Q3 2018 Business Confidence Survey Trends

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Overall, does your dealership expect economic conditions to improve, stay the same, or decline in the auto industry over the next quarter? 70% 60% 50% 40% 30% 20% 10% 0%

IMPROVE STAY SAME DECLINE Q3 2015

Q3 2016

Q3 2017

Q3 2018

Does your dealership plan to expand its business over the next quarter? (i.e. add new equipment, enhance your building/property) 80% 70% 60% 50% 40% 30% 20% 10% 0%

YES NO

Q3 2015 Q3 2016 Q3 2017 Q3 2018

What percentage of the following categories makes up your total retail automobile sales? 50% 40% 30%

PRIME

20%

BHPH

10%

SUBPRIME

0% Q3 2015

Q3 2016

Q3 2017

Q3 2018


Do you expect your dealership’s credit availability to expand, stay the same or reduce over the next quarter?

80% 60% EXPAND 40%

STAY SAME REDUCE

20% 0% Q3 2015Q3 2016Q3 2017Q3 2018

Do you anticipate your dealership's total expenses (cost of business) to increase, stay the same or decrease over the next quarter? 70% 60% 50% 40%

INCREASE

30%

STAY SAME

20%

DECREASE

10% 0% Q3 2015Q3 2016Q3 2017Q3 2018

Do you anticipate your dealership’s retail sales to grow, stay the same or decrease over the next quarter? 60% 50% 40%

GROW

30%

STAY SAME

20%

DECREASE

10% 0% Q3 2015 Q3 2016 Q3 2017 Q3 2018


Do you see your dealership’s cash flow improving, staying the same, or declining over the next quarter?

60% 50% 40%

INCREASE

30%

STAY SAME

20%

DECREASE

10% 0% Q3 2015 Q3 2016 Q3 2017 Q3 2018


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