Ranch at Brushy Creek - July 2015

RANCH AT BRUSHY CREEK

VOLUME 7 ISSUE 7

Copyright © 2015 Peel, Inc.

JULY 2015

The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

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The Ranch at Brushy Creek HOA Newsletter - July 2015

Copyright © 2015 Peel, Inc.

RANCH AT BRUSHY CREEK BOARD & MANAGEMENT ASSOCIATION MANAGER

Celeste Starr Schulz.............. Celeste.Schulz@Goodwintx.com RANCH AT BRUSHY CREEK HOA BOARD

Stale Bjordal............................................................. President Aneka Lilya..................................................... Board Member Theresa Galella................................................ Board Member Angel Carter.................................................... Board Member RBM BOARD

Candace Lambert............................................ Board Member COMMITTEE CHAIRS:

Pool Committee Byron Stephens.......................byronstephens@earthlink.net Social Committee Candace Lambert............................ designertexan@aol.com .......................................... rbcsocialcommittee@gmail.com Neighborhood Watch Brian Banasik.......................................................................

COVER PHOTO

Jason and Angie Huie have been residents of the Ranch at Brushy Creek since 2012. They welcomed their first child, Olivia, last year. Originally from Uvalde, Tx, Jason is a graduate of UT and is currently a software developer with Zenoss, Inc. Angie, a retired professional ballet/ modern dancer, is a massage therapist specializing in Pin & Move myofascial release. Jason enjoys mountain biking, autocrossing, and gardening. Angie likes to knit, sew, and hike. They love to travel, snorkel, and spend time with family. Photo by Erica Woodford Photography

Do you take great photos?

Would you like to see your photo published?

We are looking for great cover photos for upcoming December issue of the Ranch at Brushy Creek Newsletter.

REQUIREMENTS FOR SUBMISSION: Must have been taken in R@BC (some exceptions) Be of High Resolutionm (240 dpi or higher) Prefer “portrait” orientation

ADVISORY BOARD

Blake Contine, Declarant....... blake@pioneerdevelopment.net Carlos Ojeda.................................... carloshojeda@gmail.com

NEWSLETTER INFO Editor Carlos Ojeda................................. carloshojeda@gmail.com Publisher Peel, Inc........................ www.PEELinc.com, 512-263-9181 Advertising........advertising@PEELinc.com, 512-263-9181

ADVERTISING INFO Please support the businesses that advertise in the Ranch at Brushy Creek HOA newsletter. Their advertising dollars make it possible for all Ranch at Brushy Creek residents to receive the monthly newsletter at no charge. No homeowners association funds are used to produce or mail the newsletters. If you would like to support the newsletter by advertising, please contact our sales office at 512-263-9181 or advertising@PEELinc.com. The advertising deadline is the 8th of each month for the following month's newsletter.

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RANCH AT BRUSHY CREEK

FITNESS CORNER Fitness Focus by Life Phase Renee Geist, Renegade Inside Out Solutions Exercise comes in many forms and has a huge list of benefits across the physical, psychological, emotional and physiological areas of our lives not to mention it allows us to live longer and live better!

Starting a fitness regimen when young and sticking with it is the best prescription for health, but you can reap the rewards through starting at any age. The key is to stick with it and be smart about how you attack your fitness plan.

Here are some fitness industry recommendations by age group to keep it fun, safe and to support us well through our different phases of life.

Kiddos: Have fun and learn about yourself! Take brain breaks.

Discover likes, capabilities, explore nature. Enjoy movement and learning new things.

20s: Fundamentals & Habit. Build fitness skills and develop a base to carry you forward. Incorporate exercise as stress relief strategies as life gets busier with more responsibilities. Learn and be diligent about safe technique. Make it a habit / regular part of the week.

Blend strength and cardio during the week. Start to counteract the strength and muscle loss that comes later in life.

30s: Diversity & Enjoyment. Cross train to be well rounded and avoid overuse injuries. Do full body exercises for functional fitness.

Include balance, mobility work and stress reduction techniques such as yoga and Pilates. Be sure to strength train to avoid bone and muscle loss later in life. Exercise with a partner or group for added accountability and social benefits. Increase positive emotions and energy for the day.

