The Marbella Property Magazine – Volume 7-2

VOLUME 7 VOLUME 7-2

PUBLISHED BY PANORAMA, MARBELLA’S MARBELLA’S LONGEST ESTABLISHED REAL ESTATE ESTATE AGENCY AGENCY

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Letter from

THE PUBLISHER Dear Reader, With the long market crisis now firmly behind us and property sales in 2014 exceeding that of the pre-crisis year of 2007 by 12%, many new businesses are opening up, Marbella is busy even in the winter months, and we are living in a period of excellence and transparency in the municipal government which surpasses any other time in the history of our city. This is all good news for Marbella, and heralds a new period of growth and activity in this area for years to come.

In this issue of the Marbella Property Magazine, our seventh and largest, in addition to our feature market report there are other informative articles for buyers and for sellers, and about our family dedicated to Real Estate since 1904 and celebrating 45 years in Marbella this year. Of course, we also provide some examples of the most beautiful properties in Marbella available through Panorama for purchase and rental.

Over many years we have worked to bring together a multi-lingual team comprised of sincere, energetic, enthusiastic, welleducated professionals in our field who really enjoy not only their work, and working together, but especially, the many wonderful people we are fortunate to meet through our business: team mates who share on the highest levels my family’s values of service and dedication to our profession. We owe our success today to these wonderful, caring people.

This past year has also seen the addition of a formal investment division in our company to attend the increasing demand of international investors and developers for property along the Costa del Sol, as well as to offer formal real estate consulting services... read more on page 44.

We hope you enjoy this publication, produced in-house by our own team. My special thanks to my son Alex and my daughter Katinka for their hard work in leading this effort and to Cheryl Gatward, Wayne Chasan, Michel Cruz, and our own Elena Escribano for their excellent collaboration. We welcome any comments or suggestions you may have for its improvement.

Christopher Clover Managing Director, Panorama Properties

VOLUME 7-2

4 The Marbella Property Report 14 An Estate in Sierra Blanca 24 Savills & Panorama 26 Marbella Dreaming 34 Finding & Buying a Property 38 Paradise Found 44 Investment Properties 46 45 years in Marbella 54 The Property Seller’s Guide 59 Panorama Properties 152 Rentals Department 156 The Panorama Team 158 Aerial Photo Maps of Marbella Edita / Published By: Panorama Properties S.L. Tel: +34 952 774 266 www.panorama.es Fecha de Publicación: 21 de diciembre de 2015 Domicilio Social: Edif. Centro Expo, Blvd. Alfonso de Hohenlohe, s/n 29602 Marbella, Málaga, España Depósito Legal: MA-4432004 PANORAMA y el logotipo de Panorama son marcas registradas. Marbella Property Magazine es una marca registrada.

Publisher: Panorama Properties, S.L. Editors: Alex Clover, Christopher Clover, Katinka Clover Production Manager: Alex Clover Production: Katinka Clover, Elena Escribano Art Direction & Design: Cheryl Gatward for Next Idea S.L. Layout: Sarah Gatward for Next Idea S.L. Professional Photography by: Wayne Chasan, Ignacio de Salas, Carlos Cáceres Lavergne, Daniel Posner, Pedro Jaén, Dominic Pullen Contributors: Christopher Clover, Alex Clover, Michel Cruz, Belinda Beckett

Proofing: Carolina Alaniz, Inge Strik, Marjut Nordström Cover photo: by Wayne Chasan, for further information on the property see our feature on page 14.

Advertising enquiries: Please call Elena Escribano at Panorama’s corporate headquarters on Tel: 952 774 266 Impreso en España por Jiménez Godoy. Copyright © 2015 Panorama Properties S.L. Todos los derechos reservados.

Ninguna parte de la presente publicación, su formato o la información en ella contenida puede ser reproducida, vendida, traducida, transmitida o retenida en ningún tipo de sistema de almacenamiento o de recuperación de información sin el consentimiento previo por escrito del editor. Se ha hecho todo lo razonablemente posible para asegurarse de que la información contenida en la presente publicación sea exacta. No se acepta, sin embargo, responsabilidad alguna por cualquier perjuicio sufrido, de la forma que fuere, por cualquier sociedad o persona que confíe en la información aquí incluida.

Tampoco se acepta responsabilidad alguna por cualquier error u omisión o cambio en la información contenida en la presente publicación.

The information contained in this magazine is provided in good faith and believed to be accurate at the time of publication. Nevertheless, it is subject to error or omission, and the properties advertised are also subject to prior sale, price change or withdrawal from market. Legal diligence files are available for every property visited by a client. Energy certificates for each property are available upon request.

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Marbella’s Longest Established Real Estate Agency

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Marbella Property

MARKET REPORT 2015

By Christopher Clover

Christopher Clover has been writing about Marbella property for over 45 years.

This report was originally published in 2015. Panorama will be publishing a new report in the next edition of the Marbella Property Magazine in April 2016.

It is old news that the property market in the Marbella area is now surging, as we indicated would happen in the last three editions of our Market Report – the crisis has now ended. Even the national property market has had increases in prices in the last quarter of 2014 of 2.2%, the fastest pace since 2008 (source: National Statistics Institute.)

The big news in Marbella, however, is that sales volume surged in 2014 by over 28%, compared to the previous year and represents an increase of almost 77% compared with 2011 sales volume. That’s 12% higher than the sales volume for the pre-crisis year of 2007 (source: Spanish Ministry of Public Works.)

purchases in the Marbella area has enjoyed important year-on-year sales volume increases since 2012.

Outstanding growth figures in the sector Take a look at the table below and its corresponding charts.

These charts and figures show outstandingly strong growth since 2012. It is this significant and consistent year-on-year improvement that has made Marbella one of the leading cities in all of Spain in residential sales volume growth.

Prices of properties are still way below market peaks Indeed, the property crisis in the Marbella area is finally over, at least with respect to sales volume, which has been steadily increasing for three years. But the crisis is not really over with respect to prices, if you

While the Spanish economy has been suffering the effects of a deep economic crisis, demand for residential property

TOTAL NUMBER OF RESIDENTIAL SALES TRANSACTIONS IN MARBELLA Marbella Yearly % change

2006

2007

2008

2009

2010

2011

2012

2013

2014

4,432

3,568

2,116

2,199

2,389

2,259

2,519

3,115

3,997

-19%

-41%

4%

9%

-5%

12%

24%

28%

Source: Spanish Ministry of Public Works www.fomento.gob.es

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Marbella’s Longest Established Real Estate Agency

4500

Total number of residential sales transactions in Marbella

4000

3500

3000

2500

2000

1500

2006

2007

2008

2009

2010

2011

2012

2013

2014

Yearly percentage change in residential property sales transactions in Marbella

40%

30% 20%

10% 0%

2007

2008

2011 2009

2010

2012

2013

2014

-10% -20%

-30% -40%

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Marbella Property

MARKET REPORT 2015

are a seller: prices are still 15-25% below market peaks even in the most consolidated areas. Prices are even lower in less consolidated areas and at the low end of the market, where there will likely to be good deals for some time to come.

One should take careful note that higher priced properties over €1.5 - €2 million, when sold, are not always replaced with similar priced properties, indicating a potential shortfall in the best-priced, more expensive properties. This, combined with increased demand, has led to many owners increasing their asking prices, something we haven’t seen in years. Since the beginning of 2015 our agency has been receiving three or four price increases every week, along with price reductions by owners who are finally realising that their property was still overpriced despite the improving market.

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Reasons for the growth of the Marbella property market

A diversified source of buyers. The property market, as well as the economy in Marbella, is not strictly dependent on the national economy. At least 85% of buyers of Marbella property come from outside Spain, especially other European countries, where their economies are relatively strong compared to Spain, and their businesses are prospering. Whilst Spanish property buyers have been virtually absent due to the severe economic crisis throughout Spain, the foreign market has more than compensated for this.

Naysayers are silent. There are thousands of potential buyers who have been waiting for years for the right time to proceed with a purchase in Marbella and the major lifestyle change

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Marbella Property

MARKET REPORT 2015

that owning a property here implies. News that the crisis is over in the property market in Marbella has now convinced even the most diehard predictors of continuing market crisis that they had better move quickly before prices increase significantly. With the year- on-year sales volume increases in Marbella, the perceived risk of buying property now at current market prices has been eliminated.

A weak Euro. The weakness of the Euro has provided an additional incentive for purchase in Marbella for non- Euro zone based buyers. The Pound, for example, increased 14% over the past year, reaching levels not seen since 2002.

The Euro has also dropped to levels not seen against the US Dollar since 2002.

The Swiss Franc, with its revaluation in 2014, has also attained a record level against the euro.

Still low mortgage rates. With interest rates at record lows coupled with fierce competition among Spanish banks, there is plenty of motivation for purchasers desiring a mortgage.

Typical 20-year variable rates as of April 2015 are euribor (nominal rates) +1.70%, and fixed rates from 2.75%.

Relatively high yields compared to other types of investment.

The percentage return on bank deposits, especially for Euro and Dollar-based clients, is so low (even negative, for example, in Switzerland) that many are turning to alternative investments, even though not as liquid, which will provide higher medium-term returns. Of this larger group, many are turning to an investment in life-style which, combined

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Marbella Property

MARKET REPORT 2015

with a well-timed investment in property, solves two problems at the same time.

A safe location, a safe investment.

Marbella is regarded as a safe, quality haven within the protection of the European Union when compared to many other destinations today. There are literally hundreds of press articles published in the last six months touting good news about the strong recovery in Marbella and further evidence of the overall economic recovery of Spain itself.

Tourism statistics reach record for 2014 It is a well-established fact that in resort cities such as Marbella, tourism is the principle source of quality real estate clients.

With this in mind, consider the following: Tourists choose Spain. According to the Ministry of Tourism’s annual statistics, Spain achieved a record-breaking number

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of tourists, increasing to 64.9 million international visitors in 2014 or 7.1% more than 2013. Spain is now the third most visited country in the world, behind France and the United States. Spain’s Prime Minister Mariano Rajoy announced at the inauguration of the Spain Global Tourism Forum on 27 January 2015, that tourism now represents 12% of the Spanish GDP. Marbella tourism broke records in 2014.

According to the National Statistics Institute, in 2014 Marbella broke its previous record set in 2006 of number of hotel room overnight stays, reaching a total of 2,569,125 room nights. Of course, this figure does not include those staying in rental accommodation, which would easily increase this figure by at least 25%, nor does it include the hundreds of thousands of people considered “residential tourists” (tourists that own properties and live in them for part of the year).

Marbella’s Longest Established Real Estate Agency

Marbella Property

MARKET REPORT 2015 Who is buying?

The table below, provided by the national organization of property registrars, shows recent Spain-wide statistics that place the British market at the head of foreign buyers of property in Spain.

The UK market is still far in the lead, strongly recovering from prior years’ numbers, even though it has led the market solidly during the last decade (and ever since Thatcher lifted the dollar premium in 1978 and 1979).

The French market is probably, from our experience, the last European market to discover Marbella in significant numbers.

Although they have been present for years

on the Costa Brava, in the past the French were reluctant to drive much further south.

With an excellent motorway system now in place throughout Spain, and many direct flights from France daily, the French market for purchasing properties in Marbella has gradually improved, making the French major market players for the foreseeable future. The present fiscal situation in France is an added motivational factor for the purchase of a property in Spain.

The German market moved up to third place in the last quarter of 2014, ahead of the Russian market. This consistent market for Spanish property is due to a healthy economy and lousy winter weather, as in most of the northern European countries.

SPANISH HOUSE SALES TO FOREIGNERS BY NATIONALITY

Source: Registradores

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Marbella Property

MARKET REPORT 2015 The Russian market has been seriously damaged by the recent collapse of the Ruble and the Russian oil-dependent economy.

But demand will still continue for the higher priced properties by the many wealthy Russians who already have their fiscal residency outside Russia.

The Chinese market is buoyant in the rest of Spain and much of Europe, but Marbella has not yet seen an influx of more than a handful of Chinese purchasers, who so far have preferred, for the most part, either straight investments that don’t take into account life-style factors, or to purchase in a big city where they can step right outside and go shopping.

What are the types of properties in demand?

Fortunately there is a demand once again for properties of all types, especially for the property to refurbish and also for the more contemporary design, very well finished, fully-equipped home with all of the modern, electronic elements which were not available ten years ago. Gated communities are very popular. And referring to apartments and townhouses, communities with great common facilities (gym, heated pool, good security and administration) are also in demand.

What are the other indicators of the future of the property market, aside from sales volume increases?

Short supply of new or fully refurbished properties. The absence of new construction for the last 8 or 9 years, coupled with issues in planning permissions of the first decade of the century now behind us since the approval of the new General Plan of Marbella in 2010, has led to there being very few new products on the market in recent years.

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Marbella Property

MARKET REPORT 2015 New developments and projects. With the market having come back to life, not far behind are property developers who, in 2014, have snapped up most of the bargain prime development sites remaining in Marbella.

There are scores of new projects, large and small, currently being prepared to offer to a market which is, once again, beginning to buy properties “off plan”. These range from individual villa projects to entire apartment complexes. Several smaller projects of this nature which started offering properties in 2014, have already sold out, just as they are commencing construction.

Many international developers and funds are also teaming up with local partners in Marbella to take advantage of the substantial market growth which economic indicators predict. Building cranes are now once again appearing on the horizon. The wheel has turned, the cycle recommences.

Building licenses. Solid evidence of the above is the increase of new building licenses issued by the Town Hall of Marbella, which have increased by 77% comparing 2009’s full figures to the first 8 months of 2014 alone (the latest statistics published by the Town Hall at the writing of this report.)

This figure includes licenses with multi-unit projects counting only as one license. And it does not count the many projects where building licenses have been requested but not yet issued.

2014 represented a record year for large scale real estate acquisitions, increasing 330% over 2013 figures to reach a staggering 23 billion euros. of the sellers were either banks or property companies in crisis. 78% of the sales were made to foreign entities, including many investment funds.

Spanish buyers yet to fully join the recovery There is still some time to come before the recovery of the property market in Marbella can be considered complete, as an essential ingredient to full recovery will be the return of the Spanish buyers, who have been mostly absent due to the economic recession in Spain, and have been the foundation of the market in Marbella since its beginning, representing easily 35% of the market share in the years up to 2006, and today less than 15%. We estimate that this will not happen for another two to three years. We should

Large scale acquisitions. A further indication of the expectations with respect to the national market is that 2014 represented a record year for large scale real estate acquisitions (source: www.irea.com), increasing 330% over 2013 figures to reach a staggering €23.03 billion. Most of these sales were made to investment funds looking for potential investment yields far greater than those obtainable elsewhere, and most

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Marbella Property

MARKET REPORT 2015

note, however, that this process has already begun, with an increase in Spanish tourism of 20.5 % in Marbella in 2014, after years of decline, as announced by the Town Hall of Marbella in early 2015. There are also many other indications that the Spanish economy is recovering faster than most have anticipated.

There really is no place like Marbella This southernmost point in Europe provides the best climate of the whole Mediterranean Basin. Marbella has had no-nonsense, sensible development policies fostered by its founding fathers and first property developers over 60 years ago, comprising relatively low building volume and density, compared with the concrete jungles in most of the other coastal resorts of Spain.

These factors coupled with excellent municipal services and security, its wonderful infrastructure, over 40 golf courses within a 20 minute drive, tennis clubs, other sporting facilities of all types,

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3 leisure ports, and great restaurants, all combine together to make Marbella the only resort area on the Mediterranean with an active 12 month season, within which it has its high summer season, shoulder season in the spring and autumn, and low season in the winter. This is why Marbella attracts quality people from all over Europe and the rest of the world.

A new era of Marbella property growth There is an important conclusion with respect to the Marbella of today: those who have watched and measured the evolution of this area for many years believe, almost universally, that Marbella is at this very moment at the dawn of a new Golden Age. All other factors being equal, it will last for many years to come.

By Christopher Clover Copyright Š 2015 Panorama Properties S.L. All rights reserved

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An Estate

VOLUME 7

IN SIERRA BLANCA

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PUBLISHED BY PANORAMA, MARBELLA’S LONGEST ESTABLISHED REAL ESTATE AGENCY

As featured on our front cover

Marbella’s Marbella’sLongest LongestEstablished EstablishedReal RealEstate EstateAgency Agency

You wouldn’t think that such a thing exists – an estate in the exclusive gated environment of Sierra Blanca – but this magnificent property proves that it is possible to have over four acres at the base of Marbella’s iconic La Concha Mountain.

