50plus LIFE Cumberland County October 2019

coverage e r a c i d e Is your M expensive? too ls? th referra i w g n i l a Still de ing aids r a e h r o f erage Need cov or dentures? t see wha o t 5 e g Go to pa do for you. we can

Complimentary | Cumberland County Edition | October 2019 • Vol. 20 No. 10

Licensee dependent tion In n a is s eCros socia Capital Blu Cross BlueShield As e of the Blu

Hooked on Fishing Lures

page 6

Special section: 50plus expo guide page 15

Oct. 16, 2019 9 a.m. – 2 p.m.

Carlisle Expo Center 100 K Street, Carlisle

Demonstrations • Entertainment

Special focus: funeral preplanning

Flu Shots • Health Screenings

page 4

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Highmark Choice Company, Highmark Senior Health Company, and Highmark Senior Solutions Company are Medicare Advantage plans with a Medicare contract. HM Health Insurance Company is a PDP plan with a Medicare contract. Enrollment in Highmark Choice Company, Highmark Senior Health Company, Highmark Senior Solutions Company, and HM Health Insurance Company depends on contract renewal.

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Y0037_19_3343_M – 9/19 – HC407738

Free Medicare Counseling Available Cumberland County Department of Aging & Community Services is taking appointments for free Medicare counseling appointments at its office, located at 1100 Claremont Road, Carlisle.

Appointments will be scheduled Monday–Friday, 9 a.m.–3 p.m., during the annual open enrollment period, Oct. 15–Dec. 7.

Call CCACS at (717) 240-6110 to schedule a counseling session; walk-ins cannot be accommodated.

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At Your Fingertips Helpful numbers, hotlines, and local businesses and organizations eager to serve you—all just a phone call away. adult day care Life Time Adult Day Care 3 Crossgate Drive, Mechanicsburg (717) 975-9762 Emergency Numbers American Red Cross (717) 845-2751 Central Pennsylvania Poison Center (800) 521-6110 Cumberland County Assistance (800) 269-0173 Energy Assistance Cumberland County Board of Assistance (800) 269-0173 Eye care services Kilmore Eye Associates 890 Century Drive, Mechanicsburg (717) 697-1414 financial services Morgan Stanley Wealth Management (302) 573-4027 Health & Medical Services Alzheimer’s Association (717) 651-5020 American Diabetes Association (800) 342-2383 Arthritis Foundation (717) 763-0900 CONTACT Helpline (717) 652-4400 The National Kidney Foundation (800) 697-7007 PACE (800) 225-7223 Social Security Administration (Medicare) (800) 302-1274 www.50plusLifePA.com

Vision Resources of Central Pennsylvania (717) 238-2531 Healthcare Information Pa. HealthCare Cost Containment Council (717) 232-6787 Hearing Services Duncan Nulph Hearing Associates 5020 Ritter Road, Suite 10G Mechanicsburg (717) 766-1500 Pennsylvania Office for the Deaf and Hard of Hearing (800) 233-3008 V/TTY Home care Services Homeland at Home Serving all of Cumberland County (717) 221-7892 Hospice Services Homeland at Home Serving all of Cumberland County (717) 221-7890 Housing Assistance Cumberland County Housing Authority 114 N. Hanover St., Carlisle (717) 249-1315 Property Tax/Rent Rebate (888) 728-2937 Salvation Army (717) 249-1411 Insurance Apprise Insurance Counseling (800) 783-7067 Capital Blue (888) 989-9015 (TTY: 711) Medicare (800) 633-4227

Nursing/Rehab Homeland Center 1901 N. Fifth St., Harrisburg (717) 221-7900

Disease and Health Risk (888) 232-3228

Nutrition Meals on Wheels Carlisle (717) 245-0707 Mechanicsburg (717) 697-5011 Newville (717) 776-5251 Shippensburg (717) 532-4904 West Shore (717) 737-3942

Drug Information (800) 729-6686

Domestic Violence (800) 799-7233

Flu or Influenza (888) 232-3228 Health and Human Services Discrimination (800) 368-1019 Internal Revenue Service (800) 829-1040 Liberty Program (866) 542-3788

Orthopedics OSS Health 856 Century Drive, Mechanicsburg (717) 747-8315 Personal Care Homes Homeland Center 1901 N. Fifth St., Harrisburg (717) 221-7900 Pharmacies CVS/pharmacy www.cvs.com

National Council on Aging (800) 424-9046 Passport Information (877) 487-2778 (V); (888) 874-7793 (TTY) Social Security Fraud (800) 269-0217 Social Security Office (800) 772-1213 Veterans Services American Legion (717) 730-9100

Services Cumberland County Aging & Community Services (717) 240-6110

Governor’s Veterans Outreach (717) 234-1681

Toll-Free Numbers Bureau of Consumer Protection (800) 441-2555 Cancer Information Service (800) 422-6237

Medicare Hotline (800) 638-6833

Lebanon VA Medical Center 1700 S. Lincoln Ave., Lebanon (717) 228-6000 or (800) 409-8771 Veterans Affairs (717) 240-6178 or (717) 697-0371 Not an all-inclusive list of advertisers in your area.

Consumer Information (888) 878-3256 50plus LIFE ›

October 2019

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Cover Story

By Bart Stump Corporate Office

3912 Abel Drive, Columbia, PA 17512 Phone 717.285.1350 • Fax 717.285.1360 Chester County: 610.675.6240 Cumberland County/Dauphin County: 717.770.0140 Berks County/Lancaster County/ Lebanon County/York County: 717.285.1350 Email address: info@onlinepub.com Website address: www.onlinepub.com

PRESIDENT AND PUBLISHER Donna K. Anderson

EDITORIAL

Vice President and Managing Editor Christianne Rupp Editor, 50plus Publications Megan Joyce

ART DEPARTMENT Project Coordinator Renee McWilliams Production Artists Connie Molitor Lauren Phillips

BUSINESS DEVELOPMENT

Senior Marketing Consultants Joshua Binkley Jennifer Schmalhofer Angie Willis Marketing Consultant Cassidy Galeone Events Manager Kimberly Shaffer

ADMINISTRATION Business Manager Elizabeth Duvall

Member of

Awards

50plus LIFE is published by On-Line Publishers, Inc. and is distributed monthly among senior centers, retirement communities, banks, grocers, libraries and other outlets serving the senior community.

On-Line Publishers, Inc. will not knowingly accept or publish advertising which may be fraudulent or misleading in nature.

Views expressed in opinion stories, contributions, articles and letters are not necessarily the views of the publisher. The appearance of advertisements for products or services does not constitute an endorsement of the particular product or service. The publisher will not be responsible for mistakes in advertisements unless notified within five days of publication. On-Line Publishers, Inc. reserves the right to revise or reject any and all advertising. No part of this publication may be reproduced or reprinted without permission of On-Line Publishers, Inc. We will not knowingly publish any advertisement or information not in compliance with the Federal Fair Housing Act, Pennsylvania State laws or other local laws.

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October 2019

50plus LIFE ›

Hooked on Fishing Lures

The expression nesting, territorial “gone fishing” has Canada geese loudly taken on a whole hiss and boisterously new meaning for attack their kayaks.

Dale and Gail Perils during the Stump. winter have included Since 1999 the becoming stuck retired couple has atop sheets of ice, taken their love of requiring sharp blows kayaking and fishing from their kayak in a whole new paddles to break direction: finding through. and recovering lost Dale has The main display contains some of Dale and Gail’s fishing lures from developed an favorite finds and larger-than-life gag gifts. lakes throughout ingenious method south-central of retrieving items Pennsylvania. caught high up in All told, they tree branches. Using have amassed a a three-pronged collection containing gardening scratcher over 4,200 lures attached to three and 6,500 bobbers. threaded sections of Visitors’ reactions to tube and a piece of seeing the collection PVC pipe, he can for the first time reach up to 20 feet vary from an audible in the air, pulling gasp to a stunned, snagged items from Gail adds a new addition to a display containing over slack-jawed silence. the branches.

200 sinkers of every size and style.

Hitting the water “Many a lure with their green twowould fall down person kayak, the right on top of Gail pair slowly paddles or in the water if I along the shore, didn’t hook it just sharp eyes scanning right,” states Dale the water’s edge, with a chuckle. underlying roots, During the and overhanging drought of 1999, branches for lost Dale and Gail would lures and bobbers. walk along the newly “It’s good exercise exposed shoreline and very relaxing,” looking for lost says Dale. fishing items. That Dale Stump attempts to free a tangled lure from a tree.

Sometimes year they found 507 recovery is as simple items, including the as plucking the object from the water or using a contents of an unfortunate fisherman’s boat that had paddle to coax it out from under some vegetation or tipped over. among tree roots.

Other unusual finds include an ornate .22 rifle More adventurous approaches include leaning that was turned over to the proper authorities, golf precariously over the edge of the boat or plowing clubs, complete tackle boxes, and a radio-controlled headlong into brambles as large spiders and snakes toy racing boat. fall from overlying branches.

Finding the lures and bobbers is only the first During the spring, Dale, being quite the step. When the pair gets the items home, Gail prankster, has been known to trick unsuspecting dutifully records the number and type of each item family members into approaching areas of tall grass found in her journal and then carefully cleans them. along the shore with promises of “that looks like a Dale is in charge of making any needed repairs good spot,” only to sit back and heartily laugh as please see FISHING LURES page 9 www.50plusLifePA.com

Art & Antiques by Dr. Lori

Lori Verderame

Leonardo’s Murals and Nature-Based Art Marvels

While more visitors flock to 2019 marks 500 years after the Milan than any other Italian city, death of Italian Renaissance thinker, it is the art and fashion scenes that inventor, and artist Leonardo da intrigue travelers. Events surrounding Vinci. Even today, we are still all Leonardo’s 500th will make the fine interested in his work and innovative ideas. city best known for art and fashion While a new movie starring busier than ever. that other Leonardo — yes, that’s The circa 1498 ceiling murals by DiCaprio — will highlight the Leonardo at the Sala delle Asse — artist’s biography and triumphs in the of tempera on plaster and featuring arts and sciences, travel destinations intertwined plants, fruits, roots, around the world will remember the rocks, and white mulberry trees Renaissance man and the wonders of raised by Lodovica Sforza, the Duke his great mind. of Milan — have been newly restored The Last Supper mural painting by Leonardo da Vinci.

The art marvels of Leonardo will and are now on view in their amazing be featured in events in and around splendor. the Italian city of Milan as other cities focus on highlighting the installation art for which Leonardo is widely known. please see Leonardo’s Murals page 10 Leonardo’s influence does not stop at the famous Last Supper mural located in the refectory of the convent at Santa Maria delle Grazie, a church and BlueJourney Seminar Dates and Locations: th Oct.16 , 2 p.m.

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AARP and its affliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Canada and U.S. Territories or possessions.

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BlueJourney PPO is offered by Capital Advantage Insurance Company®, a Medicare Advantage organization with a Medicare contract. BlueJourney HMO is offered by Keystone Health Plan® Central, a Medicare Advantage organization with a Medicare contract. Enrollment in BlueJourney PPO and BlueJourney HMO depends on contract renewal. Capital BlueCross and its subsidiaries Capital Advantage Insurance Company, Capital Advantage Assurance Company and Keystone Health Plan Central are independent licensees of the BlueCross BlueShield Association. Communications issued by Capital BlueCross in its capacity as administrator of programs and provider relations for all companies. You must continue to pay your Medicare Part B premium.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments may change on January 1 of each year. The formulary, pharmacy and/or provider network may change at any time. You will receive notice when necessary.

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October 2019

5

October 30th is Create a Great Funeral Day Baby Boomers are Catalyst in Shift Beyond Traditional Burial By the year 2035, adults age 65 and older are projected to outnumber children for the first time in American history, according to the 2019 Cremation and Burial Report, released by the National Funeral Directors Association.

With this large of an aging population comes a natural increase in the death rate.

This rise is concurrent with the ever-growing popularity of cremation, which, for the fourth consecutive year, has outpaced the rate of burial.

By 2040, according to the report, the cremation rate in the U.S. is projected to be 78.7% while the burial rate is predicted to be just 15.7%, signifying that cremation is no fading trend — it

is the new norm, set in motion by baby boomers’ evolving end-of-life preferences.

“The main reasons for the continued rise in cremation rates are cost, the perceived environmental impact, an increasingly transient population, weakening of traditional religious prohibitions, and changing consumer preferences,” said Mike Nicodemus, licensed funeral director and NFDA vice president of cremation services.

