Dream Homes

the PLACE for YOU! Special supplement to

www.nonpareilonline.com

Neighborhoods

Residential Mark McKeever, owner of Welcomee Homes,, Inc., is a member of the General Contractors Board of Peers for the City of Council Bluffs. He is also a member of the Council Bluffs Building Trades Association, Council Bluffs Area Chamber of Commerce and the Better Business Bureau.

Choosee from m thesee beautifull neighborhoods: McPherson Woods Highclere Town Homes The Seven at Fox Run

Luxury

Zaiger Addition Pelican Cove Lake Manawa Sherwood Country Estates

Hills of Cedar Creek Owner Lots in Iowa or Nebraska within 60 mile radius of downtown Omaha.

Visit our website for more information: www.CustomWelcomeHomes.com or e-mail Mark@CustomWelcomeHomes.com

Dream Homes

2011 3

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Dream Homes

2011

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Model Homes

Etheridge (Craftsman) . . . . . . . . . . . . . . . . . . . . . . . . .6 Gerard (A-Frame) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9 Grandbury (Ranch) . . . . . . . . . . . . . . . . . . . . . . . . . .12 Grand River (Two Story) . . . . . . . . . . . . . . . . . . . . . . .16 Jamison (Ranch) . . . . . . . . . . . . . . . . . . . . . . . . . . . .22 Langford (Two Story) . . . . . . . . . . . . . . . . . . . . . . . . .23 Lewiston (Ranch) . . . . . . . . . . . . . . . . . . . . . . . . . . .24 Mansura (1.5 Story) . . . . . . . . . . . . . . . . . . . . . . . . . .26 Palermo (Ranch) . . . . . . . . . . . . . . . . . . . . . . . . . . . .29 Phoenix (Ranch) . . . . . . . . . . . . . . . . . . . . . . . . . . . .32 Picardie Villa (Two Story) . . . . . . . . . . . . . . . . . . . . . .37 Solano (Mediterranean) . . . . . . . . . . . . . . . . . . . . . . . .38 Vista (Ranch) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .41

Features

Choosing the right house plan . . . . . . . . . . . . . . . . . . . .10 Guideline questions to logistical home-building issues . .14 25 questions & answers about buying a new home . . .15 Landscaping your new home . . . . . . . . . . . . . . . . . . . . .20 Ten reasons for purchasing/building a new home . . . .30 12 top remodeling trends for 2011 . . . . . . . . . . . . . . . .31 Ten reasons to remodel your homes . . . . . . . . . . . . . . .36

Directory Listings Aire Serv Heating & Conditioning . . . . . . . . . . . . . . . . . . . . . . .35 Andersen Door Service, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Armstrong Quality Home Improvement . . . . . . . . . . . . . . . . . . .35 Cambridge Homes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Cherry Ridge Construction . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Choice Homes, LLC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Cottonwood Hills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Echo Lighting & Design . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Hawkeye/Nebraska Siding, Windows & Door, Inc. . . . . . . . . . . .35 Heartland Properties, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Liberty Homes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Menards . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Mescher Construction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Millard Lumber, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Pella . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Power Tech . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Security National Bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Tracy Grimm Home Improvement . . . . . . . . . . . . . . . . . . . . . . .35 Universal Terrazzo & Tile Co./GMS Werks . . . . . . . . . . . . .34 & 35 Welcome Homes, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Woodfield Community . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Yankee Construction, LLC . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34

Dream Homes

2011 5

“Plans are the proof a dream can come true!”

-- David R. Chisholm

“Build a dream and the dream will build you.”

-- Robert H. Schuller

Welcome to “Dream Homes, 2011.”

Dreams can be a powerful, motivating force. Today’s reality was built on yesterday’s dream and this publication is about just that…building on your dream.

You’ve always wanted to build that special home but needed an idea or encouragement to spark the reality. This publication provides not only the ideas, but those

individuals and businesses that can help you achieve reality. Even if your dream is achieved on a smaller scale, in this case remodeling your existing home…the point is that It can happen with some helpful planning. We hope this publication will help kindle your dreams into a reality!

Dream Homes

2011

Ample Etheridge shows Craftsman charm

By Associated Designs

A wide opening on the right leads into a living room with a fireplace, shelving and a computer desk.

The smaller openPLAN 30-716 ing on the left brings you into an First Floor 2445 sq.ft. alcove with two Second Floor 787 sq.ft. doors. One opens a Living Area 3232 sq.ft. coat closet and the Bonus Room 347 sq.ft. other goes to a 2nd Flr Storage 148 sq.ft. powder room.

Garage 663 sq.ft.

Dimensions 78' x 63' Bedroom 3000 SERIES

Admiring glances are a given with the Etheridge.

The home’s full spectrum of Craftsman detailing guarantees it.

Each of the windows has Craftsman- style multipaned window uppers, and a slender row of them caps each garage door. Shaketextured siding fills the gable fronts, while tapered columns support and highlight the front porch as well www.AssociatedDesigns.com as the covered patio at the rear. Bold and handsome king posts crown the porch entry.

Dn Entering via the vaulted porch, you step into Bedroom a high-ceil15'6'' x 13' inged foyer.

Etheridge

10' Ceiling Covered Patio 23'8'' x 10' Vaulted Owners’ Suite 14' x 19'8''

10' Ceiling Family 22'8'' x 15'6''

Nook 8'6'' x 17'

Up 11'4'' Ceiling Foyer

Vaulted Covered Porch

Kitchen 12'6'' x 17'4''

6

Utility

Mud Room

Living 23'6'' x 15'4''

Garage 25' x 25'6'' © 2010 Associated Designs, Inc.

Large and naturally bright, the family room is at the heart of this home. Decorative drop beams run front to back, drawing eyes to the stone-lined woodstove alcove at the rear, and the transom-crowned atrium doors that flank it. This spacious area then flows into the nook and kitchen. Built-in seating lines the nook’s rectangular window bay.

Cabinets and built-in appliances line the kitchen on three sides, while counters run along two. A raised conversation bar rims a work island with a prep sink, and a 13' x 12' roomy walk-in pantry fills one corner. Laundry appliances are nearby, in a spacious, well-appointed utility room with links to both the garage and a pass-through mudroom with backyard access.

The Etheridge’s vaulted Bonus Room owners’ suite is a secluded 21' x 15' retreat. It boasts a fireplace, a luxurious bathroom, and two deep walk-in closets.

Storage Two more bedrooms and bath10' x 12'6'' rooms are upstairs, along with a skylit bonus room and an attic-style storage room.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402.

Please specify the Etheridge 30-716 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 634-0123, or visit our website at www.AssociatedDesigns.com.

Dream Homes

A

2011 7

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Dream Homes

2011

View this booklet online at

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Dream Homes

2011 9

Gerard an A-frame for year-round living Cupboards and counters wrap around two sides, and lazy Susan While the Gerard’s rear eleva- shelving provides easy access to the tion has the richly windowed, A- corner. A raised eating bar rims one frame look typical of a vacation re- side of a work island, and the istreat, its front façade and full-fea- land has a built-in range and oven. tured interior make it equally well Abundant natural light washes suited for year-round residency. into the great room through a bank Painted shutters and a covered of sparkling windows, stacked three porch give the home a welcoming high, plus two atrium doors that look. An old-fashioned, wooden provide deck access. Across the porch swing can fit in nicely here. room from the doors is a home enThe porch wraps tertainment center. There’s around to span the plenty of room for a wideentire left side, screen TV at center, over PLAN 30-288 and transitions the direct-vent gas fireplace.

1159 sq.ft. into a V-shaped First Floor A nice-sized utility room Second Floor 685 sq.ft. deck at the rear. and full bathroom are on opIf toddlers live Living Area 1844 sq.ft. posite sides of the short hallhere or come to Dimensions way leading to the two front 34'x54' visit, all or part of bedrooms at the rear. Utili1000 SERIES the porch and ty room amenities include: www.AssociatedDesigns.com deck may be gated cabinets on two sides, a to create a safe outdoor play area.

Entering, you’ll see a stairway on your right, and an expansive Owners’ Suite vaulted, two-story great room to 16'2'' x 17'2'' your left. A handsome square post connected to an exposed beam Study 8'6'' x 9'2'' marks the passageway into the Lshaped kitchen, straight ahead.

By Associated Designs

Gerard

Vaulted Dn Loft 25' x 7'5'' Utility

Kitchen

Dn to Up Basement Entry

Alternate Basement Stairs

deep sink, and a long counter, handy for folding clothes. The Gerard’s owners’ suite is upstairs, as is a study linked to the vaulted loft.

For a review plan, including scaled floor plans, elevations, section and an artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Specify the Gerard 30-288 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 634-0123 or visit our website at www.AssociatedDesigns.com.

Covered Porch

Bedroom 10'10'' x 15'2''

Bedroom 11'6'' x 11'8''

Utility

Kitchen Entry

Vaulted Great Room 25' x 25'11''

© 2010 Associated Designs, Inc.