Text by Michel Cruz · Photography by Wayne Chasan

An International International Associate Associate of of Savills Savills An

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The vast lands of the estate take the spacious villa in an embrace that ensures privacy, seclusion and peace – while also safeguarding some of the finest views in Marbella.

To speak of a mansion can sound somewhat boastful, but what else would you call a home with 2,650 m2 of living space that finds itself surrounded by a private parkland estate?

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some of the finest views in Marbella.

Such villas are also variously called important properties or homes of distinction, but whichever title you prefer it is certainly rare amid all the luxury homes in Marbella to find such privacy, space and opulence within a few minutes of both the town centre and Puerto Banús.

Backing on to stunning mountain scenery, the main focus of the property is however set upon an entrancing 180-degree perspective of the Mediterranean shoreline. From its gently elevated position, the villa overlooks Marbella and the sea, tracing the curvature of the coastline all the way to Gibraltar and Morocco, where the Mediterranean Sea meets the Atlantic Ocean beyond the famous Rock.

Set among the foothills at the base of La Concha mountain, a classic Marbella icon outlined by clear blue skies and fringed by natural beauty, the villa knows no neighbours for it is surrounded by its own subtropical greenery. Almost 17,000 m2 of verdant grounds offer the possibility of adding several further guest homes to the property if desired. The vast lands of the estate take the spacious villa in an embrace that ensures privacy, seclusion and peace – while also safeguarding

Strolling through the lush grounds or ensconced within the terracing of a mesmerising 25 by 12-metre swimming pool whose infinity edge appears to merge with the sea on the horizon, you will be met with the varying shades of blue that define sea, pool and sky in this part of the world.

Flanked by rich greenery and kissed by the sun, it is a very privileged place to be as you inhale the fragrance of indigenous and semi-tropical blossoms.

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An estate within an exclusive community One of Marbella’s most exclusive residential areas, Sierra Blanca is a luxurious gated community characterised by grand villas and a small collection of small, highly exclusive apartment complexes set within deep greenery.

Build densities here are low, but even amid such a fine collection of homes this property stands out for its luxury, amenities and the land at its disposal. In such a prime location as this, it is a prime asset to have.

That this is a property of note becomes clear the minute the gates open to an impressive driveway that winds its way through private parkland scenery in the classic style. The entrance gate is imposing enough, but the forecourt has all the presence of a landed estate. Statuesque greenery, sweeping architectural lines and a sense of

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finesse surround the visitor as he or she pulls up before the home’s entrance.

It is in its space and diversity that this grand property leaves most Marbella mansions behind, offering the sheer variety of detail, outdoor settings and interior living environments that is restricted to only the very finest of homes. It would take days for the visitor to discover them all, indeed more. Look back as you walk towards the front door and you will discover yet more detail in intimate terraces and private piazzas – all framed by magnificent views of the mountains.

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Statuesque greenery, sweeping architectural lines and a sense of finesse surround the visitor as he or she pulls up before the home’s entrance.

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Stepping into a private world Stepping through the handmade iron gates you enter a private world of opulence and fine living as you cross the threshold into the villa’s interior spaces. It is a domain built around luxury and good taste, where the finest materials have been worked by hand to create doors, gates, archways, colonnaded patios and ceilings all taken to a higher level of artistry. The finest furniture, antiques and artwork find a natural home within this environment.

As you pass through an internal patio into the home, the eye is caught by the welcoming elegance of the grand salon, the main reception area of a villa that exudes the full refinement of its French colonial styling.

Everywhere are details confirming the quality of wooden doorframes, inlaid ceilings and flagstones that mark this as a special property. Leading off the main room is an intimate and cosy Moroccan salon whose orientalism

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Marbella’s Longest Established Real Estate Agency

invites a delightful flight of fantasy.

As in a classical mansion, this is not where it stops, and like its landed aristocratic counterparts this Marbella gem also features such unique areas as a colonial library with a distinctly feminine feel, counterpoised by the hunting lodge style masculinity of the study with classic billiards table. The two ambiences meet in the stunning formal dining room, whose dĂŠcor and sense of occasion are worthy of the very finest guests and catered for by a country kitchen equipped for catering.

The two ambiences meet in the stunning formal dining room, whose dĂŠcor and sense of occasion are worthy of the very finest guests ...

All rooms are reached through an elegant entrance hall whose imposing staircase leads to the private quarters on the first floor. Here you will find some of a total of seven sumptuous bedrooms and guest suites, each a private domain in its own right, complete with dressing rooms, terraces with panoramic views and marble bathrooms in the most opulent traditions. They form a perfect spot to retreat and enjoy total privacy.

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Exterior Spaces A home with such variety and detail offers a great many spaces in which to retreat, relax and socialise, be it under the shade of a tree, in the coolness of a covered terrace or the intimate tranquillity of an interior patio. The latter respects a tradition that goes back to Roman times, though the soft burble of its fountain is an intrinsically Andalusian feature whose effect is enhanced by the fragrance of lemons and almonds.

Outdoor dining – be it breakfast or dinner under the stars – is a distinct possibility, and though the property offers various equally tempting spots the covered dining terrace is perhaps the most enticing of all. From here you are just a few paces removed from expansive terraces, which flank a magnificent outdoor swimming pool that seems to drink in the sea and sky views. Take a few steps beyond and you find yourself amid natural and floral bounty at a few minutes from Marbella and its beaches.

It is spot made for relaxing and entertaining, though the property also offers every opportunity to enjoy more active diversions, with a private tennis court, and a professional gym complete with sports bar.

This area also links up with an extensive wellness

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spa and entertainment rooms that include sumptuous Turkish baths and whirlpool, sauna, treatment rooms and one of the most impressive heated indoor swimming pools in Marbella.

The mansion is completed by its very own piano bar and what must be the most elegant home

Marbella’s Longest Established Real Estate Agency

cinema in the region – making it the kind of home designed to perfection for people who demand the best in quality and appreciate the finest things in life. Indeed, for those who wish for a private estate close to the heart of Marbella, Puerto Banús and Mediterranean shores this is very much a property of distinction.

Ref: 7853 Price on application. Offered for sale by Panorama - Tel: +34 952 863 750

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Savills & Panorama

A SUCCESSFUL PARTNERSHIP Savills, with over 600 offices around the globe, is one of the world’s most distinguished and powerful real estate networks.

By Alex Clover Panorama is proud to say that its exclusive association in the greater Marbella area with international real estate firm Savills has been a success and provides important added strength and market coverage to both companies.

Why Panorama chose to join forces with Savills Panorama has been a real estate leader in Marbella for decades, on par with the best real estate agents in luxury markets around the world. As strong brands are always drawn to one another, it is only natural that companies prominent in their respective markets would wish to collaborate closely, and in 2014 Panorama and Savills formalised a relationship in which their shared values and resources are harnessed.

Savills knows “real estate”: many of the offices bearing the Savills name are owned

by Savills themselves, making Savills a real estate agency and not just a brand. Almost all of the Savills team leaders have at some point worked directly in real estate sales. We speak a common language, and Savills has encouraged our ideas and contributions from the very beginning. Therefore, Panorama identifies not only with the way Savills works and their professional values, but also with

the exceptionally high level of professionalism and customer care that Savills looks for in its associate agencies.

What this collaboration means to Panorama clients Although Panorama enjoys a highly respected position in Marbella, which is of substantial value to Savills, the association greatly broadens Panorama’s international scope and capabilities – increasing the international exposure of our property inventory. There are now over 600 Savills agencies and associates around the world working as satellite offices of our company, which enable Panorama to market Marbella properties to any of the 48 countries where the Savills offices and associated agencies are located. Naturally, it also means that we can offer first-class real estate in the most desirable spots around the world to our clients.

Together, the international recognition of the Savills brand and the local recognition of the Panorama brand in the greater Marbella area act as a guarantee of quality, service and know-how that focuses on Marbella but carries the strength of a global network behind it.

Savills is an international real estate advisor established in London in 1855. Savills enjoys a rich heritage with unrivalled growth and has over 600 offices and associates throughout the Americas, Europe, Asia Pacific, Africa and the Middle East and is listed on the London Stock Exchange. Please visit www.savills.co.uk and www.savills.com for more information.

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Marbella’s Longest Established Real Estate Agency

With 600 offices globally, we put your property within the world’s reach.

Savills International 33 Margaret Street London W1G 0JD +44 (0) 20 7016 3740 international@savills.com

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Marbella DREAMING “We’ve all heard about California Dreaming – but a sumptuous contemporary villa like this represents a Marbella dream come true.”

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Marbella’s Marbella’sLongest LongestEstablished EstablishedReal RealEstate EstateAgency Agency

This article was previously published in the January 2015 edition of Essential Marbella magazine

By Michel Cruz Speak to any good architect, real estate agent or interior designer and they will tell you that a beautiful property is far more than the sum of its elements. More indeed than just fine masonry, landscaped gardens, beautiful materials and a long list of amenities – more even than a home, its quality lies in the lifestyle it not only makes possible but actually conjures up. In the foothills of the exclusive private country club of La Zagaleta – one of the most select of its kind in Europe – lies a modern estate that represents the very best Marbella has to offer. Set on a hectare of land, it is surrounded by manicured private grounds that create a personal park-like setting framing open views to the Mediterranean

Sea. In classic Marbella tradition, these stretch all the way across to the shores of North Africa, at the point where they almost touch Gibraltar at Europe’s southern end. To call this six-suite villa encompassing 1,150 m2 of built space a mansion is no exaggeration, and in truth it is an impression that is formed as soon as you pull up before the property’s imposing portico, which blends Neoclassical overtones into its contemporary architecture. Doing so at dusk or in the evening, as the entrance is bathed in soft lighting, is even more impressive – and makes you eager to find out what lies within. Quite apart from aesthetic issues, good design is also reflected by proportions that please the eye An International International Associate Associate of of Savills Savills An

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“...uncluttered, open-plan rooms that flow into one another and a clean design language...”

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Marbella’s Longest Established Real Estate Agency

and are in balance with their surroundings – in this case spacious, landscaped grounds whose palm trees and Mediterranean flora evoke the privileged setting of the villa. Inside, luxurious modern materials such as large stone tiles, chrome railings and fine leather harmonise with touches of solid wood, soft-toned walls and large-fronted glass windows that invite panoramic views into the home. Together with uncluttered, open-plan rooms that flow into one another and

a clean design language, the effect is modern and refined with classical undertones of elegance.

From the moment you pass through the imposing front door, the eye is trained along a mesmerising perspective that runs through the villa and out past the expansive outside terrace down the rightangled swimming pool to where its outline merges with the horizon. Here turquoise meets the azure of the Mediterranean and the deep blue of Marbella skies.

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“To call this six-suite villa encompassing 1,150 m2 of built space a mansion is no exaggeration.”

design and home comforts come together in this award-winning décor, which won its owners and creators the European Property Awards’ 2011 Best Residential Property Interior Spain. Having searched across the Marbella area for the kind of home that would embody their sense of style and the lifestyle they sought to enjoy, the owners found the answer in La Zagaleta – or more specifically, in the complete reconstruction of an older property in one of its finest locations.

Creating a privileged lifestyle

“The best plots are always the first to go, so it made sense to rebuild in this spot,” says the owner, who created the design for the home together with Marbella architect Marcos Sáinz.

Indeed, he had a largely level plot to work with, as well as a blank sheet on which he could create the kind of living environment that personifies contemporary style and sophistication while offering privacy, security and stunning panoramic views across the coastal region and the sea. “In designing this villa, we wanted to steer away from traditional styles and layouts, yet also not create the archetypal square, white modern villa.”

From the entrance hall – bathed in natural light – you step into a stylish yet welcoming living room that leads out on to the spacious terrace with its lounge and dining areas in a manner that allows for the merging of interior and outdoor living areas. It is an open flowing space where rooms are connected yet intimate and comfortable, creating areas you just want to spend time in. The main living room features a stunning modern fireplace set against a glass wall feature that resonates well with the stylish contemporary décor, velvet Fendi sofas and accompanying works of art. Haute

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Marbella’s Longest Established Real Estate Agency

Instead, he used soft tones to instill a warmer, more homely feel that adds solidity to the villa’s modern lines. This is particularly true of the home’s central living area, where the main lounge leads on to a more informal sitting area with a Blue4HD multimedia system and bay windows whose light reflects off an Enzo Catellani sphereshaped lamp. Directly connected to the open-plan Danespan kitchen with Gaggenau appliances – itself endowed with a dining area – the family room is also linked to the large covered terrace that, surrounded by manicured gardens, flows on to a stylish swimming pool bordered by an equally attractive chiringuito, as its creator describes it.

Here you can dine, relax and entertain in a style more akin to a beach club but with all the informal charm of your own private chiringuito beach bar – all the while spoiled for choice of views across the property to the verdant mountains rising up behind and the land that slopes down towards the Mediterranean shoreline.

It is an imposing villa indeed, but also one designed as a comfortable home and, as its owner says, its value lies not so much in a standard checklist of amenities but in the creation of areas you simply want to spend time in. That, after all, is the definition of a true home.

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Contemporary pleasures The ground floor level furthermore features a large master bedroom suite with sumptuous bathroom and Jacuzzi, a stunning dressing area, fireplace and direct access to the pool and entertainment area. From this opulent place of private retreat – whose heated marble floors are a feature replicated throughout the property – you can step straight out into a landscaped area enveloped in greenery and views, where you will find not just a heated swimming pool but also an outdoor Jacuzzi and the stylish chill-out area mentioned above.

The décor is clean and uncluttered, the furniture pieces large, luxurious and comfortable – with soft leather sofas and chaises longues enhanced by ambient lighting and fine art details. The private quarters on the first floor reveal a further four bedroom suites fitted with noble wooden floors, a study made for a gentleman and a welcoming private cinema room that marries fine comfort in glorious leather chairs with Imax spec audiovisual equipment and sound quality. It is merely

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“Soft tones instill a warm, homely feel that adds solidity to the villa’s modern lines.”

a step up from the integrated music system and Domotics-operated entertainment equipment found throughout this 21st century mansion. Two levels down you will find a beautifully equipped games room whose styling has more in common with a trendy Vodka bar than a mere children’s playroom or male den. Rather than a room tucked away for occasional use, this multifunctional area is designed to bring the family together in one place, featuring tasteful sitting areas, a large bar, home cinema system, modern pool table and other entertainment pieces. Close by are a fully equipped gym and a private spa with sauna, Turkish bath, massage room, showers and dressing area – all designed to create spaces in which you feel special.

To such facilities are added a six-car garage, laundry room and a fully independent apartment that can be used as staff or guest accommodation, completing a villa with many classic Marbella lifestyle elements that are brought fully into the 21st century thanks to a design that is modern yet warm and homely. “In

many ways this villa is the culmination of other properties we have built, restored and decorated,” says the owner, “so it harmonises our experience, sense of aesthetics, the location, views and natural surroundings – and above all, what we consider to be the ideal Marbella lifestyle in which to enjoy indoor and outdoor living, and great home comforts in true style.”

Ref:7178 – Price on application. Offered for sale

by Panorama – Tel: +34 952 863 750 An International Associate of Savills

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Finding & Buying A PROPERTY

By Christopher Clover

Finding a property The Internet has become by far the most useful tool for those looking to buy properties and a net-based property search is usually the first step taken by any potential buyer.

But, is it the right second step, once one sees a few desirable properties on several sites, to contact and make appointments with all the agents offering those properties, agents you don’t know or may not have even heard anything about, some of whom do not even identify themselves correctly on their sites?

Perhaps another option to consider, even while looking at everything on the net, might be to seek out as a first priority a really qualified, experienced agency to work with that has a large direct inventory of the kind of property you are looking for. There are several great agents in Marbella to choose from, many who have outstanding credentials, long experience, excellent product and area knowledge, and adhere strictly to the agents’ code of ethics. Additionally, choosing such an agent will assure that they pull out all the stops to spend plenty of time with you to get to know you and your special requirements as well as possible, sharing with you their market knowledge and recent comparable sales actually made, and who will eventually find just the right property for you. If it’s not in their own inventory they will go out and find that special property through their colleagues in other agencies on a commission-sharing basis.

Choosing a lawyer Panorama always recommends that purchasers of property in Spain retain a

qualified solicitor to represent them and qualified financial advisors to deal with tax issues. Once you have made a decision to purchase property here, even though you may not have found that special property yet, establishing a relationship while you are in Marbella can be immensely useful if you start negotiating a purchase after returning to your country of residence, as it is clearly more difficult to choose a lawyer long distance.

