The Real Estate Book of The White Mountains of Arizona - Vol 23#10 by NewPoint Media Group

THE WHITE MOUNTAINS OF AZ

HOME & LIFESTYLE GUIDE Volume 23 Issue 10

LUXURY & LOCATION

Torreon home packed fu of si le! Cover Details on Page 31

RealEstateBook.com Publisher Stephen Morris, 480-255-8861 Request FREE digital magazine from treb.neaz@gmail.com

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LISTED BY:

Crystal White

Realty Executives Arizona Territory 928.242.4134 Crystalwhitesellsthemtn@gmail.com

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DU CE D

928.537.7121

ICE

SHOW LOW $425,000

ICE

Beautiful home in the heart of Linden. Ten minutes from Show Low and everything it has to offer. 2.5 acres of panoramic views, suitable for horses and plenty of space for all of your toys. This home has a private well with a new well pump. This home needs some TLC. Seller is very motivated. Horse panels do not convey. All measurements approx. Buyer to verify. Text RBJTTTR to 52187

VERNON $252,000

3 bd 2 ba on 10.15 acres, 15 minutes from Show Low. Property has two 2500 gal water tanks, just needs a water pump. Sold as is. MLS#247942 Text RBJYMFC to 52187

VERNON $598,000

2 bd, 2.5 ba. home on 5.1 acres. Sweeping panoramic views from front or back covered decks. Open great room floor plan with a wood fireplace. MLS#245913 Text RBJRRMF to 52187

SHOW LOW $159,000

Sierra Pines Subdivision. 1.63 acres, Well treed, end of a cul-de-sac, ready for you to build your dream home! MLS#247223 Text RBJVVNP to 52187

List your home with your CENTURY 21 Real Estate Agent!

We will create a marketing plan that will make it easier to sell your home at the best price possible in the shortest amount of time. Call us today!!

CONCHO $39,900

6.91 ACRES PARCEL IN WINDSOR VALLEY RANCH. BEAUTIFUL PARCEL WITH GOOD BUILDING SITES, LOTS OF ROOM FOR THE ANIMALS MLS#245281 Text RBJPYCV to 52187

SHOW LOW $210,000

Charming cabin nestled among the majestic tall pines on one of the largest lots in Vacation Village, circular drive, room for 2 cars & the golf cart. MLS#246776 Text RBJTTDJ to 52187

SHOW LOW $32,000

White Mtn Lakes, .39 acres only 15 minutes from Show Low, Close to Silver Creek. Manufacture or Site built homes. MLS#248544 Text RBJZKFV to 52187

“Providing excellent service, real estate is our business.”

928.537.7121

69 West Deuce of Clubs • Show Low, AZ 85901 Cliff Pettingill,

GRI Broker/Owner

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e-mail: cliffc21broker@gmail.com website: sunshinerealty.c21.com • century21.com

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brokerage LetYour our boutique TEAM work for you!

ENNIFERKKNAUST NAUST GRI GRI JJENNIFER

928-242-0556 928-242-0556

realtor.jennifer@yahoo.com realtor.jennifer@yahoo.com www.Jennifer.WhiteMountainHomeFinder.com www.Jennifer.WhiteMountainHomeFinder.com

Text the mobile ID# to 52187 for more information and photos Text the moble ID# to 52187 for more information and photos

316 W. White Mountain Blvd., Ste A Lakeside, AZ 85929

Priced Reduced

Text RBJBCNV to 52187

Text RBJWJMK to 52187

SHOW LOW NEW CONSTRUCTION!! Hurry, you can still pick your finishes! Soaring vaulted ceilings, wall of windows. Open split bdrm flr pln, stone fplc, ss appliances, granite counter tops and other high end finishes. You will LOVE this area!! MLS#241884 $754,800

PINETOP TOWNHOME IN THE GATED AND HIGHLY DESIRABLE PINETOP CROSSING NEIGHBORHOOD. 3br/2.5ba home has been freshly painted throughout the interior, has new stainless steel appliances, and comes fully furnished! This log-sided cutie has cabin features throughout. MLS#247428 $465,000

Priced Reduced

Text RBJWXNR to 52187

Text RBJWTWH to 52187

SHOW LOW TOWN HOME WITH LUXURIOUS FINISHES THROUGHOUT 3br/2ba Incredibly well crafted single level home with luxurious finishes throughout and detached garage. Spacious/open great room w/vaulted ceilings & large windows & more.. Located in the sought after Bison Retreat Villas. MLS#247633 $499,000

SHOW LOW INCREDIBLE, PANORAMIC VIEWS!!! The best views of the whole area on the expansive back deck. This 3br/2ba lovely home sits in the desirable, gated 55+ community of White Mtn. Lake Vistas w/access to facilities. Light & bright open great-rm concept, vaulted ceilings, large kitchen & so much more. MLS#247584 $469,900

Priced Reduced

Text RBJXBPT to 52187

Text RBJVYRD to 52187

SHOW LOW THIS IS WHAT YOU'VE BEEN SEARCHING FOR! Incredibly well crafted single level 3br/2ba home with luxurious finishes throughout & detached garage. Spacious/ open great room w/vaulted ceilings & large windows & so much more. MLS#247678 $499,000

SNOWFLAKE COUNTRY LIVING AT ITS FINEST with panoramic views during the day, and in the evening a stargazers paradise!! This impeccable 3br, 3ba home on 26.6 fully fenced acres, has so much to offer. Light & bright split bdrm floor plan, 2 primary suites & more. A must see to appreciate! MLS#247281 $350,000

Priced Reduced

Text RBJQBZZ to 52187

Text RBJWYPS to 52187

Text RBJWYPJ to 52187

CONCHO INCREDIBLE VIEWS AND NO HOA! Two 36 ac parcels. One direction you see the entire White Mtn Range, in the other you can see to the Petrified Forest/Painted Desert area. Several different gorgeous homesites & room to farm. MLS#245339 $252,000

SHOW LOW IN THE PINES! 3br/2ba *Lower unit* You can't beat the price for the living space & the updated touches through out the home. Conveniently located just steps away from the laundry facilities & clubhouse. Some furnishings convey MLS#247653 $188,000

SHOW LOW ABSOLUTELY GORGEOUS!! 2br/2ba condo is fully remodeled, comes fully furnished with kitchen ware decor etc. and ready to enjoy! Everything from floor to ceiling and wall to wall is new and with luxury finish materials MLS#247650 $194,900

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in Autumn Home Decor As summer gives way to shorter days and cooler evenings, there is a universal yen to cozy up, hunker down and look for comfy pieces and deeper hues for your home. Decorators offer a palette of ideas for doing a little autumn re-shuffling.

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BAUHAUS RETRO - Paying homage to the Bauhaus, a German design school that boomed during the 1920s, this warming look brings in geometric shapes and bold block color. Think bedroom and family room accents of royal blue, mustard yellow and slate gray hues for this contemporary update. RAMP UP THE REDS - No colors in the spectrum are as warming as carmines, scarlets and crimsons as we head into cold nights. Go for a riot of red tones to turn up the heat in your bedroom. Mix plain and patterned designs in your decorative cushions and throw blankets. BRING IN RUSTIC TOUCHES - Now’s the time to change out your sideboard and shelving displays, grouping together assortments of baskets, wooden pieces and rustic handcrafted trinkets. Plus, macrame is back, so bring out those hanging pots, too! INTRODUCE TEXTURE - Like the return of macrame, styles from the ‘70s like rattan, cane and bamboo are making a comeback, but in a modern, minimalistic way, with curved shapes, tapered legs and clear, defined lines. Introducing these natural textures in a warming color palette will make a living or family room feel cozy. TOP UP THE TABLEWARE - Fall is a good time to treat yourself to a new pottery teapot and more. Bring in rough-hewn earthenware mugs and cereal bowls in warming earth tones. Simply add some hot chocolate or a hot stew and you’re good to go. TRY A TWO-TONE EFFECT - To instantly warm up a bedroom or living room, paint one wall in a jeweltone fall color, such as warm caramel, loden green, a soothing blue, even ruby red or amethyst. ENRICH WITH VELVET - This soft-to-the-touch material is the perfect fabric for curling up with or on, so if you don’t want to invest in a new sofa or chairs, just deck out the ones you have with velvet pillows to make an evening by the fireplace even more relaxing.

