Panorama Community Magazine January 2017

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features

006 Collum's Column by Larry Collum 036 The Recipe Box 040 Art & Antiques by Dr. Lori 046 Hard Coal Baseball by Rich Lipinski 051 Tire Inflation: Fill Your Tires With Nitrogen?

CEO/Publisher Larry Collum Advertising Account Executives Beverly Collum, Patty Collum, and Rich Lipinski Graphic Design Department Joan Palmer, Beth Kostanesky

055 Master Gardener by Mary Ann Miller

Office Manager Sandy Collum Contributing Writers Thomas R. Buff, Mary Ann Miller, Dr. Lori Verderame, Rich Lipinski Rev. Connell McHugh

by Tom R. Buff

sections

007 New Year, Healthy New You Health & Fitness Guide 022 Legal & Financing 029 Dining & Entertainment 038 Family & Community 051 Automotive 054 Home & Garden

extras

039 January 2017 Calendar 041 Business Card Bulletin Board 048 Puzzles & Trivia 050 Community Calendar 058 Puzzles & Trivia Answers 058 Advertisers Index

Enter the

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JANUARY 2017 CALENDAR OF EVENTS

Health Screenings BLOOD PRESSURE SCREENINGS Prevention is key. Have your blood pressure checked at one of the following locations: Free!

Laurel Mall Walkers, Thursday, Jan. 5: 8-9 a.m. at Laurel Mall, Hazleton Wednesday, Jan. 18: 11 a.m.-noon at Hazleton Active Adult Center, 24 E. Broad St., Hazleton Wednesday, Jan. 25: 11 a.m.-noon at Freeland Active Adult Center, 701 Chestnut St., Freeland

Community Education Programs and Events WHAT EVERY PERSON SHOULD KNOW ABOUT STROKE Learn about the signs, symptoms, treatment and rehabilitation available. Wednesday, Jan. 4: 2-3 p.m. at Gunderson Center for Inpatient Rehabilitation, LVH–Hazleton, sixth floor Call 570-501-4600 to register or for more information.

HEALTH EDUCATION AT GENNARO GARDENS Residents of Gennaro Gardens are welcome to attend monthly health and wellness discussions. Wednesday, Jan. 11: 10-11 a.m. Free!

BARIATRIC/WEIGHT-LOSS MANAGEMENT INFORMATION SESSION Is your New Year’s resolution to lose weight? Learn about surgical and nonsurgical weight-loss options. Monday, Jan. 16: 6 p.m. at Health Center at Mountain Top, 237 S. Mountain Blvd. (Weis Plaza), Mountain Top Call 570-501-6322 to register or for more information. Free!

Support Groups (New members always welcome)

BARIATRIC SUPPORT GROUP Wednesday, Jan. 18: 7-8 p.m. at LVH–Hazleton, Business and Education Center, first floor conference room Call 570-501-6322 for more information. Free!

Free!

SENIOR CHOICE No program this month. If you are interested in joining Senior Choice, call 570-454-4752 for more information.

570-501-4000

LVHN.org/calendar


It is most appropriate for my article this month to be about the transfer of our Government on Inauguration Day, January 20, 2017. We are the only Nation that has transferred this amount of power from one President to another for the 45th time without firing a single shot. The Oath that our President must take is prescribed in the wording of article II, section 1, clause 8 of the United States Constitution; “I do solemnly swear (or affirm) that I will faithfully execute the office of President of the United States and, will to the best of my ability, preserve, protect and defend the Constitution of the United States.” This oath has been taken by the previous 44 to hold the office of President and will be administered by the Chief Justice to our 45th President on January 20, 2017. This clause is one of several that employ the oath concept, but it is the only clause that specifies the language of an oath for a constitutional officer. While the oath clause in Article VI simply requires the person specified therein to “be bound by oath or affirmation to support this constitution,” the Presidential Oath Clause requires much more than this

general oath of allegiance and fidelity. This clause enjoins the President to swear or affirm that he “will to the best of (his) ability, preserve, protect and defend the Constitution of the United States.” Inauguration Day brings with it pomp and circumstance. Here are just a few interesting facts! Inauguration Day was originally on March 4th. Lame Ducks used to be much lamer. Until 1937, the President and Vice President began their terms on March 4th, four months after Election Day. With advances requiring less time to count votes and travel to Washington D.C., the 20th Amendment, which was ratified in 1933, moved up Inauguration Day to January 20th. When January 20th falls on a Sunday, the public swearing-in ceremony takes place on January 21st. FDR in 1937 was the first President to take the oath of office on January 20th. The man with the longest Inaugural address had the shortest Presidency. Brevity can be a Presidential virtue. Longed windedness can prove fatal. A month after William Henry Harrison spent two hours delivering his 8,445-word Inaugural Address in 1841, the 68-year-old President was dead from pneumonia. Per-

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6 • Panorama Community Magazine

haps due to his prolonged exposure to raw, blustery elements during the Inaugural. By contrast, the following Presidents delivered the shortest addresses; George Washington (135 words in his second address), Franklin Roosevelt (559 words in his fourth address) and Abraham Lincoln (701 words in his second address). In their entirety, all three of these speeches were shorter than just a single sentence topping 700 words in the Inaugural address of John Adams. Perhaps the funniest Inauguration event occurred in 1829, when Andrew Jackson threw open the doors of the White House to his supporters to celebrate. The rowdy party quickly got out of control with the throng muddying the carpets, destroying several thousand dollars’ worth of china and crystal, and getting into fist fights over the refreshments. The new President had to escape through a window to get some breathing space. The exuberant crowd was finally lured out of the White House when tubs of whiskey were rolled onto the south lawn. The way our Country changes in a peaceful manner is a true testament to the wisdom of our founding fathers.

—Larry Collum, CEO/Publisher

Comment or Suggestion?

Any comments or suggestions with reference to my articles, please send your thoughts to larry@panoramapa.com. Thank You For Reading Panorama Community Magazine

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With The New Year Ahead, Let Me Put Your Dental Fears Behind! by Frank Glushefski, D.M.D. Are you fearful of the dentist? If you are, you are truly not alone. Throughout my years of dental practice, I have experienced all sorts of dental fears to varying degrees. For some, it is the mere concept of visiting the dentist while for others the fear or fears may be of a more specific nature. Following are some helpful hints which, I am certainly sure, should greatly decrease if not totally diminish your dental fears. For one, realize and accept your fears. Patients often associate a visit to the dentist with sharp instruments, loud noises, foul odors, and pain in general. Adult fears themselves may stem from a bad childhood experience. Family and friends also pass on their “pearls of wisdom” from bad experiences. Rest assured, dentistry today offers the latest methods and materials to reduce patient pain and discomfort. Know that although you may require a substantial amount of dental work, you may ap-

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proach it gradually to minimize the amount of time spent in the dental chair. You may require more appointments to complete your treatment but the shortened appointments may reduce your stress and fears. I encourage my patients to bring a book, stereo earphones, or any other means of self-distraction which will take their mind off of what is going on due to noise reduction or just plain making passing the time quicker. Stress levels will certainly fall as a result. When children visit my office, a parent/ guardian will accompany them. Often times, I have noticed that the children themselves will do better than the adults. Following this observation, I recommend to my more apprehensive patients that they bring a family member or a friend that could offer them soothing reassurance throughout their procedure to also reduce fears and anxieties. If bringing a self-assuring companion is not an option, try to do a little preparation through self-meditation. Just prior to your appointment, try to place yourself in your own “happy place”. This is classically that mindset or location which makes you feel most relaxed and at peace. Whether it is the happiest event or time of your life or it is a particular destination that you enjoy the most, place yourself there and stay there before, during, and for a while after your dental appointment. Before you know it, your visit will be over and you will be ready for reality once again. Rather than psyching yourself out negatively about your dental visit, convince yourself that

Dr. Frank Glushefski, D.M.D. 414 Lehigh Street • White Haven, PA NOW OFFERING EARLY MORNING AND EVENING APPOINTMENTS

you will have a positive experience. By dispelling your negative thoughts and thinking positively, you will inevitably nullify your anxiety and fear. To further assist you in overcoming your dental fears, reward yourself. Treat yourself to an enjoyable outing or buy yourself a little something special for a job well done. This concept will give you something to look forward to throughout your visit as there’s nothing like self-affirmation to alleviate stress. If some of the aforementioned suggestions work, you may consider oral sedation in a pill form one hour prior to your visit or general anesthesia for more advanced procedures. Nitrous Oxide (“laughing gas”) is also available for oral surgical procedures. Above all, you must find the dentist that is the “perfect fit” for yourself and your dental needs. Be sure that your office sympathetically caters to apprehensive patients which offer solutions mentioned earlier coupled with an abundance of compassion and reassurance. The best dentist for you is not necessarily the one with the largest billboard or phone book advertisement. Rather, it is the one who will treat you with patience, understanding, support, and quality dentistry. If you have a fear of the dentist and are in need of quality dental work in a most relaxed atmosphere, please feel free to contact my office at 570-443-9892 and visit my website at www. toothdocpa.com. From myself, my family, and my staff, we all wish you the happiest, healthiest, and most prosperous of New Years!!!

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8 • Panorama Community Magazine: Health & Fitness


The Power Of Pt: Physical Therapy Helps Leo And Florence Overcome Severe Pain provided by Lehigh Valley Health Network A biology major in college, physical therapist Linda Banos, PT, began exploring potential careers while volunteering at a rehabilitation center. Her path became clear the day she saw a severely impaired young girl lean forward to hug her parents. “It was the first time she could bend far enough for a hug,” Banos says. “Physical therapy made that possible. I knew right there it was the career for me.” Banos provides outpatient therapy at the Lehigh Valley Health Network Health Center at Mountain Top. “Everyone has a unique story,” she says. “Physical therapists assess your overall health and specific goals. So if you come to me with a knee injury but also have back issues, I’ll create a treatment plan that makes sense for you.” Two patients Banos recently treated, Leo Marconi and Florence Migliore, know firsthand the power of physical therapy when pain becomes nearly unbearable. Leo Marconi, 70, of Mountain Top My story: “I own Blue Ridge Pizza & Subs in Mountain Top and Mary’s Family Restaurant in Drums. I started to experience severe pain in my right arm and shoulder in December 2015. Months later, unable to get relief, I turned to my family medicine physician, Mark Radziewicz, DO, with LVPG Family Medicine–Mountain Top. He told me I had spinal stenosis, a narrowing of the spinal canal. He prescribed physical therapy and recommended Linda.” My experience: “Before starting therapy, I was sleeping in a chair and in constant agony. I honestly didn’t believe Linda could help, but I told her I really wanted to return to work. We worked on strengthening and stretching using lots of different activities, from exercise bands to massage to electrical stimulation. Linda was great. If the pain got worse in one area, she backed off and worked elsewhere. She answered all my questions and never let me give up.” My results: “When my pain level didn’t change after a couple of sessions, I became even more skeptical. But shortly thereafter I started to see tremendous improvement. After three weeks, Linda discharged me with some home exercises. I went back to work – and tossing pizza dough – a few weeks after that. I even started going on motorcycle rides with my wife again. I have to keep up with my exercises and will probably need surgery someday. But my pain is gone, so I’m absolutely a believer now. Physical therapy works.” Florence Migliore, 58, of Mountain Top My story: “I was a licensed practical nurse, but had to stop working in 2002 to take care of my health. I have fibromyalgia, had lower-back fu-

sion surgery, knee replacement surgery, two foot surgeries, scoliosis and diabetes. In December 2015, my back pain got worse. I struggled to walk upright, even with braces. In March, I was referred to Linda.” My experience: “I was completely hunched over and could barely walk an inch or two before the pain took my breath away. Linda listened and understood all I was facing. She varied my routine to keep it interesting, so I did yoga, Pilates, weights, exercise bands and recumbent cycling. If Linda saw I was tight, she massaged out the knots in my back so I could keep exercising. It was hard work, but we were constantly laughing and teasing one another.”

My results: “Linda discharged me in May with a home exercise regimen. I still take pain medication, but much less than before. Better yet, I’m walking upright again. I use a back brace and will eventually need more surgery to correct some disk issues, but I’m so grateful for the progress I’ve made. And I’m not done. When I found out Linda would be teaching a chair exercise class at the health center, I signed right up. She’s awesome.” Next Step Learn more about services at the Health Center at Mountain Top. Visit LVHN.org/Mountaintop or call 570-501-4LVH (4584).

“Home That’s Close To Home” Making the Decision to Move is Difficult. Finding the Right Place is Easy. • Personal Care • Secure Memory Care Unit • Independent Apartments • 24 Hour Care Staff • Licensed LPN’s & RN’s on staff • Assistance with activities of daily living • Medication & Diabetic Monitoring

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January 2017 • 9


Are You Lonely? by John Degenhart, DC Ann Landers said the #1 reason people write into her column is to ask “What is wrong with me, I’m so lonely?” I’ve been in practice full-time for 33 years, and I watch the joys and sorrows that people go through in relationships. How often people will tell me how they are struggling with the decision to either live with a significant other who gives them company yet stresses them. Or to simply live alone, where they are free to do what they want, yet they get lonely at times. Let me share what I observe. Statistically, we are told that married peo-

ple live the longest. I’ve seen it in my practice. Even people who seem to argue all the time, they are married for 70 years. So I believe in God’s design ideally a man and woman are to complement each other’s weaknesses and be a helpmate. Sure there will be tough times, but having companionship where they can tolerate each other differences results in a deep love that has been tested many times over the years. Now, when one of the spouses passes on, I think it is so imperative for the remaining spouse to keep active. Stay involved with volunteer groups, join a card club, bowling team, golf league, or a church pierogi session. For divorced or separated couples, I think they have to do some introspection.

They must ask themselves, “How well can I tolerate to live with another person?” I think some perfectionists, should never marry. Date, find companionship, yet time apart when their behavior starts to drive you crazy. So is it better to live alone, or live with someone? Look at your personality, if you can accept people as they are, then marry, have companionship and stay calm during the storms of any relationship. It is not good to be lonely. So you must decide which is harder for you. To cope with loneliness or to learn how to cope with the imperfections of others. We have been shown mercy. We need to show mercy to others. I pray you find peace with yourself.

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The Laurels Senior Living Community... “Where our Family of Residents Come First!” January 2017 New Year, Renewed Hope A New Year is filled with promise and brings with it new dreams, renewed hope and, most importantly, fresh opportunities. We encourage you to embrace the dimensions of living your best life this year, and hope each day you find something that inspires and motivates you. We hope everyone had a wonderful New Year’s celebration and look forward to everything great ahead for us in 2017! We will be very busy this month…Valentine’s Day is around the corner and we have a lot of planning to do! We will be making our own decorations and yummy treats for the celebration. Plus, we have to get the ballots ready to vote for our Laurels King and Queen! No “winter blues” here! We have many exciting activities planned for the next few months! New Year’s Eve The countdown begins! Our New Year’s Eve festivities will begin on Thursday, December 29th at noon with a traditional New Year’s meal; stuffed flounder, confetti rice and caramel chocolate cake for dessert! Yum! Then on Dec. 31st, Joe Lapchak will help us kick off the New Year with a dance party! We are all looking forward to the delicious treats, tasty drinks, festive hats and traditional noise makers. Of course, the year-end celebration won’t be complete until we all gather in front of the TV on Saturday night and countdown the seconds to welcome the New Year! We cannot believe that another year has passed and we look forward to every wonderful journey 2017 will bring. We hope you had a beautiful 2016 and wish you a magnificent 2017!! Spreading the Holiday Joy The 6th Annual Audrianna’s Wish Toy and Blanket Drive was a success! We want to send out a very special thank you to everyone who donated toys and blankets to this wonderful cause. What a wonderful way to spread the joy and love to others during the holiday season. We remember the amazing little girl, Audrianna Bartol, who put this wish list together for all her friends at Janet Weis Children’s Hospital. We are proud to help her family continue her dream. We would also like to

thank everyone for the enormous amount of donations for our first ever toy and clothing drive for Brandon’s Forever Home benefitting the foster children of Luzerne County. Thank you from the bottom of our hearts! We hope you had a blessed Christmas! From Our Home to Yours The administration and staff would like to wish everyone a healthy and Happy New Year! It has been almost 14 wonderful and productive years since we first opened our doors. We have enjoyed welcoming many residents to our beautiful facility. As hectic as it was, we have found that this has been a tremendously rewarding time for all of us involved in caring and helping our residents

get acclimated to residing in our facility. We thank our residents and their families for giving us the opportunity of getting to know you and we look forward to continuing the wonderful reputation in service The Laurels Senior Living Community has gained in the last 131/2 years. We wish you the very best for 2017! If you would like more information regarding our services, please call our office at 570-455-7757 or email us at info@laurelsseniorliving.com. You can also stop by for a tour of our beautiful facility and enjoy a complimentary lunch. From everyone at the Laurels, Happy New Year!

