Wednesday, October 2, 2024
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL ACCOUNTING FIRM
With the year’s major tax deadlines in the rearview mirror, the No Doubt Accounting team can keep you and your business focused on the journey ahead, making sure you reach your financial destination now and in the future.
TAX TUNE-UP
For businesses on a quarterly tax payment schedule, let our tax experts take a look under the hood of your financials. A quick diagnostic test will determine if you are paying too much or too little. Correcting the former will give you funds to grow your business now. Fixing the later will make sure you are not surprised with a huge tax payment at year’s end. Stop by soon for your personalized assessment. Don’t put it off as the year’s second quarterly tax payment is due June 15.
QUICKBOOKS TRAINING
For those who prefer the do-it-yourself approach and aren’t afraid of getting a bit of grease under your fingernails (figuratively speaking!), we offer QuickBooks training on both desktop and online versions. If simply tinkering is your preference, we have a two-hour training session just for you. If you are looking to do a complete financial overhaul, our experts can provide multiple
training sessions to improve your QuickBooks proficiency.
THE RIGHT TOOLS
Our tax experts know that no two businesses are alike. Just as a pickup truck requires a completely different set of tools to fine tune the engine than a European sports car, our tax experts understand the nuances of your business and possess the proper skills and tools to address them. Whether you own a trucking company or a salon, run a non-profit organization or a retail store, we understand your unique tax situations and can help you.
ROAD TO SUCCESS
Thank you for putting your trust and confidence in our No Doubt Accounting team. We enjoy being your go-to accounting experts. We are committed to providing your business with the best tax advice and accounting services to keep you on the road to financial success.
YOUR BUSINESS IS EXCEPTIONAL. WE ARE TOO!
Your business is unique. You offer one-of-akind products or deliver services unparalleled by your peers. Your business also comes with a distinctive set of financial practices. How
you manage your firm’s finances is vital to your success.
Fortunately for you, the No Doubt Accounting experts are familiar with virtually every type of business and have experienced an assortment of financial protocols. You need our confidence and experience on your side.
BEEN THERE. DONE THAT.
Whether you own a flower shop or a trucking company, a retail store or a construction firm, and virtually any other business in between, we can provide your accounting needs.
Track tips for hair salons and restaurants. Check! Manage reams of financial paperwork generated by construction companies. Check! Advise non-profits how to classify funds within programs. Check! Understand mileage deductions for trucking companies. Check! And this is just the tip of the iceberg.
THE DIFFERENCE WE MAKE
What sets apart our experts are the questions we ask. We truly want to know your business so we can help you get the most out of your hard work through efficient tax strategies and abundant deductions.
We do more than data entry. We get to know you, understand your goals and learn your business. With this knowledge, we create tracking systems and reports to help you make smart business decisions.
WHEN IT REALLY COUNTS
We get it. Every business has its own financial quirks. But there are few we haven’t seen. Don’t trust your business’ finances to just anyone. In today’s business environment, every dollar counts. Trust us to put our expertise to work for you. We’ll make certain every dollar counts for your success!
Thank You for Voting
The right choice for small business!
Best Accounting Firm
Best Tax Preparation
NO DOUBT ACCOUNTING, INC.
is the right choice for small business and personal accounting. Let our staff of certified QuickBooks ProAdvisors meet your accounting needs and avoid the high overhead cost of full-time employees and benefits. We work on-site or remotely for accounting, payroll, income tax preparation services at OUR SERVICES INCLUDE:
• QuickBooks® Setup & Training
• Accounts Payable/Receivable
• Payroll & Payroll Taxes
• General Ledger
• Sales Tax
• Bank Reconciliations
• Financial Statements
• Individual Income Taxes
• Corporate Income Taxes
• Non Profit Services
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL AUTO REPAIR SHOP
AT SOME POINT IN YOUR CAR’S LIFE, WHETHER IT’S BRAND NEW OR A TRUSTY
USED VEHICLE, YOU’LL REQUIRE MAINTENANCE OR REPAIRS.
Some issues are urgent, while others are part of scheduled maintenance. Given the intricacies of modern vehicles, especially their complex electronic systems, a quality auto repair shop will become necessary, even if you possess basic auto repair skills or have a mechanically inclined friend.
For owners of new cars, dealership service centers often handle periodic maintenance and repairs. These service centers specialize in the vehicles they sell and offer original equipment manufacturer (OEM) parts, instilling peace of mind in many drivers.
Additionally, warranties can provide free or discounted services.
Many independent repair shops employ certified mechanics who are well-versed in working on a variety of foreign and domestic vehicles. The key is to locate a dependable shop with reasonable rates before you find yourself in an emergency. Establishing a relationship with an auto repair shop can be advantageous, as the mechanics become familiar with your vehicle and maintain records of previous visits. Whether it’s a routine oil change or a complex electronic issue, you’ll know where to turn when your vehicle requires attention.
If you haven’t had a regular mechanic in recent years, now is the time to find one. Consider these key points when searching for the right auto repair shop:
REFERRALS
Less than 40% of new customers at auto shops are walk-ins. This underscores the importance of word-of-mouth recommendations. Seek out a shop that garners rave reviews from family and friends, and you’re likely in capable hands.
Check the Better Business Bureau’s ratings and reviews to gauge the repair shop’s performance and reliability.
WARRANTY AND SERVICES
Inquire about the shop’s warranty policy. Be clear about whether the repair work is guaranteed, especially after investing significant money in repairs. If you travel frequently, consider a shop that offers a national warranty. A warranty covering 12,000 miles or 12 months can be invaluable for recurring issues, particularly with older vehicles.
Inquire about the shop’s breadth of services. They should possess the latest technology to diagnose problems in newer cars. Can the prospective shop handle brake systems, electrical components and warranty repairs? Additionally, find out if they offer a loaner, rental car or shuttle service while your vehicle is being repaired.
When visiting the shop, take note of the equipment’s condition, the cleanliness of the premises, the quality of lighting and overall organization. These factors contribute to a sense of professionalism.
PARTS
Ensure the shop uses brand-name parts that adhere to the manufacturer’s specifications and typically come with warranties. Some shops may use remade or generic brands that your insurance policy might not cover.
Verify that the auto technicians are certified by a specific car manufacturer, the National Institute for Automotive Service Excellence (ASE), or Automotive Service Excellence. Check whether the shop is approved by the American Automobile Association (AAA), indicating a customer approval rating of 90% or higher and the ability to adequately perform advertised services.
Compare the services and fees of various shops in your area to determine average price ranges. However, don’t base your decision solely on cost, as subpar repair work can lead to higher costs in the long run.