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2218 PUTTER PLACE / 245055 Fantastic treetop views from this 3BD 2BA + loft cabin. The wall of windows offers a light & bright great room & open floorplan can accommodate the entire family! Set up for full time or great for a weekend getaway with master BR with ensuite on main level & 2 Bd w/ full bath + loft upstairs & more. Exterior has been meticulously maintained. $529,900. Text RBJPHVM to 52187

RE DU CE D

N KI TA PS G U IN CK ND A PE B

1586 GREENTREE CIR / 243607 Privacy & room galore in this multi-level U log sided cabin with metal ED R roof for low maintenance. Super location at end of cul-de-sac, backing greenbelt for the ultimate in PRIVACY & SECLUSION. 1586 Greentree Cir/243607 Privacy & room galore in this multi-level log sided cabin w/metal roof for low maintenance. Super 4BR, 3 1/2 BA has room for location at the end of cul-de-sac, backing greenbelt for the ultimate in PRIVACY & SECLUSION. This 4 BR, 3 1/2 BA has room the entire family. Perfect for the entire family. Perfect for all seasons w/central gas (propane) heat, wood burning fplc surrounded w/ floor to ceiling flagfor all seasons. $599,900. stone, a large open kitchen w/ tons of knotty oak cabinets, stainless steel appliances, massive breakfast bar & a bay window Text RBJHVRQ to 52187 dining area. Warm touches w/ wood interior stain grade doors & trim, & wood encased windowsills. Super large, covered deck overlooking the private greenbelt. $599,900 Text RBJHVRQ to 52187

D CE

Diane Dahlin 1973 Red Deer Run • Overgaard AZ

DESIGNATED BROKER/OWNER/REALTOR®, ABR, CRS, GRI

928.240.1316 Cell SCAN THE CODE FOR MORE INFO ON CO BU NT YE ING RS EN SA T LE

ON NTALE E S G IN RS NT YE CO BU

email: diane@pinerimrealty.com www.HeberOvergaard.com It’s Simple ~ I Listen 2302 SHANGRI-LA LANE / 246960 Impeccably maintained describe this 3 BR, 2 BA log sided chalet in the gated Resort of Overgaard Springs Ranch. A tranquil setting sitting by or gazing at the pond just steps from your front deck while you relax & enjoy the cool temps that Overgaard has to offer. Interior boasts exposed beams, accent walls, vaulted T&G ceiling, hrdwd flrs, stone faced gas fplc give it a true cabin feel & more. $364,500. Text RBJVDSB to 52187

2231 DEL RIO CIRCLE / 248004 Honey stop the car! This 2 BR, 2 BA plus loft pine sided chalet is waiting for you. Wall of windows, open floor plan & MBR is downstairs too! Central heat, A/C, wood burning fplc w/gas log lighter for added heat. New vinyl 2302 Shangri-La Lane/246960 Impeccably maintained de1971 Little Doe Trail/248627 Cedar sided 3 BR 2 BA single plank flooring & granite countertops scribe this 3 BR, 2 BA log sided chalet in the gated Resort level home downstairs plus a gorgeous wood in great shape. Has a TON of towering Ponderosa of Overgaard Springs Ranch. A tranquil setting sitting by or 2Pines island countertop. car atton gar,aastately .34 acre homesite. Open flrpln w/wood stv gazing at the pond just steps from your front deck while tall youcarport & mini separate w/3 split sides unit w/elec heat & A/C. Knotty Alder cabinets w/ relax and enjoy the cool temps that Overgaard has to off er. shed pullout drawers, pantry & brkfst bar. Vaulted T&G clng give enclosed, storage & located on Interior boasts exposed beams, accent walls, vaulted T&G ceilcabin a quiet cul de sac withthat low flow traffic.feel & dual pane windows make it a yr rnd home or ing, hrdwd flrs, stone faced gas fplc give it a true cabin feel summer retreat. Front & rear covered decks w/jacuzzi tub. Det. $445,000. Text&RBJXWKS to 52187 more. $364,500 Text RBJVDSB to 52187 oversized 1 car gar & more. $389,900 Text RBJZRQG to 52187

G LE IN SAND PE

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DiAnna Elmer – 928-245-3139 DiAnnaElmersellsaz@gmail.com

LaDonna Rather – 928-246-0864 LaDonnaR01@msn.com

Richard Ayres – 928-245-3579 cwbRichard@hotmail.com

PonderosaRealty.com

Heidi Gardner – 928-651-3437

Brenda Ciminski Owner/Broker

Heidi@PonderosaRealty.com

928-245-1818

JoLyn Ayres – 928-245-8485 jolynayres@gmail.com

St. Johns, AZ • $220,000

Off Grid Ready!!! Over 40 acres of varied terrains with a 12x40 Weatherking Cabin, 3 40' high cube connex's on a 190x100sqft fully graded pad , septic system, new well with pump and generator. These features are fenced in and gated on two ends. MLS# 247842 Call DiAnna

Eagar, AZ • $252,400

MAKE THIS LARGE HOUSE YOUR HOME. Features spacious bdrms, AZ/Mud Rm off back deck & gar that has been converted into a lrg den. Wood burning stove in LR plus a ETS Sys. Huge bk yrd w/fruit trees & parking area on the West Side of home with concrete slab. MLS# 248219 Call LaDonna

Eagar, AZ • $540,000

Eagar, AZ • $299,900

Charming home w/a simple & functional layout. This residence boasts a comfortable ambiance, a convenient flrpln, & a lovely outdoor space w/covered decks in both the front & back yards. Plenty of space for storage in the oversized 1 car garage or large shed. Plenty of parking space. MLS# 248403 Call Heidi

DELUX HORSE PROPERTY located on 2.5 acres next to Flat Top Mtn. You can leave from your back yard & enter the nonmotorized USFS. Huge 3,520sqft metal barn w/inside stalls & turn out stalls outside. Guest/Rental studio apart, tack rm & huge shop, 2 additional outbldgs & more. Call LaDonna.

