A Little Traverse Association of Home Builders home show by Northern Michigan Review Inc.

Home Improvement Solutions: Learn from the People Who Know

2011

FAMILY OWNED & TRUSTED SINCE 1905

35th Annual

Home Show & Expo Saturday, March 12 • 10 a.m.-6 p.m. Sunday, March 13 • 11 a.m.-4 p.m. Free classes & seminars during the show

North Central Michigan College • www.LTAHB.com • For more info, call (231) 348-9770.

Learn from the People Who Know

Little Traverse Association of Home Builders

WHAT IS LTAHB?

THE 2011 SHOW HOME IMPROVEMENT SOLUTIONS:

Learn from the People Who Know

he Little Traverse Association of Home Builders (LTAHB) Home Show will provide inspiration and information for those building or remodeling their homes. With the variety of vendors in this year’s show, the “homeowner” will be able to find anything and everything they need to remodel or build a new home. LTAHB is hosting the 35th annual Home Show and Expo that will take place Saturday and Sunday, March 12-13, at North Central Michigan College’s Student and Community Resource Center in Petoskey. Hours are 10 a.m.-6 p.m. Saturday and 11 a.m.-4 p.m. Sunday. Admission is just $5 per family. Chairperson for this year’s event is Carl Wager of Wager Builders in Petoskey. Co-chair is Robin Hissong-Berry of Berry Nice Kitchens in Boyne City. “The show for the past five years has had an average of 2,000 people attend,” said Doug Byron, executive officer of LTAHB. “We have had several different themes for the home shows in the past, from the #17 Carhartt racer in the NASCAR Sprint Cup division, to

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waterfall displays to celebrity speakers. It is always a good time and very educational.” Always a popular feature of the show are the various educational seminars hosted by local professionals, which take place throughout the event. More than 65 vendors will be on hand to present the newest and best products and services, and some offer demonstrations and expertise to those at the show. This show promises something for everyone and every project; just ask to be pointed in the right direction for a professional who will be able to answer your question or give a suggestion on specific issues. Even the kids who attend will get to try their own skills at construction. A supervised work area sponsored by Home Depot of Petoskey will have projects for the young tykes to build. Byron stated, “There are many fine exhibits here. Our builders and associates are ready to help you start the season off right and help the ‘homeowner’ start the project they have always wanted to get going.” For more information, contact LTAHB at (231) 348-9770 or visit www.ltahb.com.

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The Little Traverse Association of Home Builders (LTAHB) is an organization of home builders and the allied trades of the building industry in Otsego, Charlevoix and Emmet counties. The association is affiliated with and subscribes to the principles and policies of the Michigan Association of Home Builders and National Association of Home Builders. All members of the organization must conform to all licensing requirements in order to maintain their membership in the Little Traverse Association of Home Builders. The organization also maintains close liaison with government agencies in order to be able to act in the interests of the home builders and the home buying public in national, state and local legislation. Members of Little Traverse Association of Home Builders have pledged themselves to a strict code of ethics, and thereby maintain high standards of quality construction, commitment to the consumer and professional and fair business practices. Leaders of the organization devote their time and effort to advancing the home building industry, studying the latest methods of efficient and economical home construction, always attempting to enable more residents in Otsego, Charlevoix and Emmet counties to purchase new homes at the lowest possible cost.

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Learn from the People Who Know

■

Little Traverse Association of Home Builders 3

A LETTER FROM THE PRESIDENT

elcome to the Little Traverse Association of Home Builders 2011 home show and expo! This is the event’s 35th year, showcasing the talents, crafts and services of the area’s best suppliers, manufacturers and tradesmen. There is so much volunteer effort that goes into this event, it amazes me. The committee deserves a special thanks for its dedication and hard work on behalf of the association. While the event is a revenue producer for LTAHB, its primary objectives are community awareness and business building. The exhibitors deserve thank yous as well for taking time away from their showrooms, offices and projects to set up and exhibit their displays. The goal is to have you visit these booths, talk to knowledgeable teams and discuss how they can provide you with some project ideas and perform quality service. Members of LTAHB are screened, and licenses and references are checked, prior to being accepted for membership. They pass financial and business background checks so you know you are dealing with a reliable business when you choose to use a member. LTAHB is on the front line of educating members about new codes and regulations. This benefits the safety and health of employees but also homeowners, who will occupy residences

long after we leave. We work with area agencies, such as the building and health departments, to ensure safety and compliance with codes. New EPA lead paint renovation standards went into effect April 22, 2010, and require a contractor to be certified to work on homes built prior to 1978. If a project disturbs lead paint (by sanding, scraping or dismantling painted surfaces), the rule requires the contractor be certified and those working on site trained to handle the containment of the hazardous particulate. LTAHB is educating and certifying its remodelers and painting contractors so they are able to serve you safely. Throughout its 40-year history, LTAHB has embarked on a service mission and provided many local agencies, charities and families with goods and services that cannot be measured solely in dollars. Just to name a few, The Nehemiah House, Habitat for Humanity, United Way Day of Caring, Veterans Services and local food banks have benefitted from the generosity of our members. LTAHB funds an annual scholarship administered by the Petoskey-Harbor

Springs Area Community Foundation. The building trades programs in the area schools have reaped tens of thousands of dollars from our partnership on the annual garage build (more on page 13). See the Char-Em Building Trades booth on the expo floor and bid to have the garage built for you — you won’t find a better deal anywhere. This association never ceases to amaze me. The members are hard-working small-business owners that know the meaning of dedication not only to their jobs, but to customers, families, community and this association. There are more than 250 LTAHB members in Emmet, Charlevoix and Otsego counties. They benefit from being a part of a larger group that helps advocate for the industry, provides education for professional growth and networking among peers to grow businesses, and provides jobs to the community. I’m proud to be the leader of this organization and more proud to be a member. Be sure to visit our booth and our website, www.ltahb. com, to learn more about who we are and what the association means for you. Thanks for coming to the 35th annual home show and expo, and remember to use a member on your next project.

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Adaptable homes:

Good for a lifetime ing home. Unfortunately, these elderly parents often encounter difficult is no secret that the ties when they attempt to naviAmerican population is aging. gate the dimly lit hallways, narThe Administration on row doorways or curbed showAging of the World Health ers in their children’s home. The Network predicts by 2025 home was just not designed for Americans over age 65 will out- someone with diminished vision number teenagers by more than and less mobile limbs. 2 to 1. You can make a wiser deciHowever, the Baby Boomers sion. How much better would it (those born between 1947 and be to remodel your home ahead 1964) decline to think of themof time, so that once a parent selves as “old” or “elderly.” arrives — even for a short stay They are staying active, con— he or she can look forward to tinuing to work, travel, vacaa pleasant time? You can transtion and play, and consider form your home into an environthemselves in their prime. As ment that does not contribute to a general rule, they are not so accidents and possible injury. interested in thinking about This is a win-win situation ever moving into a nursing for you, too, since you also will home. They prefer to stay in the benefit. If your health, or that same comfortable homes, vacaof a family member, suddenly tion cottages and neighborhoods changes because of an issue where they have gotten to know such as a hip replacement, you everyone and where everything will be able to stay in your home is conveniently located. throughout all these life changIf you are one of the many es. This is often called “aging-inpeople who belong to the place” or “barrier-free design.” Boomer generation, this article When you think of aging-inis for you. Life is all about place and making your home changes, and it just makes sense accessible, perhaps your mind to think and plan ahead so goes immediately to adding the various homes you live in elevators and ramps. However, offer you a convenient, healthy many smaller modifications can environment for all your future be made that will be beneficial needs. and not require extensive renoFor example, many people in vations. their 50s and 60s have elderly Are any handles in your home parents who like to visit them. difficult for certain family memSome of these people have cho- bers to grasp? Shelves too high sen to move a parent into their for them to reach? Doors not home, rather than into a nurseasily opened or closed? Floors SUBMITTED BY DAVID MCBRIDE MCBRIDE CONSTRUCTION INC.

