Lifestyles After 50 Suncoast, Pinellas, West Pasco Edition, July 2018

Florida’s Most Read 50+ Publication

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lifestylesafter50.com Suncoast ~ July 2018 Pinellas, West Pasco

Summer's Brezy Fashions Great Balls of Fire!

Healthy Grilling Tips

Soak up the sun–it’s time to have some fun!

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Having to be in a health care setting is often a stressful and frightening experience for children and families.

Recreation and play therapy give kids strategies for coping and bring a momentary escape from their illness. Donations to Christmas in July help dramatically alter a child’s hospital experience.

Here’s how you can make a difference: n Sponsor an extraordinary child experience

JULY 1–27

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Lifestyles After 50 • Suncoast • July 2018 • page 2

StJosephsChristmas.org

As the Tide Rises…

Suncoast Edition

E

very state has its natural perils. The Sunshine State is known as the lightning capital of the country and the most hurricane-prone state in the nation.

We have sweltering summer heat and humidity. Sinkholes swallow our homes.

Gators swallow our pets.

Still people come here in droves, attracted to our sunny skies, warm winter weather and beautiful beaches. Florida is now the third most populous state in the nation. But that could mean real trouble down the road as another, bigger threat looms.

According to a recent report by the Union of Concerned Scientists, Florida, with its extensive coastlines, is the state with the most to lose when it comes to rising sea levels and tidal flooding which occurs during high tide events such as a full or new moon.

In one scenario, Florida’s sea levels could rise almost two feet by 2045. That would mean about 64,000 residential properties – $26 billion in current market value – would be chronically inundated with flood waters an average of 26 times a year or more.

By 2100, sea levels could rise to over six feet, chronically flooding 1 million residential properties in Florida valued at about $351 billion, according to the report.

The report used real estate information from Zillow and three sea level scenarios developed by the National Oceanic and Atmospheric Administration (NOAA) to obtain its data.

Though all coastal areas are in jeopardy, some of the areas most affected will be the Tampa Bay area, the Florida Keys, and South Florida, the report stated.

As the tides rise, values will sink as properties become uninhabitable, uninsurable, or unsellable. Governments will struggle to pay for damaged infrastructure like roads, bridges, airports and public buildings, all as the tax base shrinks. Renters and homeowners will be displaced. All major industries will

“

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CEO, News Connection USA, LLC Ed Graves Ed@lifestylesafter50.com

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Terri Bryce Reeves Terri@lifestylesafter50.com

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be affected including banking, insurance, construction and investment.

Cities around the country are already experiencing king tides in their streets and low-lying areas. These are the highest tides of the year, coinciding with full moons during spring and fall – and a bellwether of what’s to come.

Last year saw record tidal flooding on city streets, according to the National Climate Report prepared by NOAA. This year, tidal flooding on the U.S. coastline is projected to be double what it was 30 years ago. This is due to long-term sea level rise and, in part, by El Nino conditions that could develop later this year.

Most scientists agree that climate change leading to melting ice and rising sea levels is man-made and that something needs to be done sooner rather than later.

Decision makers and government leaders need to start making plans now that include: • drastically reduce carbon emissions • incentivizing clean market economies • coordinating efforts to protect our coastlines • addressing the flow of water • planning future communities so they won’t be in harm’s way Sea level rise will affect us all and benefit no one. Write your legislators today and let them know how you feel. 2045 is only 27 years away. Your children and grandchildren are depending on you.

Terri Bryce Reeves Editor

They keep saying that sea levels are rising an’ all this. It’s not to do with the icebergs melting, it’s because there’s too many fish in it. Get rid of some of the fish and the water will drop. Simple. Basic science.” ~ Karl Pilkington, comedian, The Ricky Gervais Show

”

Dena Bingham: 813-293-1262 Dena@lifestylesafter50.com __________________________________

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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

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Lifestyles After 50 • Suncoast • July 2018 • page 3

local events around town • JulY 2018 Date: Event:

July 13 Chicago(Celebrating Broadway Musical Movies) Time: 7 p.m.

Cost: $5 gen. ad.($9 gen. ad.& unlimited drinks & popcorn) Building: Capitol Theatre Address: 405 Cleveland Street Clearwater, 33755 Phone: 727-791-7400 Website: rutheckerdhall.com

Date:

July 13 – 15 & 19 – 22 (ASL Interpreters provided the 19th) Event: Spring Awakening (The winner of 8 Tony Awards) Time: 8 p.m. / 2 p.m. on Sundays Cost: $28.50 Building: Central Park Performing Arts Center Address: 105 Central Park Dr. Largo, 33771 Phone: 727-587-6793 Website: largo.com

Date: Event: Time:

July 19 – 22 One Act Plays Festival 19th – 21st at 7:30 p.m.

22nd at 2 p.m.

Cost: General: $18 Member $16 Special Night (19th): $14 Building: Performing Arts Center Address: 324 Pine Street Tarpon Springs, 34689 Phone: 727-942-5605 Website: tarponarts.org

Date: Event:

Date: Event:

Date: Event:

Date: Event:

Date: Event: Time: Cost:

Time: Cost:

Saturdays Whose Line, St. Pete?

(Improv Comedy Game Show) 8 p.m. $15

Building: Spitfire Theater Address: 14 18th St. S. St. Pete, 33712 Phone: 727-329-6290 Website: spitfiretheater.com

Time: Cost:

July 14 The Greatest Love Of All: The Whitney Houston Show 8 p.m. $32.50 - $49.50

Building: The Mahaffey Theater Address: 400 First St. S. St. Pete, 33701 Phone: 727-892-5767 Website: themahaffey.com

July 20 Pasco County Historical Society Meeting Time: 7 p.m.

