lennon’s mastertrees that became their private playground piece became one of the defining works of and a sanctuary from annoying adults. His the psychedelic rock genre.

Randal C. Hill, a former disc jockey, English teacher, record collector and author, confesses to being hopelessly stuck in the past when it comes to music appreciation.

He lives on the Oregon coast and can be reached at wryterhill@msn.com.

The U.S. Virgin Islands in April:

Stateside Familiarity in an Exotic Locale

By Luis CastiLLo

L

ike a lot of us in Florida, perhaps you’ve had your fill of winter guests and feel now’s your turn for a break. For a spring getaway that features lush hills rising out of the sea, white sand beaches and crystal-clear turquoise waters, consider the U.S. Virgin Islands.

First, the basics: the U.S. Virgin Islands are a group of islands in the Atlantic Ocean about 40 miles east of Puerto Pico and immediately southwest of the British Virgin Islands. St. John, St. Thomas and St. Croix, as well as several dozen smaller islands, comprise this U.S. Territory. Historic Charlotte Amalie on St. Thomas is the capital. The USVI are in the Atlantic Time Zone (one hour ahead of Florida).

The main language is English, although American ears will have to adjust to the accent and speed of the Creole English. Because the islands are so close

to Puerto Rico, you’re bound to hear Spanish and also French and French Creole. Currency is the U.S. dollar.

As with Florida and other Caribbean destinations, their peak tourist season is December through March. April is when the crush of tourists begins to abate and great travel deals abound.

Weather wise, April still feels comfortable. Steady trade winds from the east keep temperatures in the mid- to high-80s with lows in the mid-70s range.

May through October is generally considered the rainy season.

Enjoy snorkeling, diving and boating in 80-degree waters in April. Some of the more well-known spots are Coki Beach and Magens Bay on St. Thomas and Trunk Bay on St. John. St. Thomas and St. John are only 15 minutes apart by ferry. The fare is a reasonable six dollars each way.

Those looking for unspoiled beauty will want to visit St. John; St. Thomas offers a more cosmopolitan vibe. St. Croix is the largest of the U.S. Virgin Islands.

It lies to the south and has a flatter terrain and two towns to visit: Christiansted and Frederiksted. The architecture and historic interest of Christiansted has made it a National Historic Site.

2017 marks the centennial celebration of Denmark selling the islands to the United States. As part of this commemoration, travelers who spend at least three nights in St. Thomas, St. Croix and/or St. John will receive $300 in U.S. Virgin spending credits for tours and activities as long as they book before October 1 and stay within the 2017 calendar year.

Check out their website (visitusvi.com) for participating hotels, travel packages, cruise deals, and a complete list of where to spend credits.

Spirit, Jet Blue, American and Delta provide service to St. Thomas and St. Croix. As far as boating and cruising goes, St. Thomas is known for its sheltered harbors and Charlotte Amalie is one of the busiest docks for cruise ships in the West Indies.

You’ll find American TV stations in your hotel, your cell phone will get a good signal, and St. Thomas is wellknown as one of the biggest tax-free, duty free shopping hubs in the Caribbean. If you plan on doing any driving, factor in sitting behind the wheel of an American car on the left hand side of narrow, winding roads.

Check out April’s 65th Carnival celebration running all month long on St. Thomas. The most anticipated cultural event of the year, Carnival is filled with pageants, calypso shows, parades, food, fireworks and plenty of partying.

Lifestyles After 50 • Suncoast • April 2017 • page 17

Lifestyles After 50 • Suncoast • April 2017 • page 18

Taxes

Personal Income Tax Changes for Next Year

BY LES MEGYERI When he campaigned for president, Donald Trump said he planned to put H&R Block out of business – people could do their own taxes because the laws would be so simple. Now he will work with Congress to pass what is coined the Middle-Class Tax Relief and Simplification Act.

T

he particulars aren’t known, but there is a good chance that some changes will occur. Following are the current proposals.

