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HELP WANTED Local Writers Needed Email hteditor@ newviewmg.com No. 13 Vol. 3
www.mypaperonline.com
February 14, 2017
Art Fights Post Traumatic Stress Disorder
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By Henry M. Holden arry Jensen is one of thousands of wounded Vietnam veterans who is still dealing with the horrors of war. He was drafted in 1968 and served with the LongRange Reconnaissance Patrol (LRRPS), small groups of six to eight men who go deep into enemy country for intelligence information.
“I was on a line going through the discharge process and when I got to the end of the line, there’s a young man with two mechanical arms, Jensen said. “He looks at my record and since I had been wounded in the left arm and leg, he says to me ‘you’re entitled to disability.’ I’m standing there, and I look at him, and his mechanical arms and I said, ‘no, I’m not dis-
abled.’ So, he says to me do you want to waiver it? I said yes. “So, unfortunately, as a young man I waivered my claim in 1970. It was not the brightest thing I ever did. We didn’t know anything about Post Traumatic Stress Disorder (PTSD) back then.” When Jensen got out of the army he first started working as a shoe salesman but then went into
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carpentry. Eventually he retired as a carpenter. “One night, at a meeting of The Military Order of the Purple Heart (MOPH), somebody asked me how much disability was I getting. I said ‘none.’ He said, ‘That’s impossible. You were wounded!’ Later they helped me file a claim, and I was awarded a 50 percent disability. They are now trying to help me get 100 percent because of my PTSD.” The MOPH also saw something that Jensen did not see. “They said I was a ‘Godly person’ and they voted me in to be the Chaplin for their chapter. “The way that came about was I have a ministry for veterans, called Pointman International Ministries, a Christian ministry for vets, and by vets. Its purpose is to connect the hurting veteran as well as their families and friends with others who have already begun the transition home. Jensen has been ministering to the northern New Jersey area since 1990. “One day I’m at the vet’s center in Secaucus, and one of the counselors said they were going to start a new art program. It
was going to be a 12-week program called “Paint Your Pain.” Because I had drawings hanging up in the hallway that I did in Vietnam, they asked me if I would help teach the class. I hadn’t painted in 30 years but I said, ‘I’ll do it.’ Right now, we’re in our fourth year, so I guess the 12-week course has been a big success.” The painting is a form of therapy. Jensen has about 15 men in his class. “Some of them are absolutely super, they are very good,” Jensen said. Jensen uses his art talent to earn a living, and paints different subjects. “I do some military paintings and sometimes I get off that subject and do subjects such as land-
scapes, anything that I think will sell. I sell a lot of eagles with the American flag as a background.” Art is very therapeutic says Jensen. “It calms many of the men down,” he explained. “They find talents they never knew that had. They learn to draw and paint. The original concept behind this was to illustrate their nightmares and purge the nightmares and feelings.” Some of the students are at a point where they can sell their work. “Right now, we have quite a few entries at the Lyons VA hospital for the annual Creative Arts Contest. We’re hoping to get some winners from that contest.”
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Dine To Donate To Adopt
DOPT (Animal Dignity Organization of Pequannock Township) is sponsoring a fundraiser for the Pequannock Animal Shelter. Tiff’s Burger & Beer Garden
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plans to host Dine to Donate and Music and will donate a portion of the bill to the shelter. The event is Sat., Feb. 18, from 6 p.m. to 10 p.m. at Tiff’s, Pequannock. Two local bands will
be playing great music: The BlackWing Project and Take7. An event flyer must be presented to the server in order for the shelter to get a donation. Email pwp64@ yahoo.com to get a flyer.
Knights Plan Annual Dinner Dance
he Bishop Navagh Knights of Columbus in Pequannock plans to hold its annual St. Patrick’s Day Dinner/ Dance on Sat., March 18, from 7 p.m. - 11 p.m., at the Knights of Columbus in Pequannock. The dinner will feature corned beef
and cabbage, potatoes and a pasta dish with coffee and dessert. Draft beer and wine included. Entertainment includes Irish and classic rock music by Liz Wojtal and the Next of Kin, Irish step dancers and bagpipers. Cost is $35 in advance only by Mar. 12.
Call or text Mike @ 201-213-3910 for tickets or visit facebook.com/KnightsOfColumbusPequannock. The group is celebrating its 50th anniversary and recently raised $2,000 for homeless veterans from its dinner/dance in January.
What’s happening in your school or organization? Have a human interest story? Email us at editor@newviewmg.com
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What’s happening in your school or organization? Have a human interest story? Email us at editor@newviewmg.com
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Area Nonprofit Seeks Applicants For Preschool Tuition Scholarships
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reschool Advantage is accepting applications for scholarships to its partner preschools located in areas such as Boonton, Denville, Dover, Jefferson, Madison, Mendham, Morristown, Morris Plains, Mountain Lakes, Mt. Olive, Parsippany, Boonton, Denville and Mountain Lakes/Flanders and Parsippany for the school year beginning in September. Local families can apply to Preschool Advantage for funding for a half- day of preschool for three3 or four4 year old children up to five days a week. Preschool Advantage has provided families in Morris and Somerset Counties with financial assistance for high quality
preschool education since 1995. In 2016, 71 children were funded by Preschool Advantage with more than 1,300 tuitions paid throughout the organization’s history. Children must be three or four years old by Oct. 1, 2017 to be considered for funding for the school year beginning in Sept. 2017. The deadline for applications is Feb. 28., 2017. Families demonstrating commitment to education and financial need can access the application at preschooladvantage.org or by calling (973) 532-2501. Preschool Advantage is a non-profit organization that believes all children should have access to high quality early education.
