Lincoln park news zone 16 by My Life Publications..Maljon LLC

No. 13 Vol. 1

he movie “Back to the Future,” about a boy who goes back in time, and by his being there causes issues for his future. This story is sort of like the movie. I feel like I was there and knew one day I would be back to where I started but do it even better by seeing all the things I had done the first time there. If you lived in the area

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January 18, 2017

Welcome to the First Edition of The HomeTown News Formerly Life and Leisure NJ.com

Back to the Future for Publishers anytime between 1987 and 2003 you might remember the local paper of that time. “The Independent News” and then “The Weekly News.” These were the area’s mailed community papers during that time. “The Weekly News” was owned by Joe Nicastro and his wife Mary Lalama and was a familiar read for the local residents until

2003 when the papers were sold. Fast forward to today. Joe and Mary are back. “The HomeTown News” formerly “Life and Leisure NJ” was purchased by them in late December. “HomeTown News” will be added to the other 14 publications that are published by their group, New View Media, LLC. in North Jersey.

Mary Lalama and Joe Nicastro. Over the past 30 years we have come full circle, Nicastro says. “I started in 1987 with the “Independent News” when community newspapers were everywhere,” he says. “Over the past 30 years I have seen a lot of changes in our industry as many other businesses have as well. The one thing that has come full circle is the fact that people came back to community newspapers, they want “local news.” In an age when the internet has killed the newspaper industry, community newspapers are thriving nationwide. Nicastro is quick to explain that newspapers and community newspapers are

two separate things. Most people do not pay for papers; they get that information online and the news is old. With technology, news is instant. Those papers have seen the drop in circulation. On the other hand community newspapers are strong. There is no real source of local news online yet. “Patch” as well as other online local sites are okay but they do not have the local down yet and still leave a large “local news” void in the markets they serve. People want local good family friendly content and we can provide that, Lalama says. “People are tired of the bad news they read and hear about,” she says.

“They want to get a publication that they can read and feel good about. That is what our publications provide. “Feel good” publications with articles on people in the communities that do good things. After selling the “Weekly News” in 2003 Nicastro and Lalama started a group of papers a little further west in Mt. Olive. Over the past 14 years that group has grown from two papers to 18. Over the next few months you will see more local content in the “HomeTown News” as well as some unique articles found only in our papers. All our publications are continued on page 2

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COMMUNITY HAPPENINGS Save the Date!

Note: To have your group’s announcement appear in Community Happenings, please e-mail your paragraph to hteditor@ newviewmg.com. Around the Community… • Improve your speaking and leadership skills at

many terrific opportunities to learn and practice the time-tested principles of Toastmasters International. Meetings are held the first Wednesday of each month at Hollywood Pizzeria, 376 Fairfield Road in Fairfield from 7-9pm. Guests are always welcome. One

Knights of Columbus Hosting A Dinner/Dance

he Bishop Navagh Knights of Columbus is holding a dinner/dance on Sat., Jan. 14 from 7:00 - 11:00 PM at their hall at 84 Lincoln Park Rd in Pequannock to benefit Emmaus for Veterans, an organization run by

Dining to Speak Toastmasters. How do you improve your public speaking and leadership skills in an engaging and encouraging environment? Start by attending Dining to Speak Toastmasters (DTS) meetings. At our casual dinner meetings, you’ll have

a 4th Degree Knight from Riverdale and provides housing and career training for homeless veterans. There will be live music by the Due South Band. $25 includes dinner, coffee, desserts, begonner line dance lessons. Cash bar

will be available. Call or text Mike @201-213-3910, stop by hall on Monday nights between 7:30pm and 10:00pm during country dancing or visit Facebook. com/KnightsOfColumbusPequannock for tickets.

visit to our club and you’ll be amazed at the power of Toastmasters. Meal costs are the responsibility of each attendee. Questions, email area01gov@yahoo. com. • The Lincoln Park Library offers one-on-one technological help. Please call Christine at 973-6948283 for an appointment. Sessions are limited to one meeting per month. • Suffering from the memories of war? Join Point Man Ministries, a Christian ministry helping veterans find peace. Come and find out more. Call Barry Jensen at 973809-9665. Point Man Ministries meets the first Thursday of every month

from 7:30-9:30pm at Cornerstone Chapel, 620 Route 23 North in Pompton Plains. • The United Ostomates of North Jersey is an area-wide support group for ostomates, people of any age with potential, new, mature or reversed ostomies or continent diversions. Meetings are on the second Monday of the month at Chilton Medical Center, 97 West Parkway in Pompton Plains at 7pm. Call Jo Ann Valent for information at 973-8315168. • The Montville Township Women’s Club has an ongoing “Comfort Pillows for Breast Cancer Patients” project. Call Chair-

person Alexandria Sarra at 973-405-0088 for information. Monetary donations for purchase of poly-fill for the pillows, should be made payable to MTWC and include “Comfort Pillow” in the memo. Please mail checks to P.O. Box 267, Montville, NJ 07045. • The Montville Senior Citizens Club is open to Montville Township residents aged 55 and older. The club meets every first and third Friday of the month at the Montville Senior House, Route 202 South. Refreshments served at noon. Meeting starts at 1pm. New members and guests welcome. For information call Celia at 973-227-4591.

Annual Blood Drive

he Montville Township Women’s Club will sponsor their annual Blood Drive at the Montville Township Senior House, 356 Main Avenue (Route 202),

Montville, NJ on Sunday, January 29, 2017 from 10 AM - 3 PM. All donors receive a complimentary cholesterol test and refreshments. Please bring a form of I.D. Remem-

ber: Saving The World Isn’t Easy. Saving A Life Is. Please Be A “Donor”. For more information call Ronnie Polachek at 973600-9781.

What’s happening in your school or organization? Have a human interest story? Email us at hteditor@newviewmg.com

Back to the Future...

continued from front page

100 percent mailed, states Nicastro. “We want to help the small business succeed. If they succeed we will as well. “With more than 211,000 mailed circulations we can help many businesses reach out to their potential customers and help them to increase business.” Content is important and we ask any and every organization to send in their releases, photos and news.

If you are a non-profit we will help promote you. We are looking for local events, good news stories, school news and township news. If you know someone who has done good things in your community please let us know. Is someone celebrating a 100th birthday? Special wedding anniversary? Send an email to our editor, Cheryl, at hteditor@ newviewmg.com. Remember each month

the content will grow and improve with the help of the community and our great team of writers. Visit our website at www.mypaperonline.com for more local news, our publications. If you are a business call Joe Nicastro at 973-809-4784 or email him at joe@newviewmg. com for advertising information which is also available at www.newviewmediagroup.com.

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Upcoming Programs at the Lincoln Park Public Library

Toddler Time - Wednesdays at 11:15am Bring your child for a storytime with stories, songs, and a simple craft. No registration. Siblings welcome. Recommended for ages 2-4 years. Baby Yoga with Vanessa - Thursdays January 19 at 11am This is a grown-up-andme yoga class intended for children crawling to age 2. Space is limited. Register in-person or by calling 973-694-8283. Big Kid Bonanza - Tuesday January 31 at 4pm. Enjoy some snowy stories, make a seasonal craft, and more! Space is limited. Register in-person or by calling 973-694-8283. Recommended for ages 4+. Pokémon Club - Wednes-

day January 18 at 4pm Come with your family to meet other Pokémon fans, trade cards, and make a simple craft. Recommended for ages 4+. No registration. After-Hours Movie Friday January 27 at 4:30pm Bring the whole family to watch “Snowtime!” (PG, 82 min). Light refreshments will be provided. No registration. All Ages. Thursday Afternoon Book Club - Thursday January 26 at 1pm. The afternoon book club for adults will be meeting to discuss “The Nightingale” by Kristin Hannah. New members are welcome and may call the Lincoln Park Library at 973-694-8283 to reserve a

copy of the book. New Year, New Home Workshop - Saturday January 28 at 11am. Experts will lay the groundwork for those buying their first home in the new year, as well those interested in selling their current home in 2017. Following the informational presentation there will be time for Q&A. Savvy Social Security Planning - Tuesday January 31 at 7pm This workshop led by an investment advisor will guide adults nearing retirement in what they need to know to maximize their retirement income, and will include time for Q&A. Thursday Evening Book Club - Thursday February 9 at 7:30pm. The evening book club

for adults will be meeting to discuss “What Alice Forgot” by Liane Mori-

arty. New members are welcome and may call the Lincoln Park Library at

973-694-8283 to reserve a copy of the book.

