Lifestyles After 50 Southwest November 2013 edition by Lifestyles After 50 Magazine

Lifestyles

www.lifestylesafter50fl.com • Southwest • FREE

AFTER 50

Vol. 24 • November 2013

Join us for the

FUN FEST

Harborside Event Center

Nov. 22

10 am – 3 pm

INSIDE THIS ISSUE Branson Celebrates Veterans Feeling the Squeeze Holiday Fun at the Beau Rivage Potatoes With A Twist

Lifestyles After 50 • November 2013 • page 2

President John F. Kennedy: Death in the Time of Innocence Dear Readers,

ost everywhere you turn this month, there will be reminders of that day 50 years ago when our innocence Janice Doyle, as a country was Editor shattered, the day our 35th president was assassinated. John F. Kennedy’s 1000day presidency ended in a few dramatic moments on a street in Dallas. The Kennedy era was a transformative time for our country. We went from the staid, war-hero presidency of Eisenhower to the leadership of someone who lived a lifestyle known to only a narrow segment of our society at the time. The Kennedys played tennis, they sailed and they had houses in several parts of the country. Now, in 2013, many people live that way, but in 1960, not many did. Remembering that November period of time, it is as if the life drained out of our country for a few days. This month you will undoubtedly share your own memories with others. Walter Cronkite Dallas, Texas, Friday, November 22, 1963. Time was about to stand still. CBS anchorman Walter Cronkite— later voted “the most trusted man in America”—had the compelling duty to report the shootings of President Kennedy and Texas Governor John

Connolly. Shortly afterward, Cronkite removed his glasses and tearfully announced simply that President Kennedy had died at 1 pm Central Standard Time. Today, 50 years later, those of us “of a certain age” remember vividly where we were and what we were doing when we learned the news. Jim Patterson, CEO of this magazine’s publishing company, says, “To this day we remain fascinated by Kennedy’s life and legacy, intrigued by the circumstances of his death, enchanted by the associated imagery of Camelot and changed forever by all of it.” For many, the news came via a school’s crackling intercom system. Patterson says, “Lucy Bigham bolted from the chair in front of me and ran from the room in tears. Mr. Bunch sat behind his desk at the front of the room, his face buried in both hands, sobbing.” Patterson would see his own father weep that night as well. It was also a new time of tragedy for our country because we watched events unfold in the living room on television. Nancy Kuehne, our magazine’s sales and marketing representative in Lee County, says, “The small, two-room school I went to did not have a TV, so a parent invited all 15 students from grades ﬁve through eight to come to their house

to watch. I remember feeling as if I were right there in the crowd watching from the streets.” Nancy added something else we all remember— how quiet everyone was. Yes, it was a new era and it changed us all. Patterson was in 9th grade that day Mr. Bunch sat at his desk and sobbed. Three summers later, Patterson was in Washington serving as a Congressional page in the House of Representatives. He says, “I associated all of the sights of Washington with those I had seen on television that November weekend of 1963. I toured the White House and tried to imagine President Kennedy’s and Jackie’s presence in every room. I visited the Senate chamber and sat in the seat that was his when he served as the senator from Massachusetts and which was now filled by his brother Edward (Ted) Kennedy. I went to Arlington Cemetery and stood before the eternal flame and played back the images of Jackie, Bobby and Teddy lighting that flame on the day of the funeral.” And so this month, through the death of a president 50 years ago, we are bonded together by our shared memories. It seems so very recently—and yet so long ago—that we were so innocent we never thought it could happen.

Lee, Collier & Charlotte Edition Published monthly by News Connection U.S.A., Inc General Manager Dave Tarantul dave@lifestylesafter50.com Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com Editor Janice Doyle janice@lifestylesafter50.com Ofﬁce Manager Vicki Willis vicki@lifestylesafter50.com Administrative Assistant Nancy Spencer nancy@lifestylesafter50.com Production Supervisor/Graphic Design Kim Burrell kim@lifestylesafter50.com Associate Editor/Production Assistant Tracie Schmidt tracie@lifestylesafter50.com Distribution (941) 375-6260

Advertising Sales Lee/Collier and Charlotte Nancy Kuehne: (239) 822-6150 Sarasota/Manatee Dave Tarantul: (941) 284-2930 Customer Service (941) 375-6260 dave@lifestylesafter50.com

News Connection USA, Inc. P.O. Box 638 Seffner, Florida 33583-0638 (813) 653-1988 • 1-888-670-0040 Fax: (813) 651-1989 www.lifestylesafter50ﬂ.com Our other editions: Sarasota Edition: Sarasota/Manatee Hillsborough Edition: Hillsborough County Suncoast Edition: Pinellas/Pasco Counties Lake Edition: Lake/Marion Counties To learn more, call 1-888-670-0040

FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reﬂect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for the Dec. 2013 issue is Nov. 15, 2013. Magazines are out by the 7th of each month. All rights reserved.

Lifestyles After 50 • November 2013 • page 3

After 50 Fun Fest Has Great Entertainment, Education and Information!

oin us for the annual Lifestyles After 50 Fun Fest, Nov. 22 at the Harborside Event Center, 1375 Monroe St., Ft. Myers. Free parking will be available surrounding the Harborside Center. Volunteers and signs will direct guests to available parking, and admission is free. This year’s theme is Celebrate your Heritage. Wear something from your hometown and show off your pride! Enjoy live entertainment throughout the day, including music from the 60s, 70s and 80s with Denise

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Looney, the “DJ With a Twist” and featuring Jimmy Mazz, Vegas Style. Enjoy some fun with the “Dance Any Rhythm Everyday” dancers. Plus, enjoy free bingo games for prizes as well as free coffee and goodies while they last. Check out the all new Prize-A-Palooza, with chances to win $100 cash throughout the day. Win lots of great prizes and giveaways including tickets to the Broadway Palm Dinner Theater, or win a two night stay at the Gaylord Palms Resort, Orlando.

Florida Blue, our Premier Sponsor, will provide balloon art and giveaways at their booth for those young at heart. Local exhibitors will also provide information and giveaways. The Health and Wellness area will be sponsored by Humana. Walgreens will offer coupon booklets, giveaways and flu shots with your Medicare part B card. Free health screenings will be available during the day including bone density, eye, ear, BP and other important health checks and information.

Don’t miss the Hot Chili Rods Classic Car show and take a chance for a prize at the Sports Center corn hole toss and putting green. Lunch will be available at the Harborside Concession area for $4 to $6. So plan on coming out and enjoy the day. Bring friends or come by yourself. We’ll see you there! For more information, call our toll free number at 888-670-0040 or 239-822-6150. Visit us online at www.lifestylesafter50fl.com.

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You must continue to pay your Medicare Part B premium, unless paid by Medicaid or another third party. **Available in select counties. Florida Blue HMO is an HMO plan with a Medicare contract. Enrollment in Florida Blue HMO depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Limitations, copayments and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/or copayments/coinsurance may change on January 1 of each year. 1Dental coverage not included in all counties. This information is available for free in other languages. Please call our Member Services number at 1-800-926-6565. We are open from 8 a.m. – 9 p.m. ET, 7 days a week, all year long. TTY users should call 1-800-955-8771. Esta información está disponible de forma gratuita en otros idiomas. Llame a nuestro número de Servicio al Cliente al 1-800-926-6565. Estamos abiertos de 8 a.m. a 9 p.m., Hora del Este, los siete días de la semana, por todo el año. Usuarios de equipo teleescritor (TTY) deben llamar al 1-800-955-8771. Health insurance offered by Blue Cross and Blue Shield of Florida, D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc. D/B/A Florida Blue HMO, an HMO subsidiary of Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association. Y0011_77864 0913 CMS Accepted *

Lifestyles After 50 • November 2013 • page 4

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Lifestyles After 50 • November 2013 • page 5

Around Town

W H AT ’ S H A P P E N I N G N O V E M B E R 2 0 1 3

hrough 20 Social Security, called a “sophisticated, civilized hoot.” Florida Repertory Theatre, 2267 First St., Fort Myers. $25. 239-332-4488.

Pride and Patriotism Concert by the Southwest Florida Orchestra at BB Mann Performing Arts Hall. 7 pm. Ticket info at 239-418-1500.

ngoing Senior Basketball and Volleyball “pickup” games meet at Estero Rec Center gym from 10:30 am to 1:30 pm. Details: 239-498-0415

5 7

Senior Softball Winter Nationals, teams from around the state compete at various locations. 239-533-7407.

7 8

– Dec 25 “Church Basement Ladies” at the Off Broadway Palm Theatre. $29. 239-278-4422.

– 23 “Frankie and Johnnie in the Clare de Lune” comedy at Laboratory Theater of Florida, 1634 Woodford Ave, Fort Myers. 239-218-0481.

Chocolate & Spirits Tasting Festival by Lee County Library and area restaurants. 6 to 8 pm; center court, Bell Tower Shops. Free admission. Chocolate samples, beverages and chance tickets for $1 each. Silent auction. Benefits Southwest Florida Reading Festival. Info at readfest.org. Holiday Boutique arts and crafts sale. Proceeds benefit Country Creek Volunteers. 9 am to 2 pm at Villages at Country Creek, 21131 Country Creek Dr, Estero. Info: 239-495-9794.

Exploring Ethnobotany, how indigenous plants are used for food, shelter, medicine, clothing through history. Fourth Weds. Matanzas Pass Preserve, 199 Bay St, Fort Myers Beach. leeparks.org for info or 239-229-7356.

– 10 Cape Coral Coconut Festival celebrates Cape Coral’s coconuts, multi-cultural food, boating, fishing and wildlife. Sun Splash Family Water Park, 400 Santa Barbara Blvd, Cape Coral. $25. 239-573-3121.

“Choose, Commit, Change” theme for Streets Alive, a Healthy Lee initiative to play in closedoff streets downtown Fort Myers. 9 am to 2 pm. Vendors offer nutritious food. See streetsalivelee.org for info.

Taste of the Islands. Sample cuisine from 20 restaurants on Sanibel Island. Live music, dancing in the grass. $5 admission. 239-472-3644.

Fall Bazaar. Crafts, jewelry, baked goods and homemade items for sale. Refreshments, raffles. 8 am to 1 pm at Windmill Village, 16131 N. Cleveland Ave., Ft. Myers. Info: 239-656-2073.

– Dec 1 American Sand Sculpting Championships on Fort Myers Beach. 30 sculptures to view and many activities. 10 am to 5 pm daily. $5 tickets. 239-454-7500.

Lifestyles After 50 • November 2013 • page 6

through Dec. 15. “Becky Shaw” by Gina Gionfriddo, a psychological thriller and comedy of romantic errors. Foulds Theatre, Alliance for the Arts, $20. 239-939-2787.

– Dec. 25 “Swingin’ Christmas” show at Broadway Palm Dinner Theatre. Singing, dancing, costumes, fun. $35 to $55 tickets. 239-278-4422. – Dec. 7 Festival of Trees at Sidney and Berne Davis Art Center, 2301 First St, Fort Myers. $6 admission. 239-652-1649.

– Jan. 4 Edison and Ford Holiday Nights at the Estates. Lights and seasonal decorations throughout. Nightly entertainment, horse-and-wagon rides, more. 5:30 to 9 pm. $15. Call 239-334-7419.

– Dec. 5 Hamlet with Actor Raoul Bhaneja playing all 17 roles of the play. BIG ARTS Herb Strauss Theatre, Sanibel. $35. 239-472-6862.

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 651-1989 or email calendar@srnewsconnection. com. News must be received by the 10th of the month prior to event (i.e. November 10 for December event.)

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Lifestyles After 50 • November 2013 • page 7

As a Twig Is Bent, So Goes a Bonsai out all the thorny branches, and keep it alive in a pot, trimming and wiring for a year as it becomes a good bonsai.