Getting the basics into place Having a lawyer, NIE number (a number issued to foreigners in Spain) in place, and bank account opened strengthens a buyer’s position when negotiating as he or she can put down an immediate deposit if an offer is accepted, since all the other details will have been taken care of already.

Negotiating a purchase A good agent will also be immensely helpful to you in negotiating the purchase of a property you are interested in buying. It is important to remember that if your offer is continued on next page >>

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Marbella’s Longest Established Real Estate Agency

Property Purchase Costs TRANSFER TAX (I.T.P.)

Scaled at

Payable by the buyer for the purchase of any Real Estate (villas, flats, land, commercial premises, garages), provided the vendor is not a developer or normally trading in the business of resale properties. If the “minimum fiscal value” of the property as per the Regional Government, is greater than the price, then the minimum fiscal valuation applies: 8% is applicable up to the amount of 400,000€ or 30,000€ in the case of garages except those belonging to the dwelling and with a maximum of two; 9% is applicable to the amount between 400,000€ and 700,000€ or between 30,000€ and 50,000€ for garages; 10% is applicable to the amount exceeding 700,000€ or 50,000€ for garages.

8% 9% 10%

VAT AND STAMP DUTY

Villas, apartments, or a garage that is annexed to an apartment or villa, where the vendor is a developer, promoter or habitual trader for brand-new properties.

First sale or resale of parcels of land, and for the first sale of brand-

new commercial premises where the vendor is a developer, promoter or habitual trader or a company.

NOTARY AND PROPERTY REGISTRY FEES The cost increases according to the number of pages or complexity of the title deed, and value of the property.

10% + 1.5% 21% + 1.5% +/- € 3,000

MUNICIPAL ADDED VALUE TAX (PLUS VALÍA) This can be as little as a few hundred Euros or as much as many thousands of Euros on a property with a lot of land that has not changed hands in many years. It is a tax by the town hall based upon the increase in the index value of a property between the year of purchase to the year of sale. This tax corresponds, by its nature, to the vendor who is responsible for its payment, unless otherwise negotiated.

LAWYER’S FEES These are in the order of 1% of the selling price, more or less, depending on the lawyer and the price of the property.

1%

SUMMARY The total official costs involved in purchasing a constructed residential property should be around 10-11% for resale properties or around 12% for new properties if VAT is paid on the purchase price, plus lawyer’s fees.

An International Associate of Savills

35

Finding & Buying A PROPERTY

too low it will not engage the interest of the seller, and might actually prove counterproductive.

An articulate offer will generally capture the attention of a vendor. We recommend getting all your points together, rather than negotiating “piece meal.” Make your offer in writing if possible (of course, subject to contract). Points to include are not only the price, but also the deposit amount and when you are prepared to pay it, when you are prepared to complete the transaction, what you understand to be included in the price (for example furniture and fittings if applicable), and an often neglected point – that all technical equipment and installations should be in good working order. Also, if you have a second choice property you should certainly advise the vendor of this fact.

Your lawyer can also be consulted during the negotiation to ensure that the terms of the offer meets his or her legal criteria, and on occasion will also become actively involved in more complex negotiations.

The purchasing process Actually purchasing a property in Spain is a relatively straightforward procedure.

The “last word” in property ownership

36

is the property registry, which will show immediately if the seller owns the property free of liens and encumbrances. Most frequently, unless an immediate payment of the full purchase price is made, a private contract of purchase is drawn up wherein the details of the purchase are reflected – the legal description of the property, purchase price, form of payment, date of completion, date of possession, etc. Upon signing the private contract, a payment on account of the purchase price is always made which can vary substantially according to the terms of the sale and the date of completion. A quite normal deposit for completion within 30 to 60 days would be 10% of the agreed purchase price.

New properties which are unfinished obviously are paid for over the construction period, and all payments on account before finishing must be guaranteed, according to LAW 38/1999, by a bank or insurance company: if the property is not finished by a certain date, a purchaser has the right to reclaim the monies paid, plus legal interests.

Additionally, another law obliges the property developer to arrange a ten year insurance policy with respect to any basic building defects with the purchasers as beneficiaries.

When the entire purchase price is paid for the property, the seller will issue the public deed of conveyance (escritura) to the purchaser, free of liens and encumbrances.

This deed is issued before a Spanish Notary, is passed from the notary to the tax office to be assessed for Transfer Tax if the property is a resale or second hand property, or assessed for Stamp Duty if the property is sold directly by the developer. It’s then presented to the Property Registry for inscription. A provisional inscription in the registry is made immediately upon issuance of the deeds.

Marbella’s Longest Established Real Estate Agency

Paradise FOUND

38

Marbella’s Marbella’s Marbella’sLongest Longest LongestEstablished Established EstablishedReal Real RealEstate Estate EstateAgency Agency Agency

www.panorama.es

+34 952 863 750

Located on a private hilltop in El Madroñal, a gated community with 24-hour security just above the La Quinta golf course, and less than a 10 minute drive to Puerto Banús, lies one of Marbella’s true jewels.

It is not often that a property comes on the market that combines the most amazing views with true quality craftsmanship. “I have spent my whole life in the building industry and built all kinds of property. I wanted to build something very special for myself,” says Jan Kamphuys, owner of Casa

Los Naranjos.

The stunning 5-bedroom mansion, with separate 3-bedroom guest house, has some of the most amazing views ever to be seen from a

Photography by Wayne Chasan Copyright 2015 Panorama Properties SL +34 952 863 750

www.panorama.es

An International Associate ofofSavills Savills An AnInternational InternationalAssociate Associateof Savills

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“with uninterrupted views to Marbella’s La Concha mountain...”

property in southern Spain, with uninterrupted views to Marbella’s La Concha mountain, the eastern Marbella coastline, overlooking the Mediterranean and the northern coast of Africa to the south, and the Strait of Gibraltar to the west. “The view is fantastic from here,” says Jan, “I looked for a plot like this for a long time, it is unusual – on a mountaintop, but also flat, and with a foundation of solid rock underneath the entire plot.” The plot itself is extensive, over 8,300 m2 surrounded by lush Spanish countryside.

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A beautiful driveway leads to a magnificent courtyard with fountain, with the main house on the right and to the left a guest house with its own entrance gate. “The requirements were for a neoclassical style with large open areas and dimensions, and tall ceilings that really let lots of light and the amazing views into the home,” recalls architect Manuel Burgos. “The result was a practical yet very harmonious project that I remember was also an exceptionally smooth process to complete.” The main property has over

Marbella’s Longest Established Real Estate Agency

“I looked for a plot like this for a long time, it is unusual – on a mountaintop, but also flat, and with a foundation of solid rock underneath the entire plot.�

Casa Los Naranjos has endless possibilities for outdoor entertainment within its gardens and over 500 m2 of terraces.

1,400 m2 of constructed area distributed over 3 levels with lift, and the guest house an additional 325 m2.

Featuring beautifully-appointed living and dining areas, the main house also features on its ground level an amazing spa area with indoor heated pool, Turkish bath, sauna, massage room and gym, most of the rooms on this level enjoy spectacular views and direct access to the beautiful garden. On the upper level the enormous en-suite master bedroom opens up to a beautiful terrace and a further en-suite guest bedroom. A 3-bedroom independent apartment is also on this level with a further enormous terrace with spectacular views to the coast. The lower

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level of the main property features a wine cellar, an extensive storage area, and the machine room.

Both main property and guest house feature underfloor heating in most of the rooms. With ample parking space outside, the property also offers garage parking for a further 5 large cars.

Casa Los Naranjos has endless possibilities for outdoor entertainment within its gardens and over 500 m2 of terraces. “I have been very happy here, and I return the favour to it by treating it and maintaining it with care”, says Jan. Maintaining the warmth of a family home, this is truly an impressive property in every sense of the word.

Ref:7881 Price: €4,950,000. Offered for sale exclusively by Panorama - Tel: +34 952 863 750

Marbella’s Longest Established Real Estate Agency

Love, love will take you there...

MARBELLA M A L L O RC A IBIZA MADRID VA L E N C I A B E I RU T JEDDAH

www.grupocappuccino.com

CAPPUCCINO MARBELLA C/ de José Meliá S/N · T. 952 868 790 (Hotel Gran Meliá Don Pepe)

Investment Properties

& CONSULTING ASSIGNMENTS With the market coming back to life in the last couple of years, Panorama has reopened its investment department, to professionally broker the sale of development land, apartment complexes and hotels throughout the Costa del Sol, but concentrating on the greater Marbella area.

Major international investors and developers are now visiting Marbella every single week looking for quality projects in which to invest, and many of the best prime properties that were available at low prices have already been sold in the last year.

Heading Panorama’s Investment Department is Juan Loureiro. Juan has a Master’s degree in Real Estate Development and Planning and more than 20 years’ experience in private sector investment purchasing, consulting and development and intimate knowledge of land, landowners, and planning procedures in Marbella, Benahavis, Estepona, west of Estepona, Mijas, and Malaga city. He is backed by Alex Clover, who has excellent local knowledge and contacts, as well as Panorama’s support team. Both Juan and Alex work in close cooperation with Panorama’s owner and Managing Director, Christopher Clover, who has also deep experience in this sector of real estate.

The activities of this department are:

Brokerage of investment properties for sale on the Costa del Sol We believe there is a certain urgency for any major investor or developer, to proceed sooner rather than later in any type of significant investment in the Marbella area, due to the accelerated activity of many organizations that are already here and who are actively researching the market and

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purchasing the stock of prime properties available in this category.

Real estate consulting Panorama performs consulting services in conjunction with a specific mandate by a client involving a defined purchase objective.

• An integral part of our mission Panorama considers the services that it provides in consulting to go hand in hand with our representation of a potential buyer.

We have excellent knowledge of our market, which is one in full process of transformation of tendencies, tastes, designs and prices after the crisis that has been left behind us.

• Market and due-diligence studies The Marbella market is not very adaptable to studies performed on a National basis by large companies, and published statistics about individual sales are not readily available or included in many of the statistics published by the Spanish government.

In conjunction with a specific buyer’s mandate, Panorama provides market studies for development land. With specific unit types, we include everything on the market currently in that category, and a study of comparable properties similar to the type of product to be built on that land. Panorama’s consulting division includes assignments involving full due diligence investigations and reports relating to specific properties a client is interested in purchasing.

Marbella’s Longest Established Real Estate Agency

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45 Years IN MARBELLA MORE THAN A CENTURY IN REAL ESTATE! You might say that no-one knows the property business better, for not only is Panorama the longest-established real estate agency in Marbella, its owner Christopher Clover continues a family tradition in real estate that goes back over 110 years!

By Williston H. Clover with Belinda Beckett and Michel Cruz His father, the late Williston ‘Bill’ Clover, established a highly successful estate agency in Charlottesville, Virginia, named Clover Realty that specialised in the sale of farms and important historical estates. He opened his agency in 1952 and during over forty years he built a reputation as one of the most prominent professionals in his field within this prosperous historic town surrounded by the lovely countryside of Albermarle County.

The birthplace of Thomas Jefferson, it is an area known for its exclusive properties and the prestigious University of Virginia – from which Chris graduated with distinction in 1969, as did his son Alex, in 1998.

But the tradition goes back even further.

Though Bill Clover was a remarkable man in his own right – an accomplished athlete, Black Angus cattle farmer, tennis professor, a designer and builder of beautiful homes, and a property developer – he too built his business on foundations bequeathed by the previous generation. Bill’s original partner had been his dad, Burtt B. Clover. B.B. opened his first real estate agency in Chicago

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in 1904, and went on to an important role in his development of the town of Itasca in the newly expanding suburbs of Chicago in the early 1920’s.

Having helped to put this once small village on the map, B. B. Clover was a seasoned real estate professional well-versed in both the development and sale of private homes at a time when Frank Lloyd Wright was also making a name for himself in Chicago. As one of the very first golf course developers in the United States, B. B. was a design pioneer in his own right.

From Clover Realty to Panorama International Clover Realty is still a prominent name in Virginia real estate, but when Bill Clover bought a Washington D.C.-based agency called Panorama International in 1968 he immediately started laying the foundations for an unheard of expansion across the Atlantic. In fact, Panorama had been the first agency to offer international properties and developments for sale to investors in the

Marbella’s Longest Established Real Estate Agency

Burtt Byron Clover, in 1904

Bill Clover, Chris’ father in 1937

Ceci, Beverly, Bill and Billy Clover, 1944

The three generations in 1961

Burtt Byron Clover played an important role in the newly expanding outskirts of Chicago An International International Associate Associate of of Savills Savills An

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The Clover Realty team, 1960 US, with a focus on Mexico, the Caribbean, France, and Marbella, Spain, where Bill Clover commenced a brave new venture by opening an office in 1970.

Marbella was already internationally renowned as a luxury “jet set” resort destination at the time, having earned a fame that spread beyond Europe to the United States. “The original idea was to primarily service American buyers and investors interested in this area,” recalls Chris, “but soon we had built up an international clientele based mostly in Europe that reflects the cosmopolitan nature of Marbella”.

Chris moved here in 1973 with his first wife Kirsten to head up the rapidly expanding new ‘foreign office’, and it didn’t take long for him to fall in love with Marbella himself and set down roots here. “Those were the days when you had to ring the operator in Malaga and sometimes wait all day to get an international call through. The main link to the outside world was our cherished telex machine” recalls Chris.

“We were the first real estate agency to organise property inspection flights to the

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Costa del Sol, bringing in clients gathered through exhibitions and our extensive associate network in the United States at the time, and when people saw the setting, the lifestyle and the Andalusian culture they too were sold.” On one memorable occasion, Chris and his sales team received a charter plane of 120 people comprising 75 ‘buying units’ to whom they made 49 sales that week – mostly of apartments and villas in Nueva Andalucía and Bahia Dorada in Estepona, priced at between $5,000 and $30,000. “My father showed great foresight in targeting Marbella as the jewel in Europe’s second home market” says Chris.

Two years after Chris arrived, the worst recession since the war forced the Washington office to close. Brother Bill took over the Mexico City branch and became a top consultant in property development and financing, active in over 65 countries.

Chris and his first wife Kirsten stayed on in Marbella to develop the local business, already well underway, enjoying focusing on higher-end properties and clients rather than the property inspection tours.

“We have always worked very hard but we were also always accompanied by a lot of good luck,” says Christopher. “During the mid-1970s we were introduced to members of the Saudi Royal Family and other important individuals from the Middle East and sold them and their friends many properties at the time.” Since that time Panorama has become a name synonymous with quality real estate in southern Spain.

His brother Bill, meanwhile, had taken over Panorama International’s Mexico office to

Marbella’s Longest Established Real Estate Agency

Chris and brother at a cattle exhibition, 1958

Iberian Daily Sun, 1973

The Shamoons, Chris & first wife Kirsten and the Corners, 1977

Top: US advert, 1971 Above: Panorama newspaper advert for Mallorca property, 1970 Left: First Panorama advert, 1970 An International International Associate Associate of of Savills Savills An

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develop it into a leading international resort consulting, marketing and finance company that has been active in over 65 countries across the globe. Bill is still very active and his company is currently based in San Antonio Texas. Chris and Bill still exchange clients and advice on a regular basis.

From early, pioneering beginnings in Chicago through the exclusive estates of Charlottesville, Virginia, to the successful modern luxury resort and real estate firms in San Antonio and Marbella, the Clovers have built on a wealth of experience and knowhow to contribute to the development of their home markets.

A name synonymous with Marbella real estate The facts are impressive and speak for themselves, providing the kind of reference to longevity and success that only very few

real estate companies can boast. It is fair to say that the Clovers have real estate coursing through their veins, but even more importantly, they have all been larger than life characters who have made an impression on their profession and their environment.

Today, having celebrated 45 years in Marbella real estate, Chris runs Panorama with his children Alex and Katinka, who are taking the family trade into its fourth generation, and the Panorama team covers sales of villas and apartments, investment properties, real estate consulting, rentals, and property administration.