Open to Great Room Below Deck

Up

10

Dream Homes

2011

Choosing the right house plan Choosing a house plan to meet your lifestyle and needs may seem time consuming or overwhelming, but knowing what to look for can help lead you to success when selecting a house plan for your new home.

When choosing your house plan it’s important to choose one that not only meets your individual needs but also considers your building lot, natural landscape and whether it will be marketable to future buyers in the event that you choose to sell the house at some point in the future.

It is also important to understand that the total square footage of your new home refers to the finished portion of your house plan. Finished living areas are generally described as covered with sheetrock and wallpaper or paint. A heated area is also a good indicator of finished space.

Areas like garages, porches and attics are considered unfinished and are not calculated in the total square footage of your home plan.

How do you plan to entertain? Do you want a formal dinning room and traditional living room for large formal entertaining, or do you prefer small relaxed family get-togethers?

Study your house plan and lot space to see if it is possible to expand the house plan living space in the future.

Think about the time you presently spend in certain rooms in your home, and why.

Some families like to make the kitchen the focal point for daily family gatherings and would require a large sunny eat-in kitchen with lots of space, others prefer a den or family room with lots of room for large sofas and a fireplace.

How much privacy do you need and where do you need it?

Most new home owners prefer home plans with more privacy in the master bedroom and personal living spaces, others might need privacy in a home office space.

House plan work space considerations Where would you prefer the laundry room to be located and how large a space will it need? Do you have any hobbies or special interests that might require additional space or rooms to enjoy them?

Will you have a need for a large workroom for messy or noisy projects? Do you enjoy gardening? You may want to include a mud room or utility room with a half-bath, for quick and easy cleanup. Are you a “pack-rat” who needs lots of attic or storage space to store your treasures?

Furnishings and aesthetics Will the floor plan of your new home plan accommodate your existing or new furniture arrangements and furniture styles?

When planning room sizes, carefully consider the seating areas and how furniture placement will affect the overall feel of the room. Do you want two separate seating areas or one larger conversation area?

How will the room flow into other rooms?

HOUSE PLAN CONSIDERATIONS: Living needs and family lifestyles Lifestyles and family needs differ from individuals and families depending on their cycles, stages and future plans for the home they want to design. Features that newly wed couples look for in a house plan are vastly different from the characteristics that a retired couple might find important.

Before choosing a house plan we suggest that you ask yourself a number of lifestyle and living needs questions: Are you newly married? If so, do you have plans to start a family? How many children do you plan to have? Is there adequate room in your house plan for expansion as your family grows?

Will you need guest rooms for overnight guests? What about additional living space in the future to possibly care for elderly parents or grandchildren?

Another important consideration is how much privacy would you want and need from other occupants and neighbors. If privacy is important to you, consider a house plan with an L or U shape design.

These types of house plans can provide you with more privacy when building on an urban or suburban lot.

Check your house plan for placement of windows to see if they will provide adequate privacy from your neighbor’s windows and yards.

Measure your current furniture to determine if there will be adequate walking space of at least 36 inches around furniture and clearance for doors to swing.

Will the height of your furniture block windows? Does it provide enough wall space, nooks and areas for art and personal effects? Review the natural “traffic flow” of the house plan, the interior views from each room of the home as well as how natural lighting can be shared and utilized within the home.

House plans and outdoor living

Consider how you plan to use and enjoy your outdoor yard space to see whether your house plan features like decks, patios, porches or pools will meet your needs for privacy. Landscaping, lot type and location can play an important factor in how much privacy your outdoor spaces will have.

The geographical and natural landscaping features of your lot can have a large impact on the style of home plan you will need to choose. Therefore, while choosing a house plan, consider whether your lot space will provide a lawn area for outdoor games and sports or if you will need to reserve enough lot space to include pools, interesting landscaping or gardens.

Dream Homes If you’ve already purchased your building lot you will need to consider these factors and tailor the house plan that you choose to meet those needs and requirements.

Choosing a Home Building Lot for your house plan House plans for flat building lots are less difficult and less expensive to build, although they are not always as eye-catching as a sloping lot. A sloping lot will allow you to tuck the garage under the house and possibly plan for a daylight basement.

Narrow lots generally require a house design that rises up instead of spreading out, whereas, wider shallow lots can be ideal for broad one-story house plans.

Scenic lots or sloping lots with spectacular views will inspire you to choose a house plan that includes large panoramic windows and roomy outdoor deck space which will allow you to enjoy those wonderful sunrises and sunsets.

Another important factor to consider when planning on buying a new house plan is how many cars you currently own. Will there be adequate driveway space as your family grows or parking if you entertain large groups of people?

If you have already purchased your house plan you might need to look for building lot that will complement that design.

Here are some other questions to ask yourself as you search for a lot, remember, you will probably have to make a few compromises along the way, so rank them in the order of importance.

The first thing we recommend is to make a list of the things that you liked and disliked about places you have lived and visited in the past.

Once you have prepared a complete list of the most important attributes that you are searching for you can begin checking out lot locations. While searching for you ideal building lot, evaluate each lot based upon the qualities that you have identified on your list.

Questions to Investigate before you purchase your lot Is the building lot large enough for the house plan that you want?

Often there are some stumbling blocks or building code restrictions limiting the precise location on the lot space upon which the actual house construction can take place.

Therefore, check with local building department prior to purchase to determine what restrictions might be in place for the lot.

If your chosen house plan necessitates a particular side or location for a driveway or garage you will need to determine how much space you will need for clearance and turn space and allow for adequate distance on one of the sides.

Although you could submit a petition after purchase to the local zoning board for a change in variance this can be a lengthy process which can drag out the completion of your home and often communities will not consent to any changes or modifications to the zoning restrictions for residential areas in the community.

Check with the developer or local zoning board for their requirements before you purchase the lot.

What is an easement?

Easements may be considered public or private. Easements grant rights to persons other than the owner access and use of a property.

A private easement is limited to a specific individual such as the owner of an adjoining land. A public easement is one that grants the right to a large group of individuals or to the public in general, such as the easement on public streets and highways.

Easements include: • Storm drain easements.

• Sanitary sewer easements • Electrical power easements.

• Telephone easements.

• Sidewalk easements • Driveway easements, also known as easement of access.

• Restrictive Easement A restrictive easement is a condition placed on land by its owner or by govern-

2011 11

ment that in some way limits its use, usually regarding the types of structures which may be built there or what may be done with the ground itself. Restrictive easements are also frequently placed on wetlands to prevent them from being destroyed by development.

If the zoning of a lot has easement restrictions it may limit or restrict which areas of the property can be built and can confine and limit the construction of your new home to a specific size and dimension as well as portion of the lot space.

Therefore, prior to purchase it is advisable to check with the local zoning laws to determine if any easements or restrictions might apply to the building lot that you are considering.

Will the lot flood?

Check the drainage after a heavy rain.

Make sure the lot is not in a floodplain. A lot with standing water or a heavy flow of water during a rainstorm can lead to wet basements and other problems down the road. Lots which are situated on low-lying areas adjacent to streams that periodically overflow may cause your property to flood. A landscape architect can suggest some solutions to bad drainage or flooding concerns.

Check the direction of the sun. Where does it rise and where does it set? If you are an early riser you might enjoy those early rays of sunshine beaming into your bedroom windows, or you might enjoy watching the sunset from a backyard deck. Which side will get a southern exposure making it ideal for growing plants and flowers, also, you might want to position the house so the garage and or storage buildings can be on the north side. This keeps them in shadows most of the day and allows the living areas to receive more light.

Another point to consider is the direction of the wind. By positioning the house to shield the outdoor living spaces from northwest winter winds you could extend the seasonal usage of these spaces by three or four months.

Keeping the above factors in mind will help you select the perfect lot for your new home.

12

Dream Homes

2011

Granbury has a sense of spaciousness

By Associated Designs Vaulted ceilings in the ranchstyle Granbury create a relaxing sense of spaciousness in a home with slightly more than 1,800 square feet of floor space.

Slender wooden posts support the inviting front porch, and painted shutters accent the multipaned windows. Taken together, they evoke memories of beloved homes from the not so Patio distant past.

12' x 12' Inside, light

Vaulted Dining 11'6'' x 14'6''

Vaulted Great Room 15'4'' x 17'8''

washes into the vaulted entry through a sidelight and transom. The wide, arched opening on the left leads into a room that could be furnished as a den, parlor, library, or even a home office. The window bay that expands it toward the front lets in plenty of light, while a pocket door on the opposite wall links this space directly to the kitchen.

The entry ceiling slopes up from the front, then sweeps gently down into a vaulted great room with a wide window at the rear. A gas fireplace nestles into a corner opposite the windowed wall. Nothing more

Vaulted Owners’ Suite 12'6'' x 14'6''

Utility

Kitchen

Den/Parlor 10'6'' x 12'8''

Bedroom 12' x 10'

Vaulted Entry Study/ Bedroom 10'6'' x 10'10''

Covered Porch

than a difference in floor covering marks the transition between the great room and vaulted dining room.

