50plus LIFE Chester County March 2018

Complimentary Chester County Edition

March 2018 Vol. 15 No. 3

doing the heart’s work page 4

art & antiques: frank lloyd wright objects page 8

preventing colon cancer page 10

Savvy Senior

Income Tax Filing Requirements for Retirees Jim Miller

filing status and age, you probably won’t have to file. But if it’s over, you will.

Dear Savvy Senior, What are the IRS income tax filing requirements for seniors this year? I didn’t file a tax return the past two years because my income was below the filing requirements, but I got a part-time job late last year, so I’m wondering if I’m required to file this year.

– Part-time Retiree

• Single: $10,400 ($11,950 if you’re 65 or older by Jan. 1, 2018) • Married filing jointly: $20,800 ($22,050 if you or your spouse is 65 or older or $23,300 if you’re both over 65)

Dear Part-time, Whether or not you are required to file a federal income tax return this year will depend on how much you earned last year (in 2017) and the source of that income, as well as your age and filing status.

Here’s a rundown of this tax season’s (2017) IRS tax filing requirement thresholds. For most people, this is pretty straightforward.

If your 2017 gross income — which includes all taxable income, not counting your Social Security benefits, unless you are married and filing separately — was below the threshold for your

• Married filing separately: $4,050 at any age • Head of household: $13,400 ($14,950 if age 65 or older) • Qualifying widow(er) with dependent child: $16,750 ($18,000 if age 65 or older)

Premier Orthopaedics is delighted to welcome Dr. Scott Ritterman to our medical staff

Glenn E. Lipton, M.D.

James T. Guille, M.D.

Scott Ritterman, M.D.

Nikos K. Pavlides, M.D.

Linda P. D’Andrea, M.D.

Dr. Ritterman specializes in joint replacement surgery and is trained in all aspects of fracture care, including OPERATIVE and NON-OPERATIVE TREATMENT as well as sports medicine.

At Premier Orthopaedics we take great pride in delivering the highest quality of care in the community across a full range of services, including:

To get a detailed breakdown on federal filing requirements, along with information on taxable and nontaxable income, call the IRS at (800) 8293676 and ask them to mail you a free copy of the Tax Guide for Seniors (publication 554), or see www. irs.gov/pub/irs-pdf/p554.pdf.

Check Here Too There are other financial situations that can require you to file a tax return, even if your gross income falls below the IRS filing requirement.

For example, if you had earnings from self-employment in 2017 of $400 or more, or if you’re receiving Social Security benefits and half your benefits plus all other income, including tax-exempt interest, exceeds $25,000 (or $32,000 if you are married filing jointly), you’ll probably need to file.

To figure this out, the IRS offers an interactive tax assistant tool on their website that asks a series of questions that will help you determine if you’re required to file or if you should file because you’re due a refund. It takes less than 15 minutes to complete.

You can access this tool at www.irs.gov/filing; click on the “Do I Need to File?” button. Or, you can get assistance over the phone by calling the IRS

• Joint replacement • Sports medicine • Spine surgery • Hand surgery • Foot surgery • Medicare approved in-office injections for joint pain/osteoarthritis • Bracing and assistive devices • Pediatric, adult, and geriatric sub-specialties within the group

Dr. Ritterman will be seeing patients out of our Brandywine Hospital location

* APPOINTMENTS WITHIN 24 HOURS * To schedule an appointment, please call

(610) 792-9292

or visit us on the web at www.premierortho.com.

Brandywine Institute of Orthopaedics 1561 Medical Drive Pottstown, PA 19464 (610) 792-9292

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March 2018

Premier Physical Therapy in Pottstown 1561 Medical Drive Pottstown, PA 19464 (484) 941-6734

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Brandywine Hospital 201 Reeceville Road Suite 24 Coatesville, PA 19320 (610) 792-9292

Providing compassionate professional care in the comfort of your home to improve the quality of your life during times of illness, disability and recuperation.

HOME HEALTHCARE PRIVATE DUTY HOME INFUSION HOSPICE REHAB EQUIPMENT SERVICES FOR MORE INFORMATION PLEASE CALL 610-314-1667

www.50plusLifePA.com

helpline at (800) 829-1040.

You can also get face-to-face help at a Taxpayer Assistance Center. See www. irs.gov/localcontacts or call (800) 829-1040 to locate a center near you.

Check Your State Even if you’re not required to file a federal tax return this year, don’t assume that you’re also excused from filing state income taxes. The rules for your state might be very different.

Check with your state tax agency before concluding that you’re entirely in the clear. For links to state tax agencies, see www.taxadmin.org/state-taxagencies.

Tax Preparation Help If you find that you do need to file a tax return this year, you can get help

through the Tax Counseling for the Elderly program.

Sponsored by the IRS, TCE provides free tax preparation and counseling to middle- and low-income taxpayers, age 60 and older. Call (800) 906-9887 or visit www.irs.treasury.gov/freetaxprep to locate a service near you.

Also check with AARP, a participant in the TCE program that provides free tax preparation at around 5,000 sites nationwide. You don’t have to be an AARP member to use this service.

To locate an AARP Tax-Aide site, call (888) 227-7669, visit www.AARP. org/findtaxhelp, or check out the local listings included in this issue of 50plus LIFE. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit www.savvysenior.org. Jim Miller is a contributor to the NBC Today show and author of The Savvy Senior book.

At Your Fingertips Helpful numbers, hotlines, and local businesses and organizations eager to serve you—all just a phone call away.

Disasters American Red Cross Greater Brandywine (610) 692-1200

Domestic Violence (800) 799-7233

Chester County Emergency Services (610) 344-5000

PACE (800) 225-7223

Salvation Army Coatesville (610) 384-2954

Senior Healthlink (610) 431-1852

Salvation Army West Chester (610) 696-8746

Social Security Administration (800) 772-1213

Emergency Numbers Central Pennsylvania Poison Center (800) 521-6110

Southeastern Pennsylvania Medical Institute (610) 446-0662

Office of Aging (610) 344-6350/(800) 692-1100

Hearing Services Pennsylvania Office for the Deaf and Hard of Hearing (800) 233-3008 V/TTY

Financial Services Internal Revenue Service (800) 829-3676 Funeral & Cremation Services Cremation Society of Pennsylvania Serving Chester County (800) 720-8221 Health & Medical Services Alzheimer’s Association (800) 272-3900 American Cancer Society (800) 227-2345 American Heart Association (610) 940-9540 Arthritis Foundation (215) 665-9200 Centers for Disease Control and Prevention (800) 232-4636 Coatesville VA Medical Center (610) 383-7711 www.50plusLifePA.com

