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Right In Our Region

WW I I Day s at Midw ay V illage

By Janine Pumilia, executive editor

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NEW ng art Livi m S t e G tion ’s e-Edi Weekly

ver wonder what a G erman light tank destroyer looks like? O r how millions of soldiers were coordinated before cell phones, computers and the Internet existed?

These and other questions will be tackled this weekend during the 17th annual WW II Days at M idway V illage M useum, 6799 G uilford Road, Rockford. It’ s one of the largest events of its kind in the nation. “ We have re-enactors coming in from G reat Britain, Australia, Canada and all across the U nited States,” says Scott Koelling, overall event coordinator.

E xpect to see maj or battles, complete with pyrotechnics; skits and skirmishes in both the 1940s “ E uropean” village and in the woods, and much more.

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Issue 1

Radiant Skin Can Be Yours

Let Fraxel® be the next step to beautiful skin.

The latest technology in skin resurfacing is now available at NorthPointe Health and Wellness. Dermatologists Dr. Roger Kapoor and Dr. Paul Segal are pleased to announce a new cosmetic service available to residents looking to improve the surface of their skin by the reduction of wrinkles, age spots, scars, and more.

• Fraxel® is a safe, non-invasive laser skin treatment that can resurface damaged skin and uncover a more youthful appearance.

• Proven treatment with significant results in anywhere from one to multiple treatments, depending on results desired.

Fraxel resurfacing treatments effectively target both the surface and deeper layers of the skin for a smoother, fresher, younger looking appearance. Patients can expect improvements in tone, texture, reductions in appearance of wrinkles around the eyes, brown spots, scars and effective treatment of precancerous lesions. The main treatment areas include face, neck, chest, arms, legs, and back.

The laser treats only a fraction of the tissue at a time, which promotes rapid healing.

Treatments take place in the office and patients can expect post-treatment redness that will diminish in a few days.

Paul Segal, M.D.

Dermatology/ Dermatological Services

Roger Kapoor, M.D.

Dermatology/ Dermatological Services

For more information on this or other cosmetic procedures such as chemical peels, Botox, Restylane, please call NorthPointe’s Dermatology Services at

(815) 525-4070

5605 E. Rockton Road, Roscoe, IL 61073 www.NorthPointeHealth.org

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In This Issue Right in Our Region: WWII Days at Midway Village...Cover & p. 20 Your Home Raising the Bar in Bathroom Safety.............11 Inspiration & Worship ..............................12 Your Kitchen Canned Foods: Nutrition Underrated. ........15 Your Style Men’s Grooming Advice..............................17 Your Health Wisdom Teeth: Unneeded Problems...........25 Your Fun.................................................... 27 On the Town.............................................. 29 Tips Nanny Hiring Tips........................................31 Your Money Saving for College: Gen Z...........................33

Smart L iving Weekly Publisher/Editor-in-Chief Bill Hughes

™

Executive Editor Janine Pumilia Managing Editor/Web Editor Chris Linden Associate Editor/Special Projects Editor Karla Nagy Senior Staff Writer/Promotions Coordinator Paul Anthony Arco Graphics Director Blake Nunes Graphic Artist Christin Dunmire Graphics/Editorial Assistant Rebecca Nunes General Sales Manager Brent Hughes Sales Manager Brad Hughes Account Executives Steve Blachford, Lisa Chatfield, Brian Hughes & Liz Thomas Administration & Circulation Manager Lisa Hughes Website www.NWQSmartLiving.com Published by Hughes Media Corp.

728 N. Prospect St., Rockford, IL, 61107 (815) 316-2300, Fax: (815) 316-2301 lhughes@northwestquarterly.com Smart Living Weekly.

Copyright 2013 by Hughes Media Corp., 728 N. Prospect St., Rockford, IL, 61107. All rights reserved. Reproduction in whole or part of any text, photograph or illustration without written permission from the publisher is strictly prohibited.

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Sept. 18

A War to Remember

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ack in college, when I traveled the S oviet U nion for a month, I noticed something missing: Men in their 60s.

There were a few, but an entire generation was conspicuously absent. That’s because the S oviets lost some 26 million people (civilian and military deaths combined) during WW II, or about 14 percent of their 1939 population. That’s more than double the human losses of J apan and Germany (3 and 9 million) combined. The U nited K ingdom lost about 451,000 people, the U .S . 419,000.