Windowed on two sides, the dining room is a naturally bright area.

Sliding glass doors open onto a patio that could be screened and covered, if desired. A peninsular eating bar bounds a kitchen that’s almost fully open to the dining room.

It’s an efficiency kitchen, with the sink, stove and refrigerator set in a tight, step-saving triangle. Counters wrap around parts of four sides, and a roomy pantry fills one corner.

A skylight brightens the private bathroom in the Granbury’s vaulted owners’ suite. Other features include: a walk-in closet, dual vanity, an enclosed toilet, and a shower.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Please specify the Granbury 30-662 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 634-0123, or visit our website at www.AssociatedDesigns.com.

Granbury Garage 20' x 22'6''

© 2010 Associated Designs, Inc.

PLAN 30-662 Living Area 1802 sq.ft.

Garage 476 sq.ft.

Dimensions 48' x 54'6'' 1000 SERIES www.AssociatedDesigns.com

Dream Homes

S

2011 13

unrooms have become increasingly popular over the past decade. A lot of the reasons have to do with the recent economic situation. Many people are not moving and choose to expand their existing living space instead. And still others are simply looking for a way to enjoy the outdoors all year long.

Whatever your reasons for wanting a sunroom, the choice has become more clear.

Malibu Sunrooms is Iowa and Nebraska’s leading sunroom company, with more rooms built than all the other sunroom companies combined!

As the #1 dealer for Patio Enclosures, the nation’s largest manufacturer of sunrooms, Malibu Sunrooms offers products that meet everyone’s needs. This line of products ranges from simple screened-in rooms to commercially rated year-round sunrooms that actually become a part of the house. And because everyone has a different dream for their sunroom, Malibu Sunrooms takes the time to evaluate customer need and provide a product that will meet or exceed customer expectations.

“As a family-owned business, we enjoy working with people in our community and building their dream room. In the end, people LOVE their Malibu Sunroom. That’s what makes us want to continue to be the best,” say owners Jack and Terri Rediger. “Please come visit our showroom in Gretna and check out our website!”

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14

Dream Homes

2011

Guideline questions to logistical home-building issues Here are some key questions to ask yourself when considering building a new home:

• How often will I have access to the home during the building process?

Additional Expenses

• How long will it take to build my new home?

• What is your price range?

• What types of floor plans do you offer?

• How long has this plan been built? Will my home be the first?

• What kinds of amenities can you provide?

• If I have a home to sell, will the builder let me purchase a home contingent upon the successful sale and closing of my current home?

• How much are the taxes, and are there • • Home Owners Association (HOA) dues for the area I’m interested in?

• Is there a lot premium for the home site? Should I pay for one?

• Are there any other hidden costs?

Land and Safety Concerns • What will be built on the adjoining/adjacent properties?

• How is any undeveloped property zoned?

• Has there been any special assessment financing for this property?

• Has a soil test been done, and has it passed inspection?

• Is everything I see in your model homes a standard feature?

• Could you show me a plat of the actual lot to evaluate any possible easements?

• Could window coverings be installed during the building process and included in the mortgage?

• How can I ensure that this home will be built completely code-compliant?

• How can I find a good mortgage company, and what are the key differences from one company to another?

• How do you compare with other builders? Why are your prices higher/lower?

• What kind of warranty do you offer, and what are the critical factors in evaluating a warranty?

• Should I add a clause to the contract to ensure that any material installations performed by your workers does not void the warranties?

• Is there anything in your contract about material changes? Don’t I have to give you approval first?

• How many years have you been in business? Are you financially strong?

Construction-Related Considerations • How do the subcontractors feel about the building quality?

• How can you ensure that my house will reflect my individual style? What types of interior finishes and upgrades could you provide, and do you offer the services of a professional interior designer to implement my visions?

• What kind of drainage system will the home site have? Is it the correct one?

• Does the community have an architectural control committee?

Reputation and Stability Issues • Ask your builder for a list of referrals.

Is there a list of homebuyers in the community that would give the builder a good recommendation?

• Ask for a list of several of the builder’s properties in your area that will give you a broad representation of his or her work. Take a close look at the quality of those properties.

• What is the average length of time both the sales and construction personnel remain with you?

• Ask whether the builder has ever been associated with a builder that filed for bankruptcy. Builders often file for bankruptcy, abandon their home buyers, and start up their practices under new names.

Customer Service Issues • How responsive and accountable are you in terms of customer service? Are your existing homeowners satisfied?

• Explain your processes and systems.

Do you provide literature that specifies what I can expect while you are building my home?

• Who can I go to with questions when visiting the new home site? Is there a specific contact person who can answer questions about the process for building my home?

• What is the customer service policy after I move in? When and how often will you check in on my home?

• Some home builders have computerized systems that keep track of all customer service follow-ups that can let you know how consistent and responsive they really are. Ask builders whether you can see records from these systems.

• The above questions are just a sampling of the many issues you should flesh out before deciding to retain someone to build your new home. Asking and receiving good answers is necessary to achieve strong communication between you and your builder, which is critical to avoid problems and delays, and keep extraneous expenses down.

Dream Homes

2011 15

25 questions & answers about buying a new home Source: U.S. Department of Housing and Urban Development

Homeownership is important for most Americans. During 2000, the U.S. homeownership rate reached 67.7%, the highest rate ever. A home is a financial asset and more: it’s a place to live and raise children; it’s a plan for the future; it’s an investment in your community.

Knowledge is said to open doors.

This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the home buying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge.

Here are a few key issues or questions to consider when buying or building a home.

1. How does purchasing a home compare with renting?

The two don’t really compare at all.

The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself against rent increases. Also, you may not be free to decorate without permission and may be at the mercy of the landlord for housing.

Owning a home has many benefits.

When you make a mortgage payment, you are building equity. And that’s an investment. Owning a home also qualifies you for tax breaks that assist you in dealing with your new financial responsibilities- like insurance, real estate taxes, and upkeep- which can be substantial. But given the freedom, stability, and security of owning your own home, they are worth it.

2. How does the lender decide the maximum loan amount that I can afford?

The lender considers your debt-toincome ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support.

According to the FHA, monthly mortgage payments should be no more than 29% of gross income, while the mortgage payment, combined with non-housing expenses, 4 should total no more than 41% of income. The lender also considers cash available for down payment and closing costs, credit history, etc. when determining your maximum loan amount.

3. How can I determine my housing needs before I begin the search?

Your home should fit way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes, make a list of your priorities - things like location and size. Should the house be close to certain schools? your job? to public transportation? How large should the house be? What type of lot do you prefer? What kinds of amenities are you looking for? Establish a set of minimum requirements and a ‘wish list.”

Minimum requirements are things that a house must have for you to consider it, while a “wish list” covers things that you’d like to have but aren’t essential.

4. What should I look for when deciding on a community?

Select a community/location that will allow you to best live your daily life. Many people choose communities based on schools. Do you want access to shopping and public transportation? Is access to local facilities like libraries and museums important to you? Or do you prefer the peace and quiet of a rural community? When you find places that you like, talk to people that live there. They know the most about the area and will be your future neighbors. More than anything, you want a neighborhood where you feel comfortable in.

5. How can I find out about local schools?

You can get information about school systems by contacting the city or county school board or the local schools. Your real estate agent may also be knowledgeable about schools in the area.

6. How can I find out about community resources?

Contact the local chamber of commerce for promotional literature or talk to your real estate agent about welcome kits, maps, and other information. You may also want to visit the local library. It can be an excellent source for information on local events and resources, and the librarians will probably be able to answer many of the questions you have.

7. How can I find out how much homes are selling for in specific communities and neighborhoods?

Your real estate agent can give you a ballpark figure by showing you comparable listings. If you are working with a real estate professional, they may have access to comparable sales maintained on a database.

8. How can I find information on the property tax liability?

The total amount of the previous year’s property taxes is usually included in the listing information.

If it’s not, ask the seller for a tax receipt or contact the local assessor’s off ice. Tax rates can change from year to year, so these figures may be approximate.

9. What other tax issues should I take into consideration?

Keep in mind that your mortgage interest and real estate taxes will be deductible. A qualified real estate professional can give you more details on other tax benefits and liabilities, 10. What should I look for when walking through a home?

In addition to comparing the home to your minimum requirement and wish lists, use the HUD Home Scorecard and consider the following: • Is there enough room for both the present and the future?

• Are there enough bedrooms and bathrooms?

• Is the house structurally sound?

• Do the mechanical systems and appliances work?

• Is the yard big enough?

• Do you like the floor plan?

• Will your furniture fit in the

space? Is there enough storage space? (Bring a tape measure to better answer these questions.)

• Does anything need to repaired or replaced? Will the seller repair or replace the items?

