LIFESTYLE / TRAVEL / LEISURE / ENTERTAINMENT
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RETIREES’ SPENDING PATTERNS REVEALED
MOVE IT OR LOSE IT: WORKOUTS YOU’LL LOVE ADVERTISING FEATURE Sunday, November 20, 2016
Be home by Christmas Purchase a new home at any of the participant Gateway Lifestyle communities and settle by the 31st December 2016 to receive a $5,000 Visa Card*. Hurry, limited offer! Call 1300 361 311 to speak to your nearest sales consultant. Visit our Open Days on Saturday 26th November 2016 from 10:00am to 2:00pm at Aspley and Twin Cedars.
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PLAN TO LIVE WITH PURPOSE Think ahead to ensure a smooth transition to life after work, writes Stephen Nadin MOST Australians understand the need to plan for financial security in retirement, but have you considered your emotional needs? Fear of the unknown leaves many people anxious and nervous as the day approaches when they can no longer define themselves by their job. Transition expert Peter McKnoulty has seen it all before. “Typically, people are not mentally prepared to leave their business or fulltime work,” he said. “Any change gives rise to uncertainty, and the transition from fulltime work is a time of major change and uncertainty,” Mr McKnoulty said. “People fear an unknown future — what will it be like, will I be bored? “They have no vision of what their life might look like; (they fear) a loss of identity and status — who will I be when I am no longer in my business or work?” The founder and chief executive of Transition Planning Australia, who is a long-time partner at Brisbane’s McCullough Robertson law firm, says preparing for retirement will make a huge difference to the ease with which people transition out of full-time work. “A recently retired participant at one of our transition planning workshops was almost in tears as she described the anguish she suffered since leaving work,” he said. “The lack of structure and planned activities made her extremely unhappy. “In the workshop, she relished the chance to take time to consider a range of possible activities in her new life, and the opportunity to brainstorm alternatives with like-minded people.
“The planning process helped to give her direction and confidence in her new life.” There are five keys to happiness in life: financial security; physical health; mental health; social connections; and a sense of meaning or purpose. “Our business or work provides us with activities that help us satisfy these keys to happiness,” Mr McKnoulty said. “However we need to take the time to plan a whole range of activities for our life after business or work, so that we can satisfy these keys to our happiness for the 25 years after business or work. “Typically, we retire in our mid-60s and our life expectancy is into the late 80s or early 90s. So we can expect 25 years of retirement — that’s a long time. “Think back to 1991 — 25 years ago, and think of everything that has happened since then. “That gives you some idea about how long it is and the importance of planning activities to keep you occupied through that time.” More than 60 per cent of Australian business owners are aged 50 years or older, and their identities are closely tied up with their business. “They need to figure out who they are when they’re not an owner of a business,” Mr McKnoulty said. “The same applies for professionals and executives whose identity arises from their work. It can be scary, because leaving their careers can leave a big hole in their life. “It is critical that they create a new life that’s purposeful and rewarding.” Mr McKnoulty said more than 70 per cent of
business owners had the majority of their wealth tied up in the family business, and it was therefore crucial to plan ahead to ensure a successful financial transition. “This can involve developing systems so the business can operate independently of the owners — the business must be a going concern and not a dependent concern; and planning the business transition well in advance of your chosen departure date — at least three to five years out. “This allows time to maximise the value of the business and leave on your terms, with maximum satisfaction both personally and financially,” he said. “Engage a team of advisers to assist you in this process — accountant, financial planner, lawyer, business improvement specialist, and business broker.” Professionals also need to address the practical and financial aspects of retirement, particularly if their dreams include travel or other costly activities. “Seek advice from a financial planner,” Mr McKnoulty said. “Until you have planned what you want to do in your life with your financial planner, you can’t be sure whether you will have enough.”
TAKE FIVE TRANSITION planner Peter McKnoulty suggests five ways to ensure a smooth retirement: 1 See a financial planner. 2 Take the time to plan a range of activities in your life after work — 25 years is a long time. 3 Decide what you would like to do, and what is important to you. This will help you to choose new activities which will give you meaning, purpose, and satisfaction. 4 Spend time brainstorming with others — it’s amazing what possibilities arise in that process. 5 Plan a range of activities which will help to satisfy the five keys to happiness in your life after work.
DISCOVER AUSTRALIA’S LEADING
lifestyle
At Fraser Shores Retirement Villages you’ll enjoy premium, resort-style living that is affordable. Beautifully appointed, spacious, quality award-winning homes situated in the heart of Hervey Bay among stunning landscaped communities. Easy access to five star recreational facilities, shopping, health services and the stunning beaches of Hervey Bay right at your doorstep, you’ll feel at home at Fraser Shores Retirement Villages.
VISIT WWW.FRASERSHORES.COM.AU OR CALL 1800 679 266 TO DISCOVER MORE ABOUT AUSTRALIA’S LEADING LIFESTYLE
DISPLAY HOME OPEN 7 DAYS A WEEK – 8AM TO 5PM FREECALL 1800 679 266 PHONE 07 4124 6246
58 & 100 Nissen Street, Hervey Bay QLD 4655
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Love it or loathe it, social media is here to stay. Tonya Turner explores the benefits of connecting through the most popular platforms, and the pitfalls to look out for. LOVE it or loathe it, social media is here to stay. Switch on the TV and you’ll be told where you can “join the conversation” on Facebook, Instagram or Twitter. Catch up with family and friends, and you’ll hear them discussing things they’ve posted or shared online. If you’re not online yourself, it’s easy to feel out of the loop. Whether you’re an early adopter or someone who finds the everchanging world of online a little overwhelming, one thing’s for sure – seniors are embracing social media with gusto, and discovering the benefits that connection brings. Social media expert Dr Christine Satchell says seniors often aren’t given the credit they deserve when it comes to learning new technology. “It’s a myth that the older generation is technically inept. Too often people imagine a generation incapable of engaging with technology and I think that’s an unfair characteristic,” Dr Satchell, a senior research fellow at the Queensland University of Technology, said. Given the opportunity, older people are quick to embrace technology, she said. “They’re also very good at selfteaching because a lot of these technologies are very intuitive and they’re coming towards it with such passion, especially those who are immobile and suddenly have the ability to engage with the outside world again.” The Australian Bureau of Statistics found that, in 2015, 52 per cent of Australians aged between 55 and 64 used social media, along with 43 per cent aged 65 and over. Digital Lives of Older Australians, a recent report by the Australian Communications and Media Authority, revealed that four in five Australians aged 65 and over use the internet, with 85 per cent of those using it every day. Of course there are some fears around social media, and the internet at large. “(Seniors) can worry about becoming vulnerable to things such as internet fraud and scams and identity theft, but the older generation are often very savvy,” Dr Satchell said. The benefits of social media are many and extend beyond simply keeping in touch. Facebook is a valuable research tool. You can learn more about a prospective retirement community via its Facebook page, for example the Living Gems Retirement Resorts (facebook.com/ livinggemsaus) and Hervey Bay’s Fraser Shores Retirement Village (facebook.com/ frasershores).