Educational and economic research demonstrates that the effects of high quality preschool education are profound and enduring. Early childhood education encourages brain development and builds the emotional and social skills children need in school. Preschool Advantage is dedicated to assisting families who fall into circumstances that make paying tuition for quality preschool out of reach. “While there are federally funded programs to cover the cost of preschool for families living below the poverty line, working families making over that level have limited options,” said Molly Dunn, Eexeccontinued on page 14
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Gannon Leads Productive Role As New Morris County Sheriff
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By Cheryl Conway nto the second month of his newly elected position, Morris County Sheriff Jim Gannon is off to a strong start in his mission to establish new partnerships, better services and improved technologies. Gannon of the Township of Boonton began Jan. 2 as the 77th sheriff of Morris County, taking the reins from Edward Rochford who served for 24 years since 1993. After November’s election win, Gannon met with Rochford to help with the transition and visited the Morris County Correctional Facility to prepare for its return of operations to the sheriff’s department. Having been in law enforcement for 33 years, Gannon was ready to step into his next challenge. “It’s been great,” says
board voted unanimously, 7-0, in Dec. 2016, to return the day-day management of the county jail back to the sheriff’s department. The sheriff’s office had run the county jail for 277 years, since 1739, says Gannon, who spent 100 hours reviewing the matter before presenting to freeholders the benefits of one agency. “The jail had always been the responsibility of the sheriff,” he says. To have it returned, made the most sense for better operations and partnerships. “Bottom line is we will work together. It’s more suitable that I take over.” As one agency- the Bureau of Law Enforcement and the Bureau of Corrections- the new Morris County Sheriff’s Office employs 330 employees,
Gannon. “I love the role. Morris County Sheriff’s Office is a very proud agency,” with the “finest officers, support staff second to none. That’s a great start. We also have people that are hungry for improvements,” from “senior people” with great ideas, to innovative “young folks.” “Good things are happening,” he continues. “The agency is changing before our eyes. I want to improve on all that they’ve [previous sheriffs] done. They’ve done a phenomenal job.” Before Gannon came on board, the Morris County Freeholders had been managing the county jail for 16 months, since 2015 after taking it away from the sheriff due to issues such as officers’ salary hikes and overtime costs. That same
which include 160 officers at the correctional facility, 90 officers in law enforcement, and additional support staff. There is “a lot going on” with the two bureaus, says Gannon, with a unique situation and a lot to offer, such as a jail population of 245 inmates; a crime scene unit that is a shared service, assisting towns with 1,262 crimes last year; its own bomb squad; Sheriff Emergency Response Team (SERT); a new and improved Morris County Sheriff’s Trends & Analysis Team (STAT); Canine Unit that went out 500 times last year in search of missing persons like elderly and children, narcotics, explosives detention; and a warrant squad to pick up individuals with violations. “We really play into the
role of all that’s going on in Morris County Law Enforcement,” says Gannon. The sheriff is also proud that “We are triple accredited,” in law enforcement, correctional side and healthcare side. “These inmates are in our vicinity; we make sure they get proper care,” from dental care to mental abuse treatment. During his first 100 day transition, or phase one, Gannon spent time interviewing all personnel “seeing how we can do better.” In phase two, he wants to develop partnerships and establish a new organization. One plan is to have an assessment of the Morris County Courthouse complex to strengthen its infrastructure. The county has authorized an architect for
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cont. from previous page Gannon. “It’s very difficult” to get around the facility for persons in wheelchairs or disabilities, he says. “You can’t do it by yourself.” Gannon says “I’m very pleased freeholders are taking the initiative to further these efforts. There will be great opportunity for improvements.” Gannon says his “number one responsibility is the protection of the people.” He wants to ensure that people who come to the courthouse can come in to speak to the judge without intimidation. He also needs to safeguard crime victims, family members and visitors to the courthouse to prevent conflicted contact with the opposing party. Using correctional officers to help protect the
courthouse is being considered for additional safety measures, he says. “I’m here to protect all the people,” stresses Gannon. “It’s serious business; I like to have fun but I’m a real serious guy when it comes down to it.” Another issue is opiate addiction in the county and the state, says Gannon. His plan is to have a housing unit at the county jail as well as a partnership with Morris County Vo-tech so inmates, once released, can continue their services while going for their GED and eventually a job. “Last year, 62 people died in Morris County [from opium abuse], 21 to 71 years of age, all socio-economics, all races, all age groups, all levels of education,” says Gannon. “They are addicted maybe through oxycodone, or wis-
dom tooth pulled or a broken arm.” Gannon says “We are developing a system to assist with interventions to bring hope to the user. These users are our family, they’re our friends, they’re our neighbors. If people are distributing, they need to be cut off; to cut the head off the snake. We are going to make a difference.” Also on Gannon’s radar is to introduce a voluntary domestic abuse program “to discontinue that cycle of violence,” he says. In March, he plans to start a bracelet program as an alternative to incarceration, an in-home detention program for inmates not charged with violent crimes. This way those involved in minor crimes will be given an opportunity to stay home and not be incarcerated in order to continue
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working and care for their families. Gannon has made some personnel changes, placing an undersheriff at the correctional facility, hiring an undersheriff at the Bureau of Law Enforcement, a new administrator and senior analyst. “In four weeks we made a lot of improvements.” He also has started some new programs such as senior fraud presentations in the Bureau Law Enforcement to help seniors who are victims of fraud, has been speaking to groups on counter terrorism and opium abuse and has taken “a very serious approach” to modernizing technologies and sharing information. With all that he has planned, Gannon says, “I think we have a very bright future. I came in here to make a difference. It’s been exciting for me to steer the ship. It’s a seven day week job. I have high expectations. “I report to the people of Morris County,” he concludes. “The concerns of the people are my concerns. I have to listen to the people; I take that very seriously. That’s my table of organization.”