Imagine the house in good weather and bad, and in each season. Will you be happy with it year-round?

Take your time and think carefully about each house you see. Ask your real estate agent to point out the pros and cons of each home from a professional standpoint.

11. What questions should I ask when looking at homes?

Many of your questions should focus on potential problems and maintenance issues. Does anything need to be replaced? What things require ongoing maintenance (e.g., paint, roof, HVAC, appliances, carpet)? Also ask about the house and neighborhood, focusing on quality of life issues. Be sure the seller’s or real estate agent’s answers are clear and complete. Ask questions until you understand all of the information they’ve given. Making a list of questions ahead of time will help you organize your thoughts and arrange all of the information you receive. The HUD Home Scorecard can help you develop your question list.

12. What does a home inspector do, and how does an inspection figure in the purchase of a home?

An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of only repairs that are needed.

The Inspector does not evaluate whether or not you’re getting good value for your money. Generally, an inspector checks (and gives prices for repairs on): the electrical system, plumbing and waste disposal, the water heater, insulation and Ventilation, the HVAC system, water source and quality, the potential presence of pests, the continued on page 19

16

Dream Homes

2011

Vaulting expands Grand River at its core

By Associated Designs King posts and struts highlight the Grand River’s lofty vaulted entry porch. This neotraditional home is an up-to-date combination of traditional and contemporary design features. While it could be built as a retreat cottage, the home is also a good fit for a suburban neighborhood.

Natural light washes into the two-story foyer through sidelights and tall transoms above. The stairway that runs up one wall ascends to a balcony landing with a two-way overlook: a view of the

foyer to the front, and the vaulted great room to the rear. Windows fill most of the great room’s rear wall, and a wood stove nestles into the right-hand corner there.

Across the room, double doors open onto a partially covered patio, near where a gracefully curved eating bar bounds the kitchen.

Counters and storage spaces are abundant. The central work island

Patio 12' x 18'

Kitchen

Grand River

Dining 12'9" x 13'3"

Up

Vaulted Porch

Bedrm 11'2" x 14'6"

Exercise 10' x 29'

2-Story Foyer

© 2010 Associated Designs, Inc.

www.AssociatedDesigns.com

Bonus Room 17' x 15'

Utility

Garage 27'6" x 28'

Open to Great Room Below

Balcony Dn Bedrm 10'6" x 12'10"

Open to Below

PLAN 30-754 First Floor 1802 sq.ft.

Second Floor 642 sq.ft.

Living Area 2444 sq.ft.

Storage 264 sq.ft.

Bonus Room 616 sq.ft.

Garage 812 sq.ft.

Dimensions 76' x 55' 2000 SERIES

Vaulted Great Room 17' x 26'9"

Storage 15'6" x 15'

adds more of both, and the roomy walk-in pantry provides a major boost to storage capacity. A richly windowed dining room is across the hall, along with a powder room linked to a utility room. Storage closets line the walls in both.

The luxurious owners’ suite fills out the ground floor’s right wing. It boasts a huge walk-in closet and a private bathroom with a spa tub. The shower and toilet can be closed off for privacy and steam containment.

Two more bedrooms and a good- sized bathroom are on the Grand River’s second level, along with a wealth of storage. Tall windows brighten the large open two-story foyer. Even more light spills into Owners’ Suite the bonus and exercise 15'6" x 17'2" rooms on the left, which are over the garage.

Windows there are located in each of the four gabled dormers, plus another on the left wall.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402.

Specify the Grand River 30-754 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 634-0123, or visit our website at www.AssociatedDesigns.com.

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Dream Homes

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continued from page 15

foundation, doors, windows, ceilings, walls, floors, and roof. Be sure to hire a home inspector that is qualified and experienced.

It’s a good idea to have an inspection before you sign a written offer since, once the deal is closed, you’ve bought the house as is.” Or, you may want to include an inspection clause in the offer when negotiating for a home. An inspection t clause gives you an ‘out” on buying the house if serious problems are found, or gives you the ability to renegotiate the purchase price if repairs are needed. An inspection clause can also specify that the seller must fix the problem(s) before you purchase the house.

13. Do I need to be there for the inspection?

It’s not required, but it’s a good idea. Following the inspection, the home inspector will be able to answer questions about the report and any problem areas. This is also an opportunity to hear an objective opinion on the home you’d I like to purchase and it is a good time to ask general, maintenance questions.

14. Are other types of inspections required?

If your home inspector discovers a serious problem a more specific Inspection may be recommended.

It’s a good idea to consider having your home inspected for the presence of a variety of health-related risks like radon gas asbestos or possible problems with the water or waste disposal system.

15. How can I protect my family from lead in the home?

If the house you’re considering was built before 1978 and you have children under the age of seven, you will want to have an inspection for lead-based point. It’s important to know that lead flakes from paint can be present in both the home and in the soil surrounding the house. The problem can be fixed temporarily by repairing damaged paint surfaces or planting grass over effected soil. Hiring a lead abatement contractor to remove paint chips and seal damaged

areas will fix the problem permanently.

16. Are power lines a health hazard?

There are no definitive research findings that indicate exposure to power lines results in greater instances of disease or illness.

17. Do I need a lawyer to buy a home?

Laws vary by state. Some states require a lawyer to assist in several aspects of the home buying process while other states do not, as long as a qualified real estate professional is involved. Even if your state doesn’t require one, you may want to hire a lawyer to help with the complex paperwork and legal contracts. A lawyer can review contracts, make you aware of special considerations, and assist you with the closing process. Your real estate agent may be able to recommend a lawyer. If not, shop around. Find out what services are provided for what fee, and whether the attorney is experienced at representing homebuyers.

18. Do I really need homeowner’s insurance?

Yes. A paid homeowner’s insurance policy (or a paid receipt for one) is required at closing, so arrangements will have to be made prior to that day. Plus, involving the insurance agent early in the home buying process can save you money.

Insurance agents are a great resource for information on home safety and they can give tips on how to keep insurance premiums low.

19. What steps could I take to lower my homeowner’s insurance costs?

Be sure to shop around among several insurance companies. Also, consider the cost of insurance when you look at homes. Newer homes and homes constructed with materials like brick tend to have lower premiums. Think about avoiding areas prone to natural disasters, like flooding. Choose a home with a fire hydrant or a fire department nearby.

20. Is the home located in a flood plain?

Your real estate agent or lender can help you answer this question. If you live in a flood plain, the lender will require that you have flood insurance before lending any money to you. But if you live near a flood plain, you may choose whether or not to get flood insurance coverage for your home.

Work with an insurance agent to construct a policy that fits your needs.

21. What other issues should I consider before I buy a home?

Always check to see if the house is in a low-lying area, in a high-risk area for natural disasters (like earthquakes, hurricanes, tornadoes, etc.), or in a hazardous materials area. Be sure the house meets building codes. Also consider local zoning laws, which could affect remodeling or making an addition in the future. Your real estate agent should be able to help you with these questions.

22. How do I make an offer?

Your real estate agent will assist you in making an offer, which will include the following information: • Complete legal description of the property • Amount of earnest money • Down payment and financing details • Proposed move-in date • Price you are offering • Proposed closing date • Length of time the offer is valid • Details of the deal Remember that a sale commitment depends on negotiating a satisfactory contract with the seller, not just making an offer.

Other ways to lower ins-insurance costs include insuring your home and car(s) with the same company, increasing home security, and seeking group coverage through alumni or business associations.

Insurance costs are always lowered by raising your deductibles, but this exposes you to a higher outof-pocket cost if you have to file a claim.

23. How do I determine the initial offer?

Unless you have a buyer’s agent, remember that the agent works for the seller. Make a point of asking him or her to keep your discussions and information confidential.

Listen to your real estate agent’s advice, but follow your own instincts on deciding a fair price.

Calculating your offer should involve several factors: what homes sell for in the area, the home’s condition, how long it’s been on the market, financing terms, and the seller’s situation. By the time you’re ready to make an offer, you should have a good idea of what the home is worth and what you can afford. And, be prepared for give-and-take negotiation, which is very common when buying a home. The buyer and seller may often go back and forth until they can agree on a price.

24. What is “earnest” money?

How much should I set aside?

Earnest money is money put down to demonstrate your seriousness about buying a home. It must be substantial enough to demonstrate good faith and is usually between 1-5% of the purchase price (though the amount can vary with local customs and conditions). If your offer is accepted, the earnest money becomes part of your down payment or closing costs. If the offer is rejected, your money is returned to you. If you back out of a deal, you may forfeit the entire amount.

25. What are the “home warranties”, and should I consider them?

Home warranties offer you protection for a specific period of time (e.g., one year) against potentially costly problems, like unexpected repairs on appliances or home systems, which are not covered by homeowner’s insurance.

Warranties are becoming more popular because they offer protection during the time immediately following the purchase of a home, a time when many people find themselves cash-strapped.

