Lifestyles After 50 Tampa Bay, Hillsborough, East Pasco Edition, October 2018

Florida’s Most Read 50+ Publication Since 1989

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Tampa Bay ~ October 2018 Hillsborough, East Pasco

Breast Cancer Awareness Julia Louis-Dreyfus rocks a new T-shirt for Key to the Cure

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Hernando, Hillsborough, Pasco and Pinellas Counties. Simply Healthcare Plans, Inc. is a Medicare-contracted coordinated care plan that has a Medicaid contract with the State of Florida Agency for Health Care Administration to provide benefits or arrange for benefits to be provided to enrollees. Enrollment in Simply Healthcare Plans, Inc. depends on contract renewal. Every year, Medicare evaluates plans based on a 5-star rating system. From October 1 to March 31, we are open 7 days a week from 8 a.m. - 8 p.m., EST. Beginning April 1 until September 30, we are open Monday through Friday, 8 a.m. - 8 p.m., EST. We do not discriminate, exclude people, or treat them differently on the basis of race, color, national origin, sex, age or disability in our health programs and activities. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-577-0115 / TTY: 711. Paid endorsement. Paid actor portrayal.

Y0114_19_35660_U_M_004 Accepted 10/01/2018 Lifestyles After 50 • Tampa Bay • October 2018 • page 2

October Checklist

Tampa Bay Edition

B

elow are four feel-good, look-good, be-smart things to do, which hopefully will make your October just a little bit more rewarding.

No. 1 ~ Buy a Pretty Tee. Perhaps you remember when Seinfeld actress Julia LouisDreyfus was diagnosed last September with breast cancer. Days after winning her sixth consecutive Emmy for her role as Selina Meyer on Veep, she tweeted, “One in 8 women gets breast cancer. Today, I’m the one.”

She put Veep’s production on hold, finished chemotherapy in January, underwent surgery in February, and has since updated fans with “Hoorah! Great doctors, great results, feeling happy and ready to rock after surgery.”

Now Louis-Dreyfus, 57, is back on the set of Veep and fulfilling another new role as well – as the official 2018 ambassador for Saks Fifth Avenue’s Key to the Cure (KTTC) campaign, an annual charitable initiative to fight cancer. She’s touting this year’s $35, KTTC T-shirt sold at Saks stores and online www.saks.com. All proceeds benefit the AiRS (Alliance in Reconstructive Surgery) Foundation, a nonprofit which helps women of limited means with the costs of breast reconstruction surgery after mastectomies.

The T-shirt, designed by Wes Gordon of Carolina Herrera, a house reputed to epitomize female elegance and strength, features bold-colored poppies along with the slogan, “We are fighters and we are fighting for a cure.” It’s available during the entire month of October.

Marc Metrick, President of Saks Fifth Avenue, said the results of the 20-year-old KTTC campaign have been very rewarding. “Close to $40 million has been donated to cancer research and treatment organizations throughout the United States,” he said. And with the help of Louis-Dreyfus, he’s hoping the 20th year will be the most successful yet.

So, consider purchasing this pretty poppy Tee; it’s for a worthy cause.

No. 2 ~ With October being Breast Cancer Awareness Month, our writer, Kathy Megyeri, has compiled some great suggestions to reduce your or your loved one’s risk of getting the disease. Check it out.

No. 3 ~ Medicare Open Enrollment begins Oct. 15. Find out all you need to know to make an informed decision in this month’s review by our writer Randal Hill.

No. 4 ~ Vote.

The midterm elections are coming up (the general

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CEO, News Connection USA, LLC Ed Graves Ed@lifestylesafter50.com

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Terri Bryce Reeves Terri@lifestylesafter50.com

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Actress Julia Louis-Dreyfus (inset) and Wes Gordon of Carolina Herrera with this year’s Key to the Cure T-shirts. They sell for $35 at Saks Fifth Avenue and proceeds will help women of limited means with the costs of breast cancer reconstruction surgery. election is Nov. 6) and Senior Power is sure to have a mighty impact on the results. Half of Floridians who voted in 2016 were 50 or older; nearly a fifth of our population is 65 and older.

Up for grabs is the governor’s seat, all state executive branch offices, a U.S. Senate seat, 27 U.S. House seats, 20 state Senatorial seats and 120 state House seats. In addition, there are 13 proposed constitutional amendments or revisions.

You can find detailed information about dates, voter registration, voting by mail, etc. at dos.myflorida.com/ elections/for-voters.

Finally, please don’t let the fake and negative political advertising sway your vote. Ridiculous and outlandish claims are being made by both sides in this polarized political climate and should be ignored. Instead, visit each candidate’s website to see what he or she wants to do for the Sunshine State and stay informed by reading your local newspaper and other reliable sources that present wellresearched facts.

See you in November ~

Terri Bryce Reeves Terri Bryce Reeves, Editor

“

It’s Breast Cancer Awareness Month – a time to remind women to pay as much attention to their breasts as men do. ~ Author unknown

”

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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 3

local events around town • october 2018 Event: Date: Time: Cost:

Lifestyles After 50 Fun Fest a Day At The Art Center Oct 11 9:30 – 2 p.m.

FREE

Place: Dunedin Fine Art Center Address: 1143 Michigan Blvd.

Dunedin 34698 Phone: 813-653-1988 Web: Lifestylesafter50.com/events Event: Date: Time: Cost:

Fall Brandon Shabby Chic Vintage Market & Artisan Day Sundays Oct 7 7th 11 a.m. – 5 p.m.

Free

Place: Westfield Brandon Mall Address: 459 Brandon Town Center Dr. Brandon 33511 Web: Eventbrite.com

Event: Date: Time: Cost:

Essential Oils for Everyday Oct 8 7 - 8 p.m.

Free

Place: Brandon Regional Library Address: 619 Vonderburg Dr. Brandon 33511 Web: hcplc.evanced.info

Event: Date: Time: Cost:

Afternoon Movie: “Loving Vincent” Oct 9 1 p.m.

Free

Place: Carrollwood Cultural Center Address: 4537 Lowell Rd. Tampa 33618 Phone: 813-269-1310 Web: carrollwoodcenter.org

Event: Okoberfest Date: Oct. 12 -14 Time: Fri. 4 – 11 p.m./ Sat. 11 a.m.- 11 p.m./Sun. 11 a.m. – 6 p.m Cost: Varies/free for military Place: Curtis Hixon Waterfront Park Address: 600 N. Ashley Dr. Tampa 33602 Phone: 813- 274- 8615 Web: oktoberfesttampa.com

Event: Date: Time: Cost:

Event:

Event: Date: Time: Cost:

Chili Cook –Off (Cate Foundation Fundraiser) (Your choice of judge or eat.)

Date: Oct. 13 Time: 10 a.m. – 2 p.m.

Cost: $25 Entry Fee (chili bowl $5) Place: EG Simmons Park Address: 2401 19th Ave. N.W. Ruskin 33570 Phone: 813- 331-5246 Web: 2cate.org

Plant City Social Dance Oct. 27 6:30 – 9:30 p.m. $6

Place: Strawberry Square Address: 4401 Promenade Blvd.

Plant City 33563 Web: strawberrysquaredancing.com

Westley Chapel Fall Festival Oct. 27 & 28 11 a.m. – 6 p.m.

Free

Place: The Grove Address: Wesley Grove Blvd.

Wesley Chapel 33544 Phone: 727-674-1464 Web: simplyeventsfl.com

Event: Date: Time:

Straz Live! In the Park Oct. 30 Activities begin 2 p.m.; Concert 4 - 6 p.m.

