SCOT Analysis

SCOT ANALYSIS Analysis of Strengths, Challenges, Opportunities & Threats*

Strengths

• Our people, our board, staff, volunteers, partnerships • We have better resources and staff than others trying to tackle the challenges • People, resources, skill sets • History and knowledge (proven track record) • Strong portfolio • Steadily improving reputation of PHFH, and how we are perceived by community - overcoming misperceptions, winning parade of homes, and overall product improvements • Underlying mission and principles

Opportunities

• Re-group as a staff • Cultivation of benefactors • Align the team and the board, specifically the new

ED and team, with on the top goals • Determine the viability of third-party mortgages • Urgent housing needs in this community • Growing need for workforce housing • 3rd party mortgages • To be of significant partner/player in the 500 affordable homes project • Reengaging Church support - increase partnerships

Challenges

• Transition of the new corporate culture and the CEO in the coming year • Face the reality of our financial future • Implementation of objectives with current staff limitations • Increased awareness to bring better understanding of what we do • Building needed strategic alliances and partnerships • Refining systems and processes to eliminate homeowner failures • Create the right organizational structure with the right people • Ongoing communication with cross-department interaction

Threats

• Land and building costs • Decreased funding opportunities • COVID 19 • Continue to improve the community’s perception while we increase operationally (business of the business) • Evaluate the post-pandemic world and our role in it

*These were generated during the board leadership dialogue planning meeting in August 2020.