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HOW SOCIAL MEDIA SAVVY ARE YOU? Facebook: A great way to stay connected with friends and family of all ages, see their photos and read about what they’ve been up to. You can also follow news sites for the latest in current events, or keep up with goings on at your golf club, local shopping centre, or favourite sporting team. Recipes, jokes, quotes and tips are all big on Facebook. Instagram: You’ll need a smart phone or tablet for this one, as Instagram is an “app” (application) that must be downloaded on to a mobile device. Strongly photo-oriented, it’s great for travel snaps as it provides a way to instantly share photos without emailing large files. Follow your loved ones around the world or post your own adventures with a few simple clicks. LinkedIn: This business-focused networking site helps you stay connected with people working in your field. Great for those who are semi-retired or fully retired but still want to keep in touch or get involved with volunteer work. Twitter: Less about keeping in touch with family and friends and more about connecting with the world around us, Twitter is the news junkie’s social media must-have. All posts must be 140 characters or less, helping to keep “tweets” short and sweet.
EVELYN GRINSTEAD 74, BELMONT
PENNY DOUGLAS 59, SUNNYBANK
EVELYN Grinstead joined Facebook six years ago to keep in touch with her four grandchildren based in Toowoomba and on the other side of Brisbane. “They’re on Facebook all the time. I see lots of little things they get up to I wouldn’t know about if I wasn’t on it,” she said. Photos from polo club meetings, debutante balls and semi-formals have all been viewed and cherished. One of her two children helped her get set up and showed her the basics. She is the carer for her husband Ces, 80, who suffered a stroke 15 years ago. She is also recovering from surgery after being diagnosed with bladder cancer on Christmas Eve, so Facebook has been a portal to the outside world for her. Generally, she only checks the site on her home computer every 10 days or so, but when her daughter and son-in-law went travelling in a camper trailer for three months, she logged on every day. “It was great because I was able to follow them on their trip and we didn’t feel so isolated from them,” she said.
WHETHER it’s on her home computer, iPad or smart phone, Penny Douglas can be found checking in on Facebook and Twitter a few times a day and occasionally Instagram. She first joined Facebook eight years ago out of “curiosity” and because her three daughters were on it. Since then, it’s become a way of staying connected to family, friends and the greater world, not to mention making way for a huge celebration. “I’m turning 60 next year and I kept in contact with a couple of people from school, but through Facebook I’ve reconnected with quite a lot of the girls and because we’re all turning 60 a few of us are planning a reunion and birthday in Greece. If it hadn’t been for Facebook it never would have happened,” she said. As the president of Brisbane Seniors Online, she said staying in touch with family and friends was the main reason older people wanted to use social media. What’s her advice? “Play nice and don’t air your dirty linen.”
Maggie Beer: On Instagram as @maggie_beer, Australia’s favourite foodie posts food pics and recipe links with occasional glimpses of herself with celebrity pals. Ita Buttrose: Ita has 59,000 followers on Twitter, where, as @ItaButtrose, she tweets on issues relating to seniors. Joan Collins: As @joancollinsdbe, the witty star posts pictures from past and present, with occasional amusing glimpses into her private life. Jane Fonda: More than 600,000 people follow @Janefonda on Twitter, where she comments on politics, the environment and showbiz. Kerri-Anne Kennerly: The smiling star posts regularly on Instagram as @kerriannekennerley. Wally Lewis: Go behind the scenes of the sporting legend’s life on Instagram @wally_lewis. Paul McCartney: With 1.1 million fans, the former Beatle shares images from his globetrotting life to his Instagram account @paulmccartney. Olivia Newton-John (left): Keep up with the Australian on Facebook (facebook.com/olivianewtonjohn) where she’s now posting updates on her new album and charity work. Rod Stewart: Posting as @sirrodstewart, the Scotsman’s page is an insight into his glamorous life.
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THINK OF THE MONEY ROYCE WILSON RETIRING to a super-yacht and cruising around the world would rank highly on many people’s ideas of a dream retirement. The reality, according to research commissioned by the Australian Institute of Superannuation Trustees (AIST), suggests retirees tend to enjoy a relatively modest lifestyle regardless of whether they have a healthy bank balance and income or are getting by more frugally. The data surveyed 12 years of data from the Household, Income and Labour Dynamics survey of around 8000
Australian households and showed that in 2014, the median annual expenditure for self-funded retiree households was $30,000; compared against $19,000 for those relying on the aged pension. The results further showed the majority of retirees were not saving any money and suggested some were deliberately underspending, perhaps in an effort to keep money aside for a metaphorical rainy day. AIST chief executive Tom Garcia said the research would help make evidence-based decisions around superannuation policy. “There are a lot of myths and fear around what retirees need to live on. This
study suggests most older households, including wealthy ones, have relatively modest expenditure and, on average, to have the highest financial satisfaction.” The biggest expenses for many retirees were rent or mortgage. About 15 per cent of retirees in 2014 spent an average of $11,500 annually on rent – about 40 per cent of their total annual expenditure. However, the report observed that the generation retired in 2014 was the wealthiest in Australian history, with households in their late 50s holding between 25 and 40 per cent more wealth than their peers in 2002.
