Sunday
February 14, 2016
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FOOLISH WINNER Gregory L. Swanson is this week’s Motley Fool trivia winner for guessing that 3M was the answer to last week’s question. For a list of all those who answered correctly, turn to page 6D.
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BUZZ
David Bruce
Millcreek couple victim to scam T
CHRISTOPHER MILLETTE/Erie Times-News
Carl Carlotti’s office at National Fuel Gas overlooks State Street in downtown Erie. Carlotti, 60, the longtime senior vice president who oversaw the utility’s Pennsylvania operations, has been named president of Buffalo-based National Fuel Gas Distribution Corp.
utILItY PLAYer
SCORES
Longtime local National Fuel exec named to head entire division By JIM MARTIN jim.martin@timesnews.com Carl Carlotti learned about sacrifice from his parents, discipline from the nuns at Sacred Heart School and the value of taking care of business from former Erie Mayor Lou Tullio. He’s hoping that foundation, and 30 years with National Fuel Gas Distribution Corp., have prepared him for his latest position. Carlotti, the longtime senior vice president who oversaw the utility’s Pennsylvania operations, has been named presi-
dent of Buffalo-based National Fuel Gas Distribution Corp. In that role, Carlotti oversees about 1,400 employees and about 740,000 residential, commercial and industrial customers in northwestern Pennsylvania and western New York. Carlotti, who has been splitting his time between Erie and Buffalo since starting his new job Feb. 1, is taking the helm of the utility at a time when prices are at some of their lowest levels in years. “It really is a good time for our customers,” he said. “For the last three years, we have had
(gas) usage going up. People are inclined to use more when the price is a little cheaper to keep their home a little warmer.” It wasn’t always like this. In 2008, growing demand and a short supply of gas prompted the utility to pass along a 44 percent price increase that raised the average monthly bill from $129.83 to $173.20. It seemed for a while like that rate increase would be followed by others. “That was before the Marcellus,” Carlotti said, referring to
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MOVER OF THE WEEK Marsha Marsh, owner of Marsha Marsh Real Estate Services, with headquarters in Summit Township, has been named chairwoman of the Erie Regional Chamber and Growth Partnership for 2016. As leader of the 34-member board, Marsh will oversee all facets of the chamber, including new membership, sales, engagement and retention. Marsh has been a chamber member since founding her company in 2008 and has served on the board of the 900-member organization for the past four years. ➤ For more local People on the Move, see page 2D Congratulations from
www.jhbennett-moving.com 814-456-5377
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he telephone call came just as Tom Sargent and his wife were getting ready to go shopping earlier this month. It was the Sargents’ grandson, Andrew. He had been arrested in Ohio following a traffic accident with two of his friends. Andrew needed $3,000 to post bail, he told Sargent. He needed the funds right away, either in cash, debit cards or Apple iTunes cards. Have a That consumer third option question you’d should have like us to help been a dead you with? Call giveaway David Bruce at the caller wasn’t really 870-1736, send e-mail to david. Andrew, but bruce@ a scammer trying to steal timesnews.com, the Millcreek or send mail to 205 W. 12th St., Township Erie, PA 16534. couple’s money. Courts don’t accept iTunes cards to pay bail. But Sargent and his wife were too upset, and the scammers pretending to be Andrew and his courtappointed attorney were too smooth, to spark any doubt for them. “I went to a CVS and bought $2,000 worth of the cards, only because $2,000 was the maximum amount I could buy in one day,” Sargent said. “I went to Wegmans and bought the other $1,000 in cards.” Sargent returned home and read the cards’ numbers to the “lawyer,” who then instructed Sargent to mail the cards to a courthouse in Ohio. After Sargent hung up, he mailed the cards, then returned home and talked with his wife about what had happened. That’s when doubt began to creep into his mind and he called the “lawyer” at a number he had provided. “It was a survey I could take to get a free trip to the Caribbean,” Sargent said. “I called my grandson’s cell phone, and he said he was in his dorm room getting ready for class. That’s when I knew it was a scam.” Looking back, the Sargents realized the scammer hadn’t identified himself as Andrew until they first spoke his name. The scammer had also begged the Sargents not to call Andrew’s parents. They don’t know how the scammer knew to say he was in Ohio, where the real Andrew attends college. The Sargents reported the crime to Millcreek police and are attempting to cancel the iTunes cards. But Sargent said he realizes the $3,000 is probably gone. The Federal Bureau of Investigation offered these tips to avoid the “Grandparents Scam”: ▀ Resist the pressure to act quickly. ▀ Try to contact your grandchild or another family member to determine whether or not the call is legitimate. ▀ Never wire money based on a request made over the phone or in an e-mail. Wiring money is like giving cash — once you send it, you can’t get it back.
Boots On Ground, a nonprofit organization that helps veterans with posttraumatic stress disorder, was recently named the winner of the free office giveaway in Erie’s Renaissance Centre. The organization was founded in 2012 by Erie native Venus Azevedo after her brother, Navy Corpsman Phillip Azevedo, killed himself. The group will be located in Suite 1300 of the building. Second place was awarded to WeCreate, which had been located inside Radius CoWork in the Renaissance Centre. • The National Federation of Independent Business isn’t a fan of Pennsylvania Gov. Tom Wolf’s call for boosting the minimum wage to $10.15 an hour. The federation said the pay hike would cost Pennsylvania 31,000 jobs. • Erie-based Erie Indemnity Co., the management company of Erie Insurance, will report on the company’s fourth quarter earnings after the stock market closes on Feb. 25. The company will host an audio webcast to discuss those earnings the following day at 10 a.m. • Accuride Corp., which operates a truck wheels plant on East 12th Street in Erie, has been named one of 33 suppliers worldwide to win the Diamond Supplier Award from Navistar. Suppliers were recognized for quality, delivery, technology and cost. • GE Transportation will host Business After Hours, a networking event for members of the Erie Regional Chamber and Growth Partnership, on Thursday at the Customer Innovation Center, 901 Franklin Ave., from 5 to 7 p.m. Visitors can enjoy refreshments and learn what it means to be a digital industrial company. For more information or to register, call 454-7191.
BUSINESS
2D | Erie Times-News | GoErie.com | Sunday, February 14, 2016
Watch out for student debt rip-offs Susan Tompor Loan and Debt Consolidation, and the Student Loan Project in California. The department is once again warning people that they should not be fooled into paying for student loan forgiveness. It’s a free process. But some debt relief companies charge upfront consolidation fees of $999 or 1 percent of the loan balance, whichever is higher. Or you might be asked to pay an “enrollment” or “subscription” fee that’s as high as $600. Some outfits charge monthly account “maintenance” fees of $50 per month. The trouble is some direct mail can look super-legitimate, even spelling out how much money you owe in student loans. “As best we can tell, anybody who has some kind of student loan has been targeted,” said Persis Yu, the director of the Student Loan Borrower Assistance project at the National Consumer Law Center.
“They’re looking for people who are probably very desperate with their student loans.” What’s particularly upsetting is that consumers want incomedriven programs to reduce their monthly student loan payments precisely because they’re in dire financial straits. Yu said she worked with one young woman who spent about $600 to $700 to consolidate her student loans and then was hit with a $50 monthly payment as a service fee. Her income was so low that she didn’t need to pay any money toward her student loans under an incomedriven plan. But she was handing over money to cover all these charges. “You don’t need to pay to consolidate your loans,” Yu said. “There’s no cost to enroll in any of these programs.” Some outside outfits do not fully explain the various income-driven options. Some only post in small print on their sites that their companies are not affiliated with the U.S. Department of Education or the federal government. The National Association
Sidor named VP of home medical company Melody Sidor has been named vice president of Vantage Home Medical Equipment Services, which is based in Meadville. Sidor, who has 25 years experience in health care, will manage five locations in northwestern Pennsylvania and Ohio. In 2015, Sidor was nominated as a member of the FDA Patient Advisory Committee, which provides Melody advice to Sidor the commissioner of the Food and Drug Administration and the
People on the Move
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and PNC Investments in Erie for 19 years. He also worked in the financial planning industry in Boulder, Colo. Rogers earned a bachelor’s degree in finance fromtheUniversityofTennessee. He lives in Erie with his wife, Mary, and their children, Danielle and Tyler.
secretary of Health and Human Services. Established in 1984, Vantage is a partnership among nonprofit community hospitals and Lake Erie College of Osteopathic Medicine.
Franklin L. Rogers, a certified financial planner, has joined the Erie branch of Wells Fargo Advisors as first vice president and investment officer. Joining him is registered client associate Jennifer L. Howard. Before joining Wells Fargo, Rogers was affiliated with Hilliard Lyons
To publish information in People on the Move, submit news of a professional accomplishment on company letterhead to Jim Martin, Erie Times-News, 205 W. 12th St., Erie, PA 16534.
You Inc.
A Sunday guide to the business of life
Subaru recalling 82,661 Tribeca SUVs Subaru is recalling 82,661 Tribeca SUVs because their hoods can open unexpectedly while driving. The recall involves Tribecas from the 20062014 model years. Most were sold in the U.S., but 5,661 were sold in Canada. Subaru says rust or grease buildup can cause the springs in the hood to seize up and stop working.
the potential of machinelearning research being done by a Microsoft Research group in Cambridge, U.K. Previous Internetfriendly efforts include apps that tried to peg your age, reviewed mustaches, and evaluated whether two people looked like twins. The attentionseeking tools highlight the progress computerscience researchers are making in a key area of artificial intelligence.
There are no reports of injuries related to the defect.
Microsoft rolls out dog-ID tool Microsoft’s latest trick: analyzing a photo to identify the dog breed of your canine companion. The tool lives at whatdog.net and comes as a Web app or download for devices running Apple’s iOS. It’s the latest in Microsoft’s campaign to advertise
S U S A N T O M P O R is the personal finance columnist for the Detroit Free Press. She can be reached at stompor@freepress. com.
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Source:Freddie Mac survey
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Have you ever known someone of great Christian character who later fell into a lifestyle of licentiousness or debauchery? The national media salivates at the opportunity to report on a fallen minister. Every local community has their stories of once great local churches that were ripped apart by scandals in the pastorate. Typically, we often think that such a person’s faith was never real in the first place. Most Christians are willing to throw such a brother or sister on the spiritual junk heap without ever considering how this happened in the first place. Galatians 6:1 says, “Brethren, if a man be overtaken in a fault, YOU WHICH ARE SPIRITUAL, restore such a one in the spirit of meekness, CONSIDERING YOURSELVES, LEST YOU ALSO BE TEMPTED.” Truly spiritual people first think of how to restore a fallen brother. Then they consider themselves, they examine their own lives, and learn to take heed knowing that it just as easily could have been them.
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Some of these cases were the result of a person giving heed to seducing spirits. 1 Timothy 4:1 says, “Now the Holy Spirit speaks expressly that in the latter times, some shall depart from the faith, giving heed to seducing spirits, and doctrines of devils.” We have forgotten to look behind the veil and see that there are forces pulling on people that we cannot see. The Bible tells us that there are certain demonic agents that are assigned to persuade people off the right path. These spirits seduce as to make the “grass seem greener” on the other side. These spirits will try to convince you that another woman would satisfy you more than your wife. These spirits will tell you that a life of premarital sex is better than living for God. These spirits will do everything in their power to make serving God seem lonely. They make worldliness seem appealing.
