Home Sweet Home

Page 1

Home Sweet Home

Real Estate Agents Save Buyers & Sellers Money Interior Improvements New Home Decorating Trends

DAILY NEWS NORFOLK

March 29, 2011


-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home I’ll help make your home buying experience go as smoothly as possible. Let’s Get Started. Call me today.

STEVE OSBORN , Associate Broker, ABR

402-750-0717

DOVER REALTORS®

www.SteveOsbornRealtor.com

REALTOR

®

Top Producer #1 Realtor In Sales & Listings 2010

74627

FREE HOMEBUYER’S TOOLKIT available by calling 402-750-0717 or emailing steve@doversite.com

Design your Vinyl

Siding@

WindowWorldnen.com WINDOWS - SIDING -DOORS “Simply the Best for Less”®

Call for your Free Estimate Today

1-800-232-6023

73551

Buyers Market:

Keep Your Eyes Open When Buying a Home For months now the tides have been in the buyer’s favor in terms of the housing market. With an abundance of properties on the market, coupled with low interest rates and dropping home prices, now could be the perfect time for a first-time buyer to get a dream home. Buying a home can be a nervewracking proposition. Unlike purchasing a car, you can’t take a home out for a test drive. You can only gauge what the home is like through repeated visits to the property and a thorough walkthrough by a home inspector. When many home buyers walk into a home for the first time, they envision what they’ll do with the place, including where to put the furniture or what color to paint certain rooms. While these thoughts are certainly warranted, they could overshadow the more important aspects of viewing a home: looking at the structure and systems of the home. What good are gleaming hardwood floors if they are buckled or unlevel, potentially indicating a prior flood or structural shifting of the home? There are many things a potential buyer should look out for, including what can be seen by the naked eye. These include cracks in the walls or the ceiling, indicating shift of the structure. Cracks in the foundation of a home could be a sign of serious structural problems. Take a look at the heating/ cooling system as well as the hot water heater, etc. Are they newer and in working order? Have they been routinely inspected and maintained by a service person? Replacing major systems of the home can be expensive and laborintensive. Electrical system problems will be harder to detect. That does not mean, however, that you cannot look for any potential electrical problems. For example, exposed wiring in rooms or in the basement

could indicate a problem. Also look at the electrical outlets. Do they feature two prong holes or three? Older homes may not have the amperage needed to power many electronics and appliances. Although you can convert twopronged outlets to three with special outlet converters, you might risk overloading the circuits and starting a fire. A quick look at the electrical box will tell you if you have fuses or circuit breakers. You can also see if the home is electrically overloaded, or if there are more circuits for which to set up if you decide to renovate your home. Water and leaks in a home can cause much damage and undesired expenses. Preliminary plumbing inspection can tell you whether a home is a money pit or one you should still consider. For instance, you should run more than one faucet at the same time to check water flow. Check the drainage of sinks, showers and the toilet to detect plumbing blockage. Look at the pipes. Are there a mix of metal and plastic ones? This could indicate prior plumbing problems, or amateur repairs. Look at the ceilings under upper-level bathrooms or a laundry area. Are they freshly painted? While this might mean the seller was cleaning up when placing the house on the market, it could also indicate he or she was covering up water stains. The same can be said for new flooring in bathrooms or kitchens. Anything that seems dramatically out of character with the rest of the house might be a sign of a coverup. If you think the home could be the right one for you, consult with a home inspector for a thorough inspection prior to purchase. Feature content for this section provided by Metro Editorial Services


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Family Owned & Operated Established in 1978

Quality Products, Competitive Prices and Our Family Commitment to Do Our Best on Every Single Job!

We’re more than just a Carpet Store . . . We’re Your Complete Floor Covering Store!

74577

Open:

Mon.-Wed., 9-6 Thurs., 9-8 Fri., 9-5 Sat., 9-3

Carpets (Commercial & Residential) Vinyl Flooring by Mannington & Congoleum, Ceramic Tile, Laminated Flooring, Wood Floors, Paints, Window Treatments WINDOW TREATMENTS

CARPETS by: • Shaw • Beaulieu • Mohawk

PAINT & STAINS

1202 W. Benjamin Ave. – Norfolk, NE • (402) 379-2702 or Toll Free 1-800-379-2702

Check Us Out! P. O. Box 610, Madison, NE 68748 402-454-3381 1-888-454-3381 Fax # 402-454-2349

1106 Benjamin Ave., Suite 100, Norfolk, NE 68701 402-379-1142 1-888-892-6910 Fax # 402-379-9942

Frontier Bank is OUT IN FRONT…

when it comes to Real Estate Loans. Whether you are purchasing, building, remodeling or refinancing… we have the financing you need to get the job done. 73964

7 ATM Locations:

NORFOLK: Superior Wash–1325 Michigan; Road Runner Quick Stop–1220 N. 1st St.; Jerry’s Sinclair-1029 S. 13th St. and Frontier Bank-1106 Benjamin, Suite 100 MADISON: Food Pride-102 N. Main, Short Stop-Hwy 81 & 32 Junction and Frontier Bank-301 S. Main Bank Online www.frontbank.com Member FDIC

74712

-A


-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Real Estate Agents Can Help Save Buyers and Sellers Money Record-low interest rates and

record-low housing prices are renewing interest in the floundering housing market for many people. Now could be the time to sell and buy a new home and earn an even bigger slice of the real estate pie. Whether an individual is a buyer or a seller, or doing both, his or her goal is to get the best financial deal on the home -- and often that means having a qualified real estate agent working in his or her corner. Those entering the real estate realm may have misconceptions about what’s involved. Oftentimes, individuals think they can go it alone and save money on real estate commissions in the process. However, not having a knowledgeable agent to navigate the process can end up costing more money in the long run. An agent is not there just to open up houses for viewing or to simply put a for-sale sign on the front lawn. Agents guide the seller or buyer through a complicated process of legalities and emotional hurdles. The agent also negotiates for the buyer and seller to help them make important financial decisions. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors. “Advertising is important, but, once sellers have an offer, they need a strong negotiator to help them get the best price and terms. Buyers should also look for agents who have strong negotiating skills and neighborhood knowledge which will help them make the most of their purchasing power.”

Individuals can expect a real estate agent to help them navigate a process that, to firsttime buyers or sellers, can prove intimidating.

Buying a Home

1. Schedule a consultation to discuss what features and amenities the buyer is looking for in a home. 2. The agent may suggest buyers speak with a mortgage consultant to figure out their buying power and obtain a mortgage pre-approval letter. 3. The agent will then look up home listings in a particular price range and help the buyers to view the homes. 4. When buyers find a home they want to purchase, the real estate agent will help them come up with a fair market price and write up the contract to present to the seller. 5. The agent will help the buyer negotiate on the final price with the seller.

6. In some states, the agent will accept a down payment to place in trust or work with a real estate attorney on behalf of the buyer. 7. The agent may be present during a home inspection, which is recommended. 8. The agent will then schedule the home appraisal. 9. He or she will then confirm the closing and be present at closing with the buyer and the attorney, if necessary.

Selling a Home

1. The real estate agent will meet with the sellers and evaluate the home and property. 2. He or she will do a market analysis to figure out the best price to list the house based on the neighborhood and comparable sales. 3. The agent may make suggestions for repairs or improvements that can help make the home more attractive to buyers. 4. The real estate agent may

present a marketing plan that indicates where the home will be advertised. 5. He or she will write up a listing agreement and begin the process of marketing the home. 6. An open house for real estate brokers may be scheduled, also a caravan of brokers from the agents’ own real estate office and surrounding affiliates. 7. An open house for buyers will be scheduled. 8. The agent will field calls from other agents and notify the seller when a viewing request has been made. 9. Follow-up feedback can be offered, which may include information the agent receives by making calls to people who viewed the home or by tracking how many potential buyers viewed the home listing. 10. When an offer comes in, the agent will notify the sellers and advise him or her of the negotiation process. 11. The agent will be present during the home inspection, if the buyer requests one. 12. The agent will schedule with the city or town to have a certificate of occupancy inspection conducted. 13. The seller will be notified by the agent when the buyer has obtained a mortgage commitment and made good faith deposits. 14. The agent will likely be present at the home closing with the real estate attorneys. Individuals buying or selling a home can certainly do it by themselves, but real estate agents have the knowledge and provide assistance through the myriad steps of the process, helping individuals to save time and money.