EXPENDITURE PATTERNS IN RETIREMENT THE KEY EXPENSE FOR RETIREES OVER 65 ARE GROCERIES AND MEALS EATEN OUT
THE AVERAGE NET WEALTH OF HOUSEHOLDS AGED
70-74
HAS MORE THAN DOUBLED SINCE 2002, FROM
ABOUT
80% OF RETIRED HOUSEHOLDS REPORTED BEING AT OR BELOW
$562,000 TO MORE THAN “MODEST” STANDARD $1 MILLION 15 % OF RETIREES ARE RENTERS 8% HAVE MORTGAGES
The basic level of expenditure was considered
$23,797
FOR INDIVIDUALS or $43,226 for couples THE MEDIAN ANNUAL EXPENDITURE FOR RETIREE HOUSEHOLDS SELF-FUNDED ON AGED PENSION
$30,000 $19,000
Annual expenditure in the 85+ age group increased from $20,017 in 2006 to $27,279 in 2014
Living Gems Over 50s’ Lifestyle Resorts exceed expectations, join the community and see a fabulous future.
A 36 % INCREASE RENTERS ARE PAYING ABOUT
$11,500
See Living Gems Active Over 50s’ Lifestyle Resorts
PER ANNUM ON AVERAGE
CABOOLTURE
THIS IS ABOUT
LOGAN VILLAGE
40%
EAGLEBY SUNSHINE COAST
OF THEIR TOTAL EXPENDITURE
GOLD COAST
TOOWOOMBA
SIZE DOWN, LIVE IT UP AND RETIRE ON YOUR TERMS
www.livinggems.com.au
Call 1800 785 594
Source: Expenditure Patterns in Retirement (August 2016), Australian Centre for Financial Studies/Australian Institute of Superannuation Trustees.
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A FUTURE ON THE BAY What does it take to find the perfect retirement village? Cassandra Houghton reports BABY Boomers have changed the world, and the way we retire is one more aspect of life that this powerful generation has had an impact on. While there is still a place for the traditional aged care home, retirement villages are fast becoming seniors’ accommodation of choice. This new breed of retirement, or lifestyle, villages are mostly vibrant, resort-style community spaces offering freedom, security and as much social togetherness as you wish. These villages are popping up in city, rural and holiday locations, often boasting quality standalone homes or semi-detached villas nestled within lush gardens complete with pools, gyms, spas, tennis courts and the other facilities of the sort found at high-end hotels. Finding one of these places is easy; deciding on which one is right for you to spend what may be the rest of your life in can be difficult. Now happily established in the Fraser Shores Retirement Village in Hervey Bay, Denise and Russell Lewis spent five years researching the often-complex schemes, financial elements, lifestyle components and fees and charges of various retirement communities. “For us, it was a five year journey,” Mrs Lewis said. “We looked into a lot of retirement villages from the border of New South Wales right up to Hervey Bay and west of Toowoomba. We also studied all the different types of schemes available – body corporate, manufactured homes and retirement villages, and we chose Fraser Shores because it offered great protection and security. “Then it came down to lifestyle and services.
Hervey Bay has a great lifestyle with its beaches, perfect climate and proximity to Fraser Island. This one ticked all the boxes.” Mr Lewis said they were in their late 50s when they decided it was time to consider future living arrangements. Then living on acreage in Spring Mountain in Queensland, he said they were seeking a genuine community. “We moved into a community, and that is something that is seriously lacking in many Australian cities these days,” Mr Lewis said. “Our social calendar is full and if we want to travel, we just tell the people at the front desk we’re going to be away. We don’t have to worry about gardeners or additional security; it’s all here.” This flexibility is one
of the main reasons many people choose a retirement village over staying in their own home. The services and facilities are an enticing element of village life, though one which comes at a price. Village living often involves ongoing fees and charges for village maintenance and management, and there will probably be early exit fees should you choose to move on. Despite these stipulations, Mr and Mrs Lewis are charmed with the village life. “Friends queried why we would go into a retirement village,” Mrs Lewis said. “There’s a mental image of old folks in retirement villages getting around in walkers – it’s not like that; it’s freedom. “Actually I think the word ‘retirement’ needs to come out of it and ‘lifestyle’ should be the word because that’s what we were looking for – a lifestyle. We made the right decision – we couldn’t be happier.”
DECISION TIME MOVING to a retirement village is a major lifestyle and financial decision. Before signing any contract, consider these tips: ■ Discuss the idea with close family and friends. With your wellbeing a top priority, they are the best people to help you decide whether the village environment would be a good fit for you. ■ Talk to a financial planner. Discuss a budget and the best way to manage your income and spending for the long term. ■ Research alternative arrangements. Look into accessing home help, government assistance or moving to a smaller house or unit. ■ Make two lists. Write down your must-have features and services, and then a second list of features that would be nice to have, but not absolutely necessary. ■ Shop around. Visit as many villages as possible that fit your location and financial requirements. Ask each operator a list of questions to help you compare the similarities and differences. ■ Ask for the standard factsheet. By law, they must provide one on request. ■ Talk to a legal practitioner. Before signing any contract, take all documents to a lawyer and/or financial advisor. ■ Ask about long term needs. As circumstances change, you may need additional support.
CONTENTED: Denise and Russell Lewis found the community they were searching for at Fraser Shores Retirement Village, Hervey Bay. See facebook.com/fraser shores for a video of this interview.
ROCKER RETURNS ROCKER Suzi Quatro has “done a John Farnham” and announced plans for a comeback tour to Australia. She will be at Twin Towns Services Club, Tweed Heads on February 3 and 4 and the QPAC Concert Hall, Brisbane on February 7 next year. She told everyone it was the last time in 2015. After dozens of tours of Australia over five decades, she was done. But as the months passed following that tour, friends and fans would ask when she was going to play again. So Quatro decided if it was good enough for John Farnham, it was good enough for her to announce that the last time wasn’t in fact, the last time. “I know, I’m doing a John Farnham,” she said. Quatro has since started a “supergroup” with Andy Scott from The Sweet and Don Powell from Slade. Dubbed QSP, the trio will open for Quatro on the upcoming tour. “I’ll be my own support act,” she says. “Only a Gemini could do that.”
