October 2010
Better Living This edition featuring . . . Volunteering
Volunteering improves lives of those involved
Health Care Hustle! Senior Medicare Patrol
October brings many activities to senior centers
See Page 2
See Page 3
See Page 6
A special supplement to The Daily Nonpareil
Better Living
2 Friday, September 24, 2010
The Daily Nonpareil
Volunteering improves lives of those involved DENNIS FRIEND Staff Writer dennis.friend@nonpareilonline.com (712) 325-5746
People who don’t want to become couch commandos when they retire have other options. Some of the free time that used to be spent at work can now be used to help others. “Oh, my goodness, yes. There is so much need in the community. This would be a great use of their time, and they can help others,” Raeanna Kuzma said. Kuzma is director of volunteers with the United Way of the Midlands, and “I have an email list of volunteer opportunities I send out every two or three weeks.” The amount of time donated can vary by the volunteer. Kuzma said she has volunteers who will sign up for one-time projects. Some will volunteer for one hour a week, others will donate time in the mornings or afternoons, still others will fill their week giving time to several organizations. “The need is out there and it doesn’t cost the volunteer anything,” Kuzma said. To volunteer, call Kuzma at (402) 522-7933 or contact her through rkuzma@uwmidlands.org. She also recommended going to the www.volunteersolutions.org/omaha website. Volunteer Solutions is a site that helps volunteer centers connect individuals to volunteer opportu-
nities in their community. Volunteer Solutions helps volunteers, nonprofit agencies, corporations, event organizers and Volunteer Centers get connected. “There are 500 opportunities listed on that website. There are opportunities all over the area,” Kuzma said. Opportunities to volunteer can range from helping the elderly, tutoring for the Urban League or helping at the Boys and Girls Club or Red Cross. For instance, Meals on Wheels needs drivers willing to deliver hot meals to the elderly in Council Bluffs, according to volunteer coordinator Lori Rankin. “It’s real rewarding. It takes about an hour a day. They use their own vehicles and they deliver as little or as many as they want each day,” Rankin said. The average driver delivers 18 meals and works between 11 a.m. and 1 p.m. Those interested in helping seniors also might be able to connect with Southwest 8 Senior Services, Amelia House or the Senior Companion Program. The Lifestyle section of the Council Bluffs Nonpareil carries Helping Hands listings every Sunday which are listed by areas of interest. For instance, someone who loves animals may be able to donate time to the Pottawattamie County or Council Bluffs animal shelter. “We look for people to get involved with our off-
Submitted photo
Cindy Goodin has been a volunteer for Meals on Wheels every Tuesday for the past seven years. The Council Bluffs area has opportunities for willing workers to donate time to any number of causes.
site adoptions,” Mary Jones said. She’s with SOLAS at the Council Bluffs Animal Shelter, and said the off-site adoption program for dogs takes place at the Council Bluffs Petsmart on Saturdays from noon-3 p.m. and for cats at the Omaha PetCo
on 72nd and Dodge St. between noon-3 p.m. “We have plenty of help at the animal shelter right now, but we can use foster families for mother cats and kittens, and we always look for people to help write grants,” Jones said.
Other programs are dedicated to helping children, like the Lutheran Family Services; The disabled or handicapped, such as Crossroads of Western Iowa; and office assistance for organizations like the Leukemia & Lymphoma Society.
