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$1.25

Capturing Days from the Past

AUGUST 10, 2015 • 40 PAGES

VOLUME 17, NUMBER 17 • WWW.OZARKSFN.COM

Woman spends hours in the saddle with her camera to capture cowboys and cowgirls at work

AUGUST 10, 2015

For the Love of Herefords Blue Ribbon Farms began when a young Kylie Noble dreamed of owning, showing cattle

Berry Pickin’ at the Patch Woman’s retirement goals included starting a berry farm in the Ozarks

Livesto c Farm F k Markets, Producinance & tion Sa le Issue

Don’t Bug Me!

Four ways to keep flies at bay around livestock

Serving More Than 34,000 Readers Across Southwest Missouri

1


rumor mill

Missouri sues federal agency over crop insurance reports: Missouri is suing the U.S. agriculture secretary for not extending the deadline for some farmers to file reports needed for crop insurance. Attorney General Chris Koster filed the lawsuit against Secretary Tom Vilsack in federal court asking for a deadline extension. The U.S. Department of Agriculture says by law it can’t give farmers more time but will help them maintain coverage. At issue is insurance used if weather or other conditions hurt crops. Farmers must file reports with the federal department to apply for the insurance. But Koster says heavy rains and flooding delayed planting by farmers in northwest Missouri. That caused some to miss the July 15 filing deadline. Koster sued after Missouri received notification from the agency denying the state’s farmers an extension. Missouri winery wins top award: The 2015 Missouri Governor’s Cup top honor was awarded to St. James Winery in Phelps County for their 2014 Vignoles. This wine also took home the designations of Best Vignoles and Best of Class Semi-dry White Wine. The Missouri Wine Competition is a premier competition designed to recognize and promote quality wines made in the state. The Governor’s Cup recognizes the best wine in Missouri and was determined by a panel of nine judges from across the U.S and one industry judge. During the course of the two-day competition, which wrapped up July 15, the judges tasted 270 wines before awarding the Governor’s Cup to St. James Winery. Polk County cattleman drops out of governor’s race: Sen. Mike Parson, R-Bolivar, announced late last month that he would no longer be seeking the Republican nomination for governor of the state of Missouri. He, instead, will be concentrating his efforts on seeking the office of Lieutenant Governor. Parson is third-generation farmer and lives in Bolivar with his wife, Teresa, where they own and operate a cattle farm. Did you know: In one day a dairy cow consumes 35 gallons of water, 20 pounds of grain and concentrated feed, 35 pounds of hay or silage and an average milk cow produces 350,000 glasses of milk in her lifetime.

Scan Me Or Visit ozarksfn.com OzarksFarm

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@OzarksFarm

The Ozarks Most Read Farm Newspaper

AUGUST 10, 2015

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VOL. 17, NO. 17

JUST A THOUGHT 3 Jerry Crownover – A lot of bull 4 Julie Turner-Crawford – The battle MEET YOUR NEIGHBORS 7 Blue Ribbon Farms began

7 12

with a child’s desire

8

Bell Farms has transitioned from cattle to row crops

10

A cave discovered in 1925 now welcomes visitors

12

Eye on Agribusiness features D & D Welding & Fabrication

14

J.J. Leek’s retirement plan focuses on berries

15

Town & Country spotlights Claude “Butch” Ayers

28 30

Cowboying for a Living

31

Youth in Agriculture spotlights Hunter T. Corman

Ozarks woman works to capture days of the past

FARM FINANCE 17 The importance of having

14

a business plan in place

18 19

Tips to protect your identity

22 23 24

Investing for returns

Hiring help? Adding an employee brings additional liabilities, legal requirements Opening the gates Don’t forget to talk to your children about money

25 Discovering the value of your farm FARM HELP 32 On Call with Dr. Jesse Blades 34 Things to consider when

30 Ozarks Farm & Neighbor • www.ozarksfn.com

backgrounding cattle

35 36

How long will cattle prices hold out? Don’t bug me! Ways to control flies AUGUST 10, 2015


just a

thought

PO Box 1319, Lebanon, MO 65536

Toll Free: 1-866-532-1960

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Life Is Simple

ADJUSTABLE ALLEYWAYS & CROWDING TUBS

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By Jerry Crownover

I

realize that the vast majority of Americans are now several generations revonworremoved C yrreJ yB from farming, so it shouldn’t come as any great surprise, when people display their lack of knowledge about agriculture. Jerry Crownover farms in Lawrence County. He When I’m visiting with urban people and they is a former professor of find out what I do for a living, I have to suppress Agriculture Education at the urge to correct them when they say someMissouri State University, thing like, “Oh, so you raise cattles, do you?” and is an author and I’ve learned to smile as I reply, “Yes, I raise professional speaker. CATTLE.” To contact Jerry, go to I’ve also developed the ability to restrain myself ozarksfn.com and click when I hear the occasional, “I don’t know why you on ‘Contact Us.’ work so hard farming when you can get all the food you would ever need at the local grocery store.” That one is almost too much. I obviously understand that we, as farmers, should take every opportunity to help educate an uninformed society about our business, but after what happened this morning, I wonder if it’s not too late. Over the past few years, I’ve developed a routine of working the crossword puzzle from the local daily paper while I eat breakfast. I read somewhere that doing so will help keep my mind sharp as I enter my golden years. If I complete the puzzle before I finish eating, I’ll flip the page over and cipher through the Jumble as well. I enjoy it and I usually get a kick out of the little cartoon that accompanies the scrambled letters. Today’s cartoon depicted the stereotypical image of a cartoon bull in the foreground, with two obvious cows across the fence. The caption referred to the bull as, “the male cow.” I almost choked on my last bite of eggs and bacon. Handing the paper across the table to my wife, I instructed, “Please read today’s Jumble.” “Male cow? I can’t believe someone would write that.” — Continued on Page 5

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Ozarks woman works to capture days of the past. Read more on page 30. Photo by Laine Smith Ozarks Farm & Neighbor accepts story suggestions from readers. Story information appears as gathered from interviewees. Ozarks Farm & Neighbor assumes no responsibility for the credibility of statements made by interviewees. © Copyright Ozarks Farm & Neighbor, Inc., 2015. All rights reserved. Printed in USA.

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4

Across the Fence

By Julie Turner-Crawford

S

ocial media. Love it or hate it, it’s here to stay. Social media is a great way to reconnect with old friends, and it is a quick way to let Julie Turner-Crawford lots of people know about changes in your is a native of Dallas life, like the birth of a child, a new job or a marriage. County, Mo., where she Nothing better than telling 1,000 people your news grew up on her family’s at one time with just a few stokes on the keyboard. farm. She is a graduate I like to post things on social media about the fun of Missouri State times at the Crawford Ranch, be it Bill saying or University. To contact doing something that makes me laugh or the antics Julie, call 1-866-532-1960 of our dog, Nell. I like to laugh, so I want people to or by email at editor@ laugh and trust me, Bill and Nell are pretty comical. ozarksfn.com. However, social media has it’s downfalls, and people have the tendency to believe everything they read – no matter how outrageous it might be. Anti-agriculture organizations have harnessed the power of the web to spread misinformation – and the public is listening. The Humane Society of Missouri, for example, has more than 42,000 followers, while the Missouri Cattleman’s Association as a mere 7,400 on Facebook. That’s a big difference. As I write this column, PETA’s Facebook page has 3.3 million followers and a photo of a dairy animal as its cover photo. The photo description says “Animals are not ours to eat, wear, experiment on, use for entertainment, or abuse in any way.” I respect the opinion of those who opt for a different dietary lifestyle, but I have been known to “share” a few things on social media that poke a little fun at vegetarians (like calling myself a second-hand vegetarian because I eat the cattle that eat the grass). Some of these groups like to call farmers and livestock producers heartless killers and I think that is pretty unfair. There are some bad guys out there, but the vast majority of farmers and livestock producers have hearts, big hearts, and spend countless hours ensuring their animals are well cared for. What many of these organizations don’t share with their social media followers is exactly how few of the donated dollars they receive actually go to caring for animals. For example, according to HumaneWatch, a not-for-profit organization that monitors the — Continued on Next Page

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Across the Fence Continued from Previous Page Humane Society of the United States, the HSUS doesn’t actually operate a single animal shelter. Also, less than 1 percent of its more than $100 million annual operating budget even goes to shelters in the form of grants to help provide for the care of animals. The Humane Society of the United States generally responds to the criticism by saying that it focuses on the larger, systematic issues affecting animal welfare, but that is also misleading. The HSUS spends millions on lobbying, including ballot initiatives that target family farmers. We’ve seen that right here in the Ozarks. The organization also has a farm animal protection campaign that targets farmers, so it’s not just about dogs and cats, despite the majority of their TV commercials showing pets. But will these organizations actually pitch in when it comes to helping to care for livestock? There are rescue organizations that will take in mistreated horses and other livestock, but when faced with a large crisis situation, do the organizations really think of all animals? Many years ago, my family was asked by law enforcement to bring feed, hay and water to a large group of cattle that were starving. What we saw was heartbreaking. There were baby calves trying to nurse their dead and/or dying mothers, cows so weak they couldn’t stand. The calf crop from the year before had never been weaned and there was a lingering odor of decomposition in the air. I will never forget kneeling on the cold, frozen ground holding feed in my hands to one cow, hoping she might take a bite. I piled hay

around her in hopes that it might help her be a little warmer, but she died later that night. There was no grass; pastures had been so over grazed that there was nothing but bare ground. Finally, the courts gave the OK for law enforcement to remove the cattle. We took the bulk of the cattle to care for while the court case against the owner, one of those bad seeds, was pending. Luckily, we got some help from some neighbors who could take in a few as well. A call was made to one of the animal welfare organizations for assistance with feed and veterinary care. The answer: “Sorry, we can’t help you.” Really? That was a long winter, the cows got back into decent shape, and as the court case proceeded, the animals were ordered sold by a judge to pay for their care, but the owner got what was left over. So, to those who think their $19 a month is going to help animals in need, think again. Not all animal welfare organizations are against farmers. There are many in the Ozarks that do wonderful things and help animals in need, but be very particular when selecting an organization to give to. Next time you are on social media, seek out pro-agriculture organizations and show your support for family farms by simply clicking the “Like” or “Follow” button. Let’s show that we have a voice on social media as well.

AUGUST 10, 2015

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Life Is Simple Continued from Page 3 Looking at the source, I found that the little cartoon originated in Los Angeles and was syndicated in hundreds of papers across the country. I would bet real money that the author wouldn’t know, or care, that all cows ARE female and the males are either bulls or steers. My wife said, “The sad thing is, the person who captioned the cartoon isn’t

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ignorant. It would have only taken a few seconds to research what a male bovine is called. This is just laziness. Maybe you should write a letter.” “I would,” I answered, “but 90 percent of the people wouldn’t even know what I was talking about, and the other 10 percent would think I had wasted my time talking about so much, well, male cow manure.”

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For the Love of Herefords

By Jaynie Kinnie-Hout

Blue Ribbon Farms began when a young Kylie Noble dreamed of owning, showing cattle Blue Ribbon Farms is an 80-acre, family farm nestled in the heart of the Ozarks in southwestern Missouri near Walnut Grove. Kylie Noble was just a little girl when she began dreaming of owning and showing Herefords. Her love of the breed was instilled in her early on by

Kylie Noble, right, wanted to own and show Hereford cattle at a young age. Her parents, Jeff and Stephanie Rawie, and grandfather, Bob Wollard, helped make that dream a reality.

Today, four generations of Josie’s descendants – cow family that lives on the farm today. Kylie’s parents, Jeff and Stephanie Rawie, researched the breed before allowing their daughter to have one of her own. “She was just a little girl,” Jeff explained. “We didn’t want anything

Photo by Jaynie Kinnie-Hout

throwing her around.” They found that Herefords are extremely docile, calve easy and are great mothers with high fertility levels. They’re also working and spending time on the farm easy keepers that thrive in the harshest of conditions and are extremely popular for with her (grandfather) Bob Wollard. “I wanted Herefords because that’s what the Black Baldy cross with Angus. Kylie began showing in 1998 as a my Papa (Bob) had,” exjunior. plained Kylie. She showed at many of the local Bob bought Kylie’s first regand county shows including the istered cow, Sell Butler Maid Ozark Empire Fair and the Mis126A, from Harlan Sell in 1997. That mama cow, “Rosie” Walnut Grove, Mo. souri State Fair. Nationally she showed at the Hereford Junior was the mother of Kylie’s VictoNationals and The American rious Josie – Kylie’s very first 4-H Royal in Kansas City. project and show calf. AUGUST 10, 2015

The first year she showed she was in love,” Stephanie remembered of her daughter’s love of showing Herefords. “My daughter might not remember what day my birthday is, but somehow she always remembers a calf’s birthday.” “I’m the fact checker of the group,” said Kylie with a smile. Blue Ribbon Farms is owned and operated by Jeff and Stephanie Rawie, and Aaron and Kylie Noble with a lot of assistance from Bob Wollard. Bob has been an excellent steward of the land for more than 40 years and he continues to oversee the day-to-day operations of feeding and care for the cattle while the rest of the family hold down full time jobs in town. The whole family has to pitch in together to get all the work done. “From the AI standpoint, we try to utilize bulls that are proven,” Jeff explained. “I look at the accuracy of the EPDs (Expected Progeny Differences). I wait until a bull has had a couple years of calf drops on the ground, and his progeny have calved and see how they do before we use them. A good bull is so important. “If we breed 20 cows to a bad bull then I get a bad calf crop that year. Over the last few years we have started using Embryo Transplant as a means to improve our herd. BRF Miss Macy 1N was our first donor cow and we are still flushing her today.” At Blue Ribbon Farms, caring for the Herefords equals quality family time together. The family spends time almost every night after work feeding, washing and grooming the cattle. The cows get a lot of personal care. They halter break almost all of the calves, which is so much easier to do when they are young. The calves are started out on a creep feeding program while they are still young until the show calves are selected. Then they are fed a custom show ration. They need to be show ready but not over conditioned. When it is all said and done, they raise productive bulls and cows. The mama cows are rotated between pastures. Bob had a small section planted with warm season grasses which has come in extremely handy for summer grazing. In the winter, the cattle are fed good quality hay and they get mineral free choice year round.