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HEART OF THE ACTION From socialising to swimming, a new community centre will help residents of this village stay active and engaged. Chelsea Clark reports A FOCUS on maintaining an active and social lifestyle as we age is the impetus behind a stateof-the-art community centre set to open early next year at The Village Redcliffe. The centre features a 16-seat cinema, four lane bowling green and 15m lap pool and looks set to become the heart of The Village — a retirement community for over 65s situated in the bayside suburb of Rothwell. It’s due for completion in February with The Village’s 300 residents expected to be using the new facilities by March. “I think it’s really important when someone comes to live here at The Village that they are able to maintain all of those social activities they enjoyed when they were in their local communities,” The Village manager Josh Hargans said this week. “Things like meeting up with friends for a drink, watching a movie or going for a quick swim in the mornings — now our residents will be able to do all of those things without having to even get in their cars. “We are a constantly-developing and growing village so it’s really exciting that we are able to bring all of these fantastic facilities direct to the residents.” The new community centre and its facilities will sit directly between The Village’s east and west wings which feature independent living facilities. It will be double the size of the current community centre, with indoor and outdoor
dining options and seating for more than 250 residents, Mr Hargans said. “With the addition of a large kitchen inside and outdoor cooking facilities, including a pizza oven and barbecue, the centre will be perfect for hosting large functions,” he said. As well as the cinema, pool, library and bar, the centre will feature a meeting room, billiards room and club lounge. “One of the features residents are most excited about is the bowling green and the
covered outdoor terrace with seating for over 50 residents that overlooks it,” Mr Hargans said. The Village’s current community centre will be transformed into a health and wellbeing hub for residents including a gym, yoga room, physiotherapy services and a hairdresser. “Once our new community centre opens early next year, our current centre will be getting a makeover and will then be reborn to cater to all of our resident’s health and wellbeing needs.”
MEET AND GREET: An artist’s impression of the new centre at The Village Redcliffe.
If you’re ready to move, why would you go anywhere else? 2 bed villas from $330,000 3 bed villas from $360,000
Final 4 villas selling now!
Time is running out to secure a luxuriously appointed, spacious villa at The Village Redcliffe, the leading integrated over 65s lifestyle community on the peninsula. Whether you’re coming home, looking to meet new friends in a secure neighbourhood or have always dreamt of a bayside retirement – there are only 4 new villas left in Stage 10! Our Village is renowned for its lively, fun atmosphere, outstanding recreational facilities and strong community spirit. With our new, state-of-the-art community centre under construction and all the shopping, healthcare and entertainment options of Redcliffe on your doorstep, there’s never been a better reason to move home. So what are you waiting for? Become a Villager today and take care of all your tomorrows. Call Emma or Marg to book your appointment to view on 3204 1884.
I’d love to know more about The Village Redcliffe, please send me a brochure. Name: …………………………………………………………………………………………………………………………………………… Address: ………………………………………………………………………………………………………………………………………… Phone number: ……………………………………………………………………………………………………………………………… Email: …………………………………………………………………………………………………………………………………………… Call 3204 1884 33 - 101 Buchanan Street, Rothwell
redcliffe.thevillage.com.au
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FRIENDS: Socialising contributes to mental and physical health (left and far left).
JOIN THE CLUB Social engagement is not just fun, it’s also key to ageing positively, writes Chelsea Clark THEY say laughter is good for the soul. If that old adage is true, then the soul of 66-year-old Marilyn Gledhill would seem to be in pretty good shape. Mrs Gledhill is a member of The Vixens, a weekly women’s social group run by residents of retirement community The Village Redcliffe. Each week the 30 members of The Vixens meet up on a Tuesday afternoon for “a cuppa and a chat” and, according to Mrs Gledhill, lots of belly laughs. “We laugh an awful lot when we all get together,” she said of the weekly catch-ups. “We all sit around a long table, chat, tell stories and enjoy each other’s company. Everyone brings a plate and we have tea and coffee and share whatever delicious goodies people have whipped up. It’s a highlight every week.” The Vixens was established around five years ago by residents who wanted a chance to meet and mix with other women in a casual setting. Soon after came the formation of the men’s group, The Fellaz, who also meet weekly - on Wednesday mornings.
Fellaz member Bob Sherwin, 72, said the men’s group also had monthly lunches held offsite where conversation topics ranged from the recent US election to football to caravanning. “We generally go down to a local RSL or club so we can have a relaxing drink before we sit down for lunch,” Mr Sherwin said. “The Village is such a fantastic atmosphere and community but I think it’s still important for a lot of the guys to be able to get out once a month and explore somewhere new.” Mr Sherwin said he was also in the process of planning a behind-the-scenes tour of Brisbane Airport for the group. The Vixens group also have regular luncheons and, Mrs Gledhill said, often welcomed guest speakers who spoke on a variety of topics of interest to the group. But despite the fact the two groups often plan the same types of lunches and outings, both Mrs Gledhill and Mr Sherwin are adamant the Vixens and Fellaz will remain separate groups. “No, the men have their time and we have
ours and we’re happy to keep things that way,” Mrs Gledhill said. Mr Sherwin said The Fellaz refered to their weekly meetings as “sacred time” and, to some men, it was important no women were involved. “Some guys really love the fact it’s just us guys,” he said. “They may have lost their wife or just don’t feel comfortable being themselves in a mixed setting.” These social connections provide residents at The Village Redcliffe with more than a few laughs and a weekly cuppa with their mates. According to mental health organisation Beyond Blue, older people with strong social networks enjoy better physical and mental health, and greater independence. Survey data collected by Beyond Blue over the course of the past 10 years shows the number of Australians feeling lonely is increasing over time. Their data shows in any given year, one in 10 people will experience a period of loneliness. “Building and maintaining good social connections at any age is important, but as people get older, the risk factors for experiencing loneliness increase,” a Beyond Blue spokesperson said. “Having meaningful contact with other people and being part of a community can help you feel more positive and avoid loneliness.” Josh Hargans, manager of The Village Redcliffe, said such groups were an important part of the community’s commitment to the health and wellbeing of its residents. “When people come to live here at The Village, they have often left their own social and community groups behind so it’s important we are able to provide an alternative for them,” he said. “The groups are run by residents for residents and because of this, we’ve found they really take ownership which is great.”
Retirement luxury isn’t out of reach... it’s just around the corner.