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Eagar, AZ • $289,500

This cute farm house on a dead end street has great views & sunsets. The Kitchen has been completely redone. Bathrooms have been remodeled as well. Nearly new, water heater, furnace, central AC and upgraded 220 AMP electric. & more. MLS# 248130 Call DiAnna

Nutrioso, AZ • $600,000

Great views from the front covered deck. Horse ready w/barn, corrals & fenced area, det. oversized gar, extra outbldg w/roll up door, on private well. Beautiful fplc w/open views from LR & kit area, w/gas fplc in Mbdrm. One corner of property is up against National Forest. MLS#248593 Call Brenda

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Page 8

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928-532-5000

#11 CR N3164 PO Box 117 Vernon, AZ 85940

www.WhiteMountainRealty.com

Karen Perry REALTOR®

Kenneth D Crewse, Jr Mike Rodriguez REALTOR®

BROKER

Taylor

Show Low

Brand new dblwide mobile home on 2.5 acres at the end of the road. Brand new air conditioner, new decks in front & back. Beautiful home w/lots of natural light. Set on slab w/block stem wall. City water, sewer. APS elec. Must see. Seller discloses that listing agent is not the owner of record, but has a financial interest in the property. MLS#248027 $265,000 Text RBJXXPR to 52187

LOCATION!!! Well maintained Park Model next to an open space & backs up to the greenbelt w/lovely shade trees & sunset views. New siding is being installed & new owner can select color. Back deck is the perfect summer outdoor living space. AZ room is bright with lots of windows. Quality furnishings & decor' are tastefully done. 55 Plus Community. MLS#246652 $199,000 Text RBJTLRF to 52187

Snowflake

Show Low

Beautiful new home with awesome backyard sunsets. Property is near the golf course on a divided roadway in one of the nicest areas in town. Lrg lot, side-entry gar, w/lots of upgrades, including: granite countertops, lrg pantry, open flrpln, & more. Listing agent is a principal of the owner LLC and builder LLC. MLS#244796 $559,900 Text RBJNFWS to 52187

Great Location across from the green belt w/panoramic sunset views. Cozy 672sf home is priced right & move in ready. Completely furnished w/large screen tv, new walk in shower & nice laminate flooring. Att. shed w/extra stand alone shed plumbed for washer/dryer. Selling ''As Is''! Enjoy this active 55 Plus community. MLS#248206 $128,000 Text RBJYJLY to 52187

Show Low

Located on the greenbelt with lovely sunset views. Completely remodeled in 2022. All new appliances, including washer & dryer. Deep carport for extra parking. Green grass out the back door. Move in Ready & completely furnished. Enjoy summer or year long residence A 55 Plus Active Community! MLS#247877 $182,500 Text RBJXNNZ to 52187

Offering of 3 properties located in White Mountain Lakes. 1BR/BA, 480 sqft singlewide mfd home. Vacant lot w/travel trailer on it. Third property, 2BR/1BA 528 sqft. single-wide mfd home requires a bit of tender loving care. The sale condition requires all 3 lots to be purchased together. Seller holds a valid RE Broker's lic. in the state of AZ. MLS#248332 $135,000 Text RBJYSFN to 52187

C DU

U ED

Escrow and Title Services

Protect Your Investment Pinetop 928.358.1159

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Show Low 928.537.2941

Snowflake 928.536.7778

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How Is Working With a Real Estate Agent Better

Selling your home without an agent is often an appealing idea because you can forego the commission rates. The major downside, however, is you lose out on all the important qualities and experience an agent has when they do the work themselves. Here are four reasons why selecting a reputable, local real estate professional is beneficial for sellers:

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NEGOTIATION SKILLS Your real estate agent knows how to get the buyer to make the purchase as close to the asking price as possible. They do this work for a living, so agents understand the ins and outs of contract and price negotiations. Another factor is the market conditions—agents have to stay on top of changes, so they can make the most money on commissions. They know what items they can negotiate and what things are best to avoid. NO EMOTIONAL CONNECTION One of the biggest things about hiring a professional that sellers find appealing is the fact that an agent is not biased. They’re not connected to your property, so they see it at face value. Things like older home equipment, cracks in the sidewalk or areas that you can improve before the open house are more visible to the agent than the person who has lived in the home for years. With no emotional connection, the agent can make decisions that many homeowners are afraid of or unwilling to make. ACCESSIBILITY Does your schedule afford you the time to talk with every person interested in your home? Probably not. Additionally, agents must accommodate the schedules of prospective buyers and show them your property when they’re available. If you go the For Sale by Owner (FSBO) route, then you must handle screening buyers and scheduling showing times yourself. LEGAL RESPONSIBILITY One thing most people do not realize when they choose to go the FSBO route is that they’re legally responsible for anything they don’t disclose to the buyer. Even inadvertent omissions can cause you to incur a lawsuit. Breach of contract may occur when the owner accidentally forgets to mention something hazardous about the property. Property agents and brokers have insurance that covers them if they miss something a buyer finds a nuisance or danger after signing a home contract. You have nothing to protect you should you miss something. Agents spend a lot of time and money earning their real estate license. Knowing the local market and laws is a necessary part of the business. If you’re not a legal professional, you could put yourself in danger of a lawsuit if you decide to sell your home on your own rather than hiring a professional to handle the process. Meghan Belnap is a freelance writer who enjoys spending time with her family. She finds happiness in researching new topics that help expand her horizons. Looking to purchase a home? Belnap recommends working with Dee Evans, ABR. Reprinted with permission from RISMedia. ©2023. All rights reserved.

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Page 12 Text RBJKJFY to 52187

Text RBJTMPG to 52187

Alpine , 240 COUNTY ROAD 2311

Nutrioso , 25 COUNTY RD. N2004

A hunter's dream: this mobile w/large additions has room for all and is tucked in the heart of Alpine. Home is affixed. Mobile is on a permanent foundation, metal roof over entire structure & wood siding all around. Lovely T&G detail in several rooms; pantry/laundry directly off spacious kitchen. Extra lg addition. Lrg covered front deck. Backyard has covered patio. Furnished. Yard completely fenced. MLS#243999 $240,000

Great property for self sustained living with widespread views of Escudilla Mountain. Property is fully fenced & nicely landscaped. Home offers easy living & additional sunroom across the south of the living area is sunny & brigh. Home is partially remodeled w/full remodel in the bathrm. Oversized garage has an additional storage room which could be used as a root cellar for the harvest from the greenhouse w/drip sys & more. MLS#246671 $289,900

Text RBJBTGN to 52187

Text RBJTMXX to 52187

Nutrioso , 41383 HWY. 180

Alpine , 12 County Road 2115

Quick and easy getaway tucked in the trees. Nicely landscaped w/multiple planting areas. 40x10 concrete covered deck. 2014 Clayton MDF home w/ concrete block skirting, dual pane windows, metal roof, plus gutters, downspouts & snow breaks. Additional RV hkup. Water from shared well sys for seven properties; 2500 gal. MLS#242068 $315,000

Cozy & private cabin nestled in the trees. 100% turnkey. It consists of 2 parcels totaling 2.43 acres. Interior recently remodeled/ updated w/bright & airy feel, new flooring, appls, paint & more. Plenty of room to spread out w/lrg loft upstairs, 2 covered decks & beautifully timbered lot containing 2 storage bldgs w/power & room for RV, plus hk-up. Private well/well house & owned propane tank. All furnishings & tools convey. MLS#246677 $499,900

Text RBJZSRB to 52187

Nutrioso , 54 COUNTY RD. 2180

Custom log home built by the master, Leonard Rogers. Spacious home situated on 10.75 acres of timber & meadow & borders National Forest on the north side. Beautiful views from the end of the road. Wood doors, t&g wood accents, solid surface countertops in kitchen, updated Mba, bay window in dining area, pantry, & even a bsmnt for food storage or additional storage area. Workshop w/enclosed garage on two sides (can park 5 vehicles), plus extra carport in addition to a tractor shed out back. Now you can own a special piece of nutrioso history. MLS#248645 $785,000

Escrow and Title Services

Protect Your Investment Pinetop 928.358.1159

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Show Low 928.537.2941

Snowflake 928.536.7778

11/7/23 2:22 PM

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EYE-CATCHING WAYS TO UPDATE YOUR HOME Your home is a reflection of you, and your decor should match your tastes. With some simple home upgrades, you can create the perfect space for you and your family, even if your design preferences change over time.

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1 2 3 4 5

onsider these ideas to get started

ADD A FRESH COAT OF PAINT One of the easiest home improvement projects, a fresh coat of paint can change the entire look of a room. Whether you choose to paint the entire space one new color, opt for an accent wall in a vibrant shade or simply freshen up the trim, paint can go a long way toward adding visual appeal and re ecting your personality. Patterned wallpaper, board and batten, stone and tile can also be added to create textured accents.