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January 2017 • 11


Falls Catch Car Crashes As Top Killer Of Americans by Ting Oh, PT, Fyzical Therapy & Balance Centers The Center for Disease Control (CDC) recently reported that deaths by falling down have accelerated 60% from prior years, to 31,959 deaths in 2014, nearly equal to motor vehicle traffic deaths in the same one-year period (35,398). If this trend continues, deaths by falls in 2018 will have doubled in ten years. Older people are at higher risk of falling down. People think they’re supposed to lose their balance as they age, but that’s not true. Seniors can confidently move around, but

only if they continually maintain strength and balance through very specific exercises. It’s important to seek help as soon as balance issues begin. Once a senior falls the first time, they become fearful that they will fall again, so they avoid physical activity. That compounds the problem because their muscles become weaker without exercise, making balance even more challenging. We can combat this by using special Overhead Safety Harness technology that is developed and used exclusively at FYZICAL Ther-

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apy & Balance Centers to treat disorders such as Parkinson’s, Amyotrophic Lateral Sclerosis (Lou Gehrig’s), Multiple Sclerosis(MS), osteoporosis and lower extremity prosthetic training. This Overhead Safety Harness System allows a person who is either fragile, or simply afraid of walking to move freely without risk of losing their balance and hitting the ground. It’s amazing what someone can do when fear is removed. With greater confidence, patients regain their abilities more quickly. This special technology has transformed peoples’ lives. To identify balance disorders before people fall, FYZICAL offers the first ever comprehensive screening tool called BODYQ™ (www.MyBODYQ.com). Based on the results, physical therapists design individualized, medically-based exercise programs. BODYQ also screens for dizziness, vision and hearing—all of which can affect balance. In recognition of the new CDC data, FYZICAL® is offering FREE Fall Risk Assessments during the month of January. With the right kind of physical therapy, seniors can regain their confidence, live safe in their own homes and love their lives. To learn more or to schedule an appointment, call us at 570-501-1808. Also visit www.hazletonpt.com and catch our regular TV show on WYLN “Wellness through FYZCIAL Therapy”.

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12 • Panorama Community Magazine: Health & Fitness


Seniors And Overmedication by Marlin Duncan, Comfort Keepers For some, taking medications is essential to maintaining health, and can’t be avoided. But evidence suggests - and experts agree - that millions of people are taking more medications than needed. The more drugs that are taken at the same time, the greater the risk of adverse interactions and potentially devastating side effects, due to the cumulative impact and the mixing of drugs. Overmedication and taking multiple medications (technically called polypharmacy), are common and increasing to epidemic proportions among the senior population. Seniors are prone to more chronic conditions that require medication, but an aging body tolerates drugs differently and metabolizes drugs more slowly, making drug interaction a greater concern. Contributing Factors: The main reason polypharmacy has increased over the past decade is that there are more drugs available for chronic illnesses - from high blood pressure and cholesterol to osteoarthritis and osteoporosis. Improved diagnoses also enhance medication use. Marketing of drugs to consumers plays a role, as patients inquire about and demand the medicines they see advertised on TV and in magazines. There also is a lack of coordination among insurers, doctors, and pharmacies. Patients may see multiple specialists who don’t coordinate with each other to discuss what drugs are being prescribed. It is then left to the patient to track it all, and some seniors are simply not prepared for that. Recent statistics show that on average, 1 out of every 4 patients have prescriptions from at least 4 different doctors. In addition, it is often assumed that people need to take chronic disease medications for long periods, or the rest of their lives. Many who have marginally high cholesterol, high blood pressure and blood sugar can cut back on their medications if lifestyle changes bring their conditions under control - and there is too little emphasis on exploring those options. There’s also a fair amount of research suggesting that a sizable portion of people are taking antidepressants, anti-anxiety meds, and pain relievers when it is not necessary. Potential Dangers: While drugs do save lives, few prescription medications are completely free of risks or side effects. A 2012 report by Bruyere, a Canadian health services organization, listed several factors that put seniors at increased risk from polypharmacy: • Physiologic changes (increased sensitivity to

benzodiazepines, analgesics, or antihypertensives) • Reduced kidney and liver function (making it harder to excrete drugs) • Reduced body fat (this changes the distribution of drugs) • Existing conditions (dementia, delirium, poor kidney function, poor balance and increased likelihood of falls) Polypharmacy also has an effect on cognition and the mental capacity of seniors. Overmedicated seniors have been mistakenly diagnosed with depression, dementia, and even Alzheimer’s disease. Recognize the Warning Signs: Knowing symptoms to watch for can help you determine if your loved one may be overmedicated. Potential signs include: drowsiness; physical complications, like dry mouth and ulcers; confusion; withdrawal from family or friends; hallucinations; dizziness or falls; fractures; and seizures. If your loved one experiences these warning signs or any sudden changes in behavior, notify a doctor immediately. How to Cut Down on Prescriptions • If your loved one takes 4 or more medications (including vitamins, herbs, and OTC medicines) and has not had them reassessed by the primary care doctor within the past year, this should be done as soon as possible. Pill bottles should be taken to the doctor, so he or she has accurate information. • Be proactive when discussing meds with the doctor. Your loved one should ask if he or she still needs to be taking each drug and why. Seniors can also ask if dosages can be lowered. • Ask the doctor if lifestyle changes, such as modifying diet or exercising more, would enable your senior to cut back on any medica-

tions. See if alternative treatments like acupuncture, yoga, or meditation can help. • Don’t just rely on the doctor to know details about drug-drug interactions. Do online research. Reliable websites such as healthline. com and medscape.com list potential interactions and provide explanations. • If a new medicine is taken on top of 2 or more and there are new side effects, tell the doctor right away - especially if symptoms include stomach upset or queasiness, dizziness, sedation, or loss of balance. • A new side effect or drug-drug interaction can develop with meds that have been taken for a while. • That’s because some drugs build up in the body, increasing their potency. Other drugs can lose their effectiveness over time, so a condition’s previously treated symptoms can resurface. • Use only one pharmacy and pharmacist. Make sure the pharmacist knows what is being taken (including herbs prescribed elsewhere). Pharmacists are often better drug interaction specialists than doctors. Comfort Keepers® can help. As part of our quality in-home care, our caregivers can aid in monitoring the right type, timing, and dosage of medications to help keep loved ones safe and healthy. We also offer some technical products as solutions. Contact us today to discover all of the services we offer. For more information on senior living and elder care options, go to www.comfortkeepers/hazletonpa.com. Each office is independently owned and operated. Marlin Duncan, owner of Comfort Keepers, works professionally with the elderly on issues relating to senior independence. He can be reached in Hazleton at 570-450-0890.

Caring for a loved one can quickly become overwhelming. Before it becomes too much, call Comfort Keepers. Call for information or arrange a free in-home visit. All our Comfort Keepers are carefully screened, trained, bonded and Insured.

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How Do Self-Tanning Agents Work by Stephen Schleicher, MD. Well, unless one is lucky enough to snowbird in Florida, looks like our sun-days have ended for the immediate future given the onset of winter. For those with fair skin or a personal or family history of skin cancer this is in actuality a good thing. Many find self-tanning rub-ons a pleasing (and safer) alternative to the suntan or, heaven forbid, artificial “tans” induced by indoor ultraviolet light. How these work was recently explored in a New York Times article. The active ingredient of self-tanning products is an FDA-approved compound derived from sugar named dihydroxyacetone (DHA). This substance reacts with amino acids in dead skin cells sitting on top of the skin’s surface to produce the copper tan-like color. The pigment lasts several days, gradually fading as the stained cells slough off. The article points out that self-tanning agents do not protect against the sun’s harmful rays; in fact, high concentrations of DHA may react with free radicles induced by sunlight to cause cellular damage. The article concludes “self-tanning products are not a substitute for sun blockers, because their sun protection factor, or S.P.F., is minimal and short-lived. It is extremely important to apply sunscreen after using self-tanners”. Sunscreen? Hey, it’s winter. Might as well dream on……

Studies at Brigham and Women’s Hospital and the Illinois Institute of Technology found that eating strawberries regularly may reduce risk factors for diabetes, or perhaps the risk of developing diabetes. Learn more at www.californiastraw berries.com. The earlier oral cancer is detected, the better.Your dentist can check for it but monthly self-exams are useful, too. To help, theAmerican Association of Oral and Maxillofacial Surgeons produced a video showing how to do a self-screening. It’s available at MyOMS.org.

14 • Panorama Community Magazine: Health & Fitness


The Gift Of Sight by Dr. Alexandra Wasmanski, OD Refractive eye surgery is becoming more and more common place throughout the world. Gone are the days of wearing glasses and/or contacts from grade school to retirement. With all the options available today, the most popular is still LASIK. LASIK stands for laser-assisted in situ keratomileusis. This procedure improves vision by changing the shape of the cornea to correct the three main types of refractive problems. For nearsighted people, it will flatten the cornea. For farsighted patients, it will steepen the cornea. And for those with astigmatism, the laser can smooth the cornea’s irregular shape to one that is more spherical. The best candidates for LASIK surgery are those who are with good general and ocular health. Patients should also be at least eighteen years of age. It is important to wait until your eyeglass prescription has stabilized before having the surgery done. That way, an enhancement shouldn’t be necessary a few years down the road.

LASIK has certain advantages over other refractive surgery procedures. First, there is relatively no pain involved. During the surgery, anesthetic drops are used to numb the eye. Afterwards, some patients may feel a mild irritation for a few hours, which quickly resolves. Another benefit is the rapid improvement in vision. Some visual improvement takes place immediately following the completion of the surgery. For most people, satisfactory acuity is achieved by the next day. This allows patients to resume their daily activities 24 hours after surgery. A final perk to LASIK surgery is the quickness of the procedure. It is usually preformed in less than six minutes. There are very little risks associated with LASIK eye surgery. Most commonly, patients experience a temporary dry eye condition. This results when the corneal flap is made. During the first six months following surgery, it is important to use artificial tears to keep the eye moist. This condition is usually

temporary, resolving as the corneal nerves regenerate. Night glare may also initially worsen following LASIK, but again should be self-limiting. Finally, the chance of infection is minimal for this procedure. Patients will be given antibiotic eye drops to use for a short time period following the operation to assure a healthy outcome. When considering refractive eye surgery, it is important to be aware of all your options. The first step is to schedule a comprehensive ocular exam with a well informed eye doctor. The doctor will be able to examine your eyes, assess your ocular health, and determine whether or not you are a good candidate for surgery. Vision is a gift that should last your lifetime.

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Too Much Of A Good Thing? 4 Ways You're Doing Cardio Wrong (BPT) - Does your exercise routine live and die by the treadmill? Does your workout consist of an hour on the elliptical? While you can't ignore the positive impact aerobic exercise has on your health, it may not be the dream weight-loss solution you hope for. "It seems an awful lot of people walk, jog, run and cycle on a regular basis, hoping the time spent on the treadmill, bike or trail will equate to drastic weight loss results," says Paul Kriegler, registered dietitian and nutrition program manager for Life Time Fitness. "There's a fair amount of research on how much cardio is best for realizing health benefits, but there are a few factors that could be compromising those benefits for you." You're doing cardio, but moving less throughout the rest of the day. Think about this: you wake up early, get to your health club and work hard for a solid hour, spinning your legs until they feel like jelly. A puddle of sweat surrounds your bike and your heart rate monitor says you burned 950 calories. That's great, until later on, you forgo

your normal walking break because you feel too worn out. And later that evening, you catch a nap before dinner rather than walking the dog or mowing the lawn. People often justify inactivity in the hours after a strenuous workout. Most experts recommend getting the majority of your movement throughout the day instead of condensing it into one particular segment. • You're doing too much cardio. The health benefits of cardiovascular training appear to begin after around 30 minutes of moderate intensity four to five days per week, totaling around 150 minutes. When it comes to cardio, more isn't always better, especially if you don't give your body time to recover. According to an article titled "Effect of the volume and intensity of exercise training on insulin sensitivity," published in the September 2013 edition of the Journal of Applied Physiology, opting for long, frequent sessions is often less effective than shorter, higher intensity. Doing long sessions of cardio, more than 60 minutes, is rarely necessary unless you're training for a specific event. Another observational study of recreational

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joggers suggest you're better off capping your strict cardio time at 30 minutes and including several days per week of resistance training. • You think cardio means "I get to eat extra calories without consequence." While exercising to burn off some energy may give you a little room for forgiveness, exercising to prepare for or undo poor eating habits doesn't guarantee you results. In fact, according to a study in PubMed, large amounts of cardio training have been shown to induce compensatory eating patterns, especially in women. It's easy to get into this mindset, but exercise is far more than just a way to expend calories. Well-planned, properly executed bouts of activity can stimulate your body to go through incredible changes, but not if you're using food as a reward. • All your cardio sessions are the same. Cardio can be helpful for getting a little solitude or zone out time, but doing the same workout every day when you're looking for results is definitely not the answer. A good exercise program incorporates variability from one workout to the next. Your body has a few major energy systems, and they all need to be challenged over time. Try an Active Metabolic Assessment from Life Time to scientifically determine your most efficient heart rate zones so you can exercise smarter. Cardiovascular exercise may promote a positive mood, better cognitive function and reduce diabetes risk, but only if you do it right. Take these factors into consideration the next time you lace up your gym shoes and hop on the nearest cardio machine.

