Zone 18 pompton feb 28, 2017 by My Life Publications..Maljon LLC

Zone 18

No. 13 Vol. 4

www.mypaperonline.com.com

February 28, 2017

Cedar Crest Protestant Community Donates To Pequannock Food Pantry

n Feb. 5, the Cedar Crest Protestant Community held Souper Bowl Sunday, piggybacking on the popular Super Bowl football championship. The congregation collected $385 and about 40 bags of groceries for delivery to the Pequannock Food Pantry on Monday.

Protestant Council President Elaine Thomas commented, “This was our first effort with this kind of program. We give cash donations monthly to a variety of local, national and international charities and donate regularly to the CUMAC clothing drive. We are very pleased with the response of the congre-

gation to a local group providing a needed service.” The Protestant Community of Cedar Crest in Pompton Plains is led by Reverend Dennis Rockett. Services are open to residents and the public and are held Sundays at 10 a.m. in the Cedar Crest Interfaith Chapel. Special services are also held throughout the year. For more information, contact Kathy Moffitt at 908-963-4026;

Reverend Dennis Rockett delivers the goods to Pequonnack Food Pantry volunteer Linda Rooney.

Run To Register For Kinnelon 5K To Support Scholarships

By Jane Primerano he Kinnelon Education Association announced its plans to sponsor the Pot of Gold Scholarship 5K Run on Sun., March 19, for the seventh consecutive year. The run is an annual spring fundraiser presented by the faculty to raise money for scholarships for graduating Kinnelon High School seniors. The scholarship recipients are judged based on the criteria of grades, community service performed and also financial need, according to Heather Wolfgang, one of three teachers who serve as race directors. Community service is a particularly

important requirement, according to the race website. The other race directors are Kerry Iannuzzi and Kelly Egan. Iannuzzi and Wolfgang are math teachers and Egan is a special education teacher. Registration for the race is online at: runsignup. com/Race/NJ/KinnelonEducationAssociationPotofGold5K. Online registration closes at midnight on March 17 but in-person registration is accepted the morning of the race, Wolfgang said. The registration fee is $25 for both online and in-person. To attract more students to the race this year, race officials created a discount

for students age 18 and under, Wolfgang said. The students can register at a discounted price of $15 by using the mail-in registration form accessible on the website. She said students from Kinnelon High School and usually from several nearby high schools traditionally participate, but the number of student runners varies from year to year. The race starts at 9 a.m. and is preceded by a Fun Run starting at 8:15 a.m. The Fun Run is one mile with a $10 registration fee. There are no refunds allowed of any of the registration fees, according to the website.

Runners must check in for the 5K from 7 a.m. to 8:45 a.m. The race begins at Kinnelon High School, 121 Kinnelon Road, continues through the rolling borough roads and ends back at the high school track. Anywhere between 100 and 300 runners have run in previous years, so race organizers aren’t sure how many to expect this year, Wolfgang said. The race is called Pot of Gold because of its proximity to St. Patrick’s Day and race organizers are urging both runners and spectators to wear green for the holiday and to celebrate Kincontinued on page 2

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Relay For Life Plans Highlands Kickoff

merican Cancer Society - Relay for Life of the Highlands plan to hold the annual Kickoff meeting on March 15, from 6:30 p.m.– 8 p.m., at Hillcrest Center Gym in West Milford. Kickoff is a great way to learn about Relay for Life,

Kinnelon 5K... continued from front page nelon’s school colors and also acknowledge the efforts of Kinnelon’s graduating seniors. Spectators are always welcome, according to the website. Donations are accepted with or without registration, it says on the website. Numerous sponsors help out with the race each year,

American Cancer Society, and to make a difference. Catering for the event has been donated by AJ’s Pizza and B&B deli both located in Butler. Speakers will share their experiences and answer questions. Register for the June 10h event. Relay for Life

of the Highlands is comprised of participants, both individuals and teams, from Bloomingdale, Butler, Kinnelon, Ringwood, and West Milford. Contact Amanda Lema at 973-670-6395 or email at amandalema.rfl@ gmail.com for information.

Wolfgang said. Many offer gift cards for a raffle. Others provide water, bagels and other food and drink items for the refreshment table. The amount of scholarship money awarded and the number of scholarships vary from year to year, depending on the number of runners and of other do-

nations that come in. Last year the KEA awarded three scholarships to Kinnelon seniors, Wolfgang said. Directions to the school are available on the school website http://www.kinnelonpublicschools.org. Results will also be posted on the website right after the race.

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Church Hosts Fish And Chips Supper

Fish and Chips Supper is set to take place on Sat., March 11, from 5:30 p.m. to 7:30 p.m. at St. David’s

Episcopal Church in Kinnelon. Catering will be provided by Argyle Catering in Kearny, and take out is available. The cost is

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Rhino Studio Presents A Tribute To Jimmy Durante

oming in early March, acclaimed NJ Jazz musician Grover Kemble presents this one-man salute to the multifaceted career of Jimmy Durante at the Rhino Studio in Pompton Lakes. This rollicking nostalgic jaunt through the life of the American singer, actor, comedian and ever popular entertainer is packed with Durante’s hilarious gravelly speech, butchered comic language and catchy one-liners. Kemble is backed by musicians Regan Ryzuk on piano and Tim Metz on bass. Show dates are March 4 at 7 p.m. and March 5 at 2 p.m. Tickets are $23 plus tax.