National Osteoporosis Foundation (800) 223-9994

JEWELERS American Gold & Estate Buyers, Inc. 363 E. Lincoln Highway, Exton (484) 872-8216 Legal Services Lawyer Referral Service (610) 429-1500

home care services Shanahan Home Care & Hospice (610) 314-1667

Legal Aid of Southeastern Pennsylvania (610) 436-4510 medical equipment & supplies Amramp 835 Sussex Blvd., Broomall (800) 649-5215; (610) 585-2308 Nutrition Meals on Wheels Chester County Inc. (610) 430-8500 Pennsylvania Hunger Action Center (800) 366-3997

home equity loans Glendale Mortgage (610) 853-6500; (888) 456-0988

Office of Aging Chester County Department of Aging Services (610) 344-6350

home improvement Amramp 835 Sussex Blvd., Broomall (800) 649-5215; (610) 585-2308

Orthopedics Premier Orthopaedics Locations in Coatesville and Pottstown (610) 792-9292

Housing Assistance Community Impact Legal Services (610) 876-0804

personal services Butler-Ette Services (484) 770-8059

Housing Authority of Chester County (610) 436-9200

Pharmacies CVS/pharmacy www.cvs.com

Housing Authority of Phoenixville (610) 933-8801

Not an all-inclusive list of advertisers in your area.

Physicians Gateway Medical Associates Locations in Coatesville, Downingtown, Lionville, and West Chester (610) 423-8181 retirement living Friends Home in Kennett 147 W. State St., Kennett Square (610) 444-2577 Harrison Senior Living Locations in Christiana and East Fallowfield (610) 384-6310 The Hickman 400 N. Walnut St., West Chester (484) 352-2307 Senior Centers Coatesville (610) 383-6900 Downingtown (610) 269-3939 Great Valley (610) 889-2121 Kennett Square (610) 444-4819 Oxford (610) 932-5244 Phoenixville (610) 935-1515 Wayne (610) 688-6246 West Chester (610) 431-4242 transportation ROVER Community Transportation/ Krapf Transportation (484) 696-3854

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Cover Story

Doing the Heart’s Work Corporate Office

3912 Abel Drive, Columbia, PA 17512 Phone 717.285.1350 • Fax 717.285.1360 Chester County: 610.675.6240 Cumberland County/Dauphin County: 717.770.0140 Berks County/Lancaster County/ Lebanon County/York County: 717.285.1350 E-mail address: info@onlinepub.com Website address: www.onlinepub.com

PRESIDENT AND PUBLISHER Donna K. Anderson

EDITORIAL

Vice President and Managing Editor Christianne Rupp Editor, 50plus Publications Megan Joyce

ART DEPARTMENT Project Coordinator Renee McWilliams Production Artist Lauren McNallen

BUSINESS DEVELOPMENT Account Executives Janette McLaurin Jessica Simmons Angie Willis Account Representatives Matthew Chesson Jennifer Schmalhofer Gina Yocum Events Manager Kimberly Shaffer Marketing Coordinator Martha Lawrence

ADMINISTRATION Business Manager Elizabeth Duvall

Member of

Awards

50plus LIFE is published by On-Line Publishers, Inc. and is distributed monthly among senior centers, retirement communities, banks, grocers, libraries and other outlets serving the senior community.

On-Line Publishers, Inc. will not knowingly accept or publish advertising which may be fraudulent or misleading in nature.

Views expressed in opinion stories, contributions, articles and letters are not necessarily the views of the publisher. The appearance of advertisements for products or services does not constitute an endorsement of the particular product or service. The publisher will not be responsible for mistakes in advertisements unless notified within five days of publication. On-Line Publishers, Inc. reserves the right to revise or reject any and all advertising. No part of this publication may be reproduced or reprinted without permission of On-Line Publishers, Inc. We will not knowingly publish any advertisement or information not in compliance with the Federal Fair Housing Act, Pennsylvania State laws or other local laws.

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By Megan Joyce

happen easily. Your quilt is a good coping strategy for them when they’re longing for their Grieving is a beautifully home.’” selfish act. Despite what we Serendipitously, the day were already so fortunate to Delp decided to leave her job share with our departed loved in the hospice field to start a one, like children we succumb nonprofit grief center for kids to the insistent, thunderous was also the day Sipe was laid pulse in our hearts that off from her job at a garden screams indignantly for more, center. They finally decided to more, more — but instead of go into business together. toys or candy, we crave more At the time, The Oprah time, more chances, more Winfrey Show was running a memories. contest offering startup money Although she can’t bring for female entrepreneurs. For you more, Jenni Sipe has four months in 2001, Delp found a way to help you and Sipe worked diligently on preserve what was. writing their grant proposal.

A self-taught quilter, Sipe “We wrote the grant and has handcrafted more than mailed it, and on Sept. 10 it 50 healing quilts for families arrived at World Trade Center who have experienced loss.

No. 1,” Delp recalled. “On These memory quilts are Sept. 11, it was in the air. All hand stitched from pieces of the confetti that was flying clothing, fabric, and mementos Two of Sipe’s quilts brighten in the street [on 9/11] — that from a loved one’s life. a children’s playroom inside included our grant.”

“I try to capture the essence Olivia’s House.

Though their plans of a of their loved one,” Sipe said. joint business dissolved, Delp “I tell them not to wash went on to found Olivia’s House, a grief and loss the clothing so their scent will still be on them. center for children, and Sipe went on to establish The Sometimes I use a photo in the quilt that makes it Work of My Heart Quilts, creating personalized, even more special.” handmade quilts for grieving families with the hope Growing up, Sipe had always been “crafty,” with they “might find comfort from something to ‘wrap design inspiration coming from her life on family up in,’” Sipe said. farms.

Delp now refers families to Sipe when she thinks “My love of fabric goes back to my childhood a grieving child would benefit from having a quilt or when I made doll clothes out of fabric feed sacks on pillow made from their loved one’s personal items. my grandma’s treadle sewing machine,” Sipe said.

Sipe first meets with the family to talk about the She discovered quilting in 1975, helping to make memories they’d like to have preserved and to decide a quilt for the U.S.’s bicentennial and making which pieces of clothing or fabric to include. patchwork potholders, pillows, and other quilted “They brought these items to me in bags and items to sell at craft fairs. boxes, and in a quiet, light-filled space, we sat Customers would sometimes send her photos of former homes or farms they wished to remember, and together, shared tears and laughter, and reminisced,” Sipe said. “I truly feel honored each time I am Sipe began recreating those images in wall quilts. invited to create a special story quilt that will become It wasn’t until decades later that Sipe and someone’s keepsake for generations.” friend Leslie Delp, a bereavement specialist, began “When they tell their life story to Jenni — picking discussing a way their two passions could collide, to out clothing, sharing the memories — it’s very beautiful and beneficial effect. cathartic, very healing,” Delp said. “It’s a process; Delp saw the healing potential in the creation of there are many steps along the way, and every one of personalized quilts for grieving families.