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Page 8 • February 14, 2017 • Tell Them You Saw It In The HomeTown News - Zone 16 • Like us on facebook www.facebook.com/mypaperonline.com Brought to you by Dr. Matthew Krupnick, the owner of Pequannock Animal Hospital
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Surprising Facts About Fleas And Ticks
leas and ticks rely on blood for food. They are the vampires of the pet realm, silently stalking companion animals wherever they go. Once fleas and ticks find a victim, they are bound to stay around for a while, enjoying the free meal. Fleas, in particular, can grow quite fond of a cat or dog - reproducing and quickly building an infestation. Few people are enamored with fleas and ticks, but learning a little more about them can help pet owners understand their behaviors and how to best keep their pets safe. Fleas Fleas have four life stag-
Dr. Matthew Krupnick, D.V.M.
es: egg, larva, pupa, and biting adult. Most people are familiar with the adult stage because those are the most noticeable and painful. Fleas can feed on just about any blood host.
Scientists know of more than 2,000 species and subspecies of fleas. However, in North America, the cat flea (ctenocephalides felis) is responsible for the majority of cat and dog infestations.
Female fleas are typically larger than the males and are responsible for proliferating the flea brood. Females can consume up to 15 times their body weight in blood every day. This helps to fuel egg-laying, which can take place within 36 to 48 hours of the female’s first meal. In her lifetime, a female flea can lay roughly 2,000 eggs. Fleas are wingless parasites that get around by jumping from host to host. If they don’t have to expend too much energy (i.e. get comfortable on a host), they can go anywhere from between two months and 100 days without a meal. Fleas can jump up to eight inches
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have become engorged with blood. The University of Rhode Island’s Center for Vector-Borne Disease and its TickEncounter Resource Center say that spring is a prime time for the birth of new ticks. During this time of year, ticks are on the hunt for their next meals. Ticks can be carriers of a number of diseases, but it’s important to note that a tick has to be attached for longer than 24 hours to transmit diseases to a host. That means checking animals (and yourself) for ticks frecontinued on page 10
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FINANCIAL News!
P
lease study the List of Financial Risks to your retirement portfolio below to see if you agree or disagree with the following general statement: “I’d rather receive less return, than potentially lose more, due to market risks and the required taxes that have to be paid on profits, gains and distributions.” Have you ever considered the following potential risks to your retirement portfolio? Stock Market Risk. Bond Issuer Credit Risk. Inflation Risk. Longevity Risk – might I outlive my Money? Currency Risk – might the country that printed the currency falter of fail? Interest Rate Risk – if interest rates rise, bond values fall. Economic Risk – if the economy falters or particular industry suffers a blow, how safe is my capital? Political Risk – might the incumbent lose or the winner cause an economic tremble? Issuer Risk – might the company issuing the stock or bond fall and take their shareholders and bondholders down with them? Stock Selection Risk – who is actually picking the stocks in my portfolio, or
How Safe Is Your Money By Mark E. Charnet
am I responsible? Management Risk – is my portfolio management qualified, vetted and if so, by whom? Opportunity Risk – is now the best time to get in or get out of the market? Terrorism Risk – I might not be the actual target of a terrorist attack, but terrorism anywhere can have a chilling effect on stock markets and my portfolio. Government(s) Risk – a change in the law can send stocks soaring or sinking. Identity Theft Risk – might someone attempt to steal my portfolio? Psychological Risk – psychological sentiment can turn the markets: clubbing baby seals for an example and the effect on the fur industry. Marriage Risk – divorce can be a portfolio killer! Lawsuit Risk – is your portfolio protected in the event someone sues you for any reason? Municipality Risk Towns and States can be downgraded and so will your portfolio of Municipals should this happen. Employment Risk – might I lose my job and have to invade my portfolio as a result? And what if it’s a bad market cycle at the same time? These are but a few in-
herent risks when investing your money. A wise investment advisor once said, “The best way to grow your money, was not to lose any.” Another said, “The best way to double your money is to fold it in half and place it back in your pocket!” One of the most important financial phrases in wealth accumulation was simply, “Avoid paying taxes on your nest-egg!” Have you heard, practiced or believe the question: “Is it better to earn less, than to risk more to possibly lose more?” You must have heard this one too: “A good rule of thumb is to keep a percentage of your wealth equal to your age, out of the stock market”. How about the phrase: “Safety has a price too!” Remember: “A penny saved is a penny earned?” And my father’s favorite: ”Money Doesn’t Grow on Trees!” I make no comments on these statements that have helped shape the American public financial psyche over the years. I will say this though: There are only 2 kinds of Money: Dollars at risk (investments) and dollars not at risk (savings). In my opinion, everyone should have both, but, to what extent or percentage of savings vs. investments is a personal
choice based on risk tolerance, up-bringing, personal investing experience, available capital and time horizon. If too safe a portfolio, you, may lose purchasing power to inflation, taxation and just general poor performance. Invest too aggressively and you may make a lot of money or lose a lot of money, perhaps even lose it all. What about the safety of real estate investments, is my money safe in real estate? Answer is, it depends. Just like the stock market, both commercial and residential real estate values can fluctuate daily and also may trend or mirror the stock market in either direction, up or down; and most real estate investments require a larger minimum investment. “Is my money safe in the bank?” Answer is, it depends. The bank offer’s its clients FDIC insurance up to $250,000 per person per bank, but, not every account may be insured. It’s vital to stay up on these rules in order to secure the money you currently hold in the bank and to protect the financial future for yourself, your spouse and your children. Might there be a better way, to enjoy the safety of low to no-risk savings vehi-
cles, yet enjoy a percentage of the up-side potential of the stock market at the same time? “I’m happy to report, there are ways to accomplish this!” Column space limitations do not allow me the opportunity to demonstrate what I’m referring to here, but I certainly can and will explain and demonstrate the concepts anytime you make the call to my office for a no obligation, no fee consultation necessary to discover how these opportunities may be of great benefit to you, your spouse and children. In summary, to invest with the ability to share in the upside of the market while potentially exempting the downside, in an income tax-advantaged way, may prove to be the best portfolio opportunity for a great number of savers and investors. Though the call and consultation are completely complimentary, the information you will receive may prove priceless in addition to fascinating as well! I encourage you to explore the possibilities by calling APG today. Mark E. Charnet is President and Founder of American Prosperity Group. Mark has over 35 years of experience in the Retirement and Legacy
Planning fields. Creator of the Trinity Method of Investing©, Mark encourages your inquiries and can be reached at: 973-831-4424 or via email, markcharnet@1APG.com Check out our website: www.1APG. com Interested in a career in retirement and estate planning? Check out this website: www.APGFranchise.com Mark Charnet is an investment advisor representative of, and securities and advisory services are offered through, USA Financial Securities (Member FINRA/SIPC). USA Financial Securities is a registered investment advisor located at 6020 E. Fulton St., Ada, MI 49301. American Prosperity Group is not affiliated with USA Financial Securities. Not an attorney. For estate planning advice, please contact an estate planning attorney.