BY JANICE DOYLE

“I

t’s really kind of an obsession,” says Jim Bremer. “When you get started, you keep wanting to try something new.” He’s talking about bonsai, the ancient art of growing everyday shrubs, trees and vines outdoors in pots and taking them through their normal seasonal phases of flowering, fruiting and shedding leaves. Bonsai (pronounced “bonesigh”) is Japanese for “potted tree.” Bremer says he has about 200 potted trees in his own back yard, perhaps 100 of which are actually bonsai. The retired lawyer creates trees from his yard shrubs, often through air layering. Other trees he has acquired through trades with bonsai club enthusiasts. He says, “I came from a technical, paper-oriented, indoor kind of background and this concentration on creating an artistic work outside I find very satisfying.” Learning to create bonsai, Bremer says, involves a commitment of time

and effort to finding out how it’s done. “I tell people to try to have one teacher long enough to learn a consistent method, and after that you can go out and experiment on your own. If you use too many teachers, it can get confusing.” He spent several years studying under Erik Wigert, award-winning owner of a local bonsai nursery. A common tropical bonsai used locally is bougainvilla. Bremer says enthusiasts love to find one that’s been in someone’s yard for 20 or 30 years. They carefully dig up its very thick trunk, throwing

Bonsai Show Bremer is president of The Bonsai Society of Southwest Florida which is holding its annual show November 16 and 17 at the Lee Election Center, 13180 S. Cleveland Ave. (across from Bell Tower Shops) in Fort Myers. Admission and parking are free. “We’ll have about 50 excellent trees created by local members,” says Bremer. “The show is really sort of like an art museum because it gets really quiet and that’s the effect it should have. These are really beautiful trees and if you have a sensitivity to fine art, it will have that effect on you.” Besides the show, there will be demonstrations of bonsai techniques, introductory classes, sales and raffles of bonsai and related materials. Experienced growers will be on hand to answer questions.

Vendors, including Wigert’s Bonsai Nursery, will also be at the sale offering both finished bonsai and pre-bonsai trees as well as supplies. Bremer says the National Arboretum in Washington has an excellent collection of bonsai—some authenticated as older than this country. Selby Gardens in Sarasota is another Florida showplace for bonsai. The local club meets every third Saturday of the month at 9 am at 6281 Metro Plantation Road, Ft. Myers (Metro Plantation is just south of Chico’s) There is no charge for attending the meetings which include educational components. For information, see thebonsaiswfl.com or call 239-482-7543. Other area clubs: • Charlotte Ichiban Bonsai Kai, Saturdays at 10 am at Cultural Center, Port Charlotte, charlottebonsai.com. • Naples Bonsai & Shohin Society, first Saturdays at 10 am, 3901 Bonita Beach Rd., Bonita Springs.

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nce there was a time when American families would come together on Saturday nights, turn on their TVs, and for a wonderful hour, laugh. For 11 seasons, The Carol Burnett Show was the definition of great television. Now it’s back for you to enjoy—in a 3-DVD collection featuring the show’s top 10 episodes, chosen by Carol Burnett herself.

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R34ECAR024 © 2013 Direct Holdings Americas Inc. StarVista is a registered trademark of Direct Holdings Americas Inc. TIME LIFE and the TIME LIFE logo are registered trademarks of Time Warner Inc. or an affiliated company. Used under license by Direct Holdings Americas Inc., which is not affiliated with Time Inc. or Time Warner Inc. Terms & Conditions: Allow 4-6 weeks for processing mail-in orders.

Lifestyles After 50 • November 2013 • page 9

NBranson Celebrates VeteransN Every Day, Especially in November BY FRED WRIGHT

here are so many U.S. veterans traveling to reunions in Branson, Mo., each year, you almost expect the town of 10,000 to be painted olive drab or battleship gray. To the contrary, Branson has retained much of its Ozark Mountain charm despite an eclectic mix of architecture and building styles. Its geographic location puts the town and its multitude of theaters within driving distance of half the nation’s population. It has an estimated 63,000 theater seats, more than Broadway. And as a perennial destination for an average of 600 military reunions big and small every year, Branson celebrates the flag just about everywhere you look.

Branson Landing

Each year, the school sends dozens of its honor students to overseas battlefields where they learn firsthand the military history of the U.S. While there’s an emphasis on World War II battlefields, other venues, including Korea, are also on the agenda.

“Approximately 30 years ago, we had our first ‘Welcome Home’ celebration aimed at Vietnam veterans,” explains Lynn Berry, director of communications for the Branson/ Lakes Area Chamber of Commerce. “That weekend, we The Veterans Day Parade had over 100,000 people here. It established a real camaraderie For example, just about every live and love for hosting veterans.” Each trip includes veterans from the show in town—as many as a hundred During the Veterans Homecoming four Ozarks states—Missouri, Oklain peak seasons—has a Salute the celebration, “Wartime Romance” is homa, Kansas and Arkansas. For the Troops feature. It may be a medley of staged at the Baldnobbers Theater. It’s past four years, 50 veterans have made patriotic songs, a display of flags or the trip as well, with all expenses paid. an intermission tribute. Often, military the story of a U.S. Marine Corps dive Sometimes, there are patriotic surprises members and veterans in the audience bomber pilot in World War II who finds “strength, hope and inspiration” from to be found in Branson. For example, are urged to stand up according to the 472–room Radisson Branson branch served or war fought. Then there the love letters he writes and receives from his girlfriend back in Kansas. doesn’t announce its commitment to the is always a rousing round of applause. Branson’s 80th annual Veterans Day military. Guests who happen to wander Parade will march through the historic down to the hotel’s bar will suddenly downtown, stepping off at the 11th hour see row after row of military servicemen of the 11th day of the 11th month—Nov. and women. The photo faces, many 11 at 11 am—in honor of when the brown with age, stare back—more World War I armistice was signed. than 1,700 of them. Here and there, The parade is one of the culminating there’s a shadow box or a storyboard events for the week-long celebration with information about an historical and one of the largest events of National event from World War II—a bit of Veterans Week in the U.S., drawing history about underage Americans who tens of thousands of veterans, active volunteered for service in World War As you might expect, Veterans military personnel and their families. II, some as young as 12, or the tragic Day, Nov. 11, gets a very special This patriotic spirit and fervor perme- story of the U.S.S. Indianapolis, the ship celebration each and every year and ates Branson year-round. Nearby sits that carried the Hiroshima atomic bomb there are patriotic events for days and the College of the Ozarks, a private and then was sunk just days before even weeks leading up to the national the war’s end with great loss of life. holiday. Nov. 11 is also Remembrance Christian liberal arts college with a thousand-acre campus. Students learn The collection “just happened,” Day (also known as Poppy Day and employable skills while they earn a deexplains Sarah Green-Hord, the Armistice Day) for Canadians. gree, pay no tuition and graduate with hotel’s military sales manager. A In Branson, Veterans Homecoming no debt. Locals call it “Hard Work U.” collection of photos was given space runs Nov. 5 – 11.

Travel

Lifestyles After 50 • November 2013 • page 10

on the hotel’s walls. Veterans attending reunions at the hotel began asking if their photos could also be posted. And in 2003, when the Medal of Honor Society chose the Radisson as the site for its reunion, the hotel created a Medal of Honor Room, a small but proud display of photos of Medal of Honor recipients. While not all medal winners are represented, selections include Mary E. Walker, the only female recipient, and Audie Murphy, the most decorated soldier in World War II who went on to become a movie star. There’s limited space left, however, with room for perhaps another 200 photos along the corridors, perhaps a few more Medal of Honor winners in the small side room. Where will photos go after that? Green-Hord says comfortably, “It’s ever evolving.”

N Branson’s Veterans Memorial Museum

Some Important Reunion Dates Upcoming in Branson This Year: • Veterans Homecoming Week, Nov. 5 – 11 • Veterans Spouses Luncheon, Nov. 6 • Persian Gulf War Mini Reunion, Nov. 7 • Women’s Veterans Mini Reunion, Nov. 8 • Korean War Veterans Mini Reunion, Nov. 9 • Walmart Tribute to Veterans, Nov. 9 • Pearl Harbor Remembrance Day, Dec. 7 For more information about Branson, call 417-334-4084 or go to www.ExploreBranson.com.

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Freedom Health is an HMO plan with a Medicare contract and a contract with the Florida Medicaid program. Enrollment in Freedom Health depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year. (1) You must continue to pay your Medicare Part B premium. (2) Limitations, copayments and restrictions may apply. (3) Amount varies by plan and county. Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next. A sales person will be present with information and applications. For accommodations of persons with special needs at sales meetings call 1-888-796-0946. TTY/TDD 1-800-955-8771. This information is available for free in other languages. Please contact our customer service number at 1-800-401-2740. TTY/TDD: 1-800-955-8771. Esta infomación está disponible gratuitamente en otros idiomas. Por favor llame al departamento de servicio de miembros al 1-800-401-2740, TTY/TDD: 1-800-955-8771 para mas información. 1 de Octubre de 2013 al 14 de Febrero de 2014, 7 Días de la Semana - 8am a 8pm 15 de Febrero de 2014 al 30 de Septiembre de 2014 - Lunes a Viernes - 8am a 8pm 1 de Octubre de 2014 a 31 de Diciembre 2014 - 7 Días de la Semana - 8am a 8pm. H5427_14NPSAVEvt_CMS Accepted Lifestyles After 50 • November 2013 • page 11

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Don’t Ignore Cataract Symptoms O

phthalmologists advise seniors to be aware of the dangers of ignoring cataracts symptoms. They say delaying treatment of advanced forms of the common eye disease can increase risk of permanent blindness and injury. Cataracts are a leading cause of visual impairment that will affect more than half of all Americans by the time they are 80 years old. Delaying diagnosis and treatment of age-related cataracts can increase seniors’ risk of permanent blindness and can lead to both physical and psychological damage.

diseases such as age-related macular degeneration (AMD) and glaucoma. People with diabetes, a family history of cataracts and those who smoke tobacco are at an increased risk of developing cataracts. Common symptoms include dull, blurry vision, colors appearing less vibrant and halos around lights which may begin to be noticeable as cataracts develop. Cataracts are nearly always treatable with surgery, but it may not be necessary until performing daily activities becomes difficult. If daily life isn’t disturbed, a change in a person’s eyeglass prescription may be all that is necessary until visual impairment becomes more severe. If completing everyday tasks is challenging, cataract surgery should be discussed with an ophthalmologist—a medical doctor specializing in the diagnosis, medical and surgical treatment of eye diseases and conditions. “Seniors who find themselves giving up normal tasks like Clouded lenses of cataracts (right) scatter reading, exercising or driving due to cataract symptoms light, blurring vision and distorting colors. should know that they do no Cataracts are caused by the cloudnot need to suffer in silence,” said ing of the lens of the eye and are Rebecca Taylor, M.D., spokesperson most common among older adults for the American Academy of since the condition develops as the Ophthalmology. “Cataract surgery eye ages. Many seniors cope with can help these individuals regain their cataracts—accepting vision loss as an sight and their independence. It is inevitable part of the aging process one of the most common and safest rather than seeking medical treatment. procedures performed in medicine, Due to the incapacitation caused so seniors should not resist seeking by blurred vision, leaving cataracts help. Getting treatment can vastly undiagnosed and untreated can lead to improve your quality of life.” physical danger such as injuries from For people without regular access falls or running into unseen objects, to eye care or for whom cost is a as well as psychological harm like concern, EyeCare America, a public depression and social isolation. In service program of the Foundation addition, the longer advanced forms of the American Academy of of cataracts are left untreated, the Ophthalmology, offers eye exams more difficult it can be to successfully and care at no out of pocket cost repair the damage caused to the eye. to qualifying seniors age 65 and older through its corps of nearly What to do 7,000 volunteer ophthalmologists Adults age 65 and older should have across the U.S. To learn more about regular eye exams to monitor for the EyeCare America or to find out if development of cataracts, in addition you or a loved one qualifies for the to other common eye conditions and program, visit eyecareamerica.org.

