January 2024 Real Estate Guide

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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

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Real Estate

JANUARY 2024

INDEX OF ADVERTISERS

THE COASTAL REAL ESTATE RESOURCE Coastal Association of Realtors/Ocean City Today

Published by Ocean City Today for the Coastal Association of Realtors. Advertising in this publication is limited to members and affiliated members of the Association. The COASTAL ASSOCIATION OF REALTORS® (CAR) is a trade organization for real estate professionals in Wicomico, Worcester and Somerset Counties on the Eastern Shore of Maryland. Its membership consists of more than 1,000 REALTORs® and affiliate members serving the home-buying and home-selling needs of the public since 1957. The term REALTOR® is a registered collective membership mark, which may be used only by real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS® and subscribe to its strict Code of Ethics. The COASTAL ASSOCIATION OF REALTORS is located at 314 Franklin Avenue, Suite 106 • Berlin, MD 21811. Phone: 410-641-4409. On the Web: www.coastalrealtor.org OCEAN CITY TODAY is the leading newspaper publisher on the Maryland coast, with Ocean City Today publishing weekly on Friday, Bayside Gazette and Ocean City Digest publishing on Thursdays and Real Estate, the Coastal Real Estate Resource publishing key weekends throughout the year. On the Web: www.oceancitytoday.com Editor .........................................................................Stewart Dobson Managing Editor ......................................................... Mallory Panuska Account Managers ....................... Mary Cooper, Vicki Shrier, Renée Kelly Classifieds/Legals/Production Manager ............................ Taylor Sloan Paper Composition/Page Design ...................................... Susan Parks Graphic Artists ........................................... Kelly Brown, Jane Leibowitz Publisher..................................................................... Christine Brown Admin. Assistant................................................................... Gini Tufts

Nanette Pavier/Holiday Real Estate, Inc............................................. .Page 2 Northrop Realty ................................................................................... .Page 3 CMG Home Loans…………………........................................................... .Page 4 Buckley Property Services, LLC ............................................................Page 5 Cathy Soule/Coldwell Banker Realty ....................................................Page 5 Rusty Molnar/Keller Williams Realty of Delmarva..............................Page 6 Mary McCracken/Long & Foster Real Estate, Inc ................................Page 6 Long & Foster Real Estate, Inc. Sales & Vacation Rentals....................Page 7 Kevin Heselbach/Engel & Volkers Real Estate ....................................Page 7 Berkshire Hathaway Home Services PenFed Realty ............................Page 8 Berkshire Hathaway Home Services PenFed Realty ............................Page 9 MD Dept of Housing and Community Development. ........................Page 10 Hileman Real Estate, Inc......................................................................Page 11 The Mortgage Link...............................................................................Page 14 OCVacations.com/Resort Rentals, LLC… ...........................................Page 15 Maryland Title Service .........................................................................Page 16

410-641-0039 WWW.OCEANCITYTODAY.COM It’s Time To Own A Beach Home!

Nanette Pavier Cell: 443-235-3498

Your Delmarva Resort Specialist Licensed in Maryland & Delaware

For Updated Prices & More Listings: Call 443-235-3498 Scan code or Visit my Website

Office: 7700 Coastal Hwy., Ocean City, MD 410-524-7700

WWW.OCEANCITYMDCONDOS4SALE.COM

NAR Designated Pricing Strategy Advisor

Heron Harbour Sales Center 120th St Open Friday-Monday 11-4 2 Outdoor Pools, Indoor Pool, Fitness Center, Tennis Courts, Sauna and Club House

Visit the Sales Center for information on current listings and view the wonderful community amenities.