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Knowing “The Line” Creates Opportunity
A
simple way to think about your 1040 tax return is focusing on a single line, your Adjusted Gross Income (AGI). Anything “above the line” creates an AGI that can yield tax opportunities or tax consequences for anything “below the line.” Being aware of “the line” and the impact it has
on your tax return can help you make better tax decisions throughout the year. Understand the line. When you hear “the line,” it’s referring to both the last line on page one and the first line on page two of your 1040 tax return. The AGI line is made up of W-2 wages, tips, and other income; interest and
Fleas And Ticks...
continued from page 8 quently can help avoid the spread of illness. Ticks don’t jump or fall from trees. The parasites crawl upward, so start looking from the feet, moving up. In addition, check a dog’s face, where a tick may latch on while the dog is sniffing in the grass. Ticks and fleas are pesky critters that can carry
disease. Consult with your veterinarian if you suspect your dog has a tick or flea problem to get the situation under control. Preventative collars and medications can help repel fleas and ticks as well. Dr. Matthew Krupnick is the owner of the Pequannock Animal Hospital. He grew up in Kinnelon and
dividends; capital gains/ losses; alimony; pensions, annuities, and social security income; and business activity profits and losses. It also includes a number of miscellaneous items that can reduce your AGI such as educator expense, moving expense, student loan interest, and alimony paid. The list of things that is happy to be home – with his wife, three cats, and two dogs – to provide quality and compassionate care for pets in the community. The Pequannock Animal Hospital is located at 591 Newark Pompton Turnpike in Pompton Plains. You can reach the hospital by calling 973-616-0400.
impact AGI can be lengthy. What is important, however, is understanding that this single line has a tremendous impact on what your final tax bill will be. It’s also important to consider below the line impact. Phase outs. If your AGI is too high, you could be in for an unpleasant tax surprise because so many of your “below the line” tax benefits can be phased out. This could include losing up to 80% of your itemized deductions, all of your exemptions, and access to most credits. Alternative minimum tax. A high AGI can subject your tax return to a below the line calculation using an alternative tax table. Marginal tax. Your AGI
can subject some of your income to higher tax rates up to 39.6%. Understanding the importance of “the line” on your tax return can help clarify suggested tax planning actions. How much can you add to your AGI and still be subject to a lower tax rate? Does an increase in your AGI phase out other tax benefits? While you can analyze the numbers yourself, consider contacting us to assist you in understanding how your above the line decisions might change your below the line tax implications. Robert P. Sokoloff and Associates, PC, is a year round full service CPA firm providing a wide range of
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S
Birthday Celebration Planned To Kick Off CRS Foundation’s Annual Campaign To Help Families
By Cheryl Conway ince established in 2010, the Carlos Raymond Saavedra Foundation (CRS), has donated more than $47,000 to benefit 30 families of children fighting life threatening or debilitating diseases. The non-profit 501c3 organization is getting ready to kick off its seventh year with its annual Celebration of Life event in honor of Carlos Raymond Saavedra Jr.’s 27th birthday. The party is planned for Sat., Feb. 27, at 6 p.m., at the Brick Town Elks Lodge in Brick. Held every February to honor another year of life for Carlos Jr., Celebration of Life organizers are expecting about 200 attendees this year. Buffet-style dinner and cash bar will be available, along with a tricky tray and 50/50 raffle. Tickets purchased online before Feb. 18 are $35; $45
at the door. Children 12 years and younger are free. Like the other CRS fundraising events held throughout the year, all proceeds go to families with children fighting life threatening or debilitating diseases and donations are made periodically to St. Jude Children’s Research Hospital in Memphis, Tenn. “We do it to honor Carlos and the special man he is,” says Mike Caposella of Wayne, co-founder and treasurer of the CRS Foundation along with his wife Denise. “It gives you the greatest feeling in the world that you can help a family; how it helps them so much emotionally, physically. It’s one of those things that makes you feel good.” Denise Caposella thought of the idea for the foundation seven years ago after realizing the number of families and their sacri-
T
fice when a child is diagnosed with a disease. The struggles families face hit close to home for the Caposellas when their best friend’s child was diagnosed 21 years ago with “medulloblastoma,” a cancerous tumor in the stem of the brain. It was Labor Day weekend 1996 when the Caposellas were down the shore with their close friends, Linda and Carlos Saavedra, and their son Carlos Jr., who was six years old at that time. “He was a handsome little boy,” recalls Caposella, but he “wasn’t looking too well” and had no appetite. On Oct. 11, 1996, Carlos Jr. was diagnosed with the brain stem cancer and needed surgery. “After a 15 hour brain surgery the family was told he was bleeding to death,” as described on CRS
website. “So the doctors stopped the surgery, closed him up, and gave the news to the family. While everyone was devastated with
the news, God gave Carlos Raymond a miracle and the bleeding stopped.” “They couldn’t get the whole tumor,” explains Ca-
posella, who considers Carlos Jr. a nephew. They told him, “He wasn’t going to live ‘til Christmas.” continued on page 14
Affordable Tool Shop Hits One Year Mark
here is a store nearby that has the tools one needs to repair or build at an affordable price. Re-Tool Consignment at 14 Evans Place in Pompton Plains is a consignment shop for tools only. Old, new, slightly used, or vintage tools for resale, whether needed for projects involving wood working, metal working, electrical, automotive, plumbing and more. From tradesman to home owner, Re-Tool Consignment can accommo-
date customers’ needs at a very reduced price. In business since Jan., 26, 2016 the shop is offering 10 percent off to anyone that brings in this ad or mentions the new Home Town News. Because it is a consignment-only business, inventory is constantly changing. Seasonal products, such as snow blowers or hedge trimmers, come and go with the approaching season. Store hours are Mon.-Thurs., 4 p.m.