that cause them to slip? Controls they cannot see to operate? Alarms they don’t hear? These are all areas of your home that can benefit from remodeling to accessible standards. Installing grab bars around toilets and in showers is a simple thing to do and prepares your home for whenever a grab bar may be needed in the future. There are many styles to choose from that have the appearance of a beautiful towel bar instead of an institutional look. If these items are not installed at the time of project completion, the room may be prepared for them by adding the appropriate structural blocking in the walls. Installing comfort-height toilets is another simple change that can make a big difference in your ease and safety in the bathroom, even if you have no physical disability. The newer models are just as attractive as their lower-height counterparts and are more comfortable to use. One of McBride Construction Inc.’s clients had some physical issues that made it difficult for her to climb her stairs at home. She looked to McBride to recommend an option other than adding an elevator, which she felt was too expensive. McBride installed two very secure handrails, one on each side of the stairway, and she is now able to safely travel up and down her stairs. Recently, at a local condo-

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This beautiful accessible bathroom has a zero-threshold shower, a comfort-height toilet and attractive towel bars that are actually grab bars. minium project, McBride built a sidewalk to a client’s back deck. This allowed the client access to his condominium by climbing just two steps, as opposed to first navigating 10 steps up and then another eight steps down. This was a simple, good-looking solution that really worked well for both McBride’s client and the condominium association.

Dave McBride, CGR, of McBride Construction Inc. in Petoskey, is one of several Little Traverse Association of Home Builders builder members who are Certified Aging-in-Place Specialists (CAPS). Be sure to contact one of these CAPS professionals when you have questions about accessible design for your home. They have the training and experience to provide a practical, good-looking solution for you to age-in-place comfortably and safely.

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Little Traverse Association of Home Builders 5

2011 HOME SHOW SEMINAR SCHEDULE ■

Saturday, March 12

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Dave Kring (left) of Dave Kring Chevrolet-Cadillac in Petoskey and Little Traverse Association of Home Builders executive officer Doug Byron stand with the 2011 Chevrolet Silverado, the official truck of the home show.

Chevrolet Silverado:

The official truck of the home show

ot only is the 2011 Chevrolet Silverado the official truck of this year’s home show, it’s Motor Trend’s Truck of the Year. The Silverado can help construct and remodel homes, from front porches to back decks — things that last. But the most important thing that Chevrolet has done over the past 90 years is bond with truck owners. It’s a commitment of giving them what they need, so they can do what needs to get done. No wonder cars.com named the

Silverado a 2010 Best Bet. What makes a Silverado a Silverado? Power. Pulling. Payload. Plus traction control system, remote keyless entry, full-size spare tire, power passenger side mirror. Those are just few of the great features that make the Silverado the most dependable, longest-lasting full-size pickup on the road. Starting at $21,540, you can easily build your own Silverado

by visiting davekring.com or check Dave’s complete Silverado line-up from the versatile half-ton Silverado 1500 to the pull-anything, one-ton Silverado 3500. All Silverado models come with Chevrolet’s 100,000 mile, five-year powertrain warranty. No matter what vehicle you need new or used, remember Dave Kring Chevrolet-Cadillac on U.S. 31 North in Petoskey, where you will find the people you know and the service you expect.

Noon — John Plichta, J.R. Construction, “Building: Science of construction” 1 p.m. — Jeffery Rice, J.R.N. Design Associates LLC, “Building on budget by design” 2 p.m. — Emmet Brick & Block, “Alternative heating: How it works” 3 p.m. — Preferred Landscape LLC, “New material” 4 p.m. — Paul Barron, Applied Energy Solutions “Home energy audits” 5 p.m. — Deward Knapp, Contractors You Can Trust, “Social media adventure: Research tutorial”

Sunday, March 13 Noon — John Plichta, J.R. Construction, “Green home: Where and how it is done” 1 p.m. — Berry Nice Kitchens and Greetis Design Group, “Kitchen and bath design features” 2 p.m. — Lindsey Walker, Emmet County recycling program, “Recycling: The new additions”

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Right-sized for me SUBMITTED BY DAVID MCBRIDE MCBRIDE CONSTRUCTION INC.

ack in 1998, while the majority of Americans were buying McMansions with towering ceilings and more rooms than they knew what to do with, architect Sarah Susanka introduced a new idea with her book titled “The Not-So-Big House: A Blueprint for the Way We Really Live.” The premise of the book was that bigger is not necessarily better, and that building an enormous home simply to impress the neighbors robs homeowners of the intimate, personal spaces for which they subconsciously long. Susanka recommended that interiors be built to human scale and rooms be designed to be flexible enough to serve a variety of purposes, so that all those multiple, seldom-used rooms become unnecessary. Her message was that the design of a home should evolve from the owner’s lifestyle needs, rather than from a preconceived notion regarding how much square footage it should contain. Since Susanka’s first book was published more than a decade

ago, many of our cultural values have begun to shift. The National Association of Home Builders (NAHB) announced in 2009 that homeowners at all income levels were starting to show a preference for smaller homes. Partly as a result of the recession, homeowners are increasingly concerned about energy efficiency and sustainability, and those concerns often get translated into “I need a smaller home.” Home expert Gail Steves feels that the emphasis is still too much on square footage, only now it is reversed — all the talk is about small homes. Keep in mind that a small home will feel uncomfortable, no matter how energy efficient it is, if your lifestyle needs are not carefully considered during the design phase. You don’t really need to move, just improve. This is actually a very sustainable practice. Staying in an existing home, repurposing the space and recycling materials whenever practical can be just as green as building a new, smaller home. Steves interviewed nearly 300 families in researching her book “Right-Sizing Your Home — How

to Make Your House Fit Your Lifestyle.” All of the families — whether their home was too big or too small — indicated they had rooms and furniture they never used. Do you have a formal dining room that sits idle while your family prefers to eat in the kitchen? Or a bedroom that has not been slept in for years, ever since your youngest child moved into her own apartment? You need to first examine your day-to-day activities and then you can customize the space you already have to meet those needs. Don’t worry about where to put your “dining room” or “family room.” Instead consider questions such as: Where do you work? Where do you cook? Where do you eat? Where do you sleep? This is a process that will help you analyze how you use the space in your home, with the purpose of improving the way it functions for you. The next step in the process is for you to contact a remodeling professional — one who has the expertise and years of experience necessary to guide you all

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Little Traverse Association of Home Builders 7