“Baby boomers have been a significant factor in this shift, and their preferences will inform decisions made by the funeral profession for years to come.” please see BABY BOOMERS page 10

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October 30th is Create a Great Funeral Day The FAQs of Funeral Preplanning 50plus LIFE spoke with Michael C. Baublitz, funeral director/preplanning counselor at Etzweiler Family Funeral Service in York, to get some quick answers to common questions asked by those considering a preplanned funeral.

Anyone has the ability to plan their own or loved one’s funeral; however, without prepaying, the cost is not guaranteed — but it does provide guidance to a family.

What advice do you have for someone wishing to broach the subject of preplanning with a loved one, such as a parent or spouse?

Broaching the subject of preplanning a funeral is half of the battle. It begins with educating oneself of the options available via a funeral pre-need counselor. This can make the conversation less stressful and more productive for the individuals.

What are the general advantages of preplanning your funeral?

The services are specific to the individual’s thoughts, needs, and wants, while eliminating the burden to loved ones during a very stressful time.

I always enjoy creating a unique and oneof-a-kind service for individuals and their families.

How does preplanning help the person’s survivors?

Preplanning avoids confusion, anxiety, and conflicts during a very emotional time for families. Having a plan to follow allows the family certainty of a loved one’s wishes.

How lengthy is the usual preplanning process?

The preplanning consultation typically takes about an hour per person. The meeting can take place at either the funeral home or the individual’s residence, wherever they are comfortable.

What are some of the chief considerations for someone wishing to preplan?

There are many options available to choose from, such as traditional services, which typically include casket, viewing, religious service, and burial, or memorial service and cremation.

Another consideration is the amount of funds available to prepay for their final wishes. Prepaying options include lump-sum or a monthly payment plan.

Can changes be made to the plan after it’s been “finalized”?

Yes, the plan is a blueprint, as such, until the time comes to implement the services.

Does preplanning protect against cost inflation?

The simple answer is yes, if prepaid through a funeral home. Services and merchandise are guaranteed against any cost increases/inflation.

How are funeral prepayments protected? For example, what if the funeral home goes out of business?

The prepayment or money is protected by being placed into a funeral escrow account. It can be transferred at any time or for any reason.

Does an individual have the option of planning ahead without paying ahead?

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50plus LIFE ›

October 2019

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October 2019

50plus LIFE ›

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FISHING LURES from page 4 and replacing missing hooks.

The next step is putting the lures and bobbers on display in a section of their basement affectionately called the “shrine.”

“I decided we had too many lures sitting around, and I wanted to display them,” explains Gail.

Various hanging wire baskets and clear jars house hundreds of brightly colored round bobbers. Stick bobbers are artistically hung on a wall display while still other bobbers are carefully sorted into smiley face and light-up styles.

A dazzling array of lures in every color of the rainbow hangs on chains strung from the rafters or arranged by style in displays backed by underwater scenes. Rapala minnows swim next to imitation crayfish.

Lead-headed jigs hang beside rubber worms.

Various spinners and spoons dangle from the ceiling, light gleaming off their shiny gold and silver blades. Multicolored poppers, surface plugs, and artificial frogs are suspended nearby.

Dale points out his favorite lure, a white mouse.

“I had to get out of the kayak to get it. It was up in a tree near the dam breast. It was really neat.”

An assortment of fishing lure catalogs add to the overall atmosphere, and a brightly colored yellow-and-green tin sign has been slightly altered to advertise Stumpy’s Bait and Tackle.

An adjacent wall display contains dozens of lead sinkers meticulously arranged by size and style.

Certain items have a place of honor in the display, including the small grasshopper lure that landed Gail in the emergency room after it became embedded in her thumb.

“He [Dale] wanted to cut it out, but I wouldn’t let him,” states Gail.

“The doctor at the ER told me I was the first patient that year to have a hook taken out.”

The collection has become a family affair, as Dale and Gail’s children and grandchildren have gotten into the act. Not only do they retrieve lost lures and bobbers, they also provide fishing-related gag gifts, such as a larger-than-life bobber cooler and a www.50plusLifePA.com

Lures of every type and color hang from the rafters.

Gail Stump with the lure that landed her in the emergency room.

Dale fondly recalls seeing large numbers of carp noisily splashing in the shallows during the spring spawning season and making a game out of trying to catch leaves in the boats as they fell from the trees in the fall.

“It was something — you never knew which way the leaves were going to go. It was a real workout, but a lot of fun.”

Overall, being hooked on fishing lures has provided a plethora of delightfully memorable experiences for Dale and Gail and has started a wonderful tradition that is being carried on by the entire family.

Bart Stump, a history teacher, writes from York, Pa., and has been published in numerous magazines.

On the cover – Gail and Dale Stump have amassed a collection of 4,200 fishing lures and 6,500 bobbers, all housed in a section of their basement affectionately called “the shrine.”

All photos courtesy Bart Stump.

Baskets of bobbers hang near vintage and modern fishing tackle.

gigantic Rapala fishing lure.

More importantly, the collection provides Dale, Gail, and their family with a compelling reason to get outside on the water and enjoy the fresh air and sunshine.

Gail keeps a detailed journal describing each outing. She includes the location, weather, wildlife seen, and other noteworthy observations.

Highlights include deer grazing and bedding down along the shore, a snapping turtle laying eggs on the bank, bald eagles and ospreys soaring overhead, beaver-cut trees, snakes and turtles sunning on rocks, flocks of geese and cormorants swimming nearby, and even a chipmunk eating raspberries under a tree.

When asked about their favorite memories, Gail fondly reminisces about a winter jaunt in which a thin layer of ice covered the lake and how melodious it sounded as the ice cracked and broke apart as they paddled through it.

“It was neat to go down early in the morning when no one else was on the lake. The sound of the breaking ice echoed across the lake,” she says.

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October 2019

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Leonardo’s Murals from page 5 In Seattle, Amazon’s Seattle This amazing work of art found Spheres are turning heads and at the Castello Sforzesco (www. making people rethink workplaces milanocastello.it/en) is only one of and their direct link to nature.

Milan’s many attractions.

The Spheres (www.

Like the fascinating artwork in seattlespheres.com) host 40,000 or Milan, artistic and architectural more plants from the cloud forest installations are attracting art regions of more than 30 countries. lovers and travelers alike to other The first plant introduced into parts of the world. In New York this art environment, located at City, there is a honeycomb spiral Sixth Avenue and Lenora Street, staircase and installation structure was the Australian tree fern. at Hudson Yards with a hefty price While Amazon employees can tag and a great public relations choose to work tirelessly on their presence. laptops, city visitors can explore The Vessel (www. the Spheres too. hudsonyardsnewyork.com/ Just like in Leonardo’s time, discover/vessel) is giving American man meeting nature remains the audiences and visitors a new way focus for some of the world’s most to experience art. interesting artwork.

Designed by Thomas Heatherwick, up to 1,000 visitors Amazon’s Spheres, Seattle, Washington. at a time can climb the nearly Dr. Lori Verderame is an author and 2,500 steps of Vessel while experiencing the 150-foot-tall bronzed steel and award-winning TV personality on History channel’s The Curse of Oak Island. With concrete structure that cost $150 million. a Ph.D. from Penn State University and experience appraising 20,000 antiques every A far cry from New York’s staircase installation is a round mass that focuses year nationwide, Dr. Lori presents antique appraisal events and travels the world on the world outdoors. In Seattle … yes, you had to know that Seattle would be lecturing about art, museums, and history. Visit www.DrLoriV.com or call a featured urban art site amidst an article dedicated to unique art installations.

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BABY BOOMERS from page 6

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This shift has given funeral-home owners a unique opportunity to adjust business practices to address the impact of cremation and meet changing consumer preferences.

The number of licensed crematories in the United States increased 8.9% over the last two years, and approximately one-third of funeral homes operate their own crematories, with another 11% planning to open their own in the next five years.

The increase in the cremation rate also raises the question of what happens to cremated remains after the fact.

Families have many options and, according to the report, as of 2019, approximately 42% of cremated remains are returned to families, 35.2% are buried at a cemetery, 16% are scattered at non-cemetery locations, and 8.1% are placed in a columbarium.

As the cremation rate rises in the coming years, non-burial options for cremated remains are expected to gain popularity as well.

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October 2019

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Capital Area Veterans Convene in Search of Jobs, Resources

By Megan Joyce “Our mission is to cover service members and veterans touched by war with comforting and healing quilts of valor,” Jo Garvin, from the Quilts of Valor Foundation, said to the quieted crowd.

Garvin spoke in front of exhibitors, employers, and veterans who filled the ballroom of the Radisson Hotel Harrisburg recently for the fifth annual Veterans’ Expo and Job Fair – Capital Area.

Garvin presented a Quilt of Valor to Harrisburg-area resident and Vietnam veteran Rev. Dwight Edwards, who served with a recon platoon in the U.S. Army from 1965-66.

Crafted by the Middletown PieceMakers Quilt Guild, the quilt is a lifetime award bestowed upon deserving veterans and active service members for their service to the nation.

Following his service, Edwards became a teacher, probation officer, and talk show host, all in the Philadelphia area, before earning his Master of Divinity degree from Lancaster Theological Seminary and pastoring several African Methodist Episcopal churches in central Pennsylvania.

The tribute was a fitting inclusion to the Veterans’ Expo and Job Fair, a free-admission event hosted

by OLP Events with the goal of connecting veterans, transitioning military, and their families to benefits, resources, and job opportunities.

At the Job Fair, veterans and employers met face-to-face to discuss available positions.

“I’m looking for a job where I would end up being able to … develop my education so that I have a skill set that’s necessary for the company that hires me,” said a jobseeking Army veteran.

www.50plusLifePA.com

Company representatives were looking to fill openings in sales, labor, management, tech, medical services, transportation, clerical, manufacturing, engineering, construction, retail, financial services, and more.

Students from Barber Styling Institute helped interested attendees look their best for a job interview by providing free haircuts.

George Wollard, human resources manager for Carlisle Construction Materials — the event’s visitor bag sponsor — is himself a Marine veteran.

“So I know the work ethic you get from returning service people.

They’re used to working long hours, hard jobs,” Wollard said.

“They’ve matured in two, three, four years [of service]. So a 22-yearold person who comes back is much different from a 22-year-old person that has not been in the service — the discipline, the work ethic.”

The Job Fair’s Resource Center provided information for translating military careers to civilian opportunities. George Dillman, investor education coordinator for the Pennsylvania Department of Banking and Securities, discussed financial services and planning.

Also available in the Resource Center were Donald Poligone, economic development analyst with the Pennsylvania Department of Community and Economic Development, who offered small-business counseling; and representatives from the Lebanon VA Medical Center were on hand with information on veteran benefits and resources.

Veteran Aaron Morano, of Enola, had recently moved to central Pennsylvania from North Carolina.

“I’m looking for computer/ IT or maybe light manufacturing

[positions], something to actually start paying the bills and get me established in the area,” Morano said.

The Veterans’ Expo and Job Fair will return to Lancaster County

Thursday, Nov. 1, at the Farm and Home Center, 1383 Arcadia Road, Lancaster.

For more information, call (717) 285-1350 or visit www.veteransexpo.com.

Proudly sponsored by: Principal Sponsors Visitor Bag Sponsor

Carlisle Construction Materials Co.

BUSINESSWoman

Marketing Sponsors

Media Sponsor

Disabled American Veterans (DAV) Pennsylvania Veterans of Foreign Wars

50plus LIFE ›

October 2019

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Across 1. Horse course 5. Egg on 9. Crowning point 13. Judicious 14. Fishing need 15. Annuls 17. Sites 19. Sesame Street Muppet 20. Yale student 21. Typos 23. Jim-dandy 24. Chiang Kai-shek’s

capital 26. Collars

28. Hill dwellers 30. Eskimo boat 31. Approve 34. Lots of land 36. Actress Lupino 39. Carry the day 40. Expire 42. Piña colada ingredient 43. Hot time in Haiti 44. Composer Copland 45. Organ knob 46. Close-knit group 48. Mexican dish 51. Blessing

53. Homewrecker 57. Love god 58. Griddlecakes 61. Conceit 62. Pals, in Canberra 64. Some musicals 66. Antique guns 67. Conflicts 68. Seep 69. Borgia in-law 70. Sole supporter?

71. Former spouses

Down 1. Young hooter 2. String quartet

member 3. Computer acronym 4. Place for a shepherd 5. Apparition 6. Impoverished 7. Arm bone 8. Brasserie 9. Map abbr.

10. Pupil’s cover 11. Female garment 12. Decree 16. Gets the picture 18. High-schooler

22. Sleeve stuffers, in France 25. Settle a debt 27. Ascent 29. Immunity holders,

usually 31. Be in arrears 32. Outfit 33. Short stories?

