July 13, 2013
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Saturday, July 13, 2013
NORTHWEST
3917 BROWNWOOD
B-2
OPEN SUNDAY 2-4
(From 36th and Tecumseh Rd., go N to Brownwood Ln, then W to home.)
SUPER SHARP LANDSCAPED 4 bed with large backyard and pergola-covered patio. Has some wood floors, kitchen with pantry and island and a double sided fireplace shared with the living room! Fantastic neighborhood offering private lake, walking paths, community pool, playground, GREAT schools and all the convenience of west side Norman. Host Paul Henrion
KERR TEAM www.wallykerr.com 2600 BERRY FARM ROAD B-3
405-321-8326 OPEN SUNDAY 2-4
SOUTHEAST
1500 FAWN RUN CROSSING
G-3
OPEN SUN-MON 1-5, TUES-SAT 11-5
(From Rock Creek Road and 12th Ave NE, go east to Queenston. Turn left - Show home islocate on the SE corner of Queenston and Fawn Run Crossing.)
YOU’LL LOVE THE pond, walking trails and playground with basketball court. Full brick NEW HOMES in NE Norman. Deerfield Addition. Amenities include Energy Star, Whirlpool Appliances, Ceramic Tile, Builder also pays Closing Costs (restrictions apply). Starting in the $130’s. Hostess: Peggy Darr
DILLARD GROUP
www.peggydarr.com
642-0549
(Rock Creek Rd west, to Ashton Grove entrance, to Berry Farm Road. Turn right to property, on the left.)
HOME BUILT WITH quality and elegance! Tucked away in one of Norman’s most secluded and desired locations, a treasure to behold! This exquisite 5 bed home designed for entertaining. State of the art kitchen opens into the grand family room w/ rock fireplace and a view overlooking the back yard oasis. X-Large balcony, salt water pool and outdoor living space complete w/kitchen, fireplace and immaculately manicured lot. Wonderful walk out basement is 2nd floor, w/wine cellar, and a safe room! $2,200,000. Hosted by Jill Halloran @ 625-3551. #264260
Don Cies Real Estate, Inc. 3800 TAYPORT
www.DonCies.com 329-0256 B-4 OPEN SUNDAY, 2-4 PM
(36th Street NW past Rock Creek, Turn West on Cascade to Cruden, left to Tayport, Home is on the corner.)
A FLOOD OF LIGHT will greet you as you enter this one story brick home. NEW Roof, interior paint & carpets, Move-In Condition. 4 bdrs, 2 baths, 2 living areas. Flowing floor plan, tall ceilings. Attractive living room, fireplace. Great kitchen, new stainless steel appliances, gas range. Island, granite counter tops, many extras. CASCADE ADD. Hostess: Rachel Zelby
CENTURY 21 GOODYEAR GREEN www.rachelzelby.com 405-642-9441 3000 LOCHINVER E-3 OPEN SAT. & SUN. 12-6 WESTPOINT HOMES’ SHOWCASE HOME IS A MUST SEE! As your walk thru this open design and see the colors you will have a warm, at home feel. This 3 bedroom, 2 ½ bath home has special features such as a study with beautiful bookshelves and wood flooring, a mudroom, decorative tile work and so much more.
WESTPOINT HOMES 3001 LOCHINVER
westpoint-homes.com 366-0000 E-3 OPEN JUNE 8-16 1-7PM
(North on Porter Ave, past Rock Creek Road, turn left into Highland Village, then go right onto Lochinver.)
THIS SHOWCASE HOME has the best in quality, detail and value for your new home. It features 3 beds, study or 4th bed, dining with open chef style kitchen, granite counters, real Oak hard wood floors throughout main Muirfield Homes can do for your family. Host: Scott Williams
Muirfield Homes
swilliams@muirfieldhomes.net
760-1330
F-4
OPEN SUNDAY 2-4
(From Robinson and Porter, north to Sandpiper Lane and east to property)
THIS ONE-OWNER HOME is like new and move-in ready. Wonderfully open floor plan with 4 beds, 2 baths and over 2,200 sq ft mol. The lot is one of the largest in the neighborhood and is one a few steps from the neighborhood pool, park and playground. $219,500 Host Doug Bergman
Vawter Real Estate
www.vawterrealestate.com
2517 CHATEAU
SOUTHWEST C-7
405-833-0717
OPEN SUNDAY 1-3
(From 24th Av and Main, go south to Terrace. Turn right on Terrace and then left on Chateau.)
