Financing Your Education 2019-2020

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SCHOLARSHIP AND FINANCIAL AID INFORMATION | 2019-2020

nwmissouri.edu/admissions #bearcatsconnect

Value of a Northwest Missouri State University education

Northwest focuses on student success – every student, every day. Join our community of innovators, researchers and entrepreneurs and be part of the 97 percent of undergraduates who find a job or continue their education within six months of earning a degree.

Average undergraduate award:

Average undergraduate award:

$5,476 Students $8,286 Students IN-STATE

More than

OUT-OF-STATE

$19 million in

scholarships and grants awarded annually Northwest is recognized as the

best college in Missouri for getting a job by Zippia, a career website.

Since 2017, three Northwest students have been the recipients of

the Fulbright Scholarship to use the skills they learned in the classroom abroad 2

78.66%

retention rate in 2018 *compared to 71% national average

WANT TO MAKE A

difference

IN THE WORLD?

AT NORTHWEST, YOU... hands-on, real-world opportunities in Receive

each major as early as the first week of classes

Learn the skills and techniques to be ready to

succeed in your dream job

successful alumni and future employers at career

Interact with

fairs, mock interview days and networking events

FINANCIAL AID TIMELINE Complete the Free Application for Federal Student Aid (FAFSA) now.

(Missouri residents need to submit their FAFSA by Feb. 1 to be eligible for Missouri state programs) Search and apply for private scholarships.

Attend FAFSA Frenzy, a Financial Aid Night or a Northwest Night at an area high school.

Complete the Northwest Standard Scholarship Application by Feb. 1. See page six for additional information.

Review your financial aid award letter from Northwest.

Accept or decline financial aid offer in CatPAWS.

Submit private scholarship information in CatPAWS and send check to the Office of Scholarships and Financial Assistance.

Review your University bill sent in the mail in July.

Financial aid credits student’s account after classes begin.

4-yea r ren ewab l e s c h o l ars h i ps Merit-based scholarships No separate scholarship application is required. Merit scholarships are awarded to admitted students for fall 2019. You must apply for admission by May 1 to guarantee scholarship award. For students who complete their admission application after May 1, scholarships will be awarded contingent upon available funding.

President’s Scholarship: $8,000 •

Competitive: 10 awarded

•

ACT: 27-36 and minimum 3.75 GPA

•

Accepted for admission by Jan. 25

•

Must attend Northwest’s Distinguished Scholars’ Day

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Renewable to only those who initially received this award as a freshman

HIGH SCHOOL GPA

ACT SCORE#

4.00-3.75 3.74-3.50 3.49-3.25

36-27

Distinguished Scholar $4,000

26-25

24-23

22-21

20-19

Academic Excellence $3,000 Tower Scholar $2,000

3.24-3.00

University Scholar $1,500

2.99-2.75

Northwest Merit $1,000

SAT equivalent Presidents, Distinguished, Academic Excellence, Tower, University Scholar and Merit are mutually exclusive awards. #

Merit-based scholarship renewal requirements All freshman awards require the completion of 24 credit hours per academic year and the following Northwest cumulative grade-point average: •

President’s Scholarship and Distinguished Scholar: 3.50

•

Tower Scholar and Academic Excellence: 3.00

•

Northwest Merit and University Scholar: 2.75

While Northwest will attempt to honor renewal programs based on the student’s year of admission, the University cannot always guarantee this.

For a complete list of Northwest merit-based scholarships, visit nwmissouri.edu/finaid/scholarships.

Northwest A+ Scholarship Northwest A+ Scholarship: $1,500 for two years Requirements: ACT: 18-36 and minimum 2.50 GPA Attend an A+ eligible Missouri high school and indicate on your Northwest application that you are in the A+ program by April 1.

Actual award made upon confirmation of completed A+ requirements.

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OUT-O F- STAT E stu d e n ts

Out-of-state students can earn IN-STATE rates through the

Bearcat Advantage.

HIGH SCHOOL GPA

ACT SCORE#

36-27

26-25

24-23

22-21

20-19

4.00-3.75

Bearcat Advantage*1

3.74-3.50

$6,652

3.49-3.25 3.24-3.00

Green and White Advantage*2

$3,326

2.99-2.75 Estimate based on 30 credit hours per year. | 1 (100% waiver of out-of-state tuition) | 2(50% waiver of out-of-state tuition) | # or SAT equivalent

*

Stackable with merit-based freshman scholarships.