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FINANCIAL News!

hannel 12 News, Local Radio, NY TV stations, National Weather Channel, Cable News including CNN and FOX, all of them, predicted a major snow storm with great accumulations and treacherous travel conditions for the morning commute. Later that day, my phone rang with an emergency notification, the Wayne school systems were cancelling school tomorrow. My employees started negotiating between themselves if they were going to “make it in” to the office tomorrow. On my way home from the office, I was running on fumes and was forced to stop for gas. Not unexpectedly, there were lines on both sides of the pump, 5 cars deep! I seriously doubt they were all down to a few ounces like I was. There was only a ½ a gallon of milk in the house so my son went to the grocery store for a few more cartons. Guess what he witnessed? You’re correct, long lines at the registers, after the bread and milk were immediately removed from the shelves. I can only assume that Home Depot and Lowes had a run on shovels and snow blowers as well. People generally wait until the last moment for preparedness and usually it’s a little

Major Snow Storm On The Way! By Mark E. Charnet

too late. The fridge at the grocery store is barren as is the bread aisle. The hardware store or the big box stores run dry of rock salt, shovels and snow blowers. Lines form at the area gas stations and people search for batteries for their flash lights and whatever working portable radios are left in the house. It amazes me, the procrastination of people and how they minimize the obvious, like it’s never eventually going to snow and perhaps a big storm too, and stocking up on fresh batteries requires a dire warning from your favorite weatherman! It would be funny if you were lucky enough to snag the last package of “C” batteries from the shelf before the storm hits, to find out later when installing them into your flashlight that the bulb was dead! So what’s the analogy here to your financial life? Must you wait for the national media broadcast announcing the next major stock market correction or crash! Might it be a little too late to protect yourself, spouse and family from the financial consequences? Metaphorically speaking, have you checked both your flashlight batteries AND the bulb too? Are your shovels within reach or are they in the detached garage that will be frozen

shut with ice? Are you prepared for the next major snow storm to your portfolio? What precautions have you “put in place” to survive unscathed? Do you have a reserve of bread and milk if the storm is a prolonged one with power lines down and phone service cut? Dare I ask, are you prepared for the next storm or will you wait for the warnings and broadcasts and demise of the milk, bread and gasoline supply, stranded at home with no power, phone, television, worse yet, no internet service either? And what if all the dire predictions of snow accumulation estimates were proven false and it was just a dusting or the storm blew-out over the coast? Is your portfolio prepared for smooth sailing and blue sky’s ahead? Are you prepared for the effects of inflation, the growth opportunities that are abound in the stock market? Are you invested, “in it” with a percentage of your portfolio, as to be too safe has a steep price of potentially low returns as well? Is your “financial house” prepared for all kinds of weather? Gutters cleaned, windows secure, alarm system functioning, roof and furnace inspected regularly, and shouldn’t your portfolio also be inspected,

maintained and reviewed more than just when bad news may be on the horizon? Might there be better alternatives, products, strategies and techniques that you could employ to generate safer and perhaps greater returns? And if after doing everything correctly and completely, might the most unsuspecting and devastating occurrence happen anyway – a fire that completely destroys your house and property? But, you were wise enough and coached properly to prepare for the “JIC” scenario! You know, the “Just In Case” scenario, listened to the advisor and purchased insurance in the event a fire took down your house. What type of insurance do you have to protect your tremendous asset of working and earning a living, necessary to support everything and everyone in your family? If you’re thinking life insurance and or disability insurance you’d be correct. Later on most people add Longterm care insurance to the list, but, by that time, it may be too late. Remember the milk, bread aisle and gasoline analogy above. You’ve probably heard the phrase, “they always put up a warning sign after someone dies.” Folks,

don’t wait for the weather report to be prepared. Don’t wait for a stock market crash to protect your financial house from devastation, be prepared. Don’t wait to get sick or die to consider life, disability or long-term care insurance. Don’t purchase a house alarm system after you’ve been robbed – get one now! I challenge and encourage you to embrace the 7P’s: Proper, Prior, Performance, Prevents, Poor, Performance – Period!® The 7P’s are so important to practice, that I trademarked the phrase a few years ago. Are you prepared for BOTH the next financial storm or for smooth sailing with provisions and a compass? Is your wealth management and legacy plan practicing the 7P’s? Not sure or need to have another set of eyes to examine your situation? My number is below to render an opinion on your behalf. May I strongly suggest you avail yourself of the opportunity to get a professional portfolio performance and protection check-up? It’s complimentary! Mark E. Charnet is President and Founder of American Prosperity Group. Mark has over 35 years of experience in the Retirement and Legacy

Planning fields. Creator of the Trinity Method of Investing©, Mark encourages your inquiries and can be reached at: 973831-4424 or via email, markcharnet@1APG.com Check out our website: www.1APG.com Interested in a career in retirement and estate planning? Check out this website: www.APGFranchise.com Mark Charnet is an investment advisor representative of, and securities and advisory services are offered through, USA Financial Securities (Member FINRA/SIPC). USA Financial Securities is a registered investment advisor located at 6020 E. Fulton St., Ada, MI 49301. American Prosperity Group is not affiliated with USA Financial Securities. Not an attorney. For estate planning advice, please contact an estate planning attorney.

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Page 6 • February 28, 2017 • Tell Them You Saw It In The HomeTown News • Z18 • Like us on facebook www.facebook.com/mypaperonline.com Brought to you by Dr. Matthew Krupnick, the owner of Pequannock Animal Hospital

Debunking Myths About Spaying And Neutering

ompanion animal overpopulation poses a considerable problem. The Humane Society of the United States says about 2.4 million healthy, adoptable cats and dogs are euthanized in American animal shelters each year - about one every 13 seconds. Many of these animals are the offspring of beloved pets or stray cats and dogs who reproduce unchecked. One of the easiest solutions to the pet overpopulation problem is to have pets spayed or neutered.

Dr. Matthew Krupnick, D.V.M.

