Westside at Buttercup Creek

Westside news Volume 5, Number 2

Official Newsletter of the Westside at Buttercup Creek HOA

February 2014

HEART HEALTHY LIFESTYLES By: Concentra Urgent Care

Approximately every 60 seconds, an American will die from a coronary event. According to the American Heart Association (AHA), an estimated 71 million Americans have some form of heart disease, the most common being high blood pressure. And most of these problems are self-created by poor lifestyle choices. What can you do to live heart healthy? The AHA recommends: • Eating a healthy diet • Lean, skinless meats and poultry • Fat-free, 1% fat, and low-fat dairy products • Avoid foods containing partially hydrogenated vegetable oil or added sugars • Avoid foods high in dietary cholesterol • Prepare foods without added salt, saturated fat, and trans fat • Exercising regularly • 20-to-60 minutes per day, 3-to-5 times per week • Avoiding tobacco products and tobacco smoke • Limiting your alcohol intake

• Women: 1 drink per day (maximum) • Men: 2 drinks per day (maximum) In addition to poor lifestyle choices, heredity plays a factor in heart disease, too. It is therefore important to know your family history to help identify familial risk factors and help prevent the development of certain familial illnesses. What should be included in a family history? • Any known congenital or hereditary disorders • Major illnesses • Chronic ailments or risk factors • Smoking • Obesity • Alcohol problems • The cause and age of death of any deceased relatives • Childhood conditions • Major illnesses • Vaccinations • Surgeries • Treatments, especially those involving radiation

For more information on living a heart healthy lifestyle, you can contact your health care provider or visit the American Heart Association’s Web site at: www.AmericanHeart.org.

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Westside at Buttercup Creek BOARD OF DIRECTORS Walt Conlin............................................................ President Dawn Harris....................................................... V. President David Jackson..........................................................Secretary Denny James........................................................... Treasurer Dennis Domanski ....................................................Director HOA WEBSITE peelinc.com/newsletter.php?newsletter=WBC

The HOA is currently looking for someone to take over maintenance of the neighborhood website.

MANAGEMENT INFO Celeste Starr Schulz - Property Manager Goodwin Management Office: 512-852-7922 Fax: 512-346-4873 Celeste.Schulz@Goodwintx.com

NEWSLETTER INFO EDITOR Randy Woods....................... westsidenewseditor@yahoo.com PUBLISHER Peel, Inc....................................................... 512-263-9181 Advertising............................... advertising@PEELinc.com

ADVERTISING INFO Please support the businesses that advertise in the Westside News. Their advertising dollars make it possible for all Westside at Buttercup Creek residents to receive the monthly newsletter at no charge. No homeowners association funds are used to produce or mail the newsletters. If you would like to support the newsletter by advertising, please contact our sales office at 512-263-9181 or advertising@PEELinc.com. The advertising deadline is the 8th of each month for the following month's newsletter.

If you are interested, contact Randy Woods at randy1@radiorandy.com

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COMMITTEES Do you want to help out in the community but don’t have a lot of time? Join one of the following Committees and help out as much or as little as you want. Cave Preserve............. Darrell Park..........darrelljpark@yahoo.com Communications...... Randy Woods........randy1@radiorandy.com Fence...............POSITION AVAILABLE..................................... Landscaping.................Jerry Bordic....... jandrew78613@yahoo.com Modifications.......... Natalie Woods ....... natalie@radiorandy.com Neighborhood Watch....Phil Crochet..............philjcrochet@yahoo.com Pool........................... Darrell Park...........darreljpark@yahoo.com Social......................Nancy Townsend............ntownsend1@att.net 2

Westside News - February 2014

Westside at Buttercup Creek

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Westside News - February 2014 3

Westside at Buttercup Creek Remember your New Year’s Resolution to get more involved? We are starting a new Social Committee in the Westside HOA to plan neighborhood events for 2014. Please consider joining the committee to help plan and carry out these events! In the past our neighborhood events have included:

Easter Egg Hunt 4th of July Parade National Night Out Haunted Trail and Kids' Carnival Christmas in the Park Your Social Committee co-chairs are Nancy Townsend (ntownsend1@att.net) and Janet Theriault (theriaulttimes@yahoo.com). Remember – these events don’t happen by themselves. Get involved and make them happen!

Pet News If you own a dog, you are obviously a responsible, caring person. Please demonstrate your responsible side by picking up after your dog. Nobody wants to find unwanted surprises in their yards. When you go for a walk, take along a plastic bag and help keep the neighborhood cleaner and safer for all.

Westside News - February 2014

TRASH PICK-UP Occasionally a violation will be reported that has to do with trash in a common area. Please remember that the HOA is “us”, all of the residents in our neighborhood. If you see trash in the neighborhood, preserve or park area, be a good neighbor and pick it up. A little thoughtful effort can go a long way to keeping the neighborhood attractive. A thought: Why not plan a little service project involving your family and friends? Especially now, while the weather is great, find a place where you can make a difference.

Let's take care of our neighborhood together.

Westside at Buttercup Creek

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Westside at Buttercup Creek

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Westside News - February 2014

I'd love the opportunity to help you with all your painting needs. I pride myself on being on time & delivering a finished product that will exceed your expectations. Wade Phillips - Owner & Westside Resident Copyright © 2014 Peel, Inc.