SOCIAL MEDIA FOR CONTRACTORS

COURTESY PHOTO

By extending the kitchen countertop into the living area, McBride Construction Inc. included a dining space in this small studio apartment. the way through the remodeling process to the happy ending. A professional remodeler will spend time with you going over some of those same questions and also asking about your preferences for styles and finishes. He can analyze your home’s existing footprint and recommend ways to revise the space allocation within that same footprint so that it is rightsized just for you. For example, a certain amount of square footage could be “borrowed” from a bedroom in order to expand an adjoining bathroom. A kitchen space could be extended by opening up an exterior wall and installing folding glass doors that lead to an outside patio. Dave McBride, CGR, of McBride Construction Inc., cautions homeowners not to make this a do-it-yourself

project. “An expert remodeler will be able to determine when it is safe to knock out a wall in order to open up a space and when it would be dangerous to do so, such as when the wall is loadbearing,” he says. “This is something a homeowner should not attempt on his own. Remodelers are used to dealing with the surprises that always seem to turn up when working with older homes.” Dave McBride, CGR, of McBride Construction Inc. in Petoskey, is one of several Little Traverse Association of Home Builders builder members who are Certified Graduate Remodelers (CGR). This designation assures you that the remodeler has met National Association of Home Builders prescribed standards of business practice and has a proven track record of successfully completed projects.

here’s no doubt about it, social media is everywhere. From billboards to storefronts, business cards to brochures, the icons and badges for the popular social sites have been appearing on all kinds of advertising. The implications for contractors are clear. You need to use social media, too! But why? The web is full of all types of content. There are websites, pages, ads, games, etc. You have to disseminate your website from these things so that people can find you. One way to do this is to spend a lot of money in web advertising. Or you can use the “organic” approach and promote yourself through the social sites. These websites are free to use, and time is the only expenditure on your part. Search engines cannot find websites that never change. By using the social sites, updating your business identity on the web has become much easier. The old process of adding content to your web identity was to call your web designer, compile the adjustment to the site and wait for their schedule to get to it. You don’t necessarily need to change your website to improve your ranking. The typical posting on a social site is less than 75 characters with a maximum of 140. That means for about five minutes of your time, you can add extra content to your web presence. By linking different social accounts together, this small effort is multiplied simultaneously without having to expend any extra effort. These entries into the web create a larger presence for your company, and the benefits can be observed in a relatively short amount of time. The methods of social media are simple, but will take much more to explain than this small space. The Little

2011 Home show interactive feature When you see this image at our members’ booths, use your cell phone’s camera to scan it. Most smartphones will work; other phones may need a “free bar code reader” app. Android: Barcode Scanner Windows: Okotag, Blackberry Messenger iPhone: Optiscan Others: Upcode Traverse Association of Home Builders has asked to have a mini seminar for the members at the Friday night meeting before the home show. Members that have questions about adding social media to their business plan or are interested about how to expand what they are already doing are encouraged to attend. There are many things that contractors need to do on a daily basis. Attend the meeting at 5 p.m. Friday, March 11, to find ways how social media can help maximize your marketing efforts. I am looking forward to answering your questions. Patrick Leitelt is a marketing consultant for Contractors You Can Trust, a Michigan-based company providing Internet marketing services for contractors and their companies across the country.

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Whatâ&#x20AC;&#x2122;s newin the kitchen world SUBMITTED BY BONNIE HILL DESIGN CONSULTANT WITH PRESTON FEATHER BUILDING CENTERS

ith a new focus on healthy eating and a campaign in place with the help of Michelle Obama, people are eating in more today so that they have control over their meal choices. The economy is helping us to conserve our dollars more, and we are finding they go much farther when we prepare our foods at home. The new reality Food Network cooking shows and food websites are exciting us with all the new possibilities, and we are rediscovering how fun it is to cook again. Baby Boomers knew Julia, even without a last name attached, and now the next generation is discov-

ering its own Joy of Cooking in a new way. We love cooking again. So now we are looking at our kitchens in a new way and reorganizing them so we can function better. There are many new conveniences that make this easier â&#x20AC;&#x201D; roll-out shelves, pull-out trash, recycle bins, tray storage, spice drawers, knife blocks. For some of us, all new cabinetry is out of the question, but with help from professional kitchen designers, many of these things can be added to our existing cabinets to help them function more efficiently. Think of your kitchen in zones. Adding a prep sink to a work zone keeps the food away from the â&#x20AC;&#x153;dirtyâ&#x20AC;? clean-up area of the main sink. It also allows for multiple cooks. With more people retiring,

COURTESY PHOTO

Along the Yangtze River in China, Bonnie Hill (right) and her husband, David Schroeder, enjoy the dim sum dumplings they made during a cooking class.

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they are finding a new passion for the evening meal, something to look forward to and enjoy together from the planning, shopping and preparing process. By adding a beverage refrigerator or wine cooler, we can keep the kids and guests out of the work zone and in an entertaining or bar zone. We donâ&#x20AC;&#x2122;t need a sink in the bar zone anymore, because mixed drinks have been replaced with the popularity of wine, so now the problem of plumbing is eliminated. We are seeing bars in great rooms and family rooms. Some bedrooms are even adding beverage areas to make the morning coffee just that much more pleasant. Adding a beverage area to a guest room creates its own little bed-and-breakfast zone. For us in Northern Michigan, the outdoor kitchen is seasonal; however, they are becoming an added feature we tend to overlook. We have had grills for our cooking for a long time, but by adding a counter, storage area, perhaps sink and beverage fridge, we have added a second kitchen that is fun to cook in for our enjoyment and entertainment. It also keeps the mess, smells and heat out of the main kitchen. We can create a lovely moment by dining al fresco. While we were in China, my husband purchased a wok. Of all the beautiful silks or wonderful china we could have gotten, he chose this â&#x20AC;&#x153;Flash Gordonâ&#x20AC;? looking wok. We took a cooking class and learned the value of high heat and BTU output during the cooking process. We now keep it outside during the summer, as well as the mess and heat. We moved a table and cutting board to chop outside as well, and watch the Maple River go by, just

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Residential â&#x20AC;˘ Commercial Cooler Rentals â&#x20AC;˘ Bottled Water â&#x20AC;˘ Sales â&#x20AC;˘ Rental â&#x20AC;˘ Service

SPECIALIZING IN RESTORATION OF OLD WOOD FLOORS

as we did the Yangtze in China. Because of this purchase, we have had some wonderful meals with family and friends. I believe it is about the journey, not the destination. And to enjoy our kitchen will surely result in some wonderful meals, which is what the joy of cooking and our kitchen is all about.

Earning the Right to be Recommended!