10700 Coastal Hwy Quay Unit 301-2 Bed 2 Bath Ocean Side

SOLD Beautiful ocean side condo, ready to enjoy, exceptionally renovated with numerous custom finishes. Wonder-ful interior updates– new tile & water resistant LVL flooring in every room, new kitchen cabinets & quartz coun-ter top & completely renovated bath-rooms, plus much more. MLS MDWO2013784

7 139th St Trade Winds Unit 403- 1 Bed 1 Bath Ocean Side Condo Condo Great 4th floor Unit 403, perfect beach lover’s 1 bedroom getaway only steps to the beautiful sand and surf on 139th St. This Trade Winds Condo offers great ocean views, welcoming beach décor, fully furnished offering a spacious living area with Murphy bed. Well maintained masonry building with elevator and assigned parking spaces. MLS MDWO2017032


JANUARY 2024

REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

JANUARY 2024


REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

JANUARY 2024

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CAR swears in new officers, board members (Lower Eastern Shore, Md.) The Coastal Association of Realtors installed its 2023-2024 board of directors at a recent ceremony at the Perdue Henson Junior Achievement Center in Salisbury. Brigit Taylor, a Realtor and associate broker with Keller Williams Realty of Delmarva North in Bethany Beach, Delaware, was installed as president of the association’s board. “I am excited about what the future holds for both our industry and the Eastern Shore,” Taylor said. “Our partnership with Junior Achievement will be a great way to focus on our members and the community. We will continue our work in advocacy for our members and homeowners. We will focus on those who want to be homeowners by advocating for greater financial literacy and we will focus on our members by highlighting what it means to be a Realtor. I am honored to be leading this great organization in this exciting time.” Taylor, along with the rest of the board, was installed by Maryland Realtors President Chris Hill. The following members were also installed during the ceremony: President-Elect Lauren Bunting, Keller Williams Realty Delmarva, Salisbury.

Sworn in as officers and board members of the Coastal Association of Realtors were, from left, back row, Steve Parsons, Terrence McGowan, Veronica Bishop, Summer Forbes, Kate Deckenback, Tim Arnett, Brigit Taylor and Austin Whitehead. Front row, Frances Sterling, Lauren Bunting, DeVanna Young and Suzanah Cain.

Vice President Terrence McGowan, Keller Williams Realty Delmarva, Ocean City. Treasurer Steve Parsons, Coldwell Banker Residential, Salisbury. Secretary/Treasurer-Elect Veronica Bishop, ERA Martin and Associates, Berlin. Immediate Past President Austin Whitehead, Whitehead Real Estate

Executives, Salisbury. Director Summer Forbes, Coldwell Banker Realty 123, Ocean City. Director Frances Sterling, ERA Martin and Associates, Salisbury. Director Kate Deckenback, Keller Williams Realty Delmarva, Salisbury. Director Suzanah Cain, Coldwell Banker Realty 123, Ocean City. Director Tim Arnett, ERA Martin

Associates, Salisbury. Director DeVanna Young, Long and Foster 107, Salisbury. “We have a great group of professionals to lead us into 2024,” said Bernie Flax, chief executive officer of CAR. “They will represent our over 1,000 members well and I am excited to see what this dynamic group will accomplish.”

STUNNING NORTH OC OCEANFROONT CONDO

UCKLEY PROPERTY SERVICES LLC A Real Estat

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PA P AM GREER BUCKLEY Owner and Chief Appraiser Certified General Appraiser-MD & DE • HUD Appro oved for FHA-MD & DE

103 120th Street, Suite B, Ocean City, MD M 21842 Phone: 410-524-7123 • Fax: 410-524-7124 • office@buckleyprropertyservices.com www w..BuckleyProper tySer vices.com

900 $ 759,,9 13700 WIGHT STREETT #1N001 • SUMMERSEA CONDOMINIIUMS • OCEAN CITY Beautiful Updated Oceanfront North OC Condo nestled among the dunes! Stunning 2 BR, 2 BA Open Floor Plan unit has lots of light. Luxxurious living room perfect for relaxing or hosting family gatherings. Beautifullyytiled Large Kitchen with updated cabinets & wine coolerr.. 2 Sizable BRs are brigght & comfy. Plenty of storage plus an interior storage room with new Washerr/Dryerr.. Smoothly operating Storm Shutters are in great shape. 1st Floor entraance convenient for access in & out off unit. Parking space at front doorr.. Professsionally maintained building. Incredibly private 18-Unit Building is a Must See in a Perfect Location!