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GROVE SPRING - 203 Ac., Weaver Rd./Hwy. TT, mostly open & level, lots of grass, good cattle farm......................................... $495,000

aldrich - 540 Ac., Hwy. T, one of Polk County’s best! Excellent improved pastures & fencing, pipe corrals, hwy. frontage............$1,701,000

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FALCON - 1442 Ac., county road on 3 sides, 120 Ac. tillable bottom land, covered working pens, commidty barn, 5 ac. stocked lake, nice 3 BR basement home...................$2,884,000

bolivar - 157 Ac., Hwy. 32, excellent grass, corrals, working pens, highly improved pasture..................................... $549,500

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8

Changing Operations By Megan Richner

Bell Farms has transitioned from hogs to cattle, from cattle to row crops In 1947, when Joe Bell graduated Schell City High School, Schell City, Mo., he rented 200 acres and started farming. He purchased his first tractor in 1948 and married his wife Evelyn in 1950. They eventually purchased the acreage in 1958. Those 200 acres are still part of Bell Farms which is now operated by Joe’s sons, Kent and Kevin Bell. “When dad started farming he raised hogs, cattle and chickens. He had a

feeder pigs and ran about 80 to 90 sows in a farrow-to-feeder operation,” explained Kevin. “The hog market crashed in 1998, and that is what took us out of the hog business,” replied Kent. As the hog market dwindled, the brothers began expanding their cattle operation. “We found more opportunity and expansion in the cattle business as the hog market was going more corporate,” said Kent.

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Recently restored tractors reflect Joe Bell’s farming beginnings with the 1948 M and his retirement from farming with the 1456. Photo by Megan Richner

From 2002 to 2008, the cattle herd at garden and also raised corn, beans and Bell Farms grew to more than 200 cows. wheat,” explained Kent. Kevin and Kent changed their opera“Farming is all we have ever done,” he added. “I graduated from Schell City tion yet again in recent years. “We had the opportunity to rent a sizable High school in 1976 and Kevin in 1982. We both started farming right out of high pasture, which allowed expanding the cattle. When that phased out, it became school. After Kevin got out easier to transition into 100 percent of high school, we decided row crop instead of downsizing the to go into partnership.” cattle herd,” explained Kevin. The first merger, Kevin reThe brothers have grown the called, was with the farm’s hog Schell City, Mo. operation to 2,500 acres and operation in the mid-1980s. welcomed hired hand, Phil“In the fall of 1986, we built lip Miller, who has been our first confinement hog busiwith the farm for a year. ness where we raised mostly

Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 10, 2015


meet your neighbors “We farm approximately 1,200 acres of sion planting technology in two tracwheat that will all go back to beans. We tors and a combine. The first time I saw raise corn, beans and wheat on a double auto-steer was 10 years ago at the Four crop rotation,” explained Kent. State Farm Show in Pittsburg, Kan. I reOver the last few years, they have be- member going out there and they told gan an intensive management program me there was a tractor that drove itself. I with their wheat crop. could not imagine how that would come “With the intensive management of down to us. Five years later, it was here.” wheat, you have heavier wheat and straw,” Along with auto-steer, the brothers are explained Kevin. “We transition to a strip- utilizing GPS technology. per head, which has allowed us to get a bet“The combine is set to map the field ter stand in beans,” Kent replied. when you are harvesting. It maps all “In the double cropthe yield data and is ping process we harstored in the comput“Today it is selfvest wheat, usually in er,” remarked Kevin. mid June, and then “For instance, if driving tractors. we go immediately part of a field that has We have behind the combine poor drainage, like precision planting this year, it will be and no-till the beans in that wheat stubtechnology in two very knowledgeable ble,” explained Kevin. at looking at the map tractors and a “The stripper head just of your poor draincombine. The first takes the head off and age spots. When you leaves all the straw, harvest you will probtime I saw autoleaving less residue to steer was 10 years ably have areas of the cut through. Wheat field that will yield ago at the Four double crop rotation very low; that will all has been a good rotabe on the map,” said State Farm Show tion for us over the Kevin. “You use that in Pittsburg, Kan. years and we typically information to idenI remember try to go back to corn tify problem areas in on the double crop your field. This shows going out there acres the following areas of the farm that and they told me year. So for instance, would need underthere was a you will have first crop ground drain tile,” beans one year, then Kent added. tractor that drove you will plant wheat Joe still enjoys itself. I could not that fall and the next joining his sons on imagine how that year you double crop the farm when his that by cutting the would come down health allows him to wheat off in June and visit. Kent and his to us. Five years planting beans back wife, Joann have two later, it was here.” daughters, Alysia Bell in June. Then that fall that ground will lay and Ashley Long; a – Kent Bell idle; we usually work son-in law, Eddie; and it, till it, do whatever a grandson, Easton. we need to do to prepare it for corn. The Kevin and his wife, Kelly, have two sons, next spring you will plant that ground in Caleb and Jacob. corn. Then from that corn crop you will “Being raised on a family farm is really go back to beans.” a good life. You are sheltered from some As with most businesses, farming has things you should not be around, but changed and the Bells have changed yet you are exposed to some work that with the times. is good for you,” said Kent. “It has been “The first thing I farmed with was a a blessing to work with family, and to be B John Deere,” Kent said. “Today it is able to look to your family for support in self-driving tractors. We have preci- hard times.” AUGUST 10, 2015

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9


ozarks

roots

the people, places and traditions that make the ozarks home

Centuries in the Making By Terry Ropp

Bluff Dwellers Cavern was discovered in 1925 by C.A. Browning

Photos by Terry Ropp

Submitted Photos

Some stories go back 30 years, 50 years or even 150, but this story begins 12,000 years ago when a culture of small family groups of Paleo Indians settled in Southwest Missouri and Northwest Arkansas. They were called bluff dwellers because they frequently, though not exclusively, lived in bluffs of varying depths. One especially important site is 2 miles south of Noel, Mo., and is called Bluff Dwellers Cavern because the back of the main living area as well as a smaller separate room nearby connect to a 4,000-foot long cave system with an astonishing variety of cave formations.

10

The Indians, however, did not live in the areas beyond the two outside rooms because the passageways of this living cave were treacherous and filled with crevasses that made movement extremely difficult and living impossible. “I bet anything kids went exploring using torches even though or perhaps especially because their elders may have prohibited it,” Mary Jane Fischer, manager of the site, said. Although C.A. Browning had played on the family land since childhood, he didn’t discover the cavern until 1925 when he was in his 40s. On that day he spied a

Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 10, 2015


ozarks roots groundhog hole about the size of a basketball, something common on the property, and began digging around it. He discovered what had been an open bluff before a landslide and subsequent weathering had hidden it for thousands of years. The opening, when finally cleared, proved to be the entrance to an exposed room with floor space equivalent to a typical barn. Human bones, ashes and tools – such as arrowheads, grinding stones and needles made from bone, were discovered. Not long afterwards, the second and smaller room, which is not directly connected to the larger room, called the Council Room, was discovered yards away from the entrance to the first. It also contained remnants from the past including ashes and small bits of broken pottery. The Browning Museum, which is just steps away from the cave tour entrance, contains Bluff Dweller artifacts found in the immediate area as well as an extensive and interesting mineral and rock collection from around the world. Both the bluff rooms and the cavern were opened to the public on June 2, 1927, a date established when Mary Jane found the original tourist log. The cave system is comprised of a main, long but narrow chamber with three arms extending various lengths into the mountain. The cave was formed millions of years ago when channels of water flowed rapidly through limestone joints when the cave was at the same height as the water table. As the mountains continued to push upward, the cave rose above the water level and was eventually assessable to primitive man. The cave is still alive and growing as water continues to seep through the mountain into the cavern. That water then drips in various ways and contains a variety of minerals which create the caverns formations which range in color from pure white which is a calciumbased deposit to a dark rust with high iron content. Cave guides have interesting stories about the formations. Mary Jane said, “Bigfoot got stuck in here, and the only way he could escape was to leave his foot behind.” Other features include a musical drapery chime and an eerie spot where the acoustics make it appear is if the cave or AUGUST 10, 2015

Indian spirits are whispering. A 75-foot long rimstone dam rising from a large, still pool is one of the largest in the state while soda straws, popcorn, stalactites, stalagmites, columns and other formations are spread throughout the cavern. Parts of the cave also contain marine fossils when the cave was part of an

ocean. Only 50 percent of the cavern is developed so half of the cave remains wild and home to a variety of animals such as several types of salamanders, crayfish and frogs. C.A.’s daughter Kathleen was a major force in the development of the cave. Now younger daughter Rita and her hus-

Serving More Than 34,000 Readers Across Southwest Missouri

band George own and operate the site which is open year round. Hours from March through October are from 9 a.m. until 5 p.m. with the last tour beginning one half hour before closing time. Winter hours on a varying schedule but generally run from 9 a.m. to 4 p.m.

11


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Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 10, 2015


Some Say it’s Better to Be Lucky Than Good…

We Think it’s Better to be Good and Lucky.

We should also mention Ozarks Farm & Neighbor was awarded

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www.ozarksfn.com | 417.532.1960 or 1.866.532.1960 | ads@ozarksfn.com


meet your neighbors

Berry Pickin’ in the Patch By Jennifer Ailor

J.J. Leek’s retirement plan involves the establishment of a berry farm in the Ozarks Early mornings in Ozark, Mo., finds J.J. Leak and grandson Ethan picking the blueberries and blackberries she’ll sell later in the day at the Nixa Ozark Area Farmer’s Market. The market, Thursday evenings on the Ozark square and Saturday mornings

the camaraderie of the other vendors. They are very hard-working people.” J.J’.s pick of the morning are juicy, plump Southern High blueberries and inch-long Natchez blackberries, berries that beg to be eaten right off the bush. J.J.’s Berry Patch in Christian County, Mo., has several acres of blueberries, blackberries, elderberries, black and red

J.J. Leek, pictured with her grandson Ethan, retired and started J.J.’s Berry in Christian County.

Photo by Jennifer Ailor

at the intersection of Highway 14 and raspberries, gooseberries, Concord grapes Main Street in Nixa, is a true grower- and a few goji berry plants. She got her producer market, where vendors actu- start in the berry business in 2007 as she prepared for retirement from Buckhorn ally grow the produce they sell. Just as farmers and ranchers sell their Inc., a plastic fabrication company in animals at livestock markets, so do small- Springfield, Mo., the next year. “I thought raising berries would be agriculture producers sell their dairy products, vegetables, herbs and fruits something different to do in retirement. It definitely has been someat farmer’s markets. Both thing to do!” she laughed, adding producers and markets are that she discovered in retirement growing in numbers. she missed the people she had The Nixa-Ozark market, worked with. Selling berries J.J. said, has become an imporproved to be another way to tant part of her marketing. Ozark, Mo. meet new people. “(The market) has been a very significant part of operating my — Continued on Page 27 business,” she explained. “I like

14

Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 10, 2015


town &

country

in the field and in the office

Claude “Butch” Ayers Family: Wife, Patsy; children, Skip and Debra; and grandchildren Derek Ayers, 24; Madison Gibbs, 17; and Autumn Gibbs, 7. Hometown: Reeds Spring, Mo. Town Life: Claude Ayers has owned Ayers Heating and Cooling in Forsyth, Mo., since 1974. He specializes in installing new residential units and repairing older ones. Claude’s work philosophy is to “start early and finish late, do it right the first time and you won’t have to deal with it again.” His son, Skip, has been part of the business since high school. “Working with family can be complicated,” Claude explained. “But it also has advantages and can be fulfilling.” Country Life: A sprawling 160-acre farm north of Forsyth is where Claude spends his off time. He has a large herd of mixed Charolais and Limousin cattle, along with a Gelbvieh bull. The cattle are produced primarily for beef. “I really enjoy spending time out in the field watching the livestock as well as the area wildlife,” Claude acknowledged. “It gives me a much needed rest from hectic, day-to-day life.” Not only does Claude include family in his business life, he also has made his farm a family affair. Currently, he and his granddaughter, Autumn, have been trying to save a newborn calf. “The mother was unable to take care of it,” Claude confided. “We’ve tried real hard to save it.” Claude likes the fact that his granddaughter is interested in helping out around the farm. “I hope she’ll learn some important life skills and lessons from her experiences on the farm,” Claude said. He hopes that the farm will continue to be a family tradition for many years to come.

Story and Photo By Debra Gibbs

AUGUST 10, 2015

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Some Say it’s Better to Be Lucky Than Good…

We Think it’s Better to be Good and Lucky.

Oh, and let’s not forget Ozarks Farm & Neighbor was also awarded

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www.ozarksfn.com | 417.532.1960 or 1.866.532.1960 | ads@ozarksfn.com


FARM FINANCE A Business Map By Gary Digiuseppe

The importance of a business plan is often overlooked by many producers A business plan is essentially a road map, according to Dr. Gordon Carriker, a University of Missouri Extension regional agriculture business specialist based in Christian County, Mo. While many long established producers would argue a business plan is not needed since they’ve been in business for a while, “I’d suggest that writing a business plan for an established farm/ranch is easier because many of the detours and bumps in the road, to keep with the road map analogy, have been experienced,” Carriker told Ozarks Farm & Neighbor. While a business plan does not have to be complicated, Carriker said it should not be viewed as a document that will be put on the shelf; it should be reviewed periodically to evaluate business progress, and revised accordingly. They’re frequently written for the first time when the producer needs to secure capital, and many lenders now require them. Carriker said even if an established producer is looking to expand the operation, a business plan is a useful tool that can assist with the decision-making process. Carriker recommended a couple of online sites where producers can find the tools they need to draft a plan. www.cffm.umn.edu offers AgPlan, on-line business plan software at no charge, and the University of Missouri Farm Accounting Resources website, http://agebb.missouri.edu/mgt/mofar/, provide several additional tools. He suggested producers develop a budget for each enterprise in the operation. “For example,” Carriker said, “if a producer is running a cow/calf operation and a backgrounding operation, the expenses and revenues for each should be budgeted accordingly to evaluate the efficiency of each resource in the enterprises.” Dan Childs, economist and senior agricultural consultant with the Samuel R. Noble Foundation, Ardmore, Okla, told OFN a financial plan most often takes the form of a cash flow budget that lists expected expenses. “This cash flow budget would estimate expenses by the month for farm expenses like feed, seed and fertilizer and when revenues would come in,” he said. “It would predict when deficiencies would occur and when surpluses would become available for the coming year.” AUGUST 10, 2015

The producer needs to decide whether the plan should be limited to the business, or also include family living and off-farm expenses. For example, if one spouse runs the farm full time while the other has a job in town, expenses could include groceries, insurance and home utilities. But the producer could also decide off-farm income takes care of family living expenses, and only include farming operations in the plan. Childs said the plan will include projected revenue; if you have a spring calving cow/calf enterprise, that would include separating the calves in the fall. He said, “If you have 100 cows, you’ll have 85 to 90 to sell and will keep so many for heifers; you’ve got 10 percent cull cows that you’re going to sell certain times of the year and maybe one cull bull. Then, we estimate what the calf sales will be in the fall of the year, and you may have some additional hay sales projected in your cash flow and some government payments coming in.” Expenses would include automobile costs like gas, oil, insurance and tags. These are cash expenses, while the cost of the vehicle itself is subject to depreciation; that’s a balance sheet but not a cash flowable issue, because you don’t write a check for depreciation each year. Said Childs, “We lean on the categories that are the same as those listed on IRS Schedule F, ‘Profit or Loss From Farming,’ as a guideline for items where expenses will occur, like land rent, supplies, repairs, hired labor and fuel.” Both Childs and Carriker stressed the importance of keeping good records. Childs said, “We really like to start with historical, past actual revenue streams and actual costs for these different items, and then adjust that for what we think the future will be...When producers have good records, where they know what they spent – and sometimes tax returns are not good references, because they can be manipulated based on tax management decisions – we can provide a good starting place.” Carriker added. “It is just as important to know the physical efficiency of the operation as the financial efficiency, and that can only be achieved when good records are kept.”