Tax rates: It is likely that the top tax rate will be reduced to 33 percent from the current level of 39.6 percent. Also, the lowest rate will be raised to 12 percent. The seven income brackets will be reduced to three.

Itemized deductions: The Trump plan caps them at $200,000 a year for married couples and $100,000 for single filers. The standard deduction would rise to $15,000 for single filers and $30,000 for married couples, so it may not be worthwhile to itemize deductions.

Mortgage interest and real estate tax deductions:The itemized deduction cap will limit the mortgage interest rate and real estate tax deductions. These proposals may be defeated because the real estate industry strongly supports the retention of interest and real estate deductions.

Personal exemptions: Worth $4,050, these exemptions may disappear. Presently, these credits are not available to high income taxpayers, but high earners will get a break if the alternative minimum tax is repealed.

Capital gains: The Trump plan does not reduce the capital gains tax which now tops out at 20 percent, but Congress may

reduce this tax. There is a substantial capital gains Medicare surtax which was enacted to pay for Obamacare but if the health law is repealed, the surtax will go away.

Medical deductions: Currently taxpayers may deduct medical expenses if they exceed 10 percent of their adjusted gross income. (Those 65 and older may deduct the amount that exceeds 7.5 percent

through the end of tax year 2016.) If the Affordable Care Act is repealed, the rate may go down to 7.5percent, where it used to be. Fines for not having medical insurance may also disappear.

Medicare payroll tax: The Affordable Care Act raised the payroll tax on W-2s by almost 1 percent which will presumably go away once the act is dismantled.

Les Megyeri is retired from the U.S. Congress Judiciary Committee and resides in Washington, DC and in Venice, FL. This article should not be construed as one offering tax advice.

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Sudoku #273

SUDOKU Last Month’s Answers

Solution #272

7 4 March Sudoku The object of the game is to fill all the 9 Brian Stacey, Venice blank squares with the correct numbers. 2 is last month’s winner!

8 Each row of 9 numbers must include all Congratulations!

6 digits 1 through 9 in any order.

Each column of 9 numbers must include 5 Good all digits 1 through 9 in any order.

3 Win3Great Prizes! of theLuck!

Each by 3 subsection 9 by 9 New winner selected each month square must include all digits 1 through 9.1 Sudoku requires no arithmetic skills.

Play & WIN! QuestIoN: “PysANkA” Is the term used for the PrActIce of ?????? your ANsWer: _____________________________________

Answer This Trivia Question To WIN a Prize!

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The Answer can be found at: TheHolidaySpot.com

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Send in the correct answer to be entered in a drawing to win a prize each month!

Deadline for entries: APRIL 20 Drawing held APRIL 21

Name Address City

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Zip

Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

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Mary Tursellino, Port Charlotte is last month’s winner!

5 4 2 8

Marchs’ answer: The Liffey Bridge.

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Play more Trivia online & win more prizes at LifestylesAfter50.com Go to LifestylesAfter50.com and click on the Trivia Palooza icon to play each week. # 274

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Mystery Prize!

(Puzzles must be received by the 20th of the month)

Lifestyles After 50 • Suncoast • April 2017 • page 20

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Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583

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Mystery Prize!

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Send your answers along with your name, address, telephone number & email to:

7

14. Panama Answers to 15. Paraguay

7. Colombia

WIN! WIN! WIN! GREAT PRIZES!

8 9 3 6 2 7 1 5 4

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well.

Good luck! The first correct answers selected from the drawing on the 20th will win.

3 8 1

Word Search

6. Chile

The first correct answers selected from the drawing on the 20th of the month will win.

5 1 4 7 3 2 8 9 6

# 273

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10. Guyana

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WIN GREAT PRIZES! Sudoku muST bE REcEIvEd by ThE 20Th of ThE moNTh.

4. Brazil

8. Ecuador

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April Sudoku

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Search Solution: 11. Honduras 1. Argentina

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Literary Corner Congratulations to our Literary Corner winner, Michael Wright of Tampa!

