Nwc 016 web

5,500 COPIES

ISSUE No. 016

22nd June - 5th July 2014

Distributed door-to-door in NW London WEBSITE www.northwestcircular.com EMAIL info@northwestcircular.com

TELEPHONE 020 3659 2399

ROYAL CUSTOM WIGS & FALLS Entire stock % REDUCED

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Business, Finance & Security

Homes and Gardens

12 LEGAL MATTERS (The Legal Eagle) 22 MARKETING MATTERS (B Social Uk) 37 Claiming 4 U 39 Cash for Gold

Charities and Organisations 4 7 23 26 36

Langdon BEST Mir Yeshiva Gemach Yesodai Hatorah

6 8 8 14, 15 14, 34 15 15 27 34 40

28 EZ Motor Repair 38 MOTOR SALES NEW

1 Royal Custom Wigs 5 Kiddie Shoes 24 Lea’s Salon 33 Rubin’s Community Events and Classes

Simchas and Functions 32 Hendon United Synagogue Hall 32 Levco Marquees

The Property Sector

6 Chava Sebbag

9 Property Rates 20-21 Martyn Gerrard 35 S&S Estates

Food and Drink 3 Chareidi Dairies 9 Eliko Foods 18-19 King George Restaurant

Travel & Holidays

Health, Beauty and Fitness Nathan Gluck Hearing Care Harris Sidelsky Dental Practice Tammy Becker Beauty Micro Teva Coaching through Life Light and Sound Therapy Schonfeld Square Spa/Respite Facility Galilee Tea

FULL PAGE HALF PAGE QUARTER PAGE EIGHTH PAGE

Stenco Cupboards Reichmann Antiques Garden Care

Motoring

Clothing and Accessories

6 10 10 11 14 16 17 25

EasyMove Curtains UK AB Plumbing and Gas Secure-n-Safe Pest Control Handyman Picture-to-Canvas

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Sherut Gabi Burns Travel Beni’s Sherut Cargo and Parcel Service La Plagne Hotel The Normandie Hotel D’Holydays Hotel 613 Cars

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No part of this magazine may be reproduced without the prior permission of the publishers. While every care has been taken to ensure the accuracy of the editorial content no responsibility can be taken for errors and omissions. The views expressed in the magazine are not those necessary those of the publishers. Readers are strongly advised to check information published with individual advertisers and take legal advise where appropriate, before entering any transactions.

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12

LEGAL

MATTERS

the

legal eagle

Neighbours Trees - your rights

By Dean Dunham of You and Your Rights

If I told give youI £100s a year with noof Over theyou lastI could few months have received lots debt and very little hassle – andare all in youplace needwhen to do questions about what rights ais neighbours tree encroaches into garden. plastic – purse wouldoryou?

Ifyour the Ifchange you’veyour a family, your wallet is probably Here’s what need know you get out answer’s yes,you read on, to as now isbefore the perfect time crying.

Having Children is a terrible investment.

You your hacksaw and start chopping branches off: tofork grabout a cashback credit card. Forper many, an estimated £200,000 childit’s byan the easy lucrative way your income.

time they reach age 21.toOfboost course, if you’re happy Can I and cut my neighbour’s tree back?

If your tree your land to beneighbour’s repaid in hugs, it’s hangs all moreover thaninto worth it. Yet you should firstly your neighbour to trim Now’s the because the topgodeals willback a few tipsmoment to easeask the burden never amiss... the tree.

If they refuse or ignore your request, you boost cashback therights first three months youback well are within for your to trim the tree have them.

So apply NOW and that boost lasts for Are youbut missing of childcare help? your yourself only£1,000’s the parts that overhang one most – land and youpeople’s can onlyhighest-spending trim back to theperiods boundary of line.

There however, an exception the January sales.

There are is, two big ways you may be abletotothe getabove cash when is a Tree Preservation Order in place if youthere paythe for tree. childcare.

First, do case you work overneed 16 protecting If this is the you will This can be serious cash.

As onepartner ofauthority my Twitter a week (you and your if you’re a to hours seek authority from the local before followers (@martinslewis), NM,£41,000 told me: taking anyand steps. couple) earn under around in“Our total? If cashback cards earned us eligable £250+ last year.” This that’s you, check if you’re for childcare tax Iisn’t live unusual, in a conservation area. of some big I’vebeeven heard credit.

This can serious money many get over Trees are thought to contribute to the character spenders theout £1,000 mark.

