Jose Arcos Level 6 Portfolio

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Table of contents Portfolio letter Response Essay Explorative Essay Interpretation Essay Argumentation Essay Research paper essay Thank you letter


José Andrés Arcos


Universidad de Investigacion de Tecnología Experimental Had. San José s/n Y Proyecto Yachay Imbabura, Ecuador July 13, 2016 Dear Portfolio Reader,

I’m currently taking the Level 6 English course at Yachay Tech University. This letter is a reflection of my experiences, and it shows how I improved my English and the skills I acquired. This semester was kind of hard, I have to tell. My Lv5 was not so tough to me as Lv6 has been. I had great experiences, which doesn’t mean I did not struggle. The principal thing that has left a mark on me is working in groups. I really liked the idea of working in work with my partners, because it makes us share and respect our opinions. I also liked a lot the inclass reflections and conversations about a given subject, because it is an excellent way to develop our critical thinking, see the bad and good side of the subject and have a position about it. It is important to remark that the presentations and essays were a key step in our develop as an English speaker, it helped me a lot to realize what I had to work in and what I was strong in. At the beginning of the English course I was expecting something different. I did not expect Lv6 was going to be so hard to me, I was expecting something easier. I really was not expecting to write 4 essays and a research paper, nor doing so many presentations. I thought level 6 was going to be more speaking than writing and homeworks. Even though I did not met my expectations I am really thankful for all I learned and how a improved my English level (and even as a person) class after class. To be honest, I was not used to Professor Matthew’s way of working. Through the semester I learned I had to always be in class, do not


be late and always listen to others when they talk. I understood the importance of listening to others and giving them the respect they deserve, even if you disagree with what they are saying. I could say the skills I learned are: being more critical when giving opinions about an specific subject, work and collaborate in group and always respect everybody. Now, I feel confident and secure. Practicing English everyday made me get so used to it that I sometimes I even think in English! I am very satisfied with my English level in general, including my speaking and writing skills. If you asked to do a scientific paper or a scientific presentation (about whatever topic you wanted) I would definitively do it. I have to say that I would not feel the way I fell if it was not for Professor Matthew and all the activities we made. It was really helpful to work in group and express our thinking, it helped me see different perspectives and improve mine. The 6 presentation were very helpful too, specially the debate in class, it was a key presentation because I helped us prove ourselves that we can do whatever we want and we have the tools we need to keep progressing. Through this experience, now I have learnt that preparing essays and presentations with anticipation is the best way. I have learnt that everything in life requires effort, nothing is free, but after the storm comes the rainbow, meaning that every effort comes with a regard. Thank you for reading my reflection and experiences, hope you liked it.

Sincerely,

JosĂŠ AndrĂŠs Arcos



Jose Andres Arcos Pareja Yachay Tech April 29, 2016 Response Essay Can you call it a “investment in education”?


Can you call it a “investment in education”? What would you do to recover all the money you spent on college the last five years when you finally get your title and the only work you were accepted in is as a cashier in Mc’Donalds? That was just an example, but most of the undergraduate students are actually facing a similar problem, in which they do not neither have where to work or they are employed in jobs that don’t require any academic preparation. Adding the burden of their college loans to the point mentioned before, practically make us think that education is not a good investment and that we are never getting the time and money we spent back(Leef,2013). A study made by sociologists Richard Arum and Josipa Roksa concluded that more than a third of recent college graduates had coasted through all those years without adding any personal value or professional skills to their human capital. As a consequence, reports made by employers often show that graduates that are applying for jobs are weak in basic skills and are numerous (Leef, 2013). The principal problem is society, which have been brainwashing the students and make them believe that a college degree will increase their value and skills. As a result, universities are basically dropping a high percentage of the graduated people without professional skills and human capital for a very high cost, and leaving them with a big debt (Leef,2013). However, several people still think education is a good investment and higher education boosters are proclaiming that obtaining a college degree is undoubtedly “worth it” and something that will make them recover all the money they invested (Leek, 2013). A good example is a recent study made by the Public Policy Institute of California, which supports that earning a college degree “remains a good investment”. The main problems with the study mentioned before (and lots of them) are: the use of data based on the earnings of graduate students from decades back, thus making the people draw a conclusion about possible future conditions based on that old data; and the comparison between the average earnings of the