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here is what the judge says: “Presque Isle in Pennsylvania makes some fabulous dessert wines, and if you can find their Lake Erie Eskimo Kisses, made with Vidal, buy it. I actually drank the whole glass, which never happens at a judging.”
A person that is filled with God’s Word and Spirit can identify such things. This is why every Christian needs a strong pastor. Also, in my experience, every person I have spoken to that fell to these spirits, all testify that they spent very y. little personal time in prayer and Bible study.
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drive up the total debt. Make no mistake, though, plenty of people find the process incredibly confusing. And frankly, the confusion around income-related plans could create an opening for shady outfits. “The challenge is that selecting an optimal repayment program for you is not always straightforward,” said Matt Ribe, director of legislative affairs and corporate secretary for the National Foundation for Credit Counseling in Washington. The nonprofit credit counseling group is launching a national student loan counseling program with certified counselors who can work with struggling borrowers. Each member group can charge a fee, but Ribe said typically fees would be less than $200 or so. Information is at 877-406-6322 or www.studentloanhelp.org.
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of Student Financial Aid Administrators has noted that student loan borrowers shouldn’t be lured into paying for federal benefits that are offered with no extra fees. Other misleading emails or social media posts can include such wording as, “Obama Wants to Forgive Your Student Loans!” Mark Kantrowitz, the publisher and vice president of strategy for Cappex.com, said income-driven repayment plans should be used mainly as safety nets for borrowers whose total student debt exceeds their annual income. They also can be used by borrowers who work full-time in public service jobs, since public service loan forgiveness will cancel the remaining debt after 10 years of repayment in one of the income-driven repayment plans. Borrowers need to consider whether they’d end up driving up the loan balance over the long run by using an incomedriven repayment plan or using a deferment and forbearance, which suspend the repayment obligation, and can
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ho would have thought you could run into a field of land mines just trying to slash a few bucks off your student loan payment each month? Borrower, beware. It’s bad enough that many college grads and others who took out student loans find it tough to pay the bills. But increasingly, they must dodge bad actors trying to take advantage of their plight. To be sure, some pretty good options exist for figuring out a maze of student loan repayment plans. You just want to avoid getting fleeced. The latest warning: Watch out for official-looking federal logos that are slapped onto websites and social media sites to promote programs to reduce your student loan payments. A logo doesn’t mean whatever’s being offered is part of some generous federal bailout. The U.S. Department of Education has sent cease and desist letters to two companies to stop the unauthorized use of that department’s seal — Georgia-based Perfect Privacy, acting as SL Programs Student
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BUSINESS
Sunday, February 14, 2016 | Erie Times-News | GoErie.com | 3D
UTILITY PLAYER
EXEC LEADS NFG Continued from 1D
CHRISTOPHER MILLETTE/Erie Times-News
Carl Carlotti, 60, was recently named president of Buffalo-based National Fuel Gas Distribution Corp. He traces his discipline and work ethic to lessons learned from grade school and his parents. my law degree to do other things. What attracted me to National Fuel is it’s an industry that is so heavily regulated that an attorney could get an opportunity to work through the organization.” And it wasn’t lost on him, Carlotti said, that a couple of the company’s former chief executives had been lawyers.
Carlotti, who has two daughters with his wife, Michelle, expects to retire within five years. While the company’s safety record has been good, natural gas explosions in other parts of the country underline what’s at stake. “We spend almost $50 million a year on modernizing our system,” Carlotti
said. While this region has none of the cast iron pipe that has failed in other parts of the country, “we are always concerned. We always want to make our system better.” Local residents have helped that cause. “It just happened in January,” he said. “We had that leak on Peach and Liberty that was called in by
J I M M A R T I N can be reached at 870-1668 or by e-mail. Follow him on Twitter at twitter.com/ ETNmartin.
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wanted him to like you,” Carlotti said. “I don’t know how many people have that quality.” Carlotti’s move to National Fuel, where he began work as a staff attorney, was not accidental. “I was never what I would consider a lawyer’s lawyer,” he said. “I was looking for an opportunity where I could use
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the massive increase in gas production in the northeastern United States as drilling companies have found new ways to capture gas trapped in the Marcellus and Utica shales. Undelivered gas, which was selling back then for $12 or $13 per thousand cubic feet, now routinely sells for less than $2. “I think the big beneficiaries have been the consumers,” he said. Carlotti traces his path to the utility’s top job back to grade school, where the Sisters of St. Joseph provided important lessons about discipline. “It wasn’t that I ever acted up, but I saw what happened to the kids who did,” he said. Carlotti said he got an important push in the right direction when a professor at Gannon University helped secure his admission to law school. “He said, “I think you’re lazy, but you’ve got potential. Here’s a chance for you. Don’t blow it.” Carlotti, now 60, has been working hard since then to make the most of the opportunities that came his way, including the nearly four years he spent in the city solicitor’s office, working for Erie Mayor Lou Tullio. One of Tullio’s traits that made an impression on Carlotti was his habit of taking a complaint or question immediately, instead of putting it off for another day. “He was a guy that you
local businesses that went in the morning, opened the door and smelled gas.” There are other worries that are never far from his mind, Carlotti said. Despite help from government programs and an ongoing effort to reach out to customers whose service is shut off during warm weather months, “We worry abut somebody falling through the cracks,” he said. “The cold is a bad situation and nobody should be without heat during these months.” Carlotti said the company has been adding employees as it works to modernize a customer information system that’s older than many of the employees who run it. What won’t change, he said, is NFG’s practice of having its call center manned by people. “You get somebody that hopefully can take care of your needs,” he said. “We have never strayed from that mission. Carlotti doesn’t plan to stray from his mission at the helm of what’s been a major and steady employer in both the Erie and Buffalo regions. “This utility has been a well-run operation,” he said. “I like to think I was part of that. I definitely have to keep things on the right path.”
4D | Erie Times-News | GoErie.com | Sunday, February 14, 2016
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996542| -11.4 9999743| -22.0 |851 +2.9 9996521| -16.4 9999821| -23.1 9854321| -8.3 996542| -11.4 996421| -11.1 9996| -16.0 9986543| -14.0 99991| -20.5 9997543| -17.2 999752| -17.0