20

Dream Homes

2011

Landscaping your new home You have finally moved into your new home, but the yard needs a lot of work. Landscaping work can make a home not only more appealing to the eye, but also raises its appraised value. So, whether you plan to stay in this home or turn it around for a return investment, landscaping should be done to make your home its best visibly. This does not have to be an expensive process; if you can dig a bit of earth and have a bit of creativity you can do it yourself (provided you are well enough physically).

The challenge that most homeowners are faced with is not actually coming from the landscaping ideas but from too many home landscaping ideas.

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Dream Homes shading from buildings and trees, the time you want to spend on maintenance, views to hide , style of the locality or region, budget and views from inside the house.

In general it is best to build the “hardscape” first, structures such as patios, decks, and paths. If this is not possible, plant away from future sites of construction. Pick up ideas from other homes and gardens that you see, from books and magazines and from your own imagination. Once you have started a plan you will begin to notice details that you never paid attention to before. Be sure to consider mature sizes of plants when making your design and pick the right plant for the right place. For example, don’t plant a cactus in a swamp.

What to Consider in Landscape Design Landscape design refers to the plan you come up with in order to plant flowers, shrubs and bushes around your house. Landscaping is the key to curb appeal- if your house has nice landscaping, it is bound to look a lot better and it can transform your lawn and yard into vibrant colors and a beautiful setting in which to relax.

However, you shouldn’t just jump into landscape design when working with your landscaping service- there are several things you need to consider.

It may be a good idea to hire a landscape design company when you are going to be doing your landscaping, especially if you have a new house.

Designing your garden, hauling the dirt, planting the flowers and nurturing them takes a tremendous amount of time, effort, work and knowledge. The right landscape design company will know what works in your area and will be able to help you come up with a landscape design plan that will look nice not only immediately, but for years to come. Before working with a landscape design, company, however,

you need to understand your own needs so you’ll know what to tell your landscape designers. The important things to consider include: Maintenance: Certain plants may look beautiful but may be very difficult or time consuming to maintain. Consider how often your landscaping service will be coming to your house to maintain the plants, and how much work you want to put into plant maintenance in the meantime. Consider low maintenance perennials that grow back every year if you aren’t prepared to have a regular relationship with your landscapers or to do the work yourself.

Season changes: If you want your landscaping to hide your neighbors house, consider the fact that it is likely to look very different in the winter then in the summer. Think about asking for pine trees or evergreens if you need to camouflage with your landscape.

Pets: Some pets, such as ferns, can be poisonous if consumed by your pet. Make sure your landscaping company knows if you have dogs or other animals that are likely to find their way into your yard and that may eat some of your landscaping. While you don’t want your beautiful plants to be consumed by your puppy, it would be far worse if your dog not only destroyed your landscaping design but also became ill as a result of a dangerous flower.

By keeping these main ideas in mind, you and your landscape design professional will be well on your way to getting started with creating the perfect landscape design for your yard.

Where do you begin your landscaping project? Well, it is entirely you choice.

If you feel that your front yard should be the first, then go for it or if it is your backyard or pool area, you are actually the boss. Just make sure to

2011 21

come up with home landscaping ideas that are suitable for your budget, your house’s space, climatic conditions of your area, and the type of soil that you need to deal with. Before you plunge into a home landscaping ideas, take into consideration the style of your home. This is highly important to come up with real satisfying results.

Here are some of the common landscape style categories: 1. Formal – What this style empathize is ‘order’. This style basically employs primary straight lines and perfect geometrical shapes. Properly arranged plants rather than randomly positioned is favored. A feature of this style that many uses are pruning and close arrangement.

2. Informal – This landscaping style works well with cozy country cottages.

Beds with curved edges rather than straight lines are favored. Random placement of plants fits this landscaping style.

3. The English Garden – This style brings out the harmony between the architecture of the house and the garden surrounding it.

4. Formal and Informal Garden – This landscaping style showcases brick walkways that exudes formality. This walkway goes its way to the rear, featuring circles of plants. The order of plants resembles the English Garden style with no formal borders.

5. Oriental – This style is suitable for houses with backyards that are small.

It made use of rocks, water, and evergreen. Different plants create various angles with style.

6. Woodland – This style is good for houses which have woods in the backyard and slopes on the ground.

22

Dream Homes

2011

Jamison blends traditional, modern styling

By Associated Designs Deck

The Jamison blends traditional and present-day styling in a plan that is at once elegant and informal. Traditional elements inCovered Family Deck clude a covered porch, arched 17'10'' x 18'8'' Owners’ Suite windows, and a deck. Bold Vaulted 14'6'' x 17'2'' Living columns, a cameo window, and 15' x 14' planters overflowing with vegNook 10' x 10' etation provide contemporary flavor.

Vaulted ceilings create a sense of openness in the forBedroom Entry mal living spaces at the core of 11'2'' x 13'2'' Vaulted Kitchen Den/ this plan. Widely spaced colDining Bedroom umns support plant shelves 12' x 13'2'' 10'8'' x 13' Utility that delineate the boundaries Covered of the dining room, living room Porch and hallways. A small powder room, tucked into the passageway to the kitchen, is close to everything.

Garage 21'4'' x 21'8'' Everyday activities take place in the large, open famPLAN 10-081 Util. ily room/kitchen. The cook- Living Area 2396 sq.ft.

Dn © 2010 Associated Designs, Inc. ing island is set at a diagonal Garage 484 sq.ft. to create a uniquely shaped 70'x60' Garage triangular kitchen. Having Dimensions 2000 SERIES the vegetable sink right Alternate Basement Stairs across from the range offers www.AssociatedDesigns.com increased efficiency in food preparation. in closet, a private bathroom with scaled floor plans, elevations, secThe eating bar adds still more two lavs, and an enclosed toilet tion and artist's conception, send counter space. Utilities and a walk- and shower. Glass blocks brighten $25 to Associated Designs, 1100 in pantry are conveniently located the bathing alcove.

Jacobs Dr., Eugene, OR 97402. between the kitchen and the gaEach of the Jamison's secondary Please specify the Jamison 10-081 rage. On the far side of the kitch- bedrooms has direct access to a and include a return address when en, a glass door in the nook leads dual-compartment bathroom. The ordering. A catalog featuring more onto a large deck. bedroom closest to the entry porch than 550 home plans is available Bedrooms are clustered together could be outfitted with French for $15. For more information call at the left. Luxury amenities in the doors and used as a den or office.

(800) 634-0123, or visit our website owners’ suite include a large walkFor a review plan, including at www.AssociatedDesigns.com.

Jamison

Dream Homes

2011 23

Langford PLAN 42 - 014 First Floor 576 sq.ft.

Second Floor 427 sq.ft.

Living Area 1003 sq.ft.

Dimensions 24'x 31' 1000 SERIES www.AssociatedDesigns.com

Modest Langford has picturesque charm to the living room but has a flat one-story ceiling. The kitchen is a room unto itself, with direct passageways on each end that link to the living and dining areas. With an opening above the kitchen sink, workers can converse with people in those areas, or pass food through for placement on the dining table.

A powder room and utility room are at the rear. The utility room has exterior access and can double as a mud room.

The Langford’s owners’ suite and sleeping loft share a bathroom

The Langford is a small, picturesque home that could be built as a vacation cottage, or a year-round residence for a small family. It offers a little over 1,000 square feet of living space.

Old-fashioned shutters flank the front windows as well as the door, and square posts branch into decorative threes that support the porch roof. Overhead, a trio of matching gabled dormers face the street.

The vaulted living room is open to the second floor, and a fireplace nestles into the stairway alcove at Sleeping Loft its rear.

14'9'' x 8' Light washes into the living room through stacked windows on the side of the house, plus multiple panes in the front door. The upper side windows are single panes, taller than the Owners’ Suite multipaned rectangles be13'2'' x 11' low, and angled in at the top to form a peak that accentuates the shape of the steep gable above.

To the left is the dining area, which is open

on the second level. Cozy window seats could be built into one or all of the dormers, which also make pleasant desk, sewing or display alcoves.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402.

Specify the Langford 42-014 and include a return address. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 634-0123 or visit www.AssociatedDesigns.com.

Utility

By Associated Designs

Dn

Up Kitchen Vaulted Living 15'9'' x 17'7''

Open to Below

Dining 7'7'' x 9'

Foyer

Porch © 2010 Associated Designs, Inc.

24

Dream Homes

2011

Handsome Lewiston feels open, informal windowed rear wall. away. The utility room One set of sliding glass has garage access as well, handy for unloadA brick facade and corner quoins doors provides access PLAN 30-053 gives the medium-sized ranch-style to a large patio. Inter- Living Area 2055 sq.ft. ing groceries in inclement weather or after Lewiston a feeling of substantiality. esting angles characterGarage 524 sq.ft. dark. The garage is large Hipped rooflines add yet another ize the walls opposite Dimensions 60' x 52' enough to shelter two the windows. element of visual appeal.

