Better Living February 2011

February 2011

Better Living This edition featuring . . . Technology

Some seniors embracing new communication technology

Navigating cyberspace: A great amount of information available

What’s going on at southwest Iowa Senior Centers

See page 2

See page 3

See page 5

A special supplement to The Daily Nonpareil

Better Living

2 Friday, January 28 2011

The Daily Nonpareil

Some seniors embracing new communication technology MIKE BROWNLEE Staff Writer mike.brownlee@nonpareilonline.com (712) 325-5732

E-what? That texting thing. The Internets. Sky where?

These are among the phrases you won’t hear uttered by seniors who have embraced the advance in communication technology.

Eighty-eight year old Una Kimball said, “I love it” when asked about email.

“I love that I can communicate with my grandchildren and great grandchildren,” she said, noting that she has family in Louisiana, Georgia and New Jersey.

In an interview at The Center, 714 Main Street, Kimball said she’s been able to watch her family grow through pictures and notes sent via email.

“I enjoy the pictures, love that I can see what they get for Christmas, see what they’re doing,” Kimball said.

Kimball also visits her 10-year-old great-grandson’s webpage, where she reads the stories he’s written.

Lois Turner – Kimball’s daughter and Fitness Director at The Center –said the pair will soon set up a Skype account to video chat with family as well.

But when it comes to communicating with her friend Ledell down in Louisiana, Kimball sticks to a communication mode she’s used

since she was young – the letter. Not that Kimball wants to, though.

“I tell her she should get e-mail,” Kimball said.

One communication advancement Kimball isn’t on board with, yet, is Facebook.

“Listen,” she said. “If I can manage e-mail, that’s enough.”

The impetus for Kimball’s foray into the world of computers was about 18 years ago, Turner said.

Turner, her siblings and other family would communicate via e-mail, then Turner would mail the correspondences to Kimball, who lived in Louisiana at the time.

“I said, ‘I’m sick and tired of waiting, put me on the e-mail,’” Kimball said.

And so it was done.

As the years have passed and she and others have moved, Kimball said she doesn’t see people in person near as much as she used to.

“But I’m still part of their lives, thanks to email,” she said.

Also at The Center, Jim and Barbara Boeck said they also love communicating with family scattered across the country via e-mail.

They both have a Facebook page, too, setup with help from their grandson and daughterin-law.

Barbara said she checks hers every day and keeps up with her email once or twice a week.

Staff photo/Cindy Christensen

Una Kimball, 88, keeps in touch with out of town relatives through e-mail.

“It’s good to stay connected,” Barbara said.

Texting keeps Keebie Kessler connected.

“Up until this year, I coached baseball. If I wanted to communicate with my players, I had to learn to text,” he said.

“Their parents got them unlimited texting minutes for their cell phones, but not unlimited calls.”

So Kessler embraced the communication method, which also allowed him to stay in more frequent contact with his grandkids.

“The only problem is it takes so long to get a

message out with texts,” he said. “What can be done in a two-minute phone call takes 10 texts.

But I like it because you can get communicating done without bothering anyone.”

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Better Living

The Daily Nonpareil

Friday, January 28 2011 3

Navigating cyberspace: A great amount of information available TIM JOHNSON Staff Writer tjohnson@nonpareilonline.com (712) 325-5750

Seniors who find the Internet intimidating may find a class at the Council Bluffs Public Library helpful.

The class, “Internet Made Simple for Seniors,” meets Mondays, Tuesdays and Thursdays from noon to 4 p.m. at the library, 400 Willow Ave. The free class will continue until June.

The class is the result of a collaborative project between West Central Community Action and Senior Service America called the Digital Inclusion Program.

“The Digital Inclusion initiative is a free program to all adults 55 or older,” a course description states.

“Its goal is to help older adults who do not know how to use a mouse to be able to – and want to – use the Internet for their own reasons at libraries, senior centers and other locations in their communities that provide free access to the Internet.