RAMBLING CHARMER! SO many unique features-wood flooring in living and dining; Brick Island with Breakfast Bar; Grill & Cooktop; Fireplace in Breakfast Room & Master Bedroom; Corian countertops; Double Oven; Large fenced yard with Storage Building. Hostess Peggy Darr
Dillard Group www.peggydarr.com 2321 RIVERCROSS CT. D-7
405 642-0549 OPEN SUN 2-4
1103 MOCKINGBIRD LANE
F-6
OPEN SUNDAY 2-4
(Classen and East Boyd, go east to Oklahoma, North to Mockingbird Ln, and east to home.)
COME SEE THE most elegant, sun filled home available near Campus! Granite everywhere, Pella windows, 4 bed plus Study. Extra great room upstairs New roof in 2011. A must see for sure! Hostess Maria Kehl
Dillard Group www.dillardgroup.com 405 264-6530 1441 FOREST GLENN CIR. F-6 OPEN SUNDAY 9AM-4PM (From Robinson and NE 12th St. head East on Robinson, turn right onto Kenwood Dr, then turn right onto Forest Glenn, the house will be the first on the right.)
WALK RIGHT INTO this beautiful, recently updated 4 Bed home! Completely renovated in 2010 with all new paint, carpet, ceramic tile in Kitchen, and Master Bath Vanity! Home sits on a corner lot with beautiful landscaping in both the front and back yards ready for planting and has a large patio seating area in the back! New 95% Energy Efficient AC unit installed in 2010 with a 10 year transferable warranty! Seller is Agent Hostess Katie Goodson
Keller Williams Katie.d.craig@gmail.com 405-406-2457 1139 SIENA SPRINGS H-6 OPEN JUNE 8-16 1-7PM (East Lindsey St to Siena Springs between 24th Avenue and 36th Ave.)
5 BED, 3 bath, Two living areas, cozy fireplace, formal dining, room size utility and 3 car garage. Sprinkler system and 30’x8’ front porch. Does this sound like a perfect home for you? $300,000. Host: Doug Greeson
NORTHSTAR HOMES
820-8981
(3/10 Miles to South of the Interstection of Hwy 9 & 24th Ave. SW (Atwoods) to Rivercross Ct. West Norman.)
CRAFTSMAN/BUNGALOW STYLE PATIO HOME. Open floor plan with large Master Suite. 7’ double vanity & oversized shower with rain head. Cozy 1760 sq ft 3bd2bth-2car that lives much bigger. On a private culdesac by large city park. A great place to walk the dogs or play with the kids. 7 occupied homes and 4 more lots for custom builds. Homes range from $195,000 to $250,000 and start at 1750 to 2500 sq ft. Lots start at $40,000. This one has: Brick & Shake Exterior, 16 SEER A/C, 95%+ Gas Heat, Granite surfaces throughout, Walk-in pantry, Gas Fireplace, Alarm, 9’ & 10’ Ceilings, Low E, double pane, tilt in vinyl windows, covered back porch, lots of closet and storage space. Meets ONG “One in Energy New Home Program.” Host: John Proctor -Builder/Developer.
SURELY CONSTRUCTION 1001 RIVIERA
E-8
641-2651 OPEN SUNDAY 2-4
(I-35 east on Hwy 9 to Chautauqua, right to Canadian Trails, right and continue west on Riviera, 101 is on right.)
BEAUTIFUL HOME IN sought after neighborhood, 4 bedrooms (or 3 and study), 3 baths, big private master suite downstairs, great layout, formal and kitchen dining, 2 car garage, corner lot, handy utility, big cedar closet, storage room in attic, guest room/bath upstairs, big kitchen/gas/island, alarm, sprinkler, fireplace w/electric starter. Access to great association club house/pool/activities. $239,000. Call Amelia @ 6277822. #260428
Don Cies Real Estate, Inc. 912 EAGLE CLIFF DRIVE
NORTHEAST
421 SANDPIPER LANE
3
www.DonCies.com F-9
329-0256 SUNDAY 2-4
(From Hwy 9 & 12th SE, go south past Cedar Lane to Eagle Cliff Drive, west to 912, south side.)
