October BCSN

Page 1

October 2017

Volume 17, Number 5

FREE Sponsored in part by Beaver County Office on Aging Find us on Facebook under our corporate name, “Pittsburgh Senior News.”

Be the first to know when news happens Send your email address to pghseniornews@icloud. com and we will deliver our publication to your inbox monthly.

Do you need help with caregiving? * Visit our website at Pittsburghseniornews.com to view our Beaver County Senior Resource Guide.

Do you have an event to share?

Choosing and enrolling into a CHC Plan This is the second article in a series about Community HealthChoices. Community HealthChoices is a new Medicaid program that will start in southwestern Pennsylvania on January 1 (in Pennsylvania, our Medicaid program is called Medical Assistance). It will affect tens of thousands of

older adults and people with disabilities who live in this 14 county region and who fall into one of these target groups: • People who are in a nursing home paid for by Medicaid; • People who are getting services at home through the Aging Waiver or through o n e o f t h e s e Wa i v e r s :

Attendant Care, COMMCARE, Independence or OBRA; • People who simply have both Medicare and Medicaid insurance and who are not receiving any Medicaid long term care services.

Continued on page 4

If you would like us to publicize a Beaver County event, send information by the 10th day of the month prior. Email submissions will be reviewed and every effort will be made to run qualified submissions if page space is available. All submissions to pghseniornews@icloud.com.

Visit Us Online at pittsburgh seniornews.com Enjoy 80+ free comics everyday. Plus games and news.


Publisher’s Corner

Robert A. Banks Attorney at Law

Wills • Estate Planning • Senior Citizen Law Powers of Attorney • Living Wills Attorney Robert Banks has provided legal counsel to over 7,200 clients since his admission to the Bar in October 1978. During his 36 years of legal counseling Attorney Banks has obtained experience in many fields:

A new Medicaid program begins in southwestern Pennsylvania on January 1. It will affect tens of thousands of older adults who live in this 14 county region. See our cover story to learn more about this new program. Happy Halloween!

Lynn Webster

October 2017 • Beaver County Senior News

2

• elder law • estate planning • estate administration • family law “My goal is to provide area residents with the best possible legal service at a fair and reasonable price.”

Need a speaker at no cost for your church or group? Give me a call!

650 Corporation Street, Suite 300, Buchanan Building, Beaver, PA 15009 www.rabanksesq.com

Office: (724) 775-1500 Fax: (724) 774-3560

HELPING YOU GET BETTER... FASTER. Cutting edge post-acute rehabilitation, 7 days/week. Personalized schedules from our Physical, Occupational + Speech Therapists. Specializing in Orthopedics + Orthopedic post-surgery care. We accept Medicare, Medicaid, and most managed care insurance plans.

Call Today for More Information! 174 Virginia Avenue • Rochester

(724) 775-6400 rochestermanorandvilla.com

Commitment to Quality Care

Beaver Meadows

Award-winning Living Assistance Now part of St. Barnabas Health System BeaverMeadows.org • 724-495-1600

Owner/Publisher: Lynn Webster Editor: Gina Mazza Art Director: Shantessa Burnfield Sales Executive: Wallace Webster Photographer: Chuck LeClaire Contributing Writers: Angela Gentile Gina Mazza Intern: Kara Boyle Proofreader: Jeff Makkos Printing Company: Knepper Press

Visit our website at

pittsburghseniornews.com Volume 17, Number 5 Published monthly by Pittsburgh Senior News, Inc. for Beaver County Senior News P. O. Box 11126 Pittsburgh, PA 15237 (412) 760-5914 pghseniornews@icloud.com Beaver County Senior News is distributed monthly in the Beaver County area. Copy­ right 2017 by Beaver County Senior News. All rights reserved. Reproduction of any part of this publication without written permission from the publisher is prohibited. All advertisement in Beaver County Senior News is subject to the approval of the publisher. Publication of advertising herein does not necessarily constitute endorsement.

In Memory of John A. Hogan, Sr. Carmella M. Hogan Michael J. Hogan, Sr. Wayne Hogan Crossword Puzzle Answer (See page 19)


Turning 65? Turn to us for answers about Medicare. UPMC for Life makes it easy to get the information and answers you need about Medicare. Visit us online, attend a seminar, or call to speak with a Health Care Concierge for personal help and support with your Medicare plan choice. With plans starting at $0 for your monthly plan premium,* prescription drug coverage, and in-network access to doctors and hospitals you trust — don’t wait, start today.

Speak to a Health Care Concierge toll-free at 1-866-699-4748 Monday through Friday from 8 a.m. to 8 p.m., and Saturday from 8 a.m. to 3 p.m. TTY users should call 1-800-361-2629. Visit us online at www.upmchealthplan.com/medicare

*You must continue to pay your Medicare Part B Premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums, and copayments may change on January 1 of each year. UPMC for Life has a contract with Medicare to provide HMO and PPO plans. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., and UPMC Health Benefits Inc. UPMC Health Plan1 complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. 1 UPMC Health Plan is the marketing name used to refer to the following companies, which are licensed to issue individual and group health insurance products or which provide third party administration services for group health plans: UPMC Health Network Inc., UPMC Health Options Inc., UPMC Health Coverage Inc., UPMC Health Plan Inc., UPMC Health Benefits Inc., UPMC for You Inc., and/or UPMC Benefit Management Services Inc. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-381-3765 (TTY: 1-800-361-2629). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-877-381-3765(TTY 1-800-361-262) 。 Y0069_17_1547 Accepted

October 2017 • Beaver County Senior News

Find a seminar near you, call us at the phone number above or visit www.upmchealthplan.com/medicare/learn

3 UPMCMedicare2017_AGE-In65_BeaverSenior_FP.indd 1

8/25/17 9:48 AM


Choosing and enrolling into a CHC Plan Continued from page 1

Are there exceptions? Yes. Even if someone fits into one of the above groups, the person will not go into Community HealthChoices if he or she: 3 is in a LIFE program or 3 resides in a state veteran’s home or other state-operated nursing facility or 3 is getting services through an Intellectual Disability or Autism Waiver, or is on the waiting list for one of these Waivers or 3 is in the OBRA Waiver and was notified that he did not meet a nursing facility level of care. Those going into Community HealthChoices will soon receive information about choosing and enrolling into one of the three CHC plans chosen by the state: Amerihealth Caritas, PA Health & Wellness or UPMC Community HealthChoices. The CHC plan will become the person’s Medicaid health insurance. If someone is in a nursing home or getting Waiver services at home, the CHC plan will also become their coverage for these long-term care services. If the individual going into CHC also has Medicare or other health insurance, it is important to remember that CHC only impacts their secondary Medicaid coverage and does not affect or change their Medicare or other insurance coverage. Notices coming soon to those moving to CHC

October 2017 • Beaver County Senior News

4

Important things are happening this fall to prepare for the start of CHC. By early October, people who will move to Community HealthChoices should receive a letter telling them about the new program and how it will work. This letter will also tell people that they can appeal the state’s decision to move them into CHC if they do not fit into one of the three target groups or if they fall into one of the exceptions listed above. Shortly after receiving this letter, consumers will be sent an enrollment packet. This packet will give information about each of the three CHC plans. It will also include information about how to contact the state’s Independent Enrollment Broker by phone or online to enroll into a plan. The deadline to enroll will be November 15. Those who do not choose and enroll into a CHC plan by this date will be auto-assigned to a plan by the state. All plan enrollments will go into effect on January 1, 2018.