people with a college degree and the people with no college degree, creating false expectations about earnings from decades ago and from a different era (Leef,2013). Let’s consider three types of students: The first student was very diligent in all his school’s years and enrolls in a college with an excellent academic foundation. He concentrates in learning as much as he cans and in acquiring professional skills. After his graduation, he obtains a job in the field of his major and continues advancing. As a result of his effort, the first student reached his goal and college was worth it (Leef,2013). Put your commentary here. The second student, on the other hand, coasted through high school and has a little of interest for academic pursuits. Ends up enrolling in a college because he has heard that earning a college degree will make him valuable, and coasts through college obtaining his degree in some undemanding field. After graduating, the only job he could find is working in a fast food restaurant. For the second student, going to college was a waste of money and time and he possibly will not recover what he invested (Leef,2013). Finally, the third student was very good in high school, but instead of enrolling college, decides to earn several badges and certifications in fields he is interested in, such us Spanish and International Business. He assembles an online portfolio with all the badges and certifications he earned and finally gets a job in an important business company in the country. The third student is a clear example that personal value and professional skills (which can be acquired whenever you want) are the most important things (Leef,2013). Today’s market is completely saturated with college graduates, thus making them hard to find a job and recover the time and money they spent on college. It is important to remember that educational boosters often show obsolete data and that employers pay based on the productivity of his employee and not for earning a degree. Additionally, there are lots of negligent students who just want go to college to get a degree, and as a result the society is


forgetting the importance of the personal value, which should be taken into account and added by every college student in order to be a better professional. College itself is not a good investment, it is just an opportunity, each person has, to acquire personal value and professional skills (Leef,2013).


References: Leef, G. (2013). Don’t buy the hype, College education is not an investment. Retrieved from: http://www.forbes.com/sites/realspin/2013/06/12/dontbuythehypecollegeeducationisnota nin



Education’s unequal opportunities. José Andrés Arcos Pareja Explorative Essay Lv6-003 30/06/2016


Education’s unequal opportunities. Imagine you are an average 18 years old student who is going to a public university, and you are really excited to initiate classes. You were really hopping to have an equal education and the same opportunities that other prestigious universities provide. You end up facing the truth of the actual education and realizing that several factors affect education equality. Unequal opportunities are no longer something to be surprised of, in fact there are several events, such as race and economic extent that are directly related to the inequality in the educational system. What is the problem? An important thing to take into account is: the age of the actual educational system. The actual educational system was designed centuries ago, and therefore it was useful centuries ago. Nowadays, we are facing an educational system that offers different opportunities according to race and economical status. Linda Darling-Hammond express in her article that the US educational system is one of the most unequal around the globe and their students receive different learning opportunities based on their social status (DarlingHammond, 2016). Studies show that student’s achievement and education quality is influenced and determined by the following factors: number of students per class, amount of color student per class, money invested in that school, quality of teachers and a challenging curriculum. The problem is we are working with an obsolete system in which the ten percent of wealthier schools invest 10 times more money than the poorest ones, thus creating disadvantages for students that do not belong to that ten percent (Darling-Hammond, 2016). Why is it a problem? As a result, it has become a serious problem to face. In general, minority schools are more likely to have colored students, class sizes are 15% bigger than overall schools, its materials do not cover basic needs, present lower-quality curriculum and teacher’s selection