Serving More Than 34,000 Readers Across Southwest Missouri

17


farm finance

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18

HELOC.indd 1

A trend in our national news over the last several months has been cases of identity theft and their increasing frequency and severity. Major American corporations have seen their human resources databases hacked, retailers have unwittingly turned over financial information to criminals overseas, and the Office of Personnel Management (an independent agency of the US Government) recently disclosed that confidential personal information was stolen for millions of current and former federal workers and contractors. Our tendency might be to think that we are too small to be targets of this activity, but that’s simply not true. A recent spike in phone calls placed to unsuspecting taxpayers, from parties claiming to be the IRS, should have you on high alert that thieves can, and do, target small businesses and individuals. These fraudulent phone calls sound completely credible, and may or may not be automated – but they contain threats of police arrest, deportation, and revocation of various licenses and permits, unless you pay an “outstanding” tax bill immediately. Make no mistake about it, though, if you get a call like this, someone is trying to steal your money. According to the IRS Commissioner, “if someone calls unexpectedly, claiming to be from the IRS, with aggressive threats if you don’t pay immediately, it’s a scam artist calling.” The IRS has a well-defined system in place to collect tax, make inquiries, and communicate with taxpayers, and it always begins with a letter in the mail. So if you have not received any paper notices before you receive a phone call, do not share any information – hang up! Scammers can manipulate caller IDs to appear even more credible; they might

Ozarks Farm & Neighbor 7/28/2015 7:31:19 AM • www.ozarksfn.com

even claim you are entitled to a refund if you’ll simply give them your banking information. By these measures, they steal millions of dollars from innocent people each year. Recently, guidance was provided to help spot scammers. In that guidance, the IRS pointed out that it will never call to demand immediate payment, or call about taxes owed, without mailing you a bill first. IRS will also never demand that you pay taxes without giving you a chance to appeal the amount they say you owe. They won’t require you to use a specific method to pay your taxes, such as a prepaid debit card; they won’t ask for credit or debit card numbers over the phone; and the IRS will not threaten to bring in local police, under any circumstances. In addition, the IRS does not use email, social media, or text messages to discuss your tax situation. These are all telltale signs of thieves, and you should always hang up the phone to protect yourself. If you remember these pointers and guard your personal and financial data carefully, you can shield yourself from scams and identity theft. Spread the word and help family and friends do the same. If you receive a threatening or suspicious call, report the incident to TIGTA at 1-800-366-4484 or at www.tigta.com. Adam Wolfe, CPA is the Partner & Tax Director of Bobby Medlin, CPA and works in the firm’s Lake Ozark branch. Adam has worked at the firm’s Lake Ozark branch since 2010.

AUGUST 10, 2015


farm finance

Hiring Help? By Gary Digiuseppe

Adding an employee increases liabilities, legal requirements According to the University of Missouri Extension circular, Hiring and Managing Farm Labor, “Adding an employee brings a number of additional responsibilities, liabilities and legal requirements. Some regulations apply to all employers, while others exempt small employers or various types of employment. The number of different government agencies that enforce laws and regulations makes it difficult to ensure that all have been complied with.” All employers are required to get both a federal Employer Identification Number and a state Tax Identification Number. They also have to withhold state and federal income taxes, along with Social Security and Medicare taxes, from employee wages; in Missouri, the employees must complete IRS Forms W-4 and W-4/MO so that withholding amounts can be determined, and in order to meet Missouri’s Federal New Hire Reporting requirements. Annual employer state and federal tax returns are also required. Employers with 10 or more farm workers, or those who pay $20,000 or more in wages during a quarter, are subject to the Federal Unemployment Tax; they may also be required to advance IRS Earned Income Credit if qualified employees want it. The Occupational Safety and Health Administration is also involved. While only employers with 10 or more workers are subject to OSHA inspections, all are covered by the agency’s safety regulations. Also, the EPA has established Worker Protection Standards that apply to employees who mix, load, apply or otherwise might be exposed to pesticides. The minimum wage law applies to employers with more than 500 days of agricultural labor in any calendar quarter, while child labor laws restrict the types of jobs that can be performed by employees under the age of 16, Steve Swigert, economist and agricultural consultant with the Samuel R. Noble AUGUST 10, 2015

Foundation, Ardmore, Okla., said in most cases compliance records have to be retained for at least 3 years. While a written agreement with the employee is not necessary, Swigert told Ozarks Farm & Neighbor, “I would strongly recommend that there be a written job description, and a written description of the compensation for that employee.” In addition to the tax documents, all employers have to fill out a Department of Homeland Security I-9 form, which verifies employment eligibility, for each employee. “The Immigration Reform and Control Act created the I-9 form, and it keeps employers from getting into trouble with the federal government over whether they’re hiring a U.S. citizen or not,” Swigert said. It may also be prudent, he said, to use the federal Social Security matching system, eVerify, and to verify the history of the employee to determine whether there have been legal issues in the past. The employer may have to decide whether the worker is an employee or an independent contractor. Swigert said there’s a gray area in the law with regards to agricultural workers, but IRS provides guidelines. “It basically comes down to how much control you have over the employee, and whether the worker is himself a business that makes a profit or loss,” he said. “Also, the duration of the relationship – is it a couple of months’ job building fence, or do they stay on to take care of the cattle – and how much skill it takes.” To guard against future tax challenges, he recommended the employer keep records of the jobs being done by an independent contractor, whose equipment they used, and whether they moved on immediately to other jobs on the ranch. Most employees will be covered under the ranch’s liability insurance, but Swigert recommended putting new hires through a training process in order to satisfy the insurance terms in the event an employee is injured on the job.

Wright County, Mo. - 478 ac SOLD Dallas County, Mo. - 120 ac. m/l - !! investment or recreational property. Property can be boughtNT as one whole CT 120 acre parcel. RA65536. R COMissouri UNDE Highway OO, Bennett Springs, Laclede County, Mo. - 120 ac m/l. Investment or recreational CT NTRA65536 R COMissouri property. Highway OO, Bennett Springs, UNDE Webster County, Mo. - 235 ac. m/l. High Prairie Farm is a highly productive tillable tract. Blacktop road frontage on Hwy 38. 358 Bluestem Road, Marshfield, Missouri 65706................... $940,000 Dallas County, Mo. - 188 ad. m/l. Antler Bottom Farm is a turnkey cattle operation with a 4400 sq. ft. custom built Amish home. Large 60 x 80 barn, 3-acre fully stocked pond. 1102 State Road KK, Windyville, Missouri 65783....................................$1,250,000 Laclede County, Mo. - 80 ac. m/l.row crop and hunting land. Property is bordered by large land owners & Nature Conservancy ground. Flatwood Church Road, Lebanon, Missouri 65536.................$119,600 Puylaski County, Mo. - 567 ac Greene County, Mo. - 50 ac m/l. residence, development or investment property. East Farm Road 166, Rogersville, Missouri 65757.............................................................................. $450,000 Dallas County, Mo. - 1,011 ac. m/l. Farm land for hunting or cattle operation, 98% percent of property is in timber w/the balance in river, creeks, trails, roads & grass. Hwy. E, Eldridge, Missouri 65463...........................................................................$1,511,445 Christian County, Mo. - 157 ac m/l. gently rolling farm ground set up for a cow-calf operation, 5,500 sq. ft. home, barns, working pens, six freeze-proof auto waters, rotational grazing. Pipe rail fencing. 875 Beal Road Republic, Missouri 65738........$1,099,000 Polk County, Mo. - 65 ac SOLD Douglas County, Mo. - 60 ac. m/l. Great hunting or investment property. Electricity & road on property, 75% timber 25% open. Highway 5, Ava, Missouri 65608..................................... $119,000 Webster County, Mo. - 160 acres m/l. Great Property for Hunting or investment. Farm home on property is currently rented, Small hunting cabin on property. Mohawk Road, Conway, Missouri 65632... $287,200 Ozark County, Mo. - 116 ac SOLD Dallas County, Mo. - 313 ac m/l. Crystal Springs Ranch, farmland and whitetail paradise. 3900 sq ft. 5 BR, 4.5 bath with heated garage. Large 40’ x 40’ heated, insulated and finished shop. Nice 20’ x 40’ shop with overhead door. 780 State Road K, Long Lane, Missouri 65590................................................................ $949,000 Hickory County, Mo. - 120 ac. m/l. Beautiful river property w/over 1/2 mile of Little Niangua River frontage, Property has two caves, fishing, whitetail, turkey hunting and rock climbing and trapping. Mature hardwoods. County Road F, Cross Timbers, Missouri 65634.. $199,000 Douglas County, Mo. - 100 ac SOLD Laclede County, Mo. - 80 ac. m/l. Great deer hunting property. Electric, water & septic all in place. 12575 Highway 64, Lebanon, Missouri 65536................................................................ $195,500 Hickory County, Mo. - 360 acres m/l. Brushy Creek Farm is a big whitetail farm w/6 tower stands, 8 food plots. New 1,000 sq. ft. cabin & pole barn. The cabin has over 1,000 sq. ft. of living space for entrtaining. County Road 50, Cross Timbers, Missouri 65634...... $599,999 Bates County, Mo. - 240 ac SOLD Webster County, Mo. - 245 ac SOLD Laclede County, Mo. - 418 acres m/l. Smith Creek Ranch The property is set up for rotational grazing w/7 pastures, features 6 live springs, 5 ponds & 1/2 mile of Little Cobb Creek. All cattle & farm equipment can be purchased w/property. Also includes a 3600 s/f brick & stone home, features 3 BR & 3 Bath. Guest home/foreman house, 1568 s/f w/3 BRs & 2 Bath. 15331 Highway B, Lebanon, Missouri 65536........$1,350,000 Taney County, Mo. - 135 ac. m/l. This acreage is next door to Big Cedar Lodge’s Tom Fazio-designed Buffalo Ridge Springs Course. Buffalo Ridge has been transformed

by visionary conservationist Johnny Morris & renowned golf course architect Tom Fazio. The course has been rated the #1 Public Course in Missouri by Golf Magazine & Golf Digest. The diversity of terrain & location of this tract simply needs to be seen to be appreciated! Highway JJ, Hollister, Missouri 65672............... .....................................................................................$1,957,500 Laclede County, Mo. - 120 ac. m/l. This farm offers beautiful views & amazing potential for wildlife & an investment. Property is 1.5 miles from black top road & has a 1/2 mile easement to access property. Industry Road, Lebanon, Missouri 65463......... $155,440 Taney County, Mo. - 156 ac. m/l. Scenic/Hunting Property, Caney Creek runs on property along w/multiple springs. Property has outstanding building sites for dream home or R.V. parking, great deer & turkey hunting. Glade Top Trail, Branson, Missouri 65615.................. $245,700 Taney County, Mo. - 415 ac SOLD Lawrence, County, Mo. - 160 acres m/l. The farm is currently being utilized as pasture. Beautiful farm, hunting & recreational tract, 80 acres of hardwood timber. Lawrence 1135, Verona, Mo........$392,000 Webster County, Mo. - 363 ac SOLD Dallas County, Mo. - 316 ac. m/l - Turn Key Cattle RA Operation. CT 65622 NT Missouri R CO Barns and Home. 3363 State HIghway Buffalo, UNDE73, Taney County, Mo. - 1,245 ac. m/lto be determined by survey prior to closing. The Wings of Dawn Ranch has mature hardwood/ hunting property. Seller will work w/buyer on financial terms to purchase. Highway JJ, Hollister, Missouri 65672.........$6,805,170 Texas County, Mo. - 114 ac. m/l. Great hunting or grassland. area w/a proven track record. Located in Plato schools. Plato, Missouri 65552.............................................................................. $195,000 Laclede County, Mo. - 230 ac SOLD Dallas County, Mo. - 357 ac. m/l. Nice farmland that has 40 acres of tillable, currently cash rented & planted in soybeans, & 100 acres of pasture for cattle. Property is 30% open, 70% wooded. Property has elt. & water well all in place. Earnestville Road, Long Lane, Missouri 65590...............................................................................$1,116,900 Hickory County, Mo. - 303 ac. m/l. A tract of land along the shores of Pomme de Terre Lake, 2-log homes. One home is 1152 s/f with 3 BR, 1 bath, the second home is 1200 s/f. 100 County Road 316, Urbana, Missouri 65767........................................................................$949,000 Dallas County, Mo. - 657 ac m/l. Extremely nice hunting/farmland that has 40 acres of tillable, & 100 acres of pasture for cattle. Multiple ponds throughout & a spring fed creek. Property is about 30% open. Earnestville Road, Long Lane, Missouri 65590. ............ .....................................................................................$1,116,900 Dallas County, Mo. - 420 ac m/l. Triple s Farm is a working Cattle Farm. Approx. 65% of the land is open, 120 ac in soybeans. Property is cash rented for $14,000 - $20,000 per year. Sightings of bald eagles are common in the winter as well as a variety of ducks & woodpeckers. Give me a call to set up a private showing of this dream property. Located in Skyline Schools. Taxes $450.00 per year. Bower Road, Urbana, Missouri 65672............... $995,000 Ozark County, Mo. - 40 ac m/l. Horse/hobby farm or hunting. Includes barns, pastures & riding arena, 3-acre lake. The home is a 3 BR, 2 BA. 179 Star Valley Ranch Road, Wasola, Missouri 65773.............................................................................. $169,900 Ozark County, Mo. - 1,012 ac m/l. Large diverse tract of land just min. from Bull Shoals & Norfolk Lakes, caves on property. This farm is part of a large tract of timber & has had very little hunting pressure in the past 30 years. Highway 5, Gainesville, Missouri 65655...................................................................... $995,000 Douglas County, Mo. - 78 ac m/l. Great hunting property along Turkey Creek w/nice pond & trail system already established, gentle roll to property w/ hardwoods & water sources throughout. Great deer & turkey hunting, multiple food plot locations on ridges & creek bottom. 90% timber 10% open. FF 209, Ava, Missouri 65608. .......... .................................... $103,350

SPECIALIZING IN SELLING HUNTING & FARMLAND BRIAN W. UTECHT • Real Estate Agent 417-766-5595 • brian.utecht@whitetailproperties.com

W H I T E T A I L P R O P E R T I E S . C O M WHITETAIL PROPERTIES REAL ESTATE, LLC. DBA Whitetail Properties State of Nebraska, DBA WHITETAIL TROPHY PROPERTIES REAL ESTATE, LLC. Dan Perez, Broker - Licensed in IL, MO, IA, KS, KY, NE & OK • Jeff Evans, Broker - Licensed in MN & TN Wesley McConnell, Broker - Licensed in WI • Joey Bellington, Broker - Licensed In TX.