Stocks of Local Interest COMPANY AT&T Inc Alpine Glbl Dyn Div Alpine Glob Prm Prop Amer Express Aqua America Inc Bk of NY Mellon Barnes Group Best Buy Co Biolase Inc BorgWarner Inc CNB Fincl Cp PA CVS Health Corp Cabelas Inc Carlisle Cos Caterpillar Inc CocaCola Co Dean Foods Co Deere Co DineEquity Inc Disney Eldorado Resorts Emerson Elec Erie Indemnity Co FMC Technologies FNB Corp PA FedEx Corp FirstEnergy Corp Ford Motor Gen Electric Glatfelter HealthSouth Corp Home Depot Huntgtn Bancshs Imation Corp IBM Intl Paper Johnson Controls Kohls Corp Lamar Adv Lowes Cos Macy’s Inc McDonalds Corp Myers Inds Nat Fuel Gas Norfolk Sthn Nwst Bancshares Inc Owens Illinois PNC Financial Penney JC Co Inc PepsiCo Progressive Corp PulteGroup Inc RAIT Fincl Trust Raymond James Fncl Rent-A-Center Inc Rite Aid Corp Royal Dutch Shell A Sears Holdings Corp Sherwin Wms Star Gas Partners Sun Life Fncl Inc Textron Inc UPS class B Verizon Comm WalMart Strs Walgreen Boots Alli Waste Mgmt Inc Weight Watchers Weingarten Rlty Wendys Co West Pharm Svcs
52-WK RANGE TICKER LOW HIGH T 30.97 9 37.12 AGD 7.41 1 10.67 AWP 4.63 1 7.04 AXP 50.27 1 86.18 WTR 24.40 0 32.34 BK 32.20 2 45.45 B 30.07 1 41.78 BBY 25.31 2 42.00 BIOL 0.60 1 2.63 BWA 27.68 2 63.30 CCNE 16.39 5 18.82 CVS 81.37 5 113.65 CAB 33.03 4 58.90 CSL 75.17 3 104.99 CAT 56.36 3 89.62 KO 36.56 9 43.91 DF 14.56 0 20.67 DE 70.16 3 98.23 DIN 77.36 2 114.23 DIS 86.25 2 122.08 ERI 4.05 7 11.61 EMR 41.25 3 62.75 ERIE 79.00 8 101.80 FTI 22.30 1 44.43 FNB 11.16 2 14.80 FDX 119.71 2 185.19 FE 28.89 4 38.94 F 10.44 2 16.74 GE 19.37 8 31.49 GLT 14.09 3 27.58 HLS 31.42 1 48.37 HD 92.17 6 135.47 HBAN 7.83 2 11.90 IMN 0.61 1 4.75 IBM 116.90 1 176.30 IP 32.50 1 57.90 JCI 33.62 1 54.52 KSS 39.23 1 79.60 LAMR 49.73 2 61.73 LOW 62.62 2 78.13 M 34.05 2 73.61 MCD 87.50 9 124.83 MYE 10.12 1 20.10 NFG 37.03 3 67.98 NSC 64.51 2 112.05 NWBI 11.52 3 14.11 OI 11.58 1 26.62 PNC 77.67 2 100.52 JCP 6.00 3 10.09 PEP 76.48 9 103.44 PGR 25.92 7 33.95 PHM 14.61 2 23.36 RAS 1.85 1 7.57 RJF 39.84 1 61.82 RCII 9.76 1 33.59 RAD 5.88 6 9.47 RDS/A 35.80 3 67.16 SHLD 14.56 1 46.23 SHW 218.27 6 294.35 SGU 6.43 4 9.98 SLF 25.31 3 35.13 TXT 30.69 1 46.93 UPS 87.30 5 107.32 VZ 38.06 0 51.20 WMT 56.30 4 87.41 WBA 71.50 3 97.30 WM 45.86 9 55.93 WTW 3.67 4 28.05 WRI 30.21 7 37.47 WEN 8.43 4 11.71 WST 49.66 4 64.59
FRIDAY CLOSE 36.47 7.56 4.69 52.66 31.57 33.83 30.50 28.12 .80 31.74 17.55 95.86 41.14 83.89 63.15 43.11 20.67 78.27 82.37 91.15 9.23 46.02 96.98 23.12 11.86 128.60 32.88 11.55 28.26 17.01 31.05 116.32 8.44 .81 121.04 34.16 34.81 40.81 51.75 64.87 39.25 117.93 10.35 44.56 72.56 12.10 13.04 80.93 6.99 98.49 31.38 16.01 2.00 41.00 11.45 7.82 44.08 15.45 256.65 7.57 28.04 32.08 97.25 50.11 66.18 77.08 53.98 11.05 34.58 9.45 55.18
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%CHG %CHG 1WK YTD -1.1 6.0 -3.6 -14.6 -8.6 -18.7 -2.4 -24.3 0.6 5.9 -1.8 -17.9 -1.5 -13.8 -0.3 -7.7 -14.9 -4.9 7.8 -26.6 2.3 -2.7 3.0 -2.0 1.1 -12.0 -3.2 -5.4 -4.5 -7.1 1.6 0.3 7.1 20.5 -0.2 2.6 1.8 -2.7 -2.9 -13.3 -3.0 -16.1 -0.9 -3.8 1.6 1.4 -2.9 -20.3 -1.8 -11.1 -2.5 -13.7 -2.4 3.6 0.9 -18.0 -1.0 -9.3 18.0 -7.8 -12.6 -10.8 -0.1 -12.0 -1.6 -23.7 26.9 -40.7 -4.9 -12.0 -1.1 -9.4 -2.7 -11.9 -3.0 -14.3 -4.0 -13.7 -1.5 -14.7 -2.5 12.2 2.2 -0.2 -4.4 -22.3 -1.6 4.2 3.5 -14.2 0.4 -9.6 1.1 -25.1 -3.2 -15.1 -5.5 5.0 1.2 -1.4 2.2 -1.3 -1.4 -10.2 -9.9 -25.9 -5.5 -29.3 3.7 -23.5 -1.1 -0.3 -1.3 -3.7 -11.2 -24.9 0.2 -1.1 0.0 1.7 -0.7 -10.1 -0.7 -23.6 2.0 1.1 -1.7 8.4 -1.2 8.0 2.5 -9.5 2.7 1.1 -0.5 -51.5 -2.6 0.0 -8.4 -12.3 1.0 -8.4
%RTN 1YR +10.84 -... -... —33.16 +22.70 —12.43 —16.18 —24.60 —60.00 —47.44 +6.99 —5.50 —21.37 —9.81 —20.79 +5.36 +28.53 —9.73 —18.18 —10.68 +120.29 —18.24 +9.56 —41.89 —5.37 —26.52 —7.67 —24.21 +17.24 —29.62 —28.58 +5.81 —18.86 —78.64 —20.36 —37.33 —25.25 —38.09 —5.04 —8.66 —37.14 +27.64 —38.13 —28.54 —31.94 +7.10 —49.65 —9.38 —11.63 -+.98 +19.29 —28.55 —64.07 —27.29 —58.03 —3.34 —28.23 —53.71 —8.37 +9.66 —6.96 —27.22 —1.22 +5.69 —20.67 —1.86 +5.35 —38.03 —1.51 —12.88 +9.57
PE 16 ... ... 10 23 12 13 12 ... 11 11 20 16 17 12 24 ... 14 28 17 ... 12 30 10 13 33 13 7 ... 12 17 22 10 ... 8 13 14 10 13 21 10 24 17 ... 14 19 8 11 ... 28 15 13 ... 12 ... 36 67 ... 23 22 ... 13 18 11 14 23 22 22 35 25 32
YLD DIV 5.3 1.92f 10.3 0.78 12.8 0.60 2.2 1.16 2.3 0.71 2.0 0.68 1.6 0.48 3.3 0.92a ... ... 1.6 0.52 3.8 0.66 1.8 1.70f ... ... 1.4 1.20 4.9 3.08 3.1 1.32 1.4 0.28 3.1 2.40 4.5 3.68f 1.6 1.42f ... ... 4.1 1.90f 3.0 2.92f ... ... 4.0 0.48 0.8 1.00 4.4 1.44 5.2 0.60a 3.3 0.92 2.8 0.48 3.0 0.92f 2.0 2.36 3.3 0.28 ... ... 4.3 5.20 5.2 1.76 3.3 1.16f 4.4 1.80 5.3 2.76 1.7 1.12 3.7 1.44 3.0 3.56f 5.2 0.54 3.5 1.58 3.3 2.36 4.6 0.56 ... ... 2.5 2.04 ... ... 2.9 2.81 2.2 0.69e 2.2 0.36f 18.0 0.36m 2.0 0.80f 2.8 0.32m ... ... 8.5 3.76 ... ... 1.0 2.68 5.0 0.38 ... 1.56f 0.2 0.08 3.2 3.12f 4.5 2.26 3.0 1.96 1.9 1.44 2.9 1.54 ... ... 4.0 1.38 2.5 0.24f 0.9 0.48f
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Name Last AFLAC 57.31 ActivsBliz 28.12 Aetna 99.30 Alcoa 7.69 Alibaba 60.89 Allstate 63.91 Alphabet A 706.89 AlpAlerMLP 8.53 Altria 59.97 Ambev 4.49 AmIntlGrp 53.00 Amerigas 38.19 Apple Inc 93.99 ApldMatl 16.06 ATMOS 69.83 BP PLC 29.02 BakrHu 39.90 BkofAm 11.95 B iPVixST 28.56 BarnesNob 8.35 BarrickG 12.25 BobEvans 39.41 Boeing 108.63 BonTon 1.55 BostBeer 185.04 BostonSci 16.64 BrMySq 60.20 CSX 24.19 Caterpillar 63.15 Cemex 4.52 ChesEng 1.59 Chevron 85.43 Cisco 25.11 Citigroup 37.54 ColgPalm 65.70 Comcast 56.78 ConocoPhil 32.90 ConEd 70.72 Corning 18.39 CrackerB 133.73
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Wk Chg -.17 -.41 -1.48 +1.64 -.17 -.98 -.32 -.15 -.44 -3.16 +13.84 -.61 -2.16 -1.89 -1.73 -.11 -1.97 -.71 -.42 -.91 -1.39 -2.04 -.47 +1.68 -2.06 +.59 -.46 -3.46 -.35 -.15 -.44 +1.52 -.83 -.48 +4.30 -1.00 +1.93 +2.50 +.44 -.49
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Name Last Mondelez 38.10 MorgStan 23.09 Mylan NV 41.83 Netflix s 87.40 NewmtM 25.78 NikeB s 56.42 NokiaCp 5.86 NorthropG 181.25 Nucor 40.03 Oracle 35.54 PPG s 91.78 PPL Corp 35.74 Pandora 8.00 PaneraBrd 199.36 PayPal n 34.30 Perrigo 138.60 Petrobras 3.12 Pfizer 29.36 PlumCrk 36.01 PwShs QQQ 98.02 PUVixST rs 53.26 PrUCrude rs 6.92 ProctGam 80.99 ProUShSP 23.41 PShtQQQ 26.39 Prudentl 61.64 PSEG 41.89 Qualcom 44.56 QstDiag 61.90 Randgold 90.28 RangeRs 27.43 RltyInco 60.48 RegionsFn 7.60 RexAmRes 49.30 SpdrGold 118.36 S&P500ETF186.63 SpdrLehHY 32.00 SpdrOGEx 24.51 Salesforce 59.68 Schwab 22.82
Wk Chg +.40 -1.26 -9.56 +4.61 +1.37 -.75 -.10 -5.24 +.11 -.16 -1.09 -.42 -.57 +7.83 -.77 -5.28 -.12 +.33 -2.27 -.10 +7.66 -1.03 -.21 +.26 +.03 -3.71 -1.02 +.54 -.15 +11.98 -3.13 +4.59 -.20 -.68 +6.04 -1.32 -.30 -1.77 +1.17 -1.48
-1.38% (wkly)
t 4-wk. -3.55% t YTD -14.43%
LocalFunds
StocksRecap -26.61
V
Russell 2000
Wk Name Last Chg Sherwin 256.65 +.53 SiriusXM 3.46 +.04 SolarCity 17.38 -12.19 SwstAirl 36.24 +.55 SwstnEngy 8.93 -.41 Sprint 2.66 -.19 SP HlthC 64.37 -.03 SP CnSt 50.07 +.44 SP Consum 69.79 -.37 SP Engy 55.28 -.66 SPDR Fncl 20.49 -.46 SP Inds 49.67 -.37 SP Tech 39.27 -.23 SP Util 45.56 -1.01 StanBlkDk 91.76 -1.49 Starbucks s 55.86 +1.37 SunEdison 1.41 -1.28 Target 69.95 +.95 3M Co 153.96 +1.60 TimeWarn 62.26 -6.90 21stCFoxA 24.55 -.52 Twitter 15.88 +.16 UltraPt g .60 -1.14 US Bancrp 39.10 -.99 US OilFd 8.33 -.58 Vale SA 2.63 +.02 VangEmg 29.63 -.66 VangFTSE 32.74 -.96 Vapor hrs .00 -.01 Visa s 70.42 -.98 WeathfIntl 6.47 -.47 WellsFargo 47.31 -.55 WhitingPet 4.50 -2.08 WmsCos 13.47 -3.65 WTJpHedg 39.81 -3.86 Yahoo 27.04 -.93 Yamana g 2.68 +.39 YumBrnds 67.34 -2.42 Zynga 1.83 -.45
FUND GrandIncA m EmgMktsInv d CpWldGrIA m EurPacGrA m NewEconA m NewPerspB m BNY Mellon AsseAllcM NtlShTM BlackRock GlobAlcC m Dreyfus StratValA f WldwdeGrA f Fidelity Bal BlChGrow Contra EqInc Fidelity Free2010 GrStr d LowPriStk d PAMuInc d Puritan Fidelity Select NatGas d Trans d FrankTemp-Franklin IncomeA m GE ElfunDivr ElfunIEq ElfunInc ElfunTr ElfunTxE Janus ContranT GlbSelT Gr&IncT OverseasT ResearchT TwentyT Legg Mason DivStratB m Mairs & Power GrthInv Neuberger Berman PartnrInv Oakmark EqIncI GlSelI Global I Intl I IntlSmCpI d Oakmark I Select I Putnam VoyagerA m T Rowe Price IntlDisc d IntlStk d NewEra NewHoriz USAA SciTech Vanguard 500Inv BalIdx HYT/E HlthCare MidCp MuLong PALTAdml PrmcpAdml SmCapIdx TgtRe2025 TgtRe2030 TgtRe2035 TgtRetInc TotBdMkInv ValueIdx VdHiDivIx WellsI Welltn Wndsr WndsrII Waddell & Reed Adv AssetStrA m BondA m ContIncA m CoreInv A m EnergyA m HiIncA m HighIncY MuniBondA m SciTechA m SmCapA m