Once you’ve identified a shop you trust, cultivate a strong working relationship and endeavor to use the shop for all your automotive needs. Being a loyal customer establishes rapport, leading to the highest level of service and peace of mind in the long run.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL BOOKSTORE
IN AN ERA DOMINATED BY ONLINE SHOPPING, LOCAL INDEPENDENT BOOKSTORES HAVE EXPERIENCED A REMARKABLE RESURGENCE.
Ownership is now more diverse than ever, and bookstores are carving out niches to offer exceptional service to their local readers. Whether you reside in a bustling city or a cozy town, you’ll likely find a variety of bookstores, each with its unique charm and specialties.
Independent bookstores have evolved into serene gathering places, thoughtfully designed to entice you to linger over hot coffee, sandwiches, pastries, and more. Beyond being a sanctuary for bookworms, they provide an excellent opportunity to connect with like-minded individuals who share your interests. These bookstores have expanded their horizons, offering
activities for both kids and adults, including book signings, author readings, and engaging lectures.
Choosing the perfect bookstore that resonates with you requires thoughtful consideration and planning.
TYPES OF BOOKSTORES
Bookstores come in diverse forms, catering to a range of preferences and genres. Here are some categories to explore:
• GENRE-SPECIFIC BOOKSTORES: If you have a particular genre preference like mystery, spirituality, fantasy or science fiction, genrespecific bookstores are your go-to. They offer the latest publications in your area of interest and keep you informed about upcoming book releases.
• GENERAL BOOKSTORES: These stores carry books from every genre, making them an ideal choice if your tastes are eclectic.
• BOOKSTORE CHAINS: Chains offer an extensive selection of books across various categories and often include music, toys, journals, magazines and more. Their websites provide easy access to their inventory and membership benefits.
• INDEPENDENT BOOKSTORES: Independents are deeply ingrained in the local community, often featuring works by local authors and addressing regional concerns. They host programs, events and guest speakers, fostering a sense of belonging.
• USED BOOKSTORES: A treasure trove for many readers, used bookstores offer gently used and sometimes new books. You can also sell your books back for store credit or cash, promoting book recycling.
ADDITIONAL SERVICES
Consider the extra services offered by bookstores, as they can greatly enhance your experience:
• COMMUNITY-CENTRIC BOOKSTORES: Some bookstores serve as central meeting places for the
community, offering bulletin boards, coffee shops and events involving local authors, artists and poets.
• LOCAL ART EXHIBITS: Bookstores may also exhibit and sell local art, supporting local artists.
• STAFF RECOMMENDATIONS: Many bookstores rely on their knowledgeable staff to recommend books, and some even have genre experts who can provide personalized book suggestions.
• SPECIAL ORDERS AND MAIL ORDERS: Some bookstores offer special order services, allowing you to request specific books and receive notifications upon their arrival. Local shops may also ship books to their customers.
• INVITING ATMOSPHERE: Look for bookstores with cozy reading nooks, comfortable chairs and warm lighting, encouraging you to relax and enjoy the ambiance.
PRICING AND REWARDS
For cost-conscious consumers, some bookstores offer rewards programs, providing discounts after a certain number of purchases. Keep an eye out for notifications about special sales and promotions, especially from chain stores and their coffee shops.
If you’re in search of reading accessories or thoughtful gifts, certain bookstores offer complimentary gift-wrapping services. Look for stores that also sell greeting cards and gift wrapping, or consider purchasing a gift card conveniently located near the register.
In today’s competitive bookstore landscape, these establishments are continually enhancing their offerings to provide you with a delightful experience. They expand their selections, improve services and create a neighborly atmosphere. Find the bookstore that aligns with your needs for the most enjoyable and enriching literary journey, or better yet, explore multiple bookstores to savor the diversity they bring to your reading adventures.
We are a 52-year-old, independent, locally-owned bookstore serving the northern Shenandoah Valley of Virginia. As a cornerstone of our community, we offer new books, Local Art, Cards, Book Fairs and Special Orders. We regularly host book signings, book clubs and community nights. In addition, we offer everyday discounts for teachers and book clubs. We inspire, inform and amuse customers with compelling book selections and a diverse selection of other merchandise.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL DENTIST
MAINTAINING OPTIMAL ORAL HEALTH INVOLVES HAVING A PROFESSIONAL ALLY TO ADDRESS ISSUES AND PROVIDE REGULAR CARE FOR YOUR TEETH AND GUMS.
Establishing a relationship with a reliable dentist is a vital component of overall health.
Regular visits to a good dentist enable them to become familiar with your concerns and effectively address any specific dental issues.
A skilled dentist strives to create a comfortable atmosphere and ensures that every procedure is explained in a clear and understandable manner.
To ensure your oral health journey is smooth and convenient, finding a dentist located near
your home or workplace is crucial. When seeking a dentist, it’s essential to verify that their office hours align with your schedule.
Whether you’re new to an area or haven’t found the time to secure a regular dentist, here are some valuable tips to kickstart your search:
SEEK RECOMMENDATIONS
Begin by reaching out to your social network for recommendations. Friends, family embers and colleagues can provide valuable insights.
USE ONLINE RESOURCES
Explore the internet to discover dental offices in your vicinity. Many professionals maintain their own websites, offering insights into the qualifications of their team, along with details about their approach to procedures, appointment scheduling, and specialized services.
LOCAL NEWSPAPER ADS
Your local newspaper often contains advertisements from local dentists. These ads may include special offers and discounts worth considering.
INTERVIEW POTENTIAL DENTISTS
Once you’ve compiled a list of prospective dentists, initiate contact by phone or email. You may interact with a receptionist or another staff member if the dentist is unavailable.
During this communication, ensure that the dentist has earned the necessary degrees from reputable institutions and is up to date with all licensing and continuing education requirements.
Ideally, they should be well-versed in the
latest dental technologies and trends.
Inquire whether the dental office provides emergency services, as prompt assistance may be required in case of dental emergencies.
Lead time for appointments is another factor to consider. Some offices may offer immediate availability, while others might have a waiting period of three weeks or longer.
Verify that the prospective dentist accepts your dental insurance or, if you lack dental coverage, ask about available payment plans. The dental office should provide a cost estimate before commencing any dental work.
SCHEDULE AN OFFICE VISIT
When you’ve identified a candidate who meets your criteria, schedule an office visit. During your visit, observe the professionalism and friendliness of the staff. A competent dentist should be willing to address all your inquiries.
Some individuals have dental anxiety or concerns about pain. If you fall into this category, openly communicate your fears with the staff and dentist. Many professionals are compassionate and willing to take extra steps to ensure your comfort.