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16 • Panorama Community Magazine: Health & Fitness


Preventing Cervical Cancer Almost 13,000 women (35 a day) will be diagnosed with cervical cancer in the United States in 2017, but according to the Centers for Disease Control and Prevention (CDC), cervical cancer is the easiest gynecologic cancer to prevent. The National Cervical Cancer Coalition (NCCC) has named January Cervical Health Awareness Month to encourage women across the country to get screened for cervical cancer and receive the HPV vaccine if they're eligible. Cervical cancer is the easiest gynecologic cancer to prevent, with regular screening tests and follow-up. Two screening tests that can help prevent cervical cancer or find it early is the Pap test and the HPV test. The Pap test (or Pap smear) looks for precancers, cell changes on the cervix that might become cervical cancer if they are not treated appropriately and the HPV test looks for a virus (human papillomavirus) that can cause these cell changes. The American Cancer Society (ACS) regularly reviews and updates the cervical cancer screening recommendations when new evidence suggests that a change may be needed. The latest recommendations are: - All women should begin cervical cancer screening at age 21. - Women between the ages of 21 and 29 should have a Pap test every 3 years. They should not be tested for HPV unless it is needed after an abnormal Pap test result. - Women between the ages of 30 and 65 should have both a Pap test and an HPV test every 5 years. This is the preferred approach, but it is also ok to have a Pap test alone every 3 years. - Women over age 65 who have had regular screenings with normal results should not be screened for cervical cancer. Women who have been diagnosed with cervical pre-cancer should continue to be screened. - Women who have had their uterus and cervix removed in a hysterectomy and have no history of cervical cancer or pre-cancer should not be screened. - Women who have had the HPV vaccine should still follow the screening recommendations for their age group. - Women who are at high risk for cervical cancer may need to be screened more often. Women at high risk might include those with HIV infection, organ transplant, or exposure to the drug DES. They should talk with their doctor or nurse. The American Cancer Society no longer rec-

ommends that women get a Pap test every year, because it generally takes much longer than that, 10 to 20 years, for cervical cancer to develop and overly frequent screening could lead to procedures that are not needed. At the Cancer Treatment Center at Hazleton, we treat gynecologic cancers, including cervical cancer, painlessly and non-invasively with radiation therapy. When cervical cancer is treated with radiation, several types are commonly used. We use external beam radiation therapy (EBRT)

to deliver high-energy X-rays to cancer cells, damaging their ability to multiply. Treatments only take about 15 to 30 minutes and side effects are usually minimal. Several factors determine candidacy for radiation therapy treatment including the stage of the cancer, potential side effects, age, and overall health. If you have any questions about cervical cancer, please visit the National Cervical Cancer Coalition at www.nccc-online.org. For more information about the services provided at the Cancer Treatment Center at Hazelton, please visit www.HazeltonCancerCenter.com.

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iPads Help Bring Medical Interpretation To The Bedside Service Available At Lehigh Valley Hospital—Hazleton provided by Lehigh Valley Health Network Imagine you walk into the emergency room. You’re feeling awful. You need help. Medical decisions need to be made quickly. You speak Spanish. Everyone around you is speaking English. You don’t know where to turn. To help you receive the right care in your

language of choice, Lehigh Valley Hospital (LVH)–Hazleton offers certified medical interpreters in person and via telephone. Yet sometimes there still aren’t enough resources to handle all patients. So the hospital – and all of Lehigh Valley Health Network (LVHN) – turned to technology to find a solution.

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Breaking down the barrier Now patients who prefer a language other than English for health care discussions have the option of accessing medical interpreter services on a provided iPad. It’s a live video and audio chat made possible through a partnership with a company called Stratus. “It works similarly to Skype, only with a secured connection,” says Hipolito Madera, LVH–Hazleton patient relations manager. The iPad allows caregivers to access an interpreter via live video from a list of 20 of the world’s most common languages, including Spanish, Arabic and even American Sign Language. If a patient doesn’t speak one of those 20 languages, there are 200 other languages available in audio. The service is available 24/7. “It’s a wonderful way to eliminate communication barriers,” says Kathleen Fogarty, information systems management director at LVH–Hazleton. “In most cases, we’re able to provide face-to-face interaction at the bedside in the patient’s language of choice.” Smiles abound Fogarty and technical analysts helped deploy 65 iPads at the hospital, health centers and at Lehigh Valley Physician Group practices throughout northeast Pennsylvania. When the service started on June 8, patients immediately noticed. “The difference is like night and day,” Madera says. “You can see it in the faces of our patients once they realize the person on the iPad speaks their language. It puts them at ease. It’s a blessing for patients and providers.” It also helps to ensure effective communication and a level of trust between patients and providers, and enhances the quality of care. “The iPads have worked well in the Lehigh Valley, so we’re very glad to help address this important language need in northeast Pennsylvania as well,” says Joumana de Santiago, manager of interpreter services at Lehigh Valley Health Network. “We hope to do more going forward.” Next Step Learn more about your hospital visit. Visit LVHN.org/hazleton or call or call 570-5014000.


Dental Care Without Insurance? by John J. Della Croce DMD, MAGD, FACD, Della Croce Dental Care Think you can’t afford to have healthy teeth? Even if you don’t have dental insurance, there are low-cost ways to get dental care. Many people choose to go without dental care, because they do not know how to find dental care they can afford. Employer provided dental insurance is a wonderful benefit. However, the plan itself can be a barrier based on the limitations of the policy (i.e. no coverage for crowns). You could be the most dedicated brusher and flosser and still have dental problems if you go years without having a professional dental cleaning. Today, people don’t lose their teeth because of decay. Dental materials have improved to the point where modern dentistry can restore almost any tooth back to health and full function. People lose teeth due to gum disease and bone loss (ie: periodontal disease). No dental insurance? Don’t wait for something to go wrong. Imagine going years without: - Changing the oil in your car - Cleaning your furnace Changing filters (air/water/oil) Preventative maintenance prevents expensive breakdowns and emergencies. In an effort to serve you in a new and different way, our office has created an In-Office Dental Plan. This is a discount dental program, not a dental insurance. In many ways it is better than dental insurance. This program bridges the gap for patients who have lost dental insurance coverage (i.e. retirement, between jobs) or are looking to purchase individual dental insurance, but find it too costly. The In-Office Dental Plan is an alternative for families or individuals, who want excel-

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Fighting Back Against Parkinson’s Disease by Ting Oh, PT, Fyzical Therapy & Balance Centers Parkinson’s Disease (PD) is a progressive in the brains ability to produce and utilize agnosed every year. Many people with the neurological condition which affects a per- dopamine. Over 1 million people in the US disease lose hope because they are told there son’s ability to move. It is caused by problems are affected with over 60,000 new cases di- is nothing they can do to help and they will keep getting worse. However there is a way to fight back and recent research shows you can even reverse the symptoms. They have found something that can help decrease damage to the brain cells and improve the body’s ability to utilize available dopamine. That thing is Exercise and according to the Parkinson’s Disease Foundation (PDF), “With greater intensity comes greater benefits”. Vigorous exercise has in fact been called neuroprotective. According to the PDF, “The sooner they begin vigorous workouts after diagnosis the better”. This is because by the time people are diagnosed, they have already lost around 60% of their dopamine cells. So what is vigorous exercise? It’s exercise that is higher in intensity and according to ESPN the most vigorous exercise you can do is Boxing. Wouldn’t it then make sense, people with Parkinson’s Disease should be doing boxing workouts. In fact Rock Steady Boxing (RSB) is a non-contact boxing workout program designed for people with Parkinson’s Disease. Developed in Indianapolis, RSB has grown to over 300 locations in the US and has helped thousands of people fight back. Rock Steady Boxing takes boxing drills and adapts them for people with PD. The program caters for people of all levels and works on specific problems Parkinson’s sufferers know well such as footwork, balance, coordination, posture, strength and even cognitive function. A recent research finding showed people who had participated over a 2 year period had better function and quality of life than before they started. They had esOxygen • Nebulizers • CPAP • Walkers sentially not only stopped the progression but Hospital Beds • Lift Chairs • Stair Lifts had gotten better! Commodes • Bath Safety Equipment Rock Steady Boxing has now come to FYZICAL Hazleton and we are helping people with Parkinson’s Disease fight back and improve their quality of life. To find out more about Rock Steady Boxing or to schedule an assessment, call us at 570-501-1808. Also visit our website at www.rocksteadyboxing.org to see the difference it is making in people’s • lives.

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20 • Panorama Community Magazine: Health & Fitness


Welcome To Hazleton Imaging Hazleton Imaging is celebrating 15 years serving patients in the area and will continue providing the same service for many years to come. We are fully accredited by the ACR. The concept of Hazleton Imaging was created by a group of local Radiologists with the Sole purpose of providing unparalleled service and quality to the patients & physicians of the Wyoming Valley. These physicians earned the respect by the local clinicians as the elite providers of Radiology interpretation in the area at one of the regional hospital facilities. From this, the concept of Hazleton Imaging, a full service, first class Diagnostic Imaging Center was conceived. Our mission has always been and continues to be – to provide patients a better alternative from hospitals for their imaging needs. By providing a stress-free experience, offering a less-expensive option, and having a team of experienced and friendly staff, we are truly able to provide the service, atmosphere and overall experience the patients deserve. We have radiologists on site to read and speak to physicians as well as patient regarding any concerns. Our services include CT, DEXA, DIGITAL MAMMOGRAPHY, ULTRASOUND, MRI/OPEN MRI, NUCLEAR MEDICINE, PET/CT, AND XRAY. Our staff is highly trained in all levels

of radiology, is compassionate towards our local community and is dedicated to providing excellent care. You have a choice when it comes to your health care. So make the right choice. Choose Hazleton Imaging. Diagnostic testing can be expensive, even if you have insurance. Most

people do not realize that fees vary tremendously. Hospitals can charge higher fees for their services then out-patient centers such as Hazleton imaging. If you have a higher deductible, you’ll pay more out of your pocket. Why not go to an independent free standing center and save money. It’s truly a win-win!

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January 2017 • 21


A Resolution For The New Year by Christy M. DeMelfi, Esq. As 2017 begins, it is time to think about your New Year’s resolution. What is yours this year? Some people say they are going to lose weight, quit smoking or finally get their finances under control. If your resolution involves your finances, you may want to take look as to whether you can continue to live like you currently do. Do you want collection agencies calling you at all hours of the day? Do you want to be worried about the Sheriff showing up at your door with court

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papers? If you’re sick of those annoying calls and the anxiety that comes with having debt problems, it is time to do something about it. Now is the time to talk to someone about how to get out of that financial mess so that you can begin to enjoy life again. New Years is the time for starting over and get that the “fresh start” you have been looking for. It is the time to start dealing with financial problems rather than just ignoring them and hoping they will go away. If you make it a resolution to face your financial problems head on and I promise you that 2017 will be a better year. Happy New Year to one and all!

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22 • Panorama Community Magazine: Legal & Financing


What It Means To Be A Financial Caregiver For Your Parents by John J. Beltrami, Financial Advisor at Janney Montgomery Scott LLC and Jason Wood, Financial Advisor Private Client Group If you are the adult child of aging parents, you may find yourself in the position of someday having to assist them with handling their finances. Whether that time is in the near future or sometime further down the road, there are some steps you can take now to make the process a bit easier. Mom and Dad, can we talk? Your first step should be to get a handle on your parents' finances so you fully understand their current financial situation. The best time to do so is when your parents are relatively healthy and active. Otherwise, you may find yourself making critical decisions on their behalf in the midst of a crisis. You can start by asking them some basic questions: • What financial institutions hold their assets (e.g., bank, brokerage, and retirement accounts)? • Do they work with any financial, legal, or tax advisors? If so, how often do they meet with them? • Do they need help paying monthly bills or assistance reviewing items like credit-card statements, medical receipts, or property tax bills? Make sure your parents have the necessary legal documents In order to help your parents manage their finances in the future, you'll need the legal authority to do so. This requires a durable power of attorney, which is a legal document that allows a named individual (such as an adult child) to manage all aspects of a person's financial life if he or she becomes disabled or incompetent. A durable power of attorney will allow you to handle day-to-day finances for your parents, such as signing checks, paying bills, and making financial decisions for them. In addition to a durable power of attorney, you'll want to make sure that your parents have an advance health-care directive, also known as a health-care power of attorney or health-care proxy. An advance health-care directive will allow you to make medical decisions according to their wishes (e.g., life-support measures and who will communicate with health-care professionals on their behalf ). You'll also want

to find out if your parents have a will. If so, find out where it's located and who is named as personal representative or executor. If the ill was drafted a long time ago, your parents may want to review it to make sure their current wishes are represented. You should also ask if they made any dispositions or gifts of specific personal property (e.g., a family heirloom to be given to a specific individual).

consider hiring a geriatric care manager who can help you oversee your parents' care and direct you to the right community resources. Finally, consider discussing the specifics of your situation with a professional. Call for a complimentary financial review @ (570) 455-6301. Visit my website at www. johnbeltrami.com.

Prepare a personal data record Once you've opened the lines of communication, your next step is to prepare a personal data record that lists information you might need in the event that your parents become incapacitated or die. Here's some information that should be included: • Financial information: Bank, brokerage, and retirement accounts (including account numbers and online user names and passwords, if applicable); real estate holdings • Legal information: Wills, durable powers of attorney, advance health-care directives • Medical information: Health-care providers, medication, medical history • Insurance information: Policy numbers, company names • Advisor information: Names and phone numbers of any professional service providers • Location of other important records: Social Security cards, home and vehicle records, outstanding loan documents, past tax returns • Funeral and burial plans: Prepayment information, final wishes if your parents keep some or all of these items in a safe-deposit box or home safe, make sure you can gain access. It's also a good idea to make copies of all the documents you've gathered and keep them in a safe place. This is especially important if you live far away, because you'll want the information readily available in the event of an emergency.

There are no guarantees that any investment or investment strategy will meet its objectives or that an investment can avoid losses. Investment products offered are not insured by the FDIC or any other government agency. They are not deposits or obligations of, or guaranteed by the financial institutions where offered. They also involve investment risk, including the possible loss of principal. Past performance is not an indication of future results. Janney Montgomery Scott LLC Financial Advisors are available to discuss the suitability and risks involved with various products and strategies presented. Janney Montgomery Scott LLC, is a full-service investment firm that is a member of the NYSE, FINRA & SIPC.

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January 2017 • 23


2016 Filing, Delayed Refunds & Security Measures by Alice Horton, Lead Tax Preparer, Honest Abe’s Taxes Taxes for 2016 can be filed beginning January 23, 2017 for those taxpayers that have all Those that file after Febtheir documents including W-2. ruary 15 with these credits may find that their refund Taxpayers filing before February 15, 2017 with children on their return that will take up to 21 days, instead of 7 to 10. claim the EIC (Earned Income Credit) and refundable portion of the CTC Should you be claiming a child that you (Child Tax Credit), will have their refunds delayed. Congress mandated the do not have custody of: Form 8332, must be IRS delay these refunds due to identity theft and fraud relative to these credcompleted and signed by the custodial parits. The earliest the refund will be received is February 15, 2017 and it may be ent, and given to your tax preparer. as late as February 27, 2017. Therefore in addition to the delays both Federal and PA have additional documentation that MUST BE given to the tax preparer. Proof that each dependent child lived with you (school record, medical record, social security documents, etc.) must be presented showing the child (ren) lived at the address of your tax return. Current photo ID will be required for all tax payers. Social Security cards will need to be presented for all people listed on the tax return. Claiming AOTC (American Opportunity Tax Credit) will require having a 1098 T from an affiliated school for your tax credit to be processed. Mileage deduction for business use is only 54 cents per mile. Honest Abe’s Tax Service prep fees can be paid by cash, check, credit card, or bank product. Only returns using the bank product can be sent without full payment for services. We will have debit card program for your refund to be put on and we will have an advance program of up to $1000 for qualified taxpayers. We look forward to serving you. Call for an appointment 570-861-8297. Honest Abe’s Business & Tax Services, 310 S. Church Street, Ste C-3, Hazleton, PA -- 39 years experience! Contact us today, 570861-8297 or yourtaxpartner@aol.com.

