Game Changers issue 51

Game Changers

ALPHA ARCHITECT!

Game Changers Magazine speaks exclusively with Bas Kooijman from DHF Capital.

Note from the editor O1

View from the top. 03

BAS KOOIJMAN 04-05

DHF Capital O2 06-07 The Banking Expert O3 08-13

MAURY MCCOY O4

TIFFANY 26 DEGREES 14-17 What is capital introduction O5

Blacktower FM O6

KAREN OGILVIE 18-23

Cyprus: A Rising Star in Investment Funds O7

CHARLES SAVVA 24-27

Behind the Screens of a Bank’s Trading Desk O8

PETER KOCH 28-31

AllServ Management Ltd

A Guide to Decompressing 37-38

STACY THOMSON 39-41

GC: HOMME

Louis Vuitton x Tyler 42-46

GC: FEMME

Gucci Jackie 1961 47-49

50-53 GC: EAT

GC: GOING OUT

GC: CHARITY

City Friends Club 56-57

VIEW FROM THE TOP

Hi everyone,

First off, a big thank you to everyone who celebrated our milestone 50th edition with us. Creating Game Changers continues to be an incredible journey, and the connections we’ve built along the way make it all the more rewarding.

As we kick off the new year, I’m excited to share a fresh direction for the magazine—a themed approach for each edition. This time, we’re diving deep into funds: what they are, how they’re built, and the art of raising capital. It’s been fascinating to unpack these topics, especially while working on a separate project (more on that soon!). There are so many moving pieces in this world, and I can’t wait to share what we’ve uncovered.

Gracing our cover this month is none other than Bas Kooijman from DHF Capital. Bas continues to impress with the quality content he produces and the incredible growth of his brand. Since his last feature in Game Changers, DHF Capital has expanded rapidly, making a significant impact in the UAE region. Hats off to you, Bas, and here’s to your continued success!

A huge thank you to everyone who contributed to this edition. We hope you enjoy reading it as much as we enjoyed putting it together.

Paul ORFORD

EDITOR-IN-CHIEF

DHF Capital

BAS KOOIJMAN

Overall Strategy and Vision

Q What trends or market shifts do you see shaping the asset management industry in 2025, and how is DHF Capital positioned to respond?

In 2025, the asset management industry will be shaped by advancements in AI and automation, increased demand for tailored financial solutions, and a shift toward transparency and agility. Investors today expect a blend of technology and human expertise, delivered with precision and efficiency.

At DHF Capital, we are positioned to lead these shifts, having already implemented AI-driven predictive models in 2024 that improved our portfolio performance. We’re focused on integrating further innovations into our trading systems and delivering personalized strategies that align with evolving client expectations.

By embracing innovation and adaptability, DHF Capital isn’t just adapting to industry trends - we’re helping to set them.

Q What are DHF Capital’s top priorities for 2025, and how do they build on the achievements of the past year?

Our top priorities for 2025 include scaling operations, enhancing client engagement, and expanding geographically through strategic initiatives like the worldwide agents’ network. In 2024, we achieved a large increase in assets under management and strengthened client retention through personalized investment strategies. These milestones have laid the foundation for a year of growth and innovation.

The agents' network will play a pivotal role in driving new client acquisitions worldwide. Additionally, we aim to enhance our AI-powered trading tools for our traders and asset managers and introduce a more intuitive client dashboard, offering greater transparency and a seamless experience in accessing personalized insights.

Technology and Innovation

Q What role does technology play in DHF Capital’s strategy for 2025?

Technology is at the heart of our 2025 strategy. By enhancing trading algorithms and streamlining client reporting, we are optimizing operations to deliver smarter, faster solutions. Our AI tools not only

analyze real-time data but also provide proactive alerts and customized recommendations to our traders and asset managers, with this they will be able to make faster decisions for their client portfolios.

Incorporating these innovations enables us to manage risk more effectively, seize market opportunities faster, and build stronger relationships with our clients.

Q How is DHF Capital leveraging data analytics or AI to improve investment decisions or client engagement?

We use data analytics to identify market trends, assess risks, and develop predictive models that enhance portfolio performance. AI tools help us analyze vast datasets in real time, providing actionable insights for investment strategies. On the client side, personalized dashboards and reporting tools allow us to deliver tailored insights and improve engagement. This dual approach ensures that technology not only enhances returns but also deepens client relationships.

The Agents' Network

Q What inspired the decision to launch an agents' network in 2025?

The agents' network was inspired by our commitment to making DHF Capital’s expertise and resources accessible to more clients globally. This initiative bridges the gap between global financial expertise and localized client needs, ensuring tailored advice while leveraging DHF Capital’s products, tools and insights.

By combining our robust infrastructure with the agility of local agents, we are setting a new standard for personalized asset management in diverse markets.

Q What are the main objectives of the agents' network, and how does it fit into DHF Capital’s broader growth plans?

The primary objective of the agents' network is to drive geographic expansion and client acquisition while maintaining the personalized service DHF Capital is known for. This initiative will allow us to strengthen our presence in key regions, particularly Europe, UK, Africa and the Middle East, and reach niche markets with untapped potential.

The network also aligns with our growth strategy by providing clients with localized insights, backed by DHF’s global resources. Training programs, advanced tools, and ongoing mentorship will ensure our agents deliver the highest standards of service.

Client Engagement and Growth

Q What strategies are you implementing to strengthen client relationships and attract new investors in 2025?

We are enhancing client engagement by focusing on transparency, innovation, and accessibility. Personalized dashboards will provide near real-time performance insights tailored to individual client goals. Additionally, the agents' network will create localized touchpoints, enabling us to build deeper relationships with clients.

We’re also prioritizing proactive communication through exclusive client events, webinars, and educational content to keep investors informed and engaged. These strategies ensure we not only attract new clients but also strengthen bonds with existing ones.

Q Are there new channels or partnerships you’re exploring to expand your client reach?

Yes, we are exploring partnerships with fintech platforms and brokerages to enhance our digital offerings and reach tech-savvy investors. We’re also considering collaborations with regional advisors to tap into new markets. These channels, combined with the launch of our agents' network, will allow us to connect with a more diverse client base.

Challenges and Opportunities

Q What do you see as the biggest challenges for DHF Capital in 2025, and how are you preparing to address them?

The biggest challenge will be navigating market volatility and economic uncertainties, especially in light of geopolitical risks and fluctuating interest rates. To address this, we’re investing in advanced risk management tools and leveraging our proprietary rebalancing software to dynamically adjust portfolios.

Another challenge lies in scaling operations while maintaining personalized service. Initiatives like the agents' network and enhanced training programs are designed to ensure quality remains a top priority as we grow the team at all our 5 main office locations.

Q What opportunities are you most excited about in the coming year?

The intersection of technology and finance presents incredible opportunities for innovation. Neural Networks technology, for example, is opening new possibilities in behavioral analytics and precision trading. The launch of the agents' network is another exciting milestone, enabling us to expand into new markets and connect with clients on a deeper level.

By embracing these opportunities, DHF Capital is not just preparing for the future of asset managementwe’re actively shaping it.

The Banking Expert

Creating the Ultimate Hedge Fund Pitch Deck: A Guide to Winning Over Investors

When hedge fund managers step into the spotlight to secure investments, their pitch deck is their most potent weapon. It’s the gateway to establishing credibility, showcasing strategy, and persuading investors of the fund’s potential to deliver stellar returns. Yet, in the fiercely competitive world of hedge fund investments, the challenge lies in crafting a pitch that’s both compelling and easy to digest for a discerning audience.

So, how do you craft a deck that commands attention and earns commitments? Let’s break it down.

First Impressions Matter: Nail the Introduction

Your pitch deck’s opening slide sets the tone for everything that follows. Make it professional, visually engaging, and succinct. Include the fund’s name, logo, and a tagline that encapsulates its philosophy or unique edge. Provide a high-level overview of the fund’s investment focus and philosophy, along with a snapshot of the team’s expertise. Think of this as your elevator pitch on a slide—a chance to immediately establish your fund’s relevance and credibility.

Define the Market Opportunity

Every hedge fund is built on identifying and exploiting market inefficiencies or unique opportunities. Use this section to demonstrate your fund’s ability to spot these openings. Whether it’s macroeconomic trends, sector-

specific disruptions, or niche inefficiencies, back your claims with robust data. Show, don’t just tell, why this opportunity is ripe for investment—and why your fund is uniquely positioned to capitalize on it.

Spotlight the Investment Strategy

The heart of any pitch deck lies in its investment strategy. Sophisticated investors want to understand how you’ll deliver returns. Whether your approach is long-short equity, macro, or event-driven, explain it clearly and concisely. Highlight the innovative elements of your strategy, such as proprietary models or exclusive market insights, while emphasizing how you manage risk to protect capital in volatile markets.

Demonstrate Your Competitive Edge

In a crowded hedge fund space, differentiation is crucial. Quantify the size of your target market and illustrate its relevance to your strategy. Then, detail what makes your fund stand out—be it unique data sources, specialized expertise, or exclusive networks. This section should leave no doubt about why your fund is positioned to outperform competitors.

Showcase Track Record (or Team Credibility)

For established funds, this is where you highlight historical performance metrics—annualized returns, alpha generation, and Sharpe ratios—benchmarked against market standards. Detail how your strategy has weathered different market con-

ditions, especially downturns. For new funds, focus on the track records of your team members or the models driving your strategy. Either way, the goal is to inspire confidence in your ability to deliver results.

Be Transparent About Fund Terms

Investors expect clarity on fund structures and terms. Explain whether your fund operates as a limited partnership, an offshore entity, or another structure. Clearly outline management and performance fees, lock-up periods, and redemption policies. Transparency here builds trust and reassures investors about your professionalism.

Emphasize Risk Management

Sophisticated investors scrutinize risk management as much as strategy. Dedicate a section to explaining how you monitor and mitigate risks related to market volatility, liquidity, and counterparty exposure. Discuss specific tools, models, and stress-testing frameworks you use. By showcasing a rigorous risk framework, you demonstrate that their capital will be managed prudently.

Highlight Your Team’s Expertise

A hedge fund is only as strong as its team. Dedicate slides to showcasing the credentials, experience, and track records of key personnel. Include notable advisors or strategic partners who bolster the fund’s capabilities. The aim is to convey that your team has the expertise needed to execute the strategy and deliver results.

Prove Operational Excellence

Operational rigor is as important as investment strategy. Highlight your infrastructure, from technology platforms to compliance protocols, and list trusted service providers such as custodians, auditors, and prime brokers. This reassures investors that your fund is well-equipped to scale responsibly.

Present Realistic Financial Projections

Although hedge funds can’t guarantee returns, providing financial projections gives investors a sense of potential outcomes. Use historical data (if available) to support these forecasts, and ensure they’re grounded in realistic assumptions about AUM growth, fees, and market conditions. Investors value transparency over overly optimistic scenarios.

Define Your Funding Ask

Be explicit about what you’re seeking. Outline your minimum and target capital commitments, explain how the funds will be allocated, and align your goals with the investors’ objectives. This clarity not only builds trust but also sets the stage for a productive partnership.

End with a Visionary Conclusion

Close your pitch with a compelling vision of the future. Reiterate your fund’s unique value proposition—be it alpha generation, diversification, or access to niche markets—and outline the broader impact your fund could have on investors’ portfolios. A strong conclusion leaves a lasting impression and generates excitement about joining your journey.

Final Thoughts

Creating a winning hedge fund pitch deck is both an art and a science. It requires a clear narrative, backed by data, that addresses investors’ questions and concerns while highlighting your fund’s unique strengths. By following these steps, hedge fund managers can craft a pitch deck that not only captures attention but also inspires action in a competitive investment landscape. For investors, the best decks don’t just promise returns—they demonstrate the strategy, expertise, and rigor required to achieve them.

What

is a 3rd party marketer and how do you attract them?

MAURY MCCOY

Q How did you get started in third-party marketing, and what drew you to this niche?

Well my path was a bit more unconventional than most. Prior to being drawn into the investment world I had a very successful career in the tech industry as a video game producer, 3D animator and web designer. It was 2003 and I had just finished a major international design project. I was pretty burned out and looking for a change.

I’ve always had a keen interest in investing. Growing up in Omaha, it seemed my parents were handing me newspaper clippings about Warren Buffett almost daily. I studied economics in college but had a hard time finding a way to break into the industry. Entry level jobs were often sketchy and driven more by profit than principles. I loved finance and investing though and kept my eyes open for opportunities in that space.

I had a good friend who had started his own investment advisory around this time with a focus on institutional clients. He was a brilliant, hard working guy with a compelling investment approach but was keenly aware that marketing wasn’t the best use of his time.