2000 SERIES cars and still have space The kitchen, too, is This three-bedroom home is designed for families who have little angled. Amenities here www.AssociatedDesigns.com for storage and a workbench. use for formal living spaces. The include a step-in pantry, Another one of those angled wall functions generally served by a liv- extensive counter space, and built-in ing room, dining room and family appliances. A large utility room with spaces is the owners’ suite's sparoom are combined here in one plenty of storage space is just steps cious walk-in closet. Other luxuries include: a small private patio with large, bright and space for an outdoor spa, and a priuniquely shaped great vate bathroom with oversized showroom. It boasts a 9er, spa tub, and separately enclosed foot ceiling, gas firePatio toilet. place, and a richly Secondary bedrooms share the central bathroom and are well-isolated from the owners’ sleeping area.

Bedroom 11'6'' x 11'6'' Linen closets line the hallway, plus Great Room Dining Living 37'2'' x 15'6'' there's a large linen closet in the bathroom as well.

Double doors open into the room on the left side of the entry, which could be outfitted as the Lewiston's Kitchen Bedroom media room, study, library, or 11'2'' x 10'6'' home office.

For a review plan, including scaled floor plans, elevaMedia/ Study Patio tions, section and artist's conEntry 11'6'' x 12' ception, send $25 to AssociatOwners’ Suite ed Designs, 1100 Jacobs Dr., 15' x 14'10'' Eugene, OR 97402. Specify the Garage Covered Porch Lewiston 30-053 and include a re21'4'' x 23'8'' turn address when ordering. A catalog featuring over 550 home plans is available for $15. For more information, call (800) 634 0123, or visit © 2010 Associated Designs, Inc. www.AssociatedDesigns.com.

Utility

By Associated Designs

Lewiston

Dream Homes

2011 25

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Dream Homes

2011

Handsome Mansura has flexible plan

By Associated Designs It’s the Mansura’s stucco detailing that first catches the eye. Stately quoins anchor the front porch and garage, while bold bands of raised stucco outline an array of graceful elliptical arches and charming circular windows.

All rooms, with the exception of two bedrooms and a bonus room, are on the ground floor. This arrangement makes the plan Open to Breakfast particularly well-suitNook ed to empty-nesters Below and families with older children.

Resident teens can enjoy their music without forcing you to hear it, and when the kids move on, those upper rooms can be kept ready for guests, converted to office Patio 16' x 10'

space, or used for hobbies.

A lofty vaulted ceiling overarches the entry, breakfast nook and great room, and the entire space is awash with light. Sidelights and transom windows brighten the entry, where an elevated plant shelf extends over the coat closet. In the family room, elongated windows flank the gas fireplace. In the breakfast nook, an atrium door offers pa-

Open to Great Room Below

Patio

Vaulted Breakfast Nook 13'4'' x 15'4''

Vaulted Great Room 18'2'' x 19'4''

Owners’ Suite 14'8'' x 15'4''

tio access. More light spills in through a wide side window, while yet another vaulted ceiling expands the bay-windowed dining room.

The roomy kitchen is conveniently located between the nook and dining room. A raised eating bar minimally separates it from the nook, and a pocket door allows separation from the dining room, when desired.

Counter space and cupboards are amply supplied here, including a large walk-in panBedroom try with five shelves. UtiliBedroom 11'8'' x 11' 11' x 10'6'' ties and a small powder room are nearby.

Notable features in the Mansura’s owners’ suite inDn clude: direct access to a private patio, two walk-in closets (one much larger than the other), and a luxurious bathroom softly illuminated by the Bonus Room 14'4'' x 23'6'' light that filters in through glass blocks in the bathing alcove.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Specify the Mansura 30-188 and include a return address. A catalog featuring 550 home plans is available for $15. For more information, PLAN 30-188 call (800) 634-0123, or visit First Floor 1725 sq.ft. www.AssociatedDesigns.com.

Second Floor 473 sq.ft.

Living Area 2198 sq.ft.

Great Room Bonus Room 377 sq.ft.

18'2'' x 19'4'' Garage 721 sq.ft.

Up Dn Dimensions 56' x 50' Util.

2000 SERIES

Mansura

Vaulted Dining 13' x 14'

Up

Vaulted Entry Porch

Utility

Kitchen 13' x 11'4''

Garage 23'2'' x 27'8''

Storage 6'2'' x 8'8'' © 2010 Associated Designs, Inc.

www.AssociatedDesigns.com

Alternate Basement Stairs

Dream Homes

2011 27

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Dream Homes

2011

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Dream Homes

2011 29

Informal Palermo has flexible living space

By Associated Designs Relaxed and spacious, the Palermo is designed to suit families who prefer an informal lifestyle.

Family living spaces flow together at the rear in the naturally bright vaulted great room. The room by the entry could be outfitted as a media room, study, or home office.

Storage space is generous throughout, with cabinets and closets in the entry, great room, kitchen, owners’ suite, and utility room, not to mention the three-car garage.

Patio

Covered Patio Owners’ Suite 19' x 16' Living

Vaulted Great Room 37'8'' x 15'2''

Dining

12' Ceiling Entry

Vaulted Bedroom 12'8'' x 13'6''

Media/ Study 11'4'' x 13'

Utility

Kitchen Bedroom 15' x 11'4''

past the skylit dining area through French doors to watch the changing seasons. A partially covered patio spans the rear.

Utilities and a compact bathroom are nearby, nestled in a pass-through space that leads to the garage.

French double doors in the lavish owners’ suite offer direct patio access. A perfect spot for a hot tub is right around the corner. Other amenities include two huge walk-in closets and an owners’ bath with double vanity, enclosed toilet, oversized shower and deep soaking tub.

The front of the Palermo’s two secondary bedrooms is vaulted. Its boxed bay provides an ideal location for a wide window seat with built-in drawers.

For a review plan, including scaled floor plans, elevaPLAN 30 -160 tions, section and Living Area 2272 sq.ft. artist’s conception, Garage 914 sq.ft. send $25 to AssociDimensions 70'x62' ated Designs, 1100 Jacobs Dr., Eugene, 2000 SERIES OR 97402. Specify www.AssociatedDesigns.com the Palermo 30-160 and include a return address.

A catalog featuring more than 550 plans is available for $15. For more information, call (800) 634-0123 or visit www.AssociatedDesigns.com.

The entry’s lofty ceiling is 12 feet high, and begins sloping up as you move into the great room. A parade of windows spangles the back and side walls, while a gas fireplace fits neatly into a corner.

Deep shelving is ample for housing a home entertainment center.

A long conversation bar with an overhead plant shelf marks the kitchen boundary without cutting it off from the larger space. Someone standing at the kitchen range can survey the entire room, or gaze

Porch

Palermo

Garage 33'4'' x 26' Dn Garage © 2010 Associated Designs, Inc.

Alternate Basement Stairs

30

Dream Homes

2011

10 reasons for purchasing/building a new home It’s NEW! The best reason for buying a new build home may sound obvious, but buying new means that no-one else will have lived there before. As the house is brand new you have a completely blank canvas to play with. No one else has ever lived in it before, so everything is clean and brand new. Be the first to soak in your luxurious tub or cook in your new stainless steel oven. No need to worry about expensive repairs or replacements of outof-date, damaged or worn materials.

Contemporary Floor Plans Designs evolve. Old, obsolete homes may not address the way people live today. New homes have floor plans designed to facilitate interaction with family and friends. Take advantage of state-of-the-art kitchens, bathrooms with double vanities, ample storage space, and large family rooms open to the kitchen, features which often are lacking in used housing. Your new house will perfectly suit your modern lifestyle. A lot of older buildings do not fit in with how we live in today’s society. Some older houses don’t utilize space in the best possible way and that is why most new build houses now feature larger kitchens, more luxurious bathrooms and en suites and open plan living spaces. New build houses are specially designed to accommodate modern living.

Customize Your Home Build your home to order. You help design your own living environment, just the way you want it. You can personalize your home by selecting your own colors, finishes, cabinetry, flooring and features. New homes often come with state-of-the-art fitted kitchen and bathrooms and all the facilities you could want to turn your home into a home entertainment center therefore your house will completely up-to-date.

Quality Built By Someone You Can Trust You can check out a builder’s reputation before choosing to work with him/her and develop a personal relationship with the professional responsible for building your home. Become part of the team that will create your future residence.

Safer And Healthier New homes must conform to the newest and safest building codes and regulations. The problem with buying an older house is that you can never be completely sure about what you are buying. You can have all the surveys and inspections you want but sometimes things just go wrong with older houses. Wiring systems are upto-date. Hazardous materials, such as asbestos, formaldehyde and lead, have been eliminated from new home building products.