40s: Counterbalance to Life. Be sure to include or increase strength training with body weight and tools to fight against the increased loss in muscle mass (which happens faster in women) and to limit or reverse “stress fat” in the mid section. Make it fun and dynamic so you are sure to stick with it. Prioritize and use strategies to make it fit into your week. Negate the negative effects of sedentary sitting at work, on planes, at home. Make it family fun.

50’s: Flexible & Functional: Choose exercises that are diverse, that reduce or eliminate pain and improve posture. Listen to your body and moderate intensity and impact to be safe for the body and support consistency. Examples are swimming, yoga, Pilates, body weight strength training.

60s and beyond: Maintain & Have Support: Continue to focus on strength, flexibility, and stability to fight bone and muscle mass loss, prevent chronic illness, and have better balance. Work with a professional or with a group to ensure safe technique and support if something doesn’t feel right.

Please keep in mind that in all stages of life, exercise is critical to avoiding or reversing illness, fighting off stress, keeping to a healthy weight and enabling you to live your life to the fullest and be there for your friends and family for a long time!

If you have any questions about this or ideas for future articles, please reach out to me! Be well!

Renee Geist, Renegade Inside Out Solutions, reneelgeist@gmail.com, www.facebook.com/ReniosRenee, 512.461.6114

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The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

CICADAS Pediatric Dentists

The Academy of Pediatric Dentistry recommends children see a dentist when they get 1 their first tooth & no later than year of age! Our Board Certified Pediatric dentists see children from 6 months to 18 years old!

Fun Office

Cicadas are fairly large insects but can vary in size with some growing over 1 ½ inches. Color may also vary depending upon species, but many are brown or green. All cicadas have bulging eyes and, on adults, wings that are held roof-like over the body. The wings are semi-transparent with thick wing veins. The majority of their life cycle is spent underground.

Cicadas have 2-5 year life cycles and appear in Texas in mid to late summer. Females insert egg clusters into branches of trees using their saw-like ovipositor (egg laying structure). Eggs hatch after about 6 weeks and small nymphs drop to the ground where they burrow into the soil. Nymphs feed on sap of tree roots with their piercing-sucking mouthparts. After becoming fully developed, nymphs emerge from the ground at night and climb onto nearby objects such as tree trunk, plants, fences, etc. Adult cicadas emerge from the last nymphal stage leaving behind the exuviae (cast skin). Adults can live 5-6 weeks.

Male cicadas are well known for their “song”. They rest on a tree and produce a whining sound to attract females. The sound is produced by two vibrating membranes on the side of the abdomen. Females do not “sing”. Adults feed on juices from tender twigs, but usually do not cause lasting harm to the plant from feeding.

For more information or help with identification, contact Wizzie Brown, Texas AgriLife Extension Service Program Specialist at 512.854.9600. Check out my blog at www.urban-ipm.blogspot.com The information given herein is for educational purposes only. Reference to commercial products or trade names is made with the understanding that no discrimination is intended and no endorsement by Texas A&M AgriLife Extension Service or the Texas A&M AgriLife Research is implied.

Extension programs serve people of all ages regardless of race, color, religion, sex, national origin, age, disability, genetic information or veteran status.

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Arcade & Play Room Free Wifi TVs at Dental Chairs Parent Lounge Digital Xrays Open Monday-Friday Before and After Sch oo Insurance & Medicaid l Hours Accepted

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www.kidsdentalsmiles.com The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

MEET THE

Neighbors Meet the Shirley kids who live in the Ranch at Brushy Creek.

Alex (10), Evelyn (8) & Andrew (3). Photo by Erica Woodford Photography

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The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

Health and Aging Tips DO: • Stay physically active. Being able to complete Activities of Daily Living (ADLs) can reduce your dependence on others.

• Eat a balanced diet. Focus on fiber-rich, low-fat, and lowcholesterol foods.

• Stay hydrated. As we get older, our thirst response mechanism diminishes and we may be dehydrated without feeling thirsty.

• Take steps to lower stress. Stress results in our bodies releasing hormones that have a multitude of negative health impacts.

• Get a good night’s sleep. Although changes to sleep patterns are a normal part of aging, it is a common misconception that sleep needs decline with age.