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24 • Panorama Community Magazine: Legal & Financing


A Digital Safe Vault To Protect Your Information (BPT) - Whether you're paying for a meal, signing up to play a game on your smartphone or withdrawing money from your bank, your information is at risk. In 2016 alone, 873 data breaches exposed more than 29.8 million records containing potentially sensitive information, according to the Identity Theft Resource Center. While more people are turning to digital solutions to store important information, the threat of cyber security remains a concern for many businesses, governments and individuals. The modern reality when it comes to safely protecting valuables, documents and digital assets, is that both physical and digital secure storage solutions are needed. Security in a changing world In The Wall Street Journal, Sue Shellenbarger says people need a way to securely store both digital and physical copies of important documents. They should "wrap the documents in plastic and store them in a safe or safe-deposit box. Other paper items to keep in both paper and digital form include wills, diplomas, deeds,

titles, licenses and trust and retirement-plan documents." Jerry Pluard of Safe Deposit Box Insurance Coverage (SDBIC) agrees, and recommends using a combination of physical and "digital" safe deposit boxes to protect valuables and digital identity. "A digital safe deposit box can be used to maintain an inventory and store images of the valuable items in your physical box. You can also specify in your digital box the location of physical box and where the keys can be found," Pluard says. Digital vaults for consumers While highly secured digital safe deposit boxes have been used by consumers and banking institutions in Europe for several years, the technology has not been embraced to the same degree in the United States. With the digital vault options now available, American consumers need to be educated on what features are essential to ensuring their security. The top features are: 1. Password manager: Keeping passwords in a

highly secure location might be the feature you access the most in your digital safe deposit box. Look for a password generator and the ability to link directly to the login screen to copy and paste the password in. Also, make sure you can access the password vault even when offline. 2. Encrypted email: Your digital box should have an encrypted email so you can send and receive sensitive documents. 3. Accessibly: Your digital box should have an easy to use mobile app, allowing you to access your passwords, documents and to download and receive encrypted information form a number of devices. 4. Digital inheritance: You should be able to designate several loved ones as beneficiaries who will have access to your digital files and documents in case of a life-changing event. 5. Security: Zero Knowledge technology is a must. This means only you and those you authorize can access your box. Also, you want something known as double encryption. This assures you that even if there is a breach, the hacker cannot access documents or data.

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Top Tips For Financial Security (NAPS)—If you’re like many Americans, you’d like to spend less and save more. According to a Nielsen survey, that was the third most popular New Year’s resolution. Fortunately, it may be simpler than you realize. Purchasing life insurance is a way to help you and your loved ones feel more secure. According to a study by LIMRA, a financial services research firm, 80 percent of Americans say life insurance is something most people need for their family’s financial safety—yet only 44 percent own an individually purchased policy. While the idea can seem daunting, getting life insurance can be as simple as asking yourself a few questions to become familiar with your options, and reaching out to an insurance agent to learn more. What You Can Do Here are five steps to take when thinking about purchasing life insurance: 1. Determine your need: Does someone depend on you financially? Are you lacking the funds to cover your final expenses? If yes, consider life insurance. A beneficiary can use the money to replace income or pay off debts. 2. Familiarize yourself with the benefits: Many people don’t realize that for the beneficiary, life insurance is not subject to federal income taxes in most instances. This is one of the many benefits that comes along with this product. 3. Decide how much life insurance you need: How much coverage would your family need if something happened to you today? What debts would need to be paid off? There are many questions you can ask yourself to help you determine the right type of life insurance you need. You can start planning by using Bankrate’s life insurance calculator at www.bankrate.com/calculators/retire ment/ retirement-calculator.aspx. 4. Understand the different types of life insurance: There are three major types of life insurance coverage: term, whole and universal. All types pay a death benefit but each type can vary in terms of coverage length, premium flexibility and other factors. 5. Consider seeking professional guidance: Options are available for nearly any income and asset level, age and risk tolerance. An insurance professional can help you evaluate your life insurance options and costs based on your unique circumstances. For further information about your life insurance options and to find a nearby insurance agent, visit www.Bankers Life.com.

Achieving Your Financial Resolution by COO Francesco Mercuri, CUCE As 2016 draws to a close, it is time to recognize that time-honored tradition we have all grown to love. The determination of your New Year’s Resolution. Yes, we can make jokes about gym memberships being at an alltime high in January, or retail spending being at an all-time low, but setting resolutions are a great time for you to reflect on some sort of self-improvement. Having a banking background, naturally, I will offer suggestions on financial resolutions, as well has some very easy ways to hold yourself accountable in achieving your resolution. Financial resolutions, like many others, can be a very delicate topic. You must first identify your current financial situation, then evaluate if you are satisfied with that situation. If you are not, identify how you will move to the situation you want and develop a resolution. There is certainly a gamut of financial resolutions you can choose. I doubt I will cover them all, but I hope this will inspire you to create your own. If you are looking to purchase a car or home in the next year, it would be wise to open a savings account to start saving funds for a substantial down payment. This will help to decrease your monthly principal and interest payment. Maybe you are telling yourself you do not want to pay another bank fee again. A great first step would be to consolidate your bank accounts to one account. This will make it easier to track all your outgoing and incoming funds, as they will all be in one easily viewable location. I will also suggest consolidating your account to a CACL Financial account. Because we are not-for-profit and member owned, we have lower fees than what banks typically charge. You may also be tired of paying multiple credit cards or making payments to multiple unsecured loans. One very easy way to rid yourself of these payments is to consolidate them all into one loan, otherwise known as debt consolidation. I strongly suggest that you consolidate your credit card

26 • Panorama Community Magazine: Legal & Financing

debt, as this is usually at a higher interest rate than an unsecured loan and will take a lot longer, and a lot more money, to pay off. Perhaps you are finding difficulty in being approved for a loan and want to build your credit. Many financial institutions, CACL Financial especially, offer credit-builder loans. These loans are a low dollar amount, fixed payment, and short term that cannot be paid off early. The idea is that if a person successfully makes payments for a set amount of time, they will enhance their credit score. Lastly, maybe you want to refinance your home mortgage to take advantage of these currently low mortgage rates. If you do refinance, I encourage you to “shop” around to other financial institutions. They will provide you disclosure documents which include interest rates and monthly payments, that way you can make the educated determination of whether you do want to refinance your home mortgage. Now that we have addressed various financial resolutions, what is the easiest way to achieve one? It’s simple, like the great George Strait once said, “Write This Down!” Reminding yourself daily of your resolution will reinforce your resolution and keep you focused on your goal. Another easy way is to utilize the device we all carry around with us 24/7, our cell phones. Simply set a daily reminder listing your goal, again keeping you focused on your goal. To help you achieve all your financial resolutions, you should use CACL Financial. CACL Financial helps you when others won’t. If you live, work, worship, or attend school in Schuylkill County, you can join. If you are a business located or conducting business in Schuylkill County, you can join. Visit CACL Financial at 1800 W. Market St. in Pottsville, online at www.CACLFCU.org, and like us on Facebook. CACL Financial is not-for-profit and member owned.


January 2017 • 27


FINANCIAL FOCUS: Can You Make Your Investments Less “Taxing”? Provided by Edward Jones Tax Freedom Day, which typically occurs in late April, according to the Tax Foundation, is the day when the nation as a whole has earned enough money to pay off its total tax bill for the year. So you may want to use this opportunity to determine if you can liberate yourself from some investment-related taxes in the future.

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Actually, Tax Freedom Day is something of a fiction, in practical terms, because most people pay their taxes throughout the year via payroll deductions. Also, you may not mind paying your share of taxes, because your tax dollars are used in many ways – such as law enforcement, food safety, road maintenance, public education, and so on – that, taken together, have a big impact on the quality of life in this country. Still, you may want to look for ways to reduce those taxes associated with your investments, leaving you more money available to meet your important goals, such as a comfortable retirement. So, what moves can you make to become more of a “tax-smart” investor? Consider the following: • Know when to hold ’em. If you sell an investment that you’ve held for less than one year, any profit you earn is considered a short-term capital gain, and it will be taxed at

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28 • Panorama Community Magazine: Legal & Financing

the same rate as your ordinary income. (For 2016, ordinary income tax rates range from 10% to 39.6%.) But if you hold the investment for longer than one year, your profit will be taxed at the long-term capital gains rate, which, for most taxpayers, will be just 15%. If at all possible, then, hold your investments at least long enough to qualify for the lower capital gains rate. • Look for the dividends. Similar to longterm capital gains, most stock dividends are taxed at 15% for most taxpayers. Thus, dividend-paying stocks can provide you with an additional source of income at a tax rate that’s likely going to be lower than the rate on your ordinary earned income. As an added benefit, many dividend-paying stocks also offer growth potential. With some research, you can find stocks that have paid, and even increased, their dividends over a period of many years. (Be aware, though, that companies are not obligated to pay dividends and can reduce or discontinue them at their discretion.) • Use those tax-advantaged accounts. Virtually all retirement accounts available to you, whether you’ve set them up yourself or they’re made available by your employer, offer some type of tax advantage. With a traditional IRA, or a 401(k) or similar employer-sponsored retirement plan, your contributions are typically tax-deductible and your earnings can grow tax deferred. Contributions to a Roth IRA, or a Roth 401(k), are never deductible, but earnings can grow tax free, provided you meet certain conditions. The bottom line? Contribute as much as you can afford to the tax-advantaged plans to which you have access. Tax Freedom Day is here and then it’s gone. But by making some tax-smart investment decisions, you might reap some benefits for years to come. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.


Popular Pair: Warm Dip And Crispy Crackers (NAPS)—The next time the party’s at your place, try this light take on a classic dip that’s lower in fat but not in flavor: Warm Spinach and Artichoke Dip Ingredients: 1 Tbsp olive oil 1 pkg (5 oz) spinach ¹⁄3 cup shredded mozzarella cheese ¹⁄3 cup grated Parmesan cheese ¹⁄3 cup grated Asiago cheese 8 oz reduced-fat plain brick-style cream cheese ²⁄3 cup Greek yogurt 1 tsp lemon zest 1 Tbsp lemon juice 2 cloves garlic, minced ¼ tsp each salt and pepper Pinch cayenne pepper (optional) 2 jars (6 oz) artichoke hearts, well drained and finely chopped 1 pkg (4.5 oz) Crunchmaster® Multi-Seed Crackers Directions: Preheat oven to 400˚ F. Heat oil in large skillet set over medium heat; cook spinach for about 3 minutes or until wilted. Let cool completely. Squeeze out excess moisture and chop finely. Combine mozzarella, Parmesan and Asiago cheeses; reserve ¼ cup and set aside. Using electric mixer, beat cream cheese until light and fluffy. Add yogurt, lemon zest, lemon juice, garlic, salt, pepper, cayenne (if desired) and remaining cheese mixture; beat until blended. Stir in spinach and artichokes. Scrape into greased 4-cup baking dish. Sprinkle with reserved cheese mixture. Place on baking sheet; bake for about 15 minutes or

Serve this warm spinach and artichoke dip with crisp Crunchmaster® crackers for a partygoer’s palatepleaser. until heated through and top is golden brown and melted. Serve warm with crackers. To make ahead, assemble dip, cover and refrigerate. Bake just before serving and serve warm. Serves 4-6 It should go over even better when you serve it with Crunchmaster crackers crafted to fit a mindful, modern lifestyle. Crunchmaster is a full-flavored cracker that’s oven baked to deliver seriously crunchy satisfaction. They’re all certified gluten-free and kosher, and many are also non-GMO Project Verified, 100 percent whole grain, low in sugar and free of saturated and trans fats. Instead, they’re made with such simple, wholesome ingredients as brown rice, quinoa, flax, corn, amaranth, millet, sunflower, chickpea and edamame. For further facts, go to www.crunchmaster. com.

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January 2017 • 29


A Starting Lineup: Apps And Starters Perfect For Game Day (Family Features) Rules may vary from one event to the next, but whether your favorite team kicks it, runs it or dunks it, sports fans and food always provide a winning combo. Gather your friends for the next big game with a menu that gets everyone revved up for a win. A lineup filled with starters is just the ticket for a game day watch party or tailgate. Offering a series of finger foods and lighter fare lets your fellow fans grab a quick bite before the game or during a commercial break and continue snacking through the game. Make no mistake, serving up a lighter menu doesn't mean you need to skimp on quality - just the opposite, in fact. Make every bite count by using exceptional ingredients and introducing unexpected flavors such as the distinctive taste of Jarlsberg Brand Cheese, which has a rich, 60-year Norwegian heritage. Best known as a classic wedge, this mild, mellow and nutty cheese can also be served sliced, shredded and cubed. Quesadillas are always a hit, and this version combines the best of gooey, melted cheese with bacon and a deliciously tangy salsa for a lively burst of fresh flavor. Then keep the mouthwatering cheese and bacon combos coming with a whole new take on grilled kebabs. No game day is complete without pizza, and this one scores big with its unexpected blend of flavors for a pie that is smoky and tangy, sweet and savory, and briny and creamy all at once. Then round out your menu with these easy sliders that are big on flavor and small on prep time. Find more ideas to liven up your game day menu at jarlsberg.com.

Hawaiian Sliders with Cheese, Ham and Pork Ingredients: 3 Hawaiian bread slider buns

1 cup pulled pork 3 slices ham 3 slices Jarlsberg cheese sliced pickles Dijon mustard, to taste Directions: Heat oven to 350 F. Separate buns and layer pulled pork, sliced ham and cheese. Place sliders on oven-safe tray and bake about 10 minutes, or until cheese melts. Remove from oven and gently remove top bun. Add pickles and mustard before serving. Serves 3 Cheese and Bacon Kebabs Ingredients: 18 slices bacon 2 1/2 cups Jarlsberg cheese, cubed 18 pearl onions 12 long skewers Relish: 1/4 cup roasted bell peppers 1 1/3 tablespoons capers 2 2/3tablespoons olives 1/4 cup cucumber 3 1/3 ounces olive oil 2 tablespoons lemon juice and grated zest salt & pepper Directions: Cut bacon slices in half and wrap around cheese cubes. Place cheese cubes and pearl onions on each skewer, alternating ingredients. Roast in pan or on grill 2-3 minutes on each side. To make relish, chop peppers, capers, olives and cucumber, and mix with olive oil, lemon juice and zest. Season with salt and pepper. Serves 4 Grilled Pizza with Cheese, Prosciutto and Figs Ingredients: 2 cups pizza or tomato sauce 4 1/2 cups pizza dough flour, for rolling 3 1/2 cups Jarlsberg cheese, coarsely grated 2 1/2 cups thinly sliced prosciutto

30 • Panorama Community Magazine: Dining & Entertainment

8 dried figs, each cut into six wedges dried red pepper flakes black pepper Directions: Heat grill and warm pizza sauce. Divide dough into desired number of pizzas. On floured surface, roll dough into long, thin ovals and spread with sauce. Sprinkle light layer of cheese over sauce. Add layer of prosciutto and a second layer of cheese. Dot with fig pieces then season with red pepper flakes and pepper. Reduce grill heat, slide pizzas onto grill and close lid. Cook 3-5 minutes, or until crust is lightly charred and cheese is melted. Serves 4 Cheese Quesadillas Ingredients: 4 slices thick slab bacon 1 small chili pepper 4 medium tomatoes 1 small shallot 1 clove garlic 1 tablespoon coriander or cumin salt & pepper, to taste 1 small lime (juice and zest) 6 slices Jarlsberg Original or Hickory Smoked cheese 2 large tortillas Directions: Fry bacon, drain and chop. To make salsa, remove seeds from chili pepper and finely dice. Chop tomatoes then dice shallot and garlic clove. Combine pepper, tomatoes, shallot and garlic with lime juice, coriander, salt and pepper, to taste. Divide cheese slices and bacon on one half of each tortilla, top with 1/4 cup salsa and fold tortilla over, pressing down to close. In medium-hot, lightly oiled pan, toast tortillas about 1 minute on each side. Cut each tortilla in half and serve with remaining salsa on the side, or combine salsa with black beans and fresh chopped cilantro to make a side salad. Serves 4


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Change Up Your Chili (Family Features) Chilly nights are the perfect time to pull out your favorite soup or stew recipe. Settle down with a blanket while a big pot of chili simmers on the stove. Warm, hearty and flavorful, chili is a classic comfort food, and it's easy to customize with your favorite flavor combinations. Whether you prefer it spicy or mild, with or without beans, you can develop

your own signature style. For chili connoisseurs, ground beef is usually the go-to meat, but try a new take on an old favorite by adding ground duck to your chili for something creative. Duck has the robust, red-meat texture of beef but with the lean nutritional benefits of other poultry. Farm-raised white Pekin duck has less saturated fat than beef and a mild flavor that's not considered gamey. Plus, it's versatile and complements a variety of dishes. Substitute duck in your favorite version of chili or try this Duck Chili. Like many chili recipes, this one tastes even better the next day, making it a great dish to make ahead of time and reheat when needed. Find other duck recipes and more information about cooking with duck at mapleleaffarms.com.

