About us (2018)

ABOUT OVM CUSTOMER EXPERIENCE REDEFINED.

www.ovmfinancial.com You don't have to be a number in a stack of files. At OVM, you and your family are at the heart of everything we do.

LET'S GET ACQUAINTED From our visionary opening in 2001, OVM Financial has taken what the mortgage industry has typically done and flipped it upside down - offering our customers, employees, and partners an experience like none other. Our core values of honesty, accountability, and integrity define who we are.

OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branch and satellite office locations with the bulk of our operations team located at our corporate headquarters in Chesapeake, VA. For three years running, we have been recognized by Inc. 5000 as one of America’s fastest-growing private companies.

MISSION STATEMENT 1. Accomplish each and every task with EXCELLENCE. 2. Our EMPLOYEES are the reason for our SUCCESS. 3. Without willingness to change we can't maintain our PASSION for GROWTH. 4. Approach situations PROACTIVELY and CREATIVELY. 5. Every CUSTOMER has a name and every name matters at OVM.

AMERICA’S FASTEST GROWING PRIVATE COMPANIES

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WHAT IT’S LIKE TO WORK WITH US

NO CALL CENTERS. PERIOD.

Don’t waste time speaking with someone in a different time zone.

Your local Loan Officer is your single point of contact.

KEEPING YOU INFORMED.

We are committed to being available to you throughout the entire mortgage process. Communicate with your loan officer how and when you’d like via call, text or email.

CLOSING DATES YOU CAN TRUST

Your closing date is too important to leave to chance. When OVM Financial gives a closing date, it’s one that you can rely on.

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TEAM BUILDING AND COMMUNITY LEADERSHIP Giving back to our local communities is a critical component of our core values. With our employees leading the way, we've had the opportunity to support a wide-variety of non-profits including: Toys For Tots, Roc Solid Foundation, CHKD, USO, and many more thanks to our Annual Pick-A-Charity Bash!

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WE’RE REDEFINING THE MORTGAGE INDUSTRY Are you ready to join us?

At OVM Financial, we don’t just describe our company culture with fuzzy corporate buzzwords; we live it. Just take a walk through the halls of our offices, and you’ll see what it means to redefine “company culture.” Our employees overall work experience directly translates to our clients level of satisfaction with their lending experience.

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AVAILABLE LOAN PROGRAMS Buying a home is more than just a major lifestyle change; for many people, it’s the largest financial transaction they will ever undertake. If you are thinking about buying a home in the near future, you should speak with a licensed professional about the available loan options.

At OVM Financial, we have a variety of loan programs to meet your specific needs. Below are a few of our common options that we offer but are not limited to.

VA & VA Jumbo VA Renovations USDA 100% Financing

FHA Purchase 203k Remodel

Conventional Reverse Mortgages Refinance

DO YOU NEED TO PREQUALIFY FOR A MORTGAGE? Getting prequalified is the first step in finding the perfect home. At OVM Financial, we are always here for you before, during, and after the home buying process. We are always available to answer any questions you may have and to make the mortgage process easy. Contact us today for more information!

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CONTRACT TO CLOSE IN JUST 20 DAYS A client’s closing date is too important to leave to chance. When you partner with OVM Financial, you can breathe easy knowing that our goal is to move from contract to "clear to close" in just 20 days.

WHAT DOES THIS MEAN FOR YOU? In a typical 30-day real estate contract, all parties typically aim to close on day 30. The problem is, this leaves zero margin for error and dramatically increases stress if there’s something needed on day 29.

With OVM’s 20-Day Clear, we are eliminating this last minute stress from the equation. No more frantic phone calls, and no more frustrated buyers.

By getting a “clear to close” 10 days early, you and your buyer gain peace of mind knowing that your transaction will close as smoothly as planned.

20-DAY CLEAR IS FOR VA, FHA, & CONVENTIONAL LOANS. Learn more at www.ovmfinancial.com/20dayclear

The 20-Day Clear is not a guarantee. Some loans may take longer depending on speed and willingness of the borrower to provide necessary documentation.

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Lending Redefined.

OVM Financial, Inc is an Equal Housing Lender. NMLS #86788 nmlsconsumeraccess.org. We lend to the following states: VA #MC-3038, NC #140706-104, SC #MLS- 86788, GA #46432, TN #1298677, TX, MD #22748, FL #MLD1483, and CO-Licensed By Division of Real Estate www.ovmfinancial.com © 2018 OVM. All Rights Reserved.