Cost: Free Place: Curtis Hixon Park Address: 600 N. Ashley Dr. Downtown Tampa 33602 Phone: 813- 229- 7827 Web: strazcenter.org

Event: Date: Time: Cost:

Ruskin Seafood Festival Nov. 3 & 4 Varies Varies/Free (with I.D.) Active Military, Free Parking

Place: E. G. Simmons Park Address: 2401 19th Ave. N.W. Ruskin 33570 Phone: 813- 671-7655 Web: ruskinseafood.org

send your event news to Jenna@lifestylesafter50.com by the 15th of each month for publication in the following month's issue.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 4

Health

Take Your Best Shot

A guide to vaccinations for seniors over 50

By TERRI BRyCE REEVES

T

rue, there are things we’d rather do than go get a shot, but one little pinch surely beats getting sick or going to the hospital. As we age our immune systems tend to weaken, so make sure you get the shots you need to stave off serious and potentially lethal diseases.

Flu Shots The Centers for Disease Control and Prevention (CDC) estimates that 80 to 90 percent of seasonal flurelated deaths and 50 to 70 percent of hospitalizations occur among people 65 years of age and older.

The ideal time to get a flu shot is before the end of October. However, procrastinators who get vaccinated in January or later will still receive some degree of benefit.

Talk to your healthcare provider about the newer FLUAD vaccine made specifically for those 65 and older and proven to enhance protection against the flu.

Preventing Shingles There’s a new preferred shingles (zoster) vaccine

Medicare Annual Enrollment is Natalie Shnitser, MD Board Certified Internal Medicine & Geratrics

on the block called Shingrix and the CDC recommends everyone 50 and older get it -- even those who’ve had the formerly recommended vaccine, Zostavax. Those who’ve had shingles already should also get this shot.

Almost one out of three people in the U.S. will develop shingles in their lifetime; the risk increases with age. Shingles is a painful red rash with blisters. Sometimes, the pain can last for months or even years after the rash goes away. This long-lasting pain is called postherpetic neuralgia and it is the most common complication of shingles.

The CDC recommends that healthy adults 50 years and older get two doses of 2 to 6 months apart.

Pneumococcal vaccines Pneumococcal diseases kill more people in the U.S. than all other vaccine-preventable diseases combined. Pneumococcal inoculations help protect against pneumonia, meningitis and sepsis.

Two vaccinations are recommended for all

Oct. 15 - Dec. 7 Amanda Wiredu, MD Board Certified Internal Medicine

adults over 65 years old as well as younger people with certain health conditions. First, get the PCV13 injection and then have the PPSV23 shot a year later.

The Tdap vaccine This inoculation, which protects against pertussis (whooping cough), tetanus and diphtheria, came out in 2005. If you’ve never had it, you need a vaccination once, then a booster every 10 years.

One final recommendation: Hepatitis C Test One in 30 Baby Boomers (those born between 1945 and 1965) is infected with Hepatitis C. People can live with the virus for decades and not even know it. In the meantime, it can damage the liver and lead to cirrhosis or liver cancer. The CDC recommends all Baby Boomers be tested for this disease, which is curable.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 5

Breast Cancer Awareness Month

LOWER YOUR RISK

By KATHy MEGyERI

B

reast cancer is the second most common cancer and the second leading cause of cancer deaths in women. According to the National Cancer Institute, one in eight American females will develop breast cancer during her lifetime.

In honor of Breast Cancer Awareness Month, here are some recommendations from a variety of nationally-recognized experts to help you lower your risk for this disease.

• Schedule a yearly mammogram to help detect abnormalities early.

Dense breast tissue may increase your risk of breast cancer and mask cancerous growths on a mammogram. Your doctor may supplement your mammogram with an MRI or ultrasound for a more accurate reading.

• Perform self-breast exams monthly so you can readily spot unusual changes in the breast.

• Get regular check-ups. Better outcomes of cancer are those that are caught early. A doctor may see something you miss and can talk to you about your risks. Women of Ashkenazi Jewish ancestry and African American women (who could be prone to a more aggressive form of cancer) have a higher risk.

Remember, men, you too can contract breast cancer.

• If you have a family history of breast or ovarian cancer, ask your doctor about a genetic test to see if you may have inherited a genetic mutation.

This can help you and your healthcare provider create a personalized plan designed to prevent or detect the disease.

• For some, such as those who carry the BRCA1 or 2 mutation and have a strong history of the disease, preventative surgery may be an option.

• Cut down on alcohol. Fourteen or more drinks a week make women nearly 35% more likely to develop breast cancer than those who drink less than five drinks weekly, according to a study published in Cancer Epidemiology Biomarkers and Prevention. One drink a day is enough to increase the risk.

• Avoid Hormone Replacement Therapy if you can. HRT with a combination of estrogen and progesterone increases breast cancer risk by 75% – even if used for a short time. Estrogen-only HRT has been linked to ovarian cancer.

• Limit oral contraceptive use as it increases one’s exposure to estrogen.

• Try natural remedies for menopause symptoms like consuming a plant-based diet, herbal medicines, acupuncture, drinking more water, quitting smoking, increasing exercise, and cutting down on caffeine.

• Exercise several times a week.

Lifestyles After 50 • Tampa Bay • October 2018 • page 6

Dr. Marc Hulbert, breast cancer specialist at the Breast Cancer Research Foundation, says physical activity is the most important lifestyle factor in reducing the risk of breast cancer, especially after menopause. It helps with weight and reduces metabolic hormones and estrogen which promote tumor growth. One should get 150 minutes of moderate intensity activity per week.

• Quit smoking. Studies show smoking can increase your risk. Second-hand smoke also plays a factor. The effect of smoking may be even stronger when a woman starts smoking before her first child.

• Sitting most of the day is as deadly as cigarette smoking. Women who sit six or more hours a day are more likely to develop invasive breast cancer than women who sit for less than three hours a day, according to the American Cancer Society. Spend at least one-half of your work day on your feet.

• Keep stress to a minimum. Your immune system needs to be in optimal condition to seek out and destroy cancer cells. “Don’t worry about things out of your control,” says Dr. Amy Lee of the University of Southern California’s Norris Comprehensive Cancer Center.

• Experts recommend a Mediterranean or plant-based diet. Include broc-

coli, turmeric and garlic. Limit refined sugar, refined carbohydrates, saturated animal fats, toxic chemicals and pesticides. “Fresh vegetables, whole grains and lean protein are vital,” says Dr. Matthew McCurdy, an oncologist at the Austin Cancer Center.

• Maintain a proper weight. Obesity causes the body to be more susceptible to cancer. Bodyfat produces estrogen which increases the risk of developing breast cancer, according to Dr. Dennis Holmes, a breast surgeon at the John Wayne Cancer Institute. This is even more important as we get older because overweight women after menopause have a 30-60% higher breast cancer risk compared to other women. Anything above 24.9 BMI (body mass index) is overweight.

• For younger women: Having children early in life, having multiple children, and breastfeeding babies for as long as possible lowers your lifetime exposure to estrogen.

• Age matters. Our chance of getting cancer increases the older we get.

There’s not much we can do about this except to educate ourselves and loved ones about breast cancer risks and symptoms, work with our healthcare providers to improve chances of early detection, and follow-up with appropriate screening programs.

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TODAY Lifestyles After 50 • Tampa Bay • October 2018 • page 8

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Join AARP at Open Streets St. Pete, the downtown street-festival created to celebrate access to diverse mobility options and safer communities. With roads shut off to cars, you’ll be able to enjoy live music, great food, games, and more. Swing by the AARP booth to hear how we’re helping to improve our communities for every age and ability. Bring your whole family and let’s Take on Today and every day.

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A

h, autumn. A time for football games, Oktoberfests and shopping. Not for gifts—that time arrives soon enough—but for securing the best possible deals during the Medicare Open Enrollment period. This is your opportunity to use Medicare’s Plan Finder (www.Medicare.gov/find-a-plan) to find a program that best meets your needs.

