East Wake Academy 2023 Benefits Guide 23-24PY

Page 78

Hospital Confinement Indemnity Insurance Medical Treatment Package The medical treatment package for Individual Medical BridgeSM coverage can help pay for deductibles, co-payments and other out-of-pocket expenses related to a covered accident or covered sickness.

The medical treatment package paired with Plan 2 or Plan 3 provides the following benefits: Air ambulance ............................................................................. ................ $1,000 Maximum of one benefit per covered person per calendar year

Ambulance ................................................................................. ................... $100 Maximum of one benefit per covered person per calendar year

Appliance ................................................................................... ................... $100 Maximum of one benefit per covered person per calendar year

Doctor’s office visit ................................................................................... $25 per visit Maximum of three visits per calendar year for named insured coverage or maximum of five visits per calendar year for all covered persons combined

Emergency room visit ............................................................................. $100 per visit

For more information, talk with your benefits counselor.

Maximum of two visits per covered person per calendar year

X-ray ......................................................................................... ....... $25 per benefit Maximum of two benefits per covered person per calendar year

THIS POLICY PROVIDES LIMITED BENEFITS. EXCLUSIONS

ColonialLife.com

We will not pay benefits for losses which are caused by: alcoholism or drug addiction, dental procedures, elective procedures and cosmetic surgery, felonies or illegal occupations, pregnancy of a dependent child, psychiatric or psychological conditions, suicide or injuries which any covered person intentionally does to himself or herself, or war. This information is not intended to be a complete description of the insurance coverage available. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form IMB7000-NC. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2021 Colonial Life & Accident Insurance Company. All rights reserved Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. IMB7000-MEDICAL TREATMENT PACKAGE NORTH CAROLINA EDUCATORS | 3-21 | NS-15014-1-NC

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CONTINUATION OF COVERAGE

0
page 94

COBRA Continuation of Cover-

12min
pages 90-93

Whole Life Plus Insurance

4min
pages 86-87

Term Life Insurance

3min
pages 82-83

Hospital Confinement Indemnity Insurance

1min
page 79

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 78-79

SHORT-TERM DISABILITY PREMIUMS

4min
pages 63-68

Frequently Asked Questions

2min
pages 61-62

Short-Term Disability

2min
pages 58-60

Important Plan Provisions

2min
page 55

Voluntary Long-Term Disabilit y Insurance

2min
pages 53-54

Specified Critical Illness Insurance

1min
pages 48-49

Cancer Assist Benefits Overview

2min
pages 42-43

Cancer Insurance

1min
page 41

Life Planning Services

1min
pages 37-40

Health Advocate Employee Assistance + Work/Life Programs

0
page 36

Group Term Life Insurance East Wake Charter Schools

4min
pages 31-33

Vision plan benefits for East Wake Academy

1min
pages 29-30

24/7 access to quality care... on your schedule! East Wake Academy

7min
pages 20-28

Dependent Care Account

2min
pages 17-18

THE FSA STORE

0
pages 15-16

Flexible Spending Account

2min
pages 13-14

HARMONY ENROLLMENT INSTRUCTIONS

1min
page 10

QUALIFYING LIFE EVENTS

2min
pages 8-9

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

3min
page 6

ELIGIBILITY REQUIREMENTS

0
page 4

EMPLOYEE BENEFITS GUIDE

0
page 2
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