Total war-related human loss was 60 to 85 million, depending on who you ask. hese figures ontinue to be revised shockingly, it seems some governments don’t always tell the truth.

WW II remains the single most deadly war it hanged the ourse of human history in many profound ways.

It’s important that we not lose our understanding of its dynamics, especially as first-generation witnesses fade from the planet.

Midway V illage Museum and about 1,000 WW II re-enactors are doing their part to educate new generations of Americans about the war, during WW II Days, one of the largest event of its kind.

We’re fortunate to have local reenactor S cott K oelling of B elvidere at the helm of Rockford’s event, as he has been for 17 years. As always, he invites WW II veterans to come out and let the re-enactors know if there are ways to improve upon the authenticity of the re-enactment, from the skits, skirmishes and battles, right down to the mess kits and other artifacts on display.

K oelling moves through WW II Days keeping a sharp eye on standards, whether that means asking a re-enactor to shave his beard or to better conceal an iPhone. As the re-enactment hobby grows, there’s an expanding supply of replicated WW II artifacts and uniforms available on the Internet. This is a good thing overall, says K oelling, but there’s one irony: “The uniforms are made in China.”

Jan ine P um ilia, Exe cutive Ed itor Smart Living Weekly

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Raising the Bar on Bathroom Safety T

he bathroom is your daily sanctuary to retreat to and enjoy a few moments alone. For that reason, it should be serene, stylish and of course, safe. Fortunately, it’s easy to incorporate essential bath safety elements that will leave your room feeling even more relaxing.

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tw ist on tow el b ar: When entering or exiting the bath, many homeowners instinctively grab a nearby towel bar to ease in and out of the shower or tub.

This can be a serious fall risk, because towel bars are not designed to support a person’s weight. Fortunately, Moen has combined the functionality and beauty of a decorative towel bar with the safety benefits of a grab bar that is easy to install to ensure a safe - and stylish - addition to the bath.

Saf ety w ith shelves: From shampoo to shaving cream, raz ors to rubber duckies, the shower is an area where we store all sorts of items. With this in mind, home-

owners are always looking for ways to conquer the clutter. S helves allow you to combine safety and peace of mind. L ook for shelves that combine the functionality and style of a shelf with the safety of a grab bar.

“Grab bars are an important safety element for all ages - in fact, we could all use a little extra assistance in the shower,” says Adam Ference, Moen Home Care brand manager. “B y incorporating grab bars into common bathroom accessories, we hope to encourage homeowners to make every bath a safe - and stylish - bath.”

L uxu rious illum ination: or the final step to your safety-upgraded bathroom, increase the amount of lighting. Add higher-wattage bulbs in your current lights, nightlights or additional lamps to the room for improved illumination.

Another option is adding skylights. N ot only will it help reduce bumps and falls, but a well-lit bathroom will also make

the space feel more open and spa-like.

With these easy, inexpensive and attractive updates, you can quickly raise your level of bath safety, while creating a more enjoyable and stylish bathroom retreat.

For more information on Moen products, visit www.moen.com. ❚ (Source: BPT) Get SLW Home & Garden articles every week. Visit NWQSmartLiving. com and start your E-Edition today.

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It’s Gratitude Day

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id you know that S ept. 21 is World Gratitude Day? It was launched in 1965 at the International East-West Center in Hawaii. In truth, every day should be Gratitude Day for those who love God and believe scripture, but it’s easy to forget about our blessings and focus instead on the challenges each day brings. This is nothing new. Even after dramatic deliverance from Egyptian bondage, it didn’t take long before the children of Israel were complaining about the manna God gave them to eat in the desert.

Thanksgiving is not only an appropriate response to God, but a healthy one. Many studies show a positive correlation between a grateful attitude and better health, both physically and mentally. When we begin a day remembering who made it, we’re less likely to take it for granted. O ne way to start each day off on the right foot is simply to wake up and tell ourselves, “This is the day the L ord has made. I will rejoice and be glad in it! ” (Psalm 118: 24 N IV ).