“Even though we live in a rapidly changing world full of new realities and challenges, it is a great privilege to build on my family’s rich tradition of expertise, service and integrity,” says Alex Clover. Together with his sister Katinka, Alex learned early on that, while good marketing, sales and property

Marbella in the 1960’s (picture postcard)

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Marbella’s Longest Established Real Estate Agency

Chris, his father, Alex and Katinka, 1984

The late Bill Clover, Chris’ father, 1985

Marbella in 1970, Photo by Pedro JaĂŠn

Chris in Puerto Banus, 1982

Chris and work friends, 1984 An International International Associate Associate of of Savills Savills An

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listings are the cornerstones of the industry, only personal levels of service, efficiency and professionalism are what ultimately make the difference. “It’s how clients become friends that trust in you and are pleased to refer you to others.” A longstanding presence, a respected name and offices in prestigious locations on Marbella’s Golden Mile, combine with the desire to evolve along with the times. “Real estate marketing today is very different from what it was in years past,” says Alex. “In fact, the rate of development is so great that what applied only ten years ago is no longer applicable today, so it takes consistent daily effort not only to track and apply where necessary the latest trends in advances in real estate business and technology, but also, to do our best to lead the way.”

Having thrived in prosperous times and successfully weathered many recessions, Panorama has always maintained a balance between the resources of a sizeable agency and the personal touch of a family run business. Today, as Panorama finds itself at the beginning of a new period of growth in this region, 26 professionals are engaged between the two Panorama offices, reflecting the multinational nature of Panorama’s clientele with their broad professional and linguistic skills.

“Combined, we speak twelve different languages,” says Chris Clover, who takes pride in the fact that Panorama has been a constant reference to quality and service within an industry that can be turbulent at times. “We have a personal and corporate commitment to Marbella, our home.”

Indeed, both as a company and in his private

“...it is the pillars of experience, consistency, dedication, market knowledge and professionalism which will make any business stand the test of time.” capacity, Chris has been keen to make a civic contribution to the town that has become his home. He has been an active member of the Rotary Club of Marbella and has contributed to a great many cultural and charity initiatives over the years, passionate to make this beautiful place even better.

More than anything, Chris has been one of the most consistent and dedicated promoters of Marbella itself. But “it’s the incredibly interesting people from all over the world that we meet and serve professionally that makes our profession so especially rewarding and has been my greatest source of personal enjoyment,” says Chris.

Chris summarizes: “Success comes in many forms, but it is the pillars of experience, consistency, dedication, market knowledge and professionalism which will make any business stand the test of time. The values of a family and our profession, as taught by my father to me and by his father to him, are the basis for any success that we may have had.

Honesty, fair and transparent dealing, and a penchant for perfection are fundamental ingredients. Little by little we have gathered together the best team of champions in our field we have ever had, including our support team, which is perhaps the most fundamental reason for our success and longevity.”

This article combines an interview by Belinda Beckett published by Essential Magazine in 2010, with a recent interview

by Michel Cruz.

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Marbella’s Longest Established Real Estate Agency

Chris on the cover of Social Life, 2008

Chris & Bill, 2008

Chris and his wife Jovita, recently

Chris with Alex and Katinka, 2010

The Panorama Team, 2015 An International International Associate Associate of of Savills Savills An

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THE MARBELLA PROPERTY

Seller’s Guide

Selling one’s property is an art. The property market in Marbella has always been competitive and sellers with less experience might achieve far better results if they take advice from experienced professionals.

By Alex Clover This brief article is intended to share some essential points about selling properties, based on our own experience of more than 45 years.

Marbella is not a big city like London, Madrid or New York with a captive market within 50 kilometres of the centre. Instead, it’s a small city with a mostly secondary housing market and a buying public spread out all over Europe and the world – a subtle but important nuance.

Most buyers are not looking for a primary residence here, but a second or even a third home. This makes Marbella real estate less of a need and more of a luxury in which people are not drawn to property close to centres of work but to the quality of life a property can offer them.

As a result, one characteristic of a secondary housing market is that especially luxurious properties can take a longer time to sell, though in our experience this is considerably shorter where both buyer and seller are serious in their intent.

Establishing an asking price The most important thing to establish is a ‘sales strategy’, at the heart of which is the asking price. In other words, if you ask too much for your property, people will not even

54

bother to view and it will linger unseen.

Ask too little for your property, and you are potentially throwing away money.

The right asking price is perhaps the most essential ingredient in the art of selling real estate and is the result of thorough market research. Do not opt for the figure you would like to hear, find out the true market value, taking into consideration: what sales of comparable properties have been accomplished, and at what price? What are other owners with similar properties asking?

The more unique a property, the more an owner can ask for it and the stronger they can negotiate when trying to seal a deal. The less unique a property, the more the owners are going to have to resign themselves to the fact that there is a large supply of similar properties, and that they will have to price it competitively.

Avoid quoting a ‘net’ price One thing to avoid, if you intend to use agents to market your property, is listing on a net basis, where you want a fixed sum with the agent’s commission added on top. What will happen is that you can end up with a property marketed at several different prices, leading to confusion among potential buyers.

Wise sellers will form a team with their

Marbella’s Longest Established Real Estate Agency

“The right asking price is perhaps the most essential ingredient in the art of selling real estate and is the result of thorough market research.”

agents and protect their agents’ commission, as they too expect to be protected and advised by their agents, and fix one sole asking price for the property, inclusive of commission.

agency will propose a coordinated strategy based on its experience and adapted to the specifics of your property. This will include the creation of quality marketing material and targeted promotional campaigns.

Exclusivity or not?

A responsible agent will try to avoid taking a sole agency unless he sincerely feels that the asking price is correct and that he or she is truly capable of selling the property within the time frame allocated. Providing agents you trust with easy access to the home is important in order not to lose potential buyers, though a good agent will screen interested parties first. They will also offer advice on how best to present the property for viewings and approach the negotiation process.

Should you give an exclusive sales agreement to an agent? If you are an absentee owner, or if you don’t feel like playing a co-ordination role among various agents of varying ability, granting exclusivity to a leading agent can make your life a lot easier.

It also provides the agency in question with the confidence to fully dedicate its energy and resources to the marketing and promotion of the property. A professional

An International Associate of Savills

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Commission Rates The standard agency fee in a resort area such as Marbella is 5% plus VAT, which covers the marketing, promotion, and listing of properties and the arranging of viewings, follow-up with prospective buyers, property searches, providing background information and support throughout the buying process and beyond. Agents don’t give keys out to clients, they always show properties personally and they will spend a great deal of time in their efforts to find the right buyer.

Frequent comments by sellers: “My property has been on the market for months and I’m hardly getting any viewings.”

The only times this might be considered to be normal is if your property would only be of interest to a small cross-section of buyers – or if it is overpriced. If neither applies your property is not getting enough market exposure. Our advice: speak to your agent or

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seek the advice of another well-established agency with a good reputation. An accurately priced and marketed property should be getting a regular stream of clients viewing it.

“All the clients that agents bring to my property are time-wasters.”

Are they really? If you are getting lots of viewings and no offers on your property, chances are your property is not as unique as you’d like to think it is. It likely needs to be reduced in price or perhaps you could consider making market-driven renovations in order to increase its appeal. And always remember, selling a property in many ways is a numbers game. The more people who view it, the better chance there is of one of them falling in love with the property and buying it.

“I really need to sell my property now.”

If you need to sell your property within say two to three months, you need to be prepared to price it at a heavy discount

Marbella’s Longest Established Real Estate Agency

“Wise sellers will form a team with their agents and protect them, as they too expect to be protected and advised by their agents, and fix one sole asking price for the property.” when compared to similar properties on the market. This is when you really need a very knowledgeable agent working for you who can suggest the price that will achieve the sale.

“How much negotiation room should I build into my asking price?”

With the help of your agent we recommend pricing the property taking into consideration not only similar asking prices, but also prices at which similar properties have actually sold. Many buyers are very knowledgeable today and will recognize a realistically-priced property, but bear in mind that few will want to pay the full asking price, so leave some room for negotiation.

OTHER TIPS FOR SELLING YOUR HOME: Your property should be presented in its best light First impressions count. When agents take clients to view your property, ensure that curtains and shutters are open to let lots of light flood the property.

Check your agent’s website to see how your property is presented, in terms of the photographs, the description and the accuracy of the information provided.

While photography should be representative, it should also present your property as well as it can, enthusing potential buyers.

To stand out from the crowd you may need professional images, especially indoors.

If there are any small repairs or repainting that would enhance the overall appeal of the property, it’s well worth getting this work done now to eliminate any small ‘objection

factors’.

Also, make sure your home is spotless for photography and viewings alike, and you will instantly create a favourable impression.

Get your main agent to put up their ‘For Sale’ sign This always results in enquiries.

Many potential buyers drive around different residential areas before going to an agent.

Without a sign, they wouldn’t know your property is for sale. Not allowing a sign to be placed is to block one of the many proven paths for reaching the market place. Our experience is that signs still help significantly in selling properties.

Facilitate viewings on as short a notice as possible If you leave your keys with a neighbour who plays golf three times a week, you are losing a vital chance to show the property at the client’s convenience. Bear in mind that the first properties that agents tend to show are the ones for which they have the keys.

Properties that need appointments to be set up in advance will generally be shown less.

Taxes Make sure that you are fully aware of your

An International Associate of Savills

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“Many buyers are very knowledgeable today and will recognize a realistically-priced property if they see it”

make sense to leave a Power of Attorney enabling your lawyer to sign a private contract on your written instructions. You can negotiate the details of the sale with your agent by telephone and email, and your lawyer can then take the ‘first step’ towards the sale by signing a private contract without delay.

Points to consider when a negotiation is taking place

tax obligations when you put your property on the market. Meet with your lawyer and tax advisor, and find out your options to ensure there are no surprises when you enter into negotiations to sell.

Negotiating a sale Let your agent form a team with you in handling negotiations, checking points with your lawyer and tax advisor when necessary. This is your agent’s job and one of the reasons you pay the agency’s fee, and experienced real estate professionals are generally far better at negotiating the commercial points of a deal than lawyers.

Once this is accomplished, your lawyer should take the lead role (in coordination with your agent when necessary), draft the sales contract and supervise the eventual completion of the sale.

If you are frequently travelling, it can often

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Is the buyer expecting a counter offer from you or has he or she given you a one-andonly, take-it-or-leave-it offer? Do they have other properties in mind? Is their offer a fair one? Are all details included in the offer – price, target contract date, deposit, completion date, and precise understanding of what is included in the sale in the form of fixtures, fittings and furniture, etc.? All these items should be agreed upon at the outset before lawyers are instructed.

Don’t allow yourself to be pressured by your agent or anyone else to accept an offer! A good agent will simply point out your options and offer advice based on his experience, but once you decide to proceed it is good not to waste time and risk losing the buyer.

In summary, selling a property can be as easy or as complicated as any task involving one’s personal affairs. Competent, honest, professional help from agents, lawyers and tax advisors can go a long way to help you manage your sale objectively and easily.

Marbella’s Longest Established Real Estate Agency

VILLAS, TOWNHOUSES AND APARTMENTS Over the next 100 pages you will find a selection of the some of the most exclusive properties available in Marbella today.

The properties are ordered according to price.

The information contained in this magazine is provided in good faith and believed to be accurate at the time of publication. Nevertheless, it is subject to error or omission, and the properties advertised are also subject to prior sale, price change or withdrawal from market. Legal diligence files are available for every property visited by a client. Energy certificates for each property are available upon request.

“Thank you very much for your invaluable help in selling my apartment.” Lord Evans of Watford

GOLDEN MILE Plot: 11,009 m2 Bedrooms: 12 Bathrooms: 12 Enclosed: 3,656 m2 Terraces: 1,247 m2 Price: on application Reference: 7981 60

Unique palatial estate with panoramic views in Nagüeles Impressive “chateaux” style mansion of classical sophistication, offering privacy and built to the highest specifications throughout.

Featuring immaculate “park-like” gardens with heated pool. A one-of-a-kind property with exquisite qualities and finishes.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I cannot but recommend this exceptional agency in every respect.� R. Maus de Terwangne

+34 952 863 750

www.panorama.es

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“Doing business in a first class way seems to be Panorama’s distinctive attribute.” Martine Laurent

PUERTO BANÚS Plot: 4,000 m2 Bedrooms: 8 Bathrooms: 10 Built: 1,755 m2 Price: on application Reference: 7843 62

Beachfront mansion boasting views over the Mediterranean Beautiful villa within walking distance of Puerto Banús. Huge living room, ideal for formal receptions, dining room for up to 20 people, indoor pool and lift.

Exotic landscaped garden with direct access to the beach.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Their assistance and support is regular and constructive.� Carlos Abril

+34 952 863 750

www.panorama.es

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“Panorama understood my requirements perfectly.” Olivier Bertrand

GOLDEN MILE Plot: 8,625 m2 Bedrooms: 6 Bathrooms: 6 Built: 2,491 m2 Price: € 17,500,000 Reference: 7702 64

A truly magnificent and unique estate in Cascada de Camoján A luxurious and elegant family home with breathtaking sea and mountain views. Built in a contemporary design with exceptional quality.

Beautiful landscaped gardens with 2 swimming pools and a waterfall. A property in a soughtafter gated community with 24-hour security.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“The economic aspect of the operation was handled magnificently.� Angel Salesi Ballero

+34 952 863 750

www.panorama.es

An International Associate of Savills

65

“I strongly believe that successful real estate agencies need to be more than good salesmen.” Richard Lay

66

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Your attention to detail, courteous emails and rapid responses, a company you can trust.” Martin Haynes

NUEVA ANDALUCÍA Plot: 3,158 m2 Bedrooms: 5 Bathrooms: 6 Built: 1,500 m2 Terraces: 500 m2 Price: on application Reference: 7660 +34 952 863 750

www.panorama.es

Exceptional contemporary style mansion in Las Brisas Outstanding villa with incredible views of La Concha mountain.

The property is surrounded by a beautifully landscaped garden with large heated pool.

Established residential area, close to all golf courses and Puerto Banús.

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“In “Enormous my opinion, task Panorama in buildingisana impeccable world-classinternational company, thereputation.” best in their John field.”Green Salah M. Al Jaidah

A truly unique beachfront gem on the New Golden Mile

ESTEPONA Plot: 4,125 m2 Bedrooms: 14 Bathrooms: 14 Built: 1,671 m2 Terraces: 528 m2 Price: on application Reference: 8599

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This huge beach mansion is being refurbished and once finished will set a new benchmark for luxury villas in Marbella.

Featuring heated indoor & outdoor pools, gym, paddle & squash courts, Jacuzzi & sauna, security with video surveillance & much more.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

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“In my opinion, Panorama is a world-class company, the best in their field.” Salah M. Al Jaidah

70

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“We very much appreciated your service 24/7 that is hard to find in Southern Europe.” Oleg Morikov

ESTEPONA Plot: 5,627 m2 Bedrooms: 8 Bathrooms: 6 Built: 731 m2 Terraces: 341 m2 Price on application

Superb beachfront villa with breathtaking sea views in Paraíso Barronal Magnificent villa, combining old-world elegance with modern conveniences.

Bright and spacious rooms throughout. Lovely mature garden with direct access to the beach.

Reference: 4330

+34 952 863 750

www.panorama.es

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“Without the help of Panorama, I would have never found my apartment in Puerto Banus.” Claude Meyer

GOLDEN MILE Plot: 4,137 m2 Bedrooms: 6 Bathrooms: 6 Built: 1,052 m2 Price: on application Reference: 7394

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A tropical paradise in Sierra Blanca Magnificent villa surrounded by the most beautiful and wonderfully landscaped gardens.

Designed in a mixed exotic and tropical style, with top quality interior finishings. Situated in one of the most prestigious urbanizations with 24-hour security.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I am delighted to collaborate with the agent I respect the most on the coast.� Marc van Hoecke

+34 952 863 750

www.panorama.es

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“Mr. Clover’s knowledge and experience is a testimonial to the family.” Nooruddin Mostafa Abdullatif

MARBELLA EAST Plot: 1,579 m2 Bedrooms: 5 Bathrooms: 5 Built: 428 m2 Terraces: 190 m2 Price on application Reference: 7542 74

Stylish and contemporary beachfront villa in Los Monteros Magnificent contemporary style beachfront property in one of the most sought-after urbanizations. Completed in 2011 using top quality materials. Enjoying a landscaped garden with direct access to the beach and an infinity pool with waterfall and chill-out area.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Panorama performed an outstanding job in both marketing and selling my house.� Ralph Watson

+34 952 863 750

www.panorama.es

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75

“Not only did I get the house I wanted, but also I gained a wonderful friend.” Ibrahim M. Jaidah

MARBELLA EAST Plot: 76,855 m2 Bedrooms: 8 Bathrooms: 7 Built: 1,162 m2 Terraces: 93 m2 Price: € 8,950,000 Reference: 7474 76

Unique country estate in Altos de Los Monteros Within minutes from the beach and only a 5 minutes’ drive from Marbella centre.