“One time as she was showing [her quilts] to me, I those steps leads to healing.”

Sipe said it usually takes two to three months said, ‘You know, that’s a grief and loss issue — when for her to complete a project, depending on its size, someone takes a picture of their house that they’re which can range from an 11- by 13-inch pillow to a moving out of or a family farm that’s being sold 50- by 60-inch quilt. out of the family,’” Delp said. “‘That means that Sipe must cut the cloth items into squares and a person has to process that loss, and that doesn’t www.50plusLifePA.com

then machine piece and hand stitch the quilt, sometimes even recreating the loved one’s likeness in fabric.

For years, Sipe crammed all her creativity and hard work into a small section of her living room, both meeting with families and constructing the quilts there. In 2004 she built a studio in the back of her home.

“My heart would break each time I heard a new family story,” Sipe said. “Yet I was also uplifted by their courage to give voice and expression to their experiences.”

Presenting the finished quilt to the family is a humbling and emotional experience for Sipe.

“Everyone loves the quilts I make for them, and sometimes they cry when they see it for the first time,” Sipe said.

“First of all, they’re very surprised that Jenni can capture the beauty of their loved ones,” Delp said. “They have no idea how much the quilt will still smell like the person; there’s the therapeutic value of the aroma in the clothes that really takes that child back. When you wrap yourself up in the quilt, it’s almost like you’re wrapping up in a hug from that person.”

In 2005, Olivia’s House presented an exhibition called “Healing Hearts through Arts” at the Pullo Family Performing Arts Center. In addition to work from more than 50 local artists, the exhibit included 11 quilts Sipe had made for area families.

And in January 2016, Sipe began collecting stories and photos from 17 families to compose a book, The Work of My Heart, which relates each story

of loss and how Sipe’s quilt aided the healing process.

The book was printed in fall 2017.

The quilt Sipe made in memory of her grandmother is featured on the cover.

Inside, each recipient of Sipe’s quilts recounts the life of their loved one who has passed and the variety of fabrics used to commemorate them: t-shirts, neckties, sweaters, pants, bathrobes, knapsacks, dresses, handkerchiefs, pillowcases, and more, representing hobbies, sports teams, places traveled, universities, and oftenworn items of clothing.

Delp penned the book’s foreword and includes the story of her stillborn son, for whom Sipe created a memory quilt out of his unused baby clothes.

“When you can look at or hug a quilt, it’s just a constant reminder of how important that person was, and it takes you into [the family’s] healing by virtue of that spiritual healing you’re creating for them,” Delp said.

“They get to pick out the clothes, the design, and tell their story. They truly enjoy the process, and it is a gift.”

For more information on The Work of My Heart Quilts, visit www.theworkofmyheartquilts. com, call (717) 993-6648, or email quiltinglady@hotmail.com.

For more information on Olivia’s House, visit www.oliviashouse.org or call (717) 699-1133.

On the cover, Jenni Sipe is seated beside one of three quilts she created for Olivia’s House, a grief and loss center for children. This quilt welcomes visitors into the organization’s waiting area.

Historic Sugartown Seeks Volunteers The public is invited to a volunteer interest meeting at 7 p.m. Thursday, March 1, at Historic Sugartown’s Carriage Museum, 273 Boot Road, Malvern.

Historic Sugartown interprets early American life at a rural 19th-century crossroads village. The site seeks volunteers to help with special events throughout the year, school tours, www.50plusLifePA.com

general office work, and caring for the historic buildings and collections.

The volunteer interest meeting will be a chance to meet the staff of Historic Sugartown and learn about current volunteer opportunities. Light refreshments will be served.

Visit www.historicsugartown.org or call (610) 640-2667 to sign up to attend.

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Calendar of Events

Chester County

Support Groups Free and open to the public

Senior Center Activities

March 6, 1:30 p.m.

Grief Support Group Phoenixville Senior Center 153 Church St., Phoenixville (610) 327-7216

Coatesville Area Senior Center (610) 383-6900 250 Harmony St., Coatesville www.coatesvilleseniorcenter.org Mondays, Wed nesdays, and Fridays, 10:30-11:15 a.m. – Going Fit Exercise Program March 1 and 15, 11 a.m. to noon – Veterans Coffee Club March 14 and 28, 1-2 p.m. – Bingo

March 6 and 20, 5-6:30 p.m.

Bereavement Support Group Main Line Unitarian Church 816 S. Valley Forge Road, Devon (610) 585-6604 phoenixbereavement@yahoo.com Nondenominational; all are welcome.

March 6 and 20, 6:30-8 p.m.

Bereavement Support Group Brandywine Hospital Conference Room 2N 201 Reeceville Road, Coatesville (610) 998-1700, ext. 226 March 7, 6 p.m.

Memory Loss and Dementia Support Group Sunrise Assisted Living of Paoli 324 W. Lancaster Ave., Malvern (610) 251-9994 March 12 and 26, 10:30 a.m. to noon Caregiver Support Group Adult Care of Chester County 201 Sharp Lane, Exton (610) 363-8044

March 13 and 27, 6:30-8 p.m.

Bereavement Support Group Jennersville Hospital Conference Room B 1015 W. Baltimore Pike, West Grove (610) 998-1700, ext. 226 March 14, 1:30 p.m.

Family Caregiver Support Group Sarah Care 425 Technology Drive, Suite 200, Malvern (610) 251-0801 March 14, 7-8:30 p.m.

Hearing Loss Support Group Christ Community Church 1190 Phoenixville Pike, West Chester (610) 444-445 www.hearinglosschesco.com March 20, 6 p.m.

Family Caregiver Support Group Sunrise of Westtown 501 Skiles Blvd., West Chester (610) 399-4464 March 28, 6 p.m.

Living with Cancer Support Group Paoli Hospital Cancer Center 255 W. Lancaster Ave., Paoli (484) 565-1253

If you have an event you would like to include, please email information to mjoyce@onlinepub.com for consideration.

Community Programs Free and open to the public March 1, 7:30 p.m.

Compassionate Friends Valley Forge Chapter Good Shepherd Lutheran Church 132 E. Valley Forge Road, King of Prussia (484) 919-0820 www.tcfvalleyforge.org March 3 and 17, 5-10 p.m.