Mini-Camp Held by Friendship Circle of Passaic County

he Friendship Circle of Passaic County held a Mini-Camp during the Winter Break. Their winter break was transformed into an exciting camp experience filled with creative projects, cooking, music, fun and friendship. The Friendship Circle of Passaic County offers other programs such as weekly home visits to children with special needs, and Saturday night programming. The Friendship Circle encourages you to get involved with their program especially by spreading the

word to others who may benefit from their activities. To find out more about The Friendship Circle of

Passaic County, or to get involved, please visit our website at www.fcpassaiccounty.com.

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n Sat., Jan. 28th at Holy Spirit School Parish Center, located at 330 Newark Pompton Turnpike, Pequannock will host a Comedy Night. Enjoy a night of laughter featuring professional comedians Eric McMahon and Richie Byrne. Doors

Comedy Night open at 7:00 p.m.. Show begins at 8:30p.m.. Tickets are $25 each (coffee and dessert included). Feel free to bring you own food, beer, wine, soda or any other beverage of your choice to have at your table. For tickets call Holy Spirit School at 973835-5680 (during school

hours) or 862-228-3430 (evenings and weekends). To qualify for a special drawing, purchase tickets by January 14th. Only adults 21 and older will be permitted. All proceeds will benefit the children of Holy Spirit School.

Smile on Seniors Host Luncheon

mile on Seniors ensures that the Golden Generation are a celebrated part of our community. While enjoying beautiful luncheons the participants are treated to guest lectures, arts and crafts, baking, and movie afternoons. Most importantly, our elders enjoy the simple joys of companionship.

We will be having a wonderful lunch and viewing an incredibly entertaining and educational film that everyone will enjoy! Cover for lunch and film is $5 per person. For information on our upcoming SOS meeting and to RSVP or to help us identify and invite seniors who may want to join, please call 973-694-6274.

Our program meets monthly on the last Monday of the month (unless noted at meeting) at The Chabad Center of Passaic County, 194 Ratzer Road, Wayne. Our next meeting will be on Monday, January 30th, 2017. Our meetings begin at 11:30a.m. and end at 1:00p.m. Both men and women are invited to participate.

Non Profit School Seeks Cars And Other Donations

ssex Valley School, an alternative, therapeutic school in West Caldwell, is seeking donations from area businesses and organizations. At this time, it is seeking automobiles anyone is wishing to donate to the school to assist students in the repair shop. The school’s mission

is to educate students with behavioral and emotional disorders. It has expanded and grown during the past several years with the addition of many vocational and technical programs. There is always a need for charitable donations to sustain the high quality of services. Its needs are great and resources are limited with the

100% Mailed, Bi-Weekly Newspaper 1 Old Wolfe Road Budd Lake, NJ 07828 H 800.691.7549 H Publishers: Joe Nicastro & Mary Lalama H Editor: Cheryl Conway H Graphics: Mary Lalama, Terri Armswood, James Gleason Please e-mail all press releases and calendar information to hteditor@newviewmg.com. Advertising in the HomeTown News is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by New View Media Group. Views expressed in the HomeTown News are those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or the HomeTown News. Advertising is open to anyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services, products or businesses advertised.

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A Total Body Approach to a New You in the New Year

ew Year’s resolutions typically focus on reactive goals like losing weight or getting back into that workout routine. However, thinking about resolutions in a more proactive, longterm way can give you more motivation and the willpower to stick with it. A commitment to proactive total body care, including these tips from Massage Envy, can keep your body and mind tuned up, allowing you to do more of what you love in 2017 and beyond. Feel conﬁdent by upping your skincare

Skin is an organ – the body’s largest organ, in fact. That’s why it’s so important to pay attention to it. Regular skincare can help you feel good on the outside by reversing signs of aging, improving skin tone and texture, moisturizing skin and reducing blemishes and breakouts, and better on the inside, as feeling good about how your skin looks can boost your confidence. A daily hydrating moisturizer with SPF does double duty to protect and hydrate. Regular facials that cater to your skin’s unique needs can also help min-

imize wrinkles, cleanse pores, encourage skin cell renewal and improve overall tone and texture. Live happier and stress free The Statistic Brain Research Institute reports that 77 percent of people regularly experience physical symptoms caused by stress. Spending time with friends, meditating and practicing mindfulness can help, but there are also physical ways to soothe stress. A quick walk can do wonders for clearing your head, and a single massage session can lower your heart rate and blood pressure, relax your

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muscles and increase the production of endorphins, your body’s natural “feel good” chemical. Stress relief is one of the benefits of regular massage therapy,

and a key component for anyone trying to achieve a lifestyle that gives them the freedom to do more of what they love. Veg out on the good stuff A healthy diet can help you maintain a healthy weight, feel good and boost your body’s immunity so you can stay well. Occasionally, indulging your sweet tooth or salty cravings is OK, but to really take care of your body, leading health-focused agencies recommend piling your plate high with colorful fruits and veggies, lean meats like chicken and fish,

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and whole grains. If you started off with a commitment to eating better in the New Year, push hard to stick to it. Before long, you’ll find yourself automatically making smarter choices when it comes to mealtime, and when you put good fuel in your body, you get better results. Including total body care in your resolutions this year and beyond can create positive changes that last a lifetime. Visit MassageEnvy.com to learn more about steps you can take to boost your overall well-being.

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ccording to the American Cancer Society, skin cancer accounts for the largest number of cancer diagnoses in the United States. Each year, nearly five million Americans are treated for skin cancer, with most cases being nonmelanoma skin cancer, typically diagnosed as basal cell carcinoma or squamous cell carcinoma. But skin cancer is not the only condition that can affect the skin. From rosacea to eczema to acne to psoriasis, the skin can be affected by numerous conditions, many of which can be both uncomfortable

and embarrassing. Keeping skin healthy requires effort, and there are many things men and women can do to protect their skin and reduce their risk for various conditions. • Schedule routine visits to a dermatologist. Dermatologists can treat and help prevent disorders of the skin, and men and women should make annual visits to their dermatologist to ensure their skin is healthy. Dermatologists can diagnose if a mark or a blemish is something benign or serious and provide information on various courses of treatment. As with any spe-

Treat Skin with Care

cialist, dermatologists may be well versed on new and innovative care. If anything on your skin seems suspect, visit a dermatologist right away. • Protect yourself from the sun. The single best thing you can do for your skin is to protect it from the sun. Not only can a lifetime of sun exposure cause wrinkles and age spots, it can lead to cancer. Use a broad-spectrum sunscreen with an SPF of at least 15. Apply it every two hours or more often. Make sunscreen a part of your daily regimen, applying it as you would moisturizer or anti-

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perspirant. • Quit the habit. The Mayo Clinic says smoking narrows tiny blood vessels in the outermost layers of skin, which decreases blood flow. This robs the skin of oxygen and nutrients it needs to stay healthy. Smoking also can damage the collagen and elastin in the skin, which promotes elasticity. • Be gentle to the skin. Use mild cleansers and

limit showers and baths to warm water. Moisturize dry skin if it is problematic. Pat skin dry after washing and do not tug or rub skin excessively. • Inspect skin regularly. Routinely check your skin for any changes and share any concerns with your doctor. Schedule annual skin checks as part of yearly physical examinations. Taking these steps can help you maintain healthy

Health and Safety Go Hand-in-Hand

ost people recognize the importance of a healthy lifestyle when it comes to physical and emotional well-being, but you may not realize that some health-related activities can pose a safety risk if you don’t take proper precautions. Making safe habits part of your healthy lifestyle can help ensure you’re able to enjoy the results of your efforts. Warm up your workout. Exercise and physical

activity are essential to a healthy lifestyle, but failing to approach your workouts with the proper warmup and know-how can really backfire. According to the experts at WebMD, a warmup is important because it gets blood circulating and eases muscles into more vigorous activity, getting them loose, warm and ready for the challenge. Know that technique matters. Another potential safety pitfall when it comes

