Seven habits of effective credit admin in commercial banks

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Seven Habits of Effective Credit Admin in Commercial Banks

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


Instructor Profile:

Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender for SouthTrust Bank (a large Southeastern Regional Bank) and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta (Community Bank). Most of his career has been spent in Credit Administration, Lending (Commercial, Consumer and Real Estate), Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individuals, Middle Market Companies, Small Businesses, Real Estate and Non-Profit Organizations and managed several loan officers with portfolio management responsibilities.

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


Description: This course is intended to provide guidance on how to develop and maintain a Credit Administration function that will provide guidance to anyone involved in the credit function of the bank and to insure safeguards are in place to manage the bank's loan portfolio in a safe and sound manner. This principle is paramount especially in this economic environment and close scrutiny being applied by the regulatory authorities.

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


Why Should you Attend? Imagine finding yourself suddenly in a senior credit administration position at your bank due to required personnel changes as a result of frequent credit losses; Or, your bank's credit admin seems disconnected, un-organized and free flowing and lacks effective management over sight; Or you are in a lending position and the credit administration function at your bank fails to provide structure, guidance and leadership. If any of these scenarios point to you or your financial institution, this course will address the factors you need to know to make a positive difference in the credit administration at your bank.

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


Objectives of the Presentation: There are seven distinct characteristics well managed and successful banks have in their Credit Administration area. This course will evaluate the reasoning and requirements for each of these characteristics so that the participant can begin the process of developing such a culture within their respective organization. The seven characteristics are as follows:  Well Defined Credit Culture Established and Supported by  Highly Effective Risk Assessment and Credit Underwriting System  Highly Effective Credit Committee  Utilize Credit Risk Rating to Identify Risk in the Loan Portfolio  Loan Documentation Procedures  Effective Loan Portfolio Management  Calculating and Maintaining an Adequate Allowance for Loans and Lease Losses

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


Who can Benefit:     

Directors Bank Accountants Consumer Lenders CEOs & Presidents Commercial Loan Officers Loan Review Personnel Chief or Senior Credit Officers Branch Managers Chief or Senior Loan Officers Consumer Loan Officers Commercial Loan Officers Loan Review Personnel

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


Live Session - How it works?  Username and Password will be sent to you 24 hours prior to the webinar  Presentation handouts in pdf format will be mailed to you  Login to the session using the username and password provided to you  Get answer to your queries through interactive Q&A sessions via chat  Get certification of attendance.

Recorded Session - How it works?  A link will be provided to you upon purchase of the recorded session  Please click on the link to access the session  Presentation handouts in pdf format will be mailed  Get certification of attendance.

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


Get Connected With Us:

www.onlinecompliancepanel.com

www.onlinecompliancepanel.com | 510-857-5896 | customersupport@onlinecompliancepanel.com


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