Be forewarned The Medicare Open Enrollment Period is one of the most confusing and misunderstood annual events in this vital program. Premiums, benefits, formulary, copays, provider and pharmacy networks can all change—and often do from year to year. Give yourself plenty of time to review and understand your options, and don’t be afraid to seek help. Both Medicare and Medicare Advantage plans have licensed agents to guide you, and your state health insurance agency also has counselors who can help you sift through the often confusing information.

Original Medicare This includes Part A (which covers certain hospital expenses) and Part B (which applies to doctor bills and other medical costs). That’s it. Period. No dental care. No vision coverage. No hearing aids. Medigap plans (also known as Medicare Supplement plans) can be purchased to provide coverage for these gaps.

Parts C and D Though Medicare offers a valuable healthcare safety net, most of us want to create a custom plan that fits our particular needs. This is where Medicare Advantage plans (Part C) come in. These are private insurance options run by government-regulated insurance companies for seniors and the disabled currently enrolled in Original Medicare (Plan A and Plan B). Out-of-pocket costs in Part C plans can sometimes be lower than with Original Medicare and often include benefits not found in Parts A and B. Prices vary by plan provider, so it’s to your advantage to compare all the plans available in your area before choosing the one best for you.

Most Medicare Advantage plans also include prescription drug coverage, which is an optional add-on called Part D, for beneficiaries who retain Original Medicare. Luckily, premiums are not influenced by age or preexisting conditions.

You can usually enroll if you live in the service area of the plan you want to join, you have Original Medicare and you don’t have end-stage renal disease.

Phone a friend To help you navigate your way through the often-daunting mountains of information, Medicare has licensed insurance agents at 1-844-847-2659

(TTY users 711) Monday through Friday 8 a.m. to 8 p.m.

Have a list of prepared questions at hand when you call.

Dates to remember Like anniversaries or birthdays, you can be in big trouble if you forget them. Mark the following dates on your calendars: • October 15 – This is when Open Enrollment begins. You can now switch Medicare plans, join a Medicare Prescription Drug Plan or drop your Medicare Prescription Drug Plan completely.

• December 7 – In most cases, this is the last day to change your Medicare coverage for the next year.

• January 1 – Your old or new coverage starts today. If you are satisfied with your current coverage, you don’t need to do anything.

Special Enrollment Periods (SEPs) These offer a lifeline for certain unexpected life changes and are opportunities for change in addition to the regular annual enrollment periods. Go online or call Medicare for more information on this program.

The Sunshine State scenario – good stuff to know In 2018, Medicare offers 295 Medicare Advantage plans to Floridians. These plans are available to all with Medicare. There are 21 Medicare prescription drug plans offered; 84 percent of people with a Medicare prescription drug plan have access to a plan with a lower premium than they paid in 2017. Also, 29 percent of people with a Medicare prescription drug plan can get Extra Help, also called the low-income subsidy, or LIS. Visit www.socialsecurity.gov/i1020 to apply online, or call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for Form SSA-i1020.

Three helpful hints: Review your most recent Medicare and You handbook to see a listing of the plans in your area. Make sure to carefully read your “Annual Notice of Change” letter. Get free personalized health insurance counseling by calling your State Health Insurance Assistance Program (SHIP) at 1-800-96 ELDER (1-800-9635337); TTY call 1-800-955-8770. You can also visit www.floridashine.org For everything else…

Visit www.medicare.gov online or call 1-800-MEDICARE (1-800-633-4227); (TTY 1-877-486-2048). It’s worth the wait (and enduring the “on hold” music) to get the important information for your 2019 medical needs.

Lifestyles After 50 • Tampa Bay • October 2018 • page 9

Lifestyles After 50 • Tampa Bay • October 2018 • page 10

PAiD ADVeRtiSemeNt

October pops with The Florida Orchestra

by Kelly Smith

O

ne of the perks to having the largest professional orchestra in the state based right here in Tampa Bay is the wide variety of high caliber concerts – from Bach to Queen to Disney.

October also brings free music under the stars with Pops in the Park concerts in St. Petersburg and Tampa. Here are highlights: Bernstein’s Broadway (Oct. 5-6, with Saturday matinee): Celebrate a century of an American original, Leonard Bernstein, with selections from West Side Story, Candide, On the Town and more. Michael Francis conducts, as part of the Raymond James Pops series. Plus, it’s TFO’s first-ever Pride Weekend, with local groups who support the LGBTQ community in the lobby.

The Music of Queen (Oct. 19 at Mahaffey in St. Pete) From Bohemian Rhapsody to Another One Bites the Dust, epic riffs blend with soaring strings -- exactly how Queen’s greatest hits should be performed. Brent Havens conducts the orchestra and a full rock band, with fan favorite Brody Dolyniuk on vocals.

Free Pops in the Park (Oct. 20-21) The orchestra’s most popular event draws nearly 20,000 to Vinoy Park on St. Petersburg’s waterfront every year, with a spectacular fireworks finale (Oct. 20). An encore performance is Oct. 21 at River Tower Park in Tampa (no fireworks).

Whether you come with a date or the whole family, the music is just right. Features film

scores, Broadway hits and symphonic favorites.

Bring a blanket or chairs to sit on, and plenty of canned goods for Tampa Bay Harvest.

Evening at Bach’s Coffeehouse (Oct. 26-28): Go Baroque in an intimate evening with TFO’s strings, led by renowned conductor and harpsichord soloist Jeannette Sorrell Jeannette Sorrell. Featuring Bach’s Brandenburg Concerto No. 3, plus works

by Telemann and Vivaldi. Free tickets for kids and teens in advance in the Tampa Bay Times Masterworks series.

Disney in Concert: Tale as Old as Time (Nov. 2-4 with Saturday matinee): Be TFO’s guest for a magical journey into Disney, with music from Frozen, Beauty and the Beast, Cinderella, The Little Mermaid, Tangled, The Lion King and many more. Enhanced with highresolution film sequences. Stuart Malina conducts.

Come dressed as your favorite Disney character.

The Florida Orchestra: Performs regularly at the Straz Center in Tampa, Mahaffey in St. Petersburg and Ruth Eckerd Hall in Clearwater.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 11

Lifestyles After 50 • Tampa Bay • October 2018 • page 12

Be A Wise Consumer The Florida Department of Agriculture and Consumer Services (FDACS) is the state’s clearinghouse for consumer complaints, protection and information and regulates various business industries operating in Florida.

FDACS provides a variety of resources at FloridaConsumerHelp.com to protect Florida consumers and ensure they have the information they need to make informed decisions.

Required Minimum Distribution Rules Could Change

by DaviD Novak

O

ne of the things that seems to be endlessly irritating to most retired clients I have worked with is being obligated to take Required Minimum Distributions, or RMDs, from their retirement accounts. It seems there is nothing like being forced to take money out of an investment account, and then having to pay taxes on the full amount, that gets their blood boiling.

As a refresher, under current tax law, anyone with a balance in an account that was funded with pretax dollars—most commonly a Traditional IRA or 401(k), but also including SEP IRAs, Simple IRAs, 403(b)s, and other similar accounts—is required to take a minimum amount of the account starting at age 70½. (Technically, one can delay the initial RMD until the year following 70½, but then would be required to take two RMDs in that year.)

The total gross amount of the distribution is taxable income in the year in which it is taken out, and you have the ability to withhold some of this amount for taxes. The distribution can take the form of cash and/or securities (although any amount withheld must be in cash). Basically, the government doesn’t care how you take the value out of your account, just so long as you do, and it can therefore be taxed.

There is a small possibility that this may change, based on an executive order issued in late August by President Trump. Part of the order was directing the Treasury Department to review current rules on RMDs, with one possible outcome being revisions that change how RMDs are calculated. Some analysts have mentioned that it is possible that some combination of raising the age requirement to begin taking RMDs, and/or lowering the required distribution amount, eventually gets implemented.