CAT ATHYY SOULE Sales Associate, REALLTTOR®

Cell: 410-430--11232 E-Mail: cathy. y.soule@cbmove.com

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12207 Coastal Highwa way Suite D • Ocean Cityy,, MD 21842 Office: 410-524-1203 4

Real estate agents affiliated with Coldwell Banker Residential Brokerage are independent contractor sales associates and are not employees of Coldwell Banker Residential Brokerage. © 2023 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered service mark licensed to Coldwell Banker Real Estate LLS. L An Equal Opportunity Company. Equal Opportunity. Operated by a subsidiary of NRT LLC.


REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

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JANUARY 2024

WEST OC MODERN CONTEMPORAR RY 4 BR 3BA RY

12950 CENTER DR • WEST OCEAN CITY Prime We West OC location east of Golf Course Rd. This home could be your vacation getaway, with its open floor plan, primary bedroom suite, and its spacious living room that has sliders bracketing the fireplace that open to a huge rear deck and nicely landscaped backyard, featuring vinyl privacy and picket fencing, flagstone patio and walkways as well as an adjacent separate buildable Lot. Did I mention it is not in a development! Boats & RVs Welcome!

$839,900

RUSTY MOLNAR Mobile: (410) 726.2095 RustyMolnar@gmail.com 933 Mt Hermon Road • Salisbury, MD • Offffice: (410) 677.0909 Each Keller Williams office is an independently owned and operated franchise of Keller Williams Realty Interna ational and is an Equal Opportunity Employer and supports the Fair Housing Act. All information provided is obtained from various sources and hass not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy.

WE HAVE BUYERS IF YOU WISH TO SELL GIVE US A CALL TODAY!

11701 Coastal Hwy Ocean City Square Shopping Center 410-524-1700 THE PLAZA CONDOMINIUM • OCEANFRONT BUILDING 9800 COASTAL HWY. OCEAN CITY

Mary McCracken Graves Cell:

410-430-7302

Mary@ MaryMcCracken.com

119 OLD LANDING RD #303G OUR PLACE AT THE BEACH OCEAN CITY Wonderful opportunity to own in Our Place at the Beach Community. Huge outdoor pool, on-site management & just 1.5 blocks to the beach. Large screened-in porch with sunny southern exposure & perfect views overlooking the swimming pool creates the perfect setting for your friends & family to enjoy. Property lovingly maintained by Owners & Never Rented out. Nice updates in both bathrooms. Huge Storage closet for all your beach goodies. Great $335,000 3rd floor privacy.

CUSTOM-BUILT CEDAR LOG HOME

#1 Top Producer & Listing Agent in Office

9401 SHILOH FARMS ROAD BERLIN

#1

2,900 Sq. Ft 3 Bedroom/2.5 Bath Custombuilt Cedar Log Home on over 7 acres of gorgeous wooded land with lovely babbling brook. Main Level offers large open kitchen, living and dining room area with vaulted ceilings filled with light plus Large Master Suite, Huge Cedar Walk-in Closet & En-suite Bathroom has garden tub and step in shower plus Office/Sitting Room. 2 bedrooms upstairs with full bath and large open loft area. Find your dream home here lovingly cared for by one owner.

COMING SOON!

$515,000

Stan Zaremba Branch Manager 410-520-2707 Stan.Zaremba@LNF.com

UNIT #1511

UNIT #1410

Opportunity Knocks! The Plaza at 98th St. offering Gorgeous Ocean Views and Resort Amenities including Half Acre Deck with Heated Outdoor Pool, Kiddie Pool & Tiki Bar/Grill plus Year-Round Indoor Pool, Hot Tub, Saunas, Restaurant, 24/7 Security, On-site Management, Private Beach Storage and Parking for 2+. Perfect 15th Floor location with Large Deck off Living Room and Master Suite providing open views of $775,000 the ocean!

