2017 Spring North County Wedding Guide

NORTH COUNTY

Wedding2017Guide Spring

FeatURiNg local weddiNgs

-Far West Ranch - Tooth and Nail Winery - Portola Inn coloR tReNds

Greenery color of the year MUsic

Mistakes to Avoid beaUtY

Professional Makeup Artists can add a lot to weddings MeRgiNg FiNaNces

After Getting Married FeatURiNg VeNdoRs

-Arlyne’s Flowers & Gifts - Medina Light Show Designs

NatURallY FResH

2017 Wedding Trends + our complete wedding checklist!

- a ProduCt oF north CountY WeddinG eXPo Paso robles Press & atasCadero neWs

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Publisher

John Bartlett publisher@pasoroblespress.com

General Manager

Michael Bartlett mbartlett@atascaderonews.com

Editor

Ryan Cronk rcronk@atascaderonews.com

MARKETING

Adriana Novack anovack@atascaderonews.com Stan Angel sangel@atascaderonews.com Sheri Potruch spotruch@pasoroblespress.com Joseph Harris jharris@pasoroblespress.com

Editorial

Liz Enriquez-Phillips ephillips@pasoroblespress.com Tamrah Michael

Design

Liz Enriquez-Phillips ephillips@pasoroblespress.com

Contact Us Paso Robles Press 829 10th Street, Ste. B., Paso Robles, CA 805.237.6060 | pasoroblespress.com

Atascadero News/ NC Wedding Expo 4401 El Camino Real, Ste. G., Atascadero, CA 805.466.2585 | atascaderonews.com

Cover

Bride & Groom: Stephanie & Eric Demsher Dress: Enzoani Hair: Twist Salon & Spa Make-UP: The Wedding Beauty Collective Photography: Luke and Liz Phillips Photography North County Wedding Guide is a product of the NC Wedding Expo, Atascadero News and Paso Robles Press. All rights reserved, material may not be reprinted without written consent from the publisher. North County Wedding Guide made every effort to maintain the accuracy of information presented in this publication, but assumes no responsibility for errors, changes or omissions.

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NORTH COUNTY

Wedding Guide Is Looking for our Spring 2018 Show

Featured Bride

or couple Our Featured Bride or Couple will be “unveiled” at the NC Wedding Expo Fall Show on Oct. 1.

Wedding must take place in the North County of San Luis Obispo County.

Photo may be submitted by brides, grooms, couples and or photographers.

Enter your photo NCWeddingExpo.com

Deadline to submit is September 8, 2017

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NORTH COUNTY

Wedding Guide WelCoMe thank you for taking the time to open and read our north county Wedding guide. We feel confident that the information provided here will help any bride or groom plan and execute the wedding of their dreams.

Within these pages you will find a variety of local wedding professionals, advertorials, a wedding checklist to help guide you along your process, a few local wedding spreads taken from around the area to give you local ideas, as well as other important information regarding 2017 color trends and techniques.

We take pride in our work and hope that the content provided will help answer some questions you may have, or maybe some you haven’t thought of yet. Whether you are attending the nc Wedding expo or just flipping through the pages of this wedding guide, please make sure to take notes, explore the possibilities and, most important, find what’s right for you. remember to cherish your wedding day, it’s coming faster than you think. Before you know it you’ll be saying, “i do.” keep in mind that getting married is just one day and everything before and after is just as important. take photos, make memories and enjoy yourself.

—Michael Bartlett general Manager north county Wedding expo atascadero news & Paso robles Press

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Wedding Color Trends for 2017 Pantone’s Greenery

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Liz Enriquez-Phillips of NC Wedding Expo Pantone’s Color of the Year for 2017 is Greenery. This neutral color helps to promote healing in an otherwise tumultuous time. Pantone tends to pick out a hue in relation to what people are focusing on and what is reflected in today’s cultural and political climates. This hue is supposed to be refreshing, to renew and restore.

“It is satisfying our growing desire to rejuvenate and revitalize,” said Pantone Executive Director Leatrice Eiseman.

“Greenery symbolizes the reconnection we seek with nature, one another and a larger purpose. This is the color of hopefulness, and of our connection to nature. Every spring we enter a new cycle and new shoots come from the ground. It is something life-affirming to look forward to.”

