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No. 17 Vol. 3
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A RE/MAX AGENT CLOSES A DEAL EVERY :30 SECONDS Why Owning a Home Is a Powerful Financial Decision
In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. 1. You Won’t Always Have a Monthly Housing Payment As a homeowner, you can eventually eliminate the monthly payment. That’s a huge win and a big factor in how homeownership can drive stability and savings in your life. As soon as you buy a home, your monthly housing costs begin to work for you as forced savings in the form of equity. 2. Homeownership Is a Tax Break One thing people who have never owned a home don’t always think about are the tax advantages of homeownership. Whether you’re living in your first home or your fifth, it’s a huge financial advantage to have some tax relief tied to the interest you pay each year. 3. Monthly Housing Costs Are Predictable A third benefit is the fact that monthly costs start to become more predictable with homeownership, something that doesn’t happen if you’re renting. With a mortgage, you can keep your monthly housing costs relatively steady and predictable. Your monthly costs are most likely based on a fixed-rate mortgage, which allows you to budget your finances over a longer period of time. Rental prices have been skyrocketing since 2012, and with today’s low mortgage rates, it’s a great time to get more for your money when purchasing a home. Bottom Line If you’re ready to start feeling the benefits of stability, savings, and predictability that come with owning a home, reach out to Lisa to determine if buying sooner rather than later is right for you. source: Keeping Current Matters - go to: https://www.keepingcurrentmatters.com/2021/02/04/why-owning-a-home-is-a-powerful-financial-decision/ for the full article
March 2021
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Selfless 12-year-old Kinnelon Baker Showers Father English Food Pantry with Love
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By Jillian Risberg hen it comes to philanthropy, at only 12-years-old, Peyton Triano already knows the secret to living — making a life of giving, and in this new normal that’s more than ever. After seeing her friend cook, the Kinnelon 7th-grader set out to learn how to whip up delicacies herself. “Then when COVID hit nobody could go anywhere, she was home with nothing to do (and) would spend everyday making different orders. She even started giving Zoom baking lessons to other kids,” says her mother. Peyton began accepting donations in exchange for her special treats and using the money to create kid-friendly food bags for the Father English Food Pantry in Paterson. “I wanted there to be food that I like and all my friends like and the other children would be excited about,” Peyton says. She would bake treats so every family could take
some treats home, and bake cakes or cupcakes for the kids of the food pantry who were celebrating birthdays, according to Jenna Triano. So there was always a reason for Peyton to bake. She went from wanting to learn how — to she can ‘do them in her sleep,’ where the 12-year-old didn’t need the recipes anymore. Some weeks she’s slammed, other weeks not as busy; regardless, Peyton finds the time to concoct something almost everyday. “I fit it in my schedule,” says the self-taught baker, adding that she is able to fulfill bigger orders, as long as she has a few days notice. From cookies to cakes to gnosh, Rice Krispies treats, various fruit tarts and much more, Peyton was born to be a baker and has always been a benevolent spirit, according to her mother. On a family trip to Texas, the 12-year-old saw a homeless man outside the restaurant. “And insisted on — we bought him dinner and we
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had to deliver it outside to him and we went out to say hello,” Jenna Triano says. “I try to drop the hints that they’re lucky and they’re blessed and you spread it around and you don’t turn away when people need help or when you could do something; do something. It’s okay if you can’t change the world, but you can change your little corner of the world.” It was December 2020
when Peyton first made pita bread. “I was thinking that I was just gonna bake a few things as a hobby,” she says. “I never thought of it as a business until later.” At the time the young entrepreneur brought the goods to school with her mother, who worked there. “The kids were high school basketball players and would just eat through continued on page 6
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