JULY 2021 | VOL. 8, NO. 23
RETURN STAGE TO THE
Cabrillo Stage is back with a new summer season as the theater world reawakens BY JOHANNA MILLER Thank you for voting us
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abrillo Stage has long been a bellwether of summer in MidCounty, so the news of its return this month was a welcome surprise. Like its localtradition neighbor to the north, Santa Cruz Shakespeare, there was no guarantee at all that there would be a Cabrillo Stage season in 2021, and it’s only because of the nimble ingenuity of the people behind it that we get to see one. I’ve been going to Cabrillo Stage’s productions for years, and I feel a special connection to the company because it was my daughter’s introduction to the world of theater. She was only five when she saw their wonderful staging of Mary Poppins in 2015, and she was instantly enchanted. Since then, she’s continued to experience new elements of theater through Cabrillo Stage, right up through 2019’s Beehive and the phenomenal Into the Woods. Everything changed last year, of course, but the company found its way with the “Stars of Cabrillo Stage” show, and they’ve built on that with their summer series this year. Frankly, that’s what every theater group will have to do to get through the devastation that the pandemic has wrought on the industry—evolve what works into a path forward. Johanna Miller writes about exactly how Cabrillo Stage is doing that in this month’s cover story, and I hope it can be a playbook for other arts groups. But the most important part is that our community must turn out to support them, so get out there and see a show! STEVE PALOPOLI, Editor
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Cover Story
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History Corner
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Word from a Friend
10 Financial Advice CEO & Executive Editor
Dan Pulcrano Vice President
Lee May Publisher
Jeanie Johnson Editor
Steve Palopoli Contributing writers
John Hibble Zach Friend Johanna Miller Gary E. Croxall Soren E. Croxall Photography
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Aptos Life is published monthly. All rights reserved, material may not be reprinted without written consent from the publisher. Aptos Life made every effort to maintain the accuracy of information presented in this publication, but assumes no responsibility for errors, changes or omissions. Aptos Life is a division of the Pajaronian. Publishing in Santa Cruz County since 1868.
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GET BACK IN THE GROVE! THE AUDREY STANLEY GROVE, DELAVEAGA PARK, SANTA CRUZ
JULY 20 - AUGUST 29
Text by William Shakespeare Conceived & Adapted by Jessica Kubzansky
by Mat Smart
The plays in our 2021 season explore the enormous impact an individual can have on history. Witness the political intrigue of RII and the passionate struggles of The Agitators. You will want a front row seat as we joyfully regather in The Grove. —Mike Ryan, Artistic Director
santacruzshakespeare.org Box Office: 831-460-6399
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TICKETS ON SALE NOW!
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Reopening Nights Cabrillo Stage returns with outdoor performance series BY JOHANNA MILLER
JULY 2021 | APTOS LIFE
WHAT WOOD YOU DO Cabrillo Stage’s ‘Into the Woods’ in 2019 was perhaps its most lush production ever.
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abrillo Stage’s Summer Musical Festival is back. The theater company is returning after a year of shutdowns due to Covid-19 with a series of live performances in July. Everything from a Big Band concert to a production of “Pirates of Penzance” will be held at Cabrillo College’s outdoor amphitheater. In late 2020, Cabrillo Stage’s artistic director Jon Nordgren was
faced with the possibility that the company would be going dark for the second year in a row. “We hated to make a decision so quickly,” Nordgren says. “We were really afraid that we’d lose the audience we’d been building up for so long.” Established in 1981 by Lile O. Cruse, Cabrillo Stage produces live musical theater events every year. For the past few years, they’ve put on two large productions in the summer,
drawing in performers and crowds from throughout the state. Knowing they would most likely not be able to hold their normal 2021 season, Nordgren and his team began looking at other possibilities. During the pandemic, they had been putting out a series of virtual performances dubbed “Stars of Cabrillo Stage,” featuring guests from past Cabrillo Stage seasons. Nordgren’s initial idea was to continue that series in the summer.