Earth Day H

ibernation had not been good to Erlo3 and Modra6. When the computerized Auto-Stim awakened them after 2035 cycles, they spent no less than 22 full lengths re-acclimating to normal living again.

Growth was the most difficult. It took a full length for the soreness in their legs to stop. Solid food and drinking were also challenging after nutritionizing intravenously for so long. Sore gums came rapidly and lingered. Calcitrox injections sped up the healing process.

What was the most hard to fathom were the out-of-reach controls, storage cabinets, portholes and the counter-tops.

They both had to really stretch, or else stand upon something in order to use them. Something was dreadfully wrong.

It was time to break out the diagnostic records and physical graphs. They wirelinked themselves to the computer, affectionately known as ‘Fezik.’ They checked and rechecked, comparing current statistics with those made at their departure.

What they found was shocking and made both their jaws drop simultaneously. It was so quiet you could hear a Kleeg scepter drop. They had both shrunk, a good nine-and-a-half inches! The reason that they hadn’t realized it was that they both shrank the same amount. After this had fully sunk in, they burst out laughing and didn’t stop until they could breathe no more. They eventually regained their composure, found themselves lying on the deck, and soon fell asleep until it was time to wake

up naturally. Time actually meant nothing unless there were goals, plans, schedules or deadlines. They realized it might be good to establish a few, so they unpacked their plotters and began inputting information.

The ship’s computer knew more about them than they did themselves, both about their past and future. They entered the codes which unlocked the Fu-Plotter, to find out where they were bound. Much humming ensued, along with buzzing, clicking and flashing lights. The Airscreen began displaying information. Modra6 gasped!

“Erlo! I know where we’re going. It just now revealed our destination and we will be there tomorrow!”

“What? Where? Where are we going?” Erlo blurted.

“Erlo! Tomorrow is Earth Day!” shouted Modra.

“No! No! That’s impossible!” Erlo exclaimed. “What are you talking about? It cannot be guiding us to planet Earth!”

“Listen. I’m only telling you what I’m reading,” said Modra. “It says ‘ETA Monday 14 Zig 2832 – Earth.’”

“But Modra! Earth is a ghost planet! It’s dead!

It’s barren! There is no air, no water, nothing. There is no life there and absolutely nothing to sustain life!”

They looked at each other, stunned and frozen in time. They fell sobbing in a prolonged embrace--their minds spinning out of control.

A day away, the waning Earth was in its 3rd quarter, watching them in silence.

• Next month’s winner will receive two tickets to a Tampa Bay Rays game. • Please send your literary submission (450 words or less) with your name and address to: Terri@lifestylesafter50.com We reserve the right to edit for length, clarity, etc. Entry deadline is April 13th.

6. Crow “I cannot tell __!”

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CROSSWORD P

Last Month’s Answers

Enter To Win!

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20. Bishops 67 68 69 Dug 22.

24. Boys’ school 25. Use up 26. 2 altos, 3 tenors and 2 baritones 29. __ Osmond 30. Flurry of activity Send your answers for a drawing. First correct answers 31. Wicked one selected from the drawing on the 20th of the month will 33. Part of a pie 37. Feral receive $20 cash! Send to: News Connection USA, Inc., 39. Cook chopped onions P.O. Box 638, Seffner, FL 33583 41. Word with crazy or fry 42. Impassive Insurance I want information on: Personal Health 44. Martin or Allen Elder Law / Financial46. Lemony Travel / Cruises & Fitness concoction Housing Options 47. Cut Home Improvements Recreation / Leisure Irritating skin sensations Reverse Mortgages 49.

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10. Wedge-shaped piece of wood 14. Modern surgical device 15. “I cannot tell __!”

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Letters To Editor Dear Editor, I wanted to share my journey about my long-distance caregiving for my Mother, Nellie E. Fusco. In 1997, Mom had a stroke. She went into rehab, they assessed her condition and deemed it appropriate that she stay in a long-term care facility. Not my Mom. There were five of us siblings with differing opinions, but Mom ruled!

