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of Online Land Mine This powerful movie reconnects the audience to a time not easily forgotten
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THE NEWS RECORD / UNIVERSITY OF CINCINNATI MONDAY, APR. 17, 2017
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‘Tax Day’ protest over Trump’s tax returns
Student comes to UC after pro ultimate
JUSTIN REUTTER | NEWS EDITOR
frisbee career DAVID WYSONG | SPORTS EDITOR
Athletes go through many ups and downs, and Maggie Kennedy has had her fair share of both. Kennedy, a third-year journalism student at the University of Cincinnati, was a multi-sport athlete at her high school in Chicago, but ultimate frisbee is the one that stuck. It was not until her junior year that Kennedy began playing ultimate frisbee, but her experiences in track, cross country, soccer and basketball prepared her to find success in a new sport. “It was kind of seamless, which is crazy. For me, it was a seamless transition,” Kennedy said. After her senior season, Kennedy wanted to move on to the next level by trying out for the 2014 USA’s junior world team, which competes abroad in the World Junior Ultimate Championships. Prior to the tryout, Kennedy hit a bump in the road. “Three weeks before that, I ended up getting mono, pneumonia and a lung infection,” Kennedy said. “The doctor was like, ‘No way, you’re not going to this tryout. You’re super, super sick.’ [I] was in the hospital, and I was like, ‘No, I already committed to this.’” The tryout did not go well. “It was terrible, as you can imagine. I was so sick, it was just dreadful,” Kennedy said. After high school, Kennedy took her talents to the University of Wisconsin where she found success automatically, becoming a starter for an ultimate frisbee team as a freshman in 2014-15. Despite being too unhealthy to make the junior team, Kennedy tried out for the USA’s Women’s Under 23 World Games team during her freshman season. This time, she made it. Kennedy traveled with the team to London for the 2015 World Ultimate Championships. “Being in an environment like that and with teams from countries all over the world, Colombia was there, Japan, it was just crazy,” Kennedy said. “The fact that we all came together for this sport that’s not very well known, yet so many people are playing it, it was very humbling and I was very lucky,” she said. During the championships, however, Kennedy fractured her tibia in a match while scoring, her second fractured leg bone while playing frisbee, and after the game she needed to find a way to relieve her pain.
PHOTO PROVIDED
Maggie Kennedy. SEE FRISBEE PG 4
JUSTIN REUTTER | NEWS EDITOR
Malcolm Robinson, chair person of economics at Thomas Moore College speaks at the Tax Day Protest on April 16, 2017.
April 15 marks the annual tax deadline for Americans. The activist supergroup “United We Stand, Cincinnati and Northern Kentucky” chose this day to hold a protest on President Donald Trump’s fiscal priorities and his choice not to release his taxes. Dr. Malcolm Robinson, chairperson of the Thomas Moore College Economics Department, delivered the keynote speech. “About 90 percent of Americans hold year after year that it is every American’s civic duty to pay their fair share in taxes,” said Robinson. “And the converse of this is that Americans do not think it is smart, as Donald Trump told us he is, to avoid paying taxes. It is unethical.” The three main sources of federal revenue are the personal income tax, the social insurance tax and the corporate income tax. Almost half of federal revenue comes from the personal income tax, but about one third of federal revenue comes from the social insurance tax, which is often known as the payroll tax. This funds social security, Medicare and unemployment insurance. “The payroll tax is officially paid jointly by
workers and employers,” said Robinson. “But studies show that workers really pay the whole tax because employers fund their share by paying their workers less.” Robinson also attacked Trump’s pledge to boost defense spending by 9 percent in 2018 by spending $54 billion more on and cutting $54 billion from non-defense discretionary (NDD) spending. Defense spending currently makes up 54 percent of discretionary spending, about 16 percent of the total budget. Nearly half, around 10.5 percent, of NDD health spending is spent on hospital and medical care for veterans. NDD spending is at an all time low, at about 3 percent of total US gross domestic product (GDP) in 2016. UC Democrats President Aditya Roy-Chaudhury and UC Republicans President Johnny Derringer agreed that military funding should be cut, although for different reasons. “Increasing the military budget makes no sense whatsoever,” said RoyChaudhury. “We have the greatest military in the history of the world. We are more powerful than any other country in the world. We need to keep that money here at home and invest in other sectors, such as increasing the [National
Institutes of Health] budget, student loan programs, space exploration and infrastructure.” While he sees the pros, Derringer is wary of increased spending. “Although I love to see a budget devoted to military spending that helps destroy the evils of ISIS, I believe we need to reduce spending in all categories in order to start paying off our massive debt,” said Derringer. “There are serious consequences if we do not start reducing our debt.” Another point of the protest was in raising the federal minimum wage to $15 an hour. “Republicans complain about people ‘living off the government’ and they ‘should get a job,’” said Roy-Chaudhury. “But when you work fulltime and still are under the poverty line, the government should step in to give you a stool to stand on.” Derringer disagreed with this statement. “I do not think the minimum wage should be increased,” said Derringer. “Any increase would severely hurt businesses, especially small businesses which consist of a vast majority of employers in the U.S. Also, an increase would discourage people from seeking higher-end jobs and higher education.”