tend to be bad regularized, making them less effective in teaching (Darling-Hammond, 2016). All the points mentioned before, affect colored race, affect a complete development of a country (in this case the US) and and keep stopping the educational advance and equality. What is being done to resolve the problem? Fortunately, the National Commission on Teaching and America’s Future issued a set of policies to make sure education level raise and remain equal among the country. Additionally, twelve states are now working with the commission to level up and regulate teacher’s quality among states, and have a better control and distribution of the resources (Darling-Hammond, 2016). With this changes, the US is basically attacking the problem from the root, trying to reach a system in which all schools are equalized, offer the same opportunity for every student, regarding the race and social-economic status. Conclusion: In summary, education is one of the most important pillars that maintain a united country united. Our current educational system is obsolete and full of errors and unequal opportunities that do not let a correct development. The most important factors that affect the equality in education are: a bad distribution of resources, low-quality curriculums and teachers, large amount of students per class and an imaginative thought that make private schools better than public ones. Inequality in education can definitely be definitely threated and solved by a set of agreements focused on a better money management and a more controlled teacher selection system.


References: Darling-Hammond, L. (2016, 03 29). Unequeal Opportunity: Race and Education. Spring 1998 .



How can a Can change the art perspectives of the ‘60s? José Andrés Arcos Pareja Interpretation Essay Lv6-003 30/06/2016


How can a Can change the art perspectives of the ‘60s? "Making money is art and working is art, and good business is the best art."- Andy Warhol. For Andy Warhol, business art is a step that comes after art. Well, this is evident in his life because he started out as a commercial artist and he finished as a business artist. Warhol did this kind of art in order to become a recognized artist as well as a businessman. In addition, he lived in an era dominated by ideas of hippie groups. These groups rejected the concept of business, for example they said “working is bad” or “Business is from hell”. However, he thought that art is a good way to gain money. How can a Can change the art perspectives of the ‘60s? Warhol's art resonated in the cultural life of the sixties; a time when Americans were aware of advertisements because they experienced the first stage of consumerism. Andy Warhol noticed it and focused on the culture of mass production appealing to consumer's knowledge of brands. Based on that he created the Andy Warhol’s “Can”, (the first time you mention the piece, use the full name) which might seem very simple, but such a simple thing had an effect in US society and in the art of that decade. The painting is from a decade in which US feels like a new US showing no restraint for the new consumerism. After Warhol published the series of pictures, he began a new pop era and created the Warhol's style in pop. His paintings were so famous that celebrities start wearing shirts with the picture on it. He created tendencies and a better understanding of consumerism and how it was governing the ‘60s. Good ideas here, but what exactly is your thesis? Campbell’s Soup Can is the most famous painting from Andy Warhol. It may look very simple, it does not even look like a painting, but the truth is that there is an historical and economical context behind it. The publication of his painting is directly related to the economical context of the ‘60s, and as a result he decided to paint the Campbell’s Soup Can. He also introduced a new printing method along with the publication of his most famous painting, the semi mechanized screen printing. His painting was so famous that famous


people started to wear shirts with the Campbell’s Soup Can printed on it. As a consequence, a new art movement was created: Pop Art. Andy Warhol through his modest picture, “Campbell’s Soup Can”, gave us a deep message because the picture meant how the consumerism was going to change the historical and economic situation of USA in the ‘60s. Okay, here is your thesis. “Campbell's Soup Can” is a simple picture that revolutionized people's perception of art and gives as a deep message about the influence of consumerism. Andy Warhol introduced a different kind of art in the ‘60s called Pop Art, which is related to use ordinary images from the daily life and stand out specific aspects of those. An example of Pop Art is the simple picture Campbell's Soup Can that shows the situation of USA in the ‘60s. Warhol revolutionized the concept of art perception because he introduced a new technique of making art that consists on semi mechanized screen printing process, this happened contemporaneously with the introduction of mainframe business computer systems that increased technological development in machines. Additionally, through this picture Warhol told to the world about the influence of consumerism in the society where a product was consuming by everyone from the riches to the poor people, explaining the perfect achievement of capitalism. When the Campbell’s Soup Can appeared in a gallery in 1962, the United States was experiencing two important events that marked the entire decade of the ‘60s. These events were the Vietnam War and the Civil Rights Movement. They showed the contrast of ideas between conservatives represented by senior adults and liberals represented by young people. In this scenario, people who lived the effects of the WWII (veterans and factory workers) defended the traditional values and customs, and on the other side, the rebel youth mainly the children of those veterans urged social changes and progressive reforms. While Vietnam War