WELCOME TO YOUR new home! 4 true bedrooms, 2 full baths, 2 car garage, corner lot, fully fenced, 1761 SF. New wood laminate flooring in the living & dining & lots of new paint. Corner fireplace. Breakfast bar, 2 pantries, built-in microwave, smooth top stove. Master suite has a HUGE walk-in closet, double vanity, garden tub, & separate shower. Neutral colors, move-in ready. Seller says, “Let’s sell this today!” Hostess Sandra Smith Schilreff
Keller Williams
sansmith@kw.com
405-414-7787
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SOUTH OKC
3112 WESTLAKE RD
OPEN SUNDAY 2-4
(TWIN LAKES addition off of Sooner Rd. just North of S. 34th Street (German Restaurant), turn East into the gated addition and follow main road East to the property sitting at the top of the hill.)
BEAT YOUR COMPETITION to Luxurious Living! Two master suites downstairs, one with all ceramic tiled floors. Every bedroom closet is gigantic. Striking Granite kitchen counters and custom cabinetry throughout the entire home makes it outstanding. FOUR Beds, Three and one-half Baths, Formal Dining, Formal Living space and a super Great Room with fireplace, and a utility room that will knock your socks off! Unbelievable Storage space and Custom Window Treatment stays! Home sits lovely on one acre! Reasonably priced at $368K. Your viewing is welcomed. Hostess Mary Heckathorn Keller Williams Realty Mulinix OKC maryheckathorn.com 405-326-5324
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Saturday, July 13, 2013
Saturday, July 13, 2013
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Financial planning for first-time home buyers By Broderick Perkins RealtyTimes.com
When it comes to buying a home, if you put the horse before the cart, you'll get nowhere fast. That means don't go looking for your dream home until you are sure you've got the where-
withal to swing the deal. "Urban-centric" real estate franchise company, United Real Estate says, while a mortgage is the most important financial aspect of a home buy, there are other financial planning details you can't overlook.
These tips and more are also covered in a homeownership or home financing counseling session, available for free from many non-profit community and social groups. Homeownership lessons are not just for those struggling to pay the mortgage, facing foreclosure or otherwise in distress because of the mortgage payment. They can also help you prepare to buy. The U.S. Department of Housing and Urban Developments' (HUD) Office of Housing Counseling is a good start. Meanwhile United Real Estate advises: Conquer your credit A clear understanding
of your credit reports and credit scores is vital. Your credit score is a numerical rendition of your credit report. The higher the score the better your credit and the more likely you'll be approved for a mortgage at the lowest rate. The opposite is true with lower credit scores. Also, with a good credit score you have the option to finance a larger home because of the lower interest rate. A higher score can also get you into a more favorable loan program, say, one with a lower down payment, fewer closing costs or other favorable terms. Obtaining your credit report early in the home buying process gives you time to ferret out errors and take care of black marks before the lender sees the report. At that point, you could get rejected for a loan and have to deal with credit issues anyway. A good loan officer, mortgage broker, or even a real estate agent can advise you on credit issues, including telling you what you can do to improve your credit report in the eyes of the lender. Also see the Federal Reserve's "Consumer Guide to Credit Reports and Credit Scores." Determine your down payment and closing (con’t. on page 6)
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First-time (con’t. from page 5)
costs Virtually all loans programs will require a minimum down payment amount necessary to secure the loan. Lenders want you to have a stake in the game and not put the risk totally on them. Federal Housing Administration (FHA) loans are available for as little as 3.5 percent down, but lenders typically want as much as 20 percent down for loans that are not insured by the government. Yes, that's $40,000 down on a $200,000 home, indicating buying a home isn't an overnight proposition. In addition to the down payment, you could need closing costs that amount to another 1 percent to 3 percent of the sales price - $2,000 to $6,000 on the $200,000 home. For those who qualify, closing costs and down payment assistance can be available from local, state and community homebuyer assistance programs. Ask your real estate agent and check with your local housing, consumer and community groups. It's also possible to get the seller to pick up some closing costs by contracting an amount subtracted from the seller's proceeds. Unfortunately,
Saturday, July 13, 2013 that's more of a possibility in a buyer's market and not as likely in today's market. United Real Estate says plan on getting no closing cost assistance. If you are able to get it, consider it a bonus. Do the math on monthly mortgage payment To determine what you can afford to pay for your home each month, consider more that just your principal and interest payment. Together, the principal and interest payment each month is generally the largest chunk of your cost to own a home, but there's also property taxes and homeowner's insurance.