Bingo Night Marine Corps League Detachment 430 Chestnut St., Downingtown (610) 429-8174

March 6, 11:30 a.m.

West Chester University Retirees Luncheon For restaurant location, please email darsie@ verizon.net March 20, noon AARP Valley Forge Chapter Meeting St. Luke Evangelical Lutheran Church 203 N. Valley Forge Road, Devon (610) 647-1823

parks and recreation March 10, 2-4 p.m. – The Horseshoe Trail and Long-Distance Hiking, Warwick County Park March 11, 8-11 a.m. – Birding on the Schuylkill River Trail, Warwick County Park March 24, 2-4 p.m. – Maple Sugaring, Wolf’s Hollow County Park

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Downingtown Senior Center – (610) 269-3939 983 E. Lancaster Ave., Downingtown www.downingtownseniors.org Mondays, 11-11:45 a.m. – Wake Up! Cardio Tuesdays, 9:30 a.m. – Yoga Thursdays, 10 a.m. to noon – Massage Therapy Great Valley Senior Center – (610) 889-2121 47 Church Road, Malvern Mondays, 10:45 a.m. to 3:15 p.m. – Bingo (Open to the Public) Tuesdays and Wednesdays, 10 a.m. – Exercise M arch 23, 5 p.m. – “Abraham Lincoln” by Historian Ross Kershey at Paoli Hospital Kennett Area Senior Center – (610) 444-4819 427 S. Walnut St., Kennett Square www.kennettseniorcenter.org Oxford Senior Center – (610) 932-5244 12 E. Locust St., Oxford – www.oxfordseniors.org Wednesdays, 8:30-11:30 a.m. – Paint Class Phoenixville Area Senior Center – (610) 935-1515 153 Church St., Phoenixville www.phoenixvilleseniorcenter.org West Chester Area Senior Center – (610) 431-4242 530 E. Union St., West Chester www.wcseniors.org Thursdays, 1 p.m. – WCASC Chorus Just a snippet of what you may be missing … please call or visit their website for more information.

Library Programs Downingtown Library, 330 E. Lancaster Ave., Downingtown, (610) 269-2741 March 6 and 20, 6 p.m. – Knitters Club March 20, 10-11 a.m. – Book Walkers March 22, 1 p.m. – Senior Book Club Paoli Library, 18 Darby Road, Paoli, (610) 296-7996 Mystery Book Club – Call for dates/times

www.50plusLifePA.com

Fifties Flashback

Oh, You Beautiful Doll!

Randal C. Hill

Barbara Handler Segal has recalled strangers saying to her, “So you’re the Barbie doll!”

At first, she would turn and walk away; later, she learned to just stand and smile.

“It is very strange to have a doll named after you,” Segal has admitted. “Much of me is very proud that my folks invented the doll; I just wish I wasn’t attached to it.”

Californians Ruth and Elliot Handler manufactured dollhouse furniture, which they sold under their company name of Mattel. While successful, the Handlers were always casting about for one special item that would make Mattel an iconic name in the toy world.

In the early 1950s the Handlers’ daughter, Barbara (b. 1941), had enjoyed playing with dolls. Not the run-of-the-mill, cherub-faced, infant variety, but shapely teenage paper dolls that came with fashionable cutout wardrobes.

Ruth told Elliot that Mattel should offer a three-dimensional doll, designed as a young woman and with an appeal to older girls. Elliot opined that the idea would never fly.

On a 1956 trip to Switzerland, however, the Handlers serendipitously found a doll much like the one Ruth had envisioned. “Lilli” was a German adult novelty toy that — unbeknownst to the Handlers — was based on a cartoon

character who was, in reality, a prostitute.

Back home the couple spent three years developing a clean-cut counterpart to naughty Lilli, a doll that would proudly bear their daughter’s name.

On Barbie’s “official” birth date — March 9, 1959 — the doll debuted at a New York toy convention. On that day Barbie’s real-life namesake was a shy 17-year-old attending Los Angeles’s

Hamilton High School.

First-version Barbie came dressed in a zebra-striped swimsuit and possessed a waterfall of blond or brown hair.

She earned mixed reviews, with some critics grumbling that the voluptuous, long-limbed toy was too expensive ($3 at a time when the hourly minimum wage was $1) and, at 11 ½ inches — the original Lilli size — too small in comparison to traditional dolls.

The main problem, though, was Barbie’s overt sexiness. Sears quickly declared her unfit for their store shelves. However, Barbie quickly flew off everyone else’s shelves and eventually became the bestselling doll in history, with worldwide sales of 1 billion units.

please see DOLL page 14

Our new building will be complete in early 2018.

Welcome to the future of senior living in West Chester.

True to our Quaker roots and traditions, The Hickman is setting the pace for affordable senior living. Our new building will add 74 studio and one-bedroom suites to our resident community, featuring a secure dementia care program with its own outdoor garden.

“A feeling of belonging, comfort and caring… that’s The Hickman.”

Want to learn more, or get a sneak peek at the new building plans?

CALL TODAY

www.50plusLifePA.com

4 84 -352-2307 |

www.TheHickman.org

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Art & Antiques by Dr. Lori

Reach Active, Affluent Boomers & Seniors!

Lori Verderame

Reserve your space now for the 15th annual

Sponsor and exhibitor applications are now being accepted!

June 6, 2018 9 a.m. – 2 p.m.

Church Farm School 1001 East Lincoln Highway, Exton

Exhibitors • Health Screenings Demonstrations • Door Prizes

Why Participate?

It’s the premier event for baby boomers, caregivers, and seniors in Chester County • Face-to-face interaction with 1,500+ attendees • Strengthen brand recognition/launch new products

For sponsorship and exhibitor information:

(610) 675-6240

www.50plusExpoPA.com 8

March 2018

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The Market for Frank Lloyd Wright Objects

Frank Lloyd Wright’s buildings are Martin House in Buffalo, New York.

While Wright’s buildings were unmistakable. He designed private fascinating examples of modern residences, buildings of worship, American architecture in the early 20th office buildings, schools and ateliers, century, he urban civic also charted architecture, and even a a path for young major art museum. architects to follow.

Frank Wright Lloyd Wright was a highly (1867-1959) respected united the designer of an entire indoors with the building, Photo credit: Sailko from the outdoors in A Wright-designed dining table and six chairs foundation his buildings from Robie House on the University of highlighting to the Chicago’s campus. landscape furnishings, vistas, and this became a mainstay in the history of gardens, and waterfalls.

His Prairie-style structures focused architecture.