Cost: General: $18 Member $16 Special Night (19th): $14 Building: Florida Pioneer Florida Museum and Village Address: 15602 Pioneer RD, Dade City Phone: 727-847-0680 Website: westpascohistoricalsociety.org

Time: Cost:

July 21 Clearwater Garden Club’s Saturday Program 10:30 a.m. $5 fee

Building: Clearwater Garden Club Address: 405 Seminole Street Clearwater, 33755 Phone: 727-316-5504 Website: Clearwatergardenclub.org July 30 Rumba Combos 7 p.m.

Free (to 6 week Rumba program students) other may join for $10.

Building: Dance Forever Address: 29121 US 19 N Clearwater, 33761 Phone: 727-723-3269 Website: danceforeverflorida.com

Date: Event:

Now – Oct. 31 Storytellers Exhibition at the Chihuly Collection Time: Mon. – Sat.: 10 a.m. – 5 p.m.

Sun.: 12 – 5p.m..

Cost: $17.95 Building: Morean Art Center Address: 720 Central Ave. St. Pete, 33701 Phone: 727-822-7872 Website: moreanartscenter.org Date: Event: Time: Cost:

Now – Nov. 25 Clyde Butcher: Visions of Dali’s Spain Varies Varies / free parking

Building: Dali Museum Address: One Dali Blvd.

St. Pete, 33701 Phone: 813-823-3767 Website: thedali.org

send Your event news to Jenna@lifestYlesafter50.com bY the 15th of each month for publication in the following month's issue.

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Lifestyles After 50 • Suncoast • July 2018 • page 4

n o i s h s a F y z e Bre

By TERRI BRyCE REEVES

T

he National Climatic Data Center says the first week in August is typically the hottest, most hellish week of the year in this part of Florida. And as we all know, the steamy dog days will linger long after.

But don’t sweat it. We’ve got your guide to summer style with clothing that is cool, comfortable and fashion-forward. Add a wide-brimmed hat and some fun sunnies and you’ll emit nothing but cool confidence all summer long.

Shopping trip anyone?

2

3

6

5

4

1 1. Choose lightweight, light-colored natural fabrics that are breathable and absorbent such as linen or cotton (pima cottons are ideal). Select poly-combos for exercise clothing only if they boast moisturewicking weaves. Save the spandex for January.

2. Loose, flowy clothing such as trapeze and maxi dresses are a big part of this year’s fashion silhouette.

Not only do they allow heat to escape, but they hide a multitude of sins that tend to crop up as we age. Long, wide-legged linen pants are actually cooler than most tight-fitting yoga shorts.

3. Avoid solid or bold-color tops, especially if you will be spending time outside. Face it, underarm sweat rings are the pits (pardon the pun) so apply antiperspirant and choose short-sleeved or sleeveless white or palecolored blouses for those outdoor occasions.

4. On to undergarments.

Skip the foam-padded bras (major sweat-makers) and opt instead for comfortable, cotton bras or a plunging lacy bralettes. Toss the polyester thongs and panties that trap moisture and bac ter ia (which can lead to urinary tract infections). Instead, seek out loose-fitting cotton panties that allow air to circulate. Not quite as sexy, but neither are UTIs.

5. Avoid heavy jewelry which can heat up in the summer sun and stick to your skin. Lightweight earrings are the perfect summer fashion accessory.

6. Choose a small summer purse filled only with the basic necessities to keep things lightweight and easy.

Tuck a small spray bottle of water inside and mist yourself when you start to heat up.

Lifestyles After 50 • Suncoast • July 2018 • page 5

When it’s your eyes… good may not be good enough.

Cataracts are one of the most common eye conditions treated by ophthalmologists and usually occur as part of the normal aging process. St. Luke’s surgeons have been trailblazers in the innovations that make cataract surgery one of the safest and most regularly performed surgeries in the United States.

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Lifestyles After 50 • Suncoast • July 2018 • page 6

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July Film

MAMA MIA! Here We Go Again

By RANDAL C. HILL

T

he rarest (and financially riskiest) of all film genres? That would have to be the live-action musical sequel. But the gamble didn’t stop Universal Pictures from recently green-lighting Mama Mia! Here We Go Again, which opens July 20th – 10 years to the month from the original movie release date. Back in 2008, the surprise megahit earned Universal a whopping $609 million on a budget of $28 million.

Given those numbers, how could there not be a sequel?

Written and directed this time by Ol Parker (The Best Exotic Marigold Hotel), the original story picks up 10 years later on the Greek island of Kalokairi. Sophie (Amanda Seyfried) is pregnant from her fiancé Sky and running Donna’s villa. Now 30, she wants to find out about her mom’s wild youth, how she ran the hotel, met each of Sophie’s three potential fathers and raised a child, all without help.

Flashbacks return us to 1979. Lily James (Downton Abbey, Cinderella) is seen as the younger Donna. The maybe-dads Sam (Pierce Brosnan), Harry (Colin Firth) and Bill (Stellan Skarsgard) appear as younger versions of themselves in portrayals by Jeremy Irvine, Hugh Skinner and Josh Dylan, respectively.

The sequel’s biggest surprise would have to be Cher in her first movie role since 2010. Barely recognizable in blonde hair and shades, she’s cast as Amanda – Donna’s mother and Sophie’s grandmother. What is unclear at the time of this printing, is how prominently Meryl Streep will appear in the new film, if at all.