$CHG 1WK -0.04 -0.26 -0.77 -1.33 -0.35 -0.63 -0.12 +0.01 -0.29 -0.39 -0.27 -0.17 -0.56 -0.39 -0.88 -0.33 -0.14 -0.14 -0.89 +0.02 -0.17 -1.17 +1.53 -0.04 -0.23 -0.92 -0.05 -0.14 +0.03 -0.56 -0.35 -0.30 -1.35 -0.45 -0.31 -0.13 -0.14 -0.17 -0.24 -0.43 -0.96 -0.99 -0.76 -1.19 -1.07 -0.58 -1.97 -0.46 -0.45 -1.05 -0.36 -1.25 -0.13 +0.02 -3.42 -0.43 +0.02 +0.02 -1.07 -0.93 -0.18 -0.35 -0.23 -0.06 +0.02 -0.27 -0.08 -0.01 -0.13 -0.38 -0.45 -0.05 -0.01 -0.16 -0.07 -0.40 -0.08 -0.08 ... -0.44 -0.21
NAV 4.90 7.15 39.31 39.83 31.14 31.19 10.11 12.86 15.13 30.02 46.17 19.64 58.85 87.75 46.84 37.61 13.80 29.69 43.37 11.44 18.77 17.23 69.58 1.94 16.27 16.41 11.23 48.64 12.03 16.01 10.84 40.87 22.43 36.60 48.88 18.00 100.59 22.12 26.70 13.32 22.22 18.00 12.03 55.65 32.84 22.65 47.53 13.59 25.76 35.38 18.27 172.41 27.74 11.45 190.57 29.03 11.91 11.84 91.12 46.29 14.66 25.77 15.51 12.20 10.81 29.39 25.17 24.32 35.07 16.59 30.33 7.62 6.21 8.54 5.47 9.18 5.84 5.84 7.67 10.94 12.09
1WK -0.8 -3.5 -1.9 -3.2 -1.1 -2.0 -1.3 +0.1 -1.9 -1.3 -0.6 -0.9 -0.9 -0.4 -1.8 -0.9 -1.0 -0.5 -2.0 +0.2 -0.9 -6.4 +2.2 -2.0 -1.4 -5.3 -0.4 -0.3 +0.3 -3.4 -3.1 -0.7 -5.7 -1.2 -0.6 -0.7 -0.1 -0.8 -0.9 -3.1 -4.1 -5.2 -5.9 -2.1 -3.2 -2.5 -4.0 -3.3 -1.7 -2.9 -1.9 -0.7 -0.5 +0.2 -1.8 -1.5 +0.2 +0.2 -1.2 -2.0 -1.2 -1.3 -1.5 -0.5 +0.2 -0.9 -0.3 ... -0.4 -2.2 -1.5 -0.7 ... -1.8 -1.3 -4.2 -1.2 -1.2 +0.2 -3.9 -1.7
PERCENT RETURN 1MO 1YR RANK -3.9 -8.6 1 -1.8 -18.9 1 3 -4.3 -13.9 4 -6.5 -15.3 -7.8 -12.1 4 -6.5 -10.5 1 4 -4.0 -10.6 +0.3 +0.5 4 -3.6 -10.2 3 4 -4.8 -14.7 1 -0.4 -8.9 -3.7 -8.5 3 -8.9 -12.3 4 1 -5.7 -7.1 2 -2.2 -12.0 -5.4 -9.7 2 -2.5 -7.1 4 1 -5.7 -10.7 -4.4 -10.9 1 +0.9 +4.1 2 2 -4.2 -7.6 5 -1.1 -46.2 +0.8 -20.3 5 -3.0 -15.8 5 4 -3.3 -9.6 5 -7.9 -18.2 -0.4 -0.8 4 3 -5.0 -10.9 2 +0.9 +4.3 -6.0 -25.4 5 -8.3 -19.7 5 1 -2.4 -8.2 5 -10.1 -26.8 -6.8 -11.0 3 -5.5 -6.4 1 2 -0.2 -9.5 1 +0.9 -7.0 -0.5 -18.8 5 5 -2.4 -12.1 3 -6.5 -13.5 -10.8 -21.8 5 -8.0 -21.8 5 5 -8.0 -18.9 5 -5.1 -15.9 -9.3 -20.0 5 -7.6 -22.6 5 1 -6.7 -4.4 -5.1 -15.2 4 +3.4 -25.2 1 1 -10.4 -15.4 2 -8.1 -8.6 -3.6 -8.9 2 -2.2 -6.1 1 1 +0.9 +5.0 1 -8.0 -6.4 -5.3 -14.9 3 +1.0 +5.2 1 1 +0.8 +5.0 -6.6 -11.2 3 -5.9 -17.8 3 3 -2.6 -8.7 3 -3.0 -9.8 -3.4 -10.9 2 -0.7 -3.4 1 1 +1.1 +1.3 1 -2.5 -9.4 -0.2 -6.0 1 1 +0.3 -0.6 1 -1.5 -5.8 -6.4 -17.4 5 -4.2 -13.2 3 5 -3.3 -15.6 1 +0.4 +0.1 -5.3 -10.9 4 -5.0 -11.7 3 3 -4.7 -35.8 4 -3.6 -11.6 -3.6 -11.4 4 4 +0.7 +3.4 5 -12.2 -23.6 -8.5 -18.2 2
5YRS* RANK +9.8 1 -3.3 1 +4.4 2 +0.7 3 +8.5 2 +4.7 2 +3.0 5 +1.0 4 +1.5 4 +6.6 3 +6.6 1 +6.5 1 +9.4 1 +9.1 1 +5.2 4 +7.5 3 +3.4 3 +6.8 1 +8.2 1 +5.8 3 +6.6 1 -11.9 3 +9.5 1 +2.8 4 +3.8 4 -1.4 4 +3.8 2 +9.6 1 +5.9 4 +4.3 4 -2.3 5 +8.3 2 -12.0 5 +8.5 2 +7.9 3 +7.9 2 +9.8 1 +2.7 5 +4.9 3 +5.2 1 +2.1 4 +0.9 1 -0.5 5 +8.6 2 +8.1 3 +1.9 5 +5.4 1 +0.6 3 -7.2 2 +10.0 1 +11.8 1 +9.2 1 +6.7 1 +7.0 1 +17.3 2 +7.3 2 +6.7 2 +6.3 2 +10.1 1 +6.0 2 +5.2 2 +5.3 1 +5.3 2 +4.4 1 +3.6 3 +8.4 1 +10.9 1 +7.2 1 +7.2 1 +6.8 3 +7.5 2 +1.5 4 +3.1 4 +5.7 2 +7.6 3 -8.6 2 +3.9 1 +4.2 1 +5.5 5 +6.8 2 +4.3 3
RATING HHHHI HHHHI HHHII HHIII HHHII HHHHI HHHII HHIII HHHII HHHII HHHHI HHHHH HHHHH HHHHH HHIII HHHII HHHII HHHHI HHHHI HHHHI HHHHH HHIII HHHHI HHIII HHHII HHHII HHHHI HHHHI HHHHI HHIII HHIII HHHII HIIII HHHHI HHHII HHHHI HHHHI HIIII HHHHI HHHHI HHHII HHHHI HHHII HHHHI HHHII HIIII HHHHH HHHII HHHHI HHHHH HHHHH HHHHI HHHHH HHHHH HHHHI HHHHI HHHHI HHHHH HHHHH HHHHI HHHHI HHHHI HHHHI HHHHI HHHII HHHHI HHHHH HHHHH HHHHH HHHII HHHHI HHIII HIIII HHHHI HHHII HHHII HHHII HHHHH HHIII HHHII HHHHI
* – annualized. NA - not available
Fri Wk NAV Chg
Fund AMG YacktmanSvc d20.05 -.07 AQR MaFtStrI 10.77 +.23 American Century UltraInv 30.94 -.22 American Funds AMCAPA m 23.47 -.18 AmBalA m 22.72 -.12 BondA m 12.71 -.03 CapIncBuA m 53.65 -.80 FnInvA m 46.00 -.51 GrthAmA m 36.15 -.40 HiIncA m 8.86 -.18 IncAmerA m 19.28 -.16 IntBdAmA m 13.53 -.03 InvCoAmA m 31.13 -.35 MutualA m 32.08 -.28 NewPerspA m 31.59 -.64 NwWrldA m 44.62 -1.27 SmCpWldA m 37.20 -1.15 TaxEBdAmA m 13.22 +.02 WAMutInvA m 35.67 -.31 Artisan Intl 25.52 -.61 Baird AggrInst 10.75 +.01 CrPlBInst 10.93 -.01 BlackRock EqDivI 19.34 -.18 GlobAlcA m 16.61 -.32 GlobAlcI 16.71 -.32 HiYldBdIs 6.79 -.15 StrIncIns 9.61 -.05 DFA 1YrFixInI 10.31 ... 5YrGlbFII 11.05 +.01 EmMkCrEqI 14.48 -.43 EmMktValI 18.56 -.52 IntCorEqI 10.05 -.36 IntSmCapI 16.35 -.61 IntlSCoI 15.21 -.57 RelEstScI 30.12 -1.30 USCorEq1I 15.53 -.13 14.74 -.14 USCorEq2I USLgValI 27.66 -.28 USSmValI 26.86 -.33 USSmallI 25.26 -.15 USTgtValInst 17.54 -.29 Davis NYVentA m 26.49 -.59 Dodge & Cox Bal 86.49 -1.52 Income 13.18 -.09 IntlStk 30.45 -1.30 Stock 143.34 -3.09 DoubleLine TotRetBdN b 10.92 +.01 FMI LgCap 17.44 -.19 FPA Cres d 28.56 -.35 Federated BondA f 8.59 -.05 Fidelity AstMgr50 15.13 -.19 Bal K 19.64 -.17 CapInc d 8.48 -.18 ContraK 87.70 -.39 DivrIntl d 30.75 -1.00 DivrIntlK d 30.69 -1.00 FrdmK2020 12.56 -.17 FrdmK2025 12.99 -.18 FrdmK2030 12.97 -.21 FrdmK2035 13.21 -.24 FrdmK2040 13.24 -.24 Free2020 13.50 -.18
OtherFunds
Fri Wk Fund NAV Chg Free2025 11.45 -.16 Free2030 13.76 -.22 GrowCo 114.54 -.76 GrthCmpK 114.42 -.76 IntlDisc d 34.16 -1.38 InvGrdBd 7.57 -.04 LowPrStkK d 43.34 -.88 Magellan 79.04 -.62 OTC 65.60 -1.85 SInvGrBdF 11.07 -.04 STMIdxF d 53.05 -.50 SesInmGrdBd 11.07 -.03 StratInc 9.91 -.09 TotalBd 10.23 -.05 USBdIdx 11.67 +.02 USBdIdxInv 11.67 +.02 Value 84.59 -2.79 Fidelity Advisor NewInsA x 22.99 -.46 NewInsI x 23.43 -.46 Fidelity Select Biotech d 157.78 -5.19 HealtCar d 174.56 -3.74 Fidelity Spartan 500IdxAdvtg 65.69 -.48 500IdxAdvtgInst 65.69 -.48 500IdxInstl 65.69 -.48 500IdxInv 65.68 -.48 ExtMktIdAg d 43.03 -.86 IntlIdxAdg d 31.74 -1.11 TotMktIdAg d 53.04 -.51 First Eagle GlbA m 48.76 -.61 FrankTemp-Frank Fed TF A m 12.48 +.03 FrankTemp-Franklin CA TF A m 7.59 +.02 GrowthA m 66.59 -.25 Income C m 1.97 -.04 IncomeAdv 1.93 -.04 RisDvA m 45.38 -.15 FrankTemp-Mutual Discov Z 26.28 -.66 DiscovA m 25.83 -.65 Shares Z 23.69 -.48 FrankTemp-Templeton GlBondA m 10.87 -.31 GlBondAdv 10.83 -.31 GrowthA m 19.13 -.63 GE S&SUSEq 42.73 -.19 GMO IntItVlIV 17.80 -.68 Harbor CapApInst 51.25 -.31 IntlInstl 53.73 -.87 INVESCO EqIncomeA m 8.81 -.14 JPMorgan CoreBdUlt 11.76 +.03 CoreBondSelect11.75 +.04 MidCpValI 30.99 -.66 ShDurBndSel 10.85 ... USLCpCrPS 23.39 -.28 ValAdvI 25.23 -.39 John Hancock BalA m 16.50 -.11 DisValMdCpI 16.70 -.33 LifBa1 b 13.17 -.18 LifGr1 b 13.39 -.22 Lazard EmgMkEqInst d12.58 -.39 Legg Mason WACorePlusBdI 11.34 -.08 Loomis Sayles BdInstl 12.31 -.15
Fri Wk Fund NAV Chg Lord Abbett ShDurIncA m 4.27 -.02 ShDurIncC m 4.30 -.01 ShDurIncF b 4.27 -.01 MFS IntlValA m 31.67 -.91 IsIntlEq 18.38 -.52 ValueA m 30.63 -.27 ValueI 30.80 -.27 Metropolitan West TotRetBdI 10.75 +.01 TotRtBd b 10.75 +.01 TtlRtnBdPl 10.12 ... Northern StkIdx 22.23 -.60 Oakmark EqIncI 26.70 -.24 Intl I 18.00 -.99 Oakmark I 55.65 -1.19 Old Westbury LgCpStr 11.29 -.24 Oppenheimer DevMktA m 27.07 -.82 DevMktY 26.71 -.81 GlobA m 63.56 -1.98 IntlGrY 32.42 -1.07 PIMCO AllAssetI 9.82 -.20 Income P 11.54 -.10 IncomeA m 11.54 -.10 IncomeD b 11.54 -.10 IncomeInl 11.54 -.10 LowDrIs 9.78 -.05 ShtTermIs 9.60 -.04 TotRetA m 10.04 -.07 TotRetAdm b 10.04 -.07 TotRetIs 10.04 -.07 Parnassus CoreEqInv 34.44 -.17 Putnam GrowIncA m 17.59 -.39 InvestorA m 18.91 -.20 Schwab S&P500Sel d 28.87 -.21 Sequoia Sequoia 193.90 -1.78 T Rowe Price 61.85 -.02 BlChpGr CapApprec 23.69 -.19 EmMktStk d 25.43 -.82 EqIndex d 50.26 -.36 EqtyInc 26.15 -.37 GNMA 9.48 -.01 GrowStk 45.64 -.22 HealthSci 57.02 -.74 HiYield d 5.89 -.12 InsLgCpGr 24.27 -.22 IntlGrInc d 11.76 -.34 MidCapVa 23.19 -.46 MidCpGr 64.39 -.23 NewIncome 9.43 ... OrseaStk d 8.01 -.25 R2015 12.97 -.13 R2025 13.84 -.18 R2035 14.35 -.21 Rtmt2020 18.43 -.21 Rtmt2030 20.00 -.27 Rtmt2040 20.38 -.32 SmCpStk 33.74 -.61 Value 28.28 -.45 TCW TotRetBdI 10.31 +.03 TIAA-CREF EqIx 13.64 -.13 Gr&IncRtl b 13.34 -.14 Transamerica AstAlMdGrC m 11.69 -.16