Wright designed windows in on the landscape, and his emphasis on what he called organic architecture stained and leaded glass, chairs, tables, made his buildings stand out in the serving pieces, built-in seating and th storage items, textiles, carpets, light realm of 20 -century modernism.

Wright’s designs reference history’s fixtures, planters, sculptures, etc. finest structures, from Renaissance These objects have become of great buildings, such as the Sistine Chapel, interest to collectors. to ancient Japanese pagodas.

Here are 10 Wright objects that He was interested in devising a plan have sold on the market in the last that would encourage visitors to make year, showing the interest in Frank a pilgrimage to discover the front Lloyd Wright as a designer of objects: door of the private homes, as with the famous Frederick C. Robie House • Hanging lamp, John Storer House on the campus of the University of in Hollywood, California, 1923 – Chicago. $36,000 He thoughtfully designed stained• Lounge chair, Clarence Sondern glass windows to fit within an overall House in Kansas City, Missouri, design aesthetic. His colorful windows 1939 – $15,000 for the children’s playhouse of the • Stained-glass window, Lake Geneva Avery Coonley House in Riverside, Hotel in Lake Geneva, Wisconsin, Illinois, focused on the family’s active 1911 – $10,000 lifestyle with young children.

Wright’s buildings made the hearth • Stained-glass window, Avery the center of the home. The nucleus of Coonley House in Riverside, Illinois, his residential structures, the fireplace 1908 – $8,500 served as a meeting place in Wright’s • Leather chair, Francis W. Little home designs with ample seating and House in Wayzata, Minnesota, circa room for a large roaring fire, as is the 1902-03 – $4,750 case in Wright’s architectural design of the massive hearth in the Darwin D. • Standing oak desk, Frank L. Smith www.50plusLifePA.com

Bank in Dwight, Illinois, 1905 – $4,500 • Upholstered bench, Unitarian Meeting House in Madison, Wisconsin, 1951 – $3,500 • Wastebasket, Larkin Building in Buffalo, New York, circa 1906 – $2,100

Photo credit: Sailko

Interior and front door of the Frederick C. Robie House.

• Bound carpet remnant, Arizona Biltmore in Phoenix, Arizona, 1929 – $300

updating a Wright home or building, many lovers of the Prairie style of modern architecture are quite satisfied with a planter, wastebasket, or carpet remnant designed by the great architect.

Today, these architectural elements are becoming much easier to find and afford.

“There’s no place like home.”

We agree.

–L. Frank Baum

Dr. Lori Verderame is an antiques appraiser, internationally syndicated columnist and Frank Lloyd Wright’s Darwin D. • Buffalo author, and Martin House in Buffalo, N.Y., Pottery award-winning during reconstruction in 2006. china plate TV personality with Larkin on History’s Company logo The Curse of Oak Island and Discovery’s

by Wright, circa 1905 – $150 Auction Kings. Dr. Lori presents antique appraisal events worldwide. Visit www.

As Wright enthusiasts consider drloriv.com/events or call (888) 4311010. taking on the project of buying and

Alzheimer’s Helpline Expands Hours The Alzheimer’s Foundation of America is expanding its national tollfree helpline to seven days a week to provide individuals with Alzheimer’s disease and their caregivers with assistance, support, and resources.

The helpline, which was previously open Monday through Saturday, now includes Sunday hours.

The new helpline hours, all listed in Eastern Time, are: • Monday-Friday, 9 a.m. to 9 p.m.

• Saturday, 9 a.m. to 1 p.m.

• Sunday, 9 a.m. to 1 p.m.

Through the helpline, AFA’s social workers field questions, offer tips and www.50plusLifePA.com

strategies, and provide referrals to local services in the caller’s area, no matter where in the United States they live.

AFA’s social workers are also available via Skype, live chat, and email.

“Alzheimer’s disease doesn’t only affect people during normal business hours; oftentimes, nights and weekends are when families need help the most,” Charles J. Fuschillo Jr., AFA’s president and CEO, said.

To reach AFA’s national toll-free helpline, call (866) 232-8484 or visit www.alzfdn.org to connect with AFA’s socials workers through email, live chat, or Skype.

That’s why Harrison Senior Living strives to provide warmth, comfort, and exceptional care from people you can trust, making our communities the next best thing.

www.Harrisonseniorliving.com Harrison House—Chester County 300 Strode Avenue East Fallowfield, PA 19320 610.384.6310 Harrison House—Christiana 41 Newport Avenue Christiana, PA 17509 610.593.6901

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March 2018

9

Preventing Colon Cancer – Don’t Be the 1 in 20

By Neal M. Shindel MD One in 20 people will get colon cancer in their lifetime. In fact, colon cancer is the second most common cause of cancer-related deaths in the United States.

But colon cancer can be prevented by regular colonoscopy exams, a visual examination of the colon and rectum performed by a physician.

There are many tests that can detect colon cancer, but only a colonoscopy enables physicians to identify precancerous growths (polyps) and remove them before they develop into cancer.

Colon Cancer, Polyps, and Colonoscopies: Basic Concepts • Approximately 50 percent of adults over the age of 50 have polyps growing silently in their large intestine (this includes the colon and the rectum).

• Polyps are benign (noncancerous) growths that develop on the inner lining of the colon wall.

They start small and grow slowly but have the potential to turn into cancer.

• It is estimated to take between five and 15 years from when a polyp begins for it to grow into cancer.

• A colonoscopy is a procedure that allows a specialized physician (a gastroenterologist) to examine the entire large intestine with a flexible, lighted videoscope. During the colonoscopy, almost all of the polyps that are found can be removed.

• W hen colon cancer is found, it can be cured 95 percent of the time provided that it is found in its earliest stages.

Most importantly: Removing polyps helps remove the risk of colon cancer developing. In fact, studies have shown that colonoscopies can reduce colon cancer deaths by as much as 90 percent.

March is National Colorectal Cancer Awareness Month Many people have concerns about preparing for the procedure as well as fears about the procedure itself. However, when asked, patients who have had a colonoscopy say that the preparation was not too uncomfortable and the procedure itself was easy because they were sedated.

Screening Options There are many types of screening exams, such as FIT testing, Cologuard, ColoVantage, CT colonography, and flexible sigmoidoscopy, but a colonoscopy is the only test that can prevent colon cancer as well as detect it in its early stages, when cure rates are about 95 percent.

Who Should Be Screened?

Every adult over 50 years of age should have colon cancer screening performed. It is now recommended that African-American individuals should start screening at age 45.

Although colonoscopy is the preferred screening method in the United States, any screening is better than no screening.