Trailers only show her in clips from the first film and characters refer to her in the past tense. Fans are raging about Donna’s possible “death” on the internet Some would argue that the real star of the musical franchise is actually Abba, the now-disbanded Swedish supergroup whose pop masterpieces drive the soundtracks. Many iconic singles (Mama Mia, Dancing

Amanda Seyfried, Dominic Cooper and Cher in Mama Mia! Here We Go Again Queen, Waterloo) from the first film will figure in July’s release, as well as some previously omitted Abba gems such as Angel Eyes and I Wonder (Departure). Abba is scheduled to reunite this December for a TV special that will debut a new song.

Did somebody just say “three-quel”?

And will this guilty pleasure garner the numerous tepid and caustic reviews just as the original featherweight movie did a decade ago? Film critic Tim Robey, who originally trashed Mama Mia! as “a total shambles,” later admitted, “I have a sneaking suspicion I’ll go see it again anyway.”

On July 20th we’ll find out.

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Lifestyles After 50 • Suncoast • July 2018 • page 7

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Lifestyles After 50 • Suncoast • July 2018 • page 8

Summer Is A Bummer hatever happened to the summers of my youth?

I really miss them – the arrival of June, the end of school, and the extended daylight. Summers once were carefree. Now, they’re a health hazard.

Enjoying summer is difficult when I’m repeatedly reminded of the risks that accompany this time of year: sunburn, heat stroke, mosquito- and tick-borne diseases.

Stepping outside unprotected feels like extreme risk-taking behavior. Going hatless can provide an adrenaline rush.

At the beach, my inner child longs to swim freely and build sand castles. But my outer adult worries about skin cancer, age spots, and if my SPF 50 is destroying a coral reef.

And no rides in the convertible until the sun sets. Even with the top up, one is not safe because the harmful rays can penetrate glass.

I’m considering window treatments for my Toyota, or shall we say, my melanoma magnet.

Recently I read many sunscreens contain potentially harmful ingredients like retinyl palmitate and oxybenzone. I try to read the ingredients on the tubes now to be safe but sometimes the type is just too little. Is this a conspiracy?

I wonder if there’s a protocol for applying sun protection? If I apply moisturizer first, will that prevent the sunblock from working?

But if I apply sunblock first, will that prevent the moisturizer from diminishing my wrinkles?

Either way, there are now two layers of grease on my face before I apply any makeup and I feel like a stick of butter.

Once, mosquito bites were simply that–itchy bumps that soon subsided.

Now there’s the Zika virus, requiring additional cover and repellent. So, do I spray before or after the sunblock and moisturizer?

Someone suggested wearing netting over our faces. I’m thinking of attaching mine to an air pollution mask to make a statement – fashion or otherwise.

As a kid, I never heard of ticks.

Ticks were sounds from grandpa’s pocket watch. Now, there’s bug spray and protective clothing to prevent Lyme’s disease. So am I supposed to walk my dog in 90 degree weather looking like I’m dressed for winter? I’ll likely die of heat stroke.

As I stand behind a screen door and watch my grandchildren run barefoot while my daughter chases them with sunblock, another thought occurs.

Summer hasn’t changed; I have. Summer’s always had its perils, but to care about them is the responsibility of adults.

Susan Goldfein holds a doctorate in Communication Disorders from Teachers College, Columbia University, and enjoyed a successful career as a clinician, teacher, and consultant. For more essays filled with wit, wisdom and irony, visit Susan’s blog, www.susansunfilteredwit.com. Her book, How Old Am I in Dog Years? may be purchased on Amazon.com and BarnesandNoble.com

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Make Me Mahi-mahi

Recipe

By JENNA LEE REEVES

I

ndulge in a tropical island vibe with this white fish that pairs well with key lime and other citrus flavors. Mahi-mahi is a dolphinfish and even though it looks sort of like a dolphin, they are not related. Dolphins are marine mammals while the dolphinfish is a true fish. It is rich in protein, iron, Vitamin B, potassium, selenium and omega-3 fatty acids.This recipe is courtesy of Fresh From Florida (freshfromflorida.com).

Grilled Mahi with Key Lime Ingredients: 4, 6-oz. mahi fillets 1/2 c. key lime juice 2 key limes, zested 2 Tbsp. dry white wine 3 Tbsp. extra virgin olive oil 1 tsp. fresh rosemary 1/2 tsp. fresh thyme 1/4 tsp. black pepper, course ground vegetable cooking spray fresh herbs for garnish key lime slices for garnish

Directions: • Place the fillets in a shallow dish.

• To prepare the citrus marinade, combine the key lime juice, zest, olive oil, white wine, herbs and black pepper in a small bowl; mix well.

• Pour the marinade over the fish and marinate for 1 hour in refrigerator.

• Coat grill with vegetable spray and preheat on medium heat.

• Grill fillets for several minutes on each side until center is opaque and meat flakes easily with a fork.

• Garnish with herbs and key lime slices and serve.

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Lifestyles After 50 • Suncoast • July 2018 • page 10

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July: National Grilling Month

Great Balls of Fire? eh, Not Such a H t idea High-heat Grilling Can Be Hazardous to Your Health; Here Are Some Safety Tips

J

By RANDAL C. HILL

uly is National Grilling Month, a time for family, friends and neighbors to gather and indulge in tasty, messy-finger goodness straight from the backyard grill. But these summertime delights may actually pose a danger to your health.

When animal foods are cooked at high temperatures, cancer-causing substances called HCAs (heterocyclic amines) and PAHs (polycyclic aromatic hydrocarbons) may form. Both HCAs and PAHs can cause changes in DNA and increase the risk for developing certain cancers. Most of these chemicals are found in the blackened or charred part of the meat (which ideally should be trimmed prior to eating). According to a report by Physician’s Committee for Responsible Medicine, the most carcinogens from grilling were found in chicken breast (skinless, well-done), steak (well-done), pork (barbecued), salmon (with skin), and hamburger (well-done).