Great variety of fruit trees, 2 water wells, electricity generator, security cameras and private road surrounding the entire villa. An exceptional property with great potential.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“You helped us find our dream house at a fantastic price with impeccable customer service.� Mola Ireland

+34 952 863 750

www.panorama.es

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77

“In “Mymygratitude opinion,especially Panorama forismaking a world-class me feel company, looked aftertheand bestprotected.” in their field.”

Françoise SalahDard M. Al Jaidah

MARBELLA EAST Plot: 7,590 m2 Bedrooms: 9 Bathrooms: 10 Built: 1,876 m2 Price: on application Reference: 8320

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Palatial mansion with amazing golf and sea views in Santa Clara Impressive property on a large plot in the heights of the Santa Clara golf resort. High quality materials throughout.

Special features include: indoor Roman style heated pool, Turkish bath, billiard room, entertainment room with bar, etc.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

Specialists in designing and creating outdoor areas. Preview the results in 3D renders. We guarantee added value to any property. Original ideas for outdoor entertainment areas. Free quotation.

THE ORIGINAL THATCHING COMPANY SINCE 1995 – EXCLUSIVE DESIGNERS WITH ORIGINAL IDEAS

DISEÑOS Y TEJADOS TROPICALES S.L. +34 952 863 750

info@tejadostropicales.com www.tejadostropicales.com C/ Olivos 171, Urb. La Sierrezuela 29650, Mijas Costa, Malaga, España Tel. 952 588 011 Fax. 951 31 3311 Movil. 656 826 446

www.panorama.es

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“I would like to compliment Panorama on the excellent service rendered in my recent house sale.” Paul Vogt

GOLDEN MILE Plot: 1,200 m2 Bedrooms: 6 Bathrooms: 6 Built: 640 m2 Terraces: 135 m2 Price: € 7,900,000 Reference: 8727

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Contemporary beachside villa in Las Torres Fantastic villa in a sought-after urbanization with 24-hour security, next to the Marbella Club Hotel.

The combination of stylish elegance and contemporary style are merged in this outstanding home.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Negotiations were handled in such a professional, polite and efficient manner.” C. E. Jacobsson

BENAHAVÌS Plot: 7,175 m2 Bedrooms: 5 Bathrooms: 6 Built: 1,599 m2 Terraces: 163 m2 Price: € 7,950,000 Reference: 7115

+34 952 863 750

www.panorama.es

Fantastic mansion with fabulous views in La Zagaleta Spectacular hill top mansion in this prestigious Country Club offering the highest levels of security, privacy, and facilities exclusively to residents, club members and guests. Built to the highest specifications and featuring a lovely garden with heated infinity pool.

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“Thank you Panorama!” Jürgen Wilfert, Hörsholm

NUEVA ANDALUCÍA Plot: 3,593 m2 Bedrooms: 5 Bathrooms: 5 Built: 805 m2 Price: € 5,975,000 Reference: 8990

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Elegant mansion walking distance to Banús in Atalaya de Río Verde A warm, wonderful, and very private 5-bedroom mansion with sea views in one of Marbella’s best neighborhoods. Surrounded by a large mature garden, which extends onto a second plot with allowance for construction of another villa or a guest house.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Their extensive experience made the whole process easier.” María Carmen Fuentes Rodriguez

+34 952 863 750

www.panorama.es

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83

“Keep doing what you are doing! We will not hesitate to refer our friends to you.” Elaine Gill

Contemporary masterpiece with panoramic views in Reserva del Alcuzcuz

BENAHAVÍS Plot: 3,000 m2

Price: € 5,650,000

Recently built property in a gated complex, surrounded by nature. Built to highest standards with: cinema room, wine cellar, gym, sauna, home automation system and more!

Reference: 7794

Within a 10-minute drive to Puerto Banús.

Bedrooms: 8 Bathrooms: 7 Built: 1,399 m2 Terraces: 240 m2

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Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“From viewing the property to completion Panorama’s professionalism shone like a beacon.” Craig Bennett

NUEVA ANDALUCÍA Plot: 2,560 m2 Bedrooms: 5 Bathrooms: 5 Built: 976 m2 Price: € 5,350,000 Reference: 8115

+34 952 863 750

www.panorama.es

Spectacular modern villa ideally located in La Cerquilla Completely rebuilt property with sea views in a sought-after area of the Golf Valley.

Featuring home cinema, entertainment area with bar, luxurious spa, domotic system, under-floor heating, hydro-massage baths and showers, security system and much more.

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“They succeeded in selling my house where others had failed.” Richard, the Earl of Bradford

86

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I am absolutely delighted with my new dream home.” Mark A. Cotton

BENAHAVÍS Plot: 4,380 m2 Bedrooms: 5 Bathrooms: 5 Built: 892 m2 Terraces: 125 m2 Price: € 4,950,000 Reference: 6835 +34 952 863 750

www.panorama.es

Exceptional and very stylish mansion in El Madroñal Rustic and stately villa built to high standards, situated in an established urbanization with 24hour security and surrounded by nature.

Extras: antique terracotta tiling; solid oak wooden floors in bedrooms and limestone in bathrooms. Views to La Concha and the sea.

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“Panorama will always be my best option for managing my properties.” Antonio García Dominguez

GOLDEN MILE Plot: 2,470 m2 Bedrooms: 7 Bathrooms: 7 Built: 1,179 m2 Price: € 5,475,000

Spacious contemporary home in Cascada de Camoján Spectacular villa in one of the most soughtafter residential areas enjoying sea and mountain views.

Completely refurbished to high standards with mature garden and pool.

Reference: 7038

88

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“If I were selling my Villa I would list it with VIVA & PANORAMA.” Chris McCarthy (MD Viva Estates)

+34 952 863 750

www.panorama.es

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“Thanks to people like Chris who have promoted Marbella’s image over decades.” Angeles Muñoz

GOLDEN MILE Plot: 5,451 m2 Bedrooms: 6 Bathrooms: 5 Built: 1,037 m2 Terraces: 262 m2 Price: € 6,950,000

Contemporary masterpiece with sea and mountain views in Cascada de Camoján Modern mansion with Balinese touches with 24/7 gated security, offering high specifications throughout, mature garden and heated saltwater pool, domotic system, etc.

Reference: 8873

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Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Thank you Panorama team for your excellent service in the sale of my home.� Amanda Birrane

+34 952 863 750

www.panorama.es

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“In “Thanks my opinion, to you for Panorama all your ishelp a world-class in buying our company, new holiday the besthome in their in Marbella.” field.” Salah Diane M. Al Campbell Jaidah

Exquisite contemporary style villa in La Zagaleta

BENAHAVÍS Plot: 4,237 m2 Bedrooms: 5 Bathrooms: 5 Built: 950 m2 Terraces: 227 m2 Price on application Reference: 6648

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Brand new villa with panoramic sea views.

Within this exclusive country club, offering the highest levels of security, privacy and facilities including a private golf course.

Top quality specs throughout. An impressive property with lots of space and light.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I would confirm the excellent service and professionalism, both from yourself and staff.” John Ellison

MARBELLA EAST

BENAHAVÍS

Plot: 3,259 m2 Bedrooms: 5 Bathrooms: 5 Built: 700 m2 Price: € 4,500,000 Reference: 7123

Plot: 11,904 m2 Bedrooms: 7 Bathrooms: 7 Built: 636 m2 Terraces: 248 m2 Price: € 4,500,000 Reference: 9001

Beachside villa in a sought-after area, only 5 minutes’ drive to Marbella centre and next to a 5-star hotel.

Stunning mansion with sea & mountain views set in a spectacular, park-like garden. Designed by renowned architect César de Leyva.

Los Monteros

El Madroñal

BENAHAVÍS

SAN PEDRO DE ALCÁNTARA

Plot: 7,002 m2 Bedrooms: 4 Bathrooms: 3 Built: 540 m2 Terraces: 85 m2 Price: € 4,250,000 Reference: 8233

Plot: 3,139 m2 Bedrooms: 6 Bathrooms: 6 Built: 794 m2 Price: € 4,950,000 Reference: 6757

Breathtaking views are some of the best features of this elegant and charming Andalusian-style villa with modern touches.

Beachside villa in a small community of only 4 homes. Recently built and walking distance to the beach, golf and a 5-star hotel.

La Zagaleta

+34 952 863 750

www.panorama.es

Guadalmina Baja

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93

“In “All my the opinion, propertiesPanorama you have is offered a world-class my familycompany, & company the best haveinfitted their like field.” a glove.”

Salah Jose M. Mª Al Jaidah Ferri Tesio de Costamagna

SAN PEDRO DE ALCÁNTARA Plot: 2,500 m2 Bedrooms: 5 Bathrooms: 3 Built: 613 m2 Terraces: 250 m2 Price: € 4,600,000 Reference: 8572

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Beachfront villa with 180º uninterrupted sea views in Guadalmina Baja An elegant, private villa located in this prestigious urbanization, close to golf courses and with direct access to the beach.

Built next to a protected plot with Roman ruins and within a few minutes drive to Puerto Banús.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“In A”s my a lawyer opinion, it isPanorama a pleasureistoa work world-class with you company, in any real the best estateintransaction.” their field.” Salah FelipeM. Martínez Al Jaidah del Mármol

NUEVA ANDALUCÍA Plot: 2,703 m2 Bedrooms: 5 Bathrooms: 6 Built: 695 m2 Price: € 3,500,000 Reference: 6037

+34 952 863 750

www.panorama.es

Parcelas del Golf, front line to Las Brisas golf course Superb Andalusian-style villa with guest house designed by architect Melvin Villarroel.

Magnificent tropical garden with heated designer pool, outdoor entertaining areas, and lovely views to the golf course. Golf buggy garage with direct access to the golf course.

An International Associate of Savills

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“Panorama made the sale really aggravation-free, what a really great team.” Valerie Fetterman

Stunning Andalusian cortijo-style villa in La Zagaleta

BENAHAVÌS Plot: 5,520 m2 Bedrooms: 5 Bathrooms: 5 Built: 543 m2 Terraces: 195 m2 Price: € 4,500,000 Reference: 8703

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Andalusian cortijo-style villa, offering magnificent golf and mountain views in this private and prestigious Country Club.

Very private, southwest-facing property on an elevated position with magnificent landscaped garden and heated saltwater pool.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Bravo and thank you Panorama for all your efforts in finding our dream home.” Claude Meyer

SAN PEDRO DE ALCÁNTARA Plot: 3,374 m2 Bedrooms: 6 Bathrooms: 6 Built: 491 m2 Terraces: 113 m2 Price: € 3,500,000 Reference: 0415

+34 952 863 750

www.panorama.es

Contemporary beachside villa in Guadalmina Baja Superb home on a beautiful large, sunny plot, walking distance to the beach. Featuring many patios and terraces, swimming pool and paddle tennis court.

Located in a very private, gated complex with 24-hour security.

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“Panorama, is my guarantee of seriousness, professionalism and efficiency.” Rafael Cruz Conde

PUERTO BANÚS

BENAHAVÍS

Plot: 2,708 m2 Bedrooms: 6 Bathrooms: 5 Built: 375 m2 Terraces: 67 m2 Price: € 3,300,000 Reference: 8282

Plot: 1,740 m2 Bedrooms: 7 Bathrooms: 7 Built: 822 m2 Terraces: 200 m2 Price: € 3,650,000 Reference: 7671

Lovely beachside villa in a perfect location, next to Puerto Banús, and just steps to the beach.

Magnificent recently constructed frontline golf villa within a gated community in the golf valley.

Fantastic sea and golf views.

La Pepina

NUEVA ANDALUCÍA

GOLDEN MILE

Plot: 1,036 m2 Bedrooms: 6 Bathrooms: 6 Built: 446 m2 Terraces: 225 m2 Price: € 3,495,000 Reference: 8248

Bedrooms: 4 Bathrooms: 4 Built: 209 m2 Terraces: 303 m2 Price: € 2,500,000 Reference: 8702

Completely renovated, modern frontline golf villa with wonderful views. Located in a night guarded community.

First line beach, south-facing, fully renovated apartment. Easy walking distance to Marbella and direct access to the promenade and beach.

Los Naranjos

98

La Quinta

Gran Marbella

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Tops all of our other experiences in buying or selling a property.” Allen Salmasi

SAN PEDRO DE ALCÁNTARA

GOLDEN MILE

Plot: 3,059 m2 Bedrooms: 4 Bathrooms: 4 Built (including terraces): 934 m2 Price: € 2,750,000 Reference: 6357

Plot: 3,299 m2 Bedrooms: 10 Bathrooms: 10 Built: 736 m2 Price: € 2,975,000 Reference: 6230

Beachside villa surrounded by a wonderful mature garden in a prestigious area within a short drive to Puerto Banús.

South-facing villa in an elevated position in an established area with 24-hour security.

Sea and mountain views. 2 guest houses.

BENAHAVÍS

GOLDEN MILE

Plot: 3,480 m2 Bedrooms: 6 Bathrooms: 6 Built: 513 m2 Terraces: 303 m2 Price: € 2,950,000 Reference: 8600

Plot: 2,002 m2 Bedrooms: 4 Bathrooms: 4 Built: 617 m2 Price: € 2,900,000 Reference: 5457

Impressive villa set in an elevated position, offering panoramic sea and mountain views.

An ideal family home.

Elegant rustic-style family home with great sea views in one of Marbella’s best areas.

Lots of potential to add value.

Guadalmina Baja

El Paraíso Alto

+34 952 863 750

www.panorama.es

Cascada de Camoján

Sierra Blanca

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99

“In “They my succeeded opinion, Panorama in selling my is ahouse world-class where others company, had the failed.” best in Richard, their field.”

Earl Salah of Bradford M. Al Jaidah

Stunning villa in El Herrojo

BENAHAVÌS Plot: 1,982 m2 Bedrooms: 5 Bathrooms: 4 Built: 578 m2 Terraces: 220 m2 Price: € 3,200,000

Villa with panoramic views and a fantastic, contemporary interior. Set in a private, gated community with 24-hour security and a 7-minute drive to Puerto Banús.

Fully refurbished to very high standards in 2012.

Reference: 8099

100

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“In my opinion, “The team Panorama from theis Puente a world-class Romanocompany, office were the exceptional best in theirthroughout.” field.” SalahStephen M. Al Jaidah J. Minchin, FRICS

PUERTO BANÚS

Beachfront apartment with excellent views in Gray D’Albion

Bedrooms: 4 Bathrooms: 4 Built: 280 m2 Terraces: 80 m2

Luxurious apartment in a 5-star complex with 24-hour security and direct access to the beach.

Price: € 3,500,000

Top quality finishes throughout.

Reference: 8639

Next to the world famous Puerto Banús with all the designer shops and restaurants at hand.

+34 952 863 750

www.panorama.es

An International Associate of Savills

101

“I highly recommend their professional approach and service to prospective sellers or buyers.” Ralph Watson

PUERTO BANÚS Bedrooms: 5 Bathrooms: 5 Built: 410 m2 Terraces: 150 m2 Price: € 3,300,000 Reference: 8585

102

Double beachfront penthouse with excellent views in Ventura del Mar Luxurious apartment in a 5-star complex with excellent levels of security and direct access to the beach.

Two penthouses have been joined together to create a well laid out and spacious property.

Walking distance to Puerto Banús.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“We were very impressed with the friendly and professional service you provided.” John Campbell

BENAHAVÌS Plot: 2,000 m2 Bedrooms: 6 Bathrooms: 6 Built: 909 m2 Terraces: 137 m2 Price: € 3,850,000 Reference: 8706

+34 952 863 750

www.panorama.es

Brand-new modern home with great views in Monte Halcones Spectacular recently built Zen-style villa, enjoying magnificent panoramic views to the sea, African coast & Gibraltar.

The villa is surrounded by a beautifully landscaped garden with fountains and infinity pool.

An International Associate of Savills

103

“I found all the staff of Panorama to be extremely helpful and professional.” Steven Leach

GOLDEN MILE Plot: 2,091 m2 Bedrooms: 6 Bathrooms: 6 Built: 597 m2 Price: € 3,450,000 Reference: 5333

104

Fantastic villa in Sierra Blanca Rustic-style family home situated in one of the best residential areas, close to Marbella town.

This property was recently built enjoying magnificent views to the Mediterranean coast and offers a superb tropical garden with two fountains and infinity pool.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Hats “In myoffopinion, to the Panorama PanoramaRental is a world-class team who company, worked hard the & bestnever in their gavefield.” up to Salah rent myM.house.”