We had previously talked about investments for hours on end. He knew I had a passion for the subject and asked if I might be interested in helping him get his firm off the ground. I was an extrovert, had an advertising degree, and most importantly, was someone he could trust. The finer details I’d be able to pick up along the way. It was a great fit all around and McCoy Associates came into being (though admittedly, the only associates are my dog and cat).

Little did I know as I started this endeavor, an investment manager with a 15 month track record, and a few hundred thousand under management, wasn’t exactly the type of strategy that made institutional investors swoon, ha!

The idea of a concentrated micro-cap strategy was novel and unfamiliar. There were no searches for our type of strategy, but there also wasn’t any competition in our space. We didn’t fit nicely into a consultant’s style box and were a bit of a curiosity for most allocators. We just needed to get our story heard.

We were both Nebraska natives living in Austin, Texas, which was a refreshing change to folks accustomed to pitches by slick, big city, professionals. We had a midwestern work ethic and were passionate about doing right by investors.

I focused my efforts towards leading endowments, foundations, and family offices, discovering they prioritized results over pedigree. I nurtured these relationships carefully, and once the strategy built a solid three-year track record, we secured our first $10M investment from a trailblazing CIO at a prominent foundation.

Things snowballed from there and we closed the strategy to new investors shortly thereafter, having raised over $100M.

Q What makes a good third-party marketer, in your opinion?

It starts with integrity. There is just zero room for any sort of misrepresentation or exaggeration in this business. This isn’t the place for high pressure closers. The institutional investment community is a close knit group and the last thing you’d want to do is mislead someone or treat them poorly. I have found it most effective to be overly forthcoming with anything that might give them pause. Nobody likes surprises in this industry.

Persistence is also key. I often tell new managers that it could be months or even years before they land a big client. Investors like to build a long-term relationship with a manager before considering them for their portfolio and you have to be willing to play the long game. You don’t want a marketer who drops a client because they’ve had a bad quarter to focus on the latest shiny investment trend. It’s not a matter of if one of my managers will underperform, it’s when, and for how long. Some of the world’s greatest managers have had bad runs but it’s the long-term performance that matters and you want someone who will stick with you through good times and bad.

Q How do you evaluate which hedge funds to represent in your portfolio?

Warren Buffett often talks about having a punch card where you only get to make a limited number of investment decisions in your lifetime and that analogy is particularly relevant when deciding to team up with a manager. It’s a long-term commitment and your reputation is tied to that manager for better or worse going forward.

Beyond results, you want someone who is not only a talented investor but an incredibly good person. Allocators want to connect with a manager on a personal level and the ability to easily relate to other people makes a huge difference when trying to earn their trust.

It’s nice to see a manager that has a significant portion of their own assets in the strategy so they are eating their own cooking so to speak. Humility is a big factor. Nobody is right all the time and being able to admit your mistakes early can be the difference between losing a little and a lot.

The more I’ve been doing this, the more I realize communication skills are absolutely essential. I’m looking for a manager who can communicate effectively both in letters and in face to face meetings. Connecting with clients is a huge part of this business and I think managers would be doing themselves a better service if they read How to Win Friends and Influence People as opposed to the  Wall St. Journal. A substantial part of what we do is storytelling with numbers.

The best portfolio managers are often laser focused on their investments and have very little interest in the marketing side of the business. They tend to fly underthe-radar and hope that if they put up great numbers, investors will find them. It rarely happens that way.

I often follow managers for years and provide guidance to them along the way as they grow their firms. I end up coaching a lot of folks so when it comes time for them to hire a marketer we already have a solid relationship and I know they are already doing the types of things that will be expected of them.

In my position, I feel I have to be even more particular than institutions when selecting a manager to work with. I typically represent just one manager at a time whereas institutions choose dozens of managers for their portfolios. With that in mind, I’m content to wait for a manager I simply can’t get out of my head. If I keep coming back to a particular manager and eagerly anticipate their next quarterly letter, that’s a pretty good sign. In a space where managers often have a hard time distinguishing what makes them unique or standing out from the crowd, I figure if I can’t get someone out of my head, a potential investor might feel the same.

Q How do you assess a potential investor before introducing them to your network?

Identifying the right managers is a crucial aspect of my role, but equally important is aligning them with investors who share a similar mindset. Many of the managers I work with have a contrarian approach, which often resonates with the investors who are drawn to them.

I’ve really focused on concentrated small/micro-cap managers over the years. They have an incredible structural advantage compared to other types of strategies as they have more opportunities and less competition. That said, a portfolio of 10-15 smaller stocks can also make for volatile performance that is a bit hard for more conservative investors to stomach in the short-term.

Part of the reason I focus on larger endowments, foundations and family offices is they have a much longer investing time horizon and know that volatility can be beneficial for managers who really understand what they hold in their portfolios. The very best investors are those that understand your process and strategy well enough that when your strategy is down they will be looking to allocate more capital as opposed to withdrawing it.

Another advantage of focusing on institutional investors is they tend to be extremely knowledgeable and aren’t going to be calling you after every scary headline. Having a handful of large, exceedingly sophisticated allocators means a manager has more time to focus on managing their portfolio instead of managing the concerns of a large and divergent investor base.

Q What qualities or strategies make a hedge fund attractive to potential investors?

A quality track record with meaningful assets is table stakes. I typically like to see about $20M in assets and a 3-year track record before I’ll consider getting involved. If a manager has been able to grind their way to that point, it’s a good sign they have what it takes to succeed.

In regard to the types of strategies I look for, there are a large number of factors to consider.

You want to find a manager who has a repeatable edge. There are a number of ways to find investment success, but you need to validate that what drove their success in the past is sustainable going forward. I’ll read every quarterly letter a manager has written in an effort to gain a deeper understanding of their investment process.

This approach will uncover when a great multi-year track record is driven by just one stock or perhaps fortunate timing in regard to a start date for the strategy. Downside protection is key as well. Everyone

talks a great game when it comes to positioning their portfolio to handle a downturn but actually seeing how a manager has performed in such an environment is invaluable. Some younger managers have only ever known good times and you don’t want them learning painful lessons with your investor’s assets.

I look for managers who have designed their strategies and firms with inherent structural advantages. Smaller firms who limit their AUM can focus on smaller areas of the market with less competition and a vast pool of prospects. An investor’s opportunity set can be as important as their skill set. I prefer concentrated, fundamental, bottom-up stock pickers to quants and traders. Compelling company stories are easier for investors to understand than a magic black box where someone is always tweaking the algorithm.

Q Is it better to specialize in one area of investment that you know more about, or to be a generalist?

There are risks and benefits to both approaches. It’s very important to have an in-depth knowledge of the asset class you are representing to win over sophisticated investors. They will expect you to know your stuff and that is easier if you focus on a particular niche. Investing is cyclical in nature however, so if you only focus on just one asset class, there are periods when that asset class will be out of favor.

I have focused primarily on managers who run concentrated small/micro-cap strategies. I know most of the players on both sides of the table and can speak to the challenges and benefits unique to that space, but it’s been a difficult sell as of late. The last few years have been almost an extinction event for small-cap value managers who have watched large-cap growth stocks like the Mag 7 dominate returns and asset flows.

In 2017 I represented a very successful crypto strategy which required me to do a deep dive to learn about that nascent space. I was listening to podcasts and reading everything I could get my hands on for 6 months straight just to try and stay current with developments. That knowledge opened the door for me to then work with a fascinating blockchain focused VC fund.

While those were great experiences, I continually find myself coming back to smaller, concentrated small/ micro-cap managers. I’ve spent years convincing investors that this approach is the best way to achieve alpha, but along the way the person I’ve likely convinced the most is myself.

Q What are the key challenges you face in representing hedge funds, and how do you overcome them?

It’s incredibly hard to get noticed. You’re competing with hundreds if not thousands of other managers trying to get an allocator’s attention and it’s easy to get lost in the noise.

Much has changed since I started in this business. E-mails often go unread or get caught up in spam filters. Voicemails are a black hole. Some successful managers have found the key to getting noticed is to create great content on places like Linkedin, Seeking Alpha, or personal blogs, but most folks didn’t get into this industry to become social media influencers.

Podcast interviews are also a great way to get noticed, but their primary audience tends to be other managers, not allocators.

At the end of the day, it just takes persistence and always being friendly, never pushy. You’re trying to build long-term relationships and you want to treat everyone with respect. I’ve been around long enough to see junior analysts become CIOs and those are some of my best relationships. There’s a good chance a particular allocator is not looking for what you are offering at that moment, but you want to be a trusted resource when they do have a need in the future.

Q Is it harder to find investors or investment managers in your experience?

It is much harder to find investors. I’ve been fortunate in that I’ve never actually had to do any marketing for my own firm to attract talented fund managers.

I’ve built a reputation for helping smaller, under-theradar managers get noticed and there is no shortage of ambitious, intelligent managers who have great track records and only lack assets.

One unique aspect of focusing on managers who tend to be capacity constrained is that, if I do my job well, I’m constantly putting myself out of work. The last manager I represented closed quite early at $50M in AUM. When other managers learned I had helped him with fundraising, I immediately had a half a dozen folks reaching out to see if I could help them as well.

Word of success gets around in the investment community. I have 2 or 3 folks reaching out to me every month to see if I can help them. I read a lot of pitch books and there are a handful of managers I’ve taken an interest in who I feel have great potential. I’ve been spoiled in that I typically get to work with who excites me the most.

On that note, one of the biggest misconceptions portfolio managers make is that they can just pick up the phone and hire a placement agent who will go out and immediately raise money for them. I’ve had managers cold call me asking when I can start and how much I could raise for them before they’ve even sent me a pitch book!

Like most good relationships, both parties need to be comfortable with each other. It’s as much me interviewing them as them interviewing me. Choosing to partner with a manager is a very involved and consequential decision which includes agreeing to terms, background checks, etc.

Don’t get me wrong, there are marketers out there who will take on any client, charge them a retainer, and get them meetings that never have a chance of going anywhere. But the best results come from having a marketer that deeply understands and believes in the manager’s approach as much as they do. It’s hard to sell something you don’t have conviction in yourself.

Q How do you navigate regulatory compliance when introducing hedge funds to investors?

Marketing hedge funds is challenging. In order to protect investors, there are strict rules governing how information must be presented, along with an extensive list of required disclosures for any materials we produce. On top of that, most funds are prohibited from publicly promoting their performance or doing any kind of mass advertising.

I once jokingly sent out a card stating “Happy Holidays” to clients with a full list of disclosures. (Happy Holidays aren’t guaranteed. Past Happy Holidays do not guarantee future happiness. There are certain risks involved with the holidays including in-laws and travel, etc.)

It’s always shocking to encounter a startup fund engaged in marketing without any concern for compliance guidelines—something that was especially prevalent during the early days of the cryptocurrency boom. Navigating the rules surrounding social media adds another layer of complexity, as regulators continuously update their guidelines to keep pace with evolving technology.

I have a parent broker/dealer that supports me and is a great resource when I have questions. They oversee my efforts and make sure all the rules are being followed and that I’m up to date on my continuing education requirements, etc. As just one example, I need to run this entire interview by them for approval before it is published.

Fortunately, I tend to work with very sophisticated allocators and most of my outreach efforts are one-toone discussions with institutions. The investors I deal with are typically some of the smartest folks in the industry and are accustomed to evaluating strategies like the ones I work with.

Q What trends are you seeing in the hedge fund industry that are shaping investor demand?

The investing landscape has changed dramatically since I first got into the business.

The rise in popularity of index funds and quant strategies has meant that a huge portion of assets being traded each day are based on algorithms and rules, as opposed to a manager's assessment of a particular company. There are numerous managers who don’t have any idea what companies they even hold, let alone what they do.

In line with the trend toward the attention economy, the industry also seems to be more and more focused on short-term results. Nowhere is this more obvious than the proliferation of multi-manager pod shops that use leverage and are betting on quarter to quarter results.

There have been rumblings that value investing is dead, but it’s a story we’ve heard many times before. The market has a way of moving money from the impatient to the patient, so I’ll be curious to see how long these trends continue. Don’t even get me started on meme stocks.

Institutional investors’ greatest advantage is the long-term nature of their investments and the ability to put up with illiquidity in exchange for better returns.

This explains the recent surge in private equity strategies. Some endowments have allocated up to 40% of their assets to such approaches. I often joke that the concentrated micro-cap funds I represent are like private equity but with lower fees, shorter lock ups, and the ability to actually get out of bad positions. The allure of exclusive private equity managers and the appearance of lower volatility has been a tough trend to compete with.

Q How are third-party marketers typically funded or compensated?