35. Corporate V.I.P. 37. Twosome 38. Concert prop 40. Florida’s Miami ____

County 41. Takes in

45. Ham, to Noah 47. Go-ahead 49. Disinclined 50. Beer buy 51. Sapphires, e.g.

52. Speechify 54. Dry out, informally 55. Staring intently 56. Mislays 59. Moonfish 60. Handel opera 63. Compass point 65. Boot part

Petunia Poppy Rose Tulip Violet

Your ad could be here on this popular page!

Please call (717) 285-1350 for more information.

12

October 2019

Solution 50plus LIFEon› next page

www.50plusLifePA.com

Dear Pharmacist

Suzy Cohen

4 Powerful Medicinal Herbs for Breast Cancer

Here is some valuable information about There’s no time like the present to begin how to manufacture your own healthy the changes necessary for better breast health. estrogen metabolites and make it such that you break it down into forms that are less The take-home message today is that likely to cause cancer. you can change the way you break down If you are currently undergoing estrogen in your own body. You have direct control over it, and that’s important chemotherapy, please ask your doctor if these are right for you. because estrogen breakdown is different for everyone.

Rosemary – I recommend this as a Let’s start with the basics. When you fresh herb from your grocery store. Cook say the word estrogen, that’s actually three with it, and make tea with it. Rosemary compounds: estradiol, estrone, and estriol. is a powerful antioxidant that has antiOf the three, estradiol is more strongly inflammatory effects similar to a COX-2 associated with causing cancer than the inhibitor drug. other two.

Rosemary has antimicrobial and direct Men and women both make estrogen. It’s benefits for breast and prostate health. It the breakdown product from testosterone, also has anti-tumor benefits. Rosemary October is Breast Cancer Awareness Month actually. If you have low testosterone, you’ll works by helping you break down estrogen have low estrogen too. into the safer anti-cancer metabolites.

Your body breaks down estrogen into metabolites, and some of those are more likely to cause cancer than others.

Broccoli – It’s impossible to eat 4 pounds of broccoli every day, so take the Like I said, you can change the way your body breaks down the circulating please see MEDICINAL HERBS page 14 estrogen.

Tom & Randi LaNasa “MEMORY MUSIC”

Stories of ordinary men and women called to perform extraordinary military service.

From 1999–2016, writer and World War II veteran Col. Robert D. Wilcox preserved the firsthand wartime experiences of more than 200 veterans through Salute to a Veteran, his monthly column featured in 50plus LIFE. Now, for the first time, 50 of those stories— selected by Wilcox himself—are available to own in this soft-cover book.

Attention: RETIREMENT HOMES, CLUBS AND ORGANIZATIONS. Looking for entertainment?

Simply complete and mail this form with your payment to the address below to order Salute to Our Veterans.

On-Line Publishers • 3912 Abel Drive, Columbia, PA 17512

Now booking our Christmas, variety, and specialty shows for 2019.

Name_ _______________________________________________________

We have many variety shows featuring the music from the 1930s to the 60s.

Songs by legendary artists like Bing Crosby, Frank Sinatra, Doris Day, Kay Starr, Dean Martin, Patsy Cline, and the Mills Brothers.

Address_ ______________________________________________________

Specialty shows include …

Songs from the WWII Years • The Post WWII Years: 1945 – 1955 AMERICA: From Sea to Shining Sea Salute to the Rat Pack (or if you prefer, just Sinatra) Elvis & Patsy • Classic Country Please contact Memory Music to book your next event!

Phone: (717) 846-6126 www.50plusLifePA.com

E-mail: memrymusic@aol.com

City_______________________________ State_ ____ Zip_ ______________ Phone_ _____________________ Email______________________________ Number of copies_ ______ (Please include $20.80 for each copy) Credit card #______________________________________ Exp. date________ Signature of cardholder_________________________________CVV #________

Or send a check made payable to On-Line Publishers, Inc. You can also order online at www.50plusLIFEpa.com!

50plus LIFE ›

October 2019

13

It Was 50 Years Ago Today

‘Suspicious Minds’ Randal Hill

The King of Rock ’n’ Roll sweetheart, who was married back was pretty much washed up as a in Houston. recording star by the late 1960s, “My wife suspected I had those especially in comparison to the days feelings, so it was a confusing time when he seemed to own the radio for me,” James said. “I felt as though airwaves. all three of us were caught in this Many offered their own opinions trap that we couldn’t walk out of.” for the decline of Elvis Aron Presley: James was so pleased with his The explosive arrival of the Beatles. creation that he decided to record His choice of weak recording “Suspicious Minds” himself. But the material. Each film a bigger song quickly died a quiet death after disappointment than the last. it was issued on New York’s little But in late 1968, things changed.

Scepter Records label.

Suddenly Presley found himself When someone at American on a roll. His December television Sound Studio showed Presley the special, Singer Presents … Elvis failed James 45 during a recording (better known as “the ’68 Comeback break, Presley immediately felt that Special”) was viewed — and enjoyed this was the song — if done right — — by 42% of America’s total that could return him to the “Suspicious Minds” television audience. “big time.”

Elvis Presley, October 1969 People seemed ready to re-embrace He made eight attempts to get the Grand Old Man of Rock who, in pop-music years, was in his dotage at things right with “Suspicious Minds,” with everything coming together age 33. perfectly sometime between 4 and 7 a.m. on the day that he recorded the In January 1969, Presley left Hollywood and RCA Victor’s recording future classic that would quickly change the arc of his latter-day career. studio and came to his hometown of Memphis to cut a series of tracks at the After a 13-year absence, Presley returned to the concert stage that July and American Sound Studio. Maybe — just maybe — he could get his groove premiered “Suspicious Minds” at the Las Vegas International Hotel. back there.

The audience loved it.

A dozen of the tunes that Presley recorded over a 10-day period that In August, RCA Victor released what would become the King’s 18th and January ended up on his June 1969 LP, From Elvis in Memphis. The album’s final No. 1 Billboard single. highlight had been the single “In the Ghetto,” his only recorded nod to social “Suspicious Minds” became a centerpiece of Presley’s live performances, consciousness. and he offered it with high-octane enthusiasm right up to his final concert One of the songs left off the album had been “Suspicious Minds,” which in 1977. had been written a year earlier by Texas-born songwriter Mark James. In a 2017 interview, James recalled how the tune came about.

Randal C. Hill is a rock ’n’ roll historian who lives at the Oregon coast.

“Late one night, fooling around on my Fender guitar and using my He may be reached at wryterhill@msn.com.

Hammond organ pedals for a bass line, I came up with a catchy melody.

I was married to my first wife then but still had feelings for my childhood

MEDICINAL HERBS from page 13 supplement called indole-3-carbinol (I3C) or DIM, I3C’s metabolite. It helps to balance estrogen levels in the body and appears to have anti-cancer effects, particularly for the breast and prostate.

Too much of it, however, can crash your thyroid levels, due to its goitrogenic effect.

Flax seed – This is kind of like plant-based estrogen (termed phytoestrogen), which kicks off dangerous estrogens from your cells.

Men with prostate problems could benefit. Women with estrogen dominance — hallmarked by heavy periods, breast pain, cramping, and anxiety — might benefit from flax seed.

I recommend buying fresh flax seed, grinding it in a coffee grinder, and sprinkling it on yogurt or oatmeal.

14

October 2019

50plus LIFE ›

Sage – Salvia officinalis is the botanical name. Just like rosemary, sage contains a lot of “carnosic acid.” This compound was shown in numerous clinical trials to exert apoptosis, which means cancer cells die off.

When combined, the breast cancer drug Tamoxifen and carnosic acid work more effectively together at slowing down cancer growth. You can buy fresh sage herb to cook with or herbal extract at any health food store.

There are many other alternatives that I haven’t elaborated on, such as vitamin D, curcumin, and iodine, so if you’re interested in those, come to my website and sign up for my newsletter.

Please ask your physician or oncologist if these are right for you. Cooking with the fresh herbs should be just fine.

This information is not intended to diagnose, prevent, or treat your disease.

For more information about the author, visit suzycohen.com. www.50plusLifePA.com

Please join us for this FREE event!

20th Annual

CUMBERLAND COUNTY

Oct. 16, 2019

• Exhibitors • Seminars • Free Health Screenings • Entertainment • Door Prizes

9 a.m. – 2 p.m.

Carlisle Expo Center 100 K Street, Carlisle

FLU SHOTS AVAILABLE!

Principal Sponsors:

Visitor Bag Sponsor: OSS Health

Seminar Sponsors: Advanced PainCare and BioHealth Institute Gilbert Physical Therapy

&

Supporting Sponsors: Allwell from PA Health & Wellness • Highmark Menno Haven Retirement Communities Orthopedic Institute of PA

www.50plusExpoPA.com

Media Sponsors:

Many Great Prizes to be Given Away During the 50plus EXPO

WIN!

Your chance of taking home a great prize from the 50plus EXPO is HUGE! These are just a sampling of the many door prizes provided by our exhibitors.

The EXPO thanks the following companies for their generous contributions: AAA AAA Gift Bag including a certificate good for one year free classic AAA membership ($110 value) Aetna Medicare CVS gift card ($20 value) Allwell from PA Health & Wellness Blanket ($30 value) Drayer Physical Therapy Fall decoration ($30 value) GenRx Testing Solutions, LLC Target gift card ($25 value) Gilbert Physical Therapy Stainless steel water bottle, t-shirt, 20-Minute Back Pain Solution book ($45 value) Hospice for All Seasons Fall basket ($75 value) Messiah Lifeways Gift card ($50 value) Patriot Home Care Gift basket of promotional goodies and gift card ($50 value) Quality Care Pharmacy, Big Spring Pharmacy, Holly Pharmacy Gift basket ($75 value) Shears Cosmetology School Hair products, facial products, equipment ($50 value)

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Cumberland County 50 plus EXPO Oct. 16, 2019 •

50plus LIFE It’s not an age. It’s an attitude.

50plus LIFE (formerly 50plus Senior News) reflects the lifestyles and attitudes of today’s boomer-and-beyond generations.

On-Line Publishers, Inc. (OLP) was founded more than 20 years ago with a mission in mind: to enhance the lives of individuals within the central Pennsylvania community. Over the years, 50plus LIFE has grown to six unique editions in Chester, Cumberland, Dauphin, Lancaster, Lebanon, and York counties.

Central Pennsylvania’s adults over 50 are a dynamic and inspiring population who refuse to slow down and who stay deeply involved in their careers, communities, and family lives, and 50plus LIFE strives to reflect that in its editorial content.

Pick up a free copy of 50plus LIFE for articles that will amuse you, inspire you, inform you, and update you on topics relevant to your life.

Be sure to check out 50plus LIFE’s website (www.50plusLIFEpa.com), featuring editorial and photo content and offering you, its readers, a chance to offer your thoughts and commentary on the articles that reach you each month.

And you can even find 50plus LIFE on Facebook (www.facebook. com/50plusLIFEpa)!

The advertisers in 50plus LIFE offer goods or services to foster a happy, healthy life. They are interested in increasing your quality of life, so please call them when considering a purchase or when you are in need of a service.

Let us know what you think of 50plus LIFE! Connect with us on our website, on Facebook, by emailing info@onlinepub.com, or by calling (717) 285-1350. r inasor SeSmpon

ATTENTION ARTHRITIS SUFFERERS!

New Arthritis Workshop Reveals The 3 Keys to Feel Younger DQG )HHO 6WURQJHU 1DWXUDOO\ :LWKRXW $FKHV 3DLQV 6WLႇQHVV • Do you feel like your life is on hold because of everyday aches and pains? • Do you have trouble walking, doing stairs or standing for long periods? ‡ +DYH \RX EHHQ WROG WKDW \RXU VWLႇ VZROOHQ DFK\ joints are “bone-on-boneâ€? and there’s nothing you can do about it?

If you are looking to feel younger and feel stronger naturally, then going to the FREE Arthritis Workshop at Gilbert Physical Therapy, 5103 Carlisle Pike, Mechanicsburg, PA 17050 on Saturday, October 26th at 10 AM may be one of the best decisions you make...

Seating is limited, so call Lindy at 717-216-7235 to claim your seat. Looking forward to seeing you there, Dr. Michael Gilbert, Physical Therapist

www.50plusExpoPA.com

Table of Contents Door Prizes...........................................................16 50plus LIFE............................................................16 Welcome...............................................................17 Registration Form..............................................17 Park ‘n’ Ride Information.................................17 Directions to the EXPO....................................17 Presenters.............................................................18 Seminars & Entertainment..............................19 Exhibitor Display Map......................................21 Tips to Keep You Safe from Medicare Fraud.................................................. 23 Social Security News: Communities Fighting Fraud.................................................... 25 Flu Shots.............................................................. 25 Health Screenings............................................. 25

Registration is a breeze!

