Wayne feb 2017 final by My Life Publications..Maljon LLC

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HELP WANTED Local Writers Needed Email hteditor@ newviewmg.com

No. 13 Vol. 3

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February 14, 2017

Racing In The Cold Warms The Hungry

By Cheryl Conway he brisk morning did not stop the flock of runners that came out on Sat., Feb. 4, to compete in the first Penguin Pace. The winter fitness event made its debut at Wayne’s Packanack Lake when 230 registrants ran and walked 2.67 miles at 9 a.m. followed by a Hot Cocoa Party, award ceremony and prizes at the Packanack Community Church. The

event was arranged by Barwick Marketing and Events Group in Wayne. With a goal of keeping people active during the winter months, The Penguin Pace’s purpose was to also allocate proceeds from the event to the Wayne Interfaith Network’s Food Pantry. “There’s still a lot of people who go hungry,” says Robert Barwick, owner of Barwick Marketing and Events Group. “People

going hungry really concerns me.” Encouraging people to get involved in activities that involve fitness is also concerning, says Barwick, a former runner and race announcer in the Philadelphia Marathon this past year. “Hunger and fitness are closely tied to one another,” he says, adding that he was pleased with the number of participants that continued on page 2

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Racing In The Cold... continued from front page came out to the first time event in Wayne. Children and adults from areas throughout New Jersey and some from New York City came out Sat. morning. “We had such a positive showing for the inaugural race!” says Barwick. “People loved it! There were 230 registrants which is great for a first year race held in the beginning of February.” Winners in the women’s category were Kate Hyde, first; Jacqueline Murphy,

second; and Lillian Park, third. Winners in the men’s category were Michael Benvenuto, first; Andrew Pearson, second; and David Carl, third. Every participant received a Penguin Pace coffee mug and a race t-shirt. The greatest prize of all is the amount of proceeds and food donations to the local food pantry. “Based upon our current projections, over $1,350 will be donated to the Wayne Interfaith Network

Food Pantry in addition to over 20 bags of food,” says Barwick, adding that the tithe was to give 10 percent of proceeds and to also have participants bring food donations. “Our events focus on the ‘fun’ while we use our talents as race coordinators to give back to the community,” says Barwick, who has been coordinating events in the area for more than two decades. Established in 1988, the Barwick Marketing and Events Group has been organizing up

Mother’s Club Hosts Garage Sale

uge Garage Sale, hosted by the Packanack Lake Mother’s Club, in Wayne, is set for Fri., Feb. 24, 9 a.m.-3

p.m.; Sat., Feb. 25, 9 a.m.-3 p.m.; and Sun., Feb. 26, 9 a.m.-3 p.m. Shop early for best selection of toys, baby gear,

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to 40 events a year, most of which are running races and some non-sporting events. “A lot of our participants aren’t fitness runners but they want to have a good time,” says Barwick. With a lot of races not planned in Feb. or March, Barwick figured what a good time for a quick race, especially at Packanack Lake where he has resided for 26 years.

“I run around the lake; I bike around the lake,” he says. His idea with Penguin Pace is, “You run as fast as you possibly can, you get your hot cocoa and come inside. The goal is to get people off their buns, even when it’s cold.” He plans to use this trial run as a means to possibly plan similar Penguin Paces in other areas. Besides promoting fit-

ness, Barwick questions “how do we give back to the community at the same time? A portion of our proceeds is to help raise money; if we can donate some proceeds to that charity.” Barwick concludes, “If we can do what we can do and help people out, we want to be good capitalists.” For future races and events, visit abluepenguin. com.

100% Mailed, Bi-Weekly Newspaper 1 Old Wolfe Road Budd Lake, NJ 07828 H 800.691.7549 H Publishers: Joe Nicastro & Mary Lalama H Editor: Cheryl Conway H Graphics: Mary Lalama, Terri Armswood Please e-mail all press releases and calendar information to hteditor@newviewmg.com. Advertising in the HomeTown News is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by New View Media Group. Views expressed in the HomeTown News are those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or the HomeTown News. Advertising is open to anyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services, products or businesses advertised.

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Birthday Celebration Planned To Kick Off CRS Foundation’s Annual Campaign To Help Families

By Cheryl Conway ince established in 2010, the Carlos Raymond Saavedra Foundation (CRS), has donated more than $47,000 to benefit 30 families of children fighting life threatening or debilitating diseases. The non-profit 501c3 organization is getting ready to kick off its seventh year with its annual Celebration of Life event in honor of Carlos Raymond Saavedra Jr.’s 27th birthday. The party is planned for Sat., Feb. 27, at 6 p.m., at the Brick Town Elks Lodge in Brick. Held every February to honor another year of life for Carlos Jr., Celebration of Life organizers are expecting about 200 attend-

ees this year. Buffet-style dinner and cash bar will be available, along with a tricky tray and 50/50 raffle. Tickets purchased online before Feb. 18 are $35; $45 at the door. Children 12 years and younger are free. Like the other CRS fundraising events held throughout the year, all proceeds go to families with children fighting life threatening or debilitating diseases and donations are made periodically to St. Jude Children’s Research Hospital in Memphis, Tenn. “We do it to honor Carlos and the special man he is,” says Mike Caposella of Wayne, co-founder and treasurer of the CRS Foundation along with his wife