One point I found interesting is that the life expectancy tables which the IRS uses to calculate RMDs have not been updated since 2002. The current RMD calculation uses these life expectancy tables, along with the previous year-end account balance, to come up with the amount. So, for example, if your year-end account value never changed, your RMD amount would still go up each year, because the tables assume your life expectancy goes down as each year passes.

While I would advise keeping expectations low for any kind of meaningful change in the RMD rules, stay tuned for any further developments in the coming months.

David Novak, CFP® is a Certified Financial Planner™ at Novak & Powell Financial Services in Pinellas County.

Please note: he is not an attorney and this article should not be construed as one offering legal advice.

For information about investment decisions and financial planning, contact him at (727) 451-3440.

• The A to Z Resource Guide is an online directory to help Floridians find the most appropriate government agency to contact for various issues.

• The Business/Complaint Lookup is an online resource that allows consumers to view businesses’ registration and complaint information.

• Check-A-Charity is an online searchable database that provides consumers with registration and financial information for charitable organizations that solicit contributions in Florida.

• File a Complaint online or request to have a complaint form mailed to you by calling the Consumer Assistance Center at 1-800-HELP-FLA (435-7352) or 1-800-FL-AYUDA (352-9832).

• Stop unwanted telemarketing calls by joining the Florida Do Not Call List.

• Request a Speaker, at no cost, for your community or club meeting.

The Consumer Assistance Center staff is available to provide consumer information from 8 a.m. to 5 p.m., Monday through Friday, at 1-800-HELP-FLA (435-7352) or 1-800-FL-AYUDA (352-9832) or Live Chat at www.FreshFromFlorida.com

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Lifestyles After 50 • Tampa Bay • October 2018 • page 13

Costume Contest?

Pencil Me In

T

he last time I celebrated Halloween was probably 54 years ago, shortly after the Navy and I parted ways.

I had returned home to spend quality time with my family in Chatham, Va. Dad was an Episcopal priest, otherwise known as a Catholic Lite (same religion, but half the guilt).

That year, a Halloween gathering was planned at St. Paul’s Episcopal Church, the highlight of which would be a costume contest.

Now I’ve always been a bit competitive when it comes to these matters. The best costumes always get the best prize, most praise and lots of candy, right? And that meant my costume had to be clever and original.

My strategy: play the Father card. I’d make a play on our family name by being a “Wright-ing” utensil. As a pencil, I would be the son of a pun.

Perfect!

I spent a whole day working on my costume which featured a dandelionyellow pencil body with an eraser on the bottom. I wore the pointed tip on top, which unfortunately looked a bit similar to a dunce cap. I even put a No. 2 on the costume to alleviate any doubts about what I was portraying.

On the day of the contest, we gathered in the banquet room of the church for a covered-dish supper and snacks. Then we contestants paraded in a circle as the onlookers, mostly members of the tobacco farm community, decided how to cast their vote.

As I shuffled along, I couldn’t help but sense that odd gazes and gawks were coming my way. I began to feel like a broken pencil – it all seemed so pointless.

When the votes were tallied, I didn’t even get an honorable mention.

The winner?

My Dad. Ironically dressed up as Satan.

What had gone wrong? How could they not have seen the brilliant metaphor? What did they think I was with my pointy head? A yellow unicorn?

A cowardly dunce?

I have stayed away from costume contests ever since. And really, in the Tampa Bay area, the only costume parties for grownups are reserved for debutantes and other members of the local gentry, such as Ye Mystic Krewe of Gasparilla.

Perhaps I’ll just organize one myself with everyone dressing up as their favorite color of crayon. I’ll call it Ye Mystic Krewe of Krayola.

Michael Wright lives in a retirement community in Mulberry where almost everyone dresses up as an old person. If you would like to join Ye Mystic Krewe of Krayola, contact him at micwrighthamo@gmail.com

Lifestyles After 50 • Tampa Bay • October 2018 • page 14

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Lifestyles After 50 • Tampa Bay • October 2018 • page 15

Healthy Halloween Snacks

Recipe

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H

alloween treats needn’t be calorie-laden cavity producers. These Green Party Monsters are downright healthy and their funny little faces are sure to enchant all party guests, young and old. One bite and they’ll be screaming for more.

Green Party Monsters

Ingredients: Green apples, quartered Peanut butter Sunflower seeds Strawberries, sliced Wilton Candy Eyeballs (available at Walmart, Michael’s) Eyeballs may also be made with blueberries and halved mini marshmallows Directions: • Slice the middles out of each quartered apple to create the open mouth.

(A squirt of lemon juice will help prevent browning.)

• Cover the inside of the “mouth” with peanut butter.

• Press sunflower seeds into the top of the “mouth.”

• Place 1 slice of strawberry inside for the tongue.

• Using peanut butter as “glue,” attach the eyeballs.

• Make sure you have a variety of one-, two- and three-eyed monsters.

• Have a Happy Halloween!

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Lifestyles After 50 • Tampa Bay • October 2018 • page 18

October Film

Can You Ever Forgive Me?

By RANDAL C. HILL

A

ttention Melissa McCarthy fans: You’re going to have to look elsewhere if you’re expecting another lighthearted comedy such as Life of the Party or Identity Thief. On October 19th, Fox Searchlight Pictures will be unveiling Can You Ever Forgive Me?, the wacky but downbeat true tale of Lee Israel, at one time a best-selling author.

Here the comic superstar, all but unrecognizable with short hair and glasses, stars as Israel. And did we say that Ms. McCarthy offers a performance possibly worthy of a certain little gold statue next year?

After writing successful celebrity bios of actresses Katharine Hepburn, Tallulah Bankhead, cosmetics queen Estee Lauder and journalist/TV game-show panelist Dorothy Kilgallen during the 1970s and 1980s, Israel finds herself out of favor with current tastes. So much so, that even her agent declares, “Nobody’s going to pay for the writer Lee Israel right now.” Israel is even encouraged to look into some other line of work after

her latest book ends up on the dreaded bookstore discount table.

Israel inevitably falls on such hard times that, by the early 1990s, she’s having trouble scraping together rent money or funds to help her ailing cat. Toss in a growing alcohol problem, and you’ve got a perfect storm of issues that finds the writer turning to a drinking buddy named Jack (Richard E. Grant) for comfort and encouragement.

Israel soon discovers—and nurtures—a cash cow in the selling of letters from deceased famous folks, starting with the legendary Fanny Brice. The only problem? Israel is forging the items. Driven like an addict desperate for his or her next fix, she ends up stealing documents from archives and libraries, copies of which she replaces with forgeries.

As a dramatic actress, the surprisingly able McCarthy turns in a performance that should cause even her harshest critics to reconsider their outlook.

The supporting cast includes McCarthy’s real-life husband Ben Falcone, Anna Deavere Smith (last seen in 2008’s Rachel Getting Married) and, emerging from the

Melissa McCarthy in Can You Ever Forgive Me shadow of Saturday Night Live, Jane Curtin.

Can You Ever Forgive Me? is a biographical drama film directed by Marielle Heller and written by screenwriting partners Nicole Holofcener and Jeff Whitty; it’s based on Lee Israel’s memoir of the same name.

The story picks up in 1991, when the stumbling author is 52 years old. McCarthy, who’s 47, has no qualms about portraying an older character. “I’ve never minded getting older,” she claims. “The older you are, the more interesting you are as a character.”

Lifestyles After 50 • Tampa Bay • October 2018 • page 19

FIGHTER. SURVIVOR. MARSE.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 21

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T

he other day, someone suggested I might add an item to my bucket list, then stared in disbelief when I replied none existed. How was it possible I didn’t have a menu of items to be accomplished before I expire?