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Better Living
The Daily Nonpareil
Friday, September 24, 2010 3
Health Care Hustle! Senior Medicare Patrol/SMP The Federal Trade Commission is concerned that consumers may be duped by companies selling medical discount plans. The FTC calls it the “health care hustle.� Here is a message for all of us, directly from the FTC. ■Affordable Health Care Plan. ■Pre-existing conditions? No problem! ■No Deductible or Co-pays. ■Thousands of providers in our PPO network. ■Discounts up to 60 percent. “Claims like these in magazines, on television, or on the Internet may sound like they’re selling health insurance. Probably not. Most of the time, they’re pitching a medical discount plan, card, or program, and chances are, they’re aimed at people who are in the market for ways to reduce the cost of health care. Do you know anyone looking for health insurance? Tell them to make sure that’s what they’re buying, or they could find themselves on the hook for big medical bills with no way to pay them. That’s because what sounds like affordable health insurance may be a medical discount plan instead. Medical discount plans can be a way for some people to save money on their health care costs, but discount
plans aren’t health insurance. Some medical discount plans provide legitimate discounts; others take peoples’ money and offer very little in return. Many plans don’t include local providers or give you outdated lists of names and facilities. Some offers are just plain scams.� If you would like more information you can visit the FTC website at www.ftc.gov/medicaldiscountscams. You can also call the FTC toll free at 1-877382-4357 and ask to receive their pamphlet called “Medical Discount Plans: They’re Not Health Insurance.� A Tip for Understanding
Medicare Every Medicare beneficiary should look for the new 2011 “Medicare and You� handbook to arrive in their mail boxes in late October or early November. This is a very important document! It’s kind of like the insurance policy documents you receive from insurance companies. This book explains your benefits and the new additions to coverage for 2011. It also contains information on the Medicare approved prescription drug plans for Iowa and other information pertinent to our state. After you’ve looked through the handbook, DON’T throw it away!
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It’s information you may need all year long, so keep it with your important papers so you know where to find it the next time you have a question. Tracking Your Medicare Claims If you’d like a journal you can use to track your medical visits, please ask Senior Medicare Patrol for a free “Personal Health Care Journal.� When you receive your quarterly Medicare Summary Notice that tells you what bills Medicare paid for you, compare it
to your journal to make sure Medicare paid the right medical bill to the right medical provider for you. If you think there is a problem, contact the doctor, clinic or hospital to ask your questions. If you are not able to resolve it, contact Senior Medicare Patrol. If you would like to receive a journal from us or need help with a questionable Medicare payment, we can be reached at our toll free number (800) 423-2449 or Claudia Davis, Southwest 8, 328-2540 Ext. 21. – Deb Yankey, Iowa SMP Coordinator
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Better Living
4 Friday, September 24, 2010
The Daily Nonpareil
BETTER LIVING Better Living (Senior Courier) is a publication of The Daily Nonpareil and Southwest 8 Senior Services, Inc., the Area Agency on Aging for southwest Iowa. The publication is distributed by The Daily Nonpareil to approximately 17,000 households in Pottawattamie, Mills and Harrison counties. An additional 8,000 copies are distributed through a volunteer distribution network to people age 60 and older in
Cass, Fremont, Mills, Montgomery, Page and Shelby counties in Iowa. Address all correspondence to: Better Living/Courier Coordinator, Southwest 8 Senior Services, 300 W. Broadway, Suite 240, Council Bluffs, IA 51503; or call (712) 328-2540 or tollfree at (800) 432-9209; or you can contact us via the Web at www.southwest8.org Advertising Information The Daily Nonpareil of
Council Bluffs represents the Better Living section. Advertising rates are available by contacting retail advertising at (712) 328-1811. The advertising deadline for the next issue is the 13th day of the month prior to the running of the ad. Southwest 8 Policy Board Cass County: Burton Conn - 2012. Fremont County: Rev. Roger Kissell - 2011. Harrison County: Rollie Roberts 2012. Mills County:
Terry Amburn - 2011. Montgomery County: John Waltz - 2012. Page County: Leo Humphrey - 2011. Pottawattamie County: Bob Neumann - 2011. Shelby County: Dwight Zimmerman – 2012. Advisory Council Cass County: Dorothy Teig - 2011, Kris Wernimont - 2012; Fremont County: Howard Braman - 2011, Elizabeth Braman - 2012; Harrison County: Keith Oliver - 2012, open;
Mills County: Rose Schoening - 2011; Sheri Bowen - 2012; Montgomery County: open, open; Page County: Sue Witthoft - 2011, Charles Hooper - 2012; Metro Pottawattamie County: Nancy Coziahr - 2011, Shirley Benish 2011, Ralph Smith 2011, Gary Frederiksen 2012, George Gillespie 2012; Rural Pottawattamie County: Gale Brown - 2011, Jean Palensky - 2012; Shelby County: Janet Stuhr 2011, open.