“As these older adults increase their use of the Internet, we hope to reduce their isolation and promote lifelong learning, which may lead to improvements in their physical and emotional well being.”

West Central and Senior Service America have partnered to offer the class, said Mindy McCollough, reference

Staff photo/Cindy Christensen

Connie Lairmore shows David Landers of Council Bluffs how to save an e-mail address during the “Internet Made Simple for Seniors” class held at the Council Bluffs Public Library Jan. 18.

assistant at the library.

“They provide the instruction and everything,” she said. “We just provide the location.”

Usually, five to eight people attend the class, she said.

The library will offer a Microsoft Word class in February for students of

all ages, McCollough said. The two-session class will meet on Wednesday, Feb. 9 and Wednesday, Feb. 16 from 3:30 to 5 p.m.

“Internet Made Simple for Seniors” is free.

For more information, call Connie Lairmore, (712) 322-5966, ext. 36.

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Better Living

4 Friday, January 28 2011

The Daily Nonpareil

Rice & Roses

❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ 1st 2nd 2nd 2nd 2nd 3rd 4th 5th 5th 7th 7th 8th 8th 10th 10th 11th 11th 13th 13th 14th 14th

Ross Garrett Wilma Clement Inez Depew Wayne Keith Opal Palmer Helen McKnab Alma Bartz Leonard Bolton Robert Calhoon Bertha Higgins Mildred Leek Willis Bladt Helen Whitehead Leonard Kelly Jenny Scroggs Mary Ann Blum Alma Wilkins Elizabeth Rau Everett Shaw Merrill Cagley Verna Coenen

❊ 1st 1st 5th 6th

92yrs.

97yrs.

80yrs.

85yrs.

96yrs.

100yrs.

97yrs.

82yrs.

Glenwood Dunlap Clarinda Glenwood Oakland Shelby Villisca Dunlap Oakland Clarinda Clarinda Shelby Clarinda Clarinda Clarinda Earling Tabor Westphalia Glenwood Clarinda Harlan

91yrs.

98yrs.

88yrs.

95yrs.

99yrs.

85yrs.

81yrs.

87yrs.

104yrs.

89yrs.

95yrs.

85yrs.

Anniversaries

❊

Anniversaries

Jim & Joyce Kelly Ray & Frances Schaben Willis & Norma Bladt Harold & Pearl Schulte

58yrs.

56yrs.

64yrs.

57yrs.

16th 16th 17th 17th 18th 19th 20th 21st 21st 21st 22nd 23rd 23rd 23rd 25th 26th 26th 27th 27th 28th 29th

Bob Anderson Kay Spring Verlin Holt Ethel West Virginia Karg Darlene McClarnon Virginia Orr Ray Baucom Margaret Grote Helen Sutphen Gladys Peterman Howard Bangston Gail Peterson Kathleen Renze Lucille Palmer Thelbert Kendrick Yasuko Turner Jerry Beam Lorraine Larson Jim Harper Elsie Anderson

❊ Anniversaries ❊ Glenwood Westphalia Shelby Westphalia

7th 14th 16th 17th

81yrs.

91yrs.

Anniversaries

89yrs.

98yrs.

84yrs.

92yrs.

91yrs.

86yrs.

82yrs.

90yrs.

94yrs.

85yrs.

91yrs 89yrs.

85yrs.

80yrs.

86yrs.

88yrs.

80yrs.

91yrs.

Stanton Villisca Sidney Clarinda Clarinda Clarinda Clarinda Stanton Dunlap Villisca Clarinda Villisca Stanton Harlan Oakland Villisca Clarinda Stanton Stanton Clarinda Villisca

❊ Anniversaries ❊

Glen & Velma Huey Wesley & Gladys Erickson Donna & Wayne Scott Delbert & Anna Rueschenberg

63yrs.

67yrs.

64yrs.

58yrs.

Irwin Stanton Villisca Westphalia

BETTER LIVING Better Living (Senior Courier) is a publication of The Daily Nonpareil and Southwest 8 Senior Services, Inc., the Area Agency on Aging for southwest Iowa.