Individuals are considered average risk if they are over 50 years of age (45 years for AfricanAmericans) with no personal or family history of colon polyps or colon cancer, no history of familial

polyposis syndromes, and no history of ulcerative colitis or Crohn’s disease.

High-risk individuals are those with a personal or family history of colon cancer or precancerous colon polyps, a history of a familial polyposis syndrome, a personal history of ulcerative colitis, or Crohn’s disease.

High-risk individuals should start screening at age 40 or 10 years younger than the youngest affected family member.

Patients with a personal history of ulcerative colitis or Crohn’s disease or a family history of a familial polyposis syndrome may need to start screening significantly earlier. This should be discussed with your physician.

How is a Colonoscopy Done?

Generally, the physician will ask you to stay on a clear-liquid diet for 24 hours prior to the colonoscopy. A laxative drink will be prescribed, usually to be taken the evening before and the morning of the scheduled procedure.

Sedative medications are given, and most patients sleep through the entire procedure. The visual examination of the colon and rectum takes approximately 20-30 minutes.

Patients generally awaken within a few minutes after the procedure and feel alert and ready to eat within 20-30 minutes.

Even though patients may have concerns about having a colonoscopy, it is the most valuable tool for preventing any form of colon cancer.

When people understand how effective a colonoscopy is in preventing colon cancer and saving lives, they will usually put aside their concerns and reservations and undergo this potentially lifesaving procedure.

Neal M. Shindel, MD, is chief of gastroenterology at PIH Health and director of the Colon Cancer Prevention Alliance in Whittier, Calif. In practice for 32 years, he has performed over 50,000 colonoscopies.

Where friends become family.

At Friends Home, residents have the comfort of knowing that they can receive personal care without having to move. Our dedicated staff brings the care to them. Focusing on quality of life, combined with a comfortable setting, makes Friends Home unique.

Independent • Personal Care • Skilled Call (610) 444-2577 for more information or to schedule a personal tour.

Friends Home in Kennett | 147 West State Street | Kennett Square, PA 19348 Phone: (610) 444-2577 | Fax: (610) 444-2856 | www.friendshomeinkennett.org

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March 2018

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Credit: Readers.com

www.50plusLifePA.com

Fresh Fare

Simple Seafood Solutions for Lent With people across the country observing Lent, a religious tradition observed during the 40 days before Easter, it’s time to rethink the standard family meal menu.

This nearly eight-week period typically calls for a special diet.

Specifically, red meat is cut out on Fridays for some and for the entirety of Lent for others.

According to a study in the Journal of the American Medical Association, research shows eating seafood two to three times per week reduces the risk of death from any health-related cause.

Seafood also provides unique health benefits as a lean protein and is a quality source for omega-3 fatty acids, which are healthy fats essential to human health and development.

This simple recipe for Blackened Catfish with Quinoa and Citrus Vinaigrette can help you on your way to a more nutritious meal plan that includes consuming seafood twice per week.

If you can’t find catfish or prefer to substitute, any white fish—such as cod, mahi-mahi, or flounder—will work.

For more seafood recipes and

golden brown. Add edamame and sautéed corn to quinoa and set aside.

Blackened Catfish • 1 tablespoon peanut oil • 1 pound catfish, cut into four fillets • 5 tablespoons blackening seasoning

Photo courtesy of Getty Images

Lenten meal inspiration, visit www. seafoodnutrition.org.

Combine salt, pepper, cayenne pepper, garlic powder, and thyme.

Blackened Catfish with Quinoa and Citrus Vinaigrette Recipe courtesy of Chef Tim Hughes on behalf of the Seafood Nutrition Partnership.

Quinoa Salad • 1 tablespoon peanut oil • 1 cup corn, canned and drained or frozen and thawed to room temperature • salt, to taste • pepper, to taste • 1/2 cup edamame, shelled and thawed to room temperature • 3 cups quinoa, cooked

Servings: 4 Blackening Seasoning • 1 tablespoon salt • 1 tablespoon pepper • 1 tablespoon cayenne pepper • 1 tablespoon garlic powder • 1 tablespoon thyme

Heat and oil skillet. Add corn; salt and pepper, to taste, and sauté until

Heat cast-iron skillet to mediumhigh heat with 1 tablespoon peanut oil added. Coat both sides of catfish fillets with blackening seasoning. Add catfish to skillet and cook 5-6 minutes per side, or until well done.

Citrus Vinaigrette • 2 tablespoons lemon juice • 1 teaspoon lemon zest • 1 tablespoon honey • 1/2 teaspoon thyme • 2 tablespoons olive oil Whisk together lemon juice, lemon zest, honey, and thyme. Slowly add olive oil, whisking until dressing is formed.

Serve blackened catfish on top of quinoa salad and drizzle with citrus vinaigrette.

Family Features

Free Tax Assistance Offered Through April 17, the AARP Tax-Aide program will offer free one-on-one counseling as well as assistance on the telephone and Internet to help individuals prepare basic tax forms, including the 1040, 1040A, 1040EZ, and other standard documents.

The following are locations in your area. Please call for an appointment (unless otherwise noted) or visit www.aarp.org/money/taxaide for more information.

Avon Grove Library 117 Rosehill Ave., West Grove (610) 869-2004 Wednesday, 9 a.m. to 3:30 p.m.

Downingtown Senior Center 985 E. Lancaster Ave., Downingtown Tuesday – Thursday, 9 a.m. to 4 p.m.

(610) 269-3939

Chester County Library 450 Exton Square Parkway, Exton Mondays, noon to 5 p.m.

(610) 399-0515

Easttown Township Library 720 First Ave., Berwyn Mondays and Tuesdays 9:30 a.m. to 3:30 p.m.

(610) 644-0138

Coatesville Senior Center 22 N. Fifth Ave., Coatesville Tuesdays and Thursdays 9 a.m. to 3 p.m.

(610) 383-6900 www.50plusLifePA.com

Henrietta Hankin Branch Library 215 Windgate Drive, Chester Springs Fridays, 10 a.m. to 2:30 p.m.

Saturdays, 10 a.m. to 2:30 p.m.

(610) 321-1710

Kennett Area Senior Center 427 S. Walnut St., Kennett Square Tuesdays and Fridays, 9 a.m. to 3 p.m.

(610) 444-4819 Oxford Neighborhood Services Center 35 N. Third St., Oxford Tuesdays, 9 a.m. to 3 p.m.

(610) 932-8557 Oxford Senior Center 12 E. Locust St., Oxford Fridays, 9 a.m. to 3 p.m.

(610) 932-5244 Phoenixville Senior Center 153 Church St., Phoenixville

Monday – Thursday, 9 a.m. to 2 p.m.