demonstrated the polarization of the world in two polar opposite: Communism and Capitalism, the US adopted a strong variant of Capitalism known as Consumerism (Walsh, 2010). The adoption of Consumerism was promoted by Baby Boom generation, a generation of young people born after World War II with a compulsive necessity to buy products that were offered by companies. Another aspect of the sixties was the emergence of groups that defended the rights of minorities. Then Civil Rights Movement flourished in the decade of the sixties due the compromise of intellectuals and, mainly, young people to defend the rights of African Americans. The aim of these liberal groups was to gain the equality between white majority and the black minority. At the same time, these young protagonists tried to achieve their own ideas according to a culture of liberalization: government relaxation on drugs, expression of sexuality, and others forms of personal expression. Both Vietnam War and Civil Rights Movement left a mark in the identity of the American society of the ‘60s, especially in a liberal youth which fought for reforms and new ways of expression and lived in a consumer culture. This is good context, but remember, you want to bring it back to the thesis, even if just a brief mention of “consumerism” and how this would set the stage for Warhol’s work, which would be a good transition to the next paragraph. Warhol captured the very essence of consumerism in his art, and this is directly related to the drastic changes in the American economy of the ‘60s. In that era, the United States were passing through many terrible crises such as: the post-WWII crisis, the Cold War, and the early beginnings of the Vietnam War. The unemployment rates were 6.8% at the beginning of the decade, and the stock market was hardly affected by this. But a drastic change came since the government of John F. Kennedy took place. Kennedy imposed tax cuts for saving the economy; this allowed big companies to invest more money in hiring people and raw materials for production instead of paying taxes. That smart trick boosted the production of the industries. New big industries were created, such as: chemicals


manufacture facilities, automobiles production factories, electric goods fabrication parks, mass production of canned food, etc. The new plethora of goods and services generated by the new industries increased the overall supply of the economic system. What happens next is an increase of the economic demand due to the fact that new innovative goods and services were available for the public and more people were able to afford them. The synchronic increase of the supply and demand skyrocketed the economic growth of the country. Thus, leading to a big boom of the economy and achieving an unemployment rate of 3.6% at the end of the ‘60s (United States Department of Labor, n.d.). And because of the great availability of goods and services, people started to buy more things than the ones they really needed; giving birth to the Consumerism. Andy depicted the consumerism of the ‘60s by capturing one of the most mass-produced and mass-consumed thing he saw, the Campbell’s Soup Can. In conclusion, even though Andy Warhol’s “Can” can be easily depicted as a normal or common painting, but it actually has such a complex meaning and history behind it. It was such a popular painting in the ‘60s that it had created tendencies in the ‘60s and even introduced a new printing technique. The ‘60s had a big influence in his publication, because it was a period ruled with high incomes for the US population and it was ruled by consumerism. Andy Warhol’s Campbell’s Soup Can can has several meanings, but the most obvious objective, was to show people how consumerism was going to change forever the USA economy.