What’s perfect is that this year’s color is adaptable and bright and suited to

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Color of the year

Photos contributed Above: Greenery sashes can add just the right amount of color to ceremony chairs as well as a natural fit for greenery and floral applications. Below: the playful hue looks cheery combined with the naked branches of the centerpieces.

many seasons but it is ideal for a spring wedding. It’s also highly versatile for summer, fall and winter and can be used in all sorts of applications and budgets. From floral arrangements where delicate springs can be used to more lavish displays of garlands and/ or more expensive buds such as spider mums and hydrogenous or orchids in this bright lime green tone. For receptions, this tone can be used in table runners, place settings or menu cards. Imagine the lush silks draping a hall or a tent for a summer wedding.

Greenery can also be used as a fun color for brides with shoes or a sash. Even a green-hued stone can compliment her look. Gentleman would look dashing as this tone works with a lot of skin tones. It can be used as the color for the ties, sash and accent for the boutonnieres with Bells of Ireland. It would also look smashing for the girls’ bright green dresses. The new color also pairs lovely with last year’s colors of Rose and Serenity for a softer spring wedding. You can also tend to use the lush greenscape of certain venues like the Groves on 41 to be the backdrop for your ceremony or the hills of the Portola Inn or even just your backyard.

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Be a Guest at Your Own Party

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Servers • Bartenders • Chefs • Kitchen Help Event Coordinating & Party Planning Rental Packages • Bar Kits • Party Packages Professional and Insured Personalized Service

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Far West Ranch - Templeton Sam & Jacob

Real Life Local Wedding Sam and Jacob met Michelle at the North County Wedding Expo last February while she was searching for a photographer to capture their backyard wedding on June 18.

Sam grew up on a family ranch in Templeton and knew she wanted to get married there surrounded by her family and friends. The couple enlisted the help of their family — Sam is the youngest of six children — and was able to do nearly everything themselves, making sure it was a night they would all remember.

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Photography: Nikkels Photography Venue: Far West Ranch Bakery: Bride’s Parents Catering: Bride’s Parents Music: Family Flowers: Bride

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SLO’s

Finest

Catering Wedding Videographer 925.286.1589 storiestoldbyfilm.com

slosfinest.com • (805) 801-4967

Arlyne’s Flowers & Gifts 6485 Palma Ave • 805-466-1136 www.ArlynesFlowersandGifts.com

Photo by Christine Sedley

Weddings • Meetings • Special Events To view the facility and obtain rental information please call 805-470-3178 • www.paviliononthelake.com

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Featured Vendor

Arlyne’s Flowers & Gifts Contributed Article

Arlyne’s Flowers and Gifts has been one of the premier North County full service florists providing wedding floral décor since 1950. Whether you are planning a small intimate ceremony to an extravagant and lavish affair, the designers at Arlyne’s can create your desired floral vision for this very special day.

Knowing that each wedding is unique, Arlyne’s has many years of experience and knowledge to work with any type of floral budget. With the Central Coast offering a multitude of beautiful venues from historic missions, quaint churches, scenic beaches, gorgeous wineries, and rustic barns to lovely private residences and gardens, Arlyne’s Flowers and Gifts will gladly assist you in adding those

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beautiful touches. We pride ourselves on being current and up to date on all wedding trends as to colors, floral types, style and themes. Our personal bridal consultation provides the opportunity to personally meet with you, view our portfolio, listen to your ideas and then collaborate on all the details of this day regarding your floral needs. Stunning carrying pieces, creative boutonnieres, exquisite aisle and ceremony décor, beautiful tablescapes and inviting reception décor, as well as setup and delivery throughout the Central Coast, are just a few of the services Arlyne’s Flowers and Gifts can offer to make this day seem flawless.

We would love to hear from you and work with you on as you plan your wedding day. Our interest and passion will show as we work together to develop and create a beautiful and memorable day.

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You may contact us at 805 466-1136 Monday thru Saturday.

Our website is Arlynesflowersandgifts. com with email at Arlynes@att.net. Arlyne’s Flowers and Gifts are also showcased on Yelp as well as our Facebook pages, Arlyne’s Flowers and Arlyne’s Flowers and Events.

Photos contributed

Arlyne’s Flowers and Gifts previous work showcasing their talent and making them one of North County’s premier florists.

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Tooth and Nail Winery Stephanie & eric

Real Life Local Wedding Stephanie and Eric had a fun and relaxed wedding at the castle on the hill, Tooth and Nail back in November. The ceremony overlooked the beautiful hills and their guests were treated to a welcome wine before they were seated. Catering from Popolo was delicious and the beats from Kramer Events kept them dancing all night long. Their favors of personalized wine glasses were fitting of their vineyard wedding. They were definitely merry!