BRING WARMTH AND AMBIENCE WITH A FIREPLACE ore than in homeowners have a fireplace or other hearth product in their homes, according to the PBA, and including a fireplace in your construction or renovation plans is a gift of warmth, comfort and ambiance you can give yourself. Whether it’s a centerpiece for your living room or family room, or an accent to your bedroom, bathroom or study, a fireplace can provide an artful design element for your home and a safe, reliable heat source in the event of unexpected weather.

UPDATE LIGHTING FIXTURES Proper lighting can bring rooms to life and make spaces look larger and more welcoming. You can brighten up your home in a variety of ways, from strategically placing table and oor lamps that fit your design style to replacing older ceiling and wall mounted fi tures with more modern styles.

GIVE CABINETS A FRESH LOOK There are numerous easy ways to update your kitchen and bathroom cabinets to create a more updated look. One of the easiest is swapping out older cabinet pulls and knobs for more modern options. With a variety of finishes stainless, bronze, brushed nickel, black, copper and more and styles available, you can match your cabinets to nearly any design style in a matter of minutes. Adding a coat of stain or paint is also a relatively quick and easy way to update some of the most-used spaces in your home without completely replacing the cabinets.

UPCYCLE FURNITURE You can breathe new life into your current furniture by making simple changes. The easiest would be simply rearranging your pieces and moving some to different rooms to create an updated look. ou can also add decorative covers to sofas, chairs, throw pillows and more, or take your upcycling a step further and refinish a bookshelf, table o r other wooden furniture with a fresh coat of paint or stain, or give it a more weathered look with some sandpaper. Reprinted with permission from RISMedia. ©2023. All rights reserved.

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uce

Just Red

uce

Just Red

LINDEN A BRAND NEW ROOF!!! 2139 sqft ALL ELECTRIC HOME on 1 ACRE fully fenced, 3 bed, 2 bath, with a 2 car garage, 2 living rooms, a man-cave, & all located in the beautiful neighborhood of Linden in Show Low, AZ. The Alcoa vinyl siding on this home is WONDERFUL! An ETS heater & woodstove will keep you cozy on winter nights too. A Quonset shed, & 3 other sheds are perfect for extra storage/hay/ pet food as well. BRING YOUR HORSES, bring your dogs! NO HOA either. On Lone Pine Dam, easily accessible on fully paved roads. MLS# 247040. Call or Text for more details (928) 205-8466.

LAKESIDE Family need more room? Well, here it is. This well situated, deep in the pines, 4 BED, 3 BATH, split floor plan, single level home w/NO HOA & walking distance to Blue Ridge schools is now available. On a 0.40 acre parcel! New metal roof, water heater, A/C & furnace, plantation shutters, & shed. Huge great room w/ gas fireplace, opens up to a large covered deck overlooking a fully fenced & spacious backyard. 2 car garage off a tree lined circular driveway, extra parking spaces, & an additional carport for your Toys. RV clean out & is all situated in the VERY quiet neighborhood of Billy Creek in Lakeside, AZ. MLS# 248335. Call or text for more details (928) 205-8466.

Amanda Lynn

WILLIAMS REALTOR - HOME & LAND SALES

SHOW LOW, AZ

Call or Text: (928) 205-8466 E-Mail: AmandaLynnRealEstate@yahoo.com

https://AmandaLynn-Williams.ReMax.com/ 4731 S. WHITE MOUNTAIN ROAD, SUITE 2, SHOW LOW, AZ 85901 * Each Office is Independently Owned & Operated * Designated Broker - Jay Eckhardt *

Residential & Commercial Parcel

LAKESIDE LOTS of TINY LITTLE HOUSES? Or a Cafe' by a creek with twinkly lights & romantic seating outside on the wrap-around deck? Or an enchanting Log Cabin OR TWO? Envision hearing a little creek trickling along your front deck shaded by TALL PINES encompassing you...all you have to do is build it! The City has zoned this land as COMMERCIAL & RESIDENTIAL (C1, R2, & R3)…or do BOTH on the same parcel! Imagine the possibilities!!! You have 1 FULL ACRE to work with in the gated community of Creekside in Lakeside, AZ, but NO HOA HERE! Located right next to Rainbow Lake's famous fishing spot too! You even have a private gate to access just your acre. OWNER MAY CARRY! Call or Text for more information (928) 205-8466. MLS# 244136 & 244058.

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u Just Red

WHITE MOUNTAIN LAKES Get your fishing poles ready! This cute little parcel of land allows you special privileges to use this Community's PRIVATE LAKE that is located just up the road. This parcel is just the right size for building a home, or just simply CAMPING with an RV. Mfd Homes allowed too. PLUS, you can have HORSES & all of your other pets as well! Located about 10 minutes from the heart of Show Low. Price just lowered to ONLY $9K! MLS# 245647. Call or Text for more details (928) 205-8466.

ch Con

CALLING ALL CAMPERS!!! 1.18 Acres to enjoy a fun camping trip out of the city w/your friends & family, on a great property in Concho. RV's allowed or build your forever home & live in a quiet place away from it all. PLUS, you can bring all of your animals! Just add your util. Possibilities are unlimited w/plenty of Juniper & Cedar trees too. Located on good, graded dirt roads. No HOA! $13K. MLS# 246838. Call or Text for details - (928) 205-8466.

Lind

LINDEN AMAZING SUNSETS! 2.85 TREED ACRES of beautiful land that is part of a SHARED WELL with picturesque views of a charming meadow that even backs the National Forest. Located in a peaceful cul-de-sac of Linden in Show Low, AZ. And NO HOA! Make building your dream home a reality! Bring your horses too! OWNER WILL CARRY! MLS# 245738. Call or Text for more information…(928) 205-8466.

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Sno

SNOWFLAKE PRICE REDUCED! FORE!!! Get ready to hear this ear-catching phrase as you gaze off your back deck that overlooks the Golf Course & has an astonishing view of the SNOWFLAKE ARIZONA TEMPLE in Frontier Estates…all you have to do is build it! This 0.37 acre CORNER LOT is just waiting for you. Site built homes only in this fully paved neighborhood, but absolutely NO HOA! The green golf course grass is literally next to your backyard. Views of the 5th green & the 6th tee box can be seen from this picturesque location too. This golf course has not 18, but 27 holes as well! MLS# 246494. Call or Text for more information - (928) 205-8466.

wfl ake

WML Grab your GOLF CLUBS & get your FISHING POLES ready! This beautiful 0.53 acre CORNER LOT in the elite neighborhood of Eaglecrest in White Mountain Lakes has special privileges allowing you to use this Community's private lake located just up the road for residents only. Great fishing, boating, sailing, & jet-skis allowed! You can see the golf course right across from you too! Site Built homes on fully paved roads, SEWER & Underground Utilities, & only a small HOA fee. MLS# 247033. Call or Text for more details (928) 205-8466.

cres

36 A

CONCHO OVER 36 ACRES of Spectacular Land & Views! NO HOA! PERFECT Horse & Cattle Property! Both rolling hills & flat land & located about 40 minutes from Show Low or Snowflake, & directly off of completely County maintained PAVED Highway roads. You can CAMP, bring your RV, or build the home of your dreams! And OH, wait till you see these SUNSETS!!! ONLY $49K for 36+ acres! MLS# 244293. Call or Text for more information - (928) 205-8466.

Lind

LINDEN Almost 3 SCENIC ACRES, on a corner lot of land, that is already part of a SHARED WELL. Relish all 4 Seasons of the White Mountains here! All you have to do is build it. This property is located towards the very end of a peaceful street, in the serene country neighborhood of Linden, right at the beginning of Show Low, AZ. It's just waiting for Y-O-U. Plus, NO HOA! MLS# 243586. Call or Text for more details - (928) 205-8466.