Southwest 8 Senior Services offering two new programs Southwest 8 Senior Services has two new programs we offer to our senior community, which are funded through a grant from the National Senior Service Corp. The Senior Companion Program utilizes our seniors in the community as volunteer companions to senior clients. This enables the client to maintain independent living, while providing
him/her transportation to appointments, accompanying the client on shopping trips, doing light housekeeping, and basically being a companion to the senior citizen. The clients are referred to us by site agencies we have partnered with for this purpose. The Foster Grandparent Program partners senior volun-
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Better Living
The Daily Nonpareil
Friday, September 24, 2010 5
AREA SENIOR CENTERS Atlantic Senior Center 411 Walnut St. (712) 243-3599 M–F 9 a.m. to 4 p.m.; Meals served Tues./Wed./Thurs., 11:30 a.m. * Call for menu Dunlap Senior Center 619 Iowa St. (712) 643-2244 M-F 12 p.m.
Council Bluffs at The Center 714 S. Main St. (712) 323-5995 M-F 12 p.m.
Glenwood Sr. Center 20 N. Vine St. (712) 527-4213 M-F 11:30 a.m.
Carter Lake Sr. Center 626 E. Locust St. (712) 347-6102 M-W, F 12 p.m. Thurs. 5 p.m.
Hamburg Senior Center 1008 Main St. (712) 382-1670 Mon/Wed/Fri 12 p.m.
Logan Senior Center 108 West Fourth St. (712) 644-2229 M-F 12 p.m.
Malvern Sr. Center 201 East Fourth St. (712) 624-8985 M-F 11:30 a.m.
Shenandoah Sr. Center 707 W. Summit St. (712) 246-5200 M-F 11:30 a.m.
Shenandoah Senior Activity Center 405 W. Sheridan Ave. (712) 246-2002 M/W/F 12:30 to 4 p.m. Tue./Thu. 9:30 a.m. to 4 p.m.
Missouri Valley Senior Center 100 S. Fourth St. (712) 642-3215 M-F 11:30 a.m.
Woodbine Senior Center, 411 Walker St., (712) 647-3011 M-F 11:30 a.m., Center open 8:30 a.m. to 12:30 p.m.
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Harlan Senior Center 706 Victoria (712) 755-2757 M-F 12 p.m.
Neola Senior Center 110 Fourth St. (712) 485-2179 M-F 12 p.m.
Sidney Senior Center 2820 N. Ridge Road (712) 374-3053 M-F 12 p.m.
Cumberland Senior Center 109 Main St. (712) 774-5727 M-F 11:30 a.m.
Clarinda Senior Center 1140 E. Main St. (712) 542-2932 M-F 11:30 a.m. Irwin Senior Center 520 Ann St. (712) 782-3367 M-F 11:30 a.m.
Lakin Campus Senior Center 815 N. 16th St. (712) 310-0617 M-F 9:30 – 1:30 Serve at 11:30 a.m.
Oakland Senior Center 618 N. Hwy (712) 482-3353 M-F 12 p.m.
Stanton Senior Center 326 Broad Ave. (712) 826-2787 Tue./Wed./Thurs. 11:45 a.m.
Red Oak Senior Center 109 E. Washington (712) 623-3497 M-F 12 p.m.
Lightning Bowl 105 N. 12th St. CB, IA 51501 712-323-8467 12:00 p.m. M-F Call 1 day before for reservation and menu.
Villisca Senior Center 312 S. Third Ave. (712) 826-5182 M-F 11:30 a.m.