She asked us to let her show us that she could live independently, with some care at home. We wanted to honor her wishes. The most important aspect of arranging for in-home care is having an appropriate needs assessment and getting the right level of help at the right times, both day and night.

Mom was given excellent services through NJCare (Medicaid). I also joined a Caregivers' Support Group in Steuben County, N.Y., which helped me through these difficult times.

Nellie E. Fusco She was able to live on her own for a long time and ultimately made the decision when it was time for her to go into a care facility, where she resided for the last three years of her life.

She lived until 2007, with the satisfaction of living on her own terms.

Since then, I have worked with a group in Wayne, N.Y. to bring "Aging in Place" services to that rural area.

Also, I have been able to make contact with an excellent resource here in Florida. Tidewell Hospice offers services based on clients' needs requirements.

In summation, caregivers need to research and take advantage of all the appropriate resources available in the community based on the individual’s emotional and physical needs.

Next month, we’ll be on the lookout for some cool remembrances about dear ol’ Mom for our Mother’s Day edition.

We’re looking for poems, anecdotes, and artwork that portray why you love her and what makes (or made) her so exceptional.

Details: Written submissions should be 350 words or less. Please include a photo of Mom, along with her name, as well as your name, address and phone number. Please email submissions to Terri@lifestylesafter50.com no later than April 13. We reserve the right to edit for length, clarity, etc. You may win a pair of tickets to a Tampa Bay Rays game!

Catherine M. Knobel Bradenton, FL

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Lifestyles After 50 • Suncoast • April 2017 • page 22

Seniors Getting Together WOMEN SEEKING MEN 4119 SEEKING HONEST GENTLEMAN. Former airline stewardess and model, 5’4”, 104 lbs., slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals.

WW. Loves the Lord. Florida.

4653 - SLENDER, ATTRACTIVE and affectionate SWF, ISO compatible, sincere male for friendship, possible LTR. Likes dancing, dining, movies, festivals, travel, caring about each other. 65 plus. St. Pete area.

4637 - ATTRACTIVE, SWF, 60YY, 5’4”, R, P, SD, SOH, FF looking for SWM under 65.

Must love to ride trikes, gyms, working out, getting/staying in shape together, dancing, beaches, resorts, eating clean/ organic, 60s/70s music/friendly, romantic, TLC.

enjoy life together.

MEN SEEKING WOMEN

4594 - IT’S NEVER TO LATE. Widowed, WM, 5’7”, 140lbs., 72yo, seeking companionship and satisfaction with other widower’s or a gentleman living alone, who needs a companion, to have fun with and enjoy each other. Will travel.

I’m waiting. Belleview.

4667 - MAN WOULD LIKE TO MEET a slender white woman. Play golf, travel, dine. Non Smoker, Light Drinker, Wine.

4668 - NEWLY WIDOWED MALE ISO SWF, 55-70, 5’5” or less, NS, SD. I am 76, look 60, feel 50. Not bald, moustache, likes car shows, flea markets, dining out, music.

ISO loving, attractive, passionate woman for LTR. Tarpon Springs.

4647 - ATTRACTIVE, ROMANTIC, D, H, W, female, 70’s, 5’5”, 128 lbs, looking for male, 70’s, TLC, likes travel, out of country, beaches, exercise, NS, SD, for LTR in St. Pete Beach.

4669 - FEMALE BALLROOM DANCE PARTNER. Experienced, Tampa area resident, NS, ND, no drugs, retired, financially stable, bilingual (fluent in any European language)

4644 - LOVING FEMALE. Green eyes, 4’10”, been told I am cute, kind and fun. Write.

Lets’ see what we have in common. Maybe we can have lunch together. Holiday.

4670 - MAN SEEKING A WOMAN between 60 to 70 years old. My personality is great and I love to dance. 5’7” tall and 161 lbs, blue eyes.

4661 - LOVING, ATTRACTIVE LADY. Christian lady, 72, attractive, loves classic country music. Seeks NS, loving marriageminded gentleman, 65-77 YO. Any race.