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Lee Larson REALTOR®, GRI®, e-Pro

Cell: 602-284-9138 Email: leelarson@frontiernet.net

Independently owned and operated

www.heberovergaardlandandhomes.com HWY 260/229470 Most of our land listings are SOLD. Buying and selling land can be tricky. Give me a call2805 and let me help. Fabulous opportunity to own a Well Established Commercial building, sitting on 3.69 acres with a Laundromat and a 21 & 23 County Road MLS#247133 2.52 Acs $15,000 Popular Bakery Business in it. It also includes a Storage Building and HEBER - CHEVELON RETREAT - LAND leased storage spaces, in Sec 1 - #247269 - 40 Acs - $35,000 back, along with Two (2) Manufacturedrunning homes with Fantastic 40 acre parcel with a great ridge & rock formation, tenants. Shown by from the NE corner towards the SW corner. Leavingappointment you withonly 2 ﬂtoatter Text RBFHZVP to 52187 area’s to build on or place a mfg. home on with nicequalified $700,000 views.buyers! You can

CONCHO LAND

N D IN G

either drill a well or join Deer Run Water Co-op for $300 5886 initial DARKcost, CANYON with $200 going for maintenance of the wells and $100 for water for DRIVE/228554 a period of a year & every after just $100 for water. Exceptional Closest oneViews! to property is well 4 which is about ¾ of a mile away from where this

Sec 12 PENDING

Hogan is situated on 36.5 acres, plus $24,500 adjoining lot - for a total of 73 acres. Hogan comes HEBER - CHEVELON RETREAT - RESIDENTIAL partially furnished. Also, 9 X 12 building. Sec 1 - #247360 - 40 Acs - $98,000 Great property for a This 2br/2ba home w/a detached 3car garage on 40great ac’sprice, is being don't let it Text RBFBPLB to 52187 sold “As Is”, w/seller unable to remove anything. Home pass you by. $89,000 furnished &

MLS#247183

21.14 Acs

in garage is a damaged 1956 Lincoln Mark IV car along w/other misc. items. Existing vehicles & other misc. items go w/home at no value. Amazing Selection of White Land You can joinMountain Deer Run Water Corp, or drill& yourAcreage own well. Joining the Co-op is initial Wide fee ofS $300 of which y d Lot 2 $100 isLSfor22water for a. year. cs Each 2 HEBER year after it is only $100 for a period of a year. Some roads getting to Lot 2 2 Wide S y d LS 22 . cs 2 Sec 7 CR MLS#232714 4 Acs $7,000 property are rough, so a higher clearance vehicle recommended uf ngton i

LS 22

Lot 2

cs 2

HEBER - CHEVELON CANYON RANCH - LAND LS 2 cs Lot LS 22 . cs 2 6103 River Run Drive, Lot 396 - #244307 - 41 Acs - $38,000 Sec N E E2 SE LS 2 2 cs 2 Lot large acreage in quiet remote LS location. 2 Nicely treed All.2 thatcs is 2 is your arden d Lot LS 2 2 . cs required 2 Lot 2 easy chair and toys! You LSprovide 2 power . 2 with cs a2 generator or solar, drill a well or haul water from co-op well. HOA 2 esa iew r Lot LS 2 2 . cs 2 LSand 2 2 water 2 .2 cs fee $250 Lot per year, only to maintain roads well. Lot has 2 S yhaw LS 2 2 . cs a passingLotperc test LS cs Sec

E N2 NE

Sec 2

LS 22

Lot 321 PENDING ain ine

LS 22

Lot 663

Lot 302 -

cs 2

MLS#76552

MLS#248118

OVERGAARD LS 22

. MLS#245329 cs

Lot

LS 22

Lot

LS 22

Lot

Lot 2

LS 22

Lot 2

LS 22

Lot

LS 2

6091 River Run Dr, Lot 397 -

469 Chevelon Canyon Ranch

5873 Canyon View, Lot 101

546 Flat Bush Rd

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2 2

rai d

MLS#88626

2 5883ine eadows r. Lot 131 Mesa View Dr, E Lot 457 PENDING

38.07 Acs SPRINGS CLAY 2E

cs 2 MLS#245307 cs

cs 22

40 Acs 2 E ancho r PENDING Sec 2 2

39.25 ottonwood WashAcs Est

$28,000 2.

cs $29,000

$29,900

LS 2 2

. $31,600 cs

LS 22

.$34,900 cs 2 2

39 AcsMOUNTAIN LAKE 34,900 WHITE ue e Lane42.91 Acs LS 2 2 .$42,500 cs

MLS #245425 MLS#244406 MLS#236321

LS 2

38.12SNOWFLAKE Acs

MLS#248120 .

36.49 Acs

Sec

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36.5 Acs WINSLOW 36.5 Acs E PENDING

LS 22

$46,000 $64,900 cs

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THERE’S NEVER BEEN A BETTER TIME TO SELL! ATTENTION HOMESELLERS: Are you considering selling your home?

Low Supply High Demand Low Interest Rates

= INCREDIBLE OPPORTUNITY Take advantage of historic market conditions. Contact an agent in this magazine for a strategic marketing consultation.

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Ernest Matkin cell: 928-240-4776

email: ernestmatkin@ymail.com http://www.ernestmatkin.com

Independently owned and operated

Listed for $730,000

Listed for $525,000

Listed for $670,000

Listed for $664,000

Listed for $830,000

SOLD

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JoAnne Guderian, JoAnne Guderian,

Mother & Son Team

Associate BrokerBroker Associate

928-243-0832 928-243-0832 joanneg@westusa.com Matthew Clark, jgsellshomes.com

Independently owned and operated

80 S Main St Snowflake, AZ 85937

Sales Associate

Consistent Top 25 in Homes Sales in the White Mountains. 928-457-8562 jgsellshomes.com

Let MeThat HelpCounts', You Sell Yourhelping Dream Home. 'Experience overor20+Buyyears buyers and sellers achieve their dreams. ~ Motivated Sellers ~ Frontier Estates Custom Home

Large custom home w/great views front & rear from a private lot! Main floor benefits from a lrg living rm w/wood burning fplc, formal music/dining rm, spacious eat in kit w/hard surface counter tops, newer stove & sink, lrg walk-in pantry. Extra dining area off the kit. Spacious master down & unique Jack & Jill set up in the 2 guest beds. Upstairs w/full bath, 3 lrg bonus rms/beds. Lrg game rm & more. MLS 245471 $550,000 Text RBJQLZW to 52187

Holbrook Gem

Cute remodeled older home w/3 beds, 2 baths, living rm/dining rm, separate brkfst rm, laundry rm. Plenty of storage. Living rm w/wood burning fplc & gas fplc. Swamp cooler & window unit in the Mbdrm. Recently re-plumbed, newer windows installed, re-finished hrdwd flrs, freshly painted. Back yard has storage shed/small shop, garden area & water feature, fruit trees. Close to schools and shopping. MLS 247829 $175,000 Text RBJXKXW to 52187

Blue Diamond Ranch

Great location off County maintained road, panoramic views are fabulous! Nicely laid out mfd home, spacious kit area, living rm, split bdrms. Decks off front & rear. Extremely quiet & peaceful. 2 lrg Quonset huts one w/fplc great shop/gar area (24x36) other houses livestock (36x60). Fenced & cross fenced. Well goes into the Coconino aquifer. Home completely off grid, w/back up generator. MLS 246846 $340,000 Text RBJTVVM to 52187