Ever since the 2007 movie Bucket List came out, it has become expected that one compiles a list (foolhardy or not) of unfulfilled dreams before one “kicks the bucket.”

The truth is, I don’t want to think about it. Who needs that pressure at this time of my life?

Numerous websites have been set up to help the unimaginative among us compile a collection of reckless feats, risky places to visit, and dangerous things to eat that may or may not actually bring your final day closer to reality.

Seeking inspiration, I perused some of these sites and found them very helpful. My bucket now contains at least 101 challenges I enthusiastically hope never to meet.

For example, I’m sure I can live happily for the rest of my life without the experience of ziplining. The mental image of me hanging from a thin wire makes my shoulders hurt. Ditto for skydiving, hang gliding, parasailing and bungee jumping.

When I was younger, rock climbing or mountaineering held some attraction. Now, the greatest

physical challenge I care to accept is reaching behind my back to fasten my bra.

I love sea life, but I’m not crazy about water. So scratch cliff jumping, swimming with sharks, scuba diving, and surfing. I’ve been whitewater rafting and came away unscathed, save for a mild case of PTSD, so I’d rather not push it.

Despite the fact that it’s landbased, Zorbing (rolling down a hill inside a large plastic ball) serves little purpose except to experience the adrenaline rush of a hamster.

I don’t want to get a tattoo, although it might be interesting to adorn my body with more color variety than just brown spots.

And nix the Brazilian wax. I think I’ve passed the expiration date for undraping on a nude beach.

And if I died tomorrow, would I regret never sampling chocolate covered grasshoppers, being chased by bulls, or taking tuba lessons?

Nope!

Life has been good so far, and I’m thankful for the opportunities I’ve had and the pleasure of visiting many places. But whatever I have left undone is far from mandatory.

So, unless you know someone on the writing team of Saturday Night Live who may be looking for a white-haired intern, I will remain List Less.

Susan Goldfein holds a doctorate in Communication Disorders from Teachers College, Columbia University, and enjoyed a successful career as a clinician, teacher, and consultant. For more essays filled with wit, wisdom and irony, visit Susan’s blog, www.susansunfilteredwit.com. Her book, How Old Am I in Dog Years? may be purchased on Amazon.com and BarnesandNoble.com

The $20 Million Autograph

By TIM ANDERSON

William Shakespeare

Babe Ruth

Marilyn Monroe

D

uring his term as U.S. President, Herbert Hoover received a letter from a young autograph collector requesting two of Mr. Hoover’s signatures. “You see,” wrote the youngster, “I want to trade them for a Babe Ruth autograph and it takes two of yours to get one of his.”

Hoover obligingly forwarded the two autographs and chuckled over the letter for years. One wonders how he’d feel if he knew that it now takes seven or eight Herbert Hoover autographs to get one of the Babe’s. Hoover’s ink signatures are worth around $100 while Ruth’s signature can sell for $800 or more.

Wild West figures are valuable too: Annie Oakley, “Wild Bill” Hickok, Bat Masterson, Wyatt Earp and “Buffalo Bill” Cody have all left signatures on documents that can sell for thousands of dollars today.

Dark ink signatures in excellent condition from Walt Disney, Charles Lindbergh, Betsy Ross, or Dr. Martin Luther King, Jr. can sell for $500 to $1,000.

And those of Indian fighter George Armstrong Custer, ballplayer “Shoeless Joe” Jackson, Sigmund Freud, and Apache legend Geronimo are worth even more.

Today some of the autographs most in demand are those of Hollywood’s great film stars of the 1930s and 1940s. Signed photos of Greta Garbo, Jean Harlow, Stan Laurel, Oliver Hardy, or Marilyn Monroe

are among the most valuable and will cost a collector $1,000 and higher. In fact, Marilyn’s signed 8- by 10-inch photos are now worth a whopping $5,000.

If a fan Annie Oakley writes to a big star today and requests a signed photo, chances are – if one is received at all – it will either bear a machine-imprinted signature or it will be signed by a secretary.

Yet there was a time not long ago when one of Hollywood’s biggest stars took time out of his busy schedule to answer a young boy’s letter. Back in the 1950s, one of my younger collector friends wrote to John Wayne and mentioned that other kids teased him because his first name was Marion. The “Duke” replied that he too was named Marion, and that John Wayne was just a stage name. Then to my happy friend’s surprise, the letter was signed with Wayne’s full birth name: Marion Michael Morrison.

Martin Luther King Because of its rarity, this unusual John Wayne autograph would be worth at least $2,500 if it could be pried from the happy owner’s hands.

Now if you want a signature by William Shakespeare you’ll need some very deep pockets. The English playwright has the most valuable existing autograph in the world. Only six of his signatures are known to exist. Experts predict one could sell for as much as $20 million dollars.

Ironically, if you were to see an actual William Shakespeare signature, you might not be able to read it. Same goes for Napoleon Bonaparte, Salvador Dali, and King Henry III. All tended to scribble when signing their names.

On the other hand, if awards were to be given for autographs that were simple, clear, and easy-to-read, then American Wild West figures Jim Bridger and Calamity Jane would win hands down.

Each signed with an “X.”

Autograph expert Tim Anderson’s articles have appeared in many national magazines including The Saturday Evening Post.

He may be reached at AutographQuestions@Yahoo.com.

Lifestyles After 50 • Tampa Bay • October 2018 • page 23

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Lifestyles After 50 • Tampa Bay • October 2018 • page 26

EALTHLiNE ❤

Aspirin could cause harm Those who take lowdose aspirin and are free of medical conditions (such as cardiovascular issues requiring aspirin use) may want to talk to their healthcare provider before reaching for the tiny little pill.

According to an article in the New England Journal of Medicine, which published the results of a recent large clinical trial begun in 2010, taking lowdose aspirin on a daily basis could do more harm than good.

The trial enrolled more than 19,000 healthy people age 70 and older. The minimum age for African-American and Hispanic populations was lowered to 65 because of their higher risk for dementia and cardiovascular disease. Half the participants were given low-dose aspirin (100 mg) and the rest, a placebo.

Contrary to the popular belief that aspirin can increase longevity, researchers found its use can actually lead to a greater risk of cancer as well as bleeding, primarily in the gastrointestinal tract and brain. Taking aspirin did not affect onset of dementia or physical disability.

“The increase in cancer deaths in study participants in the aspirin group was surprising, given prior studies suggesting aspirin use improved cancer outcomes,” said Dr. Leslie Ford, associate director of clinical research, National Cancer Institute Division of Cancer Prevention. “Analysis of all the cancerrelated data from the trial is under way and until we have additional data, these findings are to be interpreted with caution.”

Probiotic supplements have risks “Probiotic supplements are commonly used to ‘correct’ the balance of bacteria in the digestive

Careful Jumping on the Over-the-Counter Bandwagon system, but most people don’t realize they may be ineffective or even counterproductive,” says Mindy Haar, Ph.D., who serves as Assistant Dean, Undergraduate Affairs at the New York Institute of Technology’s School of Health Professions.

In an article published by NYIT, Haar, a registered dietitian, states these supplements – now skyrocketing in popularity – have questionable benefits and definite risks. They should be not be used as a universal digestive solution; an individualized approach is recommended.

She points to studies by the Weizmann Institute of Science where researchers found the supplements to be ineffective for many and, in some cases, actually worsened conditions, leaving probiotic balance unrestored for as long as five months. Additional findings have linked probiotic supplements to bacterial overgrowth which can increase risk of infection and delay the regrowth of the body’s healthy bacteria.

Haar maintains the simpler and safer approach to restoring probiotic balance is through diet with fermented foods like sauerkraut, yogurt or kombucha tea. Increasing fiber intake also helps.