A third-party marketer typically gets paid a percentage of what the manager makes for any relationships they facilitate. There are three variables that are up for negotiation: If and how much of a retainer is charged, what percent of the manager’s fee goes to the marketer, and for how long those payments are made. A common fee structure is 20% of the management fee for 5 years. This encourages a marketer to find long-term clients and most managers are happy to get 80% of their fee for relationships they would not have had otherwise.

Q What advice would you give to hedge funds looking to work with a third-party marketer?

Speak with previous managers they’ve represented and understand the types of strategies they’ve worked with and clients they’ve brought to the table. The most important thing is to have realistic expectations about how long fundraising can take and what will be required of the fund manager.

Bringing on a marketing professional is just one piece of the puzzle. Fund managers must remain actively involved and have numerous critical responsibilities. This includes satisfying institutional investors' due diligence requirements, being receptive to guidance, maintaining consistent communication through timely reports and letters, being available for trips/meetings, and of course, delivering strong performance.

I can set up a meeting with the right type of client and provide coaching and suggestions, but at the end of the day the allocators don’t invest with marketers, they invest with fund managers. It’s a team effort all the way.

Maury McCoy is a registered representative of Compass Securities Corporation, a FINRA member firm. This article is for informational purposes only and does not constitute investment advice or a recommendation of any financial product or strategy. The views expressed are those of the individual and do not necessarily reflect the views of Compass Securities.

What is capital introduction

Q How did you begin working in capital introduction, and what is your area of expertise within the field?

I worked for about 18 years in New York and San Francisco for Morgan Stanley and Goldman Sachs in PB sales (specifically, synthetic), covering some of the world’s largest hedge funds (and, in some instances, institutions who run money internally, as well as allocate to hedge funds). In these roles, you partner with your cap intro colleagues of course – so, while I never had a cap intro role, I was generally knowledgeable about the field and have a lot of experience with both hedge funds and allocators.When I came to 26 Degrees two years ago to cover emerging hedge funds in a sales capacity, it became immediately apparent that we needed to also offer cap intro services to help our clients scale. And so began the process of building out a network of hedge fund allocators, specifically targeting family offices and fund of funds who we thought would be more inclined to look at smaller managers (rather than, for example, the massive pension funds who, out of necessity, tend to be more conservative). That network has now expanded to include notable university endowments, private wealth, foundations etc. – and, on the other side of the equation, larger, more established managers.

Q How would you define capital introduction, and what role does it play in the hedge fund industry?

Once a hedge fund manager has exhausted the “friends and family” pool of potential investors, it can be challenging to reach what I would call “institutional” capital – particularly if the manager isn’t, say, a known superstar coming out of a huge multi -strat. So, how to raise money? A natural progression of the prime broking industry, which provides execution/financing/stock loan custody services to hedge funds, was to build out capital introduction as an ancillary service – although a lot has changed in the industry, post GFC, which I will get into later.

Q What are the key qualities or attributes that make a hedge fund attractive to potential investors during the cap intro process?

Let’s start with the basics - an institutional grade set up (with recognized auditors, legal, fund admin, PB), along with tight controls over both market and operational risk. (Operational risk is as important to allocators as investment risk.) It is also critical to be based in a widely recognized jurisdiction. Beyond this, while some

allocators will seed or invest in very small funds, I would say that the majority are looking for an AUM that is – at a minimum – sufficient to cover majority of costs while the fund scales. Some also require a track record of a determined length. And , although some allocators have specific strategies/asset classes/geographies in mind, others are fairly agnostic, instead targeting certain return/ vol profiles. Once these threshold requirements are met, then it is all about the pedigree/experience of the team; what is their edge; what makes them unique. How are they different from the other 15,000 or so hedge funds out there? These are the sort of questions we ask our managers to help them refine their marketing pitch.

I also think it is important – particularly as an emerging manager – to be very transparent, and to also be flexible (particularly when it comes to liquidity terms). And, finally, be SMA friendly.

Beyond all of that, we are seeing a lot of interest in uncorrelated/differentiated/niche strategies. While this was the theme of last year too, I think that , if anything, it is strengthening this year (particularly with the US family offices).

Q How do capital introduction teams identify and build relationships with institutional investors?

As I mentioned, our team’s strategy has been to build relationships with global family offices, fund of funds and university endowments – who tend to be more interested in emerging managers. And part of building these relationships is to listen to what the allocator is looking for (size,track, geography, strategy) and be very targeted in the managers we send over. We believe in a curated approach -less is more.

Q What criteria do you use to match hedge funds with the right investors?

First off, we don’t work with most managers we are in - troduced to. We work with managers that we think have an edge, an institutional set up, experience/ pedigree, and that we like/trust, frankly. We also try to not work with multiple managers with similar profiles. The next step is to determine whether their strategy, AUM, length of track, geography (investment universe as well as fund jurisdiction), returns/vol line up with what the allocator is looking for. It’s a very bespoke, customized process.

Q How has the role of capital introduction evolved over the past decade?

When I started on Wall Street (well over two decades ago, but who is counting), the tier-one prime brokers had large cap intro teams that did work for their hedge fund clients – and, generally speaking, the most work for those that paid the most. However, the industry has changed with much higher regulatory costs – which has meant that the big primes have increasingly focused on larger funds, with smaller/start ups having a harder time getting brought on as a client, let alone receiving support from the cap intro teams. Cap intro – the value of which has always been hard to quantify as there are no explicit fees in this model – has been increasingly viewed as a cost center. Plus, there has been the trend of allocators gravitating to the huge multi- strats (who don’t really need cap intro help). All this leads, in my opinion, to a greater role for third- party marketers and firms such as 26 Degrees (who work with non executing/financing clients).

To elaborate, while the traditional PB model is – as I said – to work with existing PB clients, our model is different. We don’t require our cap intro clients to prime with us – we instead engage under a best - efforts, introduction agreement. This means that we can work with a variety of strategies – including those, such as private credit, that don’t require a PB. And it means we can work with who we want to, not who we feel compelled to – complete autonomy.

Q What challenges do new or emerging hedge funds face in securing investor capital through cap intro?

It is well known that the hurdle to even starting a fund has increased tremendously over the past 10+ years. Long gone are the days when two people with a Bloomberg can launch a fund. Once the manager and friends/ family/network have invested, itisnot easy to scale further. Many – if not most - allocators want to see a three-year track and, at least, $100mm. (Part of the reason for the minimum AUM, is that allocators are generally prohibited from being more than a certain percentage of a fund). So, you have the proverbial chicken-and-egg problem. Building the institutional set up that I mentioned, and meeting all the regulatory challenges, is very expensive if you are launching yourownfund.

Q Can you describe a successful cap intro strategy or campaign you’ve observed? What made it effective?

The client we have had the most success with has a differentiated, diversified, and liquid strategy (systematic macro). They have a three-year track record with impressive returns, high Sharpe ratio. They are SMA friendly, provide good terms, and the fund structure enables a global investor base. They look good on paper. The manager has thorough marketing material - detailed marketing deck and monthly fact sheet. They clearly define their edge and distinguish themselves from peers. The team presents well. Impressive pedigrees, high employee participation in the fund, plus a notable cornerstone investor. The team is smart, professional,

transparent, approachable and likeable. And, while this sounds trivial, they add interested allocators to their monthly distribution and regularly checkin/follow up. They understand that they are building a business and take along-term view.

We reviewed our allocators’ interests and requirements and only shared this manager with allocators who we deemed an appropriate fit. The approach was targeted and tailored, resulting in several introductions and, so far, one large ticket.

Q What trends are you seeing in investor preferences and behaviors when it comes to allocating capital to hedge funds?

As mentioned, a primary theme is “uncorrelated/ differentiated”. Some US allocators, in particular, are looking for diversification away from US (and other markets considered to be highly correlated with the US). I sense there is increased nervousness about the US market.

I also believe that allocators are abit more cautious about equity long/short funds – they want to see true alpha on the long and short sides, and not a fund that, at the end of the day, is just delivering levered beta.

My feeling is that we are seeing a bit of a barbell-shaped distribution developing - many will continue to allocate to the massive multi strats; and many are seeking smaller managers that operate in the inefficient areas of the market.

Q What are the biggest mistakes hedge funds make when trying to attract investors, and how can they avoid them?

First and foremost – vastly underestimating the cost involved in setting up an institutional grade fund, and, as well, the length of time/difficulty to land a ticket. To mitigate start up costs, aspiring managers could consider joining a platform that provides the license and infrastructure – which reduces expenses and allows them to focus on their strategy, building up a track. Or, perhaps, adopt a bit of a cafeteria - style approach – i.e., start your own fund but use outsourced CFO/middle office, trading, and/or IR. And, of course, another strategy may be to join one of the large multi strats, negotiating a portable track. I think some managers don’t entirely appreciate that they are setting up a business – which, among other things, requires marketing acumen. If you don’t have these skills inhouse, get help.

Second, being flexible is important. Be open to SMAs, for example, because a lot of allocators will insist on this. Consider a first-loss provider, as that is where a significant amount of early state capital comes from. Be set up to accept US-based allocators, because that is where a lot of the money is. Be realistic with terms –liquidity in particular. A three-year lock on a public equity strategy, for example isn’t going to work.

Third, I touched on this before, but marketing is critical. Some managers seem to think that the numbers speak for themselves. They don’t. Allocators – particularly when investing in an emerging fund – are investing in the team and they want to understand how the team thinks. And, the

first introduction to the allocator may just be the marketing material. Within the first three pages, a manager needs to define who they are, what they do, what makes them different – and why the allocator should continue reading, when they have a stack of other decks to go through. Also, consider using social media (LinkedIn) to get your message across and build recognition.

Fourth, be prepared. When the manager does get that first meeting with an allocator, by very prepared. The CIO has to be in the meeting and needs to be ready to answer very detailed questions, including potentially uncomfortable ones such as style drift, a particularly large draw down etc. And should that call go well, be prepared for an extensive DD process.

A bit of a side note, but one of my favorite comments from a family office is that they want to see a manager who “has already been hit in the face. Because EVERYONE gets hit in the face at some point. “ My point is that if a manager did go through a rough patch, try to turn that into an advantage. Be transparent and explain how you learned from the mistake.

Q What role does technology play in the modern cap intro process, such as CRM systems or data-driven investor insights?

Technology naturally helps us keep track of our communication, key manager attributes, where we have made introductions etc. I think some of the large PBs have embraced it to the point where they have downsized their teams and now encourage investors to use portals to access manager databases. But, really, if an allocator just wants to look at a database, there are plenty of them

around – no need to limit oneself just to a particular PB’s client base. To me, technology is a tool that helps the team be more efficient and organized, but it can’t replace human relationships. And that is the cornerstone of our cap intro program.

Q How do you handle investor feedback for hedge funds that may not align perfectly with their expectations?

It is never easy to be the bearer of disappointing news. Nonetheless, my approach is to be direct. Generally, I find that the managers we work with are very open to feedback. Sometimes it just isn’t the right fit. And sometimes, there are key insights that the manager can use to improve their product, or perhaps just the way they are marketing it. Ultimately, this is a tough process, and managers have to be prepared to get rejected. A lot. On the other side of the coin, the more feedback we get from an allocator, the more thoughtful we can be about the next manager we send them. It is all valuable.

Q What advice would you give to hedge fund managers looking to maximize their opportunities through capital introduction?

I would say, first, pick the right partner. Make sure incentives are aligned; they have a good grasp on what you are offering; their allocator base matches your target. Second, the partnership is a two-way street and the capital raising process is hard. This means that managers have to spend time and energy on things that they don’t necessarily enjoy – like creating robust marketing material, building a social media presence, answering emails,doingcalls etc. Have regular dialogue with your cap intro partner, accept feedback, and committo doing the work.

Blacktower FM

KAREN OGILVIE

Bespoke Finance for a Changing World

Q Can you provide a brief overview of Blacktower Financial Management, including your mission and core values?

Blacktower Financial Management, established in 1986, has grown from a UK-based financial advisory into a globally recognised firm, serving clients across Europe, the US, the Cayman Islands, Australia, Dubai, and Switzerland. For almost four decades, we have been at the forefront of delivering bespoke financial solutions, with a strong focus on the expatriate community. Our mission is to empower individuals, families, and businesses to achieve financial security and long-term prosperity through expert guidance, tailored strategies, and unwavering support.

Our core values guide everything we do:

• Client-Centric Approach: We prioritise the unique needs and goals of our clients, ensuring that every solution we provide is fully tailored to their circumstances.

• Integrity and Transparency: We are committed to ethical practices and open communication, fostering trust and building lasting relationships.

• Excellence and Innovation: We strive for the highest standards in service and continuously develop innovative financial solutions to meet the evolving needs of our clients.

• Community and Sustainability: We take pride in deeply embedding ourselves in the communities we serve, contributing to their development through charitable initiatives and sustainable business practices.