• Moderate alcohol intake. As you age, you can become more sensitive to the effect of alcohol, and alcohol exacerbates many health conditions.

• Avoid tobacco and second-hand smoke. The numerous negative impacts of tobacco are well-documented. Just quit!

• See your doctor, dentist, optometrist, and other necessary

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specialists regularly. These visits are especially important for early detection as we age.

• Take all medications as directed by your doctor. Have someone assist you with remembering, or sort your medications in a pill organizer if need be.

DON’T: • Think that aging means you can’t do new things. Try a new class or hobby, or go travel!

• Assume that memory loss is inevitable. Try fun brain training games to keep your mind sharp! (Check your smart phone or other device for free apps.)

• Think that aging means you’re destined for poor health. You likely have more time now than ever before to focus on YOU! • Neglect emotional health. Your mind has powerful effects on your body!

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RANCH AT BRUSHY CREEK SEND US YOUR

Event Pictures!!

Do you have a picture of an event that you would like to run in this newsletter?

Send it to us and we will publish it in the next issue.

Email the picture to carloshojeda@ gmail.com. Be sure to include the text that you would like to have as the caption.

Pictures will appear in color online at www.PEELinc.com.

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The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

IN THE BLINK OF AN EYE

NATUREWATCH

by Jim and Lynne Weber

For many of us, the outdoor magic and mystery of summer nights was best embodied by the blink of fireflies or 'lightning bugs', which are neither flies nor bugs, but beetles. With over 170 species of fireflies in North America, and about 36 of those species in Texas, fireflies fall into three main genera: the Photuris, Photinus, and the Pyractomena. The most common species in Texas is the Pennsylvania Firefly (Photuris pennsylvanicus), which ranges from the eastern U.S. to Kansas and into Texas.

Most likely to be spotted at night in fields and near wooded areas, the adult Pennsylvania Firefly's elytra (hardened forewings that form a protective covering over flight wings) are dark brown with yellowish margins and slanted stripes. The head is yellow around the sides and red in the middle, and their overall length is about half an inch. After mating, the female lays tiny, spherical eggs singly or in small groups in damp soil, around grass or moss, and they hatch in about 4 weeks. The larvae feed in the grass on slugs, snails, earthworms, and cutworms, and in this immature phase their light isn't visible unless they are turned over. They overwinter as larvae in small chambers within the ground, waiting for the spring months when they pupate and emerge in early summer as adult fireflies, giving them an average lifespan of approximately two years.

Firefly mating is dependent on the female seeing the distinct flashes of a mate-seeking male, and each must find the exact right blinking pattern in order to mate successfully. Males begin flying after dark, emitting yellow or yellow-green flashes, some flying above the tree canopy. Interestingly, ambient light

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around a firefly's natural habitat decreases the chance it will find a mate. In order to rise to the challenge of producing offspring with artificial light around, fireflies must increase the intensity of the flashes they produce in order to be seen. This increased light emission decreases the stored energy supply in the firefly that would normally be used directly for reproduction. Artificial light also exposes the fireflies to nighttime predators, even when they are not blinking. This combination of effects from artificial light directly decreases the chance that fireflies will survive and mate.

Flashes of light can be emitted by both male and female fireflies, and can also be used for purposes other than mating. One additional use is to lure prey to them; in fact, females from the Photuris genus will often mimic the flashes of a female Photinus firefly, and a male Photinus that falls for it will quickly be devoured! Not all female fireflies are capable of flight, however, as some species are wingless and bear a strong resemblance to larvae rather than to adult males of the same species. Often, these types of fireflies are referred to as 'glowworms'.

The abundance of fireflies has been decreasing over the years, greatly challenged by both the increasing presence of artificial light and the rapid development of our open fields and forests. As human light pollution and development continues to spread, fireflies just might disappear altogether, in a blink of an eye!

Send your nature-related questions to naturewatch@austin.rr.com and we’ll do our best to answer them. Check out our blog at naturewatchaustin. blogspot.com if you enjoy reading these articles!

The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

Love Your Dog, Leash Your Dog

THE DEDICATED RUNNER Submitted by Steve Bernhardt

We love dogs—we really do. That’s why the association is committed to enforcing the county leash law on association property. According to the U.S. Humane Society, an unleashed dog has an average life span of less than four years?