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to working out is improperly using weight machines or employing improper technique for activities like yoga or core training. Failing to execute your exercises correctly can not only produce sub-par results, you may actually end up hurting yourself by causing a sprain or other injury. Even if you tend to be a loner when it comes to working out, enlist the expertise of a trainer or coach who continued on next page

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Health and Safety Go Hand-in-Hand... cont. from previous page can show you the ropes before you set out solo. Exercise caution outdoors. A few hours spent in the great outdoors can leave you feeling refreshed and invigorated; fresh air is good for your body and your spirit. However, spending too much time soaking up the sun can have a detrimental impact on your health – overexposure to UV rays is a major risk factor for developing skin cancer. Exposure to the elements, such as strong winds or harsh cold, can also take a toll on your body. The American Melanoma Foundation recommends lathering up with a sunscreen that has a Skin Protection Factor (SPF) of at least 15 any time you’ll be outdoors for more than 20 minutes. Even winter conditions pose a threat to bare skin, as snow can actually reflect UV radiation. Be wary of expiration dates. Most people at least periodically use prescription drugs or over-thecounter medicines as part of their commitment to staying healthy. However, for people who rarely use medicines, their cabinets may be filled with potentially dangerous, expired medications. According to the FDA, both prescriptions and over-the-counter meds can lose their effectiveness over time and even become unsafe. Especially concerning are the medicines that can change chemical composition or become a breeding ground for bacteria over

an extended period of time. That’s why it’s important to properly discard medicines after their expiration dates have passed. Make reasonable eating choices. With countless diet options available, it may seem impossible to know which is most likely to help you achieve your desired results. When evaluating eating plans, be careful to avoid diets that are excessively restrictive, as these can have a serious impact on bodily organs that rely on nutrients to function. Also be wary of diets that recommend cutting entire food groups; a balanced diet with moderate portion sizes is the best approach for delivering your body the nutrition it needs for top performance. Committing to healthier living is an important step, so be sure you can reap the rewards by making your journey to better health a safe one. Find more tips for living a healthy lifestyle at elivingtoday.com. Contact Lens Safety Tips With nearly 41 million adults in the U.S. wearing contact lenses as a safe and

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popular form of vision correction, there is a growing trend among Americans to alter the appearance or color of the eyes by using decorative contact lenses. However, if these lenses are bought illegally and without a prescription from your eye doctor, they could lead to serious health issues and potentially damage your eyesight permanently. “Many consumers consider these lenses a fashion or costume accessory when, in reality, decorative lenses are also classified as medical devices and still pose the same potential safety and health issues as corrective contact lenses and require a prescription,” said Andrea P. Thau, O.D., president of the American Optometric Association (AOA). The AOA recommends contact lens wearers take proper steps to protect their eyes and maintain a consistent hygiene routine, including: • See a doctor of optometry for a comprehensive eye examination and proper fitting and prescription for decorative contacts lenses, even if you don’t require

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lenses to correct your vision. • Never buy lenses from retail outlets or online sites that don’t require a prescription. • Always follow the recommended contact lens replacement schedule prescribed by your eye doctor. • Wash and dry hands before handling contact lenses. • Carefully and regularly use cleaning solution to rub the lenses with fingers and rinse thoroughly before soaking overnight in

multi-purpose disinfectant solution. • Use fresh solution to clean and store contact lenses – never reuse old solution. • Only use products recommended by your eye doctor to clean and disinfect lenses. Saline solution and rewetting drops do not disinfect lenses. • Store lenses in the proper storage case and replace your case every three months. In addition, cases should be rubbed with clean fingers, rinsed with solu-

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Thomas Edison’s Revolutionary Audio Toy Started the Home Phonograph and Recorded Music Industry

he home music entertainment industry got its start from a handheld revolutionary toy targeted for girls - the talking doll. Thomas Edison in 1877 patented his first phonograph recorder. He envisioned his invention as time saving business equipment for letter dictation. However, a novel idea emerged of using this same technology in a miniature version to be housed inside a doll. Unknowingly, the talking doll would become the first home phonograph player when it was released to the public in 1890. Each doll housed an internal phonograph 7” tall, with a wax cylinder measuring 3” in diameter containing a six second prerecorded nursery rhyme. Edison was enthusiastic in finding a new use for his invention and thought his talking doll would bring him huge success. In the April 26, 1890 issue of Scientific America, he boasted that he would be manufacturing 500 dolls per day and had a doll factory staffed with 100 employees in his New Jersey factory. The men assembled the talking devices and the factory women were

assigned to dressing the dolls. The doll had a dainty imported Simon and Halbig bisque face, but the rest of doll’s body looked like a sci-fi transformer figure because of its metal torso and wooden segmented limbs. It was no wonder that Edison would later refer to this doll as a “little monster”. After several plays, the doll’s recording was scratchy and even sounded spooky. The doll’s voice crank located in the back of the doll did not have a spring mechanism. A child was expected to steadily turn the crank at an even speed for the doll to audibly recite its rhyme. The price tag may have been more horrific than its horrid voice. The basic price for a simply clothed doll was $10. However, to buy the doll complete with its 1890’s high fashion outfit the price jumped to $25. This was the equivalent of two weeks’ salary for the average person. Edison success in the doll making business would be short lived. The customer returns on these dolls were massive. One toy retailer returned 188 dolls out of their 200-doll order. The

dolls could not hold up to a child’s hard use. To recover some of these losses, they removed the voice device and drastically marked down the price to that of an ordinary doll. The 1890’s factory doll business would be noted in history as one of Edison’s marketing failures. However, it proved to Edison that the average household was willing to spend extra money for recorded home entertainment. And that brought the launch of a new nationwide industry of recording artists, record sales and phonograph players all initially headquartered at Edison’s West Orange location. Today we can still visit the doll, an early American factory, and the evolution of phonograph players at the place of the original music recording studio. Visit Thomas Edison National Historical Park. It is open Wednesdaythrough Sunday, 10:00am - 4:00pm. Located at: 211 Main Street West Orange, NJ 07052 for more detail see Web site: www.nps.gov/edis or call Visitor Information 973736-0550 x11.

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FINANCIAL News!

our local free newspaper, delivered bi-weekly to your mailbox, has a new name and publisher; fortunately, however, they retained the same old financial columnist – me! I will continue whispering in your head the right financial steps to take with your savings, investments and overall general financial future. Whether it be planning for your retirement, the kids college tuition bills, a house purchase, a wedding or a trip around the world, I will continue on as your concierge giving you the repetitive message of live below your means, spend less to save and invest more and some creative tax-advantaged ways to accomplish these vital goals and objectives. Thank you for reading my column over the last 6 or more years and for those precious few readers that take the time to write to me or send me an email, whether or not you agree with my point of view, it’s always wonderful to receive feedback on one’s efforts. If you haven’t written to me, let me invite you

Happy New Year Hometown News Readers By Mark E. Charnet

to certainly do so, as I respond to every single email or letter myself. I want to hear what you have to say, especially if you agree with me! Only kidding, disparaging emails are welcomed too. I have met many readers when attending one of our financial planning workshops who say that they feel like they already know me, after reading my column for a few issues or even a few years. That’s a great

compliment I love to hear and hope that you’ll tell me the same thing in the immediate future. Don’t wait, please attend APG’s wonderful educational

workshop programs filled with timely and pertinent information, constantly updated with current facts, figures, concepts, news and jokes too. In 2017, I will be sending out our electronic newsletter via email, to anyone who wishes to participate and at no charge either! To sign-up, just send an email that say’s “sign me up for the newsletter” to: i n -

fo@1apg. com it’s that simple and you can cancel anytime. This way you won’t have to sit by your mailbox waiting 2 weeks for the next issue of this publication to read what I’m thinking about or to see which way