BRAND NEW
Everyone deserves to retire in style The Village Yeronga is Brisbane’s leading luxury retirement village. The superb facilities include a heated indoor swimming pool, gym, restaurant, private cinema, café, communal veggie garden and more. Building 5 features modern 2 and 3 bedroom spacious apartments with high end fixtures and fittings, and your new home can be secured with a $10,000 deposit until settlement (May 2017). Make sure you don’t miss out on this opportunity.
3 bedroom apartments
from
$549,000!
There are also a handful of resale apartments available that have been stylishly refurbished and are ready for immediate occupation. You could be celebrating the New Year at The Village Yeronga. Call Kathy today to make an appointment to view.
Call 3892 5454 Open Tue to Sat 10am - 4pm, 15 Cansdale Street, Yeronga
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yeronga.thevillage.com.au
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WIDE-OPEN SPACES FOR OVER 50S
EASY LIVING LIFESTYLE ON OFFER
SETTING Claremont Resort apart is the accent on spaciousness in every aspect of the resort, with wider roads, bigger blocks, and larger, superior quality homes, says sales manager Glenn Richardson. Mr Richardson said the resort was a comfortable gated community, surrounded by wide-open green spaces and where the houses were all separated by at least 4m and Colorbond fencing. “At Claremont, flexibility and affordability are the keys,” he said. “We have our own unique plans which can be personalised to suit your individual wishes, or, like many clients do, you have the freedom to design your own home. “We are totally pet friendly and caravan/RV friendly and caravan/RV storage is free at Claremont.” “With Claremont’s last ever land release of just 20 blocks, there are limited premium blocks available. “Just $1000 will secure your block and Claremont
FRASER Shores Retirement Villages at Hervey Bay offer affordable luxury retirement living for the over 55s. Beautifully appointed, award-winning, quality brick and tile homes are nestled within landscaped communities surrounded by resort-style recreational facilities where people can relax, socialise and enjoy a secure, safe and peaceful lifestyle. Features include a formal reception area, coffee and club lounge, kitchen, large auditorium, library, stage and dance floor, licensed club bar, formal lounge areas, outdoor barbecue areas, baby grand piano and organ, craft and computer room, fitness centre, swimming pool and a full-size bowling green. Homes have won HIA Top Homes of the Year awards for design, character and for representing the best value-for-money homes in Queensland. There is a wide selection of spacious two and three-bedroom homes including an executive model with three bedrooms, two ensuites and a hobby room.
offer temporary accommodation within the resort for those who are building with us. “Our invitation is come feel the atmosphere - this could be your new beginning.” Tel: 3489 3388 claremontresort.com.au
Residential features include non-slip front and rear patios, large modern kitchens with ample storage, built-in wardrobes, spacious bedrooms and living areas, security screens on all windows and doors and a 24-hour emergency call system. All homes are built at ground level with no steps and provide easy scooter access. Wider shower access is available for those with disabilities or needing assistance. Tel: 4124 6246 frasershores.com.au
INDEPENDENT LIVING AT ITS BEST
DOWNSIZING WITH OPTIONS
GATEWAY Lifestyle national marketing manager Janine Spencer invites people to enjoy independent retirement living in a vibrant and friendly community. “Gateway Lifestyle Aspley is set in a convenient location, just 30 minutes from Brisbane CBD, and only minutes from medical centres, shopping centres, transports and much more,” she said. Ms Spencer said last month, residents were surprised with a new Mercedes Benz Sprinter bus donated to the community by Gateway Lifestyle. “The morning was filled with cheers and excitement and it was great to see so many happy faces,” she said. “Come and visit Aspley and find a variety of home designs suitable for every lifestyle and every budget.” Ms Spencer said alternatively, if people wanted to be in their new home sooner, Gateway Lifestyle Aspley had ready to move into homes starting at $280,000. “And the best of all, no stamp duty, no exit or entry
DOWNSIZING is a traditional retirement or preretirement exercise designed to free up capital so people can boost their retirement savings or fund travel or other enjoyable experiences. Downsizing no longer has to mean moving into a gardenless, one-bedroom unit. In fact, at GemLife Bribie Island, people can downsize their home for an upsized lifestyle, according to general manager Adrian Puljich. “An over 50s active lifestyle resort, GemLife Bribie Island lets you enjoy all the benefits of downsizing without the traditional downsides,” he said. Each of the resort’s spacious two or threebedroom homes come with premium fixtures as standard and there are five-star facilities on site including a spa, pool, bowling green, library and bar, Mr Puljich said. “Four-legged friends are welcome, there’s room for your recreational vehicle, and the resort is securely
fees and no strata or community levies, so you can save and enjoy the benefits of independent lifestyle living,” she said. Tel: 1300 361 311 gatewaylifestyle.com.au
gated for your security and peace of mind. This dream lifestyle is downsizing done right – and it’s available to you even if you’re still working,” he said. Mr Puljich said interested buyers would be pleased to learn there were no entry or exit fees, and people retained 100 per cent of their capital gains and could sell at any time. Tel: 1800 193 177 gemlife.com.au
SHOWCASE OF LOGAN LIFESTYLE
RESIDENTS MAKE MOVE TO RESORT
CELEBRATE Logan City’s diverse lifestyle at the Logan Lifestyle Expo next weekend. The expo, with free admission, will be at Greenbank RSL on Saturday, November 26 and Sunday, November 27 between 10am and 2pm. View the newest trends in lifestyle living with more than 40 exhibitors from areas such as health and fitness, cars, 4x4s, hot rods, caravans, boats, travel, local businesses and community services all showcasing how they create a Logan lifestyle. There will be entertainment, giveaways, competitions to win a cruise and a special presentation from author and over 50s finance expert, Rachel Lane, sharing her knowledge on the upcoming pension changes to come into effect on January 1 next year. The seminar is on Saturday from 10.30am and will cover what the new asset test calculations will be and how they may affect pensioners. Plus, there is an opportunity to view the new-look
THE first residents have moved into Palm Lake Resort Cooroy-Noosa. Geoff and Barb Cowan were joined by Jim and Carol Walsh earlier this month. There was much jubilation when both couples opened their front doors and dusted off packing boxes to begin their new life in the resort. Celebration drinks and a shared dinner began the new friendship. Mr and Mrs Cowan (pictured) were the resort’s first unconditional buyers and prior to the settlement of their home, they had made contact with Mr and Mrs Walsh. The resort is now selling stage two homes off the plan and will be hosting an official opening of their country clubhouse pavilion and recreational wellness centre on Saturday, November 26 from 10am to 3pm. Contact the sales office for more information or to register interest in attending. Tel: 1800 885 851 palmlakeresort.com.au
Greenbank RSL precinct after its multi-million dollar refurbishment. The Greenbank RSL is at 54 Anzac Ave, Hillcrest. Tel: 3800 7746 loganlifestyleexpo.com.au
CHANGE FOR THE BETTER
NEW VISTA TAKING SHAPE
ACCORDING to Opal by Living Gems residents Marilyn and David Doecke (pictured), people don’t need a plan to have the perfect retirement; they just need the courage to take the steps. About three years ago, the couple made a spontaneous decision to change where they lived and said it was the best thing they had done in recent years. Mrs Doecke was a little sceptical but after looking at the development website and site plans, she agreed to look at the resort and see a partially completed display home. “We couldn’t believe our eyes,” she said. “The display home was as we had dreamt, a Jabiru on Bottlebrush Rd with a spectacular view.” After their son advised them to put a deposit on the house right away, Mr and Mrs Doecke sold the family house and moved into their new home. Mrs Doecke said this spontaneous decision was out of character for them.