2 Bedroom + Den & 2 Bath. Updated kitchen and baths, soft-close cabinets, and beautiful tile floors. Lovely furnishings and never rented by these owners. Gorgeous Ocean Views and Resort Amenities including Half Acre Deck with Heated Outdoor Pool, Kiddie Pool & Tiki Bar/Grill plus Year-Round Indoor Pool, Hot Tub, Saunas, Restaurant, 24/7 Security, On-site Management, Private Beach Storage and Parking for 2+.

$750,000

Join Our Team At Long & Foster Ocean City! Please call or email me for a confidential Conversation on joining our team:

Interested in a career in real estate? Classes forming now! Visit www.longandfoster.com/careers


JANUARY 2024

REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

November home sales grow to reverse earlier decreases Existing-home sales grew in November, breaking a streak of five consecutive monthly declines, according to the National Association of Realtors. Among the four major U.S. regions, sales climbed in the Midwest and South but receded in the Northeast and West. All four regions experienced year-over-year sales decreases. Total existing-home sales – completed transactions that include singlefamily homes, townhomes, condominiums and co-ops – elevated 0.8 percent from October to a seasonally adjusted annual rate of 3.82 million in November. Year-over-year, sales fell 7.3 percent (down from 4.12 million in November 2022). “The latest weakness in existing home sales still reflects the buyer bidding process in most of October when mortgage rates were at a two-decade high before the actual closings in November,” said NAR Chief Economist Lawrence Yun. “A marked turn can be expected as mortgage rates have plunged in recent weeks.” According to Freddie Mac, the 30year fixed-rate mortgage averaged 6.95 percent as of Dec. 14, falling below 7 percent for the first time since August 10. That’s down from 7.03 percent the previous week but up from 6.31 percent one

year ago. Total housing inventory registered at the end of November was 1.13 million units, down 1.7 percent from October but up 0.9 percent from one year ago (1.12 million). Unsold inventory sits at a 3.5-month supply at the current sales pace, down from 3.6 months in October but up from 3.3 months in November 2022. The median existing home price for all housing types in November was $387,600, an increase of 4.0 percent from November 2022 ($372,700). All four U.S. regions posted price increases. “Home prices keep marching higher,” Yun added. “Only a dramatic rise in supply will dampen price appreciation.” According to the monthly Realtors Confidence Index, properties typically remained on the market for 25 days in November, up from 23 days in October and 24 days in November 2022. Sixtytwo percent of homes sold in November were on the market for less than a month. First-time buyers were responsible for 31 percent of sales in November, up from 28 percent in October 2023 and November 2022. NAR’s 2023 Profile of Home Buyers and Sellers – released in Continued on Page 11

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L Us Help You Find Yoour Let Forrever B Beach hC Castle tl in 20 024! Oceean City Sales & Va Vacation Rentals e

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11701 Coastal Highway • Ocean City y,, MD M

1-800-THE-BEACH (843-2322) LFVacations.com


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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

JANUARY 2024


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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

JANUARY 2024

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Second-home buyers 18 percent of all sales Continued from Page 7 November – found that the annual share of first-time buyers was 32 percent. All-cash sales accounted for 27 percent of transactions in November, down from 29 percent in October but up from 26 percent in November 2022. Individual investors or second-home buyers, who make up many cash sales, purchased 18 percent of homes in November, up from 15 percent in October and 14 percent one year ago. Distressed sales — foreclosures and short sales – represented 1 percent of