• Accountability: We take responsibility for delivering results and meeting the expectations of our clients while adhering to stringent regulatory standards.

Our values have driven us to become more than just a financial advisory firm; we are a trusted partner to our clients, offering comprehensive services in wealth management, retirement planning, tax and investment solutions. Blacktower is not only a business but also a deeply rooted member of the global communities we serve, helping individuals and families navigate their financial journeys with confidence and clarity.

Q What types of clients do you typically work with, and how do you tailor your services to meet their unique needs?

Blacktower Financial Management works with a diverse clientele, ranging from individuals and families to corporations, trusts, and high-net-worth individuals. Our expertise also extends to serving expatriates and retirees, providing bespoke financial solutions that cater to the unique challenges and opportunities associated with international living.

We take a tailored approach to each client by:

• In-Depth Consultations: Every engagement begins with a comprehensive consultation to understand the client’s financial goals, risk tolerance, personal circumstances, and long-term aspirations.

• Personalised Solutions: Whether the objective is retirement planning, wealth preservation, tax optimisation, or investment growth, we create strategies designed to address each client’s specific needs.

• Specialised Support for Expatriates: For expatriates, we navigate complex cross-border financial considerations, offering tailored advice on international pensions, tax planning, and currency management to ensure their wealth is optimised and protected.

• Family and Legacy Planning: For families, our solutions address multi-generational wealth transfer, estate planning, and safeguarding financial security for the future.

• Corporate and Trust Services: For corporations and trusts, we deliver advice on structuring, compliance, and investment management to support long-term growth and operational efficiency.

Our bespoke approach ensures that we provide each client with solutions aligned not only with their financial objectives but also with their lifestyle and values. By maintaining ongoing dialogue and conducting regular reviews, we adapt strategies to meet changing circumstances, delivering long-term value and peace of mind.

Q Can you describe the range of financial planning and investment services you offer?

At Blacktower Financial Management, we offer a comprehensive range of financial planning and investment services, tailored to meet the diverse needs of our clients. Our services are designed to help individuals, families, and businesses achieve their financial goals with confidence and security. These include:

• Retirement Planning: Helping clients prepare for a financially secure retirement by developing personalised strategies that align with their goals and lifestyle, including pension planning and income optimisation.

• Investment Management: Providing access to expertly managed investment portfolios, including options tailored to various risk profiles.

• Savings and Wealth Building: Assisting clients in creating and growing their wealth through disciplined savings strategies and investment plans.

• Estate Planning: Ensuring that clients’ assets are preserved and transferred efficiently to future generations through wills, trusts, and inheritance tax planning.

• Tax Optimisation: Developing strategies to minimise tax liabilities while maintaining compliance with local and international regulations.

• Pension Solutions: Offering guidance on international pension transfers, SIPPs, QROPS, and other pension options, particularly for expatriates with cross-border financial considerations.

Each of these services is supported by our extensive expertise, a client-first approach, and a commitment to regulatory excellence. By combining these elements, we deliver bespoke financial strategies that evolve with our clients’ needs, helping them achieve long-term financial stability and prosperity.

Q How do you evaluate and balance risks versus returns when building a client's investment portfolio?

We take a disciplined and methodical approach to evaluating and balancing risks versus returns when constructing client portfolios. Our process is designed to align investment strategies with each client’s unique financial goals, risk tolerance, and time horizon while maximising opportunities for growth.

Key steps in our approach include:

• Comprehensive Risk Assessment: We begin by gaining a thorough understanding of the client’s financial objectives, investment preferences, and capacity for risk. This includes detailed discussions about their short- and long-term goals, liquidity needs, and tolerance for market fluctuations.

• Diversification: Diversification is central to our investment philosophy. We construct portfolios that include a mix of asset classes, sectors, and geographies to spread risk and reduce the impact of market volatility.

• Partnership with Experts: We collaborate with Model Portfolio Services (MPS) providers and Discretionary Fund Managers (DFMs) who bring expert insights and specialised knowledge to portfolio management. This ensures that portfolios are dynamic, professionally managed, and aligned with market conditions.

• Dynamic Management: Regular portfolio reviews and adjustments allow us to respond proactively to market changes, ensuring that portfolios remain aligned with client objectives and risk tolerance.

• Focus on Client Education: We prioritise transparency by explaining the relationship between risk and return to clients in clear, relatable terms. This helps them make informed decisions with confidence.

By combining these elements, we aim to create portfolios that are robust, resilient, and capable of delivering results that meet our clients’ financial aspirations. This client-focused and systematic approach allows us to strike the right balance between risk and return, fostering trust and long-term success.

Q How do you approach explaining and selling investment strategies to clients, especially those who may not have a financial background?

Understanding that financial concepts can sometimes feel overwhelming, we place a strong emphasis on making investment strategies clear, relatable, and approachable for all clients. Our advisers prioritise building confidence by breaking down complex ideas into digestible information.

We begin by focusing on the client’s individual goals and tailoring explanations around what matters most to them. This ensures that every discussion feels relevant and grounded in their personal circumstances. To help clients visualise the impact of different strategies, we draw on relatable examples and real-life scenarios that demonstrate how their goals can be achieved.

Rather than delivering one-sided presentations, we encourage an open dialogue where clients feel comfortable asking questions and expressing concerns. We see ourselves as partners in their financial journey.

We provide a clear and honest assessment of potential risks, rewards, costs, and timelines, empowering clients to make informed decisions without unnecessary pressure. By explaining strategies step by step and ensuring every detail is understood, we build trust and confidence, helping clients feel secure in their financial choices.

This approachable and collaborative method ensures that even clients with no prior financial knowledge feel supported, valued, and empowered to take charge of their financial future

Q What is the best way for someone offering an investment opportunity to introduce it to your team?

When presenting an investment opportunity to Blacktower Financial Management, a structured and professional approach is essential. We recommend that proposals are submitted via our website, specifically directed to our Head of Compliance. This ensures that the opportunity is reviewed by the appropriate team members.

To capture our attention, submissions should include:

• A Clear Executive Summary: Provide a concise overview highlighting the key features of the investment, including its objectives, risk-return metrics, and potential benefits.

• Alignment with Our Philosophy: Explain how the investment aligns with our client-first approach and investment principles, including transparency, diversification, and risk management.

• Key Individual Profiles: Include background information about the individuals leading the initiative, detailing their experience, credentials, and proven track records.

• Comprehensive Data: Incorporate clear information on costs, charges, and expected outcomes to facilitate an informed and efficient review.

By presenting a well-organised and transparent proposal, you increase the likelihood of the opportunity being seriously considered by our team.

Q What information or materials do you expect from someone pitching an investment to ensure their proposal is considered seriously?

To ensure that an investment proposal is given thorough consideration by Blacktower Financial Management, it must be accompanied by comprehensive and transparent supporting materials. The key elements we expect include:

• Detailed Business Plan: A clear and structured business plan that outlines the investment’s objectives, target market, and long-term strategy.

• Financial Projections: Accurate and realistic financial forecasts, including expected returns, timelines, and risk assessments, to demonstrate the viability and potential of the opportunity.

• Risk and Compliance Documentation: Comprehensive risk assessments and evidence of regulatory compliance, ensuring the proposal aligns with industry standards and client security requirements.

• Management Credentials: Profiles of the key individuals involved, highlighting their expertise, experience, and track record to instil confidence in their ability to execute the proposal.

• Alignment with Client Goals: A clear explanation of how the investment aligns with the needs and goals of our clients, whether in terms of risk tolerance, diversification, or long-term growth potential.

• Transparency in Fees and Costs: Full disclosure of costs, charges, and fee structures, ensuring complete clarity and alignment with best practices.

We place significant emphasis on due diligence, which includes a rigorous evaluation of both the proposal and the individuals behind it. Trustworthiness, expertise, and a proven ability to deliver are critical factors in determining whether an investment aligns with our high standards and the needs of our clients.

Q Are there specific asset classes, industries, or geographic markets you are particularly interested in for your clients?

Blacktower Financial Management maintains a forward-thinking investment philosophy, with a focus

on identifying opportunities that align with our clients’ goals for growth, preservation, and diversification. Currently, our key interests include:

Asset Classes:

• Equities: We are optimistic about risk assets, particularly equities, with a focus on sectors such as technology, cybersecurity, and defence. These areas present strong growth potential, driven by innovation and increasing global demand.

• Fixed Interest: Within fixed interest, we favour shorter-duration government and investmentgrade debt, which provide stability and reliable returns amidst fluctuating market conditions.

Industries:

• Technology: The rapid evolution of artificial intelligence, cloud computing, and green tech makes this sector a cornerstone of future growth.

• Cybersecurity: The increasing reliance on digital infrastructure highlights the growing need for robust cybersecurity solutions, making it a critical investment focus.

• Defence: Global geopolitical dynamics continue to drive demand for advanced defence capabilities, presenting long-term opportunities.

Geographic Markets:

• United States: The US remains a key focus due to its resilient economic outlook and thriving innovation ecosystem.

• Europe: While selective, we see potential in certain European sectors that offer stability and diversification.

• China: We are closely monitoring opportunities in China, particularly in sectors poised to benefit from government-led economic stimulus.

By maintaining a strategic and balanced approach, we ensure our clients gain exposure to high-potential opportunities while managing risk through diversification across asset classes, industries, and geographies

Q What due diligence process does Blacktower follow when considering a new investment product or provider?

Due diligence is the cornerstone of our investment evaluation process. We adhere to a rigorous, multi-faceted approach to ensure that all investment products and providers meet our high standards of quality, compliance, and alignment with client needs.

Our process includes:

• Strategic and Financial Analysis: We evaluate the product’s strategy, performance history, and financial stability to determine its viability and potential for delivering reliable returns.

• Corporate Governance: A thorough review of the provider’s corporate governance practices ensures alignment with ethical standards and industry best practices.

• Regulatory and Legal Checks: All investments undergo comprehensive legal and compliance assessments to verify adherence to relevant regulatory frameworks and safeguard our clients’ interests.

• Cost and Fee Transparency: We assess costs and charges to ensure they are fully transparent and aligned with industry benchmarks. Hidden fees or unjustified costs are not accepted.

• Market and Competitor Reviews: We analyse the market positioning of the product, comparing it against competitors to evaluate its uniqueness, relevance, and competitiveness.

• On-Site Evaluations: Where necessary, we conduct on-site evaluations of the provider’s operations to gain a deeper understanding of their processes and organisational structure.

• Background Checks: A critical part of our process involves verifying the credentials, experience, and integrity of the individuals behind the investment.

This ensures trustworthiness and expertise at every level.

By following this meticulous due diligence framework, we ensure that only investments meeting our stringent criteria are considered. This approach allows us to protect our clients, minimise risk, and deliver strategies that align with their long-term financial objectives.

Q What's the best way for those who are interested in using Blacktower FM services?

We welcome prospective clients to connect with us through their preferred method of communication. Whether online or in person, we aim to make the first step as straightforward and welcoming as possible.

• Website Enquiries: Clients can visit our website to learn more about our services and complete a simple contact form to schedule an initial consultation.

• Phone or Email: For those who prefer a more direct approach, our team is available to answer questions and arrange meetings over the phone or via email.

• In-Person or Virtual Consultations: We offer free initial consultations, which can be conducted in person or via video conferencing, depending on the client’s preference. This meeting allows us to understand their financial goals and outline tailored strategies to help them succeed.

Our aim is to make the onboarding process seamless, client-focused, and informative, setting the foundation for a trusted partnership built on mutual understanding and shared objectives

Cyprus: A Rising Star in Investment Funds

CHARLES SAVVA

Q Can you introduce yourself to our readers? Who is Charles Savva, and how has he influenced Cyprus’s rise as a leading jurisdiction for investment funds?

Hello, I'm Charles Savva, the Managing Director of Savva & Associates. Over the years, I've been instrumental in promoting Cyprus as a prime jurisdiction for investment funds. My focus has been on leveraging Cyprus's strategic advantages to enhance its appeal as a secure and profitable hub for international investors and funds. In 2011, I had the privilege of serving as one of the founding members of the Administrators Committee of the Cyprus Investment Fund Association (CIFA). In this role, I contributed significantly to shaping the legislative framework governing investment funds and fund managers by providing expert advice to the Cypriot government.

Over the past 15 years, I have actively promoted Cyprus as a leading jurisdiction for investment funds on a global scale, with a particular focus on markets such as Poland, the UK, the US, Canada, and Russia.

Q Savva & Associates is well-known in the financial world. What comprehensive services do you offer to professionals and organizations looking to establish investment funds in Cyprus?