WORK is continuing at a rapid pace on the ParqueVista on Seville retirement living development at Holland Park. Emerging high above the treetops, the apartment development is on track for completion by May 2017. Positioned in a central location close to Brisbane city and the southern suburbs, ParqueVista offers convenience and choice. Managed by Southern Cross Care, ParqueVista residents will enjoy the highest level of interior finishes in a selection of beautifully-appointed apartments, retirement living general manager Wayne Gredig said. “Stainless steel Smeg appliances, high spec cabinetry and stone benchtops make a statement in the modern kitchens, with delightfully spacious balconies and patios bringing the outside in,” he said. Community facilities include a residents’ lounge, multipurpose rooms, library, men’s’ shed, theatrette, gym and craft rooms.
“We are glad we went with our feelings. We advise anyone who is thinking of moving to a lifestyle resort to look forward to something new rather than regret what is left behind,” she said. Tel: 1800 785 594 livinggems.com.au
“A beautifully landscaped swimming pool, spa and village green area will provide for memorable on-site recreational gatherings with a wonderful sense of community,” Mr Gredig said. “For peace of mind, the well-respected Duhig Village Residential Aged Care Facility is co-located offering further first-class accommodation and care right on your doorstep — a very comforting thought.” Tel: 3422 3866 parquevista.com.au
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HEALTHY CHOICES ON THE MENU
85
CELEBRITIES CELEBRATING THEIR 85TH BIRTHDAY THIS YEAR WERE: Robert Duvall January 5 Mikhail Gorbachev March 2 Rupert Murdoch March 11 William Shatner March 22
A good diet is key to ageing happily and well AS your body changes with age, so your diet needs to change too. According to Nutrition Australia, a shrinking appetite or reduced ability to buy and prepare healthy foods can mean that many older people don’t get enough essential vitamins, mineral and fibre. It is important to use every meal and snack as an opportunity for maximum nutrition. Trying new tastes can make eating more interesting, boosting your intake of vital nutrients. The team at beefandlamb.
com.au has shared some summer recipes created specifically to meet the nutritional requirements of people over the age of 50. Beef and lamb are good sources of protein, while zinc and iron are crucial for immunity and energy. Muscle health is critical for healthy ageing, and a combination of protein-rich foods and weightbearing exercise is required for sustaining muscles. Zinc is important for maintaining a healthy immune system, which is crucial for fighting infection.
Don King August 20
CAPTAIN: William Shatner visited Australia last year with his one man show Shatner’s World.
John Le Carre October 19
Beef sirloin superfood salad IF you’re cooking for two, this recipe will produce enough for dinner and for tomorrow’s lunch. Prep time: 15 minutes Cooking time: 15 minutes Serves: 4 INGREDIENTS 4 x 180g sirloin steaks 1 tbsp olive oil 1 tbsp fennel seeds, crushed 1/2 tsp cracked pepper 1/2 tsp dried mint 1/2 bunch kale, finely shredded 1 cup red cabbage, finely shredded 1 cup green cabbage, finely shredded 1 large carrot, peeled into ribbons 1 large zucchini, peeled into ribbons 2 tbsp pepitas 2 tbsp almonds, roughly chopped 2 tbsp tahini Juice and zest of 1 lemon 1 tsp honey Fresh mint and coriander
METHOD 1 Heat a large lightly oiled nonstick frying pan over mediumhigh heat, rub steaks with oil, and then sprinkle with fennel seeds, mint, cracked pepper and sea salt. Cook steaks for 3 to 4 minutes each side for medium rare, or to your liking. Set aside to rest for 5 minutes. Thinly slice steaks. 2 Combine the kale, cabbage, carrot and zucchini in a bowl. 3 To make the dressing, combine the tahini, lemon juice and zest, honey and 1 tbsp water in a bowl. Season and whisk to combine, adding a little more water if necessary. 4 Drizzle salad with 2/3 of the dressing and toss to coat. Top salad with sliced beef, drizzle with remaining dressing and sprinkle with pepitas, almonds, and herbs, to serve.
DISCOVER GEMLIFE...
ACTIVE LIFESTYLE LIVING OVER 50’S RESORTS
Resort Features and Facilities include: RETAIN 100% OF CAPITAL GAIN NO ENTRY OR EXIT FEES FIVE STAR RESORT ON-SITE MANAGEMENT CARAVAN & BOAT STORAGE PETS WELCOME SECURE GATED COMMUNITY NO HIDDEN LEGAL FEES
www.gemlife.com.au Enquire today to discover how you can secure your own home and enjoy resort-style living with GemLife at our Queensland resorts. V1 - BCME01Z01BS
1800 193 177
1800 910 278
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MAKE YOUR MOVE Keeping fit can be fun. Hannah McDonald explores the hottest workout trends.