Expect the dentist or their staff to take a comprehensive oral health history and provide insights into future treatment and preventive options. A quality dentist strives to create a welcoming and comfortable environment during your visit.
The finest dentists are committed to delivering friendly and stress-free dental experiences.
Your teeth play a pivotal role in your overall health and appearance. A trusted dentist is akin to a dependable friend who consistently brings out your best smile.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CREATING YOUR PERSONALIZED ESTATE PLAN
PERSONALIZED ESTATE PLANNING & ADMINISTRATION COUNSEL
When people have worked hard to provide for their families, it can be difficult to begin considering a time when they will not be there to help their loved ones. Building an effective estate plan allows you to still take care of your family even after you are gone.
The most immediate challenge facing families in the 21st Century is the incapacity of primary wage earners, care givers, and aging parents and disabled children. Proper planning can avoid the needless expense and emotional agony of court proceedings to establish guardianships and conservatorships after a disabling event has occurred.
Some of the goals I am able to accomplish for my clients with effective estate planning include:
• ADVANCE MEDICAL DIRECTIVES AND HEALTH CARE POWERS OF ATTORNEY
Without these in place you are at the mercy of the health care and social services systems
in the event of an adult disability.
• GENERAL DURABLE POWER OF ATTORNEY
No matter how long a marriage has lasted, in Virginia there is no automatic right of a spouse to do business or even sign the name of a disabled spouse.
• DISABLED MINORS TURNING 18
When your child turns 18, you are no longer to make medical and financial decisions for your child. Health care powers of attorneys and general durable powers of attorney give you this authority.
• PRESERVATION OF ASSETS
No one wants to see the fruits of his or her labor being wasted through poor estate planning.
• PROVIDING CLARITY
A well-laid-out estate plan can clearly communicate your wishes regarding your estate to your heirs, thereby minimizing the potential for conflict.
• NAVIGATING PROBATE
I can assist with all facets of probate, which
is a complex process in Virginia and requires careful attention to detail and the many laws and rules governing that practice.
I can also discuss with you the many ways of estate planning to minimize the expense and delay associated with the probate process.
ESTATE AND TRUST ADMINISTRATION
Estate and trust administration are the legal processes of executing the directives of a will or if no will, Virginia Jaws, or a trust, after the death of an individual, which can be a confusing and complicated process.
I can assist you with settling the estate, including helping you determine if you need to qualify as executor or administrator of the estate, and guiding you through the probate, which includes collecting assets, paying creditors, selling real and personal property and filing inventories and annual accountings.
ESTATE PLANNING, ESTATE AND TRUST ADMINISTRATION, AND GUARDIANSHIP AND CONSERVATORSHIP
When you decide it is time to plan for your estate, administer an estate or trust, or file for guardianship and/or conservatorship, I can offer the advice and service you need to make sure all your goals are achieved.
I offer free 30-minute consultations for all active and reserve military personnel.
Contact me today to schedule a consultation at 540-533-5565.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL FAMILY LAW ATTORNEY
FAMILY LAW
ATTORNEYS PLAY A CRUCIAL ROLE IN OUR LIVES, HELPING US NAVIGATE BOTH THE JOYS OF CREATING FAMILIES
AND THE CHALLENGES OF LEGAL SEPARATION.
Their expertise covers a wide range of issues, from marriage and divorce to adoption and child custody.
Whether you need assistance with drafting important documents for out-of-court settlements or strong representation in legal
proceedings, family law attorneys are the professionals to turn to.
Here are some essential factors to consider when selecting a family law attorney:
EXPERTISE AND SPECIALIZATION
Seek an attorney with a deep understanding of the specific laws relevant to your situation.Family law encompasses a broad spectrum of issues, from divorce and marriage agreements to child custody and protective orders. Look for an attorney who specializes in family law, as this field demands specialized knowledge, particularly if your case is unique or complex.
Ensure that your chosen attorney has substantial experience in handling cases similar to yours. A successful track record in resolving cases like yours is a strong indicator of the attorney’s capabilities. During your
initial consultation, inquire about the number of cases similar to yours that they typically handle.
BUDGET CONSIDERATIONS
Discuss the attorney’s fee structure and payment arrangements upfront. Expect to make an initial payment and determine when additional payments will be due, based on milestones reached during your case.
Clarity regarding financial matters is essential before proceeding.
PERSONALIZED APPROACH
Recognize that every family and legal dispute is unique. Look for an attorney who can offer a personalized and adaptable approach to resolving your legal issues. Family matters require tailored solutions, whether through amicable resolution, mediation, arbitration, or litigation, depending on the circumstances.
Choose an attorney who promptly responds to your questions and concerns, as legal conflicts often involve numerous documents and inquiries. Additionally, their office staff should be professional, courteous, and efficient in their interactions with you.
RECOMMENDATIONS
Seek recommendations from friends or family members who have had experiences with family law issues and attorneys. They can provide valuable insights into their experiences, helping you make an informed decision.
Family law matters can be emotionally charged and complex, but with the right attorney by your side, you can navigate these challenges effectively. A skilled family law attorney will not only provide legal expertise but also offer support to help you achieve your goals and move forward positively in life.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL FUNERAL HOME
SELECTING A
FUNERAL HOME IS A SIGNIFICANT DECISION THAT OFTEN COMES DURING
A CHALLENGING AND EMOTIONAL TIME.
Funeral homes play a crucial role in providing end-of-life services, including caring for the deceased, handling necessary paperwork, and coordinating memorial or funeral services. To ensure you choose a funeral home that meets your needs and budget while providing compassionate support, consider the following tips:
PLAN IF POSSIBLE
While choosing a funeral home in advance may not always be feasible, pre-planning allows you to make a well-informed decision
without the pressure of immediate grief. Pre-planning also enables you to communicate your specific wishes and budget requirements to your loved ones.
COMPARE PRICES
Funeral costs can vary significantly between different funeral homes. To avoid overpaying for services, compare the prices of several funeral homes in your area. Request a price list and inquire about any package options they offer. Ensure that the funeral home provides a detailed breakdown of costs for transparency.
Funeral homes often offer various packages tailored to different needs and preferences. Inquire about the types of packages available, and discuss how well they align with your specific requirements. A good funeral home should be flexible in accommodating your preferences and budget.
If you choose to prepay for funeral services, ensure that the funeral home offers clear terms and safeguards to protect your investment. Discuss payment options, any
applicable interest or fees, and the flexibility to make changes if needed.
SEEK RECOMMENDATIONS
Friends, family members, or acquaintances who have experienced the loss of a loved one can provide valuable recommendations. Ask for their insights into the funeral homes they used, including their experiences with the staff, facilities, and pricing. Personal recommendations can help you make an informed choice.