Things to consider when choosing a CHC plan Everyone going into CHC is encouraged to consider their options, choose a plan and enroll by November 15. If someone chooses a plan that turns out not to be a good fit for them once CHC starts, they can always change their plan at any time during the year. People living in a nursing home when CHC starts on January 1 can stay in that nursing home as long as they want and as long as they need those services no matter which CHC plan they choose; however, these residents (or their family members/personal representatives) should talk to nursing home staff if they have questions and to determine which CHC plan(s) may be a good choice for them. People who are living in the community have other considerations. For their medical care (such as doctor visits and tests), they should check with their current medical providers to see if they are participating in any of the CHC plans. They should then choose a plan that allows them to continue to see most, if not all, of their providers. For those who have Medicare, the CHC plan cannot require providers to be in the plan’s network to pay second. As a result, for services covered by Medicare, the CHC plan must pay second to Medicare for services and treatment no matter which CHC plan the person chooses. Individuals who are receiving services at home through a Waiver program should check with their current Waiver providers, including their service coordinator, to see which of the CHC plans they will participate in. They should then choose a plan that will allow them to continue being served by those


providers. Waiver participants are encouraged to talk to their service coordinator if they have questions and for help determining which CHC plan(s) may be a good choice for them. Where to turn for help Those receiving mailings about their move into CHC will be given a phone number to call if they have questions and a website to go to for more information. In addition, you can: * contact your service coordinator if you are in a Waiver program. * contact nursing home staff if you live in a nursing home. * call APPRISE at (800) 783-7067 for questions about Medicare coverage and options. * call the PA Health Law Project at (800) 274-3258 if you are having problems enrolling into a CHC plan or understanding your rights under CHC. There will be a meeting at 2:30 p.m. October 16 at Laughlin Memorial Free Library, 99 11th St., Ambridge. Light refreshments will be served. Reservations are helpful but not necessary. To learn more, contact Erin Ninehouser at (412) 863-1047 or erin@pahealthaccess.org. BCSN This article was written by the PA Health Law Project, which provides free legal help to older adults with limited income. To learn more, call PHLP’s Helpline at (800) 274-3258 or visit phlp.org.

Senator Elder Vogel Jr. hosts Senior Expo at CCBC

S

enator Elder Vogel, Jr. invites all area seniors and their families to attend his free Senior Expo from 10 a.m. to 1 p.m. on Friday, October 6 at the Community College of Beaver County, located at One Campus Drive in Monaca. Representatives from over 75 state and local agencies will be on hand to provide useful information for seniors on healthcare, government services and more. In addition, there will be door prizes, giveaways, health screenings and lunch, all free of charge. Entertainment will be provided by the Western Pennsylvania SNPJ Button Box Club. Seniors interested in receiving a flu shot should bring their Medicare or insurance card. Also, District Attorney David Lozier will be providing a prescription take-back box for those who would like to dispose of any unused prescriptions. For more information, contact Senator Vogel’s Rochester District Office at (724) 724-0444 or visit senatoreldervogel.com BCSN.

F

A CHARMED LIF E AWA I T S YO U !

F 71 Darlington Road Patterson Township Beaver Falls, PA 15010

724-891-1150 www.fivestarseniorliving.com ©2011 Five Star Quality Care, Inc.

ranciscan Manor is Beaver County’s premier senior living community, reminiscent of the charm and character of a bygone era. Nestled in an area known for its innovation, our community maintains a fresh approach to senior living care.

Franciscan Manor offers: • 24-hour Nursing Care • Rehabilitation Services • Programmed Activities

• Nutritious Chef-Prepared Meals • Housekeeping Services

October 2017 • Beaver County Senior News

RANCISCAN M ANOR S ENIOR L IVING

5


No action required to maintain your Gateway Health medical assistance benefits

T

here are changes coming to Pennsylvania Medicaid next year, but they don’t have to disrupt your relationship with your healthcare plan. Beginning January 2018, Pennsylvania will introduce Community Health Choices (CHC), a managed care program for those individuals who are eligible for both Medicaid and Medicare coverage as well as those with disabilities. You may have received communication or even attended a seminar to learn more about the benefits of the new CHC program and it might have left you more confused than you were before. “Do I have to switch healthcare plans if I’m eligible for the CHC program?” might be your biggest question.

understands this and wants to make this as easy as possible for you to have the tools to get the care you need. Gateway’s member portal has a full list of topics from A to Z through a partnership with Medscape. If you’re curious about a condition or treatment, simply access this database for up to date information. Gateway also aims to keep members healthy with programs such as Care4Life, a texting program for adults living with Type 2 diabetes who wish to get daily text alerts to remind them to take their medicine. Visit Gateway Health at gatewayhealthplan. com or follow on Facebook and Twitter for timely health and wellness tips and other local community resources.

How does this move impact Gateway Health members? Relax, You’re Good with Gateway!

Gateway Health Rewards Members for Staying Healthy

The good news is nothing will change for Gateway Health Medicare Assured D-SNP members. CHC is simply an operational change by the Pennsylvania Department of Human Services (DHS) to improve coordination of care. If you are a Gateway Health Medicare Assured D-SNP member, there is no interruption of care and you will continue to receive the same trusted, high quality care that you’ve come to expect from Gateway Health. For those members who may need assistance with daily activities such as dressing, bathing, preparing meals and administering medication, these services will not be affected either. You will keep your access to all of these services, plus a lot more.