It's wise to set up an impound or escrow account so your lender collects 1/12 of your annual property taxes and insurance each month and later forwards that amount to the tax collector and insurer. Otherwise, every year you'll be stuck with two big lump sum payments for taxes and insurance. Check with your tax collector and insurance agent to get a handle on those costs. Also don't forget the cost of repairs and upkeep for a single-family home and the cost of homeowner association (HOA) dues for condos, townhomes and other homes in an HOA. United suggests keep-
ing aside about 1 percent of the value of the home for annual repairs and upkeep a home might need. That's another about $2,000 for a single family home. HOA dues are set by each HOA and can vary. Stake out a prequalification letter There are two types of letters that put you closer to mortgage money in the bank - a pre-qualification letter and a pre-approval letter. The pre-qualification letter is not as strong as the pre-qualification letter and is primarily based on information you supply to the loan officer or broker. It's a preliminary check of your finances to help (con’t. on page 7)
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Saturday, July 13, 2013
Navigating the home refinancing process (BPT) - With interest rates near historic lows, now is a good time to consider refinancing your home. Refinancing a mortgage can potentially save you money over the life of a loan. Here are a few tips to help you navigate the refinancing process: • Choose a reliable and trustworthy mortgage banker. A mortgage banker is someone you should feel comfortable with, who should be frank with you about fees, flag potential issues, and help you make choices that best fit your financial
situation. But where can you find the right mortgage banker? “A quality mortgage banker will try to understand your goals and match your situation with the best possible loan, that doesn’t contain hidden fees or surprises,” says TJ Freeborn, mortgage professional at Discover Home Loans. “Mortgage bankers who are not looking out for you might sell you strictly on low interest rates or offer you a too-good-to-betrue deal without asking the proper questions or evaluating your needs.”
First-time (con’t. from page 6)
reinforce your ability to finance a home. Start by doing The pre-approval letter research online with goes one better. It's based unbiased resources. Reach out to family and friends who also have refinanced or are in the process and compare research. Also, if you know a tax advisor or a real estate professional ask them about any questions or concerns. They may be able to provide new insight to help with your decision. • Do your homework on loan options. All mortgages are not created equally. It’s important to understand the com(con’t. on page 10
on actual verifications of your credit, income, assets, employment, etc. and says you are good for a specific loan amount. If you conquer your credit, as mentioned above, you should be able
7 to get a pre-approval letter from your loan officer. Also, if you don't have a real estate agent, you can use this letter to prove you can afford to buy a house and that you have a lender's backing.
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Saturday, July 13, 2013
Saturday, July 13, 2013
Manufactured Homes
Sales Homes
510
Beautiful home in a great neighborhood. Aprox 2100sq’ 3Bd/2.5Bth/3Car, Granite Counter Tops Throughout. Large Walk in Master Bathroom Closet & Shower, Custom Paint Finishes Throughout. Beautiful home in the Hallbrooke Add with awesome neighborhood clubhouse, Pool & Pond. Asking Price $273,000 • 2004 Marymount Rd Norman, Okla 405-570-4062 Builder has new brick homes in Tecumseh OK. 3 Bed / 2 Bath / 2 Car. $140’s-$150’s 405-206-8551
GOT $ 10K Own a home, call for details. 405-634-4812 Home + 8 Beautiful Acres - Less than 5 min. to Downtown Norman. Features 4 Bed, 3 Bath, Country Kitchen, 40’x60’ workshop & Lg In-Ground Pool. Call Dee Womack Vawter Real Estate 834-5354 for Private Showing. RENTAL INVESTMENT 4 units, Income $2670/month. West Norman. Would consider pkg sell of 2. $195,000 (405) 694-8983
BANK REPOS Some w/land, we finance 405-634-4812 Close to Lake 3/2 only 20 minutes to dntwn OKC • 405-634-4812 FSBO: Like New 2012 18x80 Singlewide Manufactured Home, 3Bd/2Bth, Need Own Financing, No Down. $40,000 • 918 208-6125
STORM VICTIMS Special finance pkgs, 10 homes, fast move in 405-634-4812
✰✰✰✰✰✰✰✰✰✰✰✰ ATTENTION • ATTENTION
✰✰✰ TORNADO SURVIVORS IT WAS MY SAFE HAVEN IN THE TORNADO OF 2010 2007 28’ HEARTLAND TRAIL MASTER TRAVEL TRAILER Sleep 6f, All the amenities of home Bedroom, Livingroom, Bathroom Kitchen with APL’s including the Freezer. Cable Hookup, Elect. Air/ Propane Heat.