Energy Efficient & Technologically Current Older homes may be poorly insulated and not very energy efficient. New homes on the other hand, are more eco friendly and are built specifically to be more energy efficient than older properties. Insulating technology has come on a long way and new homes are fitted with the latest energy saving devices and insulation. The result is less money spent on energy bills and a smaller carbon footprint to boot! New homes have the efficiencies of new energy efficient windows, better insulation technologies, better control of air infiltration, resulting in healthier indoor air quality, modern heating & cooling system, the latest appliances and features, while taking full advantage of the latest communication, security, home office and entertainment technologies. New homes accommodate electrical needs that didn’t exist just a few, short years ago.

Less Expensive To Maintain Home comes with warranties you don’t receive when buying a used home, including direct manufacturers’ warranties on new appliances, products and systems. There are no old parts or appliances to fix.

Monthly operating costs are less due to improved technologies. This can mean big savings on utility bills. New building products are more durable and require less maintenance.

Frequently, the money saved on a used home is quickly offset by lower maintenance and efficiency costs.

Neighborhood Bonds New homes tend to be built as communities rather than as a one-off so a community will be established. It can be hard to move to a new place if others have lived there for a long time but with a new build you will all be new-comers with the chance to build up a community from scratch.

The location of new builds are often fantastic, with close proximity to shops, schools, transport links and local amenities you will have all you need on your doorstep.

Pride It is easy to develop a certain pride in the ownership of your new home, one you helped design and which expresses your lifestyle and taste.

Financial Advantages Build home equity. Roll the cost of upgrades into your mortgage and pay over time. When renovating a used home, you need to pay cash, or take out a home improvement loan at a higher interest rate. Newer homes usually have a higher resale value.

Dream Homes

2011 31

12 top remodeling trends for 2011

By Ilyce Glink So, what remodeling projects are on top of everyone’s list?

The National Association of the Remodeling Industry (NARI) conducted an exclusive poll of their top builders and developers and found these 12 top remodeling trends for 2011: 1. Remodel Your Bathroom. Old tile getting a little grungy? It looks like 2011 is the year for a bathroom update.

Dennis D. Gehman, president of Gehman Custom Remodeling says, “Bathrooms are the hottest project, we think it’s due to the economy. Baths cost less than a kitchen or addition and most houses have more than one bath, so there are more available to be remodeled.”

2. Warming Up The House. Warmer tiles and colors are coming back. People tend to be moving away from minimalist, white designs in favor of cozier, earth tones. The trend, however, is not rustic. Instead, it’s a mix of earthiness and modern design. Judy Mozen, president of Handcrafted Homes, Inc., says she is seeing people favor rooms that are more contemporary and calming, but are “still not totally contemporary.”

3. Getting Decked Out. George Christiansen of Pequot Remodeling Corporation says his clients are building outdoor spaces for themselves. “It appears that people want to sit outside again and are staying at home more frequently. Many pools are also being built in the neighborhood.”

4. Hiring A Great Contractor. Darius Baker of D & J Kitchens and Baths, Inc. says that “consumer diligence” is on the rise. “Folks are finally getting the message that it is important to look closer at the companies they are considering for their project. They are asking the questions we have been telling them to ask for years.”

5. Paying in Cash. Homeowners are using cash for renovation projects. Steve Klitsch of Creative Concepts Remodeling, Inc. says homeowners are giving themselves a budget and picking and choosing what projects they can do with the money. One way to save money is by updating features, like cabinets, but not remodel an entire room.

6. Opening Up Rooms. “Open floor plans are in, so we’re removing interior walls and opening up the spaces in older houses to modernize them,” says Gehman. Open floor plans help families be more flexible with the square footage they already have.

7. Bronze Age. Along with warmer tones in homes are warmer tones in metallic features. Kathy Adams of J&C Adams Co., Inc. says “oil rubbed bronze, aged bronze, or distressed hardware” will be big in the coming year.

8 Going Green. Bamboo floors, grass thatched roofs, and bark siding may sound like something from “Jungle Book,” but they are just a few of the newest green home products. In addition, people are getting energy efficiency upgrades. Adams says upgrades on glass will be continue to be big, and adds that “people are even asking for tri-pane (windows)!”

9. Industrial Flair. Exposed beams will continue to be popular, but so will “stainless steel cable and architectural products,” says Michell Milestone, director of sales

and marketing at JG Development, Inc. With so many people working from home, home will take on more of an industrial or commercial look to enforce business credibility.

10. Creating Relaxation Space.

To minimize the stress of a hectic world, it’s no surprise that homeowners are looking to develop new tranquilitylike spaces. Mozen says people are asking for “zen-like” bathrooms. “The bathrooms don’t have to be big-but they have to be relaxing and soothing. They seem to prefer showers with the workssteam, seats, body sprays, etc.”

11. Must-Do Remodeling Projects.

Rather than going through major renovations, next year people will continue to complete the projects that need to be done, like repairs to siding or roof leaks.

12. Planning ahead. “We are seeing many clients thinking about their retirement years,” says Jillian Renner of Golden Rule Remodeling & Architecture, Inc. Her clients-even those far from retirement-are putting in easyopening cabinetry, hand-held showers, and more accessible kitchens and baths.

Renner adds, “Even though the clients don’t need those things right now, they are planning for when they might find them needed.”

32

Dream Homes

2011

Wide-open spaces make Phoenix feel big when ordering. A catalog featuring more than 550 home plans is available for $15. For more information call (800) 634-0123, or visit www.AssociatedDesigns.com.

Family Dn to Bsmnt Entry

Phoenix

Utility

A family room at the back gives a spacious, open feeling to the compact Phoenix, a ranch-style home that fits on a standard lot.

This single level plan is well suited to the needs of empty nesters, young families or singles.

The U-shaped kitchen is completely open to the family room, so the cooks and clean-up crew need never feel left out of family activities. Counters and cupboards stretch along one wall, and a pantry provides additional storage capacity. A cook top and oven are built into a central work island that adds more counter space. Bring in a few stools and the island does double duty as an eating bar.

Stacked windows brighten the living room, a quiet space at the front of the home. The corner fireplace serves as a focal point in winter, and its mantel offers a display area for family mementos.

The owners' suite and utilities are to the right of these gathering spaces. The walk-in closet is much larger than one expects to find in a home this size, and the private bathroom has a luxurious oversized shower.

Utilities are in a pass-though space, convenient to the kitchen, owners' suite and garage. Secondary bedrooms are on the left side of the Phoenix, served by a bathroom with a combined tub and shower.

If a basement is desired, stairs will be on the front wall of the

family room, adjacent to the living room, thus decreasing the size of the family room.

For a review plan, including scaled floor plans, elevations, section and artist's conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402.

Specify the Phoenix 10-061 and include a return address

Living

PLAN 10-061

Living Area 1485 sq.ft.

Garage 437 sq.ft.

Dimensions 52' x 44' 1000 SERIES

Alternate Basement Stairs

Deck

www.AssociatedDesigns.com

Bedroom 10' x 11'

Kitchen

Dining

Owners’ Suite 15' x 11'4''

Vaulted Family 14'10'' x 18'8''

Utility

By Associated Designs

Entry Vaulted Bedroom 10' x 11'

Living 15' x 14' Garage 19' x 21'

Š 2010 Associated Designs, Inc.

Dream Homes

2011 33

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2011 35

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Dream Homes

2011

10 reasons to remodel your home 1. Improve your quality of life It’s more than your house, it’s your home. Remodeling can lead to the integration of spaces for full family enjoyment.

2. Your home feels stale Your home is almost perfect but it needs a minor facelift.

Paint your walls and baseboards and it will instantly feel fresh and clean. This is a great alternative for anyone on a budget.

3. Make your basement usable Are you tired of using your basement as one big storage unit? Convert it into a living space, such as a media room, or even add a closet and a window for an extra bedroom, which will add square footage and increase the overall value of your home.

4. Go green Paying too much for your utilities? Replace your single-panel windows with energy-efficient windows and you can save hundreds in monthly bills.

Remodeling repairs mean energy efficiencies. In addi-

tion to earning tax credit, you can save on your energy bill by installing window and door replacements, low-flow toilets, Energy Star appliances, insulation replacement, tankless hot water heaters and LED lighting.

5. Home is where the heart is The kitchen is the heart of the home. Family and friends gather and spend most of their time here. Consider installing a new stove, replacing your refrigerator or putting in new cabinets to make it more functional and aesthetically pleasing.

6. Embarrassment no more Don’t waste another day looking at those avocado countertops! Are you embarrassed to invite your friends over because they might laugh at the hideous, outdated colors in your kitchen and bathroom behind your back? Putting in new countertops is easy and not very costly, so go ahead and change them! Of course your friends don’t really care, but you will feel better the next time they come over for dinner.

7. Make it right Your bathroom might function just fine, but it’s always a good time to put in new plumbing, and get rid of that boring plain mirror and replace it with a beautiful framed one. Don’t forget the lighting — lighting is everything, especially for ladies who spend so much time checking make-up and changing outfits. There is a wider selection and availability of product. Features commonly enjoyed in public and commercial spaces are now available to homeowners include TV mirrors, steam showers, towel warmers, saunas., aroma therapy and other spa-like elements.