Preppers Paradise

Off Grid/Preppers Paradise. The 158+ acs has a lot of diverse scenery w/rock outcroppings, flatter areas, spectacular views, yet remains secluded & private. Only 20 mins from Snowflake on good roads. Fully fenced (over 2 miles of fencing). The bldgs are located approx. .5 mile into the property on graded dirt roads. The sq footage consists of a 40' Montana 5th Wheel w/5 slides, 2 bed, 1.5 bath, full sized dbl door fridge, high eff. heat pump mini-split, on demand water heater. A 500 sqft 'Cobb' bldg. Private well, septic & solar installed. So much more! MLS 248501 $389,000 Text RBJZDQK to 52187

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Escrow and Title Services

Protect Your Investment

Pinetop 928.358.1159

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Show Low 928.537.2941

8/19/20 6:42 PM

Snowflake 928.536.7778

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Page 22

HOW TO SAVE UP FOR A DOWN PAYMENT

aving up for a do n payment is one of t e iggest c allenges for aspiring first time homebuyers. A typical down payment can range from 5 to 20 percent of a home’s purchase price–that’s no small chunk of change. Although it might seem overwhelming to rack up thousands of dollars, practicing some discipline and using the right tactics can help you pull it off, making it possible for you to go from renter to proud homeowner.

To help you save for a down payment, consider these tips from the American Bankers Association: Develop a Budget and Timeline. Start by determining how much you’ll need for a down payment. Create a budget and calculate how much you can realistically save each month–that’ll help you gauge when you’ll be ready to transition from renter to homeowner. Establish a Separate Savings Account. Set up a separate savings account exclusively for your down payment, and make your monthly contributions automatic. By keeping this money separate, you’ll be less likely to tap into it when you’re tight on cash. Shop Around to Reduce Major Monthly Expenses. It’s a good idea to check rates for your car insurance, renters insurance, health insurance, cable, internet and cellphone plan. There may be deals or promotions available that allow you to save hundreds of dollars by adjusting your contracts.

Monitor Your Spending. With online banking, keeping an eye on your spending is easier than ever. Track where most of your discretionary income is going. Identify areas where you could cut back (nice meals out, vacations, etc.) and instead put that money into savings. Look Into State and Local Home-Buying Programs. Many states, counties and local governments operate programs for first time homebuyers. Some programs offer housing discounts, while others provide down payment loans or grants. Celebrate Savings Milestones. Saving enough for a down payment can be daunting. To avoid getting discouraged, break it up into smaller goals and reward yourself when you reach each one. If you need to save $30,000 total, consider treating yourself to a nice meal every $5,000 saved. This’ll help you stay motivated throughout the process.

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DON’T LET YOUR DREAM HOME FADE AWAY

FIND IT TODAY Find your next home by searching our site of over a million properties for sale or rent. Save your search, get updates and don’t let your dream of having the perfect house fade away.

Download TREB app

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AVAILABLE NOW

Located in Arizona’s White Mountains, Creekside at Eagle Mountain is within the Show Low City limits. Creekside is a private community surrounded by tall pines yet close to shopping and amenities. Creekside features an attractive gated entry with access from Highway 260. Of the 51 homesites in Creekside, over half back to either US Forest Service property or the central greenbelt area. Lot sizes vary from around 8,000 square feet to 25,000 square feet. Creekside lots are fully improved including paved streets, City water, City sewer, City trash service, cable tv and natural gas. 3380 N Eagles Creek Dr 2 Bedroom / Office / 2 Bath / 1836 Sq. Ft. This Ponderosa Plus Model is adjacent to Forest Service. Pick all of your finishes on this open floor plan with a large 3180 N Eagles Creek Dr. master bedroom 2 Bedroom / 2 Bath / 1696 Sq Ft. and large master bath. It includes our IMMEDIATE OCCUPANCY & $5,000 BUYER ALLOWhigh end finishes, ANCE This split floorplan, the Ponderosa, 1696 sq ft, .17 acre lot is on the greenbelt. Fully featured with high quality paver driveway, finishes, rear covered deck, metal roof, granite countertops, large covered back deck, metal roof, A/C, fireplace, granite fireplace, air conditioning, natural gas heating and so much countertops, custom cabinets and much more! Offered at more. Offered at $575,000 $598,000 Phase 3 lots from $35,000 are available. Choose from our floor plans ranging from 1,696 to 2,004 sq ft. Homes can be modified to add extra width or third car garage and other features. Our fully featured homes include metal roofs, granite countertops, large two car garages, paver driveways and more. Included in our standard pricing are a wide variety of quality finishes. You can select all of the finishes including flooring, cabinetry, plumbing fixtures and electric fixtures. Rear Porch

3420 N Eagles Creek Dr 3 bedroom / 2 Bath / 2016 Sq Ft Choose your finishes for this 2,016 sq ft split floorplan home with a 3 car garage. This open floor plan offers a large master bdrm and large master bath. It includes our high end finishes, paver driveway, lrg covered deck, metal roof, A/C, fireplace, granite countertops, custom cabinets and more The .31 Ac lot backs to Forest Service. Offered at $698,000

Porch

3341 N Eagles Creek Dr 2 Bedroom / 2 Bath / 1698 Sq Ft New home under construction a 1698 open floor plan with a large master bedroom and large master bath. It includes our high end finishes, paver driveway, large covered back deck, metal roof, A/C, fireplace, granite countertops, custom cabinets and much more! Offered at $529,000.

We can arrange a consultation with our in house constructio Lots adjacent to Forest Service NOW

9 2 8 - 5 3 2- 0 5 3 2

info@arizonarealty.net

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AVAILABLE NOW

Snow Creek is a secluded area in Show Low. Snow Creek features the security of a gated community together with improved walking trails throughout. It's one of the fastest growing communities in the White Mountains. The development has easy access to all the amenities that the town of Show Low has to offer. Improvements include paved streets, and underground utilities, including power, natural gas, cable, TV, city water & sewer.

Rear Porch

Dining

Bedroom 3 Master Bedroom

ATTIC ACCESS RG

1810 S Outback Way 3 Bedroom / 2.5 Bath/ 2302 Sq Ft Choose your finishes for this 2,302 square foot split floor plan home with a 3 car garage. The open floor plan offers a large master bedroom and master bath. It includes our high end finishes, paver driveway, large covered decks, metal roof, A/C, fireplace, granite countertops, custom cabinets and more . The .44 Ac lot has GREAT VIEWS and easy access to the Snow Creek trail system. Offered at $879,000

Living Room

Kitchen

Closet Bath 2 Closet

ATTIC ACCESS

LIN.

Pantry

CABINETS

TEMP. GLS DR

M Bath

Utility Closet

Powder W

Juniper Mode Liveable: 2,302 Garage: 880s Front Porch 88 Rear Porch: 37

UPPER CABINETS

Bedroom 2

STEPS VARY BY SITE

Front Porch

FURRED WALL

GAS WATER HEATER 18" PLATFORM

Garage

GSEducationalVersion

COUNTRY CLUB ESTATES

1041 N 35th Ave, Show Low 3 Bedroom / 2.5 Bath / 1821 sq ft This open ﬂoorplan home is currently under construction. Some of the selections can still be chosen so make this your special dream home. Features include great room with vaulted ceiling, large master bedroom & large master bath with a double vanity & tile walk in shower, pantry with a barn door, utility room, large covered back deck, and covered front deck with T&G, A/C, attached 2 car garage and much more! Offered at $570,000

construction company to build your dream house on any lot. Service NOW available in Creekside.