Renewal requirements Students must complete 24 credit hours per academic year and the following Northwest cumulative grade-point average: • Bearcat Advantage: 3.00 • Green and White Advantage renews to the Bearcat Advantage: 3.00

Multicultural Scholarship Eligible U.S. citizens include American Indian or Alaska Native, Asian, Black or African American, Hispanic/Latino, Native Hawaiian or other Pacific Islander, or a graduate from eligible high schools.

HIGH SCHOOL GPA

ACT SCORE#

2.75-2.99 3.00-3.24

19-20

21-22

23-24

25-26

27-36

$1,000

3.25-3.49 3.50-3.74 3.75-4.00

$1,200 $1,500

American Dream Grant

100% of tuition and standard fees are covered for Pell-eligible students with the American Dream Grant.

NORTHWEST MISSOURI STATE UNIVERSITY 5

Financial aid 101

We understand that paying for a college education may seem like a real challenge. In order to assist you, we have put together some basic information about the financial aid process and types of aid available at Northwest.

Who is eligible?

Almost anyone who needs financial aid to attend Northwest may receive it. However, pursuant to federal regulations, you must meet the following requirements to be eligible for federal financial aid: •

Be a U.S. citizen or eligible noncitizen. International students with student visas are not eligible for financial aid;

•

Be enrolled in a program leading to a degree or certification;

•

Have a valid Social Security number;

•

Have a high school diploma or a high school equivalency credential (GED/HiSET);

•

Register with Selective Service, if required. You may register when completing the FAFSA;

•

Certify that you will use student aid funds only for educational purposes, that you are not in default on a federal loan or owe money back on a federal grant by completing the FAFSA application.

What is financial aid?

Financial aid is money available from federal, state, institutional and private sources to help students and their families meet college costs. Financial assistance is designed to assist families in paying for the cost of attending college.

There are four main types of financial aid: scholarships, grants, work study and loans.

SCHOLARSHIPS

“gift aid” that does not have to be repaid (typically merit based)

GRANTS

“gift aid” that does not have to be repaid (typically need based)

WORK STUDY

Work programs, which include the Federal Work-Study Program and Northwest’s work program, allow students to earn money for their education while enrolled in classes. View Northwest student employment opportunities at nwmissouri.edu/hr/student/jobs.

LOANS

Student and parent loans: borrowed money that must be repaid with interest.

MAJOR-SPECIFIC scholarships Visit nwmissouri.edu/finaid/majorspecific.htm for full eligibility requirements and contact information for separate application. Most major-specific scholarships can be applied for by completing the Standard Scholarship Application found in CatPAWS after a student has been accepted. Major-specific and private scholarship award amounts funded through the Northwest Foundation may fluctuate and are contingent upon funding.

PRIVATE scholarships These types of scholarships are funded by private donors. They are not specific to any particular major, but may be limited by academic, geographic or grade-level criteria.

Visit nwmissouri.edu/FinAid/privresource.htm for specific eligibility requirements and more information.

All deadline dates are Feb. 1, 2019, unless otherwise noted.

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How to apply for financial aid You may submit a 2019-2020 FAFSA by: •

FAFSA on the web (preferred): fafsa.ed.gov

•

Make sure to list Northwest’s FAFSA school code (002496) on the FAFSA so that we may receive your results.

•

It is strongly recommended that the IRS Data Retrieval Tool is used to transfer 2017 IRS income tax information into the student’s FAFSA.

•

If you are selected for the verification process, please submit your documents promptly, so that the packaging process is not delayed.

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Keep your address current with the Office of Scholarships and Financial Assistance. All financial aid materials and requests will be mailed to your permanent address.

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Your signature and acceptance of awards are required before any financial aid will be credited to your account. A quick response helps avoid delays.

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You must reapply for financial aid every academic year.