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

-A

Find great furniture, appliances & electronics that will fit your budget and your life style.

WHY SHOP HERE?

• Great Selection!

Mid-City Superstore and Slumberland Furniture is Norfolk & N.E. Nebraska’s premier family owned Electronics, Appliance and Furniture Store with over 70,000 sq. ft. of showroom & name brand selections. Our selection of name brand electronics, appliances, furniture and mattresses is second to none. Our installation facilities and professional installers do the job right the first time with a minimum of intrusion and interruptions. When you demand the very best in home theatre equipment and kitchen appliances, it can only be Mid-City Superstore. Call us for free consultation, job site surveys or floor plan review.

• Low Prices & More!

Mid-City has teamed with 3,000 stores across the country to form the nations largest independent Electronics & Appliance buying group. This huge buying power means our prices are just as competitive as the big chain stores. For over 35 years, Mid-City Superstore has focused on one simple mission: To give their customers more - for less! That means you can depend on them to offer products with more quality, more features, and more overall value at Lower Prices!

• Expert Advice!

Our knowledgeable sales staff and installation team is nationally certified and trained to help you make the right buying decision every time. Talk directly to the owners, Jeff, Jason or Josh Speidel. Their winning formula is simple... knowledge about their products, competitive pricing and service make the vital difference. It’s revealing from the minute you walk into Mid-City Superstore and Slumberland Furniture that the Speidel’s are comfortable with their winning formula!

NAME BRANDS YOU KNOW & TRUST! Leather Furniture

Two Great Stores Under One “Big” Roof STORE HOURS:

HOME & CAR AUDIO • ELECTRONICS • APPLIANCES

PHONE 402-371-6838 1900 CENTER DRIVE • NORFOLK

NORFOLK’S #1 SELLING ELECTRONICS & APPLIANCE DEALER SINCE 1976!

Thursday, 10-8 Friday 10-6 Saturday 10-6 Sunday Noon - 5 M., T., W. 10-6 65079

FURNITURE OF NORFOLK

Right next door to Hobby Lobby, Norfolk, NE

402-371-6838

You Can Always Shop us at


-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Top Interior Improvements to Get Your Home Sold Real estate industry experts

say there may be a light at the end of the tunnel with respect to home sales. Declines in home sales over the last year have led to a number of foreclosures and homes on the market. First-time buyers are finding they can finally get the house of their dreams -for an affordable price. That means there are individuals out there looking for homes right now. As a homeowner, if you are thinking about putting your home on the market in the months to come, certain improvements can help it to stand out in a sea of competition. Some improvements will be necessary (to meet home inspection), while others can attract the eye of potential buyers. Here’s a listing of the top improvements that also generate a good return on investment.

* Paint: Your style may not be everyone else’s style. Therefore, think light and bright for wall colors and other accents, such as bathroom tiles and kitchen flooring. Neutral colors are the key to attracting the most buyers. * De-clutter: Buyers are buying your home, not the personal belongings that may be in it. To help them envision their own furniture and accessories in the space, remove as many personal effects as possible. Also, thin out furniture if it is overwhelming in rooms. Now is a good time to invest in a storage unit to house the removed items until you move into your new home. * Kitchens and Baths: It’s no secret that kitchens and baths often sell homes, and offer an 80 to 90 percent return on investment. An updated kitchen

and bath with neutral colors, clean tiles and grout, new fixtures, and perhaps new countertops or vanity surfaces can go a long way toward getting a home sold. However, be sure not to over-improve these spaces, otherwise it could be wasted money. Visit comparable properties to ensure that the renovations you make are on par with the neighborhood. * Repairs: Make any repairs necessary to improve the aesthetic appeal of the home. For example, peeling paint or spots on a ceiling may be indicative of a water problem and could be a red flag to buyers. Be sure to replace any cracked tile, damaged floor surfaces, trim or molding, cracked or damaged stairs, rotted wood, or any other repair that is within the realm of your capabilities. Larger repairs that you may or

may not be willing to embark upon can be remedied by pricing the home accordingly and stating that they’re the responsibility of the buyer. In addition to the modifications mentioned, here are some more improvements -both inside and outside of the home -- that can get your home sold faster: * add a bathroom * install central heating/cooling * add a deck * replace windows * add a room * finish a basement or garage space

74714

Home Office / Showroom 501 Norfolk Ave. - Norfolk, NE 68701

402-371-8321 1-800-292-4768 - www.tkplace.com M-F 8-5, Sat. 9-3 Columbus: 915 23rd St., 877-564-1936 Omaha: 13013 W. Center Rd., 402-932-7191

Marci Nelson

We have it all for you! Great interest rates, experience you can trust, and dependable service.

See us for the Largest Selection of Hunter Douglas Products

74153

Assistant Vice President Mortgage Lending

HunterDouglas Window Fashions Spring Sale Going On Now!

0HPEHU )',&

Tammy Schweers Interior Designer Allied Member, A.S.I.D.

Hours: M-F 9:30-5:00 Sat. 9:30-4:00

3206 Raasch Drive • Norfolk • 402-371-6297

74515


-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

HGTV Is Coming Soon To Northeast Nebraska You will find Innovative new flooring only seen on HGTV Styles and Patterns of flooring only seen on HGTV Decorating tips only seen on HGTV

We will be your only HGTV connection in Northeast Nebraska. Watch for upcoming details - you aren’t going to want to miss it!

3206 Raasch Dr., Norfolk, NE (West of Faith Regional)

(402) 379-5757 or 1-866-550-5757 Regular Store Hours: Mon.-Fri., 9-6, Sat., 9-5

www.norfolkflooringsolutions.com e-mail: flooringsolutions@telebeep.com 73556

FREE Delivery One-T Pick-Ups Aime vailable N

Not Much Ga Ask Abo rbage? Orange Bagut Our Program

www.norfolkwasteconnections.com

Serving the counties of: Madison, Wayne, Knox, Cedar, Pierce, Stanton, Dixon, Cuming & Yankton, SD.

Offered April - November in Norfolk

Pick up twice per month. Co-mingled Recycling - no sorting!

Call for details. Materials Collected: • Aluminum • Steel/Tin cans • Paper • Plastic #1 and #2 • And more

1801 Wood Street Norfolk, NE 68701

402.644.8300 Toll Free: 800.871.5566 Call:

74070


-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Basement Remodels a Favorite for Homeowners Perhaps thanks to the growing popularity of home theaters, basement remodels are becoming more and more popular among the nation’s homeowners. With advancements in television and home theater technology, it’s no wonder homeowners are looking to make the most of their oftignored basements to enhance their home entertainment experience. But remodeling a basement involves more than simply throwing out the pingpong or pool table and replacing them with leather sofas and a big screen television. Before doing anything with the basement, it’s best to prepare the area to ensure the home theater experience is as enjoyable as possible. * Check for moisture. Nearly every basement has issues with moisture. Perhaps victims of floods or heavy rains, basements

Home

do not typically boast ideal living conditions, requiring work before homeowners and their families and friends can spend time in them knowing they’re safe. Many times, fixing moisture inside a basement involves going outside the home, particularly to inspect gutters and the external surface area around the basement. Gutters and downspouts could be channeling water in the direction of the basement. If so, direct downspouts away from the home. Surface area around the basement could also be directing water toward the home. If that’s the case, it might be a safe bet to consult a landscaper to determine if that area can be dug up and possibly made to slant away from the house. While this might seem time-consuming, it’s worth it to ensure a home theater does not become a musty place where no one wants to spend signficant

time. * Decide what to do with the ceilings. For those who really want to create a theater experience in their basement, the ceilings will likely need some work. Many basements have ceiling tiles, which create an ambience more suited to a basement than a theater. Homeowners should consider replacing ceiling tiles with drywall. It’s good to work on the ceiling before doing anything with the floors, as paint or debris from the drywall will likely drip or fall onto the floor, creating a mess that no one wants on his or her new floor. * Examine the walls. After working on the ceilings, the walls should be next on the list. Home theaters tend to have dark walls like those in movie theaters, so if the walls are white, homeowners might want to paint them with a darker color. Again, this should be done before doing anything with

the floor to avoid stains or debris on any new flooring. If the walls need new drywall, it’s a good idea to plan a layout of the room once it’s a finished product before hanging any new drywall. This will give a sense of which walls will need holes for cables and other cords, and holes can be cut in the dry wall accordingly once that layout has been determined. * Fix the floors. Oftentimes, basements are not carpeted, typically covered with a throw rug here or there and some linoleum tiles. However, for those hoping to get a genuine theater experience in their basement, it’s best to lay down some carpeting. Much like the walls, carpets should be a darker color to create an ambience more like that of a movie theater. If putting a refrigerator or bar area in the basement, avoid laying carpet