October 2017 • Beaver County Senior News

6

Gateway has built their reputation on the importance of “meeting members where they live.” For 25 years, Gateway has been caring for those residents of Pennsylvania who need care the most, like those who are dual eligible or live with long-term chronic conditions. Gateway knows members can be productive, happy and healthy in their own homes given the right tools. One of Gateway’s most important tools to help deliver on this is the Care Managers who can also help with access to non-medical services such as trips to the grocery store or assistance with home delivery if transportation is not possible. Plug Into Gateway Health Online, Anywhere at Anytime Recent studies have shown that people of all ages who are tuned into their own healthcare and pay attention to their doctor’s orders are generally healthier. Gateway certainly

At Gateway Health, nothing is more important than helping you reach your healthcare goals and making sure you maintain them. Goodness Rewards is a program that rewards members for taking steps toward a healthy lifestyle. Members are given opportunities to earn a reloadable gift card for completing preventive exams and screenings throughout the calendar year. This gift card can be used at over 100 merchant locations for a variety of services*. Whether you are new to Medicare, or have had Medicare benefits for several years, you may be getting information in the mail about Community Health Choices. The most important thing to remember is that if you are already a Gateway Health Medicare Assured member, you don’t need to do anything. You’ll have continued access to Behavioral Health services through Gateway so you get the coordinated services you need. Gateway will be sharing more information on how your Medicare healthcare plan is NOT impacted by Pennsylvania’s new Community Health Choices program. Please keep an eye out for incoming letters in the mail. In the meantime, please feel free to call Gateway with any questions you have about the new CHC program and your Medicare benefits at (800) 685-5209. And relax, if you’re a Gateway Health member today, you’ll continue to be “Good with Gateway” tomorrow. *Cannot be used at an ATM or for the purchase of alcohol, tobacco, or firearms


If you have these cards… ACCESS

Gateway Health has the Medicare plan for you.

RECP #

0123456789

NAME:

DOE

CARD ISSUE #

00

nsylvania Pen

Access Card JOHN

Gateway Health has been serving those with Medicaid for 25 years. We know how to help people just like you who are eligible for both Medicare and Medicaid. Gateway Health Medicare AssuredSM gives you more than basic health coverage: More Savings $0 to low premium and copay options

More Care Dental, vision and hearing coverage

More Expertise Primary care and specialist visits

More Benefits Prescription drug coverage

More Programs and Services Benefits vary by plan.

Learn more today. 1-877-GATEWAY/TTY: 711

8 a.m. to 8 p.m., 7 days a week

Gateway HealthSM offers HMO plans with a Medicare contract. Some Gateway Health plans have a contract with Medicaid in the states where they are offered. Enrollment in these plans depends on contract renewal. Gateway Health Special Needs Plans are available to anyone who has both Medical Assistance from the State and Medicare. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copays and restrictions may apply. Benefits, premiums and copays may change on January 1 of each year. Premiums and copays may vary based on the level of Extra Help you receive. Please contact the plan for further details. You must continue to pay your Medicare Part B premium. The State pays the Part B premium for full dual members. Gateway Health complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Gateway Health does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call PA: 1-800-685-5209, OH: 1-888-447-4505, NC: 1-855-847-6430, KY: 1-855847-6380 (TTY: 711). ATENCIÓN: Si usted habla español, tenemos servicios de asistencia lingüística disponibles para usted sin costo alguno. Llame al PA: 1-800-685-5209, OH: 1-888-447-4505, NC: 1-855-847-6430, KY: 1-855-8476380 (TTY: 711). 小贴士:如果您说普通话,欢迎使用免费语言协助服务。请拨 PA: 1-800-685-5209, OH: 1-888-447-4505, NC: 1-855-847-6430, KY: 1-855-847-6380 (TTY: 711). Y0097_1073 Accepted

October 2017 • Beaver County Senior News

www.medicareassured.com

7


Resident couples renew their wedding vows at Rochester Manor + Villa

M

show their love and commitment to each other.”

arried couples had the opportunity to renew their wedding vows recently at Rochester Manor + Villa in Rochester. A special ceremony was held in the Renaissance Villa, with family members, friends, staff and other residents in attendance. The wedding ceremony was officiated by newly ordained minister and Villa employee Debbie Graham. “We cherish life and relationships here,” says Debbie. “Often people assume that when loved ones are placed into personal care and nursing homes that their days are no longer productive or meaningful. “Our couples, even when living rooms or floors apart, still enjoy meaningful relationships. Love has no boundaries! Couples still nurture their spouses despite any obstacles that life has given them. We wanted to embrace these relationships and give our couples the chance to renew their sacred vows to

One couple that renewed their vows is Bernie and Hilda Catalucci, who have been married for 67 years. Bernie, living in the Villa, spends time every day with Hilda, who lives upstairs in the Manor. When you talk to Bernie, he always mentions Hilda with a smile.

Lillian and George.

“The ceremony was touching and you could see tears of joy throughout the room,” Debbie comments.

Bernie and Hilda.

The official wedding ceremony.

October 2017 • Beaver County Senior News

8

George and Lillian Brown are another couple that renewed their vows after 56 years of marriage. They both live in the Manor. George says that the best part of his day is when Lillian tells him that she loves him.

A reception was held after the ceremony. Dining service director Amanda Goldie prepared a scrumptious cuisine and a personal cake, decorated with edible flowers, for each couple. BCSN

Each couple received a special wedding cake. Appetizers at the reception.

Williamsburg Chapel Mausoleum

Beaver Falls Cemetery & Memorial Park, Inc. Design Monuments 2045 Darlington Rd., Beaver Falls, PA 15010

• We provide at need and pre-need services. • With pre-need services the cost is frozen forever. • We serve all faiths. • We provide graves, mausoleum crypts, niches for ashes, urns, caskets, vaults and memorials, all at one convenient location.

Call (724) 846-5370 Monday through Friday 9 a.m. to 5 p.m.

Photos provided by Debbie Graham.

Looking for Senior Resources? Visit our website at pittsburghseniornews.com View current and past issues of Beaver County Senior News. Call (412) 760-5914 or visit pittsburghseniornews.com for more information.


Keen-Age News . . . For Beaver County’s Active Seniors Beaver County Office on Aging

Come learn about happenings in the world and in Beaver County at this month’s fair

Bring your unused medications to October Day at the Mall’s Prescription Drug Take Back Box and bring your smartphones if you have questions to ask the computer specialists. By Angela Gentile, Planning Unit Program Monitor Beaver County Office on Aging For Beaver County Senior News

W

hat happens in the world does affect life in Beaver County. There are tons of stories in the media about the opioid/prescription drug overdoses, storm warnings and evacuations in different parts of the country. There are plenty more stories about things older adults should consider about adding services or home modifications to the home to prevent falls and to stay safe medically. Then, there are all those smartphone and computer changes and updates, and older adults struggle to keep up to date on the fast changing technology. And there is Medicare, which older adults have to watch for fraud or they need to keep up to date on all the complex changes happening each year and possibly change plans during the open enrollment period.