The B ible tells us that “Every good and perfect gift is from above, coming down from the Father of heavenly lights.” (James 1:17). S ince everything good has its source in God, all of us have something to be thankful for, regardless of our circumstances. The air we breathe, the sunlight that warms us and the extraordinary natural beauty of the world are only the beginning.

I will praise God’s name in song, And glorify Him with thanksgiving.

(Psalm 69:30) A joyful attitude makes God’s presence larger in our lives.

“Let the peace of Christ rule in your hearts, since as members of one body you were called to peace. And be thankful. (Colossians 3:15) Isn’t it good to know that we have a choice about what rules our hearts? ❚ Get SLW Inspiration & Wors ip articles every week. Visit NWQSmartLiving.com and start your E-Edition today.

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Canned Foods: Nutrition Underrated I

f you' re like many Americans, you can' t get enough of those mouth-watering cooking shows where professional chefs whip up delicious meals in the span of a 30-minute show. How do they do that - and how can you replicate their oo ing finesse in your own it hen For starters, they have most of their ingredients measured and ready ahead of time, " magically" shaving time off their meal-prep demonstrations. What trips up many home cooks is timing.

They get started on a recipe and one of the ingredients gets overly browned or over-cooked while waiting for the next ingredient to be ready to go into the dish.

Relying more on canned foods, which come pre-cleaned, chopped and cooked, and easily portioned, can help you quickly assemble delicious and nutritious meals like the pros. B ut, as evidenced by a recent consumer survey, eri ans are unsure of the benefits canned foods bring to the table.

The fact is many professional chefs, accomplished home cooks and registered dietitians regularly incorporate canned ingredients into their recipes, so you can feel onfident doing so as well onsider these five ey fa ts about anned foods anned food is filled with i ortant nutrients in luding fiber rotein and vitamins and minerals essential for a healthy diet.

2. Research shows canned foods offer comparable nutrients often at a lower cost than their fresh or froz en counterparts, particularly when waste and preptime are considered. Additional research demonstrates that recipes prepared with canned ingredients rated the same or better in terms of taste and nutrition compared to those using fresh or froz en ingredients. anned food ontributes less than 1 percent of the sodium in consumers' diets and there are more no-salt added, low- and reduced-sodium options on grocery shelves than ever before. A quick drain and rinse can further reduce sodium content by 41 percent. anned foods are ini ally rocessed foods. After being cleaned and chopped, as necessary, foods are cooked in the an to lo in nutrients and avor

5. S teel cans are strong, tamper resistant and feature an airtight seal to help guard against foodborne illness and contamination. In addition, steel cans are the most recycled food package.

S o, the next time you' re inspired to experiment like a pro, work in a few canned ingredients to ensure you have plenty of time to enjoy the company of the people gathered around your table.

To learn more about canned foods and discover more great recipes featuring canned ingredients, visit www.Mealtime.org/Myths.

Tuna and Black Bean Salad Wraps • 1 can black beans, rinsed and drained •1 can tuna in olive oil, drained •3/4 cup canned diced tomatoes •1/3 cup finely chopped red onion •1 tablespoon minced Serrano peppers •1/3 cup extra-virgin olive oil •2 tablespoons fresh lime juice •1/4 cup chopped parsley •1/4 cup chopped cilantro •6 large butter lettuce leaves In a bowl, combine beans, tuna, tomatoes, onion, peppers, oil and lime juice. Toss gently, keeping tuna in bitesize pieces. Refrigerate at least 1 hour.

Add parsley and cilantro; season with salt and pepper. Spoon tuna salad into lettuce leaves. Fold up leaves and eat taco style. ❚ (Source: BPT ) Get SLW Kitchen articles every week.

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Facial Grooming Solutions For Men

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he majority of U .S . men believe appearance is an important factor in personal and professional success.

For many, that means addressing common skin concerns such as blocked pores, skin dryness and looking tired, concerns that are accelerated by the aging process. Here are some tips on what men can do to care for their faces and look sharp, whether bearded or smooth.

Cleanse D aily: Washing your face daily is crucial to eliminating oil and other bacteria that can build up over the course of the day. U se a daily hydrating cleanser like Dove Men+ Care Hydrate+ Face Wash, which helps to replenish lost moisture and fight s in dryness at the sa e ti e t s also i ortant to wash your beard or mustache and to keep the skin beneath the hair healthy as well.