Very Good Condition.
$8,500. Neg. 366-1420
S.E. NORMAN GREAT HOUSE FOR DOWNSIZING Attractive Custom Kitchen with Updates, Granite Counters, Sprinkler Syst, New Roof, 3Bd/2Bth, 5 Acres Inground Pool, 3/Storage Bldgs, Historical Site, Mature Landscape. FSBO 2055 SE 60th • Norman 405 388-4849 Check Craigs List! Savannah Hills, Noble, $285,000 Beautiful 2-story on Very Lg Lot. Approx. 3300 sq. ft. Blt 2010. 4 Bed/3.5 Bath/3 Car/2 Lvng OR 1 Lvng + Office/Study/3 Dining/Lg Utility & Mud Rm, Hardwood Flr / Tile / Carpet, Fireplaces in Lvng & Mstr Bed, Covered Patio w/ Large 10’x12’x7’ Deep Storm Shelter Under Patio, 1/2 mi. S. of Noble on Hwy 77. Margaret Womack Real Estate Services LLC, Owner/Agent 405-417-7041
515
4 BRM ON LAND We finance, motivated seller 405-634-4812
Land / Acreage
530
19 Acres mol, $5000 per Acre, Post Oak & SE 84th St, Norman Noble Area, Trees/Creek, Raw Land, Call (405) 872-0684
Commercial/ Business
540
Commercial Bldg. • Noble 2400Sq’ 116 N. 2nd, 2/over head doors w/ big office & kitchen area. Some financing. $123,500. 408-5027
610
4 Bed/2 Bath/2 Car Garage, Corner Lot, CH/A, W/D HU, Newer (2004), Large Spacious Kitchen, 608 Cavecreek St., $1200/mo + $900/dep. Call 217-2625 515 E. Main St • 2Bd/1Bth W/D $750/mo + $750/dep 121 W. Himes • Large 2Bd/1Bth CH/A W/D $750/mo + $750/dep 321-6736 • Text Only 210-2220 516 Oak Ridge • Blanchard Excel Cond. 3Bd/2Bth, Great Location, Near Schools, Nice wooded lot. $1500/mo + Dep. (405) 756-7163 703 Normandie, 3Bd/2Bth/1Car CH/A, New Paint, Stove, Micro, Oven, W/D, Across from OU $1500/mo + $1000/dep. 320-0858 Campus rental next to OU Law Ctr. 3 bed+loft, 2.5 bath, balcony, lots of parking, over 2800 sq.ft., $1800 mo. + $2500 dep., Available 8-1. Owner licensee, 314-2169. Country Living! Eside 5mi to OU! 2Bd/1Bth • Hardwood Floors CH/A • W/D HkUps • Carport
$725/Mo+600/Dep • 321-3727 FSBO - Two Homes, One Lot. Great Rental Properties Close to Downtown. 2 Bed/1 Bath/Carport CH&A & 1 Bed/1 Bath with Current Tenant. New Roofs. $75,000 OBO 105 & 105-1/2 W. Chesnut, Noble (405)641-8658 OR (405)872-3225
3216 Rambling Oaks Drive Great 3 Bed/ 2 Bath/ 2 Car Garage, W of I-35, $1100/mo, Call Bob 412-4343 Noble - Available Very nice 3bd/2bth/2Car/FP/CH&A Ref, Dep Req, one yr Ls-$1000/mo (405) 872-0756 for appt. / /// //// /// /// /// /// /
Norman’s Rental Website
Rentals Homes
Homes
610
1611 Pinewood 3/2/1..............$700 2628 Quanah Parker 3/2/2.....$750 908 Branchwood Ct.... 3/2/2... $800 1621 Chaucer 3/2/2 $850.360-2873
NormanRentalsOnline.com
/ /// //// /// /// /// /// /
Avail Now! • 1609 S Pickard, University Area, 3Bd/2Bth/1Car, Lg Fen/Yd, Study, Lse & Dep. $1500/Mo • 366-1700 • 818-4441
Homes
610
• 2b/1bth Noble $475/400 • 1932 E Lindsey 1b/1bth W/D $425/350 • 2b/2bth W/D $650/500
SPM Realty Inc 405-360-0526
Homes
9
610
364-4114 or Get all the info at dmgrealestate.com 3Bd 2Bth on 2.5 Acres Sauna Bldg W/Shower, Hot Tub in Gazebo, Big Deck, E Norman Near Lake, Cross Fncd, Barn for Horse or Shop • Proof of income req. $1,000/Mo Yr Lse • $1,000/Dep (405) 205-2437• 210 279-1516 2702 Belknap • 3/2.5/1 $850 2313-C Beaumont • 2/1.5/CP $650 1310 Clearwater•2/1.5/2 Dplx $775
Well Maintained Units! Singh Realty • (405)329-2338 OLDER NORMAN HOUSE Just South of West Main. 3BD/3Bth/2 Living areas, 2 stoves, Large enclosed backyard. 406-587-2855. • 1200/month. 1828 Parkridge Avl July. 3Bd/2Bth/2Car $1050/Mo + $900/Dep. Service Pets Only!