sales in November, virtually unchanged from last month and the previous year. Single-family home sales increased to a seasonally adjusted annual rate of 3.41 million in November, up 0.9 percent from 3.38 million in October but down 7.3 percent from the prior year. The median existing single-family home price was $392,100 in November, up 3.5 percent from November 2022. Existing condominium and co-op sales recorded a seasonally adjusted annual rate of 410,000 units in November, identical to October and down 6.8 percent from one year ago. The median ex-

isting condo price was $350,100 in November, up 8.6 percent from the previous year ($322,400). Existing-home sales in the Northeast slipped 2.1 percent from October to an annual rate of 470,000 in November, down 13.0 percent from November 2022. The median price in the Northeast was $428,600, up 4.8 percent from the prior year. In the Midwest, existing-home sales rose 1.1 percent from the previous month to an annual rate of 940,000 in November, down 8.7 percent from one year ago. The median price in the Mid-

west was $280,800, up 4.9 percent from November 2022. Existing-home sales in the South improved 4.7 percent from October to an annual rate of 1.77 million in November, a decline of 4.3 percent from the prior year. The median price in the South was $351,500, up 3.4 percent from last year. In the West, existing-home sales slumped 7.2 percent from a month ago to an annual rate of 640,000 in November, down 8.6 percent from one year before. The median price in the West was $603,200, up 5.3 percent from November 2022

LIKE US ON

Licensed in MD, DE

Neighbors Serving Neighbors - One Home at a Time

Book Your Beach Vacation

11065 Cathell Road Ocean Pines

Avoid Fees and Book Direct!

410-208-9200 Ext. 3 800-337-7368

www.hilemanrealestate.com

SHOULD I SELL MY HOUSE OR RENT IT OUT? CALL US AT 410-208-9200 3BR 2BA RANCHER ON BEAUTIFUL CUL-DE-SAC

Beautiful setting - over 1/2 acre at the end of a cul-desac in a small subdivision close to water. No HOA fees! Rancher includes 3 bedrooms, 2 baths, Den, Laundry Rm, deck, screened porch, 2 car garage, and outdoor shower. Living Rm features a tray ceiling & brick hearth wood stove. French Doors lead to the Den from the tiled Foyer. The kitchen includes a pantry area in the REALTOR® adjacent Laundry Rm. Built in Shelving and Licensed in MD workbench in the garage & a storage 443-366-9177 Cell $449,900 lydiarealestate@yahoo.com shed. Great opportunity!

Lydia Rittersbacher

OCEAN PINES 3 BR 2BA HOME! This striking home includes a highly elevated lot, sunroom, screened porch/ 3 season room & 2 Fireplaces. Two of the 3 bedrooms contain large sitting areas with multiple uses. Renovated kitchen and baths with granite countertops, tile backsplash, SS appliances and a breakfast bar island. Beautifully landscaped exterior with concrete walkways & patios, 3 separate fenced in courtyard areas offering unbelievable privacy. Three storage sheds offer space for all of your belongings! $419,900

Cindy Crockett REALTOR®, GRI Licensed in MD

410-430-0587 Cell Cindy@HilemanRealEstate.com

WEST OC TOWNHOME – GREAT LOCATION

Debbie Hileman OWNER/BROKER, GRI & CRS Licensed in MD, DE

443-235-5982 Cell Debbie@HilemanRealEstate.com

Located in West OC, this 3 BR, 2.5 Bath townhome has it all! Great location close to shopping, dining, beaches & amusements! Enjoy amazing views of the large central Pond from your upper balcony & lower deck. Walk to the clubhouse with indoor & outdoor pool, tennis, playground & fitness center. Granite breakfast bar, upgraded appliances, gas fireplace, marble tile flooring, crown molding & assigned parking. Attached storage New Price $395,000

YOUR COASTAL PARADISE AWAITS!

Terri Bradford Associate Broker, GRI 410-430-6875

Bethany Drew Associate Broker, GR

410-430-2602 Licensed in MD, DE PO2Team.com Powerof 2 @PO2Team.com

ENJOY THE SMALL TOWN CHARM OF BERLIN!