989-619-6347 â&#x20AC;˘ 989-732-0403

FREE WATER ANALYSIS

stallard@I2k.com

1-800-499-9719 Authorized, Independent Kinetico Dealer

8450 Channel Road, Petoskey, 231.347.6503

Learn from the People Who Know

Little Traverse Association of Home Builders 9

After

ARXX Insulating Concrete Forms offer energy savings, efficiency SUBMITTED BY ARXX AND EMMET BRICK & BLOCK

RXX Insulating Concrete Forms (ICFS) products bring energy savings and comfort to both commercial and residential projects. ARXX ICFS are lightweight foam blocks held together by connectors. The blocks lock together to quickly build a wall. Your contractor reinforces the wall with rebar and places concrete into the form. The combination of the insulation, which stays in place after the concrete sets, and the concrete, which acts as a mass wall and blocks air infiltration and noise, delivers major savings in energy costs and fewer fluctuations of inside temperatures. You save on material, time and cost, since ARXX performs multiple functions. On average, ICF structures require 44 percent less energy to

heat and 32 percent less energy to cool. Air can penetrate into a wood frame building through many channels — sheathing gaps, penetrations at balconies or cantilevered floors, and insulation gaps in the wall cavity. The energy effectiveness of an ARXX wall comes from three important factors: continuous interior and exterior thermal envelope, reduced air infiltration and thermal mass moderation. Improved energy efficiency is recognized as one of the most cost-effective methods of reducing greenhouse gas emissions. And because ARXX walls reduce temperature swings and air infiltration, you stay more comfortable, and may be able to reduce initial building costs with a smaller HVAC system. The sandwich structure of ARXX insulation and concrete reduces unwanted noise from outside. ARXX homes are qui-

eter and have superior sound suppression characteristics compared to conventional construction. You’ll have superior indoor air quality because of its resistance to mold, mildew and pests, fewer pollutants from outside, and ARXX walls contain no volatile organic compounds. ARXX products are made with recycled materials. ARXX walls are four times stronger than conventional wood frame construction, providing peace-of-mind in regions with extreme weather and prone to natural disasters. ARXX homes can be engineered for the highest seismic zones and to withstand F5 tornado winds. ARXX structures are also confirmed in firewall tests. In these tests, ICF walls were subjected to continuous gas flames and temperatures of up to 2,000 degrees Fahrenheit for as long as

Before

COURTESY PHOTOS

four hours. No ICF walls failed structurally — in contrast, wood frame walls typically collapse after only one hour. The energy efficiency of an ARXX home helps meet energyefficiency standards including ENERGY STAR®, LEED® for Homes, R-2000™, Novoclimat®, NAHB National Green Building Standard™ and others. You’ll also achieve superior HERS or EnerGuide ratings, which can

help boost your home’s resale value. Your reduced energy use will create less greenhouse gas every year, helping to contribute to a better planet for generations to come. Emmet Brick & Block in Petoskey is the exclusive certified ARXX dealer north of M-55 in Michigan. For more information, call (231) 348-5959 or visit www.emmetbrick.com.

Ugly Roof Stains?

Spring/ Summer Special! Call for a FREE ESTIMATE Home Show Booth 123A

50 OFF Roof Shampoo & Free Gutter Cleaning With this coupon. Expires 9/30/11.

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Learn from the People Who Know

Little Traverse Association of Home Builders

Insulation:

Keep your home snug SUBMITTED BY CARL WAGER WAGER BUILDERS INC.

hermal imaging is a high-tech way to help determine insulation needs.

Thermal imaging uses sensors to pick up infrared waves and formulate images based upon those waves. Used properly, a thermal imaging — or infrared — camera can provide valuable information during energy audits, roof and electrical system inspections, and water damage investigations. Properly interpreted, the resulting images from the camera can be used to assess areas of temperature difference caused by evaporation, radiation, thermal bridging and infiltration/exfiltration. Using thermal imaging, a contractor can use the information to spot suspect areas that are not visible to the naked eye. Thermal imaging has many uses including locating thermal bridging, radiant floor heating inspections, structural detection, electrical panel inspections and insulation surveys. Wager Builders Inc. in Petoskey offers thermal imaging services for evaluation of anomalies which could indicate air leakage, insulation voids, energy loss and locating potential areas for hidden condensation. Advantages of infrared thermography include a fast, noninvasive means of locating potential structural problems; locating heating and cooling losses with pinpoint accuracy; minimizing disturbance of occupants and operations during inspections; documenting pre/post repair/

restoration conditions; allowing for easily understood visual documentation of conditions; and minimizing repair cost by pinpointing areas in need of repair before demolition. Wager Builders performs insulation surveys on building as part of an overall insulation performance strategy. With the ever-rising cost of energy, an insulation and building envelope leakage survey can save considerable money by detecting areas where air leakage is occurring, insulation is marginal, wet or missing, and giving an overall view of the tightness of the construction. Many in the market for new insulation are turning to high- and low-density spray polyurethane foams (SPFs). Over the past decade, in response to concerns over moisture and mold, walls have become one of the most complex parts of residential construction. While the foam options are more expensive than traditional fiberglass batt insulation, they are getting attention for their notable help with air infiltration and condensation inside walls. SPFs are liquid-applied systems consisting of two parts, isocyanate and polyol resins, that react to form polyurethane foam as they are sprayed into wall cavities. In its high-density, closed-cell form (typically 1.5 or more pounds per cubic foot), SPF has an R-value (an insulation’s resistance to heat flow) up to R-6 per inch, and is used for roofing insulation and commercial applications, including refrigerated buildings. More appropriate for residential wall in-

COURTESY PHOTO

Thermal imaging was done by Wager Builders Inc. on this Munson Dialysis building in Traverse City. The attic had major air infiltration. The fiberglass insulation was removed, open cell foam was sprayed on the drywall and Nu-Wool cellulose was added. The building is much more comfortable and it’s better balanced. sulation are the low-density “soft” foams, which weigh in at a half-pound per cubic foot. A good spray job fills wall cavities, with the excess trimmed off with a knife. The foam is easily cut away if any work needs doing inside foamed walls. The light foam remains flexible and won’t pull away from expanding and contracting framing members. This plays to its strongest suit — the ability to provide a superior air seal while remaining vaporpermeable. The bottom line is that warm, moistureladen air won’t condense inside the cavity. Spray foam expands to fill most voids, and so eliminates the need for a lot of the tricky sealing details around fixtures and openings. As for measured insulation value, low-

density SPF doesn’t offer much more than fiberglass — about R-3.5 to 3.8 per inch. But the R-numbers don’t tell the whole story. Fiberglass insulation in a home in Alaska that was supposed to be R-100 was replaced with five inches (R-19) of SPF, and their heating bills went way down. Foam won’t lose R-value from air movement like fiberglass and loose fill insulations; it eliminates the convection currents in fiberglass insulation. SPF can cut heating and cooling bills by 35 to 50 percent when compared to a home insulated with fiberglass batt insulation.

Wager Builders Inc. in Petoskey is available to do infrared thermal imaging in Northwest Michigan, and has been making homes green, by specializing in insulation needs, for more than 20 years.

SAVE A DAY

Robert K. Brill, Builder

A grassroots fundraising campaign for the American Red Cross of Northern Lower Michigan.

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To help us raise the funds that meet the needs of the Disaster Relief services we provide locally.

