Cards - creating trustability

cards creating trustability

There is an art in making patterns out of chaos. Our guiding principles are to dare to look into the future and develop solutions to respond to incoming demands as soon as they arise.

beyond the future globally the best

contents 01.

Cetisecurity – On the path to a perfect partnership

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Card system

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System solutions

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Security Cards

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Security elements

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Personalisation

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Bank cards

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Loyalty cards

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Smart cards, memory cards

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Materials, their properties and use of cards

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Top level security and quality

Cetisecurity

on the path to a perfect partnership

Cards, a world of communication without words that have changed the method of identification, shopping, work, travel and enabled the users of card systems immediate access to information, facilitating decision-making about different options and new solutions.

Cetis is a qualified and trustworthy partner to countries and enterprises when it comes to the creation of cards and their implementation in the client's existing system. We have been entrusted by countries, financial institutions, dealers, telecommunications companies, etc.

Setting up a comprehensive card system, security, experience, quality and reliability are values upon which we are trusted by partners from four continents. It is with pleasure that we will become part of your world, creating paths to a perfect partnership together with you.

Card system benefits of Cetis card systems Consulting: professionals with experience and knowledge provide the best solutions.

Safety: we offer a selection of excellent security elements.

Quality: materials are only supplied by certified suppliers.

Personalisation: the card is designed, systematically and physically prepared in accordance with the client’s needs and requirements.

Distance: always just a click and an e-mail away from you.

a.creating new systems

02 / 03 - Card system / System solutions

− central register (CR) − enrolment of personal and biometric data − managing personal and biometric data − personalisation solutions − operating systems − hardware − software / AFIS, Perseus – enrolment, personalisation, verification and quality control

b. consultancy

c. creating cards

− business and technical process identification − card usage scenarios − cost-benefit analysis − preparation and implementation of the project

− excellent hardware − automated and controlled process − certified suppliers of materials

d. personalisation − recording data to chip (smartcards) − recording data to magnetic tape − printing names, barcodes, symbols, images and signatures − laser engraving, application of protection films and foils − concave printing − personalised design − colour image on PVC basis − colour image on PC basis

e. data management g. sending − identification of personal data on the card − laser printing of data to the data holder (correspondence letter) − automatic card adhesion to the holder − stacking and putting them in envelopes − sending them to the post office − client report

− software solutions − ensuring data transfer security − preparing data for personalisation − connected solutions for user verification, assigning access rights, profile control, access passwords (PKI)

f. system integration − creating a card solution for the client − integrating a card system in the existing clients’ system − consulting system users and training

System solutions connecting into a whole – system integration We simplify systems and connect them into a whole, dedicating our utmost attention to data security.

Benefits of Cetis’s system solutions: The global systems are based on databases that are not all interconnected. With smart document personalisation we enable interaction between national institutions or commercial providers, and users. However, the interaction is based on an essential prerequisite – trustability of relationship. At Cetis, a provider of system integration, we strive for the improvement of functionality in individual systems and dedicate our utmost attention to data security.

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we offer custom functionality interoperability hardware and software management making a cost efficient system modularity the possibility of extending – upgrading simple management secure data exchange SOA – service oriented architecture

CR – different central registers / data basis CR of population

Infrastructure

CR of arms owners

CR of landowners

CR for passports

CR of military personnel

CR of driving licenses

CR of tax office

CR of health office

CR of identification documents

CR of protocol & diplomatic service

CR of foreigners

Cloud services and system integration Secured web services, encrypted communications Security protocol, data bases management services, backups SOA – internet infrastructure

Enrolment stations

Personalisation

Border control

PKI – encrypted keys infrastructure, CSCA, CVCA, HSM, signatory, ICAO, directory of public key infrastructure

Users: − police − army − different institutions − citizens

Security Cards In the highly mobile and technologically advanced society in which we live, where people and information are of key importance for success, personal identification and personal data protection is more important than ever before.

Identity documents, transactions and travel are based on implementation if the chip in to the documents.

Cetis’s experts develop mechanisms of use and their implementation in everyday life. We use a highly-developed technology and best-in-class hardware and software, enabling quick and quality creation of cards and their interoperability.

Traditional and electronic identity cards with a high level of security features are intended for national documents such as identity cards, health insurance cards, driving licences, digital tachograph cards, etc. They are made of materials that can only be supplied by authorised suppliers and meet the requirements of a European directives. Design of security elements is also adapted to technological requirements and our designers are specifically trained for the creation of these.