Simply bring this completed form with you to the EXPO, drop it at the registration desk and you are ready to go!

Name:_ __________________________________ Address: _ ________________________________ ________________________________________ Phone:__________________________ Age:_ ____ Email:_ __________________________________

Dear Friends

I hope you will join us for the 20th annual Cumberland County 50plus EXPO. Each month, 50plus LIFE brings you information on health, wellness, finance, and much more. This is our opportunity to bring 50plus LIFE to life — your life!

Representatives from an array of businesses are looking forward to speaking with you about topics that are important to you! Unbeknownst to many of us, our own communities hold a wealth of information.

Our 50plus EXPOs are effective forums for all those “hidden” community resources to gather in visible, easy-to-access locations.

OLP Events and Cumberland County Aging & Community Services are happy to be able to present this dynamic, one-day event to our visitors free of charge.

The 50plus EXPO isn’t just informative, however — it’s also entertaining! Live demonstrations and entertainment at this year’s EXPO will include a container-gardening demonstration, a self-defense demonstration, advice for dealing with shoulder pain, and more.

This day is made possible through the generous support of our sponsors. Please stop by their booths, have your bingo card signed, and talk with them about how they can assist you.

Co-presenter

Cumberland County Aging & Community Services

Principal Sponsors

50plus LIFE, BusinessWoman magazine, and Homeland Center/Homeland at Home

Visitor Bag Sponsor

OSS Health

Seminar Sponsors

Advanced PainCare and BioHealth Institute, Gilbert Physical Therapy

Supporting Sponsors Allwell from PA Health & Wellness, Highmark, Menno Haven Retirement Communities, Orthopedic Institute of PA Country Gold Radio WIOO, Holy Family Radio, The Sentinel, WHTM abc27

Media Sponsors Wheelchairs will be available at the front desk courtesy of On-Line Publishers, Inc.

CUMBERLAND COUNTY

See you at the EXPO!

Donna K. Anderson EXPO 2019 Chairperson

Just A Tip!

Park ‘n’ Ride:

To make registering for door prizes an easy task – bring along your extra return address labels.

Messiah Lifeways will be providing shuttle transportation from your parking area to the EXPO entrance. Please, hop aboard!

ith John Sm ay 123 My W urg, PA 17055 sb Mechanic

Directions to the Carlisle Expo Center • 100 K Street, Carlisle From Baltimore:

From Pittsburgh:

From Philadelphia:

• I-83 N to PA Turnpike W (I-76) • PA Turnpike to exit 226 (Rt. 11 S) • Travel 2.5 miles, right onto Clay Street • Turn at 2nd traffic light (K Street)

• PA Turnpike E (I-76) to exit 226 (Rt. 11 S) • Travel 2.5 miles, turn right onto Clay Street • Turn at 2nd traffic light (K Street)

• Schuylkill Exp. to PA Turnpike W (I-76) • PA Turnpike to exit 226 (Rt. 11 S) • Travel 2.5 miles, turn right onto Clay Street • Turn at 2nd traffic light (K Street)

It’s going to be a great day at the EXPO! www.50plusExpoPA.com

• Oct. 16, 2019

Cumberland County 50 plus EXPO

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50plus EXPO – Brought to You By: On-Line Publishers, Inc. celebrates more than 20 years serving the mind, heart, and spirit of the 50+ community of Central Pennsylvania through our Mature Living Division of publications and events.

OLP Events, its events division, produces six 50plus EXPOs annually in Chester, Cumberland, Dauphin, Lancaster (two), and York counties. These events are an opportunity to bring both businesses and the community together for a better understanding of products and services available to enhance life.

Entrance to the event, health screenings, and seminars held throughout the day are free to visitors.

The Veterans’ Expo & Job Fair — held in York, Berks, Lebanon, and Lancaster counties and in the Capital Area — provides veterans and their families an opportunity to be introduced to exhibitors who are interested in their well-being. The Job Fair connects veterans and employers face-toface to discuss available positions.

C

st o o-H

Cumberland County Aging & Community Services

Cumberland County Aging and Community Services provides resources, support, protection, coordination, and personal care to seniors and their families, people with disabilities, people at risk of homelessness, and families with young children.

Some of the many services available include: • Information and Referral can provide a caller with details about programs and resources available in the community.

• Senior Centers offer health and wellness programs to promote a healthy lifestyle, recreation, and socialization as well as a nutritious lunch.

• Shared Ride transportation, paid for by this agency and Pennsylvania Lottery Funds, is available through rabbittransit for essential trips for adults age 60+.

• Care Management assesses the need for aging services, determines any cost share for services, and ensures delivery of services to older adults in their homes.

• The Caregiver Support Program reimburses pre-approved costs of providing care to older family members or for grandparents raising their grandchildren, based on household income.

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50plus LIFE (formerly 50plus Senior News) is published monthly, touching on issues and events relevant to the 50+ community.

The Resource DIRECTORY for the Caregiver, Aging, and Disabled is published annually in distinct county editions and contains information from local businesses and organizations offering products or services that meet the needs of these groups.

50plus Living is an annual publication and the premier resource for retirement living and healthcare options for mature adults in the Susquehanna and Delaware valleys.

On-Line Publishers also works to inform and celebrate women in business through our Business Division.

BusinessWoman includes professional profiles and articles that educate and encourage women in business.

The Women’s Expo is a one-day event featuring exhibitors and interactive fun that encompass many aspects of a woman’s life.

Events are held annually in Dauphin, Lebanon, Lancaster, and Cumberland counties.

Cumberland County 50 plus EXPO Oct. 16, 2019 •

• Protective Services investigates allegations of abuse, neglect, or financial exploitation and, when substantiated, actions are taken to assure the well-being of the older adult.

• Ombudsmen provide advocacy, education, and resolution of complaints made by or for consumers of long-term care services.

• APPRISE offers assistance with Medicare and related health insurance.

• The Rental Assistance Program provides case management, rental assistance, and assistance for near-homeless and homeless individuals and families.

• Cumberland Cares for Families provides support, resources, and education for early childrearing and child development for parents of newborns and preschool children.

• Food pantries supported by Aging and Community Services offer nutritious food at regular distribution dates and sites.

Cumberland County Aging and Community Services can be reached by calling (717) 240-6110 or (888) 697-0371, ext. 6110.

www.50plusExpoPA.com

Don’t Miss the Great Lineup of Seminars and Entertainment at the EXPO! 9:30 a.m. – Container Gardening: Learn from the Pros Presented by Michael A. Hasco, AIFD, Stauffers of Kissel Hill Michael A. Hasco, AIFD, is a member of the American Institute of Floral Designers with a degree in floral design/interior plantscape design. Please join Michael as he shares how to create a seasonal, mixed container of annuals and perennials, rich with color, texture, and form — a perfect focal point or accent to brighten your front door or outdoor living area.

10:15 a.m. – Revealed: How to Naturally Heal Shoulder Pain without Medications, Injections, or Surgery Presented by Dr. Michael Gilbert, Physical Therapist and Owner, Gilbert Physical Therapy Do you have shoulder pain when you reach up high overhead? Are you having trouble reaching behind your back? Problems sleeping at night? If you answered yes, this seminar may be a life-changing event for you. You’ll learn the three most common causes of rotator cuff problems and what successful treatment looks like without medications, injections, or surgery.

11 a.m. – Basic Close-Quarter Combat Presented by Dr. Fred W. Waters Jr., Lead Instructor, TopFlight Combatives and Defense, LLC A grandmaster in the martial arts with more than 40 years of experience, 10th dan red belt Dr. Fred Waters will demonstrate how to use anything as a weapon for personal self-defense in this hands-on seminar. Fred has instructed classes for the military, law enforcement, executive protection agents, and civilians in the art of self-defense.

11:45 a.m. – Regenexx® Can Help Reduce Chronic Pain Presented by Jamie Shirey, MSN, CRNP, Advanced PainCare & BioHealth Institute What if you could heal bones, ligaments, muscles, tendons, and cartilage without having to recover from surgery? Learn about Regenexx®, the most advanced orthopedic platelet and stem cell procedures in the world.

Jamie will talk about her wellness program, which identifies where you are along the health spectrum and the treatment options offered to reduce your risk for chronic disease and illness.

12:30 p.m. – Senior Crime Prevention University Presented by Jerry Mitchell, Outreach Specialist, Pennsylvania Office of Attorney General Jerry Mitchell is an outreach specialist with the Pennsylvania Office of Attorney General.

He works with community groups, school districts, law enforcement, legislatures, and senior groups to help educate Pennsylvanians on topics ranging from the latest scams to social media awareness to drug trends and the dangers of illegal drugs.

ia ed sor

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www.50plusExpoPA.com

g tin r poornso p u S p S

• Oct. 16, 2019

Cumberland County 50 plus EXPO

19

Thank you, sponsors!

Brought to you by:

&

CUMBERLAND COUNTY

Proudly Sponsored By: Principal Sponsors:

Visitor Bag Sponsor: OSS Health

Seminar Sponsors: Advanced PainCare and BioHealth Institute • Gilbert Physical Therapy

Supporting Sponsors: Allwell from PA Health & Wellness • Highmark • Menno Haven Retirement Communities • Orthopedic Institute of PA Media Sponsors:

The 50plus EXPO is FREE to the community due to the generosity of our sponsors.

Bag or or iV sitpons S

diaor Mpeons S

Benefits & Perks for Our Membership Subscribers News+ Membership, a program for our subscribers, dedicated to offering perks and benefits that are only available to our members. News+ Members get the stories and information that makes a difference to them, plus more coupons, offers, and perks that only a member can get.

pain tried to steal my passion for fishing

oss health brought it back!

INVESTIGATIVE JOURNALISM LOCAL PERSPECTIVES YOU MAKE IT POSSIBLE! YOUR SUBSCRIPTION SUPPORTS LOCAL JOURNALISM THAT MAKES A DIFFERENCE.

Learn more at cumberlink.com/members or call 717-240-7135 to become a member 20

Cumberland County 50 plus EXPO Oct. 16, 2019 •

At OSS Health, we know that your passions are what keep you young and young at heart. We believe that pain should never limit you from continuing to keep these passions as part of your life. That is why we have assembled an experienced group of orthopaedic surgeons and professional staff to treat your common back, muscle, and joint pains, as well as perform surgery when you need it. OSS Health surgeons are board certified and specially trained in all areas of orthopaedics. As a result, we provide the area’s most comprehensive orthopaedic care, right in your community — and we are open 7 days a week.