At Savva & Associates, we offer a suite of comprehensive services tailored for professionals and organizations aiming to establish investment funds in Cyprus. These include legal and tax advice, fund licensing and registration, compliance, and ongoing management solutions, ensuring a holistic support system for our clients. More details can be found on our website, www.savvacyprus.com.

Q For those new to the market, what are the essential steps and legal requirements for setting up an investment fund in Cyprus?

The essential steps for setting up an investment fund in Cyprus include deciding the fund type, obtaining approval from the Cyprus Securities and Exchange

Commission, and complying with legal and regulatory requirements. Our team guides clients through each step, ensuring clarity and compliance.

Q Cyprus is often highlighted as a premier choice for investment funds. What makes the country so attractive in terms of tax advantages, regulatory frameworks, and strategic location?

Cyprus is attractive for investment funds not only due to its favorable tax regime and robust regulatory framework but also because of its strategic geographical location at the crossroads of three continents. These factors, combined with its cost efficiency relative to other European jurisdictions like Malta and Luxembourg, make Cyprus an ideal base for investors aiming to access European, Middle Eastern, and African markets.

Q Your firm prides itself on offering seamless support. How does Savva & Associates ensure both smooth fund formation and effective long-term administration for clients?

We pride ourselves on providing seamless support through our expert team, which ensures smooth fund formation and effective long-term administration. Our comprehensive services cover every aspect of the fund's lifecycle, from inception through to operation and beyond, ensuring our clients' needs are met with precision and professionalism.

Q What types of investment funds are most commonly registered in Cyprus, and which industries or sectors do they typically target?

The most commonly registered investment funds in Cyprus include Alternative Investment Funds (AIFs) and Undertakings for Collective Investment in Transferable Securities (UCITS). AIFs are available in various forms such as the AIF with a limited number of persons (AIFLNP) and AIFs for an unlimited number of persons (AIFUNP), each designed tocater to different investor needs and offering flexibility in investment choices.

Additionally, Registered Alternative Investment Funds (RAIFs) are notable for their efficient setup processes as they do not require direct regulatory approval but must appoint an external manager.

These funds target a diverse range of sectors, with significant portions of their assets under management (AUM) invested in private equity and real estate. Investments are also notably made in sectors like energy fintech, shipping, and sustainable investments, reflecting the diverse and attractive investment environment in Cyprus.

Q When comparing European jurisdictions, how does Cyprus stand out in terms of fund management infrastructure and its appeal to global investors?

Cyprus stands out due to its highly developed fund management infrastructure and a regulatory regime aligned with EU directives, offering a secure environment for global investors. The island's cost-effectiveness and skilled workforce also add to its appeal.

Q Transparency and compliance are crucial in this industry. What regulatory bodies oversee investment funds in Cyprus, and how do they foster trust and accountability?

The Cyprus Securities and Exchange Commission oversees investment funds in Cyprus, ensuring adherence to stringent EU regulations which foster trust and accountability. This commitment to transparency and compliance makes Cyprus a reliable and reputable financial center.

Q The financial world is constantly evolving. What global trends or shifts are currently shaping the investment fund industry in Cyprus?

Global trends shaping the investment fund industry in Cyprus include increasing digitalization, the rise of sustainable and green investments, and a shift towards more regulated environments. Cyprus is adapting to these changes by enhancing its digital capabilities and introducing more ESG-focused investment options.

Q Every jurisdiction comes with its challenges. What are the key hurdles professionals face when opening a fund in Cyprus, and how does Savva & Associates help them overcome these?

Key challenges include navigating the complex regulatory environment and understanding local market dynamics. Savva & Associates assists by providing expert guidance and clear strategies to overcome these hurdles, ensuring a smooth setup and operation for our clients.

Q For professionals and organizations considering Cyprus for their investment funds, especially those new to the region, what advice would you offer?

My advice for those considering Cyprus is to thoroughly understand the local regulatory landscape and to partner with knowledgeable advisors like Savva & Associates to leverage local insights and expertise effectively.

Q Looking ahead, how do you see the future of Cyprus’s investment fund industry evolving? What role will Savva & Associates play in shaping its growth?

The future of Cyprus's investment fund industry is promising, with expected growth in innovative and niche funds. Savva & Associates will continue to lead this evolution, providing expert advice and tailored services to fuel this growth and ensure Cyprus remains at the forefront of the global investment scene.

Q Finally, are there any additional insights or opportunities you’d like to share about Cyprus or Savva & Associates that our readers should know?

As we look to the future, Cyprus continues to solidify its status as a premier destination for investment funds, driven by its strategic location, EU membership, and a compelling regulatory framework. At Savva & Associates, we are excited about the burgeoning sectors such as technology and renewable energy, which are rapidly gaining traction. We believe these sectors represent significant growth opportunities for investors. Additionally, we are enhancing our service offerings to include cutting-edge digital solutions that streamline fund management and compliance processes, further simplifying the investment journey for our clients. Our commitment to innovation and excellence will continue to position us—and Cyprus—at the forefront of the global investment landscape. For anyone considering investment opportunities or looking to establish funds, Cyprus should be at the top of their list, and Savva & Associates is here to make that transition as seamless and successful as possible.

Behind the Screens of a Bank’s Trading Desk

PETER KOCH

KING CAPITAL BANK

Q Can you share some background about yourself and the founding of King Capital Bank? What are the bank's core services?

King Capital Bank was founded with a clear objective: to provide a seamless and efficient platform for B2B transactions, catering exclusively to corporate clients. After careful analysis, we selected the Commonwealth of Dominica for our banking license due to its alignment with our operational needs.

Although our license is offshore, we firmly believe that a company's ethics and values are reflected in its actions rather than its location. The regulatory framework in Dominica maintains high standards by limiting the number of banking licenses issued, ensuring a strict compliance environment.

Q What prompted the expansion into a trading department alongside transaction execution services?

Establishing a trading department was a natural progression for King Capital Bank. With both a banking license for transaction services and an investment banking license, we were well-positioned to provide a broader range of financial solutions.

Our leadership team possesses extensive experience in brokerage, mergers and acquisitions, and hedge fund capital raising. Given this background, expanding into trading and investment services allowed us to leverage our expertise effectively to benefit our clients.

That said, we are selective in offering these services. Our trading solutions cater primarily to corporate and high-net-worth clients who share our long-term investment approach. Typically, these clients hold positions for a minimum of one year, ensuring that our strategic, disciplined approach to investing and risk management remains the cornerstone of our operations.

Q What are the key objectives of your trading department?

Our primary objective is to prioritize capital preservation. While this may seem simplistic, it forms the foundation of our risk management strategy and investment decision-making processes. By safeguarding capital, we can implement a structured risk framework that governs our trading and investment activities.

We acknowledge that no investment is entirely risk-free while generating returns. The focus is on maintaining a balanced risk-reward ratio, ensuring our strategies are sustainable and aligned with the bank’s overarching financial goals. Additionally, we collaborate with individuals and teams who share this investment philosophy, reinforcing a unified approach to risk management and long-term success.

Q What markets and financial instruments does your trading desk specialize in?

We concentrate on commodities and foreign exchange (FX) trading due to their liquidity, manageable volatility, and profit potential. Commodities such as oil, gold, and silver provide diversification opportunities while enabling us to capitalize on global supply and demand trends. FX markets, on the other hand, are among the most active and liquid, influenced by macroeconomic events, geopolitical developments, and central bank policies.

Our team employs sophisticated trading strategies and advanced analytics to navigate these markets effectively. By focusing on these asset classes, we ensure that our trading operations remain agile, responsive, and capable of delivering sustained value to our clients and stakeholders.

Q What metrics do you use to evaluate trading success?

Our foremost metric is capital preservation—ensuring we do not incur losses. Risk management is our top priority, followed by evaluating returns within a structured framework.

We monitor key performance indicators such as the Sharpe ratio to assess risk-adjusted returns and evaluate drawdowns to determine our resilience during periods of market decline. Additional metrics include our win/loss ratio, per-trade profitability, and the overall consistency of returns. By maintaining this disciplined approach, we ensure that risk management remains central to our trading philosophy, with profits pursued in a controlled and sustainable manner.

Q What risk management strategies and tools does your trading department employ?

Our risk management framework is built around a lowleverage trading environment. By limiting leverage, we reduce exposure and maintain a stable foundation for long-term trading success. We primarily trade highly liquid commodities and currencies, leveraging their depth and volume to mitigate risk and avoid exposure to speculative or illiquid assets.

We adhere to strict risk thresholds and deliberately steer clear of high-risk or exotic trades. While no investment is entirely free of risk, we employ advanced analytics, risk modeling, and monitoring tools to continuously assess and manage exposure. This balanced approach allows us to seize opportunities while maintaining a disciplined, risk-conscious trading environment.

Q How do you handle unexpected or extreme market events?

Market volatility is inevitable, and preparedness is crucial. For instance, during the recent geopolitical tensions between Israel and Iran, gold prices experienced significant volatility. In such situations, maintaining composure and making calculated decisions is critical.

While volatility is a constant in trading, extreme events require strict discipline. Our traders are trained to assess risks carefully before pursuing opportunities. By leveraging real-time market intelligence, experience, and our structured risk framework, we ensure that all trading decisions align with our broader strategy. Preserving capital during market turbulence allows us to capitalize on opportunities once stability returns.

Q What qualities do you look for when hiring traders?

We seek traders with a strong analytical mindset and a disciplined approach to risk management. Candidates must have a deep understanding of commodities and FX markets and the ability to interpret macroeconomic trends effectively.

Given our long-term, low-leverage approach, emotional intelligence and patience are essential traits. Traders must remain composed under pressure and execute rational decisions during periods of volatility. Technical expertise is also valuable, as our operations rely on advanced trading platforms and risk management tools. A background in mathematics, economics, or software development is often an asset.

Q How do you assess a trader’s track record?

When evaluating traders, we prioritize long-term consistency over short bursts of high returns. We analyze risk-adjusted returns (e.g., Sharpe ratio), drawdowns, and their ability to navigate diverse market conditions. Additionally, we examine their trading strategies to ensure alignment with our principles of low leverage and long-term positioning. A history of trading highly liquid instruments and demonstrating disciplined risk management significantly enhances a candidate’s evaluation.

Lastly, adaptability is critical. The financial markets are constantly evolving, and successful traders must demonstrate the ability to refine their strategies, learn new technologies, and grow within a changing environment.

Q What tools and platforms do traders in your department utilize?

Our traders leverage a sophisticated suite of tools,

analytics, and trading platforms that optimize decision-making, efficiency, and risk management.

We utilize advanced trading platforms that provide real-time market data, seamless execution, and in-depth analytics. Algorithmic trading capabilities allow automation for precision and speed, particularly in volatile conditions. Additionally, proprietary software and risk management systems tailored to our trading strategy monitor exposure, drawdowns, and risk thresholds in real-time.

Advanced analytics and AI-driven modeling further support our decision-making, helping us identify emerging trends and optimize trading strategies. Collaboration tools facilitate communication between traders and analysts, ensuring a unified approach to market opportunities.

Q How do you ensure ethical trading practices and accountability?

Accountability is integral to our operations. We actively monitor trader activities using real-time tracking systems that flag anomalies or behaviors deviating from our risk policies.

Ethical considerations are equally critical. At the institutional levels we operate, insider trading in FX and commodities is virtually non-existent. Our practices are transparent, compliant with regulatory standards, and built on integrity.

We also foster a culture of responsibility, reinforcing compliance through training, clear ethical guidelines, and oversight by compliance officers.

Q What are King Capital Bank's long-term growth and innovation goals?

Our long-term vision focuses on sustainable growth, technological innovation, and delivering value to our corporate and high-net-worth clients. We continue to refine our strategies, maintain our emphasis on risk management, and build trusted client relationships.

We are committed to leveraging advanced technologies such as AI and machine learning to enhance trading efficiency, optimize decision-making, and stay ahead in evolving market conditions. Additionally, we aim to expand our services by introducing innovative investment products that meet the changing needs of our clients.

To learn more about King Capital Bank’s services, visit our website at kingcapitalbank.com

Partner with AllServ Management Ltd: Leading Your Fund Setup in Mauritius

When investors and fund managers consider international investments, choosing the right jurisdiction to domicile their investment vehicle becomes a critical decision. For fund managers, this is especially relevant as they pool investments from sophisticated investors across the globe while investing in diverse geographies and markets. Several factors come into play: market access, tax efficiency, ease of exit, and seamless distribution of funds back to investors.

Today, we discuss the appeal of Mauritius as a top choice for fund managers and investors globally with two experts in the field, Messrs. Akshay Asgarally and Hyder Aboobakar, Executive Directors of AllServ Management Ltd in Mauritius.