04 / 05 - Security Cards / Security elements

Security cards scope Identification

Social security affairs

Education

Traffic safety

Identity card

Social security card

Student card

Driving licence

Residence permit

Health insurance card

Pupil card

Tachograph cards

Political refugee card

Professional health insurance card

Library card

Vehicle registration certificate

Maritime security identification card

Working permit

Driving qualifications card

Voter ID card

Pensioner concession card

* Certificates

Immigration visa

European health insurance card

Military service card Police service card Firearm owner identification card Diplomatic service card Inspection service cards * ADR - certificate for transportation of hazardous materials

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security elements 1.

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vignettes & guilloche unique security raster rainbow print print in photo area (visible in UV spectrum) OVIŽ optically variable ink iridescent ink special mixed colours holographic microparticles UV fluorescent ink watermark see through – perfect register anti-copy security elements

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MLIŽ - multiple laser image CPIŽ - changeable pre-printed element OVDŽ - optically variable device MRZ – OCR machine readable zone positive and negative microtext with intentional flaw basic UV dark material tactile embossed elements / Braille latent image matt / glossy surface RFID contact – contactless chip IR ink multifunctional ink

Personalisation co-creating identity Personal relationships are important in all fields of use such as marketing, healthcare, education, etc.

Personalisation is a use of information technology for establishing a person’s identity. A list of properties that are recorded to a card-integrated chip or library distinguishes a person from others, submitting important information about themselves to state authorities or commercial organisations.

06 / 07 - Personalisation / Bank cards

During the personalisation process, the high-end security expectations of the client are met and that attitude leads to the evolution and development of information technology (laser engraving of images and text, implementation and personalisation of the chip or magnetic tape, convex or concave relief printing or multi-colour thermal printing of images and text, implementation of signature tape, application of protection foil, thermal printing of barcode, application of scratch-off foil). High-end security expectations are guideline governing the work of Cetis.

Bank cards Bank cards are an indispensable part of our everyday life.

They make financial transactions much easier for users therefore improving the quality of life. Security while using bank cards remains the most vital issue. At Cetis we are upgrading the security mechanisms against misuse of bank cards and provide top-level data security.

We create and personalise bank cards that enable quick, reliable and at the same time secure transactions for users.

Personalisation is performed quickly and with quality (debit, credit, loan cards, e-wallets).

We are building the system of card personalisation together with our clients. The entire card system is customised to suit their specific requirements with the possibility of upgrading to greater capacity and better card quality as well as data management.

Proven quality For bank card personalisation we obtained the Visa/Mastercard certificates to ensure physical and logical security and CQM – a Mastercard standard for ensuring bank card quality.

Loyalty cards Cards for various purposes enable our clients to follow the wishes and needs of their customers with ease. Data processing is faster, more detailed and prevents errors from occurring. Simultaneously the card system also offers the option for changing data, their supplementation and archival.

The cards enable customer relationship management, conducting contests, etc. We can use them as pre-paid cards, the use of which is growing (mobile phone, toll, etc.) or as an award voucher. Here belong membership cards, professional association cards, credit cards, season ticket cards, discount cards, award vouchers, school cards, and reputation cards.

However, we can create simpler cards for promotional purposes or as gift. They have a low level of security features and limitless design options. Their value is in their communication aspect therefore they are useful for direct mail services such as calendars, invitations, key fobs and notifications.

08 / 09 - Loyalty cards / Smart cards - Memory cards

Loyalty card properties: − useful for tracking the needs and wishes of customers; − enable quick data processing, preventing occurrence of errors; − the option of keeping the data up-to-date is available; − data storage options are available.

Smart cards Cetis has a role in the smart card technology market and support services that enable organisations to collect data on individuals and their identification as well as building trust-based relationships. When creating documents and integrating them into a system in the form of Cetis smart cards we are trusted by numerous countries, government institutions, trading systems, banks, insurance companies, etc. at home and in the African continent, the Middle East and Central America.

Smart cards have dynamic data processing capabilities.

Using them you can generate and verify digital signatures and perform data encryption. Data is organised in a file system and are used in SIM cards, mobile phones, bank cards, digital tachograph cards, health insurance cards and for the purpose of authentication and storage of sensitive data.

Smart card properties: − include various data; − ensure the highest level of control and security of information; − the user can store information conveniently and process them securely; − chip protection.

Memory cards Memory cards do not have their own processor and cannot be used for dynamic data processing. Cards with regular memory type are only used for storing data. Cards with secured or shared memory come with simple integrated circuits for checking data access. Thus certain memory sections can have write-only or read-only secured with passwords or system keys. Disposable or multiple use stored-value cards are used for storing value or “tokens”, such as telephone cards.

