Bridgnorth Pages May 2016

Bridgnorth Pages

MAY 2016

MONTHLY BUSINESS DIRECTORY: INC: EVENTS ▪ GROUPS ▪ CLASSES ▪ NEWS ››› Find & Search Local Businesses

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››› Bridgnorth Sunday Market

p4 ››› Local Jobs

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››› Springtime Gardening

p4 ››› Phillip Dunne Update

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››› Bridgnorth League of Friends Event p5 ››› 10% off Lighting

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USE LOCAL : SHOP LOCAL : EAT LOCAL : SPEND LOCAL : ENJOY LOCAL

COMPLETE ADVERTISING SOLUTIONS FROM £19 PER MONTH: MAGAZINE: ONLINE: SOCIAL: MOBILE CALL 07734 461934 OR EMAIL CONNECTPAGESONLINE@GMAIL.COM

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Bridgnorth Business Index: Home & Ga rden

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Classes, Groups & Events

Alarm/CCTV

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D ance Classes

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Bathroom s

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Events

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Cleaning Services

5,8

Theatre & Performing Arts

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D ecking & Fencing

2,10

Lifestyle, Leisure & R etail

Electrician

1,11

Comm unity Care

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External Cleaning

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D riving School

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Flooring

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Finance

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Garden Centre

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Opticians

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Kitchens

7

Personalised Items & Gifts

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L ighting

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Places to Go

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Oven Cleaning

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Soft Play & Anim al Encounters

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Painter & D ecorator

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Taxi Hire

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Roofing

5,7

Tuition

Windows, Doors & Conservatories

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Useful Numbers: Bridgnorth Medical Practice: 01746 767121 St Leonards House Dental Practice: 01746 763245 Regency House Dental Practice: 01746 766114 Bridgnorth Library: 01746 763358 St Mary Magdelene Church: 01746 761573 St Leonards Hall Church: 01746 767660 St James Hall Church: 01746 767174 St John the Evangalist RC Church: 01746 762348 Cartway United Reformed & Methodist Church: 01746 762315 Bridgnorth Baptist Church: 01746 768129 The People's Hall Church: 01746 763846 Bridgnorth Police Station: 0300 333 3000 MP: Philip Dunne: 01584 872187 Bridgnorth Town Council: 01746 762231 Shropshire County Council: 0345 678 9000 Parish Council Office: 01902 896300 Shropshire Star & Rural Housing: Lettings: 01743 257859 & Repairs: 0333 3212200

If there are any other telephone numbers you think would be useful to the people of Bridgnorth then please contact us on bridgnorthpages@gmail.com

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The Bridgnorth League of Friends The annual train trip and fish and chip supper is to be held on Friday 27th May 2016. The train will leave Bridgnorth at 7pm and return at 10pm and fish and chip supper will be served at Kidderminster station. Please contact Susan Powell on 01746 762329 or Sheila Plain on 01746 716273 for tickets and further information.

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David Cameron’s public admission of his families tax planning arrangements have brought the whole issue of what’s legal, what’s illegal, and what’s morally correct fully into the headlights as the hot topic of discussion for this article. Let’s be honest here, nobody wants to pay more tax than they are legally obliged to pay, so the whole moral issue of what’s right and wrong is really down to personal choice. Some people think that having worked hard all their lives that taxing our pensions, our savings and finally our family homes and goods on death is a very harsh system. Others believe that the more tax everyone pays the less the burden is on the state to look after everyone who is less fortunate than those who have wealth.

My Job as an independent financial adviser and wealth manager, is to show people what steps can be taken to reduce or even eliminate the tax burden on their wealth, help them to manage the investments that they have (in a tax efficient and safe way), to set up the trusts and other arrangements that help to protect you and your family, and finally to help you to manage this throughout your life.

The Inheritance Tax issue is especially touchy as so many people really don’t understand how much they can own before the tax becomes an issue, how much they can give away, how much tax should be paid on lifetime gifts, Wills and will planning, and lastly but most importantly how to retain control of your money and still be able to have effective tax planning in place to mitigate your liability. Most advisers will tell you the basics about the fact that you have a £325,000 nil rate allowance, the fact that gifts made to family or friends should not exceed £3,000 to any one person and any number of gifts of £125.00 to anyone you like, the fact that you can make gifts over the £3,000 but the donor (the person making the gift) must live seven years before the gift becomes free of all IHT. How many will mention Business Property relief arrangements using AIM shares to mitigate the tax within two years not seven. How many will be qualified to discuss Gift and Loan trusts, Bare Trusts and Family Trusts, and be able to advise you on which is the best for you? AT FSC Investment Services Limited we have developed a strategic planning approach to IHT which we can prove will suit all people and all sizes of estate. If you are concerned that you and your family have Inheritance Tax problems then please give us a call and we will be happy to arrange an initial no cost non obligation meeting to show you how we work, explain the costs and benefits of each arrangement and then you will be properly informed and able to make the right decision for you and your family.