I’m leaning or to get the facts, figures and my interpretation on the current markets. Links will be provided for further articles, news reports, financial and tax law changes, research on stocks, bonds, mutual funds, ETF’s, annuities, long-term care insurance, life insurance and much more! Readers

will be the first to know about upcoming seminars and workshops securing the best seats for themselves and their friends and family as well. A forum will exist to ask questions and voice your opinions or to make suggestions for upcoming topics or areas of interest you

would like to read about. Sign-up your friends and family or better yet, ask them to sign themselves up – remember it’s FREE and they also get the same 100% money back guarantee if they’re not completely satisfied. I’ve never offered this service in the past and am very excited about getting started early in the first quarter of 2017. January is the time of year when we all are to sit down to construct our resolutions, goals, objectives, plans and promises for a healthy and prosperous New Year. Are you prepared with pencil and paper, digital recorder or tablet? Leave the list readily visible to continually motivate yourself, check on your progress and to make modifications as necessary, so you finish significantly ahead of last year when you were not as adequately planned and prepared. May 2017 bring you and your family the best asset of all: Good Health, secondly, the peace of mind that comes with financial security and third, unbound happiness! Con-

tinue to look for this column in a couple of weeks and hopefully in person at an upcoming APG financial workshop in 2017! Mark E. Charnet, CAS, is President and Founder of American Prosperity Group. APG is the Premier Retirement and Estate Planning Franchise in the United States. Mark has over thirty five years of experience in the Retirement and Estate Planning fields. Creator of the Trinity Method of Investing©, Mark encourages your inquiries and can be reached at: 973-831-4424 or via email, markcharnet@1APG.com. Check out our website: www.1APG.com Interested in a career in retirement and estate planning? Check out this website: www.APGFranchise.com. Securities through: USA Financial Services, Member SIPC, FINRA and a Registered Investment Advisor.

Page 12 • January 18, 2017 • Tell Them You Saw It In The HomeTown News - Zone 16 • Like us on facebook www.facebook.com/mypaperonline.com Brought to you by Dr. Matthew Krupnick, the owner of Pequannock Animal Hospital

ets require certain comforts to live long and healthy lives. In addition to adequate nutrition, exercise, medical care, and mental stimulation, pets need a safe place to live. The average home is filled with various items that can be harmful to pets. Just as parents’ baby-proof their homes when welcoming new children into their families, pet owners can take inventory of potential hazards to pets and take steps to safeguard their pets from home-related injuries. According to the American

Dr. Matthew Krupnick, D.V.M.

Make Homes Safe for Pets

Veterinary Medical Association, a few simple adjustments around the house can prevent many pet emergencies:

Invest in cabinet locks. Cats and dogs can be curious animals, gaining access to areas of a home their pet owners never would have

imagined possible. If you can’t store everything beyond pets’ reach, then use cabinet and drawer latches to prevent access to areas that are off limits. Lock doors to basements, garages and storage sheds as well. Cover all garbage cans. Animals have extraordinary senses of smell, and they may be attracted to trash cans around the house. Pets rooting around in the garbage can be messy, but this can also make pets vulnerable to illness. Invest in garbage cans with locks or tight lids to prevent food

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poisoning or choking. Use medications wisely. Be mindful of medications, making sure none of your pills fall on the floor where they can be gobbled up by pets. Protect belongings. Cats can scale many objects in the house, gaining access to areas of the house that dogs cannot reach. Cats also can be attracted to small shiny objects, such as jewelry or glass items, that are choking hazards. Store all potential choking hazards out of sight of curious cats. Clean the furnace. Allergens and poor indoor air

quality is not just a concern for humans. Pets also can be affected by allergies and health issues that result from exposure to mold or dirt in a home. Have your HVAC system routinely serviced and routinely change indoor air filters to maintain healthy air quality. When possible, open windows to let fresh air inside. Secure windows and doors. Cats and dogs may be distracted by something outdoors and feel comcontinued on page 14

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How to Choose the Right Backpack

pon hearing the word “backpack,” people naturally think of back-to-school season, when throngs of children board buses and head to classrooms across the country. However, the backpack need not be pigeon-

holed into such a narrow stereotype; there are many different uses for backpacks. Outdoor enthusiasts, particularly hikers and day-trippers, rely extensively on backpacks. Backpacks facilitate the transporting of supplies and other necessi-

ties, but not every backpack is the same, and some are more applicable to certain tasks than others. Choosing a backpack requires careful consideration, and the following tips can help consumers make the best choice.

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• Identify its potential usage. What will the backpack need to do? Discuss your needs with a store employee when shopping for packs. • Choose the right volume. Backpacks are sold by volume, or how much stuff they can carry. This is measured in liters or square inches. The liter size may be included right in the product name. According to Eastern Mountain Sports, between 15 and 30 liters is good for day hikes or school usage. An overnight or weekend trip likely will have to be between 30 and 55 liters in volume. • Determine torso size. Whichever backpack you choose, it needs to fit you comfortably. That means measuring your torso length

to find one that will sit on the right area of your back. The torso length on the pack will equate to the distance between the shoulder straps and where the pack hits your hips. For packs with hip straps, the right length will ensure the hip straps can fit comfortably in this area. Some packs are sold with an adjustable torso size. Some manufacturers also size packs specifically for women’s frames. • Decide if framing is necessary. After you have decided on size, you need to assess other features, including internal and external frames. External frames are original style, classic packs. Internal frame packs tend to be lighter and have a lower profile. If you need

to maneuver through some tight areas, an internal frame pack might be best. Frames in packs help you carry more, and you can even strap things to the outside of the pack, says Backcountry, a gear and outdoors resource. • Consider additional features. Packs come with various features, including load-lifter straps and sternum straps, that can help balance the load and put less strain on your back. Also, choose shoulder straps that curve anatomically to fit the body closer. A ventilated back panel can help reduce sweating and protect your back from pointy gear. For more help, speak with an outdoor gear retailer.

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Page 14 • January 18, 2017 • Tell Them You Saw It In The HomeTown News - Zone 16 • Like us on facebook www.facebook.com/mypaperonline.com

Make Homes Safe for Pets... continued from page 12 pelled to chase after it. Dogs and cats can suffer serious injuries if they fall from windows. Make sure window screens are secure and install guards if your pet likes to hang out by the windows. Exercise caution when entering and leaving your home so pets don’t scurry outside. Keep cords and electronic outlets secure. Teething puppies or curious cats may bite or pull on power cords. Use cord keepers to cover up electric lines and outlet locks to keep plugs where they should be. Provide a comfortable indoor climate. Many pets spend the majority of their days indoors where climate and temperature can

be controlled. However, if yours is an outside pet or requires a brief stint in the garage or an uninsulated area, make sure the temperature in such areas is comfortable and safe. Take precautions around the house to keep pets safe, comfortable and secure. Dr. Matthew Krupnick is the owner of the Pequannock Animal Hospital. He grew up in Kinnelon and is happy to be home – with his wife, three cats, and two dogs – to provide quality and compassionate care for pets in the community. The Pequannock Animal Hospital is located at 591 Newark Pompton Turnpike in Pompton Plains. You can reach the hospital by calling 973-616-0400.

Stay On Top Of New Due Dates This Year

ax filing season officially begins this month. Did you know due dates for certain returns have been changed? Why are the dates changing? One reason is to bring due dates into a more logical order. For example, in prior years, if you were a partner in a partnership, you may have had to extend your personal tax return because you received the information statement from the partnership (Schedule K-1) at the last minute. That was because the due date for partnership returns has been four and a half months after the partnership’s year-end. For calendar-year partnerships, the date was April 15 – the same date you have to file your personal tax return.

What’s changed. Partnerships and C corporations are swapping due dates. Beginning this year, when you file your 2016 federal return, the filing date for partnerships is March 15. The due date for a calendar-year 2016 C corporation is now April 15. The Foreign Bank and Financial Accounts Report (FBAR) is due April 15 instead of June 30. Forms W-2 and Forms 1099-Misc with non-employee compensation reported in Box 7 must be sent to recipients and submitted to the Social Security Administration and the IRS by January 31. The new due date for these forms apply to both paper and electronic filing. Some extended due dates are changing too.

Partnerships will now have a five-month extension until September 15. The Foreign Bank and Financial Accounts Report can be extended until October 15. What hasn’t changed. Due dates for your individual federal income tax return, S corporations, trusts, estates, nonprofit organizations, and employee benefit plans will generally remain the same. Missing a due date and filing a tax return late will trigger penalties, and you’ll lose the opportunity to extend the time to file. Please contact us for more details. Robert P. Sokoloff and Associates, PC, is a year round full service CPA firm providing a wide range of Accounting and Tax ser-

vices to both Small Business and Individual Clients. We are QuickBooks Certified Pro Advisors and provide new business set up, training and support. Our office is located at 166 Main St. Lincoln Park, NJ 07035. Our website is www.cpanewjersey.com and email is rps@cpanewjersey.com. To contact us by phone please call 973633-1001.