Socall here’s £3,000 agoing year. over Toareas, find due, 0345in of conservation soif you’re even if the tree what need subject to know: to a preservation order, question isn’t 300 you 3900. if you live in one of these areas, you’ll need to

contact theinterest councilon toagive noticecard of proposed Never pay cashback Alternativly, see ifto your employer work. This applies trees with a offers trunkchildcare diameter Cashback cards only win if you set up a direct vouchers, you to1.5m pay above for childcare greater thanwhich 75mmallow measured ground debit repay IN FULL every month. level.

You can’t start workThe before anot, sixdon’t week fromto your pre-tax income. way If this works is notice has £2,000 elapsed unless the gives goyou forgive aperiod cashback card, go for the bestcouncil 0% up, say, a year of salary for for £2,000 you permission to go ahead before then. Dead, spending dealsHowever, (see of vouchers. as after you’d only dying and dangerous trees aretax exempt, buthave you’ll www.mse.me/spendingcards). around yourthe pay council packet, to it means stillgotneed to £1,400 check in with ensure you’re this applies youroff. tree. Once again, you can be £600tobetter prosecuted if you don’t the rules.

Now gotfined a debit card thatfollow pays you

you’veand Your credit card is now effectively a to car ‘I saved £3,000 adding mum and dad My neighbour’s tree is dangerous, what can I do? monthly-billing card, local provided you stick have insurance” In England anddebit Wales, authorities within the for ALL

powers to limit. deal Use withit trees onspending private instead property which areto on point of causing damage.

Ainthe local ofAdded cash, cheques and debit cards.

If you’re a thethe fear of seeing your teenager on authority can:trusting relationship, add your as acan second road, the cost of insuring onespouse to drive be so their terrifying.

One trick,spending if they’ve their own is toof •cardholder, make the tree safe, if itearns is ontoo. the car, point try causing adding extra drivers (eg,by damage andwith are good askedrecords to do so Huge 5% cashback the January sales the owner of over the on which the tree mum and dad) who mayland occasionally use the car. stands. authority willimpact, recover The annual feelocal www.americanexpress.co.uk It’sno trail and The error, but can have a big as the it costsEveryday of doing card this from the owner.

Platinum paysfollowers newbies 5% for did for one of my Twitter (join methe at three until January, up my to aelse’s maximum @martinlewis): a new driver insurance •first makemonths a tree“As safe on someone land, £100 in that if you and fail to fullyit ifback asked to time. do by a mum neighbour whose wanted £5,000.

AftersoThough adding dad, property is in imminent danger from the tree repay, it’s 19.9% rep APR. dropped to £1,900.” and the owner of the land on which the tree

stands is not known.

After the 5% ends, the rate’s up to 1.25%, how much you spend.

It requires a •depending serve aonnotice on someone who has a tree which on the of causing damage decent creditis score andpoint household earnings of to the property of a neighbour and that £20,000+. neighbour asks the local authority to take

action. The owner of the tree must comply with the notice. If they do not, the local authority will do the necessary recover the However, you must work neverand say someone’s thecosts mainfrom the owner. The owner can appeal to the county driver when they’re not.

That’s called fronting and court against the notice. it’s illegal. Full info on slashing costs for under-25s, If you want thespecial local authority to take action, including policies, at you will need to find out which department deals www.mse.me/youngcar dangerous trees as this varies from one with local authority to another. You can then ask this Ensure you’re to paying lessthe forcondition power of the tree. It department check is up to the local authority to decide if the tree is on the point of causing If energy they consider Lots of people in the housedamage. means big bills - it is notrooms, on the TVs point causing they more onoffull blast, damage, heating all thatdon’t have to take any action. An overhanging tree may water it all adds up.

Ensure you’re on the very also be a danger. For example, most parts of a cheapest It only takesIfaany fewdamage minutes.or Just yew treedeal. are poisonous. injury is caused, theyou tree will be liable to pay plug in where liveowner to an www.ofgem.gov.uk compensation if a person a claim approved comparison site affected and it’ll brings find your for damages. cheapest.