Annual DAAP Fashion Show NOELLE ZIELINSKI | STAFF REPORTER
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Group sues Navient over student loan structure PARKER MALATESTA | NEWS EDITOR
Last week, the Consumer Financial Protection Bureau, along with state attorney generals from Illinois and Washington, filed lawsuits against the nation’s largest student loan lender, Navient, with accusations of violating loan structure and making countless mistakes. There are several processes by which Navient is at fault, according to the lawsuits. The company is said to have forced several customers to take on more aggressive loan options, in a plan called forbearance. The plan allows borrowers to pause payments for up to a year, but interest continues to snow ball throughout the allotted time. According to the lawsuits, roughly 520,000 borrowers were enrolled in at least four forbearance sessions. “There is no expectation that the servicer will ‘act in the interest of the consumer,’” Navient wrote in its court filing. Approximately half of Navient’s customers enrolled in the direct federal loans program, managed to register for income-based repayment plans, according to the company. Every calendar year, enrollees in this program must send paperwork to renew their applications. According to the lawsuits, Navient did not alert their customers at an acceptable extent for them to renew, and they also did not warn them about possible disadvantages if the renewal didn’t go through. The notices were often sent in vague language, and the company failed to supply the due dates for the applications. In March 2015, Navient changed the subject lines for these emails to, “Your
Payment Will Increase Soon!”Their renewal rate doubled instantaneously. According to the lawsuits, the company failed to process incoming payments, especially those made via checks. Instructions from co-signers on how to distribute the liquidity in each payment was ignored, partially because of Navient’s mail reading software, according to the lawsuits. These mistakes easily got past Navient’s weak system software, allowing for the errors to occur repeatedly. According to a customer cited in the Illinois state lawsuit, Navient “acknowledged the repeated errors that occurred each month but offered no solutions.” Several of Navient’s private student loans require a co-signer, legally binding them to the loan repayment. According to the lawsuits, Navient created obstacles that made the task of releasing a co-signer “deceptively difficult.” In order to release a co-signer, it is required that you make a minimum (usually 12) “consecutive, on-time payments.” In a situation when someone did not complete a payment, because their bill totaled at $0, it labeled as failure to make “consecutive” payments by Navient, resetting the monthly payment streak. Customers that default on their student loans can go through a rehabilitation program to clear their table. Pioneer Credit Recovery, Navient’s debt-collection unit, “systematically misled” customers about the effects of the program on their credit reports. According to the lawsuits, they also exaggerated on how much collection fees would be forgiven. These accusations come at a time when student loan debt at a total is at an all-time high.
The annual DAAP Fashion Show will display the hard work and talent of students in the fashion design program. This unique opportunity is technically classified as a senior showcase; however, underclassmen are given the chance to have their work in the show if their scores are high enough. This year, the show will take place on April 28 at 7 p.m. in the Campus Recreation Center. These students have worked for months, working mentally and physically to create a collection of their own. These collections all range in theme, color palette, material and inspiration. This year’s show is entitled “Introspect,” and it mainly focuses on the personal inspirations that each designer drew from in order to create his or her line. Laurie Wilson, the associate director of nonacademic programming, has been organizing the show for 21 years. She explained that each year is different in so many ways. Primarily, all of the designers, insights and inspirations are new every year. “These students create something physical to represent something internal,” said Wilson. This show is also an incredible opportunity for the student designers, as Macy’s sponsors it and the audience is always filled with potential employers. “Everything in that show is what would be in an event in Milan, Paris or New York City,”Wilson said. This event also provides students with real-life fashion show experience by preparing their models to walk the runway and have their original pieces seen by an audience of 1,500 people. Seeing their own designs walk in front of them is a fascinating experience. “Every designer who sits there is proud and feels an emotional connection to what is happening on the runway,” said Wilson. Last Friday, the students’ collections were presented and critiqued. This critique allowed the students to receive reliable feedback on their pieces and what
could potentially be done to perfect them before the show. Fashion design senior Zoe Robins found inspiration from an old family album she found from 1917. She said that the album was chiefly filled with photos of her great-grandfather from World War I with some of his war buddies. She was astonished to find the lack of women in the album, which led her to ask where the women were during this time. When she found out that the women were doing “men’s work,” she decided to design a modernized collection of women’s clothing during this time period. In May 2016, she saw the album for the first time. Starting in September, she decided to use this as her inspiration. “I’m hoping to just talk about this,” Robins said. “I want to be open and talk about it.” Sarah Halperin, another senior in fashion design, drew her inspiration from her grandfather, a Holocaust survivor. Her line focuses on the future of the Jewish people, especially in Israel. “I saw how these people were brought down by such negativity,” said Halperin. She also said she found inspiration in people who were more likely to see each other’s point of view, and she tried to focus on a more hopeful future without conflict. Halperin also described her excitement for the upcoming show. “Just seeing that I’ve made a collection and seeing it walk down a runway, I really don’t know how to describe it. It’s something I never thought I’d be able to do. It’s surreal,” she said.
PHOTO PROVIDED
DAAP students preview their collections for the end of the year fashion show.
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