Lifestyles After 50 • November 2013 • page 13

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Editor’s Note: From our online edition we asked readers to submit 260 words about their “Lifestyle After 50.” Here is one of the stories submitted this month online. To send us your story, go to www.lifestylesafter50fl.com:

his year I turned 65, and found I’ve acquired—along with plenty of aches and pains—a perspective on the world that I lacked as a younger person. The biggest problem with aging is routine; it’s absolutely the most debilitating thing we can do. Keeping imagination alive, holding on to a sense of adventure and preserving a willingness to learn new things are strategies that work for me. Like many baby boomers who have watched their parents age in less than perfect health, I’ve realized that being active is probably the single most important aspect to aging well. Fortunately, I’ve found the perfect two-part recipe for living well after fifty;

a plan that turns me on, inspires me and makes me happy. The first is mentoring. Over the years I’ve volunteered for Big Brothers/Big Sisters, school-based reading programs and library-based English as a second language programs. But my real passion is traveling. Since my caregiving days are gratefully at an end—mother-in-law, husband and mother—I’m free as the proverbial bird. Whether traveling, tutoring or mentoring, I find myself with people who are on an exciting journey. My biggest fear is being cooped up in my house with no new challenges, no new conversations, no new vistas to explore. That thought far outweighs any fears that traveling solo in a strange land might present. Friends are prone to comment how lucky I am being single and free to do as I please. My retort: Luck is good planning carefully executed, but with wiggle room for change. —Lil Cromer, Belleair

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When Renee and Cindy met, Cindy asked Renee, would you ever have a facelift? Renee replied, I would never have surgery, because when I go to heaven I don’t want God to ask me “Who Are You?” Renee now 80, much known for her brilliant smile is becoming even more famous for creating a face tightening serum that instantly de-puffs under the eyes and instantly tightens and smoothes skin. Cindy, Renee’s personal make-up artist created the exclusive formula that has peptides and proteins that work better-than-Botox. faceLOVE™ face tightener has received rave reviews and an endorsement for best product of 2013 by the Huffington Post. faceLOVE™ works with just a few drops and diminishes fine lines and de-puffs under the eyes immediately. One $ 59.00 Dollar bottle will last for several months since it is only used on specific areas such as under the eyes and applied directly on laugh lines or any facial lines. The product comes with free shipping and a free lipstick that Renee picked out herself. For more information or to order the product online at www.rtfacelove.com or by phone Toll Free 1(855) 502-3002.

Lifestyles After 50 • November 2013 • page 14

Gray

Baby Boomers Bail from Divorce: Marriages at Alarming Rates

BY ROBERT D. BOYD AND JEANETTE LINVILLE

he term “gray divorce” describes the growing trend of couples in their 50s and older choosing to end their marriages by divorce. This phenomenon came into the public eye in 2004 when the AARP conducted a study called “The Divorce Experience: A Study of Divorce at Midlife and Beyond.” Since then, a number of high profile “gray divorces” have been played out in the media, including Al and Tipper Gore, who chose to split at the ages of 62 and 61, respectively, after four decades of marriage. Actors and executives alike, including Danny DeVito, Morgan Freeman, Sumner Redstone and Jack Welch, have all sought divorces in their 60s and 70s. However, these gray divorces are not limited to the rich and famous. The American Academy of Matrimonial Lawyers (AAML) recently conducted an online poll of 1,600 divorce lawyers, and 61 percent reported that they have seen an increase in the number of divorces among people over age 50. This number is supported by research done by Susan L. Brown of the Department of Sociology

and National Center for Family & Marriage Research at Bowling Green State University. Brown found that the divorce rate among adults ages 50 and older doubled between 1990 and 2010. She further found that roughly one in four divorces in 2010 occurred to people ages 50 and older.

The divorce rate among adults ages 50 and older doubled between 1990 and 2010s. There are a variety of reasons why the divorce rate of Americans over the age of 50 is growing. Some attribute the trend to longer life spans and more people reaching the age of retirement. Others point to women’s increasing financial independence. Couples often choose to wait until their children have left home to separate. In addition, it is now easier to get a divorce and there is a greater social acceptance of divorce. It may be the culture and ideology of the baby boomers that has caused the increase in gray divorces. As a generation, baby boomers have constantly challenged and reframed traditional values. They epitomize the practice of self-examination, individual growth,

reflection and self actualization. Baby boomers, according to Brown, entered marriages with expectations emphasizing satisfaction of personal needs. If those needs are not met, divorce may be an avenue to achieve life’s dreams. Whatever the reason, the gray divorce phenomenon appears to be a reality for older Americans. As these divorces usually follow lengthy marriages, there are a number of issues that can be especially contentious. The AAML survey found that alimony, business interests, retirement accounts and pensions were the most commonly fought over issues (in descending order) for couples divorcing after age 50. Along with memories and experiences, long marriages accumulate things. This means more assets, more deeply intertwined accounts and more liabilities to be divided when the marriage dissolves. If you are part of this group thinking about divorce past age 50, consider the following:

marital finances. Know what your family’s wealth and debt are. If your spouse has typically handled bills, learn how much things cost. Get records and make copies of them! This includes credit reports, bills, mortgage statements, investment documents, bank accounts and any other financial records. Be open to settlement. Mediation can be a great way to resolve any issues with your spouse, but only if you have completed the items above. Generally, having a stranger—such as a judge—determine one’s financial future is not a good plan. Trying to work it out between the people who know the relationship best, i.e. you and your spouse, is almost always preferable to going to court. However, get the input of a lawyer before any settlement is final.

Be prepared for change.

Depending on the length of your marriage, you have most likely become accustomed to a certain routine and lifestyle that will invariably change. Money may be tighter than it was during the marriage, as it is more expensive to run two households. Women may find themselves returning to the work force after many years at home. Additionally, keeping the marital home may be more of a burden than a blessing. Although change is hard, it does not Get help from an expert. The mean that there is not life after gray didivorce process is complicated, and vorce. Of those interviewed by AARP’s you should not navigate it alone. Arm 2004 study, 76 percent of divorcees yourself with experts who will have felt they made the right decision in your best interest in mind. Choose choosing to dissolve the marriage. individuals you can trust and who will Authors Robert D. Boyd and Jeanette provide you with legal advice, finanLinville are with Boyd Collar Nolen & cial expertise and emotional support. Tuggle LLC in Atlanta. Attorneys at the Get educated about your finances. firm counsel clients on a number of matMost divorce cases, especially gray ters related to divorce. Boyd and Linville divorces with more significant assets, may be reached at (770) 953-4300 or are dominated by financial determinaby email at bboyd@bcntlaw.com or tions. You must be educated about your jlinville@bcntlaw.com, respectively. Lifestyles After 50 • November 2013 • page 15

Avoid Overuse Injuries, Stress Fractures During Holiday Season T

Ask an Ombudsman

BY ANNETTE PERRY,

istrict Ombudsman Manager Volunteers advocating for Florida’s long-term care residents answer your questions regarding residents in long-term care facilities.

Q: I visited a nursing home recently

and saw a sign which read: “ATTENTION, a long-term care ombudsman is in the building today to help—and will help with any problems you may have with care here.” What is that all about?

A: The ombudsman is a trained

volunteer who advocates for the rights, health, safety and welfare of residents living in long-term care facilities. The ombudsman may have been there to visit residents, investigate and resolve a complaint, inform residents about the Ombudsman Program, or to assist in developing a family council that will consider and act upon a grievance communicated by the family or the resident.

Q: I need to place my mother in

a nursing home, but they will not admit her unless I sign the admission agreement as to the “responsible party.” Do I have to sign?

A: The Nursing Home Reform Law prohibits a nursing home from requiring a family member or friend to become financially liable for nursing home expenses. In other words, a nursing home may not require a third-party guarantee of payment as a condition of admission. (42 C.F.R.§483.12(d)(2)). The signature of a family member or friend may only be required if the family member or friend is signing on the resident’s behalf. For example, it is appropriate for a family member to sign an admission agreement as the resident’s appointed representative, but in that case the financial liability belongs solely to the resident. To ask for an ombudsman’s assistance, to learn more or become a volunteer ombudsman, call 1-888-831-0404.

Lifestyles After 50 • November 2013 • page 16

his time of year in Southwest Florida brings cooler temperatures; a population boost of winter residents; seasonal sports like football, soccer and basketball; and unfortunately, an increase in stress fractures. A stress fracture is a tiny crack in the bone that usually happens from overuse. Stress fractures occur in the weight bearing bones of the body, like hips, shins and feet, as a result of an increase in activity or too much activity. Muscles can become fatigued and unable to absorb the added shock to the body and eventually the overload of physical stress gets transferred to the bone, which causes it to crack. More than 50 percent of stress fractures occur in the lower leg bones. Common causes of stress fractures for people during the holidays include an increase in shopping activity. Also, when youth or adults enter into new sports, there is also a period for training and practice that increases activity level which could cause stress fractures. Both examples of holiday shopping and sports participation put people at a greater risk for developing a stress fracture in their feet. Since overuse injuries like stress fractures can be avoided, here are some tips referenced from the American Academy of Orthapaedic Surgeons to help prevent stress fractures during this busy time of year: • When participating in any new sports activity, set incremental goals. For example, do not immediately set out to run five miles a day; instead, gradually build up your mileage on a weekly basis. • Cross-training—alternating activities that accomplish the same fitness goals—can help to prevent injuries like stress fractures. Instead of running every day to meet cardiovascular goals, run on even days and bike on odd days. Add some strength training and flexibility exercises to the mix for the most benefit. • Maintain a healthy diet. Make sure you incorporate calcium- and Vitamin D-rich foods in your meals.

• Use the proper equipment. • Do not wear old or worn running shoes.

• If pain or swelling occurs, immediately stop the activity and rest for a few days. If continued pain persists, see an orthopedic surgeon. • It is important to remember that if you recognize the symptoms early and treat them appropriately, you can return to sports at your normal playing level.

For individuals that enjoy the increase in holiday shopping and want to keep the risk factors for stress fractures at bay, the key is to wear flexible and supportive shoes, along with taking breaks to rest from walking. For some, using a shopping cart can provide support from weight bearing that the body normally supports. While stress fractures are common injuries in people of all ages, medical studies have shown that female athletes tend to experience more stress fractures than their male counterparts. Factors that increase a woman’s chance of getting a stress fracture include eating disorders, infrequent menstrual cycles and osteoporosis. Symptoms of stress fractures include pain associated with activity, swelling and bruising. In all cases, the most important treatment for stress fractures is rest. If activity that causes the stress fracture is resumed too soon, people will run the risk of a larger, harder-to-heal stress fracture. If you have concerns about your bone health or other orthopedic concerns, contact our office today. The physicians of Athletic Orthopedic and Reconstructive Center (AORC) are devoted to providing the highest level of quality care and treatment of the musculoskeletal system which includes the bones, joints, ligaments, muscles and nerves. For more information on ways to maintain healthy joints and bones or to discuss treatment options, call 239-936-6778 or visit www.bone-fix.com.

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239-368-8277 Lifestyles After 50 • November 2013 • page 17

The Sandwich Generation: Boomers Feel the Squeeze BY DR. ALICE JACOBS VESTERGAARD, Ashford University

ealities of being in the Sandwich Generation create anxiety, stress and depression—more so than in any previous generations. A mere mention of the term conjures an image of people being squished into little flat pieces by overwhelming pressures squeezing the life energy out of some poor baby boomer’s soul. The Sandwich Generation is the 79 million baby boomers born between 1946 and 1964 alive today. They make up more than a quarter of the U.S. population. This same group has anywhere from one to three other generational groups depending upon them for financial, emotional and/or caregiving support. Other generational

members may consist of the boomer’s parents, children and grandchildren. That’s a lot of pressure, and the lives of many baby boomers are more like pressure cookers than sandwiches. Responsibility overload is taking a toll on the generation that came of age during a time of prosperity, hope and the Mickey Mouse Club. Large portions of the boomer cohort are angry and bitter, struggling to exist. They’re not the “happy campers” they thought they would be at this stage in their lives. Some say they are “Prozac poppers” due to the amount of antidepressants now ingested by this group. Statistics of alcohol, drug addiction and suicide are alarming. According to the National Institutes of Health, between 2002 and 2011, the number of illicit drug users ages 50 to 59 tripled. Many have watched their retirement funding dwindle and are forced to remain in the workforce longer than anticipated while many boomers

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were laid off from jobs prematurely. Foreclosures on dream homes, taking in kids and grandkids, giving up their empty-nester lifestyles for more mouths to feed have all taken their toll.