VISIT THE FUNERAL HOME
Schedule visits to potential funeral homes to assess their facilities and meet with the funeral director and staff. A personal visit allows you to evaluate the atmosphere, cleanliness, and overall ambiance of the funeral home. During your visit, pay attention to the staff’s empathy, professionalism, and willingness to address your questions and concerns.
The funeral director plays a crucial role in guiding you through the process and making necessary arrangements. Choose a funeral home with a compassionate and knowledgeable funeral director who takes the time to explain your options clearly. They should listen to your needs and treat you with respect and empathy.
The level of empathy and support provided by the staff is crucial during a difficult time. A caring and understanding staff can make a significant difference in your experience. If you feel that the staff is not compassionate or responsive to your needs, consider other options.
Selecting the right funeral home is essential to ensure that your loved one receives the respectful and compassionate care they deserve. Taking the time to research, compare, and visit potential funeral homes will help you make an informed decision during a challenging period in your life.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL GREAT SALON
YOUR HAIRSTYLE REFLECTS YOUR PERSONAL STYLE, MAKING IT ESSENTIAL TO FIND A SALON WHERE SKILLED STYLISTS CONSISTENTLY BRING YOUR VISION TO LIFE!
From the moment you walk in the door to the time you leave the experience should meet all your needs.
Greetings, consultations, skill level, customer service as well as products recommendations, and checkout should be of the upmost importance.
If you’re on the hunt here’s what you should consider:
SEEK RECOMMENDATIONS
Star your search by seeking recommendations from family and friends.
Look for individuals whose hair type is like yours, as different needs may require different expertise.
Gather the names of specific stylists within the salon as the stylist plays a pivotal role in your salon experience.
The internet is a valuable resource for researching salons and narrowing down your options.
Salon websites offer insights into their business values and services.
If you’re seeking a budget friendly haircut, don’t be discouraged by a basic website; some hidden gems keep cost low, ensuring affordability.
Conversely, if you’re aiming for a high-end makeover, an impressive website can indicate a salon’s commitment to style, detail, and contemporary trends.
MATCH YOUR LIFESTYLE
Look for salons that align with your lifestyle.
If convenience is a priority, choose a salon
that allows walk-ins or consider a new stylist building their clientele.
The salon’s atmosphere should also resonate with your preferences; some may prefer a vibrant, energetic environment.
Others may focus on a more relaxing experience.
The salon design and staff will reflect the character of the establishment.
While haircuts and styling are fundamental salon services, many establishments offer additional treatments such as manicures, pedicures, and esthetics.
Consider the rest of your needs if you one like would like additional services choose a salon equipped to accommodate such requests.
Keep in mind that not all high-end salons offer spa-like services, so confirm that the salon provides the treatments you desire before booking.
PRICE CONSIDERATIONS
Cost is a crucial factor when choosing a salon.
When receiving a price quote for a haircut, inquire about the services included in the cost.
Some salons charge separately for washing or blow-drying, so ensure you’re aware of all potential expenses.
Additionally, prices may vary depending on your hair type and length; shorter haircuts might be more affordable, while longer styles could incur a premium.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL HVAC COMPANY
MAINTAINING A TRUSTED RELATIONSHIP WITH AN HVAC COMPANY CAN OFFER YOU PEACE OF MIND WHEN YOUR HEATING OR AIR CONDITIONING SYSTEMS ENCOUNTER ISSUES.
The best HVAC contractors are not only helpful and reliable but also capable of saving you money and sparing you from unnecessary stress.
SEEK RECOMMENDATIONS
Word of mouth is a powerful tool in finding reputable professionals in your area. Start by asking friends, family, and neighbors for recommendations. Their firsthand experiences can provide valuable insights into
local HVAC companies that excel in service and reliability.
Create a list of potential HVAC candidates and conduct thorough research on their reputations. Contact the Better Business Bureau, your state’s board of contractors, or the local builders’ association to verify their credentials. Your town’s building inspection office may also hold valuable information. Be cautious of companies with a history of numerous complaints.
INVESTIGATE
QUALIFICATIONS
Narrow down your list and reach out to the remaining HVAC companies. During your conversations, inquire about pricing, guarantees, and warranties. Ask about the estimated timeline for completing a job and the specific brands they use for equipment.
If you’re purchasing new HVAC equipment, clarify whether routine maintenance and repairs are included in the installation cost. Additionally, find out if the company offers around-the-clock emergency services.
High-quality HVAC companies are fully licensed, bonded, and insured. This insurance coverage is crucial, as it protects you in the event of worker injuries or property damage during the job. Without proper insurance, you could be held liable for damages, potentially resulting in increased insurance premiums.
Reputable HVAC companies often belong to recognized professional and trade organizations. Look for affiliations with organizations such as the American Society of Mechanical Engineers, the Air-Conditioning and Refrigeration Institute, or the American Society of Heating, Refrigeration, and AirConditioning Engineers. Membership in
these organizations signifies that the HVAC contractor meets specific certification and professional standards.
INSTALLATION PREPARATION
Before any HVAC installation begins, confirm that all necessary building permits are secured. Most reputable companies handle the permit filing process on your behalf with local building codes offices. However, it’s wise not to make assumptions. Verify with the permitting office to avoid potential fines and delays.
Before installing a new HVAC system in any building, insist on a load calculation. Quality HVAC companies perform comprehensive calculations rather than making rough estimates. Buildings can change over time due to factors like foundation shifts, affecting equipment efficiency. Ensure that the HVAC company doesn’t rely on the old unit’s size to determine the new one. If your old unit was inadequate, you’ll need a different-sized system. Consult with your HVAC installer to determine the appropriate size and model.
SCHEDULE REGULAR CHECKUPS
Once you’ve chosen an HVAC contractor, ask them to perform annual checkups to ensure your system runs at peak efficiency. Regular maintenance can extend the life of your HVAC equipment, save on energy costs, and help you avoid costly breakdowns.
By following these steps, you can select a reliable HVAC company that will provide you with comfort and support for years to come. A well-chosen HVAC partner will keep your home’s climate under control while offering peace of mind in any weather.
Over the past 30 years, Malloy Auto Group has become one of the fastest growing dealerships in Virginia. Along the way, we have built long-term relationships with our customers by listening to their needs and giving them a positive experience each and every time.
We strive to be the local dealership that truly cares about the wants and needs of our customers!
Plus! We are here to meet all of your automotive needs, including service, parts, and a full-service auto body collision center that works with most insurance companies!
Make it Malloy,
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL MEDICARE AGENT
MEDICARE ENROLLMENT PERIODS
Navigating Medicare enrollment periods is crucial for optimizing your healthcare coverage.