Don’t fret. This doesn’t mean you have to break up with your grill. By controlling time and temperature, distance from the heat source and using the preferred marinades and rubs, you can still make healthy and delicious masterpieces.

Time and temperature. Because HCAs begin to form above 325 degrees Fahrenheit, grill settings should be turned to a low or medium heat, as this makes it harder for meat to char or burn.

(Some backyard chefs bake meat in the oven for a few minutes first to partially cook it and therefore reduce potential char.) Use a meat thermometer and cook only as long as necessary to reach the required internal temperatures – not a minute longer.

Rubs and soaks. Making your own rubs with black pepper and antioxidant-rich spices such as turmeric, thyme, rosemary, oregano, mint, sage and garlic can cut down on carcinogenic formation by as much as 90 percent. Marinating beef in red wine for six hours before grilling can decrease the number of carcinogens by 40 percent. Beer has also shown to be beneficial. Avoid sugary marinades which may cause carcinogens to form. Never reuse marinade or rub after raw meat has touched it.

Distance. Don’t grill your meat on direct heat. Instead, turn on the flame on one side of the grill and place the meat on the other side, then lower the grill lid.

Choose wisely. Try to opt for healthy, organic, grass-fed, free-roaming, pasture-raised cattle, pigs and chickens. Avoid highly processed meats with nitrates, as they have a strong link to cancer. Select lean cuts of meat, as fattier cuts drip into the grill and cause more flareups.

Burgers. When cooking burgers, flip those sizzling patties every 30 seconds to help reduce E. coli and produce the lowest levels of HCAs. Resist the impulse to press down on them with your spatula to avoid drips and flares. Consider turkey burgers with minced portabella mushrooms and onions for a healthier alternative to traditional, fatladen hamburgers.

Fish and shellfish. Brush lightly with heat-resistant oil such as olive or macadamia. You can also marinate or add a spicy-herb rub, then spray with a little oil to keep it from sticking. Cedar planks will impart a nice, smoky flavor and help keep the fish moist.

Vegetables and fruits. Colorful, healthy veggies contain cancerfighting antioxidants and offer a good balance to a meat-heavy menu.

Grilling favorites include bell peppers, mushrooms, corn, onions and potatoes. Fruits are healthy dessert alternatives; their natural sugars caramelize when heated to provide extra sweetness and flavor.

Pork. This can be one of the worst offenders for HCAs, so cook your meats to safety standards at medium heat, just until done and no more. Choose smaller, quick-cooking cuts if you can.

Chicken. Feel free to go skinless but add a layer of protection by marinating with herbs, spices and oils, and don’t cook on high heat.

Sneaky sides. Store-bought barbecue fare such as baked beans, coleslaw, macaroni or potato salad can come loaded with saturated fat, salt and added sugars. Instead, serve a colorful bean salad, fruit salad or leafy green salad. Whole-grain buns and breads offer extra fiber, flavor and texture. Dieting? Consider an open-faced burger or lettuce wrap.

Clean up your act. Scrape down your grill with a stainless-steel brush both before and after cooking to remove baked-on residue; do a deep clean once or twice a season with a concentrated multi-purpose cleaner. Don’t forget the grill bottom, where ash and grease build-up often occur.

Lifestyles After 50 • Suncoast • July 2018 • page 11

Dental Health

HALITOSIS

By Dr. ABigAil TuBio

H

alitosis is a fancy word for chronic bad breath.

Unlike morning breath or a strong odor that lingers after a tuna sandwich, halitosis sticks around all day, no matter what you’re eating or drinking. The odor produced by halitosis is strong, embarrassing and can’t be cured with mint gum or Listerine.

Halitosis is caused by a number of common offenders including food particles, dry mouth and dental problems. Tooth decay and gum disease often spark the onset of halitosis. Many cases of halitosis cases stem from poor oral hygiene like cavities or cracked fillings. These dental issues make it easy for bacteria to hide in the tooth hollows or pockets around the gums.

Short-term breath freshening methods might mask the problem, but the smell can remain when the core issues go unchecked.

The first thing to be aware of is that chronic bad breath is noticeable to others, but not always to yourself.

Changing up your oral care routine and diet can help.

Sweets, acidic foods and carbohydrate-filled meals are a recipe for disaster, as bacteria that live in the mouth thrive in these kinds of environments.

Dentures can contribute to halitosis if they’re not properly cleaned. Daily care and upkeep of dentures is important in keeping a fresh smelling mouth, as food particles can stick around on the denture surface.

In addition to changing your diet, drinking more water, and investing in a tongue scraper or water irrigator, be sure to schedule regular dental checkups.

Your dentist and hygienist will make sure any fillings, dentures or cavities are not contributing to bad breath.

Don’t forget: mouthwash is a temporary fix. Making better oral care and diet choices and visiting your doctor will help you avoid the humiliation of halitosis.

Another key player in bad breath is saliva. A dry mouth doesn’t have the ability to rinse out the bacteria naturally with saliva. If you don’t have a tongue scraper, invest in one to help reduce bacteria. Brushing twice a day is good but add in time for rinsing your mouth out as well. This will flush out more bacteria that brushing may have missed. In addition, an oral irrigator or a water flosser will help clear the bacteria from hard to reach places in between teeth.

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Lifestyles After 50 • Suncoast • July 2018 • page 12

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he Social Security Board of Trustees released its annual report on the current and projected financial status of the Old-Age, Survivors, and Disability Insurance (OASDI) Trust Funds.

If Congress does not act, the Social Security Trust Fund will become depleted in 2034. At that time, only 77 percent of benefits promised to retirees are expected to be payable.

The trust fund for the disabled is projected to be depleted by 2032, but at that point will be able to pay 96 percent of scheduled benefits.