Better Living
6 Friday, September 24, 2010
The Daily Nonpareil
October brings many activities to senior centers Harlan Senior Center Hi from the Harlan Center. Wow! It’s October already and now is the time to be thinking about your Part D Medicare. It would be most beneficial for you to check and see if your present plan will be the best one for the coming year. Plans do change as well as your prescription medication. This is where SHIIP can be of assistance to you. The counselors will enter your medications on the Medicare website and then all plans available in your area will come up and do the comparisons. You may be surprised at what you may find. The annual election time is Nov.15 through Dec. 31 for changing plans and the effective date will be Jan. 1, 2011. Our activities for the month include the usual Crafts held Mondays and Fridays at 9 a.m., Wednesdays finds Wii Game Morning at 9 a.m. and Bingo played 1:15 p.m. and Fridays 10:30 a.m. Exercise time. Tuesday, Oct. 5 there will be exercise time at 9 a.m. There will be a Medicare Parts A, B and D program starting at 5:15 p.m. at the Therkildsen Activity Center 706 Victoria Street; the program is sponsored by Iowa Western Community College, Senior Health Insurance Information Program and The Harlan Senior Cen-
ter. This will be basic information for you. This event is in conjunction with SHIIP’s 20th anniversary. You are ask to register for the program by calling either IWCC 755-3568 or the Center 755-2757. This is a free program. This would be very helpful if you are new to Medicare or just need to refresh. Tuesday, Oct. 12 9:30 a.m. is Movie Morning with The Video Place and Hy-Vee and the Alzheimer’s Support Group will meet at 2:30 p.m. Thursday, Oct 14 at 9:30 a.m. is our Senior Council meeting and 6 p.m. will be the Birthday and Anniversary Party. Blood pressure checks before the meal and entertainment to be announced. Tuesday, Oct. 19 9 a.m., Exercise time and The Life After Loss Support group meets at 5 p.m. there will be blood pressure checks on Thursday, Oct. 21 from 11 a.m. to noon. Tuesday, October 26 at 9 a.m. is exercise time. There will be an evening meal Thursday, Oct. 28 at 6 p.m. blood pressure checks before the meal and entertainment provided by Stove-
Creek Music. The Halloween Party is Friday, Oct. 29 following the noon meal. The Time for Tots Group will present a program. There are always so cute plan on joining the fun. The Center is here for your enjoyment, we have very good food and you can’t find anywhere to eat for a suggested contribution of $3.00, so check out our menus and give us a try you might be surprised. For meal reservations please call 755-2757 by 11:30 a.m. the day before. Until next month… Lakin Senior Center Senior citizens and members of the Boys and Girls Club at the Lakin Center enjoyed a visit to the Omaha Zoo on Thursday, Aug. 26. This fun trip included a ride on the tram, the train trip around the zoo and visiting the train engine building. Hot dogs, popcorn and other snacks were later shared by the children and seniors while watching a 3-D movie about the Island of Taiti in the Zoo IMAX theatre. Members of both groups are involved in activities made available
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at the Salvation Army Building, Lakin Center on North 16th Street and Avenue G in Council Bluffs where the Boys and Girls Club Program and Southwest 8 Senior Services are provided. Information regarding the Lakin Senior Center Lunch Program and other activities is available by calling Dave Gilson at 712-310, Ext. 06174 or visiting the Salvation Army Building. Neola Senior Center The Neola Senior Center Meal Site continues to be a busy gathering place. Kathy continues to make the meals served to a minimum of
12 people as attractive as nutritious. Kathy offers Southwest 8’s nutrition information to the diner’s weekly in a very clever manner. Blood pressure checks are held frequently, check the schedule for the next available date. Our center is fortunate in that the attached Neola Area Community Center offers a first rate gym for walking, exercise equipment to fit all ages and abilities, an Olympic sized swimming pool for exercise or lap swimming, and an Exchange Library. CENTERS/See Page 7
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Better Living
The Daily Nonpareil
Friday, September 24, 2010 7
October brings many activities to senior centers CENTERS/From Page 6
Stop by and take the tour to see all the available things to do. Come by and see us. The “Seniors Farmers Market” is displayed in the dining room compliments of those who want to share the wealth of their gardens! Oakland Senior Center The summer has gone by so fast and with all the activities at the Senior Center, the days seemed to go that much faster. Our pillow cleaning fundraiser resulted in forty-four cleaner pillows. Thanks to Lee Knudsen for chairing this event. Our bus tour to visit all the existing Eagle Statues honoring our Veterans proved to be a huge success. Residents from Oakland and Carson took the scenic drive to see the completed projects. It was interesting to see how each town interpreted and added to the Eagle to make it more meaningful to their particular area. The artist, Russ Christianson, was our personal tour guide and narrator. Thanks to Kathy, the Neola Southwest 8 Manager, for her idea for this trip. Joan Vallier, R.N. from Hospice, spoke on Pain Management. She is an excellent presenter and the topic was well received.