Lifestyles After 50 • Tampa Bay • October 2018 • page 27

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Halloween

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ilm star James Dean, the cultural icon of teenage angst and rebellion, was known for his bad boy image, good looks, love of fast cars – and early demise.

He died at age 24 in a violent car accident involving his powerful new Porsche 550 SpyBy RANDAL C. HILL der. After his death, the car he affectionately named “Little Bastard” appeared to go on a killing streak, leaving a trail of wreckage in its path. It’s a creepy story so proceed if you dare.

James Byron Dean was born in Marion, Indiana, in 1931, the only child of Winton and Mildred Dean.

After high school, he James Dean at the wheel of his “Little Bastard.” enrolled at UCLA to study drama. Early in 1951, he left school to chase his acting dreams. He moved to New York, won some minor TV roles, and studied method acting in Lee Strasberg’s Actors Studio.

In 1954, director Elia Kazan hired Dean for the role of Cal Trask in Kazan’s forthcoming movie East of Eden, based on John Steinbeck’s novel.

Two more films followed. Rebel without a Cause, his ticket to stardom, had him playing troubled adolescent Jim Stark. In Giant, Dean portrayed a Texas ranch hand who strikes oil and becomes rich.

Away from the movie set, Dean had nurtured a second passion: auto racing.

On September 30, 1955, Dean was behind the wheel of the Little Bastard with mechanic Rolf Wutherich as they roared north from Los Angeles for a race in Salinas. Along the way, a college student named Donald Turnupseed turned his Ford into the Porsche’s path, resulting in a horrific crash. Turnupseed and Wutherich survived, but Dean broke his neck and died at the scene. His ironic final words to Wutherich: “Don’t worry, that guy’ll stop. He sees us.”

After the Dean tragedy, many declared the car was cursed.

Among the claims: The car rolled off a truck and crushed the legs of a nearby mechanic. The engine, transmission and tires were sold to different people who were either killed or maimed in subsequent car crashes. During a high school exhibition to promote safe driving, the Porsche wreckage fell off its display and broke a student’s hip. Finally, the shell of the Little Bastard mysteriously vanished and was never found.

At the time of his death, only East of Eden had been released, and Dean wasn’t famous yet. Rebel Without a Cause—his best-known work—premiered three days after his demise, and Giant wouldn’t open until 1956. But his eerie passing created a tsunami of posthumous worship, and James Dean remains to this day one of the iconic Tinseltown superstars of the 1950s.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 28

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In Tampa Bay 48% of the 50+ market purchased airline tickets in the past 12 months, 53% spent at least one night in a hotel room last 12 months and 45% took at least one trip last 12 months.

AARP reports that Baby Boomers aged 50+ are active travelers, anticipating four or five trips in the next year.

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Required Minimum Distribution Rules Could Change

by DaviD Novak

O

ne of the things that seems to be endlessly irritating to most retired clients I have worked with is being obligated to take Required Minimum Distributions, or RMDs, from their retirement accounts. It seems there is nothing like being forced to take money out of an investment account, and then having to pay taxes on the full amount, that gets their blood boiling.

As a refresher, under current tax law, anyone with a balance in an account that was funded with pretax dollars—most commonly a Traditional IRA or 401(k), but also including SEP IRAs, Simple IRAs, 403(b)s, and other similar accounts—is required to take a minimum amount of the account starting at age 70½. (Technically, one can delay the initial RMD until the year following 70½, but then would be required to take two RMDs in that year.)

The total gross amount of the distribution is taxable income in the year in which it is taken out, and you have the ability to withhold some of this amount for taxes. The distribution can take the form of cash and/or securities (although any amount withheld must be in cash). Basically, the government doesn’t care how you take the value out of your account, just so long as you do, and it can therefore be taxed.

There is a small possibility that this may change, based on an executive order issued in late August by President Trump. Part of the order was directing the Treasury Department to review current rules on RMDs, with one possible outcome being revisions that change how RMDs are calculated. Some analysts have mentioned that it is possible that some combination of raising the age requirement to begin taking RMDs, and/or lowering the required distribution amount, eventually gets implemented.

One point I found interesting is that the life expectancy tables which the IRS uses to calculate RMDs have not been updated since 2002. The current RMD calculation uses these life expectancy tables, along with the previous year-end account balance, to come up with the amount. So, for example, if your year-end account value never changed, your RMD amount would still go up each year, because the tables assume your life expectancy goes down as each year passes.

While I would advise keeping expectations low for any kind of meaningful change in the RMD rules, stay tuned for any further developments in the coming months.

David Novak, CFP® is a Certified Financial Planner™ at Novak & Powell Financial Services in Pinellas County.

Please note: he is not an attorney and this article should not be construed as one offering legal advice.

For information about investment decisions and financial planning, contact him at (727) 451-3440.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 29

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That’s why everyone should be taking full Vault Bricks loaded with five U.S. State Silver Bars before the deadline ends.

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Lifestyles After 50 • Tampa Bay • October 2018 • page 30

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state residents must pay over six hundred dollars for each State Vault Brick.

Not long ago, nobody knew that the only U.S. State Silver Bars locked away in the private vaults of the Federated Mint would be allocated for a limited release to residents in 3 states.

Every single one of the 50 U.S. State Silver Bars are date numbered in the order they ratified the Constitution and were admitted into the Union beginning in the late 1700s.

“As Executive Advisor to the Federated Mint I get paid to deliver breaking news. So, for anyone who hasn’t heard yet, highly collectable U.S. State Silver Bars are now being handed over at just the state minimum set by the Federated Mint to residents in 3 states who beat the offer deadline, which is why I pushed for this announcement to be widely advertised,” said Mary Ellen Withrow, the emeritus 40th Treasurer of the United States of America.

“These bars are solid .999 pure fine silver and will always be a valuable precious metal which is why everyone is snapping up as many as they can before they’re all gone,” Withrow said.

There’s one thing Withrow wants to make very clear. State residents only have seven days to call the Toll Free Order Hotlines to get the U.S. State Silver Bars.

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Silver Bars are impossible to get at banks, credit unions or the U.S. Mint. In fact, they’re only being handed over at state minimum set by the Federated Mint to FL, AL and GA residents who call the Toll Free Hotline before the deadline ends seven days from today’s publication date”, said Timothy J. Shissler, Executive Director of Vault Operations at the private Federated Mint.

To make it fair, special Toll Free Overflow Hotlines have been set up to ensure all residents have an equal chance to get them.

Rapid shipments to state residents are scheduled to begin with the first calls being accepted at precisely 8:30am today.

“We’re bracing for all the calls and doing everything we can to make sure no one gets left out, but the U.S. State Silver Bars are only being handed over at just the state resident minimum set by the Federated Mint for the next seven days. For now, residents can get the U.S. State Silver Bars at just the state minimum set by the Federated Mint as long as they call before the order deadline ends,” confirmed Shissler.

“With so many state residents trying to get these U.S. State Silver Bars, lines are busy so keep trying. All calls will be answered,” Shissler said. n

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to the left in bold and beat the deadline are authorized to get individual State Silver Bars at just state minimum of $59 set by the Federated Mint. That’s why everyone should be taking full Vault Bricks loaded with five State Silver Bars before they’re all gone. And here’s the best part. Every FL, AL and GA resident who gets at least two Vault Bricks is also getting free shipping and free handling. That’s a real steal because all other state residents must pay over six hundred dollars for each State Vault Brick.

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2. Call the Non-Resident Toll Free Hotline beginning at 11:00am at: 1-888-414-3761 Ext.FMS2482 3. If you are a U.S. resident living outside of the states of FL, AL or GA you are required to pay $134 for each State Silver Bar for a total of six hundred seventy dollars plus shipping and handling for each sealed State Vault Brick loaded with five U.S. State Silver Bars. This same offer may be made at a later date or in a different geographic location.