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32 • Panorama Community Magazine: Dining & Entertainment

Duck Chili Ingredients: 2 tablespoons Maple Leaf Farms Rendered Duck Fat or vegetable oil, divided 2 pounds Maple Leaf Farms All Natural Ground Duck 1 teaspoon salt, plus additional, to taste pepper, to taste 3 tablespoons ground cumin, divided 1 large red onion, chopped 4 garlic cloves, minced 2 jalapeno peppers, minced (remove seeds to reduce heat, if desired) 2 red bell peppers, cored and chopped 3 tablespoons chili powder 1 tablespoon dried oregano 1 teaspoon cayenne pepper 24 ounces dark beer 2 cups chicken stock 6 ounces tomato paste 28 ounces canned tomatoes 24 ounces canned great northern beans, drained 8 ounces canned whole kernel corn, drained hot sauce, to taste sour cream (optional) shredded cheese (optional) chopped scallions (optional) fresh cilantro, rough chopped (optional) Directions: In large pot over medium-high heat, heat 1 tablespoon duck fat. Add ground duck; sprinkle with salt and pepper, to taste, and 1 tablespoon cumin. Cook meat until just slightly browned, stirring occasionally to break into small pieces. Remove duck from pot and set aside. Return pot to medium-high burner and add remaining duck fat. Add onion, garlic, jalapenos and red peppers to pot and saute 3 minutes, stirring so garlic doesn't burn. Stir in chili powder, oregano, cayenne pepper, 1 teaspoon salt and remaining cumin. Saute 2 minutes, stirring frequently. Add beer and stock to pot. Stir, scraping up bits from bottom of pot. Add tomato paste and mix well. Add tomatoes and duck then bring to boil. Reduce heat and simmer, covered, 1 hour. Stir in beans, corn and hot sauce. Cook uncovered 30 minutes, or until chili is thick. Serve in bowls with optional toppings: sour cream, cheese, scallions and cilantro.


Find all ___ SNOWFLAKE ICONS* amongst the pages inside this month’s Panorama Community Magazine and enter to win one of many Fabulous Prizes!

*DOES NOT INCLUDE THE SNOWFLAKES ON THIS PAGE, ON THE FRONT COVER, ON PAGE 4 OR IN ANY ADVERTISEMENT.

Fill out the entry form below telling us where you found the Snowflakes Icons and you will be entered to win one of the many great prizes listed below from our contest sponsors: $

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Winners will be randomly drawn from all correct entries received by January 20, 2017. All winners will be listed in the February 2017 issue of Panorama Community Magazine. Contest winners will be notified by phone or email. Prizes must be picked up at the prize sponsors location unless notified otherwise.** **One entry per address. Prizes have no monetary value and can only be redeemed for contest prize offered by the sponsor. Winners will be notified by phone or email. All prizes must be picked up at prize sponsor location. Prizes must be picked up by February 22, 2017 or prize is forfeited. NO PURCHASE NECESSARY.

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Easy Potluck Party Dishes (Family Features) As the saying goes, sharing is caring, and nothing spreads a little love like a potluck gathering among family and friends. Whether you're celebrating a special event or at a watch party for your favorite team, bring a simple make-and-take recipe for a tasty good time. Not only does a potluck menu take some pressure off the host, it gives each guest the chance to share beloved recipes and introduce new dishes featuring favorite ingredients. One sure bet for a crowd pleaser is the rich flavor of Musselman's Apple Butter, a classic Pennsylvania Dutch spread made with apples and cinnamon that can add a special touch to your favorite sweet or savory recipes. Be sure your dish arrives looking as good as it tastes with these tips for smart food transport: • Keep plastic wrap or foil from touching food on a serving platter by inserting toothpicks to

create a tent. • For hot dishes, such as these Sweet Bacon Smokies, prevent the condensation that accumulates in the lid from dripping on food by wrapping the lid with a small cloth or paper towels. • Use an insulated cooler to maintain the temperature of a dish for longer journeys, but for a short distance, place the serving dish in a larger pan lined with towels for a hot dish or with icefilled plastic bags to keep a cool dish chilled. Find more recipes just right for sharing at musselmans.com.

Cut bacon strips into thirds. Wrap each strip of bacon around a smokie, piercing with toothpick to hold bacon in place. Place smokies on pan. Baste each smokie with generous amount of apple butter. Bake 20 minutes. Remove and flip each smokie. Baste again with apple butter. Reduce heat to 275 F and bake another 20 minutes until bacon is cooked to desired doneness. Make sure apple butter doesn't burn. Transfer smokies to slow cooker on low heat to keep warm for serving.

Sweet Bacon Smokies Ingredients: 1 package bacon 1 package little smokies (little sausage or hot dogs) 1 cup Musselman's Apple Butter Directions: Heat oven to 350 degrees F. Place parchment paper on jelly roll pan or other edged baking pan.

Apple Butter Gooey Butter Cake Ingredients: Cake: 1 cup flour 3/4 cup sugar 1 1/2 teaspoons baking powder 1/2 teaspoon salt 1 egg 1/4 cup unsalted butter, melted 2 tablespoons milk 1/2 teaspoon vanilla extract

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Filling: 4 ounces cream cheese, softened 1 cup Musselman's Apple Butter 1 egg 1/4 cup unsalted butter, melted 1/2 teaspoon vanilla extract 1 cup powdered sugar 1/2 teaspoon ground cinnamon, plus additional for serving 1/2 teaspoon ground nutmeg whipped cream Directions: Heat oven to 350 F. Lightly grease 8-by-8inch square pan. To make cake: In large mixing bowl, whisk together flour, sugar, baking powder and salt. Whisk in egg, melted butter, milk and vanilla until moistened. Spread evenly in pan. To make filling: In large bowl with electric mixer, beat together cream cheese and apple butter until smooth. Beat in egg then beat in melted butter and vanilla. Scrape bowl then beat in powdered sugar, 1/2 teaspoons cinnamon and nutmeg. Spread filling over cake; bake 45-50 minutes, or until center is set. Do not overbake as center should be slightly gooey. Cool completely before serving. Garnish with whipped cream and dust with cinnamon to serve.


Create A Cold-Weather Solution (Family Features) While it can be a challenge, there are several ways to pair food and wine appropriately during winter, despite bitter weather. While once only sipped on warm days of summer, rose, for example, has become a year-round wine to enjoy any time with its crisp and cool strawberry and rhubarb flavors. A warm, comforting dish, like this Roasted Chicken with Salsa Verde from James Beard award-winning chef Jonathan Waxman, combines well with rose during the cold season. One reasonably priced wine that matches chicken well is Angeline California Rose of Pinot Noir. The crisp flavors of light red fruits combine with the herbs accompanying the chicken. It'll also complement the many other flavors of winter, when an array of dishes hit the table and challenge hosts to find the right wine to serve. For more wines that work well in wintertime, visit angelinewinery.com. Chicken and Salsa Verde Recipe courtesy of chef Jonathan Waxman Ingredients: Chicken: 1 fresh free-range organic chicken (4 pounds) sea salt, to taste freshly ground black pepper, to taste 1/4 cup extra-virgin olive oil 1 lemon Salsa Verde: 1/4 cup capers in salt 4 anchovy filets 3 cloves garlic 1/2 cup chopped fresh parsley 1/2 cup chopped arugula 1/2 cup chopped fresh basil 1/2 cup chopped fresh cilantro 1/4 cup chopped tarragon 1/4 cup chopped fresh chives 1/4 cup chopped fresh sage 1 cup extra-virgin olive oil 1/4 teaspoon sea salt Directions: To make chicken: Heat oven to 450 degrees F. Wash chicken in hot water. Dry with paper towels. Using kitchen shears, cut out backbone of chicken and remove any fat (this can be added to chicken stock). Using heavy chef's knife, cut out breastbone. Season halves with sea salt and black pepper. Place chicken halves, skin side up, on two sizzle platters and dab with olive oil. Cut lemon in half and place 1 half, cut side down, next to chicken on each platter. Roast chicken 35 minutes, basting every 10 minutes. When done, remove chicken to platter and pour off excess fat. Cut each breast in half and cut the thigh from the leg. Serve with salsa verde (recipe below) and garnish with roasted lemon. To make salsa verde: Soak capers in cold water 1 hour then drain. Soak anchovies in cold water 15 minutes then pat dry and remove bones. Using mortar and pestle, smash capers, anchovies and garlic, until smooth, then transfer to large bowl. Add all herbs and olive oil. Season with sea salt. Pair each serving with Angeline California Rose of Pinot Noir.

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Heathy Recipe Remakes

Creamy Greek Yogurt Mac & Cheese Ingredients: 8 oz. Whole wheat elbow pasta 8 oz. Low fat shredded cheddar cheese 1/2 cup plain greek yogurt 2 cups fresh spinach salt & pepper, to taste 1/2 tsp. onion powder 1/2 tsp. garlic powder 1/8 tsp. nutmeg Directions: Cook the macaroni according to the package’s instructions (about 8-10 minutes), until al dente. Place the spinach leaves in the bottom of a strainer, and pour the pasta over top to drain and wilt the spinach. Save about 1/2 cup of the pasta water. Return the cooked macaroni and wilted spinach to the pot. Add about 1/4 cup of the reserved pasta water to the pot, and stir in the cheese until melted. Stir in the greek yogurt, onion powder, garlic powder, nutmeg, salt, and pepper, until smooth and creamy. Stir in the remaining pasta water to thin, if necessary. Serve immediately. 4-6 servings

One-Bowl Healthier Chocolate Cake “This simple “from scratch” recipe gives you a home-baked cake with healthful canola oil and whole-wheat flour.” Ingredients: 1/2 cup whole-wheat flour ½ cup cake flour 1/2 cup granulated sugar 1/3 cup unsweetened cocoa powder 1 teaspoon baking powder 1 teaspoon baking soda 1/4 teaspoon salt 1/2 cup nonfat buttermilk, (see Tip) 1/2 cup packed light brown sugar 1 large egg, lightly beaten 2 tablespoons canola oil 1 teaspoon vanilla extract 1/2 cup hot strong black coffee Confectioners' sugar, for dusting Directions: Preheat oven to 350°F. Coat a 9-inch round cake pan with cooking spray. Line the pan with a circle of wax paper. Whisk cake flour, whole-wheat flour, granulated sugar, cocoa, baking powder, baking soda and salt in a large bowl. Add buttermilk, brown sugar, egg, oil and vanilla. Beat with an electric mixer on medium speed for 2 minutes. Add hot coffee and beat to blend. (The batter will be quite thin.) Pour the batter into the prepared pan. Bake the cake until a skewer inserted in the center comes out clean, 30 to 35 minutes. Cool in the pan on a wire rack for 10 minutes; remove from the pan, peel off the wax paper and let cool completely. Dust the top with confectioners' sugar before slicing. Makes 8 servings Tip: No buttermilk? Make “sour milk”: mix 1 tablespoon lemon juice or vinegar to 1 cup milk.

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Skinny Veggie Lasagna Ingredients: 3 cups chopped veggies of your choice ½ chopped onion 2 tablespoons minced garlic 1 tablespoon olive oil 1 cup low fat ricotta cheese 1 egg 2 cups fresh spinach 2 cups tomato sauce 12 uncooked oven-ready whole grain lasagna noodles 1 cup part skim mozzarella cheese, shredded Directions: Chop the veggies. Saute the onion and garlic in the oil over medium high heat. Add veggies and saute until tender. Set aside. Whisk egg into ricotta cheese and stir in fresh spinach. Pour a little sauce in the bottom of a greased 9x13 pan. Top with 4 lasagna noodles,1/2 cup ricotta mixture, ½ of the veggies, and ¾ cup sauce. Repeat; top entire pan with noodles, remaining sauce, and mozzarella cheese. Cover and bake for 30-40 minutes at 375 degrees. Remove foil and bake for 10 minutes more or until cheese is bubbly. Makes 12 servings Healthier Restaurant-Style Buffalo Chicken Wings "This is the similar to the hot wings recipe served at a popular restaurant chain. Our healthier version features less butter and no frying!" Ingredients: 1/2 cup all-purpose flour 1/4 teaspoon paprika 1/4 teaspoon cayenne pepper 1/4 teaspoon salt 12 chicken wings 2 tablespoons butter 1/4 cup hot sauce 1 clove garlic, minced


1 dash ground black pepper Directions: Mix together flour, paprika, cayenne pepper, and salt in a small bowl. Place chicken wings in a large dish and sprinkle flour mixture over them until well coated. Place on baking sheet and refrigerate for 1 hour, uncovered. Preheat oven to 400 degrees F. Bake wings in preheated oven until no longer pink at the bone and juices run clear, about 15 minutes per side. Combine butter, hot sauce, pepper, and garlic in a small saucepan over low heat. Cook and stir until butter is melted and mixture is well blended, about 3 minutes. Place chicken wings in serving bowl and add hot sauce mixture, mixing well.

Cooking spray Directions: Make the aioli: Preheat the oven to 400ºF. Slice the top onethird off the head of garlic. Place the bottom portion on a piece of foil, drizzle it with olive oil, and season it with salt and pepper. Place the top portion back on the head of garlic and crumple the foil to create a sealed packet. Roast the garlic for 30 minutes or until it has softened. Remove the roasted garlic from the oven and squeeze the cloves into a medium bowl. Add the mayonnaise and lemon juice, mashing with a fork until combined. Season the aioli with salt and pepper to taste. Cover with plastic wrap and store in the fridge until ready to serve. Make the asparagus: Reduce the oven to 375ºF. Line a baking sheet with parchment paper. In a shallow baking dish, whisk together the egg whites with the mayonnaise. (The mayo helps the eggs adhere to the asparagus.) In a separate shallow baking dish, combine the Panko breadcrumbs, chopped parsley and Parmesan cheese. Dip each asparagus spear in the egg mixture until it's thoroughly coated then dredge it in the breadcrumbs, pressing to secure them to the asparagus. Transfer the asparagus to the prepared

baking sheet. Repeat the breading process with the remaining asparagus, spacing them about 1 inch apart on the baking sheet. Lightly spray the asparagus with cooking spray and bake them for 15 to 20 minutes until golden brown and crispy. Remove the asparagus fries from the oven and serve them immediately with the prepared roasted garlic aioli. 4-6 servings

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Baked Asparagus Fries with Roasted Garlic Aioli Ingredients: For the aioli 1head garlic Olive oil 3/4 cup homemade or store-bought mayonnaise 2 Tablespoons fresh lemon juice For the asparagus 1 pound asparagus, cleaned and bottom ends trimmed 3 l arge egg whites 1 1/2 Tablespoons olive oil style mayonnaise 2 cups Panko breadcrumbs, lightly crushed 2 Tablespoons chopped flat-leaf parsley 1/2 cup shredded Parmesan cheese

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January 2017 • 37


MY PET GOT WORMS!!!! by Dr. Kenneth Trippett, West Hazleton Veterinary Hospital Intestinal parasites are a fairly common concern for most pet owners, as well it should be. The two parasites that are easily seen are tapeworms (looks like grains of rice, and can be white, brown, or black) and roundworms (looks like spaghetti). Even if you don't see any parasites, that doesn't mean your pet is parasite free. There are actually 7 common types of parasites that infect our areas pets. How to make sure that your pet doesn't have parasites! Many people believe that if they don't see anything and the stool is normal, the pet is fine. Unfortunately, this is not true.