We represent the largest developer of lots and new homes in the White Mountains. For more info visit: WWW.ARIZONAREALTY.NET

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Kevin Dunn

928.243.0313

REALTOR®

kevindunn222@gmail.com Off-grid living is a lifestyle characterized by a desire for independence and self-reliance. Solar power is very popular in our area with many experts for help and advice. Living sustainably is quite easy. I have extensive experience listing and selling off grid properties in the White Mountains of North Eastern Arizona. Interested??? Give me a call, text or email.

Priceed Reduc

FOR THOSE WISHING THE FREEDOM OF SELF SUFFICIENCY, PRIVACY, SECLUSION, & GORGEOUS VIEWS... THIS OFF GRID PROPERTY MIGHT BE FOR YOU. Live sustainably with your own power (solar), your own water (private well), with back up generators, fully fenced with multiple fenced animal structures. 3BD/2BA, 1352 sq ft home on 36 acres. Good maintained roads to property. Home in good condition with tape/textured walls, newer appliances, good roof, fiber board skirting & tied down. 35 minutes to gas/groceries (Bashas) @ Sanders & 1hr 20 min to Home Depot, Tractor Supply, Walmart, in Gallop or Show Low. Outback solar inverter/controller, 12 new batteries, & 2800 gal water holding tank (well runs on solar). Many outbuildings for work shop, storage, & tack. Emergency services from St Johns & Sanders Well reg # 55-217715. Garage is 14 x 20. Call for an easy to show appointment. $315,000 MLS#247418

27.48 AC W/WATER, POWER, GREAT VIEWS, AND CLOSE TO SHOW LOW. Listing consists of 3 parcels 404-52-013D (8.16 ac), 013E (9.66 ac), & 013F (9.66 ac). Each parcel listed independently, see MLS's 246549, 246555 & 246557. Power located on property bordering NW corner. Water from a private well, w/5 way well share...buy all 3 parcels & sell off one or two, w/water rights, or keep the 27.48 ac & turn it into a 3 way well share. Beautiful views to the north & south. Roads in are not maintained, but Wagon Ln has been improved. Zoned RU-1 (min 1 ac). Well is into the Coconino Aquifer, providing good, abundant, water. Property has recently been surveyed into the 4 parcels...corners marked. (see survey map under documents). Old cattle fence runs diagonally through. Owner may carry, depending (cont) on terms $240,000 MLS#246548

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232.37 CONTIGUOUS ACRES HIGH ON A PLATEAU WITH GREAT VIEWS. Wide open country...see for miles. Great grazing land with a couple stock ponds. Borders state land on south and west sides. Peaceful, secluded, and very little traffic on this off grid property. Sits over the Coconino Aquifer, which provides good, abundant, water. Roads maintained by the POA except for the last stint up the plateau, which is rough, steep, and when wet may require 4x4. POA charges $110/parcel/year for road maintenance. Approx 25 min to St Johns. Roads along east side, then through middle of parcels for ease of access. Fences along the sections (640 ac each) of state land. Apparent SE corner pin (lot 322) looks to be 750 feet too far east. $115,000 MLS#248133

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TEAM NICKS - BILBIE

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Scan with your mobile device to visit our website

Barry Nicks 928-521-2557 Julie Nicks 928-242-8136 Richard Bilbie 928-521-1171 Lindsey Nicks-Roberts 928-326-3825

Sale g Pendin

Text RBJYJHD to 52187

Text RBJZLLX to 52187

Text RBJXJRK to 52187

This charming 2/2 cabin is located in the tall pines w/private views from the covered deck. Features open concept living space w/knotty pine vaulted ceilings. Recent updates. Close to golf, ﬁshing, hiking and ATV trails. Perfect home in the White Mountains of Arizona MLS#248205 $355,000

Well taken care of home with some great updates and upgrades Redesigned kitchen features a gas stove, stainless appls & granite countertops. Upgraded window coverings & more. The back deck w/awesome back yard & a beautiful gas fplc. MLS#248555 $500,000

Excellent little 3/2 home, with an ofﬁce that could be used as another bedroom, is centrally located to schools, hospital and shopping. Chain link fenced big yard for kids to play and enjoy the mountain air. This one will not last long, Call TODAY for a showing!! MLS#247796 $199,999

Sale g Pendin

Text RBJZNYY to 52187

Text RBJWBDR to 52187

Text RBCJWQN to 52187

If you are looking for a big, beautiful home, here it is!! This 5/3 home sits on the fairway of hole 14 on the Tower course. Spacious open concept kit, dining, liv rm opening up to the loft. 3 car gar is connected to the house via walk way & more. MLS# 248590 $1,200,000

This open ﬂoor plan has a gas ﬁreplace, vaulted ceilings with plant shelves & architechtural designs. The large covered deck has amazing views for you to site & enjoy the mountain weather. Beautiful home & pride of ownership shows. MLS#247306 $535,000

Commercial - Show Low, AZ Large Parcel on main highway across from the Air Port, submit all offers, owner will carry and might split MLS#223711 $3,681,255

Text RBJTSRW to 52187

Text RBJWBDR to 52187

Text RBJVDKM to 52187

Show Low Parcel 210-59-007 ............... 3.72 acres Parcel 210-73-004 ............... .93 acres Parcel 210-73-001 ............... 1.86 acres Parcel 210-59-004 .............. 3.87 acres Parcel 210-59-003A ............. 1.0 acres Available all together or induvidually at $4/sq ft MLS#246795 $2,000,0000

Commercial Property 800+ feet of highway frontage zoned General Commercial MLS#246509 $425,000

Commercial Great location for a business, Located in the industrial area of Show Low. Paved roads and all city utilities. MLS#246956 $225,000

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What to Do If Your Mortgage Application Was Rejected

eing turned down for a mortgage can be devastating, but you may still be able to achieve your dream of owning a home. Your lender should provide you with a letter explaining why you were denied. You can use that information to make changes to improve your chance of getting approved for a mortgage in the future, either with the same lender or with a different company.

Boost Your Credit Score One of the most important factors in a lender’s decision is a mortgage applicant’s credit score. You should’ve checked your credit report for errors before you submitted your loan application, but if you didn’t, check it now. Lenders frequently misreport or fail to report information, and data from different people’s reports sometimes gets mi ed up. Errors in your credit report may have caused your application to be rejected through no fault of your own. If your credit score is low because of high credit card balances or missed or late payments, work on bringing it up by paying down your balances to lower the percentage of available credit you’re using and by paying all your bills on time. If you have a foreclosure or bankruptcy on your credit report, those derogatory remarks could affect your credit score and your chance of obtaining a mortgage for years. You may need to let some time pass and work on rebuilding your credit before buying a house.

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Lower Your DTI A lender looks closely at an applicant’s debt to income (D I) ratio, or the percentage of gross monthly income that’s used to pay credit card bills and loans. If a lender rejected your application because your DTI is too high, you can lower it by paying down your debts and/or by increasing your income. If you have high loan payments, you might be able to lower them by refinancing.

Put More Money Down If you want to make a small down payment and borrow most of the money for your dream home, the lender may consider your application too risky. ou might be better off finding more money for a down payment or applying for a mortgage through a lender that routinely offers loans to borrowers with small down payments.

Stick With Your Job Most lenders want a mortgage applicant to have been in the same job for at least two years. That helps the lender be confident that an applicant is capable of holding down a job and is likely to repay the mortgage. If you recently started a new position, focus on impressing your boss and building a stable work history. Reprinted with permission from RISMedia. ©2023. All rights reserved.

11/7/23 2:22 PM

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Beth will BE THere for you!