(717) 848-4800 • osshealth.com York | Mechanicsburg | Hanover Owned and operated by OSS Health Physicians

www.50plusExpoPA.com

Exhibitor Map & Exhibitor List Registration Area

Entertainment

FLU SHOTS

1 Day Bath Home Services........................................... 110-111 AAA......................................................................................... 174 Advanced PainCare and BioHealth Institute.................... 181 Aetna Medicare.................................................................... 160 Allwell from PA Health & Wellness.................................... 169 American Cancer Society Inc.............................................. 124 American Foundation for Suicide Prevention...................113 American Senior Benefits Association.............................. 133 Appleby Systems Inc............................................................ 147 Bath Fitter.............................................................................. 159 Beautiful Reflection by Maggie......................................... 142 Benefit Connections, Inc.....................................................200 Bethany Village..................................................................... 151 Castle Windows.................................................................... 141 CBD American Shaman........................................................ 185 CBS21...................................................................................... 178 Central PA Parkinsons Disease Support Group.................114 Central Penn College...........................................................104 Central Pennsylvania Cremation Society.......................... 201 Claremont Nursing & Rehab Center.................................. 153 ClearCaptions, LLC................................................................ 167 Country Gold Radio WIOO.................................................. 122 Cumberland County Aging and Community Services.......................................................................101-103 Cumberland Goodwill EMS................................................. 139 Department of Environmental Protection — Radon Division.................................................................. 162

www.50plusExpoPA.com

Drayer Physical Therapy...................................................... 187 Early Detection Foundation................................................206 Geisinger Gold...................................................................... 189 GenRx Testing Solutions, LLC............................................. 131 Gilbert Physical Therapy.....................................................148 Highmark...............................................................................164 Holy Family Radio.................................................................144 HomeCare for Living Well — a program of the Center for Independent Living of Central PA................ 140 Homeland Center & Homeland at Home...................127-129 Homespire Windows & Doors............................................ 107 Hospice for All Seasons........................................................ 168 Humana.................................................................................208 IMA Medical Supply, Inc...................................................... 125 Install America......................................................................205 Jordan Essentials.................................................................. 191 Kilmore Eye Associates........................................................ 158 Kitchen Saver........................................................................ 190 Kmart..................................................................................... 197 LeafFilter Gutter Protection................................................ 116 Menno Haven Retirement Communities.......................... 198 Messiah Lifeways..................................................................204 Mid-Atlantic Waterproofing............................................... 166 Miracle-Ear............................................................................ 121 Office of Attorney General...................................................119 Office of the State Fire Commissioner.............................. 143 Orthopedic Institute of PA...........................................193-194

OSS Health............................................................................. 149 PA Public Utility Commission............................................. 105 Patriot Home Care................................................................ 192 Pennsylvania Lottery / MARC USA..................................... 138 Quality Care Pharmacy, Big Spring Pharmacy, Holly Pharmacy............................................................................... 126 rabbittransit.......................................................................... 109 Renewal by Andersen..........................................................184 Representative Barb Gleim and Representative Torren Ecker....................................................................... 156 Ruby Ribbon...........................................................................115 Sentinel, The......................................................................... 163 Shears Cosmetology School........................................179-180 SpiriTrust Lutheran............................................................... 177 SpiriTrust Lutheran LIFE...................................................... 176 Sprint...................................................................................... 171 State Representative Sheryl M. Delozier / State Representative Greg Rothman.......................................207 Stoken Wagner Ophthalmic Associates............................ 173 Sundance Vacations............................................................. 134 Tops Club, Inc ....................................................................... 199 Tri-State LeafGuard.............................................................. 175 UPMC Pinnacle...............................................................154-155 Window Nation..................................................................... 170 Principal Sponsor Visitor Bag Sponsor Seminar Sponsor

• Oct. 16, 2019

Co-Host Supporting Sponsors Media Sponsors

Exhibitor list and map may differ from day of event due to additions or omissions after initial printing.

Cumberland County 50 plus EXPO

21

al r p i nc so

Shears Cosmetology School offers training in:

Pripon S

Cosmetology Esthetician Nail Technology Natural Hair Braiding Cosmetology Teachers’ Program Flexible Schedule • Small Classes • Hand-On-Training • Prep for State Exam Life-Time Training to Graduates • Teachers Industry Experienced & Master Educator

Clinic floor is open to the public: Tuesday through Friday 10 a.m. – 2 p.m.

Shears Cosmetology School

Your Choice.

Our Privilege.

(717) 462-4455

www.shearsschool.com 50 Alexander Spring Road, Carlisle, PA 17015 g tin r por so SupSpon

When your loved one needs help, join hands with Homeland. We are privileged to offer a continuum of care options and to be part of your caregiving team.

A CONTINUING CARE RETIREMENT COMMUNITY

1901 N 5th St., Harrisburg

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717-221-7900

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717-857-7400

HomelandatHome.org

Join Homeland Hospice!

A Toast to the 10th … An Encore for More!

Featuring… BEN GALLAHER • Buffalo Mtn. Bluegrass Band • Shrimp Ryan’s Jig Band • A Unique Guitar Gallery • Beer, Cider & Wine Café • And more!

SCOTTISH RITE THEATRE, HBG.

12:30 - 4:30 p.m.

TICKETS $10 | $25 | $50

HomelandHospice.org/10years 22

Cumberland County 50 plus EXPO Oct. 16, 2019 •

www.50plusExpoPA.com

Tips to Keep You Safe from Medicare Fraud

By Brian O’Connell

With Medicare open enrollment season about to begin, it’s a good idea for enrollees to recognize and take action to stop Medicare fraud against them in its tracks.

Just how bad is the Medicare consumer fraud problem? According to the Coalition Against Insurance Fraud, Medicare fraud — against consumers, government, and private health insurers — is the “largest type of insurance fraud by far,” with tens of billions of dollars lost each year by consumers.

Forms of Medicare Fraud There are several ways that Medicare enrollees can be victimized by fraud. These scams are at the top of that list: Via phone — Identity fraudsters often target older Medicare enrollees via a phone call, telling seniors they’re with the government or a doctor’s office, and try to steal Medicare account data that they later use to commit fraud.

Via email — Medicare fraud artists also frequently use email “phishing” techniques to reach out to Medicare enrollees, again claiming to be from

the government or from a local hospital or doctor’s office.

The scammers often try to elicit a Medicare enrollee’s personal data through email directly, claiming they need the user’s personal data to complete some important paperwork, and ask the Medicare beneficiary’s Social Security number and/ or bank account and credit card account information.

Or, they’ll attempt to get a senior to click on a malware-loaded email link, which then steals the consumer’s data.

Actions to Protect against Medicare Fraud The good news? Medicare enrollees can take direct action to mitigate or even eliminate Medicare fraud, experts say.

Get started with these tips: Lock down your medical information.

“Be suspicious if anyone other than your doctor or medical provider asks for your information, especially because this includes your Social Security number,” says Diana Golub, a licensed medical professional and director of options at AIA Direct, in Bradenton, Florida. please see Medicare Fraud page 24

Free

Health Screenings Central Penn College — Booth # 104 Blood pressure screening Early Detection Foundation — Booth # 206 Pharmacogenomic cancer screening GenRx Testing Solutions, LLC — Booth # 131 Hereditary cancer screening

FLU SHOTS AVAILABLE AT THE EXPO! Kmart will be providing flu shots on a first-come, first-served basis at the 50plus EXPO. Flu shots are no-cost for most people with Medicare Part B and most insurance plans.

Please bring your insurance card.

For all others, the vaccine will be offered at an EXPO special price of $17.99 for trivalent (regular) flu vaccine, $29.99 for the quadrivalent vaccine, and $53.99 for high-dose 65+.

Kmart — Booth # 197 Flu shots Miracle-Ear — Booth # 121 Hearing screening

CUMBERLAND COUNTY

Oct. 16, 2019 9 a.m. – 2 p.m.

Carlisle Expo Center 100 K Street, Carlisle

Booth #197 www.50plusExpoPA.com

• Oct. 16, 2019

Cumberland County 50 plus EXPO

23

t n e m e r ti e r What’s your plan?

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diaor Mpeons S

“Make sure you protect your Medicare card, and don’t share your Medicare number. Think of it like a credit or debit card number. Be aware of online or phone scammers. You don’t have to pay a processing fee or purchase a temporary card should you misplace your Medicare card.”

Review your Medicare claims. Review your Medicare claims to make sure there aren’t any errors or suspicious activity, advises Justin Lavelle, chief communications officer at BeenVerified, an online background check platform.

“Each time you receive healthcare services, write the service date on your calendar and save all the statements or receipts you may get back from your providers,” Lavelle says.

“Check them for errors by comparing your healthcare service dates — as listed on your calendar — with what is listed on your statements.”

In addition, check to ensure the prescriptions you’ve filled match the ones listed on your statements. If you find any errors, call (800) MEDICARE, Lavelle says.

Cook only when you want

Discover new passions

Medicare Fraud from page 23

Don’t accept any services you don’t need. If your provider is putting pressure on you to get healthcare services you feel you don’t need, you can refuse the care and request another physician give you a second opinion.

“Don’t feel that because it is your physician, someone you’ve trusted in the past, that you must move forward with all of their healthcare recommendations,” says Lavelle.

“Medical professionals falsely billing Medicare, advising procedures with higher rates of payment, and filing false claims have been on the rise in the last decade.”

Be careful with all physician interactions. On its fraud-prevention webpage, Medicare.gov advises Medicare enrollees to not allow anyone, except your doctor or other Medicare providers, to review your medical records or recommend services.

“Also, don’t contact your doctor to request a service that you don’t need, and don’t let anyone persuade you to see a doctor for care or services you don’t need,” the agency states.

If you believe that you’ve been victimized by Medicare fraud, take these action steps: • Call CMS at (800) MEDICARE or (800) 633-4227.

• Report it online to the Department of Health and Human Services Office of the Inspector General.

• Call the Office of the Inspector General at (800) HHS TIPS or TTY: (800) 377 4950.

• Call your state insurance department or local law enforcement.

Brian O’Connell is an analyst at InsuranceQuotes (www.insurancequotes.com).

Mark your calendars!

Oct. 16 See you at the EXPO! 24

Cumberland County 50 plus EXPO Oct. 16, 2019 •

www.50plusExpoPA.com

Social Security News: Communities Fighting Fraud

By John Johnston

Older people are at a greater risk of fraud and other forms of financial exploitation.

The United States Postal Service has seen an increase in mail fraud and is promoting community strength and fraud awareness as a way to prevent abuse.

Social Security agrees. You can help your more vulnerable loved ones fight fraud.

You or a loved one might receive an advertisement in the mail, but it could be from a private company or even a scammer.

United States law prohibits people or non-government businesses from using words or emblems that mislead others.

Their advertising can’t lead people to believe that they represent, are somehow affiliated with, or are endorsed or approved by Social Security.

Scammers commonly target people who are looking for Social Security program and benefit information. If you receive misleading information about Social Security, send the complete advertisement, including the envelope it came in, to: Office of the Inspector General Fraud Hotline Social Security Administration P.O. Box 17768 Baltimore, MD 21235

“Community” can simply mean your family unit. The more you know about what your loved ones are exposed to, the better you can protect them.

We also receive reports where someone pretending to be a Social Security employee has contacted members of the public.

The intent of this type of call may be to steal your identity and/or money from your bank accounts. They may state that your Social Security number will be suspended or they may demand immediate payment.

The caller generally asks you for personal information, such as your Social Security number, date of birth, your mother’s maiden name, or your bank or financial account information.

You should not provide any of this information to these individuals.

It’s possible that a Social Security employee may contact you to follow up on a previous application for Social Security benefits or to follow up on other business you initiated with Social Security.

Remember, Social Security employees will never threaten you or demand any kind of payment in exchange for services.

It’s important that you report any and all fraud. This can only strengthen our communities and your family. You can report Social Security fraud at https://oig.ssa.gov/report or (800) 269-0271.

John Johnston is a Social Security public affairs specialist.

ing orntsor p p Su o Sp

FIND YOUR

Do you have a friendly face?

HAPPY PLACE

We are proud to offer these senior-friendly services: Independent Living Personal Care At Home Care Skilled Nursing Care Elderday Adult Day Care Program Short-Term Rehabilitation Coming Fall 2019 – Memory Homes AND SO MUCH MORE! /happy

CALL FOR A PERSONAL TOUR!

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The 50plus EXPO committee is looking for volunteers to help at our 20th annual Cumberland County 50plus EXPO on Oct. 16, 2019, at the Carlisle Expo Center, 100 K Street, Carlisle, from 9 a.m. to 2 p.m.

If you could help greet visitors, stuff EXPO bags, or work at the registration desk, we would be glad to have you for all or just part of the day. Please call On-Line Publishers at (717) 770-0140.

“Like” us on Facebook to receive a free 6-month subscription!

Plus, you’ll receive event updates, story links, and more!

www.50plusExpoPA.com

CUMBERLAND COUNTY • Oct. 16, 2019

Cumberland County 50 plus EXPO

25

On Life and Love after 50

Marriage vs. a Committed Relationship Tom Blake

As a senior-relationship columnist, I receive many interesting questions from older singles.

Recently, Nancy emailed, “Are you married legally to Greta?”

(The “Greta” to whom Nancy was referring has been my life partner for 21 years.)

Nancy added, “I’m 65 and have a man I’d like to spend the rest of my life with. We’ve been together — on and off — for eight years. We don’t want to marry legally, but we would like a commitment ceremony.

“I stayed home raising my ex-husband’s and my children for 25 years. We were divorced in 1996; he remarried. After he passed away, I started receiving his Social Security benefits because of the length of time married to him. If I were to marry legally, I’d lose the benefits.

“Is there a way to be together with my guy without legally marrying so I don’t lose my ex-husband’s Social Security benefits?”

Before addressing Nancy’s questions, I strongly suggest she contact an

attorney to ensure she doesn’t do anything to jeopardize receiving her deceased husband’s benefits.

My answer to Nancy’s initial question: No, Greta and I are not “married legally.” We aren’t even married illegally. We’ve been together 21 years and have lived together 18 of those years, 13 of them in her home and the last five in my home.

We have been blessed with the relationship the way it is. We travel often and share many expenses. Our life is as good as it gets. We see no reason to marry.

Nancy also wanted to know if Greta and I have had a commitment ceremony. No, again.

