North West Circular - Issue 29

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ISSUE No. 29 23 8th Feb - 21st Feb

020 3659 2399

North - West

CIRCULAR

info@northwestcircular.com WWW

Distributed door-to-door in NW London

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For illustration purposes only.

Yirm

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A Jewel

‫ פרונט‬front

in the Greenest Setting 31.01.15

Construction in full swing!

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‫ניצני טל‬

‫המועצה לשימור‬

‫צמרת העיר‬

2

North - West

Special Features

CIRCULAR Page

18

Page

26

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34

by

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by

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RECRUITMENT

Page

50

5

Page

by

Sarah SACKMAN

Labou r candidat e f or Finchley & Golders Green

PURIM

Mishloach Manos Offer!

020-3659-2399

www.northwestcircular.com

mins with...

Mrs Sarelli

Vincent Michael

BSc Hons

Dean

DUNHAM Michael

CHAVERIM

NW London

No part of this magazine may be reproduced without the prior permission of the publishers. While every care has been taken to ensure the accuracy of the editorial content no responsibility can be taken for errors and omissions. The views expressed in the magazine are not those necessary those of the publishers. Readers are strongly advised to check information published with individual advertisers and take legal advise where appropriate, be fore en ter ing an y tra nsactio ns.

info@northwestcircular.com

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POLITICS

MATTERS

From Dark Days to a Brighter Future

By Sarah Sackman, Labour Parliamentary Candidate for Finchley & Golders Green

If we thought 2015 would start as a better year than 2014 had been, our hopes were dashed when the appalling terrorist killings took place in Paris on 7 and 8 January, followed by the murders of four Jewish men in a supermarket on Friday 9 January.

They were killed because they were Jews, and they were in my mind when we marked Holocaust Memorial Day in Barnet just a few days later. The attack on the kosher supermarket in Paris was all the more terrifying because of the memories it evoked.

After a worrying increase in recorded incidents of anti-semitism and hate crime in North London in 2014, we start 2015 having to take further steps to improve security and be ever more vigilant.

If there is any glimmer of hope it is that the overwhelmingly majority of members of the public, and their political representatives, from all faiths and backgrounds, are resolutely opposed to anti-semitism and are agreeing that everything necessary to protect schools and other community buildings must be done.

With British society standing alongside us, save for a tiny and hate-ridden minority, we must try to be optimistic about the year ahead.

I fully support the review of security at Jewish institutions announced by the Prime Minister to examine how support from Government can be strengthened.

The School Security Grants first proposed and piloted by Tony Blair’s Government, and since extended by the Conservative Government, are essential. It is right that at a time like this we make similar arrangements and financial support available more widely.

The week after the Paris attacks, I met representatives of the Community Security Trust in Golders Green joined by Labour shadow Home Secretary Yvette Cooper MP, who pledged her fullest possible support to the work of the CST and co-operation between Government, the police and Jewish groups to defeat anti-semitism.

With Yvette, and speaking as a barrister who deals with public rights, I am also pledged to maintain the protections for all citizens guaranteed by the Human Rights Act. We live in a diverse country where people of all faiths and those of no faith are entitled to equal respect, which is the foundation of confidence and trust across different communities, and ultimately security. These rights are enshrined in law and we should remember it is not a matter of luck that we have this protection - it is our right.

That’s why I believe it is short-sighted and dangerous for the current Government to contemplate scrapping the Human Rights Act which protects the right to life, expression and privacy for everyone in Britain.

We must never lose sight of the reality that Britain is home to probably the most successful and secure Jewish community in Europe, in Golders Green and across North London. This is where I grew up, where my family are members of Norrice Lea Synagogue, a community with outstanding schools, welcoming faith groups, dedicated charities, devoted parents.

It was a fantastic place to grow up, secure and confident in my faith and with the ambition that everyone who gives their best can achieve their best. It still is.

I was reminded of this in early February when I visited JCoSS school in East Barnet with Labour MP Luciana Berger and met sixth formers who were passionate about debating the problems of the world and how our confidence in the future can overcome our fears. We were there to talk to them about National Register to Vote Day and I was delighted that today’s 17 and 18 year olds are so determined to participate in our democracy.

Like them, I don’t believe we just have to accept the world as it is. There is no doubt that 2015 will be a year of change for our country and we must hope we can move forward from the conflict, insecurity and uneven economic circumstances of the last few years.

If you would like to ask me anything or tell me about your concerns and hopes for our area, please email me at: sarah@sarahsackman.com

If you wish to Write for the North West Circular Please Contact us via info@northwestcircular.com

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COACHING

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Coaching Through Life

What is Coaching?

Across the world today hundreds of thousands of people both as individuals as well as part of companies and establishments, use Coaches to help them make positive changes in their personal and business lives. Coaching is a powerful partnership between a Coach and Client that helps to close the gap between where a person is to where they ideally want to be, in any area of life.

Building a partnership, coaching uses listening, questioning and non-directive methodology with strategic planning, and provides accountability for clients. The sessions involve future-focused discussions and exploration followed by goal setting, allowing individuals to feel focused and motivated to achieve.