A-1 Property Mgmt 360-2587 West Side 3Bd/2Bth/2Car w Bonus Room, FP, Wet Bar, Patio/Deck $1000- 1100/Mo 209-7154 2-3bedroom Homes 1.5 Bath @ $805/mo or 1.3/4 Bath at $880/mo CH/A with kitchen apls ceiling fans, 1 Car, Pets Okay. 321-4261 AUGUST 1ST! CLOSE TO OU! 3116/3118 Ridgecrest Ct. 2Bd/1.5/2.5Bth/1Car Gar, CH/A, FP $700-795/mo. • 580-772-7665
630
NOTTINGHAM • NEAR OU 2 Bd / 2 Ba • FP • W/D Ceiling Fans, LARGE Closets Well Lit & Secured. Covered Parking. $725/Mo 360-4107
631 Welston Cir 2/1.5..........$665 2200 Classen #11-124 2/2...$800 1633 Caddell 3/1/1...............$850 1206 W Brooks 3/2/1............$990 1908 Old Central 3/2/2.......$1050 1913 Rising Hill 3/2/2.........$1080
Call
Apartments
908 Birch 3/2/2...................$1200 2725 Northern Hills 3/2/2...$1295 2924 Sandstone 3/2/2........$1300 305 College 2/1...................$1400
1 Bed/1Bath Apt. Near Campus • Apl’s $440/mo + Dep. 535-5519 or bluechannelmedia.com/Apt/
ALL BILLS PAID Incl: Phone, Cable/HBO, No Deposit, No Lease. Furn, Onsite Laundry, Rooms, Eff,1 & 2 Bdrm Apt. Mon Rates, Payments Avail on Mon Rates
OU MOTEL & APARTMENTS 2420 S. Classen Blvd.
366-RENT www.bpmok.com 3Bd/2Full Bath On Acreage • Noble Schools, $700/mo + $400/dep One Year Lease • 329-9697 Noble 3Bd/ 1Bth/ 1Car/ Log Cabin Duplex, 501 E. Maple, CH&A Cathedral Ceiling, Lg Kitchen. $725/mo 850-5274
RJH Realty • 364-4801
LARGE SELECTION! APARTMENTS 901 S Main #1 (Noble)....1/1...$475 1901 E Lindsey #23B • 1/1.....$495 309 Falcon Ct #1 • 2/1............$575 1904 Dover D......• 2/1............$595
DUPLEXES 2337 Heatherfield...2/1...........$575 1106 N 5th (Noble)...2/1.5......$595 1911 Chandelier....2/1/1/........$675 1332 Glen Oaks Ct...2/1.5......$550
HOUSES 216 23rd Ave NE ....3/2/2/......$995 2821 East Lake......3/2/2.....$1,150
WAREHOUSES 1207 Robinson • 30X30 + util.$425
321-4670 LEASE NOW!!! CHANCE TO WIN!!! 32” TV & X-Box 360 Android Tablet 1 & 2 Bd Apt Home Appliances Included Large Walk In Closets & upgraded interiors
(Off W. Lindsey behind McAllister’s)
364-9414 M-F 8:30-5:30, Sat. 10-3
GREAT RATES!!!! 2Bed/1.5Bath Townhomes, Optional Utility Package,
Halray Townhomes, 900 Halray Dr Just 6 Blks East of OU • Start @ $550/Mo • 360-6298 Country Living in Purcell. Large 1 & 2 Bds, Basic Cable & water included. Pool, Laundry.