The publication is distributed by The Daily Nonpareil to approximately 17,000 households in Pottawattamie, Mills and Harrison counties.

An additional 8,000 copies are distributed through a volunteer distribution network to people age 60 and older in

Cass, Fremont, Mills, Montgomery, Page and Shelby counties in Iowa.

Address all correspondence to: Better Living/Courier Coordinator, Southwest 8 Senior Services, 300 W. Broadway, Suite 240, Council Bluffs, IA 51503; or call (712) 328-2540 or tollfree at (800) 432-9209; or you can contact us via the Web at www.southwest8.org Advertising Information The Daily Nonpareil

of Council Bluffs represents the Better Living section.

Advertising rates are available by contacting retail advertising at (712) 328-1811.

The advertising deadline for the next issue is the 13th day of the month prior to the running of the ad.

Policy Board Cass County: Burton Conn - 2012; Fremont County: Rev. Roger Kissell - 2011; Harrison County: Rollie Roberts - 2012; Mills

County: Terry Amburn - 2011; Montgomery County: John Waltz 2012; Page County: Leo Humphrey - 2011; Pottawattamie County: Bob Neumann - 2011; Shelby County: Dwight Zimmerman – 2012.

Advisory Council Cass County: Dorothy Teig - 2011, Kris Wernimont - 2012; Fremont County: Howard Braman - 2011, Elizabeth Braman - 2012; Harrison County: Keith

Oliver - 2012, open; Mills County: Rose Schoening - 2011; Sheri Bowen - 2012; Montgomery County: open, open; Page County: Sue Witthoft - 2011, open; Metro Pottawattamie County: Nancy Coziahr - 2011, Shirley Benish - 2011, Gary Frederiksen - 2012, George Gillespie -2012; Jean Palensky -2012; Rural Pottawattamie County: Gale Brown 2011; open; Shelby County: Janet Stuhr 2011, open.

Better Living

The Daily Nonpareil

Friday, January 28 2011 5

What’s going on at southwest Iowa Senior Centers Irwin Senior Center Hi from the Irwin Senior Center!

In December at our noon meal with Zach Steanhusen (grandson of Mary Jane) U.S. Air Force stationed at Dove, Delaware spoke to us telling about his travels as a load-master on a C17 cargo plane they take supplies into Iraq, Afghanistan and where ever needed.

It was very informative and enjoyed by everyone.

We need to thank our military people for the job they are doing!

We want to thank all our volunteers for all they do. Come enjoy a good hot meal with us each weekday.

Have a healthy New Year and enjoy time

You can be a daughter again.

We can assist you and your family.

Give us a call.

Whether you are looking for someone to help an aging parent a few hours a week or need more comprehensive assistance, Home Instead can help.

with family and friends!

Harlan Senior Center Hi from the Harlan Center Wishing a

Call for a free, no-obligation appointment:

402.292.6611 HOMEINSTEAD.COM/110

Each Home Instead Senior Care® franchise office is independently owned & operated. ©2009 Home Instead, Inc.

belated birthday to Agnes Goetzinger, 85 We s t p h a l i a - Ta l e n a

Andersen, 86 HarlanUrban Schneider, 83 Westphalia-

Margaret Schechinger, CENTER/See Page 6

Better Living

6 Friday, January 28 2011

The Daily Nonpareil

What’s going on at southwest Iowa Senior Centers CENTER/From Page 5

83 Westphalia- Bill Oliver,83 HarlanCatherine Gubbels,89 Harlan- Zita Engel,93 Harlan- Eleanor Hemminger, 83 Harlan and John Wageman, 90 Earling. Belated Anniversary wishes to Max and Agnes Goodner, 63 Harlan- Ronnie and Bonnie Eggerss, 58 Shelby and Harold and Alice Schwery, 57 Westphalia.