Serving More Than 34,000 Readers Across Southwest Missouri

19


bulls

beef

(Week of 7/26/15 to 8/1/15) Barry County Regional Stockyards

118.00-144.00*

Buffalo Livestock Market

124.00-157.00 †

Interstate Regional Stockyards - Cuba

132.00-144.50 †

Joplin Regional Stockyards

124.00-151.00 † None Reported †

Kingsville Livestock Auction

131.00-157.00*

Lebanon Livestock Auction

123.50-150.00*

Ozarks Regional Stockyards

124.00-148.50 †

Springfield Livestock Marketing

110

130

slaughter

150

170

190

cows

(Week of 7/26/15 to 8/1/15) Barry County Regional Stockyards

Not Reported* 98.00-124.00*

Buffalo Livestock Market

75.00-121.00 †

Douglas County Livestockk

95.00-122.00 †

Interstate Regional Stockyards - Cuba Joplin Regional Stockyards

89.00-125.00 † 96.00-127.00 †

Kingsville Livestock Auction

110.00-130.00*

Lebanon Livestock Auction

Not Reported †

MO-KAN Livestock Market - Butler

86.00-125.00 †

Ozarks Regional Stockyards

92.00-112.00 †

South Central Regional Stockyards

84.00-120.00 †

Springfield Livestock Market

60

80

100

cow/calf

120

140

160

pairs

(Week of 7/26/15 to 7/31/15) Barry County Regional Stockyards

Not Reported*

Buffalo Livestock Market

3075.00* None Reported †

Douglas County Livestock Auction - Ava Interstate Regional Stockyards - Cuba

None Reported †

Joplin Regional Stockyards

2010.00-3200.00 † None Reported

Kingsville Livestock Auction Lebanon Livestock Auction

Not Reported

South Central Regional Stockyards - Vienna

None Reported

Springfield Livestock Marketing

1875.00-2925.00

3000

replacement

4000

5000

cows 1400.00-2650.00*

Douglas County Livestock Auction - Ava Interstate Regional Stockyards - Cuba

None Reported † 1925.00-2185.00 † None Reported

Kingsville Livestock Auction

None Reported †

Ozarks Reg

1100.00-2350.00 †

South Central Regional Stockyards - Vienna

20

1150

Heifers, Med. & Lg. 1

2560.00 † 1225.00-2500.00 †

Springfield Live

650

300-400 lbs. 400-500 lbs. 500-600 lbs. 600-700 lbs. 700-800 lbs.

2000.00-2200.00*

Lebanon Livestock Auction MO-KAN Livestock Market - Butler

1650

2150

2650

300-400 lbs. 400-500 lbs. 500-600 lbs. 600-700 lbs. 700-800 lbs.

Holsteins, Lg. 3

1205.00-2250.00 †

Joplin Regional

534 Steers, Med. & Lg. 1

Not Reported*

Buffalo Livestock Market

Ava Douglas County† 7/30/15

(Week of 7/26/15 to 8/1/15) Barry County Regional Stockyards

National Sheep Summary

3150

300-400 lbs. 400-500 lbs. 500-600 lbs. 600-700 lbs. 700-800 lbs.

Steady 280.00-289.00 275.00-277.50 230.00-250.00 222.50-235.00 202.50 219.00 ----187.50 --------253.00-262.00 230.00-249.00 220.00-227.50 200.00-210.00 185.00

Barry Co. Regional Stockyards* -----

Buffalo Livestock Auction* 8/1/15

-----

622

-----

Steady

---------------------

285.00-306.00 255.00-295.00 240.00-269.00 230.00-244.00 210.00-214.50

---------------------

227.00-243.00 220.00 184.00-209.00 ---------

---------------------

240.00-260.00 215.00-246.00 208.00-227.00 200.00-212.50 195.00-199.00

Butler Mo-Kan Livestock† -----

7/31/15

Compared to last week slaughter lambs were very uneven, steady to 20.00 higher at San Angelo, TX; Ft. Collins, CO and Kalona, IA and steady to 20.00 lower at New Holland, PA and Sioux Falls, SD. Slaughter ewes were steady to 10.00 higher, except at New Holland steady to 10.00 lower. Feeder lambs were steady to 15.00 lower, except at Ft. Collins steady to 10.00 higher. At San Angelo, TX 4096 head sold in a one day sale. No sales in Equity Electronic Auction. In direct trading slaughter ewes were not tested; feeder lambs were 8.00 lower. 3500 head of negotiated sales of slaughter lambs were steady to 2.00 higher. 7600 head of formula sales under 65 lbs were not well tested; 65-75 lbs were 6.00-7.00 lower; 75-85 lbs were 8.00-10.00 higher; 85-95 lbs were 1.00-2.00 higher and over 95 lbs were 6.007.00 lower. 5,243 carcasses sold with 45 lbs and down 4.03 higher; 45-65 lbs 2.24-3.19 lower; 65-75 lbs 5.69 higher; 75-85 lbs 10.32 higher and 85 lbs and up 6.56 higher. All sheep sold per hundred weight (CWT) unless otherwise specified.

1700.00-2900.00 †

2000

7/28/15

Koshkonong, Mo. • Oregon County Goat &Sheep Market 7/25/15

Receipts: 163 All goats and sheep graded by MO Dept of AgUSDA Graders and bought per cwt. based on inweights at the buying station. Offerings were made up of 74 percent goats and 26 percent sheep. Next scheduled market date will be Saturday, Aug 29th. The station will be open to accept goats from 9:00 a.m. till 3:00 p.m. All prices per cwt. GOATS: Slaughter Kids: Selection 1 45-60 lbs 230.00. Selection 1-2 81 lbs and over 135.00. Selection 2 45-60 lbs 215.00. Selection 3 45-60 lbs 140.00. Selection 1-3 45-60 lbs dairy influence 170.00. Feeder Kids: Selection 1-2 20-44 lbs 190.00. Slaughter Does/Nannies: Selection 1-2 115.00. Selection 3 85.00. yearlings 135.00. Slaughter Bucks: Selection 1-2 115.00. SHEEP: Slaughter Lambs: Good and Choice 2-3 hair mostly under 80 lbs 140.00-160.00; over 80 lbs 120.00. Slaughter Ewes: Cull and Utility 1-2 55.00. Feeder Lambs: Medium and Large 1-2 hair under 50 lbs 75.00.

stocker & feeder

Ozarks Regional Stockyards

1000

The demand was good. The supply was light, probably due to the hot humid conditions. There were 13 percent springer heifers, 16 percent bred heifers, 36 percent open heifers, 04 percent fresh and milking cows, 01 percent bred and springer cows, and 13 percent baby calves. The balance was steers, bulls and slaughter cows. Prices reported are on a per head basis and for Holsteins unless noted otherwise. Springer Heifers bred seven to nine months: Supreme 1800.00-2100.00, ind crossbred 1875.00, Approved 1500.00-1775.00, few crossbreds 1525.00-1775.00, Medium 1225.00-1450.00, crossbreds 1125.00-1300.00. Heifers bred three to six months: Supreme 1750.002150.00, Jerseys 1725.00-1800.00, ind crossbred 1900.00, Approved 1400.00-1720.00, Jerseys 1300.001500.00, few crossbreds 1500.00-1675.00, Medium 1200.00-1375.00, Common 925.00-975.00. Heifers bred one to three months: Approved 1475.001600.00, few Jerseys 1580.00-1625.00, crossbreds 1400.00-1500.00, Common 585.00- 885.00, ind crossbred 650.00. Open Heifers: Approved 200-300 lbs lot 12 head 235 lbs 680.00,few crossbreds 370.00-500.00, 308-378 lbs 660.00- 690.00, pkg 2 crossbreds 360 lbs 490.00, 404485 lbs 750.00- 940.00, lot 8 head 488 lbs 990.00, ind Jersey 1050.00, lot 7 crossbreds 490 lbs 950.00, 500-600 lbs pkg 520 lbs 950.00, pkg 4 Jerseys 540 lbs 1280.00, crossbreds 1140.00-1220, 643-700 lbs 1000.00-1150.00, lot 8 Jerseys 643 lbs 1380.00, crossbreds 950.001240.00, 700-891 lbs lot 5 head 891 lbs 1540.00, crossbreds 1200.00-1240.00. Medium: 200-300 lbs pkg 4 head 230 lbs 370.00, 430475 lbs ind Jersey 560.00, few crossbreds 780.00-810.00. Replacement Cows: Fresh and Milking Cows: Approved 1300.00-1770.00, Medium 1070.00-1170.00.

goats

Receipts: 465 Supply was good and demand was very good with a near standing room only crowd on hand. Lamb and sheep prices were steady while kid goat prices came in lower. The supply made up of 35 percent slaughter and feeder lambs, 9 percent ewes and rams, 26 percent kid goats, and 24 percent does and bucks. All prices per hundred weight unless noted otherwise. Slaughter Lambs: Choice and Prime 2-3 wooled 57-83 lbs 170.00. New Crop hair lambs: Choice and Prime 2-3 25-52 lbs 200.00-220.00. Good and Choice 3-4 35-60 lbs 175.00-195.00; 57-83 lbs 152.50-170.00; 73-93 lbs 132.50-145.00. Slaughter Ewes: Good-Choice 1-3 92-137 lbs 102.50-117.50. Utility-Good 1-2 105-165 lbs 85.0090.00. Slaughter Rams: few Wooled Utility 53-110 lbs 130.00-145.00. Feeder Kids: Selection 1 28-38 lbs 220.00-250.00. Selection 2 33-37 lbs 195.00-212.00. Selection 3 32-36 lbs 160.00-185.00. Slaughter Kids: Selection 1 40-63 lbs 205.00227.50; 68-90 lbs 170.00-195.00. Selection 2 40-63 lbs 160.00-185.00. Selection 3 48-65 lbs 125.00130.00. Slaughter Does: Selection 1 40-125 lbs 142.50157.50. Selection 2 60-150 lbs 112.50-137.50. Selection 3 70-90 lbs 80.00-110.00. Bucks: Replacements Selection 1 65-145 lbs 170.00195.00. Slaughter Bucks: Selection 2 90-165 lbs 122.50145.00. Selection 2 80-130 lbs 100.00-110.00.

2200.00-2350.00*

MO-KAN Livestock Market - Butler

0

7/28/15

sheep &

Buffalo, Mo. • Buffalo Livestock Market

127 5(3257('

40

8/2/15

cattle

Springfield, Mo. • Springfield Livestock Marketing

132.00-138.00 †

South Central Regional Stockyards - Vienna

90

dairy

133.50-146.75 †

MO-KAN Livestock Market

70

Midwest - High Plains Direct Slaughter Cattle

5 Area (Tx-Ok, Ks, Neb, Ia, Colo) Live Basis Sales - Over 80% Choice Steers: 144.00-149.00; wtd. avg. price 147.25. Heifers: 145.50-148.00; wtd. avg. price 147.39. Dressed Basis Sales - Over 80% Choice Steers: 229.00-234.00; wtd. avg. price 233.33. Heifers: 231.00-234.00; wtd. avg. price 233.05.

Not Reported*

Douglas County Livestock Auction

cattle

Springer Cows: Approved few 1710.00-1775.00, Medium ind crossbred 1075.00. Bred Cows: Scarce. Baby Calves: Holstein heifers 300.00-360.00, small 110.00-140.00, Holstein bulls 250.00-430.00, small 100.00-160.00, Jersey bulls few 110.00, crossbred heifers 220.00-290.00, crossbred bulls 210.00-325.00, small 110.00-150.00, beef cross heifers few 250.00-350.00, beef cross bulls few 510.00-520.00.