Allowing your dog to run free threatens your dog’s health and welfare and the happiness it brings to you.

We also love our community.

That’s another reason the association is committed to enforcing the county leash law—so all residents may enjoy our community.

Another great way you can help everyone enjoy our community is by picking up your dog’s poop.

W

The heat is officially on in Central Texas, for the foreseeable future no matter the time of day it will be hot and often humid during our runs. Does this mean it’s time to slow down, not run as often, or simply head indoors to the gym to run? If you are a dedicated runner none of these options sounds appealing. Fortunately none of them are necessary either if we take our time to understand how to acclimatize to the higher temperatures and take the necessary measures to run safely and comfortably under the bright Texas sun.

First, it takes our bodies about 7-10 days to begin to make the physiological adjustments needed to adapt to strenuous activity in the heat. Research has shown we can become fully acclimatized in 14-days based on spending at least one hour a day in the heat. During this time our blood plasma volume increases, sodium levels concentrate, and our core body temperature decreases. Keep in mind fitter runners usually adapt quicker, as well as younger runners often do better in the heat than older runners.

Next, dress properly to maximize evaporative heat loss. Wear clothing designed for running that does not hold moisture in the fabric (hydrophobic) and encourages evaporation. Our bodies cool as the is pulled away from us in our evaporating sweat. Avoid running Blair R. Barnett, DDS, MS heat in cotton as it holds the moisture in the fabric and makes wide scale Comprehensive Orthodontic care for children, evaporation nearly impossible. Running in a soaking wet cotton t-shirt teens and adults is not cooling, it’s basting. Also, don’t forget a breathable hat to keep the 31 Blair R. DDS, MS 4Barnett, 1 sun off your head and sunglasses to fight off the negative effects of UV Blair R. Barnett, r DDS, MS ai D care for children, Comprehensive Orthodontic Ken sunlight on your eyes.

Comprehensive Orthodontic care for children, teens and adults teens and adults d Lastly, our sweat rate increases as our bodies adapt to the stress of R 1 reek 14331 hy C r 4 running in higher temperatures, because of this we need to replenish our D s 1 Brunai r Keenai D K fluids in order to maintain our effort and vital bodily functions. Water Rd eekk Rd r C is ok for shorter duration runs (30 minutes or less) but for longer efforts y CreeTX 78613 12151 W. Parmer Ln. • CedarBPark, russh y uh Conveniently located on Parmer Lane across from the Ranch atBrBrushy Creek, just North of Avery Ranch.we need to add some electrolytes like sodium chloride, magnesium, and 12151 W. Parmer Unit ATX Suite 10 12151 W. Ln. ••Ln., Cedar Park, potassium. There are many well designed hydration products available 12151 W. Parmer Parmer Ln. Cedar Park, TX 78613 78613 Invisalign Off erent Treatment Options Conveniently located on Parmer LaneNow across from theers RanchDiff at Brushy Creek, just North of Avery Ranch.

Conveniently located on Parmer Lane across from the Ranch at Brushy Creek, just North of Avery Ranch. that are tasty and effective, as well as several different ways to carry fluids to Fit Your Needs and Budget!

Invisalign Now Off ers Diff erent Treatment Options while on your runs like a hand-held water bottle or waist belt. If you are Invisalign Now ers Diff erentofTreatment Options Invisalign 5: Perfect for minorOff crowding or correction minor to Fit Your Needs and Budget! worried about the comfort of carrying a bottle while running, trust me to Fitrelapse Your Needs andretainers.

Budget! orthodontic from not wearing Cases would Invisalign 5: Perfect for minor crowding or correction of minor complete in 5 trays (3-4 months) and at a very aff ordable fee.

Invisalign 5: Perfect for minor crowding or correction of minor after a few days you’ll hardly notice it and grow thankful for having it orthodontic relapse from not wearing retainers. Cases would orthodontic frommonths) not wearing would complete 5relapse traysfor (3-4 andthat atretainers. a would very affCases ordable fee.

Invisalign 10:inGreat mild cases require up to 10 with you. complete in 5 trays (3-4 months) and at a very affordable fee.

Invisalign 10: Great cases that would require up to 10 trays (5-6 months) and atfor amild surprisingly low fee.