Al Jaidah Suzanne Higgins

GOLDEN MILE Plot: 1,250 m2 Bedrooms: 4 Bathrooms: 4 Built: 761 m2 Terraces: 132 m2 Price: € 2,450,000 Reference: 8146

+34 952 863 750

www.panorama.es

Magnificent Provençal style villa in Altos Reales South-facing home with sea views, within an exclusive gated community offering 24-hour security.

High specifications throughout. Ideally located, just a 5-minute drive to Marbella centre and Puerto Banús.

An International Associate of Savills

105

“Dedication, friendliness, honesty and integrity exhibited along with their market knowledge.” Allen Salmasi

MARBELLA CENTRE Bedrooms: 3 Bathrooms: 3 Built: 223 m2 Terraces: 191 m2 Price: € 2,800,000 Reference: 8490

106

Unique penthouse with sea views in Don Gonzalo Beachside duplex apartment in an exclusive building with 24-hour security, concierge service and splendid communal grounds.

Private heated pool on the rooftop terrace and possibility to add a fourth bedroom.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“A knowledgeable, non-pushy real estate agent.” Yannic P. Mercier

BENAHAVÍS

NUEVA ANDALUCÍA

Plot: 2,170 m2 Bedrooms: 4 Bathrooms: 4 Built: 606 m2 Terraces: 193 m2 Price: € 2,875,000 Reference: 8545

Plot: 1,589 m2 Bedrooms: 4 Bathrooms: 4 Built: 399 m2 Price: € 2,395,000 Reference: 8799

Frontline golf villa with guest house near Meliá La Quinta Hotel with wonderful sea and golf views. Direct access to golf course.

Contemporary villa, frontline golf, enjoying fantastic views over the golf course. Completely refurbished throughout.

NUEVA ANDALUCÍA

BENAHAVÍS

Plot: 1,431 m2 Bedrooms: 7 Bathrooms: 6 Built: 796 m2 Terraces: 100 m2 Price: € 2,700,000 Reference: 8777

Plot: 2,050 m2 Bedrooms: 6 Bathrooms: 6 Built: 835 m2 Price: € 2,450,000 Reference: 6591

Elegant, classic-style villa, frontline golf and with direct access to the golf course.

Very high standards throughout.

Cortijo-style villa with remarkable sea views, in a secure, quiet cul-de-sac in one of the best areas of this urbanization.

La Quinta

Los Naranjos

+34 952 863 750

www.panorama.es

Los Naranjos

El Paraíso Medio

An International Associate of Savills

107

“In “Themyintegrity opinion,and Panorama experience is aofworld-class your company company, helps ensure the besta in better theirservice.” field.” Salah IgnacioM.Perez Al Jaidah de Vargas

GOLDEN MILE

BENAHAVÍS

Bedrooms: 3 Bathrooms: 3 Built: 208 m2 Terraces: 88 m2 Price: € 2,300,000 Reference: 7070

Plot: 14,000 m2 Bedrooms: 7 Bathrooms: 6 Built: 637 m2 Terraces: 122 m2 Price: € 2,500,000 Reference: 9003

Magnificent duplex penthouse with fabulous sea views. 24-hour security, beautiful gardens, outdoor & indoor pools, gym & spa.

Villa on a large plot with panoramic sea and mountain views. Investment potential with renovation & plot division for additional houses.

NUEVA ANDALUCÍA

BENAHAVÍS

Plot: 1,112 m2 Bedrooms: 6 Bathrooms: 6 Built: 510 m2 Terraces: 49 m2 Price: € 2,675,000 Reference: 8603

Plot: 5,005 m2 Bedrooms: 5 Bathrooms: 4 Built: 649 m2 Terraces: 197 m2 Price: € 2,650,000 Reference: 7657

Contemporary frontline golf villa with extraordinary sea and mountain views, in a quiet cul-de-sac street with night security.

Stunning rustic style villa with spectacular sea and mountain views, in a gated estate with golf course, clubhouse, etc...

La Trinidad

Los Naranjos

108

El Madroñal

Marbella Club Golf Resort

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“You made a complicated purchase seem easy and enjoyable, Thank you Panorama.” Chris Hollweg

NUEVA ANDALUCÍA Plot: 1,380 m2

High quality contemporary villas close to Puerto Banús

Prices from: € 1,990,000

An exclusive gated development of high quality contemporary villas with 24-hour security, offering open-plan interiors and landscaped gardens with infinity swimming pools and fantastic sea and mountain views.

Reference: 8611

Completion estimated summer 2016.

Bedrooms: 5 Bathrooms: 5 Built: 586 m2 Terraces: 288 m2

+34 952 863 750

www.panorama.es

An International Associate of Savills

109

“In “Since myour opinion, first purchase Panorama in 1975, is a world-class your staffcompany, has shown theexpertise best in their and caring field.” professionalism.”

Salah M. Al Jaidah Sergio Avanzi

PUERTO BANÚS Bedrooms: 3 Bathrooms: 3 Built: 118 m2 Terraces: 17 m2 Price: € 895,000 Reference: 8754

Beachside apartment in Las Gaviotas Bright and spacious beachside apartment in a residential complex featuring 24-hour security and concierge service, Mediterranean style façades, large communal areas and 3 swimming pools.

Centrally located and close to all amenities.

110

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“In my experience, this sale was handled with extraordinary professionalism.” Ramon Moreno Rubio

ESTEPONA

GOLDEN MILE

Bedrooms: 3 Bathrooms: 3 Built: 361 m2 Terraces: 220 m2 Price: € 2,950,000 Reference: 7452

Plot: 1,562 m2 Bedrooms: 4 Bathrooms: 4 Built: 425 m2 Price: € 2,950,000 Reference: 8576

Completely renovated by joining two units together, offering sea and garden views within this exclusive beachfront complex.

Magnificent modern villa under construction in a gated community with 24hour security. Completion end 2016.

NUEVA ANDALUCÍA

BENAHAVÍS

Plot: 2,448 m2 Bedrooms: 6 Bathrooms: 6 Built: 655 m2 Price: € 2,500,000 Reference: 8482

Plot: 815 m2 Bedrooms: 4 Bathrooms: 6 Built: 393 m2 Terraces: 78 m2 Price: € 1,995,000 Reference: 8239

Lovely frontline golf villa with fantastic views over Las Brisas golf course to La Concha and only minutes to Puerto Banús.

Contemporary villa with sea and mountain views. In a gated community with 24-hour security. 10-minute drive to Puerto Banús.

Las Dunas Park

Las Brisas

+34 952 863 750

www.panorama.es

Altos de Puente Romano

Paraíso Alto

An International Associate of Savills

111

“We are delighted to have chosen Panorama as Savills associate in Marbella.” Rupert Sebag-Montefiore, Savills

NUEVA ANDALUCÍA Plot: 1,685 m2

Modern villa under construction in La Cerquilla

Bedrooms: 5 Bathrooms: 5 Built: 621 m2

Contemporary villa in one of the most desirable areas of the Golf Valley, close to several golf courses and only 5 minutes’ drive from Puerto Banús.

Price: € 2,500,000

Completion expected end 2016.

Reference: 8943

112

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“We selected Panorama because of continued, significant success in Marbella.” Savills

GOLDEN MILE Bedrooms: 3 Bathrooms: 3 Built: 200 m2 Terraces: 127 m2 Price: € 2,500,000 Reference: 6127

+34 952 863 750

www.panorama.es

Seafront apartment in Port Oasis Spectacular beachfront apartment on the first floor in an emblematic building situated on Marbella’s Golden Mile. Impressive views from the living/dining room, kitchen and terrace.

Beautiful communal gardens, swimming pool, garage, porter service.

An International Associate of Savills

113

“I would have no hesitation in recommending Panorama to others.” Philip Woodman

Modern golf villa in La Reserva de La Quinta

BENAHAVÍS Plot: 1,555 m2 Bedrooms: 4 Bathrooms: 4 Built: 342 m2 Terraces: 163 m2

114

Southwest-facing frontline golf property, enjoying golf and partial sea views.

Price: € 2,450,000

Recently built to high specifications, including: solar panels, security cameras, LED lighting, domotic intelligent system and much more.

Reference: 8328

Exclusive gated community of villas.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“It was refreshing to deal with honourable people!” Anabelle Bennet

ESTEPONA

SAN PEDRO DE ALCÁNTARA

Plot: 1,062 m2 Bedrooms: 4 Bathrooms: 4 Built: 515 m2 Price: € 2,550,000 Reference: 8949

Plot: 1,967 m2 Bedrooms: 5 Bathrooms: 5 Built: 400 m2 Terraces: 380 m2 Price: € 1,750,000 Reference: 8725

Beachside! Brand-new, luxury contemporary style villa under construction.

Completion estimated end of 2016.

Classic style, frontline golf villa set on a double plot, enjoying superb views to the golf course.

Completely renovated throughout.

GOLDEN MILE

NUEVA ANDALUCÍA

Plot: 2,500 m2 Bedrooms: 5 Bathrooms: 4 Built: 338 m2 Price: € 2,700,000 Reference: 8747

Plot: 2,277 m2 Bedrooms: 6 Bathrooms: 4 Built: 304 m2 Price: € 1,970,000 Reference: 8865

Elegant villa bordering Sierra Blanca with lovely sea views. Mature garden with fruit trees and pool.

Magnificent Andalusian-style frontline golf villa within a gated community next to the Aloha Golf Club.

Casasola

Nagüeles

+34 952 863 750

www.panorama.es

Guadalmina Alta

Peñablanca

An International Associate of Savills

115

“It was lovely to deal with a company where everybody did what they promised to do.” Mark Blake

Double penthouse with excellent views in Las Dunas Park

ESTEPONA Bedrooms: 3 Bathrooms: 3 Built: 262 m2 Terraces: 169 m2 Price: € 2,200,000 Reference: 8332

116

This colonial style apartment offers stunning panoramic sea views. Many special features throughout.

The complex has 24-hour security, concierge service and incredible communal grounds with heated pool.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“You have always handled our property transactions in caring and professional manner.” Khalid M. Kanoo

ESTEPONA Plot: 21,391 m2 Bedrooms: 5 Bathrooms: 5 Built: 591 m2 Terraces: 378 m2 Price: € 2,250,000 Reference: 7872

+34 952 863 750

www.panorama.es

Country home on large plot with panoramic views in El Padrón Bright and spacious home boasting panoramic coastal views and mature tropical garden with large pool, situated directly opposite the Kempinski Hotel.

Set on an enormous plot in the hills in Estepona, and enjoying complete privacy.

An International Associate of Savills

117

“Chris and team looked after me with a level of efficiency I have rarely encountered.” R. Maus

MARBELLA EAST Plot: 1,674 m2 Bedrooms: 4 Bathrooms: 4 Built: 463 m2 Terraces: 276 m2 Price: € 2,450,000 Reference: 8839

118

Contemporary design & panoramic views in Altos de Los Monteros Fantastic views to the sea and within a 10-minute drive to one of the best beaches in Marbella. Built to the highest standards including: home automation system by Zapping Digital Home; GIRA electrical fittings; underfloor heating; double glazed windows.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“The advice you gave me without conflict of interest resulted in a magnificent purchase.” I. Al Jaidah

MARBELLA EAST

GOLDEN MILE

Plot: 1,730 m2 Bedrooms: 6 Bathrooms: 5 Built: 640 m2 Terraces: 250 m2 Price: € 1,890,000 Reference: 8631

Plot: 2,060 m2 Bedrooms: 5 Bathrooms: 3 Built: 322 m2 Terraces: 62 m2 Price: € 1,850,000 Reference: 8506

Stunning villa with panoramic views, 7-minute drive to beautiful beaches. An ideal family home with excellent qualities.

Villa with adjacent plot, just below Sierra Blanca. Exceptional property with potential for extension in a top location.

GOLDEN MILE

BENAHAVÌS

Plot: 2,826 m2 Bedrooms: 6 Bathrooms: 5 Built: 610 m2 Price: € 1,790,000 Reference: 7120

Plot: 1,199 m2 Bedrooms: 3 Bathrooms: 3 Built: 618 m2 Price: € 2,250,000 Reference: 6749

Charming rustic-style villa on a large plot in an established urbanization with night time security. Partial sea and mountain views.

Modern, high quality golf villa built on a private plot with panoramic views to sea, golf and mountains.

Altos de Los Monteros

Marbella Hill Club

+34 952 863 750

www.panorama.es

Nagüeles

El Herrojo

An International Associate of Savills

119

“Panorama ensured I found & moved into the perfect property in a weekend visit.” Richard Walduck

Cosy family home with great views in Vega del Colorado

BENAHAVÌS Plot: 2,750 m2 Bedrooms: 4 Bathrooms: 4 Built: 726 m2 Terraces: 74 m2 Price: € 1,995,000 Reference: 8019

120

Andalusian-style villa within a gated community with 24-hour security, in the Golf Valley between Los Naranjos and La Quinta golf courses and only a short drive to Puerto Banús. Wonderful views to the golf course, mountains and Mediterranean coast.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Panorama dealt with the sale of our apartment in a most professional way.” Norman Fetterman

GOLDEN MILE Plot: 1,168 m2 Bedrooms: 5 Bathrooms: 5 Built: 517 m2 Terraces: 383 m2 Price: € 2,700,000 Reference: 8483

+34 952 863 750

www.panorama.es

Modern villa under construction in Altos de Puente Romano Superb modern villa under construction in an urbanization with 24-hour security.

High quality materials and extras.

Mediterranean style garden with pool.

Completion estimated Autumn 2016.

An International Associate of Savills

121

“I would have no reservations in recommending your company to any buyer or seller.” Mrs. Ellison

PUERTO BANÚS Bedrooms: 3 Bathrooms: 3 Built: 188 m2 Terraces: 116 m2 Price: € 1,875,000 Reference: 8496

122

Spectacular beachfront penthouse in Ventura del Mar Situated in one of the most prestigious urbanizations, this duplex property was recently fully renovated and enjoys unbeatable views.

The complex has an excellent level of security, tropical gardens, ponds, gym, spa, games room, etc.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Thank you Chris and Alex for your hard work and dedication.” Cheryl Wicks

ESTEPONA

BENAHAVÌS

Plot: 805 m2 Bedrooms: 4 Bathrooms: 4 Built: 501 m2 Terraces: 299 m2 Price: € 1,950,000 Reference: 8900

Plot: 1,530 m2 Bedrooms: 4 Bathrooms: 4 Built: 303 m2 Terraces: 118 m2 Price: € 1,750,000 Reference: 8889

A residential project of 6 luxurious villas in a private gated community. 4-5 bedrooms.

Completion estimated beginning 2017.

Stunning, fully renovated, rustic chic villa on an elevated plot surrounded by nature within a gated community with 24-hour security.

GOLDEN MILE

GOLDEN MILE

Bedrooms: 3 Bathrooms: 3 Built: 191 m2 Terraces: 65 m2 Price: € 1,695,000 Reference: 7970

Plot: 1,300 m2 Bedrooms: 5 Bathrooms: 5 Built: 194 m2 Terraces: 46 m2 Price: € 1,500,000 Reference: 7850

Renovated duplex penthouse next to the famous Hotel Puente Romano. Steps to the beach and views over the gardens.

Lovely villa in an established area with fabulous views to the mountains and sea from the upper level.

Loma de Casasola

Marina Puente Romano

+34 952 863 750

www.panorama.es

El Madroñal

Nagüeles

An International Associate of Savills

123

“Panorama was able to offer us exactly what we were looking for – fantastic!” Jürgen Wilfert

MARBELLA EAST Plot: 1,531 m2 Bedrooms: 4 Bathrooms: 4 Built: 426 m2 Terraces: 154 m2 Price: € 1,760,000 Reference: 8954

124

Stunning villas under construction in Santa Clara A landmark project offering unique architectural designs that harmonise with the natural surroundings.

There are only 20 Villas within this very exclusive project within the golf resort with spectacular golf and sea views.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I cannot compliment you enough on the professionalism and high service we received.” Geoffrey D. Holloway

BENAHAVÌS Plot: 1,041 m2 Bedrooms: 4 Bathrooms: 4 Built: 324 m2 Terraces: 46 m2 Price: € 1,450,000

Charming villa with great views in Los Almendros Elegant, classic style villa with spectacular views to the sea and the mountains in a gated urbanization within 5 to 10-minutes’ drive to the beach, Puerto Banús and Marbella centre.

Heated pool and lovely outdoor spaces.