Send recent picture. Ocala

4671 - WHITE MALE, 62, 5’9”, 165, looking for female, Age 62-72, height and weight proportionate, non smoker, looking for laid back woman, likes fishing, going to the beach, day trips. Looking for romance.

Send letter and photo.

4664 - A GOOD REPUTATION with respect, integrity, honesty, a history of achievements. In long term relationships are you a monogamous partner? Are you adventuresome, able to travel, have no children, a non smoker, social drinker, non drug user, financially independent, between 67 and 77 years of age, with height and weight in proportion?

I’m looking for a lifelong wingman that will keep me safe, is strong, independent, compassionate, tender, romantic and loving. You need not apply, if you have a beard or mustache. I love air shows, all airplanes, exotic cars, Harleys, boats, cruises, music, cooking and sports. Like you, I’ll come with no baggage.

Welcome aboard. Fasten your seat belt.

Your arrival flight destination will bring you a new, long term loving relationship.

Clearwater area 4665 - ISO HONEST MAN. WM, 70’s, NS, SD, to make real commitment to right woman. Enjoy dancing, trips, beach, state parks. Write soon. Largo area.

4666 - NEED: 1 CSM, HWP, LTR, 70’s, NS, SD, likes beach, dancing, short trips, cruises, State Parks. Affectionate. Let’s

Seniors Gettin

WoMeN SeeKiNG MeN

4650 - SLENDER FEMALE WANTED. 4470 my SLeNDer, Share home andATTrACTiVe, life. SWM, 5’8”, fuN155 LoViNG SWf, ISO 65 plus Gentleman for lbs. Secure. Seeks romantic, affectionate, loving LTR. Enjoy festivals, daytrips, flea easy going, T-shirt and jeans type gal. All markets, dancing, dining, togetherness. answered with phone and photo.

North Share good times. Please supply telephone Port. number or address for response. No email addresses please.FOR St. Pete 4646 - LOOKING YOUarea.

TODAY! SWM, 68, 6 feet, SOH, retired, Largo area, seeking SWF, HWP. -Enjoy life, walks,NS, daylooking trips, 4584NS, - SBCf fuNLoViNG, beach, movies, lunches, everything is for an SBM Christian romantic gentleman, better when shared.

Largo.

(55 - 65) NS who enjoys church, old school music, R&B, jazz, gospel, dancing, picnics 4648 - SWM. Lives in oriented.

South Tampa.

Enjoys and daytrips; family If interested travel, cooking, and other activities. pleasehome supply telephone number.

No NS, ND,St. NDrg, seeking SWF in South Email.

Petersburg.

Tampa with similar traits.

4579 - ATTrACTiVe, 50iSH, SWf, NS, 4659 - WDM, active, healthy, retired NDRG working professional, new to educator seeks tall, “fit” female area, ISO male for boating, dance, companionship to perk up his daystravel, with theatre, dining out and concerts.

5’1”, 150 dancing, dining, theatre, walking/cycling, lb. blonde, mustfamily love dogs.

Petersburg day trips, quiet type St. games, non- Riverview. smoker.

Clearwater Area 4578 -70 - SeeKiNG HANDSoMe 60 - ND, 100 4658 yr, SWM, ISO LTR. NS, retiree.

Tall, slim OK. Foreasy fun,totravel and easy going, outgoing, please, possibly cruising.

Dance, dining, MOSI, enjoys simple pleasures in life. Looking for museums.to share it with. Age and looks someone unimportant. Sincerity is! Send photo, phone 4598 please.

- iT’S TiMe BoGie. Friendly,

4628 - NEW YEAR, NEW MEMORIES. The Holiday season and the New Year is here.

How about a new guy who is good, decent, kind, caring with a heart and feelings under your tree. This year lets enjoy the New Together. Age open.

4551 MAN LOOKING FOR WOMAN. Between the age of 65 - 70. Active man, 5’6” tall. I love to hug and socialize with a nice lady. Retired and very secure.