P rep Y our F ace B ef ore Shaving: A warm shower, a splash of hot water, or even a moist towel prior to shaving helps to open the pores and softens stubborn stubble that, when untreated, can lead to irritation or ingrown hairs.

Choose the R ight P rod ucts: S having without any lather is a common mistake among men who are crunched for time; meanwhile, using soap lather for shaving can leave skin dry and

doesn t rovide rote tion from raz or irritation.

Men can stop torturing their faces during their grooming routines by using an aerosol moisturiz ing gel - and finish with a mild post-shave balm.

L ook for balms that are alcohol free to eliminate discomfort or the common after-shave burn.

U se the R ight Techniq ue: B e sure to glide the raz or over each area of the skin only once, as repeated strokes can leave the skin irritated. S have with the grain, not against it. Rinse skin carefully in warm water after each shave and let it dry.

For more information on these products, visit www.dovemencare.com. ❚ (Source: BPT) Get SLW Style articles every week. Visit NWQSmartLiving. com and start your E-Edition today.

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WW II Days C ont i nue d f rom cov er

V isitors can also shop for WW II memorabilia and souvenirs; replicated vintage uniforms; 1940s women’s clothing, and more.

In a related event, on S aturday night, a 1940s-era U S O -style swing dance will take place at Memorial Hall, 211 N . Main S t., downtown Rockford, with live music from the Moonlight J az z O rchestra. The public is invited, and tickets are $5 at the door. Period dress is encouraged, and a cash bar (not food) will be provided by K ryptonite.

“We moved the dance to Memorial Hall last year, and that was a huge hit, so we’re holding it there again,” explains K oelling.

WW II Days is by far the largest event at Midway V illage Museum each year. “When we started, we had maybe 150 re-enactors and 1,000 spectators,” says K oelling. “N ow we have about 1,000 re-enactors and 8,000 spectators.”

K oelling belongs to the World War

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Two Historical Re-Enactment S ociety Inc. (HRS ), and is part of the 2nd Panz er Division, the longtime host unit of this event. The HRS has more than 60 units, both Allies and Axis, but several other re-enactment societies participate in WW II Days, too. His coordination of the event is volunteer, and volunteers do most of the work to make the event happen.

“We require all re-enactors to register with us, to make sure they’re part of a recogniz ed and legitimate re-enactment society that has insurance and so forth,” says K oelling. “We hold our authenticity standards very high, as well as our safety standards. We have an excellent safety record, which is one reason this event is so popular among re-enactors.”

Another reason is that family participation is encouraged at this event, giving women and children the opportunity to attend with their “soldiers.”

Although few women actually took up arms during WW II, many served in other ways, through the Red Cross or French Resistance, or as WACs (U .S .

Women’s Army Corps) or WAV ES (U .S .

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women who served in the Coast Guard, N avy or Marine Corps). Female and child re-enactors also lend authenticity to the European village setting by dressing as civilians of the period. “The village lends itself well to the European theme, and we even have a French café that serves food,” says K oelling.

K oelling urges spectators not to dress up in period costume, because it complicates security efforts, if spectators can’t be distinguished from reenactors.

S pectators will see uniformed “soldiers” from the U .S ., Great B ritain, France, Poland, U kraine, Russia, J apan, Italy and Germany.

Authentic vehicles from the war are many, including 70 to 8 0 tanks, halftracks, military side-cart motorcycles and more.

K oelling co-owns one of two privately owned Hetz er German light tanks in the U .S ., and his son K evin, 20, will drive it this year. “S ometimes these vehicles never make it outside of museums, and I think that’s a shame,” he says. S pectators often ask K oelling why he plays the role of a German soldier.

He tells them he had both German and American uncles who fought in the war, and both sides matter to history. O ut of respect for veterans, he believes it’s important to portray all units as accurately as possible.

“Q uestions like that give us an opportunity to provide some education,” he says. “For example, a lot of people think that all German people were N az is, during the war, but they weren’t. J ust because we have a Democrat president right now doesn’t mean that all Americans support the Democrat Party.

And when I joined the service after high school, it wasn’t because we had either a Republican or Democrat president. The same was true of German foot soldiers of the day.”

B esides, he adds, re-enactments

wouldn’t be very exciting if only the Allies showed up.