FEDERATED MINT, LLC IS NOT AFFILIATED WITH THE U.S. GOVERNMENT, A BANK OR ANY GOVERNMENT AGENCY. IF FOR ANY REASON WITHIN 30 DAYS FROM SHIPMENT YOU ARE DISSATISFIED, RETURN THE PRODUCT FOR A REFUND LESS SHIPPING AND RETURN POSTAGE. DUE TO THE FLUCTUATING PRICE IN THE WORLD GOLD AND SILVER MARKETS, ORDERS MAY BE CANCELLED OR PRICES WILL CHANGE WITHOUT NOTICE AND STATE MINIMUMS ARE SUBJECT TO AN ADDITIONAL FEE OF NO MORE THAN 2% FOR EVERY $1 INCREASE IN THE NEW YORK SPOT SILVER PRICE PER OUNCE WHEN EXCEEDING $18 PER OUNCE AND SHALL BE APPLIED AT THE TIME THE ORDER IS PROCESSED FOR SHIPMENT. THIS SAME OFFER MAY BE MADE AVAILABLE AT A LATER DATE OR IN A DIFFERENT GEOGRAPHIC LOCATION. FEDERATED MINT 7600 SUPREME AVE. NW, NORTH CANTON, OH 44720 ©2018 FEDERATED MINT P7146A OF20917R-1

n A SNEAK PEEK INSIDE SILVER VAULT BRICKS: Pictured left reveals the valuable .999 pure fine silver bars inside each State Silver Vault Brick. Pictured right are the State Silver Vault Bricks containing the only U.S. State Silver Bars known to exist with the double forged state proclamation. FL, AL and GA residents are authorized to get individual State Silver Bars at just $59 state resident minimum set by the Federated Mint. That’s why everyone should be taking full Vault Bricks loaded with five State Silver Bars before they’re all gone. And here’s the best part. Every resident who gets at least two Vault Bricks is also getting free shipping and free handling. That’s a real steal because all other state residents must pay over six hundred dollars for each State Vault Brick.

Lifestyles After 50 • Tampa Bay • October 2018 • page 31

Book Review

Disrupt Aging:

A Bold New Path To Living Your Best Life At Every Age

Review by KATHy MeGyeRi

A

Authored by Jo Ann Jenkins CeO of AARP 272 pages

s the CEO of AARP, the world’s largest non-profit membership organization dedicated to empowering people 50 and over, Jo Ann Jenkins is uniquely qualified to change the conversation about getting older to one with a more positive tone.

Her focus is directed to three core areas – health, wealth and self – crucial elements in remaining active, happy and financially unburdened. Her book, which chronicles her own journey and that of other disrupters of aging, is basically a cheerleading manual for policy makers, gerontologists and seniors who want to see society’s elder members thrive.

But, she says, we’ve got a long way to go.

For starters, we have to reexamine the negative views we have on aging bodies, gray hair, and wrinkles. And when we have a memory lapse like people of all ages do, must we call it a “senior moment”?

Unfortunately, our healthcare system is failing many of the aged. Only 7,000 geriatricians are practicing in the U.S.; that’s one for every 2,000 Americans over 75. Seven out of ten people 65 and older will need some kind of long-term care lasting 90 days or longer. And one in four over 85 years of age will develop Alzheimer’s disease.

Attention Adults Ages 65 and Older We are seeking volunteers for a research study to see if computerized training improves mental and motor abilities. Study participation takes about 4 months and includes 2 study visits lasting up to 2.5 hours and 20 training sessions of 1 hour each. You may qualify if you: ✔ Have balance difficulties or have had a fall ✔ Do not have any neurological disorders ✔ Have not had a major stroke or brain injury ✔ Do not have dementia or Alzheimer’s disease ✔ Do not plan chemotherapy, radiation, or anesthesia in the next 5 months

The financial challenges faced by some segments of our aging population are enormous. Social Security is the primary source of income for about 50 percent of Americans 65 or older. Half of those over 55 have saved less than $50,000 and half of workers have no retirement savings plan from their employers.

In spite of this dismal picture, there’s hope because of our numbers and our marketplace power, Jenkins says. By 2060, nearly one-quarter of the U.S. population will be 65 or older. Today, if one makes it to 65, he or she can expect to live 19 more years.

And some 106 million of us generate $7.1 trillion in economic activity with grandparents spending $52 billion yearly on grandchildren. We pay for college, buy cars and fund vacations.

Consumers over 50 own the majority of U.S. financial assets.

Science and innovation will create a new reality of aging, and technology will be the driver, helping us to live longer in the best way possible.

But disrupting aging means we have to re-examine our beliefs, and we can’t allow society, media or pop culture to convince us that our senior years are less desirable than our younger ones.

So toss out the hair dye, embrace your age, take pride in yourself and get ready to yell, “Senior Power!”

IMPORTANT

FACT

IN REACHING THE

50+ MARKET: Home Improvement According to the Joint Center for Housing Studies expenditures by homeowners age 55 and over are expected to grow by 33% by 2025, accounting for more than three-quarters of total gains over the decade.

Please contact the USF Cognitive Aging Lab for more information.

Phone: (813) 974-6703 PI: Jerri Edwards, PhD PRO # 00033916

Lifestyles After 50 • Tampa Bay • October 2018 • page 32

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t’s 10 p.m. Do you know where your grandma is? Or what she’s smoking?

Marijuana use is becoming more prevalent among middle-aged and older adults with nearly one of 10 reporting pot use in a newly released study published by the Drug and Alcohol Dependence Journal.

The study of 18,000 people over 50 by researchers at New York University found that 9 percent of adults aged 50-64 and nearly 3 percent of adults 65 and older were indulging.

These new figures, which use data from 2015-2016, demonstrate a substantial increase in marijuana use over the past near-decade when those reporting usage in the 50-64 age bracket was 4.5 percent and the share of adults 65 and older was a mere 0.4 percent.

Attitudes towards marijuana use are shifting in the U.S., and although cannabis users are more likely to be young adults, the Boomer generation is unique.

“The Baby Boomer generation grew up during a period of significant cultural change, including a surge in popularity of marijuana in the 1960s and 1970s. We’re now in a new era of changing attitudes around marijuana, and as stigma declines and access improves, it appears that Baby Boomers— many of whom have prior experience smoking marijuana—are increasingly using it,” said lead author Benjamin Han, M.D., an assistant professor in the Department of Medicine’s Division of Geriatric Medicine and Palliative Care and Department of Population Health at NYU Langone Health.

In addition, some adults who used marijuana in the past year (15 percent of users aged 50-64 and 22.9 percent of those 65 and older) reported that a doctor had recommended it to them, reflecting the substantial use of marijuana for medical purposes.

The study also found that adults who lit up were more likely to also report alcohol use disorder, nicotine dependence, cocaine use, and misuse of prescription medications (including opioids and sedatives) than non-users – a concern since aging bodies may react differently to a drug than they did decades ago. Also, today’s pot is more potent and older people tend to take more prescription drugs.

“Marijuana has been shown to have benefits in treating certain conditions that affect older adults, including neuropathic pain and nausea,” said Han in the report. “However, certain older adults may be at heightened risk for adverse effects associated with marijuana use, particularly if they have certain underlying chronic diseases or are also engaged in unhealthy substance use.”

The researchers suggest that clinicians screen older patients who use marijuana for other substance use to ensure they are educated on the potential risks and complications of using pot, especially with multiple drugs.

Source: New York University

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Lifestyles After 50 • Tampa Bay • October 2018 • page 35

Lifestyles After 50 • Tampa Bay • October 2018 • page 36

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Lifestyles After 50 • Tampa Bay • October 2018 • page 37

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Lifestyles After 50 • Tampa Bay • October 2018 • page1838 17 20

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Seniors getting Together Women Seeking men 4844 - WAnTeD! Fun, cheerful, kind, romantic, active man for easy-going, fit, 5’2”, slender 72 year young at heart. NS, WWF. Likes walking, nature, day trips, romance, music, home life and more. Palm Harbor, Clearwater, Dunedin, Largo.