Carson’s own Laura Rose gave a most interesting talk on her experiences as a truck driver. Many questions were asked and we came away with a better understanding of truck drivers, especially female drivers. The Macedonia Heritage Trails Museum recently opened and volunteer Ruby Bently guided us through this historic building and all its contents. The people of Macedonia have done a marvelous job in restoring the building and collecting items to display. Ruby also was our escort to the Stemple Bird Museum in town, which was interesting. We then headed to the Gristmill Theatre where Board Member Eileen Adickes took us on a behind the scenes tour. Our day was complete with lunch at the Wander Inn in Carson. Our events in October include a hayrack ride and tour of the Three B Apple Orchard in Griswold. This also includes a picnic lunch and snack.
Reservations for this Tuesday, October 3rd outing must be into the Center by Sept. 30 at 11 a.m. Cost of the trip is $10 per person. Circle your calendars for Tuesday, Oct. 12 for a musical afternoon with Johnny Ray Gomez. This ultimate entertainer will perform after the noon meal. Reservations must be made by Monday, Oct. 11 at 11 a.m. On Wednesday, Oct. 13, the Visiting Nurse’s Association will be giving flu shots from 12:30 to 1:30 p.m. at the Senior Center. On Oct. 20 we will be traveling to Neola to tour the artist’s studio of Russ and Penny Christianson, designers of the Veteran’s Eagle Statues. After the tour we will eat at Sweet Gathering’s in Neola. The owner will take us on a tour of the facility and we will see where all that delicious candy and other goodies are made. Reservations must be into the Center by 11 a.m., Oct. 15. Hospice Nurse Joan Vallier, will return once again to the Center to speak on Grief
and Bereavement. Reservations should be made by 11 a.m on Oct. 19. Join us for our Halloween Party on Thursday, Oct. 28 where fun games, food and fellowship await you. Please call the Center by Wednesday, Oct. 27 at 11 a.m to make reservations. Congratulations to our attendance winners: Bob Calhoon, Betty Cleaveland, Bud Godden, Neuonia Timberman, and Audrey Hartje. Prayerful thanks to Francis Rollins for composing such a thoughtful and heartwarming prayer in conjunction with our evening meal. Thanks to Lee Knudson and Audrey Hartje for cheering us with your pre-dinner humor. Congratulations to Irene Skank who was elected President of Carson’s Senior Group, The Friendly Folks.
We would like to thank the Oakland Aquatic Center committee and an anonymous donor that enables us to attend the circus when it came to Oakland. Welcome to the Center, Shirley Phillips, Leona Coleman, Donna Kelly and Ilene Parkhill. Neonia Timberman continues to do a wonderful job with the Rice and Roses column each month. Many thanks to Marie Browning, Gene Moniz, Laura Rose and Irene Skank for delivering meals to Carson. Liz Blatny has generously donated squash, tomatoes, cucumbers and pumpkins to the Center. Many thanks to Liz. Please join us for our up-coming events and our noon meals. You may call for reservations at 482-3353. Keep safe, keep happy and keep coming!
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Better Living
8 Friday, September 24, 2010
The Daily Nonpareil
SENIOR CENTER MENU In-Home Caregivers (800) 991-7006
October TUE
MON
12
11
Hearty Beef Stew, Cinnamon Apples, Fresh Baked Biscuit, Cubed Cantaloupe
19
18 Swiss Steak in Tomato Vegetable Gravy, Mashed Potatoes, Mixed Vegetables, Oroweat Bread, Banana Pudding
Rotisserie Chicken Quarter, Baked Potato, Corn, Oroweat Fiber Bread, Fresh Orange
26
25 Chicken and Dumplings, Peas and Carrots, Fruit Punch Juice Cup, Oroweat Fiber Bread, Mandarin Oranges
Taco Salad, Diced Peaches, Cottage Cheese
FRI 7
6
5 Chicken Alfredo, Peas & Carrots, Grape Juice, Oroweat Fiber Bread, Chocolate Pudding
Oven Roasted Chicken Breast In Supreme Sauce, Baked Sweet Potatoes, Greeen Beans, Strawberry Shortcake
THU
WED
4 Sloppy Joe w/ Whole Grain Bun, Sweet Potato Fries, Italian Pasta Salad, Red Seedless Grapes
www.caretechinc.com
Housekeeping • Meal Prep • Personal Care • Errands
Corned Beef Brisket, Baby Red Potatoes, Seasoned Cabbage, Rye Bread / Marg., Apricot Halves
13 Turkey Tetrazini, Brussels Sprouts, Side Tossed Salad, Oroweat Fiber Bread, Red Seedless Grapes
HAPPY BIRTHDAY!