Boomers have “…anywhere from one to three other generational groups depending upon them for financial, emotional and/ or caregiving support...” According to the U.S. Census Bureau, 7 million grandchildren younger than 18 were living with grandparents in 2010. All this while having to cope with the infirmities and needs of their own aging parents. Boomers have their own changing healthcare needs—knees and hips, the beginnings of degenerative diseases, heart disease, high blood pressure and Type 2 Diabetes are increasingly affecting this population at a disturbing rate. Wait a minute, what’s wrong with this picture? That little sweet child who

grew up wearing her pretty pink tutu in ballet dance class is now wearing the pretty pink hospital gown to have her EKG, MRI, and CAT scan… if she’s lucky enough to have health insurance. Boomers are worried about being able to afford retirement, healthcare; they’re worried about their aging parents developing Alzheimer’s disease and all that it entails in terms of financial and economic resources, in addition to providing food, shelter, clothing and/or financial assistance to their kids and grandkids. Growing up singing tunes such as “Puff the Magic Dragon” and “Where Have All the Flowers Gone,” their new theme songs are “Where Have all my Retirement Investments Gone,” followed by “Puff the Magic Health Care Dragon Making it Hard for Me to Breathe Due to High Monthly Premiums.” Coming of age when the Beatles were a phenomenon, boomers tend to identify with “Hard Day’s Night” for a lot more reasons than they did in their younger years.

A Wise Decision That Shows You Care

o one wants to talk about death or dying. Nor do they want to think about planning for their own funeral. However, most of us plan for important life events, such as weddings, our children’s education and retirement. Shouldn’t we prepare for the inevitable? The death of someone you care for, together with wanting to make the right decision—especially when you have a limited amount of time to attend to all the details—leaves many families feeling overwhelmed. Often these decisions must be made when a family is grieving and is the least prepared to deal with them. That’s why it’s so important to give serious thought to your personal wishes, and to arrange your services in advance. It is the final gift to our loved ones, relieving them of the emotional and financial burdens of attending to the many details that accompany the death of a loved one. As North America’s largest provider of funeral, cremation and cemetery

services, the Dignity Memorial network is the name families turn to for compassionate and professional final arrangements. Dignity Memorial providers care for more than 300,000 families each year and understand the importance of thoughtful, personalized arrangements. The Dignity Memorial network has three funeral homes and one cemetery in Fort Myers, and one funeral home and cemetery in Cape Coral. In addition, there is one funeral home in Lehigh and one funeral home and cemetery in Naples. To learn more about the many benefits of pre-planning ones final arrangements, and receive your free Personal Planning Guide and Veterans Benefits Guide, contact Sam Harmon at 239-822-0185 or samrharmon@ aol.com.

Lifestyles After 50 • November 2013 • page 19

The Future is Here ...

Bladeless LASER Cataract Surgery Jonathan M. Frantz, MD, FACS

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Dr. Jonathan Frantz Offers Seminars on Cataract Surgery

or nearly two years, Cataract and LASIK Specialist Dr. Jonathan Frantz has offered Bladeless Laser Cataract Surgery and is now the most experienced laser cataract surgeon in the area. The LenSx laser, along with the ORA-guided technology that he recently added, allows Dr. Frantz to customize his patients’ cataract procedures and give them a more accurate and precise result. If you have been diagnosed or think you may have cataracts, Dr. Frantz is offering seminars at his Fort Myers and Naples offices in October and November where he will talk about cataracts and their symptoms, review the differences between traditional cataract surgery and the bladeless laser cataract procedure, and discuss the various intraocular lens options. The seminars are scheduled on the following dates:

Fort Myers Office – 12731 New Brittany Blvd. Tuesday, November 12 – 12:30 pm

Naples Office – 2100 Tamiami Trail N. Wednesday, November 20 – 12:00 pm Reservations for a seminar may be made by calling the Fort Myers office at 239-418-0999 or the Naples office at 239-430-3939, or visit the practice’s website at www.BetterVision.net. Jonathan M. Frantz, MD, FACS, is named in The Guide to America’s Top Ophthalmologists. He and his team of doctors at Frantz EyeCare offer a broad spectrum of patient-focused comprehensive care from eye exams and eyewear to bladeless laser cataract removal, treatment of eye diseases, bladeless iLASIK laser vision correction, and eyelid surgery with office locations in Fort Myers, Cape Coral, Punta Gorda, Lehigh Acres, and Naples.

Dr. Matthew Holtan Offers New Non-Surgical Facelift Dentures

inally after all those years of making dentures the same way and getting the same poor results, new technology has given us a solution for denture wearers. When dentures are designed with optimum neuromuscular dimensions, stable and relaxed muscles result. The sunken in look from unnatural dentures is eliminated. Our dentures have resulted in patients who look 20 years younger and who could eat normally again! Facelift Dentures offer many advantages over traditional dentures in both health and aesthetics. Although more expensive than traditional dentures, there is no comparison to the benefits Facelift Dentures give their wearers. The benefit of having a denture that maintains and supports your face as well as allows you to eat whatever you want is much more appealing than one that leads to jawbone deterioration and an aged appearance. Lifestyles After 50 • November 2013 • page 20

Using principles of neuromuscular dentistry, Dr. Holtan is able to restore the natural dimensions of the face using an advanced electrical stimulation technique known as TENS. TENS allows for the most advanced recording of a patient’s bite and natural dimension of the face. Used in conjunction with the highest quality teeth, Facelift Dentures are a true fountain of youth. Facelift Dentures can be made in conjunction with dental implants for support and stability, or with remaining natural teeth or without any teeth at all. Dr. Holtan is offering no-fee consultations and analysis at both his Naples, FL and Cape Coral, FL locations. Please call for more information.

Matthew J Holtan DDS

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SHINE Can Help with Medicare Choices

ct now! SHINE can help with your Medicare Enrollment decisions. SHINE is a Florida Department of Elder Affairs program operated in partnership with your local Area Agency on Aging to provide information and assistance with Medicare. All services are free, objective, and confidential. They are not an insurance company and there is no cost for their services. This is the time to

• CHOOSE a plan that covers your medications in 2013

• SWITCH Prescription Drug Plans or Advantage Plans • ENROLL for the first time if you are new to Medicare, or if you did not enroll when you were first eligible. The Area Agency on Aging is here to help you through the process. Call 1-800-96-ELDER (1-800-963-5337).

Cancer: Books to Help

enna Marriott’s daughter battled breast cancer for over seven years. Driven by her grief and recovery after seeing her daughter through this battle, Marriott wrote Coulda, Shoulda, Woulda; a story of the lessons learned and insights

gained from her daughter’s battle with cancer. In Things I Wish my Mother Had Said… (or maybe she did), author Genie Lee Perron shares the decades of motherly advice as an aid for women who have also lost their mothers. Books are available from online stores.

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November: National Family Caregiving Month

his year, 42 million women (ages 40 – 60) are family caregivers faced with the challenge of providing care to their loved ones each and every day. In addition, 30 to 40 percent of the caregivers of older and disabled family members are men. AARP’s Caregiver Assistance campaign says common stresses of caregivers include: • Frustration with the unpredictability of caregiving. Caregiving responsibilities can creep up on caregivers or arrive suddenly with the hospitalization of a loved one, and the hours spent can snowball to equal the hours of a part time job. Unexpected twists and turns leave caregivers figuring things out as they go and feeling like they aren’t doing the job well enough. Despite the fact that there are many caregivers in

the U.S. in the same situation, they feel isolated because everyone’s caregiving experience is unique.

• The many roles of a caregiver. Caring for a loved one means having a lot of responsibilities—from paying bills and doling out medicines, to making dinner, bathing and driving to and from doctors’ appointments.

• Providing expertise and empathy. Support groups, online or in person, give a caregiver a chance to get with other caregivers. They feel feel validated and supported and pleased that they learn so much from each other. AARP’s caregiver website (aarp.org/homefamily/caregiving) connects caregivers with experts, other caregivers and local resources for information, advice and emotional support through a Facebook community, a mobile app, monthly Twitter chats and a “TakeCare” blog. Lifestyles After 50 • November 2013 • page 21

The Best of Charlotte County 9

November 2013

ngoing Fusion One Pot Belly Reduction Class. Shed those turkey pounds! $40/8-week class.

Fall Series Show - Bobby Palermo sings the music of Neil Diamond and more! 7 pm. $13.

Charlotte Players presents “The Hallelujah Girls” by Jessie Jones. Southern comedy. 2 pm and 7 pm. $18.

Free Classical Music Concert. Bring lunch and enjoy! 12 – 1 pm. All events at Cultural Center of Charlotte County, 2280 Aaron Street, Port Charlotte. Tickets, times and info: 941-625-4175.

Sun Newspaper’s Collector Car Show and Open House with Veteran Motor Car Club of America SW. 9 am – 1 pm at 23170 Harborview Rd., Port Charlotte. Music, conquistador ship, food/drink. Open to all non-modified vehicles. Exhibiting a car? Call 941235-7701 or 941-575-0202. “War Tales” at Military Heritage Museum, 3 – 6 pm. 941-575-9002. “A Very Special Love Song” – concert to benefit the State Veterans Home in Port Charlotte. Evening of song and dance that celebrates times gone by. $16. 7 pm, Charlotte Cultural Center. 941-625-4175.

FEATURED EVENTS • JFK - The Case for Conspiracy - 50 Years Later, Nov. 6: The Cultural Center will host Robert Groden’s “JFK - The Case for Conspiracy” presentations at 2 pm and 7 pm. See what really happened 50 years ago on Nov. 22, 1963. $8/person. $10/person day of lecture. Charlotte Cultural Center. 941-625-4175.

11 17

• Lighting of the Village, Nov. 16. 5:30 pm to 9 pm. One million lights and decorations will be lit with ribbon cutting at 5:30 pm. Followed by parade with pipes and drums, Dickens carolers, kids activities, dance workshop, complimentary refreshments and more. Visit with Santa! Admission: one canned good to donate. 941-639-8721. • Lifestyles After 50 Fun Fest: Nov. 22. Enjoy live entertainment, Senior Sports Area, Free Bingo, Free Health Screenings, and a Prize-A-Palooza with chances to win $100 throughout the day. 10 am to 3 pm at the Harborside Event Center in Ft. Myers. Please call for more info: 888-670-0040.

Join Us For Our Dec. 2013 Edition!

Helping Hands

Veteran’s Day Car show presented by Veteran Motor Car Club, noon to 2:30 pm at Fishermen’s Village. Call 941-6398217 for more information.

25 29

Happy Holidays!

• R.S.V.P. (Retired & Senior Volunteer Program): 941-613-2299. • Meals on Wheels/Friendship Cafe Dining Sites: 941-255-0723. • Elder Helpline of Southwest Florida: 1-800-398-4233.

Reconnections Band performs your favorite oldies and dance music, 5 – 9 pm Center Stage.

Salute Our VeteranS

Senior Centers and Resources • Senior Friendship Centers: 941-255-0723 or friendshipcenters.org. • Senior Choices of Southwest Florida: 1-866-413-5337 or srchoices.org. • O.C.E.A.N. (Our Charlotte Elder Affairs Network): 941-235-4500 or ocean-fl.org.

Jazzercise to the Holidays with Lisa Doukas! 6 – 7 pm, Center Stage. Free! Hot Flashz performs, 2 – 3 pm. Center Court.

Fishermen’s Village is on the waterfront in Punta Gorda. Call 941-639-8721 for details.

Charlotte County!

Call for Special Rates and Marketing Packages for the Best of Charlotte County!

888-670-0040

Lifestyles After 50 Is Your Connection To The Seniors Of Charlotte County Lifestyles After 50 • November 2013 • page 22

Tips For The Savvy Traveler

BY CONNIE MOODY, CTA, DS Senior Travel Consultant

y colleagues and I travel thousands of miles every year to every continent in the world. We are always sharing travel tips to make our journeys easier. We’d like to make you a more savvy traveler too.

Basic Travel Tips

• Carry information about, or even a photo of, your luggage. Snap a picture with your smart phone and have it with you. It is more easily tracked if lost. • Bring a copy of your passport to carry on your person while on tours or shore excursions. This should be kept separate from the original.

• Never pack keys, medications, travel documents, passports, computers or cell phones in your checked bag. • Always leave a copy of your itinerary and contact information behind with friends or relatives.

• Use Dropbox to easily store and access copies of itineraries and travel documents electronically. • Ask about free Wi Fi at the hotel where you are staying.