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Photography: Luke & Liz Phillips Photography Venues: Tooth and Nail Bakery: Jill’s Cake Creations Catering: Popolo Music: Kramer Events Bridal Shop: Enzoani Hair/makeup: The Wedding Beauty Collective Flowers: Eleagant Details

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Music mistakes to avoid

Music

Mistakes to Avoid

Photo

Metro Services

Wedding guests are usually anxious to head to the reception, where they can let loose and party. Music is an essential component of a lively and fun wedding reception, and there are some musical miscues couples should look to avoid to ensure the music is not memorable for all the wrong reasons.

• Blocks of silence: Nothing makes time seem interminable more than silence. Always

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have a constant flow of music to avoid awkward silences. This includes the time guests are waiting prior to the ceremony as well as when they’re entering the cocktail hour. Music will help everyone feel comfortable, and it creates a pleasing atmosphere, so make sure music plays throughout the festivities.

• Second-guessing a professional: In an effort to curb costs, some couples provide their own playlists via an mp3 player or a streaming service

Photo

Luke & Liz Phillips Photography

for the music. This is often a mistake.

Hiring a professional means you will not have to worry about managing music on top of your many other wedding day responsibilities. A band or deejay usually also serves as the emcee for the event, announcing key moments of the reception as well as getting guests up on the dance floor. • Playing only one type of music: Playing too many songs from one genre of music will alienate some of the

guests who simply are not interested in that type of music. Professional deejays or performers know how to offer a great mix that will appeal to the masses, and they are often well worth the cost. Try to span different decades and genres to keep as many of your guests on the dance floor as possible. • Failure to make a song list: Some songs you may feel are essential to the wedding and others may be on a do-not-play list and are

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associated with negative memories.

Band leaders and deejays are not mind readers. Give your band leader or deejay ample time to review your requests so that he or she has time to find a song that may not be in his or her collection.

• Dancing to long songs: Pay attention to a song’s length, and choose spotlight dance songs wisely. Remember that guests will be watching you dance with parents or each other, and a five-minute song can seem neverending while others are waiting around. Avoid very long

Photo

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songs, as the mix of music should be upbeat. The wedding isn’t the time to play “American Pie” by Don McClean, Queen’s “Bohemian Rhapsody” or Lynyrd Skynyrd’s “Free Bird.”

• Inappropriate lyrics and volume: Keep the music at an acceptable volume, and avoid songs with suggestive language or curse words that are inappropriate in a family setting.

Music is a key element of any good party, including a wedding reception, and it’s essential that couples take steps to avoid any musical miscues.

Featured Vendor

Manuel Medina with Medina Light Show Designs Contributed Article Owner Manuel Medina is a local entrepreneur, entertainment lighting and sound aficionado and father extraordinaire.

Medina has been DJing since 1988, where he hosted several house parties. At that time, he had attended a particularly inspiring concert, where the music and the sound were synchronized, creating a mesmerizing display. A love affair began that day with entertainment lighting, that, paired with his love for music, would later grow and blossom into a business.

Originally from King City, Medina fell in love with Paso Robles after graduating high school in 1993. Four years after moving to Paso, his beautiful daughter was born. Medina put his dreams temporarily on hold to pursue his new focus of being an outstanding single parent.

In 2006, he decided to go back to school, and graduated Cuesta College in 2010 with an A.A. in Management and an A.A. in General Studies. He opened his company again officially in 2011, older, wiser and ready to pursue his dreams and create a wonderful life for himself and his daughter.

For more information visit Manuel Medina’s website at: medinalsd.com or call him at (805) 226-0774.

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Professional makeup artists Metro Services

Luke & Liz Phillips Photography

Hiring a professional to do your wedding day makeup can help guarantee a flawless face.

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Have you ever had your makeup professionally applied? Apart from a trial application at a department store makeup counter, many women likely have no experience with professional makeup artists. While one may not hire a makeup artist for everyday events, a wedding is an occasion that often warrants the expertise of a professional.