Invisalign 10: Great cases thatlow would Just because it’s hot and humid doesn’t mean we have to stop doing trays (5-6 months) andforatmild a surprisingly fee.require up to 10 Invisalign Teen: Invisalign be great trays (5-6 months) and at acan surprisingly lowfor fee.certain teenagers.

Invisalign Teen: Invisalign can be great for certain teenagers. what we love to do, run. Being patient and giving our bodies time to The invisalign teen product includes replacement aligners and Invisalign Teen: can be great for certain teenagers.

The invisalign teenInvisalign product includes replacement aligners and The invisalign teen product includes replacement aligners and compliance indicators. acclimatize is critical. Wearing the right clothing to protect ourselves for compliance indicators. compliance indicators.

Comprehensive Invisalign:Many Many types Comprehensive Invisalign: typesofofcomprehensive comprehensive the sun and encourage evaporative cooling is a must. Fluid replacement Comprehensive Invisalign: Many of comprehensive casesbe cansuccessfully be successfully treated withtypes the system cases can treated theInvisalign Invisalign system cases successfully treated with with the Invisalign system insteadcanofbe traditional braces. in order to maintain proper hydration is necessary to avoid heat related insteadinstead of traditional braces. of traditional braces.

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RANCH AT BRUSHY CREEK

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The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

Hosting an Exchange Student Did you ever wonder what hosting a foreign exchange student is about? Well here it is in a nutshell….

Hosting an exchange student is a great way to learn about another country and culture without leaving your home town. It provides a cultural exchange experience for the entire family while providing a student from another country with a slice of American life.

Hosting an exchange student is like adding an international branch to your family tree. Many host families develop lifelong friendships with their exchange students and keep in regular touch with them. Some even visit them in their home countries, or invite them back for weddings and graduations Hosting an exchange student provides your family, your high school and your community with a direct window into another country and culture, providing an opportunity for

50%

life-long learning.

Families of all shapes and sizes can host an international exchange student. We’ve had host families with young children, no children, high school aged children – as well as empty nesters and single parent households.

Ayusa is a non-profit based in San Francisco that promotes global learning and leadership through foreign exchange and study abroad programs for high school students from around the world.

For more information about hosting a high school foreign exchange student, please contact your local representative Vicki Odom at 832.455.7881 or vodom@ ayusa.org or Ayusa at 1.888.552.9872 or by visiting the website at www.ayusa.org.

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The Ranch at Brushy Creek HOA Newsletter - July 2015

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RANCH AT BRUSHY CREEK

Please remember to pick up after your pets and “scoop the poop.”

We can help you get the most out of your health insurance.

He cares about your health and your schedule.

NOW ACCEPTING PATIENTS AS EARLY AS 7 A.M.

RON MCGAUGH, M.D.

When you need to see a doctor, it’s not always easy to fit an appointment into your busy schedule. That’s why Dr. Ron McGaugh will see you as early as 7 a.m. and also accepts same-day appointments. Dr. McGaugh provides a wide range of services, including checkups, treatment of illnesses, and the management of chronic health conditions.

He accepts most insurance, including Medicare. Ask about services your plan may cover at no cost to you. To schedule your appointment with Dr. McGaugh, call 512-528-7420.

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The Ranch at Brushy Creek HOA Newsletter - July 2015 5/1/15 9:31 AM

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RANCH AT BRUSHY CREEK

Mental Health

Break Submitted by Steve Bryan

Who doesn't love a vacation? For many, vacations are a staple of summertime. But have you ever wondered why vacations make us feel so good? Sure, it's the adventure, seeing the sights, having new experiences. It is also about stepping away from our daily routines and taking a break from the mundane grind of daily life. So it may not be surprising to learn that vacations are wonderful for our mental health and sense of well-being.

In terms of brain science, the benefits of vacations are rooted in the idea of novel experience. Our brains love novelty. Our brains thrive with new experiences and flourish when presented with new sights, sounds, smells, ideas, and adventure. In addition, sharing these novel experiences with another person, like your spouse, family, or friend expands the dynamic of novelty while deepening your mutual bond and connection with another.