Fri Wk Fund NAV Chg Tweedy, Browne GlobVal d 22.35 -.49 Vanguard 500Adml 172.43 -1.25 BalIdxAdm 27.75 -.13 BalIdxIns 27.75 -.13 BdMktInstPls 10.81 +.02 CAITAdml 12.03 +.03 CapOpAdml 101.80 -1.22 DevMktIdxAdm 10.48 -.35 DevMktIdxInstl 10.49 -.35 DivGr 21.28 +.04 EmMktIAdm 24.62 -.70 EqIncAdml 58.63 -.19 ExplAdml 63.56 -1.23 ExtdIdAdm 54.47 -1.11 ExtdIdIst 54.47 -1.11 ExtdMktIdxIP 134.43 -2.73 GNMA 10.77 ... GNMAAdml 10.77 ... GrthIdAdm 49.01 -.33 GrthIstId 49.01 -.33 HYCorAdml 5.30 -.10 HltCrAdml 80.39 -1.44 ITBondAdm 11.51 +.02 ITGradeAd 9.72 -.01 InfPrtAdm 25.63 +.03 InfPrtI 10.44 +.01 InstIdxI 170.73 -1.24 InstPlus 170.74 -1.24 InstTStPl 41.57 -.40 IntlGr 18.22 -.51 IntlGrAdm 57.90 -1.63 IntlStkIdxAdm 21.62 -.70 IntlStkIdxI 86.44 -2.83 IntlStkIdxIPls 86.46 -2.83 IntlVal 27.69 -.93 LTGradeAd 10.03 +.01 LifeCon 17.30 -.12 LifeGro 25.15 -.38 LifeMod 21.81 -.24 MidCapIdxIP 143.47 -2.14 MidCpAdml 131.68 -1.97 MidCpIst 29.09 -.43 MorgAdml 68.10 -.34
Fri Wk Fund NAV Chg MuHYAdml 11.45 +.02 MuIntAdml 14.47 +.03 MuLTAdml 11.91 +.02 MuLtdAdml 11.12 +.02 MuShtAdml 15.86 +.01 Prmcp 87.96 -1.04 PrmcpAdml 91.12 -1.07 PrmcpCorI 18.66 -.18 REITIdxAd 102.50 -4.50 REITIdxInst 15.86 -.70 STBondAdm 10.53 ... STCor 10.59 -.01 STGradeAd 10.59 -.01 STIGradeI 10.59 -.01 SelValu 22.74 -.39 SmCpIdAdm 46.31 -.92 SmCpIdIst 46.31 -.92 Star 21.65 -.24 TgtRe2015 13.65 -.11 TgtRe2020 25.73 -.27 TgtRe2040 25.96 -.43 TgtRe2045 16.20 -.27 TgtRe2050 25.95 -.44 TlIntlBdIdxAdm 21.41 -.03 TlIntlBdIdxInst 32.14 -.04 TlIntlBdIdxInv 10.71 -.01 TotBdAdml 10.81 +.02 TotBdInst 10.81 +.02 TotIntl 12.92 -.43 TotStIAdm 45.94 -.44 TotStIIns 45.95 -.43 TotStIdx 45.92 -.44 ValIdxAdm 29.39 -.27 ValIdxIns 29.39 -.27 WellsIAdm 58.92 -.03 WelltnAdm 60.57 -.22 WndsIIAdm 53.82 -.79 WndsrAdml 55.94 -1.31 Virtus EmgMktsIs 8.36 -.28 Waddell & Reed Adv AccumA m 8.47 -.05
Commodities FUELS Crude Oil (bbl) Ethanol (gal) Heating Oil (gal) Natural Gas (mm btu) Unleaded Gas (gal) METALS Gold (oz) Silver (oz) Platinum (oz) Copper (lb) Palladium (oz) AGRICULTURE Cattle (lb) Coffee (lb) Corn (bu) Cotton (lb) Lumber (1,000 bd ft) Orange Juice (lb) Soybeans (bu) Wheat (bu)
CLOSE
FRI. WKLY CH. CH. %YTD
29.44 1.37 1.07 1.97 1.04
+3.23 -1.45 -.07 +.09 +.01 -.02 -.10 +.10 +.05
-20.52 -2.00 -2.85 -15.88 -17.67
1239.10 15.79 958.10 2.03 527.25
-8.80 +81.30 +1.02 -7.40 +54.40 +.03 -.07 +2.55 +10.40
+16.86 +14.59 +7.45 -4.63 -5.98
1.30 1.16 3.59 .59 246.50 1.30 8.73 4.58
-.06 +.03 -.05 -.01 -.07 +.01 -.01 +.60 -6.30 -.05 -.01 +.05 -.09
-4.31 -8.80 -6.92 -4.31 -7.29 +.17 -2.66
FUN&GAMES
For even more puzzles, online games and horoscopes, go to GoErie.com/fun
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Sunday, February 14, 2016 | Erie Times-News | GoErie.com | 5D
Sudoku Puzzles
By Frank a. Longo
Fill in the grid so that all nine rows across, all nine columns down and all nine 3-by-3 boxes contain the numbers 1 through 9, each used only once. There is no math involved. You solve the puzzle with reasoning and logic.
Puzzle 1
Puzzle 2
Astrograph AQUARIUS (Jan. 20-Feb. 19) — Do whatever you can to make a difference. Bringing aboutthechangesthatyoufeel will make your world a better placewillbeworthyourwhile. PISCES (Feb. 20-March 20) — Don’t follow the crowd when your plans suit you best. Give others the freedom to do as they please and you will be given the same in return. ARIES (March 21-April 19) — Make your idea count by turning it into something special or making it profitable. Love will unfold if you speak from the heart and share your goals openly. TAURUS (April 20-May 20) — Taking part in events that will bring you in contact with people who could enrich your lifewillberewarding.Anopen mind and collaborations look promising. GEMINI (May 21-June 20) — What your heart tells you and what your intelligence suggests will cause confusion. Don’t make assumptions or overreact. Take a deep breath and wait to see what happens. CANCER (June 21-July 22) — The relationships you have with others should be treated with care. If you share your feelings, you will be offered a heartwarming response that will brighten your day. LEO (July 23-Aug. 22) —
You’ve got the moves, so strut your stuff. Jealousy is likely, but if you are gracious and kind to critical onlookers, you will rise above negativity. VIRGO (Aug. 23-Sept. 22) — Don’t let confusion get in your way. Take a step back and assess your situation. As long as you remain practical and in control, you will get good results. Romance is encouraged. LIBRA (Sept. 23-Oct. 23) — Don’t be taken advantage of or put up with unrealistic demands. Do what’s best for yourself and don’t look back. Creative endeavors look promising. SCORPIO (Oct. 24-Nov. 22) — Pump up the volume and get things done. Your goals are achievable if you set a course and don’t stop until you reach your destination. Make romance a priority. SAGITTARIUS (Nov. 23-Dec. 21) — You’ll be offered advice, but not everyone will be looking out for your best interests. Weigh the consequences before you take on something that could lead to regret. CAPRICORN (Dec. 22-Jan. 19) — Positive suggestions and alterations can be made. Improve your surroundings or put your affairs in order to clear the passage for a new beginning. Romance will lead to greater happiness.
Answers to today’s puzzles
Cryptoquip
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Regional Bridge Scores Bridge news Meadville will hold a bridge game at St. Brigid Roman Catholic Church on Arch Street today. For partnerships call Barb or Steve at (814) 336-1447. The Erie Bridge Association will hold a Unit Championship Game on Feb. 21. This game offers higher Master points for overall winners. For partnerships, call Pat Smith at 864-7563. Feb. 1 New Deal at Erie Bridge Association N.S. — 1. Judie Lamberton-Lois DiPlacido, 2. Judy Lyons-Frank Grzegorzewski, 3. Jim Mershon-Al Richardson; E.W. 1. DaveYonkersPat Smith, 2. Jim Davis-Marc Sylvester, 3. Gloria Woodford-Barb Grzegorzewski Feb. 2 Double Trouble at Erie Bridge Association A — N.S. 1. Maureen BradleyKathy Kern, 2. Bruce SwansonBill Schneider, 3. Bud PenquiteDon Kirsch; E.W. 1. Bud BrownCandy Brown, 2. Josephine Desantis-Rick Klapthor, 3. Eileen Nill-Mary Listerman
B — N.S. 1. Maureen BradleyKathy Kern, 2. Bud Penquite-Don Kirsch; E.W. 1. Bud Brown-Candy Brown, 2. Josephine DesantisRick Klapthor C — N.S. 1. Charlie Avery-Mary Avery; E.W. 1. Bud Brown-Candy Brown
Makarowski
Feb. 5 Newcomer Game at Erie Bridge Association A — N.S. 1. Nancy Dicola-Dave Szymanowski, 2. Dottie RimdziusMartha Gehrlein, 3. Mary Listerman-Ann Moffatt; E.W. 1. Marilyn Feb. 3 Renkes-Judy Kissman, 2. Charlie Erie Bridge Association Avery-Mary Avery, 3. Josephine A — 1. Doris Kirsch-Frank DeSantis-Barb Lorei Grzegorzewski, 2. Barb GrzeB — N.S. 1. Jim Deininger-Colgorzewski-Steve Grzegorzewski, leen Lamary, 2. Ellie Kaputa-Joan 3. Lois DiPlacido-Francis Tseng Tompkins; E.W. 1. Marilyn RenkB — 1. Jim Mershon-Steve es-Judy Kissman Dylewski Grand Slam Game Regency at Erie Bridge Association 1. Elaine MacKelvey-Shirley 1. Kathy Dammeyer-Bruce Meeker, 2. Jeanne Ekstrand-Joan Swanson, 2. Doris Kirsch-Jim Paden, 3. Doris Riley-Ruth Rhol- Davis, 3. Mary Tseng-Bill Schneilans der, 4. Barb Grzegorzewski-Judie Lamberton Feb. 4 Hilltop Mercy Center Regency 1. Roger Nickerson-Don FaulN.S. 1. Doris Christenson-Mary haber, 2. Mary Jarosik-Bev Walz, Alice Smith, 2. Neva Cunning3. Pat Baronner-Mary Ellen ham-Ruth Rhollans; E.W. 1. Nancy Wygant Griewahn-Jackie Alexander, 2. Shirley Meeker-Jean Selkregg Lake Shore 1. Mary Lou Faulkner-Mary Listerman, 2. Karen Gierach-Barb — compiled by Elaina Dylewski
Sudoku Puzzles Puzzle 1
Puzzle 2
Cryptoquip
BUSINESS
6D | Erie Times-News | GoErie.com | Sunday, February 14, 2016
The Motley Fool To Educate, Amuse & Enrich
What Is This Thing Called The Motley Fool?