Every day is a commitment to each other; we don’t feel the need to have a ceremony.

Other readers have shared thoughts on the marriage-vs.-committedrelationship topic.

Annie said, “I met my partner five years ago. We are in a committed relationship and living together. We are surprised at the number of friends who ask, ‘When is he going to make me legal?’

“We don’t feel the need to be married. Our kids don’t care one way or the other. I wear a ring on my wedding-ring finger. We are turning 65 this year and have earned the right to do as we wish.”

Nina stated, “I’m in my mid-50s, six years divorced, alone, have great friends, a pretty good life, and am fine with this for now. I don’t want to remarry, even if I find someone with whom love is real and mutual. I would like to be in a committed, loving relationship.”

Jennifer shared, “Older people have already completed the child-raising task. They don’t need to nail down a reproductive agreement.

“They have often spent a lifetime working and accumulating assets, and they frequently like to keep their finances separate. Sometimes, it’s simpler just to remain single, even while living together.

“Those who, for religious or other reasons, are uncomfortable with this arrangement can still get married.”

Marcia wrote, “Russ and I did not marry for myriad reasons. We know of couples who’ve had religious ceremonies under God, and they are happy.”

Final thoughts to Nancy: Getting married would likely cause you to lose the Social Security benefits you are receiving. Don’t marry.

Another reason not to marry: You said your eight-year relationship has been “on and off.” That’s not a good omen for marriage.

A commitment ceremony? If you wish. Just be sure it’s not legally binding.

Exchange rings, invite family and friends, have a ball — whatever you choose.

The most important thing for seniors is to appreciate life, whether single, married, or in a committed relationship.

For dating information, previous articles, or to sign up for Tom’s complimentary, weekly e-newsletter, go to www.findingloveafter50.com.

26

October 2019

50plus LIFE ›

www.50plusLifePA.com

Stingy Jack Carves Out His Legacy

By Randal C. Hill Every Oct. 31, we see suburban homes displaying fat orange pumpkins aglow with light pouring through triangular eyes and jagged teeth. They stand guard over the house, ready to ward off whatever evil spirits might be lurking about.

It’s a good thing that those silent sentinels are on duty. After all, one of those spirits just might be Stingy Jack.

— His story starts out in ancient Irish mythology. In the tale, the local blacksmith in one particular village was a notorious drunk who lied, cheated, played pranks, manipulated people, and did what he could to avoid spending his money.

Locals called him Jack the Smith to his face but Stingy Jack behind his back.

Lucifer had heard of Jack’s vile reputation and decided to seek out the rascal for himself.

When the devil met Jack, the town con artist invited him to the town tavern for a drink.

True to his name, Jack claimed to be broke when the drinking was done.

The wily scoundrel then convinced Satan to turn himself into a coin so Jack could settle the evening’s tab.

The bemused devil took on the requested shape, and Jack slipped the coin

into his coat pocket — and right next to a silver crucifix. The cross kept Satan from shifting back to his original form. Jack then slipped out of the tavern without paying the bill.

Jack eventually let Lucifer loose, but only after making him promise to not bother him for one year. And, oh yes, not to claim the blacksmith’s soul when he died.

Jack was still up to his usual machinations one year later. When the devil came to collect the reprobate’s soul, Jack begged for a single last request: a juicy red apple. While Lucifer was climbing a nearby tree, Jack hurriedly carved the sign of the cross into the tree’s trunk.

As a result, the devil couldn’t return to solid ground until he promised once more to leave Jack alone, this time for a full decade.

Predictably, Jack wasted the next 10 years drinking, causing problems, and annoying people.

When he finally died and met St. Peter at the Pearly Gates, the good saint turned him away, convinced that God wouldn’t want such a miserable hunk of please see STINGY JACK page 30

The ultimate resource for boomer and senior living and care options.

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24th annual edition

Online Drives traffic to your site Digital e-dition Easily accessible on mobile devices Print For those who rely on traditional media Distribution Available at more than 15 events annually Direct mailed To professional offices throughout the Susquehanna and Delaware valleys On-Demand Where readers pick up 50plus LIFE Community Reaches your targeted audience: healthcare professionals, adult decision-making children, and 50+ consumers

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Last chance to be included!

Closing date: Nov. 1, 2019.

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To be included in the 2020 edition of 50plus LIVING, call your marketing consultant, call (717) 285-1350, or email info@onlinepub.com www.50plusLifePA.com

50plus LIFE ›

October 2019

27

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Elder Law Attorneys

Specific areas of elder law in which the firm concentrates:

Bellomo & Associates, LLC 3198 East Market Street, York, PA 17402 717-845-5390 fax 717-845-5408 info@bellomoassociates.com www.bellomoassociates.com

4

4

2009

2009

Yes

Yes

Yes

Yes

Estate planning; wills and powers of attorney; Medicaid and long-term care planning; probate and estate administration; guardianship.

Yes

Estate planning, wills, trusts, powers of attorney, estate administration, guardianships. York County Bar Association Estate Planning and Probate Law Section, chairman since 2001, friendly and efficient service and staff.

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Asset protection; long-term care; medical assistance; veterans’ benefits (veteran certified); estate planning, wills, trusts, powers of attorney; estate administration; guardianships.

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Blakey, Yost, Bupp & Rausch, LLP David A. Mills, Esquire

17 East Market Street, York, PA 17401 717-845-3674 fax 717-854-7839 dmills@blakeyyost.com www.blakeyyost.com

1

7

1980

1990

No

Yes

No

Daley Zucker Meilton & Miner, LLC 635 North 12th Street, #101, Lemoyne, PA 17043 330 East Park Drive, Harrisburg, PA 17111 717-724-9821 fax 717-724-9826 ppatton@daleyzucker.com www.daleyzucker.com

3

7

2004

2004

No

Yes

No

Gettle & Veltri 13 East Market Street, York, PA 17401 717-854-4899 fax 717-848-1603 ghg@gettleveltri.com www.gettleveltri.com

2

4

1997

1997

Yes

Yes

Yes

Keystone Elder Law P.C. 555 Gettysburg Pike, Suite B-200, Mechanicsburg Satellite office in Carlisle 717-697-3223 toll-free 844-697-3223 karen@keystoneelderlaw.com www.keystoneelderlaw.com

1

1

2010

2010

Yes

Yes

Yes

Mooney Law

HARRISBURG: 105 North Front St.; YORK: 40 East Philadelphia St. CARLISLE: 2 South Hanover St.; SHIPPENSBURG: 34 West King St. GETTYSBURG: 18 E. Middle St.; HANOVER: 230 York St. Additional offices in Duncannon, Frederick (MD), Greencastle, Halifax, Lancaster, Lebanon, Mercersburg, New Oxford, Stewartstown, and Westminster (MD) 717-200-HELP; toll-free 877-632-4656 — CALL 24/7 info@mooney4law.com www.PAElderIssues.com; www.Mooney4Law.com

4

12

1997

1997

Yes

Yes

Yes

If you would like to be featured on this important page, please contact your marketing consultant or call (717) 770-0140.

This is not an all-inclusive list. These advertisers are eager to provide additional information about their services. * Indicates that at least one attorney in the firm is a member. Information contained herein was provided by the firm.

28

October 2019

50plus LIFE ›

www.50plusLifePA.com

Cumberland County

Calendar of Events

Support Groups Free and open to the public Sundays, 7:15 p.m.

Outreach Al-Anon Family Group Meeting Chapel Hill United Church of Christ 701 Poplar Church Road, Camp Hill (717) 448-7881 Other meeting times/locations at https://pa-al-anon.org Mondays, 7 p.m.

Hope on Simpson Al-Anon Family Group Meeting First United Methodist Church 135 W. Simpson St., Mechanicsburg (717) 448-7881 Other meeting times/locations at https://pa-al-anon.org Tuesdays, noon Anchor Al-Anon Family Group Meeting The Harbor 55 W. King St., Shippensburg (717) 448-7881 Other meeting times/locations at https://pa-al-anon.org Thursdays, 6:30 p.m.

Food Addicts in Recovery Anonymous Aldersgate United Methodist Church 1480 Jerusalem Road, Mechanicsburg (781) 932-6300 Oct. 1, 6-7 p.m.

Alzheimer’s Support Group Senior Helpers 3806 Market St., Suite 3 Camp Hill (717) 920-0707 Oct. 1, 6 p.m.

CanSurmount Cancer Support Group Encompass Health Rehabilitation Hospital of Mechanicsburg 175 Lancaster Blvd., Mechanicsburg (717) 691-6786 Oct. 2, 1:30 p.m.

The Bridges Support Group for the

Alzheimer’s Association The Bridges at Bent Creek 2100 Bent Creek Blvd.

Mechanicsburg (717) 795-1100 Oct. 2, 5:30-6:30 p.m.

Caregivers Support Group Cumberland County Aging & Community Services 1100 Claremont Road, Carlisle (717) 240-6110 Oct. 3, 5:30-7 p.m.

Better Breathers Chronic Lung Disease Support Group Ortenzio Heart Clinic at Geisinger Holy Spirit 503 N. 21st St., Camp Hill (717) 763-2775 Oct. 3, 5:30-7 p.m.

Smoking Cessation Support Group Ortenzio Heart Clinic at Geisinger Holy Spirit 503 N. 21st St., Camp Hill (717) 763-2775

Senior Center Activities Oct. 9, 1:30 p.m.

Parkinson’s Support Group Bethany Village West Springfield Room 325 Asbury Drive, Mechanicsburg (717) 877-0624 Oct. 14, 1:30-3 p.m.

Caregivers Support Group St. Elizabeth Ann Seton Church 310 Hertzler Road Upper Allen Township (717) 766-8806 Oct. 14, 6-7 p.m.

A Touch of Sugar: Diabetes Support Group Wegmans, 6416 Carlisle Pike Mechanicsburg (717) 763-2466 https://events.geisinger.org Oct. 15, 1 p.m.

Caregiver Support Group Mechanicsburg Church of the Brethren 501 Gale St., Mechanicsburg (717) 766-8880

Oct. 3, 6:30-7:30 p.m.

Too Sweet: Diabetes Support Group Chapel Hill United Church of Christ 701 Poplar Church Road, Camp Hill (717) 557-9041

Oct. 15, 6:30 p.m.

Alzheimer’s/Dementia Caregivers Support Group Cumberland Crossings 1 Longsdorf Way, Carlisle (717) 243-0113

Oct. 7, 4-5 p.m.

Caregivers Support Group Messiah Lifeways Meetinghouse 1155 Walnut Bottom Road Carlisle (717) 243-0447

Oct. 16, 2-3 p.m.

Life Enrichment Group for Blind or Low-Vision Adults Vision Resources of Central Pennsylvania Penn Apartments 1 West St., Carlisle (717) 238-2531

Oct. 8, 6:30-8 p.m.

Carlisle Area Men’s Cancer Support Group The Live Well Center 3 Alexandria Court, Carlisle (717) 877-7561 sirbrady12@gmail.com

Oct. 22, 6 p.m.

Multiple Sclerosis Support Group Encompass Health Rehabilitation Hospital of Mechanicsburg 175 Lancaster Blvd., Mechanicsburg (717) 486-3596 apcoulson@comcast.net

Big Spring Senior Center – (717) 776-4478 91 Doubling Gap Road, Suite 1, Newville Tuesdays and Thursdays, 9:30 a.m. – Walk with Ease Walking Program Oct. 2, 9:30 a.m. – Educational Program: Bats and Bat Houses Oct. 8, 1-3 p.m. – Free Hearing Aid Cleaning and Education Program Oct. 9, 9:30 a.m. – MindMatters: Climate Change Branch Creek Place – (717) 300-3563 115 N. Fayette St., Shippensburg Carlisle Senior Action Center – (717) 249-5007 20 E. Pomfret St., Carlisle Mary Schaner Senior Citizens Center (717) 732-3915 98 S. Enola Drive, Enola Mechanicsburg Place – (717) 697-5947 97 W. Portland St., Mechanicsburg West Shore Senior Citizens Center (717) 774-0409 122 Geary St., New Cumberland Submit senior center events to mjoyce@onlinepub.com.