Denise. “It gives you the greatest feeling in the world that you can help a family; how it helps them so much emotionally, physically. It’s one of those things that makes you feel good.” Denise Caposella thought of the idea for the foundation seven years ago after realizing the number of families and their sacrifice when a child is diagnosed with a disease. The struggles families face hit close to home for the Caposellas when their best friend’s child was diagnosed 21 years ago with “medulloblastoma,” a cancerous tumor in the stem of the brain. It was Labor Day continued on next page

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CRS Foundation... cont. from previous page weekend 1996 when the Caposellas were down the shore with their close friends, Linda and Carlos Saavedra, and their son Carlos Jr., who was six years old at that time. “He was a handsome little boy,” recalls Caposella, but he “wasn’t looking too well” and had no appetite. On Oct. 11, 1996, Carlos Jr. was diagnosed with the brain stem cancer and needed surgery. “After a 15 hour brain surgery the family was told he was bleeding to death,” as described on CRS website. “So the doctors stopped the surgery, closed him up, and gave the news

to the family. While everyone was devastated with the news, God gave Carlos Raymond a miracle and the bleeding stopped.” “They couldn’t get the whole tumor,” explains Caposella, who considers Carlos Jr. a nephew. They told him, “He wasn’t going to live ‘til Christmas.” Carlos Jr. was sent to St. Jude’s for therapy. He was the only one to survive the experimental treatment; the seven other children undergoing the same treatment protocol died, says Caposella. The foundation was established in honor of Carlos Jr. and his miracle of life in order to help families who

are now struggling. “Our goal is to help everybody,” says Caposella. According to the CRS mission statement: “In honor and celebration of Carlos Raymond’s survival, the primary goal of the Carlos Raymond Saavedra Foundation (CRS Foundation) is to raise money and provide support for families that are struggling with the fight against cancer and other debilitating diseases as well as various organizations.” The foundation hosts a variety of fundraising events with the goal to obtain corporate and personal donations. Its main purpose is “to give back our gratitude to

Ready, Set, Grow Offers Full Day Kindergarten

eady, Set, Grow! Preschool is Wayne is excited to announce that it is offering a Full Day Kindergarten Program. Registration has already started. With a small class size, many hands on activities will be offered while providing all the necessary skills for a child to be well prepared for first

grade! Classes run from 8:55 a.m. until 3:05 p.m. Before care starting at 7 a.m. and after care until 6 p.m. is available. If interested in this program, call the school at 973-696-6888 to arrange for an appointment, register and tour the school. A half day Kindergarten enrichment program is still

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St. Jude Children’s Research Hospital, where Carlos Raymond, the chairman of this organization and the person who inspired the creation of this foundation, was cured. And to “pay it forward” to other children and their families.” The CRS Foundation hosts its premier event every year in September at the Preakness Valley Golf Course in Totowa followed by dinner and tricky tray. Other events include, Allied Trades of NJ, is held in June, featuring a carnival and family day; Dine & Donate events in which a restaurant donates a percentage of proceeds from sales to the CRS. The CRS Foundation board receives ongoing applications from families

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in need of funding. Recipients, 21 years old and younger, live as far as California. “People contact us,” says Caposella. “A lot are referred to us by people on the board, which then reviews each case and selects recipients. Caposella says the board tries to grant $1,000 per recipient. The board also received $5,000 from Toys R Us in gift cards last year and an additional $1,500 in 2017 which are given to siblings of children faced with a disease. “Our goal is to help every request we get,” says Caposella. “We will put them on a waiting list and we will help them as quickly as we can.” Today, Carlos Raymond

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Saavedra Jr., lives in Brick with his family. While “he will never be mainstream,” says Caposella, he has had several jobs like working at an animal shelter and Shoprite. He “has a tremendous love of life, family and friends,” as described on the website. “If you saw his smile you would certainly see that. He also is a very resilient, determined and relentless individual who would just not allow himself to be beaten by anyone or anything.” The upcoming birthday to celebrate his life is open to the community. Go to carlosraymondfoundation.com for more information; for questions, email Info@carlosraymondfoundation.com.

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Essex-Passaic Wellness Coalition Features Presentation On Cancer Survivorship

he Essex-Passaic Wellness Coalition (EPWC) plans to have a public meeting, featuring a presentation on cancer survivorship by Mary Jane Tranzillo, APN, on Mon., March 6, from 4 p.m. to 6 p.m. at RWJ Barnabas Health’s Corporate Training Room in West Orange. Following a brief, open business meeting at 4 p.m., the presentation on cancer survivorship will begin at 4:30 p.m. Tranzillo will discuss who cancer survivors are, their needs, and how care is designed for and delivered to cancer survivors. Attendees are welcome to attend. Free parking is available onsite.

