Mortgages for professionals. As a professional in the community, your home financing needs are unique. That’s why Old National offers a solution exclusively to eligible borrowers including physicians, dentists, veterinarians and CPAs. Our specialized mortgage product helps you purchase your primary residence with up to 100% financing and no private mortgage insurance. Our mortgage loan experts will take time to understand your home-buying goals and help you find the right mortgage. Choose from a variety of terms and options: • • • •
Adjustable-rate with terms from 3 to 7 years Fixed-rate with terms from 10 to 30 years 100% loan-to-value ratio on loan amounts up to $500,0001 90% loan-to-value ratio on loan amounts up to $1,000,000
If you have completed professional training within the last five years and are now establishing your professional practice, we’ll make it easy to purchase your dream home. See below for other qualifications: Physicians
Medical doctors (MDs) and doctors of osteopathic medicine (DOs) within five years following completion of their residency or fellowship program, and joining a hospital or medical practice, or purchasing a medical practice.2
Dentists
Dentists within five years following completion of dental school or fellowship program, and joining or purchasing an established dental practice.2
Veterinarians
Veterinarians within five years following completion of veterinarian school, and joining or purchasing an established veterinarian practice.2
CPAs
CPAs within five years following completion of certification, and joining or purchasing an established accounting firm.2
Let’s talk today about which financing option is right for you. Joel E Epstein, Vice President O: 317-208-6213 C: 317-445-8989 joel.epstein@oldnational.com
oldnational.com Subject to credit approval. Property insurance required. Escrow for property taxes and insurance is required. Rates, terms and conditions effective as of April 18, 2014 and subject to change. Available on first mortgage purchase transactions on owner-occupied residences only. Other restrictions may apply. See bank for details. 1Based on a $250,000 loan at 100% LTV, on a 360 month term, with a principal/interest payment of $1,304.12 and an interest rate of 4.75% the $1,629.55 prepaid fee results in an APR of 4.807%. 2
If purchasing, the practice is either financed by Old National Bank or the seller. 0514-013