AllServ is part of FiveComply, a global consultancy group renowned for its expertise in licensing and compliance support solutions throughout the globe. With a track record of assisting clients across more than 15 jurisdictions, FiveComply is renowned for its robust expertise and presence in Cyprus, Mauritius, and Seychelles, solidifying its reputation as a leader in global regulatory solutions.

As a licensed Management Company under the Financial Services Commission (FSC) in Mauritius, AllServ specialises in assisting investors, global players, and fund managers in setting up and administering their investment structures, ensuring effective setup and smooth administration.

Q Why is Mauritius considered one of the best jurisdictions for setting up a fund?

Mauritius stands out for several reasons:

1. Tried and Tested Jurisdiction

For decades, Mauritius has been a preferred destination for channeling investments into capital markets, particularly India, thanks to the double taxation treaty. Over the years, the jurisdiction, along with its regulators, banks, and administrators, has developed a deep understanding of fund markets, making it efficient to navigate tax and compliance matters. With over three decades of experience, setting up a fund in Mauritius is fast and simple.

2. Ease of Doing Business

Mauritius offers a business-friendly environment with a skilled, bilingual workforce, including accountants and lawyers. Its strategic location between Asian and European time zones makes it operationally convenient, while robust telecommunication facilities and a sophisticated banking sector ensure seamless global transactions.

3. Economic and Political Stability

Mauritius enjoys remarkable economic, political, and legal stability. Its hybrid legal system is backed by strong rule of law, and the UK’s Privy Council serves as the ultimate court of appeal.

4. Tax Efficiency

Mauritius provides a tax-efficient environment with a corporate tax rate of 15%. However, funds benefit from an 80% exemption on foreign-sourced income, bringing the effective tax rate down to 3%. The jurisdiction also boasts a wide network of double taxation agreements (DTAAs) with 43 countries and Investment Promotion and Protection Agreements (IPPAs) with 36 countries, offering additional security to investors.

Q What are the key benefits of Mauritius’ regulatory environment for offshore funds?

The Mauritius Financial Services Commission (FSC) is the integrated regulator for the non-bank financial services sector. It ensures that funds domiciled in Mauritius meet global best practices.

Funds are typically structured as investment companies, limited partnerships, unit trusts, protected cell companies, or variable capital companies (VCCs). They are licensed under the Financial Services Act 2007 and regulated by the Securities Act 2005 and related regulations.

Mauritius accommodates various fund structures, such as:

• One-tiered funds

• Master-feeder funds

• Side-by-side funds

• Co-investment vehicles

Funds can be categorised as either Collective Investment Schemes (CIS) or Closed-End Funds (CEF), catering to diverse investment strategies:

• CIS: Open-ended funds, including hedge funds, long-only funds, and mutual funds.

• CEF: Closed-ended funds, often used by private equity and venture capital managers.

A significant development in the regulatory landscape is the Variable Capital Company (VCC) Act of 2022. The VCC is a flexible, cost-effective structure allowing multiple sub-funds within a single entity, each with segregated assets and liabilities. This structure has gained immense popularity among fund promoters and investors.

Q How do Mauritius’ double taxation agreements enhance the tax efficiency of funds?

Mauritius has an extensive network of 43 double taxation avoidance agreements (DTAAs), offering preferential tax rates. Key benefits include:

• No capital gains tax.

• An effective corporate tax rate of as low as 3%, due to 80–95% exemptions on certain income streams.

• No withholding tax on dividends or interest.

These agreements, coupled with the jurisdiction’s tax-friendly policies, minimize tax leakages and make Mauritius one of the most efficient fund domiciles globally.

Q What makes Mauritius a popular choice for high-net-worth individuals and global investors?

In addition to its economic and tax advantages, Mauritius offers free movement of funds with no foreign exchange controls, ensuring smooth repatriation of investments. The robust banking system supports seamless international transactions, and there are no withholding taxes on dividends or interest.

Furthermore, the Investment Promotion and Protection Agreements (IPPAs) signed with 36 countries provide an extra layer of security for international investors. This makes Mauritius particularly appealing to high-net-worth individuals (HNIs) and global investors.

Q What steps are involved in establishing a fund in Mauritius, and how does AllServ simplify the process for clients?

Setting up a fund involves submitting an application to the FSC with the following documents:

• Application form.

• Constitutive documents.

• Offer document.

• Structure chart.

• AML compliance officer details.

• Customer due diligence documents, including personal questionnaires.

At AllServ and 5Comply, we have built a team of experts that are able to offer tailored solutions based on each client’s profile and needs. We will provide end-to-end assistance, guiding clients from structuring to incorporation. The licensing process typically takes 8–12 weeks, and our team ensures a seamless journey for fund managers.

Q What are the substance requirements, and how does AllServ ensure compliance?

Funds in Mauritius must:

1. Be administered by a licensed Management Company.

2. Be managed and controlled from Mauritius (e.g., appointing at least two resident directors, maintaining a local bank account, keeping accounting records in Mauritius, etc.).

3. Meet core income-generating activity requirements.

The fund shall be ‘managed and controlled from Mauritius’, if it:

• Has at least 2 directors, resident in Mauritius, of sufficient calibre to exercise independence of mind and judgement

• Maintains, at all times, its principal bank account in Mauritius.

• Keeps and maintains, at all times, its accounting records at its registered office in Mauritius

• Prepares its statutory financial statements and causes such financial statements to be audited in Mauritius

• Provides for meetings of directors to include at least 2 directors from Mauritius

Furthermore, to enjoy partial exemption on the tax rate, the fund must meet substance requirements, which include carrying out its core income-generating activities in Mauritius, employing a reasonable number of suitably competent individuals, either directly or indirectly, to carry out the said core activities, having a minimum level of expenditure that is commensurate to its level of activities.

This is also where we at AllServ Management, as the extended team of the fund manager in Mauritius help to ensure on-going compliance.

Firstly, as a licenced Management Company duly licenced by the FSC, we take care of the first condition. Secondly, our suite of services includes the following:

• Provision of local directors

• Bank account opening and maintenance

• Provision of Registered office and company secretarial services

• Provision of Compliance officer, MLRO/DMLRO, Data Protection Officer

• Administration services

• Accounting, NAV calculations and Tax services

• FATCA & CRS Reporting

In short, we free the fund manager from the time-consuming back-office workload so they can focus on their core competency – creating value for the investors!

Q How costly is it to operate a fund in Mauritius?

Mauritius is an affordable jurisdiction compared to global financial centres like Singapore, Luxembourg, and Dubai.

I am assuming you were referring to our fees (hahaha) also! Well, our fees are highly competitive and based on specificities of the fund manager and his requirements. We will be happy to provide a tailor-made proposal to interested parties after discussing their needs. So if any of your readers would like to know more, they can reach us at bd@allserv.mu and we can arrange a call or face-to-face meetings.

Closing Note: Mauritius continues to strengthen its position as a leading jurisdiction for fund domiciliation, offering a stable, efficient, and cost-effective environment for global investors.

GC: BRAIN A Guide to Decompressing

The completion of a monumental project is a moment of pride and satisfaction for any professional. Yet, as the adrenaline subsides, a critical question arises: What’s next? For leaders, executives, and high-performing professionals, decompressing after an intense period of work is essential for maintaining peak performance, creativity, and mental clarity. This article explores strategies tailored to professionals on how to effectively transition from high-intensity work to purposeful rest and reflection.

Reflect and Celebrate: Acknowledging Achievements with Intent

Why Professionals Should Pause to Reflect

In the professional world, achievements often blend into the next set of challenges, leaving little time to appreciate success. However, pausing to reflect is a powerful tool for growth and sustainability. Dr. Laurie Santos, a professor of psychology, emphasizes that gratitude and celebration help consolidate memories and strengthen resilience, a crucial trait for leaders and high achievers. Executive coach Marshall Goldsmith advocates for "celebratory closure," where professionals recognize milestones before moving forward.

How Professionals Can Celebrate Effectively

1. Host a Team Recognition Event

Bring your team together for a wrap-up meeting or celebratory dinner. Highlight individual contributions, share lessons learned, and discuss the broader impact of the project. These moments of collective recognition reinforce team cohesion and morale.

2. Create a Professional Portfolio

Document key achievements in a portfolio or professional journal. This not only solidifies your personal narrative but also provides valuable material for future presentations, case studies, or interviews.

3. Send Personalized Thank-You Notes

Show appreciation to stakeholders, clients, and team members with tailored thank-you messages. Acknowledging their efforts strengthens professional relationships.

4. Publicly Share Your Success Story

Write a LinkedIn post, contribute to an industry blog, or participate in a webinar where you discuss the

project’s journey. Sharing insights boosts your professional profile and inspires others in your network.

Celebration is not just about recognition; it’s a strategic step to recharge and motivate yourself and your team for the future.

Prioritize Rest: Recharging for Long-Term Success

In high-performance environments, professionals often equate rest with laziness. Yet, research shows that strategic rest is vital for sustained productivity and creativity. Dr. Saundra Dalton-Smith, author of  Sacred Rest, identifies seven types of rest that professionals need, including physical, mental, and emotional rest. Similarly, Dr. Matthew Walker highlights the importance of restorative sleep in enhancing cognitive function and decision-making.

Tailored Rest Strategies for Professionals

1. Schedule a Recovery Period

Block out time in your calendar post-project to rest. Whether it’s a weekend getaway or a few days off, prioritize recovery as you would a client meeting or deadline.

2. Incorporate Micro-Rests During Workdays

Use techniques like the Pomodoro method to build short, intentional breaks into your schedule. Activities

like stepping away for a coffee, meditating, or stretching can have a cumulative positive effect.

3. Focus on Sleep Quality

Invest in sleep hygiene by setting a regular bedtime, avoiding screens before sleep, and creating a calming nighttime routine. High-quality sleep enhances problem-solving and decision-making abilities.

4. Delegate and Offload

After a major project, delegate ongoing tasks to trusted team members or hire temporary support. Delegation allows you to decompress while maintaining operational efficiency.

Reframing rest as a productivity enhancer helps professionals embrace downtime without guilt, ultimately benefiting both the individual and their organization.

Strategize for the Future: Using Reflection to Align Goals

Reflection as a Professional Growth Tool

Professionals often rush to the next opportunity, missing the chance to learn from their experiences. Reflection acts as a bridge between past achievements and future aspirations. Career coach Richard Leider advises professionals to align their next steps with their core values, ensuring meaningful progress. Productivity expert Cal Newport suggests using reflection to clarify priorities and set a strategic vision.

Tools to Guide Professional Reflection

1. Conduct a Post-Mortem Analysis

Host a structured debrief with your team to analyze the project’s strengths, weaknesses, opportunities, and threats (SWOT). This exercise fosters learning and continuous improvement.

2. Write a Professional Retrospective

Document your personal takeaways, challenges overcome, and moments of growth. Use these insights to refine your leadership approach or build your professional brand.

3. Engage a Career Coach or Mentor

Discuss your experiences with a trusted advisor. Their external perspective can help you identify blind spots and refine your future career goals.

4. Set SMART Goals

Translate your insights into actionable plans using the SMART framework (Specific, Measurable, Achievable, Relevant, Time-bound). Strategic goal setting helps maintain momentum post-project.

Reflection isn’t just about looking back; it’s a critical step in aligning professional actions with long-term objectives.

Build and Maintain Professional Connections

The Role of Networking in Sustained Success

Completing a major project often brings professionals into contact with new collaborators, clients, and industry leaders. Nurturing these relationships is essential for maintaining relevance and creating future opportunities. Dr. Brené Brown emphasizes that meaningful connections foster innovation and prevent isolation, while networking expert Keith Ferrazzi advises professionals to actively cultivate relationships during transitions.

Practical Networking Strategies for Professionals

1. Host a Post-Project Networking Event

Organize a small gathering or webinar to thank collaborators, share lessons learned, and explore future opportunities.

2. Follow Up with Key Contacts

Send personalized messages to clients, partners, and colleagues, updating them on the project’s impact and expressing gratitude for their support.

3. Leverage Professional Platforms

Update your LinkedIn profile with project highlights, publish articles about your experience, and reconnect with contacts you worked with during the project.

4. Collaborate on Thought Leadership

Partner with peers to write white papers, present at conferences, or contribute to industry forums. Shared knowledge strengthens professional credibility and expands your influence.

Maintaining connections post-project ensures that your professional network remains active and engaged, opening doors for future collaborations.

Decompressing after a major professional achievement is not a passive retreat; it is a deliberate process of reflection, recovery, and reconnection. By celebrating milestones, prioritizing rest, aligning goals, and strengthening networks, professionals create a sustainable foundation for long-term success. Just as Taylor Swift’s Eras Tour demonstrated the power of consistent effort and shared triumph, your professional journey can serve as a model for how to balance ambition with the need to recharge. In doing so, you not only prepare for your next milestone but also ensure a fulfilling and impactful career.