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Tranzillo is an advanced practice nurse in Gynecologic Oncology at Summit Medical Group who specializes in assessing and managing care of new and continuing patients as well as coordinating their care. She has also worked at Rutgers Cancer Institute of New Jersey, and is a member of the American Academy of Nurse Practitioners and the Oncology Nursing

Society. The EPWC is one of New Jersey’s ten regional chronic disease coalitions, funded by a grant from the NJ Department of Health’s Office of Cancer Control and Prevention to the New Jersey Medical School at Rutgers, The State University of New Jersey, along with in-kind support from Rutgers Biomedical and Health Sciences and other

organizations. The EPWC’s mission is to reduce the burden of cancer and other chronic diseases on all Essex and Passaic County residents by the promotion of improved outreach, education, screening, access to treatment and follow-up. More information about the EPWC is available on its web site, web.njms.rutgers.edu/EPWC.

Wayne Organizes Book Club

See Sites With Local Travel Club

he Wayne Public Library has organized a New Book Club in

2017! Just finished the workday? Bring a snack and beverage to enjoy while unwinding from the day, at the Monthly Monday Book Talk, Feb. 20, 6:15 p.m. to 7:15 p.m. in the Board

he W.T.C. Travel Club invites everyone over 55 years of age to join its Travel Club. No fee for joining only

room of the Wayne Public Library. The group meets at the end of each month to talk about a variety of books focusing on historical fiction, foreign settings, multicultural stories, and/or monthly themes. The title to discuss is “The Heart is a Lonely

the desire to travel. The group has set its plans for 2017 to enjoy day and multiple day trips by bus to several states in the U.S.

Hunter,” by Carson McCullers. Books will be available approx. four weeks before, at the Reference desk. Contact Eleana at cordovae@waynepubliclibrary. org or 973-694-4272 ext. 5406 to join.

For information call Eleanor at 973-839-5023 or visit www.wtctravel.weebly.com.

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Page 8 • February 14, 2017 • Tell Them You Saw It In The Wayne HomeTown News • Like us on facebook www.facebook.com/mypaperonline.com Brought to you by Dr. Matthew Krupnick, the owner of Pequannock Animal Hospital

Surprising Facts About Fleas And Ticks

leas and ticks rely on blood for food. They are the vampires of the pet realm, silently stalking companion animals wherever they go. Once fleas and ticks find a victim, they are bound to stay around for a while, enjoying the free meal. Fleas, in particular, can grow quite fond of a cat or dog - reproducing and quickly building an infestation. Few people are enamored with fleas and ticks, but learning a little more about them can help pet owners understand their behaviors and how to best keep their pets safe. Fleas Fleas have four life stag-

Dr. Matthew Krupnick, D.V.M.

es: egg, larva, pupa, and biting adult. Most people are familiar with the adult stage because those are the most noticeable and painful. Fleas can feed on just about any blood host.

Scientists know of more than 2,000 species and subspecies of fleas. However, in North America, the cat flea (ctenocephalides felis) is responsible for the majority of cat and dog infestations.

Female fleas are typically larger than the males and are responsible for proliferating the flea brood. Females can consume up to 15 times their body weight in blood every day. This helps to fuel egg-laying, which can take place within 36 to 48 hours of the female’s first meal. In her lifetime, a female flea can lay roughly 2,000 eggs. Fleas are wingless parasites that get around by jumping from host to host. If they don’t have to expend too much energy (i.e. get comfortable on a host), they can go anywhere from between two months and 100 days without a meal. Fleas can jump up to eight inches

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high, enabling them to grab onto a passing meal source. A typical flea can live for a few months, and fleas can carry a number of different diseases. From plague to cat scratch fever to tapeworms, fleas can make pets ill and also affect people who interact with them. Ticks Ticks are not insects; they are arachnids. That means they are more closely related to spiders and scorpions. The stages of the tick include the egg, larva, nymph, and adult. Depending on the species, nymph ticks can be quite small to the naked eye. Ticks’ small stature can make them difficult to detect until they

have become engorged with blood. The University of Rhode Island’s Center for Vector-Borne Disease and its TickEncounter Resource Center say that spring is a prime time for the birth of new ticks. During this time of year, ticks are on the hunt for their next meals. Ticks can be carriers of a number of diseases, but it’s important to note that a tick has to be attached for longer than 24 hours to transmit diseases to a host. That means checking animals (and yourself) for ticks frecontinued on page 10

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simple way to think about your 1040 tax return is focusing on a single line, your Adjusted Gross Income (AGI). Anything “above the line” creates an AGI that can yield tax opportunities or tax consequences for anything “below the line.” Being aware of “the line” and the impact it has

Knowing “The Line” Creates Opportunity on your tax return can help you make better tax decisions throughout the year. Understand the line. When you hear “the line,” it’s referring to both the last line on page one and the first line on page two of your 1040 tax return. The AGI line is made up of W-2 wages, tips, and other income; interest and

Fleas And Ticks...