SAVE FEBRUARY 22 TO COME TO OUR FUNDRAISER OF DAD’S BELGIAN WAFFLES, from 5:00 to 7:00 pm held at The Veteran’s Memorial Auditorium.

The waffles are absolutely delicious and you would be supporting the Senior Center.

The February events are the usual being Crafts held on Mondays and Fridays 9:00 am and Wednesdays Wii Game Morning at 9:00 am and bingo played at 1:15 pm.

Tuesday, February 8 will be Movie Morning with The Video Place and Hy-Vee. Thursday, February 10 Senior Council meeting held at 9:30 am and the birthday and anniversary party at 6:00 pm. This will also be the crowning of our Valentine King and Queen.

Blood pressure checks before the meal and entertainment to be announced. Monday, February 14 2:00 pm is The Alzheimer’s Support Group meeting.

The Life After Loss Support Group meeting is Tuesday, February 15 beginning at 2:30 pm.

Thursday, February 17 there will be blood pressure checks 11:00 to 12:00 noon and at 1:00 pm will be a Hearing Seminar by Michael Grace, BC-His. Thursday, February 24 is an evening meal starting at 6:00 pm will blood pressure checks and Roger Kubik providing the entertainment. Saint Patrick’s Day is approaching and there will be a County Wide celebration at the Center mark your calendars and be Irish with us even just for the day.

We are looking forward to having you join us for a meal or one of our events. Until next month.

Oakland Senior Center As we head into the month of February, let us hope that we have most of the snow and cold behinds us. Don’t forget some important dates this month holds for us.

First, there is Ground Hog Day which will be an indicator of the weather ahead. Valentine’s Day is the 14 and also this month is President’s Day. A good discussion would be “Who do you think is the greatest President?”

We had some festive times at the Oakland Senior Center this winter. Our Christmas part

was well attended. Winners of our Christmas trivia were Irene Skank, Lee Knudsen, Neuonia Timberman, Lilly Palmer, Frances Rollins, and Lois Krueger. The general trivia game was won by Alden Krueger, Marie Browning, Laura Rose and Carolyn and Bud Godden.

Our Bing game winners were Lois Kreuger and Neuonia Timberman. The Memory contest first place finishers were Marie Browning, Laura Rose, Bud and Carolyn Godden, Alce Croson and Dan Barnett. Audrey Hartje provided us with festive Christmas table decorations and Irene Skank gave all attendees Christmas favors. Our Center, in cooperation with the Riverside Elementary School, adopted a family for Christmas. We are grateful to Frances Rollins for coordinating this project.

Entertainment via the Merrymakers has been enthusiastically received and enjoyed by all. The Christmas program by Steve Fowler and January’s music from the duo, The Links, were professionally staged and wellattended.

Mr. Memory, Joe Taylor will be our Merrymakers entertainer for the month of February on Wednesday, the 16th at 1:00pm, following our noon meal.

Please call the Center at 482-3353 by Tuesday,

the 15th at 11:00 a.m. for your reservation.

Many thanks to the Iowa west Foundation for funding the Merrymakers at our Center.

Welcome to our new meal home delivery driver, Gayle Strickland.

Thanks for assisting us and the homebound.

Our prayers go out to the families of Irma Curts and Roma Smith.

These ladies, who recently passed away, had been faith attendees of the Senior Center. They will be missed.

Get well wishes to Bill bailey who underwent back surgery. Our recent attendance winners are Lilly Palmer, Bob Calhoon, Audrey Hartje, Dan Barnett and Neuonia Timberman.

For home delivery or dining in at the Center, please call 482-3353. We are currently planning activities for the spring weather and will keep you posted. Until then, join us for cards and bingo and a nutritious hot meal.

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Better Living

The Daily Nonpareil

Friday, January 28 2011 7

Don’t let scam artists freeze your assets If you’ve been following our monthly articles from Senior Medicare Patrol, the following may sound familiar: ■ Seniors Report Suspicious Phone Calls, ■ Read the Small Print, ■ Scam Artists Don’t Take the Holidays Off, ■ Health Care Hustle, ■ Beware of Home Repair Scams.