S pectators will also learn about specific events and battles of the war. “We often do a B attle of the B ulge, complete with pyrotechnic, and people learn how the Germans really pushed in far, at first, because the Allies weren’t prepared and bad weather was preventing Allied air support from arriving on time. B ut once the air support arrived, things changed fast.”

The re-enactors learn from one another, too, and knowledge about this period of history is passed from old to young. “We have fewer and fewer WW II veterans every year, and we’re always very honored when they attend, no matter what side they fought for,” he says.

“S pectators should feel free to ask the re-enactors a lot of questions. It’s quite an educational event, but it’s also just a lot of fun.”

And, just like real war, battles will play out no matter what the weather brings. “We’ll be out there rain or shine,” says K oelling. “War doesn’t stop for bad weather.”

Tickets for one-day entry cost $12 for adults; $6 for children 3 to 17; and are free for WW II veterans and museum members. A two-day pass costs $18 for adults and $9 for children; parking is free and shuttles run to and from the parking lots. There are roving multi-person golf carts dedicated to shuttling visitors who need assistance. L earn more about the event at midwayvillage.com. ❚ Get SLW Right in our Region articles every week. Visit NWQSmartLiving. com and start your E-Edition today.

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Workshops Presentation

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Wisdom Teeth: Problems We Don’t Need

By Jim Killam

ou won t find u h love or u h use for wisdo teeth or ally nown as third olars wisdo teeth are os and hey ay a ear by the early teen years although so e eo le don t see the until their early s and others never see the brea through their gu s at all lenty of eo le feel the though he longer eo le live the ore they start having gu roble s around wisdo teeth says r dward ents hler of o ford ral axillofa ial urgery oxbury oad here s a lot of ba teria in there and there s a little ore resear h now into the onne tion with hroni oral disease hat in ludes eriodontal disease of ourse but also overall edi al issues li e heart disease or diabetes oor hygiene turns the outh into an in ubator es e ially as eo le rea h iddle age

hey have a lot of gu roble s and it s ty i ally third olars wisdo teeth be ause of the ore diffi ult a ess to ee the lean ents hler says isdo teeth are ore rone to getting avities be ause they re ba far enough that you have a diffi ult ti e brushing behind the ents hler esti ates that erent of eo le will en ounter wisdo teeth roble s over the ourse of their lifeti es or any their ouths si ly don t have roo for those final four teeth ne theory holds that any generations of agrarian so ieties gradually develo ed s aller ouths than their hunter-gatherer ounter arts be ause we eat softer foods et hu an bodies all still rodu e teeth egardless re oving wisdo teeth often solves a host of roble s

see a lot of atients in their s who ve never had a avity with all the reventive are and sealants and everything and then their first avity is Dr. Edward Rentschler ty i ally on the ba side of an u er wisdo tooth ents hler says nd so they re ind of devastated hey ve never had a avity before enerally on e those teeth are re oved the hygiene a essibility to the u er teeth is u h better ❚

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AE: The Mystery of Irma Vep Sept. 6-22, see website for times. A gothic comedy full of werewolves and mummies and vampires. Oh my! Artists’ Ensemble, Maddox Theatre, Rockford College, 5050 E. State St., Rockford. Info: AE, (815) 394-5004, artistsensemble.org.

Seeing Nature in a Different Light Sept. 19, 5:30-7:30 p.m. Pro photographer Hans Rupert shows the key role light plays in photos and how where and when we shoot can greatly alter the look and impact of a photo, followed by a walk to apply the lessons learned. $10/$5 members. Klehm Arboretum, 2715 S. Main St., Rockford, Ill., (815) 965-8146, klehm.org.

Buddy Guy and Johnny Lang Sept. 20, 8 p.m. Buddy Guy, legendary Chicago blues guitarist, and Johnny Lang, Grammy Award-winning midwest Native and fiery blues rock instrumentalist, will perform seperate sets. Coronado Performing Arts Center (CPAC), 314 N. Main St., Rockford, (815) 968-0595, coronadopac.org.

Behind the Lines WWII Preview Tour Sept. 20, 5:30-7:30 p.m. A World War II soldier re-enactor gives a personalized tour of the buildings and encampments in the village and woods. Talk to the soldiers, and learnwhat’s involved in running the re-enactment. $15; Reservations required. Midway Village Museum, 6799 Guilford Road, Rockford, (815) 397-9112, midwayvillage.com.