Older adults often are asking us where to dispose of their old medications. They understand that past practices of flushing them down the toilet are not safe any longer since they can end up in the water supply. Also, they know that their medications now can be a temptation to someone living with medication addiction. Back by popular demand, the Beaver County District Attorney’s Office will have a Prescription Drug Take Back Box during the event, and they will have a list of where boxes are permanently located in area police departments. Residents of many parts of the United States have had to evacuate during recent storms and hurricanes. Natural disasters can happen here, too. The Beaver County 911 Center will be present at the event to talk about safety and the Swift 911 program, which can notify residents of emergency situations, storm warnings, evacuations and more. Smartphone, tablet and computer technology changes rapidly, and we will have several people savvy in computer available to answer your questions and to help you navigate using your device. Feel free to bring your smartphone or tablet so they can show you a few things. Our Beaver County Office on Aging APPRISE counselors can tell you how to spot and prevent Medicare fraud,

and they can advise you regarding changes that you may need to consider during the Medicare Open Enrollment Period starting in October. This is just a sampling of many great vendors who will be attending. We look forward to seeing you. BCSN

News You Can Use 3 This month we observe: Columbus Day, October 9; Halloween, October 31. 3 If you have not used your 2017 Senior Farmers Market Nutrition Program vouchers yet, be sure to redeem them for locally grown fruits and vegetables by the end of November. 3 The Beaver County Office on Aging has some ladies who enjoy making lap robes for our Surprises for Shut-ins program. They appreciate donations of yarn. If you have yarn to donate, drop it off at BCOA, located at the Beaver County Human Services Building, 1020 Eighth Ave., Beaver Falls, weekdays from 8 a.m. to 4:30 p.m. BCSN

Senior center menus

Call the following senior centers for menu information and reservations: Aliquippa (724) 857-9989; Baden (724) 869-4224; Center at the Mall (724) 728-1422; New Brighton (724) 846-1959; Midland (724) 869-4224. BCSN

October 2017 • Beaver County Senior News

October 2017 • Beaver County Senior News

To help educate you on some of these issues, the Beaver County Office on Aging is having its Day at the Mall Safety, Emergency and Computer Technology Fair, from 10 a.m. to noon October 11 in the corridor of the Beaver Valley Mall, outside of Center at the Mall and Hallmark.

9


Keen-Age News . . . For Beaver County’s Active Seniors Beaver County Office on Aging

October is the “preseason” for Medicare Open Enrollment; Know your ANOC! By Joel Mekler APPRISE volunteer, Beaver County Office on Aging For Beaver County Senior News How well do you know your ANOC? Not sure? Take this brief quiz. An ANOC refers to: A. A new college football conference B. An Eskimo tribe C. Yiddish word for “grandmother” D. A Medicare Annual Notice of Change E. A new car model Congratulations if you answered “d.” This means you’re well on your way to having a successful Medicare Open Enrollment period, which runs this year from October 15 to December 7.

October 2017 • Beaver County Senior News

10

It’s that time of year again: the kids are back in school, Dunkin Donuts starts selling pumpkin muffins and doughnuts, and it’s football season! Oh, and by the way, Medicare Advantage plans and Medicare drug plans are beginning to send out their Annual Notice of Change (ANOC) documents. Every year, Medicare members receive a thick packet of material that details the changes that will happen for the next benefit year. As these notices of change come in, it’s very important to review each piece. Although it seems like a lot, the information is very important. The best piece of advice I can offer Medicare beneficiaries is not to ignore the ANOC. I’ve spoken with far too many seniors (including my own mother-in-law) who have suffered the

costly consequences of ignoring this notice by pitching it in the garbage. Regrettably, it’s these same individuals who get a real shock when they find out that their health plan no longer covers a particular medication or their health provider is no longer participating in their plan’s network. This whammy usually gets discovered after the Medicare open enrollment period when it is too late to change plans. The Centers for Medicare and Medicaid Services (CMS) requires all insurers to provide their plan members with complete and accurate information about their coverage. This important piece of communication is put in writing and is your first step in deciding whether or not you should keep your current plan

October 2017 • Beaver County Senior News

for the following year or if it will even be available. Some of the information that your current plan is required to be in your ANOC includes: Copays and Coinsurance: Each ANOC has a listing of the future pricing of copays and coinsurance payments. This is something that should be looked at because it can help people calculate their future out of pocket expenses for the next benefit year. Most Medicare beneficiaries are on a fixed income and a dramatic increase can be devastating. Instead of being surprised, this piece of information will predict these costs. Premiums and Deductibles: Almost every Medicare Advantage and


Keen-Age News . . . For Beaver County’s Active Seniors Beaver County Office on Aging

Formulary Changes: A change in a formulary for a Medicare drug plan is a huge piece of information. The reason people enroll in a Part D plan is to have their medications included in their insurance. If the prescription coverage changes and medications will no longer be covered it will be listed in the ANOC. If there are any new restrictions or coverage rules, it will be listed. This is the information that most Medicare beneficiaries need. Evidence of Coverage: The Evidence of Coverage Letter is a letter that states the beneficiary will be covered for the next year if no changes are made. It’s a letter that should be filed away. If you haven’t received your ANOC from your insurance carrier by September 30, you should definitely contact your plan. While picking the right plan may not be as thrilling as watching your favorite football team, it’s among the most important financial decisions you will make each year. So, check your mailbox, review your ANOC documents and make sure you understand the changes. If you are not sure, contact your local Department of Aging and ask for an APPRISE counselor. APPRISE is Pennsylvania’s State Health Insurance Assistance Program (SHIP). The Pennsylvania Department of Aging created APPRISE to help Pennsylvania residents understand their Medicare and other health insurance benefits, and assist citizens in making informed decisions about BCSN