Many brides-to-be and their attendants book the services of a hairstylist to achieve beautiful wedding day hair but may not find it necessary to enlist the services of a makeup artist, figuring they can apply makeup effectively enough. But a makeup artist has a wealth of information in makeup application, as well as knowledge of what looks best under the lights and flashes of a camera. For those spending several thousand dollars on professional photography, an investment in a makeup artist can help ensure the faces smiling back from the photos look their best.

can add a lot to weddings Hiring a professional who understands how makeup reads in a photograph and how it looks in everyday light can help any bride-tobe put her best face forward. It also takes away some of the stress of readying for the wedding day. Many do-it-yourself brides do not use the right products and can end up looking washed out in photographs. Brides, especially those who typically do not wear a lot of makeup, may not know how much to apply, resulting in a lackluster finished product. Here’s why the makeup artist can prove invaluable. * He or she can pinpoint your best features and play them up. As an unbiased observer, the makeup artist will not see your flaws but rather will look at your best assets. * A makeup artist knows that the bride wants to see herself and not the makeup. He or she is creating the best version of the bride. * Makeup artists use tricks of the trade to enhance or camouflage certain features. They have an intimate knowledge of highlighting and shading they are capable of, through applying makeup, sculpting the face. * A professional will know the products available and be familiar with which formulations work best on all types of skin.

If you have oily or dry skin, they can work to minimize any appearances of flaws. Also, a makeup artist will have many products and tools at the ready, reducing your need to shop prior to your wedding for all of the makeup essentials. * You get a trial run with a makeup artist.

Sitting down with a professional gives you the opportunity to try on a few different looks and decide on which you prefer. Do-it-yourself brides sometimes leave makeup decisions to the last minute and really do not have a game plan the day of the wedding. * A professional can advise on the right tone. A common mistake made by do-ityourselfers is choosing the wrong shade of foundation. Brides may end up looking like a

pasty vampire or someone who has spent too much time in the sun. A makeup artist can help find the right shade and blend it in so there are no apparent lines from the face to the neck and decolletage. * A makeup artist can get those tricky false lashes to look natural. Lush, full lashes really get eyes noticed, but many women are unsure of just how to apply false lashes. Lashes may be part of the makeup artist’s insider tricks, and he or she can apply them so no one knows they are not real.

Hiring a makeup artist to apply your wedding day look could be a smart investment, particularly if you want to stand out and be noticed on your big day.

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Wedding

This wedding planning checklist cove the schedule to your own timeline, simply each group of tasks befor 12 Months Before ❏ Announce your engagement and plan an engagement party ❏ Place engagement announcement in your local newspaper ❏ Sign up for a wedding website and email ❏ Work on the budget ❏ Consider hiring a wedding planner to help secure contracts, etc. ❏ Choose a date ❏ Choose a location and reserve your site(s) ❏ Begin a rough guest list and compile current addresses ❏ Decide on who you’d like to have as your attendants, including your maid of honor and best man

❏ Begin shopping for your wedding gown ❏ Attend a local bridal show or two and jot down notes about any vendors you liked ❏ Purchase a wedding planning organizer to keep track of dates and appointments (fittings, showers, etc.)

6-9 Months Before ❏ Research and choose a bridal gift registry ❏ Order your wedding gown and buy undergarments ❏ Order other bridal accessories shoes, gloves and veil ❏ Begin shopping for bridesmaids dresses ❏ Find an officiant ❏ Research local vendors and book musicians, a band/DJ, photographer, videographer, caterer and florist

4-6 Months Before ❏ Select and order your wedding invitations, invitation envelopes and thank-you cards

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❏ Hire a calligrapher, if desired

Checklist

ers a 12 month span, but you can adjust start at the top of the list and browse through re tackling them one by one.

❏ Select and purchase wedding favors and accessories ❏ Purchase ceremony and reception decorations ❏ Start researching wedding cakes and local bakeries ❏ Book your honeymoon and verify that you have any necessary travel documents ❏ Book hotel rooms or arrange other accommodations for out-of-town guests ❏ Finalize your guest list and send out save-the-date cards

2-4 Months Before ❏ Find out what your state’s requirements are for obtaining a marriage license ❏ Order tuxedos ❏ Meet with your caterer to discuss menu and your liquor needs ❏ Book additional servers and bartenders if needed ❏ Meet with your officiant to discuss ceremony ❏ Select wedding readings ❏ Order your wedding cake ❏ Buy thank-you gifts for your attendants ❏ Select and purchase wedding rings, and have them engraved if desired

❏ Print out directions for guests ❏ Compile a list of area information and things to do for out-of-town guests ❏ Reserve transportation

❏ Coordinate and choose a location for the rehearsal dinner ❏ Contact party rental companies for tents, tables, arches, etc. if necessary ❏ Book any other specialty services ice sculptures, photo booths, etc.