This 2 bed 1.5 bath waterfront condo is a perfect beach getaway. Whether it's relaxing on your deck overlooking the bay or taking your boat out on the water, this home offers so much more than just a water view! The living room has been updated with newer laminate flooring, new drywall, and has been freshly painted. The kitchen features granite countertops, new appliances, and new cabinets. The primary bedroom offers a half bath and a glass slider that leads out to the waterfront deck. Located in northern Ocean City, you are only a few minutes from everything OC has to offer. Don't miss out on this opportunity and schedule your showing today.

$334,900

This 2000 sq ft Rancher is on a highly elevated corner lot, almost 1/2 acre. Crown molding, chair rails, hardwood flooring, Formal Living and Dining Rooms, Family Room with fireplace, a kitchen with an adjacent breakfast area. Three nicely sized bedrooms, laundry room, rear concrete patio, 3 season Vinyl Tech screened porch. Central A/C new in 2023, and the main roof 3 years old. Included is a 450 sq ft workshop & a separate storage shed! Large yard shaded by mature PRICE REDUCED $449,900

0C WATERFRONT with BOAT DOCK Move in by the holidays...This waterfront 3-bedroom town home offers easy access to the bay and all of Ocean City. Close to the beaches, shopping, restaurants. Roof has a 50-year warranty and was installed approx. 3 years ago. Walk right out your back door to your privately deeded boat dock. Open floor concept with plenty of room for everyone. Many decks to enjoy outside and fantastic sunsets. Buyers should do their own due diligence to measure property and confirm all information to their satisfaction including but not limited to schools, sizes, tax information.

$440,000

Lynette Bridges-Catha CRS, PMN, GREEN, SRES Licensed in MD, DE

443-497-3128 Cell Smilin4shore@comcast.net


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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

JANUARY 2024

Program helps kids with financial literacy The Coastal Association of Realtors is committed to ensuring that students in the local school systems have a leg up on the financial literacy and career knowledge they need to stay in the region and lead prosperous lives. With that in mind, the association has partnered with Junior Achievement of the Eastern Shore to sponsor an ‘Inspired by Experience’ storefront to house activities for both its BizTown and Finance Park programs. A Housing Opportunity grant from the Realtor Party is helping to make it possible. The 1,100-member association made a $75,000 three-year commitment to Junior Achievement, which has just completed building a 25,000-square-foot facility in Salisbury, that will centralize financial education for K-12 students across the Eastern Shore. In addition to the Realtor Party Housing Opportunity Grant, the Coastal Association contributed funds of its own, and received support from its local MLS, the Maryland Association of Realtors, and 16 brokers and affiliate members. CAR Executive Director Bernie Flax gave credit to association Past President Grace Masten, who accepted the challenge of raising

Coastal Association of Realtors members take a tour of the new Junior Achievement BizTown at the installation of officers in October. Directing traffic with the microphone is CAR Executive Director Bernie Flax.

$75,000, and the whole board, whose support will be a powerful legacy to hand forward, she said. “This is a very big deal. The Junior Achievement program operates mostly in metropolitan areas, so we’re lucky they are here at all, and partnering with them gives us the

power to leverage our resources much further than if we were acting alone. When the students in this program graduate from high school, they’ll have a real-world understanding of a multitude of career paths and be equipped to make good financial decisions. That leads to more pros-

perous individuals, families, and communities,” Flax said. As partners, the Realtors will operate a “storefront” in the new facility’s mock town, serving over 12,000 students annually from the nine counties on Maryland’s Eastern Continued on Page 14

Coastal Association Affiliate Members Arrange the Change Sharon Knowles

Bayshore Appraisals, Inc Janet Jones

CMG Home Loans Shawn Hunt Devon Eastlack Amanda Garcia Kaitie Huttenberger Beth Hunt Zack Hunt Aaron Jones Samuel Kotzur Kristine Labert

