Introduction to Value Investing

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Value Investing UNDERGRADUATE INVESTMENT SOCIETY WEEK 7


History   Value investing goes back to a financial analyst

called Benjamin Graham. He created the original concepts in his book The Intelligent Investor, first published in 1949.   Warren Buffett later became a disciple of his and through Benjamin’s principles has become one of the wealthiest men alive, with $52 billion in net worth.


What is Value Investing?   Value investing is an investing strategy where you

purchase stocks as if you were buying shares of a business. Value investors tend to focus on what a company is worth, the intrinsic value.   Buy an outstanding company at a sensible price, not an average company at a cheap price!   Can be both qualitative and quantitative


Qualitative Factors VALUE INVESTING


What do Value Investors look for?   Companies that have simple business models and are

easy to understand   Good management teams   Companies that are profitable with solid

fundamentals   Companies with good cash flow


Simple Business Plan: Coffee Shop   A storefront coffee shop is a simple business model.

They make money through selling coffee. There are not many components to it.


Complicated Business Plan: Google   Google is a lot more complicated. A majority of

Google’s revenue comes from advertisement revenue. However they also make money through their line of Android phones, netbooks, & paid internet services   There are so many components to Google that it is difficult to gauge how external factors will affect Google


Management   Are there any major future changes in management?   How will this effect the companies intrinsic value?   Is the current management team in place reliable?

Do they have a proven track record?


Company study for today: Johnson and Johnson   Engages in the research & development,

manufacture, and sale of various products in the healthcare field.


Recent JNJ News that could affect the company’s accurate valuation   Johnson & Johnson had more than a dozen recalls

during 2010 Rolaids Softchews on December 9   Tylenol Cold Liquid products on November 24   Children’s Benadryl Allergy Fastmelt Tablets on November 15   Junior Strength Motrin on November 15   Rolaids Extra Strength Softchews on November 15   Tylenol 8 Hour on October 18   and various Tylenol products plus Benadryl Allergy Ultratab Tablets and Motrin IB products on July 8 


More JNJ News   Boston researchers announced January 3 that they

are partnering with Johnson & Johnson to develop and sell a noninvasive test that can detect tiny traces of cancer cells in a blood sample   The partnership — a five-year, $30 million deal — is aimed at refining and commercializing a nextgeneration test that could allow physicians to better target cancer-treatment regimens and monitor patients’ responses to drugs


Quantitative Analysis VALUE INVESTING


Quantitative Analysis   Income Statement   Does this company have steady revenue streams?   What percentage of Net Sales is COGS and SG&A? (Are its costs too high compared to the industry?)   Can taxes can reduced by subsidies or tax breaks?   Balance Sheet   Statement of Cash Flows


Income Statement

Steady Revenue COGS = about 30% Net Sales

R&D is more than 10% of Net Sales?


Ratios   Price to Earnings (P/E) Ratio   Price / Earnings =Price / Earnings Per Share (EPS)   EPS = (Net Income – Dividends on Preferred Shares) / Shares Outstanding   COGS, SG&A, R&D as a % of Net Sales  Make sure

the company’s numbers are on-line with industry average JNJ’s R&D in 2010 totaled $6.8 billion, 11.1% of sales   In January 2011, JNJ aggressively funds new development 


Quantitative Analysis   Income Statement   Balance Sheet   How quickly does this company collect its A/R?   Does this company have the ability to pay off its current debt?   What are its long term liabilities?   Statement of Cash Flows



Ratios   Debt to equity ratio = debt / equity   This ratio usually should not be over 1   JNJ’s debt-to-equity ratio is 0.21; industry average is 0.52   Price to book ratio = Market capitalization / total

book value A higher P/B ratio implies that investors expect management to create more value from a given set of assets, all else equal   A low P/B ratio may signify an undervalued company   Market capitalization = # shares outstanding * price   JNJ’s P/B ratio 6.6x; industry average is 16.4x 


Quantitative Analysis   Income Statement   Balance Sheet   Statement of Cash Flows   Is cash increasing or decreasing from year-to-year?   How much cash is on the books?



Ratios   Current dividend yield = (Most recent full-year

dividends/ Current Share Price) A high dividend yield can signify that a stock is under priced & vice versa OR that a company has fallen on hard times   Again, must compare to industry 

  Dividend growth (5 years) – 12.9% for JNJ, 9.1% for

industry


JNJ Charts


Summary

 Buy an outstanding company at a

sensible price, not an average company at a cheap price!


The End ANY COMPANIES YOU’RE INTERESTED IN WITH GOOD VALUE?


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