8. Your kids aren’t going anywhere Don’t want to leave your neighborhood because your children have friends on the block? Do you dread the idea of having your children change schools? This is a common sentiment and probably means that you and your family won’t be going anywhere until your kids are grown. So why wait

10 or 15 years to remodel?

Make your home suitable for the future now.

9. Preparing for retirement If you’re planning on staying in your home thorough your senior years, it’s important to upgrade your home with age-in-place features, including replacing your bathtubs with easy step-in showers with bars and installing toilets for people with limited mobility or in wheelchairs.

10. Sales potential The external appearance of your home is important for raising the value and sales potential. Fresh paint, clean shutters, a new roof and neat landscaping are simple ways you can enhance curb appeal if you’re looking to sell. However, try to avoid the “fix-to-sell” dilemma.

Waiting until it comes time to sell means you’ll never get to enjoy the remodel for yourself. Waiting to complete needed repairs and updates could ultimately lead to greater costs.

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Dream Homes

2011 37

European styling graces Picardie Villa

By Associated Designs

flames can be enjoyed from either room.

The vaulted owners’ suite boasts two bathrooms, each with a skylight and its own walk-in closet.

An exercise room is down the hall, and the suite has two doors that access the covered patio and spa.

This patio flows into two more outdoor living areas.

A porte-cochere links the Picardie Villa to a side patio and a garage complex that can shelter six cars. Two more bedrooms, a bathroom, and a skylit loft are upstairs, along with a catwalk and two large unfinished attics. One of the bedrooms has a balcony and the other has a deck.

For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402.

Specify the Picardie Villa 30-676 and include a return address. A catalog featuring over 550 home plans is available for $15. For more information, call (800) 634-0123, or visit www.AssociatedDesigns.com.

Utility

Covered Patio

Kitchen

Unfinished Attic 14' x 45'

The Picardie Villa’s chateau exterior is a treat for the eye. Behind that fascinating facade, it’s a luxurious, two-story spread designed for living large, both indoors and out.

European influences are seen in the iron balcony railing, eyebrow arches, half-timbered entry detailing, and chimneys capped with decorative chimney pots. Inside, the home is totally contemporary.

To enter, you pass through a lofty vaulted porch before stepping inside a grand foyer with a 24-foot ceiling. An opening on the right leads into a dining room with an attached wine room, while the opening on the left links with a vaulted den, with a gas fireplace.

Deck Open to Straight ahead Game Room the foyer opens Below Bedroom 17'6'' x 13'4'' out into a vast vaulted living Open to Loft Living room with open 11'10'' x Below Unfinished beam trusses a13'2'' Dn Unfinished Attic Catwalk bove. Stacked Open 41' x 12' to windows flank a Foyer two-sided fireplace.

Below Bedrm 14' x The upper stack of 13'6'' windows culminates in a Gothic arch.

Vaulted Near the windows, Game Covered Patio another opening Room 20' x 24'2'' leads into the sunNook 16'6'' x 12' washed nook and Up Owners’ gourmet kitchen.

Suite Vaulted 15' x 16'2'' Living A second two26' x 27'4'' Porte sided fireplace Exer Cochere 12' x 12' brightens the 18' x 16'8'' nook. This one is Foyer Dining Den flanked by two 14' x 16' x 15'2'' 16'2'' arched openings that flow into Cvrd a high-ceilinged game room Porch with its own wet bar. Fireplace

Picardie Villa

PLAN 30-676 First Floor 4079 sq.ft.

Second Floor 945 sq.ft.

Living Area 5024 sq.ft.

Attics 1573 sq.ft.

Garage 2126 sq.ft.

Dimensions 158'4'' x 99' ESTATE SERIES www.AssociatedDesigns.com

Storage 18' x 14' © 2010 Associated Designs, Inc.

Garage 23' x 40'4'' (28' deep at middle bay)

Garage 15' x 23'

Garage 25'6'' x 21'6''

38

Dream Homes

2011

Sunny Solano looks great from every angle

By Associated Designs Patio

It's not possible Pool to look at the Vaulted Solano’s tile roof, Great Room PLAN 11- 005 42'10'' x 18'4'' stucco walls and First Floor 2431 sq.ft. generously winDining dowed exterior Second Floor 343 sq.ft. without thinking Living Area 2774 sq.ft.

Up Patio of sunshine. High Screened Porch 329 sq.ft.

Kitchen arched windows Garage 611 sq.ft.

Bedroom on every exterior Dimensions 75'1''x84'11'' 12'2'' x Vaulted 12'10'' Entry wall of this conSitting 2000 SERIES temporary Mediterranean style www.AssociatedDesigns.com Owners’ Suite Bedroom home add dra19' x 24'8'' Entry Courtyard 10'8'' ma, inside and x 12'2'' out, while capBedroom turing light 10'6'' x 12' from every possible angle.

Open to Dn Garage Great Room In the front, 23' x 24'10'' Below Garage stucco columns with arched Alternate Basement Stairs © 2010 Associated Designs, Inc. openings sepaDn rate the driveway from a lushly Loft planted entry courtyard. Stately At the juncture of kitchen and columns flank the lofty gabled en- great room, an open stairwell spitryway. Viewed from the rear, the rals up to a wide vaulted loft that Open to Entry Solano is equally attractive. The is open to the great room at the exterior of the hexagonal great rear and the entryway in front. It room, graced by high arched multi has a sloping ceiling with storage these bedrooms as well as the gapaned windows on three sides, has access on two sides. To convert rage. a panoramic view. A patio adds to this space to a cozy library retreat, For a review plan, including the effect, wrapping around the en- simply bring in some bookshelves scaled floor plans, elevations, sectire back expanse. and a couple of easy chairs. tion and artist's conception, send The spacious country kitchen is Bedrooms are located at oppo- $25 to Associated Designs, 1100 open to the vaulted great room, site ends of the Solano. The sump- Jacobs Dr., Eugene, OR 97402. with only an eating bar between. tuous owners’ suite features two Specify the Solano 11-005 and inOther amenities include generous walk in closets, spa tub, skylights, clude a return address. A catalog counter and cupboard space, a step shower, private water closet and featuring over 550 home plans is in pantry, built in range and oven, twin vanities. The other two bed- available for $15. For more inforand an additional oven and micro- rooms each have their own bath- mation call (800) 634-0123 or visit wave combination. room. Utilities are convenient to www.AssociatedDesigns.com.

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Dream Homes

2011 39

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Dream Homes

2011

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Dream Homes

Hexagonal Vista has great views

2011 41

Deck

Vaulted Great Room 38'10'' x 16'10''

By Associated Designs

Dining Living With some homes, the name is tacked on as an after Deck Deck thought. Not so for this contemporary home, aptly namVaulted ed the Vista. This home was Kitchen Bedroom Utility designed for maximum ap10' x 13' Sitting preciation of a view – hilltop, Owners’ Suite Bedroom Vaulted river, lake, ocean, or what 19' x 21'8'' 13'8'' x 14'3'' Entry have you.

Every major room is rimmed with windows facing Covered Porch the rear. And to enhance the viewing possibilities, a wide railed deck spans the entire back of the dwelling, adding extensive outdoor living Garage 19'4'' x 23'8'' space.

Dn A vaulted, hexagonal great room, windowed on PLAN 10 -154 © 2010 Associated Garage Designs, Inc. three sides, is at the core. Living Area 2292 sq.ft.

Two sets of sliding glass 480 sq.ft. doors in the center section Garage Alternate Basement Stairs 75'x 67' provide deck access and Dimensions The Vista’s other two bedrooms 2000 SERIES allow cooling breezes for Washer and dryer are air circulation in summer. www.AssociatedDesigns.com close at hand, in an share a bathroom. One of the When the weather turns angled utility room rooms is larger than the other and has a walk-in closet. gray and cloudy, you can kindle a equipped with a sink.

For a review plan, including scafire in the fireplace and watch the The owners’ suite is well-isolated flames. from the secondary bedrooms and led floor plans, elevations, section The kitchen is large, with plenty boasts its own fireplace and sitting and artist’s conception, send $25 to of counter and cupboard space. Two area. Other luxuries include a huge Associated Designs, 1100 Jacobs or more cooks can work together in walk-in closet and a private bath- Dr., Eugene, OR 97402. Specify the this kitchen, without getting in each room with twin lavs, spa tub, over- Vista 10-154 and include a return adother’s way. Standing at the kitchen sized shower and separately en- dress. A catalog featuring 550 sink, or in front of the stove, you can closed water closet. Glass blocks plans is available for $15. For more gaze across the great room for full over the tub provide natural illumi- information, call (800) 634-0123 or visit www.AssociatedDesigns.com. enjoyment of the panoramic view. nation.

Vista

42

Dream Homes

2011

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