Call 231-348-7666 or visit www.arcnlm.org March is American Red Cross Month! American Red Cross Northern Lower Michigan Chapter 2350 Mitchell Park Drive • P.O. Box 2478 • Petoskey, MI 49770

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Learn from the People Who Know

Vinyl windows tailored for home remodels SUBMITTED BY JOHN EVEREST ASTRO BUILDING PRODUCTS

he Alliance replacement vinyl windows, manufactured by Midway Windows & Doors, are tailored for home remodels. Alliance windows will provide your family with thermally efficient, maintenance-free windows that are strong and insulated with our proprietary InnovativE “R” glass system. Our windows feature the latest technology in energy saving materials and construction. The wide selection of window styles is sure to provide you with the design you want and with the energy savings that will satisfy you. Our product is engineered to increase

energy efficiency so your windows will keep you comfortable, whatever the weather. Our glass package incorporates our exclusive InnovativE “R” along with the high-tech Duralite “R” composite spacer system. Duralite “R” spacers can improve total window U-values by up to 0.04, save 1,200-1,600 pounds of carbon dioxide production from a home, and creates significant energy cost savings per year in an average home. If every home in America had windows with InnovativE “R” and Duralite “R” warm edge technology, we could save the environment more than 38 million tons of carbon dioxide pollution. Our replacement windows are built

Little Traverse Association of Home Builders 11

Saving our planet one window at a time

idway Windows & Doors wants to make the environment in your home as comfortable as possible, and we don’t want to destroy the planet’s environment doing it.

of the highest quality vinyl for a lifetime of trouble-free performance. The fusion-welded frames and sashes provide extra strength and durability while the insulated glass provides superior thermal performance. The optional InnovativE “R” (Low E) coating system with warm edge spacer technology reduces your energy cost. Our high-performing, high-quality products give you a faster return on your investment than most other products. With an investment in high performance windows, your energy dollars get a maximum return and you are more comfortable financially as well as physically. Our planet benefits too from the low impact of materials and manufacturing.

We are efficiency experts and our efficiency has many benefits. The most important benefit is the energy you will save. The technology of our InnovativE “R” glass — combined with our Duralite “R” composite warm edge spacer — more effectively seals your home and you will use less energy for heating and cooling. The less energy used, the less impact there is on the environment. Our windows require no maintenance or surface refinishing, which eliminates the use of potentially harmful chemicals and sanding, further lessening any impact on the environment. Imagine your home being wrapped in a nice, warm blanket of Alliance windows. If we all do our part, you and your family will have something beautiful to look at through windows manufactured by Midway Windows & Doors.

The Next Generation Kohler Premier Showroom

BUILDING & REMODELING

Jim Knibbs brings a hands-on approach to all of his projects, delivering high quality and professional service for over 25 years in the Petoskey area. Using a managed system that focuses on excellent customer service, we offer custom home building and complete home remodeling.

231-347-5701 • www.knibbsbuilding.com • 616 Bay St., Petoskey Michigan 49770

Wittock Kitchen and Bath PLUMBING, HEATING and MECHANICAL A Division of Standard Electric Company

www.wittockkitchenandbath.com

Birmingham

Gaylord

Shelby Township

950 S. Old Woodward Birmingham, MI 48009 (248) 283-8400 Registered Kohler Showroom

1100 Gornick Ave. Gaylord, MI 49735 (989) 732-1690 Registered Kohler Showroom

50800 Corporate Dr. Shelby Township, MI 48315 (586) 731-4111 Premier Kohler Showroom

Traverse City NEW! 1610 W. South Airport Rd. Traverse City, MI 49686 (231) 946-5160 Registered Kohler Showroom

WHOLESALE SUPPLY: ESCANABA • IMLAY CITY • KINGSFORD • MARQUETTE • SAULT STE. MARIE

Learn from the People Who Know

Little Traverse Association of Home Builders

Breathe easy

Pella® Designer Series® between-theglass options reduce airborne allergens

SUBMITTED BY PELLA WINDOWS AND DOORS

he green grass of summer that invites many people outdoors causes others to head indoors away from pollen, dust and other airborne allergens. According to experts at the National Institute of Allergy and Infectious Diseases (NIAID), part of the National Institutes of Health, it’s estimated that 35 million Americans suffer from upper respiratory tract symptoms that are allergic reactions to airborne allergens. Worldwide, airborne allergens cause the most problems for people with allergies. The respiratory symptoms of asthma, which affect approximately 11 million Americans, are often provoked by airborne allergens. Pella’s exclusive Designer Series window and patio door collection offers stylish snap-in, snap-out

blinds, shades, decorative panels and removable grilles protected between the panes of glass. Research found windows with ordinary room side blinds accumulate 200 times more of certain airborne allergens than Pella Designer Series windows with between-the-glass blinds.* The Pella Designer Series collection, which has earned the ENERGY STAR® in the United States, is highly energy-efficient, with double- and triple-pane glazing options to help keep a home cooler in the summer, which helps reduce cooling costs. Pella Designer Series wood windows and patio doors with triple-pane glass rate No. 1 for energy efficiency among top national brands.** In recognition of its commitment to producing and educating consumers about selecting energy-efficient products, Pella was honored as the 2010 ENERGY STAR Partner of the Year for windows.

Residential & Commercial

COURTESY PHOTO

This Petoskey project takes advantage of Pella Designer series windows. Pella Designer Series windows and doors also help block out the distracting sounds of summer, such as loud lawn mowers, noisy neighbors and active animals. Designer Series windows and patio doors with triple-pane glass are No. 1 for noise reduction.*** They’ll help keep out noise from traffic, lawn mowers and neighbors — so you’ll enjoy a more peaceful environment. For more information, contact your local Pella Window & Door representative Bill Clutter at (231) 330-1331.

FIRMAN IRRIGATION & LANDSCAPE LIGHTING, LLC.

High Efﬁciency Brands with 10 year parts & labor warranty

*Based on data from research conducted by the Department of Occupational and Environmental Health at the University of Iowa. Improved home health for allergy sufferers. **Superior National Fenestration Rating Council (NFRC) U-Values and solar heat gain coefficient (SHGC) ratings. ***When compared to top national wood brands with similar glazing, Pella triple-pane glass significantly reduces sound transmission.

Complete Landscaping & Lawn Service Design • Installation • Sprinkler Systems Hydroseeding • Complete Landscape Maintenance State Licensed Applicators • Residential • Commercial Computer Design with Imaging • Brick Paver Walks • Patios • Ponds and Waterfalls • Landscape Lighting

Celebrating our 29th Anniversary 442 STATE ST. PETOSKEY • 231-347-7499 Mention this Ad and receive a 5% Discount on New Installations

WWW.FIRMANIRRIGATION.COM

11th Annual Garage Build

989-732-7917 scapesweeplandscaping.com

Support Career & Technical Education and...

bid on a garage!

ids for the student-built garage are being accepted during the Little Traverse Association of Home Builders Annual Home Show, March 12-13 at NCMC. Speciﬁcations and a bid sheet are available at the LTAHB Home Show Booth. Minimum bid is $6,500 (a 10% deposit required) for the garage. The winning bidder from Charlevoix or Emmet county will have the garage constructed between April 15-May 15, 2011.

Booth at the

Get it right — the ﬁrst time.

HOME SHOW & see what’s new at Northwest Michigan Habitat for Humanity

Phone: 989-732-5033

Residential/Commercial

RANDY SAMKOWIAK

The garage will be built by Construction Trades students and teachers from Boyne City, Charlevoix, Pellston and Petoskey. All proceeds provide scholarships for students in the Construction Trades Program.