continued from page 8 quently can help avoid the spread of illness. Ticks don’t jump or fall from trees. The parasites crawl upward, so start looking from the feet, moving up. In addition, check a dog’s face, where a tick may latch on while the dog is sniffing in the grass. Ticks and fleas are pesky critters that can carry

disease. Consult with your veterinarian if you suspect your dog has a tick or flea problem to get the situation under control. Preventative collars and medications can help repel fleas and ticks as well. Dr. Matthew Krupnick is the owner of the Pequannock Animal Hospital. He grew up in Kinnelon and

dividends; capital gains/ losses; alimony; pensions, annuities, and social security income; and business activity profits and losses. It also includes a number of miscellaneous items that can reduce your AGI such as educator expense, moving expense, student loan interest, and alimony paid. The list of things that is happy to be home – with his wife, three cats, and two dogs – to provide quality and compassionate care for pets in the community. The Pequannock Animal Hospital is located at 591 Newark Pompton Turnpike in Pompton Plains. You can reach the hospital by calling 973-616-0400.

impact AGI can be lengthy. What is important, however, is understanding that this single line has a tremendous impact on what your final tax bill will be. It’s also important to consider below the line impact. Phase outs. If your AGI is too high, you could be in for an unpleasant tax surprise because so many of your “below the line” tax benefits can be phased out. This could include losing up to 80% of your itemized deductions, all of your exemptions, and access to most credits. Alternative minimum tax. A high AGI can subject your tax return to a below the line calculation using an alternative tax table. Marginal tax. Your AGI

can subject some of your income to higher tax rates up to 39.6%. Understanding the importance of “the line” on your tax return can help clarify suggested tax planning actions. How much can you add to your AGI and still be subject to a lower tax rate? Does an increase in your AGI phase out other tax benefits? While you can analyze the numbers yourself, consider contacting us to assist you in understanding how your above the line decisions might change your below the line tax implications. Robert P. Sokoloff and Associates, PC, is a year round full service CPA firm providing a wide range of

Accounting and Tax services to both Small Business and Individual Clients. We are QuickBooks Certified Pro Advisors and provide new business set up, training and support. Our office is located at 166 Main St. Lincoln Park, NJ 07035. Our website is www.cpanewjersey.com and email is rps@cpanewjersey.com. To contact us by phone please call 973633-1001.

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FINANCIAL News!

lease study the List of Financial Risks to your retirement portfolio below to see if you agree or disagree with the following general statement: “I’d rather receive less return, than potentially lose more, due to market risks and the required taxes that have to be paid on profits, gains and distributions.” Have you ever considered the following potential risks to your retirement portfolio? Stock Market Risk. Bond Issuer Credit Risk. Inflation Risk. Longevity Risk – might I outlive my Money? Currency Risk – might the country that printed the currency falter of fail? Interest Rate Risk – if interest rates rise, bond values fall. Economic Risk – if the economy falters or particular industry suffers a blow, how safe is my capital? Political Risk – might the incumbent lose or the winner cause an economic tremble? Issuer Risk – might the company issuing the stock or bond fall and take their shareholders and bondholders down with them? Stock Selection Risk – who is actually picking the stocks in my portfolio, or

How Safe Is Your Money By Mark E. Charnet

am I responsible? Management Risk – is my portfolio management qualified, vetted and if so, by whom? Opportunity Risk – is now the best time to get in or get out of the market? Terrorism Risk – I might not be the actual target of a terrorist attack, but terrorism anywhere can have a chilling effect on stock markets and my portfolio. Government(s) Risk – a change in the law can send stocks soaring or sinking. Identity Theft Risk – might someone attempt to steal my portfolio? Psychological Risk – psychological sentiment can turn the markets: clubbing baby seals for an example and the effect on the fur industry. Marriage Risk – divorce can be a portfolio killer! Lawsuit Risk – is your portfolio protected in the event someone sues you for any reason? Municipality Risk Towns and States can be downgraded and so will your portfolio of Municipals should this happen. Employment Risk – might I lose my job and have to invade my portfolio as a result? And what if it’s a bad market cycle at the same time? These are but a few in-

herent risks when investing your money. A wise investment advisor once said, “The best way to grow your money, was not to lose any.” Another said, “The best way to double your money is to fold it in half and place it back in your pocket!” One of the most important financial phrases in wealth accumulation was simply, “Avoid paying taxes on your nest-egg!” Have you heard, practiced or believe the question: “Is it better to earn less, than to risk more to possibly lose more?” You must have heard this one too: “A good rule of thumb is to keep a percentage of your wealth equal to your age, out of the stock market”. How about the phrase: “Safety has a price too!” Remember: “A penny saved is a penny earned?” And my father’s favorite: ”Money Doesn’t Grow on Trees!” I make no comments on these statements that have helped shape the American public financial psyche over the years. I will say this though: There are only 2 kinds of Money: Dollars at risk (investments) and dollars not at risk (savings). In my opinion, everyone should have both, but, to what extent or percentage of savings vs. investments is a personal