Another solution is for prospective pet owners to adopt pets from a nearby animal shelter - one that handles spaying and neu-

tering for their adoptable animals. Many pet owners are hesitant to have their animals spayed or neutered.

That hesitation may stem from some prevailing myths surrounding spaying or neutering. Myth: You can use neutering or spaying interchangeably to describe the sterilization process. Fact: Neutering is associated with male pets and the removal of the testicles. Spaying is for female pets and involves the removal of both the ovaries and uterus. Myth: Recovery from spaying and neutering takes a long time. Fact: Many veterinarians and animal clinics

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allow pet owners to bring their pets home on the same day the animal is spayed or neutered. Pets are usually fully recovered within a week of having the surgery. Myth: Removing reproductive organs will make my pet get fat and lazy. Fact: Weight gain is not a byproduct of spaying and neutering. Pet weight gain is typically linked to an unhealthy diet and inadequate exercise. Myth: My pet’s personality will change for the worse. Fact: Pet behavior may improve after the animal is

spayed or neutered. Males tend to be less aggressive, and females won’t howl, cry or pace when they’re in heat. Also, your pet actually may stick closer to home because the desire to find a mate has been reduced. Myth: It’s advisable to spay a female pet after she has at least one litter. Fact: Many veterinarians stand by medical evidence that suggests females spayed. Fact: Many veterinarcontinued on next page

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dults can visit the Butler Library to keep busy. All Adult Programs are open to those who are at least 18 years of age, unless noted. Preregistration is

Adult Programs Offered At Butler Library

required by visiting the library or call 973-838-3262. Hatha Yoga, Wed. March 1, 6:15 p.m. – 7:15 p.m.; $5 per class; Presented by Donna Morello to reduce stress, improve

balance, and increase core strength. Yoga is a great way to get in shape. Bring a yoga mat. Class size is limited. Payment by cash only at the time of the class. Psychic Medium Event

Spaying And Neutering... cont. from previous page ians stand by medical evidence that suggests females spayed before their first heat are typically healthier than those who aren’t. Myth: It is expensive to have my pet spayed or neutered. Fact: Subsidized voucher programs as well as low-cost spay/neuter clinics can help make the procedure affordable. Myth: The sterilization procedure is painful for my

pet. Fact: The surgery is done under general anesthesia, and the pet will not feel anything. Discomfort after the surgery is usually mild, and a vet can prescribe a post-operative pain medication if your pet seems to have any lingering discomfort. Myth: If I keep my pet intact, I can have a puppy or a kitten just like him or her one day. Fact: The offspring of

a pet is not guaranteed to be a duplicate in looks or personality to your existing pet. In addition, at a later point in life, you may find your schedule or ability to care for a young pet has changed. Pet overpopulation is a considerable problem with wide-ranging consequences. Pet owners should speak with their pets’ veterinarians about spaying and neutering.

and Book Signing, Wed., March 14, 6 p.m. - 7:30 p.m. Presented by Rose Marie Rubinetti Cappiello, in this group event, the medium will bring forth those spirits who seek to connect with the audience. As many spirits as time allows will determine who comes through but know each message & connection af-

fects the whole group deeply & profoundly. Rosemarie will also have her books for sale & signing. This free program is limited to 50 participants ages 18 & over. Please call 973-8383262, or stop by to sign up. Cancer Awareness Lecture, Wed., March 22, 6 p.m.-7:30 p.m. Lili Lopez-Loo, Out-

Short Stacks Cooking For A Tall Cause

merican Cancer Society - Relay for Life of the Highlands plans to hold a pancake breakfast fundraiser on March 25, from 8 a.m. to 10 a.m. at the Applebee’s in Butler. Tickets are pre-

sold and not available at the door. Limit quantities available. Meal includes: pancakes, sausage, scrambled eggs and a beverage. Relay for Life of the Highlands is comprised of participants, both individuals

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Celebrate With A Gourmet Brunch

s warmer weather approaches, so do a variety of special occasions. If you’re looking for an easy way to celebrate with family and friends, brunch is a perfect option. Not too early and not too late, everyone can enjoy a hearty meal and good company before the day gets busy. A brunch menu can include both elegant options and classic favorites, so it’s easy to customize to fit the occasion and your guests’ preferences. With so many possibilities, brunch is the perfect opportunity to get creative.

Develop your own versions of traditional dishes by incorporating new ingredients, such as using duck bacon to change up your menu and add some extra flair. With a rich, hearty texture, duck bacon is more like pork bacon than traditional poultry bacons. Made from duck breast meat, it brings a touch of sophistication to any menu item. Plus, duck bacon is healthier for you, too. With 26 percent less sodium and 57 percent less fat than traditional pork bacon, it’s the perfect way for you to enjoy great flavor without

the extra calories. For an exciting added element, use duck bacon with this version of classic Eggs Benedict. This brunch recipe feeds a crowd and is ready in less than 30 minutes, making it the perfect choice when you want to whip up a quick entree for family or friends. Find more brunch recipes and information about cooking with duck at mapleleaffarms.com. Eggs Benedict with Duck Bacon Servings: 6 Hollandaise Sauce: 3 egg yolks

10 tablespoons unsalted butter, cut into 1-tablespoon pieces 2 teaspoons fresh lemon juice 1/2 teaspoon kosher salt 1/8 teaspoon cayenne pepper 12 slices Maple Leaf Farms Duck Bacon, cut in half 12 English muffin halves, toasted 12 eggs, poached pinch of salt chopped parsley, for garnish (optional) To make Hollandaise Sauce: Fill medium saucepan with 1 inch of water (for double-boiler) and

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en in color, about 1 minute. Place bowl with eggs over saucepan and whisk constantly until thickened continued on next page

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Gourmet Brunch... continued from previous page

and doubled in volume, about 3-5 minutes. Remove bowl from saucepan and whisk in butter, 1 tablespoon at a time. Whisk in lemon juice, salt and cayenne pepper. Keep warm, covered, over dou-

ble-boiler. To cook duck bacon and poach eggs: In skillet over medium-high heat, fry duck bacon halves 4 minutes per side; set aside. In large pot over medium heat, bring water to simmer and add salt.