BJS: Diamond Jubilee Performance Sept. 21, 3 p.m. The Beloit Janesville Symphony (BJS) has had three conductors over its entire 60-year history. At the Diamond Jubilee, each will conduct his favorite piece.

Beloit Memorial High School Auditorium, 1225 4th St., Beloit Wis. Tickets (609) 3131200, beloitjanesvillesymphony.org.

Beloit Janesville Symphony Orchestra celebrates its 60th anniversery with a Diamond Jubilee Concert, Sept. 21 at 3 p.m.

the fun at the Discovery Center and make masks, learn to drum, move with a kids’ Zumba class, and behave like animals with Rockford Dance Company performers. Discovery Center Museum, 711 N. Main St., Rockford, discoverycentermuseum.org.

Fall Color Canoeing Sept. 22, Oct. 12, Nov. 16, 2-5 p.m. All equipment provided. Plan on seeing eagles, herons, and deer, The colors on the rocky ridges are breathtaking. $20/canoe. Heritage Farm Museum, Byron Forest Preserve, byronforestpreserve.com.

Bubble Wonders Show Sept. 22, 2 p.m. Bubbleologist Geoffrey Akins creates bubble caterpillars, ice cream cones, a volcano, a bubble merry-go-round, even puts an entire kid in a bubble. Culver’s Family Series. Janesville Performing Arts Center (JPAC), 408 S. Main St., Janesville, Wis., (608) 758-0297, janesvillepac.org.

RSO’s Opening Night Gala Sept. 21, Cocktails 5 p.m.; Opening Night Classics Concert, 6:30 p.m., featuring soprano Kathy Pyeatt. Cocktail attire. Coronado Performing Arts Center, Rockford. RSVP and get more info. at rockfordsymphony.com.

Joseph and the Amazing Technicolor Dreamcoat Sept. 25-Oct. 5, 8 p.m.; Sept. 28-29, Oct. 5, additional matinee 2 p.m. Andrew Lloyd Weber’s musical retelling of the biblical story of Joseph and his brothers, mixing pop, rock, country, musical comedy. Studio Theatre, Rock Valley College (RVC), 3301 N. Mulford Road, Rockford, (815) 921-2160. ❚

Worldwide Day of Play Sept. 21, 11 a.m. –3 p.m.

It’s the official day to turn off all things electronic, get off the couch, and go play! Join

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2nd Cousins Bar & Grill, 6246 E. Riverside Blvd., Loves Park, (815) 637-2660: 9/18 & 9/25 DJ Aaron Hodge; 9/19 & 9/26 DJ Sandy Monster; 9/27 Country Night; 9/28 DJ Alex Peace, all 9 p.m.

DJ Sandy Monster; 9/19 & 9/26 DJ Aaron Hodge; 9/28 DJ Lori, all 9 p.m.

Big Al’s, 610 N. Bell School Road, Rkfd., (815) 398-6411: 9/20 The Stevee Nix, 9 p.m.; 9/21 Missing Links, 9 p.m.

Rascal’s Bar & Grill, 5223 Torque Road, Loves Park, (815) 636-9207: 9/19 3GM; 9/21 Looking for Treble, all 9 p.m.

Butterfly Club, 5246 E. County Road X, Beloit, (608) 362-8577: Third Fri.: Mike Williamson; Third Sat. & Fourth Fri. & Sat. Phil Ramsey, all 7 p.m.

Rockton Inn, 102 E. Main St., Rockton, (815) 624-8877: Thu. Harlan Jefferson, 7 p.m.; Fri. & Sat. DJ Ron Schoepfer, 8 p.m.

Cannova’s, 1101 W. Empire, Freeport, (815) 233-0032: Live Pianist Fri. & Sat. 6-9 p.m.

Coronado Performing Arts Center, 314 N. Main St., Rkfd.: 9/21 RSO Opening Night, 6:30 p.m. 10/4 Dennis Miller, 7:30 p.m.; 10/5 RCCA: Cantus, 7:30 p.m. Call (815) 9680595, coronadopac.org.

District Bar & Grill, 205 W. State, Rkfd., (815) 977-4524: 9/20 Back Country Roads, 10 p.m.; 9/26 10 Years, 7 p.m.