SCAPE & SWEEP LANDSCAPING SERVICE

Buy a bargain build a home ...one donation at a time. DONATIONS ALWAYS WELCOME 8460 Harbor-Petoskey Rd • HARBOR PLAZA • 231.347.8440 FOR MONETARY DONATION CALL 231.348.6926 www.nwmh.net • Mon - Fri 9:30 - 5:30, Sat 8:30 - 2:30

General Contractor & Construction Management 4088 McCoy Rd. Gaylord, MI 49735

Over 30 Years Experience

Learn from the People Who Know

Little Traverse Association of Home Builders 13

Remodels continue to grow SUBMITTED BY MYRON MATZ, CGR, CAPS, MGM CONSTRUCTION

COURTESY PHOTO

Members of Little Traverse Association of Home Builders garage build project pour over plans for this year’s build. Pictured are (from left) Larry Liebler, building trades instructor at Petoskey High School; Brandon Gibson, student from Petoskey High School; Carl Wager, chairman of the garage build committee with LTAHB; Jeff Grantham, president of LTAHB; Derrick Kelly, student from Petoskey High School; and Randy Handwerk, parapro for building trades at Petoskey High School.

Garage build educates students, funds program The Little Traverse Association of Home Builders garage build is an annual event to promote the building trades programs at four school districts in the Northern Michigan membership area: Boyne City, Charlevoix, Pellston and Petoskey. This year marks the 11th year of successful garage builds. Thanks to the efforts of association volunteers and the donations of many businesses and individuals, 2010 was another huge success and the school programs received about $8,500 from the Little Traverse Association of Home Builders for the sale of last year’s garage. Each spring, a two-car garage built by students is auctioned by silent bid. The building trades students, with the supervision of their instructors and association

volunteers, will frame, roof, side, secure and electrify the garage for the winning bidder before the end of the school year. The proceeds from the winning bid sale and sponsorships will be distributed equally among the four schools. The schools’ funds may be used at the discretion of the building trade instructors for education materials, shop equipment, carpentry tools and post-graduation scholarships. LTAHB is accepting donations of all sizes. Building materials are also accepted. To help, go online to www.ltahb.com, or contact Carl Wager (Wager Builders Inc.), chairman of the garage build committee, at (231) 838-0220, or Jeff Grantham (Grantham Building and Remodeling), president of LTAHB, at (231) 838-8777.

uring our current economic times, the remodeling industry continues to show the most growth when compared to new home starts. With new home starts weak, homeowners continue to realize the major asset that their home has achieved over the years, and the equity it has built up. Rather than look elsewhere for the comfort changes they desire, many look inside at their own home and the potential it contains to meet those needs. Homeowners are realizing that just because their home has always been the way it is, it doesn’t have to stay that way. The stigma that it cannot be changed is, well, changing. With the advent of many new products in the building industry, including newer stronger beams, many walls thought to be permanent are coming down. A wall that was thought to be unmovable can be gone. Those two small rooms can now be one large one. That exterior wall can now be opened up completely into the new addition. A person’s imagination is the only limiting factor when it comes to modifying an existing home, although I would recommend the help of a qualified designer or architect. Even though you may know exactly what you would like to do with your home, a designer usually has the ability to look at the whole project with a much wider lens than the typical

COURTESY PHOTO

homeowner, who is focusing on the specific change they have in mind Many times the final design not only includes the homeowner’s initial wish list, but also many bonus items that may have been overlooked on a simpler design. Remodeling challenges require that the homeowner carefully choose the correct contractor for their project. As there are several varieties of construction projects, so there are a large variety of contractors. Remodeling projects present unique challenges not always present in new construction. Don’t be afraid to ask a potential contractor what portion of their business is remodeling compared to new construction. Is the crew well versed in remodeling practices? Are

they currently working on a remodel project, or when was the last one they completed? Do they have some names of past remodeling clients that you could call? What age of homes do they typically remodel? Older homes can offer additional challenges that newer ones don’t, such as weak or uneven foundations, and leaning walls and floors. Has the contractor ever experienced such situations, and if so, how did they handle the problem? A good remodeling contractor will have a keen sense of problem solving. Their true test should be that they are able to not only construct something straight and level, but also take something crooked and sagging and make it straight and level. Continued on page 14

Residential & Commercial Asphalt Paving

Creative Solutions for family activities & storage.

Serving Northern Michigan FREE ESTIMATES

An efficient room can fit in your space.

Berry Nice Kitchens CONSULTING • DESIGN • INSTALLATION KITCHEN • BATH • LAUNDRY • OFFICE

Robin Hissong Berry, CMKBD/CAPS

Asphalt · Concrete · Sand/Gravel · Site Development 989-732-5757

Toll Free

1-888-666-5757

Licensed Builder • Over 20 Years Experience 01690 Old State Road • Boyne City • 231-582-5807 Little Traverse Association of Home Builders Charlevoix and Emmet Counties

Building Together

455 Bay Street ■ P.O. Box 427 ■ Petoskey, MI 49770

• Carpet • Laminate • Ceramic • Wood • Vinyl • Rugs “N one beats our price, our “No se service, and our warranty. Th That’s our guarantee to you. And that’s what keeps our customers coming back time after time, for years, for life.” Owner and Operators, Dana and Tammy Whitley

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Learn from the People Who Know

Continued from page 13

There are several types of remodeling projects. Some are exterior only, such as new windows, siding and doors. Some are only interior, such as a new kitchen or bath, or moving some interior partitions. But many homeowners are realizing the benefits to major remodeling, such as adding a second story, or whole house remodeling projects. These types of projects allow the homeowner many of the benefits of a new house without having to change neighborhoods, schools, commute time or many other factors to consider if they relocate. The most important thing to keep in

Little Traverse Association of Home Builders mind when remodeling is to plan early and keep changes to a minimum. There is nothing more frustrating for both the homeowner and the contractor alike than to figure it out as you go. Having a crew of people in your home each day can be emotionally trying at times, without the added stress of working with a plan that is not complete. Not only are changes stressful, but they can also be costly. Plan ahead and hire a professional designer who will help you explore all of your possibilities. With a good design and reputable contractor, you should have an enjoyable experience that is worth coming home to.

Come see Jim and Mary Ann at the Home Show For a new home, garage, addition, or even an outdoor kitchen

Kruskie Construction, LLC Jim Kruskie, Builder • 231-348-5403 • www.KruskieConstruction.com • e-mail: jim@kruskieconstruction.com

Sorry we are missing you at the Home Show due to a schedule e our our displays s at at our showroom. conﬂict. Come see

Bathroom Dress Up Your 1 Day REMODEL Outdoor Living Space L BEFORE

et Luxury Bath Systems replace your high-sided tub with an easy-access, low-threshold - just 4" - shower. Our high-quality acrylic showers fit in the same space as your existing tub. Their installation is simplified because they're designed with the drain at one end, just like your tub. With optional accessories such as safety grab bars, your showering experience can be as safe and secure as it is refreshing. ▲

AFTER

1/4" Acrylic Liner

he use of acrylic bathrooms is one of the newest innovations in the remodeling industry. Years of research and development have gone into perfecting this rich and lustrous non-porous product. The durable acrylic surface will not chip, dent, crack or peel and is completely colorfast. It will not stain, yellow or fade. It is warm to the touch and has a beautiful mirror-like, high gloss finish. You can have a fresh new bathroom installed in less than one day. Professionals from Luxury Bath Systems will arrive after your morning shower and your bathroom will be ready for use by evening. ▲

Call us for your free in home estimate today

231-439-6900

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Call, stop by or check us out online! 218 W. Mitchell St., Petoskey, MI 49770 • (231) 347-1542 6128 Dixie Hwy., Birdgeport, MI 48722 • (989) 777-2613 www.CapitalGraniteMichigan.com • Email: amy@capitalgranitemi.com

Learn from the People Who Know

Little Traverse Association of Home Builders 15

The right designation can make the difference

National Association of Home Builders (NAHB) designation says a lot about you. Professional designations offer excellent opportunities to improve your skills, advance your career and be recognized for your commitment to professional growth. NAHB has the most targeted curriculum, accomplished teachers and widely respected education opportunities in the business. Start getting a designation now so you’ll be ahead of the competition in the future.