Bayshore Mortgage Funding Holly Oertel

Coastal Appraisals, LLC Jennifer Yuhas

Brennan Title Company John Brennan Daniel Erb Peter McGough

Community Title Network Devin Holland Christopher Mancini Caitlyn MacWha

Bright Title and Settlement Services, LLC Sam Greenfeld

Construction Delmarva Chris Eschenburg

Authority Inspections John James Bay Acquisitions Inc Harry Hammel

Brumbley Appraisal Services Alfred Brumbley Caliber Home Loans Joel Bailey Capturing Horizons Ashlyn McGuigan Capital Area REALTORS® Federal Credit Union Tony Launi Capitol Title Group Kathy Burton Maura Burton Pilar Burton Cardinal Settlements Matt Chance Mac McGraw

CTW Real Property Appraisals C Terence Wittstadt

Elite Valuations, Inc Kathleen Hoffman Stephanie Rinck

Marr Appraisals Inc Kenneth Marr Elizabeth Filgueras

First Home Mortgage Corp Conner Saulsbury Robert Budd Eric Short

Maryland Department of Housing and Community Development Cecilia Weller

First Shore Federal S & L Susan Vincent Randy Merritt Jr Debra Tingle Gary K. Marshall Insurance Agency David Galeone Gismondi Insurance Assoc Beth Gismondi Goosehead Insurance Melissa Geeslin Greater OC Chamber of Commerce Olive Mawyer

D3 Corp John Gehrig

Guaranteed Rate Affinity Paul Soule Adam Pradon

DeChant Appraisal & Realty Srv Michael DeChant

Hawkins Electric Jordan MacWha

Deeley Insurance Group Laura Bren Jill Gormley

High Tech Home Inspections Scott Donnelly Christopher Lane

Delmarva Appraisals LLC Beverly Wilson Derrick Elzey State Farm Insurance Derrick Elzey Direct Mortgage Loans-Stephen Decatur Hwy Billy Apostolou Jeff Dobrzykowski

House Master Kathy Hoffman Integrity Appraisals Karen Vara JDog Junk Removal & Hauling Ocean City Carol Vaillancourt L Turner Appraisals LeRoy Turner

CG Accounting Group Phillip Cheung

Direct Mortgage Loans-Ocean Gateway Julie Keenan Allen Payne

Lakeside Title Delmarva, LLC Diana Dovel Jenny Catron

CK Capital Management Corp Bill McCormick

Draper & Kramer Mortgage Corp Matthew Patterson

Clean Power Wash & Delmarva Christmas Lights Rob Anderson

Eastern Title and Settlement Josh Greene Jay Dixson Min Hu

Landmark Insurance – Financial Group Colleen Richardson Colleen Nichols Main Street Home Loans Norman Tucker Kim Tucker Debbie Wayland

Maryland Title Service Helene Parks Richardson Karen Graham Joseph Raskauskas Chrissy Roberts Gina Williams Mid-Atlantic Settlement Services Susan Lloyd Kelly Green Movement Mortgage - Ocean City Joe Brach Liz Buckley Christina Fuller Justin Kozera Kenneth Lee Caleb Miller Allen Payne Pam Rocco Jason Shoff Movement Mortgage - Salisbury Hope Morgan Patrick Clark Hamilton Morgan Joan Mulvaney Kaytlyn Senkbeil MSC Home Inspectors James Howard Nations Lending Chris Short Savannah Kinavey Oracle Home Inspection Paul Vaillancourt Presidential Bank Mortgage Mike Bradley Primary Residential Mortgage, Inc Amy Fichter PrimeLending Rod Flowers Property Diagnostics, Inc. Glenn Ferber