• Before you leave home, check with your cell phone provider about adding an international calling plan your trip. You need to know all the countries you are visiting in order to set it up. • Notify your credit card company of your travel plans.

• Arrive at least one day before your cruise or tour starts to allow yourself a day for travel snafus such as airline, weather or public transportation delays.

Luggage and Packing

Carry-on luggage cannot exceed a total dimension of 45 inches in most cases, which is the total of length plus width plus height. In addition, you may bring one personal item onboard such as a purse, briefcase, laptop, camera case or diaper bag. Airlines frequently change checked baggage requirements; check with your travel

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consultant or airline for the most up to date info. If you are flying on a combination of airlines, always follow the most restrictive baggage requirements. When purchasing luggage, consider a color other than black or red. Be sure to know in advance the laundry and dry cleaning facilities at your destination. Cruise ships often have self serve laundries which cut down on the amount of clothes you need to take. If you are traveling with a companion, cross-pollinate your luggage so that each of you have some clothes in the event one suitcase gets lost.

At The Airport –TSA PRE

Coming to Southwest International Airport soon. This TSA program allows select frequent flyers who are flying on participating airlines to receive expedited screening benefits such as leaving on shoes and belts and leaving laptops in carry-on luggage.

Global Entry

A U.S. Customs and Border Protection program that allows expedited clearance for pre-approved, low-risk passengers. Participants enter the United States by using automated kiosks located at select airports.

Use A Travel Agent

We are an invaluable resource in planning your travels. We know the best hotels, tour operators and cruise lines and how to receive the best value on them. As travel consultants, we may not always offer the lowest price, but we make sure that you are receiving the best amenities such as complimentary meals, shipboard credits and private car experiences. Select a travel agency that offers 24 hour emergency service. The first time you need it, you will be thrilled you didn’t book your travel plans online.

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Lifestyles After 50 • November 2013 • page 23

BY FRED. W. WRIGHT JR.

anta and his elves, Christmas carols and high-stepping dancers, more gifts and decorations than the eye can take in: The folks at the Beau Rivage Resort & Casino in Biloxi, Miss., really know how to put together a holiday celebration. The first seasonal surprise for guests is the size and volume of the Christmas decorations. The resort is already spectacular, borrowing many of its interior design styles from a very stylish sister property in Las Vegas, the Bellagio. Added in for the holidays are huge bright ornaments, tinsel, icicles, large nutcrackers, snowy displays, multiple decorated Christmas trees and the sweet scent of evergreen wreaths. And that’s just in the lobby. What many people who haven’t visited the Beau Rivage don’t realize is that the resort and casino property boasts a dozen upmarket shops that offer brands and styles not often found along the Gulf of Mexico coast. These well-known names include Gucci, David Yuman, John Hardy, Mignon Faget, Brighton and Vera Bradley with the best in classics and trendy fashions. There are gifts for every budget along this retail shopping promenade, including Everything’s $10 Boutique, featuring watches, fashion jewelry and accessories.

Travel The shops, of course, are thoroughly decorated, and something like 5,000 poinsettias are lining the retail corridor and lobby, filling the air with color. On Dec. 14, from 11 am to 6 pm, the Beau Rivage has its Annual Holiday Open house. The Long Beach Madrigal Singers will be on hand to provide the traditional Christmas carols. Since the holiday season is really a focus for families, the Beau Rivage has numerous family-friendly events on the calendar. That’s the true spirit of Christmas and that’s the name of

the Beau Rivage’s new live entertainment production: The Spirit of Christmas. It’s a lively live production full of costumes, Christmas carols and high-kicking dancers. Shows are nightly at 7 with Saturday and Sunday matinees at 3 pm. The show runs Dec. 3 – 29 in its resident theater, and there is a special $89.99 promotion that includes two tickets and room for one night. And that’s only part of the holiday family fun. For example, there’s a chance for a photo with Santa in his sleigh surrounded by the red and white colors of Christmas. In the resort’s buffet (and casinos are famous for the depth and breadth of their buffets), children under 12 eat free from 3 to 10 pm during the run of the live show.

At the Scoops, the Beau Rivage’s on-site old-fashioned ice cream parlor, there’s a Buy-One-Get-One-Free offer on any item from Dec. 14 – 29. Yum! The Beau Rivage literally towers over the other seven gaming venues in town with 32 floors and 1,740 rooms and suites, offering hundreds of slots and AAA Four-Diamond dining in its BR Prime steak restaurant. By partnering with its own Vision Airlines, the Beau Rivage brings in tourists from throughout the U.S., including the St. Petersburg/Clearwater International Airport. The rooms themselves are very upmarket; the bathrooms come with separate shower and bath tub. Room service is quick and efficient. It’s easy to nest and forget all the tempting holiday entertainment a few floors below.

Lifestyles After 50 • November 2013 • page 24

The Beau Rivage Spa and Salon, one floor above the casino, has a fresh menu of tempting treatments for the body, from facial to pedicure. There’s a Mississippi Massage to detoxify the body with treatments lasting 50 to 100 minutes. Your choice. The Warm Stone Massage uses heated basalt stones which are rubbed smoothly and gently across the body. There are also couples massages (friends qualify), Mother-To-Be massages and even in-room massages. For those seeking even more selfindulgence, there’s an Age-Defying Facial (promoted as the Rolls Royce of treatments) or the Caviar and Pearl Facial. This treatment includes exfoliation and massage of the hands and feet as well.

New Year’s Eve and into 2014. For more details, visit the Beau Rivage’s website: www.beaurivage.com.

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Nov. 1, 2013 – 8 pm – Alice Cooper Tickets: $39.95, $49.95, and $59.95 (plus tax and service charge). Nov. 8, 2013 – 8 pm – Kenny G Tickets: $39.95, $49.95 and 59.95 (plus tax and service charge).

Dec. 3 – 29, 2013 – Spirit of Christmas Showtimes: Tuesdays – Fridays, 7 pm; Saturdays and Sundays, 3 and 7 pm. Tickets: $9.95, $14.95 and $19.95 (plus tax and service charge). Dec. 31, 2013 – 11 pm – The Molly Ringwalds Tickets: $19.95, $24.95 and $29.95 (plus tax and service charge).

For the adults who visit the casino, the Beau Rivage will be offering a number of holiday-themed promotions with the possibility of sharing in up to $2-million in free play and prizes, including 2014 Lexus ES 350 that will be given away during a Winning Wonderland Freeplay Giveaway through Dec. 29. There are more surprises and special holiday touches leading right up to

Jan. 10, 2014 – 7 and 10 pm. – Ron White Tickets: $39.95, $49.95 and $59.95 (plus tax and service charge). Jan. 31, 2014 – 8 pm. – Vince Gill Tickets: $54.95, $67.95 and $77.95 (plus tax and service charge).

Feb. 22, 2014 – 8 pm – Tony Bennett Tickets: $69.95, $79.95 and $89.95 (plus tax and service charge).

This Virtual After Table 50? Game What’s Your Lifestyle

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How do you spend your Lifestyle After makes ter wager and50? thatWhat of a live table game. is good, right? Not necessarily. your life Here fulfilling, your day fun,All your grandkids smile and ear Mark: in Reno, several On average, Table Master games yourhave neighbors casinos blackjack jealous? machines Each month we will select a nearly double the number of hands played where the “dealer” is a videoinofLifestyles an atwrite-up to publish After 50 magazine, online.

tractive young lady. Are the cards dealt per hour. In “gamble-ese” this is called randomly the same as would happen on “incremental game speed.” Although theLil payoffs are the as those bymachines our reader Cromer ofsame Belleair, FL:of a a liveThis tablewas game sent or arein these live table game, you need to take into programmed to pay out a predeteraccount that increase in speed. With the mined percentage? The machines This year I turned 65, and as library of based as a per advantage moreEnglish hands played havefound player I’ve favorable rules,—including acquired along second language programs. hour, that attractive young lady can draw surrender allowed. am I and wrong with plenty ofSo, aches pains down the contents of your billfold faster to think is a better place to play — athis perspective on the world But the my dealer real passion than at a liveistable game. than a live dealer game? — Alan C. that I lacked as a younger traveling. my Alan, caregiving The game Since plan here, is to slow person. The biggest problem days are gratefully at an end your play, especially when playing alone. your time to study each hand. Bewith aging is routine; absolutely Take — mother-in-law, husband cause you are playing against the most debilitating thing and mother — I’m free asa machine, no is going tobird. intimidate you if your we can do. Keep imagination theone proverbial Whether play is at a leisurely Additionally, alive, hold on to a sense of traveling, tutoring pace. or mentoring, because the payoffs and rules are effecadventure and preserve a I find myself with people who tively the same as those of a live game, willingness to learn new things are on an exciting journey. basic strategy is the smart play here are strategies that work for me. against a computer-generated dealer. My biggest beingplayer, play Also, if you fear are aisnovice Like many baby boomers who cooped up indenomination my house with on the lowest machine have watched their parents no new challenges, no new until your level of expertise rises. Oh, age in less than perfect health, and conversations, noDon’t new forget vistasto use one more thing. I’ve realized that being active explore. ThatCard thought atoCasino Player’s so youfar can be rewarded with some goodies for your play. is probably the single most outweighs any fears traveling I believe the machines you are speaking of, Alan, are called Table important aspect to aging solo in a strange land might Dear Mark: Could you please give an Master, and they use a video reprewell. Fortunately, I’ve found present.of what you mean by “expectexample sentation of a cybernetic life-sized the perfect two-part recipe for ed value” on a bet where you recomdealer, or aswell youafter described, attracliving fifty; aan plan that mend Friends pronebets to with comment onlyare making a casino tive young lady, placed at the center turns me on, inspires me and how of lucky Ithan am 2%? being single edge less — Chase D. of a makes fully automated blackjack game. me happy. The first is and free to do as I please. My Astute gamesters making bets that These games give you a realistic live mentoring. Over the years I’ve retort: planning lessLuck thanisa good two percent house table-like performance of not only Black- have volunteered for Big Brothers/ carefully executed, but with jack, but also Three-Card Poker, Let It advantage are giving themselves a fair Sisters, school basedRoyal wiggleof room for change. chance winning, and a fair chance Ride,Big Ultimate Texas Hold’em, reading as well Match 21 andprograms, Dragon Bonus Baccarat. is all that any gambler should ask for. As to your first question, yes, all hands So matching “expected value” with are dealt randomly. Table Master black- that nugget of advice, expected value Hard Copy Lifestyles Afteryou 50? is how much can expect to jack machines Need are not a programmed to of (EV) win (positive) or lose return aGet set percentage as would a slot to Lifestyles a year’s subscription After 50(negative) for only from your bet. For example, machine. Your play, along with favor$12. Send your name, address and subscriptionthe feeexpected to: value of betting the Bank hand in Bacable rules like surrender, doubling and Connection Inc. This means you can caratUSA, is -1.17%. split variations that favorNews the player, expect to lose will dictate your percentage return. Attn: “My Lifestyle After 50”1.17% of every dollar you wager. Another example would be The best feature of these avatar maP.O. Box 638, Seffner, FL 33583 European (single-zero) roulette. Here, chines is that, at least in my gambling the expected is -2.7%, which locale, the game is For offered for asinformation, little more email value us at: means you can expect to lose 2.7% of as a buck a hand. Likewise, in most info@lifestylesafter50.com every dollar you bet. (SENIOR WIRE) gaming jurisdictions you will find a

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Lifestyles After 50 • November 2013 • page 25 10/10/13 10:15 AM

After Loss: Coping with Sentimental Attachments BY GARY JOSEPH LEBLANC

n unbreakable bond is forged during the years spent caring for a loved one who is seriously ill. Sadly, things will finally come to an end. That’s life. And death. Ultimately the time will come when you must sit yourself down in what was once a familiar house that now feels as if someone or something literally sucked the life right out of it. If your loved one had hospice care involved, weren’t you shocked by how quickly they removed their equipment? I sure was! The very next morning after my dad’s passing, a large hospice truck arrived, two large men got out and, in no time, loaded up whatever equipment was theirs. Then silence! It was eerie the way the spot where his bed once sat seemed to permeate emptiness throughout the whole house. The first thing I did once reality set in was to start working on the

interior of my house. Changes that I had been wanting to make for years were now possible. Before, my hands had been tied as I knew that change would upset my father’s routine. Not only did I feel the house become a home again, I found all of this activity and change to be very therapeutic. Happily, working on the house occupied my mind and left me with the feeling I had accomplished something.