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s the chill settles in, comforting, warming, seasonal favorites like stews and soups become top of mind. However, with busy work schedules, there’s often not enough time to prepare them during the week. When Carrot-Lentil Stew is on the menu, time isn’t an issue. It’s ready in under an hour, plus it’s packed with healthy ingredients and robust flavor. Start with quick-cooking lentils, add nutrient-rich vegetables, vegetable broth and the secret ingredient: a jar of Aunt Nellie’s Glazed Sliced Carrots. The perfect-

Easy Cold-Weather Cooking

ly cooked carrot slices and their flavorful sauce add texture, flavor and vibrant color to the stew, which needs only 10 minutes to cook. Serve topped with fresh parsley and Parmesan cheese for another splash of color and an extra layer of flavor. This vegetarian stew can easily be adjusted to include chicken sausage for even more protein. For additional cold-weather cooking ideas, visit AuntNellies. com. Carrot-Lentil Vegetable Stew Prep time: 20 minutes

Cook time: 25 minutes Servings: 4 1 cup dry lentils 3 cups fat-free, reduced-sodium vegetable broth, divided 1 cup water 3/4 cup chopped onion 3/4 cup sliced celery 3/4 cup chopped bell pepper 1 can (14 1/2 ounces) nosalt-added diced tomatoes 1 jar (15 1/2 ounces) Aunt Nellie’s Glazed Small Sliced Carrots 1 large clove garlic, minced 1/2 cup chopped fresh parsley shaved Parmesan cheese (optional)

Rinse lentils and drain. Place in Dutch oven or other large saucepan. Add 2 cups broth and water. Bring to boil, reduce heat and simmer 15 minutes (lentils should be slightly undercooked). Add onion, celery, bell pepper, remaining broth, tomatoes with liquid, carrots with liquid and garlic. Bring to boil, reduce heat and simmer 10-15 minutes, until liquid is reduced as desired and vegetables are just tender. Stir in parsley. Serve topped with Parmesan, if desired. Note: If desired, 1/2 pound chicken sausage

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weaters and scarves aren’t the only ways to brace yourself against blustery weather. There’s no time like winter to putter in the kitchen, where the cozy heat from the stove and the aromas of mouthwatering dishes can warm you from the inside out. Rich, hearty stews and creamy casseroles are perfect for winter dinners, but when you’re craving something other than traditional comfort food, there are plenty of other options that will chase away the chill, such as a glass of Pinot

Winter Weather Warm-Up Noir. These three dishes feature common proteins – chicken, beef and fish – in preparations that make it easy to reimagine your winter weather menu. Find more recipes and ideas for warming up this winter at culinary.net. Fruit Juice and Fish Fillets The temperatures may be falling, but you can still fire up the grill and fill up your plate with a tasty recipe like this Grilled Citrus Rosemary Catfish, which combines sweet juices for a citrus sauce that coats grilled catfish. Find more

main dish recipes including catfish at uscatfish.com. Grilled Citrus Rosemary Catﬁsh Recipe courtesy of The Catfish Institute Servings: 4 Citrus Sauce: 1 lime, juice and zest only 1 lemon, zest only 1 orange, zest only 6 ounces pineapple juice 1/2 cup brown sugar 1 tablespoon fresh rosemary, chopped 1/4 teaspoon salt Catfish: 4 U.S. farm-raised catfish fillets

2 lemons salt, to taste freshly ground black pepper, to taste Heat grill. To make citrus sauce: In small saucepan, combine all sauce ingredients. Bring to boil; reduce heat and simmer 5 minutes. To make catfish: Place catfish in shallow dish and squeeze 1/2 fresh lemon over each fillet. Sprinkle with salt and pepper. Let rest 5 minutes. Grill catfish fillets, skinside-up, 3-4 minutes. Flip over and grill 2-3 more minutes. Transfer catfish to serving plates and spoon warmed citrus sauce over fillets. Chicken and Salsa Verde Recipe courtesy of chef Jonathan Waxman Chicken: 1 fresh free-range organic chicken (4 pounds) sea salt, to taste freshly ground black pepper, to taste 1/4 cup extra-virgin olive oil 1 lemon Salsa Verde: 1/4 cup capers in salt 4 anchovy filets 3 cloves garlic 1/2 cup chopped fresh parsley 1/2 cup chopped arugula 1/2 cup chopped fresh basil 1/2 cup chopped fresh cilantro 1/4 cup chopped tarragon 1/4 cup chopped fresh chives

1/4 cup chopped fresh sage 1 cup extra-virgin olive oil 1/4 teaspoon sea salt To make chicken: Heat oven to 450 F. Wash chicken in hot water. Dry with paper towels. Using kitchen shears, cut out backbone of chicken and remove any fat (this can be added to chicken stock). Using heavy chef’s knife, cut out breastbone. Season halves with sea salt and black pepper. Place chicken halves, skin side up, on two sizzle platters and dab with olive oil. Cut lemon in half and place 1 half, cut side down, next to chicken on each platter. Roast chicken 35 minutes, basting every 10 minutes. When done, remove chicken to platter and pour off excess fat. Cut each breast in half and cut the thigh from the leg. Serve with salsa verde (recipe below) and garnish with roasted lemon. To make salsa verde: Soak capers in cold water 1 hour then drain. Soak anchovies in cold water 15 minutes then pat dry and remove bones. Using mortar and pestle, smash capers, anchovies and garlic, until smooth, then transfer to large bowl. Add all herbs and olive oil. Season with sea salt. Pair each serving with Angeline California Rosé of Pinot Noir. Black Skillet Beef with Greens and Red Potatoes Recipe courtesy of the

USDA 1 pound top round beef 1 tablespoon paprika 1 1/2 teaspoons oregano 1/2 teaspoon chili powder 1/4 teaspoon garlic powder 1/4 teaspoon black pepper 1/8 teaspoon red pepper 1/8 teaspoon dry mustard nonstick spray 8 red-skinned potatoes, halved 3 cups onion, finely chopped 2 cups beef broth 2 large garlic cloves, minced 2 large carrots, peeled and cut into 2 1/2-inch strips 2 bunches (1/2 pound each) mustard, kale or turnip greens, stems removed, coarsely torn Partially freeze beef. Thinly slice across grain into strips 1/8-inch thick and 3 inches wide. Trim away visible fat. Combine paprika, oregano, chili powder, garlic powder, black pepper, red pepper and dry mustard. Coat strips of meat with spice mixture. Spray large, heavy skillet with nonstick spray. Heat pan over high heat. Add meat; cook, stirring constantly, 5 minutes. Add potatoes, onion, broth and garlic. Cook over medium heat, covered, 20 minutes. Stir in carrots; lay greens over top and cook, covered, until carrots are tender, about 15 minutes. Serve in large serving bowl with crusty bread for dunking.