LOANS

Home Construction

Home Remodeling

Home Equity

JB Eberly

Bank President

• Local Ownership • Local Decision Makers • Competitive Rates

David Kment

Vice President

Don Eberly Exec. Vice President

73965

Full Service Banking 1021 Riverside Blvd., Norfolk, (402) 644-4744 • 924 Ivy, Stanton, (402) 439-2164

A Move In The Right Direction

***Agent for First American Title Ins. Co.*** Choose us for friendly, personal service in closing your real estate transaction. Providing Title Insurance, Searches, Closing & Escrow Services in all Northeast Nebraska

500 W. Madison Ave., Norfolk 402-371-1221 Stanton 73570

FAX 402-371-7800

402-439-2142 E-mail: nenebrtitle1@cableone.net

74105

35 YEARS of SERVICE


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

-A

Home Sweet Home refrigerators in their basements already, it’s highly likely that other big ticket items like large screen televisions and leather sofas will be able to fit through the doorways. However, for homeowners who have used their basement largely for storage, it’s best to do some measurement before visiting the nearby electronics store and

Cash In On A

GREAT MORTGAGE RATE

decide what to keep or clear out of the basement. * Before buying any products, determine if they will fit. Chances are large products can fit through the doorways and into the basement. Since many homeowners have pool tables and

74736

down in that area as spills might stain the new carpet. Of course, before laying down any carpeting, homeowners must clear the room of everything that’s removable. This should give homeowners the chance to remove any clutter from the basement and

buying that big screen television. After all, there’s no guarantee that 70-inch projection screen television or those leather armchairs can fit through the basement doorway. Though homeowners will eventually find something they like that will fit, the doorway measurements might dictate that decision more than homeowners know.

Make Every Dime Count when you combine your down payment with our great mortgage rates! If you’re thinking of buying or building a new home, stop in or call and let us show you how you can save money.

Check Out The Rate Watch at nnfcu.com or see Heidi to pre-qualify or apply Ben Loseke

• Low, Fixed Rates • Fast Approval • Flexible Terms

Chris Brummels

Chris Sukup

Brian Ickler

Our home loan experts will provide the personalized service you need to quickly close your loan.

• Competitive Rates with Free Pre-Approval • Fast Approvals with Local Decision Making • Full Array of loan products including:

NORTHEAST NEBRASKA

— Home Equity & Construction Loans — 0% Down Loans

FEDERAL CREDIT UNION

Mavis Munson

Now Serving all of Northeast Nebraska

— NIFA First Time Home Buyers Loans — Nebraska Energy Loans

W. Hwy 275 & Pasewalk Ave. • Norfolk 402-644-8200

Corner of 13th St. & Benjamin Ave.

402-371-9345

www.nnfcu.com Hours: Mon. - Thurs. 8-5:30; Fri. 8-6; Sat. 9-Noon

Member FDIC 74519

Jan Irwin

74048

111 W. Third • Madison 402-454-6511

www.madisoncountybank.com

402 W. Locust • Plainview 402-582-7878


10-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Real Estate Investments Depend on Host of Variables “For Sale” signs have become one of the more common sights in neighborhoods across the country over the last year. As the economy struggled, many homeowners found themselves facing foreclosure or looking to sell homes they could no longer afford. Some people, however, have taken advantage of the sagging real estate market and chosen to buy low, with the idea that the property value will be restored once the economy is restored. While that’s a sound investment strategy, there’s more to consider when investing in real estate in the current economy, especially for those who are new to the real estate investment game.

What is the Area Like Now and What Will It Be Like Years From Now? Many neighborhoods have undergone an overhaul in recent years, and where investors choose to invest their real estate dollars is a major consideration. A change in neighborhood can make or break a property, which can make or break an investor. Consider the following scenario: an investor purchases a home with the intention of renting it out. With maintenance and property taxes, that investor won’t reap any immediate financial benefits.This shouldn’t come as a surprise, as the home and property’s value rests in its re-sale value down the road. This is where forecasting a neighborhood’s future comes into play. Because of the sagging economy, many areas are becoming less attractive. When layoffs occur and industry leaves town, the surrounding communities become less attractive to prospective

homeowners, as people tend to live where the work is. Investing in real estate in a community that has suffered heavy layoffs or declining industry is probably a bad investment, as there’s no guarantee industry will ever return, and therefore the property will be hard to sell and likely lose significant value. When investing in real estate, investors should keep in mind they’re also investing in the community. If a community’s industry is sagging, it’s probably best to avoid real estate in that community, regardless of how good a deal can be had on a given property.

Can I Get Tenants? This economy has also made things more difficult on the nation’s landlords. That’s because finding reliable tenants is no small task in an economy where so many people are living under the specter of layoffs. Purchasing real estate as an investment is essentially a partnership wherein the partners are a big unknown. Those partners are tenants, who have become harder to find in an economy where many people are losing their jobs. Even the nation’s younger workers, who often make up the majority of renters, have increasingly turned to their parents for housing in an economic climate in which they are often the first to be victimized by layoffs. That said, investors hoping to rent out a property should be certain they’ll be able to do just that. Before purchasing a property, speak with local real estate agents who specialize in placing renters with apartments. Ask them about the real estate market, particularly

how local landlords are doing in light of the country’s economic woes and whether or not rents have increased, decreased or remained steady since the economy took a turn for the worse.

What Are the Interest Rates? Real estate investments aren’t just about property value and location. Interest rates should also play a strong role in a person’s decision to invest in real estate or not. Low-rate mortgages might be too good to be true, as many victims of foreclosure found out in the last couple of years. Interest rates fluctuate, and anyone investing in real estate needs to be prepared. For example, if you borrowed $100,000 on an interest-

only 4-percent loan, you’ll pay $4,000 per year. With an adjustable-rate mortgage, however, your interest rate might climb to 10 percent, meaning you’re now on the hook for $10,000 per year. That’s an additional $6,000 per year you might not have planned on spending. Many real estate investors found it difficult to scratch together that extra interest, as it’s nearly impossible to pass it on to tenants, especially in an economy in which reliable tenants are a valuable commodity. While real estate is often looked at as a high reward investment, for those considering making the investment, let it be known it’s also high-risk, one that requires deep pockets to begin with.


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

11-A

Home Sweet Home

Easy Ways To Enhance Your Home’s Curb Appeal Whether you’re planning to sell

your home or wish to grow old in it, you want it to look its best. While we all want to enhance our homes’ curb appeal, most homeowners don’t want to undertake expensive home improvements, such as installing new roofs or siding or replacing all windows and doors. A few simple touch-ups can give your home that new-house look without that new-house price.

Details Matter

The difference between ordinary and extraordinary is often in the details. Pay attention to details you can improve for little cost and a lot of “oomph!” Landscaping is a great way to enhance your home’s external appearance for a reasonable price and with minimum bother. Consider adding planters to both sides of the entranceway. Use flowering plants and trees, or native perennials that do not need a lot of maintenance. Make sure to clear broken branches, twigs, or leaves from the yard. Trim shrubs and trees to freshen your home’s appearance. Another relatively easy way to add flair or drama to your house is to install awnings over windows or entranceways. They add shape, dimension and color, and can be custom-designed to fit a home’s unique character and style. “Awnings come in many styles and colors and can be used to echo the architecture of a traditional residence. Or, they can complement more modern-styled buildings with innovative designs,” says Michele Sahlin, Managing Director of the Professional Awning Manufacturers Association.

“They’re also a practical and affordable way to protect you and your guests from the elements while coming or going.” To learn more about awning trends and options, visit www.awningstoday.com

Elbow Grease

There are many inexpensive things you can do yourself if you just roll up your sleeves. If you’ve been diligent about maintaining your home, it may just need some elbow-grease to look brand new. A new coat of paint can do the trick, but if you don’t have the time or money for a full-blown exterior paint job, consider just painting the house’s trim -- which often sees the most wear and tear. You should also clean all window exteriors seasonally. Using a pressure washer is a great way to make them sparkle. Lastly, put some shine on doorknockers and doorknobs. A little vinegar works well for this task. Easy Elegance If your house is not distinctive, it may not be your fault. Many homes do not stand out simply because they are cast in shadows. For a more elegant nighttime facade, add pathway and entrance lighting. Path lighting keeps family members and guests safe as they approach, while floodlights create a nice interplay of light and shadow on your home’s exterior. Improving your home’s appearance is about making it look inviting to visitors and passersby. Pay attention to keeping things tidy while adding some dramatic flair, and your home is sure to stand out on the block.