References Ben, B. (n.d.). Critique of History: Ben's blog. Retrieved June 15, 2016, from The U.S. Economy in the Wake of the Economic Crisis of 1957-61: https://critiqueofcrisistheory.wordpress.com/the-five-industrial-cycles-since-1945/theu-s-economy-in-the-wake-of-the-economic-crisis-of-1957-61/

McCorquodale, S. (May 1, 2015). How Andy Warhol change the world of fashion with a can of soup. Retrieved from: http://www.bbc.com/mundo/noticias/2015/05/150430_vert_cult_andy_warhol_ropa_ mo da_yv

PBS. (2012). PBS Web Site. Retrieved June 16, 2016, from American Experience: http://elcoushistory.tripod.com/economics1960.html

United States Department of Labor. (n.d.). Retrieved June 16, 2016, from Databases, Tables & Calculators by Subject: http://data.bls.gov/timeseries/LNU04000000?years_option=all_years&periods_option =specific_periods&periods=Annual+Data

Walsh. K. (2010). The 1960s: A Decade of Promise and Heartbreak. U .S. News & World Report. Andy Warhol Biography, Art, and Analysis of Works. (n.d.). Retrieved June 16, 2016, from HYPERLINK "http://www.theartstory.org/artist-warhol-andy.htm" http://www.theartstory.org/artist-warhol-andy.htm



Is it ok to practice censorship in schools? José Andrés Arcos Pareja Argumentation Essay Lv6-003 30/06/2016


Is it ok to practice censorship in schools? Education is nowadays, the most powerful tool of a country. When you were a baby, you began a process in which you acquired different knowledges at different levels of complexity. Educational content is supposed to be free (most of them in school) and of instant access, but what happen when a censor (teacher, parents and many other) put a restriction on what they think is offensive and inappropriate? Would education be fair and free enough? Censorship is a phenomenon that needs to be improved in order to have a better education system (Petress, 2016). Having a restriction on certain words and images, is in other words, a restriction of knowledge. Most of the time, kids really want to know what is happening around them, and they actually need to get involved with their surroundings. Thus, putting a restriction on what they want to learn will make them want to know more about it. For example, the Yellow Medicine East school district pulled the book: “Little house on the Prairie” because a single parent argued that the book contained racially offensive material about native Americans. This case was taken to NCLU and argued to the board that educators should take advantage of the content because it is an opportunity to discuss relevant information about racism. Why was the parent trying to censor that book? There is no better way to learn about racism’s history and role in your country than writing it and discussing it (Petress, 2016). A big issue is due to change of time and society. This can be very confusing because teacher and libraries, students and parents turn over through the years. Probably 50 years ago parents approved this article but now, they probably will not approve it and so. Ken Petress expressed in his article: “Authorities thus have a moving target they are constantly expected to evaluate and please.” and that is true. Let’s go back to 1972, when the Strongville Board of Education (Ohio) and refused to approve Cat’s Cradle, God Bless You, Rosewater and Catch22. The board believed the book had adult content and were not suitable enough for a school


curriculum. The books were removed from library shelves, but them 5 families claimed that schools official did not had the authority over their students and called it “unconstitutional”. Two year later, judge Robert Kropansky ruled that school board did have the authority to select and remove books from the library and that they had enough experience to determine it. Finally, the US court of Appeals for the sixth circuit amended the lower court’s ruling by arguing that Ohio’s law gave the board the authority to to select the books but no to remove them. Consequently, the books removed two years ago were placed back on library shelves. This is a clear example of how confusing a censor can be for students and even for school’s authorities. It harkens back to the change of time and society problem and brings instability to students (Petress, 2005). At some point, censorship is understandable and generally acceptable. It is normal to parents and teacher to care about what their children receive. Even, they are obliged by their legitimate positions to take that role. “Schools censor believe that censorship is the most expedient, safe and familiar way to keep inciting or seditious words or images out of reach of students, that may contradict what is intended to be taught in classes.” (Petress, 2005) In most cases censorship has overpassed its limits and authority. Of course there is content students should no t learn, like porn or bad words, but historical content about racism or the life of a Puerto Rican Harlen resident? Censorship is restricting a great amount of rich knowledge and preventing a complete learning from students. In conclusion, most of the time censorship is not well used. The restriction of books and images that contain rich information is very common nowadays. Of course teachers and parents can be understood when they try to protect their children from hazard content, but most of the time, it is just not the right way to do it.