As we age, we can develop a sense of “been there done that" and lose our childlike wonder of the world. We can easily fall into a rut because our brains are also designed to simplify and generalize our experience. When we learn something new, our brain tries to integrate it into the mind and move on. As a result, over time, the experiences that once brought us joy and excitement, may no longer do so.

So a vacation is an easy way to re-ignite our sense of awe and wonder. But a far-away adventure is not the only way to experience novelty. Anything that creates a shift in your routine can have a similar effect.

Simply taking a walk, connecting with a friend, trying a new restaurant, or even a new dance/yoga class can stimulate your brain toward a more healthy sense of well being. There are infinitely more ways to incorporate novelty into our lives, but before the summer ends, why not take a vacation?

Steven Penn Bryan is a Licensed Professional Counselor Intern at Center for Relational Care, 2312 Western Trails Blvd., Austin, TX 78745. He is supervised by David Burleson, LPC. (512) 492-6200. www.relationalcare.org

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The Ranch at Brushy Creek HOA Newsletter - July 2015

CHOOSING A CAREGIVER FOR AN ELDERLY PERSON The task of choosing a caregiver for an elderly person can seem intimidating, and often falls to a close friend or relative. Questions arise from how to vet the right person for the job, to choosing the best professional agency.

The first thing to consider is the type of services needed: whether the elderly person needs a companion type service, assistance with activities of daily living, or more skilled nursing needs. If the needs are for a companion, there might be a neighborhood friend available to fill the position. It’s important to meet with the applicant to make sure there is a clear understanding of the job description, rate of pay and that there is an employment contract in place. This avoids any misunderstandings in the future.

If more assistance is needed with activities of daily living, such as bathing, dressing, eating and so on, it may be advisable to choose an agency that can provide trained personal. Make sure these employees are insured and bonded through the agency.

These caregivers also engage in light housework activities, and it’s also important to know if they will provide transportation for the client to doctor and other medical appointments if needed.

Some agencies will provide transportation with a waiver, but if the caregiver is to use a family vehicle make sure that correct vehicle insurance is in place.

A trusted person representing the client should be present at the interview with the agency, and with the proposed caregiver to make sure that the person is a good fit. Make sure that the agency has performed a background check and that the caregiver has provided good references.

Cost is usually a key factor when choosing caregiver services, but the lowest priced services may not always be the best fit. It’s always a good idea to shop around and compare agencies in your area.

Lastly it’s very important that an outside person keep a watchful eye on the situation with a caregiver and elderly person, for possible abuse and neglect. The agency should be notified immediately of any problems. Unfortunately our seniors are vulnerable in our society and need help to stay safe.

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RANCH AT BRUSHY CREEK NOBODY IS DROWNPROOF WATCH & KEEP KIDS IN ARM’S REACH COLIN HOLST

www.colinshope.org

THESE TIPS CAN SAVE LIVES

CONSTANT VISUAL SUPERVISION

LEARN TO SWIM

CHECK WATER SOURCES FIRST

WEAR LIFE JACKETS

PRACTICE DRAIN SAFETY

MULTIPLE BARRIERS AROUND WATER

BE SAFER IN OPEN WATER

KEEP YOUR HOME SAFER

LEARN CPR

LEARN MORE: www.colinshope.org/RESOURCES DROWNING IS THE NUMBER ONE CAUSE OF ACCIDENTAL DEATH FOR CHILDREN UNDER FIVE, AND A LEADING CAUSE FOR CHILDREN AGES 1 - 14.

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Children under the age of five are often at highest risk.

24 Texas children have already lost their lives to drowning in 2015

DROWNING IS PREVENTABLE Copyright © 2015 Peel, Inc.

The Ranch at Brushy Creek HOA Newsletter - July 2015

15

Sudoku

The challenge is to fill every row across, every column down, and every RANCH AT BRUSHY CREEK 3x3 box with the digits 1 through 9. Each 1 through 9 digit must appear

SUDOKU

View answers online at www.peelinc.com DOWN ACROSS 1. Incline 1. Tack 2. Change 5. Giant 3. Small particle 9. Philippine dish with marinated 4. Compass point chicken or pork 5. Night bird 11. Journalist's question 6. Body snatcher 12. Tiny insects 7. Cultivate 13. Cut of beef 8. Volcano 14. School group 10. Change into bone 15. South 16. Musical productions 17. United States 18. Canadian prov.

