Codsall and Bilbrook Pages May 2016

MAY 2016

Codsall & Bilbrook Pages

MONTHLY BUSINESS DIRECTORY: INC: EVENTS ▪ GROUPS ▪ CLASSES ▪ NEWS ››› Find & Search Local Businesses

p2 ››› The Latest from your MP

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››› St Nicholas' Summer Fair

p3 ››› Half Term at Wildside

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››› K2 10 Year Anniversary

p5 ››› Springtime Gardening

››› FSC Investment Advice

p9 ››› Local Kitchen & Bathroom Deals

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Codsall & Bilbrook Business Index Home & Garden Ala rms/CCTV/Home Security Ba throoms Ca rpentry Clea ning Services Decking & Fencing Domestic Applia nces & Repa ir Electricia ns Externa l Clea ning Flooring Ga rden Centre Ga rdening & La ndsca ping Gutter Clea ning Kitchens Lighting Locksmith Oven Clea ning Pa inter & Decora tor Pla sterer Plumbing & Hea ting Property Ma intena nce Roofing Tiling Tree Surgery Windows, Doors & Conservatories

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Animals & Pets Dog Wa lking Pet Sitting

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Eating & Drinking Pubs & Ca fe Resta ura nts Classes, Groups & Events Da nce & Music Cla ss es Events Exercis e & Sport Cla ss Slimming Thea tre & Performing Arts Motoring & Transport Bodywork Ma intena nce Ta xi Service Lifestyle, Leisure & Retail Beds & Ma ttress es Childca re & Schools Community Ca re Driving School Footca re Funera l Director Golf Club Ha ir, Hea lth & Bea uty Venue Hire IT, Finance & Property Computers & Repa ir Fina nce Property Sa les & Letting

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Visiting Foot Care Service NOW available in this area Nails Trimmed Corns Removed Painful Toenails Verruca Treatment Fungal Conditions Cracked Heels Hard Skin/Callus Reduction

Call 01902 687814 for appointments

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David Cameron’s public admission of his families tax planning arrangements have brought the whole issue of what’s legal, what’s illegal, and what’s morally correct fully into the headlights as the hot topic of discussion for this article. Let’s be honest here, nobody wants to pay more tax than they are legally obliged to pay, so the whole moral issue of what’s right and wrong is really down to personal choice. Some people think that having worked hard all their lives that taxing our pensions, our savings and finally our family homes and goods on death is a very harsh system. Others believe that the more tax everyone pays the less the burden is on the state to look after everyone who is less fortunate than those who have wealth.

My Job as an independent financial adviser and wealth manager, is to show people what steps can be taken to reduce or even eliminate the tax burden on their wealth, help them to manage the investments that they have (in a tax efficient and safe way), to set up the trusts and other arrangements that help to protect you and your family, and finally to help you to manage this throughout your life.

The Inheritance Tax issue is especially touchy as so many people really don’t understand how much they can own before the tax becomes an issue, how much they can give away, how much tax should be paid on lifetime gifts, Wills and will planning, and lastly but most importantly how to retain control of your money and still be able to have effective tax planning in place to mitigate your liability. Most advisers will tell you the basics about the fact that you have a £325,000 nil rate allowance, the fact that gifts made to family or friends should not exceed £3,000 to any one person and any number of gifts of £125.00 to anyone you like, the fact that you can make gifts over the £3,000 but the donor (the person making the gift) must live seven years before the gift becomes free of all IHT. How many will mention Business Property relief arrangements using AIM shares to mitigate the tax within two years not seven. How many will be qualified to discuss Gift and Loan trusts, Bare Trusts and Family Trusts, and be able to advise you on which is the best for you? AT FSC Investment Services Limited we have developed a strategic planning approach to IHT which we can prove will suit all people and all sizes of estate. If you are concerned that you and your family have Inheritance Tax problems then please give us a call and we will be happy to arrange an initial no cost non obligation meeting to show you how we work, explain the costs and benefits of each arrangement and then you will be properly informed and able to make the right decision for you and your family.

Please note that the following areas are not regulated by the Financial Conduct Authority - Trusts, not all tax planning and will writing.

Call: 01902 422333 or Email: info@fscinvestments.co.uk Frank Cochran - Managing Director & Independent Financial Adviser, FSC Investment Services Ltd. The purpose of this article is to provide technical and generic guidance and should not be interpreted as a personal recommendation or advice. You are not certain to make money - you may suffer a loss. FSC Investment Services Limited is Authorised and Regulated by the Financial Conduct Authority.

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PGA Golf Tips from Jeremy Nicholls at South Staffs Golf Club Academy.....