Crack egg into cup or small bowl. Gently pour egg into simmering water; repeat for additional eggs, leaving room around each one for cooking. Cook 2-4 minutes, depending on desired firmness. Using slotted spoon, carefully remove eggs from pan and place on paper towels to drain. To assemble Eggs Benedict: Lay two toasted English muffin halves on each plate. Top each with two duck bacon halves. Carefully place poached egg on top of each muffin stack. Pour Hollandaise Sauce over each. Garnish with parsley, if desired.

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Page 10 • February 28, 2017 • Tell Them You Saw It In The HomeTown News • Z18 • Like us on facebook www.facebook.com/mypaperonline.com

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Pompton Plains Dietitian Speaks At Riverdale Library

By Maryanne Christiano-Mistretta dozen enthusiastic attendees were at The Riverdale Library on Sat., Feb. 11, to witness registered dietitian Danielle Colombo, lead a hands-on nutrition lesson, “Healthy Heart Snacks.” Colombo made heart shaped yogurt bites with plain Greek yogurt, honey, and fresh strawberries; and high protein and fiber bean chips, served with guacamole, hummus, and Greek yogurt dip. She speaks often in the community, presenting free services through ShopRite where she works. Colombo first became interested in nutrition while she was still in high school

and had food allergies. During that time she said she was, “eating lots of carbohydrate based foods and ice cream.” Never getting a clear answer from stomach doctors, Colombo said she figured it out on her own and changed her diet into a plant-based diet, watching portion sizes, and incorporating lean protein. When someone comes to Colombo for nutrition counseling, she likes to show her plate – half nonstarchy fruit or vegetables, quarter lean protein, and quarter complex carbohydrate. “I feel like the biggest downfall is carbohydrates,” said Colombo. “Getting them [her clients] to figure

out portion sizes; cutting down from four cups [of pasta] to one cup – it takes some work to get used to.” While Colombo recommends healthy fats such as avocado, the main thing is the portion size. “I don’t want you to eat a whole avocado,” she said. Also recommended are nuts; seeds; any plant based oils like vegetable oils and olive oils; salmon; and heart healthy fish that have Omega 3s. Planning meals is also important. “Eating healthy takes planning,” said Colombo. “A lot of people don’t want to take the time to plan. Meal prep is key.” On the road, Colombo recommends portioned snacks, granola bars that

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are low in sugar, Skinny Popcorn, and Kind bars. “There’s tons of ideas,” she said. “There’s a lot of things that are pre-portioned out for you.” The best part of Colombo’s job is reaching out to children. “Getting them into the habit of getting them to try healthy foods at their age,” she said. Diabetics also come to Colombo for help. “They keep coming back to me,” she said. “Their numbers go down. It’s very rewarding, people come to me with their blood work. When they come back and follow up with me, the advice is actually helping them.” The number one ques-

tion Colombo said she gets from individuals is “What do you eat?” Even as a registered dietitian, she admits her diet is not always 100 percent perfect. “We’re all human and we like food, so as a dietician, we have to watch the portions of our foods too,” Colombo said. “A lot of people have the visual that all dieticians eat are salads all day long, but it’s much more than that. It’s about including all food groups in your diet and having a variation, but knowing the term ‘moderation’ for those ‘sometimes’ foods.” Colombo also likes to point out that everyone’s diet is individualized. She said, “What works for one person doesn’t al-

ways work for everyone else, which is why seeking help from a registered dietician is so important!” For more information on Danielle Colombo, visit: www.columbod2.wordpress.com.

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Butler Library Plans New Programs For Youth

hildren’s programs and events are planned at Butler Library. Call 973-8383262, or stop by the library to register. Cup Stacking Club is on Sat., Feb. 25 & March 25, 10:30 a.m. - 11 a.m. for grades kindergarten through eight. Learn the

basics in order to develop cup stacking speed. This free program is limited to 10 participants. Celebrate Dr. Seuss’s Birthday March 1- March 31, for ages four to ten. Visit the library to pick up Dr. Seuss game board located in the children’s area of the library. Fill in the ti-

tles of Dr. Seuss books that go with the picture. Every participant will win a small prize for completing the game board. Happy Birthday, Dr. Seuss! Juggling Funshop Sat., March 11, 11 a.m. 11:45 a.m., for grades two through five. Parents need to sign up too. Have a blast

Library Plans Afternoon Tea Fundraiser

he Friends of the Butler Public Library has planned a fundraising event for Sun., April 30, at High SocieTea - Tea House in Wayne, from 3 p.m. – 6 p.m. Sign-ups are required for this event along with

a $40 fee, paid in cash in advance to attend the event which includes High Tea and a donation to the library. Additional donations are being accepted by the Friends of the Butler Library fund to supplement library programs and ser-

vices for all of patrons. Please stop by the circulation desk to sign up and pay by cash in a sealed envelope with name, phone number and “Friends Tea” on it, by Fri., April 21.