Education: An investment or not? José Andrés Arcos Pareja Yachay Tech University July 7, 2016


Education: An investment or not? “Education is the most powerful weapon which you can use to change the world.” Nelson Mandela. Education has existed since men’s appearance, it is a natural process and nowadays, the most powerful tool a country can have. The techniques and methods used for education have evolved through the years, making it a strong and secure system. Education has become so common nowadays that in some places you can get it for free and even study through the internet, yet it is a permanent requirement for almost every job application. A country without education will not be able to have a complete development and take advantage of all its human capital. Education is one of the principal bases of a country, if a country’s education is not good enough it will not progress and eventually, fall. It has become a need for almost every country in the world, thus making it very competitive and desired. Furthermore, some people still think education do not deserve too much importance and do not consider it as a good investment. However, education is actually really important and a great investment, because it provides a country the tools needed to develop. Sylvia Porter once said: “Invest in yourself, in your education. There’s nothing better.” Education is the power of the future. As mentioned before it is one of the principal bases of a nation and therefore, should be relevant for all the population. But education is not just good for children, it is good for the whole nation (Brandt, 2015). Why do you think United States have had such a great economic status and a great scientific extent? Why do you think it is considered one of the top’s great powers today? United States passed through a long process of changes, in which education was greatly improved, and thanks to that improve it is what it is now, a top great power. Education has a great power, it can put people on a path towards good health, empowerment and employment. It is designed to help societies and make them better time after time. Some studies show that


a year of education boosts a person’s income by 10 per cent and increases a country’s GDP (Gross domestic product) by 18 per cent. The problem is we are not taking complete advantage of education, we are actually facing a crisis. For example, in 2015, more than 120 million children were being uneducated and an estimated 130 million children could not read or even count despite they were passing through grade 4. And it gets worse, most of the children that were unable to get educated, could not do due to their family’s economic status and disabilities. More than half of the children who do not go to school live in conflictaffected countries. The data presented before, shows the reality of education and the real necessity of an investment in education (Brandt, 2015). When education is correctly applied and has well defined its objectives, the outcomes can be gratifying and satisfy population’s needs. First of all, education reduces poverty, seems very logical but, this is such a powerful fact that if all students of low-income countries left school with basic reading skills, at least 171 million people could leave poverty. Second, it saves children’s life, for example, in sub-Saharan Africa, approximately 1.8 million children could have been saved if their mothers had a least secondary education. It Reduces child marriage, if all girls had at least secondary education, child marriage rate would drop by 64%. And finally, makes people healthier, most of the children of educated mother are more likely to be vaccinated and lees likely to be stunted. I could continue presenting more benefits of education and giving you more reasons to believe an investment is needed now, but the facts presented before are strong enough to prove why we need to invest in education and all the benefits we are avoiding nowadays. As everything in life, investment in education is also seen as something bad and risky. Jonathan Foster, for example, express in his article “The risks of investing in a college education” that a college education is part of the American dream, but with today’s economy it is important to rethink that idea. He believes that even though education is good for society