4561 WIDOWER, 74, SEEKING RELATIONSHIP, 60-85. Must be family oriented, very stable, good personality, want to spend rest of life having fun. Send e-mail and I will email you. Looking forward to meeting you.

GeNTLeMAN Former airline stewardess and model, 5’4”, 104 widow, TO RESPOND TOlbs.,AN AD:slender, Write withtoPh.D. healthcare. awhite letter the inperson you Fulbright want to scholar, eats & exercises.

Likes contact.

Place healthy that letter in a stamped sports and Loves Lord. envelope andanimals. write the ad # the on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with 4589 i’M LooKiNG for you!

If you $2 for each letter enclosed, another R: SWM, NS, SD, 65-75, enjoyinto short trips, envelope and address it to: church, beach, dancing, family, some Newsand Connection USA phone # togetherness LTR. Picture, Seniors 5’5”, Getting Together please. Blonde, 125.

Largo.

P.O. Box 638, Seffner, FL 33583

4590 ATTrACTiVe, S, W, f, C, 56, COMMONLY USED ABBREVIATIONS: Retired, ISO S, D, W, WD-Divorced, male, NS,WWno F-Female, M-Male, S-Single, bearsdsa, no mustaches.

I am DegreedWidow, A-Asian, B-Black, H-Hispanic, I-Indian, Masters-Chemical, young at heart.

W-White, C-Christian,quiet, J-Jewish, YO-Years Old, Sing Karaoke, dance, dining, travel.

YY-Years Young, ISO-In Search Of, SOH-Sense Contact and photo.

Port Smoker, Richey NSOf Humor,Info SM-Smokes, S-Light Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, MeN SeeKiNG WoMeN LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, 4575 - WHiTe MALe, 62, 5’9”,P-Professional, 165, looking FF-Friendship First, Care. for female, 62 - TLC-Tender 72, heightLoving & weight

proportionate, NS, looking for laid back

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Deadline for ads is the 15th of the month prior to placement.

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4641 - GENTLEMAN LOOKING FOR NICE LADY. Companionship, non-smoking, no pets. I am in good health. Reply with phone number. Springhill 4629 - EASY TO GET ALONG WITH. Attractive, DWM, NS, 70’s, 5’10”, 170 lbs, romantic, likes travel, reading, exercise, movies, dining out. Looking for an attractive, good hearted lady for LTR. Dunedin.

attractive, jewish lady, 70 wonderful

years ISO same interesting energetic TO PLACE AN AD: Send your- ad, stating male edition(s) whom loves dance and walk our what you to would like it placed in, beautiful photo along with abeaches. $6 fee for Send 30 words (25¢ please. for each St. Petersburg additional word, abbreviations not charged) to the News Connection USA, Inc. address listed received by the 15th of the 4119below. Ads SeeKiNG CHriSTiAN month will appear in the following issue.

Ad Copy • Please Print Neatly • 30 Word Limit Title (First 4 Words):

City (No Charge):

If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confidential.

Name: Address: City: Phone:

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E-mail:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583 Lifestyles After 50 • Suncoast • April 2017 • page 23

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LifestylesAfter50.com

MARCH 17, 2016 APRIL 12, 2017 m o c .

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9:30 am

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EDUCATION • INFORMATION • LIVE ENTERTAINMENT! Parking

a re r c t s S P R IZ n h E o t l a m t 5 e $ y l n o , FsRtEeEr HBonniengo • Dance De l Ea FREE B ADEr. Rick’s Lunch Specia FRITZY PAR • M T! ies N The “One Man” & E dCircus M o t o N I G s A e T E R t E ConFR E ENTE et!

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DENISE LOONEY “The DJ With A Twist”

1:30 PM

Chances to w throughout in $100 the day!

V n I L n • o b N O t I s T e • INFORMA b r o f e PrizEDUCATION OONEY DENISE L With “The DJ t” A Twis

LOTP wil l 11:30 anperform at d 12:30

For Information Call Chances to win $100 throughout the day!

813-653-1988

FRITZY Circus an” The “One M

For directions call: 727-725-8733