to 8 p.m.; Sat., 10 a.m. to 3 p.m. Call 862-666-9277 or email retoolcon@gmail.com for more information.
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Party-Perfect Flavors To Savor With Friends
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o matter the occasion, a good host knows that great food is the key to any party. These crowd-pleasing snacks and desserts are the perfect treats to make your gathering just a little sweeter. Find more party-worthy recipes at Culinary.net. Easy-to-make Cinnamon Honey Buns are a delicious treat party-goers will adore. Naturally sweetened by the addition of honey, they make for a wonderful addition to any spread. Learn more about the health and flavor benefits of honey, and find delicious recipes, at
honey.com. Cinnamon Honey Buns Recipe courtesy of the Na-
tional Honey Board Servings: 12 1/4 cup butter or margarine, softened and divided 1/2 cup honey, divided 1/2 cup chopped, toasted nuts (optional) 2 teaspoons ground cinna-
mon 1 pound frozen bread dough, thawed according to package directions 2/3 cup raisins Grease 12 muffin cups with 1 tablespoon butter. To prepare honey nut topping: Mix together 1 tablespoon butter, 1/4 cup honey and chopped nuts, if desired. Place 1 teaspoon topping in each muffin cup. To prepare buns: Mix together remaining butter, remaining honey and cinnamon. Roll out bread dough onto floured surface into 18-by-8-inch rectangle. Spread filling evenly over dough. Sprinkle evenly with
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raisins. Starting with long side, roll dough into log. Cut log into 12 slices, 1 1/2 inches each. Place one slice, cutside up, into each prepared muffin cup. Set muffin pan in warm place; let dough rise 30 minutes. Heat oven to 375 F. Place muffin pan on foillined baking sheet. Bake 20 minutes, or until buns are golden brown. Remove from oven; cool in pan 5 minutes. Invert muffin pan to remove buns. An Award-Worthy Snack Whether you’re gearing up for awards season or spending an evening catch-
ing up on your favorite TV drama, there are plenty of small screen events that provide the perfect backdrop for a watch party. Gather your friends and family and get ready to tune in to a funfilled evening with this delicious snack. Since no party is complete without a delicious food spread, create finger foods that fit the theme of your viewing party. An iconic option like microwave popcorn is sure to be a crowd-pleaser because of its delicious flavor and versatility. Whether you create an enticing popcorn station with fun mix-ins or prepare
mouthwatering snacks like festive Mini Popcorn Balls with Chocolate Fondue, microwave popcorn is always a party pleaser. Use a high-quality gourmet popcorn, such as Orville Redenbacher’s, which is the only leading brand that uses real butter. From buttery to sweet and savory, all varieties feature non-GMO, 100 percent whole-grain kernels that pop up lighter and fluffier than ordinary popcorn. Pop onto orville.com to find more recipes for your watch party, or look for Orville Redenbacher’s on Facebook, Twitter and Inscontinued on next page
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marshmallows 1/2 teaspoon vanilla extract 1 1/2 cups light chocolate syrup colored candy sprinkles (optional) Prepare popcorn according to package directions. Remove all un-popped kernels. Spray large bowl with nonstick spray; add popped corn. In medium saucepan over medium heat, melt butter. Add marshmallows and vanilla. Heat 5 minutes, or until marshmallows melt, stirring frequently. Pour over popcorn; mix well with spoon sprayed with cooking spray. Moisten hands with water before shaping popcorn mixture into 24 small
cont. from previous page tagram. Mini Popcorn Balls with Chocolate ‘Fondue’
Prep time: 25 minutes Servings: 12 1 bag Orville Redenbacher’s Smart Pop! 94 Percent Fat-Free Butter Microwave Popcorn nonstick cooking spray 1/4 cup stick butter or margarine (1/4 cup = 1/2 stick) 1 package (10 ounces)
balls, about 1/3-cup popcorn mixture each. In small saucepan, heat chocolate syrup over medium heat 5 minutes, or until warm, stirring occasionally. Transfer to small, fondue-style pot. Use wooden skewers or fondue forks to pick up popcorn balls and dip into chocolate and sprinkles, if desired. Red Velvet Cupcakes Reprinted with permission from the American Institute for Cancer Research Servings: 12 1 cup canned beets, drained 1/2 cup reduced-fat buttermilk, divided 1/2 teaspoon white vinegar
1/2 teaspoon vanilla extract 3/4 cup, plus 2 tablespoons, unbleached all-purpose flour 6 tablespoons unsweetened natural cocoa, plus 1-2 tablespoons for decorating 1/2 teaspoon baking powder 1/2 teaspoon baking soda 1/2 teaspoon ground cinnamon 1/2 teaspoon kosher salt 1/3 cup canola oil, chilled 3/4 cup sugar 1 large egg, cold Cream Cheese Frosting: 2/3 cup confectioners’ sugar 4 tablespoons reduced-fat cream cheese 1/2-1 teaspoon vanilla extract Heat oven to 350 F. Drop paper liners into 12-cavity
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CRS Foundation... continued from page 11 Carlos Jr. was sent to St. Jude’s for therapy. He was the only one to survive the experimental treatment; the seven other children undergoing the same treatment protocol died, says Caposella. The foundation was established in honor of Carlos Jr. and his miracle of life in
order to help families who are now struggling. “Our goal is to help everybody,” says Caposella. According to the CRS mission statement: “In honor and celebration of Carlos Raymond’s survival, the primary goal of the Carlos Raymond Saavedra Foundation (CRS Foundation) is to raise money and provide
support for families that are struggling with the fight against cancer and other debilitating diseases as well as various organizations.” The foundation hosts a variety of fundraising events with the goal to obtain corporate and personal donations. Its main purpose is “to give back our gratitude to
Area Nonprofit Seeks Applicants... cont. from page 4 utive Ddirector for Preschool Advantage. “There are thousands of families in New Jersey who cannot access a quality education for their child. We are committed to addressing this need one child at a time.” Preschool Advantage has carefully selected care-
fully partner preschools in Bernardsville, Boonton, Bridgewater, Denville, Dover, Jefferson, Madison, Mendham, Morristown, Morris Plains, Mountain Lakes, Mount Olive and Parsippany. Preschool Advantage seeks to provide opportunities for a lifetime
of learning that will create a better world for its students, their families, and the community. To apply for funding for preschool tuition or learn more about Preschool Advantage, please visit theour website at www.preschooladvantage.org.