Library Programs Bosler Memorial Library, 158 W. High St., Carlisle, (717) 243-4642 Oct. 1, 8, 22, 29, 6:30-8:30 p.m. – Upstairs Stitchers Oct. 4, 7 p.m. – Music @ Bosler Oct. 7, 7:30-8:45 p.m. – M onday Bosler Book Discussion Group Cleve J. Fredricksen Library, 100 N. 19th St., Camp Hill, (717) 761-3900 Oct. 3 and 17, 11 a.m. to 1 p.m. – Free Blood Pressure Screenings Oct. 9, 6:30 p.m. – T wisted Stitchers Knitting/Crochet Group Oct. 28, 7 p.m. – Educated by Tara Westover East Pennsboro Branch Library, 98 S. Enola Drive, Enola, (717) 732-4274 John Graham Public Library, 9 Parsonage St., Newville, (717) 776-5900

Community Programs

Joseph T. Simpson Public Library, 16 N. Walnut St., Mechanicsburg, (717) 766-0171

Mondays and Wednesdays, noon SilverSneakers Exercise Class Susquehanna View Apartments Community Room 208 Senate Ave., Camp Hill (717) 439-4070 jesseswoyer.com@gmail.com

New Cumberland Public Library, 1 Benjamin Plaza, New Cumberland, (717) 774-7820 Oct. 8, 10:30 -11:30 a.m. – Book Review Program: Killers of the Flower Moon by David Grans Oct. 17, 6:30 p.m. – A dult Fall Craft: Mason Jar Pumpkin Oct. 27, 3-4 p.m. – C ultural Program: Hiking the Appalachian Trail at Any Age

Free and open to the public

www.50plusLifePA.com

Oct. 9, 11:30 a.m.

NARFE West Shore Chapter 1465 VFW Post 7530 4545 Westport Drive Mechanicsburg (717) 774-4031 www.narfe1465.org Visitors welcome; meeting is free but fee for food.

Oct. 16, 9 a.m. to 2 p.m.

Cumberland County 50plus EXPO Carlisle Expo Center 100 K St., Carlisle (717) 285-1350 www.50plusexpopa.com

Shippensburg Public Library, 73 W. King St., Shippensburg, (717) 532-4508

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October 2019

29

STINGY JACK from page 27

The Expo brings federal, state, and local agencies together with area businesses to provide information and resources to veterans and their families.

humanity in heaven.

And when Jack turned up at the gates of hell, Satan, who was still smarting from the tricks Jack had pulled on him earlier, refused to admit him. After all, the devil smugly maintained, that had been part of their original bargain.

The devil sent Jack off into the night to “find his own hell” in the dark and mysterious netherworld.

The hapless penny-pincher stumbled into the darkness, his path dimly lit by a single chunk of burning coal that the devil had snatched from the fires of hell and given to him to create a makeshift lantern. Jack plucked a turnip from the ground, carved an opening in it, and placed the ember inside.

Ever since that night, Stingy Jack has been roaming the earth, finding neither peace nor a resting place.

The Irish began referring to his ghostly figure as “Jack of the lantern,” which was eventually shortened to “Jack o’ lantern.”

In Ireland, then later in Scotland and England, people began replicating Jack’s lantern by carving scary faces into turnips, potatoes, gourds, and beets.

Eventually, migrants brought the Irish tradition of Stingy Jack to America.

It was here that newly arrived folks found that pumpkins, which were native to America, made perfect jack-o’-lanterns.

— Today, the Stingy Jack legend has taken a back seat to costumes, candy, and Charlie Brown cartoons at Halloween.

However, that doesn’t mean that the creepy codger isn’t still wandering about in the darkness somewhere. Maybe even in your own neighborhood.

The Job Fair brings veterans and spouses who need jobs together with employers who can benefit from this rich source of talent to aid their organizations.

Although Randal C. Hill’s heart lives in the past, the rest of him resides in Bandon, Ore. He can be reached at wryterhill@msn.com.

Nov. 7, 2019 9 a.m. – 2 p.m.

Farm and Home Center

1383 Arcadia Road, Lancaster

This event is FREE to attend.

Veterans (of all ages) and the military community and their families are invited to join us!

The December issue of 50plus LIFE will include a special focus —

At the Expo

Veterans Benefits & Services Medical/Nonmedical Resources Products and Services Available Support/Assistance Programs Education/Training Services

At the Job Fair

Employers Job Counseling Workshops Employment Seminars Resume Writing Assistance Hosted by:

Sponsor & Exhibitor Opportunities Available

www.veteransexpo.com (717) 285-1350 www.olpevents.com

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Please contact your sales representative at 717.285.1350 or info@onlinepub.com today to reserve your space!

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October 2019

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Soldier Stories

Robert Naeye

He Survived Firefights, Hepatitis, and a Landmine that Failed to Detonate

north and south of the Central Highlands, so, as Central Pennsylvania resident Dan Dorsheimer had been in Vietnam for only three weeks when he Dorsheimer says, “We didn’t see a whole lot of went out on his first patrol as an Army infantryman. combat for an infantry unit.”

Still, he saw horrible things and watched some The events that followed would be seared into his memory. of his buddies die. He calls his first three weeks His platoon destroyed a South Vietnamese village in Vietnam “a nightmare,” and that experience and killed a young Vietnamese girl. included watching a fellow 19-year-old kid blow He stepped on a landmine, which miraculously himself up while mishandling a grenade. failed to explode.

On his first patrol, his platoon went out in the But despite experiencing intense combat and morning on a search-and-destroy mission to a nearby becoming severely ill twice, he would survive his village that was thought to be sympathetic to the tour and return to his hometown.

Viet Cong.

Dorsheimer was born in February 1948 and raised The 40 or so men crossed a river and entered the in a family with a distinguished history of military village. The inhabitants lived in primitive conditions, service. His maternal grandfather served during with thatched dwellings and dirt floors. The World War I. His father fought in the brutal Battle Americans only saw old men, women, and young of Okinawa in World War II, where he earned a children.

Purple Heart. His brother also served in Vietnam.

As a newcomer, Dorsheimer depended on the Dorsheimer at a fire support base, 1968.

“When our country called, we answered the call, officers and hardened veterans for his survival. But and I’m very proud of that,” says Dorsheimer. right away, he worried that his comrades were having Dorsheimer graduated from high school in June too much fun searching and destroying.

1966. Almost one year later to the day, he was Before departing the village, the commanding drafted. He went into the Army so he would only officer ordered the men to burn it down. The men have to serve two years. set fire to the grass with their lighters, which then lit He spent eight weeks in basic training at Fort the hatched dwellings. Dorsheimer admits that he Knox, Kentucky, followed by nine weeks of helped. advanced infantry training at Fort McClellan, “These people had nothing — they were primitive Alabama. peasants,” he recalls. “And that wasn’t the worst “We didn’t hear a lot of positive things in those 17 of it. We killed their chickens, their pigs, and we weeks of training. They really beat us up physically shot their water buffalo. These people had nothing. and emotionally. That’s just how it was,” says We destroyed absolutely everything in that village.

Dorsheimer.

Everything.”

At the end of his training, Dorsheimer’s worst Dorsheimer was only 19, but he understood that fears became reality: He received a letter ordering ruining the livelihood of the locals was not exactly him to report to Fort Lewis, Washington, in the first the best way to establish their faith in democracy. week of November 1967. He realized he was going to Walking back to the base camp, the line of ’Nam at a time when the war was intensifying and men suddenly stopped. The point man looked at American casualties were starting to mount.

Dorsheimer, who heard a “poof.” He realized he was Dorsheimer with two ARVN (Army of the After a brief period of rest back home, in trouble. He looked down to see smoke coming out Republic of Vietnam) soldiers.

Dorsheimer’s parents drove him to Baltimore for the from his right boot. flight to Washington.

He was told not to move. He had stepped on a small landmine consisting of “My mother watched the news; she knew what was going on in Vietnam. plastic explosives.

She was a mess. She didn’t know if she was ever going to see me again alive,” Fortunately for the rookie soldier, the mine failed to detonate. Even if it did, recalls Dorsheimer.

Dorsheimer probably would have survived.

After stops in Hawaii, Wake Island, and Guam, Dorsheimer landed at Cam “It wasn’t meant to kill you. It was meant to put a hole in your foot and put Ranh Bay in November 1967. He wondered why men were cheering as he got you in the hospital.” off the plane but then realized they were going home. They told him “to have As the men neared base camp, they saw a Vietnamese person cross their path in a rice paddy. Someone behind Dorsheimer yelled, “Go ahead and fire.” fun.” Dorsheimer recalls being scared to death.

After turning over the body, they realized they had killed a young girl. Making The next day, Dorsheimer flew on a cargo plane to the village of Pleiku in South Vietnam’s Central Highlands. There, he was assigned as a replacement to matters worse, some of the men laughed. th “I’m thinking, ‘What the hell is going on here?’” recalls Dorsheimer. “I a company in the Army’s 4 Infantry Division.

To some extent, Dorsheimer lucked out. During his 366-day tour of duty, wasn’t brought up that way.” the North Vietnamese Army and Viet Cong concentrated their forces to the please see SOLDIER STORIES page 33 www.50plusLifePA.com

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October 2019

31

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SOLDIER STORIES from page 31 Dorsheimer’s company went on numerous jungle village. Suddenly, two American jets zoomed by at low patrols but rarely made contact with the enemy. altitude and dropped canisters of napalm on the village, Still, these were arduous missions, with the soldiers incinerating everything. carrying heavy loads, going many days without “No fireworks display can do what these two showers, and eating the same dreary rations day canisters did,” says Dorsheimer. But the attacks ceased. after day.

This young soldier would survive several more About five months into his tour, Dorsheimer firefights and a bout of malaria. Dorsheimer received contracted hepatitis and had to be medevacked several ribbons and a letter of commendation for his to an aid station. By the time he got there, he service, but he is quick to dismiss any notion that he was lapsing in and out of consciousness. He was was a hero. freezing, but his head felt like it was on fire. He “I didn’t do more than any of the guys beside me. was running a high fever, so the medical personnel People back at base camp wrote this stuff up to try to packed him in ice “like Charlie the Tuna.” build morale,” he insists.

While recuperating at Cam Ranh Bay, he had Despite everything he endured and all his unpleasant an incredibly unlikely chance encounter with a memories, Dorsheimer has built a successful postwar fellow high school graduate, Rick Criswell, who was life. He retired in 2011 after working 22 years for CocaRich Burton, left, and Dan Dorsheimer. serving in the Army’s 101st Airborne Division.

Cola, and he has been married to his wife, Fran, for 28 years. Their son, Sage, currently lives in Williamsburg, Virginia.

The two spent several days together at the hospital and had a photo taken.

Like many Vietnam veterans, Dorsheimer has found it difficult for other They sent a copy to the local weekly newspaper, which published it on the front people to relate to his wartime experiences. page of the April 19, 1968, issue.

“For 46, 47 years, I didn’t talk about it because no one cared. Even the Tragically, Criswell died in action four months later. Shortly after returning veterans [here in town] really didn’t acknowledge us at the Legion and the home from the war, Dorsheimer landed a job with a small bottling company.

VFW. Yeah, they signed us up, but they told us, ‘That’s not a real war.’ Yeah, By an extraordinary coincidence, he discovered that Criswell’s mother worked tell that to the 58,000 people who died.” there too. He went to see her and saw that she was reading the paper.

But like most Vietnam veterans, his war experiences remain a defining part “I turned around and said, ‘Mrs. Criswell, hi, I’m Dan Dorsheimer.’ The of his life. tears rolled down her cheeks. It was Rick’s mother, probably two years after “I was 19 when I landed, 20 when I left. I’m proud of my service, as is my she buried her son. That picture in the [newspaper] was quite possibly the last father, my grandfather, and my brother. I’m not proud of some of the things picture she saw of her son before she saw him dead in that casket. that we did. We did some really nasty things.”

“She never came back to work, and I have never seen her to this day. Why

did that happen?”

Derry Township resident Robert Naeye writes regularly for The Hummelstown Sun. Dorsheimer vividly recalls a pitched firefight after recovering from his illness.

He watched one of his fellow soldiers die from a bullet fired from a nearby

The Beauty in Nature

October Farmland Clyde McMillan-Gamber

Autumn reminds us that winter is coming, with its short daylight each day and cooling temperatures.

And in spite of fall’s many beauties — including lovely flowers, colored leaves and berries, exciting bird migrations, and crop harvests — autumn sometimes conjures sad feelings in me because it represents summer’s end and winter’s coming.

The first subtle signs of fall occur in southeastern Pennsylvania during the middle of August, with shorter amounts of sunlight per day, migrating swallows, and some leaves on black gum and red maple trees turning red.

But autumn climaxes in the unique and attractive month called October.

There is no other month like it. October is the month between summer’s warmth, green plants, and beautiful flowers and winter’s cold, which brings those grays and browns when deciduous trees are bare.

October is the time of dying vegetation and wildlife preparations for winter. But there is beauty in the dying and excitement in the preparations.