learning basic juggling skills? S.T.E.M. Light-Up Creature, Mon., March 27, 6 p.m. to 6:45 p.m., for grades three to seven. Create a small monster with simple supplies and add LED lights to make it extra spooky. This program is funded by Tri-State Ford through mouse.org. Teen Programs S.T.E.M. Green Tech for Teens Saturdays through April 1, 11 a.m. to noon, for teens in grades five through ten. Build electric generators, DIY batteries, and solar-powered toys and more in order to better navigate the science behind eco-friendly technology. Measure the electricity usage of tech-

nology at the library or at another Butler facility and make recommendations on ways to decrease its carbon footprint. From Hacker to Licensed Hacker: Get Your Ham Radio Call sign! Tuesdays through March 28, from 4 p.m. - 5 p.m., for middle and high school students. Presented by Dr. Bob Vosatka, volunteer. Learn about electronics, as well as the rules and regulations for using computers to communicate via orbiting satellites or to bounce signals off of the moon! No prior experience necessary. Astronomy Night - Telescope Observing Tues., March 7, 6:30 p.m. - 8 p.m. Presented by The Morris

Museum Astronomical Society. There will be an observing session for all ages using telescopes, weather permitting, outside of Butler Library. Dress for cool weather. The Friends of The Butler Public Library, for more than 30 years, has helped raise funds to improve and upgrade the library. In 2015, donations covered the cost of Museum Pass Program and gave donations to purchase the AWE AfterSchoolEdge educational games computer station. Consider donating to the Friends. For more info. on how to donate, go to:http://www.ButlerLibrary.org/Friends-of-theLibrary/.

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BLOOMINGDALE $174,700 NEWLY LISTED! 2 BR, 1 BA 4.125/4.293% APR $677 PER MONTH

LINCOLN PARK $315,000 NEWLY LISTED! 2 BR, 2.1 BA, 1 CAR GAR 4.125/4.225% APR $1221 PER MONTH

BUTLER

$594,900

NEWLY LISTED! 5 BR, 2.1 BA, 2 CAR GAR 4.125/4.186% APR $2307 PER MONTH

PATERSON

$275,000

MOVE IN READY! 3 BR, 2.1 BA 4.125/4.238% APR $1066 PER MONTH

BUTLER

$359,900

BUTLER

PEQUANNOCK

$629,000

POMPTON LAKES $199,900

NEWLY LISTED! 3 BR, 2 BA, 1 CAR GAR 4.125/4.215% APR $1395 PER MONTH

ELEGANT & GRACIOUS! 4 BR, 2.1 BA, 2 CAR GAR 4.125/4.184% APR $2439 PER MONTH

$319,900

NEWLY LISTED! 2 BR, 2 BA, 1 CAR GAR 4.125/4.224% APR $1240 PER MONTH

NEWLY LISTED! 3 BR, 1 BA 4.125/4.274% APR $775 PER MONTH

CLIFTON

$349,900

NEWLY LISTED! 3 BR, 1 BA, 1 CAR GAR 4.125/4.217% APR $1357 PER MONTH

POMPTON PLAINS $499,900 2000+ SQ. FT.! 4 BR, 2 BA, 1 CAR GAR 4.125/4.195% APR $1938 PER MONTH

Sales Agent of the Month for January

POMPTON PLAINS $249,900 UPDATED HOME! 3 BR, 1 BA 4.125/4.247% APR $969 PER MONTH

RINGWOOD

$339,900

NEWLY LISTED! 3 BR, 1.1 BA 4.125/4.219% APR $1318 PER MONTH

RIVERDALE $309,700 THE GRANDE! 2 BR, 2 BA, 1 CAR GAR 4.125/4.227% APR $1201 PER MONTH

Over $50 million in recent sales #1 Agent in Total Production 2010, 2012, 2014 NJAR Circle of Excellence, Gold Award 2012-2016 President’s Producer Award 2012-2014 Centurion Producer Award 2012-2014 Quality Service Pinnacle Producer Award 2012-2014 Danielle Fiorina, REALTOR, ABR, Cell: (973) 460-4352 Short Sales & Foreclosure Certification

JEFFERSON

$200,000

LINCOLN PARK $369,900

POMPTON PLAINS $444,900

POMPTON PLAINS $339,500

2 HOUSES ON 1 LOT! 2 BRS, 1 BA EACH HOUSE 4.125/4.274% APR $775 PER MONTH

NORTH END CHARMER! 3 B R, 2 BA, 1 CAR GAR 4.125/4.201% APR $1725 PER MONTH

NEWLY LISTED! 3 BR. 2.1 BA, 1 CAR GAR 4.125/4.213% APR $1434 PER MONTH

THE GLENS! 2 BR, 2.1 BA 4.125/4.219% APR $1316 PER MONTH

Listing Agent of the Month for January NJAR Circle of Excellence, 2015, 2016 Quality Service Pinnacle Producer Five Star Agent of NJ, 2013-2016 Nicole Ruggiero, REALTOR, PSA

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©2016 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

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973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • ryan.barry@njlenders.com Mortgage Payments listed above are based on principal & interest only on a 30 yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of November 9, 2016. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.

Page 14 • February 28, 2017 • Tell Them You Saw It In The HomeTown News • Z18 • Like us on facebook www.facebook.com/mypaperonline.com

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Call Us Today With All of Your Real Estate Needs! © 2017 Coldwell Banker Real Estate LLC. Coldwell Banker ® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned & Operated by NRT LLC. If your home is currently listed, please disregard this offer.