21
Meaty Chilli with Kidney Beans, Cinnamon Pears, Oroweat Fiber Bread, Applecrisp
Breakfast Sandwich, Egg Patty, Sausage, Cheese, Oroweat Sandwich Thins, Tater Rounds, Orange Juice Cup, Cubed Cantaloupe
27
Chef Salad w/ Dressing, Oroweat Fiber Bread, Cubed Cantaloupe
14 Roast Beef in Gravy, Mashed Potatoes, Lima Beans, Oroweat Bread, Birthday Cake
20
Breaded Chicken Breast, Leaf Lettuce & Tomatoes, Oroweat Sandwich Thins, Ranch Whip Potatoes, Cowboy Caviar, Red Grapes
8
Ham Shanks in Northern Beans, Strawberry Pears, Corn Bread Muffing, Fruited Cake
15 Polish Sausage With Fresh Onions and Peppers, Coney Bun, Baby Red Potatoes, Spinach Banana
22 Cheeseburger Mac Casserole, Oregon Blend Vegetables, Spinach Side Salad, Oroweat Fiber Bread, Fruit Cocktail
28 Pork Roast in Gravy, Mashed Potatoes, Grazed Baby Beets, Oroweat Fiber Bread, Pineapple Cake
29 Spooky Spaghetti with Meatballs, Icky Italian Vegetables, Scary Salad, Villainous Vienna Bread, Creepy Cantaloupe, Haunted Halloween Cookie
All meals include coffee and 2% or skim milk. Please make reservations one day in advance. Modified diets may be requested when making reservations. Bring a friend!
The Daily Nonpareil
So you had a garage sale, but some good buys are
LEFT Dust ‘em
F OF price ‘em
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DOWN and call us
Better Living
Friday, September 24, 2010 9
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Better Living
10 Friday, September 24, 2010
The Daily Nonpareil
Rice & Roses
❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ 1st 2nd 2nd 2nd 3rd 4th 5th 6th 7th 7th 7th 8th 8th 8th 8th 9th 10th 13th 13th 13th 15th 15th 16th
❊ 2nd 9th
Carolyn Dent Cleone Nelson Don Putnam Hank Timmerman Martha Blasi Mary Lou Madden Alma Mae Nelson Nina Rose Nels Block Mildred Howell Justina King Rachel Couieeu Tom Good Doris Wendt Gladys White Vandelin Pearson Frances Hogberg Glen Huey John Klein Donna Sorensen William Bangston Cliff Hansen Alma Christensen
Anniversaries
81 yrs. 92 yrs. 89 yrs. 81 yrs. 84 yrs. 90 yrs. 82 yrs. 82 yrs. 91 yrs. 93 yrs. 86 yrs. 83 yrs. 87 yrs. 96 yrs. 93 yrs. 97 yrs. 86 yrs. 96 yrs. 84 yrs. 94 yrs. 92 yrs. 96 yrs.
❊
Anniversaries
Francis & Mary Ann Koesters 54yrs. Ray & Burlette Lyman 67yrs.