STRONG BODY HEALTHY MIND RESEARCHERS at the Queensland Brain Institute in Brisbane believe dementia can be reversed through exercise and they are working to determine precisely how much hard work makes for a healthy brain. Professor Perry Bartlett said research by The University of Queensland had shown physical activity could “dramatically reverse cognitive loss” in mice. “But the surprising thing was it wasn’t just depending on how much exercise you did; it was in quite a tight window,” Prof Bartlett said. “There was a sweet spot of exercise. Too much was just as useless as too little.” The researchers are seeking volunteers aged 65 to 85 for the landmark study with the hope of developing clear public health guidelines for warding off dementia. Prof Bartlett said participants would be separated into three groups, each given a different exercise schedule ranging from moderate to high intensity for six months, with the researchers using magnetic resonance imaging to track changes in the brain. Community members, especially those who can attend exercise classes on campus at St Lucia, are encouraged to register their interest at qbi.uq.edu.au/exercisestudy
Kai-Bo AT the Green Apple Wellness Centre at Bald Hills in Brisbane’s north, seniors gather to punch and kick their way to fitness. Managing director Victoria Gill says that Kai-Bo — or shadowboxing — is strictly non-contact and uses the movements of martial arts to deliver fitness, functional strength, balance and coordination, while also whittling the waistline. “The movement of twisting the body around from side to side creates a horizontal rotating action that encourages excellent waistline work,” Ms Gill said. “Kai-Bo participants tell me movements like shadow kicking and boxing releases built-up tension and stress, which is another fantastic added benefit.” Fitball drumming Take a giant exercise ball, a pair of drumsticks and a sense of rhythm and prepare for a fun and effective workout. Ms Gill says that fitball drumming combines core work with coordination and concentration as participants drum to the beat of the music. “Time flies in a class like this because the fun generated is tangible,” she said. “One of the reasons people over 55 like this class is because they do not have to be able to get down on the floor and up again, which is often a limiting factor.” Barre Concept Older exercisers of both sexes can benefit from this balletbased workout.
“Barre Concept combines the lengthening and strengthening elements of pilates with many of the movements dancers use,” Ms Gill said. “Most people think Barre Concept is for females, but it is an excellent activity for men because it addresses the fascia, turning the tougher connective tissue into more elastic tissue that allows the body to move more freely.” Functional strength training Brisbane-based personal trainer John Bawden has seen great results for older clients from functional strength training, which relates closely to everyday activities. “The exercises are done standing and closely replicate daily lifestyle movements such as pushing, pulling, bending, squatting, twisting, carrying and lunging, all while using a resistance,” Mr Bawden said. “You only need two to three weekly sessions of 20 minutes each and you can improve your
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strength, balance, agility, bone density, flexibility and muscle mass. “It is important to get good instruction on what to do as there are some specific do’s and don’t’s for strength training of older adults.” Zumba Gold Dance-based fitness has a fun factor that attracts exercisers of all ages. Kirstie Whitmore teaches Zumba Gold at Brisbane City Hall’s 50 Plus Centre and says each class feels like a party. “Zumba Gold takes the Zumba formula and modifies the moves and pacing to suit the needs of older participants who want camaraderie, excitement and fitness as a regular part of their weekly schedule,” Ms Whitmore said. And the benefits are not just physical. Ms Whitmore explained that learning new steps challenged the ageing brain, while friendships formed during classes were great for participants’ mental health.
Saturday 26th & Sunday 27 th November 10am Ð 2pm GREENBANK RSL 54 Anzac Avenue Hillcrest
Over 40 exhibitors including caravans, boats, cars, 4x4s, travel, push bikes, health and fitness, and much, much more! Proudly brought to you by
Phone 3803 0674
Phone 3800 7746
Are you ready for upcoming pension changes? FREE presentation from finance expert Rachel Lane. Saturday 10:30am
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GARDEN YOUR WAY TO GOOD HEALTH Come rain or shine, time spent planting, weeding and digging yields results when it comes to mental health and wellbeing writes Cassandra Houghton A SUNNY patch of earth, water and a few seedlings or herbs may be all you need for a boost of health and wellness. As many people look to alternative therapies to manage their stress levels, the act of gardening is proving to be one of the more effective forms of relaxation, especially for an elder generation who may find regular exercise a challenge. A 2009 Norwegian study showed therapeutric horticuture could significantly decrease severity of depressive symptoms, and improve attentional capacity over a 12-week period. These findings were confirmed by a 2011 article in the Journal of Health Psychology, which found gardening outdoors for 30 minutes can result in a drop levels of the stress hormone cortisol. We need not look too far from home, however, to find evidence that gardening can promote relaxation. Cath Manuel, who runs the Sunshine Coast-based Soil to Supper horticulture program, said she had witnessed firsthand the benefits that gardening can offer to seniors’ physical and psychological wellbeing. “In my experience, gardening reduces stress and also assists with reducing confusion, which is great for people with dementia,” she said. “It also offers physical health improvements and helps older people keep active, increase their strength and flexibility, and improve their fine motor skills.”
GREEN THUMBS: Prize-winning gardeners Lexie and Arnie Henseleit of Toowoomba. Ms Manuel developed Soil to Supper in 2011 after realising the need for more people to enjoy the experience of connecting with nature to grow, harvest and prepare healthy food. Horticulture therapy programs are delivered inhouse or through aged care residential centres, among other places, and are customised to suit clients’ needs and abilities. “One of the things I love about our gardening groups is the instant improvement in people’s emotional state once they head out to the garden and spend time outdoors,” she said. “I notice this mostly in people living in aged care — especially with my gardeners in memory support units for dementia care, as there’s a great change in them once we get to the garden. “They love to dig in the dirt, savour the scent
THERAPY: Cath Manuel (right) works with older people to share the benefits of gardening.