Design your Windows @

WindowWorldnen.com

WINDOWS - SIDING -DOORS “Simply the Best for Less”®

Call for your Free Estimate Today

1-800-232-6023

7 35 52


12-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

How to Survive Buying Your First Home “The lowest home prices in years and tax incentives are driving many people to purchase their first home. Few things are simultaneously as exciting and nerve wracking as becoming a homeowner. Preparation can make sure individuals are covering all of the bases. First time home buyers easily can be overwhelmed by the process of buying a home. In addition to the legal hurdles associated with purchasing a home, the stress of committing such a substantial amount of money can lead to some sleepless nights. But first time home buyers in the market for a home can prepare themselves for the process ahead of time. Though the following tips might not guarantee a smooth and stress-free home buying experience, they can answer a few questions and facilitate the process. * Establish your price range. As the housing crisis of the last several years indicated, many homeowners

got in well over their heads. Some lost their homes to foreclosure, while others found it extremely difficult to pay their mortgage each month. First time buyers can avoid such scenarios by honestly assessing what they can afford and searching for homes within their price range. A host of Web sites, including some lender sites, provide free mortgage calculators so buyers can see just what they can afford. Lenders often recommend spending less than 30 percent of income on housing costs.

* Research rates and taxes. Certain external factors beyond the price of the home will factor into a homeowner’s monthly financial commitment. Taxes and homeowner’s insurance can vary greatly depending on a home’s location. Research property taxes in different communities, and shop around for homeowner’s insurance when looking for a home.

* Expect to pay costs. Closing costs are often a big shock to first time home buyers. Closing costs include lender fees, title and settlement fees, taxes, and homeowners insurance or homeowners association fees. Bankrate.com provides an annul closing cost survey for buyers to get a better feel of just what they will be spending when the time comes to sign on the dotted line. A lender can also give an estimate of what the fees may total. * Consult some professionals. Real estate professionals in the area might be able to paint a picture of what the real estate market is like at the moment. Prices might be on the rise, on the decline or remaining steady. If looking in a specific area, consult with a real estate agent about the area and what to expect. When shopping for a home for the first time, buyers should expect the unexpected. However, the surprise element can be reduced if buyers do their homework before beginning the buying process.

Home Improvement Trend That Won’t Break The Bank Faux painting techniques are an economical and innovative way to transform any surface and can complement any decorating style. Dull concrete floors, both indoors and out, can be brought dramatically to life. Planning and Preparation Before choosing a design, look carefully at your surface and space. Some designs are useful for disguising flaws in a floor. For other designs you may need to patch and smooth flawed surfaces first. You will also need to think about the traffic in the area you are painting. Is it worth doing an elaborate, time-consuming pattern in a high traffic area? Large, bold patterns may be out of scale for a small room. Equally, small, detailed patterns may get lost in

large spaces. Inspirations for Faux Painted Floors Brick and Stone Brick and stone finishes can add texture and/or color and can be effective indoors and outdoors. Tiles and Mosaics Faux terra-cotta tiles are a versatile option for porches, patios and dining areas. The earthy appearance creates a warm, earthy feel and goes well with the rustic Tuscan look and matches many decors. Patterned and Textured Finishes For a finish that isn’t too busy, you can use paint to create subtle visual texture. With pattern, your choice is endless. Covering an entire surface is one option. Alternatively, you could paint a faux rug, perhaps with patterns inspired by oriental carpets.

The most important thing to remember is to follow the proper preparation and patching procedures from the product label. If you are using a pressure washer to clean the surface, do not use on a pressure setting above 1750 psi to avoid damaging the concrete. Remember concrete acts like a sponge. Pressure washing and cleaning in general may trap residual moisture in the concrete. To check for trapped moisture, tape a 12” x 12” piece of 3 mil plastic or aluminum foil tightly on all four edges to the surface. Remove it after 24 hours. If the floor side of the plastic or foil is damp, allow additional drying and then repeat the test. It is very important not to have trapped moisture in the concrete; it is the number one reason why epoxy and

latex concrete floor paints fail. Protecting the Pattern A clear protective coat, is the perfect finish to protect the design from scraping of patio furniture, grease, weathering and washings. Remember to use a product that is made to be a clear protective coat, not a penetrating sealer. A penetrating sealer is designed to enter the pores of the surface and settle into the masonry. It will not penetrate the floor paint. The clear sealer is a protective measure that should be repeated every two to four years depending on the use and exposure of the surface. Bold or subtle, bright or neutral, faux painting techniques can give your floor an expensive-looking makeover that won’t break the bank.


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

13-A

Home Sweet Home

Recognizing Roof Damage The spring season is a time for many things, from rediscovering the great outdoors to clearing the clutter leftover from another long winter. For many homeowners, that spring cleaning also means a careful examination of a home’s exterior. Winter can prove especially harsh on a home’s exterior, in particular the roof. While stains on the ceiling or obvious leaks are easy ways to detect roof damage, many times problems with a roof are not so obvious. For homeowners hoping to give their roof a thorough endof-winter examination, consider the following tips for recognizing roof damage. * Look on the ground surrounding the home. While it might seem odd to look down to see if a roof has been damaged, some of the most telltale signs of roof damage could be right in the

yard, nearby bushes or driveway. Strong winds, common in many regions during the winter months, can blow off shingles. In areas that receive heavy snowfall during the winter months, these shingles can get buried in the snow, all the while giving homeowners a false sense of security with respect to their roof. Once the snow clears, homeonwers should take a walk around the property and look on the grounds for any shingles. This is best done as soon as possible and definitely should be done before the first lawn mowing of the spring season. * Get on the ladder and get up on the roof. The best way to detect any roof damage is to go up on the roof. Certain roof damage requires careful inspection, as not all roof damage announces its presence via a leaky ceiling or blown off shingle. Roof damage from hail, for instance, leaves marks or dents on the shingles and can even crack the

shingles’ tabs. Oftentimes, such damage isn’t noticeable to the naked eye, requiring a careful rooftop inspection. * Inspect for fire damage. The obvious response to being advised to inspect a roof for fire damage is to ask, “Well, if my home hasn’t been on fire, how can my roof have undergone any fire damage?” Unfortunately, even a neighboring fire can cause fire damage to roofs within its proximity. Heat from a nearby fire can cause damage to a roof that was never actually on fire. That damage will manifest itself via scorch marks on the roof or areas of the roof that seem inconsistent. Such inconsistencies might be the result of melting, which could also have caused damage to the material beneath the shingles, be it wood or metal. Homeowners living in neighborhoods where there was a fire over the winter should look for signs of fire damage.

YES!

* Inspect the roof’s supporting cast. Homeowners living in regions where heavy snowfall is common should also look at the support beams in their attics. Roofs tend to take a beating in regions with heavy snowfall, as the weight of all that snow can take its toll over time. That toll can extend to support beams in the attic, resulting in sagging supports or cracks. Even if the roof appears to have made it through another harsh winter, it’s still a safe and smart bet to see how well the roof’s supporting cast handled the harsh weather as well.

You can own your own home!