127 5(3257('

slaughter

market sales reports

Cuba Interstate Regional† 7/28/15

Nation

CHEE $1.74 and b FLUI tion i the So declin into t becom are m deman over t are ge is bein SPOT BUTT $2.76

Mo. W

Recei Wean light a Early negot avera Early negot avera

prices

Joplin Regional Stockyards† 7/27/15

Kingsville Livestock Auction† 7/28/15

Lebanon Livestock Auction* 7/30/15

-----

332

1100

706

430

-----

Steady

3-10 Lower

Uneven

-----

---------------------

--------253.50-255.00 230.00 -----

300.00 250.00-265.00 245.00-290.00 230.00-250.00 -----

274.00 256.00-270.50 257.00-266.00 225.00 223.75

290.00-340.00 255.00-297.00 230.00-263.00 220.00-253.00 -----

---------------------

---------------------

----------------155.00

---------------------

----205.00-217.00 -------------

---------------------

----230.00-239.00 213.00 200.00-217.00 178.00

----230.00-241.00 220.00-231.00 202.00-205.00 193.50

261.00-264.00 241.00-254.00 221.00-250.75 200.50-226.25 -----

245.00-268.00 226.00-250.00 205.00-231.00 200.00-210.00 -----

USDA Reported * Independently Reported

Ozarks Farm & Neighbor • www.ozarksfn.com Ozarks Farm & Neighbor • www.ozarksfn.com

Slaugh San A VA: w 140.00 PA: sh 140.00 Ft.Co South Billin

AUGUST 10, 2015


reports

hog markets

Mo. Weekly Weaner & Feeder Pig

7/31/15

Receipts: 9217 Weaner pigs near steady. Feeder pigs no recent test. Supply light and demand moderate. (Prices Per Head.) Early weaned pigs 10 lb. base weights, FOB the farm 0% negotiated, 3875 head, 10 lbs, 36.00-37.15, weighted average 36.91. Early weaned pigs 10 lb base weights, Delivered 47% negotiated, 5342 head, 10 lbs, 24.00-37.35, weighted average 30.05.

rices

l ds†

er

00 00 00

00 00 00

Kingsville Livestock Auction† 7/28/15

Lebanon Livestock Auction* 7/30/15

Springfield Livestock Marketing† 7/29/15

Vienna South Central† 7/29/15

West Plains Ozarks Regional† 7/28/15

706

430

524

619

1094

Uneven

-----

Uneven

St-2 Lower

Lower

274.00 256.00-270.50 257.00-266.00 225.00 223.75

290.00-340.00 255.00-297.00 230.00-263.00 220.00-253.00 -----

267.00 260.00-273.00 235.00-275.00 220.50-225.50 205.00-216.00

----268.00-284.00 241.00-263.00 222.00-243.00 216.00-217.00

310.00-312.50 271.00-315.00 255.00-270.00 ---------

---------------------

----205.00-217.00 -------------

---------------------

---------------------

----185.00-187.50 -------------

245.00-268.00 226.00-250.00 205.00-231.00 200.00-210.00 -----

254.00-257.50 220.00-242.00 216.00-249.00 204.50-223.00 -----

AUGUST 10, 2015

----242.00-249.00 216.00-234.25 215.00-227.00 -----

265.00-267.50 242.50-257.50 220.00-223.00 ---------

7/31/15

Hay harvest continues as producers try to catch up as the weather allows. Several producers have finished haying for the year and are done although much behind normal schedule. Rainfall continues to be above average and some areas especially in the north continue to suffer from flooding although some southern areas weren’t left out this week and seen flash flooding as well. Hay movement remains slow the supply is moderate to heavy farmers have seen good yields once they managed to get into fields. Quality however has been very mixed. Hay demand is light and prices are steady to weak. The Missouri Department of Agriculture has a hay directory available for both buyers and sellers. To be listed, or for a directory visit http://mda.mo.gov/abd/haydirectory/ or for current listings of hay http://agebb.missouri.edu/haylst/ (All prices f.o.b. and per ton unless specified and on most recent reported sales price listed as round bales based generally on 5x6 bales with weights of approximately 1200-1500 lbs). Supreme quality Alfalfa (RFV <185): 180.00-200.00 Premium quality Alfalfa (RFV 170-180): 150.00-190.00 Good quality Alfalfa (RFV 150-170): 120.00-160.00 Fair quality Alfalfa (RFV 130-150): 100.00-120.00 Good quality Mixed Grass hay: 75.00-95.00 Fair to Good quality Mixed Grass hay: 40.00-65.00 Fair quality Mixed Grass hay: 20.00-35.00 per large round bale Fair to Good quality Bromegrass: 50.00-70.00 Wheat straw: 3.00-6.00 per small square bale

Butler Springfield

Cuba Vienna

4

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Se

14

14 ly

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Joplin West Plains

Ju

4

14 ay M

Ju

14

il 1

Ap r

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3

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3

.1

Ava Kingsville

heifers 550-600 LBS. Ava Kingsville

265.22 *** 257.90

223.60 227.72 *** 234.50

**

** 235.51

278.53

223.98

257.52 *

244.50 252.35 264.71 264.12 263.19

* 225.51 232.17 229.39

250.62

231.32

260.36

233.38

242.12

223.25

233.00

223.83

245.09 255.24 259.50 259.46

221.26 230.65 * 214.37 213.65

Soybeans

* Price per cwt

15 12

10.14

9.62

9.83

9 6

0

7.08 7.13 4.56 4.60 3.79 3.81

3.52

3.70

9.81 6.77 4.20 3.64

9.35

229.80

254.93

220.34

240.41

Week Ended 7/30/15 Soft Wheat Corn Sorghum*

**

**

*

*

252.82 262.10 245.12

5.66

224.87 221.00 234.37

249.48

226.12

270.00

3.74 3.55

Joplin West Plains

230.00

253.18

avg. grain prices

Cuba Vienna

226.50

249.00

245.00

18

Butler Springfield

259.98

Week of 7/5/15

hay & grain markets

Mo. Weekly Hay Summary

pt

Au g. 1

Se

steers 550-600 LBS.

Estimated Receipts: 520 Supply and demand are light to moderate. Compared to Monday’s close: barrows and gilts are steady to 1.00 higher. Base carcass meat price: 71.00-72.00. Sows (cash prices): 1.00 to 3.00 higher, 300-500 lbs. 30.0035.00, over 500 lbs. 36.00-39.00.

3 261.00-264.00 241.00-254.00 221.00-250.75 200.50-226.25 -----

$120

Week of 7/12/15

7/31/15

CHEESE: Barrels closed at $1.6975 and 40# blocks at $1.7475. The weekly average for barrels is $1.6755 (+.0360) and blocks, $1.6975 (+.0295). FLUID MILK: Across most of the nation, milk production is declining and following typical, seasonal patterns. In the Southeast, where hot, humid weather has persisted, the decline is at an accelerated rate. Spot milk loads are moving into the Southeast and Florida. Surplus milk offerings are becoming less available in the Midwest. A few loads of milk are moving between states in the western region. Bottling demand is starting to increase as schools start their fall terms over the next few weeks. Cream demand is good and supplies are generally tight in all of the regions. Some condensed skim is being dumped in the East. SPOT PRICES OF CLASS II CREAM: $ PER POUND BUTTERFAT, F.O.B., producing plants, Upper Midwest $2.7687-3.0136.

8/4/15

$160

Week of 7/19/15

laughter lambs were very higher at San Angelo, TX; ona, IA and steady to 20.00 PA and Sioux Falls, SD. ady to 10.00 higher, except to 10.00 lower. Feeder lambs wer, except at Ft. Collins At San Angelo, TX 4096 ale. No sales in Equity Elect trading slaughter ewes were were 8.00 lower. 3500 head ughter lambs were steady to of formula sales under 65 65-75 lbs were 6.00-7.00 .00-10.00 higher; 85-95 lbs and over 95 lbs were 6.00asses sold with 45 lbs and 5 lbs 2.24-3.19 lower; 65-75 bs 10.32 higher and 85 All sheep sold per hundred herwise specified.

National Dairy Market

Interior Missouri Direct Hogs

$200

Week of 7/26/15

7/31/15

dairy & fed cattle

Feeder pigs in all lot sizes, FOB 0% negotiated, No Sales Reported. Feeder pigs in all lot sizes, Delivered 100% negotiated, No Sales Reported. *Early weaned pigs are under 19 days old. **Most lots of feeder pigs have a sliding value from the negotiated weight basis which is calculated on the actual average weight of the load plus or minus .25-.40 per pound. Some early weaned lots have a slide of .50-1.00 per pound.

Week of 7/5/15

and Choice 2-3 hair mostly .00; over 80 lbs 120.00. nd Utility 1-2 55.00. and Large 1-2 hair under 50

Slaughter Lambs: Choice and Prime 2-3 90-160 lbs: San Angelo: shorn and wooled 100-140 lbs 120.00-140.00. VA: wooled 80-110 lbs 130.00; 110-125 lbs 150.00; 130-160 lbs 140.00. PA: shorn and wooled 110-130 lbs 144.00-168.00; 130-150 lbs 140.00-165.00. Ft.Collins, CO: no test. South Dakota: shorn and wooled 120-155 lbs 156.00-160.50. Billings, MT: no test.

Week of 7/12/15

on 1 45-60 lbs 230.00. Selec135.00. Selection 2 45-60 lbs 0 lbs 140.00. Selection 1-3 170.00. 1-2 20-44 lbs 190.00. s: Selection 1-2 115.00. ngs 135.00. tion 1-2 115.00.

$240

Week of 7/19/15

ded by MO Dept of Agught per cwt. based on intation. Offerings were made and 26 percent sheep. Next will be Saturday, Aug 29th. n to accept goats from 9:00 prices per cwt.

550-600 lb. steers

24 Month Avg. -

$280

Week of 7/26/15

ounty Goat &Sheep Market 7/25/15

USDA Reported * Independently Reported

220

242 264 286 308 330 * No price reported in weight break **USDA Failed To Report *** No Sale - Holiday

Prices Based on Weighted Average for Steers and Heifers 550-600 lbs.

Serving 34,000 Readers Across Southwest Missouri ServingMore MoreThan Than 34,000 Readers Across Southwest Missouri

221.05 200

220

240

260

280

300

* No price reported in weight break **USDA Failed To Report *** No Sale - Holiday Prices Based on Weighted Average for Steers and Heifers 550-600 lbs.

21 21


farm finance 2015 2X4 TRX420TM SRP* $5,199

2015 4X4 TRX420FM1 SRP* $6,199

SALE $3,993

SALE $4,494

Investments of the Highest Caliber By Jessica Bailey

An investment of the resources of farms and ranches should have returns 2015 Pioneer 500 SRP* $8,499 Dealer Bonus $1,000

2015 Pioneer 700/2 SRP* $10,299 Dealer Bonus $600

SALE $7,499

SALE $9,699

2055 East Kerr St. Springfield, MO (417) 862 - 4686 HondaOfTheOzarks.com honda.com MULTI-PURPOSE UTILITY VEHICLES CAN BE HAZARDOUS TO OPERATE. PIONEER IS ONLY FOR DRIVERS 16 YEARS AND OLDER. DRIVER AND PASSENGER MUST BE TALL ENOUGH FOR SEAT BELT TO FIT PROPERLY AND TO BRACE THEMSELVES WITH BOTH FEET FIRMLY ON THE FLOOR. PASSENGER MUST BE ABLE TO GRASP THE HANDHOLD. NEVER DRIVE WITH MORE THAN ONE PASSENGER. ALWAYS WEAR YOUR SEAT BELT, AND KEEP THE SIDE NETS AND DOORS CLOSED. ALL MUV USERS SHOULD WATCH THE SAFETY VIDEO “MULTIPURPOSE UTILITY VEHICLES: A GUIDE TO SAFE OPERATION” AND READ THE OWNER’S MANUAL BEFORE OPERATING THE VEHICLE. FOR BOTH TYPES OF VEHICLES, ALWAYS WEAR A HELMET, EYE PROTECTION AND APPROPRIATE CLOTHING. AVOID EXCESSIVE SPEEDS, AND BE CAREFUL ON DIFFICULT TERRAIN. FOR YOUR SAFETY BE RESPONSIBLE. NEVER DRIVE UNDER THE INFLUENCE OF DRUGS OR ALCOHOL, OR ON PUBLIC ROADS. RESPECT THE ENVIRONMENT WHEN DRIVING. UTILITY ATVs ARE RECOMMENDED ONLY FOR RIDERS 16 YEARS OF AGE AND OLDER. BE A RESPONSIBLE RIDER. ALWAYS WEAR A HELMET, EYE PROTECTION AND PROTECTIVE CLOTHING, AND PLEASE RESPECT THE ENVIRONMENT. OBEY THE LAW AND READ YOUR OWNER’S MANUAL THOROUGHLY. Offer ends 09/30/15. *SRP $8,499 excludes $600 destination charge and SRP $10,299 excludes $670 destination charge. SRP does not include destination charge of $350 for ATVs, and administration fee of $149.97 Visit powersports.honda.com to view applicable destination charge amount. FourTrax® and Pioneer® are trademarks of Honda Motor Co., Ltd. (07/15)

Farm and Ranch Financing

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Investment. It’s a term that is being heard more and more often by myself and others in the banking industry. How can I invest my time, my money, my resources so that I can enjoy this lifestyle that I’ve chosen now, and still leave a legacy for the following generation? I’m not a financial investment expert, but I would like to address investing your resources. First, let’s define resources. The MerriamWebster Dictionary defines it as “a source of supply or support; a natural source of wealth or revenue; computable wealth; or a source of information or expertise.” Most of us look to the first definition when thinking of our resources. We think of something tangible: money, land, equipment, cattle, buildings, crops, supplies, etc. Sometimes, we think of receiving advice or knowledge as using our resources. How does that translate to investing your resources? Merriam-Webster defines the term as “to commit money in order to earn a financial return; to make use of for future benefits or advantages; or to involve or engage especially emotionally.” In other words, to invest is to give with an expectation. For us to invest the resources of our farms and ranches means we are giving of these resources with the expectation of a return. For those of us in the agricultural industry, the best return we expect is that we have left something of us, of our dreams and lifestyle, for the next generation. So how do we invest our resources? In regards to the tangible assets (as listed above), that is a question that is best decided between yourself, your financial advisor and your family. Each and every situation is unique and each of us has a different goal set for the use of those tangible assets. Some of us,

Ozarks Farm & Neighbor • www.ozarksfn.com

it means investing into an LLC or a trust to ensure the farm is passed to the next generation. For others, it could be that the current operator uses his/her net worth to make the purchases needed to grow the farm for when it is passed to the next operator. To some, it might mean changing the farm’s operation to accommodate the future goals of the farm. The best investment of your resources, the highest caliber you can reach, is to invest yourself, your time and your wisdom in the upcoming generation. For some that is father to son, for others it might be grandparents to granddaughter, uncle to niece, or even a retiring farmer to an unrelated beginning farmer. It has been hammered into us time and again that the average age of the US farmer is only getting older and that fewer and fewer of our children are stepping up to take the reins. Let us look outside the box, past the usual expectation of passing down the farm. Invest in our children, at the fairs, in FFA and 4-H, at our community and four-year colleges. Embrace their additions to and ideas for the industry in the future without letting the wisdom gained from our years in agriculture be lost in the process. Open up dialogue not only with family members but those outside the family, outside the industry. After all, we live and breathe agriculture every day of our lives. Ensuring that this legacy gets passed to the next generation is the highest and best investment we can make. Jessica Bailey is an agricultural lender at Hometown Bank in Neosho, Mo. A resident of Newton County, she also raises cattle on her family’s farm and is an active alumni of the Crowder College Aggie Club.

AUGUST 10, 2015


farm finance

Opening The Gates

Profit From Your Production Sale?