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❏ Purchase luggage and other necessities for your honeymoon

❏ Contact your caterer with a final guest count

❏ Order/renew passports if necessary, leaving ample time for them to be sent back to you

❏ Print out a timeline of events for your wedding party and vendors include contact information and cell phone numbers

❏ Schedule an appointment with your dentist if you’d like to have your teeth whitened or cleaned before the wedding

1-2 Months Before ❏ Mail invitations eight weeks prior to the wedding date and send accommodation info to your out-of-town guests

❏ Meet with your photographer to finalize your wedding photo list ❏ Contact your florist to confirm your final flower order and go over any decor details or venue logistics for the big day ❏ Finalize your ceremony and reception music

❏ Compile and complete name change documents

❏ Confirm lodging reservations for out-of-town guests

❏ Fill out a change of address form, if necessary

❏ Place a wedding announcement in your local newspaper

❏ Have programs printed ❏ Purchase a guest book, pen and other wedding accessories including toasting glasses, cake knife, ring pillow, etc.

❏ Plan a bridal luncheon or dinner with your bridesmaids

❏ Keep your wedding site updated ❏ Choose your hair and makeup stylists and schedule a trial for both; also book appointments to have your hair, make-up and nails done on the day of the wedding

❏ Schedule a final wedding dress fitting ❏ Apply for your marriage license

❏ Review insurance information with your fiancé and check with employers to see what documents need to be updated once you are legally wed (car, home, medical, etc.)

❏ Write out final checks to your wedding vendors (each organized in an envelope) and let your wedding coordinator or one of your attendants to distribute at the wedding

2 Weeks to 1 Month Before ❏ Create a seating chart for the reception and make table numbers and place cards

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❏ Pick up wedding bands and make sure the fit is good

❏ Write rehearsal dinner toasts

1 Week Before

❏ Pick up your gown ❏ Pick up marriage license ❏ Confirm transportation reservations ❏ Pack for your honeymoon and confirm travel arrangements

❏ Hold your mail, if necessary, while you are on your honeymoon ❏ Treat yourself to a spa day - you deserve it!

The Day Before ❏ Welcome out-of-town guests as they arrive ❏ Take a yoga class or go for a walk during the day ❏ Attend the rehearsal

The Wedding Day ❏ Wake up early and do some easy exercise, or just go for a peaceful walk outdoors and try to soak up the beauty of the day ;) ❏ Set aside some time before the festivities to share gifts with your bridesmaids or close family members

❏ Eat a healthy breakfast - you’ll need your energy for the big day ahead! ❏ Enjoy it; it’s finally here and everything will be wonderful...

Congratulations!!

Courtesy of Little Wedding Guide — littleweddingguide.com

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Naturally Fresh

Wedding Trends for 2017

Photos from EVIN Photography on Pinterest

Tamrah Michael of NC Wedding Expo I do! Now to the fun stuff…. Your wedding! Think fresh and whimsy in 2017; with a touch of sparkle and elegance. Almost like a classic Disney movie, this year’s wedding trends are full of entertainment, lawn games, greenery, with lots of natural elements and floral for days!

Weddings in 2017 will have a laidback romantic vibe, inviting your guests to a venue that has a casual croquet game going on in the back lawn while the tables are decorated with natural tones of creams, whites, soft pinks and greenery are to be expected too, with pops of vibrant fushias and metallics.

With all this fun happening, the temptation is to big or go home… right?!

Wrong. This year, despite the flambouent accents, the overall vibe is that of casual venues with natural table settings, with a

touch of sophisticated eclectic glassware and friendly small-town charm icebreakers and attire. Natural touches such as stones with hand-written guest names on them and farm-to-table finger foods and mini cocktails garnished with a wild flower or fresh citrus from a local farmer’s market are just some of the fun to bring into your wedding planning details.

Photos from Anna K Photography on Pinterest Mini cocktails and bites garnished with fresh citrus are sure way to impress your guests.

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While many of these catchy details and games are ideas you could easily pull off with family and friends, one crowd-pleaser that is sure to say “fun” is the ever-popular photobooth! This year in 2017, the photobooth is an interactive one that not only has fun options such as gif photos and props (both the traditional in-hand props and the virtual ones as well- think filters over your group photos) but are also social media enabled. This means Snap Chat and Live stream to your heart’s content and share with the world all the fun you’re guests are having on your special day.