There is a strong emphasis on emotions, feelings and thoughts of the client and it encourages thinking purposefully of the future and builds self-awareness. Coaching provides a sounding board and listening ear and continues on to develop techniques managing stress, emotions and contentment levels.

About me I am a trained Coach, a Coach U graduate (under the auspices of the International Coach Federation (ICF)) with a BSc. in Psychology. I have worked internationally including Hong Kong and currently here in the UK in the capacities of Coaching, Mentoring and Education providing me with a broad range of experiences and interactions. I am extremely passionate about Coaching and believe that it is a highly effective way of empowering a person to achieve.

And now the exciting news…Coaching Through Life: Marriage ‘Coaching Through Life’ is now launching a new programme to empower and support singles and couples through their quest for building a successful home. Working alongside matchmakers and Jewish Marriage teachers, offering sessions that will allow you to successfully progress and enjoy the process of building your future.

Whether in the dating, engaged or married stage, coaching can give support to each/both sides of a partnership, working on developing fundamental skills such as;

A Coach challenges you to go beyond where you would normally stop and give up, encouraging you to believe you can do it and provides an objective view with ideas and options you may not have thought of alone. Unlike in the past where we just accepted our lot in life, we now realise that we can be anything and do anything if we are committed to it. By developing a relationship with a coach this is now more of a reality as they help us get there with support and understanding.

*managing expectations, *communicating clearly and considerately, *focusing purposefully on the ultimate goal, *accommodating gender/personal differences, *accepting newly discovered aspects in a partner.

Who would benefit from Coaching?

Anyone can benefit from Coaching, working on practically any aspect in life that you are either not fully satisfied with or not coping with at all.

Coaching is proven particularly useful to work through;

Understanding your partner and wise communication is crucial to developing your relationship at each stage and coaching provides the space for these aspects to be explored and clarified, providing tremendous self-insight, which is key for smooth successful matches and an unruffled journey.

Stress, decision-making, life changes, religion, emotional, social and intellectual challenges, career, job-satisfaction and work-life balance, social issues, relationships, dating, marriage, parenting, pre/post-natal stress, exam pressure, health, self esteem, happiness and general wellbeing in life just to mention a few!!

How it works?

After an initial free consultation call, weekly sessions are set up with a Coach by telephone (general practice) or face-to-face. The Coach provides regular support throughout the week and the process works over a period of months.

The Coaching process allows for a supportive and non-directive approach, working through the various discussions, events and issues that arise along the way.

With an unbiased “off the court” perspective, a coach has the natural ability to see how events are unfolding from the outside and help individuals realise themselves what is missing, clarify where individuals stand, what is being tolerated, what is hindering progress and together strategise and implement a peaceful and solid relationship moving forward.

For support and more information about coaching including Coaching Through Life: Marriage, contact Sarelli Vincent on 020 8090 2434 or sarelli@coachingthroughlife.co.uk

If you wish to Write for the North West Circular Please Contact us via info@northwestcircular.com

35

BOOK NOW!

With your local travel agent, call EL AL 020 7121 1400 or go online www.elal.co.uk Don’t forget, with EL AL your ticket includes 1 free bag up to 23kg, a hot Kosher meal and no hidden extras.

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‫משלוח מנות‬

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The cards are also available from the following shops; grateful thanks to them for supporting Chana’s work.

NW London: Aisenthals, Kays, Kosher Kingdom, Kosher Net, Maurice Colp & Tapuach Stamford Hill: Clarity, The Grapevine, Torah World & Tovli

42

LEGAL

MATTERS

the

LEGAL EAGLE

Being chased for a debt that you don’t owe

By Dean Dunham of Consumer UK Last week I received a letter from a debt collector claiming that I owed £2100 in relation to a credit card, which I knew was not correct.

I contacted the company and they informed me that they had purchased the debt from the credit card company but could not tell me any more. I know that I do not owe this money.

This week I went out on twitter and discovered that this is happening to lots of people, some of whom have been subjected to months of hounding by debt collectors.

In some cases the whole thing is simply fraudulent, however on other occasions the company chasing you believes that you owe the debt but they are in fact wrong. Either way, you obviously should not pay.

If you find yourself in this situation here’s what you need to do: 1. Check your credit report If the debt is a loan or in relation to a credit card check your credit report. You can do this online with companies like Experian. This is a good start as the report should show details of any money that you currently owe, including who you owe the money to. If the debt that your concerned with does not show on your report tell the debt collector.

2. Demand information Remember, when you’re chased for money unexpectedly there is always a good chance that it is not genuine. You therefore need to ask the debt collector to provide you with as much information as possible to verify that it is a genuine debt. If the debt is to do with a loan or credit card you will want to see the agreement that you signed. This point is very important, as under the Consumer Credit Act a lender cannot recover a loan from borrower unless they can produce the agreement.

You also need to ask them for proof that not only do you owe money but also that you owe the actual amount that they are asking you for.