choice based on risk tolerance, up-bringing, personal investing experience, available capital and time horizon. If too safe a portfolio, you, may lose purchasing power to inflation, taxation and just general poor performance. Invest too aggressively and you may make a lot of money or lose a lot of money, perhaps even lose it all. What about the safety of real estate investments, is my money safe in real estate? Answer is, it depends. Just like the stock market, both commercial and residential real estate values can fluctuate daily and also may trend or mirror the stock market in either direction, up or down; and most real estate investments require a larger minimum investment. “Is my money safe in the bank?” Answer is, it depends. The bank offer’s its clients FDIC insurance up to $250,000 per person per bank, but, not every account may be insured. It’s vital to stay up on these rules in order to secure the money you currently hold in the bank and to protect the financial future for yourself, your spouse and your children. Might there be a better way, to enjoy the safety of low to no-risk savings vehi-

cles, yet enjoy a percentage of the up-side potential of the stock market at the same time? “I’m happy to report, there are ways to accomplish this!” Column space limitations do not allow me the opportunity to demonstrate what I’m referring to here, but I certainly can and will explain and demonstrate the concepts anytime you make the call to my office for a no obligation, no fee consultation necessary to discover how these opportunities may be of great benefit to you, your spouse and children. In summary, to invest with the ability to share in the upside of the market while potentially exempting the downside, in an income tax-advantaged way, may prove to be the best portfolio opportunity for a great number of savers and investors. Though the call and consultation are completely complimentary, the information you will receive may prove priceless in addition to fascinating as well! I encourage you to explore the possibilities by calling APG today. Mark E. Charnet is President and Founder of American Prosperity Group. Mark has over 35 years of experience in the Retirement and Legacy

Planning fields. Creator of the Trinity Method of Investing©, Mark encourages your inquiries and can be reached at: 973-831-4424 or via email, markcharnet@1APG.com Check out our website: www.1APG. com Interested in a career in retirement and estate planning? Check out this website: www.APGFranchise.com Mark Charnet is an investment advisor representative of, and securities and advisory services are offered through, USA Financial Securities (Member FINRA/SIPC). USA Financial Securities is a registered investment advisor located at 6020 E. Fulton St., Ada, MI 49301. American Prosperity Group is not affiliated with USA Financial Securities. Not an attorney. For estate planning advice, please contact an estate planning attorney.

Page 12 • February 14, 2017 • Tell Them You Saw It In The Wayne HomeTown News • Like us on facebook www.facebook.com/mypaperonline.com

Donation Opens New Thrift Store To Regenerate Women’s Shelter

By Cheryl Conway he new year is looking bright for a battered women’s shelter organization thanks to a significant donation from a Livingston business person who responded to an SOS call. This donor, and his wife, who wish to remain anonymous recently allocated $35,000 to Strengthen Our Sisters (SOS), a grassroots, community based non-profit, program serving homeless/battered women and children for more than four decades. The funds went toward the shelter’s utility fees and to open a thrift store in Passaic. With restricted monies coming in, the organization has been in jeopardy of closing its doors to hundreds of women and children. While

constant funding is needed to keep the non-profit running, the most recent donation has allowed SOS to sustain its operations for now and to cover the first three months’ rent of a new thrift store, Treasures Two, expected to open March 1 on Chestnut Street and Main Street, near Popeyes, in Passaic. “We’re struggling,” says Sandra Ramos of Ringwood, founder and executive director of SOS. “We are not in to money; we don’t get paid. I haven’t been paid in four years. We don’t give the money to ourselves. We give money to serve the people. We do it out of love. We want to make the world a better place.” Established in 1977 as Shelter Our Sisters – Ra-

mos began the first shelter for battered women in North America out of her three bedroom home in Hackensack. The organization changed its name to Strengthen Our Sisters and grew as big as eight houses, two day care centers, a food pantry and a thrift store. “Our shelter is the largest,” says Ramos, currently providing 155 beds to persons needing shelter. “We have 177 beds available. We take people that we don’t get reimbursed from welfare.” The mission of SOS is to break the cycle of domestic violence, poverty and abuse by restoring balance and harmony through individual empowerment. To support her organization, Ramos receives some money from the Passaic

County Dept. of Human Services, private donations, counties and social services. Ramos currently has 17 non-paid volunteers who drive shelter residents to look for jobs and attend court, doctor appointments, social services, schools; they fix things, watch chil-

dren. “We have people working who have no pay, no insurance,” says Ramos, who had to reduce her non-paid staff and is currently down to seven shelter houses located in Newfoundland, Wanaque and West Milford. A teacher of social is-

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sues and dynamics of domestic violence at Ramapo College, Ramos has been reaching out to the community for monetary support to keep her organization afloat. One man from Livingston read about her cry in the local “Livingston continued on next page

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New Thrift Store...

cont. from previous page News,” and decided to take a closer look. “I’ve been thinking about a worthwhile organization to support,” he says. Rather than giving his money away to “get thrown in a big pot and you don’t know where it goes,” he chose SOS. “They are out of sight, out of mind.” Despite its financial woes, “they continue to supply services with their extreme limited amount of money.” He “thought it was a floundering, worthwhile organization. I called to get name of attorney to find out if they are a legitimate organization; then traveled to visit her” to see the shelters, day care centers, thrift store and food pantry. He met “a bunch of people,” young and old, and talked to them