“My proposal was simple: I wanted to do five virtual concerts in July,” Nordgren says. “We’d have five acts, continuing ‘Stars,’ and market them like crazy.” But along came the vaccine—and things began changing rapidly. Covid requirements were being updated weekly. Suddenly, Cabrillo Stage had a chance to do something more. “At least in our part of the world, things moved so quickly,” Nordgren says. “It was crazy—I felt like a guy with one foot ➝6
HISTORY CORNER
DOCKING BAY The construction of the Aptos Wharf in the latter part of the 1800s
opened up the area’s trade, but local businessmen pushed for a railroad.
The Santa Cruz Railroad, Part 1 [This is the first in a the threepart series. Part two runs in next month’s issue. —Editor]
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In 1865, the Southern Pacific Railroad Company was incorporated to build a rail line between San Francisco and the Southern California-Arizona border. The original map indicated the line would be routed along the coast to Santa Cruz, on to Aptos, over to Watsonville and then south down the Salinas Valley. By 1868, hopes for the Southern Pacific rail line through Santa Cruz County had been abandoned. The Southern Pacific had been taken over by the Central Pacific. The planned route was now south from San Jose to Gilroy, then to Hollister and Bakersfield. A line was also planned to be built from Gilroy to Pajaro and on to Salinas. Gravel ballast for this line was provided by the new Granite Rock quarry in Aromas. On November ➝8 21st, 1871, the first broad
JULY 2021 | APTOS LIFE
hen and why did the railroad come to Santa Cruz County? Who built it? What has been its impact and what will it mean to our future? In the early days, travel between Monterey and Santa Cruz might be by foot, horse, ox cart, horse drawn wagon, or buggy. Crossing any of the 20 creeks, gullies, and sloughs in Santa Cruz County meant that you had to find a way from the high coastal plain down through the streambed and up the other side. Many were impassible in winter. At that time Aptos was a large cattle ranch, producing hides for the leather tanneries.
small amounts of lumber, firewood The first bridge over Aptos and lime were the primary cargos. Creek was built in 1860, and allowed regular stage service usually provided by McLaughlin's Railroad Fever daily Concord Coaches. The first In the early 1860s, the Central general store in Aptos was not Pacific Railroad was built until 1867 on the working to complete western side of Aptos the western end of Creek. By 1869, Live Oak the Transcontinental House was built in Aptos Railroad. The Central on the eastern side of Pacific was owned by Aptos Creek, as a stage Leland Stanford, lawyer stop, hotel and saloon and wholesale merchant; located where O'Neill Collis Huntington, Surf Shop and Post merchant; Charles Office Drive are today. By John Hibble Crocker, blacksmith, The only practical Aptos History Museum farmer, and sawyer; and way to move goods and Mark Hopkins, wholesale freight was by ship, so grocer and hardware wharves were built at merchant. They became known as Santa Cruz, Soquel, Aptos, Pajaro, the “Big Four.” The golden spike Moss Landing and Monterey. completing the Transcontinental Leather, black powder, produce, Railroad was driven May 10, 1869.