Need More

The quickest way to increase your profit is to have more buyers at your sale. The best way to get more buyers is by advertising in the Ozarks’ most read farm newspaper. Call today to place your ad in our Upcoming Production Sale Issues.

By Julie Turner-Crawford

PO Box 1319, Lebanon, MO 65536

1-866-532-1960 • ozarksfn.com

Agritourism is a growing market for farmers looking to add income Agritourism is one of the fastest growing segments of agriculture in Missouri, giving farmers a new, additional revenue stream for their operations – as well as educating the public about life on the farm. Springfield, Mo., was the base city in late July for the third annual Agritourism Conference, which drew more than 60 agritourism professionals from across the state, as well as visitors from Illinois, Wisconsin and Minnesota. The Missouri Department of Agriculture and the Missouri Farm Bureau sponsored the event, which featured seminars and a bus tour to seven farms in Southwest Missouri. Missouri Farm Bureau Marketing and Commodities Director Kelly Smith told Ozarks Farm & Neighbor during a stop at the Webster County farm of Lloyd and Jane Gunter, which is a working dairy farm outside of Conway, Mo., that invites the public to tour the farm, pick out a pumpkin and walk through a corn maze each October, that agritourism has grown tremendously over the last couple of decades, and more and more farmers are looking at ways to use that trend to their advantage. “Agritourism is nostalgic for some people because it takes them back to when they were kids. Young families are looking for activities that they can do with their kids,” Smith said. “Really, (producers) are only limited by their imaginations. People are wanting to connect back to the land, and with that, they AUGUST 10, 2015

are wanting to know where their food comes from. “Agriculture has changed over the years and we have adopted a lot of new technology that makes our lives simpler. People think about a farm and they think they are going to go back to the 1960s or 70s. In the Midwest, about two out of three people have never been on a working farm.” In addition to educating visitors, agritourism can become a part-time or fulltime income for farmers without a large investment, be it a pumpkin patch, a catfish farm or the creation of a special event. “Agritourim is a great way for farmers who are limited in resources, such as land, who want to move a son, daughter or nephew, or whoever, into the operation and add a source of revenue without spending money to buy additional land,” Smith Photo by Julie Turner-Crawford explained. Many of the state’s agritourism locations have been able to carve out their own niche market and have found success. “A lot of it starts out with an idea or a dream,” Smith said. “Then you move forward because it is a personal interest. I think everyone involved in agritourism is very passionate about what they are doing. They want to share that with others. These are people who are involved in agriculture in some way. “It might be on on-farm bed and breakfast, a corn maze and a pumpkin patch, a you-pick blueberry farm or something like that.”

Proudly Serving Area Farmers for Generations At Commerce Bank, we take pride in serving family farms and agri-business. Whether your needs are business or personal, we'll share with you the best ways to bank, borrow and manage your money. Call your local Commerce Bank today. That's ask, listen and solve.

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23

7/28/2015 9:09:57 AM


farm finance

Having ‘The Talk’ By Robert Gray

What parents need to tell their kids about money Money, family finances and inheritances – these are topics many parents prefer not to discuss with their children. Often it’s because they don’t want their children to know their net worth. Sometimes, they fear the choices their children might make if they knew how much they will inherit one day. While these concerns are understandable, they are small change compared to the troubles that can arise when parents don’t discuss their wealth and prepare their children to manage it. There are ways of approaching the subject without sharing your financial records and providing a detailed breakdown of how you intend your estate to be dispersed. Here are a few of them:

1. Actions speak louder than words

Children learn by example. You can teach them about wealth management from an early age by simply using your money in ways that demonstrate your values. If you wish to teach your children to be charitable, for example, model that behavior yourself, and talk to them about what you hope your financial gifts will accomplish.

Whether on the floor of the Missouri Senate, working for the USDA, or hosting the Farm & Ranch Report, Morris Westfall cares about the people of the Ozarks.

2. Provide age-appropriate information

Ag Production and political news and views for the farm and ranch. Join Morris Westfall for the Farm & Ranch Report.

Saturday 8:05am Weekdays 6:35am

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Saturday 8:05am Weekdays 6:3Oam & 12:05pm

Educating children about money isn’t a one-day seminar, but a lifelong course. It typically begins with a weekly allowance tied to a child’s success in completing simple chores. It continues with regular discussions in which you reinforce the values of work and money management as your children grow. When your children want you to purchase an item for them, allow them to experience the self-satisfaction that comes with saving for it and buying it themselves. Teach them the importance of sharing by encouraging them to donate a portion of their allowance to charity. When discussing family finances, there is one topic – inheritances – that parents should think twice about discussing, at least until you believe your children are old

Ozarks Farm & Neighbor • www.ozarksfn.com

enough and financially responsible enough to think about it in a mature way. That may not be until they are ready to purchase their first home or have their first child.

3. Under-promise, over-deliver

It’s better to leave a child MORE than they expect rather than less. So be conservative in explaining the size of your estate and your plans for distributing it. And don’t forget to talk about your plans for disposing your personal property. If there is a chance you may outlive your money, children should be made aware of that possibility, too. In any case, don’t feel obligated to provide hard numbers. A rough estimation should suffice. It’s generally not a good idea to share a copy of your actual estate plan with your children, except for a living will with a healthcare power of attorney that outlines your wishes in the event of incapacitation.

4. Be fair

That does not necessarily mean to divide your assets equally. A child or grandchild with special needs may require a larger share, for example. Unexplained favoritism, however, can be hurtful and feelings of rejection can impact sibling relationships long after you are gone. If you do choose to leave one child more than another, make your wishes crystal clear in your will to minimize disputes later. To be truly upfront, consider making gifts to your beneficiaries while you’re still alive. Generally, children can each receive up to $14,000 tax-free annually. And there is no limit on the number of people you can give such gifts each year. The bottom line: You’ve worked hard to accumulate your wealth, and you want it to be used wisely. The best way to ensure that happens is by talking to your children early and giving them the tools to make good choices. Robert Gray is the senior vice president & director of Private Banking of the Commerce Trust Company. AUGUST 10, 2015


farm finance

When it’s your livelihood that counts … count on me.

Discovering the Value of Your Farm By Mark W. Jenner

The utilization of a balance sheet can give you a financial snap shot of your business What is your business worth? Is it worth a million dollars? It may be, but to know you must discover the net worth of your farm or business. That may sound ridiculous, but it is possible. If you own 340 acres and that land is worth $3,000 per acre, your land assets are worth more than $1 million. Hopefully, the undiscovered net worth of your operation is at least positive. A more compelling question is whether your business net worth is growing or shrinking. Hopefully it is growing. But too many farmers have borrowed enough money that the interest payments on that debt don’t allow their equity to grow – even when the farm is making all its payments. There is an easy tool for taking a financial snapshot of your business called a balance sheet. The mere mention of a financial tool, like a balance sheet, can be intimidating. The balance sheet is simply a list of one’s assets and liabilities, or debts. The most difficult part of a balance sheet is getting started. Listing current, intermediate, and longterm assets and liabilities each year at the same time, provides the farm business with a record of change over time. It is like taking a photo each year of how your kids change and grow over the years. Well, maybe not quite the same, but you get the picture. Balance sheets play an important role for helping beginning farmers, farms expanding into new enterprises, and assisting individuals with retirement and estate planning. They impact a business from beginning to end. The benefit of listing the current and long-term assets and liabilities is in the calculation of the net worth. The net worth is the assets minus the liabilities. There are some important things to know about building balance sheets. Pick AUGUST 10, 2015

a time of the year that is easy to remember, like January 1. Then make sure that as January 1 approaches you hold true to that date. While that date is easy to remember, another date may serve your business better. Consistency of building a balance sheet at the same time each year is a greater priority than the specific date. There is more than one way to value your assets. The two most common methods are the market value and the cost value. The market value reflects the value the assets if sold. The cost value is the value of what has been paid for that asset. These two values can be quite different for assets such as equipment that has been depreciated or replacement heifers that were raised on the farm. Take care to use the same method from year to year. The market value approach is best if there is a need to understand the solvency of the business. This also plays a greater role in valuing an estate for distribution among the heirs. The cost value on the other hand can provide a greater view of the profitability of the business over time. This method also requires access to better business records for accuracy. Both methods are important. Just pick one to get started. Iowa State University Extension Guide on, “Understanding Net Worth,” is a nice summary. It can be found at https://www. extension.iastate.edu/agdm/wholefarm/ html/c3-19.html Whether you are thinking about beginning to farm, or wondering how to divide up your estate for your kids, balance sheets are a vital part of successful business management. You may even discover your farm is a $1 million operation. Mark W. Jenner is a University of Missouri Extension agriculture business specialist in Bates County, Mo.

Mike Breeding, Agent 1855 S National Ave Springfield, MO 65804 Toll Free: 800-955-3503 Cell: 417-880-4294 mike.breeding.b5yc@statefarm.com

1001336.1

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Ethan Haile

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meet your neighbors

Facility Location Experience Nice

Great

J.J. Leek, left, owns J.J.’s Berry Patch in Christian County, Mo.

Years of

We’ve Got It All! Special Cow Sale

August 2015

Monday • August 10

S M T W T F S 1

Holstein Special & Reg. Feeder Sale Photo by Jennifer Ailor

Berry Pickin’ in the Patch

Wednesday • August 12

4

5

6

7

8

Tonto Kissee

Kelly Crain

Ed Ford

Steve Hawk

Jake Ford

Josh Ford

Tom Kissee

Joe Gammon

887-4901

16 17 18 19 20 21 22

Wean-Vac Sale

Other berries have different soil amendment requirements. To hold all those berries upright, J.J.’s husband, Russ, has built long rows of support trellises out of T-posts, rebar and plastic baling twine. The supports make for easy picking and maintenance. Among the varieties J.J. recommends for the home grower are: Blueberries – Ozarkblue, Summit and Patriot. Blackberries – Chickasaw, Kiowa, Natchez, Rosebough, Ouachita and Chester. “You’ll need to experiment to find the berries that work best for you, and you may want to mix them up with early and late bloomers,” she said. J.J. added that the Ozarks sit on the edge of two climate zones. For her, southern varieties have produced better than northern varieties, but you have to work out what will thrive in your particular microclimate and berry patch.

3

9 10 11 12 13 14 15

376-2878 839-0613

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Wednesday • August 19

Continued from Page 14 Before she started her own berry patch, J.J. would drag her grandchildren to berry patches in the Missouri communities of Lampe, Billings and Rogersville, where they sometimes ate as much as they took home. She began buying berry plants from a grower in Ozark, Ark., and followed a “grow and learn” philosophy in which she’s discovered the varieties that produce best. That first year she planted an acre of blackberries and blueberries, adding a new row each year. As a Master Gardener, she’s resisted using herbicides and pesticides, but does fertilize and prune. For example, blueberries get a dressing of ammonia sulfate three times in March, April and May. Blackberries get a Triple 13 application and are “tipped” each summer to produce bigger berries.

2

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meet your neighbors

Cowboying for a Living By Laura L. Valenti

Friends, fellow farriers join efforts to form a youth rodeo ministry Mitchell Smith, who operates Mid-State Farrier Services out of Licking, Mo., in Texas County, was born and raised in New York state and attended horseshoeing school at Cornell University, a long way from the Ozarks. After 10 years of construction work, also in New York, he is happy to share that cowboying for a living in the Ozarks

Station. They also offer various horsemanship clinics throughout the summer. “We were both just sort of going along with our own little thing when this crazy idea from God came along instead. At the rodeo, we offer the regular rodeo events, as well as horsemanship and trick roping,” Wes explained, before 7 a.m. one morning, as he and Mitchell Mitchell Smith and Wes Clancy are Ozarks farriers who spend time ministering to youth through camps and other youth events.

Photo By Laura L. Valenti

28

is his chosen lifestyle, one that he thor- were shoeing the 11 horses, belonging to Rolla’s own Camp David of the Ozarks, oughly enjoys. His good friend, Wes Clancy, who a Christian summer camp and mentorruns Mid-Missouri Forge out of Cooks ing program for the children of MisStation, Mo., in Crawford County, also souri’s prisoners. A cowboy’s day almost a farrier, shares common interests, not always starts early and lasts long. On his own 160 acres, Mitchell runs only in the care of horses and cattle and the preservation of a uniquely American 12 cows with his parents, Jeff and Kelly Smith, but his company primarily lifestyle but also in passing serves other larger operations, like all of that on to the next one out of Cabool with 3,500 head generation. The results of of cattle. He provides seasonal that collaboration include help which includes branda rodeo Bible camp, for kids ing, beginning in the spring, ages 9 to 18, held each summer Licking, Mo. calving and other handsthe first full week of June at on services throughout the Whispering Winds Bible Camp busiest times of the year. in Crawford County’s Cook Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 10, 2015


meet your neighbors “Horseshoeing pays for the living,” he added with a grin, as he catches up another horse hoof and proceeds to shave it down, making it ready for the next shoe. And while his chosen profession finds him in the middle of a church camp early of a morning, shoeing some not-always-so-willing young horses, Mitchell has no complaints about what he does. “Cowboying may not pay as

er events to test how well the horse is trained,” Wes explained. Cowboying for a living takes these two gentlemen on all kinds of adventures, including Wes serving as the Master of Ceremonies at Camp David’s annual fund-raising banquet this past January in Rolla. “He wasn’t too sure about it, at first,” Camp David’s assistant director, Grace

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Smith remembered, “but we had a western theme to all of it this year and his brand of humor was just perfect. We raised more funds than we have in several years and that is how we make this camp work since the vast majority of our campers are sponsored by others, coming out of foster care and similar situations.” Camp David is a non-profit ministry that depends totally on donations and fundraisers to sponsor their 200 plus campers each summer. Mitchell Smith and Wes Clancy, a couple of cowboys of the 21st century, proving every day that the spirit of the American West still lives and is being passed on to the next generation in the very best way possible.