Franchesco’s, 7128 Spring Creek, Rkfd., (815) 229-0800: 9/21 Dueling Pianos, 9 p.m.

Hope and Anchor, 5040 N. 2nd, Loves Park, (815) 977-8585: 9/20 Tony V. & Eddie B. Jazz Band, 6:30 p.m.

JustGoods Listening Room, 201 7th St., Rockford, (815) 965-8903: Live Musicians Every Fri. Night.

Jax Pub, 4160 North Perryville Rd. Loves Park, (815) 877-0600: Wed., Fri., Sat., Wed., Fri., Sat., Music w/Special Guest.

Kryptonite, 308 W. State, Rkfd., (815) 9650931: Thu. Karaoke & BARGO 8:30 p.m.; 9/28 My God, The Heat & Mustard Plug, 8 p.m., $10.

Mary’s Place, 602 N. Madison, Rkfd., (815) 962-7944: 9/19, 9/24 & 9/26 Open Stage; 9/18 & 9/25 Karaoke; 9/20 Kerry Atoms / Loko / DJ Destro; 9/21 Decrescent / Tundra’s / Lord Giver, all 9:30 p.m.

Oscars Pub & Grill, 5980 East State St., Rkfd., 815-399-6100: Wed., Fri., Sat., Music w/Special Guest.

Poison Ivy, 5765 Elevator Road, Roscoe, (815) 623-1480: Live DJ Fri. & Sat. 9 p.m.

Shooters (inside Don Carter Lanes), 4007 E. State St., Rkfd., (815) 399-0314: Live Band Sat., 9 p.m.

Shooters East (inside Cherry Bowl), 7171 Cherryvale Blvd., (815) 332-5229: 9/20 Sugar Pushers; 9/21 Southern Charm; 9/27 Mr. Burgundy; 9/28 Yourz Truly, 9 p.m.

Shooters North (inside Forest Hills Lanes), 7742 Forest Hills Road, Loves Park, (815) 6543900: Live Band Sat. Splitters, 5318 N. 2nd St., Loves Park, (815) 8776051: 9/20 Raised On Radio; 9/21 Pablo & The Rhythmix; 9/28 Audio Drive, all 9 p.m.

Stumpy’s Pub, 5801 Columbia Pkwy, Rockford, (815) 316-1225: no events listed.

Whiskey’s Roadhouse, 3207 N. Main, Rkfd., (815) 8778007: 9/19 W y k e d Vyker DJ & Karaoke, 9 p.m. ❚

Murphy’s Pub & Grill, 501 S. Perryville, Rkfd., (815) 986-0950: 9/18, 9/25 & 9/27

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T  I

Hiring Tips to Help Avoid Nanny Nightmares M ovie nannies ight wor for a spoonful of sugar, and hugs and isses but in the real world nannies - no matter how loving and attentive they are - need to get paid a salary. When you’re ready to hire a nanny, you can go through rigorous ba ground he s onfir references, interview extensively and hire the caregiver of your dreams - and still find yourself in the iddle of a nanny nightmare if you run afoul of tax laws. i e ost arents y first thoughts when hiring a nanny were the safety of my children and whether or not the nanny would be a good fit for y fa ily and those things are certainly critical,” says ori olas ure ayroll dire tor of o munications. “U nfortunately, many parents either don t now about or an get overwhelmed by the regulations that apply to ensure that their nanny’s payroll gets handled correctly, on time and in compliance with state and federal laws.”

Fortunately, online payroll services hel ta e the onfusion out of aying your nanny, and ensure he or she gets paid on time and according to the law. Although nanny-hiring goes on year round, many fa ilies underta e the tas as the s hool year gets started ure ayroll offers so e tips for hiring and paying a nanny: a e a list of nanny ust-haves such as schedule availability, disciplinary ra ti es ex erien e with ulti le ids etc. N ext, create a list of preferences that are negotiable. S etting your priorities before you begin loo ing for a nanny will hel you a e the right de ision nvolve others in luding eo le whose referrals you trust, such as family e bers friends tea hers and o-wor ers s for hel in finding andidates and involve your ids ive the a few minutes to meet each nanny candidate during the interview; after all, they’ll be the ones most affected by your choice. e e ber you re entering a business relationship - albeit one of the most important ones in your life. K eep things professional during the interview and be sure to as all the tough questions about topics that are important to your family. is uss wages and base your offer