Going through your loved one’s belongings is a difficult task. Try to stay strong. You know what your loved one would wish for you to do.

Somehow his clothes were the hardest part. A good six months had gone by before I finally called my sister and asked if she would come by and empty Dad’s closet and donate his clothing to wherever she felt best. It wasn’t as if I didn’t need the space. I did! And it

Lifestyles After 50 • November 2013 • page 26

had nothing to do with the fact that my father had died in that room. I never experienced any ill or odd feeling because of that. In fact, I found it to be the complete opposite! I was grateful that my father got to spend his last living days in the comfort of his familiar surroundings. The truth is that I had suddenly developed a sentimental attachment to his belongings. I’m not a hoarder, but I had an urge not to throw anything of his away. If you are left with a whole second house full of possessions, you may want to consider having a professional liquidator come in and help you. The trick is finding a reputable one. Spend the extra time to

thoroughly go through their references. If you find yourself being overcome with depression from being surrounded by the memories, it definitely may be healthier to have someone with you and not go about this project alone. Going through your loved one’s belongings is a difficult task. Try to stay strong. You know what your loved one would wish for you to do. Gary Joseph LeBlanc, is author of the books “Staying Afloat in a Sea of Forgetfulness” and Managing “Alzheimer’s & Dementia Behavior,” and co-author of “While I Still Can.” LeBlanc is also the founder of the Alzheimer’s/Dementia Hospital Wristband Project.

New Books

f you were in high school in the 1940s, you might enjoy Senior Prom by Judith Foard. The author takes on issues like social class, teen pregnancy (remember the disgrace of pregnancy in high school?) and feminism as they were seen during that decade.

Blood on China Beach by Paul J. Pitlyk is the author’s journey from medical school graduation to the jungles of Vietnam. The young neurosurgeon chronicles his journey as a brain surgeon on the front lines in Vietnam. His first surgeries there were in quonset huts with flashlights as lighting and only the barest of surgical instruments. Dr. Pitlyk explores his feelings as he patches up head wounds which he knows will leave the young soldier to a life with full-time care in a nursing home. As he perfects his surgical skills through the

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experience, he realizes that many also die because of his lack of experience. The book is a view of medicine on the front lines, both physically and emotionally. As a memoir, Blood on China Beach illustrates the author’s reverence for life and his admiration for the bravery of the marines on whom he operated. Live Long, Live Strong: Keep Healthy and Fit For Life by Robert Hale is a guide to combining sensible exercise for the body and mind with a nutritional plan for older people. The author knows that older people often spend their golden years prisoners in their own homes due to physical or mental incapacity. His book is a guide with information on improving life and giving Old Father Time a run for his money.

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Donate Goods

When you donate your used goods to The Salvation Army, the proceeds are used to fund our Crossroads program, where those in the grip of addiction find help, hope, and a second chance at life. To schedule a pickup, please call (239) 337-0955 www.SalvationArmyLeeCounty.org

Doing the Most Good Lifestyles After 50 • November 2013 • page 27

Holiday Turkeys Needed

he Harry Chapin Food Bank needs turkeys for holiday distribution. Give one of these ways: • Give $12 or buy a turkey yourself. Food Bank, 3760 Fowler St., Fort Myers. • Good Deals Appliances donation match taken to one of their stores. Call 239-437-9134.

• Blossoms for birds – fresh flowers (Nov 11 – 15 only) for turkeys brought to Fort Myers Floral Designs, 11480 S. Cleveland Ave., Fort Myers. Call 239278-0770 or stop by the drive-up window for fast, convenient service. For additional information, call 239-334-7007 or visit their website at harrychapinfoodbank.org.

Italian Fest Coming

ovember 10: Eat your pasta at Rotary Club’s Italian Fest (sponsored by the Boston Red Sox Foundation). Enjoy Italian food from local restaurants plus entertainment, cold beverages, beer, wine, Italian ice and ice cream. The event takes place from 11 am to 5 pm at

Alliance for the Arts, 10091 McGregor Blvd., Fort Myers. Blankets and chairs are allowed; coolers are prohibited. Proceeds benefit local agencies. Enter the Marinara Contest with cash prizes for individuals. Entry fee: $10. For full rules and entry forms and all Fest details, see FortMyersItalianFest.org or call 239-332-8158.

Tips for Healthy Travels

nown as one of the Southeast’s most beloved and storied holiday travel destinations, Christmas at Biltmore will run through Jan. 12, 2014. Candlelight Christmas Evenings with nighttime candlelight tours of Biltmore House take place Nov. 9 through Jan. 4. Biltmore’s elaborate Christmas celebration is modeled after the first time Biltmore’s founder, George Vanderbilt, hosted friends and family in his new home, Biltmore House,

on Christmas Eve, 1895. A 35-foot tall Fraser fir presides over the Banquet Hall while 56 other decorated trees are spread throughout Biltmore House. Miles of fresh garland and wreaths and 1,000 red and white poinsettias highlight the house. During Candlelight Christmas Evenings, choirs and musical ensembles perform Christmas music throughout the house while guests wander among the decorated rooms and the lawns glow with tiny white lights and 300 hand-lit luminaries. In Antler Hill Village, there’s Santa and winery tours and tastings. Around the estate you can also attend seminars on decorating, build a gingerbread house and eat at one of the restaurants on the grounds. To learn more, visit biltmore. com or call 877-BILTMORE.

Lifestyles After 50 • November 2013 • page 28

xperiencing new cultures and exploring new places next year? Travel tips include:

Jet lag — Older adults may have more severe jet lag and take longer to recover. Minimize jet lag by adjusting sleep schedules a few days before traveling and shifting to the local schedule as soon as possible. Traveler’s diarrhea —

Contaminated food or water, or even excitement and jet lag can contribute to traveler’s diarrhea. It often strikes abruptly and causes four to five loose or watery bowel movements each day. In most cases, this will go away in a day or two without medical treatment. Most doctors don’t recommend antibiotics or Pepto-Bismol, except in special circumstances. Use good hand hygiene and food and water safety. Drink only bottled beverages or liquids. The food rule: “Boil it, peel it, cook it or forget it.”

Motion sickness — Some natural remedies for this include acupressure wristbands, ginger tea or dietary supplements or aromatherapy. Care before travel — Travelers

susceptible to specific health risks can benefit from a pretravel medical appointment, ideally four to six weeks before departure. Travelers with specific medical conditions heading to Asia, Africa or Latin America may benefit from a specialized travel medicine clinic (listings at International Society of Travel Medicine) which offers a comprehensive overview of health hazards associated with specific travel plans and detailed advice on how to stay well.

Be safe — Injury is the most

common cause of preventable death among travelers. Safety tips: wear seat belts, avoid traveling alone or at night and moderate alcohol intake. Info from Mayo Clinic Health Letter.

bring baCk The besT jabs, slaMs, sTingers anD zingers! “If there’s another outburst, we’re going to let Bob Hope get up here and do his jokes.” — Don Rickles

he Dean MarTin CelebriTy roasTs were a fixture on NBC from 1973

to 1984, targeting the biggest names in the world of entertainment and beyond. From Bob Hope to Lucille Ball, anybody with a thick skin and a good agent was fair game. Dean and his panel of pals brought only the best jabs, putdowns, insults, slams and zingers to the roast dais, entertaining audiences for over a decade. Now you can own 12 of these hilarious roasts and bring back all the fun from years gone by. This 6-DVD Collector’s Edition features the roasts of Bob Hope, Johnny Carson, Jimmy Stewart, Sammy Davis Jr., Jack Benny, Lucille Ball, Kirk Douglas, Michael Landon, Jackie Gleason, Don Rickles, Joan Collins, and the dapper Dean Martin himself. You’ll enjoy hours of hilarious camp and humor as these legendary stars are roasted by a who’s who of stage, screen, sports and politics! Plus, you’ll get over 3 hours of exclusive new bonus features, including interviews with Don Rickles, Betty White, and Rich Little, featurettes including rare home movies of Dean, and bonus comedy sketches!

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Lifestyles After 50 • November 2013 • page 29

Potatoes Done A Little Bit Different Italian Potatoes

5 lbs large red potatoes (or about 5 lbs) 1/2 c chopped fresh parsley 1/2 c chopped green onions 3 cloves garlic, thinly sliced 1 tsp salt 1/2 tsp dry mustard 1 scant Tbsp sugar 1 Tbsp Worcestershire sauce 1 c olive oil 1/2 c tarragon vinegar Salt and pepper to taste

Directions:

Preheat oven to 425°. Make white sauce by mixing flour and milk in a pan. Stir with a whisk until blended. Stir in cider, broth, salt, pepper and nutmeg; bring to a boil over medium heat, stirring constantly. Remove from heat.

Boil the potatoes until tender. Cut in chunks. Sprinkle parsley and green onions over the potatoes. Mix other ingredients and pour over potatoes. Stir well. Let it stand all day (or at least 4 hours). Stir every hour. Do not refrigerate. Recipe Courtesy of Paula Deen

Cider Scalloped Potatoes 2 Tbsp flour 1 c 1% low-fat milk 1 c apple cider 1/2 c fat-free, less-sodium chicken broth 1/2 tsp salt 1/4 tsp pepper 1/8 tsp ground nutmeg 1/2 c shredded smoked Gouda cheese 1/2 c shredded reduced-fat Jarlsberg cheese 2 pounds Yukon gold potatoes, peeled and thinly sliced

Combine cheeses in a small bowl. Arrange half of the potato slices in a shallow 3-quart casserole, and sprinkle with 1/2 cup cheese mixture. Arrange the remaining potato slices on top. Pour the cider mixture over the potatoes, and bake at 425° for 25 minutes. Remove from oven; press potatoes with a spatula. Sprinkle with 1/2 cup cheese mixture, and bake an additional 20 minutes or until potatoes are tender. Let stand 10 minutes.

From My Recipes.com.

Free Band Concerts

T N

he Lee County Community Band is ushering in the holiday season with these free festive concerts:

ov. 10: The band will honor veterans with a program featuring music by American composers. Hear selections from Music Man, Melodies That Were Broadway, a sing-along with emcee and vocalist Norman Jones, and Sousa’s Thunderer march.

ec. 8, Enjoy sacred and secular Christmas pieces plus lively marches, Broadway hits, old favorites, light classical pieces, and a sing-alongs. Both concerts will be held at 3 pm at the Cape Coral High School auditorium, 2300 Santa Barbara Blvd., Cape Coral. Seating is first come-first served. (Donations welcome!) Info at leecountyband.org or 239-945-2554.

500 Years Of History In Art

“A

rtCalusa Reflections on Representation” is a group exhibition featuring Florida’s leading historical artists and their visual interpretations of the life and experiences of Florida’s indigenous peoples, the Calusa Indians, through their contact with early European explorers. Paintings, works on paper and sculpture are

exhibited in the galleries of the Sidney and Berne Davis Art Center through November 29. The Florida Department of State designated ArtCalusa a signature event for the Viva Florida 500 commemoration. The exhibition is free Monday through Friday, 10 am to 4 pm. Information online at sbdac.com or by calling 239-333-1933.

Lifestyles After 50 • November 2013 • page 30

Check Us Out Online!

Lifestyles After 50 Is On and

Visit www.twitter.com/MaturLifeStyles or click the Facebook icon on lifestylesafter50fl.com for the latest news, contests and fun events in your area. Share your comments with us!

A Buffet of Treats for Lexiphiles L

exiphiles (lovers of words). Some of us just love words, you know…like, “you can tune a piano, but you can’t tuna fish” or, “I wondered why the baseball was getting bigger…then it hit me. To write with a broken pencil is… pointless. When fish are in schools they sometimes…take debate. A thief who stole a calendar… got twelve months.

Humor When the smog lifts in Los Angeles… U.C. L.A. The professor discovered her theory of earthquakes…was on shaky ground. The batteries were given out… free of charge. A dentist and a manicurist married… and fought tooth and nail. A will is a…dead giveaway. If you don’t pay your exorcist… you can get repossessed. With her marriage, she got a new name…and a dress. Show me a piano falling down a mineshaft, and I’ll show you… A-flat miner.