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hile it can be a challenge, there are several ways to pair food and wine appropriately during winter, despite bitter weather. Just because it’s colder doesn’t mean it’s time to stop enjoying the lively and nuanced flavors of chilled wine. While once only sipped on warm days of summer, rosé, for example, has become a year-round wine to enjoy any time with its crisp and cool strawberry and rhubarb flavors. A warm, comforting dish, like this Roasted Chicken with Salsa Verde from

Create a Cold-Weather Solution James Beard award-winning chef Jonathan Waxman, combines well with rosé during the cold season. As the chicken roasts in the oven, it warms the kitchen and fills the house with wonderful aromas, tempting any chef or home cook to steal a sip of wine. One reasonably priced wine that matches chicken well is Angeline California Rosé of Pinot Noir. The crisp flavors of light red fruits combine with the herbs accompanying the chicken. It’ll also complement the many other flavors of winter, when an array of

dishes hit the table and challenge hosts to find the right wine to serve. For more wines that work well in wintertime, visit angelinewinery.com. Chicken and Salsa Verde Recipe courtesy of chef Jonathan Waxman Chicken: 1 fresh free-range organic chicken (4 pounds) sea salt, to taste freshly ground black pepper, to taste 1/4 cup extra-virgin olive oil 1 lemon Salsa Verde: 1/4 cup capers in salt

and remove any fat (this can be added to chicken stock). Using heavy chef’s knife, cut out breastbone. Season halves with sea salt and black pepper. Place chicken halves, skin side up, on two sizzle platters and dab with olive oil. Cut lemon in half and place 1 half, cut side down, next to chicken on each platter. Roast chicken 35 minutes, basting every 10 minutes. When done, remove chicken to platter and pour off excess fat. Cut each breast in half and cut the thigh from the leg. Serve

4 anchovy filets 3 cloves garlic 1/2 cup chopped fresh parsley 1/2 cup chopped arugula 1/2 cup chopped fresh basil 1/2 cup chopped fresh cilantro 1/4 cup chopped tarragon 1/4 cup chopped fresh chives 1/4 cup chopped fresh sage 1 cup extra-virgin olive oil 1/4 teaspoon sea salt To make chicken: Heat oven to 450 F. Wash chicken in hot water. Dry with paper towels. Using kitchen shears, cut out backbone of chicken

Lina’s of course!

with salsa verde (recipe below) and garnish with roasted lemon. To make salsa verde: Soak capers in cold water 1 hour then drain. Soak anchovies in cold water 15 minutes then pat dry and remove bones. Using mortar and pestle, smash capers, anchovies and garlic, until smooth, then transfer to large bowl. Add all herbs and olive oil. Season with sea salt. Pair each serving with Angeline California Rosé of Pinot Noir.

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The Benefits of Hiring Professional Contractors

he DIY movement has inspired many homeowners to tackle home repair and remodeling projects on their own. DIY projects can be rewarding, and many homeowners who have embraced the DIY movement have discovered talents they never before knew they had. But no matter how simple popular home renovation television shows make remodeling projects appear, homeowners should know that such undertakings are far more difficult than they appear on television. Homeowners who overestimate their abilities and the time they have to complete projects can cost themselves substantial amounts of money. In fact, there are

a variety of reasons homeowners might want to work with professional contractors when tackling home improvement projects. Experience A trial and error approach can work with various projects and problems. But applying such an approach to home improvement projects is risky and potentially dangerous, not to mention costly. Experienced professional contractors with strong track records (seek recommendations from friends or neighbors) won’t have to go through trial and error and are therefore more likely than DIYers to complete a project on time and on budget. Inspiration One oft-overlooked

benefit of working with professional contractors is the likelihood that they can draw up ideas for projects that homeowners might otherwise never have thought up on their own. Homeowners without specific ideas in mind can ask contractors to come up with various scenarios before committing to a particular one. Veteran contractors can draw on years of experience to create designs that DIYers might be incapable of coming up with and/or incapable of seeing through to completion. Cost Conventional wisdom suggests it’s less expensive to do something yourself than to hire someone else to do it for you, but that’s not necessarily true of home

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improvement projects. Labor costs typically account for a substantial amount of professionally contracted projects, but homeowners can cut those costs by volunteering to do some of the simpler tasks themselves. In addition, contractors often purchase materials at a much lower cost than individual homeowners because contractors buy in bulk. So while labor costs might be lower on DIY projects, the cost of materials can offset those savings. Resale value Many homeowners renovate their homes with eyes on improving the resale value of those homes. But if homeowners want to showcase a newly remodeled kitchen when selling their homes, they should

be prepared for prospective buyers to ask who worked on the project. Fearing potential problems down the road, some buyers might be put off by homes that were remodeled by DIYers and not professional contractors. Renovating a home on

your own can be a rewarding project for homeowners. But it’s important that homeowners recognize the many benefits of working with professional contractors before making any final decisions with regard to who will tackle their next project.

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How to Create an Effective Workflow in the Kitchen

athroom and kitchen makeovers are some of the most coveted and profitable improvements that can be made to a home. Installing new cabinetry, countertops and appliances can transform the look of a kitchen, but homeowners also must consider the functionality of design when renovating. The National Kitchen and Bath Association suggests applying the kitchen “work triangle,” which is a concept used to create efficient kitchen layouts. The triangle comprises imaginary straight lines drawn from the cooking appliance, sink and refrigerator. These are where much of the work in the kitchen takes place. The general idea is that

when the work triangle is positioned accordingly — with the three components in close proximity to one another — the kitchen is easier and more efficient to use. Homeowners will be able to move freely among these elements when they are placed at appropriate distances, reducing wasted steps. The NKBA suggests following these guidelines to create efficient kitchens. • No major traffic patterns should cross through the triangle. • The sum of the work triangle’s three sides should not exceed 26 feet. Each portion of the triangle should be between four and nine feet.

• Avoid cutting through an island or a peninsula. • If the kitchen has only one sink, it should be placed between or across from the cooking surface, preparation area or refrigerator. The work triangle is a suggestion, not a law of design. As kitchens evolve and more people use them simultaneously, designers may take certain liberties — even having multiple triangles at play. Homeowners should also design their kitchens so they function best for their own individual lifestyles. Kitchen layout can be just as important as the decor and appliances within the kitchen.

How to Avoid the Cold Comfort of a Drafty House

or those who live in older homes, the transition to colder weather can be extra disheartening, as the vision of expensive heating bills, chilly rooms and drafty windows dance in their heads. However, it’s easy to change the outlook from cold to cozy with a few simple DIY solutions. The most effective way to improve the comfort level in your home is to properly insulate. Insulation can be inadequate in older homes. Over time, it can settle and compact, creating gaps. Topping up attic insulation will help keep the warm air in, reducing heating bills and preventing stress on your furnace. For easy installation, home-

owners and professionals alike recommend a stone wool batt insulation product called Roxul Comfortbatt. For attics, aim for an r-value of R-50 or a depth of 16 inches. A little preparation can go a long way to keep the cold at bay. Seal out drafts by replacing worn weath-

Plumbing Problems?

erstripping and caulking along windows, doors, baseboards, and trim. For other ways to beat the cold, consider inexpensive window insulation kits along with thicker drapes, and don’t forget to reverse ceiling fans to push warm air back down.

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Dodge Winter Lawn Damage

inter conditions can present a wide range of challenges to your lawn and landscape, but there are precautions you can take to protect your lawn, as well as your trees and shrubs, from seasonal harm. Preventive steps from the lawncare experts at TruGreen can help your lawn survive the winter season’s harsh elements. Snow Plow Damage Install brightly-colored boundary markers along the edges of paved areas to help protect lawn and shrubs from snow plow and snow thrower blades. Lightweight wooden stakes, at least four feet tall with bright reflective tape and brightly covered fiberglass rods, serve as

good markers. Avoid heavy metal, fence posts and other large objects, as they can pose a hazard to snow plow operators. Cold Temperature Stress More so than any other season, trees and shrubs are vulnerable to changing weather conditions during the winter. Wide temperature fluctuation and extremely low temperatures are the biggest factors of tree stress, meaning your trees are more susceptible to things like frost cracks, sunscald and winter burn. Keep twigs and limbs from breaking under the weight of ice by carefully brushing away, whenever possible, any snow load from plants, which will reduce the weight on the limbs and decrease the

damage. Placing a burlap cover around shrubs such as boxwood and yews will help reduce winter desiccation. Proper fertilization can help keep your trees and shrubs healthy well into spring, and allow them to better tolerate winter. A service like TruGreen can help with tree and shrub services customized to meet your landscape’s every need, including applications to control overwintering insects, pests and mites. Freezing Temperatures Damage to plants, shrubs and trees as a result of sustained low temperatures can typically go undetected until spring or early summer, when plants fail to produce new growth. To help prevent damage,

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maintain a two- to threeinch layer of mulch to help protect the crown and roots from weather extremes. Winter Dehydration During the colder months of winter, plants cannot replace moisture lost from leaves and needles. This leads to “dehydration” – technically known as desiccation. To help avoid this problem,

maintain proper watering late into the fall, or water during periods of winter thaw. TruGreen offers an anti-desiccation service that helps reduce moisture loss caused by cold winter winds for broadleaf evergreens that are most susceptible to winter desiccation. Ice Melt Ice-melting agents, such

as rock salt and products containing calcium and magnesium chloride, may accumulate in the soil and cause damage to plants. Use extreme care when applying ice-melting agents to prevent damage to your plants or concrete surfaces. Find more advice to help prep your lawn for winter at TruGreen.com.