Why rent when you can own? We have flexible plans to help you fulfill your dreams. Fast approval and solid experience have made us the bank of choice for hundreds of homeowners. So, what can we do for you? Our Offices Are Located in the WEST BRANCH at 2401 TAYLOR AVE. (next to Menard’s)

402-371-7670

Tad Bruening

Vickii Reikofski

www.elkhornvalleybank.com

74576

Call For An Appointment 1200 S. 7th • Norfolk, NE • (402) 371-8998 Free Estimates 73571


14-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Restore Your Property Once Winter Weather Is Gone Restoring a yard after a long

winter is a springtime rite of passage for many homeowners. Harsh winds and heavy snow can take their toll on even the most beautiful landscape. Spring is a homeowner’s first chance to survey the damage and begin restoring the yard to where it was before all those strong winds and snowstorms. To get started on your yard this spring, consider the following tips. * Don’t begin too early. The early bird might get the worm, but the early homeowner might get a damaged lawn. If temperatures for an upcoming free weekend are unseasonably warm, it’s best to avoid doing spring yard cleanup until there have been several warm weekends to thaw the ground. Unless the ground has completely thawed, footsteps on the yard will damage the grass, compacting the soil and preventing the air and moisture that soil needs from doing its job and penetrating the soil. What’s more, if the yard is raked before the ground has thawed, the rake might just be pulling the grass out by its roots. * Survey the property. A close survey of the property will give homeowners an idea of just how big or small their restoration project will be. A thorough survey will reveal any problem areas and may also reveal some unexpected guests. Rabbits and squirrels often nest in yards during the winter. Rabbits will nest in the ground, while squirrels typically build nests made of leaves in the trees. Unless it’s entirely necessary, avoid removing any nests, and be sure to carefully inspect the yard before the season’s first mow. * Out with the old. When the cleanup process is ready to begin, it’s time to remove remnants from last season. This includes removing any dead plants as well as last

year’s mulch. If new mulch is simply thrown on top of old, plants could suffocate. Dead leaves also tend to gather during the winter, often up against fences or a home’s exterior walls. Rake up these dead leaves and add them to the season’s compost. * Get rid of thatch. Thatch can be soil’s worst enemy, preventing its access to the sunlight, air and moisture it needs to make the lawn look beautiful and healthy. Thatch removal can be tiresome, but visit the local hardware store and pick up a dethatching rake to make the job a little easier. Thatch removal isn’t always necessary every spring. Many homeowners have found removing thatch every other year is effective enough. * Aerate the yard to revive the soil. Soil often becomes compacted as spring becomes summer and summer becomes fall. This is

especially true of yards that are heavily used, be it by kids playing outdoors or families who love to host warm weather gatherings in the yard. Aerating in the spring removes plugs of sod from the soil, loosening it up and making it easier for air and water to reach the roots. * Address those ugly bald spots. Bare spots in a yard can result from any number of things, be it a dog urinating in the yard or even disease. Early spring, when temperatures are a little cooler and promote grass growth, is a great time to address the yard’s bald spots. Do so by clearing away the spots and sprinkling the freshly exposed soil with some grass seed. Then add some fertilizer and be sure the newly seeded areas get some water until the new, healthy grass begins to grow in.

Time-Saving Spring Cleaning Tips Spring cleaning is a task most people tackle each and every year. Many projects are tailor made for the warmer weather. Here are some time-saving tips to conquer spring clutter and cleanup projects. * Wash the blinds. Metal blinds can be removed from the window and taken outside for washing. Use a scouring brush with a mild cleaner and some water to loosen dirt. Hang the blinds on a slanted surface and hose down with the garden hose to clean off the dirt. * Clean the windows. Use water and dish soap and a sponge to wipe the inside and outside of windows. A rubbertipped squeegee can be used to remove the excess moisture and provide a nice sheen on the window. It’s less wasteful than using a handful of paper towels. * Switch fan directions. Ceiling fans set to spin in a clockwise rotation draw air upward and then redistribute the warm that collects at the ceiling. Clockwise is the ideal direction for the winter, but when spring arrives, it’s time to hit the switch to change the blades to spin counterclockwise. Be sure to thoroughly dust the fan blades first, or you could end up with dust bunnies blowing around the room. * Replace surface protectors. The small, adhesive pads that are placed on chair legs and furniture to protect against wood floor scratches need to be changed periodically. That’s because dirt can accumulate under the pads and eventually damage the floor. * Switch the linens. Change out comforters and darker shaded fabrics for lightweight items that bring a fresh, clean feeling that’s perfect for spring. * Clean the refrigerator.  Remove old food and discard and take out other items and place in a cooler. Use a baking soda and water solution to scrub stains and sanitize the shelves and walls of the refrigerator. * Clean the carpets. Rent a carpet shampooer and thoroughly clean the carpeting. Open the windows and let the crisp spring air help dry the damp carpeting afterwards.


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

15-A

Home Sweet Home

Green Technology For Your Home Perhaps no decade has witnessed more rapid technological advancements than the opening decade of the 21st century. At the turn of the century, cellular phones had still yet to catch on universally, and few households had highdefinition televisions. Ten years later, cell phones are so prevalent even many school-aged children have them, and rare is the household that has not embraced HDTV. And technology has advanced in other areas as well. Among the more notable advancements is the increase in eco-friendly technologies. Homeowners hoping to make their homes more environmentally friendly have a host of options at their beck and call that enable them to do just that. No matter which area of the home needs to be addressed, chances are homeowners can find ways to improve their homes in an

eco-friendly way. Carpeting Cost-conscious homeowners often love how eco-friendly carpeting options are typically lower in price. Recyclable carpets require few, if any, toxic materials to manufacture. What’s more, homeowners who enjoy changing their home’s decor from time to time will find eco-friendly carpet tiles are easy to install and subsequently replace when the itch to change a home’s interior arises. Building Materials When building a dream home, homeowners also have a host of green building materials at their disposals. Be it mold-resistant drywall made from recycled paper or eco-friendly siding options, homeowners building their dream home or adding on to an existing home can choose eco-friendly building materials for both the interior and exterior of their

homes. Flooring An increasing percentage of homeowners prefer wood flooring over carpeting. Fortunately, there are several eco-friendly flooring options that use recycled and reliable wood from old buildings. In addition, homeowners can choose eco-friendly options like cork, rubber or even bamboo for their home’s flooring. But eco-friendly flooring is not necessarily limited to wood flooring. Recyclable linoleum flooring is also available, and these new products are typically far less toxic than the linoleum floors of yesteryear. Home Office Working from home has steadily grown in popularity as technology has made it easier for employees to get their work done without having to head into the office. For homeowners who want to add a

home office to their homes, it’s easy to make that home office environmentally friendly. Lighting fixtures are often a primary concern when designing a home office, in which men and women want to mirror the well-lit environment they’re accustomed to at traditional office buildings. To illuminate the room in an effective and eco-friendly way, individuals can install LED lighting fixtures. Such fixtures have a long life expectancy and use far less energy than their incandescent counterparts. Another way to go green at the home office without spending much money is to make room for some plants in the office. Plants will absorb toxins in the air and also improve the indoor air quality. Advancements in eco-friendly technology have made it easier for homeowners to build their dream homes in eco-friendly ways.

We’ve Got Your A Dream Kitchen for the Real World

Lawn seed, fertilizer, chemicals.

For All Your Lawn Care Needs

• Carpet • Duraceramic, Porcelain & Ceramic Tile • Vinyl-Congoleum • Hardwood & Laminate • Luxury Vinyl • Cork • Merillat Cabinetry • Red Wing Stoneware • Onyx Showers & Tops

SCRANTON FLOORING & SUPPLY 711 Michigan • Norfolk, NE www.scrantonsupply.com

Open Daily Except Sunday, or Call For An Appointment 402-640-7701 or 402-379-1878 73966

73559

2019 Riverside Boulevard, Norfolk 402-844-3304 • 866-895-7733 www.kaupag.com Monday - Friday: 7:30 am - 5:00 pm Saturday: 7:30 am - noon


16-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Top Home-Repair Blunders to Avoid Home improvement projects seem to drum up images of shyster contractors or bumbling do-ityourselfers. However, home repairs don’t have to turn into an unorganized mess. By avoiding some common mistakes and taking common-sense precautions, you can end up with renovations that wow. 1. Accepting the lowest bid. Smart homeowners shop around for everything -- including work done on their home. But accepting the lowest bid right off the bat to save money may cost you more in the long run. A low bid certainly may be a great deal. But generally it could be a sign of an inexperienced contractor, or one who plans to use subpar materials or skimp on the job. Contractors will have similar prices. Shop based on experience and recommendations, not price alone. 2. Choosing friends and family. There certainly are skilled professionals that also may be a close friend or family member. But mixing business and pleasure could be a recipe for trouble, especially when workmanship and an exchange of money are involved. “We had a friend replace our home’s furnace,” says Beth in Pennsylvania. “While we got a great price, we found out later on when there was a glitch in the system that certain things weren’t done up to code. We had to spend more money to have it repaired, and the friendship has since suffered.”