Reference: 8821

+34 952 863 750

www.panorama.es

An International Associate of Savills

125

“I am very pleased with the professionalism of your team and the treatment received.” María Teresa Sánchez

PUERTO BANÚS Bedrooms: 3 Bathrooms: 4 Built: 324 m2 Terraces: 30 m2

Fully refurbished ground floor duplex in this luxurious beachfront complex in Puerto Banús.

Price: € 1,499,000

The community offers beautiful gardens with pool, 24-hour security and direct access to the beach. Walking distance to restaurants and glamorous shops.

Reference: 8102

126

Stylish beachfront duplex apartment in Gray D’Albion

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“It is most reassuring to count with real professionals with outstanding moral characters.” Gaspar García

GOLDEN MILE

Garden apartment set in a quality complex in Sierra Blanca

Bedrooms: 4 Bathrooms: 4 Built: 333 m2 Terraces: 47 m2

Brand-new, spacious and contemporary duplex apartment with small private garden.

Price: € 1,550,000

Environmentally friendly development with Mediterranean-style gardens and pools.

Reference: 7233

+34 952 863 750

www.panorama.es

A few minutes’ drive to the beach and Marbella centre. Other units also available!

An International Associate of Savills

127

“Since we met in 1972, you have carefully & intelligently looked after my real estate interests.” Otto E. Rothenmund

NUEVA ANDALUCÌA

SAN PEDRO DE ALCÁNTARA

Plot: 1,652 m2 Bedrooms: 5 Bathrooms: 3 Built: 355 m2 Price: € 1,350,000 Reference: 8760

Plot: 942 m2 Bedrooms: 6 Bathrooms: 4 Built: 616 m2 Price: € 1,430,000 Reference: 8801

Lovely villa in cul-de-sac road of a quiet residential area close to all golf courses.

Recently renovated.

Beachside! Cosy villa in a sought-after area close to the town centre and the new boulevard.

Community with 24-hour security.

GOLDEN MILE

GOLDEN MILE

Plot: 192 m2 Bedrooms: 4 Bathrooms: 4 Built: 405 m2 Terraces: 203 m2 Price: € 1,850,000 Reference: 6341

Plot: 877 m2 Bedrooms: 5 Bathrooms: 6 Built: 319 m2 Terraces: 102 m2 Price: € 1,400,000 Reference: 8944

Brand-new townhouse with pool, sea and mountain views. Complex of 15 properties offering communal areas and security.

Wonderful family home, impeccably maintained with sea and mountain views and separate guest apartment.

Lagomar

Sierra Blanca

128

Cortijo Blanco

Nagüeles

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I will recommend you for any aspect of the real estate field.” M. Bashir Kurdi, Ambassador (Ret.)

NUEVA ANDALUCÍA Plot: 350 m2 Bedrooms: 3 Bathrooms: 3 Built: 202 m2 Terraces: 84 m2 Price: € 1,495,000 Reference: 7676

+34 952 863 750

www.panorama.es

Ground floor apartment with views and private pool in Aloha Park Enjoying wonderful sea views and within few minutes’ drive to Puerto Banús. Underfloor heating throughout. Private garden and swimming pool maintained by the community.

A wonderful property within a luxury complex with gym, indoor pool, and 24-hour security.

An International Associate of Savills

129

“You run a fantastic company and we were so lucky to have chosen you!” Duncan Gill

SAN PEDRO DE ALCÁNTARA Plot: 857 m2 Bedrooms: 4 Bathrooms: 4 Built: 405 m2 Terraces: 27 m2 Price: € 1,295,000 Reference: 6873

130

Elegant home with modern features in Guadalmina Alta Recently built with top quality materials and designed by Marcos Sainz, this home is situated in an established area in Guadalmina Alta, right by golf course, shops and restaurants, and is distributed over 3 levels.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Your attention to detail and professional approach was much appreciated.” Lord Evans of Watford

NUEVA ANDALUCÌA

BENAHAVÍS

Las Alamandas

Los Arqueros

Bedrooms: 3 Bathrooms: 3 Built: 184 m2 Terraces: 49 m2 Price: € 1,195,000 Reference: 8947

Plot: 1,164 m2 Bedrooms: 5 Bathrooms: 3 Built: 383 m2 Price: € 895,000 Reference: 7399

Luxurious apartment in a 5-star gated complex in the Golf Valley. Beautiful communal gardens with pools, small gym and 24 hour security.

Well-built modern villa, opposite the Club House of Los Arqueros Golf. Offering sea views and a beautiful mature garden.

MARBELLA CENTRE

MARBELLA EAST

Bedrooms: 2 Bathrooms: 2 Built: 107 m2 Terraces: 20 m2 Price: € 980,000 Reference: 6019

Plot: 776 m2 Bedrooms: 3 Bathrooms: 3 Built: 163 m2 Terraces: 90 m2 Price: € 975,000 Reference: 8871

Beachfront! Elevated ground floor apartment with excellent sea views.

Luxurious complex with 24-hour security.

Wonderful beachside bungalow in an exclusive area, next to the 5-star Los Monteros hotel. Recently renovated.

Marina Mariola

+34 952 863 750

www.panorama.es

Los Monteros

An International Associate of Savills

131

“You found a new Luxembourg customer, and certainly not the last one.” F. W.

Beachfront duplex apartment in 5-star development

ESTEPONA Bedrooms: 2 Bathrooms: 2 Built: 112 m2 Terraces: 59 m2 Price: € 938,000 Reference: 8606

Built to the highest standards with panoramic views to the coast. The urbanization features 24hour security, landscaped gardens and a Spa area with sauna, Turkish bath, hydro massage and indoor pool.

Two, three and four bedroom units available.

132

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I can only say that I am convinced I took the right decision in collaborating with you.” Marc Hoecke

GOLDEN MILE Bedrooms: 2 Bathrooms: 2 Built: 157 m2 Terraces: 57 m2 Price: € 1,090,000 Reference: 8158

+34 952 863 750

www.panorama.es

Best penthouse available in Mansion Club Luxurious penthouse with panoramic sea views.

Fully gated 5-star urbanization with beautifully maintained tropical gardens, several water features, swimming pools, gymnasium with indoor heated pool, sauna and Turkish bath, restaurant and 24-hour security service.

An International Associate of Savills

133

“Panorama looked after me in my purchase with an exceptional kindness & consideration.” M. Houssain Sharif

Luxury ground floor apartment in Torre Bermeja

ESTEPONA Bedrooms: 3 Bathrooms: 3 Built: 194 m2 Terraces: 99 m2 Price: € 1,111,000 Reference: 8533

134

Beachfront luxury residential complex of apartments and penthouses, located on the New Golden Mile. High qualities and latest technology throughout.

This property offers stunning views to the garden and the sea.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“I would like to express my gratitude for the first class job you have done.” Beatrice Lodge de Oyarzabal

BENAHAVÍS Plot: 2,000 m2 Bedrooms: 4 Bathrooms: 3 Built: 236 m2 Terraces: 44 m2 Price: € 1,150,000 Reference: 8780

+34 952 863 750

www.panorama.es

Provence-style home with panoramic sea views in El Paraiso Alto Villa with separate guest house in a quiet, consolidated area with fantastic sea and golf views.

A beautiful driveway leads to the main entrance of the property. Boasting excellent qualities throughout, must be seen!

An International Associate of Savills

135

“I consider your company to be highly competent, responsible, and respected.” I. P. de Vargas

MARBELLA EAST Plot: 800 m2 Bedrooms: 3 Bathrooms: 3 Built: 257 m2 Terraces: 127 m2 Price: € 1,285,000 Reference: 8398

136

Brand new project of modern villas in Río Real A gated community of villas, located in a peaceful residential area surrounded by golf courses.

An incredible opportunity, in one of Marbella’s most desirable areas, just a 10-minute drive to Marbella centre.

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“My grateful thanks to Chris and your colleagues for your highly professional service.” Brian Beazer

GOLDEN MILE

ESTEPONA

Plot: 515 m2 Bedrooms: 4 Bathrooms: 4 Built: 303 m2 Terraces: 49 m2 Price: € 950,000 Reference: 6970

Bedrooms: 3 Bathrooms: 3 Built: 156 m2 Terraces: 49 m2 Price: € 975,000 Reference: 8526

Bright and spacious villa in Las Lomas del Marbella Club. Gated community with 24hour security, beautiful gardens and pools.

Beachfront, ground floor apartment. Within a gated complex with 24-hour security, gardens, pools, gym, sauna, etc..

MARBELLA EAST

NEW GOLDEN MILE

Plot: 1,767 m2 Bedrooms: 4 Bathrooms: 3 Built: 285 m2 Terraces: 20 m2 Price: € 975,000 Reference: 8013

Bedrooms: 3 Bathrooms: 2 Built: 142 m2 Terraces: 43 m2 Price: € 950,000 Reference: 7522

Charming Andalusian style villa set on a hill top and surrounded by nature. Panoramic sea and mountain views.

Brand-new modern apartment in exclusive beachfront complex. Amazing communal gardens, pool, gym, spa and security.

Ancón Sierra

El Rosario

+34 952 863 750

www.panorama.es

Menara Playa

Doncella Beach

An International Associate of Savills

137

“Each and every one of our agreements were carefully respected.” Angel Salesi Ballero

GOLDEN MILE Bedrooms: 2 Bathrooms: 2 Built: 117 m2 Terraces: 24 m2

Delightful west-facing property, beautifully renovated to high standards.

Price: € 950,000

Situated in a perfect location, just steps to the beach and next to the 5-star hotel Puente Romano, with all it’s facilities at hand.

Reference: 8582

138

Contemporary penthouse in Puente Romano II

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“It is more than professionalism, it is talent and you are an artist, Chris.” Pierre Laisné

GOLDEN MILE

Outstanding penthouse with sea views in Mansion Club

Bedrooms: 3 Bathrooms: 2 Built: 173 m2 Terraces: 42 m2

Well-priced, south-facing apartment in this 5-star urbanization, close to Marbella centre.

Price: € 975,000

This fully gated complex has beautifully maintained tropical gardens, pool, indoor heated pool, spa area, gym and 24-hour security.

Reference: 8497

+34 952 863 750

www.panorama.es

An International Associate of Savills

139

“If I were selling my villa today I would list it inViva and Panorama.” Managing Director, Viva Estates

GOLDEN MILE Plot: 1,400 m2 Bedrooms: 5 Bathrooms: 4 Built: 305 m2 Price: € 1,275,000

Elegant, renovated villa in Cortijo de Nagüeles Beautiful villa, tastefully decorated and built to the highest standards on one level.

Located in a prestigious neighborhood below Sierra Blanca within 5-minutes’ drive to the beach and Marbella centre.

Reference: 8762

140

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Your attention to detail and professional, friendly approach was much appreciated.” Lord Evans of Watford

GOLDEN MILE Bedrooms: 3 Bathrooms: 3 Built: 357 m2 Terraces: 286 m2 Price: € 1,884,000 (Other units from € 872,000 to € 1,956,000) Reference: 5248

+34 952 863 750

www.panorama.es

Superb contemporary townhouses with sea views in Sierra Blanca This particular unit features a Zen garden and private pool. Communal gardens with pools, 3 Spas with heated indoor pool, sauna, Turkish bath, gym and 24-hour security.

A brand-new complex surrounded by nature.

Other units are also available!

An International Associate of Savills

141

“Your attention to detail, professional approach & friendly assistance was much appreciated.” Lord David Evans

BENAHAVÍS

GOLDEN MILE

Plot: 1,046 m2 Bedrooms: 4 Bathrooms: 4 Built: 298 m2 Terraces: 42 m2 Price: € 895,000 Reference: 8542

Plot: 358 m2 Bedrooms: 3 Bathrooms: 3 Built: 273 m2 Terraces: 46 m2 Price: € 995,000 Reference: 8911

Elegant villa in a quiet residential area, only a 5-minute drive to San Pedro. Fantastic views to La Concha mountain.

Villa with sea views in this much sought-after exclusive urbanization above the Golden Mile.

Fully gated community, 24-hour security.

GOLDEN MILE

GOLDEN MILE

Plot: 115 m2 Bedrooms: 6 Bathrooms: 5 Built: 220 m2 Terraces: 43 m2 Price: € 890,000 Reference: 8887

Bedrooms: 3 Bathrooms: 2 Built: 127 m2 Terraces: 213 m2 Price: € 950,000 Reference: 8728

Beachfront! Partly renovated beachside townhouse enjoying communal gardens with pool, tennis & paddle courts, kids’ playground.

Contemporary ground floor apartment in a small gated complex of 8 luxury apartments.

Completion estimated December 2016.

Fuente del Espanto

Ancón Sierra

Marbellamar

142

Señorío de Vasari

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Always pleasant and courteous without being pushy.” Frances Clarke

NUEVA ANDALUCÌA

ISTÁN

Bedrooms: 3 Bathrooms: 3 Built: 190 m2 Terraces: 84 m2 Price: € 875,000 Reference: 6606

Plot: 349 m2 Bedrooms: 4 Bathrooms: 3 Built: 198 m2 Terraces: 349 m2 Price: € 650,000 Reference: 8816

Stunning duplex penthouse in a quiet residential area, with impeccable interiors and stunning first-class views to the coast.

Villa with excellent views in a gated community in a protected country setting, 24-hour security, 10 minutes’ drive from Puente Romano.

ESTEPONA

ESTEPONA

Plot: 638 to 744 m2 Bedrooms: 3 Bathrooms: 2 Built: 245 m2 Terraces: 74 m2 Prices from: € 1,051,875 Reference: 8962

Bedrooms: 4 Bathrooms: 3 Built: 145 m2 Price: € 850,000 Reference: 8440

Contemporary luxury resort of 52 villas on an elevated plot overlooking the Mediterranean Sea. Opportunity to personalise all spaces.

Wonderful beachfront apartment with panoramic views, in a secure community with gym, gardens, pools and more.

Albatross Hill Club

Sunset Bay

+34 952 863 750

www.panorama.es

Sierra Blanca Country Club

Los Granados Playa

An International Associate of Savills

143

“I would like to thank Panorama’s Rental Department for making our stay very enjoyable.” Barry Beck

GOLDEN MILE

PUERTO BANÚS

Bedrooms: 3 Bathrooms: 2 Built: 169 m2 Terraces: 41 m2 Price: € 720,000 Reference: 8095

Bedrooms: 3 Bathrooms: 2 Built: 227 m2 Price: € 850,000 Reference: 7348

Spacious, first floor apartment in a luxurious urbanisation with gardens, pools, restaurant, gym, squash court & 24-hour security service.

Lovely first floor apartment in a secure beachfront complex with extensive gardens, pools and direct access to the beach.

ESTEPONA

NUEVA ANDALUCÍA

Bedrooms: 3 Bathrooms: 3 Built: 179 m2 Terraces: 79 m2 Price: € 799,000 Reference: 8529

Plot: 578 m2 Bedrooms: 5 Bathrooms: 4 Built: 201 m2 Price: € 740,000 Reference: 8078

Ground floor apartment in a luxury residential complex on the New Golden Mile, with very high qualities and a wonderful beachfront location.

Partially refurbished villa with sea views in a great location. Within walking distance to the beach and Puerto Banús.

Monte Paraíso

Torre Bermeja

144

Playas del Duque

Casino Area

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“The Panorama Rental Department provided an absolute top class service.” Christian Höglund

GOLDEN MILE

GOLDEN MILE

Bedrooms: 2 Bathrooms: 2 Built: 117 m2 Terraces: 25 m2 Price: € 750,000 Reference: 8909

Bedrooms: 2 Bathrooms: 2 Built: 167 m2 Terraces: 60 m2 Price: € 745,000 Reference: 6552

Beautiful refurbished apartment in one of Marbella’s most desirable beachside areas, next to the famous 5-star Hotel.

Modern, ground floor apartment, built to high standards and within a 5-minute drive to Marbella centre and the beach.

MARBELLA EAST

GOLDEN MILE

Bedrooms: 4 Bathrooms: 3 Built: 159 m2 Terraces: 71 m2 Price: € 690,000 Reference: 8011

Bedrooms: 3 Bathrooms: 3 Built: 290 m2 Price: € 750,000 Reference: 8832

Beachside ground floor apartment in a sought after beachside complex. Lush tropical gardens with 2 pools and a paddle tennis court.

Luxurious west-facing, first floor apartment finished to high standards. Lovely views to the mountains and partially to the sea.