Club Face and Body Alignment A basic fundamental to helping you hit straight golf shots is the club face angle and body alignment being parallel to your target when addressing the ball.

If for instance you are slicing the ball don’t aim left of the target to compensate for a slice because you are just compounding the fault, likewise if you hooking the ball do not set up to the right of the target as again this just exaggerates the fault .

To correct these faults: • When practicing Firstly identify your target, take an alignment stick or a club and place it on the ground pointing directly at your target, this is known as your “target line” .

• Now lay your second alignment stick/club on the ground in line with your feet. Your shoulders and hips should also run parallel to this line.

• If you take a step back these two sticks , should both be running parallel towards your intended target.

• Your club face angle with the shoulders,hips,and feet should now be positioned correctly which will allow the club to travel on a better path into the ball.

• Finally be aware of the ball position at address inside your left heel with your woods, middle of the stance with your irons.

South Staffs Golf Club Academy, Wood Road, Tel: 01902 847123 or 07711902149 Email: play@ledenegolf.co.uk

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Café Ledene now open DAILY from 9:00am Monday – Saturday and from 10:00am Sunday ALL WELCOME - Golfers and non-Golfers Hot and Cold Food and Drinks served daily in beautiful picturesque setting

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A Word From Gavin Williamson...............

The Arts play an incredibly important role in our communities. They provide entertainment, an opportunity to socialise, a means to educate and inspire, and a source of funds to many local businesses.

We are so very lucky to have a great number of wonderful arts events in South Staffordshire, such as the Codsall Community Arts Festival, a biennial festival of music, drama and visual arts. This year’s Festival was held between 2nd and 19th March, and covered almost three weeks of daily activities.

Activities that took place over the three week period included a Community Day, which celebrated many different sides of the arts with events ranging from circus skills, where I was taught by fantastic volunteers how do plate spinning, to a graffiti workshop with local artist Red-E at Codsall Village Hall.

This year I was also honoured to present the prize for the photo competition, which had so many fantastic entries, and really encapsulated the theme of ‘Within Staffordshire 2015’. The competition showcased entries from three different age groups, the juniors aged 12 and under, the teen category who were aged 13 to 19 and the adult category for those aged over 20 years old.

Events such as the Codsall Community Arts Festival play an extremely important role in the local community. It was obvious by the number of attendees how important the arts are to our local area and I have no doubt that young people who took part in one of the many events left the Community Day feeling inspired to get involved with the arts in the future. In my opinion, it is events such as these – which actually reach out into the community – which are the most valuable for young people who are looking for creative inspiration.

It is so important that we encourage young people to get creative, whether it be in music, theatre, dancing or even plate spinning, with events like this opening doors to many varied creative avenues. Although I only saw one small part of the festival, there was such an impressive range of talent on display. It takes an enormous amount of organisation and dedication to hold an event on this scale and make it such a resounding success so I would like to thank all those on the organising committee for their time and effort to put on what was a brilliant three weeks and I look forward to seeing what 2018 has in store.

To contact Gavin Williamson call 01902 846616 or 0207 219 7150

/September 15 CP/MAY 16

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Useful Numbers Russell House Surgery: 01902 842488 Bilbrook Medical Centre: 01902 847313 Coven Dental Practice (Codsall): 01902 840722 Treetops Dental Surgery: 01902 842555 Codsall Library: 01902 842764 Codsall Village Hall: 01902 843412 Holy Cross Church Bilbrook: 01902 845222 St Nicholas Church: 01902 842168 St Christopher RC Church: 01902 842891 Trinity Methodist Church: 01902 847490 Neighbourhood Police: 0300 1234455 Staffordshire Police: 08453 303132 MP: Gavin Williamson: 01902 846616 Souths Staffs District Council: 01902 696000 Staffordshire County Council: 01785 223121 Codsall Parish Council: 01902 842426 Bilbrook Parish Council & Village Hall: 01902 840007 If there are any other telephone numbers you think would be useful to the people of Codsall & Bilbrook then please contact us on codsallpages@gmail.com www.connectpages.co.uk ♌ connectpagesonline@gmail.com ♌ 07734 461934

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Brian Breakwell Painter & Decorator Semi-Retired with over 40 Years Experience Cheap Rates All Work Guaranteed

Tel: 07490 496006 or 01902 753364 Email: sarah-2503@hotmail.co.uk

PCB Plastics & Roofing • • • • •

PVC-U fascia and soffits, bargeboards & cladding Eaves Protection System supply & fit Verandas, Porches, Tiled Canopies Guttering/Dry verges General roof repairs and tiles replaced

07504 472459 or 01902 753482 Tyninghame Ave, Tettenhall

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