THURSDAY, JANUARY 22, 2015
the north platte telegraph
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THe NoRTH plATTe TelegRApH
Make the most of your home appraisal When homeowners think about renovating their properties, many first need to secure some funding to finance such projects. Some may tap into the equity of their homes by refinancing an existing mortgage, while others may apply for home equity loans. Taking the latter approach may require certain steps, including an assessment of how much the home and property is worth. Home appraisals compare your home to neighboring properties to determine your home's current market value. Homeowners can facilitate the process by having certain information readily available for the appraiser. When preparing for appraisers, homeowners should consider and collect the following information:
added or sealing drafty windows, which can increase a home's value.
· Proof that you have used sustainable resources or if you participated in any energy-savings programs.
Naturally, any expansion projects, such as adding another bedroom or extending the footprint of the home, should be mentioned.
A real estate appraiser is a certified, licensed professional who will do his or her best to determine the value of your home. The appraisal provides banks with information that can tell loan officers if the house is worth the loan amount. Expect to pay a fee for the appraisal, which is generally included in your closing costs.
· If your home was built on the largest lot in the community. The appraiser gathers information for the appraisal report from a number of sources, but the process often begins · If you have made significant upgrades since it was last with a physical inspection of the property, both inside appraised, such as installing a new roof or siding. Don't and out. He or she also will compare your home against overlook smaller renovations, like extra insulation a few others in the neighborhood, which are known as comparables, or comps. Appraisals will be based on recent prices of comparable properties as well as other factors.
Apart from the improvements done to the home, there are other ways to get a higher appraisal amount. The appraiser may consider the overall maintenance of the home and property. It is wise to consider curb appeal and ensure the home is clean and maintained when the appraiser arrives. Minor repairs or common maintenance can impress the appraiser. Removing clutter and cleaning up the home's interior can make the home appear larger, possibly increasing its value as a result.
It may be worth it to invest some more money into the property before having an appraisal done. A study sponsored by the National Association of Realtors says wood floors, landscaping and an enclosed garage can lead to a more favorable appraisal.
An appraiser will spend roughly 30 minutes in a home. Try to give that person space to do his or her job. Following the appraiser around during an inspection can raise a red flag that something is wrong with the house that you don't want to be seen. Turn lights on throughout the house, make sure the heating or cooling system is functioning at full capacity and keep pets locked away. Move items that can impede access to basements or attics.
An accurate assessment of the value of your home will give banks the information they need to determine loan amounts for future renovation projects. Providing background information on the home and having a well-maintained property can improve the chances of a favorable appraisal.
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407 Duplexes
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Nice, 3 Bdrm. $510/mo. Heat, Appliances, Deck & Car Port. 2401 E. 2nd #14 308-440-7578
554 Houses For Sale 1 0 1 2 N o r t h Wa l n u t Newly up graded. Lovely 2 story brick home, with basement apartment. Fireplaces, hardwood floors, on 2 lots, detached 1 1/2 car garage $95,000. (308) 539-7846 House for sale in Brady, 2 Bdrm, 2 bath, attached single car garage, $75,000. Call (308) 6500617 or 308-650-0618 PRICE REDUCED $137,500 Open House Saturday 11am-4pm 720 Eugene Ave, 3 bedroom, 2 bath, open floor plan, 2 car attached, 1 car detached garage, ug sprinklers, all new windows, doors, siding, roof and appliances. Quiet, friendly neighborhood. Darvin 402-580-8350 or Carol 308-539-0552.
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THURSDAY, JANUARY 22, 2015
rEAL eSTATE
the north platte telegraph
REAL ESTATE TRANSFERS 12/29/2014 Jacobsen, Diron D & Amy J Doughty, Marcus A & Megan M 618.75 Jan de Beur Heights 1st Sub., Lts 1 & 2, Blk 2 12/30/2014 Keck, Steven S & Cindy G Steele, Steven R & Rosita M 33.75 Flynn's Add., Lt 10 & 11, Blk 5 12/30/2014 Kirsch, Randy L Erdman, Danny F, Et Al, Streeter, Michael R 90.00 North Platte Original Town, Lt 1 Blk 109 12/30/2014 Lemmer, Karen L Daniels, Teddy J & Lindsey N 353.25 West Plains Sub., Lt 3
12/30/2014 Teters, Robert J & Sara L Stucky, Ruth L 326.25 Southfield 2nd Add., Lt 9 Blk 2 12/30/2014 Vang, Greg & Marla Williams, Bradley D & Teri J 281.25 Smolik's Replat, Pt W 165.3' of S 147.8' of N 165.3' of S 313.1' of E 235' of S 147.8' of E 144.7' of Lt 19 1/2/2015 Vermeer, Kyle & Susan K Kramer, Theresa J 276.75 Broadmoor Sub., Lt 8 Blk 182 1/5/2015 Deibert, Brenda Sue Grachek Properties, LLC 83.25 Codyâ&#x20AC;&#x2122;s 2nd Add., Lt 2 Blk 4
1/5/2015 Stewart, Forrest & Cynthia Licking, Donald R & Linda A 108.00 30, T-15-N, R-29-W 1/5/2015 U S Bank D M B Co, LLC 153.00 McPherson 1st Sub., Lts 1 & 2, Blk 3 1/7/2015 Pursel Farms, Inc Lydic, Donald W, Et Al, Lydic, James C & Joyce C; Lydic, Thomas D & Dawn M 1739.25 18, T-09-N, R-26-W The list above is the transfer of ownership that has occurred throughout the previous week. The Register of Deeds Office records every transfer of ownership and collects state revenue tax stamps at $2.25 per $1000 of value stated on the 521 or Real Estate Transfer Statement. Listed by date of deed, grantor, grantee, stamp tax, and legal description. To calculate the value of the transaction, divide the Stamp Tax by .00225.
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