You are stuck with your debt if… you can’t budge it.

Local Area Network in Australia… The LAN down under.

ppalachian Christmas, a 34-year tradition, continues on Nov. 17 at the new BabyLand GeneralHospital, home of the Cabbage Patch Kids in Cleveland, Georgia. The day starts with a pancake

Christmas at Gaylord Palms Resort

A boiled egg is…hard to beat. When you’ve seen one shopping center…you’ve seen a mall. Police were called to a day-care where a three-year-old was…resisting a rest. Did you hear about the fellow whose whole left side was cut off?… He’s all right now. If you take a laptop computer for a run, you could…jog your memory. A bicycle can’t stand alone; …it is two tired. In a democracy it’s your vote that counts; in feudalism, it’s your Count that votes. When a clock is hungry… it goes back four seconds The guy who fell onto an upholstery machine…was fully recovered. He had a photographic memory… which was never developed. Those who get too big for their britches will be…exposed in the end. When she saw her first strands of gray hair…she thought she’d dye. Acupuncture: …a jab well done.

Take Your Cabbage Patch Doll Home To: Cabbage Patch Kids Re: Come Home for Christmas

Celebrate Beloved Traditions — and Make New Ones! ®

breakfast with Santa, gifts, prizes and more. More activities throughout the day end with the annual lighting of a BabyLand Christmas tree. For more information, please call 706-865-2171, ext. 501.

It’s the most wonderful time of the year in sunny Florida! November 23, 2013 – January 5, 2014 Make it a Christmas to remember at Gaylord Palms, where two million twinkling lights, lavish decor and an amazing 54-foot majestic Christmas tree create a holiday atmosphere like no other. Delight in fine dining, eclectic shopping and festive entertainment, including ICE! — more than two million pounds of colorful, hand-carved ice slides and sculptures featuring Frosty the Snowman. It’s a holiday celebration you’ll never forget.

Book your holiday getaway today!

ChristmasAtGaylordPalms.com or call (407) 586-2000

ICE! PRESENTED BY Shrek, Madagascar, Kung Fu Panda and all related characters and properties © 2013 DreamWorks Animation L.L.C. Frosty the Snowman TM & © Warner Bros. Entertainment Inc. & Classic Media, LLC. Based on the musical composition FROSTY THE SNOWMAN © Warner/Chappell. Pepsi and Pepsi Globe are registered trademarks of PepsiCo, Inc.

Lifestyles After 50 • November 2013 • page 31

Last Month’s Answers

Just for Fun—Car Troubles K

October Sudoku

eep your brain sharp! Try this: Complete each sentence with a word that is pronounced like the make (not model) of a car.

Bob Ellis is last month’s winner! Congratulations! New winner selected each month

Good Luck!

Nov. Sudoku

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on Nov. 21 will win. Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

Answer: Saturn 1. Dentists have often used ____ to fill cavities. 2. He could ____ questions just like a politician.

WIN! WIN! WIN! GREAT PRIZES!

In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

5. While on a safari, they saw a ____ in the wild. 6. The hiker looked for a ____ to cross the stream. 7. She was heartbroken and would _____ for hours. 8. He couldn’t sing well, but he was a great _____.

Answers:

Sudoku muST bE REcEIvEd by Nov. 21, 2013

Word Search November

4. _____ is immortalized in stone in South Dakota.

1. mercury 2. dodge 3. infinity (Infiniti) 4. Lincoln 5. jaguar 6. ford 7. sob (Saab) 8. hummer

Win Great Prizes!

Example: I can see ___ with my telescope.

3. Numbers go on and on. There is an _____ of them.

Word Search Answers From October

Send your answers along with your name, address and telephone number to: News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583

The first correct answers selected from the drawing on November 21 will win. Mystery Prize!

WIN! WIN! WIN! GREAT PRIZES!

Mystery Prize!

(Puzzles must be received by Nov. 21, 2013.)

Lifestyles After 50 • November 2013 • page 32

Howard Granert is last month’s winner! Congratulations!

Mr. Modem

by Richard Sherman My grandson offered to “fine-tune” my Windows 7 computer to make it run better, though it wasn’t really having any problems. He installed several programs and now I’m having problems where none existed before. Could the programs he installed be causing this?

When Fine-Tuning Fails If that doesn’t resolve the problem, run System Restore which you can do on your Win 7 system by clicking Start > Search and type “System Restore,” (without the quotes), then select System Restore. Select a date to restore to from the calendar that appears. In this way you should be able to turn back the clock to a time prior to the occasion when your grandson worked his magic. I have an age-old question, Mr. M: Should I turn my computer off when I’m finished using it or leave it on 24/7?

Let’s examine the facts: Your computer was running fine. Your well-intentioned, semiMoving is the best medicine. Keeping active and losing weight are just If you use your desktop gifted grandchild wasways thenthat granted two of the you can fight osteoarthritis pain. In fact, for computer I recommend permission every for what? your four pounds less pressuredaily, poundTo youmake lose, that’s on each leaving it on. I leave my computers on computer run finer? The result knee. For information on managing pain, go to fightarthritispain.org. for a number of reasons, not the least of his diligent effort: Problems of which is that most catastrophic where none previously existed. failures occur during power up when I would suggest requesting your a surge of electricity hits the cold, grandson do a bit more fine-tuning static computer components. Leaving and uninstall whatever he installed.

a computer on maintains a stable, internal operating temperature which is desirable. I have 11 computers here (Mrs. Modem is destined for sainthood) and all of them run 24/7. Space constraints do not permit an exhaustive discussion of this topic, but in general, though my computers run 24/7, I have my monitors configured to go dark after two hours of non-use. Depending on your version of Windows, you can generally configure that by going to Power Management in the Control Panel > Display > Screen Saver > Monitor Power. You will see —settings TUCK for the Monitor, Hard Drive andadopted Standby. 05-04-11I have my desktop computers set to 2 hours, Never and Never. In other words, the hard drives never shut down, nor does any system go into Hibernation or Sleep mode. (There are no moving parts with solid-state or SS drives, so “alwayson” is a natural state—not unlike my Cousin Norbert, the Insomniac.

EVERY MORNING MY HUMAN SHAVES OFF HIS FACE FUR, HE’S FUNNY LIKE THAT.

Hard drives are rated by hours between failures and a typical new hard drive today is rated at 200,000 hours. Even at 100,000 hours, that’s a little over 11 years of 24/7 operation, so it is extremely unlikely that your drive is going to self-destruct as a result of being on. You do need to pay attention to any strange noises emanating from the drive, its cooling fan(s), or your gastrointestinal tract. If a fan starts to make unusual noises, you can have it replaced for approximately $20. If you do decide to leave your computer on, restart it once a week to clear out the memory and refresh system resources, but that’s all you really need to do. By leaving my computers on, I have my anti-virus and anti-spyware programs configured to update and scan in the middle of the night. (SENIOR WIRE) For answers to your questions by e-mail, or to subscribe to Mr. Modem’s award-winning weekly newsletter, visit www.MrModem.com.

� ��Discounts �� Protect Your Identity Online Insurance ��

etter Business Bureau has joined with the National Cyber Security Alliance’s STOP. THINK. CONNECT. campaign to recommend the following tips to avoid falling for an email phishing scam: Be on your toes. Only open emails, attachments and links from people you know. Use anti-virus software regularly and enhance email filters to block threats. Watch out for unsolicited emails that contain misspellings or grammatical errors.

Don’t believe what you see. It’s easy to steal the colors, logos and header of an established organization. Scammers can also make links look like they lead to legitimate websites and make emails appear to come from a different sender.

Avoid sharing. Don’t reveal personal or financial information in an email, and do not respond to email solicitations for this information. This includes following links sent in email. Be wary

of any urgent instructions to take specified action such as “Click on the link or your account will be closed.” Pay attention to a website’s URL. Hover over any links to see where they lead. Malicious websites may look identical to a legitimate site, but the URL may use a variation in spelling or a different—but similar—domain. If you are unsure whether an email request is legitimate, try to verify it by contacting the company directly. Contact the company using information provided on an account statement, not information provided in an email. Information about known phishing attacks is available online from groups such as the Anti-Phishing Working Group. Keep a clean machine. Having the latest operating system, software, web browsers, anti-virus protection and apps are the best defenses against viruses, malware, and other online threats.

For more info you can trust, visit bbb.org.

For Mature Drivers

��a��Florida’s Have �� Driver’s License �� and are 55 ��years �� of age or older? ��

Take Your Class Online! ��at�� leisure, �� • Study your 24�� hours week. ��a day, 7 days a�� • Simply course materials online and then answer a few quiz questions. ��read ��the �� • There is no need to attend boring classes or listen to long lectures. �� • After completion, of course we�� will issue a�� state-certiﬁed certiﬁcate for you to

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Take Your Mature Driver Course On The Internet! If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

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To Register go to:

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or call 1-800-771-2255 Lifestyles After 50 • November 2013 • page 33

Seniors Getting Together attention sgters!

Screen respondents carefully. Always meet in public places and have your own transportation. Don’t divulge your home address. Be sure to provide a way for your correspondent to respond to you – phone number, e-mail address or Post Office Box address. Contact the authorities if you feel threatened or harassed by an individual. Be patient and careful – a good relationship and your personal safety are worth the wait!

women seeking men 4119 seeking christian gentleman Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy

and exercises. Likes sports and animals. Loves the Lord. Florida. 4307 seeking gentleman, ns, sD, FF. I am 76, youthful figure and attitude. Live a casual lifestyle, Fla. year round. Into gardening, attend lifelong learning classes, love to explore. A former flight attendant. Bonita Springs/Naples.

men seeking women 4314 male – seeking christian companion – Like tennis, singing. Tap dancer, romantic, ping-pong, music (not rap or heavy metal). 5’6”, 145 lbs. Very energetic, retired 65 yrs. old, non drinker. 4317 military man seeking a frienD Casual NS, SD who enjoys taking rides, stopping

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Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties Southwest/Charlotte (Fort Myers/Port Charlotte)

Ad Copy • Please Print Neatly • 30 Word Limit

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Lifestyles After 50 • November 2013 • page 34

Send your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge. to responD to an aD

Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA, Inc. Seniors Getting Together P.O. Box 638,Seffner, FL 33584

Elder Helpline

If you need a comparison of Medicare supplement plans, here’s where to look:

1-800-963-5337

Medicare Plan ratings will be available at medicare.gov/find-a-plan.

www.aging florida.com

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to place an aD

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for lunch. Seeking white lady, NS, clean, attractive. She has to be honest in what she says! Please send up to date picture, phone number. I will answer all replies. Ft. Myers. 4321 man seeks woman 79 year recent widower P, W, 5’8” tall and 200 pounds. Seeks calm woman as companion, ages 60 – 75.