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REOPENING NIGHTS
WORD FROM A FRIEND
Our Fireworks Problem
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ith Memorial about the usage of law enforcement Day and the resources for fireworks in general, unofficial start believing this is a low-priority issue. of summer, The county’s position has been the number that since fireworks—even safe of complaints for fireworks and sane fireworks—are illegal (and other explosives) begin to in the unincorporated area, increase. This year it seems the there should be enforcement on level of explosive and this issue. Realistically, type of firework has there are significant become even more barriers to effective sophisticated. While enforcement: the difficulty this issue isn’t unique to in pinpointing the exact our area, it nonetheless location of the discharge, has a lot of impacts on the delay between the our neighborhoods and report and arrival of law local beaches. enforcement (as people The largest number that are discharging them of complaints come often leave the scene), around July 4 By Zach Friend call prioritization (if (although fireworks Santa Cruz County there are other active occur throughout Supervisor calls that officers are on the summer), with then the won’t be able to the majority of calls from the respond immediately) and more. coastal areas of our district But the county is still committed including Rio Del Mar, Seacliff to helping to reduce the issue. and La Selva Beach. The exact Fireworks and some of the noiselocation of the discharge is often based explosives are sold legally difficult to pinpoint, as the sound in neighboring jurisdictions and reverberates throughout the often brought illegally into our coastal area, but there are some community and fired off on the known hotspot locations on beaches, in the neighborhoods and state beaches and some county even along the rail corridor and beaches in the unincorporated local parks. Over the last few years area. Additionally, the railroad the county has increased the fines tracks are a popular spot for for fireworks—violations are subject setting off M-80s or other types to triple fines around July 4, which of commercial grade explosives. means a citation can cost well over Over the last few years, the $1,000 after court costs are added Sheriff ’s Office, State Parks on. Additionally, working with and others have tried different local community groups and the enforcement approaches while Sheriff ’s Office, the county adopted the County has done a significant a set of policies and approaches a educational (including paid few years ago that are still in place advertising outreach) to today. This includes improved tools address the issue. Some of this of enforcement, better education enforcement, specifically along locally and outreach to neighboring the coast, has caused concerns jurisdictions that sell fireworks. about increased fireworks Specifically, the plan included: activity in the more rural areas. Others believe that when the enforcement is most directed, there is a decline in activity along the coast. Some have contacted my office to express concern
• Making triple fines for fireworks permanent on July 4 and other holidays (meaning possession of fireworks will cost you well over $1000 in fines and court costs);
• Producing public service announcements and other media outreach to local and regional media outlets about enforcement plans and the danger of fireworks before the summer as well as paid media purchases on social media; • Expanding digital signage near hot spot neighborhoods about enforcement; • Working with 911 dispatchers regarding how these calls are handled and also for education to the caller about the best information to provide to ensure proper enforcement; • Working with vacation rental owners to educate them about visitors bringing illegal fireworks and also the consequences associated with it (sending letters to all vacation rental owners for them to provide to renters letting them know about the regulations and that they can lose their permit over violations) • Increasing police patrols; • Sending letters to neighboring jurisdictions that sell fireworks encouraging them to partner with us on the issues their fireworks cause; • Coordination between Central Fire, Sheriff ’s Office and State Parks for improved and increased education and enforcement during July 4 and other peak times. Illegal fireworks activity will continue, but the goal is that this approach have a positive impact on the environmental and other issues it causes. As always, I’d love to hear your thoughts. Feel free to call me at 454-2200 with your questions and comments.
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on the pier, the other on a boat, and the boat was sailing away.” Now five in-person outdoor shows are scheduled, including music concerts and theater productions. Things kicked off July 2-4 with the Cabrillo Stage Big Band and Stars of Cabrillo Stage. Joe Ortiz’s new musical Circus: Knives, Blood and Water, directed by Greg Fritsch, will run July 9-11. Next up is the Cabrillo Stage Pit Orchestra with Stars of Cabrillo Stage—a show Nordgren said he is most excited for. “It’s a dedication to our pit orchestra,” he explains. “And to Lile. He came from the pit, and was dedicated to the idea that we always have a full orchestra for our shows. And we still do. We’re proud of that.” July 23-25 is Tom Lehrer’s Tomfoolery, directed by Andrew Ceglio and Michael McGushin. Things cap off July 30-Aug. 1 with the classic Pirates of Penzance, directed by Joseph Ribeiro and Cheryl Anderson. All performances will also be live-streamed virtually for a discounted price. Nordgren says that the series is the result of months of brainstorming, adapting and dedicated voluntarism. More than 150 volunteers have been working for them, figuring out the seating map (originally created to comply with Covid-19 requirements), creating sets, props, costumes and even the stage itself. “Watching this come together is so powerful,” Nordgren says. “I can’t believe how many people are working to create this vision. Imagine our guests entering a grassy amphitheater, almost like they’re going to the county fair, seeing the flags waving in the wind, seeing the stage… They will have an experience they will never forget.” Guests can purchase tickets in groups of two or more; either in stadium seating or in pods on the lawn. Lawn seating allows blankets or chairs under two feet in height. “Expect a real celebration,” Nordgren says. “I think this is the beginning of a new renaissance for theater.” For information and to order tickets visit cabrillostage.com or call 479-6154.