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BLOOMINGDALE $289,000

BOONTON $409,900

JEFFERSON $245,900

Charming 4BR 2Bth Col w/EIK, LR/DR combo/fplc, lg fenced backyd, hot tub, spacious driveway & more in conv. location. MLS3272657

Move in ready 3BR 2.5Bth Split w/Den/poss 4th BR, LR, fplc, built-ins, FDR, updtd Kit, HW fls, spacious clsts, AG pool. MLS 3363878

Nice 3BR Ranch w/updqted Kit & Bth, newer roof, siding & wdws, LR/HW fl/fplc, new furnace + large level backyd. MLS 3351908

WAYNE 973-694-8000

KINNELON

$889,900

4 Caitlin Ct Stately CH Col. on a desirable cul-de-sac. Generous floorplan. Cozy fireplace. Gifted touches everywhere! A must see! MLS 3361316

KINNELON/BUTLER 973-838-9300

PATERSON $230,000

KINNELON BORO

$949,900

Investigate the style and elegance of this fascinating 5BR/4+BA home. Spread-out space. 3 fireplaces. Hot tub. MLS 3364248

KINNELON/BUTLER 973-838-9300

POMPTON LAKES $379,000

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LAKEFRONT 4BR 2Bth Ranch w/open fl plan, LR/gas fplc, HW flrs, great MBth, unfin Bsmt + screen porch overlooking lake. MLS 3353514

WAYNE 973-694-8000

TEANECK

$249,000

WAYNE 973-694-8000

$1,429,000

Earn your rightful reward with this inspired 5BR/7+BA home. Generous layout. 5 fireplaces. Features top scale living! MLS 3355275

KINNELON/BUTLER 973-838-9300

Move right into this 2BR 2Bth spacious condo w/great open fl plan, updated Kit, DR, LR/fplc, CA & Laundry in conv loc. MLS 3344120

Why Rent-a great condo alternative! Cute move in condition 1BR 2Bth home. Perfect commuting-a block to bus, mins to hwy. MLS 3345148

KINNELON

WAYNE

$244,900

Spacious move in ready 1073sf 2BR 2Bth condo w/wood burning fireplace, LR/DR combo & More in convenient loc + Amenities! MLS 3360578

WAYNE 973-694-8000

$424,500

Spacious 4BR 2.5Bth home on cul-de-sac w/great sunrise lakeviews! Feat incl LR/fpl, FDR,EIK,FamRm,MBR Ste + 60’Deck,2GAR. MLS 3349045

WAYNE 973-694-8000

WAYNE

$419,000

Spacious 2500sf Packanack home on wooded lot w/LR/fplc, HW flrs, FDR, EIK/Island, GreatRm/fplc, Library/Media + GAR. MLS 3351876

WAYNE 973-694-8000

KINNELON

$575,000

Follow your dream to this deluxe 3BR/2+BA Ranch. Welcoming residence with many status features. MLS 1700926

KINNELON/BUTLER 973-838-9300

KINNELON

$1,649,000

Prepare to be impressed. A luxurious lifestyle awaits you in this rare Estate nestled on a quiet cul-de-sac.6BRS/6+BTHS MLS 3250651

KINNELON/BUTLER 973-838-9300

ROCKAWAY

$239,900

Experience the rewarding possibilities of this comfortable 2BR/2BA condo. Pretty charmer for a demanding buyer! MLS 3356840

KINNELON/BUTLER 973-838-9300

WAYNE

$749,000

KINNELON

$599,000

Smoke Rise-A special place to live. 4BR/2+BA custom home is ideal for everyday life. 3FPS. A gem with a lovely layout! MLS 3339059

KINNELON/BUTLER 973-838-9300

LINCOLN PARKK

$599,900

Stately move in ready 5BR 2.5Bth BiLevel w/beautiful HW fls, fresh paint, EIK, FamRm/fplc & More on over 1+ acre. MLS 3356620

WAYNE 973-694-8000

ROCKAWAY

$389,000

Green Pond-Accessible ONLY by boat this 3 season lakefront cottage is sold furnished and with one power boat MLS 3310372

KINNELON/BUTLER 973-838-9300

WAYNE

$1,199,000

Fantastic 5BR 3.5Bth home w/open flr plan, lge EIK/sep DA, MBR/cath ceil, 2 huge wi closets, huge MBth/jetted tub +MORE! MLS 3350904

Magnificent showcase home with Million Dollar Views! 5BR,5 1/2 Baths,3 Gar. Absolute privacy in Viscaya Estates. MLS 3346359

WAYNE 973-694-8000

KINNELON

$635,000

4BR 4BA Custom home.-Kinnelon HS Ranks #3 in NJ Monthly Magazine. Easy Commute to NYC. Your own private Shangri La!! MLS 3332603

KINNELON/BUTLER 973-838-9300

PARSIPPANY

$649,900

Begin a brand new life in this impressiv 6BR/3+BA Col. Generous floorplan. It’s distinctive & delightful! MLS CBRB10863

KINNELON/BUTLER 973-838-9300

ROCKAWAY

$1,395,000

Green Pond-Timeless & Turnkey LAKEFRONT! 4BR,3.5 BTH+au pair suite, mstr. suite w/FP, built in boat house, dock, 3Car Gar. MLS 3347073

KINNELON/BUTLER 973-838-9300

WEST MILFORD

$525,000

A sense of harmony fills this exceptional 5BR/3+BA custom Col. Spacious styling. 3 fireplaces. Classic celebrity-caliber! MLS 3347857

KINNELON/BUTLER 973-838-9300

Page 16 • February 28, 2017 • Tell Them You Saw It In The HomeTown News • Z18 • Like us on facebook www.facebook.com/mypaperonline.com

Like us on facebook www.facebook.com/mypaperonline.com • Tell Them You Saw It In The HomeTown News • Z18 • February 28, 2017 • Page 17

he annual Purim party hosted by The Chabad Center of Passaic County will be an out of the ballpark one this year on Sun., March 12, at 5 p.m. at the Regency House Hotel and Suites in Pompton Plains. Watch out

Chabad Hosts Purim Party At Ballpark

all sports fans because Purim will be celebrated in a sports kind of way. Purim is celebrated every year and is the most joyful day on the Jewish calendar. Spirited parties and reading of the Megillah, the Purim story, are all

MARIA FERRITO

part of the great sold out party that Chabad offers for Purim. This year, dress up as is customary for Purim in costumes, uniforms and anything at all sports related. Of course, being a super hero or Queen Esther is perfectly acceptable.