Beth Williams REALTOR®, GRI, CDPE

928.528.7637 beth@beth-williams.com

60 S. White Mountain Road Show Low, AZ 85901 a o ﬁ e in epen entl o ne an operate

Committed to giving back to my Community. Proud supporter of Equine Well Being Rescue, Equinewellbeing.org, located in Snowﬂake, AZ White Mountain Horse Properties, Residential Resale, New Construction, Land. See my listings at www.BuyHomeswithBeth.net Tranquil Lakeside Living

Custom 2,307 sqft, 3br/2.5ba Nestled within the secure embrace of the Mountain Gate gated community, this exquisite Lakeside residence epitomizes the essence of comfortable, single-level luxury living. Meticulously maintained home offers an inviting sanctuary. MLS#247922 $760,000

Text RBJXRHZ to 52187

GATED

One of a Kind Custom Home

Sitting on over a half an acre in the beautiful Snow Creek subdivision. This well-built home features 2,030 sq. ft, 3 BR, 2 A with a split ﬂoor plan and many upgrades throughout too much to list. MLS#245467 $749,000 Text RBJQLMG to 52187

Brand New Cavco Home

3br/2ba upgraded Cavco Sedona Ridge Series home sitting on 2.07 acres with all util in place. Features walk in pantry, built in ofﬁce/study area more. orgeous long range views. Seller is a licenesed RE agent in the state of AZ. MLS#242864 $317,000 Text RBJJSFT to 52187

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Pristine Home Awaits Your Presence

Escape to rustic luxury with this custom built 1,794 sq. ft. 3br, 2.5 ba home which is gracefully set across 1.05 acres of tall pines in Show Low's Sierra Pines Community. Built in 2022. Custom wood beam work wainscoting, real wood ﬂoors more. MLS#248226 $694,200 Text 248226 to 52187

20.03 Acres in Linden

Just West of Show Low. Property features amazing views & has lots of character. Property is deed restricted to site built homes only w/aminimum of 1.500 sq.ft. Access to property is gated & you must call the agent for access. Seller is a lic. RE agent in the State of AZ. MLS#244209 $190,000 Text RBJLCXC to 52187

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Crystal White “Exceeding Expectations”

928.242.4134

Crystalwhitesellsthemtn@gmail.com www.CrystalWhiteSellstheMtn.com

1413 E. White Mtn. Blvd.Pinetop, AZ 85935 o ﬁ e in epen entl o ne an operate

When it Comes to Marketing Your Property the Choice is "CRYSTAL CLEAR" CALL TODAY FOR YOUR CUSTOM BUILD

Cover Home

''LUX MOUNTAIN HOME''

LUXURY & LOCATION

This Stunning Modern Luxury Mountain Home in Torreon Will Not Disappoint! 4br/4ba, 3250sqft handcrafted home with attention to detail and designer ﬁnishes. No expense spared with this build. $1,690,000 Call for details

GATED COMMUNITY OF SNOW CREEK

Nestled in the tall pines on a cul-de-sac lot 3br/2ba w/front & back covered decks to enjoy peace & serenity. Offering T&G ceilings in Great Rm, split FP, beautiful kitchen& more. MLS# 248417 $699,000 Text RBJYXXY to 52187

CHARMING CABIN

Nestled in the trees with long range views! 2br/2ba w/oversized 2 car gar, concrete driveway & sidewalks + extra concrete area for parking, expansive front covered deck, split ﬂrpln, gas fplc & more. MLS#248554 $479,900 Text RBJZLMB to 52187

HACIENDA PINES 55+ GATED COMMUNITY

This Charmer awaits you 2br/2ba with awesome curb appeal. You will love the wrap around covered deck, landscaping, 1.5 car garage, beautiful trees, privacy & views. Better Hurry! MLS#246663 $399,000 Text RBJTMHM to 52187

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This beauty has it all! 4br/3ba nestled in the tall pines & located in the highly sought after golf community of Torreon. Upgrades galore! One Owner, high quality construction & more. MLS# 248434 $949,900 Text RBJYZCH to 52187

BEAR RUN IN PINETOP

This home is packed full of sizzle! ''The Quintessential Cabin'' in the pines! CONVEYS COMPLETELY FURNISHED. br/2. ba, oasting ﬂr to clng stack stone FP in great rm & Master suite. MLS#246406 $649,900 Text RBJSVPD to 52187

ONE OF KIND PROPERTY

Property has been totally redone! Two homes will convey partially furnished. 3/1 main home & 1/1 guest home. NO HOA! Perfect for that family getaway or short term rental. MLS#248003 $445,000 Text RBJXWLR to 52187

CHARMING CABIN

Located in Cedar Ridge. 2br/2ba beauty nestled among the Tall Pines, w/ all city services & low HOA fees. Stone fplc, upgraded a, open concept ﬂrpln, metal rooﬁng, fenced yard more. MLS#248138 $369,000 Text RBJYDJJ to 52187

SNOW CREEK GATED COMMUNITY

Beautifully appointed home 3br/2.5ba, Nestled in the tall pines with long range views off both front/back covered decks, landscaped, Smart Siding, paver driveway & sidewalks.MLS#246794 $749,900 Text RBJTSQY to 52187

BEAUTIFUL MOUNTAIN RETREAT

Nestled in the tall pines on cul-de-sac lot, fenced, landscaped, Trex deck w/wrought iron railing on front deck, expansive back covered deck, split FP, beautiful cabinetry thru-out, & more! MLS#248426 $599,000 Text RBJYYJT to 52187

PARK LIKE SETTING.

Charming Home 3br/2ba, NO HOA. All city services. Offering a dreamy kitchen w/high end cabinetry, granite, built in ovens gas cooktop, beautiful laminate ﬂooring, gas FP in living rm & more. MLS#247905 $412,500 Text RBJXQHK to 52187

CHARMING HOME

Shows pride of ownership inside and out! 2br/1ba home centrally located with all city services. No HOA. Room to park RV & toys with a beautiful garden area. You will love the character this home has. MLS# 247824 $260,000. Text RBJXLFXto 52187

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R E A LT Y

k fla ow

A fair way from ordinary. A fair way from ordinary. C

Nestled in the cool air and tall pines of Show Low, Arizona you’ll find a private golf community like —pines Torreon. Offering 36 aholes of championship Nestled in are the coolno airother and of Show Low, Arizona you’ll find a If you interested intall Views, Privacy, Seclusion AND grand entry palazzo area, you found the home you! golf community like no other —have Torreon. Offering 36 for holes of championship golf,private a modern fitness center, clubhouse pool, fine dining, and activities for This home is perfect for your large family as well as entertaining.

golf, a modern fitness center, clubhouse pool,of fine dining,and and activities for charm. the entire family, Torreon the perfect luxury small town You will find 4 bedrooms, 3isbaths. The very blend private main bedroom is located at the back the entire the perfect small town charm. of the home withfamily, its ownTorreon privateisbalcony. Fourblend levelsofofluxury living,and in this grand 5400 +sf home. Come seeagent whyfor wethe say Torreon is a fair way from ordinary. Ask listing detail list. So many extras built into this home!! Come see why we say Torreon is a fair way from ordinary. This home shines with Pride of Ownership! MLS#248031 $1,095,000 TO R R E FMI O N Text R E ARBJXXXR L E S TAT to E 52187 INQUIRIES TO R R E O N R E A L E S TAT E I N Q U I R I E S

TORREON REAL ESTATE INQUIRIES Linda R. Cedarblade, Designated Broker | lrc@torreon.com Linda R. Cedarblade, Designated Broker | lrc@torreon.com

Linda R. Cedarblade, Designated Broker | lrc@torreon.com 928-532-3030

928-532-3030

928-242-5074

torreon.com

torreon.com/realty torreon.com ANOTHER FINE DEVELOPMENT OF DESERT TROON COMPANIES

ANOTHER FINE DEVELOPMENT OF DESERT TROON COMPANIES

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