EBS Helpline: 0800 268 3763 Email: ebs@crombie.co.nz www.ebs.org.nz
Autumn Newsletter 2014 Welcome to our Autumn newsletter, we hope that you‟ve all had a relaxing summer and are now thriving on the challenges of the new school year. Have a read through your newsletter below to be informed and inspired. Our union bargaining power enables us to offer you discounts and products not generally available to the public. Check out our website: http://ebs.org.nz/
EBS Helping People Like You
A reminder from the team at EBS
EBS Standard Plan
Don‟t forget to put in your Standard Plan claims!
Although you may think of your EBS Standard Plan covering the smaller costs of GP visits and prescriptions, the reimbursements under this policy when added together can be a sizeable sum. In recent years through their Standard Plan members have been paid over $2000 from one claim form. Combinations of claims including optical, orthodontics, hospital, major diagnostics and bereavement often result in high claim reimbursements.
You can claim as often as you like, as soon as you have accrued $10 or more of eligible expenses – this way you will be sure to get the greatest value from your subscription payments!
Did You Know?
EBS Hospital Plan We currently have an EBS Hospital Plan member who is undergoing Chemotherapy for cancer and her policy has covered the $38,000 cost of this treatment, she has also had the costs covered for flying to Australia for diagnostic testing that she required.
EBS Trauma An EBS Financial Adviser recently arranged an EBS Trauma policy for a teacher and her partner and within 6 months of arranging the policy the member was unfortunately diagnosed with Breast cancer.
The teacher‟s comment was that when she rang her adviser to notify her diagnosis she thought her husband would be the first to make a claim on their insurance not herself! The insurance company Partners Life has paid the claim promptly and this has meant that she can have most of term one off work while she undergoes chemotherapy and radiotherapy treatment, not having to worry about monetary problems whilst having treatment.
The EBS Standard Plan is free for Trainee Teachers if they are members of their union? You can have this valuable protection at no cost while you are training – so why wouldn‟t you? If you have an EBS Hospital Plan (arranged through an EBS Financial Adviser), the excess on any surgical claim (excluding oral surgery) may be refunded by EBS up to 50% of the total procedure cost to a maximum of $500 per calendar year, providing you also have the EBS Standard Plan. If you are retiring, you can still retain your Standard Plan for on-going claims, by contacting your union and changing to an honorary membership
Disclaimer: The information and opinions contained in this newsletter are of a general nature and may not be relevant to your situation