Since its inception in 2009, a program to help homeowners avoid foreclosure-called Making Home Affordable, or MHA-has aided more than 1.5 million families nationwide. To learn more, visit www.makinghomeaffordable.gov. There's a new website that's a one-stop shop for all things tailgating this fall football season. Fans of pizza and football will find party tips, recipes, sweepstakes and more. To learn more and to participate, visit www.tailgateatyourplace.com.

Animals only start showing signs of parasite infection when there is significant damage to the bowel. The longer this goes on, the harder it is to fix. Dr. Trippett recommends checking a stool sample at least once per year to be sure your pet is parasite free. In addition to checking for the parasites commonly referred to as âwormsâ (roundworm, hookworm, whipworm, tapeworm, lungworm, etc.), you also need to make sure the stool is being checked for coccidia and giardia. Giardia requires a special chemical test to be reliably identified. About 1 in every 15 animals in this area are infected with Giardia. Check out this months special to save over 50% on the cost of a thorough fecal exam and make sure your pet is parasite free!

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Art & Antiques by Dr. Lori Overlooked Antiques by Lori Verderame Ever wonder what valuable antiques are hiding in your house? There are many antiques, works of art, and collectibles that have significant value which many people want you to just toss out with the trash or put out on your front lawn at a low market priced yard sale. I evaluate quality antiques all the time and I know value when I see it. At more than 150 public and corporate events every year, I tell people what their antique is and what it is really worth.

to the 1940s to the 1980s. 2. Paintings. Some of the most commonly overlooked objects in our homes are works of art like oil and acrylic paintings on canvas depicting landscapes, still lifes, portraits, and famous or historic places. These paintings, in good condition, can represent a windfall once they are properly appraised and authenticated. Remember, do not have your paintings cleaned before you have them appraised.

3. Sculptures. Do you have an Here are my top 5 overlooked valuable objects —and some Kenneth Jay Lane old bust hanging around the house? The most valuable sculpsurprises--that you should cheroriginal designer tures are those made of good ish which are hiding right under costume jewelry quality materials like cast metal, your nose: worth $500. Photo constructed metal, or carved 1. Jewelry. Hold onto grandma’s credit: Staff of www. wood. Look for three dimensional sculptures depicting famous old brooch, earrings, or rings. DrLoriV.com Those pieces of jewelry featuring precious met- figures, well known people, literary figures, and als, faceted or cabochon gemstones, pearls, etc. the like. Many interior designers are bringing can have big value on the antiques and collect- these accessories back into favor and others are ibles market. Look for the authentic marks on using them as starting points for repurposing gold like 14K and 18K and the embossed marks projects. on silver like sterling or 925. Remember that even costume jewelry pieces by Trifari, Kenneth 4. Furniture. Modern furniture is making a big Jay Lane, Renoir and Matisse, Miriam Haskell splash in the marketplace now. Art Deco, Mid and others are trendy and valuable dating back Century Modern, Art Moderne, and vintage pieces from the 1920s to the 1980s are all the rage. Also, some specialty pieces from the 18th Did You Know that Massage and 19th Centuries are also valuable. I have Therapy Soothes Anxiety and heard many people talk about “brown furniDepression, Improves Sleep, ture” as being worthless when that simply is not and Boosts Immunity?

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5. Glass. Don’t bypass that piece of Murano glass from Italy, a Dale Chihuly sea form sculpture, grandma’s Carnival glass candy dish or a striking stained glass window from a local church since these items are sought after the world over. Glass remains a very desirable collectible. Good looking and alive with color still attracts collectors to art glass. Ph.D. antiques appraiser, author, awardwinning TV personality on Discovery’s Auction Kings and Fox Business’ Strange Inheritance. Dr. Lori is a football fan who presents antique appraisal events worldwide. Visit www.DrLoriV.com or call (888) 431-1010.

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true. Some dealers and auctioneers who don’t want to be bothered moving large pieces of vintage mahogany furniture and are telling folks it is worthless. The oddity is that I have seen many millennials seeking out such pieces of furniture that remind them of grandma’s house when decorating new homes. Durable, good looking, and strong pieces of furniture made of hard woods dating from the early 1900s are finding their place in trendy, youthful apartments and newlyweds’ homes. Remember, if someone convinces you that your piece of furniture is not marketable or not valuable, they get to buy that furniture from you for a steal. Don’t be fooled.

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4 Undeniable Reasons To Travel In 2017 (BPT) - Do you dream of getting away from the stress of your everyday life? Are you looking for a way to reconnect with loved ones? Do the winter blues have you dreaming of warm sunny days? Sounds like you're in need of a vacation. Planning a vacation gives you something to look forward to in the new year. What's more, studies show planning a vacation is one the best parts of the travel experience. It can boost your

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mood for weeks leading up to the big trip. From researching exciting destinations, booking accommodations and counting down the days until you leave, travel can get your 2017 off to the right start, or be the perfect gift for the holidays. Here are four tips to make the trip perfect: • Get away to disconnect: When planning a vacation, select a location where you can truly disconnect from your job and home responsibilities. For example, with 60 miles of coastline open for relaxation and fun, Myrtle Beach, South Carolina, is a wonderful destination that's an easy drive or flight from virtually anywhere in the United States. Once you arrive, make sure your out-of-office email is set and resist the urge to check social media. Now's the time to focus on you and your loved ones. • Get away to reconnect: AAA reports two out of three people say quality time with loved ones is the most important part of a vacation. In addition to selecting a great location, strive to find comfortable and convenient accommodations. Condotels, multi-bedroom hotel units and beach homes, are all wonderful options to bring

your family and friends closer together. Plus, the extra amenities (like full kitchens) are sure to make your stay that much more relaxing. • Get away to build memories: A whopping 91 percent of people say their favorite memory is a vacation, according to Expedia.com research. To set the stage for massive memory-making, select a location with something for everyone. There's more than just the gorgeous shoreline at Myrtle Beach. Feel like a mermaid when you visit Ripley's Aquarium. Learn the wonders of science and the imagination at WonderWorks. Travel back in history by exploring Hopsewee Plantation and LW Paul Living History Farm. Finally, indulge the palate by visiting a variety of eateries along Murrells Inlet MarshWalk. Learn more at VisitMyrtleBeach.com. • Get away to try something new: Trying an activity you've never done before is guaranteed to give you and your family memories to last a lifetime. Do some research about the destination you've selected and sign up for activities in advance to ensure you get the most convenient times. Whether it's crabbing off a pier, kayaking pristine back-rivers or taking a hot air balloon ride, doing a unique activity is something you'll always remember (plus you'll get a story that is sure to make everyone jealous back home). Stop dreaming and start planning - that unused PTO is full of possibilities. Whether a gift or a family trip next year, let these ideas guide you to the vacation of a lifetime.

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provided by Gino's Shoe Store Choosing the right pair of shoes to wear on a regular basis can help ensure the longterm health of your feet, as well as your entire body. Many people buy Winter Footwear as a temporary solution to cold weather. The same rules that apply for buying regular shoes, apply even more in the winter. The goal of winter shoes is achieving maximum protection against the cold and maximum security when traversing icing or snowy conditions. Cold Weather and uneven surfaces can aggravate pre-existing conditions Here are a few guidelines for purchasing shoes: • Not too small, not too big – Shoes that are too big or too small can cause unwanted rubbing and blisters. Find a shoe that gives your toes room to wiggle, but does not allow your foot to slide around. • Don’t fixate on size – Just because you’re a size 9 in one brand, doesn’t mean every shoe brand will fit the same. Shoe sizes can vary among manufacturers, which is why it’s important to try on every new pair of shoes and make sure they fit well. • Wear the right socks – If you are buying winter shoes, wear the kind of sock you would when you try the shoes on. That way, you’ll get a better idea of how it will fit during the activity you are buying them for. • Don’t worry about breaking shoes in - If a shoe isn’t comfortable to begin with, it’s never going to be. Proper shoe fit is particularly important if you are diabetic since improper shoe fit can

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44 • Panorama Community Magazine: Family & Community

cause blisters and sores that can become serious if not found and treated quickly. Diabetics also have additional problems with cold weather. If you do have diabetes or a foot problem like plantar fasciitis, Achilles tendinitis, or hammer toe, custom orthotics can be used to make your shoe more comfortable. Gino’s Shoe Store is a family owned and oriented professional fitting center, specializing in children, youth, and adult shoes in addition to orthopedic work and doctor prescriptions. They have been in business for 60 years selling a large selection of name brand, orthopedic and diabetic shoes. . Your complete satisfaction is Gino’s number one priority! For a free foot consultation in regards to pain or fitting call Gino’s at 570-474-6051.

St. Joseph Regional Academy 4th Annual Polar Plunge Saturday, January 28th St. Joseph Regional Academy will host its 4th Annual “Be Cool for Our School” Polar Plunge on Saturday, January 28 at Mauch Chunk Lake in Jim Thorpe. Registration is $35 and is open from 10:00 a.m. to 11:30 a.m. The first plungers hit the water at 12 noon. Registration is not limited to Plungers. Participants may register as a Chicken to show their support but stay dry. The event will feature several Marian Catholic High School coaches as the “Premier Plungers”. In addition, Tux the Penguin, the mascot for the Wilkes-Barre/ Scranton Penguins hockey team, will make an appearance from 11 a.m. to 12:30 p.m. To pre-register or obtain information, visit www.sjracademy.org and click on the “Polar Plunge” tab, or call Kathy Goff, 570325-4052 or Amanda Salovay, 570-325-3186. Find us on Facebook: “SJRA POLAR PLUNGE”. St. Joseph Regional Academy is a Pre-K - 8 school dedicated to providing a strong educational program that teaches Christian values and emphasizes academic excellence and community service. All proceeds from the event will be applied towards operating costs for the school.


39th Annual American Cancer Society Telethon Saturday, February 25 Plans are underway for the 39th Annual American Cancer Society Telethon. Begun in 1978, the event is a major fundraiser for the Greater Hazleton Unit of the ACS and also serves as a cancer prevention education tool. The telethon will be held on Saturday, February 25 at our new, bigger and better location – The Health & Wellness Center at Hazleton, 50 Moisey Drive (across from Walmart). It will run from 11:00 AM to 11:00 PM and is dedicated to the memory of founders Henry and Leona Kreisl and Joseph and Irene Gans. There will be a free Health Fair from 11-2, and there will be dozens of Tricky Trays and a Bake Sale. This year’s telethon theme is “Rainbow of Hope” representing the hope we all have for a cure in the future and in celebration of the increasing successes we have seen over the years. The ACS is working to make more birthdays possible by helping people to get well and stay healthy, by finding cures, and by fighting back. Local artists, dancers, and musicians generously donate their time and talent to entertain the viewers during WYLN’s (local channel 35) live broadcast of the telethon.

Honorary Chairs of the telethon are members of the Gans Family. Core committee members are Co-Chairs Clemie Yamona, Randy Pachence, and Jane Dougherty (also Unit President); Mary Antonelli and Pat Korb-VIPs; Randi Chapin and Stacey Olian-Phone Training; Joe Clark-Survivor’s Liaison; Jane DoughertyChildren’s Art and Telethon Secretary; Coleen Dubitsky-Decorating and Makeup; Michele Girosky- Producer; Pat Korb-Marketing; Diane Cusatis and Nancy Gentle -Hospitality, Bake Sale and Tricky Trays; Amy Herbener and Sherry Castrine-Health Fair; Randy PachenceExecutive Producer; and Donna Jean Yannuzzi, Donna Jean George, and Mary Ellen CorteseAccounting and Judy Hoppes, ACS staff. The Telethon is a major fundraiser for the Greater Hazleton Unit and also serves as a cancer prevention education tool. The money raised goes to support, among other things, many services for cancer patients and their families, including the Cancer Information Center (1800-ACS-2345), to speak with trained cancer information specialists), a smoking cessation hotline (1-800-QUIT-NOW), Look Good…

Feel Better (volunteer beauty professionals teach women how to care for skin and hair during cancer treatments), Reach to Recovery (breast cancer support), Road to Recovery (free transportation to treatments and medical appointments), and I Can Cope (a series of educational classes for patients and their families and friends). The Hazleton area also has a support group, Surviving Together. The ACS makes access to these, and all of their services, extremely easy. One phone call to 570-459-1212 puts patients and family members in touch with staff who can provide educational and emotional support, practical assistance during and after treatment, opportunities to celebrate survivorship, and referrals to additional community resources. The telethon will be broadcast live on WYLN TV on Service Electric Cablevision, Hazleton/ Mahanoy City, Service Electric Cablevision TV & Communications Wilkes-Barre, and Metrocast Berwick/Schuylkill/Poconos on Channel 7. The telethon will also be available over the air on Channel 9 (Williamsport), Channel 24 (East Stroudsburg), Channel 35 (Hazleton) and Channel 47 (Berwick). Call 570-459-1212 (press option 3) for more information.

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The Manager Edition by Rich Lipinski

One of the scarcest jobs in sports or anywhere is that of a Major League Manager. In the over 145 years of baseball there has only been 697 MLB Managers and only 423 of them managed more than a full season of games. By comparison there have been over 19,000 MLB Players during that time and 484 NFL Coaches in just under 100 years. Pennsylvania and NEPA have generously contributed to that exclusive group. Almost 11% were from the Keystone State and 9 of them from NEPA. This past December, Joe Maddon returned home to Hazleton, to help raise money for the Hazleton Integration Project (HIP), which he co-founded in 2011 with Bob Curry. He also returned home as the manager of the 2016 World Series Champions Chicago Cubs. If being a manger is rare, it is extremely rare to be a WS Champion manager. There have been only 72 members of this exclusive group to win a World Series and 122 to win a league championship.

Joe Maddon Staying in the Present One of Maddon’s favorite saying is “staying in the present”. When asked about his achievements he said much of it hasn’t set in and he stays focused on what is in front him. That mind set is a common refrain

among many successful people. It is left for the fans, pundits and analyst to pause and take look backwards. As he is fond of pointing out he grew up in a crowded house on 11th street, playing on the local ball fields. Let’s see what the local boy has accomplished. In 11 seasons as a full time manager, Maddon has won 981 games, placing him 66th on the all-time win list. He has a World Series and two pennants, while changing the fortunes of two desperate franchises. The Tampa Rays were an expansion team in 1998, never winning more than 70 games in a season, which include 4 seasons of 99 losses or more. Hired in 2006, to his first managerial positon he set out to change the culture of the franchise. By 2008, The Rays posted their first winning season with 97 wins, an AL Pennant and a World Series Clash with thePhillies. During the remaining tenure with the Rays, the team in probably the worst market in baseball won over 90 games 4more times and made 3 playoff appearances. In 2015 he left the Rays as free agents and went to the Chicago Cubs. Their history has been well document 108 years without a championship, 71 years without World Series appearance. During that time they battle supposed curses, bad luck and plain old bad management at all levels of the organization. In just two years at the helm the Cubs have won over 200 games and that elusive championship. During his time as manager he had develop a reputation as one of “THE” managers of the game. To his supporters he is innovative, creative with a Zen- like quality. To his detractors he is nontraditional and quirky. He is sought out by celebrities and hangs with the fans. This small town boy after leading the Cubs to championship addressed over 3.5 million people during the Cubs victory celebration. The crowd was estimate to be one of the top 10 gatherings in human history. Ladies and Gentlemen if you haven’t noticed, you are witnessing a Hall of Famer in our midst. At age 62, Maddon is a perfectly positioned to have continued success. The Cubs

46 • Panorama Community Magazine: Family & Community

front office being led by a committed owner, another future Hall of Famer in team President Theo Epstein and a terrific farm system, Maddon’s win total will grow into areas that only Hall of Fame Managers exists. The "Ee-Yah" Man Almost 100 years before Joe Maddon, Northeast Pennsylvania gave baseball another colorful successful manager. Hughie Jennings after finishing a Hall of Fame career as a shortstop was hired by the Detroit Tigers to be their manager. By time he was done managing, he would have been a Hall of Fame candidate as manger. He quite probably is the most successful individual in the game’s history to both play and manage. He won 1184 games and 3 AL pennants as manager.