“hearing how they struggled and got strengthened getting back into society and back into their lives. “What a youthful, helpful organization it is; thought it was worthwhile to support,” he says. “It just kind of reinforced there’s a need for this; reinforced there are many people in need of support in places to live, for food. They’ve gone through tremendous financial strains.” The donor also supports the organization’s purpose: to help women “to reestablish a life after gone through a poor circumstance, such as battered women, mentally, physically.” While he says “I’m not a zillionaire,” he says he did have some success in his profession which has now allowed him and his wife to

give back. “I’ve spoken to Sandra a half a dozen times,” he says, to learn “what their needs are. They say they get a lot of donations. They need the store but they need an ongoing business to regenerate the business to self-sustain, to pay the people working there. They have to generate a good chunk of revenue plus some revenue to pay some people to run the store.” Of the funds he allocated, $10,000 went to pay shut off utility fees for gas and electric at the shelter’s seven houses; and $20,000 as a reverse matching fund to cover the first three months’ rent at the new thrift store, explains Ramos. “We are supposed to match it,” says Ramos. “We have constant needs. We

need refrigerators,” gasoline, insurance. Treasures Two is set to open March 1. The brand new store features a showroom with a store downstairs, an elevator and wood floor, describes Ramos. Customers will be able to shop for new and used furniture, high end designer clothing for mostly women, children and some selections for men. “We get a lot of stuff,” says Ramos, as far as donations. “We get some really good stuff; got a feathered couch,” antiques. The store will be open six days a week from 10 a.m. to 7 p.m. The organization’s other thrift store, Treasures, opened 30 years ago and is located in West Milford. As she looks forward,

Ramos hopes to add in a Jazz Café at the new store and eventually a Treasures Three featuring “gardening stuff.” Ramos is currently in need of furniture, cars, quality clothing and monetary contributions.

February Vacation Camp Offered At Wayne YMCA

n Fri., Feb. 17 and Mon., Feb. 20 the Wayne YMCA will be holding a vacation camp for children in grades kindergarten through fifth from 7 a.m.-7 p.m. The day includes swim, games, sports, arts and crafts and more! A bagged lunch is required. The Y supplies an afternoon snack. Children should also bring a bathing suit and towel. Fees are $60 per child/

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day for Y members and $75 per child/day for non-members. For more information and to register call the Y’s Welcome Center, 973-5950100 or go to wayneymca. org. The Y is a leading nonprofit organization dedicated to strengthening communities through youth development, healthy living and social responsibility.

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By Henry M. Holden arry Jensen is one of thousands of wounded Vietnam veterans who is still dealing with the horrors of war. He was drafted in 1968 and served with the LongRange Reconnaissance Patrol (LRRPS), small groups of six to eight men who go deep into enemy country for intelligence information. “I was on a line going through the discharge process and when I got to the end of the line, there’s a young man with two mechanical arms, Jensen said. “He looks at my record and since I had been wounded in the left arm and leg, he says to me ‘you’re entitled to disability.’ I’m standing there, and I look at him, and his mechanical arms and I

Art Fights Post Traumatic Stress Disorder

said, ‘no, I’m not disabled.’ So, he says to me do you want to waiver it? I said yes. “So, unfortunately, as a young man I waivered my claim in 1970. It was not the brightest thing I ever did. We didn’t know anything about Post Traumatic Stress Disorder (PTSD) back then.” When Jensen got out of the army he first started working as a shoe salesman but then went into carpentry. Eventually he retired as a carpenter. “One night, at a meeting of The Military Order of the Purple Heart (MOPH), somebody asked me how much disability was I getting. I said ‘none.’ He said, ‘That’s impossible. You were wounded!’ Later they helped me file a claim, and I was awarded a 50 per-

cent disability. They are now trying to help me get 100 percent because of my PTSD.” The MOPH also saw something that Jensen did not see. “They said I was a ‘Godly person’ and they voted me in to be the Chaplin for their chapter. “The way that came about was I have a ministry for veterans, called Pointman International Ministries, a Christian ministry for vets, and by vets. Its purpose is to connect the hurting veteran as well as their families and friends with others who have already begun the transition home. Jensen has been ministering to the northern New Jersey area since 1990. “One day I’m at the vet’s center in Secaucus, and one

of the counselors said they were going to start a new art program. It was going to be a 12-week program called “Paint Your Pain.” Because I had drawings hanging up in the hallway that I did in Vietnam, they asked me if I would help teach the class. I hadn’t painted in 30 years but I said, ‘I’ll do it.’ Right now, we’re in our fourth year, so I guess the 12-week course has been a big success.” The painting is a form of therapy. Jensen has about 15 men in his class. “Some of them are absolutely super, they are very good,” Jensen said. Jensen uses his art talent to earn a living, and paints different subjects. “I do some military paintings and sometimes I get off that subject and

do subjects such as landscapes, anything that I think will sell. I sell a lot of eagles with the American flag as a background.” Art is very therapeutic says Jensen. “It calms many of the men down,” he explained. “They find talents they never knew that had. They learn to draw and paint. The original concept behind this

was to illustrate their nightmares and purge the nightmares and feelings.” Some of the students are at a point where they can sell their work. “Right now, we have quite a few entries at the Lyons VA hospital for the annual Creative Arts Contest. We’re hoping to get some winners from that contest.”