Surprises for Shut-ins celebrates 30th anniversary Are you or your organization looking for something special to do to brighten the holiday of the isolated elderly? It is easy to do by donating gifts for the Beaver County Office on Aging’s 31st annual Surprises for Shut-ins program. It provides gifts and a friendly visit during the Christmas holiday season to older adults ages 60 and older who are experiencing illness and loneliness. The BCOA casework staff identifies shut-ins who need some special attention during the holiday season. In 2016, 470 people received gifts. Since the program’s inception, 10,227 deliveries have been made to older adults. Now through December 4, the Office on Aging will accept donations of new, practical gifts. It is not necessary to wrap them. If providing a wrapped gift, put a sticky note or gift tag on it stating the contents. Also, cash donations are accepted to cover the cost of giftwrap. If writing a check, make it payable to Angela Gentile; a receipt will be issued. Items can be brought to the Office on Aging, located in the Beaver County Human Services Building, 1020 Eighth Ave., Beaver Falls, from 8 a.m. to 4:30 p.m. weekdays, or to Center at the Mall, located in the Beaver Valley Mall next to Hallmark, Monday, 7:30 p.m. to 7 p.m.; Tuesday through Thursday, 7:30 a.m. to 8 p.m.; Friday and Saturday, 7:30 a.m. to 4 p.m. The Office on Aging relies on the generosity of Beaver County residents to make the program work. Many groups use this project as one of their community service projects. The Office on Aging has a dedicated core of volunteers who wrap and deliver gifts. The older adults really value the visit during the holiday as some of them just have contact with their caseworker and direct care workers. Each shut-in receives a gift bag with an average of eight gifts inside. Here are a few gift ideas: magnets, soaps, tissues, socks, lotion, puzzle books, shampoo, razors, slippers, calendars, powder, perfume, knick knacks, aftershave, shaving cream, body wash, picture frames, lap robes, tea towels, note pads, pens, greeting cards, stamps, playing cards, toiletry items, new gift wrap, new large gift bags and rolls of tape. Any questions regarding the program can be directed to Angela Gentile at the Office on Aging by calling (724) 847-2262 or (888) 548-2262, or email agentile@bcoa.us. BCSN

Name:____________________________

October 2017 • Beaver County Senior News

Medicare drug plan has a premium and some have deductibles. If there is going to be an increase in either the ANOC will detail the increase. This is another thing that should be considered when thinking of upcoming out of pocket expenses.

October 2017 • Beaver County Senior News Address:__________________________

11

Your giftBeaver allows County the Beaver County Officetoonoffer in-home Your financial giftfinancial allows the Office on Aging Aging to offer in-home services to frail older adults in their services to frail older adults in their home–because home is where they want is where theyour want to stay. to stay. Your home—because donation in anyhome amount increases ability to help care for our older adults in need. Please send in your name and address along with your donation any our ability to help donation andYour if you would in like to amount dedicateincreases your donation in honor of someone care for our older adults in need. or in memory of someone. Also please indicate if you would like your dona---------------------------------------------------------tion/dedication printed or to be anonymous. Make your donation payable to: Donation Form Beaver County Office on Aging and mail to Beaver County Office on Aging, Attention: Planning Department, 1020 Eighth Ave., Beaver Falls, PA 15010.

City/State/Zip:_____________________


Keen-Age News . . . For Beaver County’s Active Seniors Residents’ Rights Month theme proclaims “It’s All About Me” By Tesi Dye Ombudsman Supervisor Beaver County Office on Aging For Beaver County Senior News

O

ctober is Residents’ Rights Month and this year’s theme is, “It’s All About Me: My Life, My Care, My Choices.” The focus is on the respect and dignity every resident deserves! This is a national campaign and will highlight residents’ rights to choose their own schedule and activities, to communicate how and with whom they choose, to be free from abuse and unsafe environments and to be treated as an individual with unique wants and needs. Every October, this national campaign gives us the opportunity to honor and recognize the residents of our long-term care facilities, as well as family members, ombudsmen, community advocates, facility staff and others who promote resident-directed care. Also called person centered care, this philosophy emphasizes self-determination, choice and quality of life for all residents. The Pennsylvania State Long-Term Care Ombudsman Office is further focusing

on promoting individual empowerment and inter-disciplinary care management via the resident care plan. Ombudsmen throughout Pennsylvania will be providing training to staff, residents, family members and community groups sharing the importance of the resident care plan and receiving quality care. Discussions with residents and others will be centered on the topic, “Your Support Plan: Your Key to Satisfaction.” Many are unaware of the importance of the care plan. A care plan should be in place within 21 days of admission and then must be reviewed at least every three months. A review will be done more often if there are problems or significant changes in the needs of the resident. All residents should be invited to attend their quarterly care plan meetings. If the resident approves, family members also may attend. Family members should not be invited instead of the residents. The care plan states the needs of the resident and how the facility will meet these needs. The care plan is more than a rote piece of paper in the chart. The care plan is required to be person-centered and unique to each individual resident. The care plan

October 2017 • Beaver County Senior News

12

October 2017 • Beaver County Senior News

brings staff from various departments together with the resident to discuss these needs. Residents and family members should be allowed to speak at the meetings and play a crucial role in the process. Residents are allowed to see their care plan and can have a copy of it, although the facility is permitted to charge a fee for this. When residents and their family members feel the facility is not allowing participation in the care plan process, the local Ombudsman Department at the Beaver County Office on Aging can assist. Ombudsman can attend care plan meetings already scheduled as a support to the resident and/or family or can help set up a care plan meeting when there are unresolved care issues. Ombudsmen can conduct complaint investigations related to care planning concerns when initiated by the resident. If you would like to have an ombudsman provide training for your facility or group, or if you are a resident or family member and would like to learn more, contact the Ombudsman Department at (724) 847-2262 or (888) 548-2262. BCSN


Keen-Age News . . . For Beaver County’s Active Seniors Beaver County Office on Aging

Volunteers needed for Residents’ Rights Month activities

The Beaver County Office on Aging

Serving you: • “Surprises for Shut-ins” • Information and Referral • Ombudsman Service • PDA Waiver Program • Domiciliary Care • Care Management • Benefits Counseling • Senior Day • Pre-admission Assessment • Family Caregiver Support Program • APPRISE Program • PrimeTime Health Program • Nursing Home Transition Beaver County Commissioners Sandie Egley, Chairman Daniel C. Camp III Tony Amadio Linda L. Hall, Administrator Beaver County Office on Aging

Some volunteers make visits on their own and others like to work as a team. Hours can be flexible and assignments individualized. Requirements include completing an application and background check. New volunteers must also complete local and state training. Mentoring and ongoing support is provided. When describing the Ombudsman Program, one volunteer expressed it best: “For a small amount of time and effort, you will receive an amazing feeling that you have truly helped a few residents and given them peace of mind.” Are you looking for something new to do? Do you enjoy talking with people and sharing information? Call the Beaver County Office on Aging Ombudsman Department at (724) 847-2262 or (888) 548-2262. BCSN

Services provided through subcontractors: • Adult Day Care • Attendant Care • Chore Service • Home Companion • Home Delivered Meals • Homemaker • Home Safe Home

• Legal Services • Personal Care • Protective Services • Respite Care • Senior Centers • Transportation

For more information, call or visit our office at 1020 Eighth Avenue, Beaver Falls, PA 15010. Office Hours: Monday through Friday: 8 a.m. to 4:30 p.m. Phone: (724) 847-2262 (Local) (888) 548-2262 (Long Distance) TDD (724) 728-5700 Website: beavercountypa.gov/Depts/OOA

Senior Day-Travel With Us The #1 Resource in Beaver County for personal, “on the spot” consultation and service for older adults all at one convenient location!