Certified Active Adult Specialist In Housing (CAASH): The CAASH designation program is longer offered as of Jan. 1, 2011. Previously, CAASH provided the essential knowledge, tools and skills, from conducting initial research to design considerations and features, to servicing the customer.

Certified Aging-In-Place Specialist (CAPS): The CAPS designation program teaches the technical, business management and customer service skills essential to competing in the aging-in-place market.

Certified Graduate Associate (CGA): Learn about the home building business from the best source possible: builders and remodelers with years of field experience.

Certified New Home Sales Professional (CSP): The CSP designation was designed

Certified Graduate Builder (CGB): CGB is an exclusive professional designation designed to emphasize business and project management skills.

for specialists in new home sales to enhance their professional image, increase their marketability in the home building industry and sell more homes.

Certified Graduate Remodeler (CGR): CGR is an exclusive professional designation designed to emphasize business management skills as the key to a professional remodeling operation.

Graduate Master Builder (GMB): GMB courses are more advanced with in-depth instruction geared for experienced building professionals.

Certified Green Professional (CGP): The Na-

Graduate Master Remodeler (GMR): The

tional Association of Home Builders’ CGP designation teaches builders, remodelers and other industry professionals techniques for incorporating green building principles into homes — without driving up the cost of construction.

GMR program includes advanced and updated courses geared toward experienced remodeling professionals.

Master Certified New Home Sales Professional (Master CSP): This designation acknowledges the continued educational achievements of graduates of the CSP program.

Master Certified Green Professional: Available spring 2011, the Master CGP builds on the Certified Green Professional (CGP) designation and expands into the mechanics of green building. Exclusively for experienced builders and remodelers, this designation comprises a more in-depth study of green building science and methods.

Master in Residential Marketing (MIRM):

Certified New Home Marketing Professional (CMP): CMP is the mid-level designation for

CARL DRAYTON BUILDERS, INC. POST FRAME BUILDINGS “36 Years of Experience”

• Commercial • Residential • Remodeling

Institute of Residential Marketing (IRM) students who have completed the marketing intensive IRM courses I through IV.

Housing Credit Certified Professional (HCCP): HCCP is a specialized designation for developers, property managers, asset managers and others working in the affordable housing industry.

The MIRM designation is the top-level achievement for professionals in new home marketing.

Residential Construction Superintendent (RCS): The RCS designation series of courses is geared toward the budding field of superintendents and can benefit current site personnel wishing to excel in this position.

DESIGN, CONSTRUCTION AND REMODELING

Hickerson F loor & T ile Haus

Bob Fate Builder is a leading contractor that is always striving to provide the best service to our clients. Bob Fate Builder provides excellence, creativity and quality construction in every project. We make your building dreams become reality!

QUALITY • EXPERIENCE • EXCELLENCE

& MU CH MO RE !

WE AR E

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BOB FATE BUILDER, INC. Providing Quality, Excellence and Creativity in Every Project

Licensed & Insured

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(231)347-6208 (231)881-6728 (231)525-8795

5554 South Howard Rd • Petoskey RESIDENTIAL & COMMERCIAL

INDIAN RIVER & PETOSKEY

2234 M-32 West Gaylord , MI 49735 989-731-2003 | FAX: 989 -731-9949 hickersonﬂoor.com

Bob Fate-Builder CAPS, CGP • www.bobfatebuilder.com Certiﬁed Aging-In-Place Specialist (CAPS) Certiﬁed Green Professional (CGP)

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Learn from the People Who Know

Little Traverse Association of Home Builders

How to choose the right title company SUBMITTED BY CELESTE CHANDA, CORPORATE TITLE

uying a house is one of the largest and most important purchases for a consumer.

Therefore, it is important that the right title company is chosen to handle the transaction. This is equally important when someone is selling or obtaining a mortgage on their home. It is crucial that a consumer choose the right title company to handle his/her closing, in order to provide the most professional, error-free and expedient closing possible.

How to evaluate a title company Merely because a company has a sign on the door stating that they are a title company doesn’t mean they are a good choice. What should a consumer look for in a title company? 1) Reputation and longevity: Ask your Realtor or lender questions about the company. Does it have a reputation of professionalism and competency, and how long has it been in business? Visit the company’s website and do a search of the company online. Call the Better Business Bureau to see if there have been any filed complaints against the company.

2) Convenience of location and ability to accommodate the customer: Are the buyer and seller in different locations, or need to close at 6 p.m.? You want to ensure that your title company will work with you to schedule your closing at a mutually convenient time and location and, if a closing must be done via mail, that it will accommodate that. 3) Price: Price is always a factor, but it is only one factor. Merely because a company may offer lower title insurance rates and closing fees does not mean it is the best choice. Title insurance rates are regulated in the State of Michigan, and underwriters must file their rates with the state. Therefore, as a general matter, most title insurance rates are competitive with one another. And if a title company is willing to forego its closing fee to win the transaction, remember this — you get what you pay for! Do not make price the ultimate factor in your decision. 4) Professionalism and competency: When you enter the office, is it harried? Do the employees dress and act professionally? Is the workplace organized? How much experience do the company’s title examiners

Building Foundations for Your Future

and closing agents have? Are they abreast of the latest products and changes in the title industry? 5) Customer-oriented: Did they make you feel welcome when you entered the establishment and take the time to answer all of your questions? You deserve to be treated as their No. 1 customer, not just a number. 6) Legal support: Many established title companies have in-house attorneys which are a great benefit to the title company. They can quickly address any title and closing issues, draft documentation necessary to eliminate a title or closing issue, including easements, rights of first refusal, deeds, waivers and escrow agreements, and they keep current on all legal developments affecting real estate matters. 7) Multi-faceted and professional membership: Can the company handle not only your title and closing issues, but handle a 1031 exchange, e-mail closing documents, issue a title policy at the closing table and handle construction disbursements? Is the company technologically advanced? Is it a member of state and national title organizations, such as the Michigan Land Title Association (MLTA) and Ameri-

can Land Title Association (ALTA), which provides continuing education for title professionals?