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Celebrate the traditions that have been kept up for so long and encourage children both young and old to come and celebrate too. A Hoop Wizard- famous from the Harlem Globetrot-

ters is planning to entertain and a fabulous dinner with stadium style buffet food served as well. All children who come in costume will receive a prize and there will be ac-

tivities for the entire family to enjoy. Make a reservation at a pre-paid price before Purim by visiting at Jewishwayne.com or by calling 973 694 6274.

Butler Library New Adult Programs

utler Library has added a new program for adults. All of the adult programs are open to those who are at least 18 years of age, unless noted. Because space is limited to generally 25 seats or less, preregistration is required. Reserve a

seat by visiting the Library or call 973-838-3262. Hatha Yoga at Butler Library is set for Wed., March 1, 6:15 p.m. – 7:15 p.m. Cost is $5 per class. Presented by Donna Morello, participants will reduce stress, improve balance, and increase core strength.

Yoga is a great way to get in shape. Bring a yoga mat to exercise on. Class size is limited. Sign up today at the circulation desk at Butler Library or call 973838-3262, to reserve a spot. Payment by cash only at the time of the class.

Baked Potato Night Fundraiser

Casino Night Fundraiser

he Columbiettes of Bishop Navagh Council Pequannock plan to host a Baked Potato Night on Fri., March 10, 5:30 p.m. and 7:30 p.m., at St. Joseph Church, Halloran Hall, Lincoln Park.

emple Beth Tikvah, a Reform congregation in Wayne, plans to host a Casino Night on Sat., May 6, from 7 p.m.-11 p.m. Cost is $75 per per-

Tickets are $7 for one potato per person; $10 for two potatoes per person, also includes toppings for the potatoes, salad, coffee, and dessert. This is BYOB. Reservations suggested. Limited tickets at the door.

son and includes catering by The Brownstone, glass of wine or beer plus bar service all evening, dessert buffet, $200 casino money, fabulous prizes, 50/50

Unpaid reservations will expire at 6:30. Call Jayne 973-6161323 or Marygale 973-6168614 to reserve tickets. All profits from the fundraiser help to continue charitable endeavors.

raffle. Early bird special includes an extra $200 in casino money plus one super prize ticket if purchase before April 1.

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Page 18 • February 28, 2017 • Tell Them You Saw It In The HomeTown News • Z18 • Like us on facebook www.facebook.com/mypaperonline.com

Buying A Home? What To Know About Down Payments

f you’re in the market to buy a home, your down payment is probably top of mind. However, it’s important to understand all your options, particularly if you’ve heard the rule of thumb that you shouldn’t pursue homeownership unless you can put 20 percent down. “In today’s market, misconceptions about down payments are some of the most common, unfortunately” says Danny Gardner, Freddie Mac vice president of Affordable Lending. “And this discourages many prospective buyers from even leaving the starting gate.” Gardner points out that a growing number of homebuyers are putting down between five and 10 per-

cent, and even as little as three percent through products like Freddie Mac’s Home Possible Advantage. This is important to keep in mind when determining how much home you can afford. Prospective homebuyers concerned about down payments should also be aware that there are nearly 2,500 homeownership programs across the country that can help with down payment and closing costs, and an estimated 87 percent of U.S. homes are eligible for one or more of these programs, according to research by DownPayment Resource. The down payment program benefit most frequently found is about $10,000, making researching these options

and discussing them with your lender and real estate agent a worthwhile step. To determine your eligibility and learn more about down payment assistance, visit downpaymentresource. com/are-you-eligible. Of course, home buyers should not forget that there are benefits to putting more down initially -- this will lower your monthly mortgage payment and reduce the amount you will owe the bank. Additionally, those who put down at least 20 percent don’t have to pay Primary Mortgage Insurance (PMI), an added insurance policy that protects the lender if you are unable to pay your mortgage. However, if putting 20 percent down will deplete all of your savings and leave

you with no financial reserves, it’s probably not in your best interest. What’s more, you can cancel your PMI once you’ve built eq-

uity of 20 percent in your home. Don’t assume the dream of homeownership is beyond your reach. Get sav-

vy! There are numerous programs and products available that can help you afford your down payment and beyond. (StatePoint)

SMARTER. BOLDER. FASTER. Exceptional Full Service... Quality that Matters. TOP PRODUCER DANIELLE FIORINA realtor , abr ®

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Make your first choice the right choice. Call Danielle today at 973.460.4352

Like us on facebook www.facebook.com/mypaperonline.com • Tell Them You Saw It In The HomeTown News • Z18 • February 28, 2017 • Page 19

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ing

-K Turn

KINNELON

$949,900

WOW!! A FAYSON LAKES MEMBERSHIP (ROCK LOT) INCLUDED WITH THIS HOUSE! This Spectacular Architecturally 5 BR 4 and 1/2 Bath Custom Designed 5151 Sq. Ft Home Boasts Soaring Cathedral Ceilings that Offer Beautiful Multi-Storied Windows for the Sun to Come Beaming Through. “Private” & Surrounded by Conservation Land. Features Include a Fireplace in the Living Room, Family Room, & Great Room with Wet Bar. Main Level BR or Office . Modern EIK with Granite. Master BR En-Suite with Private Balcony. Hardwood Floors, Multi-Tiered Deck with Hot Tub to Enjoy Fabulous Sunsets. Open Spacious Rooms for Entertaining. Finished Walk-Out Lower Level with Separate Entrance, Kitchenette, Recreation Room, Office, Full Bath, Possible In-Law Suite, Three-Car Garage. Enjoy Swimming, Boating, Fishing, Tennis and Much More in This Private Lake Community. There is Always Something Fun Going on at the Beach! Arts & Crafts, Swim Races, Swim Lessons, & Much More! Very Meticulous Home! GSMLS#3364248