At Southwest 8 Senior Services we are committed to informing you about financial scams and health care fraud.

We know our readers include hundreds of older Iowans and many organizations that offer services for retired persons and their caregivers. We also know that around our eight county service area, many of you are part of groups that seek speakers for informational programs.

We would like you to take advantage of our offer to provide an interesting program for your group or organization.

We’ve been presenting programs for years but

we realized you may not know that we can easily travel to your town to make a presentation. By simply completing and mailing the coupon

below, you can ■ LEARN up to date information about avoiding scams and frauds and ■ HELP your group

by filling a spot on their program calendar and ■ HELP us provide the services that Southwest 8 is committed to providing.

So, don’t let scam artists freeze your assets … just ask for a program! We are scheduling our speaking engagements for 2011.

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The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure is required by rule of the Supreme Court of Iowa. A description or indication of limitation of practice does not mean that any agency or board has certified such lawyer as a specialist or expert in an indicated field of law practice, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa.

Better Living

8 Friday, January 28 2011

The Daily Nonpareil

SENIOR CENTER MENU FEBRUARY

Housekeeping • Meal Prep • Personal Care • Errands

In-Home Caregivers

(800) 991-7006 • www.caretechinc.com Medicaid Waiver Approved

TUE

MON

THU

WED 1

Hearty Ham Shanks in Northern Beans, Strawberry Pears.

Corn Bread Muffin, Chocolate Pudding

Creamed Chicken over Fresh Baked Biscuit, Broccoli Mixed Spinach Salad, Banana

3 Lasagna Casserole Spinach, Shredded Lettuce Salad, Vienna Bread, Apricot Halves

9

8

7 Sloppy Joe, Whole Grain Bun, Sweet Potato Wedges, Vegetable Pasta Salad, Red Seedless Grapes

2 Breakfast Sandwich, Egg Patty, Sausage, Cheese Oroweat Sandwich Thins, Tater Rounds, Orange Juice, Cubed Cantaloupe

Chilli Macaroni with Kidney Beans, Cinnamon Pears, Oroweat Fiber Bread, Pineapple Tidbits

FRI

10 Turkey Roast in Gravy, Mashed Potoates, Glazed Baby Beets, Oroweat Bread, Birthday Cake

4 Pork Loin in Gravy, Baby Red Potatoes, Green & Gold Beans, Oroweat Fiber Bread, Fresh Orange

11 Breaded Fish Wedge, Three Bean Salad, Oroweat Fiber Bread, Lemon Bar

HAPPY BIRTHDAY!

14 Pork Roast in Gravy, Mashed Potatoes, Lima Beans, Oroweat Fiber Bread, Stawberry Shortcake

21 President's Day (Closed)

15 Chicken & Dumplings, Peas & Carrots, Tossed Salad, Oroweat Fiber Bread, Mandarin Oranges

22 Polish Sausage with Fresh Onions and Peppers, Coney Bun, Half Baked Sweet Potato, Green BeansBanana

28 Oven Roasted Chicken Breast In Supreme Sauce, Half Baked Sweet Potato, Sliced Beets, Oroweat Fiber Bread, Mom's Peach Cobbler

16 Hearty Beef Stew, Cinnamon Apples, Bread Stick, Cubed Cantaloupe

17 Scrambled Eggs, Turkey Sausage, Tater Rounds, Orange Juice, Baked Biscuit with Gravy, Applesauce

23 Spaghetti and Meat Sauce, Italian Vegetables, Spinach Side Salad, Oroweat Fiber Bread, Diced Peaches

24 Rotisserie Chicken Quarter, Baked Potato, Carrot Coins, Oroweat Fiber Bread, Double Orange Jell-O

18 Breaded Chicken Breast, Oroweat Sandwich Thins, Ranch Whip Potatoes, Cowboy Caviar, Blueberry Muffin

25 Swiss Steak in Tomato Vegetable Gravy, Garlic Parm-Whip Potatoes, Corn, Oroweat Fiber Bread, Banana Pudding

All meals include coffee and 2% or skim milk.