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Lifestyles After 50 • November 2013 • page 35

Wherever you live in Northern Lee & Charlotte Counties there is a Walgreens store nearby

Open 24 Hours 805 Cape Coral Pkwy., Cape Coral, 33990 ................ 239-945-1076 1800 Tamiami Trail, Port Charlotte, 33948 ................. 941-625-4847 22449 Edgewater Dr., Port Charlotte, 33980.............. 941-625-4346 Other Stores - Call For Hours 4 N.E. Pine Island Rd., Cape Coral, 33909 ................ 239-242-2231 6 Del Prado Blvd., Cape Coral, 33990 ....................... 239-458-2204 2710 Del Prado Blvd., Cape Coral, 33904 ................. 239-574-1932 1606 Del Prado Blvd., Cape Coral, 33990 ................. 239-458-7427 2409 Santa Barbara Blvd., Cape Coral, 33914 .......... 239-458-8576 611 Burnt Store Rd., Cape Coral, 33991 .................... 239-690-4939 1534 Cape Coral Pkwy., Cape Coral, 33914 .............. 239-541-2035 17970 N. Tamiami Trail, Cape Coral, 33903............... 239-599-3005 16000 N. Cleveland Ave., North Fort Myers, 33903 ... 239-656-3419 13501 N. Cleveland Ave., North Fort Myers, 33903 ... 239-997-4332 6370 Bayshore Rd., North Fort Myers, 33917 ............ 239-658-1424 3795 Tamiami Trail, Punta Gorda, 33950 ................... 941-505-8882 1930 Kings Highway, Port Charlotte, 33980 ............... 941-764-8444 3001 Tamiami Trail, Port Charlotte, 33952 ................. 941-235-6399 Ask About: • Our durable goods product lines: lift chairs, wheelchairs, walkers • Our “Go 90” prescription program • Our prescription savings club • Our exclusive savings for AARP members • Our prescription “auto fill” program • Our Balance Rewards Card

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Cleaning Made Simple

“I

f my house is out of control, my life is out of control. I like the feeling of having a clean house,” says Sue Covington of Merry Maids. Covington has been in the cleaning business for 25 years and can appreciate the peace of mind a clean and organized living space can bring. It’s something that anyone can benefit from and it’s a lot more affordable than most people think, she says. “Our customers run the gamut from people who have been cleaning their whole lives and are just tired of cleaning, to those who don’t have time, or those who no longer have the ability to get down on the floors and do that cleaning that makes them feel good,” Covington says. Her family business offers a thorough scrubbing of all things indoors, save carpets: Bathrooms, kitchens,

floors, dusting, you name it. They bring all of their own cleaning products, which are dedicated green and safe for any household, so their clients don’t have to worry about providing supplies. Her staff, she says, is bonded and insured, and specializes in doing an exceptionally good job, paying attention to detail. Merry Maids is flexible and reliable as well, able to meet the needs of your schedule. Above all else, they enjoy what they do. “To simplfy and improve the quality of our customer’s life” is their motto. “We’re trying to make their life sparkle,” Covington says of her customers. “When we leave, their house should sparkle.” Special this month: 10 percent off your first cleaning! Estimates are always free. To learn more, call Merry Maids at 941-882-3085.

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Lifestyles After 50 • November 2013 • page 36

Technology Simplified – Bigger and BeTTer

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From the moment you open the box, you’ll realize how different the WOW Computer is. The components are all connected; all you do is plug it into an outlet and your high-speed Internet connection. Then you’ll see the screen – it’s now 22 inches. This is a completely new touch screen system, without the cluttered look of the normal computer screen. The “buttons” on the screen are easy to see and easy to understand. All you do is touch one of them, from the Web, Email, Calendar to Games– you name it… and a new screen opens up. It’s so easy to use you won’t have to ask your children or grandchildren for help. Until now the very people who could benefit most from Email and the Internet are the ones that have had the hardest time accessing it. Now, thanks to the WOW Computer, countless older Americans are discovering the wonderful world of the Internet every day. Isn’t it time you took part? Call now, and a patient, knowledgeable product expert will tell you how you can try it in your

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Lifestyles After 50 • November 2013 • page 37

Free InFormatIon ServIce Lifestyles After 50

for information please return completed form to:

News Connection USA, Inc. • P.O. Box 278 • Laurel FL 34272-0278

Name: Address: City:

State:

Phone:

Age:

Zip: Date:

E-mail: o Single o Married o Are you a Group Leader? Please contact me by: o Mail o Phone o E-mail SEND INFORMATION ON AREA(S) CHECKED BELOW pERSONAL HEALTH: FINANCIAL/ LAW: o Hospitals o Document Preparation o Physicians o Retirement planning o Dentists o Trusts o Eye Care o Estate planning o Orthopedic o Funeral Planning o Pharmacies o Senior Topic Speakers o Home Health INSURANCE: o Prescription Drugs o Medicare o Hearing o Health o Cancer Treatment o Long-term care o Medical Supplies o Auto o Home o Life HOUSING OpTIONS LEISURE TIME: o Independent o Golf o Assisted Living o Biking o Senior Apartment o Theater o Dance o Continuing Care/LifeCare o Flea Markets o Consignment/Thrift Shopping RESIDENTIAL LIVING: o Jewelry o RV Resort o Gambling o Apartments o Villa/Condo/Single Family HOME IMpROVEMENTS: o Golf Community o Screen Enclosures TRAVEL: o Pools/spas o Cruises o Air Conditioning o Land Tours o Home Modifications o Hotels/ Resorts o Home Security Systems o Local Attractions o Cleaning Services o Getaway Packages o Upholstery OTHER: SW

Entries will be collected by News Connection U.S.A. for future promotions, special offers, and marketing.

Win a $25 Gift certificate to Home Depot! When you complete this form and mail it back, your name will be entered to win a $25 gift certficate to Home Depot. (Drawing held the 20th of each month.)

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Lifestyles After 50 • November 2013 • page 38

How Much is Enough? A Simple Formula for Success

in a balanced and diversified portfolio. That is enough! I have seen this work well with hat’s your number? It seems that $200,000, $2,000,000 or $20,000,000 we all have a number in mind, homes. Let’s use a $2,000,000 whether realistic or not, that if we get paid-for home as an example. The there, our financial future would be cost for a debt free home is about two secure and we could retire without worry. percent per year, so this home might For many, this “number” keeps growing still cost $40,000 per year to occupy and forever seems out of reach. For some including taxes, insurance, utilities this number is “a little bit more,” even and maintenance. Furthermore, the though they have long passed their reaverage household spends about 8 quirements for a comfortable retirement. to 12 percent of their home’s value a year in lifestyle and tax obligations. You may be living above or below your neighbor’s average lifestyle, I have a formula that creates a but if you had income of 10 to realistic target: 15 percent of your home’s value If you have a mortgage-free residence every year, it would be sufficient. that reflects your lifestyle, and you That’s where your savings comes in. have similar spending and vacation Yes, you will have future inflation, but expenses as your neighbors… it will not greatly affect your housing You will need two to three times expenses and you have a substantial the value of your paid off home principal balance to use as well.

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Lifestyles After 50 Advertisers Say...

Paula Sepulveda of Juniper Village says,

I would like to say a “BIG” thanks to Nancy and the staff at Lifestyles After 50. Almost immediately after Juniper Village placed our ad in the Southwest Edition, we started to receive phone calls and one has already turned into a resident move in!

Charles M. Costello, CSA

Got a call from a gentleman in Naples with terminal disease. He requested a copy of the Checklist and then went on to profusely praise the entire publication, telling me how great and informative it is and what a great job I am doing. He wanted my assurances that he would continue to get it every month.

Advertise with us! Call Nancy Kuehne at (239) 822-6150

Holiday Cards for Soldiers

t’s the most wonderful time of the year, but for many of our fellow Americans serving abroad, it can be a time of loneliness and separation from loved ones. This year, you can give comfort to a recovering soldier by sending them a card filled with messages of love, support and encouragement.

You are never to old to learn how to play music.

When filling out your holiday cards this year, take a card and send to this address:

A Recovering American Soldier, c/o Walter Reed Army Medical Center, 6900 Georgia Ave., NW, Washington, DC. Local nursing homes and veterans centers also need cards – spread the word and send some holiday cheer!

Lifestyles Wins Top Awards!

ifestyles After 50 Magazine is proud to 2013 Nampa Awards: announce our results at the 2013 North Division D American Mature Publishers Association (NAMPA) awards held in New York in Sept. First Place Out of all of the magazines that participated Personal Essay: Release Your Hippie Power nationwide, we took home a first, second and third place award for Personal Essay, Front Second Place Cover Photo and Travel Column, respectively. Front Cover Photo: Welcome Back Thanks to our team of writers, editors and our Third Place production department for making Lifestyles Travel Column: Lucky in Biloxi After 50 an award-winning publication!

Play for FUN! Beginner ADULT Music Lessons Only $24.95 per month

239–939–4549

Voices for Kids

Speak Up for a Child! Be a Guardian ad Litem Child Advocate!

Lifestyles After 50 Events!

MOMENTS LIKE THESE ARE PRECIOUS. DON’T LET THEM FADE AWAY.

Mark your calendar for these great FREE events near you, brought to you by Lifestyles After 50 magazine. Find great information, entertainment, health screenings, prizes, giveaways and more! Call 888-670-0040 or visit our website at www.lifestylesafter50fl.com for details.

Age-related macular degeneration (AMD) is the leading cause of blindness in people 55+, and early detection is key to saving your sight. Protect your vision from fading away. Call the Foundation Fighting Blindness today for a free AMD information packet.

November 13, 2013, (10am-3pm) 9th Lifestyles After 50 Extravaganza, Largo Cultural Center, Largo. Live Music, Free Bingo, Free Health Screenings. “Grandkids Are the Greatest” Photo Contest! Early Morning Senior Fun Walk!

A C u re I s I n S i g ht 800-610-4558 FightBlindness.org

November 22, 2013, (10am-3pm) 9th Lifestyles After 50 Fun Fest, Harborside Event Center, Ft. Myers, FL. Live Music, Dancing, Senior Sports Area, Free Bingo, Free Health Screenings. Prize-A-Palooza. December 6, 2013, (10am-3pm) 7th Fun Fest & Jamboree!, Plant City, FL Strawberry Festival Grounds. Live Music, Dancing, Free Bingo, Health Screenings, Senior Sports Area. Free Coffee & Goodies. Fun Games & Prizes. Free Parking & Admission. January 14, 2014 (10am-3pm) 3rd Lifestyles After 50 Fun Fest, Robarts Arena, Sarasota, Live Music, Free Bingo, Free Health Screenings. Sports Center, Free Admission. February 4, 2014 (10am-3pm) 3rd Lifestyles After 50 Fun Fest, Bradenton Live 50s & 60s Music, Trivia, Free Bingo Games, Free Health Screenings, Free Coffee & Goodies, Prizes. February 25, 2014 (8:30am-1pm) Backwoods Walk & Fun Fest, Museum and Science Center (MOSI), Tampa, Exhibitors, Prizes, Free Entertainment, Free Health Screenings, Coffee. FREE Admission to MOSI and $2 parking. FREE Bingo Games for prizes! Walk starts at 8 a.m., fundraiser for science classes.

www.VoicesForKids.org

of Southwest Florida

Military Museum

heck out the Military Museum in Cape Coral. See military memorabilia. All items were donated by area Southwest Florida veterans. Bring the grandkids and let them see a WWII Jeep, a WWII German motorcycle with sidecar. See the uniforms worn by real heroes. 4820 Leonard St., Cape Coral. Free, donations accepted. Information at 239-541-8704.

Senior Games S

ave The Date: The 2013 Florida International Senior Games & State Championships, an Olympicstyle sports festival for athletes age 50 and over, will be held Dec. 7 – 15 in various locations in Fort Myers, Estero and Cape Coral with 23 sports and events. Visit flasports.com or call toll free at 1-866-354-2637 for information. Admission is free.

Lifestyles After 50 • November 2013 • page 39

Attention Medicare Beneficiaries

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Click: www.BlueMedicareFlorida.com/actnow to shop our plans or find an agent near you.

• No cost preventive tests and screenings

Visit: a Florida Blue Center. Find your location at floridablue.com

• Prescription drug coverage included • Hearing, vision, dental1 and fitness coverage Nearly 5,000 hand-selected primary care physicians, 14,000 specialists and 120 hospitals to choose from. *You must continue to pay your Medicare Part B premium, unless paid by Medicaid or another third party. **Available in select counties. Florida Blue HMO is an HMO plan with a Medicare contract. Enrollment in Florida Blue HMO depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Limitations, copayments and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/ or copayments/coinsurance may change on January 1 of each year. 1Dental coverage not included in all counties.

Contact: your local agency for Florida Blue In Florida for over 65 years. Serving Medicare Beneficiaries for more than 25 years. This information is available for free in other languages. Please call our Member Services number at 1-800-926-6565. We are open from 8 a.m. – 9 p.m. ET, seven days a week, all year long. TTY users should call 1-800-955-8771. Esta información está disponible de forma gratuita en otros idiomas. Llame a nuestro número de Servicio al Cliente al 1-800-926-6565. Estamos abiertos de 8 a.m. a 9 p.m., Hora del Este, los siete días de la semana, por todo el año. Usuarios de equipo teleescritor (TTY) deben llamar al 1-800-955-8771. Health insurance offered by Blue Cross and Blue Shield of Florida, D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc. D/B/A Florida Blue HMO, an HMO subsidiary of Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.