Remember Shakespeare? Remember “As You Like It”? In Elizabethan days, Fools were the only people who could get away with telling the truth to the King or Queen. The Motley Fool tells the truth about investing, and hopes you’ll laugh all the way to the bank.
Fool’s School
My Dumbest Investment
The Motley Fool Take
Women or men: Who invests better?
Misspelled investment
Dialing for dollars
Sysco was the first stock I ever invested in. I bought shares when I turned 18, and it turned out to be a quality stock. In a way, though, it was a dumb investment stock for me — because I thought I was buying Cisco Systems, not Sysco. I literally did NO research before investing. I didn’t even know the ticker symbol or how to spell the company name. — I.C., online
Get your blue chip dividend income here: Telecom giant AT&T (NYSE: T), enjoying subscriptionbased revenue streams and relatively stable cash flows, pays a dividend that recently yielded 5.3 percent. AT&T is a dividend aristocrat that’s upped its payout every year for more than 30 years. The company’s $49 billion acquisitionofDirecTVisagamechanger thatwillallowAT&Ttooffer attractive bundles of wireless phone, TV and broadband Internet services. In addition, AT&T gets DirecTV’s fast-growing TV business in Latin America. Thanks to this deal, cash flow and earnings should increase, with AT&T projecting “$2.5 billion or better annual run-rate cost synergies”tohelpboostitsbottom-line growth through 2018. In its fourth quarter, AT&T’s revenuesurged,whileearningsmetexpectations.Itadded2.8millionwireless connections, though wireless revenue dropped by 5 percent due in part to lower equipment sales. AT&T’sfutureholdspromise,but it’s not guaranteed to be rosy. The company is facing challenges, such as cord-cutters abandoning pay TV and growing price competition in the wireless arena. Auspiciously, AT&T is investing in a connected world, expanding its high-speed fiber network to dozens of new cities —amovethatcouldeventuallygenerate fresh streams of revenue for thecompany.Itsstockseemsreasonably to attractively valued at recent levels, but investors should keep an eyeondevelopments—whileenjoying generous dividend income.
Wall Street has a rather masculine image, but don’t assume that men are better than women when it comes to investing. Plenty of studies suggest otherwise, and all of us might improve our investing by paying attention to the factors likely leading to women’s success. Considerthemostsuccessfulinvestor of our time, Warren Buffett. In LouAnn Lofton’s book, “Warren Buffett Invests Like a Girl: And Why You Should, Too” (HarperBusiness, $15), she notes that Buffett has credited temperament as more important than intellect when it comes to investing success. And his temperament tends to be more feminine than masculine: He’s patient and doesthoroughresearch.Hedoesn’tbuy into the latest popular technology company that he doesn’t understand. He doesn’t take excessive risks or jump in and out of stocks. Indeed, he would like to neversell hisholdings. Hedoesn’t do something just to do something. So how do women invest? Well, more risk-averse and often less confident thanmen,theytendtospendmoretime researching their investment choices.
This prevents them from chasing “hot” tips and trading on whims — behavior that tends to weaken men’s portfolios. Women are also more likely to seek out information that challenges their assumptions, rather than only relying ondatathatconfirmswhattheyalready thought. They tend to save greater portions of their incomes, too — despite earning less than men. One study found that men trade 45 percent more often than women do. By trading less, women produce betterreturnsandalsosaveontransaction costs and capital gains taxes. Women even excel as professional investors, with hedge funds managed by women gaining 59 percent between 2007 and mid-2015, versus an overall 37 percent for hedge funds. Robo-advisor SigFig studied the many portfolios in its system owned by men and women, and found that women outperformed men by 12 percent in 2014, and that men were 25 percent morelikelytolosemoneyinthemarket. Being willing to take it slow and ask for help can pay off for all of us.
Name that company
The Fool responds: You’reluckythatthemix-upended well for you. Over the past five, 10 and 20 years, Sysco stock outperformed Cisco stock, though both posted gains over those periods. Cisco spent many years as a market darling, as it was a key player in telecommunication equipment. But it has struggled in recent years, facing more competition and price wars, and has been working to transform itself into a more multifaceted information technology company. Over the past five and 10 years, its stock lagged the S&P 500’s return. Sysco, meanwhile, is a food distribution powerhouse, with a long history of paying solid dividends. It,too,hasfacedsomechallenges,suchasinflationand high food costs, competition and tight profit margins. Both companies offer hefty dividend yields, recently topping 3 percent. You were lucky that your ticker-symbol mix-up plunked you in a strong company. It’s critical to learn a lot about a company before investing your hardearned dollars in it.
Foolish trivia
I trace my roots back to 1976, when my current CEO opened a flower shop called Flora Plenty in New York. Today, based in Long Island, I rake in more than a billion dollars annually, selling gourmet food and floral gifts. I launched my own network of florists, BloomNet, in 1988, and am a fast-growing e-commerce business. You might know some of the brands under my roof, such as Harry & David, Fannie May, Cheryl’s, The Popcorn Factory, FruitBouquets, Wolferman’s, Moose Munch, Fanny Farmer, Harry London and Stock Yards. It’s easy to know how to reach me. Who am I? Think you know the answer? Send it to: Foolish Trivia c/o Erie Times-News, 205 W. 12th St., Erie, PA 16534, or via e-mail to jim.martin@timesnews.com.
I trace my roots back to the launch of a small mining venture in 1902 in Minnesota. One of my early products was waterproof sandpaper that reduced dust. Today I’m a major multifaceted manufacturer, raking in more than $30 billion annually and sporting a market value recently near $85 billion. My products number more than 60,000 and include adhesives, tapes, stethoscopes and toilet scrubbers. I’m known as a great innovator, with a third of my revenue stemming from products that were invented within the past five years. You might utter my ticker symbol during a tasty meal. Who am I? (Answer: 3M)
Foolish winners The following people correctly guessed that 3M was the answer to last week’s Motley Fool trivia question: John McClelland, Elaine Glance, Ruth Crosby, Len Jefferson, Carolyn M. Welther, Nicole Matson, Barbara Alonge, Susan Cenfetelli, Peggy Alexander, Mike Zeller, Paul J. Serrins, Roger Aaron, Susan Gomolchak, Tony Labrozzi, Edward Peck, Kathie Kreider, Leon J. Buczynski Jr., Mary Ann Fogle, Scott F. Hamilton, Greg Tower, Jerry Kraus, Bessie L. Nolf, Kristina Straub, Paul Scholl, Paul and Frances Kuzma, Dave Milk, Bill Steger, Dana Sanders, Vance L. Duncan III, Brenda K. and Raymond R. Fogle, David P. Korn, Gregory Swanson, Bernard C. Dombrowski, Jack Yaggy, Rita Fronzaglia, Mike Roesch, Karen Gourley, Debbie Bowers, Judi Goodwin, Sam and Karen Amendola, Dave Strazisar, Sherry Komorek, Pat Barnett, Jerry Lutz, Marilyn Short, Malcolm Pollard, Beverly Zarella, Greg Lessig, Keith and Laura Farnham, Dick Forbes, Mike Abt and Jared Daly.
News From Across erie
ANd
HAPPENINGS BOOKS ARE FUN BOOK FAIR: Thursday, 9 a.m. to 3 p.m.; Edinboro University of Pennsylvania Baron-Forness Library. Featuring children’s books, cookbooks, best sellers and gifts. Continues Friday, 9 a.m. to 3 p.m. Cost: Free admission. Info: www.edinboro.edu. TEA AT TARBELL HOUSE: Thursday, 4-6 p.m.; 324 E. Main St., Titusville. With tea, talks and tours. By Friends of the Tarbell House and Oil Region Alliance of Business, Industry and Tourism. Reservations required. Cost: $10. Info: Lynn Cressman, (814) 827-9103. TRASH TO TREASURE CHEST: Thursday, 4:30-5:30 p.m.; Woodcock Creek Nature Center, 21742 German Road, Meadville. New ways to use old things. Preregistration required. Cost: Free. Info: (814) 763-5269. FAMILY NIGHT AT MOVIES: Thursday, 5:30 p.m.; Corry Area Primary School, 423 Wayne St., Corry.“Brigadoon” starring Gene Kelly. Cost: Free. Info: www.cor rypa.com. MACHU PICCHU IN PERU: Saturday, 10 a.m.; McCord Memorial Library, 32 W. Main St., North East. Part of February Speaker Series by Friends of McCord Library. Speaker: Barb Fynan. Cost: Free. Info: www. mccordlibrary.org, 725-4057. SPRING RAFFLE: Saturday, 6-10 p.m.; Harborcreek Fire Hall, 7275 Buffalo Road. For firearms valued up to $500. Benefits Harborcreek VFD. Cost: $10. Info: www.facebook.com/harbor creek-fire-department 522502821134009. MUNICIPAL MEETINGS: ▀ NORTH EAST TOWNSHIP SUPERVISORS: Monday, 9 a.m.; 10300 W. Main Road. ▀ SUMMITTOWNSHIP SUPERVISORS: Monday, 6 p.m.; 1230 Townhall Road West. ▀ CORRY CITY COUNCIL: Monday, 7 p.m.; 100 S. Center St. ▀ WASHINGTON TOWNSHIP COUNCIL: Tuesday, 4 p.m.; 11800 Edinboro Road. ▀ TITUSVILLE CITY COUNCIL WORK SESSION: Tuesday, 6 p.m.; Drake Well Museum, 1 Museum Lane. ▀ FRANKLIN TOWNSHIP SUPERVISORS: Tuesday, 7 p.m.; 10411 Route 98. ▀ HARBORCREEKTOWNSHIP SUPERVISORS: Wednesday, 6 p.m.; 5601 Buffalo Road. ▀ FAIRVIEW TOWNSHIP SUPERVISORS: Thursday, 7 p.m.; 7471 McCray Road.
crAwFord couNties MEADVILLE Library’s 49th annual Patrons’ Drive in progress
CONTRIBUTED PHOTO
Mark and Jenifer Maksin and their huskies return to Winterfest at Lake Erie Community Park on Feb. 21, for a repeat of the dogsledding demonstration popular during Winterfest 2015.