FAFSA SCHOOL CODE: 002496

NORTHWEST MISSOURI STATE UNIVERSITY 7

Tuition, room and board costs

missouri residents: $326.83 per credit hour TUITION/FEES+

non-missouri residents: $548.83 per credit hour

1 Semester

2 Semesters

Missouri resident

$4,575.62

$9,151.24

Nonresident

$7,680.12

$15,360.24

Fall (14 hrs.)

Fall and Spring (28 hrs.)

ROOM AND BOARD RATES*

1 Semester

2 Semesters

Hudson/Perrin standard

$5,008

$10,016

Traditional standard

$4,466

$8,932

Roberta/South Complex

$4,750

$9,500

Tower suites standard

$4,932

$9,864

Fall (14 hrs.)

Fall and Spring (28 hrs.)

Find additional room and board options at nwmissouri.edu/bursar/roomcosts.htm.

REQUIRED FEE New student Fee: $165 ADDITIONAL FEES Additional fees may include a parking permit, supplemental books and course fees.

Freshmen are required to live on campus. The rate includes double occupancy room, silver meal plan and cable service.

ESTIMATED IN-STATE DIRECT EXPENSE

$19,332

ESTIMATED OUT-OF-STATE DIRECT EXPENSE

$25,541

DIRECT EXPENSE = (TUITION, FEES, ON CAMPUS HOUSING/MEALS)

CALCULATE YOUR NET PRICE AT: nwmissouri.edu/finaid/calculator + Costs are for 2018-2019 and are subject to change. Standard tuition and fees include tuition, designated fees (Capital Improvements, Academic Equipment, Campus Rec & Fitness Center, Safe Rides, Recycling & Sustainability, Wellness Services and Activity fees), primary textbook usage fee, wellness fee, activity fee and technology fee charged per credit hour. Does not include supplemental textbooks. Based on 14 credit hours per semester for undergraduates.

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Examples of the FINANCIAL AID AWARDING PROCESS

In-state student (example A) Family Size: 5 Students in college: 2 Family income: $75,000 Missouri resident ACT: 22 H.S. GPA:3.20

$6,726

Scholarships/Grants

$2,400

$5,500

work study

student loans

$7,163

parent loan

$19,332 = estimated direct expense (tuition, fees, on campus housing/meals)

*$7,106 estimated balance per year or $888.25 per month for eight months.

(Before Parent PLUS Loan and Work Study is applied)

Out-of-state student (example B) Family Size: 4 Students in college: 1 Family income: $125,000 Out-of-State ACT: 28 H.S. GPA:3.80

$11,064

Scholarships/Grants

$2,400

$5,500

work study

student loans

$9,389

parent loan

$25,541 = estimated direct expense (tuition, fees, on campus housing/meals)

*$8,977 estimated balance per year or $1,122.13 per month for eight months.

(Before Parent PLUS Loan and Work Study is applied)

In-state student (example C) Family Size: 4 Students in college: 1 Family income: $40,000 Missouri resident ACT: 24 H.S. GPA:3.50

$9,151

Scholarships/Grants

$2,400 work study

$5,500

student loans

$5,203

parent loan

$19,332 = estimated direct expense (tuition, fees, on campus housing/meals)

*$4,681 estimated balance per year or $585.13 per month for eight months.

(Before Parent PLUS Loan and Work Study is applied)

NORTHWEST MISSOURI STATE UNIVERSITY 9

Northwest payment plan Northwest offers an installment payment plan for students preferring to pay in installments throughout the semester rather than the total balance at the beginning of the semester.

The installment plan offers monthly payments each fall and spring semester in addition to flexibility in scheduling payments by students and parents.

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All financial assistance, which includes private scholarships, reduces the total balance due before the installment amount is calculated. Scholarship checks cannot be used for an installment payment.

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If you haven’t completed the FAFSA, be prepared to pay your first installment in August.

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$50 enrollment fee will be due at payment plan enrollment for all students enrolled by the deadline.

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$100 enrollment fee will be administered to all students with an outstanding balance and not enrolled in a payment plan by the deadline.

Additional information •

Freshman merit-based scholarships cannot be stacked with each other. Maximum award is for four consecutive years.

•

Transfer admission-based scholarships cannot be stacked with each other. Maximum award is for three consecutive years.

•

Undergraduate scholarships are restricted for use during a student’s first undergraduate program.