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Modern Loneliness: Understanding and Overcoming Isolation

In today’s hyperconnected world, where communication technologies and social media platforms dominate our lives, an unexpected paradox has emerged—an epidemic of loneliness. Despite unprecedented access to ways of staying in touch, many individuals feel more isolated than everbefore. This “loneliness epidemic” is a growing concern, with far-reaching consequences for both mental and physical health. Understanding its roots and finding ways to overcome it are essential steps toward fostering a more connected and fulfilling society.

The Modern Landscape of Loneliness

Several factors contribute to the pervasive sense of loneliness in modern society, and understanding these causes is critical to addressing the problem.

Digital Communication: Connection Without Depth

Social media and messaging apps offer the illusion of connection but often lack the depth of real human interactions. While the constant stream of posts and updates might create a sense of involvement in others’ lives, these interactions are frequently superficial. They can leave individuals yearning for the intimacy of face-to-face conversations and meaningful relationships.

Urbanization and Mobility: Breaking Community Ties

The rise of urban living and frequent relocations for work have disrupted traditional community bonds. In bustling cities, people live in close physical proximity but often remain socially distant. The transient nature of urban life can make it difficult to establish lasting relationships or a sense of belonging.

Work Culture: The Isolation of Productivity

Modern work environments often prioritize productivity over personal connections. Long working hours and the stress of high expectations leave little time for socializing. While remote work offers flexibility, it has also diminished casual workplace interactions, further contributing to feelings of isolation.

Individualism: The Cost of Independence

Contemporary culture celebrates individual achievement and self-reliance, often at the expense of communal activities and support systems. While independence is valuable, an overemphasis on personal success can overshadow the importance of shared experiences and mutual support.

Evolving Social Norms: A Shift Away from Community

Traditional gatherings and forms of community engagement have declined over the years. The loss of these rituals has left many without a shared sense of identity or a reliable support network.

The Impact of Loneliness

Loneliness isn’t just a fleeting emotional state—it has profound effects on our overall well-being.

Mental Health

Chronic loneliness is closely linked to mental health issues, including depression, anxiety, and low self-esteem. Without meaningful connections, individuals may experience a sense of hopelessness that exacerbates these conditions.

Physical Health

The effects of loneliness on physical health are equally alarming. Studies show that prolonged isolation can increase the risk of cardiovascular disease, weaken the immune system, and lead to higher mortality rates. Experts liken the health consequences of chronic loneliness to those of smoking or obesity.

Cognitive Decline

Social isolation has been associated with cognitive decline and a greater risk of dementia. Engaging in regular social activities can help maintain mental acuity as we age, underscoring the importance of meaningful connections for brain health.

Quality of Life

Loneliness diminishes overall quality of life, robbing individuals of a sense of fulfillment and purpose. It impacts every aspect of life, from professional achievements to personal happiness.

How We Are Architecting Loneliness

The modern world has unintentionally designed a lifestyle that fosters isolation. Several behaviors and societal trends contribute to this growing issue:

• Over-Reliance on Technology: While convenient, digital communication often replaces deeper, face-to-face interactions, leaving people feeling disconnected despite constant online engagement.

• Fragmented Communities: The breakdown of traditional community structures in urban areas creates environments where neighbors rarely interact.

• Work-Life Imbalance: The relentless demands of work often crowd out time for friends, family, and community engagement.

• Cultural Shifts: Individualism and self-reliance have reduced the emphasis on communal activities, eroding support networks and shared experiences.

Addressing the Loneliness Epidemic

Tackling loneliness requires both individual and collective action. Here are some strategies to build a more connected society:

1. Foster Face-to-Face Interactions

Make time for in-person connections. Whether it’s meeting friends for coffee, joining a local club, or attending community events, prioritizing real-world

interactions helps create stronger and more meaningful relationships.

2. Build Community Spaces

Urban planners should prioritize spaces that encourage social interaction, such as parks, community centers, and public gathering areas. These spaces provide opportunities for people to meet, bond, and build lasting connections.

3. Promote Work-Life Balance

Employers can play a pivotal role in reducing loneliness by supporting work-life balance. Reasonable working hours, team-building activities, and social initiatives help employees foster meaningful relationships.

4. Cultivate Empathy and Connection

Promoting empathy and the value of human connection should be a societal goal. Public campaigns and educational programs can encourage people to build relationships based on mutual understanding and care.

5. Leverage Technology for Good

While technology has contributed to loneliness, it can also offer solutions. Online platforms can create spaces for genuine connections, such as support groups, virtual meetups, and community-building initiatives.

A Collective Responsibility

The loneliness epidemic affects millions of people worldwide, and addressing it is not just an individual challenge—it’s a societal responsibility. By understanding the factors that contribute to this modern plague, we can take intentional steps toward fostering a more connected and supportive world.

Prioritizing face-to-face interactions, creating community spaces, promoting balance between work and life, and leveraging technology for positive engagement are all critical components of this effort. Ultimately, addressing loneliness is about building a society where everyone feels valued, supported, and truly connected.

GC: HOMME

Louis Vuitton x Tyler,

the Creator

Louis Vuitton x Tyler The Creator: Where High Fashion Meets Musical Genius

Louis Vuitton introduces its highly anticipated Spring 2024 Men’s Capsule Collection, an unprecedented collaboration with the multi-talented Tyler, the Creator. Building on the artistic foundation set by Louis Vuitton’s Men’s Creative Director, Pharrell Williams, this partnership melds the Maison’s timeless sophistication with Tyler’s vibrant creativity, resulting in a collection that’s as groundbreaking as it is beautiful. It’s a symphony of craftsmanship and artistry—a union of two visionaries who redefine the boundaries of fashion and music.

A Partnership Rooted in Creativity

This collaboration is born out of mutual admiration and an alignment of creative values. Tyler’s previous contribution as the composer for Louis Vuitton’s Fall-Winter 2022 Men’s Show soundtrack set the stage for this bold new chapter. The Spring 2024 collection celebrates not just fashion, but the global LVERS community — a collective of individuals who champion boldness, craftsmanship, and creative innovation.

Pharrell’s signature aesthetic, a mix of dandy sophistication and avant-garde sensibilities, pairs effortlessly with Tyler’s preppy-meets-eclectic style. Together, they’ve created a collection that celebrates individuality while honoring Louis Vuitton’s storied heritage. The result is not just fashion—it’s wearable art, designed to inspire and provoke.

Designing the Iconic: The Spring 2024 Capsule Collection

The heart of this collection is the Craggy Monogram, a playful, hand-drawn motif crafted by Tyler himself. This intricate design draws inspiration from decadent patisseries, blending hues of chocolate, vanilla, and pastel tones with hidden daisy and Airedale Terrier details—a nod to Tyler’s personal symbolism. The motif is a testament to Tyler’s artistic depth and seamlessly integrates into Louis Vuitton’s timeless visual language. From sumptuous down jackets and tailored denim to collegiate-inspired knitwear, the collection offers trans-seasonal appeal with its inventive silhouettes. Classic designs are reinterpreted through the lens of modern elegance, creating garments that speak to a

new generation of style enthusiasts. Each piece carries Tyler’s signature flair, making the collection a bold statement of personal and artistic expression.

Elevated Accessories with a Playful Twist

True to Louis Vuitton’s tradition of exquisite craftsmanship, the collection’s accessories redefine iconic shapes with a contemporary edge. Bags adorned with the Craggy Monogram stand out as statement pieces, embodying both functionality and artistic charm. Shoes, jewelry, and other accessories are thoughtfully designed to amplify the collection’s vision, adding the perfect finishing touch to any ensemble. These are not just accessories—they are expressions of individuality and sophistication.

A Friendship Forged in Art

At the heart of this collaboration is the creative synergy between Pharrell Williams and Tyler, the Creator. Pharrell’s vision as Louis Vuitton’s Men’s Creative Director has brought a fresh dynamism to the brand, and Tyler’s distinctive style elevates this vision to new heights. Together, they have created a collection that feels authentic, inspired, and deeply personal.

Pharrell’s influence shines through in the collection’s cohesion, while Tyler’s passion infuses each piece with bold, innovative energy. Their partnership is a celebration of friendship and shared artistry, reminding us that the best collaborations are those born out of mutual respect and a genuine connection.

A New Era in Fashion

The Louis Vuitton x Tyler, the Creator collaboration redefines what it means to merge art, music, and high fashion. The Spring 2024 Men’s Capsule Collection is a testament to the Maison’s commitment to innovation and its celebration of individuality. With its vibrant hues, intricate motifs, and inventive designs, this collection transcends fashion — it tells a story of creativity, craftsmanship, and the enduring power of artistic partnerships.

This collection doesn’t just represent a moment in fashion—it marks a milestone in the evolution of Louis Vuitton’s legacy, ensuring that its history of bold collaborations continues to inspire generations to come.

GC: FEMME

Gucci Jackie 1961

Gucci Jackie 1961: A Timeless Icon Reimagined

In the world of fashion, where trends are as fleeting as seasons, only a select few pieces rise above the ever-changing tides to achieve iconic status. The Gucci Jackie 1961 bag is one such masterpiece —a timeless accessory that embodies sophistication, elegance, and versatility. First introduced in 1961, the bag gained immortality when it became a favorite of Jackie Kennedy, whose effortless style elevated it from a mere accessory to a symbol of understated luxury. In its latest iteration, Gucci brings the Jackie 1961 into the modern spotlight, launching a campaign starring actress Dakota Johnson to celebrate the bag’s enduring legacy.

A Legacy Born in the 1960s

The story of the Gucci Jackie 1961 begins in the early 1960s, a transformative period for both fashion and culture. With its sleek crescent shape, clean lines, and the now-iconic piston closure, the bag was designed to embody effortless sophistication. It quickly captured the attention of the style-conscious elite, becoming a coveted accessory for its blend of practicality and elegance.

Jackie Kennedy, known for her refined and impeccable sense of style, played a pivotal role in the bag’s meteoric rise. Often photographed carrying the piece, she transformed it into an emblem of casual glamour. The bag’s association with Kennedy not only earned it the name "Jackie" but also secured its place as a staple in the pantheon of luxury fashion. Over the years, the Jackie 1961 has evolved subtly, reflecting the changing tastes of each generation while staying true to its timeless roots.

A Modern Revival: Gucci’s Campaign with Dakota Johnson

In 2024, Gucci reintroduces the Jackie 1961 to a new generation with a campaign starring the effortlessly chic Dakota Johnson. Known for her understated glamour and ability to balance classic and contemporary style, Johnson is the perfect muse for this iconic bag. The campaign showcases her in a variety of looks, from casual daytime outfits to sleek eveningwear, demonstrating the Jackie 1961’s incredible versatility.

In the campaign, Johnson pairs the bag with tailored blazers, flowing dresses, and minimalist gowns, proving its adaptability across a wide range of occasions. The imagery encapsulates the essence of the Jackie 1961—a piece that seamlessly transitions from day to night, from casual to formal, without missing a beat. Gucci’s choice to feature Johnson underscores the brand’s dedication to celebrating timeless designs that resonate with modern sensibilities.

Designing for Endurance and Elegance

The enduring allure of the Jackie 1961 lies in its impeccable design. The crescent silhouette strikes a perfect balance between form and function, offering generous space without compromising on style. Its signature piston closure, both practical and visually striking, serves as a reminder of Gucci’s dedication to craftsmanship and innovation.

Under the creative vision of Alessandro Michele, Gucci’s reimagining of the Jackie 1961 breathes new life into the classic design. The collection now includes an expanded range of sizes, materials, and colors, catering to a diverse audience. From timeless black and tan leathers to bold pastels and intricate patterns, the Jackie 1961 is as versatile as it is iconic. Luxe embellishments and modern finishes further elevate the bag, making it a perfect fit for today’s dynamic fashion landscape.

A Testament to Timeless Style

The Gucci Jackie 1961 stands apart in a world dominated by fleeting trends, offering something far more enduring: timeless elegance. Its ability to adapt to contemporary styles while remaining true to its original spirit makes it a true investment piece. More than just a bag, the Jackie 1961 represents Gucci’s legacy of craftsmanship and innovation, woven into every detail of its design.

Gucci’s campaign with Dakota Johnson highlights this timeless appeal, showing how the Jackie 1961 transcends generations. It’s not merely a nod to the past—it’s a celebration of the present and a promise for the future. Whether you’re a loyal admirer or discovering the bag for the first time, the Jackie 1961 continues to capture hearts as a symbol of understated luxury and enduring style.