Please note that the following areas are not regulated by the Financial Conduct Authority - Trusts, not all tax planning and will writing.

Call: 01902 422333 or Email: info@fscinvestments.co.uk Frank Cochran - Managing Director & Independent Financial Adviser, FSC Investment Services Ltd. The purpose of this article is to provide technical and generic guidance and should not be interpreted as a personal recommendation or advice. You are not certain to make money - you may suffer a loss. FSC Investment Services Limited is Authorised and Regulated by the Financial Conduct Authority.

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LOCAL EVENTS: BRIDGNORTH 8th May: Open Garden at Lyndale House, Astley Abbotts: 2pm-5pm £3.50 adults. Part of the NGS charity open gardens scheme (also Stanley Hall on 22nd May, 2-6pm £4) 8th May: What The Trees Saw: the Dudmaston Hall resident storyteller leads visitors through the woodland weaving tales as he does Adults and children aged 6+ 10.45am-12pm 12th May: Charity Fashion Show at M & Co, 39 High Street in aid of Hope House Children's Hospice. 7pm. £5 1 6th - 21st May: Bridgnorth History Week at Bridgnorth Library – Call 01746 763358 for more details 20th-22nd May: Bridgnorth Jazz Festival at various venues throughout the town. Contact Tim Lord on 01746 765737 or 07710 242446 www.bridgnorthjazz.co.uk 22nd May: Antique & Vintge Fair at Maws Craft Centre 10-4 3rd June: Hotbuckle Productions present Emma as an outoor theatre production at Severn Valley Country Park.

Bring a picnic and chairs – 7.30pm. Tickets £12 adult, £6 child, £10 family – Call 01746 781192 11th - 12th June: Open Gardens & Quilt Exhibition – 12 beautiful gardens and exhibition of quilts and crafts from the students of Quilters Quest – 10.30-5pm - £5 entry – 01746 762849 maryfrasersalter@gmail.com TO FIND OUT HOW TO ADD YOUR EVENT PLEASE CALL 07734 461934 OR EMAIL CONNECTPAGESONLINE@GMAIL.COM

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Letter from Westminster – May 2016: After some weeks of shadow boxing, the formal EU referendum campaign finally kicked off last month and we have what will seem like a long haul until the vote takes place on 23rd June. The Prime Minister is delivering on his manifesto pledge to negotiate improved terms for British membership of the EU and then put this to the British people to decide whether to stay on these terms or to leave the EU. I encourage all constituents over 18 on 23 rd June to register to vote by 5 th June at www.gov.uk/register-to-vote. Whatever the outcome, a high turnout will settle our relationship with the EU for a generation or more. It is after all our children and grandchildren who will be most affected by this decision.

There are plenty of opinions, but few facts to rely on. Having been a member for over 40 years, the Remain case starts from the position of the 'devil you know'. The PM's negotiation has secured a special status within the EU, through excluding the UK from moves by other member states towards 'ever closer union'. This will give us the ability to decide for ourselves whether to accept or reject steps towards closer integration. Important as the political and constitutional arguments are, in today's inter-connected world, the UK benefits more than it loses from pooling aspects of our sovereignty with other EU states. This applies in standing up to Russia with EU sanctions or sharing information to keep our country safe.

But key for me are the economic and trade issues. The Treasury has been joined by most independent commentators who suggest the country will be better off remaining within the EU. If the UK leaves, we do not know the terms of access to the EU free market. There is little precedent to go on, other than existing trade relationships with non-member countries, and the Leave campaign has not settled on a preferred model. Our economy and the jobs that go with it, depend on trading with other nations. The EU is our largest trading partner. Those who say the balance of trade is to the advantage of the EU, so the 27 nations will have to negotiate favourable terms with us post-Brexit miss three vital points.

First, the UK accounts for 7% of EU exports, while the EU accounts for 44% of UK exports, so the negotiating advantage is not with the UK. Second, a vote to Leave will be unwelcome in other member states' Governments, which are likely to seek tougher conditions for UK access to the EU market in the event of Brexit. France and Germany have said as much.

Third, countries not in the EU either pay significant contributions to EU budgets (like Norway at 60% of the UK contribution per capita) or accept EU laws and regulations (like Switzerland) with no influence over how they are set. Canada has been negotiating a trade agreement for seven years, without securing access for its financial services sector.

As I write the vote could go either way. I urge readers to vote. Voting to Remain secures a brighter and safer future.

Contact Phillip Dunne on this or any other matters on 01584 872187 or philip.dunne.mp@parliament.uk

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