Proudly brought to you by ~ The Beaver County Office on Aging and Premier Sponsors: Medic Rescue ~ Concordia Visiting Nurses The next Senior Day will be held at 10 a.m. October 11 in the corridor of the Beaver Valley Mall, outside of Center at the Mall and Hallmark. Read Beaver County Senior News for more information. Call (724) 847-2262 for information.

October 2017 • Beaver County Senior News

October 2017 • Beaver County Senior News

R

esidents’ Rights Month is a great time to volunteer! Volunteers help staff ombudsmen increase the visibility of the program. The Beaver County Office on Aging is in the middle of a recruitment drive. We currently have five wonderful volunteers as part of our team. They make regular visits to their assigned nursing and personal care homes where they talk with residents, staff and family about resident rights and the quality of care at the facility. Volunteers also attend resident council/PEER meetings, licensing exit surveys, state training and bimonthly meetings with staff ombudsmen. Volunteers also conduct training and help recruit volunteers.

13


Entertainments and Events • The Vanport fall festival will take place from noon to 5 p.m. October 7 at the Vanport Fire Station Social Hall, 435 Jefferson St., Beaver. Enjoy the great pumpkin patch, food, fun, games plus pumpkins for sale. Crows Run Band concert will perform from 1 to 5 p.m. Call (724) 601-9953. • The 23rd annual Autumn Quilt Show will take place from 10 a.m. to 5 p.m. October 12 and from 10 a.m. to 4 p.m. October 13 at Chippewa United Methodist Church, 118 McMillen Ave., Beaver Falls. This year’s theme is “Quilts in Bloom” and features 100 quilts of local artist/quilters. Quilt and sewing machine raffle. Shop the Boutique and Quilt Shop vendors. Cost is $8; children under 12 free. Call (724) 495-0825 or visit bvpiecemakers.com. • The 7th annual Baden Applefest and Car Cruise will take place from 10 a.m. to 6 p.m. October 14 at the Baden Borough Complex, 149 State St., Baden.

October 2017 • Beaver County Senior News

14

Activities include a petting zoo, pony rides, food, crafters, student art show and much more. Call (724) 869-3700 or visit badenapplefest.com. • A free North Country Trail Pumpkin Pie Hike will take place at 1 p.m. October 15. Meet at Watts Mills Road, off of Rt. 251, 3-miles to trail head, by Little Beaver Creek. Shuttles will leave at 1 p.m. to take hikers to several starting points. Options include a five-mile hike from Seceder Cemetery or 4.2-mile hike from State Line to the shelter at Watts Mills for pie and cider. Visit northcountrytrail.org/wam/. • The 30th annual Native American Gathering will take place from 10 a.m. to 510 p.m. October 14 and from 10 a.m. to 5 p.m. October 15 at Beaver County Community College Dome, One Campus Dr., Monaca. Enjoy Native American dancing, food, crafters, traders, youth and scout programs, exhibits and educational seminars.

Mike Dupuy, Birds of Prey…Up Close and Personal will entertain from 2:30 to 5: p.m. Saturday, October 14. Cost is $5 adults; $4 veterans; $3 children ages six to 12; children five and under are free. Call (724) 480-3450 or (724) 462-1738. • Hopewell Fall Fest will take place October 21 at Hopewell Community Park, 2500 Laird Dr., Aliquippa. Activities include a petting zoo, wild animal show, corn maze, games, crafts, balloon animals, bounce house and hayride. Craft vendors and concession stand will be open all day. Call (724) 378-1460, ext. 101 or visit hopewelltwp.com. • The 2nd annual church fall craft show will take place from 9 a.m. to 4 p.m. October 21 at Rehoboth Lutheran Church Fellowship Hall, 2800 Conway Wallace Rd., Baden. See the treasures designed by local crafters; all items are hand-made. Enjoy lunch from the kitchen and baked goods. Browse around, and get a holiday gift off your

Ask Me about Medicare options! Have you had your benefits checked lately? BOX OFFICE AT THEATER SQUARE • 412-456-4800 • GROUPS 10+ 412-471-6930 TRUSTARTS.ORG /BROADWAY

Robert E. L. Bell III Health & Financial Services Professional 724-513-8120


Entertainments and Events • The 18th annual Applebutter Fest is set to take place from 10 a.m. to 5 p.m. October 21 at Vicary Mansion, 1235 Third Ave., Freedom. There will be fun activities for children of all ages. Old fashion activities for the entire family include: marbles, making cookies in the outdoor bake oven, weaving, paper quilling, jacks, yarn flowers, tin punch, washing clothes and much more. Selfguided tours of the Vicary Mansion and demonstrations of making applebutter in an outdoor copper kettle will also be throughout the day. Donations appreciated. Call (724) 775-1848 or visit bchrlf.org. • A bus trip to Washington, DC to visit the war memorials, along with the Changing of the Guard at the Tomb of the Unknowns in Arlington Cemetery will take place October 26. The trip is open to all veterans with service prior to May 7, 1975

with seat priority going to World War II and Korean veterans. For more information and reservations, call (724) 709-3614. Donations are gratefully accepted to keep the trips free to all veterans. Checks payable to Veterans Bus Trips may be mailed to Wesbanco, 701 Corporation St., Beaver, PA 15009, attention Heather. • A veterans chili cook-off will take place November 10 at the Beaver Valley Mall, Monaca. Center at the Mall, to celebrate the service to our country by our local veterans. The event will include over 20 chili cooks, live entertainment, honor guard salute, mall parade, hot dog luncheon, ice cream bar, raffles and give-a-ways. Only 250 tickets available so be sure to stop by the center today for your ticket. All friends and family are invited to attend No charge for Veterans. $3 for non-veterans. Call (724) 774-5654 or visit centeratthemall.com. • Come out to a holiday craft show from 9 a.m. to 4 p.m. November 11 and

from 10 a.m. to 4 p.m. November 12, at Beaver High School, 1 Gypsy Glenn Rd., Beaver. Featuring nearly 150 vendors selling crafts, home décor, baked goods and more. Proceeds benefit under privileged families during the holiday season. Donations appreciated. • The Beaver County Veterans’ Day Parade will take place at 10:30 a.m. November 11 Downtown Beaver. The parade line-up is at Snitger’s Bicycle Store at 9:30 a.m., the review stand will be in front of the courthouse and the parade will extend two blocks further. • The American Legion Post 580, 600 Pennsylvania Ave., Monaca, will host a Veterans Day parade at 10:30 a.m. November 11. Call (724) 774-9881. • Mt. Carmel Church, 2720 Brodhead Rd., Aliquippa, will host a holdiay craft show from 9 a.m. to 3 p.m. November 18. There will be crafts and a bake sale for the holidays. Visit mtcpc.org. BCSN

October 2017 • Beaver County Senior News

list early. Call (724) 869-2806 or visit rehobothlutheran.com.