Some relatives are adamant about doing repairs -- but they may not be skilled or know the correct laws governing remodeling. Stick with a third party contractor with whom you’ll feel comfortable talking if you feel repairs need to be done a certain way. 3. Thinking you can handle it. Many do-it-yourselfers (generally in an attempt to save money) believe they can learn every DIY task from a book or magazine. There are some jobs, however, that should be left to the professionals, including major plumbing work or electrical repairs. There’s no need to risk a fire, injury or death by doing inexperienced electrical modifications. 4. Letting maintenance slide. Many homeowners think once the repair is made that they’re all set -failing to keep up with routine maintenance. But complications can arise by not maintaining a new appliance or keeping up with an improvement. “Our homeowner’s association required proof that the dryer venting for our clothes dryer was replaced on an annual basis,” offers Bill in California. “I’d simply go out and buy a new box of the venting material and submit the receipt as ‘proof’ so I could save the money on a professional installation. But one day the lint trapped in the venting, which I hadn’t bothered to change, caught on fire. It not only damaged the venting, it damaged the entire dryer -resulting in the purchase of a new

dryer. Luckily no one was hurt. I’ve since learned my lesson.” 5. Following every trend. Anyone who has a harvest gold or avocado green appliance collecting dust in the garage or basement knows how interior style choices come and go. Instead of jumping on every trend (granite countertops and stainless steel refrigerator, for example), think about what will work for your home and be timeless. Otherwise you may end up having to update every few years. 6. Asking questions later. Make a list of every question you can

think of and ask it before the work gets started. This way you’re left with few surprises and can do changes without costing yourself time and money. Don’t wait for the finished product before you start to question the hows and whys. 7. Expecting things to be perfect. If you go into a project with the idea that there will be no mishaps, even minor ones, you may end up stressed out when one arises. Everyone makes mistakes -even professionals. If you think something is not being done correctly, speak up or get a second opinion.


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

17-A

Home Sweet Home

Give Your Home An Inexpensive Facelift

Old windows may be costing you money. Invest in new, energy saving windows.

Call for FREE estimates: • Siding • Windows • Gutters

If you’re a homeowner looking

(402) 371-2114

but there are a vast array of stain colors to choose from that can complement any project. * Clean the windows from the outside. This helps make your home seem more welcoming and brighter. To cut time and elbow grease, consider using an extension pole cleaning system or speciallydesigned garden hose attachment. * A well maintained front door can make all the difference. Start by giving it a new coat of stain or paint and replacing broken or crooked numbers and worn hardware. Then move on to moldings, wooden supports and window shutters that may be peeling, working your way up to the whole exterior, if necessary. And don’t forget to place a new welcome mat at the front door. * Unique additions can add contrast and character without major costs. Adding colorful shutters, for instance, can make windows appear larger and complement your home’s base color. Potted plants or lanterns on either side of the front door can also add flair. You may also want to give that old mailbox and garage door a fresh coat of paint. After all, it’s the details that make the difference! Investing in your home’s eye appeal is always a good idea, whether you’re trying to sell now or settle in for a lifetime.

73554

Bob Kelberlau - 402-371-3397

600 S. 37th Street, Norfolk, NE 68701

800-750-2114 1514 S. 1st Norfolk, NE www.huskersi.com

New & Remodel

402.371.7755

73566

SIDING & INSULATION

74578

for inexpensive ways to freshen your home or smart tweaks to prepare it for sale, looks can be everything. Landscaping and curb appeal play major roles in making your house stand out and can help your home sell quickly and at a good price. Since your home’s exterior is the first thing visitors see, an occasional face-lift is always welcome. Plus, exterior updates to homes often cost less than interior renovations and can yield greater returns on investment. Here are some ideas to get you started: * De-clutter the front yard. Make sure there aren’t toys, lawn ornaments or sports equipment in the driveway -- they’re unsightly and dangerous. Also, a lighted path makes a home friendlier to visitors. * While a deck or porch may not technically be part of your living room, it can be just as comfortable and welcoming. To increase its appeal, stain your deck and any other woodwork adorning the house. It’s essential that you first clean the wood to remove all dirt and mildew stains with a proper deck cleaner, such as Olympic Deck Cleaner. Stick with more traditional stain colors, such as browns, reds and grays, and choose colors that complement your home’s existing features. * You can also stain wooden fences and outdoor wood furniture, like Adirondack chairs and swing sets. Follow the same steps above clean the wood before staining but consider a non-traditional stain color to give your home personality. * Pops of color can enliven a deck or porch area. Think of staining planter boxes, porch swings and picnic tables in fun colors. Many people only think of browns when they think of stain,


18-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

New Home Decorating Trends Add Wow Factor Whether you like nesting at

home or throwing big parties, you want your house to look its best and make everybody comfortable. This season’s decorating trends allow you to use your home as a blank canvas for self-expression, creating an atmosphere you and your guests will enjoy. Unexpected Twists Many homeowners are opting to use traditional home furnishings in unexpected ways. For instance, furniture is being incorporated in the bathroom. With the popularity of bowl sinks, homeowners are embracing vanities resembling tables and dressers. If you go this route, think realistically. The old dresser at the antique store is eye-catching, but if you’re looking to hide a plumbing system within it, make sure there’s enough space inside. Lighting, too, is being used in new ways. For its part, the chandelier need not be limited to dining rooms and foyers. Designers are bringing the fixture into bathrooms, bedrooms and even closets. Live Green Green has become ingrained in our lives, and eco-friendly options abound for home decor. But savvy homeowners don’t just want to protect the environment; they want to look good doing it, and it’s a triple bonus if they can save money. “Growing in popularity are stylish LED lighting products that use 70 percent less electricity than traditional incandescent lighting and offer long-term energy and cost savings,” says Jeff Dross,

senior product manager at Kichler Lighting, which offers a variety of ultra-efficient LED solutions. “Homeowners don’t just want energy savings, however. They want style and flexibility so they can light their spaces their way. We kept this in mind when designing our new Design Pro LED linear lighting, which features a string of light ‘pods’ that bend around corners and tight spots to light cabinets, toe kicks, tray ceilings and more,” he adds. Wallpaper is Back Unlike grandma’s floral schemes and duck-patterned bathrooms, today’s wallpapers integrate modern textures and textures. Don’t be afraid to go bold, but make sure other elements in the room, such as lighting fixtures and furniture patterns, are more subtle. Chic Casual Today’s homeowners want relaxing spaces without compromising style and sophistication. Materials that were once deemed formal, such as crystal, are finding new life in casual applications. Even traditional Tiffany lighting fixtures are trending casual with art glass applications integrating softer hues in relaxed designs. On the countertop front, quartz stone is gaining in popularity, incorporating innovative colors and patterns. Some even bind crushed glass within the solid, smooth surfaces. Embrace Blue Sea-inspired hues are the colors

of the year. While some are designing complete rooms against this scheme, others are implementing the trend through accents, from throw pillows to candles to table lamps. Kichler Lighting, for instance, recently introduced several flirty table lamps centered on sea-inspired palates, including Blue Casade, a collection of lamps combining

glossy blue hues in a soft, wispy pattern. For more home improvement ideas check out hgtv.com and visit kichler.com for home lighting inspiration. And remember, when updating your home, decorating is about expressing yourself and incorporating your own personal style.

Carpet Options Abound

Shopping for carpeting? It’s not simply a matter of going into the store and just choosing “carpet.” There are many different varieties of carpeting from which to select, each with its own unique characteristics. Depending on the room’s use and the homeowner’s needs, there could be a carpet that fits with what’s desired. * Cut pile: This is one of the most popular types of carpeting. When most people think of carpet, this is what they envision. This carpeting is formed by cutting looped carpet fibers at the top with yarn bundles standing up vertically. * Berber: Berber has thick, durable loops that are good in high-traffic areas. This carpeting limits footprints and vacuum marks. The downside is that loops can be snagged and unravel. Also, berber carpeting may trap in dirt. * Level-loop: Similar to Berber but looser in weave is level-loop. It is also good in high-traffic areas and will not trap dirt as easily as berber. * Cut and loop pile: This carpeting has a variation of secured loops and cut fibers for added texture. This will be a medium-durability carpet. * Textured: Textured carpet has a soft feel and is one of the carpeting styles growing in popularity. These carpets may have embossed patterns and come in solid colors. * Saxony: This soft carpet is medium-durability and will show footprints and vacuum marks. Saxonies are tightly twisted cut piles that are heatset straight. Saxonies consist of two or more fibers twisted together in a yarn. * Frieze: A highly twisted cut-pile carpet that is good in high-traffic areas. The short fibers curl in different directions to hide footprints. * Plush: These carpets are lightly twisted, uniform-colored fibers that are soft and usually found in formal rooms. They will hold footprints and show vacuum marks. Homeowners looking to revamp their rooms can turn to the versatility of carpeting for many of their needs.