$350-400/Mo (405) 527-2008
Westside Townhouse 2Bd/1.5Bth • $550/mo + $400/dep 405-364-7500 www.rentalsun.com
For Additional Properties, Visit
Norman’s Finest 55+
www.Rjh-realty.com
Community • Independent Living, Savanah House II 701-8440 • www.carlsbadok.com
Owner/Broker • Section 8 OK
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Refinance (con’t. from page 7)
ponents that go into determining the price of a mortgage, including points and fees, so you can accurately compare the offers. To find descriptions of home loan options, you can visit www.dis-
Saturday, July 13, 2013 • Secure your low interest rate by locking it in. Interest rates change almost daily and it’s important to talk to a mortgage banker about ensuring the best time to lock in your rate. If the loan process takes too long, there is a chance your approved rate may expire and there-
into refinancing, make sure you understand not only the mortgage refinancing rates but the costs associated with refinancing. Closing costs generally include fees for origination, the appraisal, attorney review, lender and title, as well as insurance, taxes and escrow. Check with your mortgage banker
Apartments
630
Commercial/ Business
635
2 Car w/Opener, Gas Heat, Hot Water, Fireplace, Yards Maintained, Swimming Pool Starting $895/Mo & Up ♣ ♣ ♣ ♣ 360-4445 ♣ ♣ ♣ ♣ 2 Bd/2 Bath furnished 1000 sq ft condo. Near OU. Covered patio/parking, W/D in unit. $975/mo $975/dep. (405) 550-0464
704 E. Main • Moore 200sq’ office for out of state contractors. CH/A Included. $500/mo • First/Last. 618-5800
6000sq’ • Available Aug 1st.
Thunderbird Lodge, LLC 1430 24th Ave SW • 329-6990
✰ NO LEASES ✰ ✰ ALL BILLS PAID ✰ Free Wi Fi • 60 TV Channel Furn/1Bd/Kit/UpStrs/1Person
Weekly Rates
SAVE CASH with coupons
405 650-9399 No realtors please!
GREAT LOCATIONS Spaces starting at $250. Quick access to I-35 & Hwy 9. I-35 Expo Utilities Paid & Janitorial Service. Sooner Traditions Realty, LLC
Zoned I-1, 9600’ warehouse & 750’ office on 23 acres. 1.5 miles E of I-35 in Norman. Rate & Term negotiable. John @ (405) 641-2651
CALL ABOUT MOVE-IN SPECIALS
1250 SF Office/Whse Combo 3 Offices + Reception EZ to I-35 • $850/Mo • 364-3935
329-7143
WAYS
800 W Rock Creek Rd
1253 Lindsay Plaza Dr
$180 Move-In Special Best Norman Location • Modern Renovated Apts • Close to 1-35 Friendly Patio Apts • 366-1155
cover.com/homeloans/loan-options. For instance, based on the situation you may choose an adjustable-rate mortgage versus a 15 year or 30 year fixed-rate loan. Make sure to evaluate your options with your mortgage banker and discuss what works best for you.
Serious Inquires Only!
NOW LEASING 1-2-3 BDRMS.
364-0350
to make sure that the closing fees are reasonable and that you are aware of all the factors that impact your refinancing cost. Refinancing may be a worthwhile savings opportunity, but make sure to consider all of the factors before concluding it’s a wise financial decision for you.
660
WEST SIDE • Ex Lg 2 & 3 Bd
DOWNTOWN NORMAN 310 E. Main
fore potentially increase. You may have the opportunity to get an extension, but often the fee for an expired rate can be costly. Make sure to lock in your interest rate to avoid closing at a higher rate. • Understand the costs and fees of refinancing. Before you jump
Townhomes /Condos
1406 Glen Oaks #4, 2Bd/1Bth, W/D Hookups, All Bills Paid except electric. $525/mo +Dep. 1 year lease required. 503-3562
DO YOUR LAUNDRY AT HOME This spacious 2 bdrm comes w/ full size Washer & Dryer! • Clean! Lots of storage! • $575/mo
Call 321-7236 Warm, Comfortable-Environment with Multiple Aenities, Contact Us Now! Heartland-Plaza.com (405) 799-9919
1.