on the nanny’s level of experience and what other nannies in your area are getting. Federal law requires nannies must get at least minimum wage, and they may be entitled to overtime. re are a erwor to ensure you can avoid tax penalties. Y ou’ll need a 1040-ES , a signature-ready S chedule H, the annual 1040 and a W-2. If you pay a seasonal nanny more than $1,000 per quarter or $1,800 per year, you’ll probably need to pay the “N anny Tax,” which includes S ocial S ecurity, Medicare and federal unemployment tax (FU TA). et u ayroll for your nanny and plan to pay him or her by either direct deosit or he ou ll need to a e rovisions to pay S ocial S ecurity, Medicare, FU TA and other payroll taxes, including any state or local taxes that may apply. ra tax dedu tions edi al benefits and other insuran e e e ber ista es can cost you: failing to pay the IRS nanny taxes an lead to ba taxes enalties interest and fines of u to

n online ayroll rovider li e ure ayroll an hel you stay on the right side of the law by managing the pay, tax and filing tas s for your nanny og on to www.surepayroll.com to learn more.❚ (Source: BPT) Get SLW Tips & Information articles every week. Visit NWQSmartLiving. com and start your E-Edition today.

I

A

Daily News Sites & Stations

Information Resources

n today’s fast-paced world, you can get breaking local and national news within minutes of when it occurs, from many different organizations. The following are reliable sources bringing you news and weather updates 24/7.

t Hughes Meda Corp., we’ve developed several sources of information you can utilize to enhance every aspect of your life. We’re interested in your thoughts about how we can make them even more valuable to you.

Northwest Quarterly Magazine, featuring Arts & Entertainment, Recreation & Destination and Mind & Spirit calendars as well as the Northwest Regional Dining Guide. northwestquarterly.com

• 13 WREX, WREX.com • 23 WIFR, WIFR.com • 17 WTV0, mystateline.com • WNTA 100.5 FM Radio, nta.fm • WNIJ Public Radio, 89.5 FM, northernpublicradio.org • WROK Radio, 1440 AM, 1440wrok.com • Rockford Register Star, rrstar.com • Rock River Times, rockrivertimes.com

WeBuyLocal Guide to Locally Owned Businesses, including a comprehensive medical guide to local physicians, clinics and hospitals. webuylocal.com Smart Living Weekly magazine, featuring weekly calendars for Family Fun and On the Town (nightlife) events. ❚

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Y M

What Gen Z Should Know to Save for College I

s it ever too early to start saving for college? Is it ever too late? Finance experts say the answer to both questions is “no,” and an annual Gen Z & Money survey released by TD Ameritrade Holding Corporation indicates that members of Generation Z are hearing the message loud and clear.

Many members of Gen Z (people born during the 1990s) are already facing, or are on the verge of facing, their own college funding challenges. Head Research, on behalf of TD Ameritrade, Inc., surveyed 1,000 people, ages 14 to 23, regarding saving for college.

More than half say obtaining a higher education is critical to achieving success, and 64 percent agree college is worth the cost because it will help them secure employment. Fortunately, a variety of college savings plans can help better prepare parents and their kids for the future. When creating a college investing strategy, keep these tips in mind:

Start Early Even a small amount set aside each month allows your money to start working for you long before the first tuition bill arrives.

Set Goals Include the total you want to have saved and how much you will save each year to reach that goal. TD Ameritrade’s College Planner, which can be found attdameritrade.com/education/saving-for-college. page, can help with goal setting by helping to project how much you’ll need to save to cover expected tuition costs.

Choose an Investing Vehicle Decide which type of college investing plan will best help you pursue your goal.

Track your progress Check regularly on your college investing accounts to see if you’re on track toward meeting your goals.

Consult a Qualified Tax Advisor Every individual’s tax situation is different, so it is important to consider talking with a qualified tax advisor regarding the particular investment vehicle you choose. TD Ameritrade does not provide tax advice. ❚ (Source: BPT) Get SLW Money articles every week.

Visit NWQSmartLiving.com and start your E-Edition today.

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New York City

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