Here’s a quick overview:
• Annual Enrollment Period (AEP): From October 15 to December 7 each year, this period allows you to review and adjust your Medicare Advantage (Part C) and Prescription Drug (Part D) plans. It’s a key time to assess your current coverage, address any health changes, and switch plans if needed. Changes made during the AEP will take effect on January 1 of the following year.
• Open Enrollment Period (OEP): Running from January 1 to March 31, this period is for those already enrolled in a Medicare Advantage plan. You can switch plans or return to Original Medicare (Part A and Part B). However, you cannot use the OEP to enroll in a Medicare Advantage plan if you were not previously enrolled. Changes made during this period will be effective on the first day of the month following your request.
MAXIMIZING YOUR BENEFITS
Insurance plans often include benefits that may go underutilized. Fully understanding and using these benefits can greatly enhance your insurance experience and provide added value. For instance, gym memberships support a healthy lifestyle and may reduce healthcare costs.
Dental, vision, and hearing care are vital for overall health, and regular check-ups can prevent serious issues. Some plans also offer grocery cards and over-the-counter benefits, helping ease daily expenses. Leveraging these benefits can boost your well-being and save you money.
PROFESSIONALS YOU CAN TRUST
When dealing with insurance, having a trusted professional is essential. You need someone who understands the complexities of various plans and can guide you through your options, explaining the pros and cons to help you make informed decisions. At Keller Insurance Agency, we offer face-to-face
meetings to address your concerns directly and build a lasting relationship.
This personal connection is invaluable in managing policies and navigating claims.
Our team is here to ensure you understand your options and select the best plan for your needs. Whether you’re dealing with Medicare enrollment, exploring additional benefits, or seeking advice on your coverage, we are dedicated to assisting you every step of the way. Trust and transparency are the cornerstones of our service, and we’re committed to providing the personalized support you need to make the best insurance choices.
GET TO KNOW KELLER INSURANCE AGENCY
At Keller Insurance Agency, reliability and expertise define our approach. Led by Blaine Keller, who brings 42 years of experience and numerous producer excellence awards, our agency stands out in the insurance industry. Blaine’s deep knowledge and commitment have built a strong reputation for our agency.
Supporting Blaine is April, our office manager and licensed agent with 16 years of service.
April’s role goes beyond administrative duties; her producer excellence accolades reflect her skill in navigating insurance complexities. Her organizational prowess ensures smooth and efficient operations within the office.
Our dedicated team, including Chelsey, Crystal, and Mackenzie, is committed to offering a personal touch in serving our clients. We strive to guide you through your insurance needs with expertise and empathy, ensuring you receive the attention and support you deserve.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL MORTGAGE LENDER
WITH CURRENT INTEREST RATES, MANY POTENTIAL HOMEBUYERS ARE QUESTIONING IF NOW IS THE RIGHT TIME TO PURCHASE A HOME.
Dave Sweeney, mortgage advisor for F&M Mortgage in the Winchester market, explains why homeownership is still a smart investment and how F&M’s programs can help buyers navigate today’s market.
RISING INTEREST RATES AND HOMEOWNERSHIP BENEFITS
Though higher interest rates can seem discouraging; homeownership remains a key driver of long-term wealth. Homeowners have 40 times the net worth of renters, making it a powerful wealth-building tool. “Owning a home is about more than the
rate you lock in today,” says Dave. “It’s about building equity and securing your future.”
F&M MORTGAGE’S REFISHIELD: FLEXIBILITY FOR HOMEBUYERS
To give buyers confidence in today’s market, F&M offers a program called RefiShield. With RefiShield, buyers can lock in their mortgage today and refinance if rates drop within 24 months of their purchase. F&M will also cover up to $1,000 of closing costs if refinancing occurs within that window and the original loan closed with F&M by 12/31/2024.*
“RefiShield gives buyers peace of mind,” says Dave. “You can secure your home now and have the option to lower your rate later— without the burden of extra costs.”
Learn more at www.fmbankva.com/refishield.
DOWN PAYMENT MYTHS: LOWER BARRIERS TO ENTRY
One common misconception is that a large down payment is required. A Fannie Mae report revealed only 10% of potential
buyers know they can buy with as little as 5% down—or less. Many think 15-20% is necessary, which discourages buyers before they start.
“This misunderstanding causes people to miss out on the opportunity to build wealth,” says Dave. “I’m here to help clients understand their down payment options and get started on homeownership.”
With flexible programs like RefiShield and expert guidance from advisors like Dave Sweeney, buyers can navigate the market confidently and start building wealth through real estate.
Dave Sweeney NMLS# 457857 Senior Mortgage Advisor dsweeney@fmhome.com Mobile (540) 539-5049
*Borrowers eligible for RefiShield if they purchase and close on a home with F&M Mortgage on or before 12/31/24 and subsequent refinance is after 180 days from date of closed purchase transaction. Valid for 24 months from purchase closing date only on the property from the original loan. Not valid if refinance product is an in-house F&M Bank serviced loan. Refinance must close with F&M Mortgage to receive closing cost credit on final Closing Disclosure, not redeemable for cash. Borrowers must qualify for loan approval at time of refinance & the refinance is not guaranteed. Promotion is subject to change without notice. $1000 credit for loan amounts $200,000 and above. $500 credit for loan amounts $100,000 to $199,999. $250 credit for loan amounts under $100,000. Not a commitment to lend. Subject to underwriting approval. NMLS# 275173.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL PLUMBER
EVERY HOMEOWNER SHOULD HAVE A RELIABLE PLUMBER READILY AVAILABLE FOR THOSE INEVITABLE MOMENTS WHEN LEAKS, FLOODING, OR STUBBORN CLOGS DISRUPT YOUR HOUSEHOLD.
While some minor plumbing issues can be handled independently, more significant problems demand professional attention.
When faced with plumbing emergencies or complex issues, it’s crucial to bring in an experienced plumber.
A skilled plumber ensures the comfort and sanitation of your home by diagnosing problems accurately and providing effective solutions.
Here are essential tips to help you find the best plumber for your needs:
PLAN AHEAD
Don’t wait for a plumbing emergency to start searching for a reputable plumber.
Delaying your search can lead to hasty decisions and potential overcharges during urgent situations.
Instead, proactively research and choose a plumber in advance to ensure you have a trusted professional at your disposal when needed.
Friends and family can be excellent sources of recommendations for reliable plumbers in your local area.
Word-of-mouth referrals often lead to outstanding service experiences.
When considering recommendations, ensure the plumber serves your specific location, as some may charge extra for out-of-area services.