Did You Know?

any homeowners have lofty goals for their homes. Such plans may include extensive renovations or even additions. While many of these projects create beautiful changes in a home, it’s important to consider the impact that renovations can have on property value before beginning a project. Many home improvement projects do not add as much value as homeowners may think they do. In fact, some homeowners “overbuild” for their neighborhoods. This means the amount of money invested in im-

provements can likely never be recuperated because the house value simply exceeds those around by too much money. To avoid overbuilding, homeowners can ask themselves several questions before beginning a renovation project. • Will my house be the largest house in the neighborhood? Larger homes tend to have a lower price per square foot, so you may not want to improve to this extent. • Will the house blend with others in the area? If your house will stick out like a sore thumb, it will

detract from its own value and could impact the value of other homes in the area. • Have I examined the cost vs. value of the project? Many home improvement resources analyze the cost of a project versus the overall value of that project with regard to property value. For example, a $100,000 basement remodel may not add $100,000 to the value of the home in the event you choose to sell down the line. It’s important to know which projects provide the best return on investment.

Page 22 • January 18, 2017 • Tell Them You Saw It In The HomeTown News - Zone 16 • Like us on facebook www.facebook.com/mypaperonline.com

Classic Rock Night - Readers Can Sing their Song

ust imagine it. There you are up on stage, singing your favorite classic rock song. There’s a full band behind you. Back-up singers are moving to the music. There is a big crowd in the audience,

swaying back and forth. Lots of your friends and relatives, too, who can’t believe that’s you on the stage. “I can’t get no Satisfaction,” you belt out, moving to the music…just like the Rolling Stones…but,

it’s actually you! How much would you pay for that? How about $50? And, that includes a formal rehearsal with the band, to be sure you sound professional. Also included in this $50 donation is a

Pequannock UNICO‘s 2017 Mt. Airy Casino Trip and Show

ome join the Pequannock UNICO trip committee on Tuesday, February 28th for the Mt Airy Casino and show “The Ultimate Johnny

Cash Tribute-Ring of Fire”. The price of $70.00 per person includes bus transportation, slot play ($10), free buffet lunch, and matinee show. Reservations sug-

gested immediately, with full payment due January 27th. Call Joan Deodato (973-696-3799) or Ann Carabello (973-835-0208) to book your reservation.

What’s happening in your school or organization? Have a human interest story? Email us at hteditor@newviewmg.com

full dinner, and a ticket to the show. It’s all going to happen, right in Wayne, at Classic Rock Night, Saturday, January 28, from 6 to 9:30pm, at the Packanack Lake Clubhouse, 52 Lake Drive West. To participate, and sing, readers can choose (and pay $50) for their favorite song. Then, they participate in a rehearsal with the band. These are examples of songs popular in the 1967-1986 era: Make Me Smile (Chicago); Sir Duke (Stevie Wonder); My Old School (Steely Dan); Beginnings (Chicago); Sing a Song (Earth Wind & Fire): and Honky Cat (Elton John). This event is sponsored by Wayne Rotary…and

profits go to local Wayne charities. Readers not wanting to sing, can attend the Classic Rock Night event by paying $35 each for single tickets in advance…or $40 per ticket purchased at the door. Kids, 12 and under, get into this event for free, and if they want the full course dinner, the cost is $15. Sponsorships are also available for this event. Each sponsor that commits $300 or more will receive a song performed by the YouChoose Band. It will reflect the nature of their business. Readers and potential sponsors can choose their song to sing in front of the band, or buy tickets, by going into the Internet, at

Everything I List Turns to Laura R. Bellini

LauraBelliniRealtor@gmail.com

Sales Associate Cell 973.650.2357

D UN

5 Van Ness Ave., Pompton Plains List Price $395,000

E ND

R NT

LD JU

6 Libby Ave., Pompton Plains List Price $415,000

853 Scioto Drive, Franklin Lakes List Price $2,395,000

SOLD

937 Rt 23 Pompton Plains

Office 973.839.4646 R NT

http://www.youchoosemusic.fm/1716/classic-rocknight-iii. Questions? Answers will be provided by Dave Philp 917-204-1929 (call or text). Or, you can also get all the information from Rotarian Cindy Saypol, at csaypol@aol.com. Her cell number is 973-981-0456. Some of the local charities supported by Wayne Rotary include: The Foundation for the Handicapped, the Gift of Life Program, Wayne First Aid Squad, Passaic County Historical Society, Kids be Safe, Wayne School System, Clergy Fellowship, local Scouting, local Wayne nursing homes, and the Boys and Girls Club.

IS TL

T LIS

86 Ackerman Ave., Clifton List Price $950,000

Your Home Featured Here

545 Reservoir Dive., Franklin Lakes List Price $1,375,000

Information provided by local area Multiple Listing Service. It may include sales/listings notmade by the named agent/agents or Weichert Realtors ®. Information deemed reliable, but not guaranteed. © 2016 Weichert Realtors. If your home is currently listed with a real estate broker, this is not intended to be a solicitation of the listing. Each WEICHERT ® franchised office is independently owned and operated. Weichert ® is a federally registered trademark owned by Weichert Co. All other trademarks are the property of their respective owners. REALTOR ® is a federally registered collective membership mark which identifies a real estate professional who is a Member of the NATIONAL ASSOCIATION OF REALTORS ® and subscribes in its strict Code of Ethics.

Like us on facebook www.facebook.com/mypaperonline.com • Tell Them You Saw It In The HomeTown News - zone 16 • January 18, 2017 • Page 23

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Page 24 • January 18, 2017 • Tell Them You Saw It In The HomeTown News - Zone 16 • Like us on facebook www.facebook.com/mypaperonline.com

RESIDENTIAL BROKERAGE

Proudly Providing the Highest Level of Real Estate Service in the Industry! WILLIAM BOSWELL Sales Associate Previews Luxury Specialist O 201.891.6700 D 201.848.3413 C 973.224.4605 F 862.345.1091 E Bill@NorthJerseyLuxury.com NorthJerseyLuxury.com

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BLOOMINGDALE

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BLOOMINGDALE

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WAYNE

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POMPTON PLAINS FAIR LAWN

POMPTON PLAINS

WEST MILFORD

WYCKOFF

FRANKLIN LAKES

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WAYNE

POMPTON PLAINS

LINCOLN PARK

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POMPTON PLAINS

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POMPTON PLAINS

KINNELON

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Plus 138 Additional Homes SOLD! Let Us Serve You in 2017 - Call 973.224.4605 with All of Your Real Estate Needs! © 2016 Coldwell Banker Real Estate LLC. Coldwell Banker ® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned & Operated by NRT LLC. If your home is currently listed, please disregard this offer.

Like us on facebook www.facebook.com/mypaperonline.com • Tell Them You Saw It In The HomeTown News - zone 16 • January 18, 2017 • Page 25 142 Route 23 North Pompton Plains, NJ 07444

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FOR THE HANDYMAN! 2 BR, 1 BA 4.125/4.318% APR $581 PER MONTH