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Lifestyles After 50 • Suncoast • July 2018 • page 13

Mental Health

CDC: Suicide the 10th Leading Cause of Death in the U.S.

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Mood disorders like depression and anxiety along with substance abuse and addiction are also fueling the rise. Social media and bullying are playing a role primarily with teens.

According to the CDC, the highest rates of suicide occurred in women, ages 45 to 64, and men, ages 75 and over. Males take their own lives at nearly 4 times the rate of females.

Young people are affected as well. Suicide is the second leading cause of death for those aged 15 to 34.

Warning signs include talking about killing oneself, feelings of hopelessness or unbearable pain, worries about being a burden to others, increasing substance abuse, behaving recklessly, extreme mood swings, and losing interest in things once loved.

Experts say the best way to talk to someone having suicidal thoughts is to ask them if they are thinking about taking their lives, express empathy, and to offer to connect them with people that can help.

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“Suicide is a leading cause of death for Americans – and it’s a tragedy for families and communities across the country,” said CDC Principal Deputy Director Anne Schuchat, M.D. “Everyone can play a role in efforts to help save lives and reverse this troubling rise in suicide.”

Florida saw a 10.6 percent increase between the years 1999 and 2016, the years for which the study was conducted. Every state but Nevada has seen a rise and half of the states have had suicide rate increases of more than 30 percent.

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Lifestyles After 50 • Suncoast • July 2018 • page 16

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mentor once told me, “Life is all about incentives.” Nowhere is this truer than in the investment business.

I recently read a Wall Street Journal article that had my jaw on the floor. It detailed how a major brokerage firm was in the process of changing its compensation structure for its financial advisors. While this is relatively common and not especially noteworthy, it was the details that really grabbed my attention.

As the article stated, “pay could move up or down based not just on revenue, but also based on asset and liability growth, the number of new clients the broker brings in and referrals to various parts of the bank.” In terms of referrals, brokers were required to make two referrals to the bank each month, or their payouts could be reduced up to 2%. The policy was also able to be applied retroactively, essentially resulting in pay clawbacks from brokers.

This was shocking to me for two reasons. First, all of us are no doubt familiar with a large, well-known bank that found itself in major hot water for its cross-promotional incentives, which resulted in bank employees opening fake accounts for clients, among other abuses. In the wake of that scandal,

why another firm would essentially double down on a similar strategy is beyond me.

The other reason this compensation strategy is so astonishing is that it comes in the wake of a years-long effort to implement a fiduciary standard in our industry. We have devoted previous articles to the fiduciary standard, which in a general sense was designed to require financial advisors to put client interests ahead of their own and make things like investment costs and brokerage firms’ payments to recruit advisors much more transparent.

While the implementation of the fiduciary standard is uncertain, this new compensation policy seems pretty clear to me to have zero regard for the best interests of the client. Just because the bank rolls out its new whiz-bang product doesn’t mean that advisors should be bound to recommend their clients devote hard-earned money to it. As one of the firm’s advisors was quoted in the article, “There’s a fine line between encouraging referrals and forcing them.”

Consider yourself warned the next time you receive a referral from your advisor at a large brokerage firm.

Rather than considering your best interests, he is likely prioritizing his own pocketbook.

David Novak, CFP® is a Certified Financial Planner™ at Novak & Powell Financial Services in Pinellas County.

Please note: he is not an attorney and this article should not be construed as one offering legal advice.

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Lifestyles After 50 • Suncoast • July 2018 • page 17

Do you have the greatest GrandKid? The GrandKids Are The Greatest Photo Contest is a great way to prove it. Plus , you and your GrandKid could win prizes.

Go to www.lifestylesafter50.com to submit your photo for FREE through August 10, 2018.

You may enter as many of your Grandkids as desired into our Special Galleries and may vote accordingly.

Then, to receive more votes, be sure to share your photo with your friends and family by having them visit our website www.lifestylesafter50.com and vote!

There is a $1.00 fee per vote per photo, which can be paid by credit or debit card or PayPal right from our secure website.

Our VoteTracker© scoring system tabulates total votes relative to other contest entrants to select the winners. The Grandkids receiving the most votes will be named the overall Grandkids Are The Greatest Winner(s).

1st, 2nd, and 3rd place winner(s) photos will be published in our September Edition as we kick off our celebration of National Grandparents Day, Sunday, September 9th.

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Lifestyles After 50 • Suncoast • July 2018 • page 18

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PAiD ADVeRtiSemeNt

For 50th anniversary, TFO sells most tickets ever

by Kelly Smith

F

or the second year in a row, The Florida Orchestra has set a record for ticket sales, with 125,700 paid seats in the 2017-18 season.

That’s two consecutive seasons above the 100,000 mark. Add in free tickets and community concert crowds, and the count climbs to more than 215,000 for TFO’s 50th anniversary season.

At least 18 sell-out concerts fueled the record attendance, topped by TFO’s premier 50th anniversary gala concert featuring Sting, which sold out the Mahaffey Theater in a week and raised a record $1.5 million. Other standouts included Handel’s Messiah, with an eye-popping nearly 10,000 patrons in three days; Carmina Burana; Holiday Pops; Romeo and Juliet & West Side Story; Music of Star Trek vs Star Wars; Distant Worlds: music from FINAL FANTASY; and film concerts of the first two Harry Potter series, performed in conjunction with the Straz Center.

Using the latest figures, The Florida Orchestra’s ticket sales have soared 45% since 2010.

The orchestra also performed for just under 80,000 people at community concerts at parks, hospitals, museums and schools, most for free. Plus TFO provided 17,000 free tickets to the concert halls in Tampa, St. Petersburg and Clearwater, including about 1,000 Classical Kids and Teens tickets for Masterworks programs.

