East Wake Academy 2023 Benefits Guide 23-24PY

Page 36

Health Advocate Employee Assistance + Work/Life Programs Included in your Colonial Life group term life insurance

Each day comes with its own set of challenges— expected and unexpected. At Colonial Life, we’re here to help you. That’s why we’re offering Health Advocate’s Employee Assistance Program and Work/Life Balance Program (EAP + Work/Life) with our group term life insurance, at no additional cost. More assistance, more ways to find balance Health Advocate provides confidential counseling* and resources via unlimited phone support, online chat, and up to three face-to-face sessions per issue for a variety of personal and work issues:  Stress, anxiety and depression  Substance dependency/addiction  Child care, camps and after-school care  Grief and loss  Special needs services  Identity theft resources  Retirement planning  Staying healthy

Access an expert team for life’s biggest headaches One of Health Advocate’s many services can help relieve the burden of your medical and dental bills not covered by insurance. Medical Bill Saver™ can:

To access, call or go online: 1-888-645-1772 ColonialLife.com/EAP

 Negotiate to help reduce non-covered medical and dental bills over $400 on the balance due and/or payment plans on your behalf  Provide a Saving Results Statement summarizing the outcome  Explain how to maximize savings and get the most value from your benefits

Using trend information, provider specialty, procedure type and geographic region, their experienced negotiators can often obtain significant savings.

36

GROUP TERM LIFE


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CONTINUATION OF COVERAGE

0
page 94

COBRA Continuation of Cover-

12min
pages 90-93

Whole Life Plus Insurance

4min
pages 86-87

Term Life Insurance

3min
pages 82-83

Hospital Confinement Indemnity Insurance

1min
page 79

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 78-79

SHORT-TERM DISABILITY PREMIUMS

4min
pages 63-68

Frequently Asked Questions

2min
pages 61-62

Short-Term Disability

2min
pages 58-60

Important Plan Provisions

2min
page 55

Voluntary Long-Term Disabilit y Insurance

2min
pages 53-54

Specified Critical Illness Insurance

1min
pages 48-49

Cancer Assist Benefits Overview

2min
pages 42-43

Cancer Insurance

1min
page 41

Life Planning Services

1min
pages 37-40

Health Advocate Employee Assistance + Work/Life Programs

0
page 36

Group Term Life Insurance East Wake Charter Schools

4min
pages 31-33

Vision plan benefits for East Wake Academy

1min
pages 29-30

24/7 access to quality care... on your schedule! East Wake Academy

7min
pages 20-28

Dependent Care Account

2min
pages 17-18

THE FSA STORE

0
pages 15-16

Flexible Spending Account

2min
pages 13-14

HARMONY ENROLLMENT INSTRUCTIONS

1min
page 10

QUALIFYING LIFE EVENTS

2min
pages 8-9

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

3min
page 6

ELIGIBILITY REQUIREMENTS

0
page 4

EMPLOYEE BENEFITS GUIDE

0
page 2
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