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The Sports Factory - They Have It All!

ou’ve almost certainly driven past “the Bubble” on Beaverbrook Road in Lincoln Park, and most will have wondered what goes on inside that odd-looking building. But if you take a second to step through those revolving doors, you may well be surprised. ‘The Sports Factory’, as its freshly painted letters now proudly state, is home to a 39,000-square foot heated and air conditioned indoor facility. The building houses four turf fields, a two lane 60-yard sprint track, office/meeting rooms equipped with flat panel televisions, a glass enclosed party room and stadium style seating. Gracing those turf fields,

you will find The Sports Factory’s highly qualified soccer coaching staff, mainly from England and Spain, working with 285 local club teams at various ages and levels. The Sports Factory Staff also conduct classes, camps and birthday parties for children of all ages. The Sports Factory operates a complete external soccer training service company providing developmental curriculums to local soccer organizations including: club team training; game day coaching; recreational programs; team camps; community camps; high school camps; goalkeeper camps; director of coaching programs; high school coaching; coaches’

education. Their organization strives to create an environment devoted to providing youth soccer clubs with an outstanding professional training program dedicated to improving individual players and teams. Along with its classes and training programs, The Sports Factory summer camp run from the end of June to the end of August, offering Free before and after care. The Sports Factory also accommodates special events, including Birthday Parties, Bar & Bat Mitzvahs and Corporate Events. Guests enjoy an hour of field time, offering multiple sports such as soccer, touch football, wiffleball, kickball and dodge ball; before us-

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ing the glass enclosed party room for food and refreshments. The Sports Factory offers programs for children as young as 3 years old, beginning with its “Little Academy”. The Little Academy is the best introduction to soccer for the young player with simple creative games with the inclusion of a ball. Graduates from the Little Academy program are encouraged to move on to Junior Academy where they are introduced to skills, turns and simple technique. The Sports Factory partners with TSF Academy, a powerhouse in New Jersey soccer. The club has seen huge expansion in its twelve years and now hosts semi-

professional teams on both the men’s’ and women’s’ side, an affiliation with professional club NYCFC as well as several alumni now currently playing at the professional level. TSF Academy and The Sports Factory boast an impressive list of players now competing at the professional level including Red Bulls stars Connor Lade & Alex Muyl, on the Men’s side as well as Sky Blue debutant Danielle Schulmann on the Women’s side. This winter Alumni members Eric Klenofsky and Nickolette Driesse added their names to the list as they were drafted by D.C United and Orlando Pride, respectively. Two other notable TSF Academy gradu-

ates playing on their respective National Teams are Adam Ozeri, representing the U19 US Men’s National Team and Salvador Pilego representing the U16 Mexican National Team. However, true to its name, The Sports Factory is not solely focused around soccer. Depending on the time of year you may find experts from several sports, including football, field hockey, Speed & Agility and lacrosse, occupying the facility and running camps and clinics. With a multitude of sports programming as well as corporate events, The Sports Factory truly is the best Indoor Sports Facility in New Jersey.

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Basketball Challenge Set To Support Scholarship

ePaul Catholic High School in Wayne plans to host the Double K Basketball Challenge on March 4 at 4 p.m. It is a double elimination three on three tournament. Suggested team donation is $50. All the proceeds from the basketball challenge benefit the Kristen Koenig Scholarship Fund. This was established to support a DePaul Catholic student for his or junior and senior years. All participants receive a free t-shirt. Food and drinks are also available. The scholarship is in honor of Kristen Koenig who was born in Pequannock. She attended Holy

Spirit School, Hillview Elementary, P.V. Middle School and DePaul Catholic. Koenig attended Kings College and had a bachelor’s in sociology and phycology. She also co-founded Power House Productions with Chuck Chamalan. Koenig went on to a career at Resources for Human Development where she assisted troubled adults making the transition from institutional life to everyday life. She was diagnosed with Angiosarcoma cancer in March of 2008. She be-

came severely anemic and underwent countless transfusions and multiple surgeries. Koenig maintained a positive attitude and a strength that was unparalleled throughout her illness. We are asking for donations to be mailed to: DePaul Catholic High School, 1512 Alps Road, Wayne, NJ 07470; Memo: Kristen Koenig Scholarship Fund. Questions, email Colleen Brophy at cbrophy@ dpcs.org or call Pat Koenig at (201) 220-2883.