Several kinds of pretty flowers still bloom along sunny country roadsides, stream sides, and cornfields and in abandoned fields in October. Some of please see OCTOBER FARMLAND page 34

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50plus LIFE ›

October 2019

33

Booming Voice

Cursed by Cursive Bill Levine

In sixth grade I was forced to miss at least a week’s worth of recess periods. I stayed in the classroom, while outside, my classmates were frolicking.

What’s worse, I hadn’t even committed a detention-deserving act. Not even a worthwhile classroom misdemeanor, like passing a note to a cute girl.

But actually, I would be embarrassed to pass a note to anyone because it would probably be unreadable.

Alas, that’s why I was missing the great outdoors. I was in remedial cursivewriting class.

There were a half dozen of us “illegibles” assembled by Mrs. F, based on classroom writing samples that had the clarity of filled prescription pads. The class was terribly unstimulating as we had to attempt to copy Mrs. F’s perfect, chalk-gliding script on the blackboard onto our own cursive workbooks.

My pencil, instead of gliding, hesitated between loops and curves, producing poorly shaped cousins of Mrs. F’s letters. My preference would have been to doodle in my workbook, but Mrs. F came around to inspect our efforts.

Heading into college, I felt I had been able to limit the academic damage of my bad cursive handwriting, ignoring the oncoming 20-page collegiate term paper. Thus, I left my Olivetti portable typewriter behind when leaving for school. Plus, my typing speed, if you include words off for mistakes, was about 0 per minute.

Of course, I found early on that there were students who would type papers for you, but I foreswore this chance to give my gnarled submissions a facelift until one day in my junior year.

The incentive for this positive step was my well-thought-out term paper for a bio class on evolution. I didn’t want to jeopardize 50% of my grade because my prof confused my written “survival of the fittest” for “survival of the fattest,” etc. — so I needed a typist. Luckily, I hired a friend to type it who had the patience to work with my cursive draft.

A couple of weeks later, I picked up a B+ on my evolution paper, my highest term-paper grade. I certainly thanked my typist with the enthusiasm of an Oscar acceptance speech. It was an academic crutch to be sure, but as a grade booster, my legibility gain rivaled my frat’s copies of old exams.

But I couldn’t escape my problematical penmanship during final exam week.

The two challenges in filling up perhaps two blue books were formatting my answers in my head and then formatting the writing of the answers

legibly under an intimidating time constraint. I had to write as fast as I could, exacerbating the unreadability of my test answers.

But I would hand in my final exam, invoking my ongoing rationalization that professors would not mark me down for filling two books with scrawl.

They would decipher the keys words of my solid arguments, and I would be OK. Once I graduated college, my cursive ceased to be my most worrisome elementary school subject, as it was no longer involved in high-leverage situations. It has, though, slowed down my creative writing process, as I like to write first-draft-like notes for an essay in a mixture of cursive and print lettering, which later makes rereading these notes difficult.

This was also a minor problem in college, as I would write notes in class, only to struggle to read them at exam time.

One day on the internet, I found out that in 2018 academia, I would qualify for a personal scribe to take notes for me in class.

This pinch-writer accommodation was based on my having a learning disability. I wasn’t diagnosed with this LD until 2000, 37 years after Mrs. F’s class.

On learning this, I cut myself some slack, as my poor penmanship was much more congenital than careless, but the modern accommodations for poor handwriting bothered me. That I would be scribe-eligible today meant that experts believed compromised handwriting could compromise grades.

I have wondered since if maybe I was too optimistic back in college about my handwriting obscuring my obviously brilliant exam answers.

I surmised that in my small college, without teaching assistants, my history and government profs had, say, 200 or so blue books to read at finals times.

Thus, perhaps out of waning stamina, they gave up trying to figure out my answers, leading to a lower grade.

I was very concerned when I entered college that my lack of high school math mastery would be my Achilles heel, but now I’m wondering if my biggest weakness was in fact my poor cursive, an elementary school skill.

Mrs. F would have probably agreed.

Bill Levine is a retired IT professional and active freelance writer. Bill aspires to be a humorist because it is easier to be pithy than funny. He may be reached at wlevine0607@comcast.net.

OCTOBER FARMLAND from page 33 those attractive blooms are yellow ones on goldenrods, evening primroses, and butter and eggs; pink blossoms on smartweeds, bouncing bets, red clovers, and knapweeds; and white flowers on white asters.

The small, white blossoms of white asters dominate some meadows and fields in October to the point that those open habitats look like snow fell only on them. These aster blooms are the last great source of nectar for bees and a variety of other insects, particularly pearl crescent butterflies that ate the tissues of asters when they were larvae.

Because pumpkin and soybean fields are not plowed until later, there is an abundance of decorative colored leaves in those sunny, human-made habitats in October. Tall red root, lamb’s quarters, and pokeweeds sport red leaves in those fields. And foxtail grasses turn yellow on those same lands.

Seeds form on weeds and grasses that are edible to mice and a variety of seed-eating birds, including sparrows and horned larks. Red foxes, American kestrels, red-tailed hawks, and screech owls catch and eat some of those mice

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October 2019

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and small birds through fall and winter.

And along rural roadsides in October, staghorn sumac tree leaves are red while the foliage on sassafras trees are red, orange, and yellow. Meanwhile, Virginia creeper leaves are red, and poison ivy foliage is red, orange, and yellow on roadside fences and poles, adding more beauty to farmland.

Staghorn sumac also produces red berries, and poke and sassafras grow purple ones that are pretty to us and edible to mice, American robins, cedar waxwings, and starlings.

Grasshoppers, field crickets, woolly bear caterpillars, yellow sulphur butterflies, and other kinds of invertebrates are noticed among the roadside grasses in October. They help make farmland more interesting and are food for kestrels and skunks.

When riding or walking along local farmland roads in October, watch for these lovely plants and animals. They will lift spirits and brighten days. www.50plusLifePA.com

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October 2019

35

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Two Hours a Week in Nature Boosts Well-being Staying healthy isn’t all about exercise and diet — as important as they are.

An article on the Science News website suggests that spending just two hours a week in nature is crucial to your health and well-being.

A study of data from 20,000 people in England, conducted by the University of Exeter, found that folks who spend 120 minutes a week out in nature tend to report significantly better health and psychological well-being than those who don’t commune with nature at all in a typical week or who spend less than two hours outside in parks, woodlands, and beaches.

Your two hours don’t have to happen all at once, either. The findings showed that the benefits accrued in either a single visit or several short periods.

The benefits also were evident across the board regardless of gender, age, ethnicity, financial status, and disability.

The bottom line: Get outside now, and you’ll feel better soon.

Melinda’s Garden

Melinda Myers

Plan Ahead for Amaryllis Blooms All Winter Long

Let amaryllis fill your home with flowers for the Apple Blossom is a longtime favorite with snowholidays and keep the blossoms coming all winter white petals brushed with pink and a lime-green long. throat. Or grow a double amaryllis, such as Double When you plant several different types of King, with layers of burgundy-red petals and up to amaryllis bulbs, from both the southern and a dozen flowers. northern hemispheres, you can be sure to get a Enjoy some of the more unusual amaryllis colors long-lasting, colorful show that will brighten your and flower styles by planting varieties such as mood and surroundings throughout the winter Naranja, with its tropical red-orange blossoms, or months.

Sweet Nymph, a romantic double amaryllis with Kick off the holiday season with amaryllis bulbs stunning, coral-pink petals. that are imported from growers in Peru. As we Add elegance to your indoor garden with enter autumn, it’s springtime in South America, Picotee. Its 8-inch flowers are white with a thin, red and these bulbs are eager to start blooming. Pot line around each petal. them up before early November for flowers in As winter turns to early spring, celebrate with December. an explosion of indoor blooms from Red Pearl, Amaryllis varieties grown in the southern Spartacus, and other proven performers. The hemisphere include deep-red Mandela, frosty-white velvety, burgundy-red flowers of Red Pearl have a Denver, coral-pink Bolero, and two-tone Charisma. deep maroon throat that sets off the glittering gold Combine these impressive blossoms with greens, stamens. Spartacus turns heads with its crimson poinsettias, candles, and other holiday décor, or petals and bold, white stripes.

Photo credit: Longfield Gardens give them as living gifts to friends, family, and Display your amaryllis on a mantle, kitchen Amaryllis Double King neighbors. counter, or entryway table where you can watch the Most amaryllis bulbs that are grown in the U.S. are imported from amazing show as the first sprout appears, followed by buds and the spectacular Holland, and their natural bloom time is January through March. trumpet-shaped blooms. Amaryllis are also beautiful, long-lasting cut flowers.

Exactly when the flowers will open is impossible to predict. The best For best selection, order your bulbs early and store them in a cool, dry, dark strategy is to choose a number of different varieties and plant them three to place until you are ready to plant. Once you pot up the bulbs and place them four weeks apart during November, December, and January. This way you will in a warm, bright location, flower buds should appear in about six to 10 weeks. always have flowers coming into bloom.

Protect yourself from the winter blahs by investing in amaryllis. You can Start your indoor flower display with an early bloomer such as Evergreen, count on their big flowers and bright colors to lift your spirits and ease your which is always quick to break out of dormancy. Its flowers have narrow, lime/ way to spring. chartreuse petals on 20-inch plants. Enjoy the impressive display as each bulb Melinda Myers has written more than 20 gardening books, including Small Space produces two stems with four to six blooms.

Gardening. She hosts The Great Courses’ How to Grow Anything DVD series and Minerva’s extra-large, cherry-red flowers have a white star in the middle the nationally syndicated Melinda’s Garden Moment TV and radio program. and an apple-green throat. They are eye-catching from afar and spectacular www.melindamyers.com, www.longfield-gardens.com up close. www.50plusLifePA.com

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50 Plus Senior News 10/19 Sudoku

PuzzleJunction.com

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Puzzles shown on page 12

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U W W H B R S O P A H O X Y K

Y Z Y D B G O M D I H C R O S

October 2019

D A H L I A A S B N V H V Y N

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G U G X I L E I R T M G R N A

G B A B L A L A V E N D E R C

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Z L P Q T L J T H Q S X S C V

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Solution

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Pennsylvania Ranks 34th in Recent Senior-Friendly Analysis

By Dave Fidlin | The Center Square When it comes to retirement-friendly accommodations, Pennsylvania ranked toward the bottom of a recent study. The state overall scored above the median for safety and culture but was below the pack in affordability, wellness, and weather.

According to the analysis from financial website Bankrate, Pennsylvania wound up at No. 34, behind neighboring state Ohio, which was No. 26 overall, but ahead of New York, which was second-to-last in the comparison.

Pennsylvania’s overall below-the-median ranking is attributed to several factors, including affordability, where it ranked No. 28 across the country from a retirement-friendly lens.

In its analysis, Bankrate gave weighted averages to each of the categories.

Affordability constituted 40% of the total score. Data from the Council for Community and Economic Research was used for the affordability ranking, according to Bankrate analysts.

When asked to comment on Pennsylvania’s rank for this story, Ray Landis, advocacy manager with the state AARP office, said he believes it is at least based on some misconceptions.

“I’m actually surprised it ranks as low as it does,” Landis said.

While the state’s tax rate is a common issue of concern from residents of all ages, Landis said there are multiple mechanisms in place through state law that help Pennsylvania’s older adult population.

Landis pointed out Pennsylvania does not tax retirees’ income from pensions and other sources. The Pennsylvania Lottery also has been used as a lever to fund programs benefiting older adults in the state.

“The reality is a lot of seniors do OK with taxes here in Pennsylvania,” Landis said.

However, real-estate taxes have been seen in recent years as disproportionately affecting Pennsylvania’s senior citizens.

Because many seniors live on a fixed income, lawmakers have worried that increases in property taxes could lead them to lose their homes.

Pennsylvania’s lowest categorical rank in Bankrate’s study was weather, where it notched a No. 31. Also ranking lower was wellness, at No. 28. Weather and wellness accounted for 15% and 2%, respectively, of Bankrate’s weighted average.

The state performed better in other metrics, including crime, where it ranked the 13th safest state, and culture, which came in No. 15 in the analysis. Crime contributed 5% to the total rank, while culture was 15%.

Florida, loosely considered the haven for many retirees, was among the top retiree-friendly states in Bankrate’s analysis, though the Sunshine State did not earn the top spot. That honor went to Nebraska, followed by Iowa, Missouri, South Dakota, and, at No. 5, Florida.

The five least senior-friendly states in Bankrate’s analysis were Washington, Illinois, Alaska, New York, and, at No. 50, Maryland.

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October 2019

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