(610) 935-1515 State Rep. Warren Kampf’s Office 42 E. Lancaster Ave., Paoli Wednesdays, 9 a.m. to 2:30 p.m.

(610) 251-2876 Surrey Services for Seniors 60 Surrey Way, Devon Fridays, 9 a.m. to 3:30 p.m.

(610) 647-6404 West Chester Area Senior Center 530 E. Union St., West Chester Monday – Friday 8:30 a.m. to 3:30 p.m.

(610) 431-4242

50plus LIFE u

March 2018

11

The Bookworm Sez

Aging Thoughtfully Terri Schlichenmeyer

Kicking and screaming.

That’s how you’ll go into your twilight years: The calendar might say one thing, but you’re not going to pay it any mind.

There’s still a lot of pep in your step, so, as in the new book Aging Thoughtfully by Martha C. Nussbaum and Saul Levmore, shouldn’t the way you spend your golden years be your decision?

Once upon a time in the nottoo-distant past, the average life expectancy was around 50 years, while the median retirement age was 74.

Back then, retirement didn’t involve Social Security or other government programs; instead, people worked until they couldn’t.

Today, there are “more choices, and this book is about these choices.”

First of all, why retire at all? There are laws in the U.S. that say you don’t have to, says Levmore, but he’s in favor of changing them — especially if businesses institute “defined benefit plans,” which are often seen in government jobs but rarely in the private sector.

These changes would benefit employers, who could better maintain

and because productivity; they are treated younger workers equally. needing jobs; and Statistically older workers, if speaking, as we Social Security age, we rely less was tweaked a on plastic surgery bit. and more on the It would also idea that wrinkles help with “the are “glamorous” people normally — a notion that labeled as the can absolutely be elderly poor,” pushed “too far.” since defined We tend to benefit plans Aging Thoughtfully: live our lives would give them Conversations about “backward,” more month-toRetirement, Romance, Wrinkles, & Regret which is OK; month income.

By Martha C. Nussbaum doing so offers But retirement and Saul Levmore time to deal with … one can only c. 2017, Oxford University Press negative emotions golf so much.

264 pages and unfulfilled What next? regrets.

Retirement allows Here, we learn for a “second career,” says Nussbaum, either one that pays or the reasons for those pearl-clutching May-December romances we see in one of volunteerism. the tabloids.

For those kinds of choices, she And we get advice on giving while looks at Finland, where retirement is mandatory at a relatively young age. It we can still say where our assets works because the Finns have excellent should go.

I struggled a lot with this book, healthcare, because they have ample time for better retirement preparation, and I’m ultimately disinclined to

recommend it.

Here’s why: Though Aging Thoughtfully is a series of “conversations” about getting older, its basis is really old — as in, ancient philosophy and Shakespeare.

While that doesn’t make it a bad book by any means, it does mean that its usefulness is limited. Readers looking for advice will have to look harder because that’s buried in Cicero and King Lear; those in search of solid research will find it scattered between philosopher John Rawls and Cato the Elder.

Yes, there are conversations within these pages, and they’re thoughtprovoking, maybe even comforting, but they’re not really accessible for the average reader.

Should you decide to tackle this book, do so with awareness of what you’re in for here. Aging Thoughtfully isn’t bad but, for most people, it’s going to make you scream.

The Bookworm is Terri Schlichenmeyer.

Terri has been reading since she was 3 years old and she never goes anywhere without a book. She lives on a hill in Wisconsin with two dogs and 14,000 books.

Vietnam War Veterans Day Returns March 29 For the second year, American flags should be displayed March 29 to mark National Vietnam War Veterans Day. The 2017 Vietnam War Veterans Recognition Act was the first federal statute that specifically provides for the honoring of Vietnam War veterans.

Last year, both chamberss of Congress unanimously passed bipartisan legislation authored

by Sen. Pat Toomey (R-Pa.) and Sen. Joe Donnelly (D-Ind.).

President Trump then signed National Vietnam War Veterans Day into law.

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The Vietnam War Veterans Recognition Act represents the first federal statute recognizing the bravery and sacrifice of veterans who served during the Vietnam War. Vietnam Veterans of America and Veterans of Foreign Wars supported the act, as did AMVETS Department of Pennsylvania.

Sgt. Harold Redding, a Vietnam veteran from York, came up with the concept of the legislation.

March 29, 1973, was the day the last combat troops were ordered out of Vietnam. While numerous troops remained

behind before the fall of Saigon, March 29 holds great meaning for many Vietnam veterans.

• The official Vietnam era lasted from Aug. 5, 1964, to May 7, 1975.

• Total U.S. casualties: 58,220 • Total Pennsylvania casualties: 3,147 • Year of greatest casualties: 1968 (16,899) • 2,709,918 Americans served in uniform in Vietnam.

• Average age of the men killed: 23.1 years • 97 percent of Vietnam veterans were honorably discharged.

Sources: U.S. Wings, National Archives

www.50plusLifePA.com

The Beauty in Nature

Easily Seen Predators Clyde McMillan-Gamber

American kestrels, red-tailed hawks, ground for prey. When a potential belted kingfishers, and great blue victim is spotted, each red-tail dives herons are common, easily spotted rapidly with claws extended to catch predatory birds here in southeastern the critter. Red-tails and kestrels both Pennsylvania, as elsewhere. snare prey with their eight sharp, All these species are permanent curved talons. residents in this area, nesting and Belted kingfishers perch on tree wintering here. Kestrels and red-tails limbs that reach over ponds and hunt rodents and other creatures in waterways to watch for frogs, crayfish, fields and along and small fish. roadsides, and the And, like kestrels, kingfishers and kingfishers hover herons stalk fish on quickly beating and other aquatic wings facing into creatures in local the wind as they waterways and look for prey human-made animals. When a impoundments. potential victim Kestrels are is spotted, each attractive, small kingfisher dives hawks that are beak-first into the often seen perched water to grab the American kestrel. on roadside wires, victim with its watching for mice long, stout bill. along roadside Stately great shoulders through blue herons stand each year, and about 5 feet tall and grasshoppers there wade cautiously in summer and in waterways and autumn. impoundments to Interestingly, catch fish, frogs, kestrels are also crayfish, water seen hovering snakes, and other lightly, rapidly water creatures with beating wings into their lengthy beaks. the wind, as they Since these look for rodents herons are much and grasshoppers larger than in fields and grassy kingfishers, they are medial strips of able to snare bigger Great blue heron. expressways and fish, thus reducing along the edges of competition for country roads, where field mice can be food with kingfishers. Great blues also plentiful. catch goldfish and koi from backyard Red-tailed hawks perch high in lone goldfish ponds, much to the dismay of trees in fields and along hedgerows the pond owners. between fields, where they watch These permanent-resident, for field mice and gray squirrels to predatory birds are easily seen in consume. Those hawks are most cropland and farmland waterways and readily seen in winter when foliage is impoundments, where they watch for off the trees. prey animals to eat. They help make And red-tails soar gracefully in those local habitats interesting, as they circles high in the sky as they scan the do through much of North America. www.50plusLifePA.com

April 9, 2018 May 30, 2018 9 a.m. – 2 p.m.