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Page 18 • February 14, 2017 • Tell Them You Saw It In The Wayne HomeTown News • Like us on facebook www.facebook.com/mypaperonline.com

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Page 20 • February 14, 2017 • Tell Them You Saw It In The Wayne HomeTown News • Like us on facebook www.facebook.com/mypaperonline.com

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Kivlon Awarded 2016 NJ Realtor Circle of Excellence Bronze

athy English and Melissa Florance Lynch along with the Pompton Plains regional office of Realty Executives would like to congratulate Bill Kivlon on achieving Circle of Excellence status for the fourth year in a row. Bill’s

commitment to his clients is only part of what makes him a consistent award winner. He brings his clients an unparalleled knowledge of the current real estate market conditions. Bill utilizes the latest tools available to assist his clients, both sellers and

MARIA FERRITO

buyers and those who trust him to market their homes. Bill’s clients benefit from his commitment to excellence. He employs a professional photographer, a graphic artist and the latest in web based media marketing. With over 12 years of experience, Bill can help

Professional Full Service Realtor

For The Current Market Value Of Your Home Call Maria at 973-986-6914 Townhome Specialist Relocation Agent I Can Help You Find Your Dream Home GEMINI LLC Realty 973-696-1111 x131 197 Berdan Ave., Wayne, NJ maria.ferrito@century21.com

can help you achieve a sale in the shortest amount of time and for the best price. Bill is a life long NJ resident and prides himself on being knowledgeable about the towns he services. He personally supervises all of his marketing and works directly with this clients. Bill will be with you every step of the way, from sale to closing. Bill gets satisfaction from helping his clients to realize their real estate

needs, whether that means moving from their current home or finding their first home. Bill’s clients know that they are always his first priority. “This is the most satisfying reward I receive for doing my job.” Utilize Bill’s experience and knowledge. He will provide you with a free evaluation of your home called a competitive price analysis. There is a low supply of homes in most towns. Don’t delay! the

spring market is here. Bill can be reached at 201-4520250.

How To Save Enough For A Down Payment On A House

Let me find you that perfect house you can call HOME!

NJ Circle of Excellence 2002-2016 Consistent TOP PRODUCER in the WAYNE area.

home is the most costly thing many people will ever buy. The process of buying a home can be both exciting and nerve-wracking. One way to make the process of buying a home go more smoothly is to save enough money to put down a substantial down payment. Saving for a down payment on a home is similar to saving for other items, only on a far grander scale. Many financial planners and real estate professionals recommend prospective home buyers put down

no less than 20 percent of the total cost of the home they’re buying. Down payments short of 20 percent will require private mortgage insurance, or PMI. The cost of PMI depends on a host of variables, but is generally between 0.3 and 1.5 percent of the original loan amount. While plenty of homeowners pay PMI, buyers who can afford to put down 20 percent can save themselves a considerable amount of money by doing so. Down payments on a home tend to be substantial,

but the following are a few strategies prospective home buyers can employ to grow their savings with an eye toward making a down payment on their next home. • Decide when you want to buy. The first step to buying a home begins when buyers save their first dollar for a down payment. Deciding when to buy can help buyers develop a saving strategy. If buyers decide they want to buy in five years away, they will have more time to build their savings. If buyers want to continued on next page

Page 22 • February 14, 2017 • Tell Them You Saw It In The Wayne HomeTown News • Like us on facebook www.facebook.com/mypaperonline.com Down Payment... cont. from previous page buy within a year, they will need to save more each month, and those whose existing savings fall far short of the 20 percent threshold may have to accept paying PMI. • Prequalify for a mortgage. Before buyers even look for their new homes, they should first sit down with a mortgage lender to determine how much a mortgage they will qualify for. Prequalifying for a mortgage can make the home buying process a lot easier, and it also can give first-time buyers an idea of how much they can spend. Once lenders prequalify prospective buyers, the buyers can then do the simple math to determine how much they will need to put down. For example, preap-

proval for a $300,000 loan means buyers will have to put down $60,000 to meet the 20 percent down payment threshold. In that example, buyers can put down less than $60,000, but they will then have to pay PMI. It’s important for buyers to understand that a down payment is not the only costs they will have to come up with when buying a home. Closing costs and other fees will also need to be paid by the buyers. • Examine monthly expenses. Once buyers learn how much mortgage they will qualify for, they will then see how close they are to buying a home. But prospective buyers of all means can save more each month by examining their monthly expenses and looking for ways to save. Buyers can

begin by looking over their recent spending habits and then seeing where they can spend less. Cutting back on luxuries and other unnecessary spending can help buyers get closer to buying their next home. • Avoid risky investments. Some times it’s great to take risks when investing, but risk should be avoided when saving for a down payment on a home.

Traditional vehicles like certificates of deposit, or CDs, and savings accounts can ensure the money buyers are saving for their homes is protected and not subject to market fluctuations. Saving enough to make a down payment on a home can be accomplished if buyers stay disciplined with regard to saving and make sound financial decisions.

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TODD BEHNKEN

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Sales Associate Cell: 973-919-1310 Office: 973-696-8800 x1332 TonyRowek@gmail.com

Realty Executives Exceptional Realtors 1501 Hamburg Turnpike, Wayne, NJ 07470

Like us on facebook www.facebook.com/mypaperonline.com • Tell Them You Saw It In The Wayne HomeTown News • February 14, 2017 • Page 23

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