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gauge train arrived in Pajaro for the return trip to San Francisco. From 1865 on, men of means in Santa Cruz discussed the need for a railroad into Santa Cruz County to get the wheels of industry and commerce moving. Frederick Hihn, (pronounced “Heen”), Santa Cruz’s first selfmade millionaire, made his money as a merchant and in real estate. (Many of the millionaires at that time had made their money as merchants, mostly in food and hardware). Hihn was also the State Assemblyman for Santa Cruz County. In 1869, Hihn helped to organize a railroad committee to discuss their options. After much debate, county voters came out in support of the Santa Cruz and Watsonville Railroad bond measure in 1871. The idea was that the county would finance the line and the Southern Pacific would take it over. The vote was not supported by those in Watsonville, as they already had access to the Southern Pacific in Pajaro.
Laying the Rail On January 18th, 1872, the Santa Cruz and Watsonville Railroad Company filed formal Articles of Incorporation. On the same day, the Santa Cruz County Board of Supervisors awarded the contract and the $100,000 subsidy to the Santa Cruz and Watsonville Railroad Company to build the road. The significant conditions in the contract were that the construction would start within six months and be
completed within two years. In order to show good faith, five miles of rightof-way would have to be completed before the first portion of the $5,000 per mile subsidy would be awarded. Leland Stanford came to Santa Cruz to say the Southern Pacific wanted to build the road, and started surveying the route, but Southern Pacific found itself over-extended and cancelled plans to be part of the Santa Cruz to Watsonville line. About the same time, Claus Spreckels, the sugar multimillionaire from San Francisco bought 2,600 acres of the Aptos Rancho east of Aptos Creek for a ranch and summer home. By June 1873, Claus Spreckels and F.A. Hihn had helped convince Santa Cruz County businessmen to build the railroad themselves. Due to costs, it would have to be a narrow gauge (36 inch) line. Funds for the new Santa Cruz Railroad project included their own monies plus the previously approved county subsidy. On December 29, the first rail was laid, and construction worked from Santa Cruz toward Watsonville. The majority of laborers on the line were Chinese. The right of way for the line was primarily along the coast, except that when it reached Aptos, it swung inland across Aptos Creek and then back to the coast across Valencia Creek. This diversion opened up properties owned by Hihn and Spreckels for future development. Next month: construction of the line.
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FINANCIAL ADVICE
Understanding 529 Savings Plans
I
was talking to a client recently who has two children that are aged roughly two years apart. We set up separate 529 plans for each child when they were born and the client has been diligently contributing to each child’s account. He asked me, “Why do we have 529 plans for each child versus having just one account for both of them?” Below are a few things to consider when looking to answer this question.
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What is a 529 savings plan?