St. Jude Children’s Research Hospital, where Carlos Raymond, the chairman of this organization and the person who inspired the creation of this foundation, was cured. And to “pay it forward” to other children and their families.” The CRS Foundation hosts its premier event every year in September at the Preakness Valley Golf Course in Totowa followed by dinner and tricky tray. Other events include, Allied Trades of NJ, is held in June, featuring a carnival and family day; Dine & Donate events in which a restaurant donates a percentage of proceeds from sales to the CRS. The CRS Foundation board receives ongoing applications from families
in need of funding. Recipients, 21 years old and younger, live as far as California. “People contact us,” says Caposella. “A lot are referred to us by people on the board, which then reviews each case and selects recipients. Caposella says the board tries to grant $1,000 per recipient. The board also received $5,000 from Toys R Us in gift cards last year and an additional $1,500 in 2017 which are given to siblings of children faced with a disease. “Our goal is to help every request we get,” says Caposella. “We will put them on a waiting list and we will help them as quickly as we can.” Today, Carlos Raymond
Saavedra Jr., lives in Brick with his family. While “he will never be mainstream,” says Caposella, he has had several jobs like working at an animal shelter and Shoprite. He “has a tremendous love of life, family and friends,” as described on the website. “If you saw his smile you would certainly see that. He also is a very resilient, determined and relentless individual who would just not allow himself to be beaten by anyone or anything.” The upcoming birthday to celebrate his life is open to the community. Go to carlosraymondfoundation.com for more information; for questions, email Info@carlosraymondfoundation.com.
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Donation Opens New Thrift Store To Regenerate Women’s Shelter
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By Cheryl Conway he new year is looking bright for a battered women’s shelter organization thanks to a significant donation from a Livingston business person who responded to an SOS call. This donor, and his wife, who wish to remain anonymous recently allocated $35,000 to Strengthen Our Sisters (SOS), a grassroots, community based non-profit, program serving homeless/battered women and children for more than four decades. The funds went toward the shelter’s utility fees and to open a thrift store in Passaic. With restricted monies coming in, the organization has been in jeopardy of closing its doors to hundreds of women and children. While
constant funding is needed to keep the non-profit running, the most recent donation has allowed SOS to sustain its operations for now and to cover the first three months’ rent of a new thrift store, Treasures Two, expected to open March 1 on Chestnut Street and Main Street, near Popeyes, in Passaic. “We’re struggling,” says Sandra Ramos of Ringwood, founder and executive director of SOS. “We are not in to money; we don’t get paid. I haven’t been paid in four years. We don’t give the money to ourselves. We give money to serve the people. We do it out of love. We want to make the world a better place.” Established in 1977 as Shelter Our Sisters – Ra-
mos began the first shelter for battered women in North America out of her three bedroom home in Hackensack. The organization changed its name to Strengthen Our Sisters and grew as big as eight houses, two day care centers, a food pantry and a thrift store. “Our shelter is the largest,” says Ramos, currently providing 155 beds to persons needing shelter. “We have 177 beds available. We take people that we don’t get reimbursed from welfare.” The mission of SOS is to break the cycle of domestic violence, poverty and abuse by restoring balance and harmony through individual empowerment. To support her organization, Ramos receives some money from the Passaic
County Dept. of Human Services, private donations, counties and social services. Ramos currently has 17 non-paid volunteers who drive shelter residents to look for jobs and attend court, doctor appointments, social services, schools; they fix things, watch chil-
dren. “We have people working who have no pay, no insurance,” says Ramos, who had to reduce her non-paid staff and is currently down to seven shelter houses located in Newfoundland, Wanaque and West Milford. A teacher of social is-
sues and dynamics of domestic violence at Ramapo College, Ramos has been reaching out to the community for monetary support to keep her organization afloat. One man from Livingston read about her cry in the local “Livingston continued on next page
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New Thrift Store... cont. from previous page News,” and decided to take a closer look. “I’ve been thinking about a worthwhile organization to support,” he says. Rather than giving his money away to “get thrown in a big pot and you don’t know where it goes,” he chose SOS. “They are out of sight, out of mind.” Despite its financial woes, “they continue to supply services with their extreme limited amount of money.” He “thought it was a floundering, worthwhile organization. I called to get name of attorney to find out if they are a legitimate organization; then traveled to visit her” to see the shelters, day care centers, thrift store and food pantry. He met “a bunch of people,” young and old, and talked to them