of the flowers and enjoy nature and a few social laughs. “I’m also told by carers that the people who participate in the gardening activities are less stressed, calmer and more social after the sessions.” Toowoomba residents Lexie and Arnie Henseleit agree. They have enjoyed the tranquil nature of tending to their award-winning gardening, as well as the renewed social energy the competition creates each year. “I find gardening immensely relaxing, and I get a lot of satisfaction from working on ours,” said Mr Henseleit, who lives at the Village on the Downs. “I mainly tend to our corner block garden, with Lexie’s advice, and she works in our pergola area. “We grow vegetables and flowers — vibrant annuals like pansies, violas and snap dragons — and also have an arch encased in white Jasmine.” The couple, who won the best novice garden section in The Chronicle Garden Competition at the Toowoomba Carnival of Flowers this year, had sage advice for people wanting to start their own garden but not knowing where to begin. “Good soil is crucial – use lots of organic compost and natural fertiliser,” Mr Henseleit said. “Then think it out. Choose plants that will stay there and work around them. You need to feed everything regularly to grow good blooms.” After much success with Soil to Supper, Ms Manuel said growing a healthy garden was not hard to do, and her favourite tip was to dream big, start small. “Start with a plan, considering things like how much time you have and how much space you have to grow in,” she said. “Most importantly though, allow gardening to be a joyful part of your life, not another chore that needs doing. “Gardening is a therapy and you’ll feel all the benefits that connecting with nature brings when you enjoy the process.”
IRISH SINGING STAR DANIEL RETURNS DOWN UNDER IRISH entertainer Daniel O’Donnell has two dates at the Twin Towns Services Club, Tweed Heads next March. The easy-listening singer, who turns 55 on December 12 next month, will appear with special guest Mary Duff on March 16 and 17. He has enjoyed tour and chart success in Australia and New Zealand for a number of years and earned himself a loyal following that stretches across both countries. The singer was awarded an honorary MBE in 2002 for services to the music industry, and
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has an immense chart history with both record and video sales. To date, he has had 20 UK chart albums and 14 UK Top 10 music videos. His most current video release, Songs Of Faith, topped the UK music charts and is the only artist to feature in the UK album charts in each of the last 20 years. A native of Kincasslagh, County Donegal, his concert appearances have taken him from London’s Royal Albert Hall and Dublin’s Point Depot to New York’s Carnegie Hall and Sydney’s Opera House.
DIG THIS EARLY most Saturday mornings, while the dew is still visible on the lettuce leaves, members of the Palm Lake Resort Upper Coomera Garden Club wander down to the resort veggie patch to tend to their prized garden. Club secretary Barbara McIntyre says the vegetable garden was set up some time ago and has grown over time, as has the enthusiasm of the resort’s Garden Club members. “President Barbara Bartholomew and her husband Ron, who is the garden’s foreman, plus another seven members comprise the club, which meets every alternate Saturday to do whatever is needed,” Ms McIntyre said. “This includes the planting of seedlings or seeds, weeding and general maintenance, and we have a roster for watering as well. “Our three male members are available for heavier work such as digging in the compost.” All types of fruit and vegetables are grown in the garden, with produce growing now including cabbage, pac choy, broccoli, tomatoes, potatoes, cucumber, peas, chokos, sweet potatoes, spring onions, red onions, beetroot and chives, as well as most herbs. “A magnificent lemon tree is also coming into bloom again after a very generous crop earlier in the year,” Ms McIntyre said. Along with weeding, replenishing and tending to the compost bin, new ideas and ways of growing crops are discussed and tried by club members during their morning activity. Once the garden has received a little bit of love, members amble over to the clubhouse for a cup of coffee and a further catch-up to see what each member would like to plant for the coming season. Other residents also pitch in, getting rid of their kitchen food scraps in the compost bin and helping to sprinkle a bit of water on the garden as it needs it. Residents interested in joining the Palm Lake Resort Upper Coomera Garden Club are invited to join in with members on any Saturday morning, or inquire at reception.
SPECIAL APPEARANCE BRITISH ska legends, The Specials, will return to Australia next year, stopping off in Brisbane in March. It will be the band’s first Australian shows since 2012 when they played a string of theatre dates along with Bluesfest, Byron Bay. Already announced to take the stage as part of the Melbourne Zoo Twilights series, along with appearances at Golden Plains and WOMADelaide, The Specials will be performing at The Tivoli on March 15. Formed in Coventry in 1977, The Specials are one of the most influential groups in UK musical history, earning seven consecutive UK Top 10 singles between 1979 and 1981, propelling their first two studio albums, The Specials and More Specials, to gold certification. Since they re-formed in 2009, they have gone on to perform at some of the most iconic festivals globally, from Coachella and Glastonbury to 2009’s Splendour In The Grass, even closing the UK Summer Olympic Games Festival in 2012 with Blur and New Order. With seven studio albums, five live albums and two EPs under their collective belts, The Specials will be performing songs from their extensive back-catalogue, including crowd favourites like Gangsters, A Message To You Rudy and Ghost Town.
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Lu me MES Ho AY HO PL DIS
Voted Australia’s No.1 Retirement Destination
Clubhouse Grand Opening Open Day - Sat 26th Nov. 10am to 3pm Entertainment - Lunch - Prizes. Call 1800 885 851 to rsvp. At Palm Lake Resort Cooroy-Noosa you will find extensive world class facilities, loads of free activities, sense of community, peace of mind security and new found friendships. Homes are modern and upmarket to match this unique location right in the heart of the Noosa Shire which is considered a hot spot for retirees.
At Palm Lake Resort Cooroy-Noosa You’ll Find • • • • • • • • • •
Ten Pin Bowling Alleys Undercover Lawn Bowls Green with Clubhouse Tennis Courts with a Grand Stand Luxurious Cinema Art & Craft Room Relaxing Lounges both Inside and Out Commercial Kitchen Bistro Dining Room Café Area
• • • • • • • • •
Bar Dance Floor Stage Library with Computers and Free Internet Billiard Tables Games Area and Darts Outdoor Tropical Resort Style Swimming Pool Outdoor BBQ and Entertainment Areas Outdoor Spa
• • • • • • • • •
Free Wifi in Clubhouse Lounge Gym, Sauna and Spa Heated Indoor Swimming Pool Fitness Centre Community Garden Workshop Undercover Caravan Wash Point Golf Simulator Room Recreational Vehicle (RV) Homes
No Entry or Exit Fees 19 Trading Post Road, Cooroy QLD 4563 Phone: 1800 885 851 Email: salescooroy@palmlake.com.au
www.LiveAPalmLakeLife.com.au
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