15


Center at the Mall activities

Circle of Friends

Center at the Mall (CATM), Beaver Valley Mall, Monaca, offers:

Baden Circle of Friends, 371 Linmore Ave., Baden, will offer the following:

2 Lunch and learn at noon October 2 and at noon October 30. 2 Blood pressure screening at 10 a.m. October 5, 12, 19 and 27. 2 Bunco League at 2 p.m. October 10 and 24.

H Pinochle tournament at 9:30 a.m. October 11 and 25. H Birthday recognition day October 12. H Bingo apple festival from 4 to 7 p.m. October 7. Cost is $6 and includes six cards, meal and prizes.

2 Senior Day at the Mall at 10 a.m. October 11. 2 Flu clinic at 10 a.m. October 11 and at 9:30 a.m. October 12. 2 Birthday lunch celebration at 11:30 a.m. October 12.

H Halloween party with bingo from 10 a.m. to 1:30 p.m. October 26. Call (724) 869-4224 or visit cofbeaver.com.

2 Boscov’s Friends Helping Friends from 9 a.m. to 11 p.m. Ocotber 17.

New Brighton Circle of Friends, Holy Family Parish, will offer the following:

2 Karaoke Night at 4 p.m. October 18.

H Birthday recognition day October 12.

2 Alzheimer’s support group at 6:30 p.m. October 18.

H Dance with Gene Testa from 7 to 10 p.m. October 14. Cost is $7 and includes refreshments.

2 Duquesne Light CAP enrollment at 9 a.m October 24. 2 Spaghetti dinner benefit at 5 p.m. October 25.

H Card party October 16. Cost is $6 and includes table prize and meal.

2 Wheeling Island casino trip at 8:15 a.m. October 30.

H Rivers Casino trip October 23.

2 Halloween party at 11 a.m. October 31.

H Breakfast card club October 27.

Visit centeratthemall.com for more information or call (724) 774-5654 to make reservations. Follow the center on Facebook at facebook.com/CenterattheMall. BCSN

H Halloween party October 31. Men of Melody will perform at noon. Call (724) 846-1959 or visit cofbeaver.com. BCSN

BEAVER FALLS PLAZA

1008 Seventh Ave., Beaver Falls (724) 843-4822

Spacious One and Two Bedroom Apartments • 24 Hour Emergency Maintenance • On-site Management and Maintenance • Carpet/Blinds on All Windows • Individually Controlled Heat & Air Conditioning • Generous Closet Space • Potential Rapid Occupancy • No Application Fee • All Utilities Included in Rent • Income Limits Apply October 2017 • Beaver County Senior News

16

• 1 Person hh...$14,600 • 2 Persons hh...$16,700 Maximum income for eligibility is: 1 Person $38,950; 2 Persons $44,500

Francis A. Farmer Apartments 274 Friendship Circle, Brighton Township, Beaver, PA 15009 Rent-Assisted Housing for Persons Ages 62 and Older Accessible 1 bedroom apartments with equipped kitchens, A/C, balconies, community room, laundry facilities, parking lots and Secure Intercom System. Newly renovated accessible apartments with roll in showers also available. There is an admission priority for very low income persons whose incomes are

• 1 Person hh...$14,600 • 2 Persons hh...$16,700 Maximum income for eligibility is: 1 Person $38,950; 2 Persons $44,500 Application or assistance available Monday through Friday 8:30 a.m. to 4:30 p.m. Housing Authority of the County of Beaver, 300 State Ave., Beaver, PA 15009

Or call (724) 775-1220 for additional information www.beavercountyhousing.org

Leetsdale Manor

27 Spencer Street, Leetsdale, PA 15056 Rent-Assisted Housing for Persons Ages 62 and Older 1 bedroom apartments w/ equipped kitchens, wall-wall carpet, A/C, balconies, community room, laundry facility, limited off-street parking and Secure intercom system. HUD has mandated that an admission priority be implemented for households whose incomes are 30% of the area median income or less. Income limits apply (gross annual income) • 1 Person hh...$14,600 • 2 Persons hh...$16,700 Maximum income eligibility• 1 Person...$24,350 • 2 Persons ...$27,800

(800) 238-7555 EQUAL HOUSING OPPORTUNITY


Comedy Corner Prepare for Takeoff My seatmate on a flight was a woman. Ever the charmer, I asked, “Does the airline charge you extra for sitting next to good-looking men?” “Yes,” she said, “but I wasn’t willing to pay.” All Dolled Up A husband and wife had been married for 60 years and had no secrets except for one: The woman kept in her closet a shoe box that she forbade her husband from ever opening. But when she was on her deathbed—and with her blessing—he opened the box and found a crocheted doll and $95,000 in cash. “My mother told me that the secret to a happy marriage was to never argue,” she explained. “Instead, I should keep quiet and crochet a doll.” Her husband was touched. Only one doll was in the box—that meant she’d been angry with him only once in 60 years. “But what about all this money?” he asked. “Oh,” she said, “that’s the money I made from selling the dolls.”

APPLE CHILLY CIDER CORN

FOOTBALL HARVEST HAY LEAVES

OCTOBER PUMPKIN RAKE SWEATER

Brighton Rehab & Wellness Skilled Nursing and Rehabilitation Center

brightonwellness.com Internal Medicine Associates An Office of Heritage Valley Medical Group 1155 Merchant St., Ambridge, PA 15003 100 Hazel Lane, Sewickley, PA 15143

Phone: (412) 749-6821

Accepting New Patients Richard G. Cassoff, M.D. Stephanie L. Perry, M.D. George B. Cheponis, M.D. Hans J. Fuchs, M.D. Richard A. Schollaert, M.D. Sarah Miller, PA-C Karah Peters, CRNP

Hoffman’s Drug Store Emanuel N. Panos Pharmacist

Free Delivery We deliver to: Aliquippa Ambridge Hopewell Center • Utility bill payments accepted • PA Lottery tickets • Western Union

536 Franklin Ave., Aliquippa

(724) 375-4111

Wherever you need us . . . Since 1921

Live Independently…Not Alone Medical help at the push of a button. Get medical help in an emergency at the push of a button with the Personal Emergency Response System (PERS) from Vector Security®. Simply wear the system on your wrist or neck and press the “help” button to be connected to a trained operator 24 hours a day. Call now for more information and a free consultation…because living alone doesn’t mean being alone.