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well as construction but the day goes by quicker and I enjoy the work.” Wes Clancy, who runs a 60 head cowcalf operation at home with his wife, Esther, also rides, trains and sells Quarter horses. He currently has about 12 horses, on his 1,000 acre ranch of both pasture and woods. The Clancys also sponsor a Christian ministry, The Trail to the Cross, which sponsors the June Bible Camp and similar events throughout the year. Their next big event is an Extreme Cowboy Race, on Oct. 15 at the Trail to the Cross rodeo grounds in Cooks Station. “It will include a race over an obstacle course, creek jumping, swimming through a pond, and various oth-

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Serving More Than 34,000 Readers Across Southwest Missouri

29


meet your neighbors

Pictured above: Laine Smith

Photos by Laine Smith

Capturing Days from the Past By Julie Turner-Crawford

Woman spends hours in the saddle with her camera to capture cowboys and cowgirls at work An Ozarks woman is working to preserve the heritage of the American cowboy, one photo at a time. Laine Smith grew up in the Fair Grove, Mo., area and her life has been filled with horses, rodeos and cattle, but in 2012, her life took a hard turn. Family health issues, a very sick horse (her favorite horse), a broken heart, and the tragic and sudden death of a friend bombarded Laine. Feeling lost, she spent countless hours driving the back roads of the Ozarks and on her travels she took along her camera, which she said had been gathering dust for sometime. Through the pictures she took on her journeys, she found a way to let some of the stress of the world float away – and a new vision. Today, Laine travels the Midwest with her horse and camera, capturing imagines of cowboys, cowgirls and ranchers. “All these traditions like dragging calves to the fire (for branding) and gathering on horseback, I realized that you don’t really see that around here anymore,” she said. “It’s in Texas and Oklahoma, but

30

not so much in Missouri, but it happens camera to help move a herd, which she here. I just kind of began myself into that said is just part of the experience. (lifestyle) and it opened my eyes that “I’m on my horse a lot,” she said. “I’ve there are still people out here doing that.” been riding since I was little and still rope From those early experiences was born a little, and so it is really cool to saddle MemoryLaine Western Lifestyle Pho- your horse up at 4 in the morning and by tography. Laine, who now lives in Foose, the time the sun is coming up, you are on Mo., travels from ranch to ranch to cap- the backside of the pasture. A lot of peoture the cowboys and cowgirls at work. ple think that cattle gatherings are like She has to be invited to the gatherings what they have seen come out of Holor roundups, and doesn’t charge the lywood with the ‘yeehaws’ and running ranchers for her services. cattle everywhere. That’s not how it’s “I still work a full-time job, but I spend done, so I really try to capture the images a lot of time on the road in the spring and that emphasize the low and slow working fall,” she said. “I try to space out trips a lit- of the cattle. Sometimes you only have a tle, so that it isn’t so overwhelming. There split second to think about it.” is more to it than just taking pictures – While her photos and blogs are gaining you have to know where you popularity on social media websites, can be, know that you have Laine said she hasn’t put herself to stay out of the gate and “out there” yet. things like that, because all of “I haven’t really done much the images are captured while with them,” she said. “Now I Foose, Mo. they are working.” have some galleries that are There have been times she calling and wanting to see has had to put back on her some of my stuff and that’s cowgirl hat and put down her really cool.” Ozarks Farm & Neighbor • www.ozarksfn.com

She is also working on a couple of print projects with different writers. “One is going to be a collection of cowboy poetry with my images,” Laine explained. She is also hoping to make a coffee table book that will feature images taken in different regions. “They do things a little different in each region,” she said. “Oklahoma is different than Missouri, and West Texas is different than Missouri.” Lanie added that there have also been a few critics who claimed that the shots were “fake” because there wasn’t enough dust in the air. “It’s Missouri, not Texas,” she said with a laugh, adding that she doesn’t even know how to alter a picture in Photoshop. “We have trees and a lot of rocks.” While Lanie uses a camera, she doesn’t consider herself a photographer. “I guess I see myself as more of an artist,” she said. “I’m just trying to capture a dying breed of the working ranch cowboys, and my camera is my tool.” AUGUST 10, 2015


youth in

agriculture tomorrow’s ag leaders

Hunter T. Corman Age: 18 Family: Parents, Gene and Anna Corman; older brother, Chris; and younger sister, Molly Hometown: Pomona, Mo. FFA Chapter: Willow Springs FFA and Missouri State Area 13 FFA Vice-President 2015-2016 FFA Advisor: Nathan Sanders

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Other activities: “I’ve grown up in the Ozark Christian Tabernacle in West Plains, Mo. and A.K. George is my pastor. He and his family have played an important part in my Christian life. The greatest thing you can do for someone is to be caring and that’s what my family and my church have always shown and taught me. It doesn’t have to be complicated, just a friendly smile, a helping hand, simple kindnesses every day. I want to pass that on wherever I go and in whatever I do in the future.” Story and Photo By Laura L. Valenti AUGUST 10, 2015

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How have you been involved in agriculture? “My father and his brother, my uncle Scott Corman, operate a farm raising Angus-cross beef, so I’ve grown up around that all my life. My other uncle, Dan Corman, raises Charolais cattle. The first person to bring Charolais to south central Missouri in the mid-1950s was my grandfather, Clair Corman. He was also a charter member of the Willow Springs FFA in 1938, where I’ve been a member. This past May, I graduated from Willow Springs High School.” What are your future plans now that you’ve graduated high school? “I’ll be a freshman at College of the Ozarks at Point Lookout this fall and plan to major in Agribusiness. “After school I’d really like to run a farm-to-table restaurant so that people can see where their food comes from and learn about the preparation and processing of the meat, for instance. I think it’s really important for people to learn about the way these things are done and I plan to keep most of my menu items healthy and wholesome. “Also because my family has always had a farm, I’ve always thought it would be good to keep that family tradition going. Family farms are vanishing and it is an important part of our life.”

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32

the ofn

ag-visors

On Call By Dr. Jesse Blades

Early vaccinations, growth implants can improve profits

H

ow do we keep from leaving money on the table? Two easy ways for the cow-calf producers are early vaccinations for calves and utilizing growth implants. Dr. Jesse Blades If it often appears that cattle these days are graduated from University earning the same price per pound if their vacof Missouri College of cinated or completely untouched by hand and Veterinary Medicine needle. So many producers are beginning to asin 2010. He joined Ash similate the idea why spend extra money if there Grove Veterinary Clinic in is no return? There is always a positive return for 2014, practicing general preventative medicine like vaccinations, but we medicine and surgery on obviously need to maximize our benefit. both companion animals Many of the calf-calf producers in this area do and livestock. not retain ownership of their calves as they go to the feedyards. So, why do you spend money vaccinating calves providing the next guy with better profit? My answer is: you shouldn’t. I’ll always recommend vaccinating calves on farm. As with most things in life it’s all about the timing. We need to capitalize on our return of investments in the cow-calf sector. Stop vaccinating only to sell calves 30 to 45 days later. Remember the first vaccine the immune system experiences provides a short-lived response. The booster round(s) provides a longer lasting, higher stimulating response. Consider this example, a calf is raised on a farm for nine months before market. Waiting until 6 months of age to vaccinate is providing benefit for merely the last one-third of production within that system. Transitioning to vaccinating our calf crop sooner in life, as early as 3 months, protects them for a longer duration cow-side putting the added benefits in your pocket. While we are discussing larger profits from added gains, growth implants should also be considered as another tool for cow-calf operations. I am shocked at the number of operators in southwest Missouri that ignore or refuse to utilize implants. Leaving your bull calves intact does provide for increased weight gains compared to non-implanted steers of the same age. It also increases the potential for traumatic injuries, rectal prolapses and heifer siblings getting bred too early. Some groups actually go backwards if they are dehorned, castrated and vaccinated for the first time when they are weaned. So, at a time when we should be experiencing large gains before marketing, the opposite is occurring. Consider castration and dehorning at a much younger age, along with initial vaccinations. Calves will heal faster and experience shortened negative impact from these procedures while at the cow’s side. Growth implants exist for calves this young, but producers can always wait until the booster vaccinations are given for growth implants to be placed. By doing this your allowing each calf to maximize its potential while removing the problems associated with a field full of testicles. The take away message is, it has been proven through research that growth implants can help producers achieve between $10 to $40 increased profit per calf compared to non-implanted calves. The rule of thumb I use is five times the cost of the implant should be expected in increased profit. Don’t forget in order to realize the benefit of implant technology you must keep these calves for the entire length of activity per label claim, no matter what brand is used.

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AUGUST 10, 2015


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33


farm

help

Making farming

a little easier

Backgrounding Feeder Cattle By Gary Digiuseppe

Several variables should be taken into consideration Some cattle producers in this region background their feeder cattle – but not many. Eldon Cole, University of Missouri Extension regional cattle specialist at Mount Vernon, Mo., ticked off the reasons. “A lot of it depends on feed, and in southwest Missouri the feed supply that we have is usually fescue pasture, which isn’t a very good backgrounding environment later in the year,” Cole told Ozarks Farm & Neigthbor. “Because of our wetness this year, we’ve got pretty good pasture, but cattle still aren’t going to gain on it like they might on a higher-quality roughage and some supplementation. And with the price of feeder cattle being as good as it is, I think most of them aren’t going to want to give a second thought to backgrounding.” If you do background, it would be good to have a warm season grass like Bermudagrass. “I would probably utilize that before our cool season fescue or Orchardgrass,” Cole said. “Whether it’s a warm season or cool season, though, these freshly weaned calves who are without their mamas for the first time will benefit from some highquality concentrate feeds. That’s something we just can’t ignore, not so much for the protein benefits as the energy. Something in the neighborhood of 0.75 to 1 percent of the calf’s body weight should be given to them as a concentrate feed.” Dan Childs, economist and senior agricultural consultant with the Samuel R. Noble Foundation, Ardmore, Okla, said the producer should calculate the potential return from backgrounding, and that starts with the futures market. “It adjusts daily, but today it is offering you a price for November, for instance, and you have to decide whether it’s something you want to take or not,” he said. “That’s the best reference for what future prices will be, and it’s the only one that we can lock in.” From the anticipated future price, deduct the additional costs. Childs said, “We’re going to vaccinate and deworm them; we may have to put fly control on them if it’s not late in the wintertime. You may have to hire some labor; you may haul them to a vet and have the vet do it. Then, it’s going to take some feed; do we have pas-

what do you say? How do you precondition your calves before the sale?

34

“I don’t precondition my calves with grain, but I do use a vaccination protocol to provide the best market product.”

Al Chapman McDonald County, Mo.

ture available that will put gain on the calves, or are we going to need some hay or supplemental feed to do that? Are we going to have to put in a dry lot so they can be fed everything?” A cow/calf producer will not consider retained ownership of his calves unless it would be for at least 45 days, which is the minimum time period from weaning — the industry is trending toward 60 days — that defines preconditioning. So the producer has to project those costs for 45 days. If you did haul them to the sale, Childs noted, you could gain from marketing preconditioned calves “that know how to eat from a trough and drink from a water source, and would not present much risk to the buyer of getting sick.” The preconditioning expense is then compared to what the futures market indicates the animal will be worth in 45 to 60 days. If the potential value is higher than the potential cost, it’s worth the expense. After 45 to 60 days, the producer can decide whether the availability and price of feed and grass make it worth holding the animal and putting another 200 to 300 pounds on it. “We would again look to the futures market to give us a prediction of what the price is going to be,” Childs said. “We have to estimate what the calves are going to gain per head per day, so if in 150 days that calf’s going to weigh 700 pounds instead of 500 pounds at weaning, what will be the value of that 700 pound calf, and what will it cost us to get that calf to that weight?” Again, there will be marketing options at that weight, and Childs said producers who can market cattle by the truckload can develop a relationship with a buyer for a feedyard. You can get a quote on how much the order buyer would pay in the fall for the calves when they reach 500 pounds, and again at 700 pounds; those quotes are based on the futures market, minus a margin for the buyer to compensate for risk. The producer could also sell through a video auction, which is more flexible in that they’ll accept mixed gender lots; however, the video sale would also want truckload lots. With fewer animals to sell, the local auction is more viable.

“We wean our sheep and then use medicated feed to get them ready.”

“We typically sell calves as yearlings. They get two to three rounds of vaccinations. Calves are rotated on fresh grass with a good mineral program and a feed ration to help combat fescue problems.”

Greg Ruark Newton County, Mo.

Ozarks Farm & Neighbor • www.ozarksfn.com

Clay Doeden Cedar County, Mo.

“We give the calves two rounds of vaccinations, and weaned calves spent about 30 to 60 days on a feed ration. They are then sorted by size and sold in groups.” Brett Alexander Camden County, Mo.

AUGUST 10, 2015


farm help

High Cattle Prices: Will They Continue? By Klaire Howerton

What is fueling the record sales? If you have anything at all to do with cattle, chances are that you are aware that cattle prices are higher than they have been in quite some time. For many stockmen, this is a welcome change and Eldon Cole, Extension Professional and Livestock Specialist with University of Missouri Extension, weighs in on today’s high market for Ozarks Farm & Neighbor. Many Ozarks cattlemen have reported great profits within the last year, thanks to high cattle prices. “Profits were record high in 2014, and 2015 will be another good one. A lot of cow-calf operators have smiled wider smiles than I can ever remember, especially if they owned a number of cows they had pretty well paid off,” noted Eldon. Many cattlemen in the past have subscribed to what Eldon refers to as “two-calf logic” – if a cow or heifer purchase produces two calves to sell as feeders, then the cow’s next calves will put her in the profit column on the stockman’s spreadsheet. Some economists have reason to believe that this is not always the case. “When all costs are considered, I’ve seen economist’s summaries indicate it actually takes 5 or more calves to sell for the cow to be profitable, on average,” said Eldon. But he noted if the twocalf logic is believed, the next couple of year’s favorable calf prices certainly support the optimism of stockmen who favor this belief. The potential for expansion in the export market, and the weather of the past AUGUST 10, 2015

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FREE estimates by the friendliest people in town few years have also had an effect on the optimism of cattle prices. “Here in southwest Missouri, we’ve had a few favorable years weather-wise, which has produced abundant forages. Forages are used extensively in beef cattle production, thus if you have the forage, folks figure cows or stocker steers and heifers are a sound investment. Certainly cattle appear to be better investments than alternatives if you like cattle, and utilize various risk management strategies,” Eldon stated. Niche markets may also be helping fuel high cattle prices – but opinions on this vary from cattleman to cattleman. “There are several niche market opportunities being explored across the country that may cause niche investors to be optimistic,” Eldon said. “In contrast, many conventional beef producers may point to technology that is reducing the cost of producing beef and those genetic, nutritional, health and forage innovations may have some effect on their optimism.” Most cattlemen and women in 2015 seem to be very content with today’s high cattle prices and the market overall. Eldon said “In conclusion, the high price environment is a pleasant change from what cattlemen have had to contend with.