“hearing how they struggled and got strengthened getting back into society and back into their lives. “What a youthful, helpful organization it is; thought it was worthwhile to support,” he says. “It just kind of reinforced there’s a need for this; reinforced there are many people in need of support in places to live, for food. They’ve gone through tremendous financial strains.” The donor also supports the organization’s purpose: to help women “to reestablish a life after gone through a poor circumstance, such as battered women, mentally, physically.” While he says “I’m not a zillionaire,” he says he did have some success in his profession which has now allowed him and his wife to
give back. “I’ve spoken to Sandra a half a dozen times,” he says, to learn “what their needs are. They say they get a lot of donations. They need the store but they need an ongoing business to regenerate the business to self-sustain, to pay the people working there. They have to generate a good chunk of revenue plus some revenue to pay some people to run the store.” Of the funds he allocated, $10,000 went to pay shut off utility fees for gas and electric at the shelter’s seven houses; and $20,000 as a reverse matching fund to cover the first three months’ rent at the new thrift store, explains Ramos. “We are supposed to match it,” says Ramos. “We have constant needs. We
need refrigerators,” gasoline, insurance. Treasures Two is set to open March 1. The brand new store features a showroom with a store downstairs, an elevator and wood floor, describes Ramos. Customers will be able to shop for new and used furniture, high end designer clothing for mostly women, children and some selections for men. “We get a lot of stuff,” says Ramos, as far as donations. “We get some really good stuff; got a feathered couch,” antiques. The store will be open six days a week from 10 a.m. to 7 p.m. The organization’s other thrift store, Treasures, opened 30 years ago and is located in West Milford. As she looks forward,
Ramos hopes to add in a Jazz Café at the new store and eventually a Treasures Three featuring “gardening stuff.” Ramos is currently in need of furniture, cars, quality clothing and monetary
contributions. For more details, go to http://www.strengthenoursisters.org/. To make a donation or to help, email susanscb@optonline.net or call Ramos at
Tricky Tray/Jazz Concert To Benefit PTHS Band
R
oaring 20’s Tricky Tray and Jazz Night to benefit Pequannock Township High School Band is set for Fri., Feb. 24, at the Pequannock Township High School Auditorium and Cafeteria. Doors open 6 p.m., raffles close at 7:45 p.m. and calling starts at 8:15 p.m.. Admission is $20 at door or $15 each for tickets purchased in advance. Admission includes one sheet of small prize tickets, drink and dessert. Tickets can be purchased at
www.pthsband.com. PTHS Jazz band & Bloomingdale Big Band play throughout the night. Two levels of baskets, Prohibition Liquor Prize Table, Grand Prize and 50/50. For general inquiries, contact helene.klaassens@ pthsbandparents.com. The PTHS Band Parents Association is a not-forprofit organization created to raise and support the level of music, music development and music appreciation in Pequannock Township.
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Page 18 • February 14, 2017 • Tell Them You Saw It In The HomeTown News - Zone 16 • Like us on facebook www.facebook.com/mypaperonline.com 142 Route 23 North Pompton Plains, NJ 07444
CALL TODAY 973-686-1500
Crest real estate
SMARTER. BOLDER. FASTER.
AWARD-WINNING CENTURION ® OFFICE
CONGRATULATIONS TO OUR
2016 NJAR® Circle of Excellence® WINNERS SILVER LEVEL
GOLD LEVEL
MARIE EPISALE
DANIELLE FIORINA
NJAR® Circle of Excellence®
CELL 973-460-4352
BRONZE LEVEL
ANTHONY CHEFF
NJAR® Circle of Excellence®
CELL 973-809-3970
SILVER LEVEL
NJAR® Circle of Excellence®
CELL 201-314-0106
BRONZE LEVEL
LIVIA DEAK
NJAR® Circle of Excellence®
CELL 973-903-2284
TERE EPISALE
NJAR® Circle of Excellence®
CELL 201-960-9084
BRONZE LEVEL
TERRI GOGOLEN
NJAR® Circle of Excellence®
CELL 201-417-2709
SILVER LEVEL
CATHERINE LAWTON
NJAR® Circle of Excellence®
CELL 973-214-8489
BRONZE LEVEL
SUZANNE PARISI
NJAR® Circle of Excellence®
CELL 201-259-5205
SILVER LEVEL
COLLEEN MCMAHON
NJAR® Circle of Excellence®
CELL 973-214-5250
BRONZE LEVEL
REGINA “GINA” PETRY
NJAR® Circle of Excellence®
CELL 201-970-2319
SILVER LEVEL
NICOLE RUGGIERO
NJAR® Circle of Excellence®
CELL 973-725-6539
BRONZE LEVEL
BRONZE LEVEL
BRENDA PUZIO
NJAR® Circle of Excellence®
CELL 973-513-1947
JOHN TIERNEY
NJAR® Circle of Excellence®
CELL 973-934-6408
©2016 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Ryan Barry
Mortgage Banker NMLS# 183464
Recognized by Mortgage Executive Magazine as a “Top 1% Mortgage Originator” for 2013
Call today for a complimentary Mortgage Pre-approval and know your buying power before beginning the home buying process.
973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • ryan.barry@njlenders.com Mortgage Payments listed above are based on principal & interest only on a 30 yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of January 19, 2017. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.