18. Bottle need 19. Palladium (abbr.)

20. Upset 20. Many 22. Cow's chow 21. Perfect 23. Year (abbr.)

22. Captain (abbr.)

24. Computer makers 24. Institution (abbr.)

27. Brews 25. Swain 29. Sleep disorder 26. African country 31. Parent teacher groups 28. Fast plane 32. Strong rope fiber 30. Pastry 33. Bend 34. Decorative needle case © 2006. Feature Exchange

only once in each row across, each column down, and each 3x3 box.

BUSINESS CLASSIFIEDS FOSTER FITNESS AND FUN ALL SUMMER – Keep kids active at our Kinderdance Austin mini dance camps July & August or weekly dance and gym classes conveniently located at Cedar Park Recreation Center. Skip on over and join the fun! 512-4015516

Classified Ads

Business classifieds (offering a service or product line for profit) are $50, limit 40 words, please contact Peel, Inc. Sales Office @ 512-2639181 or advertising@PEELinc.com.

Sudoku

2007. every Feature column, Exchange and The goal is to fill in the grid so that every©row, every 3x3 box contains the digits 1 through 9. Each digit may appear only once in each row, each column, and each 3x3 box.

Now here's a

Sweet Idea!

Download the Peel, Inc. App © 2006. Feature Exchange

Search “Peel, Inc.” in the the AppStore

16

The Ranch at Brushy Creek HOA Newsletter - July 2015

Copyright © 2015 Peel, Inc.

RANCH AT BRUSHY CREEK Checking accounts that come with a signing bonus.

NOT AVAILABLE ONLINE

At no time will any source be allowed to use the The Ranch at Brushy Creek HOA Newsletter contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from the The Ranch at Brushy Creek Home Owners Association and Peel, Inc. The information in the newsletter is exclusively for the private use of The Ranch at Brushy Creek residents only.

DISCLAIMER: Articles and ads in this newsletter express the opinions of their authors

Open a checking account at your local UHCU branch, and we’ll give you a signing bonus up to $100 in cash.

and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication.

All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser. * The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising. * Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes

Visit us today at our Cedar Park branch location 1801 E. Whitestone Blvd.

Cedar Park, Texas 78613

United Heritage Credit Union

We’re making banking personal again.

Learn more at uhcu.org/signingbonus

no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction. * Under no circumstances shall the publisher be held liable for incidental or consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, except as limited to liabilities stated above.

Copyright © 2015 Peel, Inc.

Eligibility for Signing Bonus offer applies to new membership accounts opened between May 13 and July 31, 2015 that meet the following requirements: savings account opened with $1 minimum deposit and checking account opened with $100 minimum deposit. Account must be established at a United Heritage Credit Union location. One Signing Bonus and United Heritage goodie bag per new membership. Goodie bag supply is limited and available only while supplies last. Signing Bonus may be reported on member’s year-end 1099-INT statement. Employee, Employee Household and Board Member accounts are not eligible. Terms and conditions apply. See uhcu.org/signingbonus for full details and account-related fees.

Federally Insured by NCUA

The Ranch at Brushy Creek HOA Newsletter - July 2015

17

RANCH AT BRUSHY CREEK

Color the drawing below and mail the finished artwork to us at: Peel, Inc. - Kids Club, 308 Meadowlark St, Lakeway, TX 78734-4717 We will select the top few and post their artwork on our Facebook Page - Facebook.com/PeelInc. DUE: July 30th

Be sure to include the following so we can let you know!

Name: _______________________________(first name, last initial)

Age:________________

RB 18

The Ranch at Brushy Creek HOA Newsletter - July 2015

Copyright Š 2015 Peel, Inc.

RANCH AT BRUSHY CREEK

Copyright © 2015 Peel, Inc.

The Ranch at Brushy Creek HOA Newsletter - July 2015

19

RANCH AT BRUSHY CREEK 308 Meadowlark St. Lakeway, TX 78734-4717

PRSRT STD U.S. POSTAGE

PAID

PEEL, INC.

RB

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The Ranch at Brushy Creek HOA Newsletter - July 2015

Copyright © 2015 Peel, Inc.