Pro-Spect Inspection Services Nicholas Strayer Tori Cave Jonathan Fourquet-Laboy Tim Harriger Eric Hastings Bradley King River Run Hunt Crosby RTI-Solutions Stephen Gladwin Megan Paul Sage Title Group, LLC Jennifer Thompson Salisbury Neighborhood Housing Cheryl Meadows Michelle Neal Amanda Smith Shorlock Home Inspections, LLC Jay Aydelotte Cody Aydelotte Superior Appraisal Service Carrie Brown T & G Builders, Inc Gary James Maureen James John Rego The Gold Standard Inspection Company Todd Williams The Mortgage Link, Inc Chrissy Summers Tidemark FCU Sam Kazmi Waterstone Mortgage Jason Cook Maurice Heckscher Melissa Mattie Kerry Runkles Joe Steward Whitecap Mortgage Jocelyn Succarotte Kimberly Damadio Mark Succarotte Whitehead Rental Management Austin Whitehead Micki Rickards


JANUARY 2024

REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

Ocean City Today Major Mar ket Impact Let Buyers & Sellers K n o w W h o & W h e r e Yo u A r e !

www.OceanCityToday.com News | Sports | Lifestyle | Business | Obituaries | Classifieds | Public Notices | E-Edition

11934 Ocean Gateway, Suite 6, Ocean City, MD • 410-723-6397

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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

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JANUARY 2024

Realtors, Junior Achievement 2024 PUBLISHING join for business instruction

SCHEDULE

PRESIDENTS’ DAY WEEKEND

WHITE MARLIN OPEN (AUG. 5-9)

Feb. 16th

August 2nd

EASTER WEEKEND

LABOR DAY WEEKEND

March 29th

August 30th

SPRINGFEST WEEKEND

OCEANS CALLING WEEKEND

May 3rd

October 4th

MEMORIAL WEEKEND

SUNFEST WEEKEND

May 24th

October 25th

JULY 4TH WEEKEND

THANKSGIVING WEEKEND

June 28th

November 29th

Dates are listed as the Friday Publishing Date of Paper

NEW YEAR’S WEEKEND December 27th

Dates are subject to change

Continued from Page 12 Shore. The Realtors have helped to write a curriculum for their storefront that will focus on financial literacy, homebuying, and careers in the real estate industry. If all goes as planned, students will visit the facility at least twice during their schooling. Junior Achievement of the Eastern Shore provides learning experiences that align with national and state standards, and its curriculum is proven to increase students’ knowledge of topics related to personal finance, work and career-readiness, and entrepreneurship. The age-appropriate programs are designed to introduce these concepts to young children. “Once students are in 11th-12th grade, their financial interests might be limited to making car payments,” Flax explained. “If we can catch their attention before that point, we can give them a bigger picture with bigger goals, such as the benefits of homeownership, and what it means for a family’s wealth. We want them to internalize, ‘Hey – if I take a nickel out of every dollar, then when I’m 60…’” To keep the goal of homeownership top-of-mind, students visiting

the Realtor storefront are given branded rubber bracelets declaring, ‘Coastal Realtors predict I’m a future homeowner.’ The Realtor team shopped locally to furnish its storefront space with a homey atmosphere that is conducive to serious learning: a long farmhouse table, a large rug, a vintage fireplace surround (found on the side of the road!) and a dresser and trunk for storing materials. Participating brokerages have chipped in additional branded swag, from flashlights to mini footballs, for use in the interactive lessons on commerce and the economy. The storefront welcomed its first students at a soft opening in late September and looks forward to the facility’s grand opening on Oct. 30th. Flax said the association is immensely grateful for the Realtor Party’s support and believes that their efforts will set up the next generation of Eastern Shore residents for success. “Together, with the support of passionate volunteers, mentors, and advocates, we can make a profound impact on the lives of young people and shape a brighter future for and in our local communities,” she said.

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JANUARY 2024

REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

PAGE 15

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REAL ESTATE RESOURCE: COASTAL ASSOCIATION OF REALTORS /OCEAN CITY TODAY

JANUARY 2024

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