Conduct online research to find local plumbers, but exercise caution when relying solely on internet information.
While online reviews and ratings can be valuable, be discerning in assessing their authenticity.
Pay attention to recurring complaints about subpar work or high pricing. Seek multiple opinions from various sources to form a wellrounded understanding.
PRICE COMPARISON
Cost is a significant factor in choosing a plumber.
Contact at least three different plumbers to request estimates for your specific plumbing needs.
Obtain clarity on labor and material costs to make informed comparisons.
Remember that prioritizing the cheapest option may result in additional expenses if the work isn’t executed correctly. Balance affordability with quality.
Asking pertinent questions is essential to set expectations and evaluate potential plumbers.
Inquire about labor rates, guarantees on work, years of experience, and training backgrounds.
Seek a plumber who demonstrates genuine concern for customer satisfaction and home preservation.
Thoroughly vetting your plumber beforehand ensures prompt and competent resolution of plumbing issues, even in emergencies.
In conclusion, selecting a trustworthy plumber is an essential aspect of homeownership.
Preemptively researching and choosing a plumber who aligns with your needs and values can spare you from undue stress during plumbing emergencies and ensure that your plumbing systems are wellmaintained for years to come.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL REAL ESTATE AGENCY
THE JOURNEY OF BUYING OR SELLING A HOME CAN BE AN OVERWHELMING EXPERIENCE FILLED WITH PAPERWORK, INTRICATE CLOSING PROCEDURES, AND POTENTIAL CHALLENGES IN DEALING WITH OTHER PARTIES.
A reliable real estate agency can transform this process into a smooth, stress-free endeavor.
With countless agencies to choose from in every city and town, find one that offers a team of professional, dependable, and successful agents and Realtors.
These experts should possess an intimate knowledge of the market and the ability to position you for success.
The quest to find the right agency is a delicate balance between experience and chemistry.
Naturally, credentials and licenses are crucial, but the agency’s ability to provide personalized attention shouldn’t be overlooked.
Trustworthiness is another significant factor.
SEEK RECOMMENDATIONS from friends and consult your local business bureau to identify reputable agencies in your area.
ONCE YOU HAVE A LIST OF PROSPECTS, CONDUCT THOROUGH RESEARCH. Consider the agency’s longevity in the business; ideally, you want professionals who are deeply rooted in your community.
Keep in mind that real estate should be their full-time commitment, not just a side business.
TAKE TO THE INTERNET AND EXPLORE CUSTOMER SERVICE REVIEWS to gain a general impression of each agency. After narrowing down your list, reach out to these businesses and ask pertinent questions about their listings, fees, and commissions.
SELECT AN AGENCY THAT BOASTS STRONG TIES TO THE COMMUNITY, an acute understanding of the neighborhoods that interest you, and solid connections with other realty companies.
This becomes especially vital when you’re selling your current home, as the agency manages the sale while the Realtor assists you in finding a new one.
Each agency sets itself apart through its marketing strategy and advertising, significantly impacting the sale of your home.
While many companies may appear similar, they often specialize in particular types of properties, such as commercial real estate or high-end homes.
SEEK AN AGENCY WHOSE FOCUS ALIGNS WITH YOUR PROPERTY TYPE. Review the agency’s listings to determine if your home would seamlessly fit in with their existing clientele. Imagine yourself as a potential buyer; are their listings informative and easy to navigate?
The agency’s size will influence your experience. Smaller agencies tend to provide personalized service but may lack extensive networking opportunities.
On the other hand, larger agencies have broader networks and increased potential to sell your home, although they may divide their attention among numerous clients.
FOR THOSE SELLING THEIR HOMES, PREPARE TO ASK THE FOLLOWING QUESTIONS:
• What is your marketing strategy for my home, including online and newspaper promotion?
• How many photos of my house will be featured online?
• Which websites will showcase my property?
• Can you provide recent sales data for homes in my price range?
• How long has your agency been active in my neighborhood?
• What sets your agency apart from others?
The decisions to buy and sell a home are among the most significant financial choices you’ll make in your lifetime.
Protect your investment and peace of mind by selecting the most trustworthy and capable real estate agency available.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL REAL ESTATE AGENT
WHEN IT COMES TO BUYING OR SELLING A HOME, HAVING A TRUSTWORTHY REAL ESTATE AGENT BY YOUR SIDE CAN MAKE ALL THE DIFFERENCE.
These professionals are not just skilled negotiators; they’re your guides through the intricate web of contracts and transactions that make up the real estate world.
Whether you’re a buyer or a seller, having the right agent can help you secure the best deal and navigate the process seamlessly.
Identifying a great real estate agent isn’t as challenging as it may seem.
They often come highly recommended by friends and family, earn recognition in local newspapers, and receive accolades from their agencies for their outstanding track records.
When you’re dealing with something as significant as a home purchase or sale, it’s crucial to choose an agent you can trust.
Here’s how to find the perfect match for your needs:
START WITH RECOMMENDATIONS
Seek referrals from your social network. Friends, family, and colleagues can provide valuable insights into their experiences with real estate agents.
Keep in mind that some agents specialize in buying or selling, so consider your specific needs when seeking recommendations. Always opt for credible, responsible agents.
ASSESS YOUR COMFORT LEVEL
During your initial consultation with a prospective real estate agent, pay close attention to your comfort level.
Do they genuinely care about your needs and priorities, or does their focus seem solely on their commission?
A good agent should have in-depth knowledge of the local housing market and possess strong negotiation skills.
Trust is paramount, so choose an agent you believe will act ethically and secure the best deal for you.
Effective communication is a must. If you’re selling your home, your agent should develop a comprehensive marketing plan, explain it clearly, and address any questions or concerns you may have.
For homebuyers, the agent should listen attentively to your requirements and budget constraints. Regular updates on the progress of your transaction are vital.
Avoid agents who are unresponsive to your calls, texts, or emails.
LEVERAGE ADDITIONAL RESOURCES
To enhance your understanding of the home buying or selling process, engage in independent research.
Real estate magazines and online resources like Realtor.com, associated with the National Association of Realtors (NAR), offer valuable insights, housing statistics, market forecasts, and tips.
However, don’t underestimate the power of networking. Connect with individuals who share your interests and can provide valuable guidance.
Once you’ve successfully completed your real estate transaction, keep your agent’s contact information handy.
You may want to refer others to their services, and you might require their expertise again in the future.
Choosing the right real estate agent is a crucial step in achieving your home buying or selling goals. By following these guidelines and selecting an agent who aligns with your needs and values, you’ll ensure a smoother, more successful real estate experience.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL SEPTIC SERVICE
MAINTAINING YOUR SEPTIC SYSTEM IS CRUCIAL TO PREVENT COSTLY MALFUNCTIONS AND AVOID ENVIRONMENTAL HAZARDS.