Please make reservations one day in advance.

Modified diets may be requested when making reservations. Bring a friend!

Better Living

The Daily Nonpareil

Friday, January 28 2011 9

Important news on changes to Medicare A variety of changes await Iowans on Medicare in 2011. Kris Gross from the state of Iowa’s Senior Health Insurance Information Program says, “The following is a list of important information to read and share with anyone you know on Medicare.”

First, don’t miss comparing Medicare drug plans for 2011. “Everyone should do a comparison of plans because of the changes plans have made for 2011,” comments Gross.

“We say „compare or pay’ because plan changes include changes in the drugs covered, premiums, deductibles and co-payments.”

You could end up in a plan, which doesn’t meet your needs if you don’t compare plans. If you need assistance comparing plans, call SHIIP at (800) 3514664 (TTY (800) 7352942).

There’s good news for anyone who hits the Part D coverage gap in 2011. Health reform included a provision, which starts closing the gap next year.

Brand name drugs will have a 50 percent discount in the gap and generic drugs will get a 7 percent discount.

Starting in 2011, the Medicare Advantage “open” enrollment period is being replaced with a “disenrollment” period. From Jan. 1 to Feb. 14 you can disen-

ments for 2011. The Part B annual deductible will be $162.

The inpatient hospital deductible will be $1,132.

Co-payments for hospital days 61-90 will be $283/day and $566/day for the lifetime reserve days.

Skilled nursing care co-payments will be $141.50 per day for days 21-100.

The Part B premium for 2011 is $115.40 for anyone new to Medicare in 2011 and anyone who does not currently have the Part B premium withheld from their

roll from a Medicare Advantage plan and return to Original Medicare. If you make this change you can also enroll in a Medicare Part D plan. You will not be able to change to a different Medicare Advantage plan, as was the case in past years. If you want a Medicare Advantage plan for 2011, it is important that you enroll in the best plan for your situation by December 31, 2010.

Medicare also recently announced the Medicare premiums, deductibles and co-pay-

Social Security check.

Because there has not been a Social Security cost of living increase the past two years, anyone who has had their Medicare premium withheld from their Social Security check in 2010, will pay the same premium in 2011 that they paid in 2010.

If you have questions

about Medicare, contact SHIIP, a free, confidential service of the state of Iowa. Counselors are available across the state to help you with Medicare questions and problems. For the SHIIP site nearest you call (800) 351-4664 (TTY (800) 735-2942) or go to www.therightcalliowa.gov.

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Better Living

10 Friday, January 28 2011

Information about AARP’s tax aid program AARP is operating a tax aid program from Jan. 24 to April 17.

Assistance will be available Mondays through Saturdays from 10 a.m. to 4 p.m. at Broadway United Methodist Church (First Street and Broadway).

Those seeking assistance are asked to use the east entrance and take the elevator to the second floor.

The program provides free assistance to low- and middle-income taxpayers on their tax returns with individuals 60 and older receiving priority.

The service is on a walk-in basis only. No appointments are taken.

It is first come, first served.

Taxpayers are asked to provide a copy of the return from last year.

The Daily Nonpareil

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Chronic back and neck pain?

Pain radiating down your hip?

It’s time to see an Orthopaedic Specialist If the taxpayer is a homeowner, they will need to know the amount of property tax paid in 2010.

Clients have the option of filing their returns electronically or mailing them in. If using the e-filing they are encouraged to bring a savings or bank account number.

If the taxpayer plans on using Schedule A and itemizing their deductions, they are being asked to wait until late February to ask for assistance. Because of late actions by Congress, the IRS computers will not be able to accept returns with Schedule A until then.