(S of Sonic -1Blk E of 12th Ave SE) Condo Office Warehouse, 1500 SF 1-12’ OD. $850/mo Bill 326-9206 PROFESSIONAL OFFICE Bldg. in Noble 333 Etowah, 1100sq’, Newly Redecorated $975/mo Bills Pd. 850-5274
Manufactured Homes
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2 Bed/1 Bath Mobile Home Needs New Kitchen Floor & Additional Work, Located in Park $2,000 (405) 872-7509
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NOBLE AREA
Commercial/ Business
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1/1, 2/2 & 3/2 Pet Dep. $500. Mobile Homes • $500/Dep $350-$550/Mo/1yr ls, Call 659-9256 4BR/2BA $650/mo. Rent to Own with $1500/Down Payment. Reg. Rental $750/mo + $750/Security Dept. 3BR/2BA $550/mo. Incl Water/Sewer Rent/RTO 405-872-1818, x1
366. 3573
Saturday, July 13, 2013
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Surprise: New garage door tops list of high-impact, affordable home improvements (BPT) - You’ve finally scraped together some money to improve the looks of your house. Problem: Every project costs too much or produces a minor improvement. Solution: A stunning new garage door. A front-facing garage door packs a big punch and dramatically improves the curb appeal of the entire home. That’s one of the big revelations from the 2012-2013 Cost vs. Value Report by Remodeling Magazine. In the report, a garage door replacement again ranked in the top three in “cost recouped” on a list of 35 common home remodeling projects. Siding replacement and a deck addition also ranked at the top, but they can cost $10,000 to $15,000. An upscale garage door often costs less than $3,000. The project that pays for itself “No other exterior home project transforms such a large space at such minimal cost and time,” says Tom Wadsworth, longtime editor of a garage door trade magazine. Since a home’s garage
doors can take up more than a third of the front elevation of the home, a new garage door can make a big difference. And a stylish new garage door can actually pay for itself, according to a Stratamark Research survey. When nationwide real estate agents were shown before and after photos of houses with new upscale garage doors, they increased the list price of the home anywhere from 1 to 4 percent. That means a $2,000 garage door investment could increase the sale value of your home by as much as $8,000 if you’re selling a $200,000 home. Making a difference Brad and Jenny Considine recently moved from the Midwest to a nice home outside Baltimore. They had a budget for making improvements, but they had a tough time prioritizing which job should come first. They were glad they chose the garage doors because “the change was dramatic,” says Brad. After his new wood carriage-style garage
Maximizing design The Considines’ new carriage-style doors had windows that matched the style of windows on the house. That’s
garage doors have advanced far beyond the all-too-common rows of rectangles. New doors also feature appealing designs, striking colors, rich finishes and decorative window options that can flatter any home. To get a taste of the
Not a DIY project One word of caution. Don’t try to install a garage door yourself. “Your garage door system is under high tension that can cause severe injury or even death if improperly installed,” says Wadsworth. Plus, an
a key design tip when buying a new garage door. “The most stunning doors integrate with the design of the home,” says Wadsworth. “Look for colors, lines and shapes that match other exterior components.” The styles of today’s
latest innovations, Wadsworth urges homeowners to go to GarageWowNow.com , a non-commercial website developed by the garage door industry. The site includes before and after photos and displays many styles introduced in recent years.
experienced installer knows how to install the door for correct balance, maximum energy efficiency, smooth operation, low noise and longest life. GarageWowNow.co m’s ZIP code search function can also point you to qualified professionals in your area.
The rows of rectangles on the Considines old garage doors didn’t match any other exterior feature on the home. This stale garage door design has been common on American homes for more than 30 years. The windows of the new garage doors blend well with the windows on the Considines’ home. Plus, the long vertical panels on the bottom of the garage doors complement the shapes of the shutters and the overall shape of the windows.
doors were installed earlier this year replacing two standard-issue builder-grade garage doors, he was ecstatic. “The doors went from being an embarrassing part of the home to having neighbors coming over and asking me about them. I was amazed at how much they improved the entire house.”