and it has several benefits, we have to make sure that the costs do not overpass what society, in general, can afford. Foster states that the problem is that not all the graduate students will be able to get back what their parents spent in their education and actually, in private institutions, more than 80% of students are incurring debts. His calculations show that a college graduate who earns $40.000 a year and gets raises equal to the inflation rate, faces a 10-year payback for a state university degree and a 16-year payback for a private institution one (Foster, 2015). Also, George Leef states in his article that Education cannot be considered an investment. He states that educational boosters are continuously proclaiming college’s benefits and saying it is “still a good investment”. Leef presents data from the technique used by educational boosters to compare earnings of workers who have college degrees with average earnings from workers who does not: using data from decades ago. Finally, he puts an example, in which he compares three different types of students: a student who really like being in college, a non-studious student that is in college just to get a degree, and a student that decides to study by its own; concluding that not all students take advantage of the chance of being in college and student community is so big that they cannot assure an equal education, thus not being a good investment (Leef, 2013). I am conscious that there is no perfect student and not all of them go to college because they really want to learn and study. I am also conscious that education is unequal and colleges offer their services for very high prizes and not all students can afford their services. But I am pretty sure that education is the hope of a country, and it is something needed to achieve success. If education were not a good investment, we would have a country without educated people, full of ignorance and without hope, but we do not. We live in an industrialized world that is progressing day after day thanks to the facilities generated by education’s fruits. If education were not a good investment, then why we have such an


advanced technology? Why do not we have illiterate population? Why do medicine has advanced so much until now? Did we waste our money or did we invest? Given these realities, some education’s aspects can be improved in order to make it more equal and affordable for students and parents. First of all, learning should be measured, not time in classroom. Have completed all the credit hours does not mean a student have enough skills and the knowledge required to graduate. The problem is our actual educational system is designed to measure time in classroom, perhaps a re-adjust in the system could solve the problem. Second, improve financial aid. Financial aid is a really important part on a student’s life because it helps (helps the student or student’s family) to cover most of the cost of college and makes it more affordable for students. Financial aid should be more flexible, letting students draw it down to account for unanticipated costs, and when students take on a debt, it must be repayable at a fair amount of time. Finally, help parents and students to take better decisions. Schools and colleges should show what they really are and what they really offer. Students and parents should have access to information about institutions’ outcomes, such us graduation rates, debt levels and alumni salaries, thus making it easier to students and parents to decide where to study (Merisotis, 2015). In conclusion, education have a large history and an even larger importance behind it. It has evolved through the years in agreement with population’s needs and became one of the principal bases of a nation. From education we get the other stuffs, such as technology, art and social media. It is important to remember that without education we would not have the technology and facilities we do have. A correct application of education can leave great outcomes, such as reducing poverty and having a healthier society. And, even though education is offered at very high prizes, measures time instead of knowledge and is being unequal, it can be workout and solved. Do not forget we are the society we are, thanks to


education, from education we got it all. If you still believe education is not a good investment, then try ignorance (Financial Mentor, np).


References. Brandt Y. (2015, January 22). Education: the most powerful investment in our future. Retrieved from: https://blogs.unicef.org/blog/education-the-most-powerful-investmentin-our-future/ Financial Mentor. (n.p). 7 Key Reasons Why Financial Education is Your Best Investment. Retrieved from: http://financialmentor.com/financial-advice/financial-education-bestinvestment/13173 Foster J. (2015, March 25). The risk of investing in a college education. Retrieved from: http://fortune.com/2015/03/25/the-risks-of-investing-in-a-collegeeducation/ Global Parthernship. (n.p). The Benefits of Education. Retrieved from: http://www.globalpartnership.org/education/the-benefits-of-education Leef G. (2013, June 12). Don’t Buy The Hype, College Education is Not An Investment. Retrieved from: http://www.forbes.com/sites/realspin/2013/06/12/dontbuy Merisotis, J. (2015, October 22). Yes, College Is Still a Good Investment and Here Are 3 Ways to Make it a Better One. Retrieved from: http://time.com/money/4081143/iscollege-worth-the-investment/ Tresidder, T. 7 Key Reasons Why Financial Education Is Your Best Investment. Retrieved from: http://financialmentor.com/financial-advice/financial-education-bestinvestment/13173


Thank you for reading my portfolio. I hope you liked it. Everything you put effort in will have nice results, so do not give up and keep trying. I am not a clear example of that. I am just giving you advice. Just kidding, I am a good example. This is my life model, and day after day I work hard and improve myself as a person. Sincerely,

JosĂŠ AndrĂŠs Arcos



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