Learn to love nature at Girard Winterfest By VALERIE MYERS valerie.myers@timesnews.com Sometimeswedon’trecognize treasures close to home. One of the Elk Creek Recreation & Leisure Board’s aims in sponsoring its second annual Winterfest on Feb. 21 is to introduce people to Lake Erie CommunityParkinGirardTownship. “People take photos of sunrises or sunsets at the park, or of different areas of the park, and post them. And I think, ‘My gosh, it’s so beautiful; where is that?’ That it’s in my own backyard is amazing,”Recreation&Leisure BoardDirectorJenAgnellosaid.
REGIONAL ROUNDUP
The park, off Route 5 west of Route 18, overlooks Lake Erie, and is gorgeous even in winter, Agnello said. “The lake was completely frozen during Winterfest last year. The scenery was absolutely breathtaking,” Agnello said. Besides sightseeing and photography,Winterfestvisitorswill be able to join in a fun run, race their sleds, or build an igloo or snowman, if the weather permits. Kids’crafts,pluscornholeand hot chocolate in the park pavilion, are also planned. “It’s just a fun time for families,” Agnello said.
Meadville Public Library has launched its Patrons’ Drive to raise money for materials. “No one could have imagined (when the library was dedicated) in 1925 that these walls would eventually contain not only collections of books, but also books on CD, DVDs, computers and Wi-Fi access. Yet as the cost of books and demand for services increase, state funding has decreased,” library board President Kenneth Lindberg said in a public letter to library patrons. For more information or to donate, visit http:// meadvillelibrary.org.
Seniors invited to tell ‘My Life in My Words’ Seniors ages 60 and over can preserve their life stories in a project by Active Aging Inc. and Allegheny College. Seniors will tell and record their stories in two one-hour interviews with a college student volunteer. Participants can share completed stories with family and friends of their choosing. Learn more about the “My Life in My Words” project Monday at 1 p.m. at Meadville Senior Center, 1034 Park Ave. Call (814) 336-1792 for details.
Foster care agency earns Rite Aid Foundation grant Meadville’s Child to Family Connections has earned $10,000 from the Rite Aid Foundation. The agency participated in the foundation’s Big Hearts
Give Challenge to raise awareness, increase its donor network and earn more funds. The foundation helps Rite Aid customers help kids in their communities. Child to Family Connections is a nonprofit foster care agency in Crawford County.
Students available to help with community research Allegheny College’s Gateway Network for Local Knowledge and Research is accepting proposals from community organizations that can use help from a college student for a research project. Meadville area nonprofit, development, government and civic groups can submit proposals. Students will spend 10 weeks this summer on needs assessments and other work. For information, contact David Roncolato, Allegheny’s director of civic engagement, at droncola@allegheny.edu or (814) 332-5318.
REGION Learn about Girl Scouting during Family Nights Girls and adults interested in being a Girl Scout or scouting volunteer can learn more this week. Information sessions will be held Tuesday, 6-7 p.m., at Joanna Connell School, 1820 E. 38th St., Erie, and Wednesday, 6-7 p.m., at Our Lady’s Christian School, 606 Lowell Ave., Millcreek Township. Girls in kindergarten through 12th grade can join. Adults 18 or older can volunteer. — Valerie Myers
To have your news published in this collection of news and notes from across northwestern Pennsylvania, call Valerie Myers at 878-1913 or e-mail her at valerie.myers@timesnews.com.
Sunday, February 14, 2016 | Erie Times-News | GoErie.com | 7D
•Your place to share your proud moments
COMMUNITY ALBUM
CONTRIBUTED PHOTO
CONTRIBUTED PHOTO
Lego sets donated to Erie Shriners Hospital GEER members conduct winter clothing drive Travis Turner, right, who created the Lego clownfish artwork in the outpatient waiting area of Erie Shriners Ambulatory Surgery Center and Outpatient Specialty Care Center, recently purchased Lego sets for the children served at the medical center. Greg Hall, public relations manager at Erie Shriners, accepted the toys.
GEER members recently held their holiday dinner at the GE Customer Innovation Center and collected winter clothing valued at more than $1,300 for the Multicultural Community Resource Center, which serves Erie’s Hispanic and refugee community. GEER is an organization of General Electric retirees and spouses who keep in touch through travel, luncheons and other events. From left are GEER members Debbie Richardson, Jim Terrill, Sue Ryan and Pete Ryan.
CONTRIBUTED PHOTO
Volunteer of the year recognized
CONTRIBUTED PHOTO
Y-Mens Club donates to YMCA The Y-Mens Club, a service organization supporting the YMCA, donated $1,100 to the YMCA of Greater Erie’s annual campaign. On hand for the check presentation were, from left, Bob Foster, treasurer; Raymond Hric, board member; Trudy Mueller, member; Ron Kolb, president; Tammy Roche, vice president of YMCA of Greater Erie; and Leon Johnson, vice president.
At the January meeting of the Erie Chapter of the Pennsylvania Association of School Retirees, Mary Ellen Lieb was named the Erie Chapter’s Volunteer of the Year for her many hours of service at various places of need in the community, including the Erie Home for Children and Adults, St. Joseph Neighborhood Network, Emmaus Soup Kitchen, and the overflow shelter for the homeless at St. John the Baptist Church. In addition to these activities, she also serves as co-chairwoman of the Erie Chapter’s Membership Committee. Lieb, left, accepted the award from Diane Grzelak, chairwoman of the chapter’s Community Service Committee.
CONTRIBUTED PHOTO CONTRIBUTED PHOTO
Fundraiser benefits Sisters of St. Joseph The Ladies of Harley and Harley Chapter 2293 of Erie recently donated $1,500 to the Sisters of St. Joseph Neighborhood Network. The money was generated by raffling a quilt made by the group. On hand for the check presentation were, from left, Carla Georgal, Ladies of Harley officer; Rosmari Graham, executive director of SSJNN; Lora Caldwell, volunteer coordinator for SSJNN; and Kenny Sturm, Harley Owners Group director.
Golf tournament raises money for charity Norm Boetger, second from left, presented the proceeds of the fifth annual golf tournament held in memory of his father to John Barber, president and chief executive of the Barber National Institute. Norman Boetger Sr. was an active community volunteer and longtime supporter of the Barber National Institute. They were joined by Laura Schaaf, director of giving, and Peter Russo, advancement associate, of the Barber National Institute.
Harborcreek Youth Services honor donors Larry and Vicki Serafin were named Harborcreek Youth Services’ “Friends of the Year,” at the annual Friends’ Christmas Dinner in December at the Lawrence Park Golf Club. The Serafins were honored as the lead donors of Harborcreek Youth Services’ Therapeutic Arts Initiative in collaboration with Mercyhurst University, which will provide music, art, movement and expressive therapies to children who have suffered trauma. Larry Serafin, left, and Vicki Serafin, were thanked by John Petulla, chief executive of Harborcreek Youth Services. CONTRIBUTED PHOTO
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8D | Erie Times-News | GoErie.com | Sunday, February 14, 2016
•Inside look at what’s new in our schools
LEARNING Calendar
College Clan
EDITOR’S NOTE: Class listings are for nonprofit or nominal-profit organizations. If a class is part of a for-profit business, please contact our classified-ad department, 456-7021.
Degrees awarded Connor MacKelvey of Fairview recently graduated from Slippery Rock University with a bachelor’s degree in early education and special education. Adrianna Mason of Titusville recently graduated from Spring Arbor University in Spring Harbor, Mich., with a bachelor’s degree in social work.
Scholarships Jennifer Hartmann, a senior at Bellarmine University in Louisville, Ky., was the recipient of a Bob Wernicke Scholarship for the third year in a row. This scholarship, provided by USA/BMX, awards several scholarships to those individuals who hold a current BMX license. Hartmann has been participating in BMX since age 8.
Awards Julie Hartmann, assistant professor and director of clinical education for Gannon University’s physical therapy program, was presented with the Geriatric Special Interest Group’s Award of Excellence at the annual conference of the Pennsylvania Physical Therapy Association from Oct. 23-25 at Seven Springs Mountain Resort in Seven Springs Hartmann has been a board-certified geriatric clinical specialist since 2007.
Honors A forensic anthropology team from Mercyhurst University spent a week in Cyprus in November teaching archaeological recovery methods to members of the Committee for Missing Persons in Cyprus. Dennis Dirkmaat, chair of applied forensic sciences at Mercyhurst, and team members Luis Cabo-Perez, Alexandra Klales and Kathi Staaf made the trip. The Mercyhurst team presented the methods, principles and practices that it employs in the U.S. with the hope that the CMP will find some of it applicable to their day-today work recovering victims of their civil war in the 1970s. Eleven students from Edinboro University of Pennsylvania’s School of Business recently learned more about their chosen field at the 19th annual Accounting and Finance Student/Practitioner Day at Youngstown State University. The event brings together accounting and finance students from several colleges across Pennsylvania and Ohio to meet and interact with dozens of business and academic professionals. Participating EU students, led by associate professor of accounting John Dexter, were Natalie Ferraro, Kristen Pardee, Miranda Venstone, Angelica Dy, Samantha Pytlartz, Edward Taylor, Elizabeth Waterhouse, Tanda Hollabaugh, Susan Ritteger, Natasha Jackson, and Nathan McFadden.
HOW TO CONTACT US Erica Erwin is the Learning page editor. Contact her: • Phone: 870-1846 • Fax: 8701808 • E-mail: Erica.Erwin@timesnews.com • Mail: 205 W. 12th St., Erie, PA 16534.
ANDY COLWELL/Erie Times-News
Roosevelt Middle School science teacher Bryan Lewis, right, of Erie, laughs as he reads Quiz Bowl practice questions to students and teachers as they compete against each other during a practice round after classes on Feb. 4 in Erie. The Erie students pictured, center, are, from left: eighth-graders Christine Kim and Sophia Mavica, both 13; seventh-grader Nate Hanrahan, 13; sixth-grader Erika Stanton, 10; and eighth-graders Joseph Smith, 14, and Liam Pohl, 13.
Titans of trivia
Roosevelt team prepares for Quiz Bowl tourney By ERICA ERWIN erica.erwin@timesnews.com Riley Moran lives for the buzz. “It’s like an adrenaline rush,” the 12-year-old sixth-grader said. “As soon as you buzz in, it’s like, ‘Yes, I got it!’” Moran is one of a small group of Roosevelt Middle School students who, under the tutelage of teacher Bryan Lewis, participates in the battle of the brains known as Quiz Bowl. Quiz Bowl is a “Jeopardy!”style contest in which teams of four students buzz in to answer questions about a wide range of topics, including Shakespeare, mythology, current events and world geography. Roosevelt is the only school in the area that participates in National Academic Quiz Tournaments. The school’s “A” team (its best and brightest students) finished third at a recent 14-team tournament in East Palestine, Ohio, earning a berth in the NAQT National Championships in Atlanta in May. It is the second time in three years that the team has qualified for the championship. Quiz Bowl is a great way for students to challenge themselves academically and meet other likeminded friends, Lewis said. “They didn’t have this when I was a kid, and if they did I would have jumped through hoops to be a part of it,” Lewis said during a recent practice session in which the students teamed up against teachers.