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Cindy Gallagher ist wL

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KINNELON

$899,000

Elegance and Comfort Abound in this Impeccably Appointed 5 BR 4 and 1/2 Bath Custom Center Hall Colonial. Many Updates Throughout this Home. “TURN KEY” Two-Story Foyer, Formal Living Room & Dining Room, Hardwood Floors & Crown Moldings. Main Level Office and BR with En-Suite for your Convenience. Beautiful Eat-In Kitchen with Maple Cabinets, Granite Countertops, Center Island and SS Appliances. The Master BR Offers a Walk-In Closet, New Modern Master Bath with Jacuzzi Tub & Stall Shower. Three Additional BRs, One with an En-Suite. Finished Lower Level with Recreation Room. Private Backyard with Lush Lawn and Beautifully Landscaped. Close to Schools, Major Highways, Parks, Restaurants and only Approx. 25 Miles from New York City. EXPECT TO BE IMPRESSED - YOU WILL NOT BE DISAPPOINTED! GSMLS#3317003

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KINNELON/HIDDEN ACRES $819,000

BETTER HURRY! Definitely Put this Fabulous Custom 5 BR 3 and 1/2 Bath Center Hall Colonial on Your List to See! Just Wait Until you See the Beautiful Large Flat Park-Like Backyard with In-Ground Gunite Pool, Large Deck, Room for Swing Set and Much More. Circular Driveway & Main Level Garage for your Convenience. Very Spacious Rooms Throughout. Two-Story Great Room with Stone Fireplace. In-Law Suite or Office with Full Bath and Separate Entrance. Hardwood Floors, Crown Moldings, Sprinkler System, Ground Lighting. Large Eat-In Kitchen with Corian Counter Tops, Wall Oven, Gas Cooktop, Center Island. Quiet Cul-De-Sac Neighborhood, Close to Shopping, Schools, Restaurants, Golf Courses, Ski Resorts, Routes 23 & 287 for Easy Access. Kinnelon Offers an Excellent Top Rated School System with # 3 Rated High School in New Jersey. GSMLS#3361996

Todd A. Sales

- Home Loan Specialist NMLS Originator ID# 218774

Call NOW and get pre-qualiﬁed in 5 minutes to buy your home!

201-832-1503 cell tsales@amsmtg.com

KINNELON

$750,000

Beautiful 5 BR 3 Full Bath Colonial Home in a Million Dollar Neighborhood that Encompasses 4,398 Sq.Ft. of Very Functional Space and Features. A Main Level Office with Built- In Custom Cabinetry & BR with Full Bath Off the Spacious Kitchen Offering Cherry Cabinets & Dining Area Open to the Two-Story Great Room with Stone Fireplace & Skylights, Living Room & Dining Room with Crown Moldings. The Second Level Offers a Master BR Suite with Dressing Area, Walk-In Closet, and Master Bath with Jetted Tub & Stall Shower. Three Additional BRs and Another Full Bath. The Finished Walk-Out Lower Level with a Recreation Room, Exercise Room & Storage Room. Three Car Garage, Paver Driveway, Hardwood Floors & In-Ground Sprinkler System, Gasoline Generator. Close to Schools & Major Highways. GSMLS#3356516

TIN LIS LD MY SO

66 South Glen Rd., Estates of Kinnelon. SOLD for $875,000

TIN LIS LD MY SO

15 Round Hill Rd. SOLD for $587,000

LINCOLN PARK/HILLTOP FARMS $269,000 WOW!! Better Hurry. This Beautiful 2 BR, 2 Bath Condo with Many Updates and Open Floor Plan for Entertaining Will NOT Last Long. Beautiful Eat-In Kitchen with White Cabinets, SS Gas Range & Dishwasher, Breakfast Bar Open to Dining Room and Living Room with Fireplace for Those Cold Winter Nights. There is Laundry Area in the Condo. Sliding Glass Door to Your Own Private Patio with Storage Area. Master BR with Walk-In Closet, Spacious Master Bath with Tub & Shower. Close to Routes 23, 46, 80 and Public Transportation. Pet Restrictions: No Dogs Permitted, Only Cats. GSMLS#3361317

TIN LIS LD MY SO

8 Seabert Ln., Kinnelon SOLD for $535,000

O IS

• Only 3% down payment required! • Credit scores as low as 580! • Closing costs can be ﬁnanced! • 100% ﬁnancing for veterans! • Options with NO mortgage insurance! • Pay less to own a home than you do for rent! • Call NOW & receive $1500 or more in closing costs credit!

This is not a commitment to lend or extend credit. Restrictions may apply, information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans are available in all states. Licensed Correspondent Lender NJ Dept. of Banking and Ins.

G TIN LISOLD MY S

3 Birchwood Tr., Fayson Lakes SOLD for $530,000

9 Carl G. Whritenour Rd. Kinnelon, NJ 07405

14 Briar Ct., Crystal Springs SOLD for $375,000

G TIN S I D L L MY SO

15 Kiel Ave., Unit 301 SOLD for $155,000

Call Cindy at 973-714-3897 cell www.KinnelonRealty.com

Coldwell Banker Kinnelon/ Butler Regional Ofﬁce 1450 Rt23 North, Butler NJ 07405

Direct Ofﬁce 973-283-7725 • Ofﬁce 973-838-9300 x244