Wyndham Hotel York

NEW LOCATION!

2000 Loucks Road York

9 a.m. – 2 p.m.

Crowne Plaza Reading Hotel 1741 Papermill Road Wyomissing

Please, join us!

This combined event is FREE for veterans of all ages, active military, and their families.

At the Expo

Veterans Benefits Community Services Products and Services Available Support/Assistance Programs Education/Training Services

At the Job Fair

Employers Job Counseling Workshops/Seminars Resume Writing Assistance Principal Sponsors: Sponsored by:

Disabled American Veterans • Pennsylvania American Legion Pennsylvania National Guard Outreach Office • Pennsylvania State Headquarters VFW Vibra Health Plan • Worley & Obetz, Inc.

Sponsor & Exhibitor Opportunities Available

www.veteransexpo.com (717) 285-1350 www.olpevents.com

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March 2018

13

DOLL from page 7 Barbie offered an extensive optional wardrobe and, later, morphed through numerous occupations and ethnicities.

Along the way, feminists often railed against her, labeling Barbie a vacuous bimbo and crying out that her proportional measurements (36-18-33) were unrealistic and potentially unhealthy for impressionable young girls who wanted to emulate her.

In 1961 Barbie’s boyfriend, Ken, arrived in stores. In doll form, he was California-beach cool, but the human Ken — named after Barbara’s real-life brother — once admitted, “I was a real nerd. I played the piano and went to

movies with subtitles.”

At age 18 Barbara Handler married Allen Segal. They had two children, including a daughter named Cheryl. There’s no doubt that Cheryl Segal was raised with the usual delights of any typically well-off Southern California girl.

Except for one.

Cheryl never owned a Barbie doll.

Although Randal C. Hill’s heart lives in the past, the rest of him resides in Bandon, Ore. He can be reached at wryterhill@msn.com.

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SUPPORT our service members, veterans and their families in their time of need. For more information visit the Fisher House website at www.fisherhouse.org

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Reverse Mortgage: Reliability, Accessibility, Expandability, Flexibility, Insurability In a recent blind “taste test,” a large sampling of seniors was told the pros and cons of obtaining two financial products, without revealing the names of those products.

The overwhelming majority chose the product that offered: • Reliability – It could not be canceled, reduced, or frozen • Accessibility – Qualifying was easy on a fixed income • Expandability – It had a built-in cost-ofliving adjustment • Flexibility – No requirement to make payments, but payments accepted if desired • Insurability – A non-recourse loan by which neither the heir, nor the estate, would ever be burdened The seniors were surprised to learn the financial product that would eliminate their mortgage payment and provide tax-free funds for any purpose was the home equity conversion mortgage, often called a reverse mortgage.

Of course, they would remain responsible for property taxes and insurance, but that is the case with both products described.

Without the name, which unreasonably prejudiced some seniors, the reverse mortgage was much more appealing than a HELOC

(home equity line of credit), which can be frozen, reduced, or canceled; is more difficult to obtain; does not increase over time to help with the cost of living; and requires a Rob Miller, President monthly payment.

Seniors on a fixed income who want to accomplish some goal — such as paying off debt, having better cash flow without a mortgage payment, or just obtaining a financial safety net with access to cash in case of an emergency — were overwhelmingly impressed with the facts surrounding a reverse mortgage.

By tapping into some of the equity stored in the house and allowing it to pay them in retirement, greater security and independence was afforded.

You owe it to yourself to talk with your local reverse mortgage expert. Don’t waste time with the folks who do only a few of these loans a year. Give me a call so we can discuss the advantages a reverse mortgage will bring you.

Call Rob Miller, NMLS No. 142151, president of Glendale Mortgage, NMLS No. 127720, and Reverse Mortgage Specialist, to learn more. (610) 853-6500, (888) 456-0988, RMiller@GlendaleMortgage.com, www.nmlsconsumeraccess.org

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Put Your Equity to Work!

Get Tax-Free Cash for Any Purpose

P A re you 62 years old or

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Contact Rob Miller at Glendale Mortgage to learn about the benefits of obtaining a Home Equity Conversion Mortgage.

ROB MILLER, NMLS #142151

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Direct: 610.853.6500 Toll Free: 888.456.0988 RMiller@GlendaleMortgage.com

Your Financial Partner Glendale Mortgage NMLS 127720 is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval.

Terms and conditions apply. If you qualify we will reimburse you for the cost of the appraisal at closing. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Licensed by the Pennsylvania Department of Banking, State of Delaware Bank Commissioner, and the New Jersey Department of Banking and Insurance. www.nmlsconsumeraccess.org

Stories of ordinary men and women called to perform extraordinary military service.

From 1999–2016, writer and World War II veteran Col. Robert D. Wilcox preserved the firsthand wartime experiences of more than 200 veterans through Salute to a Veteran, his monthly column featured in 50plus LIFE. Now, for the first time, 50 of those stories— selected by Wilcox himself—are available to own in this soft-cover book.

Simply complete and mail this form with your payment to the address below to order Salute to Our Veterans.

On-Line Publishers • 3912 Abel Drive, Columbia, PA 17512 Name_ _______________________________________________________ Address_ ______________________________________________________ City_______________________________ State_ ____ Zip_ ______________ Phone_ _____________________ Email______________________________ Number of copies_ ______ (Please include $20.80 for each copy) Credit card #______________________________________ Exp. date________ Signature of cardholder_________________________________CVV #________

Or send a check made payable to On-Line Publishers, Inc. You can also order online at www.50plusLIFEpa.com!

50plus LIFE u

March 2018

15

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Product not available in MN, MT, NH, NM, RI, VT, WA. Acceptance guaranteed for one insurance policy/certificate of this type. Contact us for complete details about this insurance solicitation. This specific offer is not available in CO, NY; call 1-800-969-4781 or respond for similar offer. Certificate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (GA: P150GA; NY: P150NY; OK: P150OK; TN: P150TN) 6096E-0917 MB17-NM008Ec