Routine inspections and pumping by a reliable septic tank service are essential to keeping your septic system in proper working order.
To select the right septic professional for the job, consider the following tips.
QUALIFICATIONS
Choose a qualified and professional septic service company to ensure that maintenance or repairs are carried out correctly.
Reputable companies employ highly trained personnel who understand the complexities of working with septic systems and the hazardous chemicals involved.
Professionals should follow proper procedures to prevent damage to your tank and yard, minimizing the disruption to your property during maintenance.
BUDGET
While budget considerations are essential, remember that your septic system is a critical component of your home. Delaying maintenance can lead to more significant and costly issues.
Be cautious of unusually low-priced services, as they may indicate subpar work or the use of unqualified workers. Investing in a reputable service can save you money in the long run by avoiding costly repairs and cleanup.
Familiarize yourself with the maintenance needs of your septic system to ensure you receive the appropriate services. Locate the pump-out hatches before the service provider’s arrival to save time and labor costs.
Make a list of the specific services you require, whether it’s standard pumping or additional maintenance tasks. Discuss your needs with the septic company to obtain an
accurate quote and determine if any repairs are necessary.
ONE-STOP SERVICE
Choosing a septic service provider that offers multiple services can simplify the process and potentially save you money.
Companies that handle various aspects of septic system maintenance and repairs can offer bundled services at a discounted rate. Ensure they maintain records of the work performed, which can be helpful for future reference.
You can find reputable septic repair companies through various sources. Check your local newspaper classifieds, browse online directories, or search on social media platforms. Websites of septic companies often provide essential information about their services, pricing, and company philosophy.
You can also consult the National Onsite Wastewater Recycling Association (NOWRA) directory to find local septic professionals. However, the most reliable recommendations often come from referrals from friends or family members who have had positive experiences with specific providers.
After compiling a list of potential septic service companies, narrow it down to two or three and contact them for interviews. Ask pertinent questions, such as the estimated duration of the job, possible solutions to your issues, their relevant experience, and the expected longevity of the repairs.
Additionally, request written quotes that detail the cost of services. While some companies may not be able to guarantee a final price until they begin the work, ensure you understand potential additional costs if unforeseen issues arise.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL TIRE SHOP
SELECTING THE RIGHT TIRE SHOP CAN TRANSFORM THE WAY YOU HANDLE YOUR VEHICLE’S TIRE NEEDS.
They can offer access to special warranty programs and expert technicians who become familiar with your car’s unique requirements.
A dependable tire shop aims to build a longterm relationship with you, prioritizing your safety and satisfaction over unnecessary upselling.
Tires endure a significant amount of wear and tear, from extreme temperatures to rough
road conditions, carrying the weight of your vehicle and passengers.
Depending on your driving habits, tire replacement may be a frequent occurrence, with tread wear impacting traction, especially in adverse weather conditions.
Whether you’re facing scorching summers or snowy winters, your choice of tires matters. Here are essential factors to consider when seeking new tires for your vehicle.
ESTABLISH YOUR BUDGET
Begin your tire-buying journey by determining a reasonable budget.
Knowing your financial constraints will help you narrow your options and avoid spending excessive time at high-end tire shops.
Keep in mind that your tires play a pivotal role in your safety on the road, so prioritize quality over cutting costs.
SELECT THE RIGHT TIRE TYPE
When choosing tires, your local climate should guide your decision. For dry and warm conditions, standard tires suffice, but snowy regions demand a higher-grade solution, such as snow tires or all-weather tires.
If you’re a high-speed driver or endure long commutes, opt for high-performance or highmileage tires, respectively.
CHOOSE YOUR PURCHASE OUTLET
Tire shopping avenues vary, from national chains and local auto shops to online retailers. In-person purchases allow you to inspect tires firsthand, ensuring you know precisely what you’re getting.
National chains often provide product guarantees, offering peace of mind despite potentially higher costs.
On the other hand, local shops often offer competitive pricing and personalized service.
Both types of outlets often provide additional services like tire installation, rotation, and maintenance, catering to your specific needs and budget.
Once you’ve narrowed your options, visit your selected tire shops in person.
Take the opportunity to inspect their products and engage with their employees. Trustworthy and knowledgeable salespeople should make you feel comfortable and confident in your decision.
Building a positive rapport with your chosen tire shop can lead to a lasting and mutually beneficial relationship.
In business since 1951, Service Tire & Battery, Inc. is your locally owned and operated one stop shop for all your tire and auto needs. We have over five decades of providing prompt and reliable service to Front Royal and surrounding areas.
Most major brands of tires available for Passenger, Light Truck, Radials, Farm, Lawn, All-Weather, and White/Black Wall. We also offer Alignments, Brakes, Batteries, Shocks, Struts, Exhaust, and State Inspections. Call or stop by to schedule an appointment today!
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL TOY STORE
On the north entrance to Jim Barnett Park in Winchester you will find a sign quoting George Bernard Shaw.
“WE DON’T STOP PLAYING BECAUSE WE GROW OLD; WE GROW OLD BECAUSE WE STOP PLAYING.”
This is the why behind your local toy store, to help keep a sparkle behind the eyes of those who are young at heart.
This twinkle is known worldwide and in every culture.
The moral of Citizen Kane is out in the open.
The reason why is no secret.
Yet too many of us still get caught in the loop of Harry Chapin’s “Cat’s in the Cradle.”
When you see it, it’s impossible not to recognize it.
It’s the magic of play.
There are many types of play, and as many types of specialty toy stores. Some focus on comics, some on video games, some on learning toys, and some retro nostalgia. To find the store that is right for you, maybe ask yourself what was your favorite toy growing up?
What about your favorite stuffed animal?
Sometimes it wasn’t even your toy. It was something special kept at grandma and grandpa’s house. Like a train set.
Or maybe something special borrowed from a friend.
Toys have a BIG impact on lives. This isn’t new information by any means. In fact, as the world has become ‘more digital’ the importance of real world play has only grown.
Now in the days where common commercials aren’t ever present it can sometimes be a challenge in finding something that will bring joy to you and your loved ones. There’s just so much out there it can be overwhelming!
Worse, you might see something online only to order it and have it fall far short of expectations.
A digital touch is no substitute for a true hands-on experience. This is a big advantage of local toy stores over electronic shopping, you can try it out, feel for yourself, and have confidence in what you are buying!
So if you are looking for a toy, a puzzle, a board game, the best place to shop is a place that gives you the opportunity to try things out!
The best gifts are ones that the grownups in the room will want to play with too!