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farm help

Don’t Bug Me! By Klaire Howerton

Four ways to keep flies at bay around your livestock Farmers and ranchers are not strangers to battling flies. The hot, humid months of summer promise to bring winged pests that can aggravate and even injure livestock. Having a good pest management system in place and controlling the flies is critical to the well-being of farm animals. Reducing the number of blood feeding flies can keep performance levels high, lead to better weight gain in growing animals, and healthier performance in calves. Eldon Cole, Livestock Specialist at the University of Missouri Extension, advises to “watch for fly problems on newborns.” Treating fly infestations on newborns right away ensures better performance down the road. Horn flies are one of the more common blood feeding pests; they are the small flies that are present on the back, sides and underbelly of animals. If you notice large amounts of these flies, it is time to take action. “Normally, growing cattle gain an extra 1.5 pounds per week when horn flies are controlled below the 200 flies per animal threshold,” said Dr. Justin Talley, the Extension Livestock Entomologist at Oklahoma State University. Horn flies are not the only troublesome pests on a farm or ranch – stable flies, face flies and ticks can all lead to stressed animals, and can carry pathogens like pinkeye. Luckily for the farmer, there are means of controlling these pests. Cattle Rubs: Also referred to as a “back rubber” or “fly wipe,” a cattle rub is one of the most effective ways to control horn fly populations on cattle. A cattle rub is a long, sausage-shaped roll of material that is soaked with a fly repellent solution and hung in a pasture at a level that cattle can rub on it, transferring the repellent solution to their skin. Cattle naturally seek places to scratch, making the rub very effective at controlling flies. Talley suggests implementing a “forced use system” with cattle rubs – this means placing the rub somewhere that each animal goes underneath it every day.

Ozarks Farm & Neighbor • www.ozarksfn.com

Putting the rub near water access can achieve this. Insecticide Treated Ear Tags: Ear tags that have been treated with an insecticide are a good option for controlling both horn flies and face flies. These tags can be placed in one or both ears on cattle. While this is a fairly low maintenance option for fly control, the treated ear tags do need to be replaced periodically when the insecticide wears off. Certain treated ear tags can also be used on sheep. Sprays, Drenches and Powders: Livestock can also be treated for flies using a variety of sprays, drenches and powders. Horses, for example, can be treated with a spray containing pyrethroids, or even natural essential oils such as citronella and eucalyptus. Ivermectin is often used as an effective pour-on drench in cattle; cattle can also be sprayed with the farmer’s choice of fly spray. VetGun: The VetGun paintball system from SmartVet is a new and innovative way to make treating flies as low stress for livestock as possible. The VetGun system uses a modified paintball gun with a CO2 cartridge that fires a small, soft gel capsule called a VetCap. The VetCap is filled with liquid parasiticides. When a VetCap is fired from the VetGun, the capsule bursts upon hitting the animal, coating them with the solution. This system is designed for minimal fear or discomfort to the animal. When a positive reinforcement (like range cubes or grain) is provided during the application process, animals learn to associate being hit by a capsule with good things. VetGuns and VetCaps can be used with beef or dairy cattle. Rotating pastures can also be an excellent way to keep fly populations under control – by using Management Intensive Grazing (MIG) practices that include frequent pasture rotation, you can prevent manure buildup, which is one of the number one fly attractants! With a little research, and some preventative methods, you can keep your animals protected from flies all summer long. AUGUST 10, 2015


ozarks’ farm August 2015 11 Twilight Horticulture Tour – 6 p.m. – No charge for the tour – Verona, Mo. – 417-466-3102 11 Pressure Canning Vegetables Class – 6-8:30 p.m., Cost: $15 – First United Methodist Church, Lebanon, Mo. – 417-532-7126 to register 11-9/15 Cooking Matters Class – Tuesdays, 2-4 p.m. – First Baptist Church, Osceola, Mo. – 417-646-2419 11 Alfalfa 101: Establishing a Stand, Starting Production, Harvesting, Feeding and Economics – 4-8:30 p.m. – Cost: $30 per person, includes supper and the Alfalfa Management Guide and other handouts – taught by Pat Miller, University of Missouri Extension Agronomy Specialist; Wesley Tucker, University of Missouri Extension Ag Business Specialist and either Patrick Davis or Andy McCorkill, University of Missouri Extension Livestock Specialists – Stockton High School Ag Classroom, 1 Tiger Drive, Stockton, Mo. – 417-276-3313 or 417-448-2560 13-10/26 Stay Strong, Stay Healthy – 9:45-10:45 a.m. advanced course, 11 a.m. to noon regular course – Cost: $40 – Deadline to register is August 12 – Bates County Memorial Hospital, Butler, Mo. – 660-679-4167 14-16 Fifth Annual Birthplace of Route 66 Festival – Downtown Springfield, Mo. – 417-881-5300 or 800-678-8767 17-10/22 Stay Strong, Stay Healthy – 7:45-8:45 a.m. – Cost: $40 – Deadline to register is August 14 – United Methodist Church, Adrian, Mo. – 660-679-4167 19 Niaguna River Water Shed Community Project – Preston Community Center, Preston MO – 573-346-5692 20-11/19 Master Gardener Core Course Training – Thursday evenings, 6-9 p.m. – Cost: $150 (includes Master Gardener Core Manual) – registration deadline is August 17 – 573-458-6260 or mechamk@missouri.edu 20 Free Credit Workshop – 6-8 p.m. – Light meal provided prior to the workshop – Nevada Community Center, 200 North Ash Street, Nevada, Mo. – deadline to register is August 13 – 417-448-2560 20-11/19 Master Gardener Classes – Thursday Evenings, 6-9 p.m. with two Saturday Field Trips – Webster University, 1103 Kingshighway, Rolla, Mo. – to register call 573-458-6260 22 Pollinators Class – 10 a.m. – Forsyth, Mo. – 417-546-4431 25 Sustainable Water Use for the Home Gardener – $10, 6-8 p.m. – Instructor: Rob Hunt – Botanical Center, Springfield, Mo. – 417-881-8909 ext. 310 or mcgowank@missouri.edu 25 Niaguna River Water Shed Community Project – 5:30 p.m. – O’Bannon Bank Community Room, Buffalo Mo. – 573-346-5692 26-29 Lamar Free Fair – Lamar, Mo. – 417-682-3579

26 Energy Conservation and Solar Energy Workshop – two sessions, 10 a.m-noon and 1-4 p.m. – Cost: $20 per person per workshop or $30 for both workshops – Pineville Community Center, 602 Jesse James Rd, Pineville, Mo. – pre-registration must be received by August 21 – 417-223-4775 or mcdonaldco@missouri.edu September 2015 1-10/7 Annie’s Project – Six classes, 6:30-9:30 p.m. – Cost: $75 – Neosho R-5 Administration Building, 418 Fairground Road, Neosho, Mo. – 417-455-9500 1-11/17 Master Gardener Program – Tuesdays, 6-9 p.m. – $175 per person or $250 per couple for all classes or $20 per class – University of Missouri Extension Office, Hermitage, Mo. – 417-745-6767 1 Brown Bag Lunch Garden Series Growing Micro Greens – Forsyth, Mo. – 417-546-4431 1 Gardening for Pollinators and Beneficial Insects – $10, 6-8 p.m. – Instructor: Dr. Nadia Navarrete-Tindal – Botanical Center, Springfield, Mo. – 417-881-8909 ext. 310 or mcgowank@missouri.edu 9-12 82nd Annual Grape and Fall Festival – St. James, Mo. – 573-265-7013 10 Southwest Center Ag Education Day – Southwest Research Center, Mount Vernon, Mo. – 417-466-3102 11 Southwest Center Field Day – Southwest Research Center, Mount Vernon, Mo. – 417-466-3102 12 Ag Day in the Ozarks – 10 a.m.-4 p.m. – Gainesville Livestock Auction, Gainesville, Mo. – 417-357-6812 15, 17, 19, 22, 24 Dade County Extension Grazing School – Greenfield, Mo. – 417-276-3388 16 Organic Vegetable Gardening – $10, 6-8 p.m. – Instructor: Kelly McGowan – Botanical Center, Springfield, Mo. – 417-881-8909 ext. 310 or mcgowank@missouri.edu 16-18 Grazing School – Crane Christian Church, Crane, Mo. – 417-723-8389 or 417-357-6812 22-24 Grazing School – Marshfield Holy Trinity Catholic Church, Marshfield, Mo. – 417-859-2044 October 2015 2-4 2015 Ozark Fall Farmfest – Ozark Empire Fairgrounds, Springfield, Mo. – 620-421-9450 3 Monarch Watch – 10 a.m. – Forsyth, Mo. – 417-546-4431 20-22 Grazing School – Bois D’Arc, Mo. – 417-831-5246 ext. 3

ozarks’ August 2015 21-22 Express Ranches “Big Event Limousin Sale” – at the Ranch, Yukon, Okla. – 800-664-3977 September 2015 5 Utopia Charolias Dispersal – Springfield Livestock Marketing Center, Springfield, Mo. – 785-672-7449 6 Dwyer Cattle Services 19th Annual Foundation Female Sale – Rosevile, IL – 309-337-6404 7 22nd Annual Autumn in the Ozarks Charolais Sale – Chappell’s Sale Arena, Strafford, Mo. – 405-246-6324 12 Don Thomas & Sons Brangus Sale – at the Farm, Madison, Mo. – 660-263-4560 AUGUST 10, 2015

calendar

13 19 19 25 26 26

auction block

7th Annual Production Sale – 1 p.m. – Ozark Empire Fairgrounds, Springfield, Mo. – 417-532-6056 Arkansas BBA Fall Classic Sale – Conway, Ark. – 210-648-5475 Seedstock Plus Showcase Sale X & 7th Annual Customer Appreciation Sale – Kingsville Livestock Market, Kingsville, Mo. – 877-486-1160 Jeffries Land & Cattle Red Angus Bull & Female Sale – at the Ranch, Checotah, Okla. – 918-638-3317 Missouri Shorthorn Assn. State Sale – Sho Me Sale Facility, Columbia, Mo. – 816-716-4614 Hudspeth Farms The Gathering Sale – Cattleman’s Livestock Auction, Harrison, Ark. – 979-229-4472

Serving More Than 34,000 Readers Across Southwest Missouri

37


Cattlemen’s Seedstock Directory Angus 4R Farms - Republic, MO 417-869-1462 - 417-844-4929 - www.4rfarmslowlines.com Clearwater Farm - Springfield, MO 417-732-8552 - 417-732-2707 Le Jeune Farms - Halfway, MO 417-445-2214 - 417-777-0894 - lejeune@windstream.net Matthews Coach’s Corral - Fair Grove, MO - 417-838-4088 - www. matthewscoachscorral.com matthewscoachscorral@gmail.com Mead Farms - Barnett, MO 573-216-0210 - 573-280-6855 Balancers Bob Harriman Genetics Montrose, MO - 660-492-2504 Hilltop Farms - Asbury, MO 417-642-5871 - 417-529-0081 Charolais Aschermann Charolais - Carthage, MO - 417-793-2855 - www. aschermanncharolais.com Beiswinger Charolais Ranch Halfway, MO - 417-253-4304 Mead Farms - Barnett, MO 573-216-0210 - 573-280-6855 S&J Charolais - LaRussell, MO 417-246-1116 Gelbvieh 4AR Simmental/Gelbvieh Conway, MO - 417-689-2164 Hilltop Farms - Asbury, MO 417-642-5871 - 417-529-0081 Herefords Jim D. Bellis - Aurora, MO 417-678-5467 - 417-466-8679 Journagan Ranch - Mtn. Grove, MO - 417-948-2669 Kaczmarek Herefords - Salem, MO - 573-729-5923 Mead Farms - Barnett, MO 573-216-0210 - 573-280-6855 R&L Polled Herefords -Halfway, MO 417-445-2461 - 417-777-0579 Lim-Flex Le Jeune Farms - Halfway, MO 417-445-2214 - 417-777-0894 - lejeune@windstream.net Limousin Le Jeune Farms - Halfway, MO 417-445-2214 - 417-777-0894 - lejeune@windstream.net Locust Grove Limousin - Miller, MO - 417-452-2227 Pinegar Limousin - Springfield, MO - 1-877-PINEGAR Red Angus Dunseth Farm - Halfway, MO 417-445-2256 Salers Dunseth Farm - Halfway, MO 417-445-2256 Sim/Angus Bob Harriman Genetics Montrose, MO - 660-492-2504 Matthews Coach’s Corral - Fair Grove, MO - 417-838-4088 - www. matthewscoachscorral.com matthewscoachscorral@gmail.com Simmental 4AR Simmental/Gelbvieh Conway, MO - 417-689-2164 Matthews Coach’s Corral - Fair Grove, MO - 417-838-4088 - www. matthewscoachscorral.com matthewscoachscorral@gmail.com

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Serving More Than 34,000 Readers Across Southwest Missouri

39


Put your herd behind the SHIELD. The USDA’s Veterinarian Feed Directive is changing. Options for keeping your herd healthy and productive are about to grow more complicated— and costly. Yet long before the latest changes to the VFD were approved, MFA’s nutrition team was at work developing a new line of feed that promotes animal health and performance without a VFD and all the paperwork and record keeping it requires. We call it SHIELD technology. SHIELD technology employs innovative ingredients known for their ability to boost immunity both in the target animal and through passive transfer. SHIELD technology increases feed intake and leverages the added consumption with improved rumen function—making your cattle more efficient. MFA formulates SHIELD technology into a full portfolio of feed. There is a product to fit your farm or ranch. SHIELD technology is more than a cost-effective way to comply with pricey new regulations. It is a novel and exciting new approach to herd health and productivity. Put your herd behind the SHIELD and see the difference it can make.

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Buffalo - 417-345-2121

Golden City - 417-537-4711

Ozark - 417-581-3523

Walker - 417-465-2523

Cassville - 417-847-3115

Lebanon - 417-532-3174

Springfield - 417-869-5459

Weaubleau - 417-428-3336

MFA Agri Services MFA Agri Services

MFA Dallas Co. Farmers Exchange MFA Agri Services

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MFA Farm & Home

MFA Farmers Exchange MFA Agri Services

MFA Farmers Produce EX #139

MFA Agri Services MFA Agri Services MFA Agri Services MFA Agri Services

MFA Farmers Exchange

MFA Agri Services Dallas Co., Farmers CO-OP MFA Producers Grain CO #5 MFA Agri Services

Ozarks Farm & Neighbor • www.ozarksfn.com

Ozark Farm & Neighbor: “Shield Technology 2015” 91⁄2" x 10" Art director: Craig J. Weiland cweiland@mfa-inc.com MFA Incorporated

AUGUST 10, 2015


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