“Too often in schools, there are lots of programs for kids who are struggling with things. I want to make sure there are programs for kids who are bored in school. Here they can learn things their parents don’t know, above and beyond what they would learn in school. “The smartest of the smart are in here.” This year’s team is made up of 15 students who stay after school for two 90-minute practices every week, in addition to the studying and reading they do on their own. “While most students are talking about the daily drama or gossip at lunch, oftentimes mine are memorizing world capitals or quizzing each other on classic literature,” Lewis said in an e-mail. “They are a very dedicated group of children.” Aaron Malinowski, a 12-yearold sixth-grader at Roosevelt, participates because he likes learning and knowing things that his friends might not. “It’s like team ‘Jeopardy!’” Malinowski said. Teammate Levi Parker wants to appear on the famous trivia show one day. He and his dad like to watch. “I thought this would be good practice,” the sixth-grader said and smiled. Quiz Bowl adds a challenge to the school day, Parker said. “Sometimes normal school gets boring because I get the answers before everyone else,” Parker said.
“Same!” Malinowski chimed in. Christine Kim, a 13-year-old eighth-grader and member of the “A” team, will be traveling by plane for the first time when the team travels to Atlanta. She summed up her goal once there in two simple words: “Just win.” “I’m not going to think that much about it, because I don’t want to get my hopes up,” Kim said. Lewis’ goal isn’t as lofty as Kim’s. He simply wants the team to win more games in the tournament than it loses and to have fun in the process. Winning the tournament is not a realistic possibility, he said, given some of the powerhouse teams that will be coming from across the nation to compete. More than 120 teams competed at the 2015 competition in Dallas. “The main thing is I want students to be challenged,” Lewis said. “It gives them something to look forward to.” The team is trying to raise $3,000 to attend the national tournament. If you’d like to help, you can contribute through the crowdsourcing website GoFundMe at www.gofundme.com/w6kb75m4.
E R I C A E R W I N can be reached at 870-1846 or by e-mail. Follow her on Twitter at twitter.com/ ETNerwin. Read the Happier Ed education blog at blogs.goerie.com/ education and post comments.
B r i e f ly Scholarships available to nontraditional students
and search for “Career Development Grants.”
The Erie Branch of the American Association of University Women will award up to two $2,000 Adella B. Woods Scholarships to nontraditional women students from Erie County in 2016. Applications must be received by March 14 and recipient(s) will be notified by April 11. Applicants must be age 24 or over, working on a full- or parttime basis toward a first undergraduate degree, have completed at least 24 credit hours, have a QPA of at least 3.0, and must have not previously received an AAUW adult student scholarship award. Applicants will be evaluated based on their academic achievement, financial need and a biographical essay. To download the scholarship application form, visit: http:// aauwerie.org/Scholarship.html. Local applicants are also encouraged to apply for AAUW National Career Development Grants, which provide assistance to women pursuing a certificate or degree to advance their careers, change careers or reenter the workforce. Applications will be accepted Aug. 1-Dec. 15. For more information, visit www.aauw.org
Boudreau, Sullivan collaborate on new book Mercyhurst University professors Douglas Boudreau and Marnie Sullivan are coeditors of a newly published scholarly collection of essays called “Ecocritical Approaches to Literature in French.” Sullivan said the publication marks the culmination of four years of hard work and perseverance. Ecocriticism, the authors explain, is “a critical approach that focuses on the representation in literature of nonhuman elements of the natural world, a method of inquiry that has been largely limited to literature written in English. The chapters of this volume apply the principles of ecocritical inquiry to literature in French.”
Registration open for student art contest Registrations are being accepted for the fifth annual Mixed Media Student Art Competition at the Tom Ridge Environmental Center. The competition, “All Things Winter,” is open to all students
currently enrolled in a public, private or home school, first grade through college. Categories include 8x10 photography, mixed media paper and canvas, five to eight minute digital video, clay and tabletop sculpture. Registration is due by March 29. Artwork will be received at TREC from April 11 to April 22. Artwork will be displayed from April 29 to May 29 For details and to register your artwork, call Brian Gula at (814) 217-9632 or e-mail bgula@ pa.gov.
EUP online grad programs ranked among best Edinboro University of Pennsylvania’s online graduate education programs are among the best in the country, according to rankings recently released by U.S. News & World Report. U.S. News ranked Edinboro’s offerings in the top tier of its 2016 Best Online Graduate Education Programs. The U.S. News rankings evaluated online programs based on college statistical information, including admissions selectivity, student engagement, faculty credentials and training, and student services and technology.
2016 FRIENDS OFThE LIbRaRy FEbRuaRy SpEakER SERIES: McCord Memorial Library each Saturday at 10 a.m. Cost: Free. ● baRb FyNaN: Feb. 20, “Machu Picchu” ● ChaS WagNER: Feb. 27, “Most Influential Family in North East” WINTERFEST: Feb. 14, noon-4 p.m.; L.E.A.F. Education Center, 1501 W. Sixth St. Ice fishing demonstrations, ice carvings, horse-drawn carriage rides, recycled sled rides, duckie race and more, indoor and out. Cost: Free. Info: www. leaferie.org. LEaRN TO SNOWShOE: Feb. 14, 2-4 p.m.; Six Mile Creek Park, 7700 block of Clark Road, Harborcreek. Snowshoes available to borrow; tips. Cost: Free. Info: 451-6000. MuSIC aND MOvEMENT: Feb. 15, 10:30-11:30 a.m.; Experience Children’s Museum, 420 French St. Introduction to movement activities; for children ages 2 to 5 with an adult. Cost: $11; members, $8; registration required. Info: www.eriechildrensmuseum.org, 453-3743. OuTSIDE ThE WINDOW -- bEaCh IN a bag: Thursday, Feb. 18, 10:30-11:30 a.m.; Tom Ridge Environmental Center, 301 Peninsula Drive. Children ages 3-5 and an accompanying adult can hear a story, sift through sand, investigate items found on the beach and make a craft. Cost: $3; registration required. Info: http://events.dcnr.pa.gov/presqueislestatepark. pLay TO LEaRN: Feb. 19, March 18, April 15, May 20, 10 a.m., Blasco Library, 160 E. Front St. In cooperation with the Experience Children’s Museum, caretakers and children participate in individual play, fun group activities, songs, and circle time. Free. WINTER FaIRy gaThERINg: Saturday, Feb. 20, 10:30-11:30 a.m.; Asbury Woods Nature Center, 4105 Asbury Road. Help the winter fairies decorate the outside world for winter and make a craft; fairy costumes encouraged. Cost: $8; $6, members. Info: www.asburywoods.org, 835-5356. pRESquE ISLE SNOW Day: Feb. 20, 10 a.m.-7:30 p.m., Presque Isle State Park, various locations. Activities include family ice fishing, sled dog demos, horsedrawn wagon rides, snowshoe hike, crafts, family snowman building competition, ice sculpting demonstration and an “owl prowl” night hike. Fees for some activities. Full schedule at www.discoverpi.com/events/presque-isle-snow-day/. WINTERFEST: Feb. 21, 1-3 p.m.; Lake Erie Community Park, Route 5, Girard Township. Silent auction, sled riding and races, crafts, igloo and snowman building, snow sculptures, dog sled demos, more. Cost: Free admission; silent auction tickets, $1, 10 for $5. FaNCy TEa paRTy: Feb. 21, 10 a.m.noon; Experience Children’s Museum, 420 French St. Meet princesses and learn how to curtsy and hold a teacup, make a crown and a wand, visit the princess nail salon, enjoy juice and sweet treats. Cost: $20 adult/child pair; member adult/child pair, $16; additional guests, $7 each; registration required. Info: www.eriechildrens museum.org, 453-3743. bEgINNINg RESuMES: Wednesdays, March 2, April 6, and May 4, 2-3:30 p.m.; Computer Training Room, Blasco Library, 160 E. Front St. Learn how to enter information into a Microsoft Word template to create a résumé and different kinds of resume options. Cost: Free. Info: libraryreference@eriecountypa.gov, 451-6927. STaRTINg a SMaLL buSINESS 101: March 21, 10 a.m. and 6 p.m.; Blasco Library, 160 E. Front St. Learn the basic steps to consider before opening a business or starting a nonprofit; in conjunction with S.C.O.R.E. Cost: Free. Info: 4516927. ONgOINg CLaSSES aT MERCy hILLTOp CENTER: 444 E. Grandview Blvd. Info: 8242214. ●FITNESS CLaSSES aT ThE MERCy hILLTOp CENTER: Mondays, Wednesdays, Fridays, 9 a.m., with Silver Sneakers, 10:30 a.m.; Stretch and Flex class, Thursdays 8:30 a.m. Cost: Members, $3; $5, nonmembers; free with Silver Sneakers membership ●LINE DaNCINg WITh CaROL gILbO: Thursdays, 9:30 a.m. Cost: $3 members; $5 nonmembers STaRDuST DaNCE CLub MONDay LESSONS: Mondays, 7 p.m., beginner Rumba; 8 p.m., intermediate east coast swing; ReaLife Assembly, 3902 W. 38th St. (rear doors); singles and couples welcome. Cost: $8. Info: 833-8286. ChaIR yOga: Thursdays, through Feb. 25, 11 a.m.-noon; UPMC Hamot Center for Healthy Living, Sterling Square, 3330 Peach St. Cost: $49; registration required. Info: 877-5481. yOga CLaSSES aT ERIE DaNCE ThEaTER: Gentle Yoga, Wednesdays, 10-11 a.m.; Saturday MorningYoga, Saturdays, 8-9 a.m.; 1603 Cherry St. Cost: $10 for drop-in; $40 per month. Info: 453-7928. LEaRNTO SkaTE: JMC Ice Arena, 423 W. 38th St.; Tuesdays, 6:30-8 p.m., or Saturdays, 10:15-11:45 a.m.; start anytime. Cost: Five-week session, $75; free skate rentals. Info: www.wfscoferie.com/ wfscoferie/Home.html. ERIE SCRabbLE CLub: Meets Tuesdays, 5:30-8:30 p.m.; Mercy Center, 444 E. Grandview Blvd. Players of all skill levels are welcome. Cost: Free. Info: Vi, 864-7166, 434-3159. TECh ThuRSDayS aT aCTIvE agINg: Thursdays, 1-4 p.m.; Meadville Senior Center, 1034 Park Ave., Meadville. Class will teach senior citizens how to navigate the Web and websites like Facebook, Skype and YouTube; other topics that will be covered include tablets, Kindles, cell phones, iPhones/iPads, Microsoft programs, e-cards, and e-mails. Cost: Free; no reservations needed. Info: (814) 336-1792, proberts@activeaging.org. ERIE DaNCE ThEaTER’S MID-Day CaRDIO bOOST: Tuesdays and Wednesdays, 11 a.m.-noon; Erie Dance Theater studio, 1603 Cherry St. Dance Fit class for adults. Cost: $40 per month; registration is required; class cards are available for $50 for 4. Info: www. eriedancetheater.com, 440-9768. ERIE DaNCEThEaTER: Now enrolling students for dance programs at Martin Luther King Center, 312 Chestnut St., and Erie Dance Theater studio, 1603 Cherry St. Classes include tap, jazz, hiphop, modern, ballet, , belly dancing, Bollywood. Info: https://app.thestudiodirector.com/eriedancetheater/portal.sd.