Call 712-323-5333 to make an appointment Daniel J. Larose, M.D. Kent Boese, M.D. Huy D. Trinh, M.D. Thomas M. Atteberry, M.D. Roy Abraham, M.D. Inderjit S. Panesar, D.P.M. Lila Lassen, A.R.N.P. Theresa Gallo, PA-C

issues that are important to seniors. If you would like to phone your state Senator or House member, you can call the following switchboards at the capitol: For the Iowa House of Representatives switchboard please call: (515) 281-3221 For the Iowa Senate switchboard please call: (515) 281-3371

You can email your senator or representative by visiting the Iowa Legislature website at: www.legis.iowa.gov It doesn’t matter how you contact your legislators, just let your voice be heard.

Southwest 8 encourages all seniors to contact your representatives and senators on Feb. 3, 2011.

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Iowa Association of Area agencies on aging advocacy day, Feb. 3 The Iowa Association of Area Agencies on Aging, (I4a), of which Southwest 8 Senior Services is a member, has announced that Thursday, Feb. 3, 2011 will be an Advocacy Day for older Iowans.

I4a is encouraging all older Iowans to call or write their state representatives and senators on this day to voice their opinion on

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Better Living

The Daily Nonpareil

Friday, January 28 2011 11

AREA SENIOR CENTERS The following centers are affiliated with the Southwest 8 Nutrition Department. Meals from Southwest 8 Senior Services Senior Centers follow the menu on the last page of the Better Living Courier, and meals are based on a suggested contribution of $3 to individuals age 60 or older.

For the following centers please make meal reservations at 11 a.m. one day in advance.

Atlantic Senior Center 411 Walnut St. (712) 243-3599 M–F 9 a.m. to 4p.m.; Meals served Tues./Wed./Thurs., 11:30 a.m.

Council Bluffs at The Center 714 S. Main St. (712) 323-5995 M-F 12 p.m.

Harlan Senior Center* 706 Victoria (712) 755-2757 M-F 12 p.m.

Irwin Senior Center 520 Ann St. (712) 782-3367 M-F 11:30 a.m.

Oakland Senior Center 618 N. Hwy (712) 482-3353 M-F 12 p.m.

Red Oak Senior Center 109 E. Washington (712) 623-3497 M-F 12 p.m.

Carter Lake Senior Center 626 E. Locust St. (712) 347-6102 M-W, F 12 p.m.

Thurs. 5 p.m.

Lakin Campus Senior Center 815 N. 16th St. (712) 310-0617, M-F 9:30 – 1:30, Serve at 11:30 a.m.

Clarinda Senior Center 1140 E. Main St. (712) 542-2932 M-F 11:30 a.m.

Logan Senior Center 108 West Fourth St. (712) 644-2229 M-F 12 p.m.

Shenandoah Sr. Center (Meal Site) 707 W. Summit St. (712) 246-5200 M-F 11:30 a.m.

Sidney Senior Center 2820 N. Ridge Road (712) 374-3053 M-F 12 p.m.

Dunlap Senior Center 619 Iowa St. (712) 643-2244 M-F 12 p.m.

Glenwood Sr. Center 20 N. Vine St. (712) 527-4213 M-F 11:30 a.m.

Malvern Senior Center 201 East Fourth St. (712) 624-8985 M-F 11:30 a.m.

Stanton Senior Center 326 Broad Ave. (712) 826-2782 Tue./Wed./Thurs.

11:45 a.m.

Hamburg Senior Center 1008 Main St. (712) 382-1670 Mon/Wed/Fri 12 p.m.

Missouri Valley Senior Center 100 S. Fourth St. (712) 642-3215 M-F 11:30 a.m.

Villisca Senior Center 312 S. Third Ave. (712) 826-5182 M-F 11:30 a.m.

Neola Senior Center 110 Fourth St. (712) 485-2179 M-F 12 p.m.

Woodbine Senior Center 411 Walker St. (712) 647-3011 M-F 11:30 a.m.

Open 8:30 a.m. to 12:30 p.m.

Lunch at 11:30 a.m.

The following centers are not affiliated with Southwest 8 Senior Services.