Michael Francis conducting

Photo by James lennon

Buy now for next season Season tickets are available now for The Florida Orchestra’s new season, which opens Sept. 28-30 with Beethoven’s Symphony No. 5 in the Tampa Bay Times Masterworks series.

Series highlights include Gershwin’s Rhapsody in Blue, The Planets and Tchaikovsky’s Violin Concerto.

The Raymond James Pops series opens with Bernstein’s Broadway, with other highlights including Disney in Concert, Holiday Pops and The Music of John Williams.

The Florida Orchestra: Performs regularly at the Straz Center in Tampa, Mahaffey in St. Petersburg and Ruth Eckerd Hall in Clearwater.

Concert series are on sale now at floridaorchestra. org or 727.892.3337 and 1.800.662.7286. Single tickets go on sale Aug. 13.

READER CONTEST

We’d like to hear your Irma-cane story.

Were there any lessons to be learned from Hurricane Irma?

Have your hurricane plans and preparations changed in any way?

What would you do differently?

Are you feeling nervous going into the 2018 season?

Drop us a line and let us know how you feel.

Compose your thoughts in 250 words or less and send them to Terri@LifestylesAfter50.com. Please put LESSONS FROM IRMA in the subject line. Include your name, address and phone number and photo if you have one. We may run your submission in the August edition of Lifestyles. First, second and third-place winners will have a choice of ticket offerings or a free, one-year’s subscription to Lifestyles After 50.

Lifestyles After 50 • Suncoast • July 2018 • page 20

Travel

Mackinac Island: The Jewel of the Great Lakes

By KATHy MEGyERI

Fort Mackinac, founded in 1780 by the British during the Revolutionary War, is a walled cluster of military buildings situated on a coastal bluff.

In 1887, the Grand Hotel, which overlooks the Straits of Mackinac, was constructed only one-half mile from Main Street. In 2015, it was named the Best Historic Resort Hotel in America, and for

M i c h i g a n ’s c u r r e n t g o v e r n o r uses the nearby mansion called the Governor’s House that overlooks the fort. The island also offers boutique hotels and inns all featuring Midwestern hospitality and down-home courtesy.

Mackinac is preserved as a State Park with trails, woods and limestone rock formations. Arch Rock is a geologic formation of natural limestone which Carriage Tour

Kayakers in the harbor

W

hen it comes to top summer retreats, it’s Michigan that has the upper hand.

Mackinac Island (pronounced Mack-i-naw) is a 3.8-square-mile island resort area in Lake Huron between the state’s Upper and Lower Peninsulas, or as some would say, at the top of the mitten.

The charming getaway was recently ranked the No.1 hottest domestic destination this summer by TripAdvisor, which called it “a throwback to oldtimey seaside leisure.” It’s gorgeous and pricey too.

TripAdvisor noted the following about the island escape: • The average summer nightly hotel rate is $347.

• The average summer week expense is $2,905.

• The best value hotel is The Inn at Stonecliffe from $297 a night.

• The most fun experience is the Mackinaw City Sunset Cruise from $24 a person.

• A great place to eat with family and friends is the Pink Pony, famous for its whitefish dip and burgers.

F

or the uninitiated, Mackinac is known for its candy-colored downtown shops, homemade fudge, limestone bluffs, Victorian architecture, 18th century fort, Grand Hotel, lilac festival, fragrant evergreen forests, and ban on almost all motor vehicles.

The isle can be reached by small plane, private boat, or ferry from Mackinaw City and St. Ignace. Visitors get around the 8-mile perimeter on foot, by bike or in a horse-drawn carriage.

Some claim that Mackinac Island is powered by a 500-horsepower engine in the summer, but that refers to some 500 horses that call the island home.

Floridians and others around the country are drawn to this island during the summer because of cool temperatures, lack of humidity, and natural and manmade beauty. The entire island is listed as a National Historic Landmark.

Artifacts have established a Native American presence at least 700 years before European exploration. The island’s original name, Mitchimakinak, is Ojibwe for Big Turtle, but the British shortened it to Mackinac or Mackinaw.

Bicycles line downtown Main Street at night; cars are banned on the island good reason. It boasts the world’s longest porch, contains 393 guest rooms all individually decorated, sits on Lake Huron between Michigan’s Upper and Lower peninsulas, offers carriage rides, and features landscaped gardens, multiple dining options, and an outdoor pool. It was showcased in the 1980 film Somewhere in Time starring Christopher Reeve and Jane Seymour. This timeless and elegant resort is also known to draw celebrities like movie director Ron Howard and rocker Bob Seger.

The iconic Arch Rock stands on the Lake Huron shore line 146 feet above the water. Visible from both the shore and the bluff, it is truly one of the natural wonders of the Midwest. Other natural formations to visit are Devil’s Kitchen, Skull Cove and Sugar Loaf.

No island visit is complete without sampling the world-famous homemade fudge available in the many gift shops.

It’s the frosting on the cake to your fairyland adventure.

For more information visit www. mackinacisland.org

Lifestyles After 50 • Suncoast • July 2018 • page 21

MEDIA SALES

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Lifestyles After 50 • Suncoast • July 2018 • page 22

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A Pirate’s Life

W

hen they spot my eye patch, little kids often come up and ask if I’m a pirate.

I’ve been writing for Lifestyles After 50 for almost a year now, and it occurred to me that some of you may be wondering the same thing.

No, I’m not a pirate. I didn’t lose my eye in battle or to a cancer. My adversary was a “breathable” contact lens. Don’t wear them to bed. Ever.

A few years ago, I woke up with a scratchy feeling in my left eye.