1-800-756-9161 www.vectorsecurity.com

October 2017 • Beaver County Senior News

246 Friendship Circle, Beaver (724) 775-7100 • Admissions: (724) 773-5209

17


Halloween Word Scramble Unscramble the following Halloween words correctly for a chance to win $30 cash. 1. opoysk

__________________

8. yummm

__________________

15. wbeear

__________________

2. nkeltose

__________________

9. dauehnt

__________________

16. kmsa

__________________

3. unppkim

__________________

10. gthso

__________________

17. elspl

__________________

4. tabs

__________________

11. ertta

__________________

18. oonipt

__________________

5. remtsno

__________________

12. obo

__________________

19. drka

__________________

6. ncyad

__________________

13. eirspd

__________________

20. ewdick

__________________

7. toescum

__________________

14. pvmaeir

__________________

21. kirct

__________________

To enter, mail your answers to Beaver County Senior News Contest, P.O. Box 11126, Pittsburgh, PA 15237. One entry per person. Correct entries will be eligible for our drawing. One winner will be drawn. Entries must be received by the 15th of this month. Answers will be published in the next edition of Beaver County Senior News.

Name________________________________________________ Address______________________________________________ _____________________________________________________ Phone____________________________Age________________

Congratulations to Fran Galasso who won last month’s contest. The answers were: 1. Green Bay Packers; 2. Jacksonville Jaguars; 3. Pittsburgh Steelers; 4. Carolina Panthers; 5. Buffalo Bills; 6. Los Angeles Rams; 7. Philadelphia Eagles; 8. Tampa Bay Buccaneers; 9. Arizona Cardinals; 10. Baltimore Ravens; 11. Kansas City Chiefs; 12. Indianapolis Colts; 13. Cleveland Browns; 14. Detroit Lions; 15. Atlanta Falcons; 16. Washington Redskins; 17. Chicago Bears; 18. Seattle Seahawks.

Live LIFE…At Home

October 2017 • Beaver County Senior News

18

– A Partnership in Caring – LIFE offers comprehensive medical care, adult day services and homecare to help older adults, age 55 and older, live at home. Services include all medical care, prescription coverage, physical therapy, transportation and more. Contact us for assistance in determining your eligibility for the program. You may qualify and not even realize it. CenterPlace 131 Pleasant Drive, Suite 1 Aliquippa, PA 15001 724-378-5400 Call 711 for TTY Relay Services www.lutheranseniorlife.org/LIFE

A Partnership of Lutheran SeniorLife and Heritage Valley Health System

Just Ask for VNA

It’s your right to choose the home health and hospice provider you prefer. Ask for VNA.

724-282-6806 Toll-free 877-862-6659 www.lutheranseniorlife.org 154 Hindman Road, Butler, PA 16001


Crossword Puzzle answer on page 2

Is owning a house overwhelming? Not ready for a personal care facility or nursing home?

You or your loved one can live in a completely furnished beautiful home in Beaver County with loving support. Housing includes homemade meals, medication assistance and transportation to medical appointments and other activities.

©King Features

DOWN 1 Pile 2 Gumbo need 3 Jewels 4 Dido’s lover 5 Trombone part 6 Pie — mode 7 Long, tapering flag 8 Big name in fairy tales 9 Ad- — (improvise) 10 Mimic 11 Convened 16 — Park, Colorado 20 Gallery display 23 Norway’s capital 24 500 sheets 25 Hankerings 26 Lugosi of film 27 Declare 28 Smile broadly 29 Kids’ game 32 Aspen headwear 33 Arcade pioneer 35 Disney deer 36 Confront boldly 38 Westminster, e.g. 39 Stallone role 42 Killer whale 43 Salty septet 44 Bygone jets 45 Prattle 46 Carnival city 47 Samovar 49 Skedaddle

Beaver Elder Care and

Rehabilitation Center A Guardian Elder Care Facility 616 Golf Course Road Aliquippa, PA 15001 Phone: (724) 375-0345 Now offering Outpatient Therapy along with Short-Term Rehabilitation.

www.beavereldercare.com

Koppel Terrace Senior Apartments Maintenance Free, Garden Style Apartments For persons 55 years of age and older Corner of 1st Avenue and Richard Street in Koppel 19 spacious, fully carpeted 1 and 2 bedroom apartments One Bedroom $400 Two Bedrooms $500 plus electric Water, sewage and garbage included. Fully equipped with stove, refrigerator, dishwasher and garbage disposal. On-site laundry facilities are also available.

For additional information and application packet, call (724) 775-4535. Income restrictions apply. Annual income must not exceed: $29,220 one person; $33,360 two persons

October 2017 • Beaver County Senior News

ACROSS 1 Glutton 4 Now, on a memo 8 Glitz partner 12 Scratch (out) 13 Vogue rival 14 Mature 15 Native of Yerevan 17 “Yeah, right” 18 Overtook 19 “Platoon” locale 21 Menlo Park monogram 22 Weapons store 26 Innocents 29 Stick with a kick 30 Observe 31 Prior nights 32 Perched 33 Actor Cumming 34 Grazing land 35 Heart chart (Abbr.) 36 Molecule parts 37 Designer Giorgio 39 Nipper’s co. 40 “Kapow!” 41 Spanning 45 Vittles 48 Tall cupboards 50 Suffix for million 51 Long lunches? 52 Mouse chaser 53 Skeletal 54 Shoelace snarl 55 Donkey

19


Living to serve residents of Beaver County through a full continuum of care.

Center at the Mall

Senior center and therapy services at Beaver Valley Mall.

VNA, Western Pennsylvania Home Care & Hospice programs

Lutheran Service Society

Meals on Wheels, Senior Centers, HUD housing.

LIFE Beaver County

Living Independence for the Elderly in partnership with Heritage Valley Health System.

SilverSmart Technology TM

Technology assistance for seniors, including home assessments, hotline for questions, catalogue of devices and technology tips.

Valley Care Adult Day Center

Adult day center services in Ambridge and Moon Township.

www.lutheranseniorlife.org FNL LSL Beaver CTY SR NEWS ad REVISE3.indd 1

Live an Abundant Life

ÂŽ

5/22/15 12:46 PM


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.