Shenandoah Senior Activity Center 405 W. Sheridan Ave. (712) 246-2002 M/W/F. 12:30 to 4 p.m.; T, Th – 9:30am – 4pm.

Meal 2nd Wednesday of the month.

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328-1811

535 W. Broadway, Suite 300 • Council Bluffs, IA

Cumberland Senior Center 109 Main Street (712) 774-5727 M-F 11:30 a.m.

Lightning Bowl 105 N. 12th St. CB, IA 51501 (712) 323-8467 12:00 p.m. M-F Call 1 day before for reservation and menu.

Proud d too bee partt off thiss community BETHANY HEIGHTS 11 Elliott St. 328-8228

2008

EIILL ONPPAARRE

LY N DAILY

2009

EIILL ONPPAARRE

LY N DAILY

2010

EIILL ONPPAARRE

LY N DAILY

BETHANY LUTHERAN HOME 7 Elliott St. 328-9500

Rooted in the Past, Growing into the Future

Better Living

12 Friday, January 28 2011

Get

up to

The Daily Nonpareil

$ 10,000.00

in Life Insurance no matter what your health and at rates that never go up!

dowynour d l o H st of o ! the ccoverage

Good news in today’s economy for people ages 45 to 85.* Consumers want the best value in today’s challenging times. Their life insurance is no exception.

Whether you need funds to help pay your final expenses or just want to strengthen your current coverage, United of Omaha Life Insurance Company and Companion Life Insurance Company in New York have the right protection . . . priced right for you.

Take advantage of the features of this Easy Way® Whole Life Insurance Policy: 佡 Guaranteed Acceptance with no health questions asked 佡 Full Coverage for people aged 45 to 85 佡 Benefits do not decrease due to age or changing health 佡 Coverage Guaranteed policy cannot be cancelled 佡 Builds cash value

Call for your FREE Enrollment Packet Today!

Affordable monthly premiums will never increase, guaranteed. $10,000.00 AGE

Male

Female

45-49

$32.50

50-54

$7,000.00

$5,000.00

$3,000.00

Male

Female

Male

Female

Male

Female

$27.00

$23.05

$19.20

$16.75

$14.00

$10.45

$8.80

$36.00

$30.00

$25.50

$21.30

$18.50

$15.50

$11.50

$9.70

55-59

$45.00

$37.50

$31.80

$26.55

$23.00

$19.25

$14.20

$11.95

60-64

$55.00

$42.00

$38.80

$29.70

$28.00

$21.50

$17.20

$13.30

65-69

$66.00

$51.00

$46.50

$36.00

$33.50

$26.00

$20.50

$16.00

70-74

$89.00

$69.00

$62.60

$48.60

$45.00

$35.00

$27.40

$21.40

75-79

$121.00

$98.00

$85.00

$68.90

$61.00

$49.50

$37.00

$30.10

80-85

$166.00

$139.50

$116.50

$97.95

$83.50

$70.25

$50.50

$42.55

In NY and OR please call for rates.

FREE Enrollment Packet!

CALL 1-800-294-2720 There’s no obligation so call today.

www.mutualdirectlife.com

This is a solicitation of insurance, an agent may contact you. These policies contain benefits, reductions, limitations, and exclusions to include a reduction in death benefits during the first two years of policy ownership. In NY, during the first two years, 110% of premiums will be paid. EASY WAY Whole Life Insurance is underwritten

by United of Omaha Life Insurance Company, Omaha, NE, which is licensed nationwide except NY. Life insurance policies issued in NY are underwritten by Companion Life Insurance Company, Hauppauge, NY. Each company is responsible for its own financial and contractual obligations. Policy From 7627L-0505 or state equivalent (in NY: 827Y-0505; in OK: 7735L-0505; in NC: 7732L-0505; in OR: 7736L-0505; in LA: 7832L-0505; in PA: A965LPA06P; in TX: 7741L-0505). Not available in all states. *Age eligibility varies in some states.

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