That is truly magical. Togetherness isn’t something that you can buy in just any store.
But you can find it in the right toy store!
Look for a shop where the staff take as much pride in the establishment as the owner!
The best toy stores excel at finding joy in even the smallest of things making it easy to find the perfect present even for those who are hard to shop for!
Exceptional customer service is a crucial aspect - anyone working in a toy store is likely to be both knowledgeable and passionate about the products they sell. Don’t be afraid to ask for their advice about a good gift for a certain age range, a board game for your next game night, or the latest and hottest trend in toys. A knowledgeable staff will help you find a specialized toy, puzzle, or board game that will make the perfect gift for you or someone else!
Some toy stores offer more than just a brick and mortar experience. Take advantage of services they may offer like gift wrapping and services they may offer to the community like game nights or birthday parties.
A wide selection of high-quality merchandise mixed with friendly and knowledgeable staff as well as an owner and manager who take pride in their shop will provide you with a delightful shopping experience.
You will want to come back because they are dedicated to helping bring you smiles and sharing them with your loved ones.
They prioritize your happiness and will inspire you to look upon things with childlike wonder.
EXPERT ADVICE FOR EVERYDAY LIVING
TIPS FOR CHOOSING THE PERFECT LOCAL TRAVEL AGENT
IN TODAY’S WORLD YOU WONDER IF A TRAVEL AGENT IS STILL RELEVANT.
The truth is that certified travel professionals, advisors, have an advantage over the idea of booking on your own.
Travel professionals (advisors) go the extra mile to secure deals and provide personalized service that often eludes the “DO IT YOURSELF” (DYI) travelers.
Travel agents are your allies, experts to ensure you have a smooth trip. If things don’t go as planned, your agent is a phone call away, ready to help you and make it right. The Travel Agent wants to ensure that you have a great travel experience and that it is memorable.
HOW DO
SKILLED
YOU FIND A
TRAVEL AGENT
WHO CAN ENSURE THAT YOU HAVE A GREAT TRAVEL EXPERIENCE?
The Travel Agent will ask pertinent questions as to what you want from your trip experience and build a rapport with the client so trust will develop.
Start by checking if the Agency or the Travel Agent owns the Agency or works as an Independent Agent for the Agency. Check to see if the Agency is a member of the American Society of Travel Agents also find out if the agent or agency is a member of CLIA (Cruise Line International Association. You should find out if the Agency has an IATA#. There are four reasons why this is important.
FOUR BENEFITS OF HAVING AN IATA NUMBER
• Proves an agency’s qualifications & credibility First and perhaps most importantly, an IATA number guarantees that a travel agency has been evaluated as a reliable partner for industry suppliers ...
• Allows an agency to access global booking systems ...
• Ensures easy dispersal of commissions ...
• Proves industry regulator compliance ...
Find out if the agent is a member of a consortium, such as Travel Leaders. Generally, when trying to find a travel agent, one can find them in a consortium. Being in a consortium, the agent can access better travel deals.
Check with clients that have used the Travel agency. A reliable travel agency will or should provide 24/7 emergency contact information. It is advisable to work with a singe agent who can provide dedicated phone extension and email in the agency.
The travel advisor can help you with passport renewal and applying for a new passport and give you the information you need. Exceptional Travel agents keep their clients well-informed. They have knowledge of trustworthy vendors to use for your travel which saves the traveler stress after many
hours of researching late at night and getting nowhere in their search.
TEN REASONS TO USE A TRAVEL AGENT:
1. Peace of Mind
2. Customer Service
3. Maximize your Budget
4. Better Choice
5. Saves Time
6. Personal Service
7. Insight and Expertise
8. Document assistance
9. Consumer Advocate
10. It’s FREE
IF YOU ARE CONSIDERING A CRUISE
A travel agent can be your ticket to substantial savings or exclusive deals or offers. A good travel agent will check on your cruise to see if the price of your booking has decreased. Most people do not understand that commission for the travel agent is already built into the price. So why not use the agent for your advocate. A knowledgeable travel agent will provide insights and steer you clear of fraudulent vendors and scams.
A travel agent wants you to have an unforgettable experience and come to book another adventure; also guides you through the process, taking care of all the details so you can kick back, relax and savor every moment of your journey or cruise. DREAM
I was an elementary school teacher for thirty-five years in Shenandoah County, VA. Now working with Lawler Classic Travel as your go-to travel consultant. I credit my parents who did lots of travel. I got my inspiration from them and their cruising travel.
When I meet my clients, I like to make a connection with them. I want them to feel comfortable. I want their travel experience to be memorable and not stressful.
I have many years of expertise working with numerous travel companies and have developed personal relationships with many of them. Because I have traveled to many destinations throughout the world myself, I can personalize your travel experience with that knowledge and experience. I will do all the research saving you time, stress and money to get the very best price for you. I have access to exclusive travel deals and will take care of every aspect of your trip.
I LOVE TO SELL CRUISES!
Two of my favorites are Royal Caribbean and Celebrity. My favorite is Royal Caribbean because it has excellent cuisine, phenomenal entertainment, and the ships have the “wow” factor. The larger Royal Ships are geared for families. Adults, if you are not looking for the “wow” factor of large ships but instead the “grand” factor then, from my experience, Celebrity cruises, the Edge Class are relaxing, feeling closer to a Ritz Carlton experience.
I HAVE PUT TOGETHER GROUPS FOR ALASKA, HAWAII, PANAMA CANAL AND DISNEY.
I have earned different certifications to increase my knowledge in the travel industry. These include:
• FUNOLOGIST from Carnival
• Wow EXPERT Certification from Royal Caribbean
• Norwegian Cruise Line Certification
• Celebrity Cruise Line Certification
• Princess Cruise Line Certification
• Sandals Certified Specialist
• Cruise Lines International Association (CLIA)
• Jamaican Expert
FOR LAND VACATIONS
I sell Funjet Vacations and ALG RESORTS. With many of us having to look at the budget, these two vendors are excellent for the value they offer. Also if you looking at Ireland or Europe I use reputable vendors for guided tours. Don’t forget Vacations by Rail with Amtrak are a great option. I have experience with them as well. So whatever type of vacation you are looking for I will be the one to talk to! Travel is what opens your mind and leads you to experience an adventure!
FOR INCLUSIVE RESORTS
the best quality is Sandals, for couples and Beaches for families. The couple Inclusive resorts are in Antiqua, Jamaica, St. Lucia, Curacao and the Grenadines, while Beaches is located in Turks and Caicos and Negril, Jamaica.
Voted Best Travel Planner in Shenandoah County by the readers of The Northern Virginia Daily in 2021