Say “Goodbye” to the boring group photos and the frustration of trying to fit everyone in.. and say “High-Lo!” to the other photo-trend for 2017; the areal drone group photos. Think of arranging your group into shapes (a heart with you and your sweetie in the middle) or getting angles of the venue, wedding and dancing that have never been available to us before... but this trend could get pricey!

2017 is all about being interactive with your family and friends by switiching out the traditional sit-down meals with the pick-the-meal-you-want meal with food trucks. The food trucks range from mobile gourmet food trucks to local fast-food trucks as well… the idea here is to pick the level of fun and casual you’re envisioning and run with it!

Perhaps one of the most obvious trends for 2017 are the relaxed but glamorous wedding and bridesmaids dresses. Think soft and sexy with a touch of vintage and.. of course… greenery or plane ol’ green!

Overall for your 2017 wedding… remember... classic Disney movie feel, with neutrals and pastels (remember the old watercolor movies… like that!) with pops of bold shades and bright color pairings that make us all want to stare and stay awhile too!

After all… it’s a wedding!

Let’s celebrate!

Photo from RANDY + ASHLEY

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805-434-6084

centralcoasttent.com

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Portola Inn - Atascadero ian & courtney

Real Life Local Wedding Couple Ian and Courtney were married at The Portola Inn in Atascadero on a beautiful spring day. Their wedding had amazing views overlooking the hills of Atascadero. The couple now lives in Georgia and just welcomed their first child this past December.

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Photography: Heather Nguyen Photography Venue: Portola Inn Catering: Phil’s Catering DJ: Kramer Events Cake: Robin Scovell Flowers: Arlyne’s Flowers Hair and Makeup: Joseph Anyone Salon Dress: Bella Novia

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SLO’s

Finest

Catering

kramerevents.com | (805) 544-9900

heathernphoto.com (805)400-8081

Congratulations on your engagement!

Make the announcement historic and get it published in the Atascadero News and Paso Robles Press.

This certificate is valid for a 2x4’’ color ad announcing your engagement.

Contact us at 805-466-2585 or email mbartlett@atascaderonews.com

No cash value.

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Merging finances after getting married

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Metro Services Couples can spend months or even years planning their weddings. While planning a wedding requires lots of hard work, couples may also want to give some thought to life beyond their wedding day.

One of the more important matters couples must consider is how to manage their finances once they tie the knot. Discussing money can be a tricky issue, particularly when couples have long been accustomed to handling their own accounts and being responsible for their own income and expenditures. Bringing another party into the equation can complicate matters, particularly when one spouse may not have the full picture of the other’s spending and saving habits. In fact, the financial resource Bankrate.com says some of the most common financial problems newly married couples encounter include overspending and managing debt.

When deciding how to merge their finances, couples can experiment to see what works best for them. It may take some trial and error before couples find a solution that works for them, but it’s important that couples keep the lines of communication open and express a willingness to compromise with regard to managing money. The following are some additional tips for couples who want to make the transition to sharing finances go as smoothly as possible.

Sta rt the conversation early

According to a recent poll by the National Foundation for Credit Counseling, more than two-thirds of engaged couples had negative attitudes about discussing money with their soon-to-be spouses, with 5 percent saying even having the conversation would cause them to call off the wedding. If money is causing this type of issue before the wedding, delaying the conver-

sation until after tying the knot can be a big mistake. It’s better for couples to begin financial discussions and start brainstorming long-term goals and plans as soon as they get engaged. Don’t hide negative financial information from a prospective spouse. Being open and honest — even though it can be challenging — is the best way to proceed.

Deal with debt

Hiding debt is a big mistake. Discuss debt early on and come up with a way to pay it off together. The experts say, like it or not, once you’re married, your spouse’s debts become your problem. His or her credit score can impact your ability to get credit as a couple. It’s best to handle debt efficiently regardless of who is responsible for the debt.

Decide who is the money manager

One person may be better or more organized when it comes to paying bills.

Whether you keep separate accounts or combine them, it is easier for one person to take the lead and manage the finances from month to month. Money can funnel into a joint account specifically established to pay bills.

Develop a joint budget

Not only do finances need to be merged, but so, too, do lifestyles. Couples must be on the same page regarding their spending habits and keep luxury or personal expenditures in check. Work out a budget and savings plan together.

Managing finances is a conversation that newlyweds need to have as soon as possible.

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