What type of title insurance am I asking for, and what does it really do? Nationwide, 36 percent of all titles contain some type of title defect, which makes title insurance very important to obtain. There are two types of title insurance: the owner’s policy (insuring a buyer’s interest) and a loan policy (insuring a lender’s interest). If you are purchasing a house, your seller will generally be responsible for the cost of the owner’s policy and the buyer for the loan policy, but the purchase agreement should dictate who pays these fees. There are special rates that may apply when someone is purchasing and obtaining a mortgage, has a prior owner’s policy or if the property is being refinanced. When you purchase real estate, the only way to determine the correct owner of the property and what restrictions, liens and encumbrances affect the use of the property is through a title examination and the issuance of the title insur-

ance policy. The owner’s policy is issued in the amount of the real estate purchase price. It is a one-time fee that is charged and the policy coverage lasts for as long as you or your heirs have an interest in the property or the property is transferred to your trust. An owner’s policy protects a buyer should a covered title problem arise with the title that was not found during the title search. An expanded coverage owner’s policy will provide additional coverage for items that arise after the date of the closing, but can only be issued on one to four family improved residential properties. If a title problem arises after the closing of a pur-

chase or mortgage, and such problem is covered by the owner’s or loan policy, the title company should and must stand behind you to correct the problem, provide defense if necessary, or compensate the insured for the loss up to the amount of the policy. Choosing the right title company can reduce the chance of having a title problem arise, but having a title insurance policy can give you assurance in the event there is an issue that arises after closing. And again, look to longevity and reputation of a company to ensure that it will be around if any problems do arise. Relationships. Resources. Results. Don’t settle for anything less!

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Little Traverse Association of Home Builders 17

The right hearth for your home and play,” the products can be unplugged and moved to different areas of a dwelling where a homeowner wants to take out the chill. The products are getting more realistic looking, and include lines that looks like stoves or fireplaces.

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hree things come into play when choosing a hearth product — design, heat production and fuel type. Examining what you want from these three aspects is key to finding the right hearth for your home.

A fireplace by design

Picking your ideal hearth for heat Decorative hearths are designed to be ornamental, delivering next to no heat into a room. Heat-circulating fireplaces are meant to be a heat source, delivering warmth into a room. The heat delivered is measured in BTUs. Higher BTUs equal more square footage that can be heated. Hearths that have an EPA-certified designation meet guidelines for clean-burning efficiency and safety set out by the U.S. Environmental Protection Agency and EPA Phase II.

Fueling the flame When it comes to fuel, there are four main options — wood, gas, pellets and electricity. Wood is the most traditional fuel source, and a good choice in Northern Michigan because of its abundance, said Gary Lewinski, owner of Emmet Brick and Block in Petoskey. Many people consider wood-burning fireplaces part of the Up North experience, and often these hearths are used more for atmosphere than heat production. One exception is high-efficiency fireplaces, which combine the heat of a wood stove with the look of a traditional fireplace, and have longer burn times.

COURTESY PHOTO

This Lennox fireplace from the Estate Series line is one example of masonry-style hearths. While this is a woodburner, it can have gas log installed. Gas fireplaces also come in two forms — “big and beautiful, or very efficient,” Lewinski said. The benefit of a gas fireplace is in its convenience. Just come home, hit a button to turn it on, have dinner and hit the button to turn it off before going to bed. It can be especially effective for zone heating; with the thermostat set lower for the entire house, the most lived-in rooms can be a comfortable temperature. There is less attention required for gas systems than wood, and there is more control over the intensity of the flame. Gas products average about 80 percent efficiency. When it comes to wood pellet hearth

products, the primary use is for heating. Lewinski said people who purchase the stoves like that they can fill the stove once and get a longer burn time — a pellet stove can get 12 to 20 hours of burn time versus a wood stove’s six to 10 hours per filling. The pellets are made from recycled wood materials, giving this heat source a green edge. Pellet stoves average about 80 percent efficiency, and are an ideal option for zone heating. These stoves do require more maintenance and regular daily and weekly cleaning. Electric hearth products are growing in popularity because of their portability, Lewinski noted. Sometimes dubbed “plug

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Those who are looking to enhance the look of a room through a fireplace or hearth product have a wide range of choices. Traditional fireplaces look masonry built, Lewinski noted. They tend to have large openings, could be quite tall and have a screen covering the opening; Rumford fireplaces are a popular form of this traditional set. Contemporary fireplaces are sometimes called ribbon fires for their narrow design. Instead of burning wood, these gas or electric products will often have ceramic logs, beach rocks, glass or sand inside. Stoves fall into three camps — traditional, contemporary and Victorian. Traditional stoves may be made of steel, are mostly black and fairly plain. Victorian stoves tend to be cast iron, offered in a variety of colors and are more ornamental. Contemporary stoves lean toward Scandinavian or European design, and often are tall and slim.

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So you want to replace your windows? SUBMITTED BY KENT STRAWDERMAN WINDOW AND DOOR SPECIALIST WITH PRESTON FEATHER BUILDING CENTERS

eplacing your old, worn-out windows with new, energy efficient ones can be a confusing process unless you prepare yourself with some very basic and simple questions to ask when shopping. Unless you ask many questions of your salesperson and they do the same to you, you run the risk of getting a product that does not perform to your expectations. A great way to start the process is to visit window manufacturer websites. All leading window companies have sites that are chock full of valuable information designed to assist homeowners in choosing the type of window that will best meet their needs. Sites such as www.andersenwindows.com, www.eaglewindow.com, www.jeld-wen.com and www.marvin.com are great initial resources. The second step is to visit a window and door showroom. There you will find displays, literature and, most importantly, a knowledgeable salesperson to assist you in the decision-making process. The salesperson should start by asking many open-ended questions such as: — What type of window (casement, double hung, slider, etc.) are you interested in? — What material (wood, vinyl, fiberglass) do you prefer the window to be made of ? — What kind of glass (triple pane, double pane, LowE, tinted, etc.) do you want in your window? — Are you replacing the whole unit or just the sashes? The salesman will ask many of these types of questions to get a better understanding of exactly what you are looking for in a window.

your installer will look at the openings and determine labor and materials required to perform the work. In a matter of days, the salesperson should respond back to you with a bid for the windows, as well as labor and materials, if requested. The bid should label each unit to be replaced, with size and option information. Most every window company today has sophisticated software that shows a picture of the window and describes all the necessary information about it as well. The installation bid should be detailed describing the scope of work, materials to be used and what to do in the instance of finding hidden damage, such as rot or mold. If you find that all of your needs COURTESY PHOTO have been met and your salesperson Kent Strawderman has provided you with a competitive quote and meets your budget, you As a homeowner, you should be should feel comfortable starting the prepared with questions of your project. own. Common ones include: The biggest key to a successful — What is the warranty? Does it window replacement project is the cover labor and materials? installation. — How long has company X been If you’re installing the windows in business? What is their track reyourself, hiring it out or having cord? your window supplier install them — What options come with these for you, it is critical that the winwindows (color, interior finishes, dows are installed according to the hardware, screen options, glass oppublished manufacturer instructions)? tions. Failure to do so could well — Do you come out and measure render your warranty null and void. to windows to ensure they fit the Replacing your windows can be a openings? daunting process. However, if you — Do you install? work with a salesperson and a comWhen you as a homeowner ask pany with whom you are comfortthese and other questions it shows able and have a rapport, the process the salesperson that you have done goes much easier. your homework and, more imporEverybody wins when you are tantly, you are serious about moving happy and satisfied with your new forward with the project. windows and you have a company After the meeting in the showthat stands behind the products it room, a visit to the home by the salesperson is in order. At this time sells. For more information, contact the openings in question are meaKent Strawderman in Petoskey at sured, options are reviewed again, (231) 439-5820. and if installation is requested,

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Learn from the People Who Know

Little Traverse Association of Home Builders 19

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