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

19-A

Home Sweet Home

The Choice for a Home Air Filtration System What homeowners are

breathing in every day has the potential to harm their health. According to the Environmental Protection Agency, it’s the air inside of the home, rather than the air outside, that may cause the most physical harm. Many people seek options to reduce the toxicity of indoor air through a filtration system. Indoor air can be 2 to 5 times more toxic than outside air. Newer, energy-efficient homes that are very well insulated against drafts may be among the most dangerous. That’s because they restrict the ability for fresh air to seep into the home. Resident dust mites, harmful airborne particulates and even mold could be residing in the house along with its occupants. An air filtration system can be one strategy homeowners can employ

to clean up indoor air. Homeowners may want to consider a permanent, wholehouse unit that hooks up to the central heating and air conditioning already set up in the home. This enables every room in the home to receive filtered air. It is essential that the filters on the unit be changed frequently. Also, if a humidifier is hooked up to the HVAC unit, then the water should be changed on a regular basis so that mold does not proliferate and get blown throughout the home. Homeowners who don’t have forced-air heating and cooling will have to have a different filtration system installed instead. For renters or individuals who don’t want a permanent system, there are many portable air filtration units on the market. These can be moved from room to room and even brought along when

traveling. Air filtration units will vary depending on what they are cleaning from the air. Some tackle mold, others viruses and bacteria. Individuals with allergies should look for filters that target dust and pollen. Others can trap fumes and microscopic particles through unique processes. Here are some of the advanced cleaning filtration systems to consider. * Ionizers: Emit a small electric charge to the air stream creating a magnetic-like attraction for pollution particles, which causes them to adhere to the filter. * Ultraviolet light purification: Air passes through a UV system that destroys bacteria, viruses and dust mites of any size. * Electrostatic precipitators: These create opposite charges on metal wires or plates, attracting and holding dust, pollen, smoke,

and other particles as small as .0001 microns. The assembly often can be removed and washed for reuse. * High efficiency particulate air (HEPA): These filters are designed to remove 99.97 percent of the particulates that pass through the filters. They will have no effect on fumes, viruses, bacteria, smaller mold spores, or some tobacco particulates. * Ultra HEPA: An even more efficient form of HEPA cleaners, which typically clean out 99.999 percent of the particulates that pass through them. * Ozone: Destroys all bacteria that comes in contact with the ozone, and leaves a “fresh” smell in the air. However, the safety of ozone inside the home is questionable. The Canadian government has banned the sale of ozone releasing air purification systems.

Jodie Classen Signature Style

Luxe Home Couture

74125

By Appointment Only 402•379•1552

74633


20-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Four Simple Rules for Perfect Exterior Painting If you want professional-looking

results when painting exterior wood, approach the project as if you were a professional painting contractor. That means following four simple rules that come second nature to experienced painters, says Debbie Zimmer, spokesperson for the Paint Quality Institute. For the uninitiated, here are the four rules that great painters swear by: 1. Take time to prepare the surface properly. According to Zimmer, this is where a lot of inexperienced painters go wrong. “It’s important to fight the urge to start painting as soon as possible,” says Zimmer. “Even the best paints can fail if they’re applied to a poorly prepared surface.” Before beginning to paint, clean the surface thoroughly. This can be done with rented power-washing

equipment or by scrubbing with a long-handled brush using plain soap and water. Afterward, remove any remaining loose, flaking, or peeling paint by scraping or wire-brushing. Next, sand down rough edges on the old paint, as well as areas where the paint is glossy. Finally, brush off the dust and particles left from the sanding and scraping. Then sand and prime any areas where the wood is bare. 2. Buy top quality paint. “To get the best-looking and longest-lasting paint job, it’s important to use the highest grade of paint,” advises Zimmer. “On wood and many other exterior surfaces, top quality 100 percent acrylic latex paint is the best choice.” Because these paints contain more solids than run-of-the-mill paints, they form a thicker, more durable paint film. What’s more,

...ya’ like outdoor cookin’? Get yourself a “Traeger” today!

No Propane - No Charcoal ...Wanna Learn More?? Call ChefBoyRD - 402-750-4504

74391

Watch “Traeger” videos on YouTube.com or at traegergrills.com “Your Hometown Family Owned Store Since 1961” Chef B oyRD

Norfolk’s Only “Authorized Traeger Dealer”

SOUTH HWY. 81 • NORFOLK, NE 402-371-7679

www.deetshomestore.com

Quality People Giving Quality Service

Siding can make your home look picture perfect. Finish the look with new gutters from the experts. Call the most trusted dealer today!

“Your Ideas To Build On Since 1885”

506 W. Norfolk Ave.

301 North 4th St., Norfolk, NE 74406

402-371-1676 800-606-1676

(402) 371-3620

Hours: Mon.-Fri. 7:30-6:00 Sat. 7:30-1:00 74385


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

21-A

Home Sweet Home they hide better, so they’ll often conceal the old paint color in fewer coats, saving a lot of extra work ... and saving money, too. “Top quality 100 percent acrylic latex paints also have better adhesion, so they get a better grip on a properly prepared surface,” says Zimmer. “And they remain flexible, so they can expand and contract with changing temperatures. These attributes help top quality paints resist peeling and flaking, which adds to the life expectancy of the paint job.” Top quality 100 percent acrylic latex paints typically last 10 years or more, compared to three or four years for lower quality coatings, according to Zimmer. So, they are a much better value in terms of cost per year of service -- no small consideration in these trying economic times. 3. Use quality brushes and equipment. For the best results when applying top quality paint, use quality

She advises homeowners to choose brushes that are wellbalanced and springy, with multiple lengths of split bristles packed tightly in a - to 1-inch thickness on a standard 4-inch brush. When working with latex paints, it’s important to use brushes with synthetic bristles -ideally, polyester. According to Zimmer, polyester bristles will hold their shape and maintain the proper stiffness regardless of the amount of water they encounter. 4. Paint in the right weather conditions. After you have your quality paint and tools in hand, choose the right

brushes and accessories, says Zimmer. “Better quality equipment makes the work easier and helps apply the paint in a thicker, more uniform coat for a better-looking paint job.”

type of day to apply the paint. Doing so will enable the paint to form a tough, durable, protective film. Zimmer says it’s best to do exterior painting in mild weather, ideally when temperatures are above 50 degrees F, and when the wind isn’t strong. On very hot days, try to avoid painting in direct sunshine, since surfaces sitting in direct sun can be 10 to 20 degrees hotter than the air temperature. One way to cope with this and still keep the job moving is to paint on the shady side of the house. The four rules for perfect painting involve a lot of common sense and take a little selfdiscipline. But, if you follow them, you’ll be rewarded with a beautiful, professional-looking paint job that will last for years. For more advice on paints and painting, visit the Web site of the Paint Quality Institute at www.paintquality.com.

74045

We Can Save You Money!!

Call For Your Pre-Measure Appointment Today

Choose from over 25,000 fixtures and ceiling fans!

Save An Extra...

$

100 Off

With Pre- M easure

Minimum Purchase $999 Installed. This Offer Ends May 31, 2011.

Call Today...Appointments Are Available In Your Home... or at The Abbey Flooring Center inside the Deets HomeStore “Your Hometown Family Owned Store Since 1961”

700 Omaha Ave Norfolk 402.371.2928

SOUTH HWY. 81 • NORFOLK, NE • 402-371-7679

www.deetshomestore.com

74139

*Call The Store For Special Offer Details

74393


22-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

Home Sweet Home

Furnace Problems Homeowners Can Solve

73555

W INDOW T REATMENTS • H UNTER D OUGLAS • C OMFORTEX Professional In-Home Consultation Quality Installation • Free Estimates Great Products - Outstanding Service - No Obligation

Now In Our 50th Year

K ell y

Ta m ra

Call Today To Schedule Your In Home Consultation Or In Store Appointment. “Your Hometown Family Owned Store Since 1961”

South Hwy. 81 Norfolk, NE • 402-371-7679

www.deetshomestore.com

74394

More Than a View Make your home elegant and efficient at the same time with replacement windows and doors. Many styles & colors to choose from.