4846 - ReADY FoR LoVe. I’m a WWF, NS, ND, 70’s. I’m active, caring, looking for an honest SOH, NS, ND, HWP healthy man who likes taking walks and loves to dance to country music and the 50’s & 60’s. Likes sports, have fun getting to know each other. Hopefully becomes a LTR. NS, SD or not. NPR & Hudson areas. Send phone number.

4851 - SWF, HWP, 70. Would like to meet a SWM around my age for a FF relationship.

Someone like myself who is honest and lives by the golden rule. Hillsborough County.

4854 - SWF, 70’S, ATTRACTiVe. nD, nS, iSo gentleman with SOH, to enjoy life. I love to laugh. Do you? I miss that special someone. Write me. Let’s meet. Take a chance. Dunedin area.

4831 - iSo FUn LoVing genTLemAn. 70’s, HWP, prefer widower who misses his wife & has positive feelings toward women. I am 5’7”, 125lbs, SD, W, WW, enjoy all the good things in life. Financially independent. Clearwater, Dunedin, Palm Harbor areas.

4832 - SWF, 67, SeminoLe. Slender, freespirit, jeans type of girl. Would like to meet SWM, 65-72, no baggage/drama, must like music, dancing, able to be sociable/ flexible, NS, HWP. 4835 - Seeking FRienDSHiP with a 60-69 year old male. Athletic, financially secure that likes & knows how to dance & travel & have fun. I am a mature woman, very active, likes to travel, dancing & younger guys. Tampa.

4838 - LeT’S SHARe THe goLDen YeARS. CF, iSo church going gentleman.

Friendship possible. 34287 area.

4823 - DAmSeL in DiSTReSS. Still looking! 74 YO, WF, 5’7”, attractive, slim, blonde, grey eyes, romantic, physically fit.

ISO SWM, Brandon/Tampa areas for LTR and companionship. I am romantic and openly affectionate. Enjoy social and quiet times.

4814 - SWF. 70’S. BLonDe, gReen eYeS. HWP, nD, nS, physically fit. I enjoy life but would love someone special to share it

with. Are you a kindhearted gentleman?

Then contact me. Let’s enjoy life together.

Dunedin/Clearwater.

to be friend, companion and more. Share life, each other, simple things, lunch, day trips, walks and more. Largo.

4119 Seeking HoneST genTLemAn. Former airline stewardess and model, 5’4”, 104 lbs., slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals.

WW. Loves the Lord. Florida.

4836 - WAnTeD. one gooD WomAn. SWm, retired, 70, seeking SWF, 60-70, slender, to share our lives, care for & enjoy each other. Movies, lunch, daytrips, romance, building a relationship. Looking for my special woman.

men Seeking Women

4834 - Seeking ReTiReD WiDoW. Widowed WM, young 70’s, NS, ND, loves RV lifestyle, exercise, country music, theater, movies, sports. Looking for retired lady with similar interests.

4847 - Seeking ReTiReD WiDoW. Widowed WM, young 70’s, NS, ND, NDrg, loves RV lifestyle, exercise, country music, theater, moves & sports. Looking for retired lady with similar interests. Plant City.

4843 - WWm, 60. 5’8”, 155#. Not fat or bald....yet. Look kinda like Jimmy Carter and David Letterman had a son long ago.

Healthy. No medications, alcohol, drugs, etc. Marriage minded. You are 45-75, HWP. I probably enjoy everything you enjoy.

The right person makes most anything enjoyable. I want you for a lifetime. I have a humble home, nice car, simple life. We can travel free on the train as often as we wish. Write today.

4845 - WHiTe mALe, 64, 5’9”, 165. Looking for female 64 to 74 of age. NO smoker, NO drugs. Height & weight proportional. Likes fishing, beach, day trips and romance.

Photo & letter.

4852 - WHiTe nS/nD CHRiSTiAn WiDoWeR. Lost wife. Exceptional inner beauty. ISO WC/WW, 70’s, same qualities.

Romantic music, lover, collector, DJ. Not wealthy. ISO LTR for best friend. The best things in life are free. Sun City Center.

4811 - ACTiVe mAn & ACTiVe WomAn. Healthy 75 yo, HWP, SWM seeks healthy active HWP, SWF for LTR. I am conservative businessman & war veteran. I am a swinger and enjoy the high life. Please include contact info. Your pic gets mine.

4808 - eASY To geT ALong WiTH. Attractive, DWM, NS, 70’s, 5’10”, 170lbs, romantic, honest. Likes travel, exercise, movies, concerts, dining out. Looking for an attractive, good hearted lady for LTR. Dunedin.

To PLACe An AD: Send your ad, stating what edition(s) you would like it placed in, along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed below. Ads received by the 15th of the month will appear in the following issue.

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4853 - HeLLo. My name is Gary. W, S, M, age 70. Honest and secure. Seeking similar female to share 2 br/2 bath townhouse in North Lakeland.

4855 - HeY, SPRing HiLL ReSiDenT with lively interest in ballroom dancing and extensive business experience. We danced at the Rhapsody Ballroom in Tampa. Let’s re-connect. Please write.

4842 - Wm iSo JUST ComPAnY. 67, fit, 6’, 190, gym daily. I seek a fit, attractive, NS woman, who is also seeking company. No drama. Race? No problem. Prefer Pinellas County. Let’s not waste time.

4833 - WRiTe ToDAY, SHARe TomoRRoW. SWm, 69, 6ft, HWP,SoH, nS, seeking SWF, slender, happy romantic

CITY:

(No Charge)

If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confidential.

Name: Address: City: Phone:

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Email:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER NEWS CONNECTION, USA, INC. • PO BOX 638, SEFFNER, FL 33583 Lifestyles After 50 • Tampa Bay • October 2018 • page 39

LOCAL WINDOW COMPANY RANKS AMONG NATION’S BEST WEATHER TITE WINDOWS Named by REMODELING Magazine to its 2018 REMODELING 550 List of America’s Biggest Remodelers Tampa, Florida (5/29/2018) – WEATHER TITE WINDOWS ranks 25th on the 2018 REMODELING 550 list of the nation’s biggest remodelers, WEATHER TITE WINDOWS announced today. The REMODELING 550 brings together the nation’s 550 biggest full-service remodelers, replacement contractors / home-improvement firms, insurance restoration firms, and franchisors. Because the full-service and replacement firms operate so differently, the REMODELING 550 lists and ranks them separately.

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REMODELING, published by Hanley Wood, is the leading publication in the home improvement industry.

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As a result of this prestigious award, WEATHER TITE WINDOWS has been allotted $250,000 in window- and doorreplacement rebates. These rebates are available to customers on a first-come, first-served basis. Call WEATHER TITE WINDOWS today to take advantage of these allotted rebates.

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PER GLASS DOOR PANEL

TRUST MEANS:

NO DOWN PAYMENT • NO INTEREST FOR 5 YEARS Let Weather Tite take the risk and earn your TRUST

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2119 W. Columbus Drive Tampa, FL 33607

Showroom open: Monday-Friday 9am to 5pm, Saturday 9am to 3pm, Sunday by Appointment Only.

CALL FOR A FREE CONSULTATION

813-908-0131 800-640-3161

3128: Subject to qualifying credit approval. Interest accrues during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. Financing for GreenSky® consumer credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, sex or familial status. 6060: Subject to credit approval. Fixed APR of 0.00% for 65 months. For each $1,000 financed, 5 months of $0.00 payments followed by 60 amortized payments of $16.67. Financing for GreenSky® consumer credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, sex or familial status.

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