17th 17th 17th 18th 19th 21st 21st 22nd 22nd 23rd 23rd 23rd 24th 24th 25th 25th 26th 27th 28th 28th 29th 29th 30th
Irwin Stanton Oakland Sidney Clarinda Clarinda Villisca Carson Harlan Clarinda Villisca Shenandoah Red Oak Glenwood Oakland Stanton Stanton Irwin Harlan Harlan Villisca Harlan Elk Horn
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Mary Edith Begley Harold Hofmockel Ed Jens Ruth Litchenburg Terry Omburn Bob Henderson Irma Curts June Van Fossen Leola Knudsen Dr. Charles Early Phyllis Jamison Mildred Loewe Wilma Greenfield Warren Rolofson Ruth Fender Emma Kuhn Marian Davison Judith Bergsten Daryl Carlson Virgil Crouch Shirley Hall George Mathiasen Marguerite Knizley
Anniversaries
Earling Dunlap
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101 yrs. 86 yrs. 81 yrs. 83 yrs. 80 yrs. 88 yrs. 97 yrs. 89 yrs. 87 yrs. 84 yrs. 81 yrs. 91 yrs. 88 yrs. 92 yrs. 95 yrs. 90 yrs. 83 yrs. 95 yrs. 82 yrs. 93 yrs. 88 yrs.
Anniversaries
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11th Bob & Carol Henderson 14th Gale & Jean Steinhoff
FEELING EXHAUSTED? Drumming up business is hard work.
Harlan Glenwood Glenwood Dunlap Glenwood Glenwood Oakland Clarinda Oakland Harlan Clarinda Sidney Villisca Villisca Shenandoah Villisca Clarinda Red Oak Red Oak Irwin Sidney Harlan Clarinda
Anniversaries 58yrs. 60yrs.
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Glenwood Harlan
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Providing Insurance and Financial Services. Serving Clients since 1978
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Better Living
The Daily Nonpareil
Friday, September 24, 2010 11
Keeping tabs on health reform changes Q: Did the health reform legislation do anything to improve Medicare preventive benefits? A: Yes, thanks to recent changes enacted by Congress, Iowans on Medicare will have enhanced preventive benefits starting in 2011. This is exciting news for people on Medicare because the changes make preventive services more affordable and accessible. Q: What’s changing? A: Next year, for the first time, Medicare beneficiaries can receive an annual wellness visit. This includes a basic health risk assessment and provides personalized prevention plan services. If you are enrolled in Medicare Part B, one wellness visit will be covered at no cost every 12 months. You must be enrolled in Medicare for more than 12 months to receive this benefit. If you had a “Welcome to Medicare Physical Exam” when you first went on Medicare, the wellness visit has to come at least 12 months after that exam. Q: What was done to make preventive benefits more affordable? A: Starting in 2011 you will no longer pay deductibles and co-payments for many of Medicare’s preventive services. The following preven-
tive benefits will be provided at no cost to individuals who are enrolled in Medicare Part B: “Welcome to Medicare” physical exam, bone mass measurement, mammograms, pap test and pelvic exam, colorectal cancer screening (including a colonoscopy for high risk individuals and flexible sigmoidoscopy) and medical nutrition therapy for individuals with diabetes and kidney disease. Q: What information is available to help me best take advantage of
Medicare preventive services? A: One of the best ways to keep up with the preventive services you are eligible to receive is registering with the My Medicare website (https://mymedicare.gov). This is your personal Medicare website for tracking your Medicare services. It will send you e-mail reminders when you are eligible for Medicare coverage of preventive services. For more information about all of Medicare’s preventive benefits visit
the SHIIP website at www.therightcalliowa.go v and go to the “Medicare” section of the website. The “Manage Your Health” section of the Medicare website (www.medicare.gov) also provides preventive services information. You can also call
SHIIP at (800) 351-4664 (TTY (800) 735-2942) with your questions. SHIIP counselors are available statewide to discuss your Medicare questions. SHIIP is a free, confidential and objective service and does not sell, endorse or promote any insurance products.
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535 W. Broadway, Suite 300 • Council Bluffs, IA
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Better Living
12 Friday, September 24, 2010
The Daily Nonpareil
F I N A N C I N G
Cut Energy Costs MidAmerican Energy’s EnergyAdvantage® Financing program assists Iowa residential customers in purchasing energy-efficient equipment and windows so you can enjoy lower energy bills. In partnership with First American Bank, it’s designed to provide customers access to fixed interest rates or six months same-as-cash when they meet First American Bank’s credit qualification requirements, and purchase and install qualifying equipment. For more information on EnergyAdvantage Financing, including what equipment and windows may qualify, or to apply, call MidAmerican at 800-894-9599.
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Learn more about MidAmerican and energy efficiency by visiting our website.
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