Why Every Wardrobe Needs the Jackie 1961

Owning the Gucci Jackie 1961 is about more than acquiring a beautiful accessory—it’s about embracing a piece of fashion history. Its versatility makes it a wardrobe essential, effortlessly elevating any outfit. Whether carried as a statement piece or integrated into everyday ensembles, the Jackie 1961 embodies the idea that true style is forever.

As Gucci continues to innovate while honoring its heritage, the Jackie 1961 stands as a reminder of what makes fashion truly remarkable. It’s more than an accessory; it’s a legacy. With its timeless design and modern reinterpretations, the Jackie 1961 remains a testament to the enduring power of thoughtful craftsmanship and sophisticated design.

GC: EAT

Matsuhisa Limassol: A Symphony of Taste and Design

A Harmonious Blend of Culinary Artistry and Architectural Elegance

In the heart of Limassol, perched along the crystalline shores of the Mediterranean, lies a sanctuary of culinary innovation and architectural brilliance—Matsuhisa Limassol at the AMARA Hotel. This extraordinary destination is not merely a restaurant; it is an immersive experience where the artistry of Nobu Matsuhisa’s Japanese-Peruvian cuisine meets the understated elegance of David Rockwell’s design mastery. Together, they create an atmosphere that transcends the typical dining experience, leaving an indelible mark on those fortunate enough to partake.

An Architectural Masterpiece: Where Design Meets Nature

From the moment you step into Matsuhisa Limassol, the seamless fusion of architecture and nature draws you in. The design, conceived by the acclaimed David Rockwell, reflects a deep understanding of both Nobu Matsuhisa’s culinary ethos and the Mediterranean’s serene beauty. Rich wooden tones and sleek stone finishes dominate the interior, exuding a sense of warmth and sophistication. These materials, sourced with sustainability and authenticity in mind, honor traditional Japanese aesthetics while integrating the coastal charm of Cyprus.

The layout of the space is as functional as it is beautiful. A centerpiece sushi counter, where master chefs work with precision, serves as both a focal point and an interactive experience for diners. Beyond, floor-to-ceiling windows frame the glistening Mediterranean, offering uninterrupted views that shift with the day’s light, creating a natural interplay between interior and exterior. On the terrace, the design takes on an almost ethereal quality, with the sound of waves and a gentle sea breeze enhancing the sensory journey.

This architectural brilliance doesn’t simply house the restaurant—it becomes part of the dining narrative. The tactile warmth of wood, the cool elegance of stone, and the soft glow of carefully curated lighting evoke a balance between modernity and tradition, luxury and intimacy.

The Culinary Journey Begins: A Fusion of Cultures and Creativity

Matsuhisa Limassol’s menu is a testament to Nobu Matsuhisa’s global culinary influence, seamlessly blending Japanese precision with bold Peruvian flavors. Yet, this location also pays homage to its Cypriot setting, incorporating local ingredients and inspirations to create a dining experience unique to Limassol.

The culinary journey begins with the Yellowtail Sashimi with Jalapeño, a dish that exemplifies Nobu’s genius. Thin, translucent slices of yellowtail are arranged like a work of art, each piece kissed by a delicate ponzu sauce and topped with a sliver of jalapeño. The result is a balance of flavors—rich and buttery fish, zesty citrus, and a gentle heat that lingers pleasantly on the palate. A garnish of microgreens adds a whisper of freshness, elevating the dish to something transcendent.

Next comes the Rock Shrimp Tempura with Creamy Spicy Sauce, a favorite among Nobu’s devoted clientele. The shrimp’s golden, crispy coating is impossibly light, giving way to tender, succulent seafood within. The creamy, spicy sauce is indulgent yet perfectly balanced, offering just enough heat to excite the palate without overpowering the shrimp’s natural sweetness. Presented on a dark ceramic plate, the dish is a visual and culinary triumph.

Signature Elegance: The Black Cod with Miso

If there is one dish that encapsulates Nobu Matsuhisa’s philosophy, it is the Black Cod with Miso. This signature creation has achieved iconic status for good reason. The cod is marinated in a miso glaze for days, allowing the flavors to penetrate deeply. When cooked, the fish emerges caramelized to golden perfection, its flesh tender and buttery. The sweetness of the miso glaze is offset by its umami richness, creating a depth of flavor that lingers long after the last bite. Presented simply, atop a lotus leaf, the dish speaks to the power of restraint and the beauty of letting ingredients shine.

An Interplay of Textures and Temperatures: Dessert Done Right

No meal at Matsuhisa Limassol would be complete without dessert, and the Chocolate Bento Box is a fitting finale to the culinary journey. A warm, molten chocolate cake takes center stage, its rich, gooey interior spilling forth with each bite. This indulgence is complemented by a scoop of vibrant green tea ice cream, its cool, slightly bitter notes cutting through the chocolate’s sweetness. The interplay of temperatures and textures creates a harmonious balance, leaving the diner simultaneously satisfied and longing for more.

The Art of Service: Precision and Passion

While the food and design are undeniably exceptional, it is the service at Matsuhisa Limassol that truly elevates the experience. From the moment of arrival, the staff exude a quiet confidence and warmth, welcoming diners into what feels like a curated journey rather than just a meal. Every interaction is imbued with a sense of pride and passion for the restaurant’s offerings. Whether guiding guests through the menu or presenting dishes with thoughtful explanations, the team strikes a delicate balance between attentiveness and discretion.

Plates arrivewith an almost ceremonial grace, each presentation a moment to pause and appreciate the artistry before tasting. Questions about the menu are met with enthusiasm, and recommendations feel tailored,creating an atmosphere of genuine hospitality.

Dining with a View: A Feast for All the Senses

As the sun sets over the Mediterranean, the terrace at Matsuhisa Limassol transforms into a realm of enchantment. The shimmering waters reflect the warm hues of twilight, creating a breathtaking backdrop for the evening’s meal. The design of the terrace—spacious yet intimate—allows each table to feel like a private oasis, where diners can lose themselves in conversation, flavors, and the beauty of the natural surroundings.

This connection to nature is intentional, reinforcing the restaurant’s ethos of harmony. The sound of waves and the coolness of the sea breeze are not just pleasant additions; they become integral to the sensory experience, enhancing the flavors and textures of the meal in subtle yet profound ways.

An Experience to Savor and Repeat

Matsuhisa Limassol is not just a restaurant; it is a destination that beckons diners to return again and again. Whether celebrating a special occasion or indulging in the pleasures of everyday luxury, every visit feels like a celebration of life’s finer things. The meticulous attention to detail, from the architecture to the menu, creates an experience that resonates long after the final bite.

For those seeking an unforgettable evening, Matsuhisa Limassol offers a rare combination of world-class cuisine, stunning ambiance, and heartfelt hospitality. It is a place where every element—design, flavor, service—comes together in perfect harmony, crafting moments that linger in memory and call for joyful return.

As I gazed out at the endless sea, the final spoonful of chocolate and green tea melting on my tongue, I knew one thing for certain: Matsuhisa Limassol is a masterpiece, a testament to what is possible when passion and artistry converge.

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Mixology Bar by Punin

Mixology Bar by Punin: Elegance Meets Innovation

Limassol’s nightlife has always had ts charm, but Mixology Bar by Punin, located near the serene Dasoudi Park, offers something truly exceptional. This gastrobar combines architectural brilliance with expertly crafted cocktails, creating a luxurious haven that has quickly become a standout in the city.

First Impressions: A Contemporary Masterpiece

The first glimpse of Mixology Bar sets the tone for the evening. Its exterior is sleek and minimalistic, a striking yet understated architectural statement that hints at the refinement within. Stepping inside, the ambiance immediately captivates. The interior design balances warmth and modern sophistication, with soft lighting that highlights every carefully curated detail.

The décor is a harmonious blend of natural and industrial elements. Polished wood and stone accents bring an inviting organic warmth, while metallic fixtures and minimalist furniture provide a modern edge. The space is accented with carefully placed greenery, adding a touch of freshness to the contemporary design. Every element feels purposeful, creating a setting that is both dynamic and relaxing.

The layout caters to a variety of moods, offering intimate corners for quiet conversations as well as open spaces around the bar for a livelier experience. This thoughtful design ensures that whether you’re seeking a private escape or a social evening, the space accommodates seamlessly.

The Bar: The Heart of the Experience

At the center of Mixology Bar is its show-stopping bar. The polished stone surface glows with soft under-lighting, drawing attention to the impressive collection of premium spirits. Shelves are meticulously arranged, with bottles doubling as both functional tools and decorative elements, their rich colors providing contrast to the otherwise neutral palette.

The bar is more than a functional centerpiece—it’s a stage. The bartenders work with precision and flair, their movements showcasing their expertise in mixology. From the glint of polished tools to the careful pour of ingredients, every action adds to the atmosphere, making the bar a hub of energy and creativity.

The Cocktails: Art in a Glass

The cocktail menu at Mixology Bar is a testament to its commitment to craftsmanship. Signature drinks sit alongside refined versions of timeless classics, each prepared with premium ingredients and meticulous attention to detail.

The  Old Fashioned  is a highlight, a quintessential cocktail elevated to perfection. Served in a crystal glass with a golden hue that glimmers under the soft lighting, it strikes the ideal balance between bold whiskey, aromatic bitters, and subtle sweetness. The orange peel garnish adds a fragrant and visual flourish, making the drink as much a feast for the senses as it is for the palate.

Equally impressive is the  Negroni, a classic that embodies sophistication. The carefully balanced blend of gin, sweet vermouth, and Campari creates a bittersweet harmony that lingers on the palate. Finished with a bright twist of orange peel, it’s a drink that captures the essence of elegance and craftsmanship.

Each sip of these cocktails is a reminder that mixology here is not just a skill—it’s an art form.

An Elevated Evening

Complementing the drinks is a menu of small plates designed to pair perfectly with the cocktails. From artisanal bites to hearty sliders, the food matches the bar’s attention to detail, rounding out the experience with refined yet satisfying flavors.

The service is another standout feature. Attentive and professional without being overbearing, the staff contribute to the sense of effortless luxury. Every interaction feels personalized, adding to the bar’s welcoming and sophisticated atmosphere.

The Verdict: A Must-Visit Destination

Mixology Bar by Punin is more than just a bar—it’s an experience. Its contemporary design, exceptional cocktails, and impeccable service set it apart as a true gem in Limassol’s nightlife scene. Whether visiting for a special occasion or simply looking to indulge in an unforgettable evening, this gastrobar delivers on every level.

From the first impression to the final sip, Mixology Bar by Punin proves that luxury is all about the details. It’s a space where modern elegance meets innovative mixology, inviting guests to immerse themselves in an atmosphere of sophistication and creativity. For those seeking a refined night out, this bar is not to be missed.

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City Friends Club:

Transforming Limassol, One Clean-Up at a Time

In the vibrant coastal city of Limassol, a quiet revolution is underway. City Friends Club, a grassroots charity, is changing the way communities tackle waste and environmental sustainability. With a mission rooted in the belief that cleaner neighborhoods create stronger, healthier communities, this organization has become a driving force for positive change, inspiring people to take action for a greener future.

At the heart of City Friends Club’s work is its hands-on approach to waste management. A dedicated team of cleaners and drivers hits the streets daily, collecting household and bulky waste. Their efforts have a visible impact, transforming the city’s streets while fostering a culture of environmental responsibil-

ity. Since its founding, the club has held 16 community clean-up events, collected over 1,390 bags of rubbish, and sent 985 of those bags for recycling. These efforts extend beyond immediate cleanliness, encouraging residents to embrace reducing, reusing, and recycling in their daily lives.

The organization doesn’t stop at clean-ups. Recognizing that lasting change requires education, City Friends Club engages with the community through workshops and collaborations. Families are taught how to recycle effectively, and businesses are encouraged to adopt sustainable practices, such as reducing disposable cup usage. Plastic pollution, particularly harmful to Cyprus’s marine ecosystems, is a key focus.

Through these initiatives, the organization demonstrates that small individual choices—like carrying a reusable cup—can have a significant collective impact.

A key factor in City Friends Club’s success is the support of its corporate partners. Industry leaders such as  Exness, Quadcode, ECOMMPAY,  and  Unlimit  have stepped forward to champion the organization’s cause, providing essential financial backing that enables the charity to expand its reach. Their support underscores the importance of collaboration between businesses and grassroots movements in addressing environmental challenges.

Despite its impressive achievements, City Friends

Club operates independently, relying entirely on donations and volunteers. Financial contributions help fund daily operations, while volunteers bring energy and enthusiasm to clean-up events, workshops, and community outreach.

City Friends Club stands as a shining example of what can be accomplished when individuals, organizations, and businesses unite to protect the environment. Through each clean-up, each workshop, and every act of generosity, the organization is paving the way for a cleaner, greener Limassol—and reminding us all that meaningful change begins with us.

You can read more from their site cityfriends.club

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