My neighbour’s tree is blocking out my light There are no laws a right to light per se Alternatively, my that free allow Cheap Energy CLub and you will be unable to force the neighbour www.moneysavingexpert.com/energyclub will do to do anything. But if the tree is blocking light from a awindow comparison forhouse you, including tophouse, picks you you can in your or a green might miss, monitors afterwards acquire theand right to lightyour withtariff the help of yourtolocal authority you should contact them first to see ensure youand know when to move again. how helpful they might be. If you have enjoyed a certain level of light for 20 uninterrupted years Give pocket money - otherwise for you’re the law states thatasit pay is reasonable you to ‘trust fund expect theteaching’ same level of light and you can go to court for relief. You should also check your deeds to see money’s if they contain a covenant Pocket under-rated as a waystating to teachthat kidsyour neighbour must not block your light. core money lessons, provided you reward a work ethic, and don’t just dole ittree out. can It teaches how of to the If I cut my neighbour’s I dispose branches? manage an income - by having a regular amount of You areyou actually required byconcept law to hand the cut money start to learn the of saving branches back to your neighbor as they form part versus spending. of the tree that is their property. However, unless it’s a fruit tree it is unlikely that they will want Itthem also back incorperates cost” - whether as they“opportunity will only have to dispose of the debris.beYou should ask themthe if they want they’d better off spending samedo cash on the branches back anda ifyoung theychild say ‘no’ record it in something else. For this is- perhaps writing before disposing of them. “do you want to buy sweeties with your money every week, or save up to get the toy you want?”

For more information visit Dean’s FREE legal and consumer website: www.consumeruk.co.uk

@deandunham

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MARKETING

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4 benefits your business needs to understand to be successful on social media!

1. It properly reflects your business/ brand.

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Your company’s social media is a reflection of the company itself. Thus, you want to make certain that your social media accurately portrays your company and the brand. All too many businesses fail to develop a social media marketing strategy, or hand over their social media to unqualified employees/ interns (for the record, having a lot of Facebook friends or really liking Instagram does not qualify someone as capable of designing and executing a social media marketing strategy). Instead, a professional tone is best created through a well thought out and executed social media marketing plan. This includes knowing what you will post ahead of time, and the creation of professional looking content. Nothing screams unprofessional like a horribly sized, unbranded image that you found on Google.

A strong social media presence promotes customer loyalty. Through the posting of engaging content, current fans become more passionate about your company and the brand. When they engage with your content, it increases the changes that potential customers will see these loyal customers interacting with your pages. Further, this increased loyalty means increased word-ofmouth, both on and offline.

“You wouldn’t create an ad campaign without a plan, would you? Your social media should be no different.”

People want to do business with other people. Humanizing your brand gets potential customers interested, engaged, and connected with a brand that goes the extra mile. Be authentic. Be real. People are not cognitively designed to interact with technology or brands. We certainly can, but we use the same cognitive mechanisms that are designed to communicate with other humans. That means people, by default, are going to treat your business and brand like they do other people.

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Advertising is about repetition. Use social media as a way to increase the amount of times potential and current customers are exposed to your brand, as advertisements are most successful through repetition. Use this information when considering social media advertising. Unless you plan to run your ad over an extended period of time, you are likely just wasting your money by boosting your post only once.

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“Use social media to create brand advocates, and they will do more selling for your business than you could ever hope to do without them.”

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The Deadline for advert submissions is THURSDAY 6TH MARCH 5% DISCOUNT on Bookings via www.northwestcircular.com until June 26th (Discount Code: JUNE5)

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£5,400

£ 5 ,2 0 0

44K MILES, 5dr, AUTO, HATCHBACK, BEIGE, 12 MONTHS MOT, ALLOY WHEELS, FRONT AND REAR AIR CON, ELEC FOLD IN MIRRORS. 0208 203 6449 07950-250-970

25K MILES, AUTO, HATCHBACK, 1 OWNER ONLY, 12 MONTHS MOT, 6 MONTHS WARRANTY, PARKING AID

0208 203 6449 07950-250-970

2005 (54) TOYOTA YARIS 1.3 SPIRIT

2007 SMART CAR 0.7

£4,495

£3,000

52K MILES, 5dr, AUTO, METALLIC SILVER, 1 PREVIOUS OWNER, FULL SERVICE HISTORY, WARRANTY, ALLOY WHEELS

0208-201-5353

SILVER, CITY-COUPE PASSION , 2dr, 42K MILES, 15’’ STARLINE ALLOY WHEELS, AC, I PREVIOUS OWNER, IMMOBILISER, ABS, 2 SEATS

0208-201-5353

The Deadline for advert submissions is THURSDAY 6TH MARCH 5% DISCOUNT on Bookings via www.northwestcircular.com until June 26th (Discount Code: JUNE5)