Hughie Jennings During his years as Detroit's manager, Jennings became famous for his antics, which variously included shouts of "Ee-Yah", and other whoops, whistles, horns, gyrations, jigs, and grass-plucking. The "Ee-Yah" whoop became his trademark and was accompanied with waves of both arms over his head and a sharp raising of his right knee. In 1907, he was suspended for taunting opponents with a tin whistle. Connie Mack once called Jennings one the three best mangers he had seen. During his time in Detroit, he also was one of the few people who could keep Ty Cobb happy, productive and somewhat out of trouble. After leaving Detroit, he reunited with Hall of Fame John McGraw in New York. As part of his coaching staff he won two World Series with the Giants. Unfortunately his life was cut short by what today would be called concussion-related mental problems and


meningitis. In his youth he suffered 3 terrible heads injuries which finally caught up him and forced him to retire in 1926. He passed away in Scranton at 58 in 1928.

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Starting Here Most mangers start their managerial careers in the Minors. NEPA has seen its share develop their careers. Hall of Fame Yankees manager Joe McCarthy, start his career with Wilkes-Barre Coal Barons. McCarthy went to win 7 World Joe McCarthy Series, an all-time record. Also in Wilkes-Barre, Tony Lazzeri a Hall of Fame ballplayer tried his hand at managing. Scranton has seen John Russell, Gene Lamont, Mike Quade and Lee Elia. Williamsport, which has always been a lower level minor league team, has seen an incredible amount of managerial talent. Frank Lucchesi, Bill Virdon, Mike Hargrove and Clint Hurdle have all managed at Historic Bowman Field.

There are over 54,000 federally licensed firearms dealers in the United States. Choosing the right dealer can be almost as confusing as what kind of firearm to buy. Buying a firearm is a very personal decision. Mountain Top Outdoorsman, owner Gary Tredinnick and his daughter, Kelly Rios, are passionate about their products and their customers. As owners they believe “If someone has questions, we’re there as a resource to give you guidance.” “We understand, especially for the first time buyer, purchasing a firearm is big decision” “Unlike the big box stores or on-line buying we don’t want our customers feeling rushed or guessing about a product,’ said Kelly. Mountain Top Outdoorsman is brightly lit and organized by category. A large variety of firearms are available, self-defense, sport shooting, and some are clearly marketed toward women. “It is important that all of our customers, know they can ask any question big or small, when making their purchase.” In addition to firearms, Mountain Top Outdoorsman sells a variety of ammo and nearly every type of outdoor gear one can think of, from batteries and flashlights to knives and bear deterrent. Also sold is fishing poles and gear, trapping supplies, and targets. They also provide gunsmith and cleaning services. Gary believes “We’re trying to bring in what the community needs,” “Gun ownership is a great right and responsibility and we want to contribute to the safety and security of our community” Gary hopes to soon offer firearms sessions Clint Hurdle Until next time keep the emails coming as well, going over basics and range etiquette to hardcoalbaseball@yahoo.com and follow for new shooters. “Safety is the number one concern,” Kelly added. “One of the biggest on twitter at hardcoalbasebal. HAPPY 2017. problems we have here locally is there’s no(Baseball Reference, Sabr Bios and Michigan History all contributed to this article)

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where to shoot,” A future goal is to someday acquire the resources to open a shooting range in the area. Located on Route 309, at 58 S Mountain Blvd, Mountain Top in the back of the China II Restaurant. Mountain Top Outdoorsman is open Tuesday thru Friday - Noon till 7 PM, Saturday – 10 AM till 4 PM. Open 7 Days a Week Lounge Opens 5PM Daily

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SUDOKU

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TRIVIA 1. Sky Harbor international airport is in which US state? 2. Whose Navy was the subject of a sitcom with over 130 episodes? 3. What did the Mason Dixon line divide? 4. The Way We Were was the first No 1 for which singer? 5. Who had a 60s No 1 hit with Groovin?

Answers on page 58 6. In which film did Madonna play Breathless Mahoney? 7. Which English Kate became the face of L'Oreal in 1998? 8. What was developed in the 40s Manhattan Project? 9. Which group backed Bill Haley in the 50s? 10. Which Quincy produced the Michael Jackson album Bad? Cassandra Miller-Houser

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CROSSWORD PUZZLE Puzzle Answers on page 58 42. Having thorns 43. Romance, e.g. 44. Exactly 46. Approach 47. Floating mass ice (pl.) 49. "Check this out!" 51. "Malcolm X" director 52. Particular, for short 53. Mountain pool 55. Exodus figure 58. Tenant 62. "Fantasy Island" prop Across 1. Aspirations 6. Barks 10. Absorbed, as a cost 13. Dickens's ___ Heep 14. "Four Quartets" poet 16. "What's ___?" 17. Place to buy car fuel (pl.) 19. Athletic supporter? 20. Flying high 21. Site of Disneyland 23. Ado 25. Anchovy containers 26. Infomercials, e.g. 29. Island rings 31. Cupid's projectile 33. Congers 35. Hideous 37. Implied 39. 1935 Triple Crown winner 41. Clod chopper

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63. To pretend to be 65. Big, fat mouth 66. Silly trick 67. Pasta choice 68. "Star Trek" rank: Abbr. 69. "I had no ___!" 70. Appropriate Down 1. Bigger than big 2. Face-to-face exam 3. Galileo's birthplace 4. Bridge positions 5. "Fiddler on the Roof" setting 6. "Are we there ___?" 7. Hip bones

8. Subatomic particle 9. Beethoven's "Moonlight ___" 10. Unfriendly toward others 11. Abound 12. "Concentration" pronoun 15. Vacation souvenirs 18. "Farewell, mon ami" 22. Absorbed 24. "Amen!" 26. Long, long time 27. To discharge from the armed forces 28. Vessels for transporting human property 30. Fore-and-aft-rigged vessel 32. Flinch 34. Guide 36. Bakery supply 38. Kid 40. "The Plague" setting 45. Autocrats 48. Seafood dish 50. Soldiers 54. Fair-sized musical group 55. Song of praise 56. Kind of column 57. "Catch!" 59. Challenge for a barber 60. "Empedocles on ___" (Matthew Arnold poem) 61. Casting need 62. Alkaline liquid 64. Handwoven Scandinavian rug

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Community Calendar January/February 2017 January 1 Community Bible Fellowship, 458 West Spruce Street, Hazleton (corner of James & Spruce) invites you to a “Free Hot Lunch” on Sunday January 1st from 12 to 2pm or until the food runs out. Come enjoy a hot meal, something sweet and great company! Open to the public. Eat in only, please. We look forward to seeing you all!! We also welcome you to attend our worship service every Sunday at 10:45am, adult Sunday school at 10am. Every Wednesday we offer Prayer at 6pm, Bible Study at 7pm. For more information, call 570-790-3753.

tion, visit www.DrLoriV.com/Events or find us on Facebook.

February 25 Annual Cabin Fever Dance hosted by Lehighton Area Pool Pals, Saturday, February 25 at The Orioles Pavilion, 475 Orioles Drive in Lehighton. Doors open at 5:30pm. Enjoy music, dance, dance contest, and door prize. Music by DJ Layne Roberts “The Doctor”from 7 to 11pm. $15.00 per ticket or couples can buy in advance and pay $25.00 for two tickets. Beverages and finger food included in price. Profits to support Bare Memorial Swimming Pool. For additional information, call Diane or Mark at 610-377-5275 February 18 & 19 2017 Jim Thorpe Winterfest, Saturday, Feb- (Please leave message someone will get back ruary 18 and Sunday, February 19 in Down- to you ASAP). town Jim Thorpe. Event features the famous Jim Thorpe Mug Walk, train rides, ice sculptTo list your Community ing and wood carving demonstrations and Event in our Monthy live entertainment. Come out and join us for Calendar, please email all the wintery fun! February 24-26 Dr. Lori appears with FREE appraisals at Home & Outdoor Living Show on Friday, February 24, Saturday, February 25 and Sunday February 26 at the Bloomsburg Fairgrounds in Bloomsburg. For more informa-

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Tire Inflation: Fill Your Tires With Nitrogen? by Thomas R. Buff Motorists are well aware of the fact that tires do need air from time to time. Tire inflation is a critical area when it comes to suspension, handling, traction and braking. We also cannot forget that inflation is also a major factor concerning tire wear. We all want our tires to last as long as possible. So when our tires need air we go to the local gas station or auto shop and fill them with air or nitrogen. Why would we fill our tires with Nitrogen? Motorists have been using plain old oxygen, or simply air since the motor vehicle has used pneumatic (air) tires why change now? Although tire pressure monitoring systems have now become standard on cars, a National Highway Transportation Safety Administration study found that only 57 percent of vehicles with monitoring systems had the correct pressure. Tire pressure is one of the most neglected safety items when it comes to maintenance. Small leaks in the tire can cause problems with steering, handling and even worse catastrophic failure. Nitrogen can help to keep inflation pressures within the proper ranges. Some local tire shops are beginning to offer nitrogen tire inflation, thus changing the way we use to fill our tires. Tire experts claim that air, which is about one fifth oxygen, causes oxidation and corrosion. Oxygen is a very reactive element that when mixed with moisture can cause under inflation and deterioration of both the rubber compounds in the tire and the rim itself. They also claim that the minute oxygen molecules seep out of tires more easily causing a gradual loss of tire pressure. Experts in the tire industry indicate that oxidative aging is one of the primary causes of decreases in tire and rim life. Aluminum rims are most susceptible to rim deterioration and oxidation. Nitrogen is a dry, inert gas that has been used for many years to inflate an airplane, military, and racecar tires. This gas has layer molecules than oxygen thus there is less chance of leakage. Tests have shown that if tires are inflated with nitrogen, there is a significant reduction in tire failure due to under inflation thus tires last longer. The average pressure loss in an average tire is 2psi a month due to a molecules passing through

the sidewalk. It is claimed that by using nitrogen wheel surfaces stay smooth and clean, because it doesn’t cause rust or corrosion. Nitrogen will not degrade the rubber seal in the valve core and will not cause deterioration of the tires rubber. It may take six months to lose 2psi with nitrogen compared to the one loss in tires filled with air. One of the most important reasons for using nitrogen in tires comes from the racecar industry. Water vapor absorbs and holds heat. When changes from liquid to vapor occur, water expands in volume. As a result tires inflated with wet air tend to run hotter and fluctuate in pressure due to the change in air molecules from liquid to vapor and back. Tires inflated with nitrogen have very little moisture inside so the tire runs cooler and thus becomes safer. This is why racecars utilize nitrogen in place of air. So if you want to minimize the loss of air pressure and thus keep your tires doing the job they are designed to do, that is, keep your vehicle on the road, consider the new alternative to plain old air . Nitrogen is a safe and effective way to maintain tire and rim life. Happy Motoring and have a safe and Happy New Year.

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What Every New Driver Needs To Know About Tires (BPT) - When you get behind the wheel, some actions come automatically, without thinking, such as checking your fuel gauge, using your turn signal and snapping on your seat belt. But even the most experienced drivers fail to follow this key habit that every driver should practice: They don't check their tires. If you miss the warning signs that your tires need air, repairs or replacement, you could end up with a tire blowout as your car zooms down the highway. This can lead to loss of control of the vehicle and, ultimately, an accident. According to a study conducted by the National Highway Traffic Safety Administration, 12 percent of crashes involving inexperienced drivers are caused by tire-related issues. So as a new driver, you have an opportunity to start a new habit right away. Check your tires once a month, and schedule a reminder on your

phone. It's worthwhile to take a few moments to pay attention to your tires. Otherwise, if you don't, your tires will one day force the issue. If any of these tasks on this checklist are unfamiliar to you, have a trusted family member or friend show you how. Before long, these steps will be almost as effortless as checking the fuel gauge! • Inflation: Learn how to check tire pressure with the help of a simple, inexpensive tool that fits right in your glove box: a tire pressure gauge. First, look in your jamb of the driver's side door for the PSI number, which means pounds per square inch. This tells you how much air your tires need. Remove the cap from the valve stem of your tire and apply the pressure gauge to find out how much air is in your tires. If you need to top them off, find a nearby service station, hopefully one that offers free air! • Wear: Get down and examine each tire, front, back and sides, and use the penny test to check for excessive wear. You accomplish this by placing the coin in the tread with Lincoln's head pointing downward. If you can see the top of his head, your treads are too worn down to ad-

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equately grip the road and it is time for replacement. • Debris: Check your treads for any debris, such as rocks or nails. If you think one of your tires is punctured, yet you don't hear any hissing, place some liquid soap on the suspected area. If a bubble arises, that's a sign of a puncture and it should brought in. • Bulges: If you see a "bubble" or a bulge in the sidewalls, that is a sign of distress and your tire in danger of failing. Bring it in as soon a possible. This is usually caused by striking a curb or a pothole or some other debris on the road. If you should accidentally hit something, it's a good idea to pull over to a safe place and examine the tires for signs of damage. If you don't see anything, be sure you check again the next time before you get behind the wheel. • Rotation: Front tires will wear more quickly than the rear, thanks to the heavy weight of the engine. That's why it's recommended that you rotate your tires every 6,000 to 8,000 miles. Luckily, this can be done very easily during an oil change. All you have to do is ask. • Equipment: Is your spare tire in the trunk of your car, along with all the other necessary tools? Don't forget to check the tire pressure of your spare, as well. If you are in a situation where you can't change your own tire, know who you would call, and whether you have the resources to cover the costs. Now that winter is coming, it's a good idea to be prepared with other supplies to keep you safe in case you are stopped, such as a winter kit and a snow shovel. Your tires are the only things between your car and the road. But investing a few minutes into this monthly safety check is an important step in reducing your risk in getting into a crash. To learn more about being safe on the road, check out Michelin's Beyond the Driving Test at www. beyondthedrivingtest.com.