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Before addressing why it makes more sense to have separate 529 savings plans for each child, let’s review what 529s are, and how they are used. 529 savings plans are tax-advantaged accounts that are designed to be used for a beneficiary’s higher education expenses. Earnings in the account are not taxed as long as the money remains in the account. When the beneficiary needs to utilize the account to pay for qualified education expenses, the withdrawals are typically taxfree at the federal level (state level treatment varies). The taxes and penalties for non-qualified withdrawals can be steep, so talk with a financial advisor or tax advisor to understand what is considered a qualified vs. nonqualified withdrawal. The Tax Cuts and Jobs Act of 2017 also made some changes (at the federal level, not all states have conformed to the changes) that allow potentially up to $10,000 to be withdrawn annually to pay for K-12 tuition expenses and be considered a “qualified expense.” However, for the most part, 529 savings plans are designed to be savings vehicles for children’s higher education expenses. 529 savings plans offer a lot of flexibility and control for the account owner. Typically, a parent is the account owner and they
set up a 529 savings plan for a children, as an example, when beneficiary, their child. If their you establish a 529 plan, you child decides not to go to college are going to be able to name just or obtains scholarships, the one of them as beneficiary on account owner can change the the account initially. Remember, beneficiary to another member it is permissible to change the of the family. This is most often beneficiary of the account down a sibling of the previous the road, but again, it beneficiary, but the list may get complicated on of who is considered when to do this if you a “family member” is are trying to use the generally pretty broad. account for multiple 529 savings plans are state children. Also, 529s are sponsored; however, there typically invested with is no requirement that you a target date in mind must invest in your state’s (typically aimed to be plan (although there are when the beneficiary is a handful of states that planning start college). Soren E. Croxall So, if you have only do limit who can invest Financial Advice one 529 savings plan, in their plans to just in-state residents). There but intend to use it also generally isn’t any for multiple kids, requirement that your child must how do you invest appropriately attend a college in the state that given their individual needs and their 529 savings plan is in. So as time horizons? In this case, it an example, I can be a California makes sense to have separate resident, open up a 529 savings plans for each individual child plan under Virginia’s program so you can tailor how you for my child, and they can go to invest your contributions. college in Michigan without any While there are generally no issues. That being said, you should annual contribution limits to 529 talk to a financial advisor who can plans (just caps on the aggregate advise you on which state’s 529 amount of contributions, set by plan may be the best fit for you, as the individual states), you do have some states do offer tax incentives to be cognizant of gift tax rules. In to residents who invest in their 2021, you can gift up to $15,000 state-sponsored plans. Also, if you to an individual (or potentially are interested in prepaid tuition $30,000 if you opt to “split” gifts plans, you should speak with a with a spouse) without utilizing qualified advisor, as the rules part of your lifetime federal giftaround these plans are different tax exemption. There is also a and generally much stricter than special provision that allows you traditional 529 “savings” plans. to potentially make a lump sum contribution in 2021 of $75,000 Why have a 529 plan (or $150,000 for married couples) for each child? in a single year to a 529 plan and have it be treated for federal gift While technically it’s possible to tax purposes as if it was made over have one 529 plan established, five years, as long as it is properly with the idea being it will be reported. If you have a 529 plan used to fund multiple children’s educations, this is one scenario established for each child, you where things are likely going can potentially contribute up to to get complicated quickly. these limits to each child’s 529 Remember that 529 savings plan without running afoul with plans are established for a named federal gift tax considerations. beneficiary. So, if you have two Always work with your tax
advisor prior to embarking on any gifting strategies. Lastly, not having separate 529 plans established for each child may cause confusion not just for your children, but also potentially for any successor owner who may come to control the account should anything happen to you. Imagine this example: you establish one 529 account with the idea being it will be used for both your children, Bob and Sally, but Bob is the current named beneficiary on the account. You pass away, and the new successor owner who takes over the account doesn’t know that you intended for the account to be used partially for the benefit of Bob and partially for the benefit of Sally. Unless you clearly lay out what your intentions are, they may think that the account is to be used 100% for Bob while Sally will need to rely on other sources to pay for her college expenses. Having separate accounts would help mitigate this type of confusion. The rules surrounding 529 savings plans can be complex and so is creating a proper saving plan for your children’s education that’s unique to your personal situation. A financial advisor can help create a plan for you, evaluate your savings options, and help you avoid certain pitfalls. Soren Croxall, CFA, CFP® is a registered representative of LPL Financial Securities and Advisory Services offered through LPL Financial, member FINRA/SIPC, a Registered Investment Advisor. LPL Financial and Croxall Capital Planning do not provide tax or legal advice. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
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