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K
Kivlon Awarded 2016 NJ Realtor Circle of Excellence Bronze
athy English and Melissa Florance Lynch along with the Pompton Plains regional office of Realty Executives would like to congratulate Bill Kivlon
on achieving Circle of Excellence status for the fourth year in a row. Bill’s commitment to his clients is only part of what makes him a consistent award winner. He brings
MARIA FERRITO
his clients an unparalleled knowledge of the current real estate market conditions. Bill utilizes the latest tools available to assist his clients, both sellers and buyers and those who trust
Professional Full Service Realtor
For The Current Market Value Of Your Home Call Maria at 973-986-6914 Townhome Specialist Relocation Agent I Can Help You Find Your Dream Home GEMINI LLC Realty 973-696-1111 x131 197 Berdan Ave., Wayne, NJ maria.ferrito@century21.com
Let me find you that perfect house you can call HOME!
NJ Circle of Excellence 2002-2016 Consistent TOP PRODUCER in the WAYNE area.
him to market their homes. Bill’s clients benefit from his commitment to excellence. He employs a professional photographer, a graphic artist and the latest in web based media marketing. With over 12 years of experience, Bill can help can help you achieve a sale in the shortest amount of time and for the best price. Bill is a life long NJ resident and prides himself on being knowledgeable about the towns he services. He personally supervises all of his marketing and works directly
with this clients. Bill will be with you every step of the way, from sale to closing. Bill gets satisfaction from helping his clients to realize their real estate needs, whether that means moving from their current home or finding their first home. Bill’s clients know that they are always his first priority. “This is the most satisfying reward I receive for doing my job.” Utilize Bill’s experience and knowledge. He will provide you with a free evaluation of your home called a competitive price
analysis. There is a low supply of homes in most towns. Don’t delay! the spring market is here. Bill can be reached at 201-4520250.
What’s happening in your school or organization? Have a human interest story? Email us at editor@newviewmg.com
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A
How To Save Enough For A Down Payment On A House
home is the most costly thing many people will ever buy. The process of buying a home can be both exciting and nerve-wracking. One way to make the process of buying a home go more smoothly is to save enough money to put down a substantial down payment. Saving for a down payment on a home is similar
to saving for other items, only on a far grander scale. Many financial planners and real estate professionals recommend prospective home buyers put down no less than 20 percent of the total cost of the home they’re buying. Down payments short of 20 percent will require private mortgage insurance, or PMI. The cost of PMI depends
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on a host of variables, but is generally between 0.3 and 1.5 percent of the original loan amount. While plenty of homeowners pay PMI, buyers who can afford to put down 20 percent can save themselves a considerable amount of money by doing so. Down payments on a home tend to be substantial, but the following are a few strategies prospective home buyers can employ to grow their savings with an eye toward making a down payment on their next home. • Decide when you want to buy. The first step to buying a home begins when buyers save their first dollar for a down payment. Deciding when to buy can help buyers develop a sav-
Sherry Blau,
ing strategy. If buyers decide they want to buy in five years away, they will have more time to build their savings. If buyers want to buy within a year, they will need to save more each month, and those whose existing savings fall far short of the 20 percent threshold may have to accept paying PMI. • Prequalify for a mortgage. Before buyers even look for their new homes, they should first sit down with a mortgage lender to determine how much a mortgage they will qualify for. Prequalifying for a mortgage can make the home buying process a lot easier, and it also can give first-time buyers an idea of how much they can spend. Once lenders prequalify prospective buyers, the buyers can then do the simple math to determine how
A
Sales Associate
SherryBlau@RealtyExecutives.com
EXCEPTIONAL REALTORS©
Buying? Selling? Call Sherry Today! For A Free Market Analysis Call 201-452-8492 Superior Internet Adverstising, Multi-Media Marketing & More
begin by looking over their recent spending habits and then seeing where they can spend less. Cutting back on luxuries and other unnecessary spending can help buyers get closer to buying their next home. • Avoid risky investments. Some times it’s great to take risks when investing, but risk should be avoided when saving for a down payment on a home. Traditional vehicles like certificates of deposit, or CDs, and savings accounts can ensure the money buyers are saving for their homes is protected and not subject to market fluctuations. Saving enough to make a down payment on a home can be accomplished if buyers stay disciplined with regard to saving and make sound financial decisions.
Did You Know?
nimals verbalize in many different ways to communicate. One thing cat owners may notice is that cats have a tendency to meow as a
201-452-8492 Cell 973-305-5880 x1352 Office
much they will need to put down. For example, preapproval for a $300,000 loan means buyers will have to put down $60,000 to meet the 20 percent down payment threshold. In that example, buyers can put down less than $60,000, but they will then have to pay PMI. It’s important for buyers to understand that a down payment is not the only costs they will have to come up with when buying a home. Closing costs and other fees will also need to be paid by the buyers. • Examine monthly expenses. Once buyers learn how much mortgage they will qualify for, they will then see how close they are to buying a home. But prospective buyers of all means can save more each month by examining their monthly expenses and looking for ways to save. Buyers can
form of speaking with humans. However, according to the North Shore Animal League America, cats almost never meow at other cats, as meowing is a sound
generally reserved for interacting with humans. Cat owners should talk back to their cats often, as cats enjoy hearing their own names and their owners’ voices.
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TINA CALI - Broker Associate Tina achieved a 30 year record breaking home sales history at Northern NJ Century 21 Gemini offices.
• NJ REALTORS Circle of Excellence Sales Award Platinum Level - 2016 • 2016 Century21 Double Centurion • 2016 Century21 Quality Service Pinnacle Award • 2016 Presidents Award
Tina personally helped over 90 families make their move in 2016 and she can help you too!
NORTH JERSEY’S MULTI-MILLION DOLLAR AGENT! CALL TINA CALI TODAY AND EXPERIENCE THE DIFFERENCE!
THE GRANDE AT RIVERDALE CONDOS FOR SALE WITH SUPER LOW TAXES!
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Bright & elegant 1 Bd, 1 Bath with Loft. Taxes - $4,432
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