Materials, their properties and use of cards we keep our promises Our suppliers have all the required quality certificates and meet the requirements of the European directive. Furthermore, every year we check their quality, responsiveness and price efficiency. Therefore, we keep the promise to our business partners of providing cards made of top quality materials.

According to the security features level and hence security against card data misuse our clients can choose between PC, PVC and paper cards. * PC-polycarbonate

PVC-polyvinyl chloride

Paper

− laser engraving with limitations − laser personalisation of tactile and non-tactile elements

− direct or indirect thermal print − ink-jet

10 - Materials, their properties and use of cards

Personalisation method

Lifespan

− specific solutions – for example colour image with direct or indirect thermal print

− relief with different colour foils − jagged − ink jet − overlays for protection of variable data

up to 10 years

3-5 years

− laser

− up to 1 year − for disposable use only − rubel depicting a motif on demand

− multi-layered − single-layered

Features

**Use

− the rubel label with safety cut-out − classic rubel

− multi-layered

− magnetic tape HI-co, LO-co

− rubel with print

− possibility of implementation of contact and/or contactless chip

− signature field

− foils (wrapping, transparency, thermal)

− possibility of implementation of contact and/or contactless chip

− packing within a chain or individually in packages

documents: identity card, driving licence, residence permit, tachograph card, etc.

*Other plastic materials: PS, PET, PET-G. PETix ** All materials can be used for all types of cards.

− different thickness from 0.50 to 0.76 mm

− with a protective intermediate layer in black colour for protection against transillumination of various basis weights

documents, bank cards, loyalty cards, pre-paid systems, commercial use, etc.

for commercial products and documents with lower security features levels; pre-paid systems, etc.

Top level security and quality addressing the demands of the modern world even before they appear The future of identity documents, transactions and travel is reliant on smart documents.

Cetis’s experts develop mechanisms of use and their implementation in everyday life.

We use a highly-developed technology and best-in-class hardware and software enabling quick and quality creation of security printed matter and their interoperability.

Cetis ensures card data protection in all stages of creation, personalisation and distribution. The manufacturing process is entirely automated and controlled.

Cetis quality certificates

12 - Top level security and quality

− The employees work in accordance with the requirements of the prescribed security policy that is harmonised with the BS 7799 / ISO 17799 standard. − Certified quality management system according to ISO 9001:2008. − Certified environment protection system according to ISO 14001:2004. − Certified Visa/Mastercard system for ensuring physical and logical security. − Certified CQM quality system – the Mastercard standard for ensuring bank card quality. − DPG Deutsche Pfandsystem Gmbh. − Certified information protection system according to ISO 27001:2005. − Facility Security Clearance Certificate (FSCC) – a security clearance certificate of the Republic of Slovenia, Government Office for the Protection of Classified Information which is in accordance with the EU security policy. − Certified security management system for creation of highly-secured documents Intergraf CWA 14641.

We also follow the ICAO standards.

Customers in three continents put their trust in us Slovenia Guinea Bissau Somalia Gabon Congo Gambia Iraq Malaysia Montenegro Burundi Malta Croatia Kosovo Macedonia Albania Sudan Czech Republic

Cetis, Graphic and Documentation services, d.d »opova 24, 3001 Celje, PO BOX 1023

telephone: +386 (0)3 4278 533 fax: +386 (0)3 4278 841 e-mail: info@cetis.si www.cetis.si

Cetis Group Cetis-ZG d.o.o., Poduzec´e za trgovino i usluge Industrijska ulica 11 10431 Sveta Nedelja Croatia cetis@cetis.hr www.cetis.hr

Amba Co., proizvodnja in trgovina d.o.o.

Leskoškova 11 1000 Ljubljana Slovenia info@amba.si www.amba.si

Cetis Print d.o.o.

Breza 8 11030 Belgrade Serbia cetisprint@cetisprint.rs www.cetisprint.rs

Cetis Direkt, d.o.o. Čopova 24, 3000 Celje Slovenia iztok.pecak@cetis.si www.cetis.si

Cetis MKD doo Skopje Ul. Romanija br.b.b. Skopje FYR Macedonia mirocetis@t-home.mk

Cetis Digitalne storitve, d.o.o. Čopova 24, 3000 Celje simon.golob@cetis.si www.cetis.si

Cetis Empresa Grafica, Sarl, Avenida Pansau Na Isna, Gvinea Bissau boris.lipovsek@cetis.si

Cetis Madagascar SARL boris.lipovsek@cetis.si

Cetkos L.L.C. Prizren Kosovo e-mail: ilir.hoxha@cetis.si

Cetis-Graf, d.o.o. srecko.gorenjak@cetis.si

beyond the future globally the best