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Cyberattack 411: Protecting Your Vehicle From Hackers (BPT) - New vehicles are packed full of the latest and greatest technology. Among their many capabilities, today's vehicles can automatically apply brakes to avoid collisions, maintain a designated following distance behind the car ahead of it and maneuver the vehicle back into its lane if the driver veers out of it. Some cars can even drive and park themselves! Additionally, in-car Wi-Fi and mobile hotspots allow passengers to connect their computers, tablets and smartphones to the internet from the convenience of the vehicle cabin. Bluetooth allows hands-free use of phones, and infotainment systems let people enjoy their favorite tunes, access apps, navigate and more. These technological advances provide tremendous benefits for drivers and passengers, but much of this technology can also be used to launch cyberattacks on your vehicle. "Modern cars are essentially rolling computers and, just as your laptop, smartphone or tablet can be hacked, so can these driving machines," says Craig Smith, author of The Car Hacker's Handbook and founder of the Open Garages vehicle research lab. Millions of today's vehicles possess vulnerabilities that leave them open to new age methods of theft that don't require a key or Slim Jim or, worse, situations where drivers no longer have control over their vehicles while driving. Mercury Insurance, one of the nation's leading auto insurance providers, recently connected with Smith to help keep drivers safe and shed some light on this growing problem. According to Smith, there are several key vulnerable areas consumers should be aware of, including: • On-board diagnostics-II (OBD-II) ports; • Key fobs; • Infotainment systems (including audio files that owners may have synced for in-car entertainment); • In-car Wi-Fi; • Mobile hotspots; • Navigation systems; • Smartphones (connected to cars via Bluetooth); and • Tire pressure monitoring systems. "There are many factors that go into determining a vehicle's risk of being hacked," says Smith, who has worked in the security industry for more than 20 years and with the

auto industry for five. "Newer vehicles have what we call a higher 'attack surface,' meaning there are more areas that are hackable." "If you are specifically concerned about remote hackers, as opposed to those who have physical access to your car, then look at the wireless systems your vehicle supports. If your vehicle has telematics, satellite or digital radio, internet, Bluetooth, or wireless key fobs, these wireless services can provide entry points for an attacker over varied distances. This is also true for aftermarket components added to your vehicles, such as dongles plugged into your vehicle to monitor your driving for insurance reasons." Local hackers can gain access to a car to unlock it and steal its contents or even start the ignition to steal the vehicle. To protect against vehicle hacking, Smith recommends disabling wireless services that aren't being used. Consumers should refer to the information their auto manufacturer provides on vehicle features, decide which ones are important and only enable those options. Those who wish to use a dongle in their vehicle should try to use it sparingly and take it with them when they leave their car. "The key to protecting your vehicle if it's deemed at-risk for hacking is to disable the components that have the most risk. For instance, if the radio unit is the culprit you can disable it or replace it," says Smith. "And while newer vehicles tend to have a larger attack surface, they also have more safety features that can help minimize or avoid injury in a collision, so you should consider that as well." Mercury Insurance is helping consumers answer the question "How Hackable is Your Car?" with an infographic that shows the areas of a consumer's specific vehicle that may be vulnerable to a cyberattack. Visit https:// blog.mercuryinsurance.com/how-hackableis-your-car to learn more. "We continuously review the automotive marketplace, so we can provide consumers with important information about how to protect themselves, families and property, whether it's about the dangers of distracted driving, teen driving safety or, now, vehicle hacking," says Tom Coyne, auto line lead for Mercury Insurance. "And Mercury doesn't use dongle technology because we don't want to increase our customers' risk of a cyberattack, which we think they appreciate."

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5 Residential Design Trends In Hardwood (BPT) - Hardwood may be one of the oldest building materials known to man, yet architects, designers and homeowners are always finding fresh ways to use it in the modern home. What's the appeal? Flexibility and variety, for starters. "We're constantly delighted to see how traditional woods like oak and walnut are being employed with renewed flair and imagination," says Linda Jovanovich, of the American Hardwood Information Center, www. hardwoodinfo.com. "Subtle tweaks can make something familiar, look innovative. The current trend is to take a classic hardwood application, like paneling or flooring, and give it a stylish, up-to-the-minute twist. Here's a look at what's trending." • Wide-plank flooring—Perhaps no recent trend has been more influential than the use of wide-plank hardwood flooring. Traditional plank widths, ranging from 2 1/4 to 3 1/2 inches, are still popular. But today's homeowners often ask for widths between 5 and 7 inches, and there is even demand for up to 10 or 12 inches. "Wider floorboards can make a space look larger and more modern," says Melissa Morgan of M Interiors in San Antonio, Texas, who has used the generously proportioned planks in traditional and contemporary homes. "With fewer seams, these floors can be treated like a canvas: ebonized oak or walnut for a sleek, dark look; light woods like ash or maple for a chic, urban vibe; weathered-gray tones for a slightly rustic affect - the possibilities are endless." • Wood ceilings—It used to be that hardwood planks primarily went on floors or walls, but today they're appearing on residential ceilings too. "Simple poplar beadboard, painted white or with a light natural stain, looks crisp and

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airy overhead, adding visual interest while remaining quiet and unassuming," says Rebecca Ascher, Ascher Davis Architects in New York and Newport, Rhode Island. "For a more assertive affect, I might specify tongue-and-groove walnut or hickory, characterful woods that provide a degree of drama. For that reason, they're best reserved for large, high-ceilinged rooms that are not easily overwhelmed. In smaller, lower spaces, a ceiling with too much personality can feel oppressive." • Mix and match—Architects and designers, who once avoided using different varieties of hardwood in a single residential space, now mix and match them with newfound enthusiasm. Clearly contrasting wood tones - blond maple and black walnut, for example - create a striking effect that can work well in both traditional and contemporary settings. This is particularly true in kitchens, where a favorite configuration features upper cabinetry in a light-color wood such as birch, and lower cabinetry in a dark-color wood like cherry. The result is a space that has strong visual interest, and is light and airy, yet solidly grounded. • Gray stains and finishes—Gray is a classic "neutral" that never truly goes out of fashion. It's currently one of the most popular colors, ranging from pale smoke to deep charcoal, showing up in hardwood flooring, paneling and cabinetry. "Whether light or dark, gray stains bring out any wood's natural grain and texture," says New York interior designer Laura Bohn. "Grays are versatile and timeless - quiet and soothing colors that recede into the background without losing personality or becoming faceless. That's why they work in any style d√©cor, yet always look modern." • Distressed hardwoods—Homeowners drawn to the popular look of weather-beaten rustic and elegantly timeworn are turning to distressed hardwoods - new product to which scrapes, nail holes, notches, saw marks and other signs of wear and tear have been carefully applied, often by hand. Manufacturers are able to reproduce convincing facsimiles of anything from the burnished walnut floorboards of an 18th century salon to the rugged oak-plank siding of a 19th century Pennsylvania barn. It's a distinctive look that offers a wide range of aesthetics. SNOWVisit BLOWER REPAIRS • www.hardwoodinfo.com for more TUNE-UPS aboutSHARPENING residential design trends and other applications and products using American hardwoods.


January: A Time For Planning by Mary Ann Miller, Master Gardener Every fall after I put my gardens to bed, I breathe a sigh of relief, tell myself to plant less next year, and look forward to some rest. But then the seed catalogs start arriving in December. The gardening bug bites again, and I’m eager to plan for the next growing season. The dreary, often calmer, month of January is a great time to begin. Planning a vegetable garden is easy and fun. Many gardeners enjoy taking pencil to paper to plan for the season. Drawing it to scale will help you to determine how many plants to fit in each section of the garden. I have a basic schematic of my garden on my computer so that I can just print a copy and then write in what I want to plant each year. If you are new to gardening, consult a good gardening book or website for advice about planting dates, spacing, succession planting etc. Penn State has an excellent vegetable gardening resource which may be downloaded for free at http://pubs.cas.psu.edu/ freepubs/pdfs/agrs115.pdf It provides all the information you need for a successful garden.

If you prefer to go high tech, many seed companies and gardening magazines now offer online garden planners as well. These are often free to use, at least for a trial period. They are especially helpful for beginning gardeners. They identify your plant hardiness zone, which alerts you to last and first frost dates for the area. (We are now in Zone 6a. Global warming is a reality; we used to be considered 5b.) They also let you know the planting date range of specific crops so that it will be warm enough for them to grow and long enough for them to produce a good crop. These planners also provide sample garden plans and information about spacing, succession planting and crop rotation. Once you have planned your garden, you can print it out for reference. You can also subscribe to these planners for an annual fee. If you choose to do so, they will retain your information from year to year, alert you to crop rotation suggestions, and allow you to keep notes about specific varieties of plants. Being a frugal gardener, I prefer to avoid the subscription fees and keep a garden journal. Then I can record any and all information I wish, and refer to it without having to turn on the computer.

When planning the garden it’s helpful to begin by assessing the previous season. Consider how plant varieties performed last year to determine if you want to plant them again. For example, I planted French filet pole beans which were delicious. However, they were incredibly productive and I soon discovered that I planted too many of them. This year I will grow them again, but plant fewer seeds. The shallots I planted in the fall were disappointing in size this year, but those planted in spring grew very well. I am convinced that planting them in both spring and fall is the best plan for insuring a good harvest. I also read something in a gardening catalog recently that was very interesting. Although you should plant larger garlic cloves to insure larger bulbs at harvest, the opposite is true for shallots. Planting smaller shallots results in a bigger harvest. I will experiment with that in the new year. We love cucumbers, but they are frequently overcome by bacterial wilt as the season advances. Last year I tried County Fair cukes, which are resistant to the wilt, and had a longer yield. I will definitely plant those again. A couple of new tomato varieties also earned room in this year’s garden: Mountain Merit and Red Pride. I

always like to try one or two new varieties so I’ll have fun choosing from the new catalogs. The hard part is giving up some of the old to make room for them. I also like to be prepared for difficulties before they arise. Last year I had some serious insect problems, in particular an invasion of bean leaf beetles, a pest I had never encountered before. I cleaned up the garden as thoroughly as I could in an effort to rid it of any egg masses from the beetles, but I will make sure I have an effective pesticide at the ready in case they appear again. Winter is a good time to determine if you need gardening supplies like fertilizer and pesticides so that you can have them on hand when the season begins. That also enables you to handle some gardening expenses in advance of the season. You can also use the winter months to clean and sharpen your gardening tools if you didn’t manage to do that at the end of the season and to note the need for new or replacement tools. Having the right tools can make gardening much easier, and it is wise to make those purchases in advance of the season. If you’re really lucky, Santa may have already brought you some of the items you want!

January 2017 • 55


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Also we are authorized warranty service providers for all quality manufacturers. S.J. Kowalski, Inc. is an accredited member of the Better Business Bureau and works honestly and ethically to serve our customers. Our goal is 100% satisfaction and we are committed to providing that everyday. S.J. Kowalski, Inc. has 24-hour dispatching and makes 95% of its service calls the same day. We want to get to you as soon as we can, because when your heating or air conditioning goes out, you don’t want to wait. Call 570-455-2600 to schedule your free in home HVAC evaluation. Save money and be comfortable all year long with a more efficient system. We offer no interest financing. Don’t wait call 570-455-2600 today.

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(BPT) - Don't give up on buying a home as winter nears. In fact, December through February may be better for buyers than the busy season in spring and summer. Enjoy less competition and lower prices Fewer properties are typically available during the winter, as sellers and buyers aim to complete transactions before the school year begins. You can turn that to your advantage. "In winter, there are fewer properties, but it's less competitive, with fewer buyers per property," says Greg Jaeger, president of USAA Residential Real Estate Services Inc., and former real estate agent. The more favorable supply-demand balance can lower prices. In the winter, "negotiations are slower-paced and there is more negotiating room," Jaeger says. Also, winter sellers may be more motivated, especially if they're forced to sell by divorce or by corporate or military transfers. In January and February, homes cost 8.45 percent less on average than in June through August, according to NerdWallet research conducted using Realtor.com data from 2014 and 2015. That's in line with what Jaeger sees, particularly in competitive real estate markets where supply is limited.

access to statistics doesn't mean they have analytical skills and will use them," Jaeger says. He recommends USAA's Real Estate Rewards Network as a source for seasoned agents who deliver great service to USAA members. Many resources are available to help consumers find the right agent, including USAA Real Estate Rewards Network, a free program that gives members access to USAA's network of real estate agents and rewards when they buy or sell.

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Lower prices help at closing - and over the life of your mortgage A lower price eases your home purchase in many ways, Jaeger says. It lowers your down payment, any closing costs that are calculated as a percentage of the home's sale price and your mortgage payments. There's also less of a seller's agent commission bundled into the sales price. These savings help when you buy, and they add up over the life of your mortgage. The right agent can help When supply is limited, the right agent can help you get a jump on other buyers. Agents who are well connected learn about properties before they are listed. The right agent understands the market where you are buying. That includes doing competitive market analysis so you understand what the house is worth. Look for an agent who suits your style. For example, if you're a statistics geek, you need an agent who'll provide them. "Just having

January 2017 • 57


All Care Home Care..................................18 Antonio's Pizza..........................................31 Bafile Family Chiropractics........................17 Beacon Diner............................................35 Berwick Hospital.........................................3 Billig-Helmes Insurance............................28 Blakeslee Animal Clinic.............................44 Bonanza Steak House................................31 Boscov's Restaurant...................................34 C & D Seafood.........................................31 CACL Federal Credit Union.....................27 Cancer Treatment Center @ Hazleton.......59 Carlino's Pizza-Subs Italian Specialties.......31 Carrato Surgical Associates........................10 Cedar Street Supply...................................59 Christy M. DeMelfi, ESQ.........................22 Comfort Keepers.......................................13 Crivellaro Family Cheese...........................43 Damsel In Defense....................................41 Degenhart Chiropractic.............................10 DeJesus Family Chiropractic.....................18 Della Croce Dental.....................................2 Derm Dox Dermatology Center................14 do Terra Oils.............................................44 Dr. Frank Glushefski, D.M.D.....................8 Dryfoos Insurance.....................................24 Edward Jones............................................28 Erich Schlosser Memorials.........................43 Evanko Respiratory...................................20 Falvello Law Office....................................25 Freeland YMCA........................................16 Fritzingertown Senior Living.......................9 Fyzical Therapy & Blanace Centers...........12 Garcia Landscaping...................................41

Gavinski Tax Service..................................41 Gino's Shoes.............................................44 Ginther Village Craft Co...........................48 GRS Auto Repair......................................41 Hartley Tax Service....................................41 Hawkins Salon & Spa...............................40 Hazle Park Quality Meats..........................49 Hazle Yellow Cab......................................50 Hazleton Eye Specialists............................15 Hazleton Imaging......................................21 Hazleton Public Transit.............................41 Heights Terrace Pharmacy.........................19 Hometown Farmer's Market.....................43 Honest Abe's Tax Service.................Calendar Houck Homes Inc.....................................56 It Works....................................................48 Janney Montgomery Scott, LLC-John Beltrami....23 Jimmy's Quick Lunch...............................31 Johns Church Hill Family Restaurant........32 K.M. Sency Plumbing & Heating.............57 Koch's Turkey Farm..................................43 Komischocks.............................................54 Lehigh Valley Health Network....................5 Mahoning Valley Orthopedics.....................2 Marchetti Hardware..................................56 Mark's Auto Restorations..........................52 Marlin Markets.........................................45 Mary Lacy Independent Sales Rep.............49 Mauch Chunk Opera House.....................29 Maylath Valley Health Systems....................6 Merola's Garage........................................52 Miller Auto Body......................................52 Miller Charm Farms - The Retail Store.....43 Milstein Dermatology...............................16 Mountain Statuary & Stone......................56 Mountain Top Outdoorsman....................47 Nationwide-Urenovich Insurance Agency.. 22 Pavlick & Boyle Dentistry.........................12

Peaceful Therapeutic Massage....................40 Providence Place........................................17 Purple Rose CafĂŠ.......................................34 R & L Helpmates......................................21 Ron Myers Well Drilling & Water Systems....56 Rossi Coal Company.................................57 Ruth's Dress Shop.....................................50 S.J. Kowalski Inc.........................................2 Seattle Style Espresso.......................Calendar Senape's Bakery.........................................31 Shooter's Rendezvous, LTD......................41 SJM Auto Sales.........................................52 Small Car Center.......................................52 Sonic Drive-In...........................................59 SpiriTrust Lutheran Home Care................20 Standard Drug Store..................................11 Stower Coal-Oil & Propane LLC..............55 The Laurel Mall........................................42 The Laurels Senior Living Community.....11 The Lazy Dog Salon..................................50 The Lookout House..................................32 The Ten Pin Lounge @ Bowl Arena...........47 The Pines Eatery.......................................31 TNT Auto................................................52 Top Of The 80's........................................37 Tree Top Chimney Service.........................41 Tunessan's Radiator, Inc............................53 Two Italian Guys Pizzeria..........................35 Valley Pharmacy........................................10 Valley Meats & Seafood............................31 Valley Pizza & Subs...................................34 Vesuvio's Pizzeria & Ristorante.................37 Vic's Vittles...............................................43 Vito's Coal Fired Pizza..............................32 Weatherwood Nursing & Rehabilitation...14 West Hazleton Veterinary Hospital............38 Yocums Pharmacy.....................................14 Yong Hao Buffet.......................................35

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