BUTLER $149,800

CLIFTON $155,500 3RD FLOOR CONDO! 1 BR, 1.1 BA 4.125/4.312% APR $603 PER MONTH

NEWLY LISTED! 4 BR, 2 BA, 1 CAR DET GAR 4.125/4.210% APR $1511 PER MONTH

HASKELL $269,800

LINCOLN PARK $325,000

WAYNE $169,000

NEW BATH! 3 BR, 1 BA 4.125/4.239% APR $1046 PER MONTH

HOPATCONG $235,900

NEW CONSTRUCTION! 2 BR, 2 BA, 1 CAR DET GAR 4.25/4.380% APR $928 PER MONTH

LINCOLN PARK $524,900

POMPTON PLAINS $439,900

POMPTON PLAINS $249,900

POMPTON PLAINS $235,000

ALL LARGE ROOMS! 4 BR, 2 BA, 2 CAR GAR 4.125/4.202% APR $1706 PER MONTH

NEWLY LISTED! 3 BR, 1 BA 4.125/4.247% APR $969 PER MONTH

NEWLY LISTED! 4 BR, 2.1 BA, 2 CAR GAR 4.125/4.192% APR $2035 PER MONTH

ONE OF A KIND CONDO! 2 BR, 1 BA 4.125/4.254% APR $911 PER MONTH

FINISHED BASEMENT! 2 BR, 2 BA, 1 CAR GAR 4.125/4.223% APR $1260 PER MONTH

RENOVATED IN 2010! 1 BR, 1 BA 4.125/4.298% APR $655 PER MONTH

HACKENSACK $259,900

HARDYSTON $239,900

HASKELL $285,000

POMPTON LAKES $174,900

POMPTON PLAINS $684,900

POMPTON PLAINS $639,000

WEST MILFORD $345,000

WEST MILFORD $299,995

WEST MILFORD $224,900

PRICE REDUCED! 2 BR, 2 BA 4.125/4.243% APR $1008 PER MONTH

PRIVATE LOCATION! 2 BR, 2 BA 4.125/4.293% APR $678 PER MONTH

NEWLY LISTED! 4 BR, 2.1 BA, 2 CAR GAR 4.125/4.218% APR $1338 PER MONTH

LAKE VIEW! 2 BR, 1 BA 4.125/4.252% APR $930 PER MONTH

IN THE HEART OF TOWN! 4 BR, 2.1 BA, 2 CAR DET GAR 4.25/4.307% APR $2695 PER MONTH

NEWLY LISTED! 4 BR, 2.1 BA, 2 CAR DET GAR 4.125/4.230% APR $1163 PER MONTH

NEW CONSTRUCTION! 2 BR, 2 BA, 1 CAR GAR 4.125/4.234% APR $1105 PER MONTH

ELEGANT & GRACIOUS! 4 BR, 2.1 BA, 2 CAR GAR 4.25/4.309% APR $2515 PER MONTH

FRONT & BACK DECKS! 3 BR, 2 BA 4.125/4.259% APR $872 PER MONTH

©2016 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

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973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • ryan.barry@njlenders.com Mortgage Payments listed above are based on principal & interest only on a 30 yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of November 9, 2016. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.

Page 26 • January 18, 2017 • Tell Them You Saw It In The HomeTown News - Zone 16 • Like us on facebook www.facebook.com/mypaperonline.com

omeowners unfamiliar with the appraisal process might not know if there is anything they can do to make the process go more smoothly. While certain variables involved in the appraisal process, such as location of the home and the value of surrounding homes, are beyond homeowners’ control, the Appraisal Institute recommends homeowners take the following steps before an appraiser visits their home. • Clean the house. A dirty home that is full of clutter will not make the best impression on appraisers. Dirty homes may be vulnerable to insect infestations that can lead to

Steps to Take Before an Appraisers Visit house and property; a deed or title report; a recent tax bill; if applicable, a list of items to be sold with the house; purchase history of the home; and the original plans and specifications of the home.

structural problems with the home. While a dirty home is not necessarily an indicator of infestations or a reflection of a home’s value, a clean home will create a stronger first impression with the appraiser. • Make any necessary repairs ahead of the appointment. Homeowners who have been putting off repairs should make them before the appraiser arrives. Homes with repairs that still need to be made

will likely be valued less than similar homes with no such repair issues. Though repairs can be costly, investing in home repairs will likely increase both the appraisal and resale value of the home. • Obtain all necessary documents before the appraiser arrives. Homeowners who have certain documentation at the ready can speed up the appraisal process. Such documentation may include a survey of the

• Inform the appraiser about recent improvements. Homeowners can inform appraisers about any recent improvements to the home and the cost of those improvements. The value of home improvements with

MARIA FERRITO

regard to a home’s appraisal value vary depending on a host of variables, but having such information at the ready can help appraisers make the most informed appraisal possible.

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Sherry Blau, Sales Associate

201-452-8492 Cell 973-305-5880 x1352 Office SherryBlau@RealtyExecutives.com

Let me offer you outstanding results: 12 Erin Way, Lincoln Park Listed and SOLD in 10 Days 387 Boulevard, Pequannock SOLD 65 Knox Terrace, Wayne SOLD 11 Birch Road, Kinnelon SOLD

Call Sherry Today For A Free Market Analysis - 201-452-8492 Superior Internet Adverstising, Multi-Media Marketing & More

Like us on facebook www.facebook.com/mypaperonline.com • Tell Them You Saw It In The HomeTown News - zone 16 • January 18, 2017 • Page 27

ERICKSON Masonry, LLC Pompton Lakes, NJ

973-835-2001

35 Years Experience Free Estimates Fully Insured “No Job Too Small or Large”

A-Plus Cleanouts

Mariya’s CLEANING SERVICE

Ukrainian ladies clean your home or ofﬁce to your complete satisfaction. Exper. Refs Avail Call 973-557-3621

• Pressure Washing • Gutter Cleaning & Flush for Siding & Decks • Interior & Exterior Painting • Disposal Service • Garage, Attic, Basement & Home Call

201-755-6351

10% Discount for Seniors & Veterans

Fully Insured • Free Estimates • Satisfaction Guaranteed!

and HOME IMPROVEMENT 148 Kakeout Road Kinnelon, NJ 07405

973-492-2521 myles4@optonline.net

Fully Insured • Free Estimates

Specializing in Crown Molding, Trim Work, Painting & Basement Refinishing

KOVACH ROOFING, INC. Established 1948 NJ Lic# 13VH00222500

Shingles • Slate Flat Roofs • Gutters

500 OFF Any Roofing

Job of $3,000 or More

Senior Citizen Discounts WE DO SMALL REPAIR JOBS

973-835-5330

ROSS ROOFING & SIDING

•Vinyl Siding •Replacement Windows •Residential Roofing •35+ Years Experience

Free Estimates • Fully Insured

973-696-5699

STEPHEN FOX

Plumbing & Heating Small Repairs, Alter, Drain Service INSURED BONDED

Lic.#7467

973-839-1054

TOMS D’S

HANDYMAN SERVICE Maintenance Repair • Building Remodeling

NO JOB TOO SMALL or BIG!

25 Years Experience Lic. #13VH06689700

973-632-6411

ECRWSS Local Postal Customer

New View Media Group, LLC 1 Old Wolfe Road, Suite 205 Budd Lake, NJ 07828

WILMINGTON, DE PERMIT NO. 834

Wishing you a Happy, Healthy and Prosperous Year! Let me guide you into a new home in 2017 F

al S r o

en R r o

Melissa Florance-Lynch Manager, Broker-Sales Person Manager Business Development

“Your Partner in Success”

FOR SALE $369,000

CONDO FOR SALE $299,000

OFFICE FOR RENT $2,100/mth

Lincoln Park NEW LISTING - 3 WASHINGTON AVE. JUST LISTED Wonderful 4BR, 2.5BA Colonial

4108 RAMAPO CT. AT THE GRANDE IN RIVERDALE 2 bedroom ground ﬂoor condo with access to courtyard

Pequannock 239 NEWARK POMPTON TPK. Commercial - 1,200 sq. feet Perfect for Professional Space

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Sol

$429,000

CONDO $204,900

SOLD for $635,000

Pequannock UNDER CONTRACT - 32 OAK AVE Possible Subdivision

Pompton Plains UNDER CONTRACT - 5612 TUDOR DRIVE Condo in the Glens

Pompton Plains 175 WEST PARKWAY List Price $649,000

Sol

SOLD for $470,000

SOLD for $375,100

SOLD for $220,000

Pompton Plains 42 WOODLAND PLACE List Price $455,000

Pompton Plains 36 FRANKLIN AVE List Price $375,000

Wanaque - Haskell 28 5TH AVE List Price $220,000

Participated in sale

©2016 REALTY EXECUTIVES, EXCEPTIONAL REALTORS® is a trademark licensed to Realty Executives, Exceptional Realtors®. An Equal Opportunity Company. Equal Housing Opportunity. Each ofﬁce is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

NJ REALTORS® Circle of Excellence 2015 100% Club Award Chairman’s Award Five Star Professional Award

You can reach me on my cell: (973) 809-4401 email: MelissaFlorance-Lynch@ RealtyExecutives.com

363 Route 23 South Pompton Plains, NJ 07444 (973) 305-5880 x1496 Ofﬁce RealtyExecutives.com