Puente Romano, Phase II

Bahía de Marbella

+34 952 863 750

www.panorama.es

Imara

Lomas de Sierra Blanca

An International Associate of Savills

145

“Chris and his team helped in many ways that went well beyond their role of real estate agents.” Ena Abensur

PUERTO BANÚS

SAN PEDRO DE ALCÁNTARA

Bedrooms: 2 Bathrooms: 2 Built: 154 m2 Terraces: 25 m2 Price: € 670,000 Reference: 7704

Plot: 1,078 m2 Bedrooms: 4 Bathrooms: 2 Built: 267 m2 (including terraces) Price: € 799,000 Reference: 6706

Beachside ground floor apartment in a gated complex with tropical gardens, pool, gym, 24 hour security and direct access to the beach.

Delightful family home situated in a consolidated residential area. Close to all amenities and 5-minute drive to Puerto Banús.

PUERTO BANÚS

NUEVA ANDALUCÍA

Bedrooms: 2 Bathrooms: 2 Built: 179 m2 Terraces: 36 m2 Price: € 650,000 Reference: 8466

Plot: 564 m2 Bedrooms: 2 Bathrooms: 2 Built: 124 m2 Price: € 700,000 Reference: 8890

Elegant second line beach apartment.

Within exclusive community of 36 properties, next to Puerto Banús.

Delightful, totally refurbished bungalow, next to the famous bull ring and walking distance to all amenities.

Ventura del Mar

Bahía de Banús

146

Guadalmina Alta

Centro Plaza

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“My gratitude for making me feel looked after and protected as if I were a very old friend.” Françoise Dard

GOLDEN MILE

GOLDEN MILE

Bedrooms: 3 Bathrooms: 3 Built: 212 m2 Terraces: 65 m2 Price: € 680,000 Reference: 6252

Bedrooms: 3 Bathrooms: 2 Built: 147 m2 Terraces: 43 m2 Price: € 649,000 Reference: 6784

Magnificent west-facing, ground floor apartment with 24-hour security, gardens and pool. Minutes to Puerto Banús.

Spacious first floor apartment with sea views in a complex with 24-hour security and only a 5-minute drive to Marbella centre.

NUEVA ANDALUCÍA

GOLDEN MILE

Plot: 282 m2 Bedrooms: 3 Bathrooms: 4 Built: 248 m2 Price: € 675,000 Reference: 5968

Bedrooms: 2 Bathrooms: 2 Built: 154 m2 Terraces: 70 m2 Price: € 650,000 Reference: 6534

Spacious recently renovated townhouse situated close to the golf club of Aloha, within a 2-minute drive to Puerto Banús.

Elegant ground floor apartment in exclusive urbanization with 24-hour security, indoor and outdoor pools, gym and spa area.

Lomas de Sierra Blanca

Aloha

+34 952 863 750

www.panorama.es

Condado de Sierra Blanca

Lagos de Sierra Blanca

An International Associate of Savills

147

“I admire the professionalism, seriousness & goodwill you have shown.” Antonio Ruiz Joyanes

GOLDEN MILE

GOLDEN MILE

Bedrooms: 2 Bathrooms: 2 Built: 166 m2 Terraces: 67 m2 Price: € 670,000 Reference: 8822

Bedrooms: Studio Bathrooms: 1 Built: 51 m2 Terraces: 8 m2 Price: € 600,000 Reference: 8834

1st floor corner apartment in a 5-star complex with 24-hour security, communal gardens with pools, clubhouse, gym and golf course.

Renovated, beachside penthouse suite in the famous 5-star hotel, all facilities included for residents and no community

GOLDEN MILE

PUERTO BANÚS

Bedrooms: 4 Bathrooms: 4 Built: 181 m2 Terraces: 72 m2 Price: € 495,000 Reference: 6608

Bedrooms: 3 Bathrooms: 2 Built: 141 m2 Terraces: 25 m2 Price: € 580,000 Reference: 7511

Lovely southeast-facing apartment within this prestigious gated complex with 24-hour security, communal gardens and pools.

Bright and spacious southeast-facing duplex penthouse. Only a short walk to the beach and close to all amenities.

Monte Paraiso Country Club

Ancón Sierra

148

Hotel Puente Romano

El Embrujo Playa

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

For a quote, private consolation or further information, please call Danni Worth on 952 882 273 or email danni@opdebeeck-worth.com

www.opdebeeck-worth.com

Established in 1901, Hiscox are a London based Insurer and leading insurer of high value homes and contents, who bring a refreshing and innovative approach to this type of insurance. A Hiscox policy offers considerably broader cover than most of their competitors, more generous limits and above all, an award winning claims service.

As an independent insurance broker based in Marbella (Spain), OP DE BEECK & WORTH have provided clients with expertise and insurance advice for over 40 years. Longstanding relationships with Europe’s leading Insurers, a profound market experience and a committed team make us your best ally. Specialised in High Value Homes, OP DE BEECK & WORTH also provides health, boat, golf and any sort of insurance.

“Thank you Chris and Alex for your hard work and dedication.” Mola Ireland

MARBELLA EAST

GOLDEN MILE

Bedrooms: 3 Bathrooms: 3 Built: 165 m2 Terraces: 98 m2 Price: € 565,000 Reference: 8243

Bedrooms: 3 Bathrooms: 2 Built: 151 m2 Terraces: 32 m2 Price: € 495,000 Reference: 6785

Lovely townhouse within a small, wellmaintained gated complex with 2 pools.

Next to Marbella’s best beaches.

Spacious townhouse in an Andalusian pueblostyle complex with communal grounds, pool and a social club, walking distance to the beach.

GOLDEN MILE

GOLDEN MILE

Bedrooms: 3 Bathrooms: 3 Built: 159 m2 Terraces: 49 m2 Price: € 450,000 Reference: 8274

Bedrooms: 2 Bathrooms: 2 Plot: 70 m2 Built: 142 m2 Price: € 490,000 Reference: 8746

Spacious apartment in a consolidated, sought-after area within a secure complex with beautiful communal gardens and pool.

Lovely elevated ground-floor apartment with private garden in a small, exclusive urbanization. Short walk to Puente Romano.

Bahía de Marbella

Las Lomas del Marbella Club

150

Las Lomas del Marbella Club Pueblo

Las Mariposas

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

ppberrocal@berrocalfloristas.com Tel. +34 952 765 959 Fax. +34 952 820 925 Movil. +34 609 567 040

lection e s t s e b ck the al, organic o t s e W natur ts including % 0 0 1 f o produc d and all d e i f i t . e cer packag nd vegetables r o h s fre l fruit a a n o s a se

Rentals Department Welcome to Panorama Rentals, where you will find the best selection of properties available for long and short term let.

Renting a property offers the perfect opportunity to experience life in Marbella and helps to decide on the ideal property if you’re thinking of buying.

We offer a fully personalised service using our direct database of handpicked quality rentals. From apartments to townhouses and villas, we negotiate the best terms and see our clients through the contract procedure, as well as settling in and assisting throughout the tenancy. Our small team of highly experienced Rental Consultants speak English, Spanish, French, German, Italian and Romanian.

Come and see us for an informal chat or call us on: (+34) 952 90 10 15 (we’re opposite the Marbella Club Hotel) or e-mail us at: rentals@panorama.es

GOLDEN MILE La Trinidad

Type of Rental: Long Term Bedrooms: 2 Bathrooms: 2 Built: 138 m2 Price: € 2,800 per month Reference: 00162 Fantastic apartment, sea views, gated complex, 24-hour security, heated pool, gym, parking. Fully furnished.

152

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“Clear frankness, sincerity and honesty do not undermine a shrewd sales approach.” Georges Saade

PUERTO BANUS Embrujo Banús

Type of Rental: Long Term Bedrooms: 2 Bathrooms: 2 Built: 146 m2 Terraces: 50 m2 Price: € 2,000 per month Reference: 00497 Luxury complex next to Puerto Banús, 2 pools, gym, sauna, Jacuzzi, heated pool, 24-hour security. Furnished or unfurnished.

NUEVA ANDALUCÍA Aloha

Type of Rental: Short Term Plot: 4,500 m2 Bedrooms: 10 Bathrooms: 10 Built: 1,400 m2 Terraces: 400 m2 Price: € 20,000 per week Ref: 01044 Just a few minutes’ drive to Puerto Banús, accommodating up to 20 guests. Heated pool, small artificial lake with koi ponds.

GOLDEN MILE Sierra Blanca

Type of Rental: Long Term Plot: 3,000 m2 Bedrooms: 6 Bathrooms: 6 Built: 600 m2 Price: € 18,000 per month Ref: 01126 Cozy home in prestigious community with mature tropical garden, heated pool, and plenty of privacy. Offered fully furnished.

+34 952 863 750

www.panorama.es

An International Associate of Savills

153

GOLDEN MILE Marbella Club

Type of Rental: Short Term Bedrooms: 4 Bathrooms: 4 Plot: 556 m2 Built: 306 m2 Terraces: 20 m2 Price: € 15,000 per week Ref: 00160 Stunning villa in the grounds of the Marbella Club Hotel. One the best properties of its type in this area.

GOLDEN MILE Nagüeles

Type of Rental: Short Term Bedrooms: 6 Bathrooms: 6 Plot: 2,392 m2 Built: 591 m2 Terraces: 196 m2 Price: € 10,500 per week Ref: 00881 Contemporary-style villa, easy walking distance to shops, restaurants and the beach. Incredible sea views, private.

NUEVA ANDALUCÍA La Cerquilla

Type of Rental: Short Term Bedrooms: 5 Bathrooms: 5 Plot: 2,800 m2 Built: 650 m2 Price: € 10,000 per week Ref: 00320 Outstanding contemporary-style villa in one of the best areas of Nueva Andalucía. Sea views, heated pool, gazebo, tennis court.

154

Marbella’s Longest Established Real Estate Agency

www.panorama.es

+34 952 863 750

“The rental team was simply outstanding.” Suzanne Higgins

GOLDEN MILE Puente Romano

Type of Rental: Short Term Bedrooms: 3 Bathrooms: 3 Built: 141 m2 Terraces: 43 m2 Price: € 4,000 – 5,000 per week Reference: 00974 Renovated first floor apartment with partial sea and garden views in the most desirable beachfront complex, 24-hour security.

GOLDEN MILE Puente Romano

Type of Rental: Short Term Bedrooms: 3 Bathrooms: 3 Built: 191 m2 Terraces: 64 m2 Price: € 4,000 per week Reference: 01161 Renovated duplex penthouse in soughtafter complex, beautifully maintained gardens with pool and 24-hour security.

GOLDEN MILE Monte Paraíso

Type of Rental: Short Term Bedrooms: 5 Bathrooms: 4 Built: 270 m2 Terraces: 109 m2 Price: € 3,500 per week Reference: 01147 South-facing duplex penthouse, recently renovated. Exclusive gated community, 24hour security, spa, heated pool, gym.

+34 952 863 750

www.panorama.es

An International Associate of Savills

155

Christopher Clover

Managing Director · Board Chairman

Alfonso Muñoz

Bill Clover

Advisor to the Board of Directors

Sean Cannon

Sales Co-ordinator

Senior Property Consultant

Walter Fernández

Vedran Canjunga

Sarina Garber

Beatriz Garvayo

Property Consultant

Rentals Consultant

Anique Bulham Receptionist

Property Consultant

Rentals Consultant

Irene Sierra

Support Team Member

Katinka Clover

Listings Director · Board of Directors

Gonzalo Ruiz

Accounts Director · Board of Directors

Beatrice Pittá

Ulla Lamervo

Marjut Nordström

Luis Gallardo

Andy Schweitzer Property Consultant

Rentals Department Manager

Carolina Alaniz

Sam Cameron

Elena Escribano

Loli Vázquez

Margarita Garvayo

Kerry Sidhu

Senior Property Consultant

Property Consultant

PA to the Managing Director

Assistant to Accounts Director

“I will certainly recommend Panorama to all friends of mine for any real estate transaction.”

Sergey Ivakhno

Alex Clover

Assistant MD · Board of Directors

Property Consultant

Listings Department

Rentals Receptionist

Property Consultant

Sorin Mailat

Marketing Co-ordinator

Receptionist

Cruz-Conde & Asociados, es un despacho de Abogados y Economistas fundado en 1979. Está considerado como uno de los más prestigiosos y experimentados de la Costa del Sol. Cruz-Conde & Asociados cubre todas las ramas del Derecho, estando especializado en Derecho Inmobiliario y Fiscal, y cuenta con un equipo de profesionales multilingüe.

Established in 1979, Cruz-Conde & Asociados is a wellknown Law Firm, considered among the most prestigious and experienced in the South of Spain. The Law Firm covers all areas of Law, although it specializes in Property and Tax Law, with a multilingual team of professionals.

Blvd. Príncipe Alfonso Hohenlohe s/n, Hotel Marbella Club - OF. 7 y 8, 29602 Marbella Tel.: 952 76 89 76

www.cruz-conde.com

Overview of Golden Mile areas and complexes

1 Panorama, Hotel Puente Romano 11 Cascada de Camoján 2 Panorama, Opposite Marbella Club 12 La Quinta de Sierra Blanca 13 Sierra Blanca Villas 14 Altos Reales A 3 Casablanca 15 Altos Reales B 4 Santa Petronila 16 Nagüeles 5 Santa Margarita 17 La Carolina 6 Marbella Club 18 El Vicario 7 Las Torres 19 Altos de Puente Romano 8 Los Verdiales 20 Los Picos de Nagüeles 9 Puente Romano 21 Marbella Hill Club 10 El Ancón 22 La Capellanía

23 24 25 26 27

Marbella Hill Club II Sierra Blanca Country Club Lomas del Marbella Club Ancón Sierra Village Las Lomas de Magna Marbella

Apartments 28 29 30 31

Mare Nostrum Gran Marbella Don Gonzalo Marina Mariola

32 33 34 35 36 37 38 39 40 41 42 43

Alhambra del Mar Las Cañas Puente Romano Puente Romano II Marina Puente Romano Terrazas de Puente Romano Oasis Club Port Oasis Playa Esmeralda Oasis de Banús Jardines del Príncipe Condado de Sierra Blanca

44 45 46 47 48 49 50 51 52 53 54 55

Monte Paraíso Country Club Los Ceibos Imara Monte Castillo Mansion Club Lagos de Sierra Blanca Reserva de Sierra Blanca Señorío de Marbella Monte Paraíso Ancón Sierra La Trinidad Lomas de Sierra Blanca

56 The World 57 Benalús

Townhouses 58 59 60 61 62 63

La Virginia Hill Club Sierra Blanca Sierra Blanca del Mar Meisho Hills Villa Magna Lomas de Marbella Club Pueblo 64 Ancón Sierra

Overview of Greater Marbella areas and complexes

Marbella West

1 Panorama, Hotel Puente Romano 9 2 Panorama, Opposite Marbella Club 10 11 Marbella Town & Golden Mile 12 3 Alhambra del Mar 13 4 Casablanca 13 5 Las Cañas 14 6 La Virginia 15 7 Mansion Club 16 8 Altos Reales 17

Cascada de Camoján Marbella Sierra Blanca Marbella Hill Club Rocío de Nagüeles Lomas del Marbella Club El Ancon Sierra Monte Paraíso Marina Puente Romano La Trinidad (Istán Road) Lomas de Río Verde

18 Oasis Club 19 Playa Esmeralda

Puerto Banús 20 21 22 23 24 25

La Alzambra Los Granados Playas del Duque El Embrujo Banús El Embrujo Marbella Malibú

MARBELLA IN NUMBERS | Official population 2014: 138,679 Real population incl. unregistered residents/tourists 2014 (est.): (Winter) 275,000 (August) 850,000

Marbella East

Nueva Andalucía

Marbella West

Marbella East

26 Aloha Golf 27 Los Naranjos Golf 28 Las Brisas Golf

33 34 35 36 37 38 39 40 41

42 43 44 45 45 45 46 47 48

Benahavís 29 30 31 32

La Quinta Golf Los Arqueros Golf El Madroñal La Zagaleta

Cortijo Blanco Linda Vista Baja Guadalmina Baja & Golf Guadalmina Alta & Golf Valle del Sol Casasola Atalaya Park El Presidente Benamara

Reserva de Los Monteros Río Real & Golf Bahía de Marbella Altos de Marbella Los Monteros Hill Club Samara Urb. Las Chapas El Rosario Elviria

Area: 114.3 km2 | Length of Coastline: 27 km | Average days of sun per year: 320 Average annual temperature: 19 °C | Marinas: 3 | Golf Courses: 16 and nearby 24 more