~ 33 Years of Experience ~

301 N. 4th St., Norfolk, NE

402-371-1676 • 800-606-1676

The Genuine. The Original.

OVERHEAD DOOR CO. OF NORFOLK

● Garage Doors & Openers ● Residential/Commercial/Industrial ● Free Estimates ● Thermacore Insulated Doors ● Repairs on All Makes ● Springs, Cables & Sections Replaced

Sales ● Installation ● Service

73553

1801 S. 13th St. Norfolk

402-379-0160

Toll Free 1-800-491-0162

74405

Homeowners rely on their furnace to provide a comfortable temperature inside the home. During the cold weather, the furnace might start to malfunction. The springtime is an ideal time of year to assess furnace troubles and make repairs because the warmer weather may not require constant furnace operation. Many of these repairs are easily tackled by the average homeowner. Sometimes furnace issues don’t require the services of a heating and cooling specialist. However, at any point during repairs a homeowner feels unsure of his or her work, a licensed, trained individual should be consulted. There are a few common furnace issues that homeowners often find easy to address without the need for professional help. Frequent On and Off of Unit A furnace that is constantly turning on and off can be a nuisance and wastes energy. There may be a few reasons for this problem. It could mean the home is just drafty and the unit cannot adequately keep it warm. Extra insulation and/or resealing around windows and doors may be able to alleviate this problem. Clogged furnace filters can also restrict proper airflow through the system and cause the unit to routinely turn on and off. Some units have a safety precaution where the furnace turns off if it is overheating or airflow is compromised. This could be the reason behind the improper functioning. Replacing air filters may fix the trouble. Blower motor ports need to be lubricated at all times as well. If they are dried out, it could cause the unit to turn on and off. Another factor could be the thermostat. A faulty thermostat that is not accurately reading the indoor temperature can trigger the furnace to turn on frequently.

Replacing the thermostat with a new one might do the trick. Blower Constantly On An improper fan setting on the unit may cause the blower to stay on. If the blower is set to “continuous,” it may need to be adjusted so that the fan turns on and off. Otherwise, the fan switch may be faulty and need to be replaced by a professional. Funny Noises Furnaces all have their unique noises, but if something seems out of the ordinary, it could mean a malfunction. A high-pitched whine could indicate a failed belt or one that is worn out and requires replacement. Loud rumbles may mean the pilot light is not properly set or there is a dirty gas burner. Homeowners can try changing filters, adjusting belt tension, replacing thermostats and improving the insulation on their homes to alleviate many common furnace concerns. If these don’t remedy the problem, it’s best to consult with a qualified HVAC technician or the local gas company for further advice.


NORFOLK DAILY NEWS, Tuesday, March 29, 2011

23-A

Home Sweet Home

Homeowners Should Learn Sump Pump Basics Water issues in a home are

Our team of experts is committed to giving you fast, reliable, quality service when you need it, for many years to come. Plumbing & Heating Air Conditioning Sheet Metal Septic Systems Boiler Maintenance Backhoe Work Commercial & Residential

The We Care Professionals for over 50 years

OHNSON’S, INC. PLUMBING & HEATING

74517

Call 402-371-7833 • 707 E. Norfolk Ave. • Norfolk, NE

www.nahb.cc 74516

below water. Sump pumps can work in a few common and can result in many a different ways. A common type sleepless night for homeowners. Leaks or damp conditions can lead uses a float that rests on the surface of the water, much like the to damage in a home and a large financial investment. Sump pumps float inside of a toilet tank. When the water rises to a certain level, are often part of an easy water the float rises as well, triggering the management system. motor to turn on and expel the Due to high water tables or flood-prone areas, some homes are water. A pump with a pressure sensor works by having the water, more susceptible to water which is heavier than air, trigger a infiltration. The type of soil under the home or even in the region also sensor that will activate the motor. Inside of most sump pumps is an may contribute to waterimpeller, which looks like fan entry issues in the home. blades that spin the Homeowners may find collected water and, water accumulates in through centrifugal the basement or force, pushes it crawlspace, or into a other lowdischarge pipe. lying areas of This pipe exits the the house residence. and usually A sump drains far pump away from can be the an foundation. The effective means to discharge pipe likely removing water from has a check valve that the home. prevents water from A sump pump is a device that pumps water out of the seeping back through the pipe into home to a place where it can drain the sump pump. Homeowners also can choose properly. The pump is often placed manual sump pumps. But, unlike in a sump pit, which is a hole dug automatic pumps, manual pumps into the lowest-lying point in a basement or crawl space. The pit is require a person to turn the pump on and off. lined with gravel. Most sump Due to the fact that sump pumps pumps are submersible types, are electrical devices that work off which means the motor and electronic components are housed of regular household current, it’s within a sealed, waterproof plastic important to have a ground fault interruptor (GFI) installed at the shell. The submersible pump can outlet where the pump will be be placed directly in the pit in the plugged. This way the power can be accumulated water. A pedestal turned off should an electrical pump is another type of sump pump that elevates the motor on a surge take place. Sump pumps can only be used stick, keeping it out of the water. Because the motor isn’t contained, where there are minor water problems in a home. Flooding or these pumps tend to be less severe conditions may require expensive, but louder to use. Submersible pumps may not last as alternative situations that are best handled by a professional service. long as pedestal pumps simply because they spend a lot of time


24-A

NORFOLK DAILY NEWS, Tuesday, March 29, 2011

What’s in your home? MOLD

ASBESTOS

Mold is something we encounter daily. Mold spores are a fact of life, whether we are indoors or out Two key ingredients for mold are something to consume and water. In your home, moist environments become a prime target of mold spores. Mold in your home can cause a wide variety of health effects and symptoms. • Headache • Asthma • Allergic reactions and increased sensitivity • Hypersensitivity pneumonitis (resembles bacterial pneumonia) • Irritation to the eyes, skin, nose, throat and lungs • And a variety of diseases The EPA (Environmental Protection Agency) recommends that experienced professionals clean mold problems larger than 10 square feet. Environmental Services Inc. provides mold inspections, testing, consultations and removal. Mold is an environmental pollutant that needs to be handled with care.

Asbestos is a mineral fiber that has been commonly used in a wide variety of building materials. When in good condition and left undisturbed, these materials are not dangerous. It is when these materials are damaged or disturbed that asbestos fibers are released into the air and inhaled, causing serious health risks. If asbestos containing materials need to be removed, then an asbestos abatement contractor should be contacted. The EPA, OSHA, even State and local laws regulate how asbestos abatement is to be handled.

Did you know that all public and commercial buildings, regardless of age or construction type, must be inspected for asbestos before any renovation or demolition activity begins? This inspection must be performed by a State-certified asbestos inspector. A signed statement by the inspector stating that the building is free of asbestos must be submitted to the State prior to any demolition.

Call 402-371-7593 for • Asbestos Inspections • Sample Testing • Consultation • Removal

If an Asbestos Contractor is not being used for removal, please contact Jeremy, Steve or Doug at the State of Nebraska, Dept. of Health and Human Services, Asbestos and Lead Based Paint Program at 402-471-0386.

RADON

Radon is a radioactive gas, naturally produced by uranium decay in the soil. You can’t see or smell it, but it is there. Radon is the second-leading cause of lung cancer in the United States. Houses breathe. We heat our homes in the winter and where does the warm air go? Yes, it rises up through the roof. Air is then replaced or suctioned into your home from the ground. The result is that soil gases in the vicinity of your basement will enter your home through cracks and penetrations in the basement floor and walls. Homes with crawl spaces are at higher risk.

Testing is Easy

Do it yourself kits are available online, or call us for…

FREE

Continuous Radon Monitoring 402-371-7593

NORFOLK & SURROUNDING AREAS

Homes with radon levels of 4 pCi/L (picocuries) or higher should be mitigated to reduce radon levels.

Mitigation is Affordable

PVC pipe collects soil gases and radon is piped upwards out of your house.

Environmental Services, Inc INSPECTIONS • TESTING • CONSULTING • REMOVAL 214 W. Norfolk Ave., Norfolk, NE 68701 Ph & Fx 402-371-7593 esinorfolk@conpoint.com

FREE Estimates

Toll Free 877-374-4626

74713

Put your mind at ease, Call Charles Schlomer today!


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.