My contact lens had dried up and lacerated the cornea. I developed a nasty infection and my blue eye turned mostly white, similar to that of Master Po on the Kung-Fu TV series.

I no longer drive at night – all the halos around lights produce a kaleidoscope effect. And after two sideswipe accidents, I can no longer wear the patch while driving during the day. My peripheral vision is just fine.

If I’m talking to you and I cover my good eye, your face just has dark spots where you should have eyes and a mouth – sort of like a Smiley.

Other than that, life’s not too bad. My eye is normal color now and my patch has turned out to be a real conversation starter. When people ask what happened, I usually attribute it to swordplay.

Not long ago, I was sitting

on a bench reading and a woman approached me asking, “Do you know why sailors wore an eye patch?”

“No,” I said, my mind digesting the fact that she said sailors and not pirates. Aye, I felt like slicing her little pinky with me cutlass.

She told me they would wear a patch over one eye so their eyesight would adjust immediately to darkness when they removed it to go below deck. This is verified on Google.

I used to volunteer at American Stage in St. Petersburg. The dress code was white dress shirt and black slacks. One evening, I was taking tickets when an attractive lady whispered, “That’s a nice look.”

“What look?”

“The patch and white shirt,” she said.

I walked over to where my wife was dispensing adult beverages and boasted, “Sweetheart! That woman said I rock the patch!”

“Well, you do!” said the Joy of My Life.

Now I don’t want it to become an affectation like fashion designer Karl Lagerfeld’s hand fan, but I am considering adding some Johnny Depp-like accessories such as shabby scarves, colorful hair beads and gold jewelry.

What do you think about smoky eyeliner?

Michael Wright can be seen combing second-hand stores for accessories to rock his Captain Jack Sparrow look. If you see him, make sure to holler “ARRRR!” or you can toss him a beaded necklace at micwrighthamo@gmail.com.

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Lifestyles After 50 • Suncoast • July 2018 • page 28

# 288

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2 6 June Sudoku The object of the game is to fill all the 7 blankFred squares the correct numbers.

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Send your answers along with your name, address, email and telephone number to: LIFESTYLES AFTER 50 P.O. BOX 638, SEFFNER, FL 33583

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Madison ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________

The first correct answers selected from the drawing on the 20th of the month will win.

Mystery Prize!

WIN! WIN! WIN! GREAT PRIZES!

(Puzzles must be received by the 20th of the month)

TriviaPalooza!

Play & WIN!

QuestIoN: It’s turNINg 30. It hAPPeNs every yeAr IN juLy IN stAuNtoN, ILLINoIs. WhAt Is It? ANsWer:____________________________________________

Answer This Trivia Question To WIN a Prize!

July Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well.

Good luck! The first correct answers selected from the drawing on the 20th will win.

Send your answers along with your name, address, telephone number & email to: Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583

WIN GREAT PRIZES! Sudoku muST bE REcEIvEd by ThE 20Th of ThE moNTh.

Mystery Prize!

Play each week to be entered in a drawing to win a prize each month!

Deadline for entries: July 20th

Name Address City

State

Email

Phone

Zip

Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

Penny Simpson, New Port Richey, was our last months winner!

Previous answer: Red=Valor, White=Purity, Blue=Justice.

The more you play the better chance you have to win!

Go to LifestylesAfter50.com and click on the Trivia Palooza icon to play each week.

Lifestyles After 50 • Suncoast • July 2018 • page 29

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57. Farmland unit 49. Dean Martin’s late son 58. __ Nicole Smith 50. Cut of pork 59. Liqueur flavoring 52. Baby carrier Last Month’s Winner is53.

Linda Mallek, 60. Close noisily Extra officeClearwater helper 61. Study or kitchen Congratulations!

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power puzzle CROSSWORD PUZZLE ACROSS 1. Area __ 5. Seaport in France 10. __ over; be forgotten 14. Male animal 15. Lofty abode 16. Bicycled 17. Mixed up 18. Bold outlaws 20. Group concerned with children: abbr.

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Last Month’s Answers

Enter To Win!

1

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17

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20

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9

10

11

12

29

30

13

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First correct answers 34. __ Z; entire range selected from the drawing on the36.

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FLFratricide 33583 victim 39. College major I want information on: Insurance 40. Exhausted Personal Health 41. Beg Travel / Cruises Elder Law / Financial 42. Declare& Fitness Recreation / Leisure Housing Options44. Pieces Home Improvements of wood Entertainment / Events Reverse Mortgages 45. Word with Automobiles body or way 46. Grieve Name 47. Liz’s third and others 50. Money, slangily 51. Relevant Address 54. Prince William, on 4/29/11 57. Farmland unit 58. __ Nicole Smith City State 59. Liqueur Zipflavoring 60. Close noisily 61. Study or kitchen Age Phone 62. Like windows 63. Rope fiber 40

FILL IN ANSWERS & WIN MONEY!

E-mail

1

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Peanuts

17,897 Little Autobiographies

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Press before United Feature Syndicate changed the name and debuted Peanuts nationally in October 1950.

Why the name change? UFS felt that the title Li’l Folks came too close to Al Capp’s popular comic strip Li’l Abner. And at the time, kids in TV’s Howdy Doody Show audience who sat on studio bleachers were called Peanuts, their name derived from a vaudeville term describing patrons who sat in the cheaper balcony seats—the “peanut gallery.”

Schulz’s strip was a simply drawn group of oddly proportioned, balloonheaded kid characters that included Charlie Brown, Patty, Shermy, Violet, Schroeder, Lucy, Linus, Pig-Pen and the dog Snoopy, based on the Schulz’s bizarre family pet who sometimes devoured pins and tacks.