You should also do your own investigations on this point, such as looking through bank statements to see what payments you have made.

3. If they come knocking..

If you believe that you do not owe the money simply tell the person that knocks in your door this and ask them to leave. Remember, a doorstep collector has absolutely no power when it comes to chasing you for money. In fact all they can do is ask you nicely for the money and leave if you say no. There are also now clear guidelines laid down by the Office Of Fair Trading for the behaviour of debt collectors.

These guidelines say that debt collectors should not contact people several times a day, or early in the morning or late at night. Neither should they pursue people on social networking sites such as Twitter or Facebook, threaten people physically or verbally, or ignore people if they say they don’t owe the money.

If any of these things happen, then complain directly to the company that says it is owed money, not to the debt collector. If that doesn’t work, report them to Trading Standards.

4. What next?

If the debt collector cannot provide you with a copy of the agreement (if the debt is in relation to a loan or any other form of credit) tell them that you do not want to deal with them until they can produce the agreement and also tell them that under the Consumer Credit Act they cannot enforce the loan without the agreement. If they do produce an agreement (that you have clearly signed) ask them to produce concrete evidence that you actually still owe the money. Again if they cannot do this simply tell them to stop bothering you until such time as they can produce sufficient evidence.

Remember two things i) you do have rights as a consumer and ii) it is never worth a debt collectors while enforcing a debt if they do not have sufficient evidence to prove that it is owed. Without this a court would not entertain the claim. For this reason debt collectors often make idle threats but never back those threats up with any legal action.

For more information visit Dean’s FREE legal and consumer website: www.consumeruk.co.uk Twitter: @dean dunham

If you wish to Write for the North West Circular Please Contact us via info@northwestcircular.com

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North West F I N A-N CE

CIRCULAR MATTERS

5

Q) When and why was Chaverim formed in NW London?

Chaverim was started in the USA many years ago and was started around 8 yrs ago in Manchester and Stamford hill. The NW London branch was started around 4 years ago leilui nishmas rivka rikel lok.

Q) What can people turn to Chaverim for?

Most calls in the winter are for flat batteries, our other main calls are car or house lockouts, flat tyres and providing petrol or diesel is surprisingly common!! Less frequent calls are unable to lock car or house doors, wrong fuel in the car - we cant fix these particular things ourselves but we have the details of very well-priced quotes from specific companies that we can provide callers with – they do 24hr call outs [£99], getting vehicles out of mud or snow etc.

What we don’t do; Pest Control - we can refer to a choice of pest controllers.

Changing Light Bulbs (!) - we will do this just for elderly or disabled people.

Towing Cars - we can do very short distances to move someone stuck in the snow or mud off the middle of the road, but to travel any distance a fixed bar is needed, as well as experience by the driver of both cars.

Q) How many members are there, and what is their age range?

Around 25 of which 10 are active. The other members have limited ‘know how’ and can only respond at certain times. Only 3 or 4 of the active members are available during the day as the others work outside of the area. Their ages range from 20 to 55.

Q) What is the most memorable story/incident to date?

Retrieving keys from drains and unlocking toilet doors, when someone has got stuck inside, are always interesting, but a recent unfortunate case involved a special needs child got stuck in banisters and he was ecstatic to be released after some time of being stuck.

Q) Is Chaverim currently looking for new volunteers?

If so, what would be the requirements?

Yes!! Ideally volunteers would need to have some basic practical skills and to also be relatively available.

Some people are naturals, others can simply watch others on a few call outs and then manage on their own.

mins with...

Chaverim NW London

5

Q) How Is Chaverim funded?

Until last month, members pretty much self-funded the Organisation with occasional donations helping extra equipment purchases. However, last month at the Melave Malka meeting it was agreed to distribute a survey form with addressed envelopes with a note at the bottom advising that the organisation relies on donations.

Winter Tips From Chaverim Antifreeze This is put in by your garage when serviced, BUT if you loose water by overheating or as a result from a small leak, you will be loosing that mix of water and anti freeze and subsequently need to top-up.

Battery The most common winter breakdown; once the battery is over 5 or 6 years old it may struggle on a damp cold morning. Try and ensure when you switch of the engine at the end of the day that all electrics i.e. lights and heated rear windows, and especially heater/fan, go off a few seconds before the engine so the battery is not draining at the instance.

Windscreen Keep this clean inside and outside to avoid sun dazzle, and do not use wipers on icy window as afterwards they will make streaks when used in the rain. Rather, leave a newspaper or cardboard on the screen overnight.

Screen Wash A small amount of fairy liquid is cheaper and better then the bought option, it cleans the screen when used and also is less likely to freeze up. Applying a thin coat of polish or Vaseline on the rubber of door locks and windows will stop them freezing, or a squirt of WD40 in locks should also do the trick.

Tyres The most important safety item that a driver is responsible for and is also the most neglected.

Worn or cut tyres not only can land the driver with 6 points and a fine, but can also reduce stopping time and cause skidding - especially on corners or icy conditions, which can result in an accident, G-d forbid. Low pressure also increases fuel cost and handling performance.

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