Westside at Buttercup Creek

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Westside News - February 2014 7

Westside at Buttercup Creek ESTATE PLANNING

BASICS FOR EVERY FAMILY Submitted by Laura K. Kennedy

Everyone is busy. The breakneck pace of modern life leaves little time for reflection. In addition to taking care of yourself, parents are focusing on the ever-changing needs of children while often simultaneously caring for aging parents. It is hard to think about the big picture when we need to cook dinner and walk the dog (even though someone shorter than you insisted that they would take care of the latter). What if something happened to you? If a debilitating illness prevents you from taking care of your family? Organizing your affairs both in the event of incapacity and death is a gift to your loved ones. It will mean that they do not have to guess about your wishes. It also means that you, instead of Texas law, determine the guardians of your children, who will take care of you if necessary and to whom your property passes. Whether you need to update your current estate plan or create one for the first time, every parent needs to consider the following: 1. Guardians for children. What happens to your children if you die? If you become incapacitated and cannot care for them? Choosing a guardian for a minor or incapacitated child is one of the most important decisions you can make. And wouldn’t you rather name a guardian as opposed to leaving it to a court? Revisit your decision every couple years to see if you are still comfortable with the person you named guardian or to change the appointment. 2. Beneficiary designations. Review the beneficiary designations on your retirement accounts and life insurance policies to make sure the beneficiaries are correct and coordinate with your estate plan. A divorce or death may have changed things since you last filled out your designation form. Further, check your bank and brokerage accounts. If there is a

Westside News - February 2014

survivorship designation, that account will not pass under your will. This kind of asset is referred to as a non-probate asset. For example, a “joint with right of survivorship” bank account will be controlled by the designation on file with your bank. 3. Trusts. Should you leave your estate outright to your spouse or children or in a trust? Trusts are not just for the wealthy. A properly prepared trust can provide a certain level of creditor protection and asset protection in divorce. Further, a special needs trust should be considered if your child could be disqualified from government benefits because of his or her inheritance. 4. Powers of Attorney. You understand the benefits of an estate plan but think, “Aren’t I too young for a will?” A complete estate plan includes more than just a will. What if you are in a debilitating accident? Who takes care of your finances and your medical decisions? You can tackle these issues in a durable power of attorney and medical power of attorney. Moreover, a health care directive gives you the opportunity to outline your wishes in case of terminal illness. 5. Taxes. I have yet to meet a person who enjoys writing a check to the taxman. If you have a taxable estate above $5.34 million (including life insurance, retirement accounts and certain other assets that pass outside of your will), your estate will be subject to the federal estate tax in 2014. A tax-planned will and other specialized techniques can minimize the estate tax and preserve your wealth. There is no one-size-fits-all approach to estate planning. It will take some time and thoughtful discussion. However, there is no substitute for the peace of mind that will come with an estate plan that reflects your wishes and takes care of loved ones when you cannot.

Westside at Buttercup Creek

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Westside at Buttercup Creek

Westside News - February 2014

Sudoku

Westside at Buttercup Creek

The challenge is to fill every row across, every column down, and every 3x3 box with the digits 1 through 9. Each 1 through 9 digit must appear only once in each row across, each column down, and each 3x3 box.

View answers online at www.peelinc.com DOWN ACROSS 1. Incline 1. Tack 2. Change 5. Giant 3. Small particle 9. Philippine dish with marinated 4. Compass point chicken or pork 5. Night bird 11. Journalist's question 6. Body snatcher 12. Tiny insects 7. Cultivate 13. Cut of beef 8. Volcano 14. School group 10. Change into bone 15. South 16. Musical productions 17. United States 18. Canadian prov. 18. Bottle need 19. Palladium (abbr.) 20. Upset 20. Many 22. Cow's chow 21. Perfect 23. Year (abbr.) 22. Captain (abbr.) 24. Computer makers 24. Institution (abbr.) 27. Brews 25. Swain 29. Sleep disorder 26. African country 31. Parent teacher groups 28. Fast plane 32. Strong rope fiber 30. Pastry 33. Bend 34. Decorative needle case © 2006. Feature Exchange

SUDOKU

At no time will any source be allowed to use the Westside News contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from Peel, Inc. The information in the Westside News is exclusively for the private use of the Westside at Buttercup Creek HOA and Peel, Inc.

DISCLAIMER: Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser. * The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising. * Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction. * Under no circumstances shall the publisher be held liable for incidental or 2007. every Feature column, Exchange and The goal is to fill in the grid so that every©row, consequential damages, inconvenience, loss of business or services, or any every 3x3 box contains the digits 1 through 9. Each digit may other liabilities from failure to publish, or from failure to publish in a timely except as limited Prmrs_66435 Gen Adcolumn, #1803 and -THIS EDITED7.5 x 5 to liabilities stated above. appear only once_in Rdns each row, each eachAD 3x3CAN box.NOT BE manner,

Sudoku

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Westside News - February 2014 11 8/31/11 5:03 PM

Westside at Buttercup Creek

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Westside News - February 2014