•

All scholarship recipients must be enrolled full time (12 Northwest hours per semester) to receive University scholarships.

•

Students must be accepted for admission by May 1 before scholarship awards can be offered.

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Major-specific and private scholarship award amounts funded through the Northwest Foundation may fluctuate with funding availability.

•

Freshman President’s and Northwest A+ are only available to students beginning in the fall semester.

•

Transferable credit hours do not include AP, CLEP, IB, military or non-graded credit hours.

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Renewal requirements must be met within the academic year sequence (fall, spring and/or summer) in order to maintain continuous award of the scholarship.

For renewal criteria, go to nwmissouri.edu/finaid/Freshman.htm

•

Northwest’s scholarship programs are subject to change from year to year based on funding levels and University priorities. While Northwest will attempt to honor renewal programs based on the student’s year of admission, the University cannot always guarantee this.

•

Bearcat Advantage has a maximum award of 132 earned credit hours (including dual credit and transfer hours).

•

Northwest payment plans are subject to change.

•

Respond to any verification request from the Office of Scholarships and Financial Assistance to verify information submitted on the FAFSA application.

NORTHWEST MISSOURI STATE UNIVERSITY 11

YOUR PLACE TO Middle school business education (grades 5-9) Business technology Computer Science: Core computer science Data management Information assurance and security Mobile computing Cybersecurity Data science and informatics: computer science Digital media: computer science Management information systems

SCHOOL OF AGRICULTURAL SCIENCES Agricultural business Agricultural education Agricultural science Agronomy Animal science Animal science: pre-vet Geographic information systems: Precision agriculture Horticulture MELVIN D. AND VALORIE G. BOOTH SCHOOL OF BUSINESS Accounting: Private track Public track Business Economics Business Education Business Management Catapult (accelerated bachelor’s and master’s in 4 years) Data science: business Economics Finance: Corporate finance Financial computing Financial management Financial services International business Marketing Organizational behavior/human resource management SCHOOL OF COMMUNICATION AND MASS MEDIA Advertising Communication: Interpersonal communication Organizational communication Public relations Rhetoric Digital media: new media Mass media: Applied advertising Broadcast and production (audio) Multimedia journalism Sport media Media studies Speech and theatre education SCHOOL OF COMPUTER SCIENCE AND INFORMATION SYSTEMS Business education (grades 9-12)

Music Speech theatre education Theatre Theatre: Performance Technical theatre and design Vocal music education DEPARTMENT OF HUMANITIES AND SOCIAL SCIENCES

SCHOOL OF EDUCATION Early childhood education Early childhood: early childhood special education Elementary education Middle school education Special education: cross categorical and elementary education SCHOOL OF HEALTH SCIENCE AND WELLNESS Applied health science: Aging studies Exercise science Foods and nutrition dietetics Human services Nursing (RN to BSN) Physical education Psychology Recreation: Corporate recreation/wellness Recreation and parks management Therapeutic recreation DEPARTMENT OF FINE AND PERFORMING ARTS Art Art education Art: Graphic design Ceramics Drawing Painting Photography Printmaking Sculpture

Criminology Data science: geographic information systems Emergency and disaster management Geography Geographic information systems Civil/public Data and technology Earth technology Emergency management response Geographic Precision agriculture History Liberal arts and sciences Political science: Criminal justice Global affairs Public administration Social science education

DEPARTMENT OF LANGUAGE, LITERATURE AND WRITING English English education Spanish Spanish education Writing Writing: Creative writing and publishing Professional writing DEPARTMENT OF MATHEMATICS AND STATISTICS Mathematics Mathematics: data science Mathematics education DEPARTMENT OF NATURAL SCIENCE

DIGITAL MEDIA: VISUAL IMAGING Instrumental music education: Non piano Piano Office of Admissions 800 University Drive Maryville, MO 64468-6001 local: 660.562.1148 fax: 660.562.1821 admissions@nwmissouri.edu

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Student Success Center 660.562.1695 studentsuccess@nwmissouri.edu

Cashiering/Bursar Office 660.562.1578 cashier@nwmissouri.edu

Registrar’s Office 660.562.1151 registrar@nwmissouri.edu

Students with Disabilities 660.562.1639 pgp@nwmissouri.edu

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