Peanuts often focused on the bumbling, insecure worrywart Charlie Brown who, along with his sometimescruel gang of neighborhood peers, spent his days stumbling through the minefield of childhood social interactions.

Through his characters, Schulz offered themes never before addressed in a mainstream cartoon strip: isolation, loneliness, melancholia, unrequited love—all stemming from his interior life.

The most famous, revered and influential comic strip in history, Peanuts earned Charles Schulz over a billion dollars and won him worldwide fame and respect. But, sadly, all of his success never allowed him to dispel the cloud of depression that hung over his life and fueled his creativity for nearly half a century.

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15

Lifestyles After 50 • Suncoast • July 201817 • page 30

26

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38.He Winglike once told Steve Kroft on 60 40. Meaning Minutes: 41. Sulk “If you were to read the 43. Leader executed strip, oh, for just ina 2006 few months, you 44. Made a loud noise would know me…All of my fears, my 46. Bullwinkle, for one 47. Ski liftmy joys, and almost, even, all anxieties, __? of 48. myYes experiences go into that strip.”

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#5113

CROSSWORD PUZZLE 38

#5113

22

24

25 28

13

confesses to being hopelessly stuck in the past. He lives on the Oregon coast and can be reached at wryterhill@msn.com.

Seniors getting Together Women Seeking men 4828 - ACTiVe WiDoW (WH). Seeking mate who is free to share life’s good times and has a good sense of humor.

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Hope your dreams come true. The woman who gets you will be lucky. I thought you were a great man. Linda.

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4815 - ATTRACTiVe S, H, F. 67yy.

Educated. ISO SWM, SHM buddy, friend. Good manners, educated a plus, to go on outings, garage sales, treasure hunting, discovering places in FLA. Age 60-72. Dunedin 4816 - SLenDeR, ATTRACTiVe, CARing SWF. Seeking compatible male for friendship, possible LTR. Likes sports, dining, dancing, festivals, movies, flea markets, sharing good times. 65 plus. St. Pete 4817 - Looking FoR TRAVeL PARTneR/ARTiST. 60 active woman looking for M/F friendships. Must have own money, be able to carry own luggage. No sex, just fun. Beach boat water sports. Clearwater.

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4807 - ReTiReD WiDoW, 68, seeking active man for LTR. Enjoy cooking, dining out, movies, traveling and cruises. I am 5’3”, 125 lbs., blonde hair and green eyes. Prefer Clearwater area.

4802 - Looking FoR LADieS To TRAVeL. I am W, 74, healthy and can walk good, to join me on a bus trip in the fall. I live in Largo.

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4119 Seeking HoneST genTLemAn. Former airline stewardess and model, 5’4”, 104 lbs., slender, white with Ph.D. in healthcare.

Fulbright scholar, eats healthy and exercises. Likes sports and animals.

WW. Loves the Lord. Florida.

men Seeking Women 4822 - BLACk genTLemAn SenioR. Seeks female for phone conversations to get to know each other. Possibility of meeting if we have common interests. Port Richey/Hudson areas.

Please write.

Please write and send telephone number.

4804 - DWm, ReTiReD. Age 69, 5’9”, 180 lbs, brown hair, blue eyes. Likes walking, movies, dogs, flea markets, yard sales. Irish-German seeking female for LTR. Tampa.

4808 - eASY To geT ALong WiTH. Attractive, DWM, NS, 70’s, 5’10”, 170lbs, romantic, honest. Likes travel, exercise, movies, concerts, dining out. Looking for an attractive, good hearted lady for LTR. Dunedin.

4792 - WWm, 74, LiBRA, looking for German lady, 68-76. Let’s meet for coffee, talk and learn about each other. St. Petersburg area.

4791 - WRiTe ToDAY - FUn TomoRRoW. SWm, 70, retired, seeking SWF, NS, slender, HWP, friends, companion and more. 60s, free and ready to enjoy life, lunch, daytrips, movies, romance. End the solo life! The future awaits. Largo area.

To PLACe An AD: Send your ad, stating what edition(s) you would like it placed in, along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed below. Ads received by the 15th of the month will appear in the following issue.

To ReSPonD To An AD: Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad # on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA Seniors Getting Together P.O. Box 638, Seffner, FL 33583 CommonLY USeD ABBReViATionS: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NSNon Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

Seniors Getting Together

Personal Ad Placement only $6 per month!

Deadline for ads is the 15th of the month prior to placement.

MArk The edITIOn(s) YOu WOuLd LIke TO run YOur Ad In: ❍ Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco) ❍ Lake/Marion/Sumter ❍ Southwest & Sarasota (Lee, Charlotte/Manatee)

Ad Copy ••• PLeAse PrInT neATLY ••• 30 Word Limit TITLE:

(First 4 Words)

4819 - SLenDeR, T-SHiRT, JeAnS TYPe, nS, gAL. Sought by secure SWM, 5’7”, 145#, for LTR or share my home life. I am easy going, affectionate, romantic. Why be alone? Write me.

Photo, phone number please.

4811 - ACTiVe mAn & ACTiVe WomAn. Healthy 75 yo, HWP, SWM seeks healthy active HWP, SWF for LTR. I am conservative businessman & war veteran. I am a swinger and enjoy the high life. Please include contact info.

Your pic gets mine.

4803 - no goLD DiggeRS. Want slim lady, 60-80. I am 69. Live in Holiday, like BBQ, fishing, hot tub and back yard fires with glass of wine or coffee.

CITY:

(No Charge)

If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confidential.

Name: Address: City: Phone:

State:

Zip:

Email:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER NEWS CONNECTION, USA, INC. • PO BOX 638, SEFFNER, FL 33583 Lifestyles After 50 • Suncoast • July 2018 • page 31

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